multifocus august issue 2010
DESCRIPTION
published from bangladeshTRANSCRIPT
m~wPcÎ
†mŠ›`‡h©i †Luv‡R .................................. 5bvix .................................. 7†R¨vwZl Dc‡`kejx .................................. 8HwZ‡n¨i w`bvRcy‡i ................................ 12wd‡i †`Lv wek¦Kvc ................................ 14†Kwi †cwii bZzb †iKW© ................................ 17†hgb K‡i AvR‡Ki Kvwibv ................................ 18Avwgi Lv‡bi wdU‡bm wUcm ................................ 20G j¾v wK Zvi? bv wK mevi? ............................... 22Zvjnv ZvjyK`vi kvwn‡bi GK¸”Q KweZv ............................. 23`~i †_‡KB wbqš¿Y Ki‡e kvnveywχbi cvIqvi K‡›Uªvjvi .......... 24wek¦Kv‡ci mycvid¬c ÷viiv ................................ 25ivwkdj ................................. 26
Basic Of Multi Focus ............................... 28
nvBjvBUm : gvwë †dvKvm .............................. 31m¤cÖwZ †d«ÊmK¬ve AR©bKvix wWw÷ªweDUie„›` ....................... 32mvaviY Ávb / auvav ............................ 34
gvwë‡dvKvm 7
bvixbvixf †m †Zv k‡ãi cÖ_g A¶iB n‡jv ÔbvÕ| ZvB‡Zv me †¶‡Î Zv‡KB bvkãwU gv_vq †i‡L c_ Pjv ïi“ Ki‡Z nq| mevB hw` iv¯—vq †ei nIqvi ciwPš—v Ki‡Zv GB bvixiv †KD †KD Kv‡iv gv, †evb A_ev †g‡q | Zvn‡jbvix‡`i Abš— Pjvi c_ myMg n‡Zv| Zviv Zv‡`i Kg©Rxe‡b ¯^ ¯^ cÖwZôv‡bA‡bK †ewk `¶Zvi ¯^v¶i ivL‡Z cvi‡Zv| bvixiv N‡iB AwaKvi ewÂZn‡”Q, wbh©vwZZ n‡”Q| ïay ZvB bq, GB bvixiv hLb N‡ii evB‡i cv ivL‡Q,†m RvqMv KZUzKz myMg ev cÖk¯— Avgiv wK Zv Rvwb| G wb‡qB cÖwZ‡e`bwUˆZwi K‡i‡Qb D‡¤§ nvmbv
eZ©gv‡b cÖvq ev‡m bvix‡`i Rb¨ 9wU Avmb msiw¶Z _v‡K| wKš‘ `yt‡Li welq GB 9wU Avm‡b bvix‡`i emevi Rb¨ cÖvqB evK&hy‡×wjß n‡Z nq| cyi“‡li gy‡L Ggb evK¨ †kvbv hvq †cQ‡bi wm‡U †h gwnjviv e‡m Av‡Q Zv‡`i e‡jb, wmU Qvo‡Z| nvq‡i gvbylZv‡`i cwiev‡iiI †KD bv †KD N‡ii evB‡i hvq| AvR Avwg Ab¨ e¨w³‡K m¤§vb Ki‡jB Ab¨iv Avgv‡K m¤§vb Ki‡e| me‡P‡qeo K_v n‡jv, Avg‡`i †`‡ki msm‡` bvix‡`i Rb¨ 30wU Avmb msiw¶Z| ZvB e‡j †Zv evwK Avmb¸‡jv‡Z bvix cÖv_©xiv cÖwZØ›ØxZvKi‡Z cvi‡e bv Ggb K_v †bB | AevK jv‡M hLb GKRb cyi“l gwnjv‡`i wm‡U e‡m Avevi wbj©‡¾i g‡Zv ZK© K‡i| K‡e †hGB cyi“l‡`i ïfeyw×i D`q n‡e cÖK…Z c‡¶ ev‡mi A‡a©K wmU bvix evwK A‡a©K cyi“l‡`i Rb¨ eivÏ ivLv DwPZ| Ab¨_vq Kv‡ivRb¨B wmU msiw¶Z _vK‡e bv| GB‡Zv †Mj ev‡mi Ae¯’vb| wiK&kvq DV‡Z †M‡j bvix‡`i †ewk fvov ¸Y‡Z nq| KviY bvixiv‡Zvcyi“l‡`i g‡Zv jvd w`‡q wiK&kvq D‡V ej‡Z cv‡i bvÑ GB Pj, Avevi Po _vào w`‡q P‡j hvq bv| Kg©‡¶‡Î GKRb bvix cyi“‡li Zzjbvq †ewk g‡bv‡hvM w`‡q KvR K‡i| KvR †k‡l bvix †Kv_vI e‡m AvÇvq †g‡Z DV‡Z cv‡i bv|KviY Zvi gv_vq _v‡KÑ Avgv‡K msmvi bvgK RvqMvq wd‡i †h‡Z n‡e | m¤úªwZ GKRb bvixi m‡½ K_v n‡jv| wZwb `ywU PvKwi K‡ib| GKwU 11Uv †_‡K weKvj 3Uv, Ab¨wU weKvj 5Uv 30wgwbU †_‡KivZ 11Uv| ï‡b‡Zv AevK| †hLv‡b bvix‡`i GKwU PvKwi Ki‡Z wngwkg †L‡Z nq| †mLv‡b `ywU| ZvI Avevi Zvi msmv‡i `ywU mš—vb Ges k¦vïwo Av‡Qb| Gici Rvbv †Mj, Zvi Avq †_‡K Zv‡`i d¬¨vU µ‡qi wKw¯— †kva Ki‡Z nq| †hB bvix ivZ GMv‡ivUv ch©š—KvR K‡i evwo wd‡ib| Zvici Zvi ¯^vgx‡K cvwb †X‡j LvIqv‡Z nq, mvsmvwiK KvR¸‡jvI Ki‡Z nq| wKš‘ KÕRb cyi“l KvR †k‡levwo wd‡i Zvi cwievi‡K mgq †`q? Av‡iv GKRb AvavmiKvwi PvKixRxex bvixi m‡½ K_v n‡jv| wZwb e‡jb, wWMÖx cix¶vi mgq Avgvi we‡q nIqvq †iRvë Lvivcnq | c‡i Avevi cix¶v w`‡Z PvB‡j Zvi ¯^vgx e‡jbÑ msmvi, PvKwi ¸wQ‡q cvi‡j cix¶v `vI| Avwg †Kv‡bv mn‡hvwMZv Ki‡Zcvie bv| h_vixwZ Avi cix¶vv †`Iqv nj bv| Avi ZvB mvwU©wd‡K‡Ui Rb¨ cÖ‡gvkbI n‡jv bv | GKRb bvixi GwM‡q †h‡Z ïay cÖ‡qvRb Zvi jvBd cvU©bv‡ii mn‡hvwMZv, mngwg©Zv, Gi‡P‡q †ewk wKQz bv| Avmyb bvÑ AvgivAvgv‡`i gv, †evb, ¯¿xi w`‡K GKUz mn‡hvwMZvi nvZwU evwo‡q †`B| d‡j †m Zvi †gav, gbb Gi gva¨‡g msmvi I †`‡ki Rb¨A_©‰bwZK †¶‡Î D¾¡j f~wgKv ivL‡Z cvi‡e |
gvwë‡dvKvm 8
GKRb †R¨vwZl n‡Z n‡j Zvi KZ¸‡jv wbqgZvwš¿K c×wg†g‡b Pj‡Z n‡e| ¯’vb-Kvj-cvÎ-wPš—v, cÖwZwbqZB cwiewZ©Z n‡”Q, eZ©gvb gvbylhyw³ev‡` wek¦vm K‡i ev¯—e Áv‡bi cwiwa Rvb‡Z Pvq| wPš—vkxj gvby‡li `„wó A‡bK `~i cÖmvwiZ, ivgvqb gnvfviZ cyivbhy‡Mi cy¯—‡K †ewki fvM mgq Zvwš¿K cÖni‡Z¡i Dci ¯úócwiPq cvIqv hvq| fvebvi m‡½ ev¯—eZvi m½g n‡”Q†R¨vwZl|
AvZ¥vi Øviv AvZ¥vi cig wgjb †R¨vwZl kv¯¿ n‡jv me‡P‡q †cŠivwbK kv¯¿ ev †e` Øviv m„wógnvZvwš¿K welq Ges A‡bK NvZ cÖwZNv‡Zi ga¨w`‡q Av‡Rvgv_v DuPz K‡i gvbe RvwZi cÖK…wZi Kj¨v‡Y wb‡qvwRZ AvZ¥ïw×cig AvZ¥v‡K AvZ¥Ávb wnmv‡e cwiMwYZ K‡i| mg¯—†`eZvKzj‡K wewfbœ iƒ‡c AvZ¥vi g‡a¨ cwiMwe©Z K‡i| Ávb†PvL‡K wke wnmv‡e MY¨ K‡i| mg¯— ZË¡ Ávbx gvbyl AvZ¥v‡K Rvb‡Z Pvq| cigAvZ¥v n‡”Qcig †fv³v cig †fv³vi m‡½ m„wói m‡½ wbweo m¤úK©, cÖK…wZ
n‡”Q cig gvZv K…ò n‡”Q evmbv g„Z ev †cÖm A_©v K…ò fvebvg„Z, ivg n‡”Q †PZbv ev Av`k©, ivgK…ò cig wgjb n‡”Q m„wó,m„wó n‡”Q b‡i›`ª A_©vr bi+B›`ª whwb gvbe Kz‡ji ivRv, gvbyl‡KeuvwP‡q iv‡L Zuvi AgiZ¡ m„wó Avi m„wó hvi g‡a¨ m¤úvw`Z nq†mB n‡”Q cÖK…wZ| Avi m„wó hvi g‡a¨ m¤úvw`Z nq †mB n‡”QcÖK…wZ| cÖK…wZ m¤úvw`Z nq wek¦eªgv‡ | ivwk MÖn-b¶‡Îi †LjvGB wek¦eªþv‡Û hv RxeK~‡ji Dci cÖevwnZ|
†Kv_v †_‡K †R¨vwZl kv‡¯¿i m„wó AZx‡Z ˆew`K FwlMY‡K cÖfvweZ K‡i MÖnMwZi Z_¨vbymÜv‡biRb¨ Gi d‡j †R¨vwZ weÁv‡bi cÖ_g exRwU A¼zwiZ nq|Fwl‡`i Ávb †PvL †_‡K †h Av‡jvi SjK m„wó nq AvR †mB c~Y©f~wg m„wó n‡q‡Q †R¨vwZl Ávb PZz‡e©` mgwnZv eªvþYkv¯¿Dcwblr m½xZ kv¯¿ eªvþY kv¯¿ Dcwb¶ m½xZ kv¯¿ wPwKrmv kv¯¿G me¸‡jv gnxi“n †_‡K bvbvfv‡e exR Qwo‡q c‡o bvbv w`‡K,m„wó n‡jv Av mgy`ª wngvPj wekvj Ávb Dceb, hvi QvqvZ‡j e‡mwbivc` f~wgi Av‡iv cÖkvwš—i Avkªq LyuR‡Z wM‡q GB wek¦gvbeåvwš—i w`‡K avweZ nq| wKš‘ GB Ávb w`‡Z cv‡i bZzb Rxeb
†R¨vwZl Dc‡`kejxn cwÊZ mvb wK‡iv b‡ib
gvwë‡dvKvm 9
