MET LIFE VOLUNTARY BENEFITS SUMMARY

Opportunity to provide access to discounted Home and Auto insurance and legal services to employees through Met Life. Indiana University Health AHU currently offers these same opportunities, and others such as Critical Illness, through Met Life.

Program comes at no cost to Indiana University Health Ball. MetLife has agreement with Indiana University Heath and all fees and payments are earned through employee enrollment in the programs offered.

Roll Out April 1, 2012:

GROUP DISCOUNTED AUTO & HOME INSURANCE• Offers employees a discounted rate on auto and/or homeowner’s (including Renters)• 10% discount if premiums are payroll-deducted• Additional discount based on years of service• Employees enroll on-line through PULSE• Employees can enroll at anytime

Roll Out Late Summer 2021; must coincide with IUH enrollment period

HYATT LEGAL• Participants have access to a wide array of legal services such as wills, traffic law violations, debt matters, identity theft, real estate matters, and family law at no cost.• Must enroll during open enrollment period

Eligibility• Met Life recieves feed from HRIS to determine eligibility• Immediately available to PT&FT employees regularly scheduled to work 20 or more hours per week

Enrollment• Enroll on-line, from Pulse link to MetLife page

Communication PlanExpress (article), Express Notes and PulseMetLife sends a direct mailer to each eligible employee’s home

Group DiscountedAuto/Home Overview

Program Offers a Wide Range of Property & Causualty Insurance Products

√ Auto & Light Truck (classic/antique also available) √ Home√ Condo√ Mobile Home √ Personal Excess Liability (“Umbrella”)

√ Boat √ Recreational Vehicle√ Landlord’s Rental Dweling √ Renter’s

Group Benefit EnhancementsVersus Retail Market

• Discounts(Group/Payroll

Deduction/EmployeeTenure)

• FlexibleUnerwriting/“TakeAll

Program”

• EnhancedCoverages

Enhanced Coverage Can Save Thousands

• Auto-ReplacementCostonNewVehicles• Auto-ExtendedCoverageonRentalVehicles• Home-FullReplacementCosts• Home-IncreasedLimitsonSumpPump

Coverage• Home-IdentityTheftfCoverageIncluded

Why Choose MetLife ?

• NationwideAvailability• BenefitExpertiseworkingwithLargeCompanies• CorporateClientRetentionRateof97.6%• PartnerWithOver50%ofFortune100Companies• CompetitiveRates&TopClosingRatios• PolicyholderRetentionRateOver90%

• FullymanagedbyMetLife

• MetLife’sresources/provensuccess

• CostneutraltotheEmployeer

• Increasedemployeeappreciation

Employer Wins: Employee Wins:

• Valuablebenefitthataddressestheirneeds

• Discountsproviderealdollarsavings

• Uniquecoverageenhancements

• Multiplepaymentoptions(directbill,online,creditcard,mortgaeescrow,)

METLAW®FROMHYATTLEGALPLANS,AMETLIFECOMPANY

Voluntary Benefits

Smart. Simple.Affordable ® accesstoexceptionalservice.

Guaranteed-oryourmoneyback.

LeadingOrganizationsChooseHyatt.

Telephone&OfficeConsultationsMetLaw ® provides you with telephone and office consultations for an UNLIMITED number of personal legal matters with any attorney, anywhere, anytime ®

The Hyatt Legal Plans national network consists of 120,000 attorneys who meet established selections criteria. Hyatt Legal Plans’ attorney have, on average, 25 years of experience and offer a broad array of personal legal services

Yearly usage rates for a Hyatt group legal planaverage 120%.+ More than 80% of Hyatt’s participants renew each year. ++

Additional FeaturesTelephoneadviceandofficeconsultationsonanunlimitednumberofpersonallegalmatters.Trialsforcoveredmattersarecoveredfrombeginningtoend,regardlessoflenght,whenusinganetworkattorney.

E-Services• Attorney Locator• Law Firm E-Panel*• Life Guide• DIY legal documents

FamilyMatters™*• Available for an additional fee• Separate plan for parents of partici-

pants for estate planning documents

ReducedFees• For personal injury, probate and

estate administration matters

MetLaw ® is Affordable through Payroll DeductionsCostPerEmployeePerMonth:CoversSpouseandDependents

4,000 or morebenefiteligibleemployees$16.50

1,000 - 3,999benefiteligibleemployees$18.00

500-999benefiteligibleemployees$19.50

Legal Plans

MetLaw ® is the number one installed group

legal plan among Fortune 500 companies.

