merchant payments ecosystem

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Merchant Payments Ecosystem

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Conference Awards

Sponsors & Exhibitors

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Contact

Socializing during the first night dinner. All under one roof...

6th annual February 12 14, 2013, Berlin

Talk, talk, talk...Productive networking at its best...

6

th

annual February 12 14, 2013, Berlin

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Sponsors & Exhibitors 2013

First Data

Platinum Sponsor & Exhibitor

In a complex and challenging business environment, there is no substitute for a partner with

specialist knowledge and experience, backed by global presence and economies of scale.

First Data provides end-to-end processing, acquiring, switching and value-added services tofinancial institutions and merchants around the world. The company operates merchant

acquiring alliances and revenue sharing agreements in Europe, Asia Pacific, Canada and Latin

America, working with bank partners to drive profit and operational efficiencies from their

acquiring businesses. First Data provides market-leading sales and network management,

credit risk and customer services, third party management and back office services. Bank

partners can leverage First Datas expertise to develop market-leading merchant propositions

in their target geographies.

To find out how First Data can help you optimise the performance of your acquiring business,

please visitwww.firstdata.com

VeriFone

Gold Sponsor & Exhibitor

About VeriFone Systems, Inc. (www.verifone.com)

VeriFone Systems, Inc. (VeriFone) (NYSE: PAY) is the global leader in secure electronic

payment solutions. VeriFone provides expertise, solutions and services that add value to the

point of sale with merchant-operated, consumer-facing and self-service payment systems for

the financial, retail, hospitality, petroleum, government and healthcare vertical markets.

VeriFone solutions are designed to meet the needs of merchants, processors and acquirers in

developed and emerging economies worldwide
http://www.firstdata.com/http://www.firstdata.com/http://www.verifone.com/http://www.firstdata.com/http://www.verifone.com/


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Credorax


Credorax is a leading provider of Smart Acquiring Solutions enabled by NextGen

Technology. An EU licensed Financial Institution and Principal Member of Visa and

MasterCard, Credorax partners/customers include PSPs, ISOs and merchants. Credorax offers

increased transaction approval rates, higher conversion rates, efficient online chargeback

handling services and advanced fraud management.

For more information, please visitwww.credorax.com

Equens


Equens is the first truly pan-European full-service payment processor. As one of the largest

and most innovative payment processors in Europe, we lead the market for future-proof

payments and debit card processing solutions. We offer a complete and highly competitive

portfolio, which we can align seamlessly with your requirements thanks to our flexible and

client-oriented approach.

For more information, please visitwww.equens.com

American Express

Gold Sponsor
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Each day, American Express makes it easier, safer and more rewarding for consumers and

businesses to purchase the things they need and for merchants to sell their goods and services.

An engine of commerce, American Express provides innovative payment, travel and expense

management solutions for individuals and businesses of all sizes. Most of all, we help our

customers realize their dreams and aspirations through industry-leading benefits, access to

unique experiences, business-building insights, and global customer care. We enable our

customers to do more and achieve more.

A Unique Service Company

American Express is the only company with a strong, global presence across the entire

payments chain. We are the worlds largest card issuer, the premium network for high-

spending cardmembers, a processor of millions of transactions daily, and a partner that

provides business-building services to a worldwide merchant base.

Having this horizontal scale across payments gives us diverse opportunities to grow our

business and drive innovation in the marketplace. Its also a gateway to a broader array of

services that further differentiate American Express.

Our direct relationships with many millions of consumers, businesses and merchants

worldwide -- combined with our leading-edge marketing, information management and

rewards capabilities -- enable us to offer an array of valuable services that enrich lives, build

business success, encourage financial responsibility, and create communities of people with

common interests.

This is what makes American Express a unique, and uniquely powerful, services company.

For more information, please visitwww.americanexpress.com

Discover Financial Services

Silver Sponsor & Awards Dinner Sponsor & Exhibitor
http://www.americanexpress.com/http://www.americanexpress.com/http://www.americanexpress.com/


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Discover Financial Services (NYSE: DFS) is a direct banking and payment services

company with one of the most recognized brands in U.S. financial services. Since its

inception in 1986, the company has become one of the largest card issuers in the United

States. The company operates the Discover card, America's cash rewards pioneer, and offers

personal and student loans, online savings products, certificates of deposit and money market

accounts through its Discover Bank subsidiary. Its payment businesses consist of DiscoverNetwork, with millions of merchant and cash access locations; PULSE, one of the nation's

leading ATM/debit networks; and Diners Club International, a global payments network with

acceptance in more than 185 countries and territories.

For more information, please visitwww.discoverfinancial.com

Welcome Real-time

Silver Sponsor & Exhibitor

Welcome Real-time is the global leader in innovative loyalty solutions to Fortune 500 banks,

retailers and other organisations worldwide. Through its proven Welcome XLS solution,

Welcome helps organisations run real-time loyalty and marketing programmes that drive a

change in the behaviour of their customers, ultimately driving long-term growth andprofitability. Established in 1996, Welcome has implemented its enterprise loyalty software in

over 30 countries, across 5 continents, proving its ability to meet diverse business needs.

Further information about Welcome Real-time can be found at www.welcome-rt.com

CreditCall


CreditCall is a specialised payments solution provider who has launched

CardEase Mobile, a Mobile POS white label solution for the financial sector,

enabling merchants to accept Chip and PIN card payments on their Android,

Apple or BlackBerry devices in conjunction with a fully EMVCo Level 1 and Level 2
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certified and SRED approved PIN pad and PCI DSS Level 1 certified payment

gateway.

