muskuraein baf ke sang chahe market laye koi bhi rang

OCTOBER 2021

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

/LICMutual /company/LICMutual/LICMutual 1800-258-5678Connect with us: www.licmf.com

1800-258-5678

Call Toll FreeTo know more, please consult your Financial Advisor

OR

Investors understand that their principalwill be at Very High risk

Low

Low toModerate

Moderate ModeratelyHigh

High

Very High

RISKOMETER HIGHLOW

Muskuraein BAF ke sang

Chahe market laye koi bhi rang

Presenting

thNFO Opens On: 20 October 2021rdNFO Closes On: 3 November 2021

This product is suitable for investors who are seeking*:

Ÿ Capital appreciation over a long period of time

Ÿ Investments in a dynamically managed portfolio of equity and equity related instruments, debt and money market instruments.

• Risk - Very High

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Product labelling assigned during the NFO is based on internal assessment of the scheme characteristics or model portfolio and the same may vary post NFO when the actual investments are made. BAF stands for Balanced Advantage Fund. For more details, please visit our website www.licmf.com

http://www.licmf.com

MARKET REVIEW

Mr. Yogesh Patil

Head - Equity

2

EQUITYMarket Review

Ÿ After trading in a very narrow range for the last two months, Indian Equity market moved sharply during the month. Continued easing of local lockdowns, strong Q1FY22 earnings, no change in interest rate by RBI and positive global cues led to building up of positive sentiment among the market participants. Q1FY22 results were better than expectation considering the impact of the 2nd Covid wave. For Nifty 50 companies, sales were up by approx. 50% YoY while PAT was up by 101%. On the back of these positive cues, Nifty and Sensex rallied upwards for the month and ended with gain of 8.7% and 9.4% respectively. Both Nifty and Sensex scaled new highs during the month.

Ÿ On the macro front, CPI inflation further eased to 5.3% in August vs 5.6% in July 2021. The inflation print has come within RBI's targeted range of 2 plus/minus 4 percent, easing concerns of an immediate rate hike action by the Central Bank. IIP growth dropped to 11.5% in July compared to 13.6% in June. Credit growth saw some revival and reported YoY growth of 6.7% for August 2021.

Ÿ On the sectoral indices front, Power (+11.6%), IT (+10.8%), Oil & Gas (+10.6%) outperformed the key indices while Metals (-2.1%), Health (+1.6%), Bankex (+5.8%) underperformed key indices during the month.

Capital flows:

FIIs remained net buyers for the month. Net equities bought by FIIs stood at ₹ 13,153Cr (USD 1790mn) in Sept 2021. Cumulatively,

FIIs bought equity worth ₹ 2,02,639Cr (USD27,574mn) in last twelve months i.e. from Oct’20 – Sept'21 and DIIs sold equity worth

₹ 30,264Cr (USD 4,169mn) for the same period. (As on Sept 2021 Source: SEBI) (Sept 2021 Avg. 1 USD = INR 73.50).

Outlook

Ÿ Global economic activity continues to remain on the recovery track and seems to have recovered from the brakes caused by the

2nd wave of the Covid outbreak. On the global interest rate side, a dovish comment from US Fed Chairman has smoothened the

concerns on the interest rate. The US Fed chairman commented that the US central bank won’t be in a hurry to raise rates, even

after they taper their asset purchases. European central too commented on maintaining the interest rates. On the other side, a few

negative news flows came from China – bankruptcy concerns on Evergrande which may have a ripple effect on the real estate and

related sectors. However, the Chinese government seems to have swiftly taken actions to reduce the impact.

Ÿ On the domestic front, economic activity is slowly inching towards normal as reflected by the various indicators such as freight

carried by rail, power demand, diesel consumption, etc. GST collection in September 2021 is the highest in the last six months and

reflects the underlying buoyancy in the economic activity. Monsoon picked up at the fag end of the season and now the deficit is

close to just 1% compared to the long-term average. Covid cases continue to decline in India, the pace of vaccination has picked

up, various states further relaxed Covid restrictions – a directionally positive.

Ÿ The Indian government announced a slew of reforms—cabinet-approved PLI schemes for auto, drone, and textiles sectors,

announced a relief package for the telecom sector. FM announced further steps towards the formation of a bad bank. These actions

should further help in improving the growth outlook in the medium term.

Ÿ On the economic front, inflation risk seems to be receding as inflation continues to ease and remain within the RBI control level.

Core inflation remained sticky at 5.7%. the 4-month average inflation is at 5.8% and is within the RBI’s targeted range of 2

plus/minus 4 percent. However, the surge in crude and gas prices may have some negative impact on inflation in the coming

months.

Ÿ While the market has been focusing on the positive news inflows on the economic front and scaling up new highs, risks could

emerge from the higher commodity prices and inflation – both Domestic as well as Global. Rising US bond yield, the surge in crude

oil prices, fear of contagion from China’s property giant Evergrande, and ongoing debt ceiling debate in the US weighed on

sentiment. These economic risks may have a negative impact on the equity markets in the short term. While the near term could be

bleak, we continue to like India’s long-term growth story. We prefer to focus on existing leaders who are likely to disrupt/ innovate in

their businesses to ensure that their leadership or competitive advantage remains strong. Value creation is imperative in investment

viz, high standards of governance, high capital efficiency, strong moats, and sustainable growth.

MARKET REVIEW

3

DEBT

Market Review

Ÿ Month started on positive note taking cues from robust GST collection, GDP print weaker than market expectations, dovish comments in Jackson Hole meeting. Also, expectation of reduced second half Government's borrowing calendar aided the sentiment. However, towards the end market disrupted looking at increased quantum of VRR and its higher cutoff, Operation twist replacing OMO, FED fast tapering stance and rising crude oil prices. 10-year Gsec benchmark traded in a broad range of 6.12%-6.23% throughout the month with volume dominated in 5-year, 10 year and 14-year paper.

Ÿ Surge in daily system liquidity seen with average surplus liquidity in September increased to Rs. 7.87 lakh crores vs Rs. 7.43 lakh crores in the month of August. Currency in Circulation (CIC) marginally reduced to Rs. 29.25 lakh crore (end September) vs Rs. 29.43 lakh crore (end August)

Ÿ For consecutive months CPI inflation moderated below RBI's upper tolerance band after remaining above 6% for two months. Headline inflation came at 5.30% in August as against 5.59% in July and much below market expectation of around 5.60% majorly on back of favourable base effect and lower food and beverages prices. Core inflation remained sticky at 5.90%.

Mr. Marzban Irani

CIO - Fixed Income

Ÿ Foreign portfolio investors invested Rs. 13,363 crore (Net) in debt market in September viz a viz Rs. 14,376 crore Net) inflow in August 2021.

Ÿ Central Govt. has also kept is borrowing program unchanged at Rs. 5.03 lakh crore vs 7.02 lakh crore in first half which also include balance GST compensation for states. Meanwhile 3rd quarter Treasury bill borrowing is pegged at Rs. 2.60 lakh crore and Rs. 2.02 lakh crore for states for same period. Robust GST collection is also providing comfort to government, average monthly gross GST collection for the second quarter of the current fiscal year is Rs 1.15 lakh crore vs Rs 1.10 lakh crore in previous quarter.

Ÿ The FED kept the policy rate unchanged, also signalled tapering of bond coming soon and expected it to end by mid of 2022. ECB also left policy rate unchanged and decided to slow it bond purchase as inflation surges. Bank of England kept its policy rate unchanged while voted 7-2 to maintain the quantitative easing programme at GBP 895 bn against a vote of 7-1 in august policy.

Outlook

Ÿ RBI has started with Normalization of liquidity with increased quantum of VRR, OMO Sale, however they have also emphasized

that ample liquidity will be maintained in the system. Inflation has dipped from the peak, robust GST collection, lower Government

borrowing is providing comfort to the market on rates. In October policy, we believe RBI will lower its inflation forecast while

maintaining status quo on policy rate and stance, although split in voting pattern can increase further. Longer term bonds will take

ques from RBI's stance on OMO/Operation twist; however, RBI's liquidity operations will determine short term rates.

30-Sept 21 01-Sept 21 Change

USD/INR

74.24

73.09 1.58%

Brent Crude Oil ($/bbl)

78.52

71.59 9.68%

Gold ($/oz)

1,756.95

1,813.90 -3.14%

T-Repo

3.31%

3.07% 0.24%

10-year G-Sec 6.22% 6.20% 0.02%

10-year AAA PSU 6.71% 6.93% -0.22%

US 10-year Gilt 1.49% 1.29% 0.19%

Source: Bloomberg

Market Indicators

RISKOMETER

Riskometer - Scheme

LIC MF Large Cap Fund

LIC MF Flexi Cap Fund

LIC MF Large & Mid Cap Fund

LIC MF Tax Plan

LIC MF Index Fund-Sensex Plan

LIC MF Index Fund-Nifty Plan

LIC MF Exchange Traded Fund - Nifty 50

LIC MF Exchange Traded Fund - Sensex


Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in

large-cap stockŸ Risk - Very High

Ÿ Long Term Capital AppreciationŸ Investing across Large, Mid & Small-cap

stocksŸ Risk - Very High

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and

mid-cap stocksŸ Risk - Very High

Ÿ Long Term Capital GrowthŸ Investing in equity and equity related

securities.Ÿ Risk - Very High

Ÿ Long Term Capital GrowthŸ Investment in equity instrument of S&P

BSE Sensex Index stocks subject to tracking error.

Ÿ Risk - Very High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of NIFTY

50 Index stocks subject to tracking error.

Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY

50 Index, subject to tracking errors.Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in securities covered by S&P

BSE SENSEX, subject to tracking errors.

Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in equity and equity related

securities and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.

Ÿ Risk - Very High

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 30th September 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com

The Product is suitable for investorswho are seeking*

Riskometer - Primary Benchmark

Nifty 100 TRI

Primary Benchmark Name

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty 500 TRILow

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty LargeMidcap250 TRI Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty 500 TRILow

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


S&P BSE Sensex TRILow

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


NIFTY 50 TRI

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


NIFTY 50 TRI

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


S&P BSE Sensex TRI

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


NIFTY 100 TRI

4


RISKOMETER

Riskometer - Scheme

LIC MF Infrastructure Fund

Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of

equity and equity related securities of companies engaged in banking and financial services.

Ÿ Risk - Very High

Ÿ Long Term Capital GrowthŸ Investment in equity and equity related

instruments of companies engaged either directly or indirectly in infrastructure sector.

Ÿ Risk - Very High

LIC MF Banking & Financial Services Fund

LIC MF Children’s Gift Fund

LIC MF Equity Hybrid Fund

LIC MF Unit Linked Insurance Scheme

Ÿ Long term capital appreciation with current income.

Ÿ A fund that invests both in stocks and fixed income instruments.

Ÿ Risk - Very High

Ÿ Long term capital appreciation and current income.

Ÿ Investment in equity and equity related securiries, fixed income securities (debt and money market securities).

Ÿ Risk - Very High

Ÿ Long term capital appreciation and current income

Ÿ A fund that invests both in stocks and fixed income instruments.

Ÿ Risk - Very High

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW





Nifty FinancialServices TRI


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty Infrastructure TRILow

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL Hybrid 35+65 Aggressive Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL Hybrid 35+65 Aggressive Index

CRISIL Hybrid 35+65 Aggressive Index

LIC MF Debt Hybrid Fund

Ÿ Medium term capital appreciation with current income

Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.

Ÿ Risk - Moderate

LIC MF G-Sec Long Term Exchange Traded Fund

Ÿ Medium to long term regular incomeŸ Investment in securities in line with Nifty

8-13 yr G-Sec Index to generate comparable returns subject to tracking error.

Ÿ Risk - Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Moderate risk

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty 8-13 yr G-Sec

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Moderately High risk

CRISIL Hybrid 85+15Conservative Index

LIC MF Bond Fund

Ÿ Income over medium to long termŸ To generate income/capital appreciation

through investments in Debt and Money market instruments.

Ÿ Risk - Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL CompositeBond Fund Index


5



RISKOMETER

Riskometer - Scheme

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Low to Moderate risk



Nifty All DurationG-Sec Index


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


LIC MF Government Securities Fund

Ÿ Long term capital appreciation and current income

Ÿ Investment in sovereign securities issued by Central/ State Government.

Ÿ Risk - Low to Moderate

LIC MF Short Term Debt Fund

Ÿ Generation of reasonable returns over short to medium term.

Ÿ Investment in Debt securities and money market instruments.

Ÿ Risk - Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL Short TermBond Fund Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


LIC MF Banking & PSU Debt Fund

LIC MF Savings Fund

Ÿ Regular income for medium term capital appreciation with current income

Ÿ An income fund that invests predominantly in debt and money market instruments i s s u e d b y B a n k s , P u b l i c S e c t o r Undertakings, Public Financial Institutions and Municipal Bonds.


Ÿ Regular Income for short termŸ A fund that focuses on low duration

securities.Ÿ Risk - Low to Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


NIFTY Banking &PSU Debt Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL LowDuration Debt Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


LIC MF Ultra Short Term Fund

Ÿ Regular income over short term.

Ÿ Investment in Debt & Money Market Instruments such that the Macaulay Duration of the portfolio is between 3 months - 6 months.


LIC MF Liquid Fund

Ÿ Regular income for short termŸ Investment in debt / money market

instruments with maturity of upto 91 days. Ÿ Risk - Low to Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL LiquidFund Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL Ultra ShortTerm Debt Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


LIC MF Arbitrage Fund

Ÿ Income over a short term investment horizon.

Ÿ Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market.

• Risk - Low

LIC MF Overnight Fund

Ÿ Regular income with high levels of safety and liquidity over short term

Ÿ Investment in debt and money market instruments with overnight maturity.

Ÿ Risk - Low

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Low risk

NIFTY 50 Arbitrage IndexLow

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


NIFTY 1D Rate IndexLow

Low toModerate


High

Very High

RISKOMETER HIGHLOW



6


To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of

equity and equity related securities of Large Cap companies including derivatives. However there can be no

assurance that the investment objective of the scheme will be achieved.

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty 100 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment

internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

since inception, hence performance for such period is not available.

SCHEME PERFORMANCE

SIP PERFORMANCE

PORTFOLIO AS ON . .2030 09 21

INVESTMENT OBJECTIVESCHEME FEATURES

SECTOR ALLOCATION (% of NAV)

Company % of NAV Company % of NAV

SIP Investments 1 Year 3 Years 7 Years5 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 8,40,0006,00,000 12,00,000 NA

Market Value as on 0, 2021 ( ) September 3 ₹ 1,48,708 5,30,340 9,50,220 25,85,014 NA

Returns (CAGR) (%) 47.27 26.87 15.1918.45 14.68 NA

Benchmark Returns (CAGR) (%) #

Additional Benchmark Returns (CAGR) (%) ##

49.40

49.08

28.90 17.18

28.99 17.33

20.18

20.59

16.23

16.01

NA

NA

Scheme Nifty 100 TRI* Nifty 100 TRI* Nifty 50 TRI** Nifty 50 TRI** Scheme

1 Year 55.39 58.51 58.54 15,539 15,851 15,854

3 Years 18.90 18.34 18.58 16,835 16,594 16,696

5 Years 13.82 16.49 16.81 19,109 21,455 21,757

Since Inception 5.37 NA 11.13 41,251 NA 1,74,594

CAGR (%)Value of lumpsum investment of 10,000/- invested ₹

on inception datePeriod

thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth

thoption. Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 7. Past performance may or may not be

sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the

scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional

Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.

Factsheet October, 2021

Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.

Date of allotment: September 01, 1994

Fund Size:

AUM as on 30/09/2021: ₹ 646.21 CrAverage AUM for September 2021: ₹ 640.72 Cr

Benchmark: Nifty 100 TRI

Minimum Investment (lumpsum): ₹ 5,000/-

Fund Manager:Name: Mr. Yogesh Patil;Experience: 17+ years

NAV as on September 30, 2021:NAV Regular Plan Direct Plan

Growth ₹ 41.2507 ₹ 44.8995

IDCW ₹ 24.9129 ₹ 29.0761

Expense Ratio:Regular: 2.73% Direct: 1.32%(for detailed bifurcation on TER, please see page no 36)

A P T R :nnual ortfolio urnover atio 0.20 times

Risk Measures:Standard Deviation 5.71Portfolio Beta 0.87Sharpe Ratio 0.1853

L :oad StructureEntry Load - NIL

Exit Load

Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.

Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.

Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

Top 10 holdings

14,43,236

7

21.97%

16.64%

8.90%7.64%

5.79%5.63%

5.61%5.09%

4.09%

3.20%2.53%2.46%

2.27%1.42%1.20%

1.17%0.74%0.68%

BanksSoftwareFinance

Consumer Non DurablesInsurance

Petroleum Products

PharmaceuticalsRetailing

AutoCement & Cement Products

Consumer DurablesTelecom - Services

Construction ProjectAuto Ancillaries

Gas

Non - Ferrous Metals

Ferrous Metals

Chemicals

Equity HoldingsAuto 4.09%Maruti Suzuki India Ltd. 1.87%Tata Motors Ltd. 1.33%Mahindra & Mahindra Ltd. 0.89%Auto Ancillaries 1.42%Motherson Sumi Systems Ltd. 1.08%Bosch Ltd. 0.34%Banks 21.97%ICICI Bank Ltd. 7.41%HDFC Bank Ltd. 7.25%Kotak Mahindra Bank Ltd. 3.22%State Bank of India 2.32%Axis Bank Ltd. 1.76%Cement & Cement Products 3.20%Ultratech Cement Ltd. 1.96%Shree Cement Ltd. 1.25%Chemicals 0.68%SRF Ltd. 0.68%Construction Project 2.27%Larsen & Toubro Ltd. 2.27%Consumer Durables 2.53%Titan Company Ltd. 2.15%Voltas Ltd. 0.38%Consumer Non Durables 7.64%Hindustan Unilever Ltd. 2.39%Asian Paints Ltd. 1.55%Tata Consumer Products Ltd. 1.50%Nestle India Ltd. 1.15%United Spirits Ltd. 1.06%Ferrous Metals 0.74%Tata Steel Ltd. 0.74%Finance 8.90%Bajaj Finance Ltd. 6.06%HDFC Ltd. 2.85%

Gas 1.20%

GAIL (India) Ltd. 0.69%

Indraprastha Gas Ltd. 0.52%

Insurance 5.79%

Bajaj Finserv Ltd. 3.60%

HDFC Life Insurance Company Ltd. 0.97%

SBI Life Insurance Company Ltd. 0.61%

ICICI Lombard General Insurance Co. Ltd. 0.61%

Non - Ferrous Metals 1.17%

Hindalco Industries Ltd. 1.17%

Petroleum Products 5.63%

Reliance Industries Ltd. 5.11%

Hindustan Petroleum Corporation Ltd. 0.44%

Reliance Industries Ltd. Partly Paid Up Fv 5 0.08%

Pharmaceuticals 5.61%

Divi's Laboratories Ltd. 2.13%

Dr. Reddy's Laboratories Ltd. 1.01%

Torrent Pharmaceuticals Ltd. 0.93%

Cipla Ltd. 0.61%

Biocon Ltd. 0.49%

Gland Pharma Ltd. 0.46%

Retailing 5.09%

Avenue Supermarts Ltd. 5.09%

Software 16.64%

Infosys Ltd. 8.41%

Tata Consultancy Services Ltd. 5.53%

HCL Technologies Ltd. 1.56%

Wipro Ltd. 1.14%

Telecom - Services 2.46%

Bharti Airtel Ltd. 2.42%

Bharti Airtel Ltd Rights off 535 Inr 0.04%

Equity Holdings Total 97.06%

Cash & Other Receivables Total 2.94%

Grand Total 100.00%

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked

instruments of large cap and midcap companies.

