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TRANSCRIPT
MICROVIEW 14
Funded By:
Afghanistan Microfinance Association (AMA) is the national network of development finance Institutions in Afghanistan. AMA aims at promoting a sustainable development finance sector in Afghanistan through sector coordination and networking, knowledge management, lobbying and advocacy, and capacity building.
OVERVIEW
KEY INDICATORS MICRO CREDIT MICRO SAVINGS
01 02 03 08
INDICATORS - MICRO CREDIT
MICROFINANCE OUTREACH
11 13
Contents00
1Mic
roVie
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eport
14
OVERVIEW
Quarter on Quarter Comparison
The sector had posi�ve growth in all key indicators compared to 3rd quarter of 2015; 0.08% in number of borrowers, 5.5% in GLP, 10.6% in number of ac�ve savers and 21.2% in amount of savings. The Por�olio At Risk (PAR)> 30 days has increased from 2.3% to 5.1%. Number of opera�onally sustainable MFIs remained the
same while the OSS of the rest of MFIs has improved.
Case load; number of ac�ve borrowers per loan officer decreased by 1% and GLP per loan officer has improved by 4.3%.
Average loan size increased by 5.4% compared to the 3rd quarter of 2015.
The report indicates nega�ve growth in a couple of key indicators.
The Number of Ac�ve Borrowers and Gross Loan Por�olio
decreased by 2.98% and 1.43% respec�vely. The Number of
Ac�ve Saver and Amount of Savings increased by 4.25% and
0.08% respec�vely. PAR has increased from 2.9% to 5.1% during
the quarter, and this is mainly due to the security issues in
Helmand and Kunduz provinces.
FINCA, Mutahid, FMFB and OXUS remained opera�onally self-
sufficient while IIFC’s OSS increased from 82% to 99%.
A total of 33,672 loans were disbursed showing a decrease of 15%
compared to the 2nd quarter of 2016.
Helmand, Kunduz and Laghman are the provinces with highest
PAR of 34%, 14% and 10% respec�vely. This is mainly due to
security issues in these provinces.
OXUS, Mutahid, and FMFB are the ins�tu�ons with the highest
growth rate of 3.9%, 3.7% and 2% respec�vely in terms of GLP,
and Mutahid with 3% in terms of number of borrowers.
Exchange Rate (Sep 2016): $ 1 = AFN 66
KEY INDICATORS
All Development Finance Providers - As of September 2016
Year on Year Comparison
Micro
Vie
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eport 142
Ins�tu�on Name
No. of
Provinces
Covered
No. of
Branches
No. of MF
Staff
No. of
Loan
Officers
No. of
Clients
% of
Women
Clients
No. of Ac�ve
Borrowers
% of Women
Borrowers
FINCA Afghanistan 11 21 347 175 25,588 63% 25,588 63%
IIFC Group 14 29 264 63 121,769 17% 20,747 18%
Mutahid DFI 6 8 273 145 19,507 24% 19,507 24%
OXUS Afghanistan 10 19 406 214 21,385 40% 21,385 40%
Sub-Total 77 1,290 597 188,249 27% 87,227 38%
Afghan Rural Finance Co. 3 3 36 8 71 10% 71 10%
FMFB Afghanistan 14 38 1,005 466 129,937 20% 53,756 18%
Sub-Total 41 1,041 474 130,008 20% 53,827 18%
Afghanistan Women Council 2 6 14 11 175 100% 950 100%
Aga Khan Founda�on 7 16 72 59 51,440 71% 37,341 56%
AREDP 6 6 126 75 86,368 54% 43,817 56%
Hand in Hand Afghanistan 3 8 81 77 20,041 73% 390 15%
Shelter For Life 7 1 7 3 642 14% 642 14%
Sub-Total 37 300 225 158,666 62% 83,140 56%
Grand-Total 19 155 2,631 1,296 476,923 37% 224,194 40%