The company also provides specialised payment gateway services for the

unattended market such as parking, ticketing and vending in the UK, US, Canada

and Europe. It develops and certifies EMV Kernel software for Chip & PIN and Chip

& Signature terminals that is deployed worldwide. CreditCalls EMV Kernels are

used in both contact and contactless environments such as card readers, POS,

ATMs, petrol pumps, kiosks, and ticketing terminals. The company was founded

in 1997 and has offices in Bristol and New York.

For more information, visit www.creditcall.comorwww.cardeasemobile.com or contact us at

[email protected]

Handpoint


Handpoint, the mobile payment experts since 1999, offer payment solutions to individuals and

businesses world wide. With Handpoint, customers can accept Chip&PIN card payments with

their smartphones, tablets, handhelds and PCs.

Handpoint has a complete end-to-end payment solution including a fully hosted PCI-DSS

certified payment gateway for both authorisations and settlements.

Security is a core part of Handpoint operations. On our secure card reader all card details are

protected with point-to-point encryption (P2Pe) to achieve maximum security. Handpoint

white labels and co-brands payment solutions and offers an open API for developers for

different devices.

For more information, please visitwww.handpoint.com

Realex Payments

http://www.creditcall.com/http://www.creditcall.com/http://www.cardeasemobile.com/mailto:[email protected]://www.handpoint.com/http://www.handpoint.com/http://www.creditcall.com/http://www.cardeasemobile.com/mailto:[email protected]://www.handpoint.com/


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Realex Payments provides payment processing services to

businesses selling online and processes in excess of 20Bn per annum. The

company was founded in 2000 by award winning entrepreneur, Colm Lyon and

employs 145 people across its offices in Dublin, London and Paris.

Realex Payments has in excess of 12,000 clients including Virgin Atlantic, Paddy Power,

Vodafone and the AA. Realex Payments also provide a managed service to HSBC Merchant

Services for their UK online retailer base.

For more info, please visit www.realexpayments.com

Card Commerce


Card Commerce provides customer engagement technology that helps merchants, businessesand communities recruit and retain customers. Our solutions span in-store, digital and third

party channels and include gift card, promotions cards, savings cards, eVouchers, eCoupons

and mall cards.

Our UK customer base alone includes the 2nd largest University, the largest pub & restaurant

chain, the largest independent coffee house, the largest specialty retail jeweller in the UK, and

one of the largest independently owned restaurant operators.

Our products and services are available through our reseller channels, including Barclaycard

and Elavon Merchant Services, as well as via our direct sales channel.

To see how you can engage new and existing customers visit www.card-commerce.com

SIX Payment Services

http://www.realexpayments.com/http://www.card-commerce.com/http://www.realexpayments.com/http://www.card-commerce.com/


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SIX Payment Services provides financial institutions and merchants with secure and

innovative solutions along the entire value chain of cashless payments.

As one of Europes largest transaction processors, SIX Payment Services supports financial

institutions with end-to-end processing solutions for card transactions and interbank

payments. Using the latest IT infrastructure, SIX Payment Services ensures the efficient andsecure flow of transactions between card holder, card issuer and merchant. With a modular

offering, it facilitates the acceptance of cards at the POS and e-commerce. The tailor-made

solutions also include electronic billing and direct debit. All its services comply with the latest

international security standards and provide optimum fraud and risk protection.

With over 1,000 employees and a local presence at 13 office locations, SIX Payment Services

partners with customers in 33 countries.

www.six-payment-services.com

SIX Payment Services is a subsidiary of SIX. On a worldwide scale, SIX offers first-rateservices in the areas of securities trading, clearing and settlement, as well as financial market

information and payment transactions.

For more information, please visitwww.six-group.com

Trustwave


Trustwave is a leading provider of on-demand and subscription-based information security

and payment card industry compliance management solutions to businesses and government

entities throughout the world. For organizations faced with today's challenging data security

and compliance environment, Trustwave provides a unique approach with comprehensive

solutions that include its flagship TrustKeeper compliance management software and otherproprietary security solutions including SIEM,WAF,EV SSL certificates and secure digital

certificates. Trustwave has helped hundreds of thousands of organizations-ranging from

Fortune 500 businesses and large financial institutions to small and medium-sized retailers-

manage compliance and secure their network infrastructures, data communications and

critical information assets. Trustwave is headquartered in Chicago with offices throughout

North America, South America, Europe, Africa, Asia and Australia.

For more information, visithttps://www.trustwave.com
http://www.six-payment-services.com/http://www.six-group.com/http://www.six-group.com/https://www.trustwave.com/siem/https://www.trustwave.com/web-application-firewallhttps://www.trustwave.com/web-application-firewallhttps://www.trustwave.com/web-application-firewallhttps://ssl.trustwave.com/ssl-premium-ev.phphttps://ssl.trustwave.com/https://ssl.trustwave.com/https://ssl.trustwave.com/https://ssl.trustwave.com/http://www.six-payment-services.com/http://www.six-group.com/https://www.trustwave.com/siem/https://www.trustwave.com/web-application-firewallhttps://ssl.trustwave.com/ssl-premium-ev.phphttps://ssl.trustwave.com/https://ssl.trustwave.com/https://ssl.trustwave.com/


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HPS


HPS is a leading payment software company providing electronic payment solutions for

financial institutions, processors and national switches all around the world. Through

PowerCARD, our all-in-one platform used by more than 320 issuers, acquirers and national

switches, we process any card type (credit, debit, prepaid, loyalty, corporate and fuel) via any

channel (ATM, POS, internet and mobile) for any kind of merchant.

EMV and PA-DSS compliant, PowerCARD is fully integrated with all international payment

networks such as Visa, MasterCard, American Express, Diners Club, Japan Credit Bureau

(JCB) and China Union Pay (CUP) and facilities global connectivity and worldwide payments

acceptance.