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 TRI, ## NIFTY 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The

performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 - - 7,90,000

Market Value as on 0, 2021 ( ) September 3 ₹ 1,52,364 5,52,939 9,81,113 - - 14,45,833

Returns (CAGR) (%) 53.66 29.98 19.77 - - 18.12



58.92 34.36 22.29

49.08 28.99 20.59

-

-

-

-

19.72

18.06

SCHEME FEATURES INVESTMENT OBJECTIVE

PORTFOLIO AS ON 30.09.2021

SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty LargeMidcap 250 TRI* Nifty LargeMidcap 250 TRI*SchemeNifty 50 TRI**

Nifty 50 TRI**

1 Year 56.70 67.62 58.54 15,670 16,762 15,854

3 Years 20.05 21.18 18.58 17,329 17,822 16,696

5 Years 15.66 17.56 16.81 20,707 22,460 21,757

Since Inception 14.27 14.91 12.58 24,124 25.023 21,856

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- ₹invested on inception date

thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth thoption. Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 7. Date of allotment is 25th Feb’2015. Past

performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. NA : Not Available. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please

refer page no 36 * Benchmark. ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks

Date of Allotment: February 25, 2015

Fund Size:

AUM as on 30/09/2021: ₹ 1,502.75 Cr:₹1,470.15 CrAverage AUM for September 2021

Benchmark: Nifty LargeMidcap 250 TRI


Fund Manager:Name: Mr. Yogesh PatilExperience: 17+ years

NAV September 30, 2021:as onNAV Regular Plan Direct Plan

Growth ₹ 24.1238 ₹ 26.3567

IDCW ₹ 21.0788 ₹ 22.4443




L :oad Structure

Entry Load - NIL

Exit Load




Top 10 holdings


15.56%

11.33%9.80%

5.82%5.77%5.43%5.35%

4.89%4.14%

3.71%3.38%2.99%

2.44%2.02%1.94%1.88%1.84%1.79%1.55%

1.16%0.98%0.89%0.87%0.83%0.74%

BanksSoftware

ChemicalsPharmaceuticals

RetailingIndustrial Products

Consumer Non DurablesFinance

Consumer DurablesPetroleum Products

TransportationGas

ConstructionLeisure Services

Industrial Capital GoodsTelecom - Services

FertilisersHealthcare Services

Capital MarketsTextile ProductsAuto Ancillaries

PesticidesInsurance

AutoOther Services

Equity HoldingsAuto 0.83%Tata Motors Ltd. 0.83%Auto Ancillaries 0.98%WABCO India Ltd. 0.98%Banks 15.56%ICICI Bank Ltd. 5.84%HDFC Bank Ltd. 4.49%Kotak Mahindra Bank Ltd. 1.58%State Bank of India 1.17%City Union Bank Ltd. 0.96%Axis Bank Ltd. 0.91%The Federal Bank Ltd. 0.62%Capital Markets 1.55%ICICI Securities Ltd. 1.55%Chemicals 9.80%Tata Chemicals Ltd. 2.59%Atul Ltd. 2.07%SRF Ltd. 1.68%Linde India Ltd. 1.39%Vinati Organics Ltd. 1.28%Navin Fluorine International Ltd. 0.80%Construction 2.44%Brigade Enterprises Ltd. 1.38%Puravankara Ltd. 1.06%Consumer Durables 4.14%Voltas Ltd. 1.85%Crompton Greaves Cons Electrical Ltd. 0.86%Bata India Ltd. 0.66%TTK Prestige Ltd. 0.45%Johnson Controls-Hitachi AC India Ltd. 0.32%Consumer Non Durables 5.35%Tata Consumer Products Ltd. 2.01%Hindustan Unilever Ltd. 1.32%3M India Ltd. 1.25%Nestle India Ltd. 0.77%Fertilisers 1.84%Coromandel International Ltd. 1.84%Finance 4.89%Bajaj Finance Ltd. 2.54%Shriram City Union Finance Ltd. 1.38%Cholamandalam Financial Holdings Ltd. 0.97%Gas 2.99%Gujarat State Petronet Ltd. 1.53%GAIL (India) Ltd. 1.46%Healthcare Services 1.79%Dr. Lal Path Labs Ltd. 0.99%Syngene International Ltd. 0.80%

Industrial Capital Goods 1.94%Lakshmi Machine Works Ltd. 1.08%Honeywell Automation India Ltd. 0.86%Industrial Products 5.43%Cummins India Ltd. 1.88%Carborundum Universal Ltd. 1.39%Schaeffler India Ltd. 1.01%Supreme Industries Ltd. 0.97%RHI Magnesita India Ltd. 0.17%Insurance 0.87%HDFC Life Insurance Company Ltd. 0.87%Leisure Services 2.02%The Indian Hotels Company Ltd. 1.10%Devyani International Ltd. 0.92%Other Services 0.74%Quess Corp Ltd. 0.74%Pesticides 0.89%Astec LifeSciences Ltd. 0.89%Petroleum Products 3.71%Reliance Industries Ltd. 2.16%Hindustan Petroleum Corporation Ltd. 1.56%Pharmaceuticals 5.82%Biocon Ltd. 1.86%IPCA Laboratories Ltd. 1.73%Ajanta Pharma Ltd. 0.87%Dr. Reddy's Laboratories Ltd. 0.82%Sanofi India Ltd. 0.54%Retailing 5.77%Avenue Supermarts Ltd. 2.63%Info Edge (India) Ltd. 1.15%Trent Ltd. 1.05%Aditya Birla Fashion and Retail Ltd. 0.94%Software 11.33%Infosys Ltd. 5.79%Tata Consultancy Services Ltd. 3.08%HCL Technologies Ltd. 1.56%Birlasoft Ltd. 0.90%Telecom - Services 1.88%Bharti Airtel Ltd. 1.85%Bharti Airtel Ltd Rights off 535 Inr 0.03%Textile Products 1.16%Page Industries Ltd. 1.16%Transportation 3.38%Indian Railway Catering &Tou. Corp. Ltd. 2.56%Transport Corporation of India Ltd. 0.82%Equity Holdings Total 97.11%Cash & Other Receivables Total 2.89%Grand Total 100.00%

8

Invest in



1800-258-5678


OR


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


• Long-Term Capital appreciation.

• A fund that primarily invests in Large and Mid-cap stocks.




The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a

portfolio that in invested substantially in equity and equity related securities of companies engaged in

banking and financial services sector. However there can be no assurance that the investment objective of

the scheme will be achieved.



SCHEME PERFORMANCE

Company % of NAV

SECTOR ALLOCATION (% of NAV)Scheme

Nifty Financial Services TRI*

Nifty Financial Services TRI*

Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 58.21 73.17 58.54 15,821 17,317

25,914

15,854

22,931

3 Years 14,687 17,543 16,696

5 Years 6.45

13.63

18.81

20.54

16.81

18.58

13,668 23,682 21,757

Since Inception 5.24 15.73 13.58 13,952

PeriodCAGR (%)

Value of lumpsum investment of 10,000/-₹invested on inception date


option. Mr. Jaiprakash Toshniwal is managing the above scheme from 6th September 2021 and total no. of schemes managed by him is 7. Date of allotment is 27th March'2015.

Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of

the index. 36. For detailed disclaimer, please refer page no 36

Scheme Type: An open ended equity scheme investing in banking & financial companies

Date of Allotment: March 27, 2015

F :und Size

AUM as on 30/09/2021: ₹ 61.79 Cr

: 61.73 CrAverage AUM for September 2021 ₹

Benchmark: Nifty Financial Services TRI


F M :und anagerName: Mr. Jaiprakash Toshniwal

12+Experience: years

NAV as on September 30, 2021:NAV Regular Plan Direct PlanGrowth ₹ 13.9522 ₹ 14.9533IDCW ₹ 13.9499 ₹ 14.8872




thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty Financial Services TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time.

CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of

the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000

1,39,946 4,69,897

32.28 18.10

43.85 25.71

49.08 28.99

6,00,000 -- 7,80,000

Market Value as on 30, 2021 ( ) September ₹ 7,71,345 -- 10,51,011

Returns (CAGR) (%) 9.99 -- 9.05



20.22

20.59

--

--

19.31

18.24

SIP PERFORMANCE

10

L :oad Structure

Entry Load - NIL

Exit Load




Top 10 holdings

77.64%

11.32%

Banks

Finance

6.37%Insurance

2.00%Capital Markets


Equity Holdings

Banks 77.64%

HDFC Bank Ltd. 23.48%

ICICI Bank Ltd. 16.48%

State Bank of India 8.47%

Axis Bank Ltd. 8.39%

Kotak Mahindra Bank Ltd. 7.21%

The Federal Bank Ltd. 5.27%

City Union Bank Ltd. 4.13%

Bank of Baroda 2.01%

DCB Bank Ltd. 1.78%

RBL Bank Ltd. 0.43%

Capital Markets 2.00%

Central Depository Services (I) Ltd. 2.00%

Finance 11.32%

HDFC Ltd. 7.74%

Bajaj Finance Ltd. 2.77%

Sundaram Finance Ltd. 0.81%

Insurance 6.37%



ICICI Prudential Life Insurance Co Ltd. 1.08%




Grand Total 100.00%

The main investment objective of the scheme is to provide capital growth by investing across Large, Mid &

Small Cap stocks. The investment portfolio of the scheme will be constantly monitored and reviewed to

optimise capital growth. However, there is no assurance that the investment objective of the Schemes will be

realized.


systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,0008,40,000 NA

Market Value as on 0, 2021 ( ) September 3 ₹ 1,42,721 4,95,072 8,66,357 21,90,91612,79,541 NA

Returns (CAGR) (%) 36.98 21.84 14.68 11.5811.82 NA



53.93

49.08

31.29

28.99

20.85

20.59

16.7617.68

16.0117.33

NA

NA



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Scheme

1 Year 44.96 62.87 58.54 14,496 16,287 15,854

3 Years 14.65 19.44 18.58 15,085 17,063 16,696

5 Years 11.08 16.61 16.81 16,919 21,569 21,757


PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date


option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 7. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was

launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.

The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.

Nifty 500 TRI* Nifty 500 TRI* Nifty 50 TRI** Nifty 50 TRI**

Scheme Type: An open ended dynamic equity scheme investing across large cap, mid cap andsmall cap stocks.

Date of Allotment: April 15, 1993

Fund Size:

AUM as on 30/09/2021: ₹ 427.70 Cr: ₹ 428.94 CrAverage AUM for September 2021



Fund Manager:Name: Mr. Yogesh PatilExperience: years17+

NAV September 30, 2021:as on NAV Regular Plan Direct Plan

Growth ₹ 66.9560 ₹ 71.3318

IDCW ₹ 21.9133 ₹ 25.6127


Annual Portfolio Turnover Ratio: 0.35 times


11

L S :oad tructure

Entry Load - NIL

Exit Load




Top 10 holdings


23.38%

17.71%

11.39%

6.66%

4.92%

4.28%

4.15%

3.38%

2.96%

2.91%

2.80%

2.05%

1.85%

1.78%1.38%

1.28%

1.26%

0.98%0.95%

0.70%

0.65%

Banks

Software

Consumer Non Durables

Pharmaceuticals

Gas

Consumer Durables

Finance

Transportation

Insurance

Telecom - Services

Fertilisers

Construction

Auto

Chemicals

Leisure Services

Capital Markets

Textile Products

Industrial Capital GoodsNon - Ferrous Metals

Ferrous Metals

Other Services

Equity HoldingsAuto 1.85%Tata Motors Ltd. 0.95%Maruti Suzuki India Ltd. 0.90%Banks 23.38%ICICI Bank Ltd. 7.96%HDFC Bank Ltd. 7.26%Kotak Mahindra Bank Ltd. 3.21%State Bank of India 1.94%Axis Bank Ltd. 1.18%The Federal Bank Ltd. 0.94%City Union Bank Ltd. 0.88%Capital Markets 1.28%Multi Commodity Exchange of India Ltd. 1.28%Chemicals 1.78%Linde India Ltd. 0.90%SRF Ltd. 0.88%Construction 2.05%Ashoka Buildcon Ltd. 1.26%Puravankara Ltd. 0.79%Consumer Durables 4.28%Titan Company Ltd. 1.49%TTK Prestige Ltd. 1.31%Orient Electric Ltd. 0.59%Relaxo Footwears Ltd. 0.46%Johnson Controls-Hitachi AC India Ltd. 0.43%Consumer Non Durables 11.39%Hindustan Unilever Ltd. 3.53%Nestle India Ltd. 2.00%Kansai Nerolac Paints Ltd. 1.97%Asian Paints Ltd. 1.82%Dabur India Ltd. 1.25%3M India Ltd. 0.81%Ferrous Metals 0.70%Tata Steel Ltd. 0.70%Fertilisers 2.80%Coromandel International Ltd. 2.80%Finance 4.15%HDFC Ltd. 2.26%Shriram City Union Finance Ltd. 1.06%Can Fin Homes Ltd. 0.83%

Gas 4.92%Gujarat Gas Ltd. 2.36%GAIL (India) Ltd. 1.00%Gujarat State Petronet Ltd. 0.89%Indraprastha Gas Ltd. 0.67%Industrial Capital Goods 0.98%Honeywell Automation India Ltd. 0.98%Insurance 2.96%SBI Life Insurance Company Ltd. 1.33%HDFC Life Insurance Company Ltd. 0.92%ICICI Lombard General Insurance Co. Ltd. 0.70%Leisure Services 1.38%Devyani International Ltd. 0.90%The Indian Hotels Company Ltd. 0.48%Non - Ferrous Metals 0.95%Hindalco Industries Ltd. 0.95%Other Services 0.65%Quess Corp Ltd. 0.65%Pharmaceuticals 6.66%Biocon Ltd. 2.77%Alkem Laboratories Ltd. 1.02%Pfizer Ltd. 0.90%Dr. Reddy's Laboratories Ltd. 0.77%Sanofi India Ltd. 0.72%Gland Pharma Ltd. 0.47%Software 17.71%Infosys Ltd. 8.58%Tata Consultancy Services Ltd. 5.93%HCL Technologies Ltd. 1.96%Tech Mahindra Ltd. 1.25%Telecom - Services 2.91%Bharti Airtel Ltd. 2.87%Bharti Airtel Ltd Rights off 535 Inr 0.05%Textile Products 1.26%Himatsingka Seide Ltd. 1.26%Transportation 3.38%Container Corporation of India Ltd. 1.70%Transport Corporation of India Ltd. 1.69%Equity Holdings Total 97.43%Cash & Other Receivables Total 2.57%Grand Total 100.00%


systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in

the stock markets. An open ended equity linked tax saving Scheme which offers investors the opportunity to

seek Tax rebate u/s 80C of the Income Tax Act 1961. However, there is no assurance that the investment

objective of the Schemes will be realized.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on September, 2021 ( ) ₹ 1,49,980 5,25,877 9,37,053 14,41,804 26,73,244

Returns (CAGR) (%) 49.49 26.25 17.88 15.16 15.30



53.93

49.08

31.29

28.99

20.85 17.68

20.59 17.33

16.76

16.01



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty 500 TRI* Nifty 500 TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 54.37 62.87 58.54 15,437

16,232

16,287 15,854

3 Years 17.47 19.44 18.58 17,063 16,696

5 Years 14.16 16.61 16.81 19,399 21,569 21,757

Since Inception 9.87 15.61 13.96 1,00,615 3,50,417 2,46,361

PeriodCAGR (%)



option. Mr. Yogesh Patil is managing the above scheme from 18th September 2020 and total no. of schemes managed by him is 7. Past performance may or may not be

sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns.

*Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.

Scheme Type: An open ended equity linked

saving scheme with a statutory lock in of 3 years

and tax benefit.

Date of Allotment: March 31,1997

F :und Size

AUM as on 30/09/2021: ₹ 410.87 Cr: ₹ 410.14 CrAverage AUM for September 2021

Load Structure:Entry Load: Nil

Exit Load: Nil (Subject to lock-in period of 3

years)


Minimum Investment (lumpsum): ₹ 500/-

F M :und anager

Name: Mr. Yogesh Patil

Experience: years17+


Growth ₹ 100.6146 ₹ 109.9622

IDCW ₹ 23.1259 ₹ 26.4830




12

Top 10 holdings


21.75%

16.56%

8.59%

8.12%

6.67%6.09%

5.90%4.74%

2.99%

2.89%

2.71%

2.19%

1.79%

1.79%

1.74%

1.52%

1.09%

0.98%

BanksSoftware

RetailingPharmaceuticals


Chemicals

Consumer DurablesFinance

Petroleum ProductsInsurance

Telecom - ServicesAuto

Construction

Gas

Leisure Services

Textile Products

Fertilisers

Capital Markets

Equity HoldingsAuto 2.19%Maruti Suzuki India Ltd. 1.14%Mahindra & Mahindra Ltd. 1.05%Banks 21.75%ICICI Bank Ltd. 8.70%HDFC Bank Ltd. 7.33%Kotak Mahindra Bank Ltd. 2.92%Axis Bank Ltd. 1.36%City Union Bank Ltd. 0.82%State Bank of India 0.63%Capital Markets 0.98%ICICI Securities Ltd. 0.98%Chemicals 6.09%Atul Ltd. 1.95%Tata Chemicals Ltd. 1.77%Vinati Organics Ltd. 1.49%SRF Ltd. 0.88%Construction 1.79%Brigade Enterprises Ltd. 1.79%Consumer Durables 5.90%Titan Company Ltd. 1.85%Voltas Ltd. 1.65%Bata India Ltd. 1.00%Crompton Greaves Cons Electrical Ltd. 0.81%Orient Electric Ltd. 0.58%Consumer Non Durables 6.67%Tata Consumer Products Ltd. 2.17%Hindustan Unilever Ltd. 2.05%Asian Paints Ltd. 1.18%Nestle India Ltd. 0.76%Kansai Nerolac Paints Ltd. 0.50%Fertilisers 1.09%Coromandel International Ltd. 1.09%Finance 4.74%Bajaj Finance Ltd. 3.69%HDFC Ltd. 1.05%

Gas 1.79%GAIL (India) Ltd. 0.95%Gujarat State Petronet Ltd. 0.84%Insurance 2.89%SBI Life Insurance Company Ltd. 1.18%ICICI Lombard General Insurance Co. Ltd. 0.92%ICICI Prudential Life Insurance Co Ltd. 0.79%Leisure Services 1.74%The Indian Hotels Company Ltd. 1.74%Petroleum Products 2.99%Reliance Industries Ltd. 2.99%Pharmaceuticals 8.12%IPCA Laboratories Ltd. 1.76%Divi's Laboratories Ltd. 1.60%Hikal Ltd. 1.49%Biocon Ltd. 1.38%Cipla Ltd. 0.88%Torrent Pharmaceuticals Ltd. 0.60%Gland Pharma Ltd. 0.41%Retailing 8.59%Avenue Supermarts Ltd. 4.60%Aditya Birla Fashion and Retail Ltd. 1.58%Info Edge (India) Ltd. 1.23%Trent Ltd. 1.18%Software 16.56%Infosys Ltd. 8.55%Tata Consultancy Services Ltd. 5.56%HCL Technologies Ltd. 2.45%Telecom - Services 2.71%Bharti Airtel Ltd. 2.67%Bharti Airtel Ltd Rights off 535 Inr 0.04%

Textile Products 1.52%Page Industries Ltd. 0.82%Himatsingka Seide Ltd. 0.69%Equity Holdings Total 98.11%Cash & Other Receivables Total 1.89%Grand Total 100.00%

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty Infrastructure TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method

(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is

for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the

scheme is benchmarked to the Total Return variant of the index.

The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity

related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,

there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000

1,56,951

61.79

61.01

49.08

3,60,000 6,00,000 8,40,000 16,20,00012,00,000

Market Value as on September 30, 2021 ( ) ₹ 5,46,016 9,27,865 13,72,356 34,38,93323,42,652

Returns (CAGR) (%) 29.03 17.48 13.78 10.5012.84



31.73

28.99

19.32 14.83

20.59 17.33

8.8512.19

14.5216.01



SCHEME PERFORMANCE

SIP PERFORMANCE



SchemeNifty Infrastructure

TRI*Nifty Infrastructure

TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 73.49 65.65 58.54 17,349 16,565 15,854

3 Years 18.52 21.21 18.58 16,671 17,836 16,696

5 Years 12.60 14.35 16.81 18,104 19,556 21,757

Since Inception 5.80 2.97 11.75 21,434 14,854 44,972

PeriodCAGR (%)



option. Mr. Yogesh Patil managing the above scheme from 18th September 2020 and total no. of schemes managed by him is 7. Past performance may or may not be sustained

in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **

Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36

Scheme Type: An open ended equity scheme

investing in infrastructure companies.


F :und Size

AUM as on 30/09/2021: ₹ 78.66 Cr


Benchmark: Nifty Infrastructure TRI


F M :und anager

Name: Mr. Yogesh Patil

Experience: years17+


Growth ₹ 21.4345 ₹ 23.4026

IDCW ₹ 21.4359 ₹ 23.0753




13


Exit Load




Top 10 holdings


15.37%

14.65%

12.23%

12.07%

10.04%

8.53%

7.68%

4.47%

4.09%

4.07%

2.86%

1.03%

0.45%

Industrial Products

Cement & Cement Products

Construction

Gas

Transportation

Petroleum Products

Telecom - Services


Chemicals

Industrial Capital Goods

Construction Project


Ferrous Metals

Equity Holdings

Cement & Cement Products 14.65%

Ultratech Cement Ltd. 6.60%

JK Lakshmi Cement Ltd. 2.59%

ACC Ltd. 2.29%

The Ramco Cements Ltd. 1.89%

Orient Cement Ltd. 1.28%

Chemicals 4.09%

Linde India Ltd. 4.09%

Construction 12.23%

Brigade Enterprises Ltd. 5.05%

KNR Constructions Ltd. 3.23%

Ashoka Buildcon Ltd. 2.82%

Puravankara Ltd. 1.12%

Construction Project 2.86%

Larsen & Toubro Ltd. 2.86%

Consumer Non Durables 1.03%

3M India Ltd. 1.03%

Ferrous Metals 0.45%

Tata Steel Long Products Ltd. 0.45%

Gas 12.07%

Gujarat State Petronet Ltd. 4.85%



Mahanagar Gas Ltd. 0.91%

Industrial Capital Goods 4.07%

Honeywell Automation India Ltd. 2.12%

Lakshmi Machine Works Ltd. 1.95%

Industrial Products 15.37%

Cummins India Ltd. 3.11%

SKF India Ltd. 2.93%

Timken India Ltd. 2.77%

KSB Ltd. 1.98%

Carborundum Universal Ltd. 1.90%

Bharat Forge Ltd. 0.95%

Elgi Equipments Ltd. 0.92%

RHI Magnesita India Ltd. 0.79%





Indian Oil Corporation Ltd. 2.80%




RailTel Corporation of India Ltd. 0.47%


Transportation 10.04%

Transport Corporation of India Ltd. 4.84%

Container Corporation of India Ltd. 3.07%

Blue Dart Express Ltd. 2.12%



Grand Total 100.00%

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # S&P BSE SENSEX TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking

errors. However, there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 22,50,000

15.48

Market Value as on 0, 2021 ( ) September 3 ₹ 1,47,748 5,33,350 9,80,130 15,01,167 25,92,307 84,43,082

Returns (CAGR) (%) 45.61 27.29 19.73 16.30 14.73 12.65



47.50

49.08

28.65

28.99

21.07 17.73

20.59 17.33

16.30

15.0816.01



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 54.84 56.96 58.54 15,484 15,696 15,854

3 Years 17.78 19.03 18.58 16,360 16,888 16,696

5 Years

Since Inception

16.09 17.60 16.81 21,093 22,498 21,757

14.16 18.42 17.78 1,21,058 2,41,490 2,17,866

PeriodCAGR (%)



option. Mr. Jaiprakash Toshniwal is managing the above scheme from 6th September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be

sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *

Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.

Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index

Date of Allotment: December 05, 2002

F :und Size

AUM as on 30/09/2021: ₹ 42.67 Cr


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days

Benchmark: S&P BSE Sensex TRI


F M :und anagerName: M . r Jaiprakash ToshniwalExperience: years12+


Growth ₹ 109.8190 ₹ 114.7548

IDCW ₹ 37.6412 ₹ 38.4766



Risk Measures:Tracking Error 0.40%

14

Top 10 holdings


28.94%

18.85%

12.48%

10.73%

10.15%

3.42%

3.15%

2.59%

2.25%

2.02%

1.63%

1.54%

1.38%

1.30%

Banks

Software

Petroleum Products

Finance


Auto


Telecom - Services

Pharmaceuticals

Power

Insurance

Ferrous Metals

Consumer Durables


Equity Holdings

Auto 3.42%

Maruti Suzuki India Ltd. 1.49%

Mahindra & Mahindra Ltd. 1.17%

Bajaj Auto Ltd. 0.76%

Banks 28.94%






IndusInd Bank Ltd. 1.02%





Consumer Durables 1.38%

Titan Company Ltd. 1.38%


Hindustan Unilever Ltd. 3.70%

ITC Ltd. 3.16%

Asian Paints Ltd. 2.23%

Nestle India Ltd. 1.05%


Tata Steel Ltd. 1.54%

Finance 10.73%

HDFC Ltd. 7.62%


Insurance 1.63%





Sun Pharmaceutical Industries Ltd. 1.35%


Power 2.02%

NTPC Ltd. 1.03%

Power Grid Corporation of India Ltd. 0.99%

Software 18.85%

Infosys Ltd. 9.42%



Tech Mahindra Ltd. 1.31%





Cash & Other Receivables Total -0.45%

Grand Total 100.00%

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # NIFTY 50 TRI, ## S&P BSE SENSEX TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,

there is no assurance that the investment objective of the Schemes will be realized.



15.48

Market Value as on 0, 2021 ( ) September 3 ₹ 1,48,480 5,34,323 9,65,314 14,76,589 25,58,126 80,39,298

Returns (CAGR) (%) 46.88 27.42 19.10 15.83 14.48 12.22



49.08

47.50

28.99

28.65

20.59 17.33

21.07 17.73

16.01 15.08

16.30



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 56.11 58.54 56.96 15,611 15,854 15,696

3 Years 17.15 18.58 19.03 16,099 16,696 16,888

5 Years 15.19 16.81 17.60 20,285 21,757 22,498

Since Inception 13.40 17.78 18.42 1,06,792 2,17,866 2,41,490

PeriodCAGR (%)




sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns.

*Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.

Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index


F :und Size

AUM as on 30/09/2021: ₹ 50.43 Cr


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days





Growth ₹ 96.9200 ₹ 101.3387

IDCW ₹ 35.7533 ₹ 37.3467




15

Top 10 holdings


25.07%

17.43%

11.61%

9.92%

9.18%

4.70%

3.38%

2.89%

2.70%

2.45%

2.16%

2.16%

1.73%

1.18%

0.93%

0.71%

0.69%

0.51%

0.50%

Banks

Software

Petroleum Products


Finance

Auto

Pharmaceuticals

Insurance



Ferrous Metals

Telecom - Services

Power

Consumer Durables


Transportation

Oil

Pesticides

Minerals/Mining

Equity HoldingsAuto 4.70%Maruti Suzuki India Ltd. 1.27%Mahindra & Mahindra Ltd. 1.01%Tata Motors Ltd. 0.78%Bajaj Auto Ltd. 0.65%Eicher Motors Ltd. 0.51%Hero MotoCorp Ltd. 0.48%Banks 25.07%HDFC Bank Ltd. 9.12%ICICI Bank Ltd. 6.36%Kotak Mahindra Bank Ltd. 3.86%Axis Bank Ltd. 2.58%State Bank of India 2.27%IndusInd Bank Ltd. 0.88%Yes Bank Ltd. 0.00%Cement & Cement Products 2.45%Ultratech Cement Ltd. 1.12%Grasim Industries Ltd. 0.83%Shree Cement Ltd. 0.50%Construction Project 2.70%Larsen & Toubro Ltd. 2.70%Consumer Durables 1.18%Titan Company Ltd. 1.18%Consumer Non Durables 9.92%Hindustan Unilever Ltd. 3.16%ITC Ltd. 2.70%Asian Paints Ltd. 1.91%Nestle India Ltd. 0.90%Tata Consumer Products Ltd. 0.64%Britannia Industries Ltd. 0.61%Ferrous Metals 2.16%Tata Steel Ltd. 1.32%JSW Steel Ltd. 0.84%Finance 9.18%HDFC Ltd. 6.51%Bajaj Finance Ltd. 2.67%

Insurance 2.89%Bajaj Finserv Ltd. 1.41%HDFC Life Insurance Company Ltd. 0.78%SBI Life Insurance Company Ltd. 0.70%

Minerals/Mining 0.50%Coal India Ltd. 0.50%Non - Ferrous Metals 0.93%Hindalco Industries Ltd. 0.93%Oil 0.69%Oil & Natural Gas Corporation Ltd. 0.69%Pesticides 0.51%UPL Ltd. 0.51%Petroleum Products 11.61%Reliance Industries Ltd. 10.68%Bharat Petroleum Corporation Ltd. 0.52%Indian Oil Corporation Ltd. 0.41%Pharmaceuticals 3.38%Sun Pharmaceutical Industries Ltd. 1.15%Divi's Laboratories Ltd. 0.80%Dr. Reddy's Laboratories Ltd. 0.77%Cipla Ltd. 0.65%Power 1.73%NTPC Ltd. 0.88%Power Grid Corporation of India Ltd. 0.85%Software 17.43%Infosys Ltd. 8.14%Tata Consultancy Services Ltd. 5.13%HCL Technologies Ltd. 1.82%Wipro Ltd. 1.23%Tech Mahindra Ltd. 1.12%Telecom - Services 2.16%Bharti Airtel Ltd. 2.13%Bharti Airtel Ltd Rights off 535 Inr 0.04%

Transportation 0.71%Adani Ports & Special Economic Zone Ltd. 0.71%Equity Holdings Total 99.91%Cash & Other Receivables Total 0.09%Grand Total 100.00%

The investment objective of the scheme is to provide returns that closely correspond to the total returns of

securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 58.16

18.41

58.54

18.58

56.96

19.03

15,816

16,625

15,854

16,696

15,696

16,8883 Years

16.65 16.81 17.60 21,603 21,757 22,4985 Years

Since Inception 15.98 16.21 16.55 23,862 24,134 24,558

PeriodCAGR (%)





Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.


Date of Allotment: November 20, 2015

F :und Size

AUM as on 30/09/2021: ₹ 646.53 Cr


Load Structure:Entry Load: Exit Load: Nil Nil

Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).


Minimum Investment (lumpsum): For Subscription / Redemption of units

directly with Mutual Fund : 50,000 units.

For Purchase through Stock Exchange: 1 unit


NAV as on September 30, 2021:NAV Regular Plan

Growth ₹ 187.4767

E :xpense Ratio Regular: 0.10%(for detailed bifurcation on TER, please see page no 36)



16

Top 10 holdings


25.07%

17.42%

11.61%

9.92%

9.17%

4.70%

3.39%

2.88%

2.69%

2.47%

2.16%2.16%

1.73%

1.18%

0.93%

0.71%

0.69%

0.51%

0.50%

Banks

Software

Petroleum Products


Finance

Auto

Pharmaceuticals

Insurance



Ferrous MetalsTelecom - Services

Power

Consumer Durables


Transportation

Oil

Pesticides

Minerals/Mining

Equity Holdings

Auto 4.70%



Tata Motors Ltd. 0.78%


Eicher Motors Ltd. 0.51%

Hero MotoCorp Ltd. 0.48%

Banks 25.07%







Yes Bank Ltd. 0.00%



Grasim Industries Ltd. 0.84%

Shree Cement Ltd. 0.52%







ITC Ltd. 2.70%



Tata Consumer Products Ltd. 0.64%

Britannia Industries Ltd. 0.61%



JSW Steel Ltd. 0.85%

Finance 9.17%

HDFC Ltd. 6.50%


Insurance 2.88%




Minerals/Mining 0.50%

Coal India Ltd. 0.50%



Oil 0.69%

Oil & Natural Gas Corporation Ltd. 0.69%

Pesticides 0.51%

UPL Ltd. 0.51%



Bharat Petroleum Corporation Ltd. 0.53%






Cipla Ltd. 0.65%

Power 1.73%

NTPC Ltd. 0.88%


Software 17.42%

Infosys Ltd. 8.13%



Wipro Ltd. 1.23%






Adani Ports & Special Economic Zone Ltd. 0.71%



Grand Total 100.00%

The investment objective of the scheme is to provide returns that, closely correspond to the total returns of

the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same

proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be

achieved.



SCHEME PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 56.68 56.96 58.54 15,668

16,854

15,696

16,888

15,854

16,6963 Years 18.95 19.03 18.58

17.52 17.60 16.81 22,424 22,498 21,7575 Years

Since Inception 16.35 16.42 16.09 24,204 24,298 23,894

PeriodCAGR (%)






Scheme Type: An open ended scheme replicating/tracking Sensex Index


F :und Size

AUM as on 30/09/2021: ₹ 540.46 Cr




Benchmark: S&P BSE Sensex TRI


directly with Mutual Fund : ,000 units.2



NAV as on September 30, 2021:NAV Regular Plan

Growth ₹ 632.8420




17

Top 10 holdings


28.25%

18.90%

12.52%

10.76%

10.19%

3.43%

3.16%

2.59%

2.26%

2.03%

1.65%

1.54%

1.38%

1.31%

Banks

Software

Petroleum Products

Finance


Auto


Telecom - Services

Pharmaceuticals

Power

Insurance

Ferrous Metals

Consumer Durables


Equity Holdings

Auto 3.43%




Banks 28.25%















ITC Ltd. 3.17%





Finance 10.76%

HDFC Ltd. 7.63%


Insurance 1.65%







Power 2.03%

NTPC Ltd. 1.03%


Software 18.90%

Infosys Ltd. 9.44%









Grand Total 100.00%


securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 100 TRI* NIFTY 100 TRI*S&P BSE100 TRI**

Scheme

1 Year 57.83

17.91

58.51

18.34

58.92

18.51

15,783

16,416

15,851

16,594

15,892

16,6693 Years

16.12 16.49 16.54 21,125 21,455 21,5095 Years

Since Inception 17.72 18.14 18.24 24,697 25,197 25,312

PeriodCAGR (%)








F :und Size

AUM as on 30/09/2021: ₹ 500.21 Cr






directly with Mutual Fund : 0,000 units.2,0



NAV September 30, 2021:as onNAV Regular Plan Growth ₹ 187.7377




18

Top 10 holdings

S&P BSE100 TRI**


22.16%

15.23%

10.57%

10.17%

9.06%

4.11%

4.04%

3.16%

2.64%

2.53%

2.31%

2.13%

2.09%

1.40%

1.27%

1.21%

1.07%

0.83%

0.59%

0.53%

0.51%

0.48%

0.41%

0.35%

0.29%

0.21%

0.18%

0.15%

Banks

Software


Petroleum Products

Finance

Pharmaceuticals

Auto

Insurance


Power


Telecom - Services

Ferrous Metals

Consumer Durables

Retailing


Minerals/Mining

Transportation

Oil

Gas

Healthcare Services

Pesticides

Chemicals

Leisure Services

Construction


Capital Markets

Auto Ancillaries

Equity Holdings

Auto 4.04%



Tata Motors Ltd. 0.67%


Eicher Motors Ltd. 0.43%

Hero MotoCorp Ltd. 0.41%

Auto Ancillaries 0.15%

Bosch Ltd. 0.15%

Banks 22.16%







Bandhan Bank Ltd. 0.21%

Yes Bank Ltd. 0.18%

Bank of Baroda 0.14%

Punjab National Bank 0.13%

Yes Bank Ltd. 0.00%

Capital Markets 0.18%

HDFC Asset Management Company Ltd. 0.18%



Grasim Industries Ltd. 0.71%

Shree Cement Ltd. 0.43%

Ambuja Cements Ltd. 0.33%

ACC Ltd. 0.21%

Chemicals 0.41%

Pidilite Industries Ltd. 0.41%

Construction 0.29%

DLF Ltd. 0.29%





Havells India Ltd. 0.39%



ITC Ltd. 2.32%




Britannia Industries Ltd. 0.52%

Godrej Consumer Products Ltd. 0.44%

Dabur India Ltd. 0.40%

Marico Ltd. 0.32%

United Spirits Ltd. 0.28%

Colgate Palmolive (India) Ltd. 0.25%

Berger Paints (I) Ltd. 0.22%

Procter & Gamble Hygiene&HealthCare Ltd. 0.15%



JSW Steel Ltd. 0.73%

Steel Authority of India Ltd. 0.12%

Jindal Steel & Power Ltd. 0.11%

Finance 9.06%

HDFC Ltd. 5.57%


Piramal Enterprises Ltd. 0.35%

Bajaj Holdings & Investment Ltd. 0.27%

SBI Cards & Payment Services Ltd. 0.26%

Muthoot Finance Ltd. 0.18%

Cholamandalam Investment & Fin Co Ltd. 0.14%

Gas 0.53%



Healthcare Services 0.51%

Apollo Hospitals Enterprise Ltd. 0.51%

Industrial Capital Goods 0.21%

Siemens Ltd. 0.21%

Insurance 3.16%





ICICI Prudential Life Insurance Co Ltd. 0.29%

Leisure Services 0.35%

Jubilant Foodworks Ltd. 0.35%

Minerals/Mining 1.07%

Adani Enterprises Ltd. 0.45%

Coal India Ltd. 0.43%

NMDC Ltd. 0.18%



Vedanta Ltd. 0.41%

Oil 0.59%

Oil & Natural Gas Corporation Ltd. 0.59%

Pesticides 0.48%

P I INDUSTRIES LIMITED 0.27%

UPL Ltd. 0.21%



Bharat Petroleum Corporation Ltd. 0.45%


Hindustan Petroleum Corporation Ltd. 0.21%





Cipla Ltd. 0.56%

Lupin Ltd. 0.26%

Aurobindo Pharma Ltd. 0.23%

Gland Pharma Ltd. 0.21%

Biocon Ltd. 0.19%


Cadila Healthcare Ltd. 0.16%

Power 2.53%

NTPC Ltd. 0.76%


Adani Green Energy Ltd. 0.56%

Adani Transmission Ltd. 0.48%

Retailing 1.27%


Info Edge (India) Ltd. 0.56%

Software 15.23%

Infosys Ltd. 6.98%



Wipro Ltd. 1.05%


Larsen & Toubro Infotech Ltd. 0.29%



Indus Towers Ltd. 0.28%



Adani Ports & Special Economic Zone Ltd. 0.61%

InterGlobe Aviation Ltd. 0.22%



Grand Total 100.00%


securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no

assurance that the objective of the scheme will be achieved.

Company Rating % of NAV

99.64%

0.36%

>365 days

Cash & OtherReceivables



SCHEME PERFORMANCE

MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)

Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*

1 Year 3.97 4.48 3.88 10,397 10,448 10,388

3 Years 9.79 10.22 9.17 13,245 13,400 13,020

6.78 7.18 6.17 13,886 14,146 13,4915 Years

Since Inception 7.89 8.27 7.34 16,724 17,123 16,153

PeriodCAGR (%)


thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total

no. of schemes managed by him is 10. Also, Mr. Sanjay Pawar is co managing the above scheme from 1st September, 2020 and total no. of schemes managed by him is 2. Date of allotment is 24th Dec'2014. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index


F :und Size

AUM as on 30/09/2021: ₹ 927.25 Cr

: 844.03 CrAverage AUM for september 2021 ₹


Benchmark: Nifty 8-13 yr G-Sec Index

Minimum Investment (lumpsum):For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.

F M :und anagerName: Mr. Marzban IraniExperience: years20+

NAV September 30, 2021:as on NAV Regular Plan

Growth ₹ 22.4260


Risk Measures:

Tracking Error: 1.21 %

Portfolio Metrics:Average Maturity 8.75 yearsMacaulay Duration 6.83 yearsModified Duration 6.62 yearsYTM 6.15%

19

Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 13+ years

99.64%

0.36%

Sovereign

Cash & OtherReceivables


Government Bond & Treasury Bill

Government Bond

6.10% Govt of India Red 12-07-2031 SOV 34.21%





Government Bond Total 99.64%

Government Bond & Treasury Bill Total 99.64%

Cash & Other Receivables 0.36%

Grand Total 100.00%

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according

to the selection of plan by investing in equities and debt. However, there is no assurance that the investment

objective of the Schemes will be realized.

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 TRI.

Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using

XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment


promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

the Index are not available for since inception, hence performance for such period is not available.

Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹

Regular

Aug 31, 2021

Sept 28, 2021

10.0000

10.0000

10.0000

15.3384 0.1000

Direct

10.0000

10.0000

10.0000

17.3061 0.1000

12.11%

1.90%

8.79%

77.20%

Cash & Other Receivables

Up to 365 days

Equity Instruments

>365 days



NA

NA

NA

NA

Market Value as on September 30, 2021 ( ) ₹ 1,37,114 4,67,514 8,22,744 12,24,374 20,63,141

Returns (CAGR) (%) 27.53 17.74 12.59 10.58 10.45



34.12

49.08

23.36

28.99

17.14 15.08

20.59 17.33

14.43

16.00



SCHEME PERFORMANCE

SIP PERFORMANCEMATURITY PROFILE (% of NAV)

Income Distribution cum Capital Withdrawal (IDCW) istory H



SchemeCRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 34.76 39.66 58.54 13,476 13,966 15,854

3 Years 13.35 16.97 18.58 14,577 16,025 16,696

5 Years 9.46 14.17 16.81 15,718 19,407 21,757

Since Inception 8.91 NA 14.91 1,38,019 NA 7,21,004

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested on ₹inception date

thAbove returns as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option.

Mr. Yogesh Patil (Equity Portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,

2016. Also, Mr. Karan Doshi is co managing the above scheme from 6th September, 2021. Total no. of schemes managed by Mr. Yogesh Patil is 7, by Mr. Marzban Irani is 10 and

Mr. Karan Doshi is 3. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the

required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the

index. For complete detailed, please refer page no 36.

After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Scheme Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments.

