MOLPoints Your One Stop Payment Solution for Emerging Market

MOLGlobalWhoWeAre

MOL’sMilestones

MOLINNUMBERS

THECHALLENGESINASIA

Source: Frost & Sullivan

THECHALLENGESINASIAMany potential customers in Asia especially those under-18 are unable to purchase online because they do not own credit cards.

Majority of the credit card holders are not comfortable using credit card online.

Hard to reach Asia because of limited payment options available for customers.

Difficulties and time-consuming to integrate with banks and other payment channels especially in Asia.

Credit Card Fraud issues

THE SOLUTION

By integrating with MOL, you can offer your customers with various local payment options such as convenient stores, petrol stations, local interbank transfer, bookstores, pharmacies, etc.

Reach untapped markets via MOL’s extensive payment channels.

Support ticket sizes as low as 1 cent.

No risk of charge backs.

Manage all relevant TAX issues in each country.

MOLGlobalCoverage

MOLISLOCALIZEDIN13localizedportalsand1globalportal

Malaysia

Australia

USA

India

Thailand Indonesia Philippines Singapore

What we mean by localized ... Products available for purchase in local currency Payment Channels unique to individual country Availability of localized content such as Games & Digital Products Local market knowledge and marketing support

Brazil

Vietnam

New Zealand

Taiwan Turkey

MOLMarketLeadership

Source: Frost & Sullivan

MOLPAYMENTCHANNELS

SoutheastAsiaHotGameMarket

SoutheastAsiaDemographic

SoutheastAsiaGameMarketStat

Malaysia

MOLINMALAYSIAPhysicalPaymentChannels:OnlineBankingChannels:PaymentthroughMobileOperators:

About10,000retailersnaMonwide

1,905outlets

60outlets1,725outlets

2,800ATMMachines

Singapore

PhysicalPaymentChannels:

OnlineBanking:PaymentThroughMobile&BroadbandServiceProviders:

3.31millionUsers

26outlets 321outlets348outlets750Kiosks

41cybercafés87outlets

MOLinSingapore

560outlets 104Kiosks

2.9musers

2.18millionUsers

Philippines

MOL in Philippines

PhysicalPaymentChannels:

OnlineBankingChannels:

PaymentThroughMobilePhoneProviders:

Thailand

MOLinThailand

Indonesia

MOL in Indonesia

Physicalpaymentchannels

Onlinebankingchannels

PaymentthroughMobilepayment

9,000 stores 1,000 icafe’s

101 stores

40 stores

8,000 icafe’s

175 stores

100 stores

15 mill members

68 mill users 130 mill users

15 mill users

Vietnam

MOL in Vietnam

India

• PopulaMon: 1.19Billion• InternetUsers: 121million(10.2%penetraMon)• FacebookUsers:45million(3rdlargestintheworld)• Currency:IndianRupee/INR(USD1.00=INR56.38• GDP(PPP):USD4,060Billion

MOLinIndia

Turkey

• PopulaMon: 78.8million• InternetUsers: 35million(44.4%penetraMon)• FacebookUsers:30.8million• Currency:TurkeyLira/TL(USD1.00=TL1.83)• GDP(PPP):USD960.5Billion

MOL in Turkey

Australia

• PopulaMon: 21.8million• InternetUsers: 19.6million(89.8%penetraMon)• FacebookUsers:11million• Currency:AustralianDollar/AUD(USD1.00=AUD0.97)• GDP(PPP):USD882.4Billion

MOL in Australia

> 380 stores 1000 stores > 600 stores > 5000 stores Independent

Retailers: 20000 stores

Internet Banking:

Mobile Channel:

Physical Channels:

Payment Gateways:

Online Stores:

196 stores

All Banks ATM: 3500 Locations

Internet Cafes:

17 stores

New Zealand

• PopulaMon: 4.3million• InternetUsers: 3.6million(84.5%penetraMon)• FacebookUsers:2.2million• Currency:NewZealandDollar/NZD(USD1.00=NZD1.27)• GDP(PPP):USD117.9Billion

MOL in New Zealand

> 90 stores

Independent Retailers: 1000 stores

Physical Channels:

Internet Banking:

Payment Gateways:

> 90 stores > 30 stores

Supporting all banks via ANZ Bank

10 stores

Taiwan

• PopulaMon: 23.1million• InternetUsers: 16.1million(70%penetraMon)• FacebookUsers:12.4million• Currency:TaiwanNewDollar/TWD(USD1.00=TWD30.18)• GDP(PPP):USD821.8Billion

MOL in Taiwan

MOL IN NORTH AMERICA

MOL IN SOUTH AMERICA

Rixty Brazil

Large network: 66,000+ Points of Sale Utilizing the same networks used for cell-phone top-ups by 80% of the population

