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NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES Mutual Self-Help Housing Program

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Page 1: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

NORTH CAROLINA INDIAN HOUSING AUTHORITY

IN PARTNERSHIP WITH

USDA-RURAL DEVELOPMENT

MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME

FAMILIES

Mutual Self-Help Housing Program

Page 2: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Fair Housing

The North Carolina Indian Housing Authority does not discriminate on the basis of race, color, religion, sex, national origin, familial status, and disability.

Page 3: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Program Requirements

Reliable source of income to pay house payment

Invest $750 of your own funds

Meet the income limits for the program

Credit Worthy (Credit Counseling Available)

Eligible to meet USDA-RD loan

requirements

Willing to live in Robeson, Hoke, or Cumberland County

Understand that you will be working with several families helping each other in the process of building each families house.

Each family must attend eight hours of home buyer’s education

Page 4: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

BENEFITS OF THE PROGRAM

100% Financing with USDA-RD (No down payment is required)

Instant equityReasonable fixed rates

We assist homeowners

in obtaining down payment money

One on one credit counseling

Our organization can help you find land that meets USDA-RD guidelines and be near the group

Cost savings of owning a modern energy-efficient home (All of our homes meet Advanced Energy Requirements)

Homebuyer’s Education Class

Page 5: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Piney Grove Road, Lumberton, NCPiney Grove Road, Lumberton, NC Inside of HomeInside of Home

HOMES BUILT BY NCIHA

Page 6: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Piney Grove RoadLumberton, NC

Piney Grove RoadLumberton, NC

Inside of HomeInside of Home

Homes Built by NCIHA

Page 7: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Brooks Avenue Red Springs, NC

Brooks Avenue Red Springs, NC

Inside of HomeInside of Home

HOMES BUILT BY NCIHA

Page 8: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Falling Leaves LaneLumberton, NC

Falling Leaves LaneLumberton, NC

Back of HomeBack of Home

Homes Built by NCIHA

Page 9: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Locklear Road Pembroke, NC

Locklear Road Pembroke, NC

Back of HomeBack of Home

HOMES BUILT BY NCIHA

Page 10: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Darkwater LanePembroke, NC

Darkwater LanePembroke, NC

Inside of HomeInside of Home

Homes Built by NCIHA

Page 11: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

Locklear Road, PembrokeLocklear Road, Pembroke

Mt. Zion Church Road, Red SpringsMt. Zion Church Road, Red Springs

Homes Built by NCIHA

Page 12: NORTH CAROLINA INDIAN HOUSING AUTHORITY IN PARTNERSHIP WITH USDA-RURAL DEVELOPMENT MAKING HOME OWNERSHIP A REALITY FOR LOW AND VERY LOW INCOME FAMILIES

CONTACT THE HOUSING SERVICES

COORDINATOR

Further Questions ???

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