My My Are you sure you're properly insured for

skiing?Skiing Insurance Skiing Insurance

RESCUE ON THE SLOPES

MAXIMUM COVERAGE: €250 FOR THE HIRE OF

SKIING EQUIPMENT AND SKIING LESSONS

EXPENSES PRESCRIBED AND INCURRED DURING THE VALIDITY PERIOD OF THE PACKAGE, LIMITED

TO ONE MONTH FOR THE SEASON PACKAGE

EQUIPMENT HIRESKIING LESSONS

MEDICAL FEES

Accident on the skiing area with or without skis (with interventi on of the authorised evacuati on service).

Aft er deducti on of, and only in additi on to, the benefi ts paid by the social security scheme to which the insured party belongs and the supplementary benefi ts (health insurance). For foreign nati onals: coverage from the fi rst Euro will be paid upon presentati on of the original supporti ng documents.

Within the limits of the coverage set out in the Table of Benefi ts and the detailed conditi ons set out on the informati on noti ce available at the

stati on and on the htt ps://gmds.monassuranceski.com website.

Any day started will not be compensated regardless of the package and of the ti me at which the incident occurred.

In the event of cancellati on or interrupti on of the package for a recognised reason.

SEARCH AND TRANSPORT FEES OF ANY KIND (primary, secondary, return to stati on)

IN THE EVENT OF AN INCIDENTAny incident must be declared to SAM within fi ve (5) working days from the date on which it occurred.

Declarati on Declarati ons must be made to the following address:Via the internet: htt ps://gmds.monassuranceski.com indicati ng the following codes: Holiday Package: 240 100 000 Season Package: 240 200 000By mail: Mon Assurance Ski 1 rue du Languedoc, CS 45001 91222 Bréti gny sur Orge CedexBy telephone: +33 (0)1 84 20 34 07

Supporti ng documentsRequests for coverage must be accompanied by the following elements:A signed statement recounti ng the exact and detailed circumstances of the incident (notably the date, ti me and locati on of the incident).A copy of the Insured Party's proof of identi ty.A copy of the ski lift s package.The proof of purchase of the insurance package (Receipt or confi rmati on of an online purchase).For the Season Package, which is subject to a full refund, the original of the Package must be sent to us (it will be returned to the skier at the end of the season).The Insured Party's bank details.And all documents necessary for managing your compensati on claim (invoices, social security statements, etc.)The detailed list of the documents will be provided by your account manager aft er the declarati on of your claim.

Transfer carried out by GRAND MASSIF DOMAINES SKIABLES in their capacity as SAM's insurance intermediary. GRAND MASSIF DOMAINES SKIABLES and SAM are paid in the form of commissions deducted from insurance premiums excluding tax and/or management fees and/or other fees.GRAND MASSIF DOMAINES SKIABLES and SAM do not have any voti ng rights, shares or interest in any insurance company. No insurance company has any shares, social shares or any voti ng rights in GRAND MASSIF DOMAINES SKIABLES or SAM. Acti vity subject to supervision by the ACPR located at 4 Place de Budapest CS 92459 75436 PARIS CEDEX 09.In the event of a claim, you may contact our dedicated department by lett er: Service réclamati on TSA 54321 92308 Levallois-Perret Cedex. We undertake to acknowledge the recepti on of a claim in the ten (10) working days following the recepti on date (unless the response to this complaint is provided within this delay) and to provide an answer to the claim within a maximum of two (2) months following its recepti on date (unless there are special circumstances of which the Insured Party will be made aware). In the event of disagreement, an appeal may be made to the insurance Ombudsman via: La Médiati on de I’assurance TSA 50110 75441 Paris Cedex 09 www.mediati on-assurance.org

€3/day/person limited at €18Season insurance €41/person

2019-2020SEASON

My Skiing Insurance

Do not litt er.

Holiday Package

Season Package

Limit Excess*

Ski lift package(Cancellati on / Interrupti on)

Pro rata temporis

€30-

5 days in the event of

cancellati on / interrupti on of a season

package

- Illness, accident, death - Of the insured party - Of the person charged with professionally replacing the insured party - Of the person charged with taking care of the insured party's under-age or disabled children- Fire, explosion, water damage, natural event- Divorce / separati on- Redundancy, transfer- Starti ng a new job- Removal or modifi cati on of holiday leave- Inability to get to the stati on- Medical examinati on or administrati ve summonsExtension of Skiing lessonsExtension of equipment hire Max: €250Medical fees Max: €3500Equipment damage Max: €250Search and rescue fees- Search fees- France- Outside France

Actual costsMax: €15,249

- Primary transport Max: €400- Secondary transport Max: €400

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Skiing InsuranceInsurance product informati on sheetGroup Special Lines on behalf of Groupama Rhône-Alpes Auvergne – Caisse régional d’Assurances Mutuelles Agricoles de Rhône-Alpes Auvergne – 50 rue de Saint Cyr 69251 Lyon Cedex 09 - 779 838 366 RCS Lyon. Company regulated by the French Insurance Code and supervised by the Prudenti al Supervisory Authority (ACP).Company: Groupama Rhône-Alpes Auvergne Product: My GMDS Skiing Insurance

This informati on sheet presents you with a summary of the main benefi ts and exclusions of the product. It does not take into account your specifi c needs and requests. You will fi nd all informati on on this product in the pre-contractual and contractual documents. What type of insurance is it?The My Skiing Insurance contract is intended to protect natural persons during their skiing acti viti es.