HPS operates in over 70 countries in the 5 continents and counts among its clients several top

100 financial institutions worldwide.

HPS is rated Positive by Gartner, the world leader in IT research and consulting, in the 3

latest editions of the MarketScope* for Multiregional Card Management Software.

For more information, please visit us at

www.hps-worldwide.com

For specific questions or information, please write to:

Nacer Amraoui,

Regional Sales Director

[email protected]

Tieto

http://www.hps-worldwide.com/mailto:[email protected]:[email protected]://www.hps-worldwide.com/mailto:[email protected]


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Tieto is the leading IT service company in Northern Europe providing IT and product

engineering services. Our highly specialized IT solutions and services complemented by a

strong technology platform create tangible business benefits for our local and global

customers. As a trusted transformation partner, we are close to our customers and understand

their unique needs. With about 18 000 experts, we aim to become a leading service integrator

creating the best service experience in IT.

For more information, please, visitwww.tieto.com/cards or contact us at [email protected]

BPC Banking Technologies


Founded in 1995, BPC Banking Technologies is the worlds leading provider of Open

System, e-payment solutions for the global financial industry. As the developer and

distributor of SmartVistaa comprehensive suite of solutions covering every aspect of

electronic payments processingBPC has designed an innovative platform featuring a

flexible, scalable, high performance solution, SmartVista, that will grow as your business

grows. SmartVista includes:

SmartSwitch For complete switching and routing

SmartIssuer Total card management solution

SmartPro Comprehensive card production

SmartATM A complete ATM management solution

SmartMerchant Comprehensive merchant management

SmartBilling A complete billing and settlement system

SmartLoyalty For comprehensive loyalty program management
http://www.tieto.com/cardshttp://www.tieto.com/cardsmailto:[email protected]://www.tieto.com/cardsmailto:[email protected]


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SmartGuard For effective fraud management

Smart@Bank - Drive Customer Loyalty and Profitability with Online and Mobile Banking

BPCs tier-one client base includes leading, international financial institutions located across

26 countries and five continents with several of the worlds top 100 banks as clients. To driveexpansion efforts, BPC has established a network of global offices including the Asia Pacific;

Central, Eastern and Western Europe; MEA; Mexico and Central and South America and the

U.S. BPCs philosophy of keeping close to customers is based on local pre and post-sales

support and long-term relationships with local customers and partners. With offices around

the world, BPC provides local language support staff in each regional office.

For more information, please visitwww.bpcbt.com

Innovalue

Silver Sponsor

Innovalue is one of the leading top management consulting firms in the European payment

industry. Our clients encompass banks, acquirers, card schemes, processors, mobile networkoperators and terminal producers. Our functional capabilities are focused on selected

competency areas with high and visible value creation:

Growth

Go-to market strategy

Market entry and cross-border business

Sales force & channel optimization

Product & pricing strategy

Efficiency

Performance improvement

Operational excellence

Organizational development

Corporate restructuring

M&A

M&A and alliance strategy

Transaction and negotiation support Valuation
http://www.bpcbt.com/http://www.bpcbt.com/http://www.bpcbt.com/


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Due dilligence

Post merger integration

Innovalue is headquartered in Hamburg, Germany.

For more information, please visitwww.innovalue.com

Monitise

Silver Sponsor

OUR VISION: MAKING MONEY MOBILEACROSS THE WORLD

Working with over 300 of the worlds leading financial institutions in 4 continents, Monitise

is the largest Mobile Money specialist in the world. Moving towards our vision, we enjoy an

expanding global presence with a growing number of international partners, including RIM

(BlackBerry) and Visa Inc.

Every mobile phone, from the simplest to the smartest, can play a part in this vision and

contribute to what is one the most productive of global revolutions: With 5.9 billion mobilephones in the world, the rewards for our partners, through delivering appropriate and efficient

mbanking, mpayment and mcommerce systems are unlimited.

Monitise provides mobile payment solutions to the worlds leading financial institutions,

including Royal Bank of Scotland Group (RBSG), HSBC, First Eastern, FIS and more than a

third of the top 50 US banks. Each partner benefits from our vision-driven approach which is

optimised for the present and constantly evolving with the future in mind.

Working for everyone mbanking | mpayment | mcommerce

www.monitise.com

Skrill

Bronze Sponsor
http://www.innovalue.com/http://www.innovalue.com/http://www.monitise.com/http://www.innovalue.com/http://www.monitise.com/


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Skrill (Moneybookers) is one of the world's largest online payment providers currently used

by over 135,000 merchants. Our payment network provides more than 100 payment options,

with 41 currencies covering 200 countries. With this single connection you can instantly enter

new markets and more easily grow your business.

Please visit www.skrill.com

Ogone

Bronze Sponsor

Ogone is a leading payment service provider with global reach. Tens of thousands of onlinebusinesses worldwide trust Ogone to manage, secure and collect their online and mobile

payments, help prevent fraud and drive their business. Ogones scalable solution allows their

customers to increase their checkout conversion and help them enhance sales, both domestic

and cross-border.

More information about Ogone Payment Services (www.ogone.com).

First AnnapolisDocument Sponsor

First Annapolis is a management consulting and mergers and acquisitions advisory firm

specialized in advising clients on business strategy across the payments industry including

credit cards, deposit access products, B2B, and emerging payments. The firm advises

hundreds of clients a year in Europe, North America, and Latin America including dozens of

assignments each year specific to card acquiring. Since the firms founding in 1991, acquiring

has been a key focus and our experience includes supporting the worlds top acquirers and

participating in many of the industrys most significant deals. We are committed to helping

our clients succeed by providing exceptional insights that generate lasting value.

