nationwide retirement clear advantage · label applied by either the mutual fund company or by...

Nationwide Retirement Clear AdvantageInvestment and Collective Investment Fund Performance Summary as of December 31, 2016

This represents available funds as of December 31, 2016. Please call 1-800-626-3112 to determine fund availability.

For Plan Sponsor Use Only

Performance Summary

Nationwide Retirement Clear Advantage

The performance data featured represents past performance, which is not a guarantee of future results. Investment return and principle value will fluctuate so that the fund’s value, when redeemed, may be worth more or less than the amount invested. Current performance may be higher or lower than the performance quoted. For performance information current to the most recent month ended, call 1-800-626-3112.

Returns reflect the percentage change in net assets with capital gains and dividends reinvested, and are net of Nationwide® listed asset management charges (AMC).

Morningstar categorical listings are provided within this report. In some instances, the category designated by Morningstar may differ from the label applied by either the mutual fund company or by Nationwide. Morningstar classifies funds based on security holdings within the fund; therefore asset allocation funds, style drift, as well as other variables may provide explanation for the discrepancy.

For more information about the available underlying investment options, including all charges and expenses, please consult a fund prospectus. Fund prospectuses and additional information relating to your retirement plan can be obtained by contacting your pension representative or by calling 1-800-626-3112. Before investing, carefully consider the fund’s investment objectives, risks, charges and expenses. The fund prospectus contains this and other important information. Read the prospectus and trust program documents carefully before investing.

Total return figures set forth below do not reflect the deduction of any trust fees or plan recordkeeping fees that may be imposed in connection with your plan. Such fees and charges, if reflected, would lower the performance shown below. Unusually high performance may be the result of current favorable market conditions, including successful IPOs or strength of a particular market sector. This performance may not be replicated in the future.

The gross prospectus expense shown is before fund management expense waivers or reimbursements. The performance shown represents net operating expenses of the funds. If gross operating expenses were reflected in the performance figures, the performance would be lower. For more information about management expense waivers or reimbursements, please read the fund’s prospectus.

• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution• Not insured by any federal government agency • May lose value

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American Funds AMCAP R6 RAFGX 1 .348 9.37 9.37 7.54 14.67 7.87 15.15 5/1/2009 0.00 0.37 0.37American Funds Growth Fund of Amer R6 RGAGX 1 .328 8.82 8.82 8.04 15.42 7.22 14.40 5/1/2009 0.00 0.33 0.33American Funds New Economy R6 RNGGX 1 .280 2.58 2.58 3.87 14.94 7.37 14.61 5/1/2009 0.00 0.46 0.46ClearBridge Large Cap Growth I SBLYX C .357 7.19 7.19 10.05 17.32 8.46 8.14 10/15/1997 -0.15 12/31/2017 0.88 0.81INTECH US Core N JRCNX 8.74 8.74 7.91 14.23 7.03 6.81 10/28/2014 0.00 0.57 0.57Janus Forty N JFRNX .330 2.44 2.44 7.83 15.52 8.17 14.24 5/31/2012 0.00 0.69 0.69Janus N JDGNX .273 0.69 0.69 6.29 12.97 6.27 12.34 5/31/2012 0.00 0.64 0.64Janus Research N JRANX .327 1.64 1.64 7.04 14.18 8.39 14.13 5/31/2012 0.00 0.76 0.76Lord Abbett Diversified Equity Strat R5 LDSTX 10,C 7.16 7.16 4.21 11.85 6.06 1.76 6/30/2015 -0.15 3/31/2017 1.13 1.08Lord Abbett Growth Leaders R5 LGLUX 10,C 0.88 0.88 5.99 14.12 1.11 6/30/2015 -0.15 2/28/2017 0.74 0.60MFS Massachusetts Inv Gr Stk R4 MIGKX .289 6.41 6.41 6.02 12.77 7.78 8.11 4/1/2005 -0.10 0.49 0.49Nationwide Growth Institutional MUIGX C .310 3.24 3.24 7.49 13.00 7.96 6.17 2/14/1961 -0.20 2/28/2017 0.86 0.65Principal Large Cap Growth Inst PGLIX .209 -5.19 -5.19 3.42 11.56 5.76 3.98 3/1/2001 -0.10 0.64 0.64T. Rowe Price Blue Chip Growth TRBCX .340 0.98 0.98 7.04 15.51 8.43 9.99 6/30/1993 -0.15 0.71 0.71Vanguard Diversified Equity Inv VDEQX .303 8.47 8.47 6.67 14.05 6.49 7.38 6/10/2005 0.00 0.40 0.40Vanguard Growth Index Adm VIGAX 9 6.12 6.12 7.60 14.05 8.14 4.67 11/13/2000 0.00 0.08 0.08Vanguard US Growth Admiral™ VWUAX .315 -0.59 -0.59 6.92 14.48 7.35 4.50 8/13/2001 0.00 0.32 0.32

American Century Equity Growth Instl AMEIX .263 10.20 10.20 6.31 13.28 6.20 6.26 1/2/1998 -0.15 0.47 0.47American Funds Fundamental Invs R6 RFNGX .328 12.88 12.88 8.55 14.68 7.41 14.86 5/1/2009 0.00 0.31 0.31American Funds Invmt Co of Amer R6 RICGX .320 14.93 14.93 8.49 14.49 6.63 14.12 5/1/2009 0.00 0.30 0.30Calvert US Large Cap Core Rspnb Idx I CISIX 9,C 10.71 10.71 8.60 15.28 6.88 3.53 6/30/2000 0.00 1/31/2018 0.38 0.19ClearBridge Appreciation I SAPYX .282 9.39 9.39 7.32 13.21 7.29 8.63 1/30/1996 -0.18 0.68 0.68Davis NY Venture Y DNVYX .249 12.57 12.57 7.46 13.60 5.46 8.62 10/2/1996 -0.12 0.63 0.63Deutsche Core Equity Institutional SUWIX .350 10.38 10.38 9.04 15.60 7.03 8.01 8/19/2002 -0.10 0.54 0.54Deutsche Equity 500 Index Institutional BTIIX 9,C 11.60 11.60 8.57 14.34 6.76 9.08 12/31/1992 -0.05 4/30/2017 0.27 0.25DFA US Core Equity 1 I DFEOX 6 .340 14.80 14.80 7.77 14.86 7.29 8.02 9/15/2005 0.00 0.19 0.19DFA US Large Company I DFUSX 6,9,C 11.90 11.90 8.80 14.57 6.95 5.26 9/23/1999 0.00 2/28/2017 0.09 0.08Dreyfus Instl S&P 500 Stock Index I DSPIX 9,V 11.74 11.74 8.66 14.45 6.79 8.96 9/30/1993 -0.08 0.21 0.20Goldman Sachs US Equity Insights Instl GSELX 6,C .327 11.14 11.14 8.46 14.77 5.92 8.48 6/15/1995 -0.15 2/26/2017 0.77 0.56Lord Abbett Calibrated Dividend Gr R5 LAMTX 10,C 15.46 15.46 8.09 12.92 7.05 10.06 6/30/2015 -0.15 3/31/2017 0.82 0.60MFS Blended Research Core Equity R4 MUEUX C .303 8.39 8.39 7.03 13.96 7.07 9.00 9/2/2008 -0.10 1/31/2017 0.64 0.49MFS Massachusetts Investors Tr R4 MITDX .284 9.06 9.06 6.83 13.99 7.34 8.23 4/1/2005 -0.10 0.47 0.47MFS Research R4 MFRJX .286 9.01 9.01 6.77 13.62 7.48 8.11 4/1/2005 -0.10 0.57 0.57Nationwide HighMark Lg Cp Core Eq Instl NWGJX 10,C .264 9.59 9.59 7.33 13.78 5.84 8.80 9/18/2013 0.00 2/28/2017 0.88 0.82Nationwide S&P 500 Index Instl GRMIX 9 11.78 11.78 8.70 14.48 6.74 4.35 12/30/1999 0.00 0.17 0.17Oppenheimer Main Street Y MIGYX .331 11.70 11.70 8.53 14.57 6.73 7.46 11/1/1996 -0.20 0.69 0.69Principal Capital Appreciation Inst PWCIX .324 9.25 9.25 8.03 13.84 7.65 9.05 6/7/1999 -0.10 0.46 0.46Principal Large Cap S&P 500 Index Inst PLFIX 9 11.76 11.76 8.69 14.43 6.75 5.67 3/1/2001 0.00 0.16 0.16SSgA S&P 500 Index N SVSPX 9,C 11.77 11.77 8.71 14.52 6.81 9.02 12/30/1992 -0.05 12/31/2017 0.20 0.16Vanguard 500 Index Admiral VFIAX 9 11.93 11.93 8.84 14.62 6.94 5.22 11/13/2000 0.00 0.05 0.05Vanguard Total Stock Mkt Idx Adm VTSAX 9 12.66 12.66 8.38 14.62 7.23 5.85 11/13/2000 0.00 0.05 0.05

American Century Income & Growth Inst AMGIX .287 13.81 13.81 6.64 13.61 5.61 6.24 1/28/1998 -0.15 0.48 0.48American Funds American Mutual R6 RMFGX .324 14.53 14.53 8.02 12.75 6.95 14.01 5/1/2009 0.00 0.30 0.30

