My-Personal-CFO

Fiscal Management Solution Exclusively for HNI

From relaxwithtax™www.relaxwithtax.com

June 2012

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RwT - History Founded & managed by seasoned Chartered Accountants.

relaxwithtax™ is India’s first registered personal tax brand – since 2004.

Consistent contributor of Personal Tax–related content to various leading print publications & web portals.

Cultivated an array of products to fulfill end-to-end client needs in the areas of Personal Tax (including Transactions, Advisory, Compliance & Accounting).

Clients include HNI, NRI & Salaried individuals.

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HNI – Typical Characteristics• A HNI i.e. High Networth Individual could be:

• A Salaried individual; or• A Self-employed person; or• A Professional in practice.

• Substantial income levels.

• High demand on time by professional commitments.

• Low quantum of time for fiscal life management.

• Fiscal life – complex; needs high degree of planning & organisation for effective management.

• Failure to manage fiscal life could cause erosion in networth & pose serious risks arising out of non-compliance.

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My-Personal-CFO - AboutMy-Personal-CFO is a solution designed exclusively for you as a HNI profile.

This product has been designed to help you as a HNI to:

Assess your net-worth.

Track the movement of your finances.

Manage your financial records in an orderly & easy-to-retrieve manner.

Assume control over your fiscal life.

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My-Personal-CFO - Credo

• To enable you as a HNI to single-mindedly focus your energies on ascending greater peaks of professional accomplishments & enhancement of your wealth.

• To help you manage your fiscal life efficiently by overcoming the hurdles of paucity of time / lack of expertise.

• To accord you the luxury of managing your fiscal affairs on a remote control basis without the need for continuous, hands-on involvement.

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My-Personal-CFO - Features KNOWLEDGE – created / managed by experienced Finance & Tax professionals.

COMPREHENSIVE – spans the practical as well as compliance aspects of a client’s needs.

QUALITY – well-defined operational processes to ensure accuracy in processing & timeliness in delivery.

PERSONALISED – responsiveness, customisation, confidentiality. CONVENIENCE – smooth, hassle-free data collation & reporting processes.

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My-Personal-CFO - Reports1. Revenue Statements – Including Income & Expenditure A/c

& Balance sheet / Net-worth Statement.

2. Cash Flow Statement – Describing detailed head-wise break-down of flow of money – receipts & payments.

3. Asset & Liability Tracker – To understand & track the movements in asset & liabilities.

4. Payment Reminders – To efficiently manage statutory payouts.

5. Compliance Report – To report on status of compliance management.

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My-Personal-CFO – ElementsProduct Features Be-My-CFO

(Basic)Be-My-CFO (Premier)

Bank Statement Analysis √ √Statutory Payment Reminders √ √Income Tax Return Preparation & Filing √ √

Support in Correspondences with Income Tax Department (ITD)

× * √

Balance Sheet & Cash Flow statement for the Financial Year

× * √

Asset & Liability Tracker × * √

Compliance Report on your statutory compliance health

× * √

Representation with ITD for any tax scrutiny × * × *Starts @ Rs. 3,400 p.a. Rs. 12,000 p.a.

* These services are available on paid basis

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Client Testimonials “Ignorant, clueless & helpless? An apt description of my tax life before I was

introduced to RwT five years ago. My life has got transformed magically ever since. My tax awareness has increased, my tax life is better organised & I have developed reasonable tax confidence. I have always been one for tax compliance but now with RwT's support, the quality of my tax actions have only further enhanced. Knowledge, timeliness & completeness are the hallmarks of RwT's service. Thanks, RwT. Am confident that it will help many more like me across the globe to become comfortable with personal taxation."

G KRISHNAKUMAR (40), Salaried HNI

"Despite being a CA by training, I have chosen to leave management of my personal tax & finance matters to the experts at RwT. B'cos I have found them to be reliable service providers - knowledgeable, committed, who understand my needs & are available when required. This way I can keep doing what I know best without having to worry about tax & its inscrutable ways. With RelaxwithTax around, indeed in matters of tax, I have learnt to relax. My best wishes for your continued success."

MATHEN MATHEW (43), Self-employed HNI

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Thank You.We hope to have the privilege of serving you.

To Reach UsContact: Ms. Jaya Gopalkrishnan

Tel: +91 22 6194 3400Email: mycfo@relaxwithtax.com