Aromatherapy table

Barnstable County Sherriff’s Dept

Blood Mobile Table

BP/GLU/CHO screenings

Cape Organization for Rights of the Disabled

Compass Adult Day Center

Elder Services

Falls prevention/information

A monthly newsletter published by the

CHATHAM SENIOR CENTER www.chathamcoa.com

193 Stony Hill Road • Chatham, Massachusetts 02633 • (508) 945-5190

Mandi Speakman, Director JUNE 2018 Vol. 49 No. 6

Nutrition

Older Independent Blind Program

Reiki

Sight Loss Services

Tick Education

Veterans Center of Cape Cod

VNA Welcome/Info Table

VNACC Hospice

The VNA of Cape Cod & COA to Host Annual Health Fair

Wednesday June 27th, 9 am - 12pm

FREE Health Screenings`~ Free Health Information ~ Free Giveaways ~ Door Prizes

Visit all our Health Booths, and Complete your “Passport to Health” to be entered to win a prize!

Walk - Ins are Welcome. Appointments are required for Cholesterol / Glucose Screening and for the Bone Density Screening. Transportation is Available. Please call the COA at 508-945-5190.

Father’s Day Luncheon

Monday, June 18th at Noon

“A father is someone you look up to, no

matter how tall you grow...” - Unknown

In honor of Father’s Day, the COA is hosting a

special luncheon. All guests who are fathers, will be treated to a

reduced price of $5.

Fathers will also receive a special token gift of appreciation from the COA.

Grilled Flank Steak

with Horseradish

Dijon Sauce

Crispy Rosemary

Potatoes

Dessert: Chocolate

Peanut Butter Pie

Reservations are required. Transportation is available. Call the COA at 508-945-5190

2

The COA and the Artful Aging Participants welcome the community to join us for an afternoon of sharing of thoughts expressed in their Artfully Aging Journals, conversation

and social gathering. Light refreshments served. The Artful Aging Art Class Participants will treat the community to a special showing of their works of art. This show is the culmination of their experiences in a 6-week series of classes led by local artist, Gail Tilton; designed to create expressive works of art utilizing various methods with an “Artful Aging Wellness Toolbox”. Gail will give a short presentation on the use of Art for healing, and the participants will informally share their own experiences. This Artful Aging Art Class was held at the COA, and was sponsored by the Massachusetts Cultural Council, the Chatham Cultural Council and the Friends of Chatham Council on Aging. Join us for lunch beforehand, see page 3 for menu and details.

The Edward Gorey House celebrates and preserves the life and works of Edward Gorey, an American author, illustrator, playwright, set and costume designer. The House displays his diverse and extraordinary talents and reflects his distinct personality. After his death in 2000 the

house became a museum, dedicated to Gorey’s life and work and his devotion to animal welfare (www.edwardgoreyhouse.org).

The Optimist Café, located in Yarmouth was originally the Captain Howes House, built in 1849 by Captain Frederick Howes (1812 – 1882). It is a beautiful old home that is a fine example of Gothic Revival Architecture. The Optimist Café, serves fresh breakfast and lunch fare in their unique and comfortable atmosphere (www.optimistcafe.com).

Both the reduced admission fee to the Edward Gorey Museum of $4.00 and the Lunch are at the Cost of the Participant. Transportation is Free. Space is limited. Reservations required.

Call the COA 508-945-5190

John Dillingham, one of the founding fathers of the town of Sandwich, built the first house in 1650 but in 1740 his descendants moved the house down the street to 71 Main Street and built a much grander house in it’s place. During these 250 plus years, the Dunbar House has been in the ownership of only five families. In the 1920s Colonel Henry Dunbar bought the house so he could be close to his supervision of the widening of the Cape Cod Canal. During these years Mrs. Dunbar established the tradition of hosting teas. The Town of Sandwich bought the property in 1974, and the house was returned to private ownership when it was bought by the Bells in the early 1990’s. In 2000, Jim and Paula Hegarty of Milton moved into the Dunbar House and embarked on a project to restore the home to it’s colonial grandeur. In the process they have maintained the traditions of Mrs. Dunbar by providing a comforting atmosphere in the Adjacent Tea Room. The Dunbar features innovative menus, homemade desserts and quality teas (www.dunbarrestaurant.com).

