nop pesentation 2013

8/12/2019 NOP Pesentation 2013

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Presented To:

Presented By:

Mi11bba016 Atta-Ur-Rehman

Mi11bba054 Umer SadiqMi11bba024 Malik Abdul Rehman

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Prof. Riaz Ahmed

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Established in 1989, in pursuance of TheBank of Punjab Act 1989 and was giventhe status of scheduled bank in 1994.

The Bank of Punjab is working as ascheduled commercial bank with 284branches at all major business centres inthe country.

A wholly owned subsidiary of BOP First

Punjab Modaraba (FPM) was establishedin 1992 and is being managed by PunjabModaraba Services (Pvt) Ltd.

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The Bank of Punjab has played a vital

role in the economy through

mobilization of untapped local

resources, promoting savings and

providing funds for investment.

The Bank of Punjab has the privilege

to discharge its responsibilities towardsnational prosperity and progress.

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“To be a customer

focused bank withservice excellence“



Commitment to economicstrength

Commitment to corporativegovernance

Commitment to excellence &work ethics

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Our Customer As our first priority.

Profitability For the prosperity of our stakeholders that allows us to

constantly invest, improve and succeed.

Corporate Social Responsibility To Enrich the Lives of community

where we operate.

Recognition and Reward For the talented and high performing

employees.

Excellence In every thing we do.

Integrity In all our dealings.

Respect For our customers and each other .



AWARDS AND REWARDS

Excellence Award by the Central

Board of Revenue

3rd Kissan Time Awards

Best Corporate Report Award

16th Bolan Excellence Award

Achievement Award

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CREDIT RATING

The strength and stability of The Bank

Of Punjab is evident through the Credit

Rating assigned by PACRA Credit Rating

Company .

“AA-” (Double A) for long term

“A1+” (A One Plus) for short term.

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NATURE OF ORGANIZATION

• The Bank provides all types of banking

services such as Deposit in Local Currency,

Client Deposit in Foreign Currency,

Remittances, and Advances to Business,Trade, Industry and Agriculture.

• As agriculture is considered as backbone

of our economy The Bank of Punjab has

introduced "Kissan Dost Agriculture

Finance Scheme" to small farmers.

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Structure of BOP

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Typical Structure of a BOP Branch

Operations of the branch are controlledby:

• Branch Manager

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Operations Manager.Staff of the branch is consist on:• Branch System Administrator

• Operations Staff including• Grade I officer• Grade II officer

• Grade III officer &

• two cash officers

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Departments of the Bank

There are following departments ofbank:• Cash department

• Remittances department

• Clearing & Collection Section

• IT Department

• Account Opening Section

• Accounts Departments

• Audit Departments

• Consumer Finance Department

• Business Development Department

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TYPE OF BUSINESS ACTIVITIES

The bank basically works under twomajor type of business activities groups

named as:

1) Banking Sector2) Insurance Sector (EFU)

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Branch Networks - Regions

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1. Lahore Central-I Region

2. Lahore Central-II Region

3. Lahore North Region

4. Lahore South Region

5. Peshawar Region 6. Islamabad Region

7. Rawalpindi Region

8. Sialkot Region

9. Bahawalnagar Region

10. Jhang Region

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11. Multan Region 12. Faisalabad Region

13. Gujranwala Region

14. Gujrat Region

15. Bahawalpur Region 16. D.G Khan Region

17. Jhelum Region

18. Sheikhupura Region

19. Sahiwal Region

20. Khushab Region

21. Karachi Region

Branches (Region Wise)

