mortgages. itemization of amount financed finance charge variable rate information contract...

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Mortgages

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Page 1: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

Mortgages

Page 2: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

Itemization of Amount FinancedFinance ChargeVariable Rate InformationContract ReferenceAssumption PolicyRepayment Disclosures

TIL Content

Page 3: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

TimingElectronic

DisclosuresContent

CHARM BookletLoan Program

Early ARM Disclosures

Page 4: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

Applicable TransactionsExempt TransactionsDefinition of DwellingProcedureNoticeTime PeriodExtended Rescission PeriodMember and Credit Union’s ActionsWaiverTolerances for AccuracyForeclosures

Rescission

Page 5: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

CoverageExceptionsDefinitions: Points

and FeesDisclosureLimitationsProhibited Acts or

Practices

Section 32 Mortgages

Page 6: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

General RulesTimingContent

Reverse Mortgage Disclosure

Page 7: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

DefinitionExceptionsRulesEvasion

Higher Priced Mortgage Loans

Page 8: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

Loan ServicingLoan Originator

CompensationProhibition on

Steering

Prohibited Mortgage Acts and Practices

Page 9: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

General RulesTimingExceptionContent

Mortgage Transfer Disclosures

Page 10: MORTGAGES.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures

General RulesRestrictionsAllowable ActionsConflicts of InterestCompensationMandatory

Reporting

Valuation Independence