Lunch is at the Cost of the Diner. Transportation is Free. Space is limited. Reservations required. Call the COA 508-945-5190

Day Trip Wednesday, June 13th: Private Tour of the Edward Gorey House Museum

followed by Luncheon at the Optimist Café Bus Departs the COA at 10:30am

Day Trip Thursday, June 21st: Dunbar House Restaurant and Tea Room

Bus Departs the COA at 10:30am

Free “Artful Aging” Art Show Presentation: Monday, June 4th, 1pm

Transportation is available. Space is limited. Reservations required. Call the COA.

3

MONDAY LUNCHEON at the Chatham COA Café at Noon

EAT IN or TAKE OUT Reservations required by the Friday before: 508-945-5190

Enjoy SOUP TO GO Enjoy SOUP TO GO $4/Pint

Available through the week while supplies last. Heat and enjoy at home, or stock up your freezer!

June 4th Black Bean

June 11th Chicken and Rice

June 18th Portugeuse Kale

June 25th Tuscan Turkey

Please see the COA

receptionist for assistance.

COA Café Gourmet Lunch COA Café Gourmet Lunch -- $7$7

Includes bread basket, entrée, beverage & dessert

June 4th Jamaican Jerk Chicken with a Mango Cucumber Salsa and a

Caribbean Sweet Potato Salad Key Lime Pie

June 11th Ginger Sesame Shrimp and Vegetables over Thai Noodle Salad

Tropical Sundae

June 18th $5 (for Fathers) Father’s Day Luncheon:

Grilled Flank Steak with a Horseradish Dijon Sauce Crispy Rosemary Potatoes Chocolate Peanut Butter Pie

June 25th

Lemon Parsley Hummus with Crostini Poached Salmon with a Cucumber Dill Sauce served over Mixed Greens Strawberry

Shortcake

Call the COA Office for reservations and transportation. 508-945-5190

If you have a food allergy please advise the office when making your reservations and the Chef prior to being seated.

Monday June 11th, at 1 pm

with

Guest Speaker: Attorney Crooks

Join us for this important and informative presentation, to make sure your estate planning is complete.

Learn what you need to know to protect your estate and your family,

in an ever-changing environment.

Estate Planning Basic Information & Updates

Learn about the new State and Federal Laws

and Regulations and how they impact Estate Planning.

Consider Joining Us for Lunch Before the Presentation - See above for Details

Reservations required. Transportation is available. Call the COA at 508-945-5190

FREE PRESENTATION - Estate Planning Basics and New Law Updates

4

June Birthdays Celebration

Wednesday June 13th, 2pm at the COA If you were born in the month of June and reside in Chatham, we

hope you will join us at the COA for our monthly Birthday celebration. Guests are encouraged. Transportation is available.

Call 508-945-5190 to register. Remember to check the expiration date on your driver’s license!

FREE! MOVIE MONDAYS at the COA CINEMA

Monday, June 25th at 1pm : “Local Color” Running time: 107 minutes, Rated R

In 1974, in the suburb of Port Chester, New York, the teenage aspirant artist

John Talia has a troubled relationship with his homophobic father who does

not understand John's talent. While visiting his friend Yammi, John finds that

the genius Russian painter Nicoli Seroff lives nearby. He decides to pay a

visit to his idol. John finds a bitter alcoholic who is still grieving the loss of his

wife Anya. Somehow, he successfully befriends the master. When Nicoli travels to the

countryside in Pennsylvania, he invites John to go with him to teach him how to paint. John

meets Nicoli's neighbor Carla who grieves the loss of her son, and the arrogant critic of art

and Nicolai's friend Curtis Sunday. Along their vacation, the synergy of Nicoli and John

improves their individual lives. Starring: Armin Mueller-Stahl, Trevor Morgan, Ray Liotta,

Samantha Mathis, Ron Perlman, Diana Scarwid, Charles Durning, Julie Lott.

Reservations Required. Space is limited. Transportation is available.

Call the COA 508-945-5190.

Veteran to Veteran Café

Monday, June 11th at 1pm

Join us to socialize with your fellow Veterans and enjoy Free Refreshments. Reservations are

encouraged. Transportation is available. Call the COA 508-945-5190.

Sponsored by: Chatham Council on Aging & Beacon Hospice Facilitators: Judith

Hunter & Cynthia Robotham

5

Nearly One in Every Six Seniors in America Faces the Threat of Hunger!

