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THE DISTINGUISHED ADVISORY PANEL

27th - 28th March 2012, Park Plaza victoria, London, u.K.

“Promotion of a Resilient Islamic Economic Framework“

2nd Annual World Islamic Finance Conference 2012

Dr. Mohamad Akram Laldin, ISRA International Shari‘ah Research Academy for Islamic Finance (ISRA) Executive Director

Professor Humayon Dar, Edbiz Consulting Limited President & CEO

Bilal Khan, IFEC(Islamic Finance Education Council) Executive Director & Shari‘ah Scholar

Dr. Sayd Farook, Thomson Reuters Global Head of Islamic Capital Markets

Simon Archer, ICMA Centre( International Capital Market Association in association with University of Reading) Professor

Gold Sponsor: Supporting Partners:Exhibitor:

Endorsing Partner:

Lord Mohamed Sheikh, Conservative Muslim Forum Chairman

Viroon Tejapaibul, Ministry of Finance - Thailand Deputy Minister of Finance

Richard Thomas, Gatehouse Bank Chief Executive Officer

Badlisyah Abdul Ghani, CIMB Group, Head of Group Islamic Banking Division

Michael Clark, Qatar Islamic Bank UK Chief Executive Officer

Mian Nazir, Dar Al Sharia Dubai Islamic Bank Senior Vice President and Head of Legal

Omar Shaikh, Islamic Finance Council UK Executive Board Member

Dheerasak Suwannayos, Islamic Bank of Thailand President

Azleena Idris, Central Bank of Malaysia Deputy Director of Islamic Banking and Takaful Department

Dr. Humayon Dar, Edbiz Consulting Ltd Chairman, President & CEO

Ruth Martin, UK Islamic Finance Secretariat (UKIFS) Chair - Education, Training & Qualifications Working group Chartered Institute for Securities & Investment (CISI) Managing Director

Gillian Walmsley, London Stock Exchange, Head of Fixed Income Products

Andrew Dell, HSBC UAE Head of CEEMEA DCM, Global Capital Financing Gulf Bond and Sukuk Association Chairman - Steering Committee

Carina Kamel, Al Arabiya Senior Correspondent & Presenter

Prof. Dr. Volker Nienhaus, Islamic Financial Services Board (IFSB) Consultant

Craig Bonthron, Scottish Widows Investment Manager Global Equities

Dr. Janekeh, BLME plc Head of Islamic Capitals Market

Dr. Johannes Engels, The Federal Financial Supervisory Authority (BaFin) Germany, Senior Advisor

Robert Elsen, The Federal Financial Supervisory Authority (BaFin), Germany Deputy Head of Section Technical Co-operation

Amir Ahmed, Bank AlKhair Chief Financial Officer

Dr. Sayd Farook, Thomson Reuters Global Head of Islamic Capital Markets

Harun Kapetanovic, Dubai Department of Economic Development (Govt. Of Dubai) Economic Advisor

Muhammad Nurullah Shikder, Gatehouse Bank Executive Vice President, Head of Shariah Advisory & Shariah Compliance

Dr Shahinaz Hanem Rashad Abdellatif, Egyptian Leasing Association (ELA) Chairman

Shaykh Haytham Tamim, Utrujj Foundation, Shariah Scholar & Chairman

Dr Muhammad Al-Bashir Muhammad Al-Amine, Bank Al-Khair, Group Head - Shari‘ah Assurance Dept.

Bilal Khan, IFEC(Islamic Finance Education Council) Executive Director & Shari‘ah Scholar, IFEC(Islamic Finance Education Council)

Dr Aly Khorshid, Academy UK Director of Islamic finance Studies

Islamic

Finance

Council

CONFIRMED SPEAKERS AND PANELLISTS

OVERVIEW

KEY TOPICS

WHO SHOULD ATTEND

Where the likes of major banks and financial institutions felt the dent that the economic crisis left on their books, Shariah compliant institutions hardly even saw a scratch. One of the reasons was the restriction of investments in high risk bonds. However, nothing can remain unscathed for very long. The successful defaults in Sukuk, the lack of trained advisors and consultants who understand both the law of Islam and have economic understanding of finance along with weak marketing has perhaps stinted the growth a little. Fleming Gulf aims with its 2nd Annual World Islamic Finance Conference to tackle the issue by bringing together bankers, consultants, regulators, scholars and solution providers to a common podium where they shall look into Islamic trade and project finance with a sense of corporate responsibility and emerging markets within Africa and Asia work towards understanding how their western counterparts are legally tackling the issue of double taxation and the likes. Highlights will see panel discussion on how regulators and bankers can enhance cross border liquidity with a closing by Shariah scholars at the Annual Open Fatwa Session.

Job Titles:

Banking Institutions: Chief Executive Officers(CEO), Chief Financial Officer(CFO), Chief Operations Officer (COO), Directors, Chairmen, Financial Controller, Sales Managers,

Solution Providers (IT, Law and Consultancies): Sr. Partners, Managing Directors, Partners, Consultants, IT Techs.

