my personal financial plan diary 2014

8/13/2019 My Personal Financial Plan Diary 2014

1/50

DREAM BIG 2014My Personal Financial Plan Diary

This year, Ill be better, happier, richer.

Author: You1/1/2014


2/50

DREAM BIG 20142014

m o n e y l i f e b l o o d . c o m 2

Dear reader,

Happy 2014!

Thank you so much for supporting MoneyLifeBlood . Im humbled by youdownloading this little gift and my prayer is for everyone to enjoy and make use of it.This planner is FREE for download please feel free to share with friends and family.

The only thing I would ask of you is to LIKE the FACEBOOK page ofMONEYLIFEBLOOD:

http://facebook.com/moneylifeblood

and FOLLOW the blog on TWITTER:

http://twitter.com/moneylifeblood

You can also JOIN our FACEBOOK Group:

http://facebook.com/groups/filipinofinancialfreedom

I pray that this planner will guide you through dreaming big and making it big in life.If you would like to support our causes, visit TouchPhilippines.org for events andways to pay it forward.

Watch out for personal finance events, hottest news and updates atMoneyLifeBlood . Support our sponsors and my other blogs. For businesspartnerships, inquiries, feedback and good vibes, catch me at [email protected] .

Happy millions!

*^^*

[email protected] AMDG+
http://moneylifeblood.com/http://moneylifeblood.com/http://moneylifeblood.com/http://facebook.com/moneylifebloodhttp://twitter.com/moneylifebloodhttp://twitter.com/moneylifebloodhttp://facebook.com/groups/filipinofinancialfreedomhttp://touchphilippines.org/http://touchphilippines.org/http://touchphilippines.org/http://moneylifeblood.com/http://moneylifeblood.com/mailto:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]://moneylifeblood.com/http://touchphilippines.org/http://facebook.com/groups/filipinofinancialfreedomhttp://twitter.com/moneylifebloodhttp://facebook.com/moneylifebloodhttp://moneylifeblood.com/


3/50

DREAM BIG 2014


2014

From 2013 to 2014Write your December 2013 ending Financial Statement here:

TOTAL: ___________________________ ___________________________

To move from Point A (2013) to Point (B), assess the items above which you need to

Assets

Savings:Php_______

Time Deposits:Php _______

Mutual Funds:Php _______

Stocks:

Php_________

Others:Php______

Liabilities

Credit Card:Php_________

Mortgage:Php_________

Salary Loan:Php______

Auto Loan:

Php_______

Others:Php_______


4/50

DREAM BIG 20142014


work on and improve on this year. By end of 2014, well go back to this diagram.

Balanced Life Grid 2014Every month, write your goals according to the following areas of your life.My Category refers to your own personal choice of circle travel plans,future plans like wedding or owning a house, etc.

List down your BIG 2014 goals below: Spiritual Physical Family Study/Work Financial

My Category

Spiritual

Family

Financial

My Category

Study/Work

Physical


5/50

DREAM BIG 2014


2014

Vision Board 2014

Envision how you amazing you want your life to be this 2014!Draw images , write keywords , describe your life through this visionboard. Remember, what you think you can be . Allow yourself to dream and visualize the life youve always wanted to have. Its yours to fulfill!

Spiritual

Physical

Family

Study/Work

Financial

MyCategory


6/50

DREAM BIG 20142014


2014 Money Challenge!o January Money Theme of the Month: Cash and Emergency Open an emergency fund worth 6 months of salary.o February Money Theme of the Month: Budget and Expenses Time to cut credit cards, tighten belts, budget!o March Money Theme of the Month: Health Care Save up for future health care expenses worth Php______.o April Money Theme of the Month: Insurance Shop for insurances suited for me.o May Money Theme of the Month: Vacation Fund! Save for your Happiness Fund and dream for your future!o June Money Theme of the Month: Learning Attend a personal finance seminar this month.o July Money Theme of the Month: Mutual Fund Open a mutual fund: equity, balanced or bond fund.o August

Money Theme of the Month: Topping it up Best time to top up mutual fund (Ghost month).

o September Money Theme of the Month: Stocks Open an online stock trading account with min Php5,000.o October Money Theme of the Month: Business Save up start-up capital for your dream business.o November Money Theme of the Month: Advocacy Visit an orphanage. Tithe. Donate. Volunteer! Its fun! o

December Money Theme of the Month: Relax and Review Take a step back and learn from monthly money plans.Merry Christmas and Happy New Year!