The Family Pantry of Cape Cod launched their Healthy Meals in Motion Mobile

Food Pantry in September 2016 to help combat the hunger problem identified in the

towns of Chatham, Brewster, Eastham and Provincetown. These four towns, according

to a study done by Feeding America, did not have the resources to provide three meals

a day for people struggling with food insecurity due to lack of transportation, mobility, or

health concerns.

The Family Pantry reached out to the Councils on Aging in each of the towns

offering to partner to bring the mobile pantry to the COAs on one Wednesday a

month, providing a wide assortment of perishable and nonperishable foods for the

senior community. The Chatham COA’s leadership team of Mandi Speakman and Eva

Orman, volunteered to pilot the program and worked with the Family Pantry of Cape

Cod for weeks to define the logistics of the launch.

On the third Wednesday of every month the Healthy Meals in Motion Mobile Pantry

arrives at the Chatham COA to distribute healthy foods to 30 senior families and has

recently expanded to include families from the Monomoy Service Center. Seniors who

are interested in participating in the program should contact the COA outreach office to

register. Registration is easy and fast; a participant will need to provide a photo id,

proof of residency and a verbal commitment of income. The participant will fill out a

grocery list including fresh fruits, vegetables, meat, seafood, nonperishable goods and

dairy that will be delivered to the Chatham COA between noon and 2:00pm on the third

Wednesday of the following month. The mobile pantry is on going, and all are wel-

come. This is a great program to help Chatham

seniors stretch a limited budget and obtain healthy,

tailored foods they like and enjoy.

For More Information Call:

Chatham COA Outreach at 508-945-5190 OR The Family Pantry of Cape Cod at 508-432-6519

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Quick Peek: Your COA Monthly Offerings Health Care Call 508-945-5190 for appointment Blood Pressure Screening: Every Wed 9-11am Foot Care: 6/1, 8-3:30pm $35, Home visit $55 Hearing Screenings: 6/27 2pm FREE

Free Caregiver Support AFCSC Group with Molly Perdue 1st & 3rd Thursday of each month, 2-3:30pm. Register at 508-945-5190 COA Outreach: Call COA at 508-945-5190 LGBT Caregiver Support Group at Orleans COA; call 508-255-6333, ext. 16.

Other Support Services Adult Day Program located at the Orleans COA serves residents of Orleans, Harwich, Chatham and Brewster. The program offers a safe environment for older adults with cognitive disabilities, those in need of socialization and provides respite for caregivers. Program offered Mon-Thu, 9:30-3pm. Transportation is provided by CCOA for Chatham residents. Call 508-255-6333.

Grandparenting Support Group- at Harwich Elementary School (Family Resource Center), 263 South St., with Kerry McCarthy. This is a confidential support group for parenting grandparents. Information or registration: Francie Joseph at 508-430-1692 or fjoseph@monomoy.edu.

COPD Support Group- At Orleans COA, Meets the 2nd Wednesday of the Month at 2pm, beginning March 14th. Call Georgette Keeler at 508-420-5302

Neuropathy Support Group– at the Orleans COA, call Kristina Meservey at 774-207-0153.

Parkinson’s Support Group—10am on 3rd Weds. Monthly at St. Christopher's Church. All are welcome. Call Betty Magnusson at 508-945-1106 for more info.

Samaritan Safe Place-A support group that honors and respects the needs of those who have lost someone to suicide. 1st & 3rd Thurs Monthly @ Eldredge Public Library 7-8:30pm; call 508-548-7999.

SHINE—Serving the Health Information Needs of Everyone, by appointment call 508-945-5190.

Stroke Support Group-2nd Thur. monthly, 2-3pm at Liberty Commons; facilitated by the VNA of Cape Cod. Contact Steve Franco 508-945-4611 ext. 245

Vision Impaired Technology Assistance (VITAL) is available at the Brooks Free Library. This program offers free one-on-one instructions in the use of their access software programs to individuals with sight loss. Please contact the Brooks Free Library for more information at 508-430-7562.

Legal Services Call 508-945-5190 for appointment Katherine Wibby 6/6 (housing, government benefits, health law, guardianship, reverse mortgage, consumer issues) Michael Lavender 6/27 (trusts, wills, estate planning)

SOCIAL ACTIVITIES Call 508-945-5190 to Register Monday COA Café Gourmet Luncheon: 6/4, at Noon. Reservations required by the Friday before. Tickets $7. Soup-to-go, $4/pint while supplies last.