Institutions:

Bank & Financial Organizations, Asset/ Investment/ Fund Management, Central Banks & Regulators, Legal Consultants, Software & Technology Solution Providers, Academics, Shari‘ah Governing Bodies

Departments

Islamic Banking Services, Corporate Banking Services, Customer Relations, Operations Risk and Development, Information Services, Auditors, Insurers, Legal aid

Regulations and Policies governing IF

Taxation and a Legal Outlook

CEO Roundtable

Emerging and Growing Markets

Corporate Finance and Social Responsibilities

Open Fatwa Session

Media Partners:

event info: + 971 4 609 1570, fax: + 971 4 609 1589

email: karthik.naik@fleminggulf.com, www.fleminggulf.com

8:00 Registration and coffee

8:40 Recital From the Holy Qur‘an

8:50 Welcome by Fleming Gulf

8:55 Opening Remarks from the Chair

9:00 KeYNote The potential for Islamic finance principles to enhance financial stability & ethicsLord Mohamed Sheikh, Conservative Muslim Forum

Chairman

9:30 KeYNote

Viroon Tejapaibul, Ministry of Finance - ThailandDeputy Minister of Finance

9: 45 Presentation by London Stock ExchangeGillian Walmsley, London Stock Exchange

Head of Fixed Income Products

10:20 Coffee Break

10:50 CEO Roundtable• Promotionofinternationalconsistency• Opentointerpretation–differentmaturitypositionsin

different countries• Increasemarketabilityandacceptance• WorldShari‘ahcompliance–Willithappen?• Movingtowardsagreaterglobalstandardforproducts,

accounting, legal and governanceBadlisyah Abdul Ghani, CIMB Group,Head of Group Islamic Banking Division

Mike Clark, Qatar Islamic Bank (UK) Chief Executive OfficerRichard Thomas, Gatehouse BankChief Executive Officer

Omar Shaikh, Islamic Finance Council UKExecutive Board Member

Dr. Humayon Dar, Edbiz Consulting LtdChairman, President & CEO

11:30 Monetary Policy• ConventionalfailedwhereIFremainedstrong.Canitbe

substituted?• SoundnessofIslamicbanksaccountedforbythefactthat

they use a classical banking model, with financing derived from deposits, rather than being funded by borrowings from wholesale markets

• Challenge:Crushingofthemyththatitisresilientincomparison to conventional

• LackofRegulationsenforcedbyCentralbanksRichard Thomas, Gatehouse Bank Chief Executive Office

12:10 Islamic Finance and Corporate Social Responsibility • IslamicperspectiveonIslamicbankandfinancialmarkets

social responsibility• Learningfromtheperspectivesofconventionalethicalfund

managers and micro finance fund managers• PragmaticallyintegratingtherealityoftheIslamicbanking

infrastructure with a socially responsible but commercially driven agenda

• MakeIslamicbankingmoreuserfriendlyineverysegmentof economy and society

• Stable,sustainableandefficientBadlisyah Abdul Ghani, CIMB GroupHead of Group Islamic Banking Division

12:50 Transforming to Electronic Finance & CommerceAs technology innovations are constantly and rapidly changing, this has direct effect on the operations of financial institutions. To maintain their competitive edge financial institutions must be agile in developing, marketing, and selling financial products in a timely manner. Utilizing the latest technology architectures (SOA), software solutions can now enable the business user to define and maintain financial products, Accounting flows, marketing and cross selling rules based on „KYC.“ Technology enables local and global organizational growth.• UniversalBankingDrivers• BankingIndustryChallenges• TrendsinTechnologyTransformations• ITSApplyingtheTechnologyforIslamicFinancial

Institutions (Example)Haitham Abdou, ITSGroupdirector–Marketing

13:30 Lunch

14:30 Shariah Compliant Structured Products• Considerationsthatneedtobelookedintoforashariah

compliance• Howwouldnewstructuresworkalongsideconventional

systems• WorkingofsuchaproductthroughcrossinstitutionDr. Humayon Dar, Edbiz Consulting LtdChairman, President & CEO

15:10 Risk(Hedging Risk)• Prohibitionforinvestingindebtmarketsincreasestherisk• Hedgingdefaultrisk,profitrateandcurrencyraterisks• Whatarethetoolsavailable?Dr. Sayd Farook, Thomson ReutersGlobal Head of Islamic Capital Markets

16:00 Coffee Break

16:30 Corporate Governance• Principlesoffairness,accountability,responsibilityand

transparency–thecoreofethicalfinancing• Importanceofembracingcorporategovernanceearly• DifferencebetweengovernanceinIslamicbankingandthat

of conventional institutes. • IslamicFrameworksandpractices–thevariationsfromEast

to West• Significanceinthecurrenteconomiccrisis.Amir Ahmed, Bank AlKhairChief Financial Officer

17:10 Sukuk and Islamic Debt Capital Markets • IssueswithsuccessfuldefaultsinSukuk• NecessarycriteriaforaccessingtheliquidityofIslamic

markets • ThecostsinvolvedwithissuingIslamicpaper• Depthandliquidityofthesemarkets• Structuresconducivetocorporateandsovereignissuance• KeyhurdlestoovercomeAndrew Dell, HSBC UAE

Head of CEEMEA DCM, Global Capital Financing Gulf Bond and Sukuk Association Chairman - Steering Committee

17:50 Closing Remarks From The Event Chair

18:00 Networking Reception

Day 1, 27th March 2012

event info: + 971 4 609 1570, fax: + 971 4 609 1589

email: karthik.naik@fleminggulf.com, www.fleminggulf.com

8:15 Registration and Coffee

9:00 Thailand: Islamic Bank in a Non-Muslim CountryDheerasak Suwannayos, Islamic Bank of ThailandPresident

9:40 Progressive Markets – Germany• IncreaseinIslamicfinancialproductsfromthemiddleeast• ImprovingthetaxframeworkforIslamicFinance• HasIslamicmortgagetakenoffintheinGermanMarket?Dr. Johannes Engels, The Federal Financial Supervisory Authority (BaFin), GermanySenior AdvisorRobert Elsen, The Federal Financial Supervisory Authority (BaFin), GermanyDeputy Head of Section Technical Co-operation