60% of workers are paid in cash

80% of cell phones are prepaid

Brazil Info

04/08/15 CONFIDENTIAL

Payment Options & Payouts

Rixty Brazil Payment Options •  Rixty-branded PINs via

additional distributors •  Boleto Bancário – banks,

bank kiosks, post offices, lottery shops

•  Local and international credit cards – online

•  Local bank transfers

PINs available in R$10, R$20, R$50, $75 and R$100 (typical

in Brazil)

Rates & Payouts •  Competitive commission rates

•  Similar to US prepaid pricing •  Payouts in Brazil and worldwide

•  US & international payouts without extra taxes

04/08/15 CONFIDENTIAL

Overview

•  Rixty-branded PINs sold at more than 66K POS, adding another 20K soon

•  Portuguese checkout, website and support

•  Map-based location finder

• Website in Portuguese:!

! Home Page! ! Promotions!

Rixty Brazil Website

! Store Finder!

!  How to buy/sell guides in Portuguese!

Rixty Brazil Website

MOL IN EUROPE

MOL IN MIDDLE EAST & NORTH AFRICA

MOL’sOperatorBillingCoverage

Easy2Pay – covering South East Asia

MOL’sOperatorBillingCoverage

PayBy Me – covering MENA and Russia

MOL’sPOSACardsDistribuMon

MOL is Incomm’s exclusive partner in South East Asia

Malaysia Singapore Thailand

MOLCONTENT&MERCHANTPARTNERS

MOLGLOBALCONTENT&MERCHANTPARTNERS

MOLASIANCONTENT&MERCHANTPARTNERS

MOLPOINTSHowitworks

ThreeDifferentWaysforMerchantstouseMOLPointsPayment

There are three different ways for digital content partners / merchants to use MOLPoints payment service:

1. MOL ePins hosting.

2. MOL Log-in API integration.

3. MOL Direct Pins Redemption API integration

MOLePinshosJng

•  The fastest way to activate MOL payment for your company’s digital products and online services.

•  Your company will provide ePins in various

denominations which will be hosted on MOL servers. •  MOL will feature and sell your digital product ePins on

MOL portal (www.mol.com). •  No integration needed and once the agreement signed,

you can activate MOL payment within 5 working days.

MOLLog-inAPIIntegraJon•  The best way to leverage on 2.7 millions active MOLPoints e-

wallet users in the region. •  Better users experience, as the top-up will be credited directly

into the users game wallet and users are not required to key-in the pins manually to redeem the top-up.

•  MOL has 7 localize e-wallets with popular local channels in

Malaysia, Singapore, Philippines, Thailand, Indonesia, India and Australia with more localize countries in the next few months.

•  Simple API to integrate and MOL does not charge any

integration fee.

MOLDirectPinsAPIRedempJonIntegraJon

•  The best way to leverage on millions of MOLPoints pins already distributed across MOL payment channels.

•  The most users friendly top-up process, as the users are not

required to register for MOL eWallet. The users only need to purchase any of MOLPoints ePins from MOL channels and top-up the value into your company’s game or online product wallet.

•  Shorter and simpler payment flow resulting in better

monetization for your digital products and online services. •  Easy to implement API to integrate and MOL does not charge

any integration fee.

MarkeMng/PublicityforPartners

MOL will create a microsite onwww.mol.comwebsiteto increaseawarenessandexposure.Provides brief details about thegame and its features. Links totheofficial site and signuppageisincluded.InstrucMons on how to makepurchases

GAMESMICROSITE

BannerplacementonMOL.comtoincreaseawarenessandexposureofthepromoMon.

ONLINEBANNERS

MOLwillcreatenewsandannouncementonMOLportal(www.mol.com),FacebookFansPagewith721,000followers(hOp://www.facebook.com/MOLPoints)andMOLTwigerpage(hOp://twiOer.com/mollife)toinformMOLmembersaboutanynewgamerelease,in-gamepromoMonsandon-goinggamingevents.

NEWS&ANNOUNCEMENTS

MOLin-countryteaminSoutheastAsiahasitsownFacebookfanspagewiththetotal500,000followers.

MOLIn-CountryFacebookFansPage

MOL Indonesia MOL Malaysia MOL Singapore

MOL Philippines MOL Thailand MOL Vietnam

PosterswillbeplacedatMOLcybercaféschannels&selectedretailers.

POSTERSINCYBERCAFE&RETAILER

MOLPrepaidCardsinSingapore

Key Benefits of Partnering With MOL

•  No fraud and charge back. •  Extensive physical, online and mobile channel network. •  In-country team with local distribution & industry knowledge. •  Manage all relevant tax issue in country. •  Local marketing activities support. •  Strong relationship with local game developers.

ThankyouContact:RivaiAdidharmaEmail:rivai@mol.comMobile:+6596839354