Large Blend

Large Value

Nationwide Retirement Clear Advantage. December 31, 2016 Annualized Total Return

Large Growth

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American Funds Washington Mutual R6 RWMGX .343 13.73 13.73 8.29 13.66 6.74 15.07 5/1/2009 0.00 0.30 0.30BlackRock Basic Value Instl MABAX .290 18.54 18.54 7.08 14.14 6.02 11.77 7/1/1977 -0.25 0.55 0.55ClearBridge Large Cap Value I SAIFX .301 13.13 13.13 7.15 13.65 6.14 8.02 5/29/1958 -0.15 0.58 0.58Deutsche CROCI® US Institutional DCUIX C 12.16 12.16 -1.08 4/10/2015 -0.10 12/8/2018 2.83 0.69DFA US Large Cap Value I DFLVX 6,C .352 18.89 18.89 8.09 16.68 6.55 10.21 2/19/1993 0.00 0.37 0.27Goldman Sachs Large Cp Val Insghts Instl GCVIX C .327 14.92 14.92 8.60 14.82 4.86 6.01 12/31/1998 -0.15 2/26/2017 0.72 0.56Invesco Comstock Y ACSDX C .302 18.08 18.08 6.80 14.50 6.29 7.54 10/29/2004 -0.25 6/30/2018 0.61 0.60Invesco Growth and Income Y ACGMX .326 20.10 20.10 8.79 14.70 6.71 8.57 10/19/2004 -0.25 0.58 0.58Lord Abbett Affiliated R5 LAFTX 10 .277 17.64 17.64 8.14 14.14 4.73 9.00 6/30/2015 -0.15 0.49 0.49Lord Abbett Calibrated Large Cap Val R5 LCAUX 10,C .311 17.38 17.38 7.57 14.73 7.64 6/30/2015 -0.15 11/30/2017 0.87 0.60Lord Abbett Fundamental Equity R5 LAVTX 10 .245 16.07 16.07 5.99 12.20 6.63 7.86 6/30/2015 -0.15 0.72 0.72Nationwide Ziegler Equity Inc Instl NWJAX 10 .307 13.57 13.57 7.43 12.23 5.63 8.87 9/18/2013 0.00 0.60 0.60Oppenheimer Value Y CGRYX .224 12.67 12.67 6.41 12.41 5.18 6.79 12/16/1996 -0.20 0.70 0.70Principal Equity Income Inst PEIIX .312 15.58 15.58 7.77 12.45 6.32 8.74 8/1/2000 -0.10 0.52 0.52Principal LargeCap Value Inst PVLIX .260 8.21 8.21 6.07 13.22 4.92 5.82 3/1/2001 -0.10 0.42 0.42Vanguard US Value Inv VUVLX .354 16.36 16.36 9.48 15.93 6.27 7.41 6/29/2000 0.00 0.26 0.26Vanguard Value Index Adm VVIAX 9 16.86 16.86 9.45 14.98 5.98 6.04 11/13/2000 0.00 0.08 0.08Vanguard Windsor™ II Admiral™ VWNAX .288 13.49 13.49 6.94 13.32 5.77 6.47 5/14/2001 0.00 0.26 0.26

Invesco Mid Cap Growth R5 VGRJX .248 0.86 0.86 3.53 11.37 7.19 10.41 6/1/2010 -0.35 0.82 0.82Janus Enterprise N JDMNX .372 12.18 12.18 9.24 14.99 9.43 15.44 7/12/2012 0.00 0.67 0.67Lord Abbett Growth Opportunities R5 LGOTX 10 .233 1.32 1.32 3.46 11.56 7.60 -2.71 6/30/2015 -0.15 1.03 1.03Nationwide Geneva Mid Cap Growth InSvc NWHYX 10 .260 2.47 2.47 3.62 9.82 7.86 13.48 6/26/2009 -0.25 0.92 0.92Pioneer Select Mid Cap Growth Y GROYX 4 .311 3.72 3.72 4.88 12.61 8.64 9.19 6/23/2004 -0.25 0.77 0.77Principal MidCap Growth Inst PGWIX .306 3.12 3.12 5.69 12.67 7.79 3.95 3/1/2001 -0.10 0.75 0.75Vanguard Mid Cap Growth Inv VMGRX .284 0.44 0.44 3.72 11.44 7.52 9.53 12/31/1997 0.00 0.43 0.43

DFA US Core Equity 2 I DFQTX 6 .302 16.58 16.58 7.30 14.98 6.98 7.88 9/15/2005 0.00 0.22 0.22Invesco Mid Cap Core Equity R5 GTAVX C .198 12.42 12.42 4.24 10.22 6.16 7.02 3/15/2002 -0.35 6/30/2017 0.85 0.83JPMorgan Market Expansion Enh Idx Select PGMIX 9,C 21.76 21.76 9.71 16.11 8.79 9.96 7/31/1998 -0.05 10/31/2018 0.63 0.35JPMorgan Mid Cap Value L FLMVX C .354 14.62 14.62 8.83 15.43 8.52 12.84 11/13/1997 -0.10 10/31/2017 0.95 0.75Lord Abbett Mid Cap Stock R5 LMCTX 10 .248 16.86 16.86 8.01 13.46 5.74 6.83 6/30/2015 -0.15 0.76 0.76Lord Abbett Value Opportunities R5 LVOTX 10 .264 16.73 16.73 7.56 13.35 9.31 6.08 6/30/2015 -0.15 0.92 0.92Nationwide Mid Cap Market Index Instl GMXIX 9,C 20.49 20.49 8.78 15.08 8.84 9.29 12/29/1999 0.00 2/28/2018 0.27 0.26Oppenheimer Main Street Mid Cap Y OPMYX .264 13.68 13.68 5.97 13.31 6.63 10.64 8/2/1999 -0.20 0.86 0.86Principal MidCap S&P 400 Index Inst MPSIX 9 20.42 20.42 8.79 15.06 8.92 9.16 3/1/2001 0.00 0.19 0.19Vanguard Extended Market Idx Adm VEXAX 9 16.13 16.13 6.51 14.65 7.95 7.69 11/13/2000 0.00 0.09 0.09Vanguard Mid Cap Index Adm VIMAX 9 11.22 11.22 7.67 14.37 7.66 9.68 11/12/2001 0.00 0.08 0.08Vanguard Strategic Equity Inv VSEQX .352 17.92 17.92 9.74 17.34 7.55 10.82 8/14/1995 0.00 0.21 0.21

DFA US Vector Equity I DFVEX .293 21.01 21.01 6.97 15.35 6.73 7.87 12/30/2005 0.00 0.32 0.32Goldman Sachs Mid Cap Value Instl GSMCX .222 13.29 13.29 5.40 13.04 6.57 10.94 8/1/1995 -0.15 0.76 0.76Lord Abbett Calibrated Mid Cap Value R5 LVMTX C 17.63 17.63 8.44 15.08 5.79 6/30/2015 -0.15 11/30/2017 0.87 0.70Oppenheimer Mid Cap Value Y QSCYX 4 .239 20.57 20.57 7.63 13.60 5.43 6.89 10/24/2005 -0.20 0.92 0.92Principal MidCap Value III Instl PVUIX C .279 12.32 12.32 6.18 13.92 7.00 8.84 3/1/2001 -0.10 2/28/2017 0.67 0.66Vanguard Selected Value Inv VASVX .284 16.34 16.34 5.98 14.27 7.48 8.97 2/15/1996 0.00 0.39 0.39

Mid-Cap Growth

Mid-Cap Blend

Mid-Cap Value

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Victory Sycamore Established Value I VEVIX .360 21.00 21.00 11.15 15.82 10.03 14.26 3/1/2010 -0.10 0.63 0.63

AB Small Cap Growth Advisor QUAYX 4 .269 6.67 6.67 1.34 11.80 8.41 5.90 10/1/1996 -0.15 1.02 1.02BlackRock Small Cap Growth Eq Instl PSGIX 4,C .277 13.45 13.45 3.75 12.50 7.59 9.37 9/14/1993 -0.25 1/31/2018 0.72 0.50Janus Triton N JGMNX 4 .358 10.65 10.65 7.19 14.45 11.06 14.41 5/31/2012 0.00 0.67 0.67Janus Venture N JVTNX 4 .327 7.33 7.33 5.62 14.45 8.34 13.89 5/31/2012 0.00 0.67 0.67Lord Abbett Alpha Strategy R5 ALFTX 4,C 9.52 9.52 3.74 12.33 7.21 0.53 6/30/2015 -0.15 2/28/2017 1.41 1.36Lord Abbett Developing Growth R5 LADTX 4,10 .237 -2.48 -2.48 -2.79 9.77 8.42 -13.10 6/30/2015 -0.15 0.76 0.76Nationwide Geneva Small Cap Growth InSvc NWKDX 4,10 .340 10.82 10.82 5.82 14.44 16.03 6/12/2009 -0.25 1.09 1.09Neuberger Berman Genesis Instl NBGIX 4 .311 18.35 18.35 5.90 12.41 9.07 11.63 7/1/1999 -0.10 0.85 0.85Sentinel Small Company I SIGWX 4,r .335 19.68 19.68 8.06 13.69 8.64 8.17 5/4/2007 -0.10 0.88 0.88Vanguard Explorer Adm VEXRX 4 .287 12.47 12.47 3.89 13.28 7.21 8.35 11/12/2001 0.00 0.35 0.35