RvMwZi myL| wbtmsk‡q ejv hvq †h, Fl‡e‡`i Kv‡jB †R¨vwZl kv‡¯¿i m~Pbvev cÖ_g weKvk N‡U‡Q| 6500 Lªxó c~e©ãB Fl‡e‡`i iPbv e‡jwba©viY Kiv nq fviZ e‡¶ †R¨vwZl PP©v 6500 Lªxó c~e©vã †_‡KAvi¤¢ nq| ax‡i ax‡i eªvþYkv¯¿ Dcwblr cyivb wµvqvKv‡ i kv¯¿ I mvgvwRKe¨e¯’vi wbivmb ¯§„wZ kv‡¯¿ we¯—vi jvf Ki‡Z _v‡K| Z‡e cÖ_gw`‡K fviZxq †R¨vwZl †Kv‡bv MvwYwZK wbq‡gi cwiPq cvIqvhvq bv| mgm¨v K‡qKwU MvwYwZK wbqg e¨vcK AvKv‡i ag©kv‡¯¿ewY©Z n‡q‡Q gvÎ fvi‡Z MvwYwZK wbq‡g †R¨vwZl PP©vi m~ÎcvZnq †e`v½ †R¨vwZl iPbvi e¨vwßi mgvwßKv‡j| †e`v½ †R¨vwZ‡li Kvj aiv nq 500 Lªxót c~e©vã †_‡K 1418Lªxó c~e©vã ch©š— Gi ci †_‡KB fviZxq MwYZ I KvwjZ GByÕcÖKvi †R¨vwZl kv‡ ¿i µgweKvk aiv NU‡Z _v‡K| D‡jwLZ
1488 Lªxót c~e©vã †_‡K 476 Lªxóvã ch©š— MwYZ I KwjZ†R¨vwZ‡li †h µ‡gvbœwZ N‡UwQj Zvi mwVK BwZnvm Lyu‡R cvIqvbv †M‡jI G K_v me©Ávb ¯^xK…Z †h †mB fviZxq †R¨vwZlwe‡k¦i gvbe‡Mvôx‡K †ZZPwKZ Ki‡Z †c‡iwQj hvi mvnv‡h¨|†mwU n‡jv Avh© f‡Æi gbxlv| wZwbB me©cÖ_g c„w_exi NybbgZev` †NvlYv K‡iwQ‡jb, F‡M¦‡`i 10g g ‡ji 85/2 m~‡ÎAv‡QÑ A‡_v b¶vÎvbv †gNvgy c‡š’ †mvg Avwni A_©vr b¶ÎM‡YiwfZ‡i †mvg‡K ¯’vcb Kiv n‡q‡Q| GgbwK cÖwm× mvZvkwUb¶‡Îi m¤ú~Y© bvg cvIqvi Rb¨ Avgv‡`i Av‡iv cÖvq cuvP nvRvieQi A‡c¶v Ki‡Z n‡q‡Q|mvZvkwU b¶‡Îi bvg cÖ_g cvIqvhvq ˆZwËixq hªv¶‡b hvi iPbv d‡j n‡jv AvbygvwbK Lªxóc~e©300 †_‡K 1388 Lªxó c~e©v‡ãi g‡a¨|
g„Zz¨ wPiw`wb my›`i wb‡Ri PvKwi‡K euvwP‡q ivLvi Rb¨ e‡mi KZB bv Zv‡e`vwiKwi| wK K‡i em GKwU ¯^ü`q †cvlY K‡ib| wKš‘ GKevi wK†`‡LwQ GB my›`i aiv‡K gb evwni AvZi iƒc †hŠeb whwb m„wóK‡i‡Qb wZwb KZbv gnvb `ytL †fvjvi Rb¨ Av‡Q Dc`vb myLKivi Rb¨ Av‡Q KZbv Dcv`vb hv wKbv me gvbe Kj¨v‡Yi Rb¨GB †`n‡K Av‡iv my›`i K‡i Zzj‡Z cvwi Ck¦i a¨vb| cÖwZw`bBcwikªg K‡iB Pj‡Q| wKš‘ cwikªg gvb Kg‡Q †bvsiv wRwbmwPiw`b †bvsiv _v‡K A_©vr wg_¨v †ewkw`b †eu‡P _v‡K bv GB mZ¨K_v Avgiv mevB Rvwb, mZ¨ wRwbm‡K hZB Avav‡i jyKvevi
†Póv Ki bv †Kb †m Zvi wbR c‡_ Pj‡e †m Kv‡iv evab gvb‡ebv| †R¨vwZl kv¯¿ gvbe Kj¨v‡Y wb‡qvwRZ†h wRwbm hZ †ewk cyi‡bv Zvi mgv‡jvPbv ZZ †ewk n‡e| b`x_vK‡j Zvi fvOv Movi †Ljv †_‡K †KD euvPv‡Z cvi‡e bv| GBc„w_ex‡Z †Kv‡bv wKQzB wPi¯’vqx bq| AvR †h ivR¨Kvj dwKiGB mZ¨ K_v Avgv‡`i mK‡ji gvb‡Z n‡e| Gi ga¨ w`‡q†R¨vwZl kv¯¿ gvbe Kj¨v‡Y Aw½Kvi iv‡L| hv Av‡M wQj GL‡bvAv‡Q fwel¨‡ZI _vK‡e| hv wPimZ¨ wPi meyR Avn‡q AcivwRZˆmwbK hv D¾wjZ D™¢vweZ cÖ¾wjZ AvKvw•¶Z cÖZ¨q wb‡q hvmvg‡bi w`‡K Pj‡Z fv‡jvev‡m wKQz †c‡Z n‡j wKQz w`‡Z nq|G K_vwU ¯§iY ivL‡Z wb‡Ri †fvM wejvm Kivi Rb¨ Ávb `vbKiv| Zv‡K mgvwa‡Z fv‡jvevm‡Z n‡e| cÖvY w`‡q fv‡jvevm‡Zn‡e| GKR‡bi wec‡` Avi GKRb GwM‡q Avm‡Z n‡e| wb‡Rig‡Zv K‡i fv‡jvevm‡Z n‡e| Áv‡bi weKí †bB GB mZ¨ K_vwUAvgv‡`i fy‡j †M‡j Pj‡e bv| mg¯— welq Áv‡bi cw Z n‡Zn‡e| mgvRZ‡š¿i †jv‡Kiv †R¨vwZl mgv‡jvPbvq we‡fvimgvRZ‡š¿i †jv‡Kiv mgvR Dbœq‡bi K_v fve‡Z fve‡Z AvRKv‡R A¯¿ wnmv‡e cwiYZ n‡q‡Q Mixwe nUvevi bv‡g wb‡RivBAv‡Li †MvQv‡Z e¨¯—| †Rvi K‡i evMkw³ †K‡o wb‡Z Pvq|Mixwe ivgv ewj Mv‡q w`‡q eo eo eywj AvIiv‡j `vw¤¢KZvicwiPq w`‡j mgvR hywM nIqv hvq bv| †KD Lv‡e †Zv †KD Lv‡ebv| K…lK Rwg w`‡Z n‡e GK GK ¯’v‡b GK GK ai‡bi bxwZ|Avmj K_v n‡”Q Avmj wK †h K‡i nDK ¶gZvq hvIqv PvBRv‡b †mB my›`i w`b¸‡jv †Kb †h nviv‡Z em‡Q Zv Rvwb bv|†Kb †h GL‡bv gvby‡li `ytL jvNe Ki‡Z cvi‡Q bv ZvI Rvwbbv| Ab¨ me `‡ji K_v fve‡Z †M‡jI R¡i Av‡m me RvqMvqAe¯’vq wb‡Ri †`vl A‡b¨i Nv‡o w`evi cÖeYZv| †mRb¨ PvB†cÖg, Abyf~wZ gvby‡li g‡bi K_v eyS‡Z n‡e| Abyf~wZ¸‡jv DbœZKi‡Z †e †m Rvbv PvB agx©q Abyf~wZ| A_©vr a‡g©i e¨vL¨v bvw`‡q mwVK e¨vL¨v cÖ`vb Kiv a‡g©i Ace¨vLv cÖ`vb Kiv a‡g©iAce¨vLv w`‡q KL‡bvB wgjb Kiv hvq bv| Zv nq wnsmv nsmªcvIbv Avi mgv‡Ri w`‡K ZvKv‡j wK †`L‡Z cvB nvbvnvwbi³cvZ Soev`j Lov AKvj g„Zz¨ †cÖgnxb Rxeb †Rvo Ryjygµ‡gB †e‡oB Pj‡Q| †µva N„Yv Avi Awek¦vm gvby‡li g‡bAwek¦vm Rb¥ †bq gvby‡li cÖwZ wek¦vm nviv‡bv gnv cvc| Zv‡K
gvwë‡dvKvm 10
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gvwë‡dvKvm 13
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g RwigvbvPvi Ky‡qwZ wW‡dÛvi wb‡R‡`i RvqMv‡ZB Vvq `vuwo‡q wQ‡jb|divwm ÷«vBKvi A¨vjvBb wM‡im‡K AvUKv‡bvi †Kv‡bv †PóvBZuviv K‡ibwb| d«vÝ-Kz‡qZ g¨v‡P 3-1 †Mv‡j ZLb d«vÝ GwM‡q|wM‡im Av‡iv GK †Mvj K‡i em‡j †Mv‡ji cÖwZev` Rvbv‡Zgv‡Vi g‡a¨ Qy‡U Av‡mb Kz‡qZ dzUej A¨v‡mvwm‡qk‡bi mfvcwZwcÖÝ dvnv` Avj-Avn‡g`| Zvui `vwe, †idvwii euvwk ï‡bBKz‡qwZ wW‡dÛviiv RvqMvq `uvwo‡q wM‡qwQ‡jb| Zvui nw¤^Zw¤^‡Zi“k †idvwi wg‡iv¯vf ÷ycvi †kl ch©š— †MvjwU evwZjI K‡ib|Z‡e gv‡V AbycÖ‡e‡ki Rb¨ 8 nvRvi cvDÛ Rwigvbv ¸Y‡Zn‡qwQj wcÖÝ dvnv`‡K|
g GgbI fyj†idvwi i³-gvs‡miB gvbyl| Avi gvbylgvÎB fyj K‡i| Z‡edivwm †idvwi wg‡kj fvDUªU hv K‡iwQ‡jb †mwU fy‡ji memxgv‡iLv‡KI Qvwo‡q hvq| †mwgdvBbv‡j BZvwj-Av‡R©w›Ubvg¨v‡P AwZwi³ mg‡qi †Ljvi cÖ_gv‡a© evowZ 8 wgwbU†Lwj‡qwQ‡jb `yÕ`j‡K| BbRywi mg‡qi Avov‡j †idvwi B”QvKi‡jB wKQyUv †ewk mgq †Ljv‡Z cv‡ib, ZvB e‡j 8 wgwbU!c‡i fvDU«UB Rvwb‡qwQ‡jb, †m g¨v‡P mgqÁvbUv fy‡jBwM‡qwQ‡jb wZwb|
g †LmviZKjw¤^qvi †Mvji¶K †i‡b wn¸BZv my‡hvM †c‡jB D‡V Avm‡ZbgvSgv‡V| KL‡bv KL‡bv cÖwZc‡¶i mxgvbvqI| Z‡e Zuvi GBÔG‡Ki †fZ‡i `yBÕ f~wgKvB Kvj n‡qwQj K¨v‡gi“‡bi wec‡¶g¨v‡P| gvSgv‡V Avmv wn¸BZvi KvQ †_‡K BM‡ji MwZ‡Z †Quv†g‡i ej wb‡q †Mvj K‡i e‡mb K¨v‡gi“‡bi iRvi wgjv| †m g¨vP†n‡i Uyb©v‡g›U †_‡K we`vq wb‡Z nq Kjw¤^qv‡K|
wd‡i †`Lv wek¦Kvc
g †Kv‡Pi ûuwkqvwii Kvi‡YevwZ¯—yZv bvgUv gy‡L G‡jB †Pv‡Li mvg‡b †f‡m I‡V j¤^v Py‡jiGK ÷«vBKvi| wKš‘ Pyj †Qu‡UB 1998 wek¦Kv‡c †Lj‡Z n‡qwQjAv‡R©›UvBb GB dyUejvi‡K| †KvP wn‡m‡e `‡ji `vwqZ¡ †bIqvici W¨vwb‡qj c¨vmv‡ijv †NvlYv K‡iwQ‡jb, Zuvi `‡j mgKvgx,gv_vq j¤^v Pyj wKsev Kv‡b `yjIqvjv †Kv‡bv dyUejv‡ii VuvB n‡ebv| BD‡ivcxq dzUej wjM gvZv‡bv evwZ¯—yZv ZLb wQ‡jbAv‡R©w›Ubvi cÖ_g cQ‡›`i ÷«vBKvi| wKš‘ c¨vmv‡ijvi KwVbwbq‡gi Kv‡Q nvi †g‡b Pyj †Qu‡UB wek¦Kvc †Lj‡Z n‡qwQjÔevwZ‡MvjÕ‡K| MÖš’bv: ivZzj nvmvb, MvRxcyi
gvwë‡dvKvm 16
my-Lei! myLei!! myLei!!!
