notary complaint guide

STOP OR SLOW FORECLOSURE!

HOW TO FILE A:

NOTARY COMPLAINT

IS THERE A BROKEN CHAIN OF TITLE ON

YOUR PROPERTY?

© 2011 www.NotaryComplaint.com

http://www.notarycomplaint.com/�

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TABLE OF CONTENTS

DEDICATION 4

INTRODUCTION: 5

I. NOTARIZED DOCUMENTS ARE THE FOUNDATION 6

a) the presumption is that the bank/servicer & trustee are telling the truth, why is this so?: 6

i. a presumption affecting the burden of producing evidence or; 6

ii. presumption affecting the burden of proof 6

II. JURISDICTIONARY 8

III. NOTARY PUBLIC 8

a) What are the Notary’s responsibilities? 8

b) Why go after the notarized documents? 8

c) The Notary is the simplest person to challenge. 8

IV. WHAT IS A CHAIN OF TITLE? 9

A. The recorded history . . . 9

B. You will create a situation . . . 9

C. For the Chain of Title to be considered “unbroken” . . . 9

V. BROKEN CHAIN OF TITLE 10

a) States that Require Notary Journals . . . 10

b) Have you already been foreclosed on? 10

c) Where to find Notary Laws 10

VI. WHAT DOCUMENTS TO LOOK FOR 11

VII. WHERE TO OBTAIN THE DOCUMENTS NEEDED 12

a) County Recorder (Clerks) office 12

b) Cost of Documents 12

VIII. WHY CHECK “ALL” OF THE NOTARIZED DOCUMENTS? 13

a) Reviewing the Documents 13

IX. NOTARY LETTER – “PUBLIC INFORMATION” OR “PUBLIC RECORDS” REQUEST” 13

X. WHAT TO LOOK FOR WHEN THE INFORMATION RETURNS 14

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XIII HOW LONG DOES THIS PROCESS TAKE? 17

a) Judicial States versus Non-Judicial States 17

XVII. OVERVIEW OF STEPS TO SUCCESS 21

1. Review the Notary Laws in Notary’s State 21

2. Obtain Certified Documents from the County Recorder’s office 21

3. Review Documents for any obvious flaws and/or violations 21

4. Write a letter to the Notary that is a “Public Information Request” 21

5. Review the information the Notary returns 22

6. Send by Certified mail the Notary Complaint to the Secretary of State 22

7. Prepare and send by Certified Mail (or fax) to the Notary’s Bonding Company if applicable 22

8. Fax the Notary Complaint sent to the Secretary of State and the Bonding Company, to Your Servicer, Your Trustee and their Attorney’s 22

9. Stay in touch with the Secretary of State, your Servicer, the Trustee 22

XVIII. ONCE YOU GET THE NOTARY REVOCATION BACK 23

a) If Your House Has Not Been Foreclosed On 23

b) If Your House Has Already Been Foreclosed On 23

XIX. “HELP SOMEONE ELSE” 24

XX. CONTACT ASSISTANCE 24

APPENDIX 1 25

APPENDIX 2 48

APPENDIX 3 55

APPENDIX 4 67

APPENDIX 5 68

APPENDIX 6 71

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DEDICATION This E-book is dedicated to John C. Stuart, that without his tireless and unselfish efforts to assist homeowners that are facing foreclosure, this book could not have been written. John C. Stuart is helping homeowners all over the country to save their homes from imminent foreclosure, by understanding what the Banks, Servicers, Trustee’s and Courts have been doing to the unsuspecting and uneducated homeowner during this housing crisis. To learn more about what John is doing these days, other ways of defending your home and to donate to John’s cause, PLEASE contact him below. (John only accepts donations as opposed to outright charging people, so please give generously, because this book will help you fight for your home) John can be reached at: www.ShowMeTheLoan.net

Or: [email protected]

http://www.showmetheloan.net/�

mailto:[email protected]�

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INTRODUCTION: First and foremost, I want to say: GREAT JOB!! You have just separated yourself from most of the homeowners in the United States. You are willing to FIGHT back and not let the bank STEAL, yes, you read that right . . . STEAL your home. Did you know that less than 1% of the people who are in Foreclosure fight back, and most of those that are fighting back have no idea “how” to fight back. The objective is “NOT” to get a “FREE & CLEAR” house. The objective is to show that even though you may actually owe the debt to someone, it is not the “Bank/Servicer/Trustee,” that is in Court across the table from you. The Bank/Servicer/Trustee” that says they own the Debt is probably not the entity that owns the Deed of Trust/Mortgage and Promissory Note. Your only challenge now, is to prove it. By following this guide you will be able to create a situation where you may be able to “Break the Chain of Title” that the Bank/Servicer/Trustee is using to foreclose on your home. Once this Chain of Title has been broken, it is up to them to bring in “ALL” the paperwork that proves conclusively that you owe them the debt. They will not be able to do this, and in the event they ever bring your “Original Promissory Note” into Court, be sure to take full advantage of the opportunity that you have just been given. This book has been written based on what has been learned from John C. Stuart and my ability to listen and read simple documents. It is also based on my getting up off of the couch, and joining in a fight to save homeowners from Foreclosure. This guide is not the end all to end all way to save your home, it is a method that can be just one part of a defense you can use to forestall and or beat the Bank/Servicer, Court and/or Trustee from stealing your home.

This guide is by no means to be taken as legal advice, or anything to do with how to conduct yourself in Court. This guide is for educational and entertainment purposes only.

For competent legal assistance, please seek out an Attorney that understands what you are attempting to do, or have

accomplished by using this method.