For more information, please visitwww.1st-annapolis.com

inpay

Exhibitor
http://www.skrill.com/http://www.ogone.com/http://www.1st-annapolis.com/http://www.1st-annapolis.com/http://www.skrill.com/http://www.ogone.com/http://www.1st-annapolis.com/


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inpay is an extra online payment option enabling customers to pay using their online bank.

By offering instant payment with global coverage, inpay is a strong and unique bank payment

option. Furthermore, inpay works in local currency and offers local language support in more

than 35 countries.

With inpay the bank transfers are registered instantly for more than 800 million online bank

users world wide. Customers whose bank is not yet part of the inpay network can still use

inpay, and payment will then be registered within 24 hours.

Integrating with inpay is very easy, and the robust backend system offers a full range offunctionalities such as real time reporting, seamless currency conversion and refunds. All

inpay transactions are bank transfers which means no risk of chargebacks with inpay you

stay paid when you get paid!

inpay is competitively priced and is also offered as a white label solution for large merchants

and PSPs.

For more information, visitwww.inpay.com or contact us at [email protected]

Inform

Exhibitor

INFORM develops and markets software systems to optimise business processes on the basis

of Operations Research and Fuzzy Logic. INFORM software takes its own intelligent

decisions in real-time in the fields of fraud prevention and risk assessment for the credit,telecommunication and insurance business as well as in transport and intralogistics, in airport

resource management, in production planning, sales planning and material management.

Complementing existing administrative IT solutions, these optimisation systems are applied to

business operations where situation responsive, high quality decision making under time

pressure is essential in order to boost productivity.

The differentiating factor between classic administrative software and this new breed of

add-on optimisation systems is their capability to automatically decisions.
http://www.inpay.com/http://www.inpay.com/mailto:[email protected]://www.inpay.com/mailto:[email protected]


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INFORM-systems optimise business procedures of worldwide companies focused on diverse

businesses. INFORM employs over 400 staff from more than 30 countries at its sites in

Aachen, Frankfurt and Chicago.

For more information, please visitwww.riskshield.com

Thales e-Security

Exhibitor

Thales e-Security is a leading global provider of data encryption and cyber security solutionsto the financial services, high technology, manufacturing, government and technology sectors.

With a 40-year track record of protecting corporate and government information, Thales

solutions are used by four of the five largest energy and aerospace companies, 22 NATO

countries, and secure more than 80 percent of worldwide payment transactions. Thales e-

Security has offices in Australia, France, Hong Kong, Norway, United States and the United

Kingdom.

www.thales-esecurity.com

Nettitude

Exhibitor

Nettitude is a global provider of Mobile Security, Payment Application and Risk Management

services. Nettitude works extensively within the Payment Card Industry (PCI) and has strong

Information Assurance and Security Testing capability.

We are one of only a handful of Point to Point Encryption (P2PE) certified Qualified Security

Assessor (QSA) companies in the world. In addition, as a Payment Application QSA, we are

experienced in consulting and auditing some of the most demanding and cutting edge

payment applications available today.

Nettitude has focus on developing technologies and is uniquely focused on NFC as well as

Mobile and Digital Wallets.
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The PCI Security Council recognizes Nettitude as one of an elite handful of organizations

worldwide to be certified simultaneously as a PCI QSA, PCI ASV, PCI PA QSA and PCI

P2PE QSA. Combining this level of focus with our award winning Penetration Testing

practice, Malware Analysis and Forensics labs, makes us highly unique within this Mobile

Payment industry.

For more information, visitwww.nettitude.com or contact us at [email protected]

n2finance

Supporting Partner

N2FINANCE is a European network of seasoned experts in financial services, retail banking,

payments, and cards; with each having at least 15 years of experience in the finance sector

and their branch of expertise. N2FINANCE experts master the entire value chain of payments

and cards, fuelled by many years of hands-on experience and having lead ground-breaking

innovations to market. The experts of N2FINANCE have worked for the leading banks of

Europe, for the national and European regulatory, for key suppliers to the finance sector, such

as transaction processors, solution providers, etc At their disposal, they have a complete

register of skills : legal, organisational, commercial, technical, risk assessment, security,

operational, product management, etc Through a unique combination of innovation huntingand strategic insight, N2FINANCE experts are best equipped to face the future of finance.

Contact :[email protected]

Last year's sponsorsPayFair

The new easy way to pay.
http://www.nettitude.com/http://www.nettitude.com/mailto:[email protected]:[email protected]%20mailto:[email protected]%20http://www.nettitude.com/mailto:[email protected]:[email protected]%20


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PayFair is the new alternative payment system for banks, merchants and consumers. It is the

fully SEPA compliant and future proof in terms of interchange and governance new

innovative alternative to international schemes. PayFair priorities are to enhance consumer

convenience and security while ensuring lower barrier entry for merchants. For banks,

PayFair is highly secured, charge-backs free, easy to implement and deploy. Only one brand

will cater for debit, credit, prepaid and e-money cards, contact or contactless, and it has allthe well known features of EMV (chip & pin) with all the convenience of internet and mobile

phone technology: no complication anymore for consumers by looking for different brands or

subset of brands for using different means of payments in different situations. PayFair is

focused on bringing innovation to the market such as PayFair@Internet which will foster

consumer confidence while boosting transactions on e-commerce sites. PayFair@Internet is

the first unique payment solution that cannot be exposed in mass to hackers. Fraud activities

and occurrences for banks, merchants and consumers are drastically reduced. And it is

working on all ordinary mobile devices which consumers already have, enabling viral

deployment: Simple, Fast and Safe!.