XvKv †g‡UªvcwjUb cywjk
1. 1g cyi¯‹vi u g„Zz¨ 2. 2q Ó u K¨vÝvi 3. 3q Ó u wjfvi wm‡ivwmm4. 4_© Ó u Avjmvi 5. 5g Ó u nuvcvwb 6. 6ô Ó u Kvwk 7. kvš—¡bv Ó u AvZ¥xq-¯^R‡bi Kvbœv
1. cÖ_g †kªYx (†n‡ivBb) u 1,000/-2. 2q †kªYx (†dbwmwWj) u 500/-3. 3q †kªYx (Bqvev) u 300/-4. mvaviY †kªYx (MuvRv g` I Ab¨vb¨) u 200/-
u wU‡K‡Ui g~j¨
wU‡KU cÖvwß u A`„k¨gvb gv`K e¨emvqxWª u g„Zz¨i mgq Wª‡qi ¯’vb u wbKUeZ©x nvmcvZvj cÖavb AwZw_ u gvbbxq AvRivBj (Av.)we‡kl AwZw_ u gybKvi (Av.) I bvwKi (Av.)djvdj cÖKvk u ˆ`wbK B‡š—Kvj †hvMv‡hvM u Kei¯’vb
wR‡Z wbb cyi¯‹vi gv`K †mebKi“b???
†dvKvm 20
gvwë‡dvKvm 21
gvwë‡dvKvm 22
G j¾v wK Zvi? bv wK mevi? n BKevj †nvmvb QvbœyAvgvi GKwU K¨v‡givi cÖ‡qvRb| KLb fvwe, wVK Ggb hLb mKvj †ejv `uvZ eªvk Kivi cÖ‡qvRb nq| †`wL, Uz_‡c÷ bvBÑ wPš—vqgv_v †nU n‡q hvq| nvq nvq‡i, †c÷ wKbjvg bv| gv‡S gv‡S Ggb `„‡k¨i gy‡LvgywL nB, hLb K¨v‡giv wVK †c÷ †_‡KI A‡bK†ewk Kó †`q| KviY hw` Qwe Zzj‡Z cviZvg| Zvn‡j nq‡Zv mK‡jiB wek¦vm n‡ZvÑ hv wjLjvg wb‡P|AvR wK n‡jv| nVvr Ggb wPš—v †Kb? ej‡Z †M‡j gv÷ Kvbœv cv‡e| wjL‡ZI Kg bq| Mv‡qi †jvg me Luvov n‡q I‡V evi evi|evsjv‡gvUi †gvo GL‡bv GKUz evwK| iv¯—vi cvk a‡i nuvUwQ| iv¯—vq AMwYZ Mvwoi †fuv †fuv AvIqvR‡K, nVvr K‡i Kv‡b †f‡m Av‡mAvD, AvD GK AvIqvR| bvn&! G †Kv‡bv hš¿PvwjZ Mvwoi AvIqvR bq| G GK Rxeb Mvwoi Mwn‡b jywK‡q _vKv kZ, mnmª Kvbœviwmgej| AvD, AvD AvIqv‡R †Zv Avi †evSv hv‡e bv, ZvB nvZI †c‡Z‡Qb, eqm AvbygvwbK 40 ev Zvi QzuB QzuB| †`‡ni Mo‡b†mI GK bvix| mevi gv †hgb, mevi †evb †hgb| ïay Zv‡`i m‡½ cv_©K¨ †m †evev, GKRb cÖwZeÜx bvix| ïay AvD, AvD AvIqvRBZzj‡Z Rv‡bb| Avi †c‡U †h ¶zav, ZvB †ev‡Sb nvZ cvZvI| nq‡Zv cvwievwiK wbh©vZ‡bi wkKvi Ges Aek¨B mvgvwRK| Av‡ivwKQz K_v †jLwb Lvivc †`Lv‡jI wjL‡Z n‡e| RvwZ e¯¿ cwiwnZ GUv wK †gv‡UB gvbvq| G j¾v wK Zvi? bvwK mevi? wZwb †Zvwbi“cvq| †h wKbv †L‡ZB cvq bv| kvwo Kvco wKb‡e wK K‡i| wg_¨v ejwQ bv, KQg| MZ 14 RyjvB weKvj 6Uv wK 6.30 GR¨v‡gi †fvMvwš— mn¨ Ki‡Z bv †c‡i, KviIqvb evRvi n‡q †mvbviMv †nv‡U‡ji cvk‡Nu‡l cv‡q †nu‡U evsjv‡gvUi hviv G‡m‡Qb,wbðB Zv‡`i †PvL bv †nvK, ü`‡q GKUz n‡jI Kvbœvi †XD †j‡M‡Q| GB eq‡mi bvix, hvi wKbv †Q‡j‡g‡q‡K †Kv‡j wb‡q ¯^vgximsmvi AvM‡j _vKvi K_v| wKš‘ bv! ZLb †m ïay j¾v wbevi‡Yi Rb¨ GK UzK‡iv hv c‡owQ‡jb, Zv wQ‡jb gvÎ GKUv AvÛviIq¨vi|Avi evwK kix‡i Zvi wKQzB wQjbv| `yÕnvZ w`‡qI wZwb wKQzUv j¾v XvKvi †Póv K‡i‡Qb| cÖ_gZ ZvKv‡Z cviwQjvg bv| hLb Avgvigv‡qi K_v g‡b co‡jv, ZLb Avi bv ZvwK‡q cvijvg bv| wZwb †h ïay AvD, AvD kã Ki‡Qb ZvB bq| Avgvi w`‡K nvZ evwo‡q†i‡L‡Qb| Avi cvijvg bv, c‡K‡U nvZ w`jvg| †ei nj `yB UvKvi GKwU †bvU| Zvi nv‡Z w`jvg| Zvici Avi Zvi w`‡K ZvKvBwb|wZwb Lywk n‡q‡Qb wK nbwb, †`L‡Z cvwiwb| KviY, Avwg wPš—vq Wy‡e †MwQ, hw` Av‡iv UvKv w`Zvg, Zvn‡j †Zv 10 UvKv †`Iqvn‡Zv| wKš‘ Zv‡ZI nq‡Zv Zvi GKwU kvwo n‡Zv bv, GKwU evDR n‡Zv bv| Avm‡j Avwg wK Lvivc, fve‡Z fve‡Z A‡bK ~i P‡jG‡mwQ| Zvi kvwo bv n‡Zv, bv n‡Zv evDR| hw` 10 UvKv w`Zvg| Av‡iv y PviRb‡Zv y Pvi UvKv w`‡e ev w`‡”Q| Zv‡Z nq‡Zv†m †cUcy‡i †L‡Z cvi‡Zv| A_P Avwg KZUvB †eKze| †jLvi ïi“‡Z Avwg wj‡LwQ, Avgvi GKwU K¨v‡givi cÖ‡qvRb| Avwg g‡bKwi, GB cÖ‡qvRbUvi bvgB wejvwmZv| †hLv‡b KZ KZ gvbyl Zviv Zv‡`i †gŠwjK I mvgvwRK AwaKvi †_‡K ewÂZ| Avgvi †ZvK¨v‡givi cÖ‡qvRb| Avi Rxeb hy‡× GB bvixi KZ wK †h †bB| Zvi LyeB `iKvi 1wU kvwo, 1wU evDR, gv_vq wmuw_ KvUvi wPi“wb|wKš‘ G †_‡KI †ewk hv `iKviÑ †m bvix, †mI gvbyl| †eu‡P _vKv, mvgvwRK gh©v`v| nq‡Zv wZwb Rxeb D”Q¡v‡m gvZ‡eb bv| †eu‡P_vK‡eb| nq‡Zv Zvi KvQ †_‡KI c„w_exi A‡bK cvIqvi Av‡Q| nq‡Zv †mI wKQz w`‡Z cvi‡eb Avgv‡K, Avcbv‡K Ges AvMvgxw`‡bi c„w_ex mvwR‡q ivLv Mwe©Z mš—vb‡`i‡K| ïay cÖ‡qvRb fv‡jvevm|
cvV‡Ki Kjvg
gvwë‡dvKvm 23
ü`‡qi Abyf~wZGgb wKQz K_v Av‡Q hv wbR©‡b wbwk‡Z g‡b c‡o hvq| Ggb wKQz `„k¨ Av‡Q hv †Kv‡bvw`b fyjvi bq ïay wbf„‡Z ü`qc‡U wbi‡e evm K‡i hvq| Ggb wKQz fvebv Av‡Q hv fve‡Z fve‡Znvwm Avb›` me P‡j hvq| Ggb wKQz K_v Av‡Q hv kZ †Póv K‡iI ejv hvq bv ïay ejvi A‡c¶vq †_‡K hvq wPiKvj Ggb wKQz `„k¨ Av‡Q mviv¶Y †P‡q †_‡KI Z…òv wg‡Ubv, Abyf~wZ wb‡qB _vK‡Z nq Abš—Kvj|
Avgvi RxebAvgvi Rxeb eo gaygq ïb‡Z †M‡j fyjvi bq| ey‡K Av‡Q nvRvi ¯§„wZ K‡ó P‡j †M‡Q hZme cÖxwZ| hw`I Rxeb `yt‡Li bq GB Rxeb wK my‡Li nq? GKUzLvwb fv‡jvevmv cvqbv †m †Kv‡bv Avkv, c„w_ex my›`i ZvB †P‡q _vwK ZviB gv‡S Dc‡fvM Kwi wb‡Ri cÖwZ”Qwe|
†KD Avgv‡K wPbj bv †KD †Zv Avgvq wPbj bv gb m¤ú‡K© Rvbj bv †Kgb AvwQ fvej bv| hw` ejZvg fv‡jvevwm m„wó n‡Zv VvÆv nvwm fv‡jvevwm Avi eje bv SMov-weev` evR‡e bv Kv‡iv g‡bB _vKe bv Pje Avwg GKv GKv c‡_ AvmyK hZ †avKv _vK‡e ïay ¯§„wZ AuvKv|
wbR©bZvgv‡S gv‡S wbR©bZv Lvivc jv‡M cvwLi Wv‡K nVvr K‡i PgK jv‡M| ZvwK‡q †`wL Av‡kcv‡k †KD Av‡Q wK †KD †bB dz‡ji †Zvov LyuR‡Z wM‡q Wv‡b †`wL †mB wek¦g‡q e‡j DwV Zzwg? nvIqvi gv‡S kã Av‡m Avwg, Avwg, Avwg|
j¾veZx †Q‡jjvRyKZvi †Q‡j Zzwg j¾v †Kb Ki Avovj †_‡K Pzwcmv‡i `~‡i m‡i ci m‡i wM‡q fve hw` PvB‡e bv Avi wd‡i Avm‡Z †Zvgvi n‡eB n‡e bvixi Rxeb Zx‡i i³ivOv ü`qLvwb†Zvgvi Z‡i Av‡Q euvav eyS‡Z †Kb PvIbv Zzwg Avgvi Rb¨ ZzwgB evav wbt¯^ Avwg wi³ Avwg †`Iqvi wKQz †bB fv‡jvevmvi AN©¨ ïay †Zvgvq w`‡Z PvB|