https://www.bop.com.pk/Branches/Region.aspx?id=8&rg=Lahore%20Central-I

https://www.bop.com.pk/Branches/Region.aspx?id=9&rg=Lahore%20Central-II

https://www.bop.com.pk/Branches/Region.aspx?id=10&rg=Lahore%20North

https://www.bop.com.pk/Branches/Region.aspx?id=21&rg=Lahore%20South

https://www.bop.com.pk/Branches/Region.aspx?id=1&rg=Peshawar

https://www.bop.com.pk/Branches/Region.aspx?id=2&rg=Islamabad

https://www.bop.com.pk/Branches/Region.aspx?id=3&rg=Rawalpindi

https://www.bop.com.pk/Branches/Region.aspx?id=5&rg=Sialkot

https://www.bop.com.pk/Branches/Region.aspx?id=16&rg=Bahawalnagar

https://www.bop.com.pk/Branches/Region.aspx?id=19&rg=Jhang

https://www.bop.com.pk/Branches/Region.aspx?id=17&rg=Multan

https://www.bop.com.pk/Branches/Region.aspx?id=7&rg=Faisalabad

https://www.bop.com.pk/Branches/Region.aspx?id=13&rg=Gujranwala

https://www.bop.com.pk/Branches/Region.aspx?id=6&rg=Gujrat

https://www.bop.com.pk/Branches/Region.aspx?id=14&rg=Bahawalpur

https://www.bop.com.pk/Branches/Region.aspx?id=15&rg=D.G%20Khan

https://www.bop.com.pk/Branches/Region.aspx?id=4&rg=Jhelum

https://www.bop.com.pk/Branches/Region.aspx?id=12&rg=Sheikhupura

https://www.bop.com.pk/Branches/Region.aspx?id=18&rg=Sahiwal

https://www.bop.com.pk/Branches/Region.aspx?id=20&rg=Khushab

https://www.bop.com.pk/Branches/Region.aspx?id=11&rg=Karachi















https://www.bop.com.pk/Branches/Region.aspx?id=6&rg=Gujrat

https://www.bop.com.pk/Branches/Region.aspx?id=13&rg=Gujranwala

https://www.bop.com.pk/Branches/Region.aspx?id=7&rg=Faisalabad

https://www.bop.com.pk/Branches/Region.aspx?id=17&rg=Multan



https://www.bop.com.pk/Branches/Region.aspx?id=16&rg=Bahawalnagar

https://www.bop.com.pk/Branches/Region.aspx?id=5&rg=Sialkot

https://www.bop.com.pk/Branches/Region.aspx?id=3&rg=Rawalpindi

https://www.bop.com.pk/Branches/Region.aspx?id=2&rg=Islamabad

https://www.bop.com.pk/Branches/Region.aspx?id=1&rg=Peshawar

https://www.bop.com.pk/Branches/Region.aspx?id=21&rg=Lahore%20South

https://www.bop.com.pk/Branches/Region.aspx?id=10&rg=Lahore%20North









Further information

(Head Office, Main Branch, e.g.) Head Office (BOP)

10-B,Block E-II, Main Boulevard Gulberg III LahoreUAN : 111-200-100Tel : (042) 35783700-10Fax :(042) 35783713

Main Branch ,Lahore

Chief ManagerTel : (042) 99200419-99200187Fax :(042) 99200351

Officer Training Institute

296- Upper Mall, Lahore (Pakistan)Tel : (042) 35714180-35755625

ATM Call Centre

Toll Free : 0800 26700

Consumer Banking

Toll Free : 0800 24267

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Products

&Services

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1. Deposits

One of the basic functions of commercialbanking is to receive deposits. BOP acceptsdeposits in both local & foreign currency:

i. Current Account

ii. Gharayloo Saving Account iii. PLS-Saving Profit Plus Accountiv. Corporate Premier Term Account

v. Basic Banking Account

vi. Bop Tijarat Account (LCY) vii. Bop FCY Supreme Current A/C (Us $) / Bop

FCY Supreme Current A/C (Euro)

viii. Munafa Hi Munafa Account 23



2) Advancement of loan

Bank of Punjab advances loan in the followingways:

1) Demand finance

2) Asaish loan3) Car loan

4) House loan

5) Bop motorcycle loan

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3. SERVICES

BOP offers various services which are following:

a) TRADE PROCESSING CENTRE

b) COLLECTION OF CHEQUESc) UTILITY BILLS

d) BOP Locker

e) ATM / Debit Card

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4) Consumer Finance

Consumer Finance consists on:

Aasaish Loan

Quick Cash

Car Loan House loan

Smart Cash Personal Loan

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Financial Analysis

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Financial analysis is helpfulto the management of the

organization as well as forthe investors and creditors.

P & L A/C OF BOP FOR THE YEAR 2007 & 2008



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P & L A/C OF BOP FOR THE YEAR 2007 & 2008

BALANCE SHEET OF BOP FOR THE YEAR 2007 & 2008



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BALANCE SHEET OF BOP FOR THE YEAR 2007 & 2008



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assets

Cash and balances with

treasury banks

Balances with other banks

Lendings to financial

institutions

Investments

Advances

Operating fixed assets

Deferred tax assets

Assets



Liabilities

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Bills payable

Borrowings

Deposits and otheraccounts

Sub-ordinated loans

Liabilities against assets

subject to finance lease

Deferred tax liabilities

Other liabilities



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PEST Analysis

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Political



Economical

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Social

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Technological

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Future Prospects of the

Organization The success and growth of Bank of Punjab

depends on:

1. The Government’s political agenda

2. Its efforts to bring about a greater degree of optimismamongst investors and business community.

Bank is highly keen to offer the facility of

inter branch banking services within year

2012.

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CONCLUSION

I concluded that currently Bank of Punjab has ahigh market share. So we can say that themanagement of Bank of Punjab is very loyal toits “Customer Service policy”

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nop pesentation 2013

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