FREE Presentation -“Artful Aging Artists Show”: 6/4, at 1pm. Sponsored by the MCC, CCC, and FCOA, See page 2 for details.

Monday COA Café Gourmet Luncheon: 6/11 at Noon Reservations required by the Friday before. Tickets $7.

FREE Presentation 6/11, 1pm - Guest Speaker Attorney Crooks “ Estate Planning Basics and Law Updates” See page 3.

FREE Veteran to Veteran Café 6/11 - Socialize and enjoy light refreshments. See page 4 for details.

Day Trip: Edward Gorey Museum & Optimist Cafe: 6/13 See page 2 for details.

June Birthday’s Party: 6/13, at 2pm See page 4 for details.

Monday COA Café 6/18 - Special Father’s Day Luncheon at Noon. Reservations required by the Friday before. In honor of Father’s Day, tickets for our guests who are fathers are $5; all others are welcome to join and dine for $7.

FREE Day Trip: 6/20 Senior Day at Whole Foods - Cooking Demonstration and Samplings & Transportation.

Day Trip : 6/21 The Dunbar Tea Room Luncheon See page 3 for details.

Monday COA Café Gourmet Luncheon: 5/25 at Noon Reservations required by the Friday before. Tickets $7.

COA Cinema: 6/25, at 1pm: “Local Color” Rated R.

FREE COA Health Fair: 6/27, 9 am - 12pm Screenings, Information, and Giveaways. See page 1 for details. ESCCI Luncheon: Tue & Thu 11:30am, call 508-945-1783 at least one day ahead to sign up. $3 donation suggested. Men’s Discussion Group: Thursdays at 9:30am “Busy Fingers” Knit, Crochet & Needlework Group: Thursdays at 1:30pm Bridge: Thursdays at 12:30 pm Cribbage: Tuesdays at 2:00pm Scrabble: Mon & Fri, 9:30am Women’s Wisdom: 6/27 at 11am Free Lending Library: Upstairs at the COA Low Cost Greeting Card Shop and Used Book Sale: pay at the front office Transportation for Chatham Residents Chatham COA van rides for Local Medical Appointments: 48 hours minimum notice required. Call 508-945-5190. Chatham COA van rides for lunch: for Mon, 508-945-5190; for Tue & Thu lunch call 508-945-1783 at least one day ahead. Chatham COA van rides for local errands & food shopping: Subject to availability. Call COA 48 hours ahead Chatham COA van rides to the Orleans Supportive Adult Day Program: Call COA for details. Other Transportation Resources Cape Cod RTA: Dial a Ride Transportation Reservations between 8a-5p, Mon-Fri 1-800-352-7155 Cape Cod RTA, Boston Area Hospitals: For information & reservations call 1-800-352-7155, Mon-Fri, 8 am-5 pm. FISH Transportation: Medical appointments only, for Chatham residents. Call Monday-Friday between 9:30-12:30 at 508-945-4611. Provide at least 48 hours’ notice.. Nauset Neighbors: A membership organization where “One Call Does It All.” Call 508-514-7067. ww.nausetneighbors.org

8

CHATHAM MEN’S CLUB

The Chatham Men’s Club meets on Fridays from October-May, at the Chatham Community Center. Meetings start at 1:30pm. Membership is open to men living in

Chatham or who are local tax payers. For more information, call Bill Leigh at 617-775-3594.

UPCOMING CLASSES COLIN CAMPBELL COMPUTER SCHOOL

At the Chatham COA, 193 Stony Hill Road, Chatham, MA 02633 Open to residents of ANY town!

Call 508-945-5190 for information or to register.

COURSE Instructor DATE & TIME COST

iPad & iPhone Refresh: Users who want a refresh of skills and to learn even more basics.

iPad & iPhone Advanced: Multitasking, Split Screen, File Markup, Keyboard, iCloud, Files, Photography, and Clips Video.

Regina

McDowell

Regina

McDowell and

Joanna Schurmann

Thursday, June 7, 2018 10:00 am - Noon Thursday, June 14, 2018 10:00 am - Noon

$15

$15

Reservations for Classes at the COA Colin Campbell Computer School

are Required. Space is limited. Transportation is available.