Feel free to contact us on +32 2 767 66 66 orwww.payfair.eu

Tieto

Tieto is the leading IT service company in Northern Europe providing IT and product

engineering services. Our highly specialized IT solutions and services complemented by a

strong technology platform create tangible business benefits for our local and global

customers. As a trusted transformation partner, we are close to our customers and understand

their unique needs. With about 18 000 experts, we aim to become a leading service integrator

creating the best service experience in IT.

For more information, please, visitwww.tieto.com/cards or contact us at [email protected]

SIX Pay

SIX Pay is an international provider of cashless payment solutions with headquarters in

Luxembourg.
http://www.payfair.eu/http://www.payfair.eu/http://www.tieto.com/cardshttp://www.tieto.com/cardsmailto:[email protected]://www.payfair.eu/http://www.tieto.com/cardsmailto:[email protected]


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SIX Pay offers the secure acceptance and processing of the credit cards Visa, MasterCard,

Diners Club, Discover and JCB as well as the debit cards V PAY and Maestro, combined with

simple, pan-European solutions for cashless payments at the point of sale. SIX Pays

intelligent, comprehensive solutions for the retail, hospitality, mineral oil and e-commerce

sectors also include the routing of credit cards and various national debit cards.

The company also makes possible automatic currency conversions at the point of sale

(Dynamic Currency Conversion), the topping-up of call credits for prepaid mobile phones

through payment terminals and ATMs (Mobile Voucher), the processing of discount coupons

(Mobile Coupon) as well as sales of electronic gift cards (GiftCard).

SIX Pay is a SIX Group Ltd company. SIX Group offers top-quality services around the

world in the fields of securities trading and settlement, financial information and payment

traffic.

For more information, please visit www.six-pay.com

VeriFone

About VeriFone Systems, Inc. (www.verifone.com)

VeriFone Systems, Inc. (VeriFone) (NYSE: PAY) is the global leader in secure electronic

payment solutions. VeriFone provides expertise, solutions and services that add value to the

point of sale with merchant-operated, consumer-facing and self-service payment systems for

the financial, retail, hospitality, petroleum, government and healthcare vertical markets.

VeriFone solutions are designed to meet the needs of merchants, processors and acquirers in

developed and emerging economies worldwide

inpay

inpay is an extra online payment option enabling customers to pay using their online bank.

By offering instant payment with global coverage, inpay is a strong and unique bank payment

option. Furthermore, inpay works in local currency and offers local language support in more

than 35 countries.
http://www.merchantpaymentsecosystem.com/www.six-pay.comhttp://www.verifone.com/http://www.merchantpaymentsecosystem.com/www.six-pay.comhttp://www.verifone.com/


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With inpay the bank transfers are registered instantly for more than 800 million online bank

users world wide. Customers whose bank is not yet part of the inpay network can still use

inpay, and payment will then be registered within 24 hours.

Integrating with inpay is very easy, and the robust backend system offers a full range of

functionalities such as real time reporting, seamless currency conversion and refunds. Allinpay transactions are bank transfers which means no risk of chargebacks with inpay you

stay paid when you get paid!

inpay is competitively priced and is also offered as a white label solution for large merchants

and PSPs.

For more information, visitwww.inpay.com or contact us at [email protected]

Trustwave

Trustwave is a leading provider of on-demand and subscription-based information security

and payment card industry compliance management solutions to businesses and government

entities throughout the world. For organizations faced with today's challenging data security

and compliance environment, Trustwave provides a unique approach with comprehensive

solutions that include its flagship TrustKeeper compliance management software and other

proprietary security solutions including SIEM,WAF,EV SSL certificates and secure digital

certificates. Trustwave has helped hundreds of thousands of organizations-ranging from

Fortune 500 businesses and large financial institutions to small and medium-sized retailers-manage compliance and secure their network infrastructures, data communications and

critical information assets. Trustwave is headquartered in Chicago with offices throughout

North America, South America, Europe, Africa, Asia and Australia.

For more information, visithttps://www.trustwave.com

First Annapolis

First Annapolis is a management consulting and mergers and acquisitions advisory firm

specialized in advising clients on business strategy across the payments industry including

credit cards, deposit access products, B2B, and emerging payments. The firm advises

hundreds of clients a year in Europe, North America, and Latin America including dozens of

assignments each year specific to card acquiring. Since the firms founding in 1991, acquiring

has been a key focus and our experience includes supporting the worlds top acquirers and

participating in many of the industrys most significant deals. We are committed to helping

our clients succeed by providing exceptional insights that generate lasting value.
http://www.inpay.com/http://www.inpay.com/mailto:[email protected]://www.trustwave.com/siem/https://www.trustwave.com/web-application-firewallhttps://www.trustwave.com/web-application-firewallhttps://www.trustwave.com/web-application-firewallhttps://ssl.trustwave.com/ssl-premium-ev.phphttps://ssl.trustwave.com/https://ssl.trustwave.com/https://ssl.trustwave.com/https://ssl.trustwave.com/http://www.inpay.com/mailto:[email protected]://www.trustwave.com/siem/https://www.trustwave.com/web-application-firewallhttps://ssl.trustwave.com/ssl-premium-ev.phphttps://ssl.trustwave.com/https://ssl.trustwave.com/https://ssl.trustwave.com/


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For more information, please visitwww.1st-annapolis.com

n2finance

N2FINANCE is a European network of seasoned experts in financial services, retail banking,

payments, and cards; with each having at least 15 years of experience in the finance sector

and their branch of expertise. N2FINANCE experts master the entire value chain of payments

and cards, fuelled by many years of hands-on experience and having lead ground-breaking

innovations to market. The experts of N2FINANCE have worked for the leading banks of

Europe, for the national and European regulatory, for key suppliers to the finance sector, suchas transaction processors, solution providers, etc At their disposal, they have a complete

register of skills : legal, organisational, commercial, technical, risk assessment, security,

operational, product management, etc Through a unique combination of innovation hunting

and strategic insight, N2FINANCE experts are best equipped to face the future of finance.