Ins�tu�on NameGross Loan
Por�olio (AFN)
Gross Loan
Por�olio (USD)
No. of
Ac�ve
Savers
% of
Women
Savers
Amount of
Savings (AFN)
Amount of
Savings (USD)OSS %
PAR>30
days
FINCA Afghanistan 1,030,367,365 15,041,859 - - - - 104% 3.4%
IIFC Group 1,102,521,261 16,095,201 121,769 17% 139,709,453 2,039,554 99% 17.0%
Mutahid DFI 632,643,989 9,235,679 - - - - 112% 8.9%
OXUS Afghanistan 838,984,342 12,247,947 - - - - 102% 2.7%
Sub-Total 3,604,516,957 52,620,686 121,769 17% 139,709,453 2,039,554 8.4%
Afghan Rural Finance Co. 676,989,463 9,883,058 - - - - 80% 19.9%
FMFB Afghanistan 4,382,295,356 63,975,115 85,757 20% 1,423,139,345 20,775,757 109% 1.1%
Sub-Total 5,059,284,820 73,858,173 85,757 20% 1,423,139,345 20,775,757 3.6%
Afghanistan Women Council 2,660,000 38,832 950 100% 239,400 3,495
Aga Khan Founda�on 176,373,640 2,574,798 51,440 71% 103,033,252 1,504,135
AREDP 654,170,927 9,549,941 86,368 54% 341,059,826 4,978,976
Hand in Hand Afghanistan 2,200,850 32,129 20,041 73% 51,867,433 757,189
Shelter For Life 15,824,750 231,018 - - - -
Sub-Total 851,230,167 12,426,718 158,799 62% 496,199,911 7,243,794
Grand-Total 9,515,031,944 138,905,576 366,325 37% 2,059,048,710 30,059,105 5.1%
Quarter Change
2016-Q3 2016-Q2 Unit %
Number of Clients 476,923 476,120 803 0.17%
Number of Ac�ve Savers 366,325 351,386 14,939 4.25%
Number of Ac�ve Borrowers 224,194 231,091 -6,897 -2.98%
Amount of Savings (AFN) 2,059,048,710 2,057,488,342 1,560,368 0.08%
Gross Loan Por�olio (AFN) 9,515,031,944 9,653,164,186 -138,132,242 -1.43%
PAR>30 days 5.1% 2.9% 2.2%
Average Loan Size (AFN) 42,441 41,772 669 1.60%
Gross Loan Por�olio Per Loan Officer (AFN) 7,341,846 7,252,565 89,281 1.23%
Number of Borrowers Per Loan Officer 173 174 -1 -0.36%
Number of Clients Per MF Staff 181 183 -2 -0.97%
Opera�onally Self-Sustainable Ins�tu�ons 4 5
Quarter Change
2016-Q3 2015-Q3 Unit %
Number of Clients 476,923 474,027 2,896 0.61%
Number of Ac�ve Savers 366,325 331,134 35,191 10.63%
Number of Ac�ve Borrowers 224,194 224,007 187 0.08%
Amount of Savings (AFN) 2,059,048,710 1,698,587,396 360,461,313 21.22%
Gross Loan Por�olio (AFN) 9,515,031,944 9,022,816,863 492,215,081 5.46%
PAR>30 days 5.1% 2.3% 2.7%
Average Loan Size (AFN) 42,441 40,279 2,162 5.37%
Gross Loan Por�olio Per Loan Officer (AFN) 7,341,846 7,038,079 303,767 4.32%
Number of Borrowers Per Loan Officer 173 175 -2 -1.00%
Number of Clients Per MF Staff 181 187 -6 -2.98%
Opera�onally Self-Sustainable Ins�tu�ons 4 4
Quarter on Quarter Comparison
Top 10 Provinces by Number of Active Borrowers Top 10 Provinces by Gross Loan Portfolio (AFN)
Summary of Micro Credit (All Afghanistan)
MICRO CREDIT
3 4Mic
roVie
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eport
14
Micro
Vie
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eport 14
Total Group Individual Male Female
2016-Q3 224,194 78,042 146,152 134,731 89,464
2016-Q2 231,091 81,661 149,430 138,810 92,281
2016-Q3 9,515,031,944 1,380,114,987 8,134,916,956 7,618,473,096 1,896,558,848
2016-Q2 9,653,164,186 1,359,362,173 8,293,802,013 7,744,852,366 1,908,311,820
2016-Q3 483,942,835
2016-Q2 283,161,538
2016-Q3 42,441 17,684 55,661 56,546 21,199
2016-Q2 41,772 16,646 55,503 55,795 20,679
2016-Q3 33,672 9,259 24,413 22,656 11,016
