Home Connection Program Earn A 10% Cash Reward †BETTER HOMES

American HeritageFederal Realty † For more details please visit AMHFCU.org/HomeConnection

A M E R i c a n H E R I T A G E L O A N S

Mortgage | Home Equity | Auto | MasterCard®

We can help you with a loan that let’s you say “I can!”

Call 888.553.1234 Visit iCanLoans.com

It’s a great time to buy. Rates are still extremely low. Looking to refinance? We can help with that too!

Super Low RatesPay off those credit card charges and tackle home improvements with a Home Equity Loan rate as low as 1.99% APR*.

Home EquityRates as low as 1.99% APR*

Mortgages

Shift your car payments with rates as low as 1.99% APR**. You can even refinance your current car loan to reduce your monthly payments.

Ask us about how we can also save you big bucks on GAP Insurance and Extended Warranties.

Auto LoansRates as low as 1.99% APR**

MasterCard®

1.99% Introductory Annual Percentage Rate***

For the first 6 months on all purchases, balance transfers, and cash advances.

Rate as low as

9.99% Annual Percentage Rate thereafter***

Pay off your other higher rate credit cards and save money.

Rate as low as

Call 888.553.1234 Visit iCanLoans.com

We can help you with a loan that lets you say “I can!”

8NEWSPAPER ADS

Newsletter Ads - ColorSizes: 3.75 x 5.25” • 3.75 x 10.25” • 7.75 x 3.25”

CONTACT US TODAY!CALL: <CU PHONE>VISIT: Your Local BranchONLINE: <CU URL>

Ready. Set. MORTGAGE!

• Fast & easy pre-approvals• Fixed & adjustable-rate mortgages

• Refi nance your mortgage• Jumbo, FHA, VA & PHFA loans

Fast Applications. People you Trust.

Ready to purchase a new home or refi nance the home you‘re in? Then get set for a whole new experience: competitive rates and lower fees from your credit union. We offer:

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Fast Applications. People you Trust.

Other terms and rates available.

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• Fast & easy pre-approvals• Fixed & adjustable-rate mortgages• Refi nance your mortgage• Jumbo, FHA, VA & PHFA loans

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• Fast & easy pre-approvals

• Fixed & adjustable-rate mortgages

• Jumbo, FHA, VA & PHFA loans

• Refi nance your mortgage

CONTACT US TODAY!CALL: 1-800-342-0008VISIT: Your Local BranchONLINE: AMHFCU.org/Mortgage

Ready to purchase a new home or refi nance the home you‘re in? Then get set for a whole new experience: competitive rates and lower fees from your credit union. Contact us today!

Fast Applications. People you Trust.Ready. Set. MORTGAGE!

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Ready. Set. MORTGAGE! Fast Applications. People You Trust.Ready to purchase a new home or refinance the home you’re in? Then get set for a whole new experience. You’ll love the competitive rates and lower fees from AMHFCU.

Apply Online or Call: 1-800-342-0008

I Can Ride.Hit the open road on your new Motorcycle with a loan from American Heritage.

We’ll provide you with a low rate and flexible terms that will make you smile.

Visit AMHFCU.org to learn more or call 844-AMH-LEND to apply today.

Buying And/Or Selling A Home?Talk To The Real Estate Company You Can Trust.

97% Client Satisfaction Rating

Back to School or End of Summer Travel Plans?Whether you have travel plans in the remaining weeks of summer or your children are going back to school, we are here to help with our American Heritage Platinum MasterCard®.

Turn those back to school book bags, travel expenses and restaurant transactions into ScoreCard® Reward Points! With every dollar you spend with your Platinum MasterCard®, you earn 1 ScoreCard® Point for travel rewards, brand name merchandise, and more.

The Platinum MasterCard® also offers a low Introductory Rate, no balance transfer fees, no annual fee and more! Make sure you use your Platinum MasterCard® for your end of summer spending to take advantage of all its benefits.

To learn more or apply for the American Heritage Platinum MasterCard®, visit AMHFCU.org/MasterCard.

AMHFCU Access While Traveling You can access your American Heritage account in over 5,300 Branches & 30,000 ATMs Nationwide though Shared Branching. Shared Branching allows you to conduct most of your business as if you were in an American Heritage Branch!

You can also text your location address, intersection or zip code to “91989”, and receive the location of an American Heritage or Shared Branching credit union ATM nearest to the location you requested.**** For more information visit AMHFCU.org/Locations.

• Fast & easy pre-approvals• Fixed & adjustable-rate mortgages

• Jumbo, FHA, VA & PHFA loans• Refinance your mortgage

WE OFFER YOU THE RIGHT FINANCIAL SOLUTIONS BECAUSE YOU’RE FAMILY.