Contact :[email protected]

Inform

INFORM develops and markets software systems to optimise business processes on the basis

of Operations Research and Fuzzy Logic. INFORM software takes its own intelligent

decisions in real-time in the fields of fraud prevention and risk assessment for the credit,

telecommunication and insurance business as well as in transport and intralogistics, in airport

resource management, in production planning, sales planning and material management.

Complementing existing administrative IT solutions, these optimisation systems are applied tobusiness operations where situation responsive, high quality decision making under time

pressure is essential in order to boost productivity.

The differentiating factor between classic administrative software and this new breed of

add-on optimisation systems is their capability to automatically decisions.

INFORM-systems optimise business procedures of worldwide companies focused on diverse

businesses. INFORM employs over 400 staff from more than 30 countries at its sites in

Aachen, Frankfurt and Chicago.

For more information, please visitwww.riskshield.com
http://www.1st-annapolis.com/http://www.1st-annapolis.com/mailto:[email protected]%20mailto:[email protected]%20http://www.riskshield.com/http://www.riskshield.com/http://www.1st-annapolis.com/mailto:[email protected]%20http://www.riskshield.com/


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Compass Plus

Compass Plus provides proven software and services for financial institutions, including

retail banks and payment processors across the globe that operate in complex and rapidly

changing business and technology environments. Compass Plus builds and quickly

implements comprehensive and integrated payment technologies that allow customers to

increase revenue and profits, and improve their competitive position by implementing flexible

systems that meet market demands. With hundreds of successful projects spanning card,

account and merchant management, card personalisation, payment processing, terminal

driving, self-service channel management, mobile and electronic commerce implemented in

record breaking time Compass Plus ensures our customers make the most of their technologyinvestments. Compass Plus has a diverse customer base which spans retail banks, processing

centres, national switches and personalisation centres in dozens of countries across Europe,

Asia, Africa, the Middle East, North and South America.

For more information, please visitwww.compassplus.com

ai Corporation

The ai Corporation provides real time fraud detection systems to Issuers, Acquirers,Payment Processors and Merchants around the world.

Our flagship solution, RiskNet, is used by many major organisations around the world: Each

year our solutions monitor over 8 billion transactions and authorisations, and many millions

of cards.

Our solution range is:

RiskNet Issuer detecting fraud on cards issued by your institution

RiskNet Acquirer detecting merchant fraud committed by merchants that you acquireand helping anticipate Acquirer Risk
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SmartAuth detecting CNP fraud, and protecting your merchants from exposure to, and

use of, compromised cards.

Our low cost solutions; detect fraud as it happens and stop it in its tracks; produce fraud alerts

quickly and effectively; can be deployed in a multi-product, multi-scheme, multi-institution

and multi-currency environment.

Over 60 major financial organisations will vouch for our solutions, and will readily tell you

how they reduced fraud exposure, improved analysts efficiency and reduced chargebacks and

scheme penalties as a result of deploying aiCorporations solutions at the heart of their fraud

and risk operations.

If you are interested in reducing fraud and improving your companies profitability then

please make an enquiry [email protected]

Discover Financial Services

Discover Financial Services (NYSE: DFS) is a direct banking and payment services

company with one of the most recognized brands in U.S. financial services. Since its

inception in 1986, the company has become one of the largest card issuers in the United

States. The company operates the Discover card, America's cash rewards pioneer, and offers

personal and student loans, online savings products, certificates of deposit and money market

accounts through its Discover Bank subsidiary. Its payment businesses consist of DiscoverNetwork, with millions of merchant and cash access locations; PULSE, one of the nation's

leading ATM/debit networks; and Diners Club International, a global payments network with

acceptance in more than 185 countries and territories.

For more information, please visitwww.discoverfinancial.com

American Express

Each day, American Express makes it easier, safer and more rewarding for consumers and

businesses to purchase the things they need and for merchants to sell their goods and services.

An engine of commerce, American Express provides innovative payment, travel and expensemanagement solutions for individuals and businesses of all sizes. Most of all, we help our
mailto:[email protected]://www.discoverfinancial.com/mailto:[email protected]://www.discoverfinancial.com/


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customers realize their dreams and aspirations through industry-leading benefits, access to

unique experiences, business-building insights, and global customer care. We enable our

customers to do more and achieve more.

A Unique Service CompanyAmerican Express is the only company with a strong, global presence across the entire

payments chain. We are the worlds largest card issuer, the premium network for high-

spending cardmembers, a processor of millions of transactions daily, and a partner that

provides business-building services to a worldwide merchant base.

Having this horizontal scale across payments gives us diverse opportunities to grow our

business and drive innovation in the marketplace. Its also a gateway to a broader array of

services that further differentiate American Express.

Our direct relationships with many millions of consumers, businesses and merchants

worldwide -- combined with our leading-edge marketing, information management andrewards capabilities -- enable us to offer an array of valuable services that enrich lives, build

business success, encourage financial responsibility, and create communities of people with

common interests.

This is what makes American Express a unique, and uniquely powerful, services company.