Call the COA 508-945-5190

C O A L I B R A R Y C O R N E R

For those of us who didn't get South this winter, perhaps it is not too late to escape to North Carolina and the shore with Anne Rivers Siddons and her heroine, Kate Abrams, in her

book "Outer Banks". This is a wonderful story of a reunion of college roommates. Have you ever wished for the opportunity to have a reunion- and at a beautiful beach house in the South ? Slip into the experience of Kate and her friends Cecile and Ginger as

they travel to the Outer banks of North Carolina - on our "New Arrivals" shelf, thanks to a generous book donor.

FREE CHILDREN’S BOOKS!

Reading options for young visitors and family members are now available in the Library. Take home, keep or return as you wish. These donated books are for you and your young visitors to enjoy together. No need to sign out or return them. Just find one and share the joy of reading with the next generation. Donations of children’s books also accepted!

Technology Talk….

9

SHINE NEWS…….

Are You or Someone You Know Turning 65 or Thinking About Retiring?

SHINE can help! Every day there are 10,000 baby boomers turning 65 and are now eligible for Medicare. Those new to Medicare can make costly mistakes resulting in higher health care costs, gaps in coverage and possibly a lifetime late enrollment penalty. If you are collecting Social Security, you will automatically receive your Medicare card 2-3 months before turning 65. If you are not collecting, you are responsible for signing up for Medicare Part A (hospital insurance) and Part B (medical insurance) either online at www.socialsecurity.gov or at your local Social Security office. There are federal rules as to when you can enroll into Medicare Part A, Part B, Part C (Medicare Advantage Plans-HMOs, PPOs) and D (prescription coverage). If you miss these enrollment periods you may have to pay a late enrollment penalty and could have a gap in health care coverage.

If you are covered by a group health plan through the company you or spouse is still actively working (not Cobra) you may delay taking Medicare Part B at 65 without a penalty. However, if the employer has less than 20 employees then Medicare is primary and the employer coverage is secondary. In this case you may need to have Medicare Parts A and B for complete coverage. This is only one example- each situation is unique and more questions need to be asked, options to look over and costs to compare. That is why it is very important to sit down with a SHINE (Serving the Health Insurance Needs of Everyone) counselor and go over your particular situation. SHINE volunteer counselors are trained and certified by the Executive Office of Elder Affairs and are re-certified each year to help those on, or eligible for Medicare, navigate the complex health insurance system. If you or someone you know will be turning 65 soon, please call the senior center to make an appointment with a SHINE counselor. Call the COA at 508-945-5190

Balance Exercises (Mayo Clinic, 2018) Falls put you at risk of serious injury. Balance exercises can help you maintain stability at any age and can help with preventing falls. Nearly any activity that keeps you on your feet and moving can help you maintain good balance. But specific exercises designed to enhance your balance are beneficial to include in your daily routine and can help you improve your stability.

If you have severe balance problems or an orthopedic condition, get your doctor’s approval before doing these exercises:

Weight Shifts • Stand with your feet hip-width apart and your weight equally distributed on both legs. • Shift your weight to your right side, and then lift your left foot off the floor. • Hold the position as long as you can maintain good form, up to 30 seconds. • Return to the starting position and repeat on the other side. As your balance improves, increase the number of repetitions.

Single-leg Balance • Stand with feet hip-width apart and your weight equally distributed on both legs. Place your hands on your hips. Lift your left leg off the floor and bend it back at the knee. • Hold the position as long as you can maintain good form, up to 30 seconds. • Return to the starting position and repeat on the other side. As your balance improves, increase the number of repetitions.

More information can be found by searching the internet for “Mayo Clinic Fall Prevention”. Other exercise classes and routines can be beneficial for fall prevention as well. Call the COA at 508-945-5190 to check for availability in our Yoga and Fit, Fun & Fall Free classes!

BE WELL! LIVE STRONG! LIVE LONG! Charlie Altieri, RN, Public Health Nurse

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COA DISCLAIMER

The Chatham Council on Aging (COA) promotes programs and opportunities for patrons of the Chatham Senior Center to receive legal, financial, medical, recreational and other services or activities by volunteers or nominal cost practitioners. Seniors participating in these services or activities do so with the understanding that the COA, the Town of Chatham and/or its employees do not assume any legal or other responsibility for any advice or services rendered by such volunteers or nominal cost practitioners.