WHAT IS INSURED?

ARE THERE EXCLUSIONS TO THE COVERAGE?

WHEN DOES COVERAGE START AND WHEN DOES IT END?

HOW CAN I TERMINATE THE CONTRACT?

WHEN AND HOW MUST PAYMENTS BE MADE?

WHERE AM I COVERED?

WHAT ARE MY OBLIGATIONS?

WHAT IS NOT INSURED?

Please note: benefi ts may diff er depending on the type of package chosen (refer to the table of benefi ts)Cancellati on / Interrupti on: • Skiing package • Equipment hire • Skiing lessonsDue to: • Illness, accident, death • Fire, explosion, water damage, natural event, theft • Divorce / separati on • Redundancy, transfer • Starti ng a new job • Removal or modifi cati on of holiday leave • Inability to get to the stati on • Lack / excess of snow • Medical examinati on or administrati ve summonsMedical feesDamage to the sports equipmentSearch and rescue fees (including off piste)

The plan will take eff ect from the purchase date of the Package unti l the expiry date indicated for the Package, and, at the latest, on the last day the ski stati on is open.

It is possible to terminate the contract by sending a registered lett er with acknowledgement of receipt, or via any other means set out in the contract, to the Policyholder of the contract within 14 calendar days following the date on which the membership is concluded (or from the date on which the interested party received the contractual conditi ons if this latt er date occurs aft er that on which the membership is concluded).

Payment must be made up front, in one instalment, upon subscripti on.

Under penalty of nullifi cati on of the insurance contract or a lapse in coverage:Upon subscripti on: to respond exactly to questi ons posed by the insurer, to provide all the supporti ng documents requested by the insurer and pay the fees (in part or total) due.During the course of the contract: to declare any new circumstances which may increase the risks taken or create new ones (change of address for example) via registered lett er within 15 days of becoming aware of them and pay parts of the fees due.In the event of an claim: to declare any incident that may invoke one of the benefi ts of the contract under the conditi ons and deadlines given, and att ach all documents useful for the assessment; to declare any other plans or packages that may have been taken out for the same risks in whole or in part with other insurers, as well as any refund that you may receive regarding a claim; to declare an incident as soon as you are aware of it and at the latest within 2 working days, in the event of theft , or 5 working days for any other event (in the event of a natural or technological disaster, the deadline is extended to 10 days following the publicati on of the ministerial order recording this state).

The benefi ts take eff ect for Incidents occurring in mainland France and in neighbouring countries with which the Policyholder shares the skiing area.

THE MAIN EXCLUSIONS FROM THE CONTRACT ARE:Consumpti on of drugs, of any narcoti c substances menti oned in the French Public Health Code, medicati on and treatments not prescribed by a doctor.Traffi c accidents caused by the insured party while they are under the infl uence of alcohol characterised by the presence of a blood alcohol level higher than the level authorised by regulati ons in force in the country where the accident occurred.Intenti onal acts, deliberate faultsConscious non-compliance by the insured party with the State’s laws and regulati ons in force in the holiday locati onThe insured party's suicide or att empted suicide, self-muti lati onCivil or foreign war, riots, social movements, strikes, acts of terrorism or sabotage;Earthquakes, volcanic erupti ons, ti dal waves, fl ood or natural disasterAccident resulti ng from the insured party's practi cing of sports within the framework of an offi cial competi ti on

Illness or accident of which the Insured party is aware during the reservati on or purchase of the package, leading to treatment during the month prior to the reservati on or purchase date of the packageIllness or accident due to alcoholism, drunkenness, use of medicati on, drugs or narcoti cs which are not medically prescribed. Dismissal for gross misconductPregnancy, except for any complicati ons due to this including, miscarriage, childbirth and so on, in the month prior to the eff ecti ve date of the reservati on and purchase of the package.Executi on of a spa therapy, necessity to perform a beauty treatment (unless following an accident or illness), psychological or psychotherapeuti c illness including a breakdown, except in the event of hospitalisati on for at least 3 days.Accident caused by practi cing the following sports: air sports, bobsledding, skeleton, rock climbing, ice-hockey, scuba diving.

TABLE OF BENEFITS

* The €30 excess is applied once per fi le regardless of the number of benefi ts involved.It is not applied if the fi le only relates to the search and primary transport fees.