For more information, please visitwww.americanexpress.com

Credorax

Credorax is a leading provider of Smart Acquiring Solutions enabled by NextGen

Technology. An EU licensed Financial Institution and Principal Member of Visa and

MasterCard, Credorax partners/customers include PSPs, ISOs and merchants. Credorax offers

increased transaction approval rates, higher conversion rates, efficient online chargeback

handling services and advanced fraud management.

For more information, please visitwww.credorax.com

Diners Club International
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Diners Club International serves the payment needs of select and affluent consumers and

companies with a complete array of expense management solutions. Cardmembers have

access to more than 350 airport lounges, and the card is accepted at millions of merchant

locations and over 750,000 ATMs in more than 185 countries and territories.

Visit www.dinersclub.com

Alston+Bird

The Payments Group at Alston + Bird comprised of over 20 attorneys is considered

among the worlds leading legal resources for the payments industry.

Our Clients

Our clients include leading participants in all sectors of the payments industry: payment

networks; global and regional banks; card issuers; merchant acquirers; processors; PSPs,

ISOs, MSPs and VARs; mobile payment participants; prepaid, loyalty and rewards program

managers and providers; POS equipment manufacturers; global retailers; and financial

technology innovators.

Our Services

We provide legal counsel to payments industry clients across multiple jurisdictions. Whether

with respect to mergers and acquisitions, global expansion initiatives, strategic alliances,

complex regulatory and Card Scheme compliance matters, B2B, mobile or healthcare

payments, corporate and tax counsel, litigation, intellectual property protection and disputes,

or other traditional or emerging payment systems, are attorneys have been trusted payments

industry advisors for over 20 years.

Depth and Breadth with a Global Reach

We represent payments clients throughout the world, with extensive experience in Europe,

North America, Latin America, and Asia. Our payments industry knowledge, coupled with

Alston + Birds 800 attorneys and full-service legal capabilities, enable us to offercomprehensive, best-in-class counsel to the payments industry.
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To learn more, please contact any of our representatives at Merchant Payment Ecosystems

2012:

DataCash

DataCash Group Ltd (part of MasterCard Incorporated) provides multi-channel global

payment processing services and advanced fraud prevention and risk management solutions to

merchants and banks. As a global partner to some of the worlds most recognisable brands in

the gaming, travel, retail and finance sectors, DataCash combines smart thinking and an end-

to-end solution to help its customers transcend the complexities and expense associated with

payment processing.

Advanced technology from DataCash enables customers to accept and process payments inover 177 currencies across e-commerce, m-commerce and cardholder present channels

with the security and confidence of tools tailored to meet exacting and expanding business

needs. DataCash customers protect their brand and reputation, enhance end-user experience

and capitalize on new global market opportunities.

For more information, please visitwww.datacash.com

Handpoint

Handpoint, the mobile payment experts since 1999, offer payment solutions to individuals and

businesses world wide. With Handpoint, customers can accept Chip&PIN card payments with

their smartphones, tablets, handhelds and PCs.

Handpoint has a complete end-to-end payment solution including a fully hosted PCI-DSS

certified payment gateway for both authorisations and settlements.

Security is a core part of Handpoint operations. On our secure card reader all card details are

protected with point-to-point encryption (P2Pe) to achieve maximum security. Handpoint

Richard R. Willis

PartnerALSTON+BIRD LLP

Brussels:

+32.2.550.3700

[email protected]

Tony M. Baloon


Atlanta:

+1.404.881.7262

[email protected]

Chris G. Baugher


Atlanta:

+1.404.881.7261

[email protected]

Duncan B. Douglass


Atlanta:

+1.404.881.7768

[email protected]
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white labels and co-brands payment solutions and offers an open API for developers for

different devices.

For more information, please visitwww.handpoint.com

WorldPay

WorldPay is the leading card processor in the UK and Europe. We provide card payment

processing for all major debit and credit cards including MasterCard, Visa and Diners.

WorldPay manages almost half of all transactions made on the UK high street, through its

face-to-face payment business Streamline. We process millions of payments every day:

quickly and securely online, face-to-face and over the phone. We are proud of the trusted

service we provide to over 250,000 businesses, from small family run companies to large

multi-national corporations, spanning a broad spectrum of industries and sectors.

For more information, please visit us at www.worldpay.com

BPC Banking Technologies

Founded in 1995, BPC Banking Technologies is the worlds leading provider of Open

System, e-payment solutions for the global financial industry. As the developer and

distributor of SmartVistaa comprehensive suite of solutions covering every aspect of

electronic payments processingBPC has designed an innovative platform featuring a

flexible, scalable, high performance solution, SmartVista, that will grow as your business

grows. SmartVista includes:

SmartSwitch For complete switching and routing

SmartIssuer Total card management solution

SmartPro Comprehensive card production

SmartATM A complete ATM management solution

SmartMerchant Comprehensive merchant management
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SmartBilling A complete billing and settlement system

SmartLoyalty For comprehensive loyalty program management

SmartGuard For effective fraud management

Smart@Bank - Drive Customer Loyalty and Profitability with Online and Mobile Banking

BPCs tier-one client base includes leading, international financial institutions located across

26 countries and five continents with several of the worlds top 100 banks as clients. To drive

expansion efforts, BPC has established a network of global offices including the Asia Pacific;

Central, Eastern and Western Europe; MEA; Mexico and Central and South America and the

U.S. BPCs philosophy of keeping close to customers is based on local pre and post-sales

support and long-term relationships with local customers and partners. With offices around

the world, BPC provides local language support staff in each regional office.

For more information, please visitwww.bpcbt.com

Canopus Software

Canopus Software is a developer of IT solutions for such customers as banks, financial

companies, corporate treasuries, payment services providers (PSP) and payment institutions.