ClearBridge Small Cap I LMNSX 4 .307 27.72 27.72 9.78 16.60 5.82 11.39 12/1/1994 -0.15 1.07 1.07DFA US Small Cap I DFSTX 4 .349 23.53 23.53 7.66 16.00 8.44 10.77 3/19/1992 0.00 0.37 0.37Invesco Small Cap Equity R5 SMEIX 4 .214 12.22 12.22 2.95 11.29 6.87 8.81 4/29/2005 -0.35 0.88 0.88Lord Abbett Small Cap Value R5 LRSTX 4,10 .242 20.75 20.75 6.79 12.49 7.92 9.45 6/30/2015 -0.15 0.96 0.96Nationwide HighMark Sm Cp Core Instl NWKEX 4,10 .347 23.50 23.50 9.59 16.36 11.36 9/18/2013 0.00 1.05 1.05Nationwide Small Cap Index Instl GMRIX 4,9,C 21.27 21.27 6.73 14.45 6.96 7.15 12/29/1999 0.00 2/28/2018 0.27 0.25Pax Small Cap Institutional PXSIX 2,4 .320 18.17 18.17 6.92 14.84 10.29 3/27/2008 -0.08 0.98 0.98PIMCO StocksPLUS® Small Institutional PSCSX 4 .344 24.98 24.98 7.44 17.00 11.39 11.00 3/31/2006 0.00 0.73 0.69Principal SmallCap Inst PSLIX 4 .306 17.29 17.29 7.16 15.93 7.26 9.01 3/1/2001 -0.10 0.84 0.84Principal SmallCap S&P 600 Index Inst PSSIX 4,9 26.18 26.18 9.19 16.32 8.80 9.94 3/1/2001 0.00 0.20 0.20T. Rowe Price Small-Cap Value PRSVX 4 .291 28.97 28.97 7.17 13.98 8.04 11.87 6/30/1988 -0.15 0.92 0.92Vanguard Small Cap Index Adm VSMAX 4,9 18.30 18.30 7.01 14.83 8.18 9.00 11/13/2000 0.00 0.08 0.08Vanguard Strategic Small-Cap Equity Inv VSTCX 4 .350 20.64 20.64 8.77 16.45 7.62 7.47 4/24/2006 0.00 0.34 0.34American Beacon Small Cp Val Inst AVFIX 4 .327 26.77 26.77 8.02 15.52 7.94 11.05 12/31/1998 0.00 0.82 0.82Deutsche Small Cap Value Institutional KDSIX 4,r .192 17.19 17.19 3.18 11.56 5.89 10.32 8/19/2002 -0.10 0.81 0.81DFA US Targeted Value I DFFVX 4 .316 26.86 26.86 7.18 15.98 7.36 11.98 2/23/2000 0.00 0.37 0.37Goldman Sachs Small Cp Val Insghts Instl GSITX 4,C .324 31.58 31.58 9.98 14.60 6.51 6/25/2007 -0.15 2/26/2017 1.11 0.84Heartland Value Institutional HNTVX 4,r .179 16.52 16.52 2.05 9.91 4.19 6.06 5/1/2008 -0.15 0.91 0.91JPMorgan Small Cap Value Select PSOPX 4,C .303 30.14 30.14 7.85 15.58 7.36 11.54 1/27/1995 -0.25 10/31/2017 1.19 1.00Nationwide Bailard Cognitive Value Instl NWHGX 4,10 .300 25.84 25.84 8.84 14.18 6.81 10.62 9/18/2013 0.00 1.13 1.13Perkins Small Cap Value N JDSNX 4 .324 26.58 26.58 9.95 13.55 9.11 14.57 5/31/2012 0.00 0.89 0.89

Goldman Sachs Invest Grade Credit Instl GSGDX 11,C .261 5.25 5.25 3.60 4.25 4.76 4.67 11/3/2003 -0.05 7/29/2017 0.52 0.38Lord Abbett Income R5 LAUTX 10,11,C 8.96 8.96 4.26 5.04 6.49 3.70 6/30/2015 -0.15 3/31/2017 0.70 0.58RidgeWorth Seix Corporate Bond Instl STICX 11,C .261 8.38 8.38 4.78 3.87 5.34 5.44 11/30/2001 -0.15 8/1/2017 0.83 0.70

American Funds Bond Fund of Amer R6 RBFGX 11 .303 3.11 3.11 3.18 2.80 3.27 5.33 5/1/2009 0.00 0.25 0.25Delaware Diversified Income Instl DPFFX 11 .277 3.94 3.94 2.73 2.83 5.57 6.49 10/28/2002 -0.15 0.65 0.65Deutsche US Bond Index Institutional BTUSX 9,11,C 2.24 2.24 2.82 2.02 4.14 5.08 6/30/1997 -0.05 4/30/2017 0.62 0.16Dreyfus Bond Market Index I DBIRX 9,11,V 2.20 2.20 2.75 1.95 4.10 5.08 11/30/1993 0.00 0.16 0.15Federated Mortgage Instl FGFIX 6,11,V .267 2.41 2.41 3.00 2.09 3.69 4.95 5/30/1997 -0.05 12/1/2017 0.67 0.49Federated Total Return Bond Instl FTRBX 11,V .324 4.96 4.96 3.34 3.12 4.86 5.74 10/1/1996 -0.10 2/1/2017 0.48 0.38Fidelity Advisor® Mortgage Securities I FMSCX 6,11 .289 1.82 1.82 3.13 2.34 3.51 4.69 3/3/1997 -0.25 0.50 0.50

Small Growth

Small Blend

Corporate Bond

Intermediate-Term Bond

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Janus Flexible Bond N JDFNX 11 .301 2.67 2.67 2.64 3.19 5.48 2.54 5/31/2012 0.00 0.44 0.44JPMorgan Mortgage-Backed Securities Sel OMBIX 11,C .333 2.12 2.12 2.94 2.65 5.14 5.68 8/18/2000 -0.25 6/30/2017 0.73 0.40Lord Abbett Core Fixed Income R5 LCRTX 10,11,C .304 2.95 2.95 2.96 2.53 4.78 1.88 6/30/2015 -0.15 3/31/2017 0.66 0.46Lord Abbett Total Return R5 LTRTX 10,11,C .311 4.16 4.16 3.11 3.17 5.15 1.94 6/30/2015 -0.15 3/31/2017 0.63 0.48Metropolitan West Total Return Bd I MWTIX 11 .354 2.46 2.46 2.88 4.07 5.90 6.26 3/31/2000 0.00 0.44 0.44Nationwide Bond Index Instl GBXIX 9,11 2.36 2.36 2.82 1.99 4.05 4.92 12/29/1999 0.00 0.27 0.27Nationwide Bond Institutional Service MUIBX 11,C .287 3.44 3.44 2.63 3.14 4.67 7.10 3/3/1980 -0.30 2/28/2017 0.63 0.49Nationwide Core Plus Bond Instl NWCIX 10,11 .341 4.41 4.41 3.40 3.70 4.83 5.27 7/17/1992 0.00 0.49 0.49Nationwide HighMark Bond Instl NWJIX 10,11 .302 4.14 4.14 3.04 2.92 4.74 3.07 9/18/2013 0.00 0.50 0.50Payden Core Bond PYCBX 11 .305 3.66 3.66 3.53 3.70 4.48 5.13 12/31/1993 -0.25 0.59 0.59Prudential Total Return Bond Z PDBZX 11,C .356 4.82 4.82 3.91 4.07 5.90 5.87 9/16/1996 -0.25 2/28/2018 0.55 0.51RidgeWorth Seix Total Return Bond I SAMFX 11 .301 3.09 3.09 3.19 2.26 4.85 5.04 12/30/1997 -0.15 0.45 0.45TCW Total Return Bond I TGLMX 11,C .346 1.53 1.53 2.78 4.59 6.43 6.57 6/17/1993 -0.10 3/1/2017 0.60 0.49Vanguard Total Bond Market Index Adm VBTLX 9,11 2.60 2.60 2.94 2.14 4.29 4.24 11/12/2001 0.00 0.06 0.06Victory INCORE Total Return Bond Y MUCYX 11,C .243 3.66 3.66 2.31 2.94 4.29 5.12 11/29/1991 -0.25 10/31/2017 0.67 0.66Western Asset Core Bond I WATFX 11,C .357 4.12 4.12 4.21 3.54 4.87 6.87 9/4/1990 -0.15 12/31/2017 0.54 0.45Western Asset Core Plus Bond I WACPX 11,C .375 4.79 4.79 4.56 4.17 5.52 6.15 7/8/1998 -0.15 12/31/2017 0.52 0.45Western Asset Intermediate Bond I WATIX 11 .302 3.17 3.17 2.85 2.94 4.56 5.72 7/1/1994 -0.15 0.52 0.52

American Funds US Government Sec R6 RGVGX 6,11 .329 1.12 1.12 2.73 1.54 3.82 3.06 5/1/2009 0.00 0.27 0.27DFA Intermediate Govt Fixed-Income I DFIGX 6,11 .325 1.15 1.15 2.68 1.61 4.52 6.25 10/19/1990 0.00 0.12 0.12Federated Total Return Govt Bd Instl FTRGX 6,11,V .264 1.19 1.19 1.84 1.20 3.77 4.93 10/19/1995 -0.05 5/1/2017 0.49 0.31Goldman Sachs US Mortgages Instl GSUIX 6,11,C .361 1.85 1.85 3.13 2.84 4.09 4.17 11/3/2003 -0.05 7/29/2017 0.64 0.47Invesco US Government R5 AGOIX 6,11 .285 1.87 1.87 2.24 1.29 3.86 3.75 4/29/2005 -0.20 0.59 0.59JPMorgan Government Bond Select HLGAX 6,11,C .331 1.49 1.49 2.68 1.56 4.39 5.23 2/8/1993 -0.25 6/30/2017 0.82 0.48Payden GNMA PYGNX 6,11,C .355 1.78 1.78 2.96 1.81 4.40 5.12 8/27/1999 -0.25 0.67 0.50Sentinel Government Securities I SIBWX 6,11 .235 0.67 0.67 1.86 0.77 3.72 3.59 5/4/2007 -0.10 0.73 0.73Vanguard Interm-Tm Govt Bd Idx Admiral VSIGX 6,9,11 1.10 1.10 2.31 1.35 2.44 8/4/2010 0.00 0.07 0.07