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I. NOTARIZED DOCUMENTS ARE THE FOUNDATION TO EVERY PARCEL OF REAL ESTATE IN THE UNITED STATES For over 400 years, the ability to clearly know who owns what parcel of land, and who is owed a debt, throughout the United States has been established through the records at the County Recorder’s office for your local County. With the advent of MERS (Mortgage Electronic Registration System), in the mid 1990’s by the banking industry and Wall Street, along with the Securitization of your Promissory Note, the records at the County have become extremely clouded and unclear. The objective now is to use this to your advantage. Since the banks have created this “monster,” you are going to learn in the following pages how you can use the documents that the bank has recorded, against them. You may not know what each document means, what it is used for, or even why it was used by the bank, none of that matters. You are going to learn how to use these recorded documents against the bank to create a situation that they will ideally either slow or stop your foreclosure, until you are able negotiate with them.

a) the presumption is that the bank/servicer & trustee are telling the truth, why is this so?:

Presumption – “Black’s Law Dictionary, Sixth Edition – Deluxe” An inference in favor of a particular fact. A presumption is a rule of law, statutory or judicial, by which finding of a basic fact gives rise to existence of “presumed” fact, until presumption is rebutted. (Van Wart v. Cook, Okl.App., 557 P.2d 1161, 1163). A legal device which operates in the “absence” of other proof to require that certain inferences be drawn from the available evidence. (Port Terminal & Warehousing Co v. John S. James Co., D.C.Ga., 92 F.R.D. 100, 106). A presumption is an “assumption” of fact that the law requires to be made from another fact, or group of fact found or otherwise established in the action. A presumption is “not” evidence. A presumption is either conclusive or rebuttable. Every rebuttable presumption is either:

i. a presumption affecting the burden of producing evidence or;

ii. presumption affecting the burden of proof See California Evidence Code, § 600. Presumption of Law: A presumption of law is one which, once the basic fact is proved and “no evidence to the contrary has been introduced,” compels a finding of the existence of the presumed fact.

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Look at the words that have been “bolded/highlighted.” The Court/Judge “Presumes/Assumes” that the Bank/Servicer and/or Trustee is telling the Truth, based on the “Absence, or lack of CONTRARY evidence being introduced” or provided, “or until the presumption is rebutted” by You. Until you present rebuttable evidence, the Bank/Servicer & Trustee will be “Presumed” by the Court (Judge) to be correct in their statements that the loan is in default, and that the Bank/Servicer & Trustee are within their rights, according to the “recorded” documents, to sell your house and evict you. “DO NOT EVEN ATTEMPT” to go into Court, without first having filed a Notary Complaint. The goal is not to tell the Court/Judge how much of a low life scum bag piece of trash the Bank/Servicer, Trustee or the Attorney is, the goal is to let the Court/Judge know you are in the process of seeking rebuttable evidence to Banks/Servicers & Trustee’s claims that they can sell your home. In the event you have already been foreclosed on, this “should” assist you in at least being able to stall the eviction for a while. (This is not legal advice, and cannot be guaranteed). In the event your home has not been foreclosed on, you can start faxing the Notary Complaint to the Bank/Servicer & Trustee about 10 days before the Trustee’s Sale Date, you will be amazed how fast the sale date gets moved…. It will probably be moved out about 30 days, within 3-4 business days of your faxing over the Notary Complaint. Once this happens, as long as you have not received anything back from the Secretary of State for the Notary, continue to fax the Notary Complaint to the Bank/Servicer & Trustee, about 10 days before the Trustee’s Sale date… “NO MATTER HOW LONG IT TAKES!!” You must provide rebuttable evidence to the documents (ie: Substitution of Trustee, Assignment of Mortgage/Deed, any Notarized Document, NOD, Trustee’s Deed Upon Sale.. etc), that the Bank/Servicer & Trustee are using to Steal your house. Without the rebuttable evidence, you will have no chance at challenging the Bank/Servicer or Trustee in any legal arena. This Notary Complaint Guide will provide you with ability to obtain the necessary “Rebuttable Evidence”, so that you can let the Bank/Servicer, Trustee & the Court know you are challenging the very documents that the Bank/Servicer & Trustee are using in an attempt to steal your home. This puts the Trustee in a very interesting position, because the Trustee supposed to be the “Non-interested” third party that does not hold either parties interest above the other. Although, most of the time these days, the Trustee’s are either companies set up by the Banks and/or Servicers to hide behind, or a law firm that was hired by the Bank/Servicer to foreclose on your home. “Most” of the time, there is a conflict of interest between the Bank/Servicer & Trustee, simply because of the business arrangement that they have, and who is actually being represented by the Law firm showing up in Court. This is where you are going to request information about who the “Present Beneficiary” is based on information that has been provided by the Trustee in the “Recorded” Notice of Default. (see: Present Beneficiary – The Mystery Entity in your Notice of Default).

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II. JURISDICTIONARY So far, this is the best way to learn about the law and have a self-help course for you to help defend your house, or any other matter you may need help with in regards to any Legal matters. This CD set was recorded by an Attorney in Florida with over 25 years of experience. You will want to get the 4-CD set ($249.00) and go through them. The CD’s will explain how you can put together a case that will have the knowledge and facts to support it. This is not supposed to be a substitute for competent legal help. In the event you use an Attorney, you will have the knowledge through Jurisdictionary to understand what the Attorney is doing, and why they are doing it. Copy and Paste this link to go to Jurisdictionary: www.jurisdictionary.com?refercode=RR0007 III. NOTARY PUBLIC

a) What are the Notary’s responsibilities? The Notary is ONLY responsible for verifying the person standing in front of them is the person who is signing the document. The Notary is “Not” responsible for checking the authenticity or legality of the document or whether the person singing the document works for the company that is listed on the document.

b) Why go after the notarized documents? You are going after the Notarized documents for one simple reason; Do you have the money, time and energy it will take, to fight Bank of America, Wells Fargo, Aurora, Chase Bank or any other large corporation that has an army of Attorney’s just waiting to drain every penny you have?

c) The Notary is the simplest person to challenge.

The banks have a seemingly unlimited financial “piggy bank” to tap for legal fights against homeowners. Since they are “too big to fail” they must be too big to directly take on. So, the simplest and easiest person to challenge in the chain of Documents is the Notary. Amazingly, they are actually the most important. Without the Notarized documents, there can be “No” Foreclosure. Read that again: Without the Notarized documents, there can be “No” Foreclosure. Make that your fight song … “Without the Notarized documents, there can be “No” Foreclosure.”