MISSION STATEMENT Since its inception in 1974, the Chatham COA has worked to unify the community in enriching the lives of our over 60 population and those who are caregivers. We offer a wide range of programs and services which are health and wellness oriented and which promote congenial, social and educational opportunities. As a dynamic organization the COA must work in these times to meet the evolving needs of Chatham’s over 60 population. We support Chatham residents age 60 and over with a range of health and wellness, social, educational and outreach programs and services to enhance the quality of their lives. We welcome the support of Chatham residents of all ages to promote our mission through community service and resource development.

SUPPORT YOUR FRIENDS OF CHATHAM COA!

Please make checks payable to: The Friends of Chatham COA, 193 Stony Hill Road, Chatham MA 02633 (Support gifts are tax deductible to the extent allowed by law.)

Name__________________________________________________________________Phone______________________________

Address___________________________________________________________________________________________________

Email_____________________________________________________________________________________________________

The Friends of the Chatham Council on Aging is a 501(c)3 non-profit organization that exists for the sole purpose

of supporting the programming and the services of the Chatham COA. Your Support is Greatly Appreciated. Thank You!

DAYTRIP - SENIOR DAY AT WHOLE FOODS

Wednesday, June 20th, 2018

Chatham COA will be offering transportation to and from Whole Foods on 6/20/2018. Seniors are invited to visit the Whole Food’s store on Senior Day for cooking demonstrations, and to enjoy free samplings from the menu of the day.

The COA Bus will leave Chatham at 9am and then depart

Whole Foods by 12:00, returning directly to Chatham.

Reservations required. Space is limited.

Call the COA at 508-945-5190.

COA CARD CORNER

Greeting Cards for all occasions are on sale at the COA. Don’t forget to pick up that Father’s Day or Graduation Card! The cards range in price from $.25 to $1.75.

Please stop by and pick up cards for every special event!

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Printing and Postage for the FLASH are generously provided by the Friends of the Chatham Council On Aging and a grant from the Executive Office of Elder Affairs.

NON-PROFIT ORG. US POSTAGE PAID

ORLEANS MA PERMIT NO. 32

Chatham COA Board David Speciale, Chairman Joe Gagliano, Vice Chairman Barbara Waters, Secretary Joan Bagnell Carole DeChristopher Betty Magnusson Barbara Segall

Friends of the Chatham COA Betsey Stevens, President John Poignand, Vice President Bernie Pfeifer, MD, Treasurer John Rafferty, Secretary Paula Carroll Janet Fields Sal Gionfriddo Judy Hanlon Edie Hoyda Jill James

Chatham COA Staff Director: Mandi Speakman Outreach Coordinator: Stephanie Shea Outreach/Volunteer Coordinator: Eva Orman Program Coordinator: Maura Hall Receptionist: Nancy Michniewicz Secretary: Debbie Mayhew

Chatham Council On Aging & Senior Center 193 Stony Hill Road, Chatham MA 02633 508 945-5190, Fax 508 945-5198, www.chathamcoa.com

ADDRESS SERVICE REQUESTED

Van Drivers Steve Heffron Dick Hosmer Roger Kallstrom Paul Robinson Ralph Spaduzzi

From the Director’s Desk… Because you’ve been asking for it, and update on Scams and Fraud

There has been an alarming increase in the number of financial abuses against elders in MA and throughout the country. It is said that financially exploiting elders is one of the largest areas of crime of the decade and, unfortunately, it is only continuing to increase. Financial scams targeting seniors have become so prevalent that they’re now considered “the crime of the 21st century.” Why? Because seniors are thought to have a significant amount of money sitting in their accounts. It’s not just wealthy seniors who are targeted. Low-income older adults are also at risk of financial abuse. If you are a victim or suspect someone may be a victim of fraud, don’t be critical of yourself or of someone you know of who is a victim. Seek assistance by visiting the Scam & Fraud tab at www.chathamcoa.com or call COA Outreach at 508-945-5190. The best strategy? Avoid becoming a victim in the first place!

Tips to Prevent Elder Abuse Connect with the programs at the COA! Avoid isolation, stay active, and socialize. Monitor your financial transactions closely and confide in people you trust. Keep important legal and financial documents in a safe place. Be aware of telemarketers who pressure you into making an immediate decision. Safeguard your personal information and passwords. Be careful when responding to any solicitation, if it sounds too good to be true it most likely is. Screen your calls and only answer when you recognize the name/number. Check with a trusted source before sending money or giving out any personal information. Avoid getting on a mailing list and don’t fill out contest entry forms.