Brace yourself for an amazing 2014..This is your financial plan -make the most out of it!


7/50

DREAM BIG 2014


2014

January 2014

Its not the years in your life that COUNTS. Its the

LIFE in your years .Abraham Lincoln

G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :

Personal Finance Tip of the Month:

In times of emergency, you need to have at least extra funds worth 6 monthsworth your salary. Start saving up today!


8/50

DREAM BIG 20142014


YOU CAN MAKE YOUR DREAMS HAPPEN.

January 2014 Sun Mon Tues Wed Thu Fri Sat

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30 31


9/50

DREAM BIG 2014


2014

January 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


10/50

DREAM BIG 20142014


February 2014

I would rather die of

PASSION

than of boredom .Vincent van Gogh


Do you know why your paycheck goes down the drain? Time to track thosetemptations turned expenses and create a budget plan for you to achieveyour goals timely. You can use the MoneyLifeBlood Excel file. [email protected] for details.
mailto:[email protected]:[email protected]:[email protected]


11/50

DREAM BIG 2014


2014

February 2014 Sun Mon Tues Wed Thu Fri Sat

1

2 3 4 5 6 7 8

9 10 11 12 13 14 15

16 17 18 19 20 21 22

23 24 25 26 27 28

BELIEVE IN YOURSELF.


12/50

DREAM BIG 20142014


February 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________

____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work ____________________________ ____________________________ ____________________________Financial

____________________________ ____________________________ ____________________________

My Category:

___________________


13/50

DREAM BIG 2014


2014

March 2014

START where you are .USE what YOU HAVE.

DO what you can.Arthur Ashe

G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


Why wait for an emergency to awash all your savings? Save up for healthneeds of yourself and your loved ones. Check out health care plans in themarket and see if it fits your needs. You can also do-it-yourself invest!


14/50

DREAM BIG 20142014


March 2014 Sun Mon Tues Wed Thu Fri Sat

1

2 3 4 5 6 7 8

9 10 11 12 13 14 15

16 17 18 19 20 21 22

23 24 25 26 27 28 29

30 31

START SMALL. DREAM BIG.


15/50

DREAM BIG 2014


2014

March 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________

____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work ____________________________ ____________________________ ____________________________Financial

____________________________ ____________________________ ____________________________

My Category:

___________________


16/50

DREAM BIG 20142014


1st Quarter Check-up!

Were you ableto break somebad financial

habits?

Were you ableto open a newmutual fund,

read a book oninvesting, or

attend apersonalfinance

seminar?

Were you ableto balance

your life in theareas ofspiritual,

work,finances,physical,

relationships?

NOTES:


17/50

DREAM BIG 2014


2014

April 2014

Go confidently in the direction of your

DREAMS.

LIVE THE LIFEyou have IMAGINED.

Henry David Thoreau

G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


Insurance serves as buffer when we leave this old turf and/or whenemergency comes. Have a chat with a financial advisor and see for yourself ifyou need to get one for your family.


18/50

DREAM BIG 20142014


April 2014 Sun Mon Tues Wed Thu Fri Sat

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30

YOU ARE A MASTERPIECE.


19/50

DREAM BIG 2014


2014

April 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


20/50

DREAM BIG 20142014


May 2014When I

stand before GOD

at the end of my life , I would hope that I wouldnot have a SINGLE bit of talent left and could say,

I used EVERYTHINGYOU GAVE ME.Erma Bombeck

G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


Even if you have all the money in the world, if you dont get to enjoy it, youllbe a miser. So have fun! Splash the beach waters and squeeze in yourself intowhite beach sand. Go parasailing, mountain hiking anything you dream of!


21/50

DREAM BIG 2014


2014

May 2014 Sun Mon Tues Wed Thu Fri Sat

1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31

KEEP YOUR FEET PASTED ON THE GROUND.