10:20 Coffee Break

11:00 Islamic Finance and Financial Sector DevelopmentRecently published “country visions” and “financial sector development plans” in the Middle East, Asia and Europe have taken note of Islamic finance.• WhatimportanceisattachedtoIslamicfinance?• Areexpectationsandplanscompatible?• Dolegalandregulatoryactionsfollowpoliticaldocuments?• Havepolicypackagesaddressedmajorindustryconcerns?• Cangovernmentssteerthe(Islamic)financialsector

development?Prof. Dr. Volker Nienhaus, Islamic Financial Services Board (IFSB)Consultant

11:40 Regulatory Roundtable• Promotionofinternationalconsistency• Opentointerpretation–differentmaturitypositionsindifferent

countries• Increasemarketabilityandacceptance• WorldShari‘ahcompliance–Willithappen?• Movingtowardsagreaterglobalstandardforproducts,

accounting, legal and governanceModerator:Carina Kamel, Al ArabiyaSenior Correspondent & PresenterDr. Johannes Engels, The Federal Financial Supervisory Authority (BaFin)Germany, Senior AdvisorRobert Elsen, The Federal Financial Supervisory Authority (BaFin), GermanyDeputy Head of Section Technical Co-operationAzleena Idris, Central Bank of MalaysiaDeputy Director of Islamic Banking and Takaful DepartmentHarun Kapetanovic, Dubai Department of Economic Development(Govt. Of Dubai)Economic AdvisorDr Shahinaz Hanem Rashad Abdellatif, Egyptian Leasing Association (ELA)Chairman

12:20 Trade Finance• Financingintra-tradebetweenmembercountries• Mobilizingprivateandpublicresourcestobuildanddevelop

intra-trade• Strengtheningcorrespondingbankingnetworksamong

member countries• MurabahavsIstisna‘sDr Janekeh, Bank of London and The Middle East plcHead of Islamic Capital Markets

13:00 Lunch

14:10 Project Finance• Difficultycompetingwithconventionallendersintermsofprice

and tenor• StructuressuchastheIstisna’a-Ijaramodelrisksstillmake

participation in these transactions• DevelopmentofIslamicfinancestructureswheredischarging

their responsibilities as owner of project assets rather than passing these onto to the borrower or third parties

• CaseStudyofDjiboutiContainerTerminalMian Nazir, Dar Al Sharia Dubai Islamic BankSenior Vice President and Head of Legal

14:50 Takaful and Re-takaful• Issuesintakafularesurroundingtheqardal-hasan(benevolent

loan), tabarru (contribution by donation), surplus sharing• HowwouldEuropeancourtsdealwiththeissueCraig Bonthron, Scottish WidowsInvestment Manager Global Equities

15:30 Educating the Masses on Islamic Finance • Conveythebenefitsofinterestfreelending• AdaptabilityforgrowthinnonMuslimnations• LessProfit–Lessrisk• ChangingperceptionsaboutIslamandIslamicFinancethrough

Education• PotentialapproachestotargetingEuropeanMuslims• Re-brandingormultibrandingofexistingassetstocomplywith

Islamic principles• Distribution,distribution,distribution:Beforeanyexercise,

getting distribution channels rightRuth Martin, UK Islamic Finance Secretariat (UKIFS)Chair - Education, Training & Qualifications Working groupChartered Institute for Securities & Investment (CISI) Managing Director

16:00 Coffee Break

16:40 Annual Open Fatwa Session: Answering Participant Questions• Islamicbankingchallenge:conventionalbanksopeningIslamic

banking windows in too many countries (to the contrary those windows are closing in Qatar due to non-shariah compliant issues)

• AllthetalkseemstobebasedonShariacompliance.Weneedto stop developing and start applying

• TheconflictofinterestintheIslamicInstitutesbetweentherelated parties in the field (e.g. board of directors; Shari‘ah board; executive management; shareholders; employees).

• LackofprofessionalsofbothSharia’ascholarsandFinancials.-Sharia’ascholarsarenoexpertsinfinance,andfinancialtheories; and the other way round, most of the financial professionals are no experts, or do not have sufficient knowledgeinSharia’a,especiallytheknowledgerelatedtofinance

Moderator Opening Remarks:Omar Shaikh, Islamic Finance Council UKExecutive Board MemberShaykh Haytham Tamim, Utrujj Foundation Shariah Scholar & ChairmanMuhammad Nurullah Shikder, Gatehouse Bank Executive Vice President, Head of Shariah Advisory & Shariah ComplianceDr Muhammad Al-Bashir Muhammad Al-Amine, Bank Al-Khair Group Head - Shari‘ah Assurance Dept.Mian Nazir, Dar Al Sharia Dubai Islamic BankSenior Vice President and Head of LegalProfessor Humayon Dar, Edbiz Consulting LtdChairman, President & CEO Bilal Khan, IFEC (Islamic Finance Education Council)Executive Director & Shari‘ah ScholarDr Aly Khorshid, Academy UK Director of Islamic finance Studies

17:50 Closing Remarks From The Event Chair

We would like to thank everyone who has helped with the research and organization of this event, especially the speakers for their support and commitment.Manohar Bharwani manohar.bharwani@fleminggulf.com