Date of Allotment: January 01, 1991

F :und Size

AUM as on 30/09/2021: ₹ 487.61 Cr


Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index


F M :und anagerName: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & years respectively17+ 20+


Growth ₹ 138.0185 ₹ 150.3155

IDCW ₹ 15.4154 ₹ 17.2271

Expense Ratio: Regular: 2.60%; Direct: 1.38%

(for detailed bifurcation on TER, please see page no 36)


Risk Measures:Standard Deviation 4.32Portfolio Beta 1.02 Sharpe Ratio 0.1575

20


Exit Load




Top 10 holdings

0.1000

0.1000

0.1000

0.1000

June 29, 2021 14.7257

July 27, 2021 16.4624

July 27, 2021 14.6890


Co-Fund Manager:Name: Mr. Karan Doshi (Equity)Experience: 8+ years

21.00%

14.54%10.74%

4.19%3.49%3.44%3.25%3.09%

2.61%2.55%2.46%

1.77%1.49%1.36%

0.70%0.52%

BanksSoftware


PharmaceuticalsFinance

InsuranceGas

Consumer DurablesTransportation

Construction

FertilisersIndustrial ProductsTelecom - Services

AutoIndustrial Capital Goods

Ferrous Metals

Aug 31, 2021 17.2225

Equity HoldingsAuto 1.36%Maruti Suzuki India Ltd. 1.36%Banks 21.00%ICICI Bank Ltd. 8.58%HDFC Bank Ltd. 6.78%Kotak Mahindra Bank Ltd. 2.21%State Bank of India 1.42%Axis Bank Ltd. 1.30%City Union Bank Ltd. 0.71%Construction 2.55%Brigade Enterprises Ltd. 1.47%Ashoka Buildcon Ltd. 1.08%Consumer Durables 3.09%Titan Company Ltd. 1.33%TTK Prestige Ltd. 0.93%Relaxo Footwears Ltd. 0.61%Johnson Controls-Hitachi AC India Ltd. 0.23%Consumer Non Durables 10.74%Hindustan Unilever Ltd. 2.85%Kansai Nerolac Paints Ltd. 2.24%Nestle India Ltd. 2.09%Asian Paints Ltd. 1.97%Dabur India Ltd. 1.00%3M India Ltd. 0.59%Ferrous Metals 0.52%Tata Steel Ltd. 0.52%Fertilisers 2.46%Coromandel International Ltd. 2.46%Finance 3.49%HDFC Ltd. 2.07%SBI Cards & Payment Services Ltd. 0.70%Can Fin Homes Ltd. 0.38%Shriram City Union Finance Ltd. 0.34%Gas 3.25%Gujarat Gas Ltd. 1.87%GAIL (India) Ltd. 0.94%Gujarat State Petronet Ltd. 0.45%Industrial Capital Goods 0.70%Honeywell Automation India Ltd. 0.70%Industrial Products 1.77%Carborundum Universal Ltd. 1.02%Timken India Ltd. 0.75%Insurance 3.44%

SBI Life Insurance Company Ltd. 1.37%ICICI Lombard General Insurance Co. Ltd. 0.87%ICICI Prudential Life Insurance Co Ltd. 0.68%HDFC Life Insurance Company Ltd. 0.52%Pharmaceuticals 4.19%Biocon Ltd. 2.13%Alkem Laboratories Ltd. 0.95%Pfizer Ltd. 0.66%Sanofi India Ltd. 0.44%Software 14.54%Infosys Ltd. 7.03%Tata Consultancy Services Ltd. 5.06%HCL Technologies Ltd. 1.24%Tech Mahindra Ltd. 1.22%Telecom - Services 1.49%Bharti Airtel Ltd. 1.46%Bharti Airtel Ltd Rights off 535 Inr 0.02%Transportation 2.61%Transport Corporation of India Ltd. 1.38%Container Corporation of India Ltd. 1.23%Equity Holdings Total 77.20%Corporate DebtNon-Convertible DebenturesExport Import Bank of India 1.15%NTPC Ltd. 0.23%Non-Convertible Debentures Total 1.38%Corporate Debt Total 1.38%Government Bond And Treasury BillGovernment Bond5.22% Govt of India Red 15-06-2025 3.11%6.84% Govt of India Red 19-12-2022 3.02%5.63% Govt of India Red 12-04-2026 1.05%7.32% Govt of India Red 28-01-2024 0.44%Government Bond Total 7.62%Treasury Bill182 Days Tbill Red 25-11-2021 5.95%91 Days Tbill Red 07-10-2021 5.33%182 Days Tbill Red 14-10-2021 0.51%182 Days Tbill Red 18-11-2021 0.10%Treasury Bill Total 11.89%Government Bond & Treasury Bill Total 19.52%Cash & Other Receivables Total 1.90%Grand Total 100.00%

The investment objective of the scheme is to generate income by taking advantage of arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment of the equity market along with investments in debt securities & money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.




Scheme Type: An open ended scheme investing in arbitrage opportunities.

Date of Allotment: January 25, 2019

F :und Size

AUM as on 30/09/2021: ₹ 31.94 Cr


Benchmark: Nifty 50 Arbitrage Index


F M :und anagerName: M . (Equity) &r Jaiprakash Toshniwal Mr. Marzban Irani (Debt)Experience: years & years respectively12+ 20+



A P T R :nnual ortfolio urnover atio2.55 times

21

LIC MF

An open ended scheme investing in arbitrage opportunities

RBITRAGE FUND

NAV as on :September 30, 2021

NAV Regular Plan Direct Plan

Growth ₹ 11.1578 ₹ 11.3506

Weekly ₹ 10.8553 ₹ 10.6662IDCW

Monthly ₹ 10.9012 ₹ 10.3208IDCW

Company Company% of NAV % of NAV% of NAV (hedged)

% of NAV (hedged)


Weekly

Weekly Direct

Monthly

Monthly Direct

May, 2020

October, 2019

August, 2019

July, 2019

28 Jan, 2021

29 October, 2019

25 February, 2020

30 December, 2019

0.0891

0.0066

0.0929

0.0485

0.0400

0.0300

0.0600

0.0600

10.0477

10.3368

10.3583

10.3441

10.0000

10.0000

10.0000

10.0000

10.0000

10.0000

After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW distribution nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Top 10 holdings

SCHEME PERFORMANCE

SchemeNIFTY 50

Arbitrage Index*NIFTY 50

Arbitrage Index*SchemeCRISIL 1 YearT-Bill Index**

1 Year 3.07 3.93 3.89 10,307 10,393 10,389

3 Years NA NA NA NA NA NA

5 Years NA NA NA NA NA NA

Since Inception 4.17 4.38 5.82 11,158 11,220 11,638

PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹

invested on inception date

thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Jaiprakash Toshniwal (equity portfolio) is managing the above scheme from 6th September 2021 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 25th January 2019. Total no. of schemes managed by Mr. Jaiprakash Toshniwal is 7 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

thAbove returns are as on 30 September, 2021. Past performance may or may not

be sustained in the future. # NIFTY 50 Arbitrage Index, ## CRISIL 1 Year T-Bill

Index. Assuming ₹ 10,000/- invested systematically on the first Business Day of

every month over a period of time.CAGR returns are computed after accounting for

the cash by using XIRR method (investment internal rate of return) for Regular Plan

- Growth Option. Load is not taken into consideration for computation of

performance. The above investment simulation is for illustrative purpose only and

should not be construed as a promise on minimum returns and safeguard of

capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. Since inception returns are assumed to be starting from the beginning of

the subsequent month from the date of inception. The performance of the scheme

is benchmarked to the Total Return variant of the index.


Total Amount Invested ( )₹ 1,20,000 - 3,20,000

Market Value as on 0, 2021 ( ) September 3 ₹ 1,22.083 3,35,604

Returns (CAGR) (%) 3.24 3.50



4.15

3.80

3.72

4.87

SIP PERFORMANCE

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

SIP Performance disclaimer:

March, 2020 0.0901

April, 2020 0.0268

0.0600

0.0600

25 Nov, 2020 10.0982

29 Dec, 2020 10.0640

CRISIL 1 YearT-Bill Index**


L :oad StructureEntry Load: NilExit Load: Ÿ For redemption/switch out of units on or

before 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil


10.65%

8.24%

7.71%

7.67%

7.02%

6.31%

4.70%

4.58%

4.30%

2.63%

2.19%

0.99%

0.48%

0.44%

0.36%

0.32%

0.29%

0.28%

Auto

Banks

Finance


PharmaceuticalsConsumer Non Durables

Minerals/Mining

Healthcare Services

Consumer Durables

Power

Retailing

Software


Petroleum Products

Insurance

Industrial Products


Leisure Services

Equity HoldingsAuto 10.65% -10.69%Hero MotoCorp Ltd. 4.17% -4.19%Ashok Leyland Ltd. 2.13% -2.15%Bajaj Auto Ltd. 1.83% -1.83%Mahindra & Mahindra Ltd. 1.07% -1.07%Tata Motors Ltd. 0.78% -0.78%Escorts Ltd. 0.67% -0.67%Banks 8.24% -8.28%ICICI Bank Ltd. 4.73% -4.75%Axis Bank Ltd. 3.51% -3.53%Cement & Cement Products 7.67% -7.71%Grasim Industries Ltd. 4.32% -4.34%Ambuja Cements Ltd. 2.95% -2.96%Ultratech Cement Ltd. 0.40% -0.40%Consumer Durables 4.30% -4.33%Havells India Ltd. 4.30% -4.33%Consumer Non Durables 6.31% -6.34%Godrej Consumer Products Ltd. 4.21% -4.23%Tata Consumer Products Ltd. 2.10% -2.11%Finance 7.71% -7.74%Bajaj Finance Ltd. 5.75% -5.76%L&T Finance Holdings Ltd. 1.55% -1.56%HDFC Ltd. 0.23% -0.23%Cholamandalam Investment & Fin Co Ltd. 0.19% -0.19%Healthcare Services 4.58% -4.59%Apollo Hospitals Enterprise Ltd. 4.58% -4.59%Industrial Capital Goods 0.48% -0.48%Siemens Ltd. 0.48% -0.48%Industrial Products 0.32% -0.33%Cummins India Ltd. 0.32% -0.33%Insurance 0.36% -0.36%Bajaj Finserv Ltd. 0.36% -0.36%Leisure Services 0.28% -0.28%

Jubilant Foodworks Ltd. 0.28% -0.28%Minerals/Mining 4.70% -4.72%NMDC Ltd. 4.70% -4.72%Non - Ferrous Metals 0.29% -0.29%Hindalco Industries Ltd. 0.29% -0.29%Petroleum Products 0.44% -0.45%Indian Oil Corporation Ltd. 0.44% -0.45%Pharmaceuticals 7.02% -7.05%Divi's Laboratories Ltd. 2.35% -2.36%Lupin Ltd. 1.76% -1.77%Aurobindo Pharma Ltd. 1.54% -1.55%Biocon Ltd. 1.36% -1.37%Power 2.63% -2.64%Tata Power Company Ltd. 2.63% -2.64%Retailing 2.19% -2.20%Info Edge (India) Ltd. 2.19% -2.20%Software 0.99% -0.99%Tech Mahindra Ltd. 0.68% -0.68%Tata Consultancy Services Ltd. 0.31% -0.31%Equity Holdings Total 69.16% -69.45%Mutual Fund/ETFsMutual Fund 12.95%LIC MF Liquid Fund-DR PLN-GR 12.95%Mutual Fund Holding Total/ETFs 12.95%Government Bond And Treasury BillTreasury Bill182 Days Tbill Red 25-11-2021 5.42%182 Days Tbill Red 14-10-2021 2.72%182 Days Tbill Red 18-11-2021 2.71%Treasury Bill Total 10.86%Government Bond & Treasury Bill Total 10.86%Cash & Other Receivables Total 7.03%Grand Total 100.00%

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-

term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities

and the secondary objective is to generate consistent returns by investing in debt and money market

securities. However there can be no assurance that the investment objective of the scheme will be achieved.



SCHEME PERFORMANCE


Scheme CRISIL Hybrid 35+65 - Aggressive Index*

CRISIL Hybrid 35+65 - Aggressive Index*

SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 37.87 39.66 58.54 13,787 13,966 15,854

3 Years 14.26 16.97 18.58 14,935 16,025 16,696

5 Years 8.37 14.17 16.81 14,950 19,407 21,757


PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹



option. Mr. Karan Doshi (equity portfolio) is managing the above scheme from 6th September 2021 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th

August, 2016. Total no. of schemes managed by Mr. Karan Doshi is 3 & by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not

taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the

launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The


Scheme Type: An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)


F :und Size

AUM as on 30/09/2021: ₹ 14.71 Cr


Load Structure:Entry Load: NilExit Load: Nil

Lock-in Period:- Lock-in-period for at least 5

years or till the child attains age of majority

whichever is earlier on every Business Day.



F M :und anagerName: Mr. (Equity) &Karan Doshi Mr. Marzban Irani (Debt)Experience: years & years respectively8+ 20+


Growth ₹ 24.1158 ₹ 26.1598




Risk Measures (Equity portion):Standard Deviation 4.78

1.14Portfolio Beta Sharpe Ratio 0. 1507


22

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # CRISIL Hybrid 35+65 Aggressive Index, ## NIFTY 50 TRI.

Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using

XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment


promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The




Market Value as on 30, 2021 ( ) September ₹ 1,39,410 4,83,993 8,28,838 12,26,541 20,67,925 45,34,842

Returns (CAGR) (%) 31.38 20.21 12.89 10.63 10.49 6.08



34.12 23.36 17.14 15.08 14.44

49.08 28.99 20.60 17.33 16.01

NA

15.62

SIP PERFORMANCE

Top 10 holdings


24.22%

18.33%

10.51%

5.58%

5.04%

4.12%

2.76%

2.53%

2.05%

1.79%

1.65%

1.61%

1.54%

1.36%

1.24%

1.19%

1.02%

0.59%

0.54%

0.52%

0.38%

Banks

Software


Pharmaceuticals

Insurance

Petroleum Products

Finance

Transportation

Auto

Fertilisers

Gas

Pesticides

Construction ProjectConsumer Durables


Telecom - Services



Other Services

Auto Ancillaries

Ferrous Metals

Equity HoldingsAuto 2.05%Tata Motors Ltd. 1.09%Maruti Suzuki India Ltd. 0.96%Auto Ancillaries 0.52%Motherson Sumi Systems Ltd. 0.52%Banks 24.22%ICICI Bank Ltd. 7.63%HDFC Bank Ltd. 7.12%Kotak Mahindra Bank Ltd. 3.32%Axis Bank Ltd. 2.99%State Bank of India 1.95%City Union Bank Ltd. 1.20%Cement & Cement Products 1.02%Ultratech Cement Ltd. 1.02%Construction Project 1.54%Larsen & Toubro Ltd. 1.54%Consumer Durables 1.36%Century Plyboards (India) Ltd. 1.36%Consumer Non Durables 10.51%Hindustan Unilever Ltd. 2.84%Nestle India Ltd. 1.93%Kansai Nerolac Paints Ltd. 1.51%Dabur India Ltd. 1.49%Britannia Industries Ltd. 1.48%Asian Paints Ltd. 0.88%S H Kelkar and Company Ltd. 0.37%Ferrous Metals 0.38%Tata Steel Ltd. 0.38%Fertilisers 1.79%Coromandel International Ltd. 1.79%Finance 2.76%HDFC Ltd. 2.76%Gas 1.65%Indraprastha Gas Ltd. 1.15%GAIL (India) Ltd. 0.51%Industrial Capital Goods 1.24%Honeywell Automation India Ltd. 1.24%Insurance 5.04%SBI Life Insurance Company Ltd. 3.05%ICICI Lombard General Insurance Co. Ltd. 1.50%

HDFC Life Insurance Company Ltd. 0.49%Non - Ferrous Metals 0.59%Hindalco Industries Ltd. 0.59%Other Services 0.54%Quess Corp Ltd. 0.54%Pesticides 1.61%Astec LifeSciences Ltd. 0.90%Sumitomo Chemical India Ltd. 0.71%Petroleum Products 4.12%Reliance Industries Ltd. 4.00%Reliance Industries Ltd. PARTLY PAID UP FV 5 0.12%Pharmaceuticals 5.58%Alkem Laboratories Ltd. 1.84%Dr. Reddy's Laboratories Ltd. 1.43%Biocon Ltd. 1.25%Torrent Pharmaceuticals Ltd. 1.06%Software 18.33%Infosys Ltd. 7.95%Tata Consultancy Services Ltd. 4.17%HCL Technologies Ltd. 2.80%Tech Mahindra Ltd. 1.25%Larsen & Toubro Infotech Ltd. 1.18%Birlasoft Ltd. 0.98%Telecom - Services 1.19%Bharti Airtel Ltd. 1.17%Bharti Airtel Ltd Rights off 535 Inr 0.02%Transportation 2.53%Container Corporation of India Ltd. 1.78%Indian Railway Catering &Tou. Corp. Ltd. 0.75%Equity Holdings Total 88.57%Government Bond And Treasury BillGovernment Bond6.84% Govt of India Red 19-12-2022 7.15%Government Bond Total 7.15%Treasury Bill182 Days Tbill Red 25-11-2021 3.04%Treasury Bill Total 3.04%Government Bond And Treasury Bill Total 10.20%Cash & Other Receivables Total 1.24%Grand Total 100.00%

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s

80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 - Aggressive Index, ## Nifty 50 TRI.

Assuming ₹ 10,000/- invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using

XIRR method (investment internal rate of return) for Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance.

Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. The above investment


promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

the Index are not available for since inception, hence performance for such period is not available.

78.72%

0.40%

20.39%Up to 365 days

Equity Instruments




NA

NA

NA

NA

Market Value as on 0, 2021 ( ) September 3 ₹ 1,43,845 5,05,006 8,97,573 13,54,062 22,98,915

Returns (CAGR) (%) 42.27 23.88 16.36 13.54 12.57



31.60

44.45

23.58

29.27

17.25 15.20

20.73 17.50

14.46

16.02



SCHEME PERFORMANCE

SIP PERFORMANCE

MATURITY PROFILE (% of NAV)



Scheme CRISIL Hybrid 35+65 - Aggressive Index* CRISIL Hybrid 35+65 - Aggressive Index*SchemeNifty 50TRI**

Nifty 50 TRI**

1 Year 49.10 39.66 58.54 14,910 13,966 15,854

3 Years 15.88 16.97 18.58 15,580 16,025 16,696

5 Years 12.51 14.17 16.81 18,033 19,407 21,757

Since Inception 10.02 NA NA 2,18,685 NA NA

PeriodCAGR (%)


thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan -

Reinvestment of Income Distribution cum Capital Withdrawal option. Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 18th September 2020, Mr. Dikshit

Mittal (equity portfolio) is co-managing the above scheme from 6th September 2021 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August, 2016.

Total no. of schemes managed by Mr. Yogesh Patil is 7, by Mr. Dikshit Mittal is 1 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load

is not taken into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if

any, at the then prevailing NAV. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark

index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. NA : Not Available. The


Scheme Type: An open-ended insurance linked tax saving scheme

Date of Allotment: June 19, 1989

F :und Size

AUM as on 30/09/2021: ₹ 419.83 Cr



Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.


Minimum Investment (lumpsum):

₹10,000/- under Single Premium Option,

₹10,000/-under Regular Premium-Yearly Option,

₹3,000/-under Regular Premium-Quarterly

Option

₹1,000/-under Regular Premium-Monthly Option

F M :und anagerName: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & years respectively17+ 20+


IDCW ₹ 27.0217 ₹ 28.9585





23

Top 10 holdings

Co-Fund Manager:Name: Mr. Dikshit Mittal (Equity);Experience: 12+ years

0.49%> 365 days


16.38%

12.14%

8.23%

7.00%

5.87%

5.81%

4.91%

4.70%

3.19%

2.56%

1.98%

1.23%

1.21%

0.99%

0.91%

0.90%

0.71%

Banks

Software

ChemicalsRetailingFinance


Consumer DurablesPharmaceuticals

Insurance

Petroleum Products

Construction

AutoTelecom - Services

Industrial ProductsGas

Textile Products

Leisure Services

Equity Holdings

Auto 1.23%


Banks 16.38%






Chemicals 8.23%

Atul Ltd. 2.23%

Vinati Organics Ltd. 1.99%

Tata Chemicals Ltd. 1.76%

SRF Ltd. 1.36%

Linde India Ltd. 0.88%

Construction 1.98%

Brigade Enterprises Ltd. 1.98%



Bajaj Electricals Ltd. 2.10%

Crompton Greaves Cons Electrical Ltd. 0.63%





S H Kelkar and Company Ltd. 0.45%

Finance 5.87%


HDFC Ltd. 0.97%

Gas 0.91%

Gujarat State Petronet Ltd. 0.91%

Industrial Products 0.99%

Elgi Equipments Ltd. 0.99%

Insurance 3.19%




Leisure Services 0.71%

The Indian Hotels Company Ltd. 0.71%





Alkem Laboratories Ltd. 1.38%


Retailing 7.00%


Trent Ltd. 1.36%

Aditya Birla Fashion and Retail Ltd. 1.16%

Software 12.14%

Infosys Ltd. 6.81%





Textile Products 0.90%

Himatsingka Seide Ltd. 0.90%


Government Bond And Treasury Bill

Government Bond

5.63% Govt Of India Red 12-04-2026 0.49%


Treasury Bill

182 Days Tbill Red 25-11-2021 18.84%

182 Days Tbill Red 14-10-2021 0.95%

91 Days Tbill Red 07-10-2021 0.60%

Treasury Bill Total 20.39%

Government Bond And Treasury Bill Total 20.88%


Grand Total 100.00%

Invest in



1800-258-5678


OR


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 31st August 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com

Life comes with

Many reasons to smile

Tax benefit u/s 80c*


• Long term capital growth.

• A Fund that primarily invest in large-cap stock.



The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors

through investments in sovereign securities issued by the central and /or state Government and/or any

security unconditionally guaranteed by the central/ state government for repayment of Principal and interest

and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that

the investment objective of the Schemes will be realized.



Quarterly (Regular) 10.0000 0.1500

10.0000 0.1500

December 28, 2017

September 29, 2017

June 29, 2017

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.4179

10.8006

10.9665

0.1500

Quarterly (Direct) 10.0000 0.1500

10.0000 0.1500

10.0000 10.9575

10.9013

11.2701

0.1500

Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500

March 28, 2013 10.0000 10.1606 1.0000

June 26, 2013 10.0000 10.0868 0.3000

54.01%>365 days

84.39%

15.61%

Sovereign




SCHEME PERFORMANCE


RATING PROFILE (% of NAV)

Scheme NIFTY All Duration G-Sec Index*

Crisil 10 yr Gilt Index**

Crisil 10 yr Gilt Index**

Scheme

1 Year 4.04 3.88 10,404 10,388

3 Years 9.51 9.17 13,145 13,020

5 Years 6.98 6.17 14,017 13,491

Since Inception 7.55 NA

7.45

10.58

4.99

NA 48,953 NA

14,323

13,533

10,499

NA

PeriodCAGR (%)



option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 10. Past performance may or may not be


scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional

Benchmark. NA : Not Available.


Scheme Type: An open ended debt scheme investing in government securities across maturity.