American Funds Interm Bd Fd of Amer R6 RBOGX 11,^^ .310 1.47 1.47 1.67 1.43 2.62 2.75 5/1/2009 0.00 0.27 0.27American Funds ST Bd Fd of Amer R6 RMMGX 11,^^ .219 1.18 1.18 0.83 0.69 1.66 0.94 5/1/2009 0.00 0.35 0.35Federated Short-Interm Ttl Ret Bd Instl FGCIX 6,11,V,^^ .347 3.31 3.31 2.04 2.00 4.25 4.08 9/2/2005 -0.05 11/1/2017 0.58 0.38Invesco Short Term Bond R5 ISTBX 11,^^ .307 3.01 3.01 1.65 2.13 1.97 2.24 4/30/2004 -0.20 0.43 0.43Lord Abbett Short Duration Income R5 LDLTX 10,11,^^ .364 3.97 3.97 2.15 2.92 4.50 2.13 6/30/2015 -0.15 0.40 0.40Nationwide HighMark Short Term Bd A NWJSX 11,^^ .205 1.61 1.61 0.76 1.04 2.29 2.28 11/2/2004 -0.50 0.78 0.78Nationwide HighMark Short Term Bd Instl NWJUX 10,11,^^ .276 1.94 1.94 1.08 1.31 2.60 1.13 9/18/2013 0.00 0.45 0.45Nuveen Short-Term Bond I FLTIX 11,C,^^ .300 2.15 2.15 1.20 2.10 2.82 3.89 2/4/1994 -0.25 10/31/2017 0.51 0.47Payden Low Duration Fund PYSBX 11,C,^^ .277 1.85 1.85 1.00 1.53 2.58 3.83 12/31/1993 -0.25 2/28/2017 0.57 0.45PIMCO Low Duration ESG Institutional PLDIX 11,^^ .288 1.51 1.51 1.00 1.82 3.33 4.15 12/31/1996 0.00 0.52 0.50PIMCO Low Duration Instl PTLDX 11,^^ .294 1.91 1.91 1.12 1.90 3.55 5.64 5/11/1987 0.00 0.51 0.46Pioneer Short Term Income Y PSHYX 11,^^ .331 1.95 1.95 1.38 2.15 3.05 3.00 7/8/2004 -0.25 0.59 0.59Principal Short-Term Income Inst PSHIX 11,^^ .345 2.43 2.43 1.59 2.21 3.21 4.20 7/25/1996 -0.10 0.43 0.43Prudential Short-Term Corporate Bd Z PIFZX 11,^^ .350 2.76 2.76 1.83 2.44 4.06 4.61 12/16/1996 -0.25 0.52 0.52RidgeWorth Seix Short-Term Bond Instl SSBTX 11,C,^^ .217 0.88 0.88 0.59 1.03 2.37 3.59 3/15/1993 -0.15 8/1/2017 0.68 0.60Vanguard Short-Term Bond Index Adm VBIRX 9,11,^^ 1.49 1.49 1.22 1.18 3.00 3.02 11/12/2001 0.00 0.09 0.09Vanguard Short-Term Corp Bd Idx Admiral VSCSX 9,11,^^ 2.63 2.63 1.95 2.58 2.50 11/18/2010 0.00 0.07 0.07

Intermediate Government

Short-Term Bond

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Vanguard Short-Term Investment-Grade Adm VFSUX 11,^^ .357 2.82 2.82 1.94 2.29 3.34 3.71 2/12/2001 0.00 0.10 0.10Western Asset Short-Term Bond I SBSYX 11,^^ .295 2.14 2.14 1.24 1.72 1.99 3.36 2/7/1996 -0.15 0.50 0.50

PIMCO EqS® Long/Short A PMHAX 11 .243 1.57 1.57 0.04 6.03 6.84 4.88 4/30/2012 -0.50 2.79 1.84Wasatch Long/Short Investor FMLSX .233 18.26 18.26 -1.09 4.58 4.16 5.27 8/1/2003 -0.15 1.61 1.30

DFA Short-Term Government I DFFGX 6,^^ .343 0.99 0.99 1.08 0.87 2.67 5.11 6/1/1987 0.00 0.19 0.19Federated US Govt 1-3 Yr Instl FSGVX 6,V,^^ .185 0.67 0.67 0.01 -0.04 1.77 4.79 3/15/1984 -0.05 5/1/2017 0.75 0.51Goldman Sachs Short Dur Govt Instl GSTGX 6,C,^^ .301 1.42 1.42 0.68 0.67 2.60 4.77 8/15/1988 -0.05 7/29/2017 0.57 0.47JPMorgan Treasury & Agency Select OGTFX 6,C,^^ .249 0.59 0.59 0.51 0.31 2.09 3.60 1/20/1997 -0.05 6/30/2017 0.77 0.45Payden US Government PYUSX 6,C,^^ .329 0.78 0.78 1.04 0.83 2.70 4.23 1/3/1995 -0.25 2/28/2017 0.59 0.45

DFA One-Year Fixed-Income I DFIHX 11,^^ .238 0.84 0.84 0.47 0.54 1.54 4.73 7/25/1983 0.00 0.17 0.17Federated Government Ultrashrt Dur Instl FGUSX 11,V,^^ .204 0.40 0.40 0.24 0.30 1.20 2.50 7/10/1997 -0.05 11/1/2017 0.51 0.26Federated Ultrashort Bond Instl FULIX 11,V,^^ .328 1.74 1.74 0.98 1.27 1.96 2.68 2/22/2000 -0.05 12/1/2017 0.50 0.37Goldman Sachs Hi Quality Float Rt Instl GSARX 6,11,C,^^ .202 1.39 1.39 0.30 0.48 1.05 3.25 7/17/1991 -0.05 7/29/2017 0.54 0.36Payden Limited Maturity PYLMX 11,C,^^ .270 1.34 1.34 0.74 0.91 1.08 2.91 4/29/1994 -0.25 2/28/2017 0.57 0.25Wells Fargo Adjustable Rate Govt Inst EKIZX 6,11,^^ .274 0.74 0.74 0.57 0.87 1.99 3.78 10/1/1991 -0.05 0.46 0.46Wells Fargo Ultra Short-Term Income Inst SADIX 11,C,^^ .317 1.73 1.73 0.92 1.17 1.62 2.64 8/31/1999 -0.05 12/31/2017 0.47 0.36

American Funds American High-Inc R6 RITGX 1,11 .241 16.73 16.73 3.02 6.05 5.64 10.16 5/1/2009 0.00 0.36 0.36Federated Instl High Yield Bond Instl FIHBX 1,11,V,r .365 15.09 15.09 5.05 7.45 7.49 9.12 11/1/2002 -0.05 1/1/2018 0.58 0.50Invesco High Yield R5 AHIYX 1,11 .292 11.70 11.70 3.28 6.86 6.72 7.13 4/30/2004 -0.35 0.69 0.69Ivy High Income I IVHIX 1,11 .318 17.03 17.03 3.41 7.43 7.98 7.96 4/2/2007 -0.10 0.70 0.70Lord Abbett High Yield R5 LHYTX 1,10,11 .351 16.06 16.06 5.54 8.48 7.65 6.09 6/30/2015 -0.15 0.74 0.74Nationwide Amundi Glbl Hi Yld A NWXIX 1,2,11,C 16.31 16.31 9.64 11/2/2015 -0.50 2/28/2017 1.33 1.20Nationwide Amundi Glbl Hi Yld Instl NWXKX 1,2,11,C 16.60 16.60 10.02 11/2/2015 0.00 2/28/2017 0.83 0.70Principal High Yield Inst PHYTX 1,11 .336 15.05 15.05 4.65 7.33 7.24 8.02 7/28/1998 -0.10 0.60 0.60Prudential High-Yield Z PHYZX 1,11 .351 15.30 15.30 4.92 7.17 7.29 6.58 3/1/1996 -0.25 0.57 0.57RidgeWorth Seix High Yield I SAMHX 1,11 .245 13.30 13.30 3.32 6.11 5.86 6.83 12/29/2000 -0.15 0.61 0.61Vanguard High-Yield Corporate Adm VWEAX 1,11 .336 11.30 11.30 4.77 6.62 6.43 6.81 11/12/2001 0.00 0.13 0.13Western Asset High Yield I WAHYX 1,11 .247 15.98 15.98 2.45 6.39 5.94 7.18 9/28/2001 -0.15 0.72 0.72