†Zvgv‡K w`jvg GKUv KweZv †Zvgvi Rb¨ nq‡Zv Avwg _vKe †Zvgvi Kv‡Q AwZ bMb¨ ïay GB KweZv †Zvgvi Rb¨| †m KweZv †hb †Zvgvi DRvo K‡i †`L†m fvlv †hb †Zvgvqe¨vKzj K‡i †bq, Avwg †hb nB †Zvgvi gv‡S ab¨ ïay G KweZvi Rb¨| hw` Zzwg fy‡j _vK, GKw`b †hb ¯§„wZ AuvK †mw`b †hb g‡b c‡i nvq Ggb K‡i †hb Z…òv Lyu‡R cvq Rxeb Zwi‡Z fvlvi mnR cY¨ ïay GB KweZvi Rb¨|
eZ©gv‡bi †Q‡jiv eZ©gv‡bi A‡bK †Q‡j iv¯—v c‡_ P‡j †eviLv civ †g‡q †c‡jB Kv‡R K_v e‡j| †g‡q‡`i g‡Zv Zviv gv_vq iv‡L Pzj Kv‡b‡Z dz‡Uv K‡i jvMvq Kv‡b dzj| wcQb †_‡K hvqbv wPbv †Q‡j bvwK †g‡qAvevi Zviv eovB K‡i wb‡Ri RvwZ wb‡q| nvq‡i †Q‡j †Zvgiv ïay †g‡q‡`i jvwb my‡hvM †c‡jB †Zvgiv ej †g‡q‡`i e`bvgLvwb|
Zvjnv ZvjyK`vi kvwnb, †fvjv (GK¸”Q KweZv ) KweZv
mgqg‡Zv †mP bv †c‡j bó n‡e dmj| Z‡e †m `ywðš—v Avi _vK‡Qbv †g‡nicy‡ii Mvsbx Dc‡Rjvi †gvnv¤§`cyi MÖv‡gi K…lK‡`i|†Kbbv, †mLvbKvi ¯^wkw¶Z D™¢veK kvnveDwÏb evwb‡q‡Qb we‡klGKwU cvIqvi K‡›Uªvj wm‡÷g| hvi mvnv‡h¨ †h‡Kv‡bv RvqMv†_‡KB †mj‡dv‡bi gva¨‡g ˆe`y¨wZK hš¿ Pvjy I eÜ Kiv hv‡e| cÖhyw³ wn‡m‡e G‡Kev‡i bZyb bq G hš¿| Z‡e `wi`ª cwiev‡ii Rb¥†bIqv kvnveDwχbi AK¬vš— cwikªg wbwg©Z G cvIqvi K‡›U«v‡jiev¯—e e¨envi mwZ¨B cÖksmvi `vwe iv‡L| kvnveDwÏb Zuvi wb‡Ri†gvUimvB‡KjwUI Pvjv‡”QbG cÖhyw³‡Z| wb‡Ri†mj‡dvb b¤^i Wvqvj K‡iB†gvUimvB‡Kj ÷vU© w`‡”Qb|cvIqvi K‡›Uªvjvi w`‡q `~i†_‡K ÷vU© n‡”Q ¯’vbxq wKQyevm-UªvKI| fyjekZ wUwf,wd«R, evj¦ I Gwm Pvjy K‡ievB‡i †M‡jI kvnveDwχbicvIqvi K‡›Uªvjvi we`y¨rAvmvi m‡½ m‡½ wmMb¨vj†`‡e| ZLb †mj‡dv‡bwe‡kl †KvW b¤^i Wvqvj K‡i`~i †_‡KB †m¸‡jv eÜ Kivhv‡e| GQvov cvIqviK‡›Uªvjvimn †Kv‡bv hš¿ (evhvbevnb) nvwi‡q †M‡j Zv†mj‡dvb †bUIqv‡K©i
mvnv‡h¨ mn‡RB Lyu‡R cvIqv hv‡e, Rvbv‡jb kvnveDwÏb| ïi“‡Z N‡i e‡m †iwWI-wUwf wb‡qB M‡elYv Pvwj‡q‡QbkvnveDwÏb| 2001 mv‡j †fv‡Kkbvj A¨vÛ †U«wbs Bbw÷wUDU†_‡K GmGmwm cvm Kivi ci Avw_©K msK‡Ui Kvi‡Y wW‡cvgv Kivnqwb| P‡j hvb XvKvi GKwU †Kv¤úvwb‡Z †dvig¨vb mnKvix wn‡m‡ePvKwi Ki‡Z| †Kv¤úvwbi Kvh©vj‡qi wjdU †`‡L fve‡Z _v‡Kbwb‡P e‡mB wKfv‡e wjdU _vgv‡bv hvq| M‡elYvi GKch©v‡q wZwbD™¢veb K‡ib †gvevBj †bUIqvK© e¨envi K‡i `~i †_‡KB hš¿ Pvjy
I eÜ Kivi cÖhyw³|kvnveDwÏb Av‡iv Rvbvb,GKwU AZ¨vaywbK †Rbv‡iU‡i†h ÔA‡Uv AbÕ wWfvBm _v‡KZv A‡bK `vwg| wKš‘ ZvicvIqvi K‡›Uªvjvi †Rbv‡iUiˆZwii LiP gvÎ cuvP nvRviUvKv| evwYwR¨KwfwˇZ ˆZwiKi‡j Zv Av‡iv K‡gAvm‡e| †`‡k †jvW‡kwWs‡qi Kvi‡YPvwlivB †ewk ¶wZMÖ¯— n‡”Q|cvIqvi K‡›U«vjvi w`‡qPvwl‡`i Kó wKQyUv n‡jIjvNe Kiv m¤¢e e‡j `vweZy‡j‡Qb ¯’vbxq A‡b‡K| kvnveDwχbi †mj‡dvbbv¤^vi 01729-495086
gvwë‡dvKvm 24
`~i †_‡KB wbqš¿Y Ki‡e kvnveywχbicvIqvi K‡›Uªvjvi n gvwë‡dvKvm cÖwZ‡e`K
gvwë‡dvKvm 25
wek¦Kv‡ci mycvid¬c ÷viivn Rb i“‡gjGB µxovf~e‡bi me‡P‡q RbwcÖq µxov †KvbwU? DËiUv meviB RvbvÑ dzUej| dzUe‡jime‡P‡q eo Avmi †KvbwU? GUvI evB AeMZÑ wek¦Kvc dzUej| wek¦Kvc dzUej‡K ejv nqÔ`¨ †MÖ‡U÷ †kv Ab Av_©|Õ GKRb dzUejv‡ii ¯^cœ wK? wek¦Kvc †Ljv| †mB ¯^cœ hLb c~iYnq, ZLb ¯^vfvweKfv‡eB ¯^‡cœi cwiwaUv Av‡iv †e‡o hvq| †mUv njÑ wek¦Kv‡c ¯§iYxq ˆbcyY¨cÖ`k©b I wek¦Kvc Rq| Gev‡ii DwbkZg wddv wek¦Kv‡c BbRywi Ges `j †_‡K ev` coviKvi‡Y †Lj‡Z cv‡ibwb Bsj¨v‡Ûi †WwfW †eKn¨vg, wiI dvwW©bvÛ, Rvg©vwbi gvB‡Kj evjvK,†i‡b GWjvi, Di“¸‡qi Kvevbvm, BZvwji d«v‡Ým‡Kv UwÆ, †Wj wc‡q‡iv, eªvwR‡ji†ivbvjw`b‡nv, Avw`ªqv‡bv, Av‡R©w›Ubvi G¯—v‡eb K¨vw¤^qv‡mv, †R‡bwË, †¯ú‡bi ivDj MÄv‡jm,d«v‡Ýi †WwfW †Î‡R‡M, Kwig †eÄv‡gvmn AviI A‡b‡K| d‡j wek¦Kv‡ci †RŠjym A‡bKUvBnvwi‡q wM‡qwQj| hviv wQ‡jb, Zv‡`i A‡b‡KB Avevi e¨_© n‡q‡Qb ¯^xq gwngvq mgy¾¡j n‡Z|G‡`i g‡a¨ cÖ_‡gB P‡j Avm‡e eªvwR‡ji KvKvi bvgwU| wek¦Kvc ïi“i Av‡MB BbRywi Idg©nxbZvq fyMwQ‡jb ¯ú¨vwbk K¬ve wiqvj gvw`ª‡`i GB my`k©b G¨vUvwKs wgWwdìvi| †KvPKv‡j©vm Wy½v Avkv K‡iwQ‡jb wek¦Kv‡c wVKB BbRywi KvwU‡q wd‡i cv‡eb dg©| BbRywi †_‡K†m‡i DV‡jI cÖZ¨vwkZ dg© wd‡i cvbwb| †Kv‡bv †Mvj †Zv Ki‡Z cv‡ibwb-B, Zvi Ici MÖ“cc‡e© AvBfwi‡Kv÷i wei“‡× jvj KvW© Ges wcÖ-†KvqvU©v‡i wPwji wei“‡× †c‡q‡Qb njy` KvW©|†KvqvU©vi dvBbv‡j cªwZc¶ nj¨v‡Ûi wec‡¶ cv‡ibwb Sj‡m DV‡Z| WvP‡`i Kv‡Q †n‡i we`vq†bq cuvPev‡ii P¨vw¤úqb eªvwRj| KvKv Kvwnbxi BwZ GLv‡bB| I‡qBb i“wb| Bsj¨vÛ Ges g¨vb‡P÷vi BDbvB‡U‡Wi d‡ivqvW©| Gev‡ii Avm‡ii Av‡iKmycvid¬c ÷vi| wb®cÖf ˆbcyY¨, †MvjLiv, K¨v‡givi mvg‡bB wbR †`‡ki `k©K‡`i D‡Ï‡k¨KUzw³ KivÑ GB wQj i“wb †÷vwi| wZwb cÖgvY K‡i‡Qb, Avm‡j ZZUv eo ZviKv bb, hZUvZv‡K fvev nq| i“wbi cvidig¨vÝ †`‡L A‡b‡KB Zv‡K AwfwnZ K‡i‡Qb ÔKv¸‡R ZviKvÕwn‡m‡e| ÔAuwii nvZ, AvBwikiv KvZ|Õ cvVK wbðqB ey‡S †d‡j‡Qb †Kvb cÖm‡½ ejv n‡”Q| wek¦Kv‡cievQvBc‡e© Avqvij¨v‡Ûi wei“‡× wb‡Ri nvZ e¨envi K‡i mZx_© DBwjqvg Mvjvm‡K w`‡q †MvjKivb w_‡qwi Auwi| d«v݇K wb‡q hvb wek¦Kv‡ci g~jc‡e©| wKš‘ Ggb wb›`bxq KxwZ©i d‡jAvBwik‡`i P¶zk~j n‡q c‡ob ev‡m©‡jvbvi GB ÷ªvBKvi| Zv‡`i Awfkv‡ci d‡j wKbv †KRv‡b, wek¦Kv‡c RNb¨ †L‡j cÖ_g ivDÛ †_‡KB we`vq †bq MZ Avm‡ii wk‡ivcvavix d«vÝ|Uzb©v‡g‡›Ui ïi“ †_‡KB Ad d‡g© wQ‡jb Auwi| Zv‡K †KvP †igÛ W‡g‡bL †Lwj‡q‡Qb wVKB|Z‡e e`wj †L‡jvqvo wn‡m‡e| GK †Ljvq †Zv Zv‡K gv‡VB bvgvbwb †igÛ| A_P `‡jiAwabvqK wQ‡jb wZwb| d¨vweI K¨vbvfv‡ivi Ae¯’vI Auwii g‡Zv| MZevi wk‡ivcvRqx BZvwji K¨v‡Þb we‡k¦i †mivwW‡dÛvi‡`i GKRb| wKš‘ Gevi Zvi †Ljv †`‡L †mUv g‡b nqwb GKeviI| wb‡Ri KvRUvKi‡Z cv‡ibwb h_vh_fv‡e| BZvwji weiw³Ki dzUej Aa¨vq †kl n‡q †M‡Q cqjv ivD‡ÛB`j we`vq †bqvq| we‡k¦i me‡P‡q †ewk cvwikªwgKavix n‡Z cv‡ib wµwðqv‡bv †ivbv‡ìv| wKš‘ RvZxq `‡ji n‡qwZwb Gevi wQ‡jb Wvnv †dj| wiqvj gvw`ª‡`i GB wek¦L¨vZ cZz©MxR d‡ivqvW© wek¦Kv‡c †MvjK‡i‡Qb gvÎ GKwU (MÖ“c c‡e© DËi †Kvwiqvi wei“‡×), ZvI †mUv `xN© 16 gvm ci|wcÖ-†KvqvU©v‡i †¯ú‡bi Kv‡Q †n‡i †kl n‡q †M‡Q †ivbv‡ìv I cZz©Mv‡ji wek¦Kvc Awfhvb| mycvi d¬c wQ‡jb K¨v‡gi“‡bi m¨vgy‡qj B‡ZvI| B›Uvi wgjv‡bi GB Kzkjx ÷ªvBKvi ïay K¬v‡ein‡q wb‡Ri †mivUv wbs‡o †`b, †`‡ki n‡q Gi wQu‡U‡duvUvI †`b bvÑ wek¦Kvc ïi“i Av‡M Ggbmgv‡jvPbv K‡i †evgv dvwU‡qwQ‡jb K¨v‡gi“‡bi mv‡eK wKse`wš— dzUejvi iRvi wgjv| wgjviGgb gš—‡e¨ †Mv¯^v n‡q wek¦KvcB †Lj‡eb bv e‡j ûgwK w`‡qwQ‡jb B‡Zv| c‡i Aek¨ gZe`jvb| wKš‘ GLb †`Lv hv‡”Q, wgjvB wVK wQ‡jb! we›`ygvÎ Sj‡m DV‡Z cv‡ibwb B‡Zv|`jI wi³ n‡¯— we`vq wb‡q‡Q cÖ_g ivDÛ †_‡KB| GLb wK Reve †`‡eb m¨vgy‡qj B‡Zv? Ggb Av‡iv A‡bK ZviKviB bvg D‡jL Kiv hvq, hviv Gevi dzUej‡cÖgx‡`i cÖZ¨vkv c~i‡Ye¨_© n‡q‡Qb| †hgb Bsj¨v‡Ûi d«v¼ j¨v¤úvW©, Rb †Uwi, d«v‡Ýi wb‡Kvjvm Av‡bjKv, d«v¼wi‡ewi, DBwjqvg Mvjvm, †¯ú‡bi dvb©v‡›`v †Uv‡im, Av‡R©w›Ubvi ûqvb †mevw¯—qvb †fib cÖgyL| GKRb dzUejv‡ii wb‡R‡K †g‡j aivi me‡P‡q †gv¶g I Dchy³ g n‡”Q wek¦Kvc dzUe‡jiAvmi| GB wek¦Kv‡ci gÂB gnvbvqK n‡q‡Qb eªvwR‡ji †c‡j, wR‡Kv, †ivgvwiI, †ivbv‡ìv,†ivbvwìb‡nv, Av‡R©w›Ubvi g¨viv‡Wvbv, evwZ ‘Zv, K¨vwbwRqv, d«v‡Ýi wg‡kj cvwZwb, wR‡bw`bwR`vb, BZvwji cvI‡jv iwm, mvjfv‡Zvi wkjvw”P, iev‡Z©v e¨vwRI, Rvg©vwbi Awjfvi Kvb,K¨v‡gi“‡bi iRvi wgjvmn AviI A‡b‡K| Gevi hviv e¨_© n‡jb, Zviv nq‡Zv A‡b‡KB †L‡j†d‡j‡Qb wb‡R‡`i †kl wek¦Kvc| hviv my‡hvM †c‡j AvMvgx‡Z Avev‡iv AvMvgx‡Z †Lj‡eb,Zviv wK Gev‡ii e¨a©Zvi Mvwb gy‡Q w`‡q iPbv Ki‡Z cvi‡eb mvd‡j¨i KxwZ©Muv_v? GB cÖ‡kœiReve †c‡Z n‡j Z…òvZ© PvZK cvwLi g‡Zv Avcbv‡`i cÖZx¶v Ki‡Z n‡e PviwU dzUej†gŠmyg|
†WwfW †eKn¨vg
†ivbvjw`b‡nv
d«v‡Ým‡Kv UwÆ
†Ljva~jv
gvwë‡dvKvm 26
wmsn ivwk LFO (21 RyjvB-21 AvM÷) : gvbwmK wPš—v fvebvA‡bK¸‡Y †e‡o hv‡e| `~i †_‡K A‡bK fv‡jv Lei cv‡eb|Z‡e fvB Øviv gvbwmK e¨v_v cvevi †hvM †`Lv hv 8gfv‡e iv `„wócÖ`vb bv Ki‡j †Zgb GKUv wec‡`i Avk¼v †bB| nvjKv cvZjvi³cvZb, KvUv‡Quov †hvM|wbR cÖwZôvb wb‡q wPš—vfvebvAv‡iv †e‡o hv‡e| wnmv‡efyj Z_¨ cÖ`vb n‡Z cv‡i|hvi Rb¨ ¶wZi †hvM
c Ö Z v w i Zn I q v i†hvM| Vv vg v _ v qK v RK i “ b |m š — v ‡ b icÖwZ j¶¨i v L y b |wk¶v wb‡qwPš—v †e‡ohv‡e| D”Pwk¶vq we‡`khvÎvq weNœ| nVvrA_©fvM¨ Ly‡j hv‡e|wbR¯^fv‡e A‡bKwKQzB Ki‡Z cvi‡eb|ey‡S ï‡b, fv‡jv K‡iwePvi K‡i Pjv‡divKi“b|
Kb¨v ivwk VIRGO(22 AvM÷-22†m‡Þ¤^i) : me©`vfqhy³, cwZi cÖwZfv‡jvevmv fv‡M¨vbœwZi†¶‡Î bvbv evav, fvj Kg©wb‡q, ïf K‡g©, wewfbœfv‡eevavi gy‡L co‡Z cv‡ib|cvwievwiK Rxeb †Zgb GKUvmyweavRbK Ae¯’v‡b bq| mrI mijZvi Kvi‡Y A‡bK‡¶‡ÎcÖZvwiZ n‡Z n‡e| g‡bi e¨v_vg‡bB ivL‡Z n‡e| wPš—v ¶wZe„w× cv‡e, `~‡i ågY ïf| hvÎvc‡_ mveavb _vK‡eb| ¯¿xi cÖwZj¶¨ ivLyb| mš—v‡bi cÖwZ we‡klj¶¨ w`b| bZzb e¨emv ïi“ Kivi Av‡M Avi GKUz wPš—v Ki“b|†`nfve ïf| abm¤ú` jvf, e¯‘ µq|
wg_yb ivwk GEMINI (21 †g-20 Ryb) : A‡bK wel‡qmPivPi `¶ n‡Z Lye mveav‡b Pjv‡div Ki‡eb| iv‡Z GKv†ewk †ei bv nIqvB fvj| †Mvcb kΓ Øviv ¶wZi †hvM Av‡Q|g‡bvhvM w`‡q KvR Ki“b| Avcbvi mybvg Av‡iv cv‡eb| K‡g©L¨vwZ AR©b Ki‡Z cvi‡eb| g‡bi evmbv, c~Y© n‡Z Pj‡Q|we‡`k hvÎv ïf| Z‡e Z…Zxq e¨w³ Øviv ¶wZ‡hvM evmgv‡jvPbvq ci‡Z n‡e| gv_vq AvNvZ †hvM, †Kvgi e¨v_v, nvZcv e¨v_vq Kó| eyw× I †KŠkj w`‡qB Avcbvi j¶¨ c~Y© Ki‡Z
n‡e| AZGe wbR cwikªg ØvivB A_©vr Ac‡ii mvnvh¨ cv‡ebbv| AZGe, wb‡Ri c_ wb‡R‡KB mvRv‡Z n‡e|
KK©U ivwk CANCER (21 Ryb-20 RyjvB) : †c‡Ui †iv‡MKó †fv‡M| e`nRg, †Pv‡Li Kó, Pg©‡ivM
nevi Kó| A_© Kó n‡Z cv‡i| Z‡e†Póv Ki“b avi bv KivB fvj|hv‡`i 32 eQi n‡q †M‡Q Zv‡`i†Zgb GKUv wPš—v †bB| fvM¨Avcbv‡K mn‡hvwMZv Ki‡e| 32eQ‡ii wb‡P hviv Ae¯’vb Ki‡Qb,Zv‡`i wewfbœ mgm¨vq ci‡Z n‡e|mK‡ji fv‡jvevmv cv‡eb| N‡ii
†jvK hZ fv‡jvev‡m Zvi‡P‡qevB‡ii †jv‡Ki fv‡jvevmv †ewkcv‡eb| axi MwZ‡Z Pjyb| ivRbxwZ‡ZbZzb gvÎv †hvM n‡e| ˆ`e¸‡Y A‡bKwKQz NU‡Z cv‡i| weevn ev ïf Kg©
nevi †hvM| gb‡K Av‡iv eo K‡i †`Lyb,Avcwb fvj _vK‡eb|
e„l ivwkT A U -R U S( 2 0
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e v w Y R ¨AvbycvwZKfv‡e fvj
hv‡e| A_© wewb‡qv‡Mmvdj¨| KvMR, Zij
RvZxq e¨emvqx †ewk fvjKi‡eb| GB mgqUv
A‡c¶vK…Z Avcbvi KvR ïfe‡j aiv n‡e| abfve †gvUvgywU
jvfRbK Ae¯’vq _vK‡eb| cyiv‡bvcvIqvbv cvevi †hvM| hv `vwqZ¡‡eva
†e‡o hv‡e| gvbwmK Ae¯’vi cwieZ©b|mnR mijZvi Kvi‡Y A‡bK mgq wec‡`
ci‡Z cv‡ib| ¯¿x Øviv mn‡hvwMZv jvf| `yóeÜz n‡Z mveav‡b _vKv fvj| Rjc‡_ mveav‡bPjv‡div Ki‡eb, M„‡n bvbvfv‡e kvwš— weNœnevi †hvM| Avcbvi nVvr eyw×i Kvi‡Y A‡bKwec` †_‡K D×vi n‡Z cvi‡eb| wk¶v‡¶‡Î†Zgb wPš—v bvB| Z‡e Av‡iv g‡bv‡hvMx nIqvfvj| Ang Z¨vM Ki“b| mš—v‡bi cÖwZ j¶¨
w`b, ¯¿xi cÖwZ j¶¨ ivLyb| m¤§vb w`‡q K_v ejyb| fvj wPš—vKi“b| †gl ivwk ARIES : Avcbvi AwacwZ MÖn g½j †gvUvgywU fvjmgq e‡j aiv n‡e| k+g Gi Aš—i `„wó †Kgb Av‡Q fvj K‡i†Kv‡bv cw ‡Zi KvR †_‡K †R‡b wb‡eb| fvB †evb evAvcbRb‡K Avcb K‡i wb‡Z PvB‡eb| K…òv Z…Zxqv wKsev `kgxwZw_‡Z Rb¥MÖnY K‡i‡Qb †hme RvZK RvwZKv Zv‡`i msmviRxeb me©w`‡K myLgq nq| cvwievwiK gvb-m¤§vb k„•¶jv eRvqivLvi Rb¨ me©gq †Póv K‡i _v‡Kb| G‡`i g‡bi g‡Zv KvR bvn‡j †i‡M hvb| cvZjv †Kkhy³ abx DMÖ g‡bi n‡q _v‡Kb| Z‡eG‡`i gb †Kvgj I Z¨vMx m¤ú`kvjx, Mixe Lye GKUv †`Lv hvq
