8/3/2019 Micro Finance for Alliance Newsletter

http://slidepdf.com/reader/full/micro-finance-for-alliance-newsletter 1/2 

January-June 2011

Issue 4

Micro finance for All Alliance

Newsletter

“Together, we can and 

we must create more

inclusive financial 

sectors.” 

Kofi Annan

In this issue:

  Focus: Senegal

- A partnership

agreement signed

between HI and U-IMCED

- Interview with Bassirou

Ndour, Director of an

IMCED office in Senegal

  The Center forFinancial Inclusion

launches the Smart

Campaign which is

establishing the

principle of non-

discrimination as

essential

  Participation in the

European

Microfinance Weekorganised in

Luxembourg, from

November 2 to

November 4, 2011

Interview with Bassirou Ndour, Director of the IMCEC Office in Kolda: “This

partnership makes it more possible for us to reach vulnerable

populations.”

“What I especially appreciate in the work of Handicap

International is that they have established the

Guidance and Selection Committee (GSC), a

committee to which the sponsor defends their project.

U-IMCEC on thisCommittee. During the

GSC, projects are pre-

selected after often rich

exchanges which reflectthe variety of expertise on

the committee. After the

GSC, credit applications

are submitted to our

institution. The opinions

expressed in the GSCfacilitate our review of  

 As an exceptional case, the quarterly issue was not published, please accept our apology.

85 microprojects for professional

inclusion have already been

submitted to the GSC which is

the guidance and selection

committee created after the

agreement was signed. 18 projects

were accepted specifically in the

field of handicrafts and services.

Partnership Agreement Facilitating Access to Microcredit for PSHs

signed between HI and U-IMCEC

Focus Senegal

 A borrower from the U-IMCEC in front of her production of 

hibiscus juice

 Moussa DIAMANKA, HI Project Director 

Handicap International (HI) and the

Union des Institutions Mutualistes

Communautaires d’Epargne et de Crédit

(U-IMCEC) have signed a partnership

agreement with the principal objective to

facilitate access to credit for people

with disabilities supporting projects of 

professional inclusion.

Sponsors whose applications are

accepted may, if they wish to do so,

receive a credit from the U-IMCEC.

They prepare applications for this

purpose. Such applications are reviewed

in the Credit Committee of the IMCEC

following its own criteria, but taking into

account the provisions of the partnership

agreement. 

The GSC is made

up of various

participants,

including HI and

the U-IMCEC. Iam privileged to

represent the

8/3/2019 Micro Finance for Alliance Newsletter

http://slidepdf.com/reader/full/micro-finance-for-alliance-newsletter 2/2

 

The theme selected for this European

event is “inclusive finance for

excluded persons”. More than ever,

people with disabilities and vulnerable

populations are at the centre of the

discussions.

Handicap International will speak at

the event on the following theme:

“Guaranteeing access to

microfinance services for disabled

people: from theory to practice”

This week, we hope to open up

opportunities for cooperation with

participants in microfinance.

European Finance Week will take

place in Luxembourg, from November

2 to 4, 2011. 

the Smart Campaign

has made great progress

in protecting the rights

of marginalisedpopulations.

Eliminating any

ambiguity, this new rule

provides that “the

selection and processing

of applications shall not

discriminate based on

race, ethnicity, gender,

political affiliation,

Would you like tolearn more about the

Alliance?

Please contact

Grégory Doucet,

Microfinance For All

Alliance Coordinator

gdoucet@handicap-

international.org 

European Microfinance Week Focuses on Disability 

The Center for Financial Inclusion Launches the Smart Campaign and

Declares the Non-Discrimination Principle Essential The most positive estimates

now confirm that less than

0.5% of people with

disabilities are clients of IMFs. But, more than 650

million people are disabled,

now representing 12% of the

world population.

By prohibiting all

discrimination against people

with disabilities and more

generally against

disadvantaged populations,

 A Financing Opportunity

EuropeAid has published guidelines for

the ACP/EU Microfinance call for

proposals, specifically targeting

microfinance for excluded and

vulnerable persons. Entrepreneurs du

Monde, in partnership with ECIDEC

has made Handicap International a

partner in its project dedicated to

promoting social and inclusive

microfinance.

disability, religion or sexual

orientation.” Non-

discriminatory treatment is

essential to enable access to

financial services with totalconfidence in the service

provider. Placing the

emphasis on basic rights

leads international

microfinance to a

leadership position in the

battle for equal rights and

access for disabled persons,

as recommended by the

CIDPH in 2006 

It must also be emphasized that

sponsors receive training in

entrepreneurship and management

before the financing is granted and

regular monitoring by HI and the U-

IMCEC. To ensure consistency, HI

makes our institution responsible for

training, which enables us to have more

knowledge about sponsors.”  Moussa Diamanka, HI Project Managerr, President of theKolda Chamber of Trades and U-IMCEC Borrowers