2016-Q2 39,737 9,510 30,227 26,566 13,171
2016-Q3 2,605,606,605 354,038,217 2,251,568,388 2,039,543,211 566,063,395
2016-Q2 3,036,541,994 400,326,348 2,636,215,646 2,398,340,337 638,201,658
2016-Q3 155
2016-Q2 153
Average Loan Size (AFN)
Number of Loans Disbursed
Loan Amount Disbursed (AFN)
Number of Branches
Number of Ac�ve Borrowers
Gross Loan Por�olio (AFN)
Por�olio At Risk > 30 days
Province 2016-Q3 Growth
Kabul 42,751 -9.10%
Balkh 35,935 -3.19%
Badakhshan 26,904 -1.11%
Nangarhar 17,006 2.97%
Takhar 15,961 -0.60%
Baghlan 14,612 -1.50%
Herat 14,101 0.39%
Bamyan 13,764 2.73%
Parwan 8,467 2.23%
Jowzjan 8,441 0.45%
Province 2016-Q3 Growth
Kabul 3,038,680,703 -4.72%
Balkh 1,567,381,777 1.87%
Herat 743,272,998 4.17%
Badakhshan 599,586,771 -3.90%
Baghlan 509,117,545 -0.06%
Jowzjan 435,300,977 4.39%
Bamyan 434,120,905 -1.42%
Nangarhar 340,507,403 9.95%
Takhar 310,954,412 -1.45%
Faryab 296,584,332 2.00%
2.3%3.3%
4.0%2.9%
5.1%
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Por�olio At Risk > 30 days
12
0%
99
%
10
2%
10
1%
87
% 11
0%
11
2%
10
9%
10
4%
10
2%
99
%
80
%
Mutahid FMFB FINCA OXUS IIFCGroup
ARFC
Opera�onal Self-Sufficiency
Q2-2016 Q3-2016
33
.8%
13
.6%
10
.5%
10
.2%
9.7
%
9.4
%
8.6
%
5.1
%
4.2
%
3.8
%
2.7
% 2.0
%
1.7
%
1.2
%
1.2
%
0.7
%
0.3
%
0.1
%
0.0
%
0.0%
2.0%
4.0%
6.0%
8.0%
10.0%
12.0%
14.0%
16.0%
PAR by Province
7,132 7,437 7,745 7,618
1,770 1,780 1,908 1,897
-
2,000
4,000
6,000
8,000
10,000
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Mill
ion
s
Gross Loan Por�olioby Gender
Male Female
133 138 139 135
92 91 92 89
-
50
100
150
200
250
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Borrowersby Gender
Male Female
Year on Year Comparison
5 6Mic
roVie
w R
eport
14
Micro
Vie
w R
eport 14
83 84 82 78
142 145 149 146
-
50
100
150
200
250
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Borrowersby Lending Methodology
Group Individual
54 54 56 57
19 20 21 21
-
20
40
60
80
100
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Gross Loan Por�olio / Borrowerby Gender
Male Female
1,318 1,335 1,359 1,380
7,585 7,882 8,294 8,135
-
2,000
4,000
6,000
8,000
10,000
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Mill
ion
s
Gross Loan Por�olioby Lending Methodology
Group Individual
16 16 17 18
53 54 56 56
-
20
40
60
80
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Gross Loan Por�olio / Borrowerby Lending Methodology
Group Individual
111 115 111 105
114 113 120 119
-
50
100
150
200
250
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Borrowersby Urban/Rural
Urban Rural
6,338 6,567 6,877 6,769
2,564 2,650 2,776 2,746
-
2,000
4,000
6,000
8,000
10,000
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Mill
ion
s
Gross Loan Por�olioby Urban/Rural
Urban Rural
68 67
37
52
0
20
40
60
80
Urban Rural
Tho
usa
nd
s
No. of Ac�ve Borrowers By Urban/Rural(Genderwise)
Male Female
5,479
2,140
1,290 607 0
2,000
4,000
6,000
Urban Rural
Mill
ion
s
Gross Loan Por�olio By Urban/Rural(Genderwise)
Male Female
57 62
43
26 19 14 10
60 55
44
21 20 14 9 -
20
40
60
80
Tho
usa
nd
s
Number of Ac�ve Borrowersby Sector
Q2-2016 Q3-2016
3,0
04
2,2
47
1,2
27
1,1
60
96
7
77
2
27
7
2,7
81
2,4
27
1,2
27
1,0
74
98
1
79
6
22
9
-
1,000
2,000
3,000
4,000
Mill
ion
s
Gross Loan Por�olioby Sector
Q2-2016 Q3-2016