G gv‡mi ivwkdj
gvwë‡dvKvm 27
bv| GKvwaK wec` nIqvi †hvM wcË I eyKRwbZ Kó †fv‡Mi†hvM we`¨gvb| kΓe„w×, A‡nZzK Acev` nevi †hvM Av‡Q|gvbwmK Pvc ax‡i ax‡i †e‡o hv‡e| hvÎvc_ GKUz mveav‡bAwZevwnZ Ki‡eb| †h‡Kv‡bv mgq AvNvZ, KvUv, †Quovi †hvMAv‡Q|
Zzjv ivwk LIBRA (23 †m‡Þ¤^i-22 A‡±vei) : bZzbfv‡ebZzb bZzb †hvMv‡hvM n‡e| Dcw¯’Z eyw× Øviv Kvh©wmw× nIqvi†hvM| RwgRgv msµvš— e¨vcv‡i wPš—v Kiv, M„‡n wbKUvZ¥xqmgvMg, Kj¨vYg~jK K‡g© mgq I A_© e¨q, wcZv ev gvZvi kixiØviv wPš—v wbKU AvZ¥x‡qi kixi Øviv gnvwPš—v †mœncÖeYZv, AwaK¯^vaxbZv, Ang Z¨vM Kiv fvj| gbyl¨Z¡‡ev‡ai weKvk cÖmviZvjvf| weev‡ni cÖ¯‘wZ ev K_vevZ©v ïf e‡j aiv n‡e| wk¶v‡¶‡ÎA‡bK welq wPš—vi| †kqvi e¨emv‡q cÖZvwiZ n‡Z cv‡ib|cvIbv A_© ev‡i ev‡i ZvwM` Ki“b| M„n mgm¨v RwUjZv e„w×cv‡e| mš—vb wb‡q we‡kl wPš—v| †`nfve fvj fvj hv‡e|gvbwmK kw³ wVK ivLyb| fvj Kg© nIqvi †hvM| e¯‘‡¶‡Î jvf,KvMR I Zij e¨emvqx ¶wZ nevi †hvM|
e„wðK ivwk SCOIRPIO (23 A‡±vei-21 b‡f¤^i) : ¯¿xicÖwZ fv‡jvevmv I `vwqZ¡‡ev‡ai Afve †`Lv w`‡Z cv‡i| hviRb¨ gv‡S gv‡S Akvwš— †`Lv w`‡Z cv‡i| Awfbq, Mvb,KzwUiwk‡íi mvdj¨ jvf Ki‡Z cv‡ib| A_© wewb‡qv‡M evavigy‡L ci‡Z cv‡ib| wbR¯^ †jvK Øviv gvbwmK Kó e„w×mncÖZvwiZ n‡Z cv‡ib| cvIbv A_© Av`vq n‡Z cv‡i| `~‡ii hvÎv
ïf e‡j aiv n‡e| bZzb K‡g©i †hvMm~Î n‡Z cv‡i| fv‡M¨vbœwZim¤¢vebv| Kg©‡¶‡Î wbKU eÜz Øviv ¶wZi Avk¼v| A‡nZzKe`bvg, Acev` nIqvi †hvM| †cÖ‡gi †¶‡Î †ek mybvg AR©b|†`nfve †Zgb fvj hv‡e bv|
aby ivwk SABITTAIUS (22 b‡f¤^i-20 wW‡m¤^i) : m¤ú`jv‡fi Avkv Av‡Q| Awfbq I m½xZ wkíx‡`i Rb¨ ïf|A‡bK‡¶‡Î †ek mybvg I `¶Zvi cwiPq NUvi m¤¢vebv| wb‡Ricwikªg GKvMÖZv Avbvi j‡¶¨ c~Y© eq‡m †Kv‡bviƒc mvnvh¨ evmn‡hvwMZvi cÖ‡qvRb n‡e bv| bZzb e¨emv bv nIqvi fvM †ewk|Kg©‡¶‡Î †ek mybvg AR©b n‡e| Z‡e bvbvwea evavi gy‡L c‡igvbwmK Pvc e„w×, eÜz‡K †ewk wek¦vm bv KivB fvj| cÖZvwiZnIqvi Avk¼v| KvMR, cy¯—K, ivwLgv‡ji e¨emvq jvf|A‡nZzK Sv‡gjvq Rwo‡q ci‡Z cv‡ib|
gKi ivwk ADRICON (21 wW‡m¤^i-19 Rvbyqvwi) :fw³‡hv‡Mi D`q, cwZi cÖwZ j¶¨ ivLyb| fyj c‡_ cwiPvwjZn‡Z cv‡i| wb‡Ri cwikªg I eyw× w`‡q A‡bK eo KwVb KvRmgvavb Ki‡Z cvi‡eb| bZzb K‡g©i mÜvb cv‡eb| Kg©‡hvMAvcbvi mnvqK wnmv‡e KvR Ki‡e| M„‡n cyivb AwZw_i mgvMgI Avb‡›`i ga¨w`‡q KvU‡jI A_©m¼‡U ci‡Z cv‡i| M„nkvwš—Lye GKUv cv‡ebbv| mš—vb‡`i wk¶v wb‡q gvbwmK Pvc e„w×|cvcM„n eµ`„wó nIqvi Kvi‡Y A‡bK KwVbKvR mnRZi n‡e|gvbwmK kvwš— A‡bK‡¶‡Î e„w×i w`‡K hv‡e| M„n wbg©vY Kv‡RSv‡gjv| kixi R¡vjv, Pg©‡ivM, †c‡Ui cxov †e‡o hv‡e|
gvwë‡dvKvm 28
Multi focus wK?Multi focus Business Systems Ltd (gvwë †dvKvmweR‡bR wm‡÷gm wjt) Gi g~j bvg Ôgvwë †dvKvmÕ gvwë†dvKvm GKwU cY¨ wecYbKvix cÖwZôvb ev gv‡K©wUs †Kv¤úvwb| wewfbœ cY¨, cwjwm Ges †mev we‡kl c×wZ‡Z gvwë †dvKvmwecYb K‡i _v‡K| cÖ‡Z¨K †µZvB wecYb cÖwµqvq AskMÖnYK‡i e¨emvwqK cvU©bvi n‡Z cv‡ib, Team MVb Kivi AwaKvicÖvß nb, Stockist wbe©vPb K‡ib Ggb wK, †Kv‡bv cY¨ Drcv`bev Sarvice Provide Kivi ‡hvM¨Zv iv‡Lb|
†Kv¤úvwb m¤ú‡K© Z_¨:†Kv¤úvwbi bvg : Multi focus Business Systems Ltd
(gvwë †dvKvm weR‡bR wm‡÷gm wj.)2009 mv‡ji 1jv †deª“qvix Kvh©Î“g ïi“ K‡i| MYcÖRvZš¿xevsjv‡`k miKv‡ii †iwR÷vW© Ae R‡qb ÷K †Kv¤úvwbR GÛdvg© KZ„©K †iwR‡óªkb jvf K‡i hvi †iwR‡óªkb bs-C-79770/09, †iwR‡óªk‡bi ZvwiL 15/09/2009 Bs|
gvwë †dvKvm Gi j¶¨ D‡Ïk¨ †hŠ_ I mgwš^Z D‡`¨vM MÖn‡Yi gva¨‡g fwel¨r mÂq I †eKviZ¡`~ixKiYmn `vwi`ªwe‡gvPb Z_v A_©‰bwZK mg„w× AR©‡bi gva¨‡ge¨w³, mgvR I †`‡ki Dbœ&qb mvab Kiv|cÖK…Z A‡_©, wekvj j¶¨ I D‡Ïk¨ wb‡q iwPZ n‡q‡Q gvwë†dvKvm Kb‡mÞ| gvby‡li Rxe‡bi mKj Pvwn`v Abyhvqx wewfbœcÖKí I Kg©m~wP Aš—f~©³ Kivi cÖqvm G‡Z _vK‡Q Ges _vK‡e|mvgwMÖK cÖ‡Póvi D‡Ïk¨B n‡”Q|
e¨w³ Avq e„w×l `xN©‡gqv`x wbðqZv (SuzwK) Ges Avevm‡bi e¨e¯’v l †`ke¨cx ARmª G›Uvi‡cÖwbqi Z_v D‡`¨v³v m„wó Kiv|GK K_vq, Rbmgwó‡K Rbm¤ú‡` cwiYZ Kiv A_©vr Avw_©K¯^”Q¡jZv cÖ`v‡bi cvkvcvwk †hvM¨Zv Abyhvqx `¶Zv I cvi`kx©Zvcª`vb Kiv|
eZ©gvb cÖKí mg~nl gvwë †dvKvm Bmjvgx exgv cÖKí|
(cÖ‡MÖwmf jvBd BbwmI‡iÝ †Kv¤úvbx wjwg‡UW Gi 27 bs cÖKí)l gvwë †dvKvm Avevmb cÖKí|l gvwë †dvKvm dzW GÛ wbD‡Uªkb cÖKí|l gvwë †dvKvm cÖwk¶Y cÖKí|l gvwë †dvKvm KbRygvi cÖWv±m cÖKí|l gvwë †dvKvm wgwWqv GÛ KwgDwb‡Kkb cÖKí|
fwelr cwiKíbvaxb cÖKímg~n :l G Uz †RW cY¨ ev †mev cÖ`v‡bi Rb¨ gvwë †gMvmc ¯’vcb| l Avš—R©vwZK gv‡bi †PBb dzU mc I KwgDwbwU †m›Uvi ¯’vcb| l wcÖ›U GÛ B‡jUªwbK wgwWqv ¯’vcb|l `¶ gvbe m¤ú` ˆZix‡Z KvwiMix cÖwk¶Y †K›`ª ¯’vcb I
we‡`‡k Kv‡Ri wbðqZv| l wPwKrmv †mevi Rb¨ nvmcvZvj/wK¬wbK/†gwW‡Kj †m›Uvi
¯’vcb|l Avš—R©vwZK gv‡bi Kzwiqvi mvwf©m cÖwZôvb ¯’vcb|
l Uz¨i Acv‡iUi, Uªv‡fj G‡RwÝ, nR¡ I Igivn G‡RÝx wn‡m‡eKvR Kiv|
l cwienb †mev cÖ`vb|l DbœZ gv‡bi ¯‹zj I K‡jR cÖwZôv|l K…wl wfwËK wkí I B B Gd mn‡hvwMZv wb‡q Ab¨vb¨ wkí
¯’vcb|
gvwë †dvKvm †Kvb c×wZ‡Z cY¨ I †mev evRviRvZ K‡i _v‡Kgvwë †dvKvm Gg.Gj. Gg. c×wZ‡Z cY¨ I †mev wecYb K‡i_v‡K| Z‡e Gi gv‡K©wUs cwiKíbv cÖPwjZ Gg.Gj. Gg.