American Century Infl-Adj Bond Instl AIANX 6,11 .316 4.85 4.85 1.89 0.59 4.18 4.27 10/1/2002 0.00 0.27 0.27American Century Short Dur Inf PrBd Inst APISX 6,11 .269 3.44 3.44 0.52 0.59 3.87 3.32 5/31/2005 0.00 0.37 0.37American Indep US Inflation-Protected I FFIHX 6,9,11,C 4.43 4.43 1.90 0.59 4.38 5.47 1/2/2001 -0.03 3/1/2017 0.69 0.32BlackRock Inflation Protected Bond K BPLBX 6,11,C .321 4.29 4.29 1.64 0.68 4.38 4.53 6/28/2004 0.00 1/31/2018 0.43 0.30Deutsche Global Inflation Institutional TIPIX 6,11,C .288 3.95 3.95 2.31 0.28 3.65 3.47 7/8/2005 -0.10 1/31/2017 0.69 0.55Goldman Sachs Infl Protected Secs Instl GSIPX 6,11,C .347 4.85 4.85 2.02 0.83 4.16 8/31/2007 -0.05 7/29/2017 0.56 0.35Invesco Short Duration Inflation Prot R5 ALMIX 6,11,C,^^ .275 3.00 3.00 0.93 0.52 1.70 4.18 7/13/1987 -0.20 6/30/2017 0.59 0.30Lord Abbett Inflation Focused R5 LIFTX 10,11,C 5.16 5.16 -0.71 1.19 0.91 6/30/2015 -0.15 3/31/2017 0.76 0.55PIMCO Real Return Instl PRRIX 6,11 .334 5.04 5.04 1.85 0.98 4.60 6.01 1/29/1997 0.00 0.58 0.45Principal Inflation Protection Inst PIPIX 6,11 .276 3.83 3.83 1.59 0.57 1.40 1.43 12/29/2004 -0.10 0.39 0.39Vanguard Inflation-Protected Secs Adm VAIPX 6,11 .349 4.62 4.62 2.26 0.82 4.22 3.77 6/10/2005 0.00 0.10 0.10Western Asset Inflation Idxd Plus Bd I WAIIX 6,9,11 2.57 2.57 0.94 0.16 3.67 4.85 3/1/2001 -0.15 0.38 0.38

Long-Short Equity

Short Government

Ultrashort Bond

High Yield Bond

Inflation-Protected Bond

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Fidelity Advisor® Strategic Income I FSRIX 11 .284 8.81 8.81 3.54 4.30 5.82 7.21 7/3/1995 -0.25 0.78 0.78Loomis Sayles Bond Instl LSBDX 11 .264 8.63 8.63 1.96 5.26 5.89 9.14 5/16/1991 -0.20 0.64 0.64Lord Abbett Bond Debenture R5 LBNTX 1,10,11 12.62 12.62 4.85 7.06 6.50 4.69 6/30/2015 -0.15 0.62 0.62Nationwide Amundi Strat Inc A NWXEX 11,C 11.54 11.54 8.06 11/2/2015 -0.50 2/28/2017 2.05 1.17Nationwide Amundi Strat Inc Instl NWXGX 11,C 11.84 11.84 8.39 11/2/2015 0.00 2/28/2017 1.55 0.67Oppenheimer Global Strategic Inc Y OSIYX 2,11,C .226 6.62 6.62 2.40 4.10 4.87 5.71 1/26/1998 -0.20 1/28/2017 0.79 0.76

Deutsche Fixed Income Opportunities Inst MGSFX 11,^^ .205 3.31 3.31 0.49 1.94 1.88 3.59 3/13/1995 -0.10 0.69 0.69Janus Global Unconstrained Bond N JUCNX 11 5.28 5.28 1.30 5/27/2014 0.00 0.74 0.74JPMorgan Strategic Income Opps R5 JSORX 11,C,^^ .308 9.39 9.39 2.49 3.78 5.74 10/10/2008 -0.10 6/30/2017 0.71 0.56

Columbia Convertible Securities R5 COCRX C .339 11.58 11.58 5.16 10.37 5.73 10.18 11/8/2012 -0.10 6/30/2017 0.86 0.80Lord Abbett Convertible R5 LCFTX C 12.73 12.73 3.31 9.34 5.29 1.24 6/30/2015 -0.15 3/31/2017 0.92 0.86Putnam Convertible Securities Y PCGYX .312 9.80 9.80 3.31 9.24 5.67 6.00 12/30/1998 -0.25 0.81 0.81

Lord Abbett Emerging Markets Currency R5 LDMTX 2,3 5.94 5.94 -3.00 -0.45 1.11 -0.51 6/30/2015 -0.15 0.78 0.78

AB Global Bond I ANAIX 2,11 .358 5.78 5.78 4.58 3.82 5.44 4.93 11/5/2007 -0.15 0.59 0.59American Century International Bd Instl AIDIX 2,11 .177 0.50 0.50 -3.04 -2.02 1.50 2.35 8/2/2004 0.00 0.61 0.61American Funds Capital World Bond R6 RCWGX 1,2,11 .280 2.70 2.70 0.26 1.16 3.44 3.77 5/1/2009 0.00 0.53 0.53DFA Five-Year Global Fixed-Income I DFGBX 2,11 .302 1.79 1.79 2.04 2.09 3.36 5.37 11/6/1990 0.00 0.27 0.27DFA Two-Year Global Fixed-Income I DFGFX 2,11 .249 0.95 0.95 0.55 0.63 1.70 3.19 2/9/1996 0.00 0.18 0.18Goldman Sachs Global Income Instl GSGLX 2,11,C .336 3.44 3.44 3.62 3.88 4.52 5.58 8/1/1995 -0.05 7/29/2017 0.81 0.69Legg Mason BW Global Opportunities Bd I GOBIX 2,11 .308 4.91 4.91 0.58 2.01 5.01 6.80 3/19/2009 -0.15 0.69 0.69Loomis Sayles Global Bond Instl LSGBX 2,11,C .247 3.61 3.61 -0.43 0.73 3.53 6.54 5/10/1991 -0.20 1/31/2017 0.78 0.75Nationwide Amundi World Bond Instl NWWYX 2,11,C 0.23 9/15/2016 0.00 2/28/2017 1.05 0.65Oppenheimer International Bond Y OIBYX 2,11 .280 6.40 6.40 1.08 2.01 4.40 5.64 9/27/2004 -0.20 0.77 0.77Payden Global Fixed Income PYGFX 2,11,C .320 3.69 3.69 4.10 4.21 4.22 5.42 9/1/1992 -0.25 2/28/2017 0.92 0.76Payden Global Low Duration PYGSX 2,11,C .274 1.70 1.70 1.01 1.96 2.40 3.82 9/18/1996 -0.25 2/28/2017 0.69 0.55Vanguard Total Intl Bd Idx Admiral™ VTABX 2,9,11 4.66 4.66 4.80 3.97 5/31/2013 0.00 0.14 0.14Wells Fargo International Bond Inst ESICX 2,11,C .208 1.00 1.00 -3.20 -1.59 3.08 4.69 12/15/1993 -0.05 2/28/2017 0.73 0.70

Fidelity Advisor® Floating Rate Hi Inc I FFRIX 11,r .237 9.88 9.88 2.86 3.85 3.87 4.18 8/16/2000 -0.25 0.75 0.75Lord Abbett Floating Rate R5 LRRTX 10,11 .317 10.24 10.24 3.88 5.58 5.13 6/30/2015 -0.15 0.60 0.60

American Funds 2010 Trgt Date Retire R6 RFTTX 1,7 7.45 7.45 4.40 7.19 8.96 7/13/2009 0.00 0.35 0.35Nationwide Destination 2010 Instl NWDIX 7 6.41 6.41 3.48 5.69 3.15 8/29/2007 0.00 0.38 0.38Vanguard Target Retirement 2010 Inv VTENX 7 5.22 5.22 3.61 5.97 4.61 5.31 6/7/2006 0.00 0.14 0.14

American Funds 2015 Trgt Date Retire R6 RFJTX 1,7 7.55 7.55 4.46 8.04 9.51 7/13/2009 0.00 0.35 0.35Nationwide Destination 2015 Instl NWEIX 7 6.97 6.97 3.57 6.47 3.71 8/30/2007 0.00 0.39 0.39Vanguard Target Retirement 2015 Inv VTXVX 7 6.16 6.16 4.04 7.22 4.85 5.97 10/27/2003 0.00 0.14 0.14

American Funds 2020 Trgt Date Retire R6 RRCTX 1,7 7.05 7.05 4.61 8.95 10.27 7/13/2009 0.00 0.37 0.37

Multisector Bond

Nontraditional Bond

Convertibles

Multicurrency

World Bond

Bank Loan

Target-Date 2000-2010

Target-Date 2015

Target-Date 2020

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Nationwide Destination 2020 Instl NWFIX 7 7.63 7.63 3.61 7.36 4.09 8/29/2007 0.00 0.40 0.40Vanguard Target Retirement 2020 Inv VTWNX 7 6.95 6.95 4.39 8.17 4.99 5.84 6/7/2006 0.00 0.14 0.14

American Funds 2025 Trgt Date Retire R6 RFDTX 1,7 7.36 7.36 4.67 10.40 11.34 7/13/2009 0.00 0.39 0.39Nationwide Destination 2025 Instl NWHIX 7 8.71 8.71 3.84 8.45 4.49 8/29/2007 0.00 0.41 0.41Vanguard Target Retirement 2025 Inv VTTVX 7 7.48 7.48 4.53 8.86 5.00 6.39 10/27/2003 0.00 0.15 0.15

American Funds 2030 Trgt Date Retire R6 RFETX 1,7 7.71 7.71 5.03 11.14 11.92 7/13/2009 0.00 0.41 0.41Nationwide Destination 2030 Instl NWIIX 7 9.63 9.63 4.12 9.39 4.67 8/29/2007 0.00 0.41 0.41Vanguard Target Retirement 2030 Inv VTHRX 7 7.85 7.85 4.58 9.50 4.98 5.98 6/7/2006 0.00 0.15 0.15

American Funds 2035 Trgt Date Retire R6 RFFTX 1,7 8.00 8.00 5.15 11.31 12.02 7/13/2009 0.00 0.42 0.42Nationwide Destination 2035 Instl NWLIX 7 10.01 10.01 4.21 10.06 4.76 8/29/2007 0.00 0.40 0.40Vanguard Target Retirement 2035 Inv VTTHX 7 8.26 8.26 4.66 10.15 5.09 6.90 10/27/2003 0.00 0.15 0.15