Day 2, 28th March 2012

event info: + 971 4 609 1570, fax: + 971 4 609 1589

email: karthik.naik@fleminggulf.com, www.fleminggulf.com

Meet Our Comprehensive Speaker

Dr Aly Khorshid, Academy UK Director of Islamic finance StudiesDr Khorshid has been involved with Islamic financial institutions for over 2 decades with comprehensive skills and knowledge in Islamic finance; He is recognised expert on Shariah compliant finance, within the Islamic law, Islamic moamlat, and Islamic contracts. He have extensive consultancy experience in the department of Islamic Finance at Elite Horizon economic consultancy, most of it focused on Economics, Finance, Alternative finance, Structuring, Endorsing and advising on Shariah complaint products with particular experience in Capital and stock market products. Dr Khorshid served as Consultant to central bank on establishing Islamic banking system within the Central bank regulatory policies and corporate governance. He is active member in structuring Islamic home purchase scheme; Waqf “Trust” family trusts inheritance in accordance to Islamic principals, and Islamic capital market products. He is experienced in conduct comprehensive Due-diligences on financial institutions to identify potential investment opportunities. Dr Khorshid started his carrier with international marketing and trade; His first Shariah board member was with bank Al-Baraka (The first Islamic bank in the UK), He serve as Shari’ah board member in selected Islamic institutions. He is a board member in Excellencia Capital Luxembourg. Dr Khorshid has PhD on Islamic studies and economics from the University of Leeds (UK), studied Fiqh and Shariah at Al-Azhar University (Egypt), Master degree in managements (UK). His Publications includes, Islamic Insurance “A modern Approach to Islamic Banking”, and the Encyclopaedia of Islamic finance, He has Joint publications in Islamic wealth management, Islamic Investment banking aqd Islamic Investment Banking; He also has many articles published on Islamic finance. Dr Khorshid is a trustee member of Academy UK, member of the institute of management consultancy (UK), and visiting lecturer in El-Azhar University ”Egypt”, and ICMA Henley’s Business School, University of Reading UK, on Islamic finance. Dr Khorshid was nominated for King Fisal International prize year 2006, He was runner-up for Mubarak Prize on Islamic studies year 2010, and He is a regular speaker on Islamic finance issues at conferences and TV.Azleena Idris, Central Bank of Malaysia Deputy Director of Islamic Banking and Takaful Department Ms. Azleena Idris is currently Deputy Director of the Islamic Banking and Takaful Department where her area of responsibility is Financial Infrastructure Development. This includes institutional and market infrastructure development of the Islamic banking and takaful industries as well as Islamic money and capital markets. She is instrumental in a number of Islamic finance initiatives including the taxation policy development for Malaysia as an International Islamic Finance Centre (MIFC), the Islamic finance policy thrusts in the new Central Bank of Malaysia Act 2009, liberalisation of the Islamic banking and takaful sectors. She joined Bank Negara Malaysia in 2005 after almost 10 years with a domestic banking and financial services conglomerate where her last position was Assistant General Manager, Group Legal & Compliance Division. Her previous experience is mainly in mergers and acquisitions of banking, financial institutions and financial services companies and her last assignment prior to joining the Bank was the licensing and operationalisation of an Islamic banking subsidiary.Azleena Idris, Central Bank of Malaysia Deputy Director of Islamic Banking and Takaful Department Ms. Azleena Idris is currently Deputy Director of the Islamic Banking and Takaful Department where her area of responsibility is Financial Infrastructure Development. This includes institutional and market infrastructure development of the Islamic banking and takaful industries as well as Islamic money and capital markets. She is instrumental in a number of Islamic finance initiatives including the taxation policy development for