c×wZi K‚U-‡KŠkj ewR©Z I mij cÖK…wZi| †hgbÑ1) gvwë †dvKvm wek¦vm K‡i, e¨w³ AvqB ivóªxq Av‡qi Drm| 2) cY¨g~j¨ wba©vi‡Y weåvwš—Ki c‡q›U f¨vjy ev wcwf cÖ_v †bB|3) Kwgkb mivmwi UvKvi As‡Ki kZKiv nv‡i cÖ`vb Kiv nq|
cªZviYv g~jK cv‡m©vbvj wcwf ev †Kvqvwjdvwqs wcwf bvgKAwZwi³ wewb‡qvM e¨e¯’v cwinvi Kiv n‡q‡Q|
4) cÖnmbg~jK ÔmvB‡KjÕ, ÔAiweUÕ ev d¬¨vwks wm‡÷‡gi Aw¯—Z¡gvwë †dvKvm c¨v‡b †bB|
5) cÖPwjZ evBbvix ev BDwb‡j‡f‡j we`¨gvb fqven eva¨-evaKZv gvwë †dvKv‡m †bB|
6) ÔIqvb Wªc BbKvgÕ A_©vr One Sale One Profit †Kv¤úvwbig~jbxwZ| BbKvg †c‡Z †Rvov wgjv‡bv, †÷c ev evBbvixKivi `iKvi nq bv|
7) e¨v‡jwÝs AwZwi³ †hvM¨Zv wnmv‡e we‡ewPZ nq Ges ZvcÖ‡gvkb I Bb‡mwUf cÖvwßi gvb`Û n‡q _v‡K|
8) Auxiliary c‡Y¨i †¶‡Î ÔStraight Rute Commission’c×wZ Aej¤^Y K‡i|
m‡e©vcwi, gvwë †dvKvm wek¦vm K‡i, GKRb MÖvn‡Ki AK¬vš—K‡g©i dmj Zvi wUg| †Kv‡bv Kgx© ev jxWv‡ii cvKv av‡b gBw`‡q gvwë †dvKvm Zvi †Mvjv fivq bv| cÖwdU Gi 90% fvMweR‡bm c¨v‡b wWw÷ªweDkb Kiv nq|
SDINSDIN Gi c~Y© A_©vr Smart Distributor’s IdentificationNumber. GwU g~jZ: MÖvnK mbvw³KiY †KvW b¤^i we‡kl|cªwZwU MÖvn‡Ki †KvW bv¤^i Avjv`v Avjv`v| GKB bv‡gi AmsL¨e¨w³ _vK‡Z cv‡i wKš‘ GKB †KvW b¤^i GKvwaK nq bv|Kw¤úDUvi KvD‡K bv‡g wPb‡Z cv‡i bv, wKš‘ †KvW b¤^i G›UviKivi m‡½ m‡½B Zv‡K wPwýZ Ki‡Z cv‡i|
DS NO.DS No. Gi c~Y© A_© Distric Serial Number.
weR‡bm †m›Uvi mvaviY A‡_© weR‡bm †m›Uvi ej‡Z †Kv‡bv cÖwZôvb‡K eywS‡q_v‡K †hLv‡b BbKvg Av‡m| †hgbÑ †`vKvb, Awdm, weµq †K›`ªcÖf„wZ| wKš‘ Ôgvwë †dvKvm weR‡bm wm‡÷gmÕ Kg© c×wZ‡ZweR‡bm †m›Uvi n‡”Q SDIN w`‡q msiw¶Z I myiw¶Z GKwU
Basic Of Multi FocusA.Q.M. jasim UddinConsultantMultifocus Business Systems Ltd.
Engr. Hasan Alam SumonR-2 President,
Multifocus Business Systems Ltd.
gvwë‡dvKvm 29
dvBj we‡kl, hv GKRb e¨w³i R‡qwbs †_‡K ïi“ K‡i cieZ©xcÖwZwU Kvh©¨Kjvc I †jb-†`b wjwce× K‡i Ges mßv‡n GKevidvBj¸‡jv †PK K‡i Commission Report cÖ`vb K‡i|
GKwU weR‡bm †m›Uv‡i KLb Kwgkb Av‡mhLb GKwU e¨emv †K‡›`ªi †h‡Kv‡bv cv‡k GKwU bZzb SDINb¤^i cÖ‡ek K‡i, ZLbB IB e¨emv †K‡›`ª Kwgkb Av‡m| Abyiƒcfv‡e, GK mßv‡n †Kv‡bv weR‡bm †m›Uv‡i hZ¸‡jv SDIN b¤^icÖ‡ek Ki‡e cÖwZwUi Rb¨B wba©vwiZ Kwgkb cÖ`vb Kiv n‡e|GB Kwgkb `yB cÖKvi
l ¯úÝwis Kwgkb ev WvB‡i± Kwgkb|l †mjm Kwgkb ev wm‡÷‡gwUK Kwgkb|
gvwë †dvKvm Avq wZb ai‡biGeneral Income - GI - (Family club & Friends club†_‡K wbqg Abyhvqx †h mKj Avq Zv‡KB GI eySvq|)
Profit for Auxiliary Product Income - PAPI -(Auxiliary Product mg~n †h †Kvbfv‡e MÖvn‡Ki gva¨‡g weµqn‡j jf¨vsk MÖvn‡Ki wnmv‡e e›Ub Kiv n‡e Zv‡K eySvq)
Extra Income - EI (†h mKj weR‡bm †m›Uvi¸‡jv †Kv¤úvwb†_‡K ev‡Rqvß †NvlYv Kiv n‡e †m mKj weR‡bm†m›Uvi¸‡jv‡K cybivq †h †Kv‡bv MÖvnK Pvjy Ki‡j IB ev‡Rqv߆m›Uv‡ii 50% gvwjKvbv †fvM Ki‡Z cvi‡e Zv‡K eySvq)|
cY¨ ev †mev cwiwPwZ gvwë †dvKvmÕi cY¨ ev †mev `yÕ ai‡bi(K) Principal product.(L) Auxiliary products.
(K) Principal product (†Kv¤úvbxi MÖvnK nIqvi Rb¨ Principal product µq Kiveva¨Zvg~jK)|
`xN© †gqv`x wbivcËvi Rb¨ evsjv‡`‡k cÖPwjZ exgv †Kv¤úvwbiAvIZvq wb‡q Avmv|(`yB Rb †K WvB‡i± ¯úÝi Ki‡j `xN©‡gqv`x wbðqZv (SzuwKimKj wKw¯—i `vwqZ¡mg~n gvwë‡dvKvm enb Ki‡e| A_©vr A‡UvPj‡e)
exgv †Kv¤úvwbi bvg : cÖ‡MÖwmf jvBd BbwmI‡iÝ †Kv¤úvwb wjwg‡UWcÖKí bs : 27 cÖKí bvg : gvwë‡dvKvm Bmjvgx exgv cªKíSuzwK : 1,00,000/- (GK j¶) UvKv†gqv` : 15 eQi
Avq e„w× I `xN©‡gqv`x wbðqZvi mgwY^Z cwiKíbvgvby‡li Rxeb AwbðqZvq cwic~Y©| †h‡Kv‡bv mgq Zvi Dci†b‡g Avm‡Z cv‡i `yN©Ubvi LoM wKsev g„Zz¨| GKwU `yN©Ubv,mviv Rxe‡bi Kvbœv| Avi msmv‡i DcvR©bKvix e¨w³i g„Zz¨ gv‡bBcwieviwU c‡_ e‡m cov| Gme †¶‡Î, msmv‡i †eu‡P _vKv gvbyl¸‡jvi Avkv-AvKv•¶v nVvr S‡i c‡o, cwiev‡ii j¶¨ I D‡Ïk¨wejxb n‡q hvq, ¯^cœ I m¤¢vebv Uz‡U hvq|hyM hyM a‡i engvb msmv‡ii GB w`KwU Ae‡jvKb K‡iB mgvRweÁvbx‡`i wPš—v-†PZbvq VuvB cvq gvby‡li Life Risk CoverKivi welqwU| †mB m~Î a‡iB GKwU wbðqZv weavb cwiKíbvcÖYxZ nq, hvq bvg Life Insurance ev Rxeb exgv|Avgv‡`i †`‡ki 3% †jvK Life Insurance m¤ú‡K© m‡PZb,evKx‡`i g‡a¨ †KD †KD Gi fv‡jv w`KwU Abyaveb Ki‡Zcvi‡jI A_©‰bwZK mxgve×Zvi Kvi‡Y exgvi AvIZvq Avmvi
my‡hvM Ki‡Z cvi‡Qb bv| Avevi †KD †KD ïf wPš—viev¯—evqbv‡_© exgv cwjwm MÖnY Kivi ci K‡qK wKw¯— wcÖwgqvgcwi‡kva Kivi ci A_©‰bwZK Uvbv-†cv‡o‡b Avi AMÖmi n‡Zcv‡ib bv| exgvKvix 80% fvM Rb‡MvôxB G cwiw¯’wZi wkKvi|GB †cÖw¶‡Z Multi Focus Plan wU Avcvgi Rbmvavi‡Yi Rb¨Avkxe©v`¯^iƒc| †`‡ki me©¯—‡ii Rb‡Mvôx‡K exgvi AvIZvqwb‡q Avmv, AwbwðZ Rxe‡bi m~`yicªmvix wbðqZv cÖ`vb I e¨w³Z_v cvwievwiK Avq e„w× Ges †Kv¤úvwbi wbR `vwq‡Z¡ exgvwcÖwgqvg cwi‡kva msµvš— GK Awfbe cÖKí wb‡q gvwë †dvKvmAvZ¥cÖKvk K‡i‡Q| evsjv‡`‡k G ai‡bi c`‡¶c GUvB cÖ_g|15 eQi †gqv`x cwiKíbvi AvIZvq 1 Rb e¨w³i 1 jvL UvKviSzuwK gvwë †dvKvm nv‡Z wb‡”Q| G wbwg‡Ë MÖvnK‡K gvÎ3000/= (wZb nvRvi) UvKvq GKgvÎ wKw¯— ev wcÖwgqvg cÖ`vbKi‡Z nq| GB wcÖwgqvg cwi‡kva Kivi ci MÖvnK ZviwcÖqRb‡`i ga¨ †_‡K gvÎ 2 e¨w³‡K Life Risk Program GiAvIZvq wb‡q Avm‡eb| 2 e¨w³‡K GB †cÖvMÖv‡gi AvIZvf~³Kivi ci cÖ_g e¨w³i cieZx©i mKj wcªwgqvg A‡Uv-‡cwm‡÷gGi Aš—f©~³ n‡q hv‡e| †mB m‡½ Pvjy n‡q hv‡e Avq e„w×cwiKíbvi Kvh©¨µg|