The Notary Commission is issued by the State that the Notary is working in, and is not subject to being influenced by the “Boss, Supervisor or Manager” of the company. The Notary answers to the Secretary of State, or other Governing body in their state and is subject to one thing, the Law that is written on the books at this time. The Notary “MUST” adhere to the Law, and you are going to make sure they dotted every “I,” crossed every “t,” and followed every single rule.

http://www.jurisdictionary.com/?refercode=RR0007�

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IV. WHAT IS A CHAIN OF TITLE? A. The recorded history of matters that affect the title to a specific parcel of real

property, such as ownership, encumbrances, and liens, usually beginning with the original recorded source of the title. The chain of title shows the successive changes of ownership, each one linked to the next so that a “chain” is formed. Ownership of a particular property frequently passes through many hands subsequent to the original grant. If any link is broken in a property’s chain of title, then the current “owner” does not have valid title to the property. For example, if a false and/or forged deed, or any other recorded document, were somewhere in the chain, then no subsequent grantee would have acquired legal title to the property. (Read that again… If ANY link is broken in a property’s chain of title).

B. You will create a situation where serious questions regarding the “Broken Chain of Title” so that anyone “after” you MUST be able to show that they are who they say they are, and they have the right to Foreclose.

C. For the Chain of Title to be considered “unbroken,” the instrument must be discoverable or traceable through linking conveyances from the present owner through successive owners to a common grantor. If not, a “gap” exists in the chain, creating a “cloud” on the title. In these cases, it is usually necessary to establish ownership by a court action called a suit to quiet title. (See the paper on Quiet Title).

Unbroken Chain of Title:

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V. BROKEN CHAIN OF TITLE

Once you have created a break in the chain of title, it becomes the other persons, or companies responsibility to “Attempt” to fix it. Although, in this instance, the only way to fix this, is by creating another document, that may fall under the same situation that you have just had, a false and/or forged document that you can challenge again.

a) States that Require Notary Journals

(See Appendix 1) Appendix 1 contains a list of the States that require Notary Journals, along with States that have Judicial and/or Non-Judicial proceedings for Foreclosure actions.

b) Have you already been foreclosed on?

In the event you have already been foreclosed on, this does not mean that the fight is necessarily over. What it means is that you can still go back and challenge the Notarized documents to determine whether the Trustee’s Sale was “void”. In other words, an “Unlawful Foreclosure.” One of the biggest questions is, “were the documents that the Lender/Servicer/Trustee used to Foreclose on you, ‘Legally Sufficient?’” In the event, through your investigation you uncover that one or more of the documents used to Foreclose on your property were not legally sufficient, then you may be able to file a law suit against the Lender/Servicer/Trustee for Wrongful Foreclosure and obtain money damages. You MUST consult with competent legal counsel licensed to practice in your jurisdiction before attempting to do anything within the area of Law. In the event you find that there were illegal documents that were used to Foreclose on your home, contact a Lawyer to discuss your options.

c) Where to find Notary Laws (See Appendix 4)

1. Notary Laws. These are EXTREMELY important. Please read and understand the laws in regarding the conduct of Notaries in the State which your Notary got his/her commission from. You can reference Appendix 4 to use links to the Notary’s States Notary Laws. The

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State that the Notary is commissioned from can be found “inside” their commission seal which is stamped next to their signature. A. How long does the Notary have to respond? (Could vary between 21-30 days)

B. Determine the specific State code from the State the Notary is Commissioned from

which notifies the Notary this is a “Public Information Request” What you are looking for is the Notary Law that states you are allowed to inquire into any public document the Notary notarized.

C. Do you need to include a money order? Some States require that you pay for each page requested. The cost is usually between $ 0.25 - $ 1.00 per request. Just send a $1 Money Order with each request to be safe.

D. Include a self addressed stamped return envelope

2. Understand which laws could apply

A. There will probably be more than one Notary Law that was broken

B. Examples: Determine if the Document was not actually signed while in front of the

Notary. Does the date by the signature match the date of the notarization? Do the signatures of each individual match their signatures on other documents or in the Public record? Is the notary journal page produced even real?

C. “Do Not” take any document at face value. “Always” make the Notary prove that they Notarized the document correctly. A document may look correct on its face, and yet, the supporting information proves otherwise. Until you request the information about the document you will not know whether it is correct. You will see what this means, as you go through the examples below.

VI. WHAT DOCUMENTS TO LOOK FOR

When you go to the County Recorders (Clerks) office, look for any Notarized documents that have been filed by the Bank (Servicer/Lender), Trustee or any 3rd party company against your property. Most of the time, the documents you are going to be looking for are:

1. Deed of Trust/Mortgage – This is the document that “secures” your home to the payment obligation stated in your Promissory Note. The Promissory Note is not recorded but the Deed of Trust/Mortgage is. In the event you signed the Promissory Note and Deed of Trust at the Escrow or Attorney’s office, the odds of there being anything wrong with the notarization of these documents are slim. However, when the Refinance boom was going strong, a lot of people “mailed” their signed loan docs back to the lender, and magically your loan got funded. What you don’t know is that the copy of your Drivers License and Social Security Card that you sent back with the Loan Docs, is what the Notary used to “verify” that you were who you said you were. The proof of this is usually the fact that one date is stated on your Promissory Note and

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Deed of Trust, and a different date is listed by the notorial acknowledgement on the Deed of Trust. This “Notarization” is invalid because you were not present before the notary when it was acknowledged, and the person signing before a Notary, “MUST” be in front of the Notary when they sign. Did you mail your loan docs back? If so, you need to obtain this document from the County.

2. Substitution of Trustee – This document is where you will sometimes find MERS making its

first move. This document is usually used once you have “defaulted” on your loan and they are looking to start the Foreclosure process. This document substitutes or trades out the original “Trustee” that was on your Deed of Trust, and puts in another entity.

3. Assignment of Deed of Trust/Mortgage – This document is used to assign your Deed of Trust/Mortgage to the next company in the Chain of Title. The ones from “MERS” are usually signed by an individual listed as “Assistant Secretary” or “Vice President” or “Assistant Vice President” or some other fake title.

4. Trustee’s Deed Upon Sale – This document is filed “after” the foreclosure sale has taken place. You can challenge this document, just like all the rest. What you are also looking for on this document is who the actual party was that “bought” the home, and who was listed as the “beneficiary” at the time of the sale. In the event the “bidder/purchaser” is some company you have never heard of, there may be bigger issues with the entire Chain of Title. If so, consult with a competent Attorney.

5. Notice of Default and Notice of Trustee’s Sale – You will want to obtain these documents also. In the event you find that there has been a Break in the Chain of Title, these documents become further evidence that there was misconduct by the part of the foreclosing company. In the event you discover a break in the Chain of Title these other documents may be considered false, fraudulent and void in the trial of foreclosure. Please check with an Attorney before you do anything with respect to the Law.