17
36
56
21
26
54
- 10 20 30 40 50 60
OXUS
FINCA
FMFB
Tho
usa
nd
s
Top 3 MFIs, MFBs, FIsby Total Number of Ac�ve Borrowers
Q3-2016 Q3-2015
1,113
1,160
4,068
1,030
1,103
4,382
- 1,000 2,000 3,000 4,000 5,000
FINCA
IIFC Group
FMFB
Mill
ion
s
Top 3 MFIs, MFBs, FIsby Total Gross Loan Por�olio
Q3-2016 Q3-2015
Top 10 Provinces by Number of Active Savers Top 10 Provinces by Amount of Savings (AFN)
Quarter on Quarter Comparison
MICRO SAVINGS
Summary of Micro Savings (All Afghanistan)
7 8Mic
roVie
w R
eport
14
Micro
Vie
w R
eport 14
Total Male Female Urban Rural
2016-Q3 366,325 229,550 136,775 169,157 197,168
2016-Q2 351,386 217,506 133,880 158,193 193,193
2016-Q3 2,059,048,710 1,499,830,989 559,217,720 1,518,862,963 540,185,746
2016-Q2 2,057,488,342 1,508,345,402 549,142,939 1,535,565,766 521,922,576
2016-Q3 10,622 6,534 4,089 8,979 2,740
2016-Q2 11,036 6,935 4,102 9,707 2,702
Average Saving Size (AFN)
Number of Ac�ve Savers
Amount of Savings (AFN)
Province 2016-Q3 Growth
Balkh 65,148 9.26%
Kabul 30,427 3.53%
Nangarhar 28,944 5.32%
Bamyan 26,988 3.71%
Kandahar 26,083 9.27%
Baghlan 26,007 -0.34%
Badakhshan 24,404 1.52%
Jowzjan 22,542 9.22%
Samangan 17,167 2.28%
Takhar 16,236 0.95%
Province 2016-Q3 Growth
Kabul 800,966,546 0.98%
Badakhshan 232,235,306 -4.90%
Balkh 214,042,525 2.23%
Baghlan 167,954,384 -1.27%
Nangarhar 122,697,209 4.95%
Bamyan 111,823,911 9.44%
Kandahar 67,059,434 -0.36%
Herat 64,924,691 -5.36%
Takhar 55,938,332 -11.59%
Kunduz 50,627,168 -10.04%
133 135
91 89
0
50
100
150
Q3-2015 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Borrowersby Gender
Male Female
7,269 7,618
1,753 1,897
0
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
Q3-2015 Q3-2016
Mill
ion
s
Gross Loan Por�olioby Gender
Male Female
81 78
143 146
0
20
40
60
80
100
120
140
160
Q3-2015 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Borrowersby Lending Methodology
Group Individual
1,259 1,380
7,764 8,135
01,0002,0003,0004,0005,0006,0007,0008,0009,000
Q3-2015 Q3-2016
Mill
ion
s
Gross Loan Por�olioby Lending Methodology
Group Individual
114
105
110
119
95
100
105
110
115
120
125
Q3-2015 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Borrowersby Urban/Rural
Urban Rural
75
46 37
23 21 13 9
60 55
44
21 20 14 9 -
20
40
60
80
Tho
usa
nd
s
Number of Ac�ve Borrowersby Sector
Q3-2015 Q3-2016
213 216 218 230
129 130 134 137
-
70
140
210
280
350
420
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Saversby Gender
Male Female
1,402 1,408 1,508 1,500
490 511 549 559
-
300
600
900
1,200
1,500
1,800
2,100
2,400
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Mill
ion
s
Amount of Savingsby Gender
Male Female
Year on Year Comparison
9 10Mic
roVie
w R
eport
14
Micro
Vie
w R
eport 14
7 7 7 7
4 4 4 4
-
3
6
9
12
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Amount of Savings / Saverby Gender
Male Female
153 155 158 169
189 191 193 197
-
100
200
300
400
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Saversby Urban/Rural
Urban Rural
1,416 1,427 1,536 1,519
476 492 522 540
-
300
600
900
1,200
1,500
1,800
2,100
2,400
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Mill
ion
s
Amount of Savingsby Urban/Rural
Urban Rural
9 9 10 9
3 3 3 3
-
3
6
9
12
15
Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Amount of Savings / Saverby Urban/Rural