22/50

DREAM BIG 20142014


May 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


23/50

DREAM BIG 2014


2014

June 2014

The MIND is everything .What YOU THINK

YOU BECOME.Buddha

G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t

h :

R e w a r

d :


Attend personal finance seminars, read a book on investing, join Facebookgroups on personal finance matters. Be with people who can influence youtowards being a good household money manager.


24/50

DREAM BIG 20142014


June 2014 Sun Mon Tues Wed Thu Fri Sat

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

29 30

THINK YOU CAN BECAUSE YOU CAN.


25/50

DREAM BIG 2014


2014

June 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


26/50

DREAM BIG 20142014


2nd

Quarter Check-up!

Were you ableto open an

online stocktrading

account?

Were you ableto read a book

of a Filipinopersonalfinance

mentor?

Were you ableto spend

quality timewith friendsand family?How about a

relaxingvacation?

NOTES:


27/50

DREAM BIG 2014


2014

July 2014The two

most important days in your life are

the day you are BORN and the DAY YOU find out WHY.

Mark Twain G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


Mutual funds are pooled funds invested by professional money managers indifferent assets depending on risk (equity, balanced, bond funds). For as lowas Php5,000 you can already invest in a mutual fund or UITF. Open anaccount now!


28/50

DREAM BIG 20142014


July 2014 Sun Mon Tues Wed Thu Fri Sat

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30 31

NEVER GIVE UP ON YOUR DREAMS.


29/50

DREAM BIG 2014


2014

July 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


30/50

DREAM BIG 20142014


August 2014

INSPIRATION EXISTS,but it must find YOU working .

Pablo Picasso

G o a

l :

T h i n g

s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


What is Ghost Month? This is the time of the year when Chinese traditionhas a belief that spirits leave their world and wander around our place. So letthem hang out, while you top up on your existing mutual funds or UITF, or ifyou are doing cost averaging in stocks this is the best time to catch lowprices.


31/50

DREAM BIG 2014


2014

August 2014 Sun Mon Tues Wed Thu Fri Sat

1 2

3 4 5 6 7 8 9

10 11 12 13 14 15 16

17 18 19 20 21 22 23

24 25 26 27 28 29 30

31


32/50

DREAM BIG 20142014


August 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________ ____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


33/50

DREAM BIG 2014


2014

September 2014

When I LET GO of what I am ,I become what I might BE .

Lao Tzu

G o a l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


Stocks are the riskiest assets in the investment world, and assuming you havedone your homework like attending seminars or reading books on how toinvest in stocks, you can try this kind of investment. For as low as Php5,000you can trade stocks online.


34/50

DREAM BIG 20142014


September 2014 Sun Mon Tues Wed Thu Fri Sat

1 2 3 4 5 6

7 8 9 10 11 12 13

14 15 16 17 18 19 20

21 22 23 24 25 26 27

28 29 30

YOU ARE BLESSED.


35/50

DREAM BIG 2014


2014

September 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


36/50

DREAM BIG 20142014


3rd

Quarter Check-up!

Were you ableto pay off bad

debts?

Were you ableto join a

Facebookgroup onpersonalfinance?

Were you ableto take a

break andspend a me-

time withyourself,reflect on

what mattersand where

you are

headed to?

NOTES:


37/50

DREAM BIG 2014


2014

October 2014

It does not matterhow slowly you go

as long asyou do NOT STOP.Confucius

G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


Dreaming of a caf or a dress shop? Why not start a seed fund today? Unleashthe entrepreneur in you!


38/50

DREAM BIG 20142014


October 2014 Sun Mon Tues Wed Thu Fri Sat

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30 31

START THE BEST DAYS OF YOUR LIFE.


39/50

DREAM BIG 2014


2014

October 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


40/50

DREAM BIG 20142014


November 2014

DREAMING,after all ,

is a form ofplanning .

Gloria Steinem

G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


Pay it forward. Our brothers and sisters who are less privileged need peoplelike us who have been blessed with material things. Share the love! VisitTouchPhilippines.org for more details on how you can pay it forward today.
http://touchphilippines.org/http://touchphilippines.org/http://touchphilippines.org/


41/50

DREAM BIG 2014


2014

November 2014 Sun Mon Tues Wed Thu Fri Sat

1

2 3 4 5 6 7 8

9 10 11 12 13 14 15

16 17 18 19 20 21 22

23 24 25 26 27 28 29

30


42/50

DREAM BIG 20142014


November 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


43/50

DREAM BIG 2014


2014

December 2014

Its YOUR PLACE in the world ;its your life.

