negatives conflict of interest non-verification of end-use lack of retail points of presence...
TRANSCRIPT
![Page 1: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/1.jpg)
![Page 2: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/2.jpg)
NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presencePOSITIVES Good outreach Experienced Personal touch
![Page 3: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/3.jpg)
Remuneration / Compensation Fixed vs Variable Fixed – Complacency Opex/ Variable – No incentive at the initial
stage Combo Model
› Rs. 3500 p.m. fixed› Minimum Performance Indicator› Dormancy rate
Engagement stage – availability of right kind of people
![Page 4: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/4.jpg)
End to end solution – field experience – commitment
Lead time 30/40 days High attrition rate – brand image of the
model Training – BCs new to both banking &
technology No frill accounts far outnumber Smart cards
![Page 5: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/5.jpg)
Viable in the long term. Shifting of existing low-end business to
this model along with new business. E.g. NREGA
![Page 6: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/6.jpg)
Very important role Field level monitoring
![Page 7: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/7.jpg)
Marketing of credit products High-end technology for low-end
people
![Page 8: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/8.jpg)
Strategic risks Reputation Risk Compliance Risk Contractual risk Concentration risk
![Page 9: NEGATIVES Conflict of interest Non-verification of end-use Lack of retail points of presence POSITIVES Good outreach Experienced Personal](https://reader036.vdocument.in/reader036/viewer/2022082818/56649eda5503460f94be9de6/html5/thumbnails/9.jpg)
Thank you