VII. WHERE TO OBTAIN THE DOCUMENTS NEEDED

a) County Recorder (Clerks) office You will need to obtain the documents listed above by physically going to the County Recorder’s office and requesting them yourself. Most of the time, the documents you need are not documents you can obtain online. In the event you do not have the time, or are too far away, please email us at: [email protected] for assistance. (In Southern California right now).

b) Cost of Documents

1. Per Page – 1st page – Usually between $2.00 to $5.00, the rest of pages, $1.00-$3.00.

2. Always get Certified Copies – This can range from $1.00 - $5.00 per document. (not per page) In the event you ever need to file a law suit, most courts will only


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accept “Certified Documents. This will save you the time and expense of going to the County Recorder’s office a 2nd time.

VIII. WHY CHECK “ALL” OF THE NOTARIZED DOCUMENTS?

(See Appendix’s 1 & 2) The reason for checking all of the documents is so that you make sure every single document was done correctly. The more Notarized documents you have within your Chain of Title, the more opportunity for a screw-up there is. This is what can work in your favor. If you can show that one (1), YES, JUST ONE document was done incorrectly, and get the Secretary of State, or whatever Governing body in the Notary’s state, to revoke the Notary’s commission, you have just created a “Broken Chain of Title”, and have changed the rules of the Foreclosure.

a) Reviewing the Documents

1. When looking at the documents, be sure to look at each and every document. Does the person signing the “Substitution of Trustee” happen to be the same person signing the “Assignment of Deed of Trust/Mortgage?” .. if so, Did they sign as a representative of 2 different companies, and possibly sign on the same day?

2. Are the signatures legible? This can become a huge issue, if through your investigation you

may uncover the knowledge that someone else, other than the Notary may have signed the document. Simply because the actual signature of the Notary, does not look anything like the signature on the document.

3. Determine whether the date that the document was signed, (Usually the date is above the

signature), is different from the date it was notarized.

4. Determine whether the “return” address is a Trustee, or a possible company that does Robo-signing for the Mortgage industry.. i.e.: LPS, DocEx., etc.

5. Determine whether the Notary actually signed the document. This can be done by

obtaining other documents that the Notary has signed. Look at the Bond, look at the letter you received back with the information, find other documents recorded in your County Recorder’s office that may have the Notary’s signature on it. Compare the signatures, do they match? This web site has a number of signatures from different Notary’s and signers on different documents: www.whatsignature.com

IX. NOTARY LETTER – “PUBLIC INFORMATION”

OR “PUBLIC RECORDS” REQUEST”

1. Check with the Secretary Of State about the home/work address – The S.O.S. will give you the contact information for the Notary that they have on file at the time. Keep in mind that all Notaries are required to notify the Secretary of State, or the governmental office in charge of their commission, if they change locations… normally within 30 days of changing.

http://www.whatsignature.com/�

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2. Include the Notary Code for the Notary’s State that lets the Notary know your request is a “Public Information Request.” This will be the code from the Notary Laws of their state that allow you to request information from the Notary regarding the document in question. Use the term “Public Information Request” when you send the letter to the Notary.

3. Ideally send the request to the Notary’s home address. Although, sending to both the home

address and the Notary’s work address, (if known, check the upper left corner of the document in question), creates the situation where you have put both the Notary and their employer on notice that you are looking into this document.

4. When you send the Request to the Notary, be sure to send the original signed Request letter

from yourself, and “copies” of the documents. “Do Not” send the original certified documents, simply because, in the event you need to file in Court, you will still have the “Original, Certified” copies you obtained from the County to file in Court.

5. In the event you have more than one document notarized by the same Notary, do not save

money by sending the requests in 1 envelope, send the requests in separate envelopes to both their home and work address. Send the “work” envelopes, Certified. This creates the situation that both the Notary and the employer realize you are looking into multiple documents.

6. Be sure to keep copies of everything that you send to the Notary: ie: Your Request Letter,

Copies of the Documents sent to the Notary’s home and work, The original Certified Green slips from the Post Office, and upon the return of the Green Cards from the Notary, place those with this file.

X. WHAT TO LOOK FOR WHEN THE INFORMATION RETURNS

1. Complete Notary Journal Page – Return to the Notary laws, and check what the Notary Journal is required to contain to be a proper document in the Notary’s State.

2. Make sure it is a Notary Journal Page you received back – You may get back a “work sheet, work product or Excel spread sheet”, that states your document is a specific number on the page of 50-60 different documents. This is “NOT” a Notary Journal.

3. Check Signatures - Compare signatures against other documents, at this web site –

www.Whatsignature.com

4. Check Dates – Do the dates match? – Was this document signed on the same day it was Notarized? There are times when the person signing the documents, signs on one day, and the Notary notarizes the document on another day.

5. Check Notary’s Commission Date, are/was the Notary still an active Notary at the time of

signing. Check the Notary commission with the Secretary of State of the Notary’s State.

http://www.whatsignature.com/�

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Once you have the information back from the Notary, and have determined that something is a not correct, then it is time to file the Notary Complaint with the Governing body of the Notary’s State. In the event you get the information back and find that “nothing” is wrong, go back and look again, you missed something. XI. WHAT TO DO WHEN YOU GET NO ANSWER

(See Appendix – 3)

a) File a Complaint with the Secretary of State (or proper governing body)

1. In the event the Notary does not answer your request within the time frame stipulated by their state codes, you then must file the Notary Complaint directly with the Secretary of State, or State Governing body, in the Notary’s state. Be sure to include a copy of the Public Information Request that was sent to the Notary, along with any documentation that was sent to the Notary.

2. This will add another violation to your Notary Complaint. The added violation will be that a “Public Official” did not respond to a “Public Information Request”, with respect to the Freedom of Information Act. (FOIA)

3. By filing directly with the Secretary of State, or Governing Body, you can then use this to slow or stop your foreclosure by faxing it directly to the Servicer/Lender/Trustee/Attorney firm.

4. Be sure to look on the web site for the State the Notary is registered with for the correct form to file the complaint. In the event you do not find the Notary Complaint on the web site, contact the Secretary of State’s office and ask them to fax, email or mail you the form.

