mejores prÁcticas de compliance para relaciones de ... · 33 congreso latinoamericano de comercio...
TRANSCRIPT
MEJORES PRÁCTICAS DE COMPLIANCE PARA
RELACIONES DE CORRESPONSALÍA.
RETOS Y OPORTUNIDADES
Fedra Ware
33 Congreso Latinoamericano de Comercio Exterior
May 2017
The global
provider of
secure financial
messaging
services
SWIFT
in figures
6.5+ billion FIN messages per year (2016)
11,000+ SWIFT users
200+ Countries and territories
30.3 million FIN messages peak day (2016)
6.9% Increase in FIN traffic (2016)
SWIFT by the Numbers
Global reach with world-class performance
200+
Market Infrastructures
0
Lost Messages
99.999%
Network Availability
5 billion
Annual Messages
11,000+
Customers Countries
215
Countries ranked by FIN Traffic Sent - December 2016 YTD - Average Daily Volumes
FIN Traffic sent FIN Traffic received
Country Rank Dec YTD Growth Share Rank Dec YTD Growth Share
United States 2 4,727,788 8.0% 18.32% 2 5,730,171 8.8% 22.2%
Brazil 31 105,025 4.8% 0.41% 45 39,324 8.1% 0.2%
Mexico 34 84,265 0.6% 0.33% 35 62,382 10.1% 0.2%
Chile 43 54,832 5.5% 0.21% 44 40,428 8.0% 0.2%
Colombia 67 17,718 2.3% 0.07% 64 16,104 10.2% 0.1%
Venezuela 70 16,709 37.0% 0.06% 67 15,160 44.4% 0.1%
Dominican Rep. 75 14,030 44.7% 0.05% 71 14,863 41.9% 0.1%
Argentina 78 12,090 1.9% 0.05% 91 7,991 9.2% 0.0%
Peru 88 8,013 12.1% 0.03% 94 6,944 -3.0% 0.0%
Panama 89 7,737 6.9% 0.03% 84 9,895 -4.7% 0.0%
Uruguay 97 5,712 29.7% 0.02% 93 7,037 11.1% 0.0%
Costa Rica 104 4,114 9.4% 0.02% 104 4,710 9.0% 0.0%
Honduras 108 3,903 25.8% 0.02% 115 3,589 15.6% 0.0%
Ecuador 109 3,658 0.3% 0.01% 108 4,121 0.2% 0.0%
Guatemala 113 3,208 0.2% 0.01% 131 2,185 -11.8% 0.0%
Paraguay 126 2,143 22.8% 0.01% 140 1,887 5.2% 0.0%
Bolivia 129 1,934 32.7% 0.01% 126 2,439 25.5% 0.0%
El Salvador 139 1,339 14.4% 0.01% 133 2,074 -2.0% 0.0%
Nicaragua 143 1,190 25.2% 0.00% 138 1,950 24.2% 0.0%
Cuba 152 1,021 1.6% 0.00% 121 2,818 -0.5% 0.0%
Belize 200 197 -35.5% 0.00% 199 274 -31.0% 0.0%
LATAM TOTAL 348,839 1.35% 246,175 1.0%
GLOBAL TOTAL 25,808,976 6.5% 100.00% 25,808,976 6.5% 100.0%
$944Tn
2016 Global Avg Per Month
(12 X Global GDP)
$8.2Tn
2016 Latam Avg Per Month
(1.6 X Latam GDP)
7.3 Mn
2016 Latam Monthly Transactions
Community inspired compliance services
5
As an industry-owned cooperative and the global network for secure
financial communications and standards, SWIFT is uniquely placed to
help solve the financial crime compliance challenge through
collaborative efforts and innovation
Significant costs
at stake….
... Yet no competitive
advantage for banks
Financial crime is top of
the agenda for banks
All geographies / All types
of players impacted
Lots of duplication…
… for universal challenges
Designed and driven by the community for the community
Secure User control acces
Up-to-date
information
Data Verification
By SWIFT
Promotes
Standard
7
What is the concern?
2016 cases prove that the financial industry is at
serious risk of cyber-attack
Attacks are global, sophisticated, and here to stay!
“The attacks will continue
and get more sophisticated” Gottfried Leibbrandt, CEO, SWIFT
SWIFT Customer Security Programme “There are only two types of companies:
Those that have been hacked and those
that will be hacked” Robert S. Mueller, III, Director FBI
CSP | Modus Operandi
9
Step 1 Step 2
Attackers
compromise
customer's
environment
Attackers obtain
valid operator
credentials
Step 3
Attackers
submit
fraudulent
messages
Step 4
Attackers hide
the evidence
• Attackers are well-organised and sophisticated
• Common starting point has been a security breach in a
customer’s local environment
• There is no evidence that SWIFT’s network and core
messaging services have been compromised
SWIFTgpi
Enhancing the corporate
experience in cross-border
payments
21 Banks
successfully piloted
12 Banks exchanging
live gpi payments
100 gpi member
banks
60+ Country
corridors
224 Countries
75% of all payments
traffic on SWIFT
“YESTERDAY”
Traditional correspondent banking
− Slow, can take multiple days
− No transparency on costs
− No transparency on time
− No confirmation of credit
“TODAY”
SWIFT global payments innovation (gpi)
− Faster, same day* use of funds
− Transparency of fees
− End-to-end payments tracking
− Remittance information transferred unaltered
SWIFT gpi payments tracker