August 2017

A Newsletter for Members of American Heritage Credit Union

Disclosures American Heritage Credit Union is not responsible for misprinted or outdated information. All rates and

promotions are subject to change without notice. * Annual Percentage Rate (APR) includes a discount of 0.25% for members who choose to make loan

payments via payroll deduction or automatic payment from an American Heritage Federal Credit Union account. Rates for this product are determined by an evaluation of applicant credit, term, loan-to-value (LTV) and other factors. Your rate may vary from the rate shown. Homeowners insurance is required and flood insurance may be required. Rates current as of 07/01/17 and are subject to change without notice.

** Annual Percentage Rate (APR) includes a discount of 0.25% for members who choose to make loan payments via payroll deduction or automatic payment from an American Heritage Federal Credit Union account. Rates for this product are determined by an evaluation of applicant credit, term, collateral, and other factors. Your rate may vary from the rate shown. Your payment may vary. Rates current as of 07/01/2017 and are subject to change.

*** Annual Percentage Rate (APR). 1.99% APR introductory rate and 9.99% standard rate apply to the Platinum Preferred MasterCard®. 1.99% APR introductory rate is effective for the first six billing cycles for qualifying members on purchases, balance transfers and cash advances. After the introductory period expires, standard APR is 9.99% for purchases, balance transfers and cash advances. Approval for a Platinum Preferred MasterCard® depends on creditworthiness and other factors. Your rate may vary. Rates current as of 7/1/17 and are subject to change without notice. For full details, visit AMHFCU.org/MasterCard.

**** Third party fees for message and data plans may apply.

BULLETIN BOARD

Stay up to date online at AMHFCU.org/Calendar

Holiday Schedule:Labor Day

All offices closed on Monday, September 4, 2017

Are You on Track for Retirement?We Can Help!Call today for details and schedule an appointment 215-969-2967

American Heritage Investment & Retirement Center (IRC), located at American HeritageFederal Credit Union, helps members organize their financial life and plan for the future.Securities sold, through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC,a registered broker/dealer. CBSI is under contract with the financial institution to makesecurities available to members. Trust Services available through MEMBERS Trust Company.The representative may also be a financial institution employee that accepts deposits onbehalf of the financial institution.Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee.Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registeredbroker/dealer in all fifty states of the United States of America. FR011103-1BA9

American Heritage’s Mobile Teller App allows you 24/7 account access at your fingertips by using your iOS or Android device! The Mobile Teller App can do everything OnLine Teller can do, plus more!

• Branch/ATM Locator

• OnLine Bill Payer Pay all of your bills electronically with specified payments and due dates.

• Deposit Checks with eDeposit††

Simply take a photo of the front and back of your checks with your mobile device’s camera and securely upload the checks for deposit into your American Heritage account.

• Fast Balances Quickly check the current balances of selected accounts without having to log into Mobile Teller.

Download & Sign-up for 24/7 Access to your

Accounts Today!For more information go to:

AMHFCU.org/Mobile

† † Third party fees for message and data plans may apply. The eDeposit service is automatically available to qualified members only.

Download Mobile Teller on:

Did You Know?All American Heritage members are automatically qualified for rewards on Wireless Plans through Sprint! To learn more, visit: AMHFCU.org/MemberDiscounts

Thursday, Aug. 24th @ 1:05 PM vs. The Marlins * Businessperson’s Special

Sunday, Sept. 17th @ 1:35 PM vs. The Athletics * Grandparent’s Day

$5 FROM EACH TICKET WILL BENEFIT

Seating will be located in: Sections 108 -111 and 136 -139$30 per ticket (includes $12 Power Ticket)

Each power ticket includes $12 of concession value built into the barcode, its good throughout the ball-park for food, beverage or merchandise (excluding McFadden’s), and is valid during that game date.

TO PURCHASE TICKETS VISIT: www.phillies.com/AMHFCU

Seminar Schedule:Creating a Housing Budget

Tuesday, August 8, 2017

6:00PM @ New Britain Branch

Essentials for the First Time Home Buyer Tuesday, August 22, 2017

6:00PM @ Feasterville Branch

Social Security and You Tuesday, September 12, 2017

6:00PM @ Bridge Street Branch

Become a “BOOK BUDDY” with Books-For-Kids to Help Promote Literacy

It’s time to hit the books again with AMHFCU’s Books for Kids Program! Help children learn to read and to enhance their communication skills. Throughout August, you can donate $3 and all money raised will purchase books for local hospitals and community centers.

“You can find magic wherever you look. Sit back and relax - all you need is a book!” – Dr. Seuss

To learn more visit AMHFCU.org/BooksForKids

Event Schedule:22nd Annual Golf Classic

Monday, October 10, 2017

@ PineCrest Country Club

Join us for a round of golf, prizes, and silent auctions to raise money for the Kids-N-Hope Foundation

To learn more visit KNHGolfClassic.org

2017 DISCOUNTED TICKETS

24 Hour/7 Day Account Access • NYCE ATM Network • Contact Center: 215.969.0777 • Phone Teller: 215.969.8200 • OnLine Teller: AMHFCU.org

Federally insured by NCUA

Available on the

App StoreANDROID APP ONProvides up to an

additional $250,000of IRA Share Insurance

NMLS # 433838