5. As you look at the Document(s), note which codes “may” have been violated by the Notary.

b) Fax Notary Complaint to your Servicer, Trustee and Their Attorneys:

Fax, and Certified Mail the Notary Complaint to your Servicer (company you are making the payments to), your Trustee, (Company that filed the Notice of Default – NOD), and their Attorney’s. This alone will send chills up their spines. It may also get your sale date “pushed” back for no apparent reason.

c) Check Bonding Requirements and Bond of Notary: In the event there is a Bond required, and you think there may be a possible violation on the notarized documents, ask the Public Notary Governing Body, how to obtain a copy of the bond. The bonds are usually filed within the County that the Notary is working, with the Clerk of the County, or sometimes called the County Clerk. This is also a very good way to get a copy of the Notary’s signature because

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they usually have to sign the bond. In the event you can obtain more than one bond, get them from the Clerk, simply because it will give you more signatures to compare to. Contact the Bonding company and ask how you can file a complaint against the Notary’s Bond XII HOW TO WRITE THE SECRETARY OF STATE OR GOVERNING BODY OF THE STATE THE NOTARY HAS THEIR COMMISSION IN: Always keep in mind when you are writing the Governing Body of the Notary, that you want them to look into the possible unlawful actions taken by the Notary within the confines of the Notary’s duties. You are requesting that they look into the fact that one of their own may have broken the Notary Laws they have sworn to uphold, that the Notary may have committed a crime or at the very least, been involved in an attempt to use their public office in a less than honorable/legal endeavor. Your ability to be very clear and to the point will assist the Governing Body, and you, in getting your point across. When you write to the Governing Body, attempt to gather as much information as possible prior to filing your Notary Complaint. (As long as you have the time) 1. Do you have/need more than one set of signatures for the Governing body? This could come in handy. Especially in the event you have gone to, or contacted the County in which the Notary has either recorded their Surety Bond or Oath of Office. These will have “officially recorded” signature(s) on them that you can compare against the one on your document. A) Google the Notary’s signature: go to www.google.com , and type in:

“signature of “State Notary is in” Notary Jane Doe”

Example: signature of Minnesota Notary Jane Doe

Once you have Googled the Notary’s signature, start going through the links that have been provided looking for the Notary in question. 2. Have you ordered the “Official Recorded” signature from the Governing Body or County that the Notary is in? (ie: Notary Application, Notary Oath of Office, Notary Surety Bond(may be more than one Bond if they have been a Notary for any length of time).. etc.) In the event you have the time to order an “Officially Recorded” signature(s) of the Notary, do this before filing the Notary Complaint. It will give you a very good idea as to whether the document in your case was actually signed by the Notary you are filing the Complaint against. 3. You may end up with different signature(s) that when you send them all to the Governing Body, and they see that the official signature(s) do not match the document in question, they will be more open to questioning the Notary, no matter what answer they get back from the Notary. 4. You must be able to quote some of the Notary Laws for the Notary’s State. What you do not want to do is file a general notary complaint, in which you say: “I think Notary Jane Doe may have broken a few of your Notary Laws, please look into this for me” 5. When you are able to give the Governing Body, documents and Notary Laws to back up your allegations, your Notary Complaint will be taken with much more seriousness, than someone who

http://www.google.com/�

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writes the Notary Complaint in # 4. For a good example of why to find “Official Recorded” signature(s) see Appendix 1, Substitution of Trustee (2nd Page), in which there are four (4) examples of “Officially Recorded” signatures of the Notary who allegedly signed the Substitution of Trustee, and they look “nothing” like the signature on the document. This is a “Best” case. XIII HOW LONG DOES THIS PROCESS TAKE?

To receive information back from the Notary in the Notary’s State may vary from between 21-30 days. Once you have the information back from the Notary, and have sent it off to the Secretary of State, it could take upwards of 6 months to hear back from the Secretary of State’s office. You can call to get updates on the progress of your file. Be sure to note the “File or Reference Number” that the State is using, so that any time you send more information that you have uncovered, or you call to get information, you can include this number to ease the investigators retrieval of your file.

a) Judicial States versus Non-Judicial States You must turn your Non-Judicial Foreclosure into a Judicial Foreclosure: The states that Homeowners are having the most success in challenging the banks are in states that the banks must go to Court before they can Foreclose on a house. This means that the paperwork the bank submits into Court to prove that the bank owns both the Deed/Mortgage and/or Promissory Note can be challenged by the Homeowner. The Homeowner is the “Defendant” in these cases. You must put yourself into a position that the bank is forced to come into Court and prove that they have all of the paperwork, in the proper order, signed by the right person, on the right day, by the right company. With the Securitization that was running wild from 2000 – 2008/09, the odds against the bank being able to produce the documents are very good. In the event the bank somehow is able to produce the “True, Correct, Current and ORIGINAL” of your Promissory Note in a Court of Law, you must be ready, willing and able to seize the opportunity. Now, understand, the “SHOW ME THE NOTE” defense is “DEAD,” it does not work in California, or any other “Non-Judicial” State. DO NOT try it, it is a waste of your time, energy and money. Do not let anyone talk you into using this as a defense. Do you get the hint? DO NOT USE IT!!! The objective is going to be to use the paperwork that the bank will and has already generously provided, against them. It is highly recommended that you seek competent legal advice before attempting anything involving the Court system on your own.

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XIV. NOW LET US LOOK AT THE RECORDING ORDER OF THE DOCUMENTS Once you have obtained your documents, do not get so fixated on the “Notary Complaint” that you overlook an obvious issue with the documents:

Were the documents recorded in the correct order? During the travels of your Promissory Note and Deed of Trust, there were certain events that took place, before anything could happen in the way of the Substituted Trustee being able to file the Notice of Default on your property. The first (1st) thing that happened was that you signed your Deed of Trust and Promissory Note. (Now, as a side note, in the event you were “sent” a package of loan documents, (usually happened on a refinance), and you mailed the signed documents back to the lender with a copy of your state issued drivers license and a copy of Social Security Account Number Card you were assigned, keep this in mind, you were never in front of “this” Notary for the Notary to witness your signature on the Deed. (Violation # 1) Once the lender had the Deed & Note back, they took the Note and sold it into a Mortgage Backed Security pool of other loans. (See: “Guide on Securitization” for detailed explanation). In doing this, the Note went through several companies, until it supposedly came to rest in some long name Trust, that doesn’t exist anymore. (This is why the Banking industry created MERS, to hide the travels of the Note) So, as the Note traveled to these various companies to finally end up in the Mortgage Backed Securities Trust, there should have been at least one (1) Assignment of the Deed of Trust/Rents (Assignment) filed when the Note came to its final destination. With this in mind, the first (1st) document that you should find in the County/Clerks Recorders office is the Deed of Trust/Mortgage. The second (2nd) document you should find recorded is the Assignment of Deed of Trust/Rents. Most of the time, you will either find the Substitution of Trustee (SOT) or Notice of Default (NOD) being filed first. The next document that “should” be filed is the SOT, once the loan has gone into default. (notice the wording, I did not say “YOU” went into default, I said the “LOAN” went into default. “You” as a person do not go into default, the loan as a debt went into default. Never agree or say ok, when they say “You, the Borrower went into default”.. No, “The Loan went into default.”) The reason this document is filed next is to give the Trustee the authority to file the NOD against the property. The next document to be filed should be the NOD. This document gives public notice that the loan on the property in question is in default, and that the Trustee has been directed by the “Present Beneficiary” (Who? We’ll get to this entity in a few minutes), to exercise the “Sale” clause.

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The next document to be filed should be the Notice of Trustee’s Sale. This is the document that gives public notice that the property in question will be sold to the highest bidder, at a certain location, on a certain day, at a certain time. The next document to be filed should be the Trustee’s Deed Upon Sale. This is the document that lets the public know that the property has been sold to the highest bidder, for what price and whom that bidder is. As John Stuart has said over and over:

“There are an infinite number of ways to do this wrong, only one way to do it right” The question now becomes; “Did the Bank/Servicer or Trustee do the recordings in the proper order?” So, you now know what order the documents “should” have been recorded in. 1st – Deed of Trust 2nd – Assignment of Deed of Trust/Rents 3rd – Substitution of Trustee 4th – Notice of Default 5th – Notice of Trustee’s Sale 6th – Trustee’s Deed Upon Sale So, now the question becomes: In what order were the documents recorded against the house? Now, there may be two (2) dates, one is when the documents were signed and notarized, the other is when the documents were recorded. The difference may be something that can be challenged by the Bank/Servicer or Trustee in the event 2 documents were “signed” on the same day, although, recorded on different days. What you are going to be looking for is the “Recording” dates of the Substitution of Trustee and the Notice of Default. (The Assignment of Deed of Trust/Rents is discussed in the Guide on Securitization) The Substitution of Trustee “MUST” be filed before the Notice of Default. It comes down to: How could the Substituted Trustee file the Notice of Default, when they have not been “officially recorded” into the public records as the new Trustee? Executed on: Recorded on: Substitution of Trustee: _________________________ ______________________________ Notice of Default: _________________________ ______________________________ Which came first: _________________________ ______________________________ In the event your Notice of Default was executed and recorded “BEFORE” the Substitution of Trustee, you have a possible Broken Chain of Title or a Cloud on Title at the very least. (Check your state foreclosure laws, sometimes the NOD can be filed first, as long as notice of the filing is sent out)

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The question in the event your NOD was filed first will be this: “Does the “Original Lender” named on your Deed of Trust/Mortgage and Promissory Note still exist?” The reason this answer is so important is because according to “Section 24” – Substitute Trustee - (of most Deeds/Mortgages): “The Lender is the only one allowed to Substitute a new Trustee.” It does not say that the Lenders; Nominee, Assignee, Beneficiary, Agent, Successor or any other party may Substitute in a new Trustee. This becomes important simply because, in the event the NOD was filed “before” the Substitution, and the Lender is no longer in business, there is “No Legal Way” to go back and have “The Lender” correct, adjust, amend or fix in any way this mistake, because “The Lender” on the Deed and Note, does not exist anymore. In the event the NOD against the house was filed before the Substitution, you must attempt to contact “The Lender” on the Deed and Note to find out whether they are still in Business. Look the lender up on your Secretary of State’s web site for Business Entities, and in the event there is no longer an Agent of Service in your state, look at the address, (usually listed on the Deed & Note), and check the state the address is in. Call them to find out if they are still in business. In the event the lender is not in business any longer, you have a nice defense to keep in your back pocket when the fun starts. You must find a way to get an answer from them as to whether they still maintain an “Equitable Right, Equitable Claim or Equitable Interest” in either the Deed of Trust/Mortgage or Promissory Note. In the event you find an address for the Lender, write them and ask if they still have an “Equitable Right, Equitable Claim or an Equitable Interest” in either your Deed of Trust/Mortgage or your Promissory Note. XV. “PRESENT BENEFICIARY” – THE MYSTERY ENTITY IN YOUR NOTICE OF DEFAULT Beneficiary – (Black’s Law – 6th Edition Deluxe) – One who benefits from the act of another. A party who will benefit from the transfer of property or other arrangement. Beneficial Interest – (Black’s Law – 6th Edition Deluxe) – In trust law, refers to the interest of the beneficiary in right to income or principal of trust funds, in contract to trustee who holds legal title. Normally the Notice of Default (NOD) is usually 2 pages. On the second (2nd) page about ¾ of the way down the page you will see a sentence similar to: “That by reason thereof, the present beneficiary under such deed of trust, has executed and delivered to said duly appointed Trustee, a written Declaration of Default and Demand for same, and has deposited with said duly appointed Trustee, such deed of trust and “ALL” documents evidencing obligations secured thereby, and has declared and does hereby declare all sums secured thereby immediately due and payable and has elected and does hereby elect to cause the trust property to be sold to satisfy the obligations secured thereby.”

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So, there are two (2) questions to be asked and answered based on this sentence in your NOD.

1. Who is the Present Beneficiary?

2. Does the term “All documents evidencing obligations” include the Deed of Trust, The Promissory

Note (That should have “ALL” of the “Endorsements or Allonges” attached) and this Declaration

of Default?

The identity of this entity is very important, simply because it will let you know just who and what is

being used to attempt to foreclose on the home.

Is this Declaration of Default Notarized?