0

30

60

90

120

150

HYATTLEGALPLANS

ProviderB

ProviderC

World’sLargestEmployeeBenefitConsultants

Fortune500®Accounts

®LawforMoneyMatters LawforHome&RealEstate LawforHome&RealEstate

• Identify Theft Defense• Negotiations with Creditors• Debt Collection Defense• Personal Bankruptcy• Tax Audit Representation• Promissory Notes• Financial Planning Services***

• Foreclosure• Sale or Purchase of Primary

and Vacation Home• Refinancing&HomeEquityLoan

of Primary and Vacation Home• Tenant Negotiations• Eviction Defense• Security Deposit Assistance• Boundary&TitleDisputes• Property Tax assessments• Zoning Applications• Deeds• Mortgages

• Simple Wills• Complex Wills• Revocable&IrrevocableTrusts• Powers of Attorney

(Healthcare, Financial, Child-care, Immigration)

• Healthcare Proxies• Living Wills• Codicils

LawforFamily&Personal CivilLawsuits LawforElder-CareIssues• Adoption • Guardianship• Conservatorship • Prenuptial Agreement• Name Change• Review of ANY Personal Legal

Document• Juvenile Court Defense ,

Including Criminal Matters• School Hearings• Demand Letters• Personal Propery Issues• Affidavits• Garnishment Defense• Protection from Domestic

Violence• Review of Immigration

Documents

• Civil Litigation Defense• Disputes Over Consumer

Goods&Services• Small Claims Assistance• Administrative Hearings• Incompetency Defense• Pet Liabilities

LawforVehicle&Driving• Repossession• DefenseofTrafficTickets**• Driving Privileges Restoration• License Suspension Due to DUI

Consultation&DocumentReview for issues related to your parents: • Medicare• Medicaid• Prescription Plans• Nursisng Home Agreements• Leases• Notes• Deeds• Wills• Powers of Attorney

Coversthemostfrequentlyneededpersonallegalmatters:

+Hyattannualaverageusageratederivedbynumberofvoluntarygroupparticipants/numberoflegalmatters.++Hyattannualaverageparticipantretentionrateforvoluntaryplanswhenofferedasapassivere-enrollment.

PlanSmartFinancialEducationSeriesforEmployeesThrough the PlanSmart program, MetLife customers can provide their employees access to complimentary workshops

andoptionalpersonalconsultationswithaMetLifefinancialprofessional. Workshops include retirewise ®, topical information sessions and special needs planning.***

800-423-0300 · www.legalplans.com · hyatt@legalplans.com

Benef i ts for the i f in l i fe ® Metropolitan Life Insuranace Company200ParkAvenueNewYork,NY10166www.metlife.com

1109-3419© 2011 METLIFE, INC L1011213516 [exp1212][All States]PEANUTS © Peanuts Worldwide

Prices good for group legal plans taking effect on or before March 1, 2012. Employer-paid plans are available at substantially lower costs. Customized plans are available. Group legal plans and Family Matters provided by Hyatt Legal Plans, Inc., Cleveland, OH. In certain states, group legal plans and Family Matters provided through Insur-ance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwich, RL. Please contact Hyatt Legal Plans for complete details on covered services including trials. No service, Including advice and consultations, will be provided for 1) employment-related matters, including company or statutory benefits, 2) matters involving the employer, MetLife ® and affiliates, and plan attorneys; 3) matters in which there is a conflict of interest between an em-ployee and spouse or dependents in which case services are excluded for the spounse and dependents, 4) appeals and class actions; 5) farm and busi-ness matters, including rental issues when the participants is the landlord; 6) patent, trademark and copyright matters; 7) costs and fines; 8) frivolous or unethical matters; 9) matters for which an attorney-client relationship exists prior to the participant becoming eligible for plan benefits. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters listed above under Legal Representation. Rate does not include the cost to do home mailings, and assumes sponsor does enrollment and sends Hyatt Legal Plans a monthly file and payment. *For Family Matters, different terms and exclusions apply **Does not cover DUI. Not available in all states***These services may be available to MetLife customers. +May be subject to out of network fee reimbursement. See your MetLife representative for details.