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mIt's Easier to Get Small Business Loans, But Who's Doing The Lending?

Source: EZ Merchant Capital, LLC

Dated: Jan. 26, 2014

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mSmall business owners say they are

finding it much easier to get

business loans, now that the economy isrecovery. But where are they getting the

funding?

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According to a recent article in USA Today, only 4% of small business owners say

their credit needs weren't met over the past month, and the article suggests that banks are becoming a lot

more relaxed in their underwriting, and consequently, approving more applications. Does this mean it is

now easy to get a bank loan?

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Using the numbers shown in the

article, the portion of small

business loans approved by banks

"increased"

to 17.6% in December of 2013.

This statistic, combined with the

4% of small business owners who

say they

aren't getting the credit they need,

doesn't exactly add up, does it?

So the question is, where are

these small

business owners acquiring

capital?

NOT SO FAST!!

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The alternative lending/merchant cash

advance industry enjoyed a record year

in 2013, and every indication suggests

that this trend will only continue to grow

in 2014. After all, 82% of small business

owners STILL, even in these improving

economic times, get turned down for

financing from traditional banks. The

industry is now evolving to the point

where, in some cases, in addition to

making the loan process much easier to

borrowers than the banks, programs are

now becoming available that are

providing payback rates comparable to

those

of the banks.

ALTERNATIVE LENDING SOURCES!

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The scariest part of this is that there are many business owners out

there who are not even aware that these programs exist. They go

into their local banks, expecting the very institutions they entrust

with all of their money to help them in a time of need, only to be

quickly turned down. That is what disturbs me the most. The bank is

basically telling them to "trust us with your money, but we wont

trust you with ours"! For this reason, I have made it a personal

mission of mine to seek out these businesses and not only help them

get the capital they need to grow their businesses, but to provide

marketing tools and insights to ensure their business prospers for

many years to come.

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Small businesses are slowly recovering from our "Great Recession", and a large reason for that is that they are able to receive capital from alternative

lenders that were not available just a few short years ago, and we will continue to serve small businesses for as long as they need us, and from the

looks of things, that will be for quite a while!.

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To learn more about our programs, or to apply today, visit us at http://www.ezmerchantcapital.comto

download our one page application. To speak with someone by phone,

call us at 888-543-5530. At EZ Merchant Capital,

your business is our business!

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Email……………….Click to contact author

Phone………………888-543-5530

City/Town………..Philadelphia

State/Province…Pennsylvania

Country……………United States

Industry…………..Business, Loans

Tags…………………business capital, entrepreneurs, loans, retail loans

Link………………….http://prlog.org/12273499

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