Urban Rural
138
92
32
105
0
20
40
60
80
100
120
140
160
Urban Rural
Tho
usa
nd
s
No. of Ac�ve Savers By Urban/Rural(Genderwise)
Male Female
1,249
251 270 289 0
500
1,000
1,500
Urban Rural
Mill
ion
s
Amount of Savings By Urban/Rural(Genderwise)
Male Female
79
88
94
86
86
122
- 20 40 60 80 100 120 140
FMFB
AREDP
IIFC Group
Tho
usa
nd
s
Top 3 Ins�tu�onsby Total Number of Ac�ve Savers
Q3-2016 Q3-2015
142
255
1,178
140
341
1,423
- 300 600 900 1,200 1,500
IIFC Group
AREDP
FMFB
Mill
ion
s
Top 3 Ins�tu�onsby Total Amount of Savings (AFN)
Q3-2016 Q3-2015
204 230
127 137
0306090
120150180210240270
Q3-2015 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Saversby Gender
Male Female
1,247
1,500
451 559
0
500
1,000
1,500
2,000
Q3-2015 Q3-2016
Mill
ion
s
Amount of Savingsby Gender
Male Female
143
169 189 197
0
50
100
150
200
Q3-2015 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Saversby Urban/Rural
Urban Rural
Top 3 Fast Growing MFIs, MFBs, FIs
Sector Trend
Market Share
INDICATORS - Micro Credit
11 12Mic
roVie
w R
eport
14
Micro
Vie
w R
eport 14
-
20
40
60
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Borrowers - MFIs, MFB, FI
FMFB FINCA OXUS IIFC Group
Mutahid ARFC
-
10
20
30
40
50
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Ac�ve Borrowers - CSPIs
AREDP AKF AWC SFL HiH-AF
-
2,000
4,000
6,000
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Mill
ion
s
Gross Loan Por�olio - MFIs, MFBs, FIs
FMFB IIFC Group FINCAOXUS ARFC Mutahid
-
200
400
600
800
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Mill
ion
s
Gross Loan Por�olio - CSPIs
AREDP AKF SFL AWC HiH-AF
-
20
40
60
80
100
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Clients - CSPIs
AREDP AKF HiH-AF SFL AWC
-
50
100
150
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Clients - MFIs, MFBs, FIs
FMFB IIFC Group FINCA OXUS
Mutahid ARFC
-
100
200
300
400
500
600
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Tho
usa
nd
s
Number of Clients and Borrowers
No. of Clients No. of Borrowers 8,400
8,600
8,800
9,000
9,200
9,400
9,600
9,800
Q3-2015 Q4-2015 Q1-2016 Q2-2016 Q3-2016
Mill
ion
s
Gross Loan Por�olio (AFN)
50%
13%
12%
10%
8%
7%
MFI, MFB, FI Market Share % (Based on GLP)
FMFB
IIFC Group
FINCA
OXUS
ARFC
Mutahid77%
21%
2%
0%0%
CSPIs Market Share % (Based on GLP)
AREDP
AKF
SFL
AWC
HiH-AF
3.9% 3.7%
2.0%0.0%
1.0%
2.0%
3.0%
4.0%
5.0%
OXUS Mutahid FMFB
Growth Rate %by Gross Loan Por�olio
3.0%
0.0% -0.3%
-1.00%
0.00%
1.00%
2.00%
3.00%
4.00%
Mutahid IIFC Group FMFB
Growth Rate %by Number of Ac�ve Borrowers
MICROFINANCE OUTREACH
13 14Mic
roVie
w R
eport
14
Micro
Vie
w R
eport 14
SN Province
Number of
Ins�tu�ons
Opera�ng
Number of
Branches
Number of Ac�ve
Borrowers
Gross Loan Por�olio
(AFN)
Number of Ac�ve
Savers
Amount of Savings
(AFN)
1 Badakhshan 5 18 26,904 599,586,771 24,404 232,235,306
City Districts 5 4 5,870 235,463,453 9,063 174,942,909
Other Districts 3 14 21,034 364,123,319 15,341 57,292,397
2 Baghlan 4 9 14,612 509,117,545 26,007 167,954,384
City Districts 4 4 6,991 364,702,683 15,904 154,871,808
Other Districts 3 5 7,621 144,414,862 10,103 13,082,576
3 Balkh 8 21 35,935 1,567,381,777 65,148 214,042,525
City Districts 7 12 18,251 1,105,768,742 29,977 130,337,875
