May, 2010

Valued Benefits for Everyone

This presentation may contain "forward-looking statements" within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, Section 27A of the Securities Act of 1933, as amended and pursuant to the Private Securities Litigation Reform Act of 1995. Such forward-looking statements may relate to financial results and plans for future business activities, and are thus prospective. Such forward-looking statements are subject to risks, uncertainties and other factors that could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. Among the important factors that could cause actual results to differ materially from those indicated by such forward-looking statements are competitive pressures, loss of significant customers, the mix of revenue, changes in pricing policies, delays in revenue recognition, lower-than-expected demand for the Company's products and services, general economic conditions, and the risk factors detailed from time to time in the Company's periodic reports and registration statements filed with the Securities and Exchange Commission. Any forward-looking statements are made pursuant to the Private Securities Litigation Reform Act of 1995 and, as such speak only as of the date made.

Access Plans Inc, is a unique membership business that is

profitable and growingAttributes:

Membership marketing company dedicated to delivering “Valued Benefits for Everyone”

Annualized revenue in excess of $50 million

Three operating divisions, headquartered in Norman, Oklahoma with 82 employees

Traded on the OTC Bulletin Board (OTCBB: APNC)

Presently trading @ $1.24

September 30 fiscal year-end

Access Plans Inc, is a unique membership business that is

profitable and growingAttributes:

Membership marketing company dedicated to delivering “Valued Benefits for Everyone”

Annualized revenue in excess of $50 million

Three operating divisions, headquartered in Norman, Oklahoma with 82 employees

Traded on the OTC Bulletin Board (OTCBB: APNC)

Presently trading @ $1.24

September 30 fiscal year-end

Benefit Marketing Solutions : Offers benefits to consumers as an add-on sale at retail outlets, primarily through rent-to-own centers

Benefit Marketing Solutions : Offers benefits to consumers as an add-on sale at retail outlets, primarily through rent-to-own centers

Access Plans USA: Markets healthcare-related and lifestyle discounts products to consumers via third parties

Access Plans USA: Markets healthcare-related and lifestyle discounts products to consumers via third parties

AHCP : Offers health insurance plans direct to consumers, including small businesses and individuals

AHCP : Offers health insurance plans direct to consumers, including small businesses and individuals

Access Plans USA markets healthcare-related discount products through third party marketers

Offers a wide range of services (network access to physicians/hospitals, dental/vision services, prescription drug cards)

Administer CVS’s “Health Savings Pass” generic prescription offering (450,000 members)

Imbeds programs within existing offerings (National Motor Club, State Farm)

Customizes programs for marketers (Melaleuca, Qualified Health, OPUBCO, FAMSA)

Administers Patient Advocacy programs (Discover Card)

Contracts with PBMs and PPOs to access discounted volume rates

Maintains proprietary vision and dental networks through acquired Access Plans operations

Access Plans USA markets healthcare-related discount products through third party marketers

Offers a wide range of services (network access to physicians/hospitals, dental/vision services, prescription drug cards)

Administer CVS’s “Health Savings Pass” generic prescription offering (450,000 members)

Imbeds programs within existing offerings (National Motor Club, State Farm)

Customizes programs for marketers (Melaleuca, Qualified Health, OPUBCO, FAMSA)

Administers Patient Advocacy programs (Discover Card)

Contracts with PBMs and PPOs to access discounted volume rates

Maintains proprietary vision and dental networks through acquired Access Plans operations

Valued Benefits for Everyone

Benefit Marketing Solutions focuses on Protection products:

Consumer savings:

Turnkey private label solution including customer service, claims processing, and fulfillment

TPA handles 40,000 claims annually

Dominates rent-to-own market with 4,000 retail outlets and 600,000 customers

Rent-A-Center (RAC) is our largest customer with a typical customer participation rate exceeding 40%

Benefit Marketing Solutions focuses on Protection products:

Consumer savings:

Turnkey private label solution including customer service, claims processing, and fulfillment

TPA handles 40,000 claims annually

Dominates rent-to-own market with 4,000 retail outlets and 600,000 customers

Rent-A-Center (RAC) is our largest customer with a typical customer participation rate exceeding 40%