Malaysia as an International Islamic Finance Centre (MIFC), the Islamic finance policy thrusts in the new Central Bank of Malaysia Act 2009, liberalisation of the Islamic banking and takaful sectors. She joined Bank Negara Malaysia in 2005 after almost 10 years with a domestic banking and financial services conglomerate where her last position was Assistant General Manager, Group Legal & Compliance Division. Her previous experience is mainly in mergers and acquisitions of banking, financial institutions and financial services companies and her last assignment prior to joining the Bank was the licensing and operationalisation of an Islamic banking subsidiary.Badlisyah Abdul Ghani, CIMB Group Head of Group Islamic Banking DivisionBadlisyah Abdul Ghani, a Malaysian, aged 38, is the Executive Director and Chief Executive Officer of CIMB Islamic Bank Berhad, the flagship Islamic banking and finance entity of CIMB Group. Badlisyah is also Head of Group Islamic Banking Division and oversees the overall Islamic banking and finance franchise of CIMB Group known as CIMB Islamic. His areas of responsibility cut across all legal entities within the Group as CIMB Islamic operates as a parallel banking franchise that leverages on the Groups’ infrastructure and network both locally and globally. Throughout the years, Badlisyah has been recognized by top international publications as the world’s ‘Top 20 Pioneer In Islamic Finance’, ‘Islamic Banker Of The Year’, and ‘Most Outstanding Contributor To The Development of Islamic finance’. He holds a Bachelor of Laws degree from the University of Leeds, United Kingdom.Bilal Khan, IFEC (Islamic Finance Education Council) Executive Director & Shari‘ah ScholarBilal was awarded the ‘Zaki Badawi Shariah Scholar of the Year’ at the 2011 London Sukuk Summit. Bilal is a traditionally trained Shariah Scholar of Islamic Studies known as Dars-e-Nizami. This includes all branches of Shariah law and numerous other related disciplines as well as the languages of Arabic, Persian and Urdu. He read law with LL.B (Hons) at the University of Leeds; completed his Legal Practice Course at BPP Law School, Leeds with specialisation in Public Takeovers & Equity Finance, Banking & Debt Finance and Mergers & Acquisitions; and completed an MA in Islamic Banking, Finance & Management with Distinction at the University of Gloucestershire. He is presently completing an MBA in Legal Services at BPP Business School, London. He holds the position of Executive Director at Islamic Finance Education Council and has recently lectured on the undergraduate law programme at Leeds Metropolitan University. He is currently co-authoring several texts on Islamic Finance and Takaful. From September 2012, he will be joining the international law firm, Simmons & Simmons LLP, as a lawyer with a view to practising in Islamic Finance and Takaful. Carina Kamel, Al Arabiya Senior Correspondent & PresenterCarina Kamel is currently Al Arabiya TV‘s Senior Correspondent and Presenter based in London. Carina is responsible for all aspects of Al Arabiya‘s European and US business news coverage and her role includes presenting daily live reports in Arabic on financial markets well as Arab business news from a global perspective. Carina also regularly produces TV reports, conducts interviews with Ministers and CEOs and reports from the field. Previously, Carina worked as Europe Correspondent for CNBC Arabia and CNBC Africa for more than 5 years, also based in London, and regularly reported on the Middle East for CNBC Europe and CNBC US. Carina has anchored CNBC Arabia’s coverage of major events including the World Economic Forum in Davos, the US Presidential Elections in 2008 and the G20 Summit in London in 2009. Reporting in both Arabic and English, Carina Kamel is fluent in 4 languages and has more than 9 years experience as a journalist, both in Europe and the Middle East. She holds a Masters in Broadcast Journalism from Columbia University and a BA in Communications from the University of California at Berkeley (UC Berkeley). Carina has also served as a senior judge at the Foreign Press Association awards for the past five years and regularly moderates conferences.