Could this be another link in the Chain of Title that can be challenged? You will find attached simple template (NOD Present Beneficiary), to ask the Trustee, who the Present Beneficiary is. XVI. VOID WHERE PROHIBITED

1. Have you filed something in the County regarding your Property? In the event you have listened to someone that told you to file a “Deed of Reconveyance, a Lis pendens, a Grant Deed or a Rescission Notice” or any other document against your property that you did not receive a Judgment from a Court authority, you must correct that RIGHT NOW!! If you did not obtain a legal decision from a competent Court in your County, then you have just committed a felony by filing a false document into the County Recorder’s office. In the event you are in California, it is a violation of California Penal Code 115 & 115.5.

2. You may want to file a simple 1 sentence statement that says that the recorded document is “Void

Where Prohibited”. Be sure to include the document number, and a brief description of the document.

XVII. OVERVIEW OF STEPS TO SUCCESS

1. Review the Notary Laws in Notary’s State This cannot be stressed enough. You must know the Notary Laws in Notary’s state, so that you will know when the information comes back, whether there are any violations.

2. Obtain Certified Documents from the County Recorder’s office Always be planning ahead. In the event you end up going to Court, you will have saved time and money by getting the documents Certified the first time.

3. Review Documents for any obvious flaws and/or violations There are sometimes “obvious” mistakes, or questionable items that are on the face of the documents. Be sure to understand the Notary’s State Notary Laws, and you will catch on quick.

4. Write a letter to the Notary that is a “Public Information Request”

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The Notary is a “Public” officer, commissioned by the State that they are in. They are required by law to provide you with the requested information.

5. Review the information the Notary returns Go over each page the Notary returns. Do not let them bluff you into thinking that something is correct, “just because” they or their company does it a certain way. The Notary Laws are in place in States for your protection, learn them, understand them .. .and make sure the Notary followed them.

6. Send by Certified mail the Notary Complaint to the Secretary of State List each violation you can find in the paperwork you get back. There will be some you miss, the Secretary of State will catch them though. The objective is to bring as many violations as “you” can find to their attention, they will take it from there.

7. Prepare and send by Certified Mail (or fax) to the Notary’s Bonding Company if applicable This will have the effect of getting the Notary’s attention real fast. Request that the Bonding Company also look into this matter. Keep in mind that usually the Notary will get a copy of the Complaint you send to the Bond Company. So, if you do not want the Notary “calling you on the phone”, and screaming at you, be sure not to submit your phone number.

8. Fax the Notary Complaint sent to the Secretary of State and the Bonding Company, to Your Servicer, Your Trustee and their Attorney’s You may also send by Certified Mail to be safe. This will get everyone’s attention. There is no guarantee that the sale will be postponed or put off, although, they will get the message loud and clear, that you are looking into possible Notary violations in regards to the pending foreclosure. The last thing a Servicer/Mortgage Company/Trustee would want to do, is Foreclose on a property that may possibly have a false document recorded that was used in the process of the foreclose.

9. Stay in touch with the Secretary of State, your Servicer, the Trustee This will have the effect of letting them know that you are on top of the situation, and are ready to move forward based on the results you get back from the Secretary of State. This also gives you the constant update on whether they are going to try to sell your house before you have the results back.

10. Check the time line of the documents recorded against the house Have the Substitution of Trustee and Notice of Default been recorded in the proper order? 11. Request information from the Trustee on the “Present Beneficiary” Who is this mystery entity that has deposited all of the evidence of the obligation(s)? What evidence have they deposited? – Request; True, Correct & Current Certified Copies.

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XVIII. ONCE YOU GET THE NOTARY REVOCATION BACK

a) If Your House Has Not Been Foreclosed On When you receive the letter back from the Notary’s Secretary of State, or Governing body of the Notary’s State, and the Notary has had their Commission Revoked, you now have the ammunition you need to throw a wrench into the foreclosure of your home. You should have already mailed, faxed or emailed your Servicer (company you make your payments to), the Trustee and/or their Attorney’s a copy of the Notary Complaint that was sent in months earlier. Now, mail, fax or email them a copy of the letter that you received back from the Governing body of the Notary’s State, informing you that the Notary has had their Commission Revoked, and that the document they are attempting to use to Foreclose on you, and any other recorded documents after the one that has been revoked, are null and void. The best thing to do at this point would be to contact a competent lawyer that understands the power of the letter you have received, to stop your Foreclosure.

b) If Your House Has Already Been Foreclosed On In the event your house has already been foreclosed on, there is still hope. What you now hold in your hands is the magic key that will create a very wonderful shock wave going through the Attorney’s office, Servicers office and the Trustee’s office once you have turned this letter over to a competent Attorney who understands what you have just received. This letter breaks the Chain of Title, “Before” the Foreclosure was completed. This means that there may be a good chance, that there was an “Unlawful Foreclosure” preformed on your home. To determine what your legal course of action should be next, you will need to find a competent Attorney that understands how to negotiate with the Servicer, Trustee and their Attorney’s. Do not take either of these positions lightly. Once the letter comes back from the Secretary of State, or Governing Body of the Notary’s State saying that the Notary’s Commission has been “Revoked”, you are now in a “VERY” strong bargaining position. You have now put yourself in the driver’s seat. This will now be the time to step back, and evaluate exactly what you want to do. This would now be the time to seek competent legal counsel. In the event it is obvious that none of the signatures match.. .and you suspect that it was not the Notary that signed the document, “You” cannot go into Court claiming that it is a false or forged document, you must have the opinion of an Expert Handwriting Analysis completed. You are in a fight to save not just your house, also your rights to own property in the United States. The question becomes, are you going to roll over and let the Bank, Servicer, Trustee and/or Court Steal your home? The one you worked hard for, the one that you have raised a family it … Or are you going to stand up, be a “Man or Woman”… and FIGHT back?

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That is a question; “ONLY YOU” can answer. When you have completed this guide, have obtained a Notary Revocation and have saved your house: XIX. “HELP SOMEONE ELSE”

One of the greatest gifts you can give is a piece of yourself. Now that you have saved your home, your duty and responsibility is to assist your neighbors in keeping their homes. In parting, a wise being once said: “There is no try, only do!” Yoda, Star Wars XX. CONTACT ASSISTANCE www.NOTARYCOMPLAINT.com For assistance, email: [email protected]

http://www.notarycomplaint.com/�


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APPENDIX 1

EXAMPLE OF A PUBLIC INFORMATINION REQUEST, AND THE SUBSTITUTION OF TRUSTEE OF LETTERS

1. On the face of this document, the only visible “discrepancy” is that the date the signer, Mary Jane Sarne, Vice President of Mortgage Electronic Registration Systems, Inc. signed this document, January 5, 2009, is different than the date the Notary, Bonnie J. Dawson, Notarized the document, January 12, 2009. While this is a violation of the Notary Laws stating that the person signing the document, must be in front of the Notary at the time of signing, it is usually not enough to get the document thrown out.