F :und Size

AUM as on 30/09/2021: ₹ 72.36 Cr



Exit Load: 0.25% if exit within 30 days from date of

allotment of units

Benchmark: NIFTY All Duration G-Sec Index



Expense Ratio:Regular: 1.48; Direct: 0.76%(for detailed bifurcation on TER, please see page no 36)

Portfolio Metrics:Average Maturity 3.68 yearsMacaulay Duration 2.97 yearsModified Duration 2.89 yearsYTM 4.67%


NAV Regular Plan Direct Plan PF

Growth ₹ 48.9534 ₹ 52.4934 ₹ 28.2736

IDCW ₹ 14.1108 ₹ 15.1351 ₹ 18.2959

25

15.61%Cash & Other Receivables


30.38%Up to 365 days



Government Bond





Treasury Bill

182 DAYS TBILL RED 14-10-2021 SOV 16.56%

91 DAYS TBILL RED 07-10-2021 SOV 13.81%




Grand Total 100.00%

NIFTY All Duration G-Sec Index*

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of

quality debt securities and money market instruments. It also seeks to generate capital appreciation by

investing some percentage in a mix of equity instruments. However, there is no assurance that the

investment objective of the Schemes will be realized.

The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.


Yearly 10.0000

10.0000

March 26, 2021

March 27, 2018

10.0000 11.9994

11.2243

0.7200

0.6000

Yearly Direct 10.0000

10.0000

0.6000

March 26, 2021

March 27, 2018

10.0000 12.7622

11.6343

0.7200

Monthly 10.0000

10.0000

Sept 27, 2021 10.0000 12.1452 0.0600

Monthly Direct 10.0000

10.0000

10.0000

Apr 26, 2021 11.1309 0.0600

Quarterly 10.0000

Sept 28, 2021 10.0000

10.0000

12.3310 0.1800

0.1800

0.1800

Quarterly Direct 10.0000

June 28, 2018

March 27, 2018

Dec 28, 2017

10.0000

10.0000

10.8458

11.0687

11.2582

0.1500

0.1500

0.1500

39.70%

35.88%

22.89%

>365 days

Up to 365 days

Equity Instruments



SCHEME PERFORMANCE




Scheme CRISIL Hybrid 85+15-Conservative Index*

CRISIL Hybrid 85+15-Conservative Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

1 Year 11.94 12.98 3.88 11,194 11,298 10,388

3 Years 8.74 12.00 9.17 12,868 14,061 13,020

5 Years 6.72 9.39 6.17 13,845 15,668 13,491

Since Inception 8.48 NA NA 66,911 NA NA

Period

CAGR (%) Value of lumpsum investment of 10,000/- ₹invested on inception date


option. Mr. Karan Doshi (equity portfolio) is managing the scheme from 6th September 2021 & Mr. Marzban Irani (debt portfolio) is managing the scheme from 10th August,

2016. Total no. of schemes managed by Mr. Karan Doshi is 3 & by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The


75.50%

22.89%

1.53%

0.08%AAA/A1+ and Equivalent

Sovereign

Equity Instruments



Scheme Type: An open ended hybrid scheme investing predominantly In debt instruments


F :und Size

AUM as on 30/09/2021: ₹ 83.85 Cr


Benchmark: Crisil Hybrid 85 + 15 - Conservative Index


F M :und anagerName: Mr. Marzban Irani (Debt) & Mr. Karan Doshi (Equity); Experience: 20+ years & 8+ years respectively

Expense Ratio:Regular: 2.27%; Direct: 1.50%(for detailed bifurcation on TER, please see page no 36)

Portfolio Metrics:Average Maturity 1.37 yearsMacaulay Duration 1.20 yearsModified Duration 1.17 yearsYTM 4.01 %



Growth ₹ 66.9112 ₹ 71.5739

Monthly ₹ 12.0662 ₹ 11.8076IDCW

Quarterly ₹ 12.2933 ₹ 14.4554IDCW

Yearly ₹ 12.7213 ₹ 13.5810 IDCW

26

Load Structure:Entry Load - NIL

Exit Load




Top 10 holdings

0.0600

0.0600


June 26, 2020 11.1417

Feb 24, 2021 11.2218

March 26, 2019 11.3539 0.8400

March 26, 2019 10.8612 0.8400

Mar 25, 2021 11.1152


Apr 26, 2021 11.5237 0.0300


Aug 25, 2021 12.0854 0.0600

Sept 30, 2020 11.1426

Equity Holdings

Auto 0.94%


Banks 5.83%










Sanofi India Ltd. 0.82%

Abbott India Ltd. 0.49%

Software 8.80%

Infosys Ltd. 4.86%

Larsen & Toubro Infotech Ltd. 2.81%






Corporate Debt

Non-Convertible Debentures

NTPC Ltd. 0.08%

Non-Convertible Debentures Total 0.08%

Corporate Debt Total 0.08%

Government Bond And Treasury Bill

Government Bond

7.32% Govt of India Red 28-01-2024 31.90%

5.63% Govt of India Red 12-04-2026 3.06%

8.30% Govt of India Red 02-07-2040 0.84%


Treasury Bill

182 Days Tbill Red 25-11-2021 24.21%

91 Days Tbill Red 07-10-2021 13.71%

182 Days Tbill Red 14-10-2021 1.79%




Grand Total 100.00%

LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its

investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the

investment objective of the Schemes will be realized.


Daily * 10.0000 0.2000

10.0000 0.2000

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.1018

10.1514

10.4690

0.1700

Daily Direct * June 29, 2016 10.0000 10.5374 0.2000

September 28, 2016 10.0000 10.9559 0.2000

January 3, 2017 10.0000 11.0619 0.2000


51.05%>365 days

79.72%Sovereign




SCHEME PERFORMANCE



SchemeCRISIL Composite Bond Fund Index*


CRISIL 10 year Gilt Index**Scheme

CRISIL Composite Bond Fund Index*

1 Year 3.14 5.83 3.88 10,314 10,583 10,388

3 Years 7.86 10.23 9.17 12,557 13,403 13,020

5 Years 5.80 7.77 6.17 13,259 14,542 13,491

Since Inception 8.19 NA NA 57,809 NA NA

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date




scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional

Benchmark. NA : Not Available.


Scheme Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 35 of SID)

Date of Allotment: June 23,1999

F :und Size

AUM as on 30/09/2021: ₹ 137.54 Cr



Exit Load:

Ÿ 0.25% if redeemed or switched out on or

before completion of 15 days from the date of

allotment of units.

Ÿ No Exit Load is payable if units are

redeemed/switched-out after 15 days from the

date of allotment.

Benchmark: Crisil Composite Bond Fund Index







Growth ₹ 57.8089 ₹ 60.5812

IDCW ₹ 12.6713 ₹ 14.6401

27

An open-ended medium-term debt scheme investing in instruments with macaulay duration of the portfolio is between 4 years and 7 years (Please refer page no. 35 of SID)


11.28%


Up to 365 days 39.95%

AAA/A1+ and Equivalent

9.00%


Corporate Debt


Indian Railway Finance Corporation Ltd. CRISIL AAA 3.97%

Power Finance Corporation Ltd. CRISIL AAA 3.67%

NTPC Ltd. CRISIL AAA 3.65%




Government Bond






Treasury Bill

182 Days Tbill Red 14-10-2021 SOV 24.69%




State Government Bond

7.98% Gujarat Sd Red 11-05-2026 SOV 0.44%

State Government Bond Total 0.44%



Grand Total 100.00%

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.


Daily *

January,2021 0.0222

Daily Direct *

December,2020 0.0062

Weekly *

Sept,2021 0.0050

Weekly Direct *

August, 2021 0.0518

Monthly

Sept 27, 2021 10.0000

10.0000

10.5650 0.0600

Monthly Direct

Dec 29, 2020 10.0000

10.0000

10.0000

10.8637 0.0600

0.0600

63.16%

26.86%

7.78%

Up to 91 days


> 365 Days

80.11%

17.69%

2.20%

AAA/ A1+ and Equivalent

Sovereign




SCHEME PERFORMANCE



SchemeNifty Banking & PSU Debt Index*

Nifty Banking & PSU Debt Index*


Scheme

1 Year 3.88 5.84 3.88 10,388 10,584 10,388

3 Years 7.81 8.80 9.17 12,537 12,886 13,020

5 Years 7.09 7.32 6.17 14,087 14,236 13,491

Since Inception 7.43 8.41 6.93 27,957 31,828 26,134

PeriodCAGR (%)





Benchmark, ** Additional Benchmark.

* IDCW under Daily and Weekly Plan are cumulative IDCW declared during the month. After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Scheme Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.

Date of Allotment: May 31, 2007

F :und Size

AUM as on 30/09/2021: ₹ 1,958.87 Cr:₹ 2,049.46 CrAverage AUM for September 2021


Benchmark: Nifty Banking and PSU Debt Index


F M :und anagerName: Mr. Marzban Irani Experience: 20+ years





Growth ₹ 27.9566 ₹ 29.5643

Daily ₹ 10.7666 ₹ 11.9623IDCW

Weekly ₹ 10.0403 ₹ 10.0158IDCW

Monthly ₹ 10.5629 ₹ 11.1343 IDCW

28

Company CompanyRating Rating% of NAV % of NAV

2.20%

> 91 days up to 365 Days

0.0600

October,2020 0.0977

Oct 28, 2020 10.8833

November,2020 0.0707

Nov 25, 2020 10.8985

November,2020 0.0677

December,2020 0.0189


10.0000

0.0600

0.0600


Apr 26, 2021 10.5192

June, 2021 0.0209

July, 2021 0.0400

July,2021 0.0326


May 25, 2021 10.5080

August,2021 0.0423

Corporate Debt


National Housing Bank CRISIL AAA 9.03%



Power Grid Corporation of India Ltd. CRISIL AAA 6.37%

National Bk for Agriculture & Rural Dev. ICRA AAA 5.86%


Hindustan Petroleum Corporation Ltd. CRISIL AAA 5.44%

National Highways Authority of India CRISIL AAA 4.88%

Indian Oil Corporation Ltd. CRISIL AAA 3.56%

Reliance Industries Ltd. CRISIL AAA 3.32%

Housing & Urban Development Corp Ltd. FITCH AAA 2.78%

REC Ltd. CRISIL AAA 1.36%

Oil & Natural Gas Corporation Ltd. ICRA AAA 1.33%

Housing & Urban Development Corp Ltd. ICRA AAA 1.33%

Housing & Urban Development Corp Ltd. CARE AAA 1.32%

Export Import Bank of India CRISIL AAA 0.86%

HDFC Ltd. CRISIL AAA 0.21%



Money Market Instruments

Certificate of Deposit

HDFC Bank Ltd. CARE A1+ 6.35%

Kotak Mahindra Bank Ltd. CRISIL A1+ 1.24%

Axis Bank Ltd. CRISIL A1+ 1.01%

Certificate of Deposit Total 8.60%

Commercial Paper

Export Import Bank of India CARE A1+ 1.27%

Commercial Paper Total 1.27%

Money Market Instruments Total 9.87%


Government Bond






Treasury Bill

182 days Tbill Red 14-10-2021 SOV 8.16%






7.96% Maharashtra Sdl Red 29-06-2026 SOV 1.41%




Grand Total 100.00%

The primary investment objective of the scheme is to generate returns commensurate with risk from a

portfolio constituted of Debt securities and/or Money Market instruments. However, there can be no

assurance that the investment objective of the scheme will be achieved.

68.11%

29.59%


> 365 Days

Up to 365 Days






Scheme Type: An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years. (please refer page no 37 of SID)

Date of Allotment: February 1, 2019

F :und Size

AUM as on 30/09/2021: ₹ 397.01 Cr



Benchmark: CRISIL Short Term Bond Fund Index


F M :und anagerName: Mr. Marzban Irani Experience: 20+ years



NAV as on :September 30 , 2021


Growth ₹ 11.9592 ₹ 12.2992

IDCW ₹ 11.9592 ₹ 12.2992

29

61.74%

35.96%

2.30%



Sovereign

SCHEME PERFORMANCE

Scheme CRISIL Short TermBond Fund Index*

CRISIL Short TermBond Fund Index*

CRISIL 10 YearGilt Index**

Scheme

1 Year 3.80 6.02 3.88 10,380 10,602 10,388

3 Years NA NA

NA NA

NA NA

NA NA

NA NA

NA NA5 Years

Since Inception 6.95 8.62 8.28 11,959 12,464 12,359

PeriodCAGR (%)



option. Mr. Marzban Irani is managing the above scheme from 1st February, 2019 and total no. of schemes managed by him is 10. Also, Mr. Sanjay Pawar is co managing the

above scheme from 1st September, 2020 and total no. of schemes managed by him is 2. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available

throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.

Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 13+ years

CRISIL 10 YearGilt Index**

An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Refer page no. 37 of the SID)


Corporate Debt



Sikka Ports and Terminals Ltd. CRISIL AAA 6.62%





National Bk for Agriculture & Rural Dev. ICRA AAA 3.93%

Export Import Bank of India CRISIL AAA 2.83%

Power Grid Corporation of India Ltd. CRISIL AAA 2.79%












Government Bond





Treasury Bill





8.08% Maharashtra Sdl Red 15-06-2026 SOV 2.80%




Grand Total 100.00%

The investment objective of the scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

75.21%


Up to 365 Days






Scheme Type: An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 44)


F :und Size

AUM as on 30/09/2021: ₹ 90.15 Cr



Benchmark: CRISIL Ultra Short Term Debt Index


F M :und anagerName: Mr. Rahul Singh Experience: 14+ years


Portfolio Metrics:Average Maturity 94 daysMacaulay Duration 94 daysModified Duration 94 daysYTM 3.53 %

30

55.49%

24.79%


Sovereign



Growth ₹ 1073.0975 ₹ 1077.6543

Daily ₹ 1007.2508 -IDCW

Weekly ₹ 1009.1293 ₹ 1008.8297 IDCW

Monthly ₹ 1073.1054 ₹ 1077.7238 IDCW



SCHEME PERFORMANCE

SchemeCRISIL Ultra ShortTerm Debt Index*

CRISIL Ultra ShortTerm Debt Index*

CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days

3 Years

15 Days

10,329

NA

10,164

10,002

10,009

10,023

10,082

NA

3.29

NA

3.27

1.77

2.26

2.76

3.25

NA

10,436

NA

10,216

10,003

10,010

10,026

10,107

NA

4.36

NA

4.30

1.31

2.36

3.18

4.23

NA

10,389

NA

10,192

9,993

9,997

10,020

10,106

NA

3.89

NA

3.82

-3.69

-0.84

2.45

4.20

NA5 Years

1 Month

3 Months

6 Months

Since Inception 3.90 5.32 4.91 10,731 11,004 10,925

PeriodCAGR (%)


thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 27th November, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. * Benchmark, ** Additional Benchmark. NA : Not Available.

Value of lumpsum investment of 10,000/- ₹

Daily *

August,2021 3.7039

Daily Direct *

May,2021

October,2020

1.8320

5.7760

Weekly *

Weekly Direct *

19.72%


August,2021 4.6722

June,2020 5.8688

August,2020 5.4748

February,2021 3.8764

An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months to 6 months (Please refer page no. 44 of SID)


April,2021 6.9087

June,2021 4.6234

June,2021 1.1500

July,2021 3.7076

July,2021 2.5124


Corporate Debt







Commercial Paper

Birla Group Holdings Pvt Ltd. CRISIL A1+ 5.52%

L & T Finance Ltd. CRISIL A1+ 5.47%




Government Bond



Treasury Bill






Grand Total 100.00%

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.


Daily *

Daily Direct *

August,2021 0.0400

Weekly *

April,2021 0.0442

Weekly Direct *

March,2020

May,2019

0.0056

0.0641

Monthly 10.0000

September 29, 2020 10.0000

10.0000

10.6050 0.0600

Monthly Direct July 24, 2013 10.0000 10.0500 0.0025

August 27, 2013 10.0000 10.1434 0.0913

September 1, 2013 10.0000 10.0631 0.1319

46.27%

42.26%

10.71%

0.76%

Up to 91 days

> 365 Days

> 91 days up to 365 Days




SCHEME PERFORMANCE



87.83%

11.41%

0.76%


Sovereign


SchemeCRISIL Low

Duration Debt Index*CRISIL Low

Duration Debt Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

6 Months

3 Months

1 Month

15 Days

7 Days

4.28

3.53

3.64

2.07

1.40

0.44

4.80

4.64

4.61

2.62

0.97

-1.28

3.89

3.82

4.202.45

-0.84

-3.69

10,428

10,177

10,092

10,017

10,006

10,001

10,480

10,233

10,116

10,022

10,004

9,998

10,38910,192

10,106

10,020

9,997

9,993

3 Years 5.24 7.25 6.30 11,661 12,343 12,017

5 Years 5.79 7.15 6.11 13,255 14,129 13,455

Since Inception 6.54 7.25 5.97 31,914 36,042 28,926

PeriodCAGR (%)


thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 7th September, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark, **Additional Benchmark.


Scheme Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 27 of SID)


F :und Size

AUM as on 30/09/2021: ₹ 1,526.86 Cr:₹1,717.92 CrAverage AUM for September 2021

Load Structure:Entry Load: Nil Exit Load: Nil

Benchmark: CRISIL Low Duration Debt Index


F M :und anagerName: Mr. Rahul Singh

14+ yearsExperience:





Growth ₹ 31.9139 ₹ 33.8030

Daily ₹ 10.4460 ₹ 10.0411IDCW

Weekly ₹ 10.9574 ₹ 11.7806IDCW

Monthly ₹ 11.0633 ₹ 17.6617 IDCW

31


August,2021 0.0379

Company CompanyRating Rating% of NAV % of NAV

0.0600July 29, 2020 10.6709

0.060010.6351August 27, 2020


March,2021 0.0394


June,2021 0.0257

June,2021 0.0368

July,2021 0.0435

July,2021 0.0340


Corporate Debt







NABARD CRISIL AAA 1.71%


Bajaj Finance Ltd. CRISIL AAA 1.67%


HDB Financial Services Ltd. CRISIL AAA 1.03%

Mahindra & Mahindra Fin Serv Ltd. CARE AAA 0.35%






Kotak Mahindra Bank Ltd. CRISIL A1+ 3.19%

IDFC First Bank Ltd. ICRA A1+ 3.18%

NABARD CRISIL A1+ 1.61%


Commercial Paper


Muthoot Finance Ltd. CRISIL A1+ 3.27%

Tata Motors Finance Ltd. ICRA A1+ 3.26%

Chennai Petroleum Corporation Ltd. ICRA A1+ 3.25%

Reliance Industries Ltd. CRISIL A1+ 3.25%

Kotak Mahindra Investments Ltd. CRISIL A1+ 3.20%

TV18 Broadcast Ltd. ICRA A1+ 3.18%

Bajaj Housing Finance Ltd. CRISIL A1+ 3.17%






Treasury Bill







Grand Total 100.00%

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through

judicious mix of investment in money market instruments and quality debt instruments. However, there is no

assurance that the investment objective of the Schemes will be realized.


Daily *

Sept, 2021 2.3778

Daily Direct *

Sept, 2021 2.3181

62.70%

31.63% Up to 60 days

> 60 Days



SCHEME PERFORMANCE



62.70%

32.10%AAA/A1+ and Equivalent

Sovereign


5.20%

SchemeCRISIL Liquid Fund Index*

CRISIL Liquid Fund Index*



Scheme

1 Year

7 Days

3.19

2.96

3.59

2.94

3.89

-3.69

10,319

10,006

10,359

10,006

10,389

9,993

3 Years

15 Days

5.02

2.97

5.37

3.08

6.30

-0.84

11,585

10,012

11,699

10,013

12,013

9,997

5 Years

1 Month

3 Months

6 Months

5.75

3.02

3.24

3.22

6.00

3.25

3.48

3.54

6.11

2.45

4.20

3.82

13,230

10,025

10,082

10,161

13,384

10,027

10,088

10,177

13,455

10,020

10,106

10,192

Since Inception 7.01 NA 6.00 37,626 NA 31,228

PeriodCAGR (%)


thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available.


Scheme Type: An open-ended liquid scheme


F :und Size

AUM as on 30/09/2021: ₹ 9,608.83 Cr: ₹7,556.11 CrAverage AUM for September 2021

Load Structure:Entry Load: Nil Exit Load:

Benchmark: Crisil Liquid Fund Index








Growth ₹ 3762.5674 ₹ 3799.7927

IDCW ₹ 1000.1000 ₹ 1013.6000

32



Investor exit uponSubscription

Exit load as a % ofredemption / switch out

proceeds

Day 1 0.0070%

Day 2 0.0065%

Day 3 0.0060%

Day 4 0.0055%

Day 5 0.0050%

Day 6 0.0045%

Day 7 onwards 0.0000%

5.68%



July, 2021 2.1411

July, 2021 2.7745


August, 2021 2.6619

August, 2021 2.8841





Commercial Paper

Indian Oil Corporation Ltd. CRISIL A1+ 5.72%


Small Industries Development Bk of India CRISIL A1+ 3.10%

HDFC Ltd. CARE A1+ 2.60%

Reliance Jio Infocomm Ltd. CRISIL A1+ 2.08%

Indian Railway Finance Corporation Ltd. CRISIL A1+ 2.08%


Sundaram Finance Ltd. CRISIL A1+ 2.08%

Reliance Retail Ventures Ltd. CRISIL A1+ 2.07%

Reliance Industries Ltd. CRISIL A1+ 1.55%

Kotak Securities Ltd. ICRA A1+ 1.04%

Aditya Birla Housing Finance Ltd. ICRA A1+ 1.03%


Muthoot Finance Ltd. CRISIL A1+ 0.52%




Treasury Bill





Grand Total 100.00%

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OR


• Regular income for short-term.