Groceries Restaurants

Amusement Parks Movies

Auto Repair Travel

Extended Service Programs Leased Property Protection

AD&D Coverage Involuntary Unemployment Waivers

Valued Benefits for Everyone

AHCP markets health insurance and supplemental insurance plans for individuals and small businesses

5,000 AHCP agents targeting:

Americans who need health insurance who can’t purchase group coverage

Individuals and families seeking critical illness, accidental medical, AD&D and disability coverage

Distributes products for prominent insurance carriers including:

AHCP markets health insurance and supplemental insurance plans for individuals and small businesses

5,000 AHCP agents targeting:

Americans who need health insurance who can’t purchase group coverage

Individuals and families seeking critical illness, accidental medical, AD&D and disability coverage

Distributes products for prominent insurance carriers including:

Valued Benefits for Everyone

UnitedHealthOne/Golden Rule

Aetna

World Colorado Bankers

American National Security Life

We offer a diverse set of high demand products that have a recurring revenue stream

Customized products with no inventory requirements focused on customer needs

Minimal capital investment necessary to fuel results

Our retail and wholesale products are not commodities Our services are in demand and our markets are expanding

We receive very favorable rates from our network providers Large membership base Unique marketing channels

Valued Benefits for Everyone

High productivity per employee $500K revenue/employee

$35K earnings/employee

Excellent cross-selling opportunities between divisions Selling health and life products through rent to own outlets

Adding lifestyle and discount medical benefits to AHCP insurance products

Company positioned to take advantage of healthcare reform initiatives

Proven track record of assimilating acquisitions Alliance HealthCard

Access Plans

Strong balance sheet Low debt and strong cash position

Shareholder equity increases every quarter

Valued Benefits for Everyone

Profitable company with more than $50 million in annualized revenue and a strong Balance sheet with:

Complimentary portfolio of three membership marketing businesses

Multiple avenues for organic growth complemented by acquisitions

Proven track record in assimilating acquisitions

Seasoned management team

Businesses with recurring revenue stream

Solid business fundamentals

Valued Benefits for Everyone

From FY 2007 through FY 2009:

Revenue has grown from $17.6 million to $39 million

Annualized revenue for 2010 will exceed $50 million

Net income has grown from $1.4 million to $3.4 million

Cash has grown from $2.3 million to $4.6 million

Notes payable have decreased from $5.6 million to $1.9 million

Shareholder equity has grown from $.4 million to $11.5 million

FY 2010:

Q1 and Q2 revenue of $26.7 million

Shareholder equity has grown from $.4million in 2007 to $12.7 million on 3/31/10

Cash at $4.5 million includes $.5 million repurchase of shares in Q1 and $1.2 million in debt repayment in Q2.

6 months EPS up from $.07 to $.09 in FY 2010

Valued Benefits for Everyone

*Includes contribution from Access Plans USA operations acquired on April 1, 2009.

  2007 2008 2009

6 months ending

3/31/2010

Revenue $17,600,000 $20,900,000 $39,000,000 $26,763,000

Net income $1,400,000 $2,700,000 $3,400,000 $1,632,000

Cash and cash equivalents $2,300,000 $3,200,000 $4,600,000 $4,497,000

Total assets $10,200,000 $10,500,000 $26,000,000 $24,522,000

Notes payable $5,600,000 $3,200,000 $1,900,000 $738,000

Shareholder's equity $400,000 $3,300,000 $11,100,000 $12,634,000

EPS $0.09 $0.18 $0.19 $.09

Common stock 14,800,000 14,800,000 21,600,000 19,777,000

Note: Shares were reduced to 19.8 million in November, 2009Debt retirement of $1.1 million in Q1 2010

Access Plans Inc, is a unique membership business that is profitable and growing dedicated to delivering “Valued Benefits to Everyone.”

Profitable company with recurring revenue model with annualized revenues in excess of $50 million

Successful track record of successful mergers and acquisitions

Debt to equity ratio <6%

Poised for continued growth

Valued Benefits for Everyone