Other Districts 4 9 17,684 461,613,035 35,171 83,704,650
4 Bamyan 5 11 13,764 434,120,905 26,988 111,823,911
City Districts 4 4 4,719 199,425,783 8,711 64,282,458
Other Districts 4 7 9,045 234,695,122 18,277 47,541,453
5 Daykundi 1 - 77 337,000 1,442 675,725
City Districts 1 - 50 289,000 760 464,780
Other Districts 1 - 27 48,000 682 210,945
6 Faryab 3 6 5,954 296,584,332 11,690 20,470,320
City Districts 3 3 3,325 167,622,361 4,947 9,355,128
Other Districts 3 3 2,629 128,961,971 6,743 11,115,192
7 Helmand 1 5 3,251 203,067,505 15,322 21,630,974
City Districts 1 1 1,453 76,097,264 5,034 3,308,758
Other Districts 1 4 1,798 126,970,241 10,288 18,322,216
8 Herat 6 9 14,101 743,272,998 15,631 64,924,691
City Districts 5 9 6,076 561,918,599 5,536 22,643,764
Other Districts 2 - 8,025 181,354,399 10,095 42,280,927
9 Jowzjan 5 6 8,441 435,300,977 22,542 31,687,342
City Districts 4 4 6,408 351,286,794 13,118 23,185,651
Other Districts 3 2 2,033 84,014,182 9,424 8,501,691
10 Kabul 8 29 42,751 3,038,680,703 30,427 800,966,546
City Districts 8 28 41,330 2,957,995,160 30,427 800,966,546
Other Districts 2 1 1,421 80,685,542 - -
11 Kandahar 3 3 4,133 100,837,523 26,083 67,059,434
City Districts 3 2 1,572 48,961,285 13,033 24,449,179
Other Districts 2 1 2,562 51,876,238 13,050 42,610,255
12 Kunarha 1 1 521 25,019,325 4,088 5,339,890
City Districts 1 1 521 25,019,325 4,088 5,339,890
Other Districts - - - - - -
13 Kunduz 6 5 4,271 202,659,549 8,375 50,627,168
City Districts 6 5 3,908 184,130,303 8,375 50,627,168
Other Districts 2 - 363 18,529,245 - -
14 Laghman 1 1 385 18,792,007 4,466 3,485,686
City Districts 1 1 385 18,792,007 4,466 3,485,686
Other Districts - - - - - -
15 Nangarhar 4 6 17,006 340,507,403 28,944 122,697,209
City Districts 3 5 1,025 68,817,403 6,501 12,498,847
Other Districts 3 1 15,981 271,689,999 22,443 110,198,362
16 Parwan 5 6 8,467 259,843,146 11,699 35,565,878
City Districts 5 5 4,448 161,685,093 4,440 11,613,754
Other Districts 2 1 4,019 98,158,053 7,259 23,952,124
17 Samangan 5 6 4,210 209,798,704 17,167 35,945,924
City Districts 4 4 3,401 156,672,687 10,878 21,977,172
Other Districts 3 2 809 53,126,017 6,289 13,968,752
18 Saripul 2 5 3,450 219,169,363 9,666 15,977,464
City Districts 2 2 2,460 142,847,555 260 1,591,059
Other Districts 2 3 990 76,321,808 9,406 14,386,405
19 Takhar 6 8 15,961 310,954,412 16,236 55,938,332
City Districts 6 5 4,283 179,499,893 4,662 43,226,422
Other Districts 3 3 11,678 131,454,519 11,574 12,711,910
Total 155 224,194 9,515,031,943 366,325 2,059,048,709
Reporting Organizations
End Notes
- TOM is removed from the report as they couldn’t provide data for the last three quarters.
Ins�tu�ons
MFI - FINCA Afghanistan 2016-Q2 2016-Q3
MFI - Islamic Investment & Finance Coopera�ves (IIFC) Group Yes Yes
MFI - Mutahid Development Finance Ins�tu�on Yes Yes
MFI - OXUS Afghanistan Yes Yes
MFI - The First Microfinance Bank (FMFB) Yes Yes
FI - Afghan Rural Finance Company (ARFC) Yes Yes
CSPI - Afghanistan Women Council (AWC) Yes Yes
CSPI - Aga Khan Founda�on (AKF) Yes Yes
CSPI - Afghanistan Rural Enterprise Development Program (AREDP) Yes Yes
CSPI - Hand in Hand Afghanistan Yes Yes
CSPI - Shelter For Life (SFL) Yes Yes
Repor�ng Period
15Mic
roVie
w R
eport
14