Avevm‡bi e¨e¯’v-5 KvVv Rwg, (MÖ“c wfwËK), 7 eQi †gqv`x ,gvwmK wKw¯—‡Z cwi‡kva †hvM¨ |(gvwmK wKw¯—‡Z cwi‡kva Ki‡Z nq)
Avevmb cÖK‡í gvwë †dvKvm Gi Av‡qvRbmg~n(K) †`‡ki cÖwZwU ‡Rjv kn‡ii DcK‡Ú M‡o †Zvjv n‡e gvwë
†dvKvm wmwU|(L) eivÏK„Z c‡Ui cwigvY 5 KvVv (MÖ“cwfwËK gvwjKvbv)|(M) ¯’vb‡f‡` Rwg g~j¨ Kg †ewk n‡e |(N) gvwmK wKw¯—‡Z 7 eQi †gqv‡` gyj¨ cwi‡kva †hvM¨|(O) 20% gyj¨ cwi‡kv‡a evqbv †iwR‡÷ªkb, 80% gyj¨
cwi‡kv‡a cU ey‡S †bIqv, 90% gyj¨ cwi‡kv‡a mvd-Kejv`wjj n¯—vš—i|
(P) Multi Focus Devolopers Gi m‡½ fwel¨r Pzw³‡Z wbR¯^wewb‡qvM QvovB †c‡Z cv‡ib Avcb wbev‡mi Pvwe|
Ômevi Rb¨ AvevmbÕ cÖKíwU gvwë †dvKv‡mi Av‡iv GKwU`xN©‡gqv`x wbivcËv I wbðqZv cwiKíbv| wbæ I ga¨weËRb‡Mvôx G cÖK‡íi AvIZvq KvR K‡i kª‡gi wewbg‡q †c‡Zcv‡ib wbR¯^ Avevmb| kn‡ii 80% I MÖv‡gi 30% gvbylwbR¯^ wVKvbvnxb | c‡ii wbevm n‡”Q Zv‡`i avi Kiv mvgwqKwVKvbv| wVKvbvnxb †KvwKj †kªYxi GB ewÂZ gvby‡li K_v †KDg‡b iv‡L bv| gvwë †dvKvm GB †kªYxi Rb‡Mvôxi K_v gv_vq†i‡L AwZ mn‡R †gŠwjK AwaKv‡ii Ab¨Zg AwaKviwUev¯—evq‡bi my‡hvM w`‡”Q| †mRb¨ cÖ‡qvRb ïayÑl Avcb f~eb Movi ¯^cœ I B”Qvl bvggvÎ eywKs gvwb
Avi wewb‡qv‡Mi K_v fve‡Qb?bvg gvÎ eywKs gvwb 3000/=(wZb nvRvi) UvKv cÖ`vb K‡i gvwbwiwmÞ ey‡S wb‡q GKwU dig c~iY Kivi gva¨‡g Avcwb†Kv¤úvwbi †m›Uªvj gv‡K©wUs cv‡bi AvIZvq wM‡q Avbwjwg‡UWAv‡qi c_ †e‡q Multi Focus †_‡K Avq K‡iB cÖ_‡g RwgigvwjK, c‡i wbR¯^ wewb‡qvM e¨wZ‡i‡KB n‡Z cv‡ib Mwe©Zd¬v‡Ui gvwjK |A_©‰bwZK ¯^vaxbZvi cvkvcvwk AwR©Z GKwU d¬¨vU evwo‡q †`‡eAvcbvi wbf©iZv, wbivcËv I ¯^v”Q›`¨| wb‡Ri I mgv‡Ri`vwi`ª¨, nZvkv I eÂbv †gvP‡bi m‡½ m‡½ mK‡ji Rb¨ AvcbwVKvbv Movi gnvb Kvh©µ‡g AvcwbB n‡Z cv‡ib c_cÖ`k©K| myyLx-mg„× evsjv‡`k MV‡b ivL‡Z cv‡ib AMÖYx fywgKv|Avcbvi Ae`vb hyM hyM ¯§iYxq _vK‡e|
gvwë‡dvKvm 30
(L) Auxiliary products(mevB µq Ki‡Z cvi‡e wKš‘ †Kv¤úvwbi MÖvnK n‡Z cvi‡e bv)|wbZ¨ cÖ‡qvRbxql cÖmvabxl dzW mvwc‡g›U,(Wvqv-†Kqvi, mqv †cÖvwUb, d¬vjvK&mxW A‡qj, bvB‡Rjv A‡qj, BbK‚bvj BZ¨vw`)l wejvm mvgMÖx, (gvwë‡dvKvm wUwf)l M„nmvgMÖxl wPwKrmv I Jla mvgMÖx
gvwë‡dvKv‡m MÖnK n‡j Avcwb wK wK cv‡”Qb ?l e¨emv †K›`ª|l cwiwPwZ cÎ|l `xN©‡gqv`x wbðqZvi Rb¨ exgv ev Avevmb e¨e¯’vq
cÖ‡qvRbxq KvMR cÎ|l wWmKvD‡›U µq|l cÖwk¶Y, wk¶v mdi I åg‡Yi myweav|l Awdm myweav|l Sponsor Bonus, Kwgkb, Bb‡mw›Uf †fvM Kiv|l Unlimited & without condition income.l MÖvnK‡`i gi‡bvËi `vex c~iY gvwë †dvKm †_‡K|
gvwë †dvKvm Gi Avq cwi‡kva c×wZ 3 cÖKvil ˆ`wbK: (¯úbmwis m¤§vbx) dig Gw›Uª nevi 12 N›Uv ci
cÖ‡`q|l mvßvwnK: †mvgevi †_‡K kwbevi ch©š— Kvh©w`em Ges
iweevi Kwgkb cÖ`vb w`em|l gvwmK: mKj Aw·jvwi BbKvg gv‡mi 5 Zvwi‡L
cwi‡kva‡hvM¨| (Pj‡e)
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gvwë‡dvKvm 31
GgwW‡K dzj w`‡q eiY K‡ib e¸ovi wjWvi Aveyj ev‡m` ZvjyK`vi ivRkvnxi gvwë‡dvKvm µxovP‡µi †L‡jvqvo‡`i gv‡S GgwW
cvebv cyi¯‹vi weZiYx Abyôv‡b †d«ÊmK¬ve AR©bKvix‡`i m‡½ GgwWmn Ab¨vb¨iv ivRkvnxi KvRjvq MÖ“c wgwUs‡q AvMZ‡`i wWw÷ªweDUie„›`
wek¦Kvc dzUej Adv‡i e¸ovq wUwf cÖ`vb Ki‡Qb gv‡K©wUs cwiPvjK wek¦Kvc dzUej Adv‡i cvebvq wUwf cÖ`vb Ki‡Qb GgwW
cvebvi AviAvg GKv‡Wgxi AwW‡Uvwiqv‡g †cvMÖv‡gi GKvsk bIMuvq gvwë‡dvKv‡mi †cvMÖv‡gi GKvsk
nvBjvBUm : gvwë †dvKvm
gvwë‡dvKvm 34
1. Mig cvwbi SiYv evsjv‡`‡ki †Kv_vq Aew¯’Z ?u mxZvKzÛ
2. µxov msMxZ iwPqZv †K ?u †mwjg ingvb
3. evsjv‡`‡ki RvZxq msMxZ KZ jvBb wewkó ?u 10 jvBb
4. †eMg †iv‡Kqv mvLqvZ †nv‡mb Gi Q›` bvg wK ?u bvix RvMi‡Yi AMÖ`~Z
5. RvZxq msm‡`I ¯’cwZ †K ?u jyB AvB K¨vb
6. XvKv Rv`yN‡ii eZ©gvb bvg wK ?u RvZxq Rv`yNi
7. wfUvwgb wm †K wK RvZxq GwmW ejv nq ?u ¯‹vi weU
8. gvbe‡`‡ni Aw¯’i msL¨v KZ wU ?u 33 wU
9. RbmsL¨v welqK wk¶v‡K wK wk¶v ejv nq ?u Rb weÁvb
1. †QvÆ GKUv cyKzi, R‡j Ujgj K‡i| me©bvk nq hw`Zv‡Z wKQz c‡o|u †PvL
2. wZb A¶‡i bvg hvi Lvevi wRwbm nq| cÖ_g A¶i ev`w`‡j gwnjv‡`i k‡Li wRwbm nq|u †LPzwo
3. N‡ii †Kv‡Y euvwk evRvq bvMi †Zv bq, gvbyl Kvgovq,Mi“ Kvgivq, evNI †Zv bq|u gkv
4. Avwg Zzwg GKRb, †`wL‡Z GKiƒc| Avwg KZ K_v KBZzwg †Kb Pzc ?u d‡Uv
5. Aí w`‡j ivMvivMx, †ewk w`‡j †`vl| Kvwj`vk cwÛZej‡Q Av›`vR (cwigvY) g‡Zv w`m|u jeY
6. Avq n¨vq Kijv wK Ici †_‡K coj wK, Ni hvq `iRvw`qv| Avwg hve †Kv_v w`qv|u RvwK Rvj
mvaviY Ávb auv auv
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? ?? wkwib Av³vi, cUzqvLvjx
Avcwb wK j¨vcUc, Kw¤úDUviwUwf, wd«R wKb‡Z Pv‡”Qb?
wK fve‡Qb, GKKvjxb G‡Zv UvKv?
AvgivB w`w”Q Gi mgvavbmnR k‡Z© wKw¯—‡Z wb‡Z cv‡ib Avcbvi cQ‡›`i wRwbmwU
we.`ª. A·‡dvW© Gi Rwg, †cÖvWv± mvgMÖx cÖK‡í wbwðZ jv‡f †h‡Kv‡bvAsK Bb‡f÷ Ki‡Z AvMÖnx n‡j †hvMv‡hvM Ki‡Z cv‡ib|
Zvn‡j AvRB †hvMv‡hvM Ki“bA·‡dvW© gvwëcvicvm †Kv-Acv‡iwUf †mvmvBwU wjt435/G/1, (Gg Gm GKv‡Wwg), Iqvi‡jm †iBj‡MU, eo gMevRvi, XvKv-1217†gvevBj t 01717039323, 01912389605, 01724004502 E-mail: [email protected]