• Investment in debt / money market instruments with maturity of up to 91 days.

• Risk - Low to Moderate

Invest in

Now Get Insta Redemption in LIC MF Liquid Fund - Growth Option

#*Eligible only for Resident Individual Investor. Amount eligibility is maximum ₹ 50,000 or 90% of market value whichever is lower at PAN-level.

For further details, please refer to the Scheme Information Document, Statement of Additional Information & Key Information Memorandum cum Application forms, available on our website www.licmf.com and at the official points of acceptance of LIC Mutual Fund Asset Management Ltd.

24 x 7 x 365 days access to your invested money.

Instant credit of redeemed amount through IMPS.

Easy redemption process in just a few clicks.

Steps for insta redemption credit:

1. Visit LIC Mutual Fund online investing portal – www.licmf.com#2. Log in into your account folio and select “Instant Redemption”*

3. Validate your Bank details and confirm

4. Payment will be credited immediately

through IMPS.

5. Get confirmation through SMS/Email


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW



The investment objective of the Scheme is to provide reasonable returns commensurate with low risk and

providing a high level of liquidity, through investments made primarily in overnight securities having

maturity/residual maturity of 1 business day. However, there can be no assurance that the investment

objective of the scheme will be achieved.



Company % of NAV

Scheme Type: An open-ended debt scheme investing in overnight securities.

Date of Allotment: July 18, 2019

F :und Size

AUM as on 30/09/2021: ₹ 532.69 Cr



Benchmark: NIFTY 1D Rate Index





Portfolio Metrics:Average Maturity 1 dayMacaulay Duration 1 dayModified Duration 1 dayYTM 3.37 %

34

An open ended debt scheme investing in overnight securities

LIC MF

FUNDVERNIGHT

NAV as on : September 30, 2021


Growth ₹ 1080.4615 ₹ 1083.5688

Daily ₹ 1002.8264 ₹ 1003.2065IDCW

Weekly - ₹ 1000.7627IDCW

IDCW ₹1080.8680 ₹ 1083.3145


Daily *

Daily Direct *

Weekly Direct *

August, 2021

Sept, 2021

August, 2021

2.1850

1.8321

4.0627


SCHEME PERFORMANCE

SchemeNIFTY 1D

Rate Index*NIFTY 1D

Rate Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days 3.11 3.28 -3.69 10,006 10,006 9,993

3 Years

15 Days 3.11 10,013

10,025

10,076

10,298

NA

10,153

NA

3.01

3.00

2.98

NA

3.05

NA

3.29 10,014

10,026

10,080

10,319

NA

10,162

NA

3.20

3.19

3.19

NA

3.23

NA

-0.84 9,997

10,020

10,106

10,389

NA

10,192

NA

2.45

4.20

3.89

NA

3.82

NA5 Years

1 Month

3 Months

6 Months

Since Inception 3.57 3.72 5.36 10,805 10,838 11,221

PeriodCAGR (%)


thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 18th July, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.



Grand Total 100.00%


June, 2021 2.4278

June, 2021 1.5200

July, 2021 1.0409

July, 2021 2.4342

July, 2021 4.3968


August, 2021 2.9391

Comparative Performance of Open Ended Schemes

1 Year 3 Years 5 Years Since Inception

LIC MF Flexi Cap Fund


44.96

3.07

3.07

NA

NA

6.90

4.17

4.17

11.08

NA

NA

Nifty 500 TRI #

NIFTY 50 Arbitrage Index # 3.93

3.93

19.44

14.65

NA

NA

NA

4.38

4.38

16.61

NA

NA

NIFTY 50 TRI ##

CRISIL 1 Year T-Bill Index ##

62.87

58.54

3.89

3.89

18.58

NA

NA

13.38

5.82

5.82

16.81

NA

NA

LIC MF Banking & Financial Services Fund 58.21 6.4513.63 5.24

Nifty Financial Services TRI # 73.17 18.8120.54 15.73

NIFTY 50 TRI ## 16.8118.58 13.58

LIC MF Index Fund - Sensex Plan 54.84 17.78 14.1616.09

S&P BSE Sensex TRI # 56.96 19.03 18.4217.60

NIFTY 50 TRI ## 58.54 18.58 17.7816.81

LIC MF Index Fund - Nifty Plan 56.11 17.15 13.4015.19

NIFTY 50 TRI # 58.54 18.58 17.7816.81

S&P BSE Sensex TRI ## 56.96 19.03 18.4217.60

LIC MF Equity Hybrid Fund 34.76 13.35 8.919.46

CRISIL Hybrid 35+65 - Aggressive Index # 39.66 16.97 NA14.17

NIFTY 50 TRI ## 58.54 18.58 14.9116.81

11.94 8.74 8.486.72

12.98 12.00 NA

NA

9.39

3.88 9.17 6.17

37.87 14.26 4.528.37

39.66 16.97 NA14.17

58.54 18.58 17.0616.81

LIC MF G-Sec Long Term Exchange Traded Fund 3.97 9.79 7.896.78

Nifty 8-13 yr G-Sec Index # 4.48 10.22 8.277.18

CRISIL 10 year Gilt Index ## 3.88 9.17 7.346.17


CRISIL Hybrid 35+65 - Aggressive Index #

NIFTY 50 TRI ##

LIC MF Government Securities Fund 4.04 9.51 7.556.98

NIFTY All Duration G-Sec Index # 4.99 10.58 NA7.45

CRISIL 10 year Gilt Index ## 3.88 9.17 NA6.17


CRISIL Hybrid 85+15 - Conservative Index #

CRISIL 10 year Gilt Index ##

LIC MF Bond Fund 3.14 7.86 8.195.80

CRISIL Composite Bond Fund Index # 5.83 10.23 NA7.77

CRISIL 10 year Gilt Index ## 3.88 9.17 NA6.17

LIC MF Children's Gift Fund


NIFTY 50 TRI ##

LIC MF Banking & PSU Debt Fund 3.88 7.81 7.437.09

Nifty Banking and PSU Debt Index # 5.84 8.80 8.417.32

CRISIL 10 Year Gilt Index ## 3.88 9.17 6.936.17

LIC MF Large Cap Fund 55.39 18.90 5.3713.82

Nifty 100 TRI # 58.51 18.34 NA16.49

NIFTY 50 TRI ## 58.54 18.58 11.1316.81

LIC MF Large & Mid Cap Fund 56.70 20.05 14.2715.66

Nifty LargeMidcap 250 TRI # 67.62 21.18 14.9117.56

NIFTY 50 TRI ## 58.54 18.58 12.58

18.24

16.81

LIC MF Infrastructure Fund 73.49 18.52 5.8012.60

Nifty Infrastructure TRI # 65.65 21.21 2.9714.35

NIFTY 50 TRI ## 58.54 18.58 11.7516.81

LIC MF Tax Plan 54.37 17.47 9.8714.16

Nifty 500 TRI # 62.87 19.44 15.6116.61

NIFTY 50 TRI ## 58.54 18.58 13.9616.81

LIC MF Exchange Traded Fund - Nifty 50 58.16 18.41 15.9816.65

NIFTY 50 TRI # 58.54 18.58 16.2116.81

S&P BSE Sensex TRI ## 56.96 19.03 16.55

LIC MF Exchange Traded Fund - Sensex 56.68 18.95 16.3517.52

S&P BSE Sensex TRI # 56.96 19.03 16.4217.60

NIFTY 50 TRI ## 58.54 18.58 16.0916.81

LIC MF Exchange Traded Fund - Nifty 100 57.83 17.91 17.7216.12

NIFTY 100 TRI # 58.51 18.34 18.1416.49

S&P BSE 100 TRI ## 58.92 18.51 16.54

LIC MF Unit Linked Insurance Scheme 49.10

49.10

15.88

15.88

10.02

10.02

12.51

12.51

Crisil Hybrid 35 + 65 - Aggressive Index # 39.66

39.66

16.97

16.97

NA

NA

14.17

14.17

NIFTY 50 TRI ## 58.54

58.54

18.58

18.58

NA

NA

16.81

16.81

CAGR (%)

September 18, 2020

September 18, 2020

August 10, 2016

August 10, 2016

August 10, 2016

September 18, 2020

September 18, 2020

September 18, 2020

Funds managed by Mr. Jaiprakash Toshniwal

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

November 12, 2001

May 31, 2007

September 1, 1994

February 25, 2015

December 24, 2014

June 19, 1989

December 10, 1999

Scheme managed by the current Fund Manager since

October 4, 2018

January 25, 2019

October 4, 2018

Funds managed by Mr. Yogesh Patil

March 24, 2008

March 31, 1997

November 20, 2015

November 30, 2015

March 17, 2016

June 19, 1989

June 23, 1999

Date of Inception

April 15, 1993

January 25, 2019

June 1, 1998

March 27,2015

December 5, 2002

December 5, 2002

January 1, 1991

Funds managed by Mr. Marzban Irani


NIFTY 50 Arbitrage Index #

CRISIL 1 Year T-Bill Index ##

January 25, 2019

34.76 13.35 8.919.46

39.66 16.97 NA14.17

58.54 18.58 14.9116.81



NIFTY 50 TRI ##

August 10, 2016January 1, 1991

LIC MF Short Term Debt Fund 3.80 NA 6.95NA

CRISIL Short Term Bond Fund Index # 6.02 NA 8.62NA

CRISIL 10 Year Gilt Index ## 3.88 NA 8.28NA

February 1, 2019February 1, 2019

35

17.60

58.54


Funds managed by Mr. Karan Doshi


CRISIL Hybrid 85+15 - Conservative Index #


January 7, 2021June 1, 1998



NIFTY 50 TRI ##

January 7, 2021November 12, 2001

11.94 8.74 8.486.72

12.98 12.00 NA9.39

3.88 9.17 NA6.17

37.87 14.26 4.528.37

39.66 16.97 NA

58.54 18.58 17.0616.81

14.17

34.76 13.35 8.919.46

39.66 16.97 NA14.17

58.54 18.58 14.9116.81



NIFTY 50 TRI ##

September 6, 2021January 1, 1991

September 6, 2021

September 6, 2021

September 6, 2021

September 6, 2021

September 6, 2021

September 6, 2021

September 6, 2021

thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual

Fund is not guaranteeing or promising or forecasting any returns. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan -

Reinvestment option for LIC MF ULIS & Regular Plan - Growth option for others schemes. In case, the start/end date of the concerned period is a Income Distribution cum Capital Withdrawal

nonbusiness date, the NAV of the previous date is considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the

scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. NA : Not Available. # Benchmark. ##

Additional Benchmark.

Total Expense Ratios th(as on 30 September, 2021)

1. Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per

applicable rate. 2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996. 3. Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of

SEBI (Mutual Funds) Regulations, 1996. 4. Present GST rate is 18%. 5. Percentages mentioned above are annualized. 6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses,

commission, etc., and no commission shall be paid from such plans.

Scheme NameBase TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Base TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Regular Plan Direct Plan

LIC MF Banking & Financial Services Fund 2.25 0.30 0.05

0.20 2.80

1.25 - 0.05 0.19 1.49

LIC MF Equity Hybrid Fund 2.25 0.12

0.05

0.18

2.60

1.15

- 0.05 0.18 1.38

LIC MF Infrastructure Fund 2.25 0.07

0.05

0.19

2.56

1.10

- 0.05 0.16 1.31

LIC MF Large & Mid Cap Fund 1.96

0.30

0.30

0.15

0.05

0.12

2.43

0.70

- 0.05 0.12 0.87

LIC MF Large Cap Fund 2.19

0.05

0.19

2.73

1.08

- 0.05 0.19 1.32

LIC MF Flexi Cap Fund 2.25 0.12

0.05

0.23

2.65

1.40

- 0.05 0.22 1.67

LIC MF Tax Plan 2.25

-

0.17

2.57

1.13

- - 0.17 1.30

LIC MF Index Fund- Sensex Plan 1.00

- 0.03

0.05

1.08

0.30

- 0.020.05 0.37

LIC MF Index Fund-Nifty Plan 1.00

-

- 0.01

1.01

0.20

- - 0.01 0.21

LIC MF Children's Gift Fund 2.25 0.05

-

0.17

2.47

1.36

- - 0.16 1.52

LIC MF Unit Linked Insurance Scheme 2.25 0.12

-

-

2.37

1.50

- - - 1.50

LIC MF ETF-Nifty 100 0.25

-

- 0.03

0.28

-

- - - -

LIC MF ETF-Nifty 50 0.10

-

- -

0.10

-

- - - -

LIC MF ETF-Sensex 0.10 - - - 0.10 - - - - -

LIC MF G-Sec Long Term ETF 0.15 - - 0.01 0.16 - - - - -

LIC MF Banking & PSU Debt Fund 0.80 - - 0.03 0.83 0.25 - - 0.03 0.28

LIC MF Bond Fund 1.07 - - 0.14 1.21 0.87 - - 0.14 1.01

LIC MF Debt Hybrid Fund 2.00 0.02 0.05 0.20 2.27 1.25 - 0.05 0.20 1.50

LIC MF Govt. Securities Fund 1.35 - 0.05 0.08 1.48 0.63 - 0.05 0.08 0.76

LIC MF Liquid Fund 0.24 -

-

-

-

0.01 0.25 0.10 -

-

-

-

0.01 0.11

LIC MF Savings Fund


LIC MF Short Term Debt Fund

LIC MF Overnight Fund

LIC MF Ultra Short Term Fund

0.80

1.16

1.40

0.20

0.40

-

-

-

-

-

-

-

-

-

-

0.03

0.02

0.04

-

-

0.83

1.18

1.44

0.20

0.40

0.26

0.31

0.35

0.07

0.20

-

-

-

-

-

-

-

-

-

-

0.03

0.02

0.04

-

-

0.29

0.33

0.39

0.07

0.20

36

Funds managed by Mr. Sanjay Pawar

LIC MF Savings Fund 4.28 5.24 6.545.79

CRISIL Low Duration Debt Index # 4.80 7.25 7.257.15

CRISIL 1 Year T-Bill Index ## 3.89 6.30 5.976.11

LIC MF Liquid Fund 3.19 5.02 7.015.75

Crisil Liquid Fund Index # 3.59 5.37 NA6.00

CRISIL 1 Year T-Bill Index ## 3.89 6.30 6.006.11

October 5, 2015

September 7, 2015

Funds managed by Mr. Rahul Singh

June 9, 2003

March 18, 2002

LIC MF Overnight Fund 2.98 3.57

NIFTY 1D Rate Index # 3.19 3.72

CRISIL 1 Year T-Bill Index ## 3.89 5.36

July 18, 2019

NA NA

NA NA

NA NA

July 18, 2019

LIC MF G-Sec Long Term Exchange Traded Fund

Nifty 8-13 yr G-Sec Index #


September 1, 2020December 24, 2014

LIC MF Short Term Debt Fund 3.80 NA 6.95NA

CRISIL Short Term Bond Fund Index # 6.02 NA 8.62NA

CRISIL 10 Year Gilt Index ## 3.88 NA 8.28NA

September 1, 2020February 1, 2019

LIC MF Ultra Short Term Fund 3.29 3.90

CRISIL Ultra Short Term Debt Index # 4.36 5.32

CRISIL 1 Year T-Bill Index ## 3.89 4.91

November 27, 2019

NA NA

NA NA

NA NA

November 27, 2019

3.97 9.79 7.896.78

4.48 10.22 8.277.18

3.88 9.17 7.346.17


Funds managed by Mr. Dikshit Mittal

49.10 15.88 10.0212.51

39.66 16.97 NA14.17

58.54 18.58 NA16.81


Crisil Hybrid 35 + 65 - Aggressive Index #

NIFTY 50 TRI ##

September 6, 2021June 19, 1989

Summary : Key Features of the Schemes th(as on 30 September, 2021)

RP: Regular Plan, DP: Direct Plan, , SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal

details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the

Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for

subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day

SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name LIC MF Flexi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap FundLIC MF Banking & Financial ServicesFund

Scheme TypeAn open ended dynamic equity scheme investing across large cap, mid cap and small cap stocks.

An Open Ended Equity Scheme Predominantly Investing In Large Cap Stocks

An Open Ended Equity Scheme Investing In Both Large Cap And Mid Cap Stocks

An Open Ended Equity Scheme Investing In Banking & Financial Companies

Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP/DP RP/DP RP/DP RP/DP

Option Available Growth/IDCW Growth/IDCW Growth/IDCW

Benchmark Nifty 500 TRI Nifty 100 TRI Nifty LargeMidcap 250 TRI Nifty Financial Services TRI

Min Investment Amt(lumpsum) ₹ 5000 ₹ 5000 ₹ 5000 ₹ 5000

Min Additional Amt(lumpsum)

₹ 500 ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amountthereafter, 2) Monthly - ₹ 1000/- & in

1) Daily - ₹ 300/- & in multiples of ₹ 1/-

multiples of ₹ 1/- thereafter, 3) Quarterly -

₹ 3000/- & in multiples of ₹ 1/- thereafter.

thereafter, 2) Monthly - ₹ 1000/- & in












Fund Manager Mr. Yogesh Patil Mr. Yogesh Patil Mr. Yogesh Patil Mr. Jaiprakash Toshniwal

Entry LoadNIL NIL NIL NIL

Exit Load

• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days

Riskometer Risk - Very High Risk - Very High Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

Scheme Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund - Nifty Plan LIC MF Index Fund - Sensex Plan

Scheme Type An Open Ended Equity Scheme Investing In Infrastructure Companies

An Open Ended Equity Linked Saving Scheme With A Statutory Lock In Of 3 Years And Tax Benefit

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking S & P Bse Sensex

Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus


Option Available Growth/IDCW Growth/IDCW Growth/IDCW Growth/IDCW

Benchmark Nifty Infrastructure TRI Nifty 500 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt ₹ 5000 ₹ 500 ₹ 5000 ₹ 5000

Min Additional Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500 ₹ 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount

Fund Manager Mr. Yogesh Patil Mr. Yogesh Patil Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal

Entry Load NIL NIL NIL NIL

Exit Load NIL (subject to lock-in period of 3 years)

Riskometer Risk - Very High Risk - Very High Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

















37
















• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days

Growth/IDCW


Summary : Key Features of the Schemes th(as on 30 September, 2021)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,

details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the

Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for

subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day

SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme NameLIC MF Exchange Traded Fund - Nifty 100


LIC MF Exchange Traded Fund - Sensex

Scheme TypeAn Open Ended Scheme Replicating/Tracking Nifty 100 Index

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking Sensex Index

Allotment Date March 17, 2016 November 20, 2015 November 30, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP RP RP

Option Available Growth Growth Growth

Benchmark Nifty 100 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt(lumpsum)

For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit

For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit

For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit

Min Additional Amt(lumpsum)Min Redemption Amt(lumpsum)

SIP dates

SIP Frequency

Min SIP Amount

Fund Manager Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal

Entry Load NIL

- - -

-

-

- - -

- -

- -

-

-

-

-

-

-

NIL NIL

Exit Load NIL NIL NIL

Riskometer Risk - Very High Risk - Very High Risk - Very High

Facility Available

Scheme Name LIC MF Equity Hybrid Fund LIC MF Debt Hybrid FundLIC MF Unit Linked InsuranceScheme


Scheme TypeAn Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments

An Open Ended Hybrid Scheme Investing Predominantly In Debt Instruments

An Open-Ended Insurance Linked Tax Saving Scheme

An Open Ended Fund For Investment For Children Having A Lock-In for at least 5 Years Or Till The Child Attains Age Of Majority (Whichever Is Earlier)

Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001

Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 5 Years Plus


Option Available Growth/IDCW Growth/IDCW Reinvestment IDCW Growth

Benchmark Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive IndexCrisil Hybrid 85 + 15 - Conservative Index

Min Investment Amt(lumpsum)

₹ 5000 ₹ 5000

₹ 10,000/- under Single Premium Option, ₹ 10,000/- under Regular Premium - Yearly option, ₹ 1,000/- under Regular Premium - Monthly Option

₹ 5000

Min Additional Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt (lumpsum) ₹ 500 ₹ 500 ₹ 1000 ₹ 500

SIP dates Any day# Any day# 15th Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount1) Monthly - ₹ 1000/- 2) Quarterly - ₹ 3000/-

Fund ManagerMr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt)Mr. Karan Doshi (Equity, Co-Fund Mgr)

Mr. Marzban Irani (Debt), Mr. Karan Doshi (Equity)

Mr. Yogesh Patil (Equity)Mr. Dikshit Mittal (Equity, Co-Fund Mgr)Mr. Marzban Irani (Debt)

Mr. Marzban Irani (Debt) Mr. Karan Doshi (Equity)

Entry Load NIL NIL NIL NIL

Exit Load NIL (subject to lock-in period of 3 years) NILLock-in Period:- at least 5 years or till the child attains age of majority whichever is earlier on every Business Day).

