FINANCIALLY

ADVANCED™

A better way to meet your financial goals

McAdamFinancially Advanced™

Being financially advanced

requires a whole new level of

thinking and doing.

At McAdam, we’ve completely reinvented the concept of financial advice to take you and your future to a whole new level. Unlike most advisors, we go beyond the traditional focus on your personal and financial life. We also consider an additional, more important driver of your financial picture—your profession.

Years of research and experience have taught us that your profession — what you do, where you do it and how you do it — has the greatest influence on your finances and future. That’s why we’ve designed it as the core foundation of our proven Advanced Advisory ModelTM. With one of the largest financial networks in the country that includes hundreds of advisors across six offices, our integrated platform of services, tools and experience helps put your financial picture into better focus. It isn’t just a small step forward in financial advice—it’s Financially AdvancedTM.

Improved clarity and control of your financial future

Profession-driven, tailored advisory approach

Integrated services tailored for each life stage

Advanced financial research and information

Advanced technology and consolidated asset reporting platform

Online client portal for 24/7 information and insights

Advanced planning tools and resources

Expanded network access to individualized services

What Financially Advanced™

Means to You

Financially Advanced™

A better way to meet your financial goals

FIN

ANCI

AL

PERSON

AL

PROFESSIONAL

Advanced Advisory Model™

Career Landscape

o Anticipated financial trajectorieso Industry growth trendso Compensation modelso Equity opportunities

Benefits Landscape

o 401(k) strategieso Health plan considerationso Comprehensive insurance planningo Deferred compensation strategieso Stock options strategies

Products

o Advanced investment strategies o Reporting and analysis toolso Client access to aggregated online accounts o Financial calculators

Lifestyle

o Fixed spending analysiso Discretionary spending analysis o Risk tolerance profileo Life stage planning

Family

o Life insurance strategieso Income protection planningo College planningo Family trust planningo Comprehensive estate planning

Retirement

o Retirement goal analysiso Retirement lifestyle planningo Specialized income portfolio planningo Succession planning strategies

Special Needs

o Short-term goalso Unique health concernso Family hardships

Knowledge

o Investment advisors with industry certificationso Decades of combined experienceo Global research and insights o Broad client scenario expertise

Trends

o Short-term trend strategieso Alternative financial products and services o Long-term hedge strategies

Opportunities

o Emerging marketso Unique valuationso Industry/sector risk analysis

Risk Landscape

o High-risk promotionso Travelo Cash reserve layering

Investment Landscape

o Access to capital o Entrepreneurial ventureso Strategic partner dealso Participation in capital markets

McAdam

The Advanced Advisory Model™

McAdam’s Advanced Advisory Model™ is an intelligent advisory model that integrates all three areas of financial planning: the financial, the personal — and the professional.

Each profession has its own unique patterns of career and financial inflection points. With our advanced knowledge and deep experience with professions and their challenges and opportunities, we help you make the most informed decisions at each step and provide you with a whole new level of clarity and control.

McAdamFinancially Advanced™

Financial Planning

• 401(k) Strategies• Retirement Planning• Tax and Insurance Strategies• Employer Benefits Optimization• Education Planning• Estate Planning

Wealth Management

• Investment Advisory Services• Tax-Sensitive Investment Management• Investment Income Strategies• Alternative Investment Strategies• Specialized Separately Managed Account Access

Advanced Tax and Insurance Strategies

• Advanced Tax Strategies• Actuarial Plan Design• Advanced Insurance Architecture • Advanced Estate Strategies

Business Owner Services

• Business Continuity Planning• Owner and Executive Compensation Plans• Qualified Retirement Plans• Key Employee Retention Plans• Business Succession Planning

Products and Services

As an independent advisory firm associated with Charles Schwab and

Pursche Kaplan Sterling (PKS), our clients have access to a wide-range

of services, products and strategies, including:

Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC

Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211.

Purshe Kaplan Sterling Investments and McAdam LLC are not affiliated companies.

www.mcadamfa.com