Craig Bonthron, Scottish Widows Investment Partnership Investment Manager Global EquitiesCraig joined SWIP in January 2011 and is responsible for SWIP’s Global Islamic Fund, the Scottish Widows Environmental Investor Fund and SWIP’s Ethical portfolios. Before joining SWIP, Craig worked for Kleinwort Benson Investors (formerly KBC Asset Management) in Dublin. There, he worked on the Global Environmental Strategies desk and was responsible for managing the Global Water Fund. The desk managed over 1.5 bn EUR of funds under management, with the Global Water Fund comprising 800m EUR of these assets. Prior to the this, Craig worked as a generalist equity analyst on the US desk at Alliance Trust Plc., covering a broad range of sectors. Craig holds an MSc in Business Information Technology Systems from Strathclyde University, is a Member of IIMR and has passed Level 1 of the CFA exams.Gillian Walmsley, London Stock Exchange Head of Fixed Income ProductsGillian Walmsley is Head of Fixed Income Products at the London Stock Exchange and covers the Group‘s London markets for Debt Securities & Islamic Finance in addition to ETFs & Securitised Derivatives. Before joining the Exchange in 2008, Gillian was part of the Interest Rate product development team at Liffe, the derivatives arm of NYSE Euronext, where she worked on the design and launch of various short-term interest rate, bond index and government bond futures and options contracts and on the structuring of exchange credit derivatives. Previously, she was part of the Equity Derivatives team and worked on the launch of stock futures, the development of the UK equity options market and the introduction of flexible equity and index contracts. Gillian began her career in the City on the Liffe trading floor as an Exchange Official overseeing open-outcry trading activity in the fixed income option pits. Gillian holds the Chartered Institute of Securities and Investments Islamic Finance Qualification. Dr. Humayon Dar, Edbiz Consulting Ltd Chairman, President & CEO Professor Humayon Dar is Chairman, President & CEO of Edbiz Consulting Limited, a London-based Islamic financial consulting firm. He is a leading spokesman for the Islamic financial services industry, and has played lead roles in a number of global initiatives for the development of Islamic finance. As an Islamic financial innovator, he has helped a number of banks and financial institutions in developing cutting-edge products such as Islamic derivatives and structured products, Shari’a compliant short selling and structuring of Islamic hedge funds. His most recent contribution to the Islamic financial industry is the first-ever Islamic Socially Responsible Investing – SRI – screening methodology. He is Editor-in-Chief of the Global Islamic Finance Report – an annual publication he has founded and whose third issue is due to come out at the end of March 2012. He is also Editor-in-Chief of Islamic Finance Review (ISFIRE) – a quarterly magazine published by Edbiz Consulting from London. Professor Dar holds a BSc (Hons) and MSc (both in Islamic Economics) from International Islamic University in Islamabad, where he studied with a number of top Islamic jurists and Muslim thinkers. He also has an MPhil and PhD (both in Economics) from Cambridge University, where he conducted research on Islamic finance. His post-doctoral research has focused exclusively on Islamic economics, banking and finance. Professor Dar also sits on the Board of Directors of Arab British Chamber of Commerce – a high-level body supported by the British government and the government of the Arab countries. He also sits on Shari’a Boards of several institutions, including Hong Leong Islamic Bank, Allianz Global Investors, Sharia UMEX and many more.Dr Janekeh, Bank of London and The Middle East plc Head of Islamic Capital MarketsDr Janekeh, was appointed as Head of Islamic Capital Markets in September 2010. He is an expert on Islamic financing structures and has a strong track record of delivering Islamic finance solutions to European corporate clients. Massoud joined BLME in April 2007 as Director of Corporate Banking after years of experience gained across a number of industries, advisory and financial service sectors. He spent 10 years managing investments for global products at ICI/Zeneca, before moving to strategy consultancy with AT Kearney and Integrum. Massoud then moved to financial services when he joined BDIC as a corporate finance advisor and later on becoming involved in structured debt with European American Capital.Dr. Johannes Engels, The Federal Financial Supervisory Authority (BaFin), Germany Senior AdvisorDr.Engels has studied General Economics with Doctor Degree in Aachen and Cologne. He has been working for the Financial Supervisory Authority for nineteen years, in the international dept. for five years. He has written Several publications in the field of Islamic finance.Haitham Abdou, ITS Groupdirector–MarketingOver 15 years of IT experience in the Banking and Finance Industry. Expertise in IT Strategies for financial institutions based on the latest service oriented architectures. Expertise in architecting technology to meet the requirements of Islamic financial institutions. His Expertise lies in Bank Automation Projects, Branch Delivery, Core Replacements, Islamic Financing, AML, Electronic Banking, Payment SystemsHarun Kapetanovic, Dubai Department of Economic Development (Govt. Of Dubai) Economic AdvisorHarun is Economic Adviser at the Department of Economic Development, Dubai Government. His range of responsibilities include assessment of the global crisis’s impact on Dubai’s economy and strategic sector development with emphasis on Dubai’s financial cluster development. He has initiated and currently leads some key initiatives aimed at developing the financial sector and economy in Dubai. Prior to his current positions, he was Regional Manager at Dubai Islamic Bank and DIB Capital, Financial Engineer at the Treasury Department of Islamic Development Bank and the Privatization Specialist at the World Bank mission in Sarajevo. Harun has also taught senior courses in finance at College of Business Administration (CBA), Jeddah. He has successfully participated and concluded some landmark transactions in Islamic banking across business lines, including sukuk, private equity, real estate, project finance and advisory. Harun is also the Chairman of the Audit Board of Bosna Bank International (BBI), the only Islamic bank in Bosnia and the region. As a Chevening Scholar he holds an MSc in International Securities, Investment and Banking from International Capital Markets Association (ICMA), Henley Business School, UK.Mike Clark,Qatar Islamic Bank (UK) Chief Executive Officer Mike Clark is a board director and has been with the Bank since its creation in 2007. Mike chairs the Executive Committee at QIB (UK) and is a member of the Asset & Liability and Risk Management committees. With over 30 years of banking experience, Mike has held a number of senior management positions throughout his career. From 1999 to 2006, he was the Head of Corporate and Institutional Banking at Arab Bank where his role focused on Business Development. In this position, Mike managed the bank’s Asset Management, Corporate Finance, Investment Securities, Project Finance, Real Estate, Syndications and Trade and Commodity Finance businesses. He was a member of Arab Bank’s Management, Asset and Liability & Credit committees. Prior to this Mike spent 9 years working with Yamaichi Bank (UK) plc in senior management positions - initially as Head of Corporate and Institutional Banking and latterly as General Manager. He was again a member of the Bank‘s Management, Asset and Liability and Credit committees throughout this period. He worked formerly for Saudi International Bank and Midland Bank. Mike holds a BSc (Hons) degree in Banking and Finance, an A.C.I.B. professional qualification and an MBA in Finance from City University London. Mike also holds the Islamic Finance Qualification.