Riskometer Risk - Very High Risk - Moderate Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP













LIC MF Government Securities Fund

An Open Ended Debt Scheme Investing in Government Securities Across Maturity

December 10, 1999

3 Years Plus

RP/DP

Growth/IDCW/PF

NIFTY All Duration G-Sec Index*

₹ 10000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter

Mr. Marzban Irani

NIL

0.25% if exit within 30 days from the date of allotment of units

Risk - Low to Moderate

SIP/STP

LIC MF G-Sec Long Term Exchange

Traded Fund

An Open Ended Scheme Replicating / Tracking Nifty 8-13 Yr G-Sec Index

December 24, 2014

3 Years Plus

RP

-

-

-

-

-

-

Growth

Nifty 8-13 yr G-Sec Index

For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit

Mr. Marzban Irani

NIL

NIL

Risk - Moderate

38







Mr. Sanjay Pawar (Co-Fund Manager)


Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name

Scheme Name

LIC MF Liquid Fund

LIC MF Arbitrage Fund LIC MF Short Term Debt Fund LIC MF Overnight Fund

LIC MF Savings Fund LIC MF Banking & PSU Debt Fund

Scheme Type

Scheme Type

An Open-Ended Liquid Scheme

An open ended scheme investing in arbitrage opportunities

An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Please refer Page No 37 of SID)

An open-ended debt scheme investing in overnight securities.

An Open Ended Low Duration Debt Scheme Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months (Please refer Page No.27)

An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds

Allotment Date

Allotment Date

March 18, 2002

January 25, 2019 February 01, 2019 July 18, 2019

June 09, 2003 May 31, 2007

Ideal Investment Horizon

Ideal Investment Horizon

1 Day Plus

1 Day Plus1 Year Plus 3 Years Plus

6 Months Plus 3 Years Plus

Plan Available

Plan Available

RP/DP

RP/DP RP/DP RP/DP

RP/DP RP/DP

Option Available

Option Available

Growth/IDCW

Growth/IDCW Growth/IDCW Growth/IDCW

Growth/IDCW Growth/IDCW

Benchmark

Benchmark

Crisil Liquid Fund Index

Nifty 50 Arbitrage Index Crisil Short Term Bond Fund Index NIFTY 1D Rate Index

CRISIL Low Duration Debt Index Nifty Banking and PSU Debt Index

Min Investment Amt (lumpsum)

Min Investment Amt (lumpsum)

₹ 5000

₹ 5000 ₹ 5000 ₹ 5000

₹ 5000 ₹ 5000

Min Additional Amt (lumpsum)

Min Additional Amt (lumpsum)

₹ 500

₹ 500 ₹ 500 ₹ 500

₹ 500 ₹ 500

Min Redemption Amt (lumpsum)

Min Redemption Amt (lumpsum)

₹ 500

₹ 500 ₹ 500 ₹ 500

₹ 500 ₹ 500

SIP dates

SIP dates

Any day#

Any day# Any day# Any day#

Any day# Any day#

SIP Frequency

SIP Frequency

Monthly / Quarterly

Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Monthly / Quarterly Monthly / Quarterly

Min SIP Amount

Min SIP Amount

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter,2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter



Fund Manager

Fund Manager

Mr. Rahul Singh Mr. Rahul Singh Mr. Marzban Irani

Entry Load

Entry Load

NIL

NIL NIL NIL

NIL NIL

NIL

NIL

NIL

Exit Load

Exit Load

See below note* NIL

Riskometer

Riskometer


Risk - Low Risk - Low to Moderate Risk - Low

Risk - Low to Moderate Risk - Low to Moderate

Facility Available

*LIC MF Liquid Fund Exit Load :

Facility Available

SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP

39

Mr. Jaiprakash Toshniwal (Equity),Mr. Marzban Irani (Debt)

Mr. Marzban IraniMr. Sanjay Pawar (Co-Fund Manager)

Mr. Rahul Singh

th(as on 30 September, 2021)

Investor exit upon Subscription Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 onwards

Exit load as a % of redemption/switch out proceeds 0.0070% 0.0065% 0.0060% 0.0055% 0.0050% 0.0045% 0.0000%

w.e.f. 1st Sept 2021

Ÿ For redemption/switch out of units on or before 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil


Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name LIC MF Ultra Short Term Fund

Scheme Type An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 44 of SID)

Allotment Date November 27, 2019

Ideal Investment Horizon Upto 6 months

Plan Available RP/DP

Option Available Growth/IDCW

Benchmark CRISIL Ultra Short Term Debt Index

Min Investment Amt (lumpsum) ₹ 5000

Min Additional Amt (lumpsum) ₹ 500

Min Redemption Amt (lumpsum) ₹ 500

SIP dates Any day#

SIP Frequency Daily / Monthly / Quarterly

Min SIP Amount1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

Fund Manager

Entry Load NIL

Exit Load

Riskometer Risk - Low to Moderate

Facility Available SIP/STP/SWP

40

Mr. Rahul Singh

th(as on 30 September, 2021)

NIL


LIC MF Bond Fund

An open ended medium term debt scheme investing in instruments with Macaulay duration of the portfolio is between 4 years and 7 years (Please refer Page No.35 of SID).

June 23, 1999

3 Years Plus

RP/DP

Growth/IDCW

Crisil Composite Bond Fund Index

₹ 5000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

Mr. Marzban Irani

NIL


SIP/STP/SWP

Ÿ 0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment of units.

Ÿ No Exit Load is payable if units are redeemed/switched-out after 15 days from the date of allotment.

Disclaimer for Index TRI

As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1-Jan-1991 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

(1) LIC MF Equity Hybrid Fund

(2) LIC MF Flexi Cap Fund

(3) LIC MF Large Cap Fund

(4) LIC MF Tax Plan

As TRI data is not available since inception of LIC MF Flexi Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15-Apr-1993 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01-Sep-1994 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31-Mar-1997 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

The benchmark of LIC MF Large Cap Fund, LIC MF Flexi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF

Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, 2018. For further details, please

visit www.licmf.com

Mr. Marzban Irani has over 21 years of experience including 15 years of experience in Fund Management.

Fund Managers Experiences

Mr. Yogesh Patil has over 18 years of experience including 10 years of experience in Fund Management.

Mr. Rahul Singh has over 15 years of experience including 6 years of experience in Fund Management.

Mr. Sanjay Pawar has over 14 years of experience including 1 year of experience in Fund Management.

Mr. Karan Doshi has over 8 years of experience including 4 months of experience in Fund Management.


Mr. Jaiprakash Toshniwal has over 12 years of experience including 1 month of experience in Fund Management.

Mr. Dikshit Mittal has over 12 years of experience including 1 month of experience in Fund Management.

41

GLOSSARY OF TERMSApplication Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme

Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..

Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.

AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.

Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.

Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.

Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.

Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.

Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.

Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price.

Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.

NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.

Portfolio Yield: Disclosure only required for Debt Funds.

Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.

Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.

Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.

SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.

Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.

Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

BRANCH OFFICES Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad 380006. Tel.: 079-26588301/40380568. Bangalore: No.4, Canara Mutual Building (Opp. Cash

Pharmacy), 2nd Floor, Residency Rd, Bangalore 560025. Tel.: 080-22118478/22295598. Bhubaneswar: Plot no-2B&2C, Ground floor, Behind Ram Mandir, Unit-3, Kharavel Nagar,

Bhubaneswar 751001, Odisha. Tel.: 9439455522. Borivali: Shop No.3, Raghuviir Tower, SVP Road, Chamunda Circle, Borivali West, Mumbai-400092. Chandigarh: S.C.O.-20-30, Jeevan

Prakash Building, Ground Floor, LIC Divisional Office, Sector-17B, Chandigarh 160017. Tel.: 0172-4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-

28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road, Coimbatore-641018. Tel.: 0422-4393014 Ernakulam: 11th Floor, Jeevan Prakash,

M.G. Road, Ernakulam, Kochi 682011. Tel.: 0484-2367643. Goa: Jeevan Vishwas Building, Edc Complex, Plot No. 2, Patto, Panaji, Goa - 403001. Tel.: 0832-2988100 Guwahati: LIC Mutual

Fund Asset Management Limited, Jeevan Prakash Building, Ground Floor, S. S. Road, Fancy Bazar, Guwahati - 781 001. Hyderabad: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building,

Basheerbagh, Hyderabad 500029. Tel.: 040-23244445/23210572. Indore: U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, Indore 452001. Tel.: 0731-2520262. Jaipur: LIC Divisional

Office-1 Campus, Ground Floor, Jeevan Nidhi-II (Investment Building), Bhawani Singh Road, Ambedkar Circle, Jaipur 302005. Tel.: 0141-2743620. Kanpur: Jeevan Vikas, Ground Floor,

16/98, M.G. Road, Kanpur 208001. Tel.: 0512-2360240/3244949. Kolkata: Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata 700072. Tel.: 033-22129455.

Lucknow: Jeevan Prakash, Ground Floor, Main & Annexe Building, 30, Hazratganj, Lucknow 226001. Tel.: 0522-2231186. Mangalore: LIC Mutual Fund Asset Management Limited, No. 6,

Ground Floor, Popular Building, K S Rao Road, Mangalore - 575 001. Tel. No.: 0824-2411482. Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400020. Tel.:

022-22885971/22817163. Thane: 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express Highway, Thane - 400 604. Tel.: 022-25804738. Nagpur: Jeevan Seva Bldg., Mount Road,

Sadar, Nagpur 440001. Tel.: 0712-2542497. Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, Nashik 422002. Tel.: 0253-2579507. New Delhi: 7th Floor, Jeevan

Prakash, 25 K.G. Marg, New Delhi 110001. Tel.: 011-23359190/23314396. Patna: LIC Mutual Fund Asset Management Limited, Office No. 212, Adison Arcade, Fraser Rod, Near Maurya

Hotel, Dist. Patna - 800001. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005. Tel.: 020-25537301. Raipur: 1st Floor, Phase 1, Investment Building, LIC of

India, Jeevan Bima Marg, Pandri, Raipur, Chhattisgarh - 492004. Phone No.: 0771 - 2236780. Rajkot: LIC of India Bldg., Jeevan Prakash, Tagore Marg, Rajkot 360002. Tel.: 0281- 2461522.

Ranchi: 2nd Floor, Narasaria Tower, Opposite Lalpur Police Station, Ranchi-834001. Tel.: 0651-2206372 Surat: Office No – D- 117, International Trade Centre (Itc), Majuragate Crossing, Ring

Road- Surat- 395002. Tel.: 0261-4862626. Varanasi: CBO 4, LIC of India Divisional Office, Bhelupur Gauriganj, Varanasi U.P.: 221 001


42

Agartala: Ols Rms Chowmuhani, Mantri Bari Road,1St Floor, Near Traffic Point, Tripura West, Agartala, Tripura, 799001 / 0381-2317519; Agra: House No. 17/2/4, 2Nd Floor, Deepak Wasan Plaza, Behind Hotel Holiday

Inn, Sanjay Place, In The City Of Agra, Agra, Uttar Pradesh, 282002 / 7518801801; Ahmedabad: 201/202 Shail Complex, Opp: Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad,

Gujarat, 380006 / 9081903021; Ajmer: 302, 3Rd Floor, Ajmer Auto Building, Opposite City Power House, Jaipur Road; Ajmer, Rajasthan, 305001 / 0145-5120725; Akola: Yamuna Tarang Complex, Shop No 30, Ground

Floor, N.H. No- 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra, 444004 / 0724-2451874; Aligarh: Sebti Complex Centre Point, In The City Of Aligarh, Aligarh, Uttar Pradesh, 202001 / 7518801802;

Allahabad: Meena Bazar" 2Nd Floor, 10, S. P. Marg, Civil Lines, Subhash Chauraha, In The City Of Allahabad, Allahabad, Uttar Pradesh, 211001 / 7518801803; Alleppy: 1St Floor, Jp Towers, Mullackal, Ksrtc Bus Stand,

Alleppy, Kerala, 688011 / 0477 2263055; Alwar: Office Number 137, First Floor, Jai Complex Road No – 2, Alwar, Rajasthan, 301001 / 0144-2335550 / 0144-2335551; Amaravathi: Shop No. 21, 2Nd Floor, Gulshan

Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra, 444601 / 0721 2569198; Ambala: 6349,2Nd Floor, Nicholson Road, Adjacent Kos Hospitalambala Cant, Ambala, Haryana, 133001 /

7518801804; Amritsar: 72-A, Taylor'S Road, Opp Aga Heritage Club, Amritsar, Punjab, 143001 / 0183-5053802; Anand: B-42 Vaibhav Commercial Center, Nr Tvs Down Town Shrow Room, Grid Char Rasta, Anand,

Gujarat, 380001 / 9081903038; Ananthapur: Plot No: 12-313, Balaji Towers, Srinagar, Ananthapur Village, Anantapur, Andhra Pradesh, 515001 / 8554244449; Asansol: 114/71 G T Road, Bhanga Panchil Near Nokia

Care, Asansol, West Bengal, 713303 / 0341-2220077; Aurangabad: Shop No B 38, Motiwala Trade Centre, Nirala Bazar, Aurangabad, Maharashthra, 431005 / 0240-2343414; Azamgarh: House No. 290, Ground Floor,

Civil Lines, Near Sahara Office, In The City Of Azamgarh, Azamgarh, Uttar Pradesh, 276001 / 7518801805; Balasore: 1-B. 1St Floor, Kalinga Hotel Lane, Baleshwa, Baleshwar Sadar, Balasore, Orissa, 756001 / 06782-

260503; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka, 560004 / 080-26602852; Bankura: Plot Nos- 80/1/A,Natunchati Mahalla, 3Rd Floor,, Ward No-24, Opposite P.C Chandra,

Bankura Town, Bankura, West Bengal, 722101 / 9434480586; Bareilly: 54-Civil Lines, Ayub Khan Chauraha, Civil Lines Road, In The City Of Deoria, , Bareilly, Uttar Pradesh, 243001 / 7518801806; Barhampore (Wb):

Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (Wb), West Bengal, 742101 / 0348- 2274494; Baroda: 203, Corner Point, Jetalpur Road, Baroda, Gujarat,

Baroda, Gujarat, 390007 / 0265-2353506; Begusarai: C/O Dr Hazari Prasad Sahu, Ward No 13, Behind Alka Cinema, Begusarai (Bihar), Begusarai, Bihar, 851117 / 7518801807; Belgaum: Cts No 3939/ A2 A1, Above

Raymonds Show Room |Beside Harsha Appliances, Club Road, Belgaum, Karnataka, 590001 / 0831 2402544; Bellary: Shree Gayathri Towers, #4, 1St Floor, K.H.B.Colony, Gopalaswamy Mudaliar Road,, Gandhi

Nagar-Bellary, Karnataka, 583103 / 08392 – 254750; Berhampur (Or): Opp Divya Nandan Kalyan Mandap, 3Rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (Or), Orissa, 760001 / 0680-2228106; Betul:

107,1St Floor, Hotel Utkarsh, J. H. College Road, Betul, Madhya Pradesh, 460001 / 07141 - 231301; Bhagalpur: 2Nd Floor, Chandralok Complex, Near Ghanta Ghar, In The City Of Bhagalpur, Bihar, Bhagalpur, Bihar,

812001 / 7518801808; Bharuch: 123 Nexus Business Hub, Near Gangotri Hotel, B/S Rajeshwari Petroleum, Makampur Road, Bharuch, Gujarat, 392001 / 9081903042; Bhatinda: Second Floor, Mcb -2-3-01043

Goniana Road, Opp: Nippon India Mf Gt Rode, Near Hanuman Chowk Bhatinda, Bhatinda, Punjab, 161001 / 0164- 5006725; Bhavnagar: 303, Sterling Point, Waghawadi Road, Bhavnagar, Gujarat, 364001 / 278-

3003149; Bhilai: Shop No -1, First Floor Plot No -1, Commercial Complex Nehru Nagar - East, Bhilai, Chatisgarh, 490020 / 0788-2289499 / 2295332; Bhilwara: Shop No. 27-28, 1St Floor, Heera Panna Market, Pur

Road, Bhilwara, Rajasthan, 311001 / 01482-246362 / 246364; Bhopal: Gurukripa Plaza, Plot No. 48A, Opposite City, Hospital, Zone-2, M P Nagar, Bhopal, Madhya Pradesh, Bhopal, Madhya Pradesh, 462011 / 0755-

4092712,0755-4092715; Bhubaneswar: A/181, Saheed Nagar, Janardan House, Room #: 07; 3Rd Floor, Bhubaneswar, Orissa, 751007 / 0674-2548981; Bikaner: 70-71, 2Nd Floor | Dr.Chahar Building, Panchsati

Circle, Sadul Ganj, Bikaner, Rajasthan, 334003 / 0151-2200014; Bilaspur: Shop No -225,226 & 227,2Nd Floor, Narayan Plaza, Link Road, Bilaspur, Chatisgarh, 495001 / 07752-470070; Bokaro: City Centre, Plot No.

He-07, Sector-Iv; Bokaro Steel City, Bokaro, Jharkhand, 827004 / 7542979444; Borivali: Gomati Smuti,Ground Floor, Jambli Gully, Near Railway Station, Borivali, Mumbai, Maharashtra, 400 092 / 022- 28916319;

Burdwan: Anima Bhavan, 1St Floor, Holding No.-42, Sreepally, G. T. Road, West Bengal, Burdwan, West Bengal, 713103 / 0342-2665140; Calicut: Second Floor, Manimuriyil Centre, Bank Road, Kasaba Village,

Calicut, Kerala, 673001 / 0495-4022480; Chandigarh: Sco- 2423-2424, Above Mirchi Restaurent, New Aroma Hotel, First Floor, Sector 22-C, Chandigarh, Union Territory, 160022 / 0172-5101342; Chandrapur: Shop

No-6 Office No-2, 1St Floor Rauts Raghuvanshi Complex, Beside Azad Garden Main Road, Chandrapur, Maharashthra, 442402 / 07172-270262; Chembur: Shop No 4, Ground Floor, Shram Saflya Bldg, N G Acharya

Marg, Chembur, Mumbai, Maharashtra, , 022-662215536; Chennai: F-11, Akshaya Plaza, 1St Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu, 600002 / 044-42028512;

Chinsura: 96, Doctors Lane; Po: Chinsurah; Dt: Hooghly, , Chinsurah, West Bengal, 712101 / 033-26810164; Cochin: Ali Arcade, 1St Floor,Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm,

Kerala, 682036 / 0484 - 4025059; Coimbatore: 3Rd Floor, Jaya Enclave, 1057 Avinashi Road, , Coimbatore, Tamil Nadu, 641018 / 0422 - 4388011; Cuttack: Shop No-45,2Nd Floor, Netaji Subas Bose Arcade, (Big Bazar

Building), Adjacent To Reliance Trends, Dargha Bazar, Cuttack, Orissa, 753001 / 8658691094; Darbhanga: Jaya Complex,2Nd Floor, Above Furniture Planet,Donar, Chowk, Darbhanga, Bihar, 846003 / 7518801809;

Davangere: D.No 162/6 , 1St Floor, 3Rd Main, P J Extension, Davangere Taluk,, Davangere Mandal,Davangere, Davangere, Karnataka, 577002 / 0819-2258714; Dehradun: Kaulagarh Road, Near Sirmaur Margabove,

Reliance Webworld, Dehradun, Uttaranchal, 248001 / 7518801810; Deoria: K. K. Plaza, Above Apurwa Sweets, Deoria, Uttar pradesh, 274001 / 7518801811; Dewas: 27 Rmo House, Station Road, Above Maa

Chamunda Gaes Agency, Dewas, Madhya Pradesh, 455001 / 07272-426010; Dhanbad: 208 New Market 2Nd Floor, Bank More, Dhanbad, Jharkhand, 826001 / 9264445981; Dharwad: 307/9-A 1St Floor, Nagarkar

Colony, Elite Business Center, Nagarkar Colony,P B Road, Dharwad, Karnataka, 580001 / 0836- 2744207; Dhule: Ground Floor Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store,

Dhule, Maharashthra, 424001 / 02562-282823; Dindigul: No 59B New Pensioner Street, Opp Gomathi Lodge, Palani Road, Dindigul, Dindigul, Tamil Nadu, 624001 / 0451- 2436177; Durgapur: Mwav-16 Bengal

Ambuja, 2Nd Floor City Centre, Distt. Burdwan, Durgapur-16, Durgapur, West Bengal, 713216 / 0343-6512111; Eluru: House No 22B-12-1/1, Ground Floor, Gade Vari Street, Power Peta, Eluru 2, Eluru-West Godavari,

Eluru, Andhra Pradesh, 534002 / 08812-227851 / 52 / 53 / 54; Erode: No: 4, Veerappan Traders Complex, Address No 38/1, Sathy Road, (Vctv Main Road),, Sorna Krishna Complex,Ground Floor, Erode, Tamil Nadu,

638003 / 0424-4021212; Faridabad: A-2B 2Nd Floor, Neelam Bata Road Peerki Mazar, Nehru Ground Nit, Faridabad, Haryana, 121001 / 7518801812; Ferozpur: The Mall Road, Chawla Bulding, Ist Floor, Opp. Centrail

Jail, Near Hanuman Mandir, Ferozepur, Punjab, 152002 / 01632-241814; Gandhidham: Shop # 12, Shree Ambica Arcade, Plot # 300, Ward 12. Opp. Cg High School, Near Hdfc Bank, Gandhidham, Gujarat, 370201 /

9081903027; Gandhinagar: 123, First Floor, Megh Malhar Complex, Opp. Vijay Petrol Pump, Sector - 11, Gandhinagar, Gujarat, 382011 / 079 23244955; Gaya: 54 Lal Kothi Compound, Shree Krishna Road, 2Nd Floor,