American Funds 2040 Trgt Date Retire R6 RFGTX 1,7 8.17 8.17 5.19 11.46 11.00 7/27/2009 0.00 0.43 0.43Nationwide Destination 2040 Instl NWMHX 7 10.27 10.27 4.36 10.43 4.60 8/29/2007 0.00 0.40 0.40Vanguard Target Retirement 2040 Inv VFORX 7 8.73 8.73 4.66 10.51 5.26 6.21 6/7/2006 0.00 0.16 0.16

American Funds 2045 Trgt Date Retire R6 RFHTX 1,7 8.27 8.27 5.28 11.51 12.15 7/13/2009 0.00 0.43 0.43Nationwide Destination 2045 Instl NWNIX 7 10.71 10.71 4.55 10.72 4.72 8/29/2007 0.00 0.39 0.39Vanguard Target Retirement 2045 Inv VTIVX 7 8.87 8.87 4.72 10.54 5.27 7.27 10/27/2003 0.00 0.16 0.16

American Funds 2050 Trgt Date Retire R6 RFITX 1,7 8.33 8.33 5.28 11.52 12.16 7/13/2009 0.00 0.43 0.43Nationwide Destination 2050 Instl NWOIX 7 11.08 11.08 4.66 10.75 4.77 8/30/2007 0.00 0.39 0.39Vanguard Target Retirement 2050 Inv VFIFX 7 8.85 8.85 4.72 10.54 5.27 6.27 6/7/2006 0.00 0.16 0.16

American Funds 2055 Trgt Date Retire R6 RFKTX 1,7 8.30 8.30 5.26 11.50 10.16 2/1/2010 0.00 0.45 0.45Nationwide Destination 2055 Instl NTDIX 7 10.92 10.92 4.63 10.72 8.11 12/27/2010 0.00 0.39 0.39Vanguard Target Retirement 2055 Inv VFFVX 7 8.88 8.88 4.68 10.51 10.16 8/18/2010 0.00 0.16 0.16

American Funds 2060 Trgt Date Retire R6 RFUTX 1,7,C 8.41 8.41 3.72 3/27/2015 0.00 1/1/2018 0.60 0.46Nationwide Destination 2060 Instl NWWUX 7 10.95 10.95 3.94 11/28/2014 0.00 0.39 0.39Vanguard Target Retirement 2060 Inv VTTSX 7 8.84 8.84 4.67 9.66 1/19/2012 0.00 0.16 0.16

Vanguard Target Retirement Income Inv VTINX 7 5.25 5.25 3.50 4.91 4.88 5.15 10/27/2003 0.00 0.14 0.14

DFA Global Allocation 25/75 I DGTSX 2,C .287 4.97 4.97 2.41 4.00 3.87 4.35 12/24/2003 0.00 2/28/2017 0.43 0.26Nationwide Inv Dest Cnsrv I GIMCX 7 4.93 4.93 3.01 3.77 3.68 3.95 12/29/2004 0.00 0.48 0.48Nationwide Portfolio Complt Instl NAAIX 2,C .218 7.94 7.94 1.43 2.07 0.33 7/25/2011 0.00 2/28/2017 0.52 0.48

Invesco Income Allocation R5 ILAAX C .357 9.42 9.42 5.66 7.15 5.14 5.86 10/31/2005 -0.20 4/30/2018 0.78 0.58JPMorgan Income Builder Select JNBSX C .342 7.69 7.69 3.59 7.34 5.34 5/31/2007 -0.25 2/28/2017 0.87 0.60Lord Abbett Multi-Asset Income R5 LIXTX 10 9.68 9.68 3.27 6.71 5.54 2.65 6/30/2015 -0.15 0.92 0.92

Target-Date 2025

Target-Date 2030

Target-Date 2035

Target-Date Retirement

Allocation--15% to 30% Equity


Target-Date 2040

Target-Date 2045

Target-Date 2050

Target-Date 2055

Target-Date 2060+

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Nationwide Inv Dest Mod Cnsrv Instl GMIMX 7 6.72 6.72 3.56 5.77 4.38 4.82 12/29/2004 0.00 0.49 0.49T. Rowe Price Personal Strat Inc PRSIX C .334 6.27 6.27 3.56 6.95 5.38 7.44 7/29/1994 -0.15 0.74 0.59Vanguard Wellesley® Income Admiral™ VWIAX .384 8.16 8.16 5.84 7.36 6.74 6.92 5/14/2001 0.00 0.16 0.16

American Beacon Balanced Instl AADBX .343 12.52 12.52 5.67 10.25 5.55 8.39 7/17/1987 0.00 0.59 0.59American Century Balanced Instl ABINX .310 7.18 7.18 4.75 8.62 5.74 4.94 5/1/2000 -0.15 0.70 0.70American Funds American Balanced R6 RLBGX .381 8.90 8.90 6.66 11.17 6.77 12.31 5/1/2009 0.00 0.29 0.29American Funds Income Portfolio R6 RINGX .326 10.43 10.43 4.89 7.68 5/18/2012 0.00 0.33 0.33BlackRock Balanced Capital Instl MACPX C .344 8.52 8.52 6.53 10.41 5.39 9.76 11/8/1973 -0.25 0.92 0.58DFA Global Allocation 60/40 I DGSIX 2,C .272 9.16 9.16 3.62 7.84 4.73 6.15 12/24/2003 0.00 2/28/2017 0.52 0.29Fidelity Advisor® Balanced I FAIOX .346 7.22 7.22 5.79 9.96 5.82 6.47 7/3/1995 -0.25 0.64 0.64Invesco Equity and Income Y ACETX C .367 15.13 15.13 7.21 11.80 6.54 7.20 12/22/2004 -0.25 6/30/2018 0.56 0.55Janus Balanced N JABNX .327 4.69 4.69 4.64 9.22 7.03 9.06 5/31/2012 0.00 0.58 0.58Lord Abbett Multi-Asset Balanced Opp A LABFX .254 11.57 11.57 3.82 8.66 5.03 7.18 12/27/1994 -0.50 1.23 1.23Lord Abbett Multi-Asset Balanced Opp R5 BLATX 10 .254 11.89 11.89 3.96 8.75 5.07 3.04 6/30/2015 -0.15 0.98 0.98MFS Total Return R4 MSFJX .331 9.12 9.12 5.77 9.50 5.56 6.12 4/1/2005 -0.10 0.49 0.49Nationwide Inv Dest Mod I GMDIX 7 8.14 8.14 3.71 7.57 4.62 5.32 12/29/2004 0.00 0.49 0.49Pax Balanced Institutional PAXIX 2,C .271 6.13 6.13 4.63 8.32 4.31 4.24 4/2/2007 -0.08 12/31/2017 0.67 0.66Pioneer Classic Balanced Y AYBLX .311 6.20 6.20 5.40 9.08 5.81 6.51 9/2/1997 -0.25 1.03 1.03T. Rowe Price Balanced RPBAX C .310 5.92 5.92 4.15 8.95 5.54 9.46 12/29/1939 -0.15 0.68 0.64Vanguard Balanced Index Adm VBIAX 9 8.77 8.77 6.34 9.62 6.40 5.82 11/13/2000 0.00 0.08 0.08Vanguard STAR Inv VGSTX .317 6.55 6.55 4.53 8.89 5.56 9.34 3/29/1985 0.00 0.34 0.34

American Funds Income Fund of Amer R6 RIDGX .361 10.89 10.89 5.99 9.64 5.66 12.16 5/1/2009 0.00 0.28 0.28Lord Abbett Multi-Asset Growth R5 LGITX 10 12.82 12.82 5.00 10.12 5.83 3.67 6/30/2015 -0.15 0.98 0.98Nationwide Inv Destinations Mod Agrsv I GMIAX 7 9.73 9.73 4.07 9.51 4.84 5.88 12/29/2004 0.00 0.51 0.51T. Rowe Price Personal Strat Gr TRSGX C .347 7.02 7.02 4.36 10.80 5.75 8.88 7/29/1994 -0.15 0.91 0.79

Nationwide Inv Destinations Agrsv I GAIDX 7 10.67 10.67 4.27 10.84 4.80 6.12 12/29/2004 0.00 0.49 0.49Federated Government Obligs Premier GOFXX 5,V,**,^^ 0.28 0.28 0.15 1/6/2015 0.00 10/1/2017 0.29 0.16

American Funds Europacific Growth R6 RERGX 1,2 .320 1.01 1.01 -0.60 7.22 2.89 8.26 5/1/2009 0.00 0.50 0.50Lazard International Strategic Eq Instl LISIX 2 .294 -5.17 -5.17 -2.80 7.49 2.53 5.13 10/31/2005 0.00 0.82 0.82Oppenheimer International Growth Y OIGYX 2 .325 -2.06 -2.06 -1.96 7.62 3.55 6.07 9/7/2005 -0.20 0.89 0.89T. Rowe Price International Stock PRITX 2,r .317 2.29 2.29 0.22 6.43 2.09 8.73 5/9/1980 -0.15 0.83 0.83