event info: + 971 4 609 1570, fax: + 971 4 609 1589

email: karthik.naik@fleminggulf.com, www.fleminggulf.com

Meet Our Comprehensive Speakers

Lord Mohamed Sheikh, Conservative Muslim Forum ChairmanLord Mohamed Sheikh was the first Muslim to be appointed a Peer by the Conservative Party. Amongst other positions he is the Chairman of the Conservative Muslim Forum and of EcoMuslim. In his business life he is the Chairman of four organisations. He is now actively promoting Islamic Finance and Insurance and has made several keynote speeches on the subject. He has established a company which is providing advice and consultancy on Islamic Finance and Takaful covers. He is the Patron of the Islamic Finance Council UK and is a founder Member of the Associate Parliamentary Group on Islamic Finance and he has been elected its Vice-Chairman. He is also the Vice Chairman/Member of Parliamentary Groups relating to Saudi Arabia, Pakistan, Bangladesh, India, Central Asia and Foreign Affairs. Lord Sheikh is very active in the House of Lords and over the period of the last year he has spoken on 25 different subjects. For example he has spoken on financial services and Islamic banking, defence, armed forces, human trafficking, terrorism, environment and the economy. He has in the past been a visiting lecturer on financial subjects and has also written educational materials as well as articles in various publications. Lord Sheikh has held the Presidency and Chairmanship of the Chartered Insurance Institute and British Insurance Brokers Association. He was the first foreigner to hold these positions. He has set up a charity which is named after his father and is entirely funded by him. The foundation has supported a number of charitable causes in the United Kingdom as well as in other parts of the world.Muhammad Nurullah Shikder, Gatehouse Bank Executive Vice President, Head of Shariah Advisory & Shariah ComplianceMufti Muhammad is the Head of the Shariah Advisory and Shariah Compliance at Gatehouse and an executive member of the Bank’s Shariah Supervisory Board. He studied Shariah and specialised in fiqh at Darul Uloom Al Arabiyya Al Islamiyya, Bury, UK. Mufti Muhammad is also a non-practicing barrister and has an LL.M in Banking and Finance Law from University College London. Prior to joining Gatehouse in September 2008, Mufti Muhammad spent three and a half years with Dubai Islamic Bank in the Shariah Department and worked closely with Dr. Hussain Hamid Hassan (Chairman of Dubai Islamic Bank’s Shariah Board). He has been involved transactions involving innovative structuring and documentation including Sukuk, Islamic Funds, Islamic Syndications and other corporate and retail products. He trained employees of Dubai Islamic Bank and other institutions in Dubai. He participates in Islamic finance seminars and conferences. Mufti Muhammad currently sits on the Shariah Boards of Lloyds TSB Bank, Alburaq of Arab Banking Corporation, Scottish Widows Investment Partnership (SWIP) and others. Omar Shaikh, Islamic Finance Council UK Executive Board MemberOmar is a Charted Accountant by profession and has spent nearly 15yrs in assurance and advisory with specialist Islamic finance experience. His background includes working with Ernst & Young UK where he was recognised as the firms’ Subject Matter Expert for Islamic finance and successfully lead the build out of the UK Islamic financial services across multiple sector teams. In addition he has worked with the EY UK Private Equity team providing financial due diligence and the multi-award winning EY Islamic Financial Services Group in Bahrain where he was involved in the conversion of existing conventional banks into Islamic financial institutions. Omar has been actively involved in Government policy advisory both for UK and other international Governments and is an Executive Board Member of the Islamic Finance Council, UK (‘IFC’), a not-for-profit body. Omar currently holds select Islamic finance related Board Advisory roles for private sector institutions, including Gulf based private equity investment manager RHT Partners.Richard Thomas, Gatehouse Bank Chief Executive OfficerRichard is a veteran in the field of Shariah-compliant finance, with over 30 years’ experience in the sector. Prior to joining The Securities House group of companies, he was Head of Islamic Financial Services at the Arab Banking Corporation in London (“ABCIB”), as well as CEO of ABCIB Islamic Asset Management Limited and Alburaq. He also held senior positions related to Islamic financial services at United Bank of Kuwait and Saudi International Bank in London. Richard is also the UK Trade & Investment’s Special Representative for Kuwait, assisting in the Government’s policy on the promotion of bilateral business and trade development between these countries and a Fellow of the Chartered Institute for Securities & InvestmentRobert Elsen, The Federal Financial Supervisory Authority (BaFin), Germany Deputy Head of Section Technical Co-operationRobert Elsen has studied Law in Trier and Bonn. He has been working for the financial supervisory authority for nine years, in the international dept. for three years. Robert is a Guest Lecturer at the University of Applied Sciences Mainz, he has written several publications recently in the field of Islamic finance.Ruth Martin, UK Islamic Finance Secretariat (UKIFS) Chair - Education, Training & Qualifications Working group; Chartered Institute for Securities & Investment (CISI) Managing DirectorRuth Martin joined the Chartered Institute for Securities & Investment in 2002. As Managing Director she is responsible for all the main products and services, including qualifications, learning support, continuing professional development, publications, e learning and membership. Currently the Retail Distribution Review together with the globalisation of membership and development in the education sector are major areas of focus. Throughout her career, Ruth has focused on the way in which best professional practice can be implemented through education and training. Her first role was in the UK Executive Civil Service. Prior to joining the CISI, she was Director of Professional Development at the Market Research Society. Ruth chairs the Education Training & Qualification committee of the UK Islamic Financial Secretariat. She has a BA, an MA from the Department of Organisational Psychology, Birkbeck College, University of London, is a Chartered Member of the UK Chartered Management Institute and a Chartered Fellow of the UK’s Chartered Institute of Personnel and Development. She is a secondary school governor and her interests include gardening and the Church of England.Dr. Sayd Farook, Thomson Reuters Global Head of Islamic Capital MarketsDr. Sayd Farook is responsible for leading Thomson Reuters capital markets’ pre-trade and trade offerings covering all Islamic asset classes from Sukuk to exchange traded funds. Prior to his appointment, he was responsible for structuring and legal advisory at Dar Al Istithmar, a boutique Islamic finance advisory firm based in Oxford. Dr. Farook has served in a consulting capacity for the AAOIFI while he was employed by the Bahrain Institute of Banking and Finance, where he led the research and development activities for the Center for Islamic Finance. He is an invited speaker to a number of prominent professional and academic forums and is a peer reviewed author of several articles in which he promotes the necessary infrastructure for the sustainable development of the Islamic finance industry. Dr. Farook earned his Doctorate (Islamic Banking), Bachelors of Laws and Bachelor of Business (First Class Honours) from UTS Sydney and is on the editorial advisory board for the Journal of Islamic Accounting and Business Research and the International Journal of Islamic and Middle Eastern Finance and Management.Dr Shahinaz Hanem Rashad Abdellatif, Egyptian Leasing Association (ELA) ChairmanDr Shahinaz Abdellatif, is a founder and a board member of several associations as well as the Chairperson for the Egyptian Leasing Association (ELA), which is the only specialized association that includes the majority of conventional and Islamic bank related, independent and captive leasing companies in Egypt. Meanwhile, she currently works as the General Manager and Executive Director for Islamic Finance Consulting and Training at Metropolitan Consultancy (S.A.E.). Metropolitan was