GO ON and do ALL YOU CAN with it,and make it the LIFE YOU WANT to live.

Mae Jemison

G o a

l :

T h i n g s t o

d o :

R o a

d b l o c k s :

R o o m

f o r g r o w t h :

R e w a r d :


This is our favourite time of the year! Relax and review how youve fared thisyear. Mistakes? Lessons? Key takeaways? Nah.. I know youve made well. Sobring in th e tequila, some steak and chips. Lets party! Merry Christmas!


44/50

DREAM BIG 20142014


December 2014 Sun Mon Tues Wed Thu Fri Sat

1 2 3 4 5 6

7 8 9 10 11 12 13

14 15 16 17 18 19 20

21 22 23 24 25 26 27

28 29 30 31

ITS TIME TO LIVE THE LIFE YOUVE ALWAYS WANTED.


45/50

DREAM BIG 2014


2014

December 2014: Balanced Life Grid

____________________________ ____________________________ ____________________________

Spiritual

____________________________ ____________________________ ____________________________

Physical

____________________________ ____________________________ ____________________________Family

____________________________ ____________________________ ____________________________Study/Work

____________________________ ____________________________

____________________________Financial ____________________________ ____________________________ ____________________________

My Category:

___________________


46/50

DREAM BIG 20142014


4 th Quarter Check-up!

Were you ableto secure

yourself viainsurance or 6months worth

of savings?

Were you ableto influence a

friend or arelative

towards fixing

his/herpersonalfinance

matters?

Were you ableto thank Godfor the manyblessings He

has giventhroughout the

whole year?Thank God for

the gift of you!

NOTES:


47/50

DREAM BIG 2014


2014

How did 2014 go?

Write your December 2014 ending Financial Statement here:

Total: __________________________ ___________________________

Now, compare this diagram with your December 2013 on page 3 of this planner.Congratulations for a positive net worth! =)

Assets

Savings:Php_______

Time Deposits:Php _______

Mutual Funds:Php _______

Stocks:Php_________

Others:Php______

Liabilities

Credit Card:Php_________

Mortgage:Php_________

Salary Loan:Php______

Auto Loan:Php_______

Others:Php_______


48/50

DREAM BIG 20142014


Official Philippine Holidays 2014

REGULAR HOLIDAYS

New Years Day January 1 Wednesday

Araw ng Kagitingan April 9 Wednesday

Maundy Thursday April 17 Thursday

Good Friday April 18 Friday

Labor Day May 1 Thursday

Independence Day June 12 Thursday

National Heroes Day August 25 Monday

Bonifacio Day November 30 Sunday

Christmas Day December 25 Thursday

Rizal Day December 30 Tuesday

SPECIAL NON-WORKING HOLIDAYS

Chinese New Year January 31 Friday

Black Saturday April 19 Saturday

Ninoy Aquino Day August 21 Thursday

All Saints' Day November 1 Saturday

Additional special non-working day December 24 Wednesday

Additional special non-working day December 26 Friday

Last Day of the Year December 31 Wednesday

SPECIAL HOLIDAY (for all schools)

EDSA Revolution Anniversary February 25 Tuesday


49/50

DREAM BIG 2014


2014

True Millionaires Prayer By Brother Bo SanchezI apply as a member of God's True Milionaires...

________________________________(Your Name)

Today, I ask You to bless me so that I may become a blessing.Lord, I commit myself to enrich others.

But because I cannot give what I do not have, I commit myself to become rich.I commit myself to serve You and to serve the poor with my wealth.

Today, I open myself to the abundance of Your universe.Use me as Your channel of love.

Give me the ability to create wealth that I will bless the world.Increase my financial wisdom and expand my territories.

I place my life in Your hands.Amen.

My financial goal: _____________________

(Monthly Net Income) _____________________

(Monthly Net Savings)

_____________________(Monthly Net Investment)

Date when this goal will happen: _____________________

____________________Member's Signature

_____________________Date today

Note: Pray this daily until your fulfill it.


50/50

DREAM BIG 20142014

my personal financial plan diary 2014

Documents