DFA Large Cap International I DFALX 2 .297 3.16 3.16 -1.71 6.18 1.07 5.30 7/17/1991 0.00 0.29 0.29Harbor International Institutional HAINX 2,C .261 0.25 0.25 -3.50 4.88 2.03 10.41 12/29/1987 -0.10 2/28/2017 0.78 0.76Invesco Intl Core Equity R5 IBVIX 2,C .278 3.26 3.26 0.15 5.14 0.26 4.22 4/30/2004 -0.35 2/28/2018 1.03 0.87Janus Overseas N JDINX 2 .183 -6.79 -6.79 -9.59 -1.34 -2.11 -0.86 5/31/2012 0.00 0.43 0.43Nationwide Bailard Intl Eqs Instl NWHMX 2,10 .325 -2.13 -2.13 -1.04 7.41 1.44 1.21 9/18/2013 0.00 0.87 0.87Nationwide International Index Instl GIXIX 2,9 1.10 1.10 -1.87 6.43 0.60 1.99 12/29/1999 0.00 0.30 0.30Pax MSCI International ESG Idx Instl PXNIX 2,9 -1.63 -1.63 -2.04 6.58 2.86 1/27/2011 -0.08 0.56 0.56QS International Equity I LGIEX 2,C .292 0.80 0.80 0.26 6.80 -0.37 2.77 5/5/1998 -0.15 12/31/2017 0.96 0.95Vanguard Developed Markets Idx Admiral VTMGX 2,9 2.45 2.45 -1.19 6.90 1.03 3.43 8/17/1999 0.00 0.09 0.09



Allocation--85%+ Equity

Foreign Large Growth

Foreign Large Blend

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Vanguard Total Intl Stock Index Admiral VTIAX 2,9 4.67 4.67 -1.34 5.50 0.91 2.99 11/29/2010 0.00 0.12 0.12Wells Fargo International Equity Inst WFENX 2,C .312 4.48 4.48 0.61 6.95 0.86 4.24 3/9/1998 -0.15 2/28/2017 1.18 0.90

American Beacon Intl Equity Instl AAIEX 2 .306 0.27 0.27 -2.88 6.75 1.04 6.94 8/7/1991 0.00 0.74 0.74DFA International Value I DFIVX 2,C .299 8.41 8.41 -1.88 6.28 0.28 6.00 2/15/1994 0.00 0.63 0.43Vanguard International Value Inv VTRIX 2 .280 4.46 4.46 -3.03 6.01 0.75 8.56 5/16/1983 0.00 0.46 0.46

DFA International Small Company I DFISX 2,4 .306 5.80 5.80 1.64 9.72 3.46 6.70 9/30/1996 0.00 0.54 0.54Lord Abbett International Opp R5 LINTX 2,10 .259 -3.17 -3.17 0.00 9.53 2.08 -3.66 6/30/2015 -0.15 1.08 1.08

ClearBridge International Sm Cap I LCOIX 2,4,C .295 -1.02 -1.02 -0.67 10.58 7.17 10/1/2010 -0.15 12/31/2017 1.22 1.11Goldman Sachs Intl Sm Cp Insghts Instl GICIX 2,4,C .354 2.32 2.32 2.05 11.31 3.82 9/28/2007 -0.15 2/26/2017 0.99 0.90

American Funds Capital World Gr&Inc R6 RWIGX 1,2 .314 6.85 6.85 3.05 10.39 4.66 10.88 5/1/2009 0.00 0.45 0.45American Funds New Perspective R6 RNPGX 1,2 .349 2.19 2.19 3.79 11.51 6.03 12.32 5/1/2009 0.00 0.45 0.45American Funds SMALLCAP World R6 RLLGX 1,2,4 .340 6.17 6.17 3.75 12.17 5.73 13.98 5/1/2009 0.00 0.71 0.71DFA Global Equity I DGEIX 2,C .358 12.93 12.93 4.75 11.91 5.04 7.76 12/24/2003 0.00 2/28/2017 0.60 0.31Invesco Global Core Equity R5 AWSIX 2 .218 7.07 7.07 1.94 8.09 1.56 3.78 10/25/2005 -0.35 0.95 0.95Janus Global Research I JWWFX 2 .295 2.05 2.05 2.36 9.30 5.77 11.02 7/6/2009 0.00 0.70 0.70Morgan Stanley Inst Global Opp I MGGIX 2,C .383 1.05 1.05 9.30 15.01 9.76 5/30/2008 0.00 9/7/2017 1.20 0.81Oppenheimer Equity Inv Y OYAIX 2 .287 3.81 3.81 1.95 9.94 4.46 6.05 4/5/2005 -0.20 0.91 0.91Oppenheimer Global Opportunities Y OGIYX 2 .350 10.95 10.95 7.04 13.86 7.71 7.86 2/1/2001 -0.20 0.94 0.94Oppenheimer Global Y OGLYX 2 .306 0.39 0.39 2.27 10.48 4.41 8.51 11/17/1998 -0.20 0.90 0.90Pax Global Environmental Mrkts Instl PGINX 2,C .289 10.91 10.91 2.22 11.05 4.72 3/27/2008 -0.08 12/31/2017 1.06 0.98Vanguard Global Equity Inv VHGEX 2 .318 6.57 6.57 3.50 11.09 3.54 8.34 8/14/1995 0.00 0.57 0.57

American Funds New World R6 RNWGX 2,1 .338 4.31 4.31 -1.62 4.80 3.39 8.02 5/1/2009 0.00 0.65 0.65DFA Emerging Markets Core Equity I DFCEX 2 .328 12.35 12.35 -1.77 2.14 3.11 6.89 4/5/2005 0.00 0.62 0.62DFA Emerging Markets I DFEMX 2,C .304 12.09 12.09 -2.48 1.38 2.49 6.32 4/25/1994 0.00 0.67 0.57Invesco Developing Markets R5 GTDIX 2,C .335 20.20 20.20 -1.58 2.14 3.52 7.67 10/25/2005 -0.35 6/30/2017 1.05 1.04Vanguard Emerging Mkts Stock Idx Adm VEMAX 2,9 11.73 11.73 -1.64 1.44 1.87 4.34 6/23/2006 0.00 0.15 0.15

Vanguard Pacific Stock Index Adm VPADX 2,9 5.29 5.29 0.97 6.95 1.56 4.85 8/13/2001 0.00 0.12 0.12

Lord Abbett Emerging Markets Corp Dbt R5 LCDTX 2,C 9.18 9.18 5.85 4.86 6/30/2015 -0.15 4/30/2017 1.50 0.85

Lord Abbett Emerging Markets Local Bd R5 LEMTX 2,C 7.87 7.87 -5.52 -2.77 6/30/2015 -0.15 4/30/2017 3.60 0.85

Vanguard European Stock Index Adm VEUSX 2,9 -0.63 -0.63 -3.05 6.60 0.63 4.89 8/13/2001 0.00 0.12 0.12

American Funds Capital Income Bldr R6 RIRGX 2,1 .362 7.23 7.23 3.74 7.61 4.26 9.61 5/1/2009 0.00 0.30 0.30Lord Abbett Multi-Asset Global Opp R5 LARTX 2,10,C 9.28 9.28 1.13 6.40 3.16 0.28 6/30/2015 -0.15 4/30/2017 1.26 1.11

Goldman Sachs Commodity Strategy Instl GCCIX 3,C .209 12.36 12.36 -19.20 -12.53 -8.67 3/30/2007 -0.05 4/29/2017 0.76 0.62

Foreign Large Value

Foreign Small/Mid Blend

Foreign Small/Mid Value

World Stock

Diversified Emerging Mkts

Diversified Pacific/Asia

Emerging Markets Bond

Emerging-Markets Local-Currency Bond

Europe Stock

World Allocation

Commodities Broad Basket

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Invesco Energy R5 IENIX 3,C .265 25.09 25.09 -9.67 -2.19 1.38 0.90 1/31/2006 -0.35 6/30/2018 0.86 0.85Vanguard Energy Adm VGELX 3 .305 33.18 33.18 -3.54 1.74 2.82 10.08 11/12/2001 0.00 0.31 0.31

Davis Financial Y DVFYX 3 .319 15.27 15.27 9.97 15.69 4.72 7.89 3/10/1997 -0.12 0.71 0.71Emerald Banking and Finance Instl HSSIX 3,10 .352 28.49 28.49 16.68 22.65 5.47 21.07 3/19/2012 -0.10 1.19 1.19T. Rowe Price Financial Services PRISX 3 .298 16.91 16.91 8.26 17.58 4.14 9.31 9/30/1996 -0.15 0.95 0.95

Vanguard Health Care Adm VGHAX 3 .324 -8.94 -8.94 9.69 16.84 10.29 10.16 11/12/2001 0.00 0.31 0.31

American Century Global Gold Instl AGGNX 2,3,r .279 53.24 53.24 1.55 -13.94 -3.96 -5.35 9/28/2007 -0.15 0.48 0.48Vanguard Precious Metals and Mining Inv VGPMX 3 .233 50.64 50.64 -1.98 -11.87 -4.91 4.23 5/23/1984 0.00 0.35 0.35

DFA Global Real Estate Securities Port DFGEX 2,8,C .381 6.56 6.56 9.61 10.55 5.28 6/4/2008 0.00 2/28/2017 0.38 0.24DFA Real Estate Securities I DFREX 8,C .340 8.38 8.38 13.63 11.81 4.81 10.27 1/5/1993 0.00 2/28/2017 0.19 0.18Fidelity Advisor® Real Estate I FHEIX 8 .301 5.53 5.53 12.35 11.30 4.87 11.09 9/12/2002 -0.25 0.84 0.84T. Rowe Price Real Estate TRREX 8,r .333 6.03 6.03 12.96 11.74 4.69 10.05 10/31/1997 -0.15 0.76 0.76Vanguard REIT Index Adm VGSLX 8,9 8.50 8.50 13.13 11.78 5.23 11.11 11/12/2001 0.00 0.12 0.12

Deutsche Science and Technology Instl KTCIX 3,r .234 6.69 6.69 7.57 12.68 7.44 8.09 8/19/2002 -0.10 0.77 0.77Nationwide Bailard Tech&Sci Instl NWHTX 3,10 .290 11.20 11.20 11.04 15.75 9.05 13.36 9/18/2013 0.00 0.95 0.95Nationwide Ziegler NYSEArcaTech100 I NWJEX 3,10 .272 11.84 11.84 8.43 15.54 9.56 10.30 9/18/2013 0.00 0.44 0.44

MFS Utilities R4 MMUJX 3 .267 11.67 11.67 2.49 8.06 6.69 9.50 4/1/2005 -0.10 0.75 0.75

Nationwide Fixed Select F,^^ See contract for rate details 9/7/2012

Splty-Technology

Splty-Utilities

Fixed Option

Splty-Energy

Splty-Financial

Splty-Health

Splty-Precious Metals

Splty-Real Estate

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Before investing, understand that mutual funds are not insured by the FDIC, NCUSIF, or any other Federal government agency; are not deposits or obligations of, or guaranteed by, or insured by, the depository institution where offered or any of its affiliates; involve investment risk, including possible loss of value. Performance information prior to a fund’s inception date is for the fund’s parent share class and may not reflect the fund’s current expenses. Funds have specific risks including but not limited to the below risks. For specific risks by fund see the fund perspectus.

