New Employee OrientationContact Info:

9 Walters Avenue, Storrs, CT 06269-5075Depot Campus, Unit 5075E-mail: benefits@uconn.eduTelephone: (860) 486-0400Fax: (860) 486-0406

Presenters:

Vivian CadenheadVicki FryJeanne GermainTerry StewartTony Velez

Benefits

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• Website: www.hr.uconn.edu- click Benefits, then New Employee Benefits Enrollment

• New Employee Orientation Presentation• Enrollment Guide• Forms

Online Benefits Info

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• Point-of-Enrollment – Gated (POE-G)- Network-based care only: $10 office visit copay for most services- Primary care physician referrals required

• Point-of-Enrollment (POE)- Network-based care only: $10 office visit copay for most services - No referrals to specialists required

• Point-of-Service (POS)- In-Network: $15 office visit copay for most services - Out-of-Network: $300/person deductible, 80/20 coinsurance

Emergency care is covered as “in-network” even when received out of the network area under all medical options.

Medical Options

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• Anthem Blue Cross and Blue Shield - Regional network: CT, MA, RI - Nationwide access

• Health Net - Must live and work in CT, NJ, or certain counties in NY - Nationwide access

• UnitedHealthcare Oxford- Regional network: CT, NJ, NY- Nationwide access

Note: Employees who do not live in the regional network areas are eligible for out-of-area plans (Anthem Out of Area, UnitedHealthcare Oxford USA)

Medical Insurance Carriers

• Same for All Medical Options• Pharmacy Benefit Manager: Caremark

- Nationwide network of retail pharmacies- Mail order option

• Copays at Network Pharmacies- $5 generic/$10 brand name/$25 non-formulary up to 34-day supply- Maintenance medications: up to 3-month supply at retail pharmacy

or mail order

• Coinsurance at Non-Network Pharmacies: 20%

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Pharmacy Benefits

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• Basic Dental (UnitedHealthcare)- No deductible, no annual limit - 80% reimbursement: preventive, diagnostic, and simple restorations - Orthodontia not covered

• Enhanced Dental PPO (UnitedHealthcare) - Deductible: $25 person/$75 family max, $3,000/person yearly max- Varied reimbursement: % of reduced fee- Choice: network providers (reduced fee), non-network providers - Orthodontia: $1,500 lifetime maximum

• Dental Health Maintenance Organization (DHMO) (CIGNA)- Must use network providers- Care must be coordinated by primary care dentist- No deductible, no annual maximum, patient charge schedule- Orthodontia covered

Dental Options

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• Eligible Dependents- Spouse (including same-sex), or party to a civil union- Dependent children to age 19, or ○ for medical, to age 26 under Public Act 08-147 ○ if disabled, no age limitation

• Effective Date- New hires/rehires: first of second month following hire date- Interagency transfers: first of month following transfer

• Changing Your Elections- Open enrollment: effective July 1 each year- Qualifying status change

Medical and Dental Info

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• Basic Life Insurance (Contributory plan)• Supplemental Life Insurance (Employee pay all)

- Available to AAUP, UCPEA, Managerial/Confidential, Postdoctoral Fellows and Law School faculty with annual earnings of $45,500 or more

• Administered by Fort Dearborn• No evidence of good health required if you enroll within 31

days of hire• Effective date is six months following hire date• Continue a reduced amount of life insurance in retirement

at no cost

Life Insurance

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• State Employees Retirement System (SERS) Tier IIA- Defined benefit plan- Based on years of service and salary- Employee contributes 2% (hazardous duty employees contribute 5%)

• Alternative Retirement Program (ARP) available to AAUP, UCPEA, Managerial/Confidential, Law School Faculty- Defined contribution plan- Employee contributes 5%, State contributes 8% (total 13%)- Employee directs how monies are invested- Administered through ING

• Ineligible for SERS or ARP - Postdoctoral Fellows - Employees on J1 or F1 visa

Retirement Plan

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• Employees with choice have six months following hire date to make their election- During election period, department is charged highest fringe rate, which may impact grant-funded end date positions

• Decision is irrevocable • Effective date of Tier IIA

- Employment date

• Effective date of ARP- Hire date if first contribution is made within one month of hire date- Start of pay period in which first contribution made if after one month of hire date

• Long Term Disability insurance plan automatically provided to ARP participants

Retirement Choice

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• Employees contribute 3% of pay for first 10 years of state service• Only employees with vested retiree health benefits from former

employer can waive coverage and contributions

• Vested in retiree health benefits after 10 years of actual state service • Retiree health benefits available at retirement• For employees who leave prior to early or normal retirement,

retiree health insurance commences when age and service equals 75 or more

• Employees who leave state service prior to 10 years can request a refund of contributions• State can withhold refund until July 2012 and pay 3% per

annum interest

Retiree Health Benefits

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• Life Insurance- Term life insurance through Fort Dearborn- Aetna Universal Life Insurance- ING Universal Life Insurance

• Retirement Savings: 403(b), 457, Roth 403(b) through ING• Cancer Insurance through AFLAC• Long Term Disability through The Hartford (for employees

enrolled in SERS)

• Short Term Disability- The Hartford (for UCPEA employees enrolled in ARP) - Colonial Supplemental Insurance Company

- Fort Dearborn Life Insurance Company

Supplemental Benefits

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• Dependent Care Assistance Program• Auto and Homeowner Insurance

- Metropolitan Casualty & Property Insurance Company & Affiliates- Liberty Mutual Insurance Company

• Qualified Transportation Fringe Benefit• Long Term Care through MetLife

More Supplemental Benefits

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Complete required paperwork by deadline1. Employee Information Form

2. Equal Employment Opportunity Information Sheet

3. Longevity Service Form 4. Personalized Basic Benefit Enrollment Form (available from Benefits)

5. Designation of Retirement System Tier Plan Beneficiary (CO-931)and one of the following from below:

6. Retirement Plan Form SERS Tier IIA Credit Purchase Request for Miscellaneous Service (CO-1088) ARP ING Beneficiary Designation SERS Tier II Retirement Credit (CO-922) Teachers Retirement Connecticut Teachers Retirement Board Transfer Form (TRB-19A) None No additional form - Post Docs and J1 and F1 visa holders complete only CO-931

Next Steps

• Forms can be mailed or delivered in person • Option to schedule appointment with a Benefits

Representative• Review Confirmation Report

- Mailed within two weeks following receipt of completed paperwork

• Look for Medical/Pharmacy/Dental ID cards - Mailed within 30 days following receipt of completed paperwork

• Verify accuracy of payroll deductions

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Form Submission and Verification