The company was founded in 1992. During more than 18 years we have successfully

implemented more than 100 projects for clients all over the world (Russia, CIS, Europe,

Asia).

For more information, please visitwww.canopus.ru

First Data

In a complex and challenging business environment, there is no substitute for a partner with

specialist knowledge and experience, backed by global presence and economies of scale.

First Data provides end-to-end processing, acquiring, switching and value-added services to

financial institutions and merchants around the world. The company operates merchant

acquiring alliances and revenue sharing agreements in Europe, Asia Pacific, Canada and Latin
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America, working with bank partners to drive profit and operational efficiencies from their

acquiring businesses. First Data provides market-leading sales and network management,

credit risk and customer services, third party management and back office services. Bank

partners can leverage First Datas expertise to develop market-leading merchant propositions

in their target geographies.

To find out how First Data can help you optimise the performance of your acquiring business,

please visitwww.firstdata.com

HPS

HPS is a leading payment software company providing electronic payment solutions for

financial institutions, processors and national switches all around the world. Through

PowerCARD, our all-in-one platform used by more than 320 issuers, acquirers and national

switches, we process any card type (credit, debit, prepaid, loyalty, corporate and fuel) via any

channel (ATM, POS, internet and mobile) for any kind of merchant.

EMV and PA-DSS compliant, PowerCARD is fully integrated with all international payment

networks such as Visa, MasterCard, American Express, Diners Club, Japan Credit Bureau(JCB) and China Union Pay (CUP) and facilities global connectivity and worldwide payments

acceptance.

HPS operates in over 70 countries in the 5 continents and counts among its clients several top

100 financial institutions worldwide.

HPS is rated Positive by Gartner, the world leader in IT research and consulting, in the 3

latest editions of the MarketScope* for Multiregional Card Management Software.

For more information, please visit us at

www.hps-worldwide.com

For specific questions or information, please write to:

Nacer Amraoui,

Regional Sales Director

[email protected]

Innovalue
http://www.firstdata.com/http://www.firstdata.com/http://www.hps-worldwide.com/mailto:[email protected]:[email protected]://www.firstdata.com/http://www.hps-worldwide.com/mailto:[email protected]


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Innovalue is one of the leading top management consulting firms in the European payment

industry. Our clients encompass banks, acquirers, card schemes, processors, mobile network

operators and terminal producers. Our functional capabilities are focused on selectedcompetency areas with high and visible value creation:

Growth

Go-to market strategy

Market entry and cross-border business

Sales force & channel optimization

Product & pricing strategy

Efficiency

Performance improvement

Operational excellence

Organizational development

Corporate restructuring

M&A

M&A and alliance strategy

Transaction and negotiation support

Valuation

Due dilligence

Post merger integration

Innovalue is headquartered in Hamburg, Germany.

For more information, please visitwww.innovalue.com

VocaLink

VocaLinkis a specialist payments partner to banks, their corporate customers and

government departments. We design and deliver smarter domestic and international

automated payments systems and smarter ATM switching solutions. Our switching platform

connects over 60,000 ATMs, the worlds busiest network, while our payments platform

processes over 500 million payments per month.

For more information, please visitwww.vocalink.com
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Welcome Real-time

Welcome Real-time is the global leader in innovative loyalty solutions to Fortune 500 banks,

retailers and other organisations worldwide. Through its proven Welcome XLS solution,

Welcome helps organisations run real-time loyalty and marketing programmes that drive a

change in the behaviour of their customers, ultimately driving long-term growth and

profitability. Established in 1996, Welcome has implemented its enterprise loyalty software in

over 30 countries, across 5 continents, proving its ability to meet diverse business needs.

Further information about Welcome Real-time can be found at www.welcome-rt.com

MasterCard

MasterCard (NYSE: MA) is a global payments and technology company. It operates the

worlds fastest payments processing network, connecting consumers, financial institutions,

merchants, governments and businesses in more than 210 countries and territories.

MasterCards products and solutions make everyday commerce activities such as shopping,

traveling, running a business and managing finances easier, more secure and more efficient

for everyone.

Learn more at www.mastercard.com, follow us on Twitter@mastercardnews or join the

conversation on

The Heart of Commerce Blog.
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Equens

Equens is the first truly pan-European full-service payment processor. As one of the largest

and most innovative payment processors in Europe, we lead the market for future-proof

payments and debit card processing solutions. We offer a complete and highly competitive

portfolio, which we can align seamlessly with your requirements thanks to our flexible and

client-oriented approach.

For more information, please visitwww.equens.com

Useful links

MPE 2014 Event

Brochure for 2014

Sponsorship and Exhibition Opportunities for 2014

MPE Awards 2014

Frankie Posman

The Organizer

Socialization

News Channels

Online Groups
http://www.equens.com/http://www.equens.com/http://www.merchantpaymentsecosystem.com/http://www.merchantpaymentsecosystem.com/en/MPE/Conference/Request-Brochure-amp-Register.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/Sponsors-and-Exhibitors/Request-Sponsor-Brochure.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/Sponsors-and-Exhibitors/Request-Sponsor-Brochure.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/MPE-Awards/MPE-Awards-overview.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/Conference/Frankie-Posman.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/Contact.alejhttp://www.equens.com/http://www.merchantpaymentsecosystem.com/http://www.merchantpaymentsecosystem.com/en/MPE/Conference/Request-Brochure-amp-Register.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/Sponsors-and-Exhibitors/Request-Sponsor-Brochure.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/MPE-Awards/MPE-Awards-overview.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/Conference/Frankie-Posman.alejhttp://www.merchantpaymentsecosystem.com/en/MPE/Contact.alej

merchant payments ecosystem

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