* Expenses

Gross Expense Ratio - Represents the gross prospectus expense ratio; the percentage of fund assets paid for operating expenses and management fees, including 12b-1 fees, administrative fees and all other asset-based costs incurred by the fund except brokerage costs. Sales charges and other product fees are not included in the expense ratio. This expense ratio does not reflect fee waivers during the time period and does include any underlying fund expenses.

Waiver - Voluntary and/or contractual expense reimbursements by the fund’s sponsor or adviser. All waiver information is in the fund’s prospectus, including the expiration date, if applicable, for any expense waiver. The waiver and/or reimbursements may be discontinued at any time but, unless otherwise noted in the prospectus, are expected to continue at the current level until further review. B - Indicates a fund has both contractual and voluntary waivers, please see the fund’s prospectus for details and expiration date. C - Indicates the fund has a contractual waiver, please see the fund’s prospectus for details and expiration date. V - Indicates the fund has a voluntary waiver, please see the fund’s prospectus for details.

Net Expense Ratio (A) - This expense ratio is the gross expenses, less applicable fee waivers and interest expense for any municipal bonds held in the portfolio, divided by the fund’s average net assets.

Morningstar Data: ©2016 Morningstar, Inc. All rights reserved. The Morningstar information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Morningstar ratings and category ratings for the Nationwide Group Retirement Series are for the underlying mutual fund, and do not reflect Nationwide asset management charge. If this were taken into account, ratings might be lower. Detailed Morningstar information for a fund can be reviewed using Nationwide Financials fund evaluator tool at https://ssc.nwservicecenter.com/iApp/ssc/tool/planning.do?basho.menuNodeId=2104.

Morningstar Category® The Morningstar Category identifies funds based on their actual investment styles as measured by their underlying portfolio holdings (portfolio statistics and compositions over the past three years). If the fund is new and has no portfolio. Morningstar estimates where it will fall before assigning a more permanent category. When necessary, Morningstar may change a category assignment based on current information. The Morningstar Category ‘Cash’, which includes all Money Market Funds, does not appear on this report because Money Market Funds do not receive a Morningstar Rating.

Nationwide Fiduciary Batting Average Each fund is evaluated on the basis of six evaluation measures (fund evaluation measures) that quantify the relative operating expenses, total returns and risk-adjusted performance of a fund within its peer group. The total returns of cash equivalents and index funds are evaluated against their specific market benchmarks. The evaluation methodology is not an attempt to predict a fund’s future potential; it summarizes how well each fund has historically balanced expenses, returns and risk. The six evaluation measures together provide a systematic process to evaluate and monitor funds using generally accepted investment principles and modern portfolio theories. For each of the six evaluation measures, all funds are ranked using percentile rankings ranging from 1% (best) to 100% (worst) within their respective peer group to determine each fund’s relative performance. Percentile ranks for each evaluation measure are translated into “batting averages” for presentation purposes. Batting averages range from 0.400 (best) to 0.100 (worst). The six evaluation measures are equally weighted to compute each fund’s overall batting average within its peer group, which is used to determine each fund’s status rating. This ranking system provides for appropriate comparisons of funds with similar objectives and investment styles. The batting average is not adjusted for any plan or Nationwide charge’s or expenses (if applicable). This report must be accompanied by the Fund Evaluation and Monitoring Methodology with is available at www.fiduciaryseries.com. Detailed batting average information for each fund can also be obtained at this web site.

r A fund redemption fee may apply, please read the fund’s prospectus carefully for details.

^^ These funds are not available when the Invesco Stable Value Fund or Nationwide Fixed Select has been selected.

^^^ CIFs are typically only available to qualified plans and certain governmental 457 plans through banks or trust companies. Unlike mutual funds, which must register with the U.S. Securities and Exchange Commission, CIFs are considered trusts subject to regulation by federal banking authorities and state trust law. The funds are maintained as an administrative convenience to the bank in a manner incidental to the bank’s trust activities and not primarily for investment. You should note that because the CIFs are not retail options, investment performance should not be compared to mutual fund performance. Before investing, understand that CIFs are not insured by the FDIC, NCUSIF, or any other Federal government agency; are not deposits or obligations of, guaranteed by, or insured by, the depository institution where offered or any of its affiliates; involve investment risk,including possible loss of value. CIFs receive no Morningstar ratings.

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Understanding Risks Stock markets are volatile and can decline in response to adverse developments. Particular funds can react differently to these developments. Here is a list of some of the risk associated with the funds. For specific risks related to each fund, see the fund’s prospectus.

(1) High-yield funds: Funds that invest in high-yield securities are subject to greater credit risk and price fluctuations than funds that invest in higher-qualitysecurities.

(2) International/emerging markets funds: Funds that invest internationally involve risks not associated with investing solely in the United States, such ascurrency fluctuation, political risk, differences in accounting and the limited availability of information.

(3) Nondiversified funds: Funds that invest in a concentrated sector or focus on a relatively small number of securities may be subject to greater volatility thana more diversified investment. and should be considered a vehicle for diversification and not a balanced investment program.

(4) Funds investing in stocks of small-cap, mid-cap or emerging companies may have less liquidity than those investing in larger, established companies andmay be subject to greater price volatility and risk than the overall stock market.

(5) Money market funds: These funds are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Althoughthey seek to preserve the value of your investment at $1.00 per share, it’s possible to lose money by investing in money market funds.

(6) Government funds: While the funds invest primarily in the securities of the U.S. government and its agencies, the values are not guaranteed by theseentities.

(7) Target Date/Maturity funds: For products that do include Target Date/Maturity funds please keep in mind that like other funds, target date funds are subjectto market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds willprovide enough income for retirement. Asset allocation funds: The use of asset allocation as a part of an overall investment strategy does not assure a profitor protect against loss in declining market.

(8) Real estate funds: Funds that focus on real estate investing are sensitive to economic and business cycles, changing demographic patterns and governmentactions.

(9) Indexes are unmanaged, and one cannot invest directly in an index.

(10) Performance and Batting Averages for periods prior to the inception date of the fund are for the parent share class.

(11) Bond funds: These funds have the same interest rate, inflation and credit risks associated with the underlying bonds owned by the fund. Interest rate risk isthe possibility of a change in the value of a bond due to changing interest rates. Inflation risk arises from the decline in value of cash flows due to loss ofpurchasing power. Credit risk is the potential loss on an investment based on the bond issuer’s failure to repay on the amount borrowed.

(12) Managed volatility funds: Funds that are designed to offer traditional long-term investments blended with a strategy that seeks to mitigate risk and manageportfolio volatility. These funds may not be successful in reducing volatility, and it is possible that the funds’ volatility management strategies could result inlosses greater than if the funds did not use such strategies.

(13) Asset allocation funds: The use of asset allocation as a part of an overall investment strategy does not assure a profit or protect against loss in decliningmarket.

** The money market current yield is the annualized historical yield for the 7-day period ending on the last day of the calendar quarter. Yield quotation more closely reflects the current earnings of the money market fund than the total return quotation. Fund performance calculated by Nationwide Financial®. (7-day current yield = 0.03%) The total is gross of any expenses other than fund charges.

Nationwide ClearCredit® reduces the asset fee based on payments from from funds for participants who have invested in those funds.

Clear Advantage Illustration

The Clear Advantage Illustration includes a subset of all investments showing actively managed funds that have the lowest Total Expenses and a passing Fiduciary Series Batting Average (where applicable). The Categories included in this illustration reflect categories included in the Ibbotson asset allocation model as well as those outlined in the Nationwide Fiduciary Warranty. Due to popularity the illustation also includes a passively managed S&P 500 Index fund. The Clear Advantage Illustration report is a customized inquiry produced by the Nationwide Fund Navigator, a proprietary instrument intended to produce sortable offerings of information and not intended as investment advice. The Clear Advantage Illustration report is for demonstration purposes only and should not be considered as a recommendation of specific investment options. Other investment options within Nationwide Clear Advantage may meet your desired criteria and should be considered for further evaluation.

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This material is not a recommendation to buy, sell, hold or rollover any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition, or particular needs of any specific person. Investors should work with their financial professional to discuss their specific situation.

The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities and trust programs. The unregistered group fixed and variable annuities are issued by Nationwide Life Insurance Company. Trust programs and trust services are offered by Nationwide Trust Company, FSB, a division of Nationwide Bank. Nationwide Investment Services Corporation, member FINRA. Nationwide Mutual Insurance Company and Affiliated Companies, Home Office: Columbus, OH 43215-2220.

Nationwide, Nationwide Retirement Clear Advantage, Nationwide ClearCredit, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2016 Nationwide

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PNX-0145AO.1216.34 (12/16)

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