originally inaugurated in California, U.S.A in the year 2000 and subsequently in Egypt in the year 2008 across all the Governorates; specifically Cairo, Alexandria, Tanta and Upper Egypt. The company acts as a Global financial advisor for several financial products such as Dual Banking, syndications and structured Islamic Finance; namely Ijara, Sukuk issuance, project finance, private equity and venture capital transactions across the Middle East. Meanwhile, Metropolitan Consultancy has a division specialized in financial training under the name of Metropolitan Academy for accredited Islamic Finance and SMEs training. She worked at the International Company for Leasing “Incolease” as A. Vice President and a General Manager for Upper Egypt for Leasing “UELease” for 14 years. Her main responsibility was to manage multiples of Million lease portfolio for both corporate and SMEs clients as well as arranged syndications with prominent banks and other leasing companies across several sectors. She represents her company and association as a speaker in major events and in several academic Journals and international publications (Business Week, Herald Tribune and Euromoney World Leasing Convention and yearbook). Currently, her main research interest is in the marketing of Islamic financial services and SMEs financing across the Middle East. Dr Shahinaz is originally a graduate of, the American University in Cairo (AUC), Egypt, and Bachelor of Arts in 1998 with highest honors. She holds both a Diploma in Banking and Finance, as well as a Diploma in Integrated Marketing Communication (IMC) from the American University in Cairo. Also, she got a Masters degree in Business Administration with distinction from Heriot Watt University, UK. She obtained her Doctorate degree in Business Administration “D.B.A” from AASTMT in conjunction with Miami University in Islamic Finance. Finally, she obtained an Advanced Diploma in Islamic Finance (Cert. IF) from the Chartered Institute of Management Accountants (CIMA) in 2010.Shaykh Haytham Tamim, Utrujj Foundation Shariah Scholar & ChairmanShaykh Haytham Tamim is the chairman and founder of Utrujj foundation, a leading Islamic educational institution in the UK. He has provided a leading vision for Islamic learning which has influenced the way Islamic knowledge is disseminated in the UK. While responsible for orchestrating the design and delivery of over 200 different courses Shaykh Haytham Tamim’s vast courses, Tamims teaching experience has manifested in changing many lives. He is the director of the “Shariah Solutions Limited” A consultancy firm in Islamic Finance and is on the Shari’ah supervisory board for Gulf Finance House (UK), Europe Arab Bank (UK) and the chairman of “London school of islamic finance”(UK). He has delivered numerous courses and lectures in Islamic finance including an annual conference with leading Islamic finance scholars. Shaykh’s responsibilities and achievements include:• member of Harvard LSE workshop, the Islamic Finance Project (since 2008)• involved in the consultancy process of the UK government Sukuk• supervised the first Islamic fund in Ukraine (October 2009)• supervised the first Islamic fund in Gibraltar (November 2009)Prof. Dr. Volker Nienhaus, Islamic Financial Services Board (IFSB) ConsultantDr. Volker Nienhaus was professor of economics at the German universities of Trier and Bochum (1989-2004) and president of the University of Marburg (2004-2010). He holds an honorary professorship at the faculty of economics and business administration of the University of Bochum since 2004, and he is visiting professor at the ICMA Center, Henley Business School, University of Reading (UK). He is a member of the Governing Council of the International Center for Education in Islamic Finance (INCEIF) in Kuala Lumpur, and he was consultant to the Islamic Financial Services Board (IFSB) in Kuala Lumpur, Visiting Scholar at the University of Malaya (under the Securities Commission Malaysia Islamic Capital Market programme) in Kuala Lumpur and Visiting Professor at the Faculty of Islamic Studies of Qatar Foundation in Doha. He has published numerous articles, essays and books on Islamic economics and finance since the 1980sEndorsing Partner In May 2011, the UK Islamic Finance Secretariat (UKIFS) became integrated into TheCityUK. UKIFS brings together government and industry to jointly promote the UK as a global gateway for Islamic finance. The key objectives of UKIFS are to co-ordinate and promote the development of Islamic finance in the UK and to act as the primary contact point for UK government bodies including UK Trade & Investment, HM Treasury and the regulator. In achieving these objectives, UKIFS operates seven practitioner-led interest/ working groups that convene regularly to drive the development and delivery of strategic goals:1. Retail Banking/Wealth Management - Chaired by Sultan Choudhury, Islamic Bank of Britain2. Islamic Financial Institutions - Chaired by Richard Williams, Bank of London and the Middle East3. Accountancy - Chaired by Samer Hijazi, KPMG4. Education, Training & Qualifications (ETQ) - Chaired by Ruth Martin, CISI5. Commercial Real Estate - Chaired by Mike Rainey, King & Spalding6. Insurance - Chaired by Richard Bishop, GNL Insurance A legal work stream with Chair will be appointed in Q1 2012.With over 2000 registered individuals and organisations, UKIFS is today the leading cross-sectoral body assisting the promotion and development of Islamic finance in the UK. Supporting Partner NewHorizon is possibly the oldest magazine published in English on Islamic banking and insurance. It has been in publication for over 20 years, and is the official journal of the Institute of Islamic Banking and Insurance (IIBI), an independent not-for-profit organisation. Founded in London back in 1990, IIBI is now one of the world‘s leading education, training and research organisations dedicated solely to the promotion of Islamic finance in the UK and globally.NewHorizon publishes in-depth articles on various aspects of Islamic banking and insurance, including new regulations, products and services, and launch of new Shari’ah-compliant financial institutions. It also offers profound analysis of such areas of Islamic finance as retail banking, capital markets, sukuk, takaful and retakaful, derivatives, credit risk management, microfinance, Islamic funds and their management and so on. NewHorizon embraces challenges facing the Islamic financial sector right across the globe and enjoys a wide readership in around 108 countries. Whether you are already an Islamic finance specialist, about to enter the world of Islamic banking and insurance or just interested in this subject, you find the magazine interesting, thought-provoking and educational. For more information please visit www.newhorizon-islamicbanking.comExhibitor Labuan International Business and Financial Centre; Labuan IBFC, offers global investors the benefits of a leading international financial centre with access to Malaysia’s network of over 70 double-taxation treaties. As an integrated financial services centre, Labuan IBFC is a jurisdiction of choice for insurance, trading and investment holding companies, and offers a wide range of products such as captive insurance, reinsurance, takaful, protected cell companies, limited liability partnerships, trusts, foundations, fund management, leasing and international banking. Investors enjoy the benefits of Labuan’s efficient fiscal framework and market friendly business environment, supported by professional service providers specialising in all aspects of insurance, takaful, international tax, trust and law. Located off the North West coast of Borneo, Labuan IBFC is a leading jurisdiction for conventional and Islamic financial services. The Labuan Islamic Financial Services and Securities Act 2010, is the world’s first omnibus legislation governing all Sharia compliant business in an international business and financial centre. For more information, please visit www.labuanibfc.my

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