North Side, Near Royal Surya Hotel, Gaya, Bihar, 823001 / 0631-2220065; Ghaziabad: Ff - 31, Konark Building, Rajnagar, Lohia Nagar, Ghaziabad, Uttar Pradesh, 201003 / 7518801813; Ghazipur: House No. 148/19,

Mahua Bagh, In The City Of Ghazipur, Ghazipur, Uttar Pradesh, 233001 / 7518801814; Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh, 271001 / 7518801815; Gorakhpur: Above V.I.P. House

Ajdacent, A.D. Girls College, Bank Road, Gorakpur, Uttar Pradesh, 273001 / 7518801816; Gulbarga: H No 2-231, Krishna Complex, 2Nd Floor Opp. Municipal Corporation Office, Jagat, Station Main Road, Kalaburagi,

Gulbarga, Karnataka, 585105 / 8088934338; Guntur: 2Nd Shatter, 1St Floor. Hno. 6-14-48, 14/2 Lane, Arundal Pet, Guntur, Andhra Pradesh, 522002 / 0863-2339094; Gurgaon: 2Nd Floor, Vipul Agora, M. G. Road, In

The City Of Gurgaon, Gurgaon, Haryana, 122001 / 7518801817; Guwahati: 1St Floor, Bajrangbali Building, Near Bora Service Station, Gs Road, Guwahati, Assam, 781007 / 8811036746; Gwalior: City Centre, Near

Axis Bank, In The City Of Gwalior, Madhya Pradesh, Gwalior, Madhya Pradesh, 474009 / 7518801818; Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Kaladhungi Road, Haldwani, Uttaranchal,

263139 / 7518801819; Haridwar: Shop No. - 17, Bhatia Complex, Near Jamuna Palace, Haridwar (Uttarakhand.), Haridwar, Uttaranchal, 249410 / 7518801820; Hassan: Sas No-212, Ground Floor, Sampige Road 1St

Cross, Near Hotel Souther Star, K R Puram, Hassan, Karnataka, 573201 / 08172 262065; Hissar: Shop No. 20, Ground Floor, R D City Centre, Railway Road, In The City Of Hissar, Hissar, Haryana, 125001 /

7518801821; Hoshiarpur: 1St Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab, 146001 / 01882-500143; Hubli: Ctc No.483/A1/A2, Ground Floor, Shri Ram Palza, Behind Kotak Mahindra

Bank, Club Road, Hubli, Karnataka, 580029 / 0836-2252444; Hyderabad: 303, Vamsee Estates, Opp Bigbazaar, Ameerpet, Hyderabad-16, Telangana-, Hyderabad, Telangana, 500034 / 040-44857874 / 75 / 76; Indore:

101, Diamond Trade Centre, Indore, Madhya Pradesh - Indore, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh, 452001 / 0731-4266828/4218902; Jabalpur: 3Rd Floor, R.R. Tower.5,

Lajpatkunj, Near Tayabali Petrol Pump, Jabalpur, Madhya Pradesh, 482001 / 0761-4923301; Jaipur: Office Number 101, 1St Floor, Okay Plus Tower, Next To Kalyan Jewellers, Government Hostel Circle, Ajmer Road,

Jaipur, Rajasthan, 302001 / 01414167715/17; Jalandhar: 1St Floor,Shanti Towers, Sco No. 37, Puda Complex,, Opposite Tehsil Complex, Jalandhar, Punjab, 144001 / 0181-5094410; Jalgaon: 3Rd Floor, 22

Yashodhan Ring Road, Jalgaon, Jalgaon, Maharashthra, 425001 / 9421521406; Jalpaiguri: D B C Road Opp Nirala Hotel, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal, 735101 / 03561-222136; Jammu:

Gupta'S Tower, 2Nd Floor, Cb-12, Rail Head Complex, Jammu, Jammu & Kashmir, 180012 / 0191-2458820 / 2458818; Jamnagar: 136-137-138 Madhav Palaza, Opp Sbi Bank, Nr Lal Bunglow, Jamnagar, Gujarat,

361001 / 0288 3065810; Jamshedpur: 2Nd Floor, R R Square, Sb Shop Area,Near Reliance Foot Print & Hotel- Bs Park Plaza, Main Road, Bistupur, Jamshedpur, Jharkhand, 831001 / 0657-6655003/ 6655004/

6655005/ 6655006/ 6655007; Jaunpur: R. N. Complex, Opposite Pathak Honda, Above Oriental Bank Of Commerce, In The City Of Jaunpur, Jaunpur, Uttar Pradesh, 222002 / 7518801822; Jhansi: 1St Floor, Puja

Tower, Near 48 Chambers, In The City Of Jhansi, Jhansi, Uttar Pradesh, 284001 / 7518801823; Jodhpur: Shop No. 6, Ground Floor, Gang Tower, Opposite Arora Moter Service Centre, Near Bombay Moter Circle,

Jodhpur, Jodhpur, Rajasthan, 342001 / 7737014590; Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat, 362001 / 0285-2652220; Kannur: 2 Nd Floor, Prabhath Complex, Fort

Road, Nr.Icici Bank, Kannur, Kerala, 670001 / 0497-2764190; Kanpur: 15/46, B, Ground Floor, Opp : Muir Mills, Civil Lines, Kanpur, Uttar Pradesh, 208001 / 7518801824; Karimnagar: D.No: 2-10-1298,2Nd Floor,

Rathnam Arcade, Jyothi Nagar, Karimnagar, Telangana, 505001 / 0878-2244773; Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana, 132001 / 0184-2252524; Karur: No 88/11 B B

Plaza, Nrmp Street, K S Mess Back Side, Karur, Tamil Nadu, 639002 / 04324-241755; Khammam: 11-4-3/3, Shop No. S-9, Srivenkata Sairam Arcade, Old Cpi Office, Near Priyadarshini College,Nehru Nagar,,

Khammam, Telangana, 507002 / 8008865802; Kharagpur: Sbi Building, Malancha Road, Po: Kharagpur, Ps: Kharagpur, Holding No 254/220, Ward No.16, Dist: Paschim Medinipur, Kharagpur, West Bengal, 721304 /

03222-253380; Kolhapur: 605/1/4 E Ward, Shahupuri 2Nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashthra, 416001 / 0231 2653656; Kolkata: Apeejay House (Beside Park Hotel), C Block,3Rd

Floor, 15 Park Street, Kolkata, West Bengal, 700016 / 033 66285900; Kollam: Ground Floor,A Narayanan Shopping Complex, Kausthubhsree Block, Kadapakada, Kollam, Kerala, 691008 / 474-2747055; Korba: Nidhi

Biz Complex, Plot No 5, Near Patidar Bhawan, T. P. Nagar, In The City Of Korba, Korba, Chatisgarh, 495677 / 7518801826; Kota: D-8, Shri Ram Complex, Opposite Multi, Purpose School, Gumanpura, Kota, Kota,

Rajasthan, 324007 / 0744-5100964; Kottayam: 1St Floor Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala, 686002 / 0481-2300868/2302420; Kurnool: Shop No:47, 2Nd Floor, S Komda

Shoping Mall, Kurnool, Andhra Pradesh, 518004 / 08518-228550; Lucknow: Ist Floor, A. A. Complex, 5 Park Road, Hazratganj, Thaper House, Lucknow, Uttar Pradesh, 226001 / 7518801830; Ludhiana: Sco - 136, 1St

Floor Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab, 141001 / 0161-4648747; Madurai: Rakesh Towers, 30-C, Ist Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu, 625010 / 0452-

2605856; Malappuram: First Floor, Peekays Arcade, Down Hill, Malappuram, Kerala, 676505 / 0483-2731480; Malda: Ram Krishna Pally, No.1 Govt Colony, Ground Floor, English Bazar; Malda, West Bengal, 732101 /

03512-223763; Mandi: House No. 99/11, 3Rd Floor, Opposite Gss Boy School, School Bazar, In The City Of Mandi, Mandi, Uttar Pradesh, 175001 / 7518801833; Mangalore: Mahendra Arcade Opp Court Road,

Fin Technologies Private Limited OfficesK


Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED

Fax : +91 22 2283 5606 E-mail: [email protected] Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Board : +91 22 6601 6000



Karangal Padi, , Mangalore, Karnataka, 575003 / 0824-2496289; Margao: 2Nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa, 403601 / 0832-2731823; Mathura: Shop No. 9, Ground Floor, Vihari Lal Plaza,

Opposite Brijwasi Centrum, Near New Bus Stand, In The City Of Mathura, Mathura, Uttar Pradesh, 281001 / 7518801834; Meerut: H No 5, Purva Eran, Opp Syndicate Bank, Hapur Road, Meerut, Meerut, Uttar Pradesh,

250002 / 7518801835; Mehsana: Ff-21 Someshwar Shopping Mall, Modhera Char Rasta, Mehsana, Gujarat, 384002 / 02762-242950; Mirzapur: House No. 404, Ward No. 8, Dankeenganj, Mirzapur, , Mirzapur, Uttar

Pradesh, 231001 / 7518801836;Moga: 1St Floor,Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, 142001 / 01636 - 230792; Moradabad: Chadha Complex, G. M. D. Road, Near Tadi Khana, Chowk, In

The City Of Moradabad, Moradabad, Uttar Pradesh, 244001 / 7518801837; Morena: House No. Hig 959, Near Court, Front Of Dr. Lal Lab, Old Housing Board Colony, Morena, Madhya Pradesh, 476001 / 7518801838;

Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bse Bldg, Fort, Maharashthra, 400001 / 022-66235353; Muzaffarpur: First Floor Saroj Complex, Diwam Road, Near Kalyani Chowk, Muzaffarpur,

Muzaffarpur, Bihar, 842001 / 7518801839; Mysore: L-350, Silver Tower, Ashoka Road, Opp.Clock Tower, Mysore, Karnataka, 570001 / 0821-2438006; Nadiad: 311-3Rd Floor City Center, Near Paras Circle, Nadiad,

Gujarat, 387001 / 0268-2563245; Nagerkoil: Hno 45,1St Floor, East Car Street, Nagercoil, Tamil Nadu, 629001 / 04652 - 233552; Nagpur: Plot No. 2, Survey No. 1032 And 1033 Of Gagdakhare Town, Dharampeth,, ,

Nagpur, Maharashthra, 440010 / 0712-2533040; Nanded: Shop No.4, Santakripa Market, G G Road, Opp.Bank Of India, Nanded, Maharashthra, 431601 / 02462-237885; Nashik: S-9, Second Floor, Suyojit Sankul,

Sharanpur Road, Nasik, Maharashthra, 422002 / 0253-6608999; Navsari: 103, 1St Floore Landmark Mall, Near Sayaji Library, Navsari Gujarat, Navsari, Gujarat, 396445 / 9081903040; Nellore: D No:16-5-66 Ramarao

Complex No:2Shop No:305, 3Rd Floor Nagula Mitta Rode, Opp Bank Of Baroda. Nellore, Nellore, Andhra Pradesh, 524001 / 0861 2349940; New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New

Delhi, 110001 / 011- 43681700; Nizamabad: H No:5-6-430, Above Bank Of Baroda First Floor, Beside Hdfc Bank,Hyderabad Road, Nizamabad, Telangana, 503003 / 08462-224366; Noida: F - 21, Sector - 18, In The City

Of Noida, , Noida, Uttar Pradesh, 201301 / 7518801840; Palghat: No: 20 & 21, Metro Complex H.P.O.Road Palakkad, H.P.O.Road, Palakkad, Kerala, 678001 / 9895968533; Panipat: 3Rd Floor Preet Tower, Behind

Akash Institute, Gt Road-Panipat, Panipat, Haryana, 132103 / 7518801841; Panjim: Flat No.1-A, H. No. 13/70, Timotio Bldg, Heliodoro Salgado Road, Next To Navhind Bhavan (Market Area), Panjim, Goa, 403001 /

0832-2426874; Pathankot: 2Nd Floor, Sahni Arcade Complex, Adj.Indra Colony Gate Railway Road, Pathankot, Pathankot, Punjab, 145001 / 0186-5080188; Patiala: Sco 27 D, Chotti Baradari, Near Car Bazaar, Patiala,

Punjab, 147001 / 0175-5004349; Patna: 3A, 3Rd Floor Anand Tower, Exhibition Road, Opp Icici Bank, Patna, Bihar, 800001 / 0612-4323066; Pollachi: 1St Floor, Mkg Complex, Opp To Gowri Shankar Hotel, Pollachi,

Tamil Nadu, 642002 / 04259- 235111; Pondicherry: Building No:7, 1St Floor, Thiayagaraja Street, Pondicherry, Pondicherry, 605001 / 0413-45490253; Proddatur: D.No: 4/625, Bhairavi Complex, Bhairavi Complex,

Upstairs Karur Vysya Bank, Gandhi Road, Proddatur, Andhra Pradesh, 516360 / 08564 - 242898; Pune: Office No 207-210, 2Nd Floor, Kamla Arcade, Jangli Maharaj Road, Opposite Balgandharva, Shivaji Nagar, Pune,

Maharashthra, 411005 / 020 -66210449; Raipur: Office No S-13, Second Floor, Reheja Tower, Fafadih Chowk, Jail Road, Raipur, Chatisgarh, 492001 / 0771-4912611; Rajahmundry: D.No.6-1-4, Rangachary Street,

T.Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh, 533101 / 0883-2434468/70; Rajkot: 302, Metro Plaza, Near Moti Tanki Chowk, Rajkot, Rajkot, Gujarat, 360001 / 9081903025; Ranchi: Room No 307 3Rd

Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand, 834001 / 0651-2331320; Ratlam: 1 Nagpal Bhawan Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh, 457001 / 07412-320398;

Renukoot: C/O Mallick Medical Store, Bangali Katra, Main Road, Renukoot, (Dist. Sonebhadra ), Renukoot, Uttar Pradesh, 231217 / 7518801842; Rewa: In Front Of Teerth Memorial Hospital, In The City Of Reewa, ,

Rewa, Madhya Pradesh, 486001 / 7518801843; Rohtak: Shop No 14, Ground Floor, Ashoka Plaza,Delhi Road, , Rohtak, Haryana, 124001 / 7518801844; Roorkee: Shree Ashadeep Complex 16, Tyagi Dairy Road, Civil

Lines,Near Income Tax Office, , Roorkee, Uttaranchal, 247667 / 7518801845; Rourkela: 2Nd Floor, Main Road, Udit Nagar, Rourkela, Sundargarh, Rourekla, Orissa, 769012 / 0661-2500005; Sagar: Ii Floor, Above Shiva

Kanch Mandir., 5 Civil Lines, Sagar, Sagar, Madhya Pradesh, 470002 / 07582-402404; Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh, 247001 / 7518801846; Salem: No 3/250, Brindavan

Road, 6Th Cross,Perumal Kovil Back Side, Fairland'S, Salem, Tamil Nadu, 636016 / 0427-4020300; Sambalpur: Sahej Plaza; First Floor, Shop No. 219; Golebazar, Sambalpur, Sambalpur, Orissa, 768001 / 0663-

2533437; Satna: Jainam Market, Purana Power House Chauraha, Panni Lal Chowk, In The City Of Satna, Rewa Road, Satna, Madhya Pradesh, 485001 / 7518801847; Shillong: Annex Mani Bhawan, Lower Thana

Road, Near R K M Lp School, Shillong, Meghalaya, 793001 / 0364 - 2506106; Shimla: Triveni Building, By Pas Chowkkhallini, Shimla, Himachal Pradesh, 171002 / 7518801849; Shimoga: Sri Matra Naika Complex, 1St

Floor, Above Shimoga Diagnostic Centre, Llr Road, Durgigudi, Shimoga, Karnataka, 577201 / 08182-228799; Shivpuri: Near Hotel Vanasthali, In Front Of Sawarkar Park, A. B. Road, In The City Of Shivpuri, Shivpuri,

Madhya Pradesh, 473551 / 7518801850; Sikar: First Floor, Super Tower, Behind Ram Mandir Near Taparya Bagichi, Sikar, Rajasthan, 332001 / 01572-250398; Silchar: N.N. Dutta Road, Chowchakra Complex,

Premtala, Silchar, Assam, 788001 / 3842261714; Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal, 734001 / 0353-2522579; Sitapur: 12/12, Surya Complex, Station Road, Sitapur, Sitapur, Uttar Pradesh,

261001 / 7518801851; Solan: Disha Complex, 1St Floor, Above Axis Bank, Rajgarh Road, In The City Of Solan, Solan, Himachal Pradesh, 173212 / 7518801852; Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule

Solapur, Solapur, Maharashthra, 413004 / 0217-2300021 / 2300318; Sonepat: 2Nd Floor, Dp Tower, Model Town, Near Subhash Chowk, Sonepat, Haryana, 131001 / 7518801853; Sri Ganganagar: Address Shop No. 5,

Opposite Bihani Petrol Pump, Near Baba Ramdev Mandir Nh - 15, Sri Ganganagar, Rajasthan, 335001 / 0154-2470177; Srikakulam: D No 4-4-97, First Floor, Behind Sri Vijayaganapathi Temple, Pedda Relli Veedhi,

Palakonda Road, Srikakulam, Andhra Pradesh, 532001 / 8942229925; Sultanpur: 1077/3, Civil Lines Opp Bus Stand, Civil Lines, Sultanpur, Uttar Pradesh, 228001 / 7518801854; Surat: Office No: -516, 5Th Floor,

Empire State Building, Near Udhna Darwaja, Ring Road, Surat, Gujarat, 395002 / 9081903041; T Nagar: No 23, Cathedral Garden Road Nungambakkam, Chennai, Tamilnadu, 600 017 / 044 - 28151034; Thanjavur: No

1, Underground,Nallaiyah Complex,, Srinivasam Pillai Road,, , Tanjore, Tamil Nadu, 613001 / 04362-275415; Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu, 627001 /

0462-4001416; Tirupathi: H.No:10-13-425, 1St Floor , Tilak Road,, Opp: Sridevi Complex ,, Tirupathi, Andhra Pradesh, 517501 / 9885995544 / 0877-2255797; Tirupur: No 669A,Kamaraj Road, Near Old Collector

Office, , Tirupur, Tamil Nadu, 641604 / 0421-4202780; Tiruvalla: 2Nd Floor,Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala, 689107 / 04862-211209; Trichur: 2Nd Floor,Brothers Complex, Naikkanal

Junction,Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala, 680001 / 0487- 6999987; Trichy: No 23C/1 E V R Road, Near Vekkaliamman Kalyana Mandapam, Putthur, Trichy, Tamil Nadu, 620017 / 0431-

4020227; Trivandrum: 2Nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala, 695010 / 0471 - 2725728; Tuticorin: 4B/A-10Mani Nagar, Mangal Mall,, Palayamkottai Road, Tuticorin, Tamil Nadu, 628003 /

0461-2334603; Udaipur: Shop No. 202, 2Nd Floor Business Centre, 1C Madhuvan, Udaipur, Udaipur, Rajasthan, 313001 / 0294 2429370; Ujjain: Heritage Shop No. 227, 87 Vishvavidhyalaya Marg, Station Road, Near

Icici Bank Above Vishal Megha Mart, Ujjain, Madhya Pradesh, 456010 / 0734-4250007 / 08; Valsad: 406 Dreamland Arcade, Opp Jade Blue, Tithal Road, Tithal Road, Valsad, Gujarat, 396001 / 02632-258481; Vapi: A-8,

First Floor, Solitaire Business Centre, Opp Dcb Bank, Gidc Char Rasta, Silvassa Road, Vapi, Gujarat, 396191 / 9081903028; Varanasi: D-64/132, 2Nd Floor, Ka, Mauza, Shivpurwa, Settlement Plot No 478, Pargana :

Dehat Amanat, Mohalla Sigra, Varanasi, Uttar Pradesh, 221010 / 7518801855; Vashi: C, Wing Flat NO. 324, 1st Floor, Vashi Plaza, Sector 17 Vashi, Navi Mumbai, Maharashtra, 400 703 / 22-27802684; Vellore: No. 6,

Nexus Towers, 2Nd Floor, Officer'S Line, Above Peter England & Bata Showroom Opp. To Voorhees School, Vellore, Tamil Nadu, 632001 / 0416-41603806; Vijayanagaram: D No : 20-20-29, 1St Floor, Surya Nagar,

Kalavapuvvu Meda, Near Ayodhya Stadium, Dharmapuri Road, Vizianagaram, Vizianagaram, Andhra Pradesh, 535002 / 08922-236965; Vijayawada: Address-1Stfloor, Hno26-23-,

Sundarammastreet,Gandhinagar,Vijayawada,Krishna Ap, Labbipet, Vijayawada, Andhra Pradesh, 520010 / 0866-6604032/39/40; Vile Parle: Shop No.1 Ground Floor, Dipti Jyothi Co-operative Housing Society, Near

MTNL office P M Road, Vile Parle East, Mumbai, Maharashtra / 022 26100967; Visakhapatnam: Ground Floor, 48-10-40, Sri Nagar Colony, Visakhapatnam, Andhra Pradesh, 530016 / 0891-2714125; Warangal: Shop

No22, Ground Floor Warangal, City Center,15-1-237, Mulugu Road Junction, Warangal, Telangana, 506001 / 0870-2441513; Yamuna Nagar: B-V, 185/A, 2Nd Floor, Jagadri Road, Near Dav Girls College, (Uco Bank

Building) Pyara Chowk, Yamuna Nagar, Haryana, 135001 / 7518801857;

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Please go through the terms and conditions on the mandate form carefully before registering. For further details, consult your financial advisor or nearest LIC MF branch.

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