2. Letter to the Notary requesting information. You will note that it is a simple letter requesting information regarding a specific document that was enclosed with the letter for reference. Also, note that the California code was used when requesting the information, so there is no question on the Notary’s part that it is an official request for information.

3. Information returned by the Notary. The first tip there may be something wrong was that the

information was returned from Quality Loan Service, not Bonnie J. Dawson. Upon reading the cover letter, you will see that it says in # 1, “Her “work product of January 12, 2009” – this was not what was requested, it was a line item from her “Notary Journal” that was requested. The next item of note is that the next sentence says: “You will find the itemized entry highlighted for ease of review on “line 67, page 2.” A Notary Journal only has 8-10 lines on it, not “46.” Looking at the 3 “work product” sheets that were returned, you will see glaring deficancies with respect to qualifying as a “Notary Journal.”

A. There is no place for the address B. There is no place for the Thumb print required in California C. There is no place for “Mary Jane Sarne” to sign D. There is no place to put the Identification information for the signer

4. In reviewing the Notary Journal page that was actually sent, it refers to a document that was not a

“Substitution of Trustee”, but a set of “Loan Docs.” It was also from February 14, 2008, not January 12, 2009.

5. Notary Complaint Letter. For California, the Notary Complaint form can be found on the California

Secretary of State’s web site at: http://www.sos.ca.gov/business/notary/forms/complaint-form.pdf The letter written to the California Secretary of State is simple and precise. It states the parties involved and the possible violations that were uncovered.

Obtaining the Bond. Upon obtaining the Bond for the particular Notary, there became apparent a very big discrepancy with respect to the signature on the Substitution of Trustee, and the signature on the Bond. The Substitution of Trustee signature is a series of circles, whereas, the signature on the Bond, is clearly legible as Bonnie J. Dawson. Upon discovering this, it was then the objective to locate other signatures of this Notary for comparison.

Other signatures for comparison. By obtaining a previously signed Bond of the Notary for another Bonding company, and other documents, it because apparent as to what this Notary’s signature was supposed to look like, and it was not a series of circles. This prompted another letter to the California Secretary of State informing them of the differences of the signatures that had been uncovered. Along with the possible Notary violations associated with this discovery.

Jun 23 2011 9:15PM 19093935995 p. 1

For Official Use Only: Comm Number

STATE OF CALIFORNIA Secretary of State Notery Public Section PO Box 942877 Comm Explratio~n:-------

Secramento, California 94277.0001 (916) 653·3595

Your Name: Residence Address:

Business Address:

County

Drillers License No.: Residence Telephone:

Business Telephone: (~O~ ______

Name of Notary: , NOTARY PUBLIC INFORMATION (please print)

~t,~ ~ ,~ >~ ~ Commission No. (If known): Business Address: = I ~:; z. D BUsiness Telephone: (~I<t)

NATURE OF COMPLAINT (Please print or attach printed or typed statement·use reverse side If needed)

OTHER QUEST fiNS (PleallB Respond)

1. I. your signature on the IUbJ .. t documentls a forgery? YES 0 2. Old you p,,",onally appur befo'" the Notary on the dote .hown 8 notarial acknowledgment? 3. If you app •• red beto,.. the Natoory, did you acknowkodge signing the IU'lIIIl!.1 document/a? YES 4. Old you _'gn til. Notary'S oftlolsl notary loum~rd book? Yl!1!I Q!p.> 6. Co you po",onaUy know the Notary? YES (!jtY

IMPORTANT:

1. Pl ..... attach CERTIFIEpcoplos 01 all que.tloned documenls 10 Ihla complaint (th." may ba obtaln.d Irom the County Recordef. om"",. 2. Pie ••• attach QItIIiB ",co"'" whit" pertllin to your complaint ,o .. mplea-depoIRlon&, certified COplea af documonts. court recorda). 3. Plea •• r.tum thl' complaint lonn, the c.rtlfled copl ... of questioned docum""to and the otho, doc. menta to the .dd ..... shown at the top 01 the

page.

my

Date 4:- 2.tf) •. II

Jun 23 2011 9:15PM 19093935995

Home Ph: Cell Ph: 909.Office Ph: Fax: 909-

Date: April 21, 2011

Attachment to Notary Complaint

Good Morning,

Enclosed you will find a letter to California Notary Bonnie J. Dawson, Commission #: 1628086, at the time of the Substitution of Trustee being signed, and Notarized.

It came to my attention that there are several irregularities with respect to this document, and Bonnie J. Dawson's Notary Journal record keeping.

I. The first and most obvious is that Mary Jane Same is attesting to signing the document on January 5, 2009, whereas, Bonnie J. Dawson, is attesting to Notarizing the document on January 12,2009.

2. That Bonnie J. Dawson's signature is illegible on the document.

The flaws with the returned information are: That when BOlUlie 1. Dawson returned her information regarding this document, she is trying to influence me to believe tbat the information provided in the "Work Product" sheet is legally correct, and can be used as a Notary Journal

I. The pages of the Notary Journal that were returned with respect to "Mary Jane Same", are from a document(Loan Docs) signed on April 14,2008, and "Do Not" apply to the Substitution ofTnlstee that is in question, which was signed on January 12,2009.

2. The "Work Poduct" form that is being referred to in the returned letter is not legally sufficient to be used as a Notary Journal according to California Notary Law.

3. The "Work Product" form has no p lace for an address 4. The "Work Product" form has no place for a thumb print 5. The "Work Product" form has no place for "Mary Jane Same" to sign 6. The "Work Product" form has no place for the Identification of the Signer

In the event that Bonnie]. Dawson is going to attempt to pass this "Work Product" form off as a Notary Journal, it is my contention that she has violated California Notary Law: 8206 (a)(1)(2)(A)(B)(CXD)(F)(G), along with various other California Notary Codes involving the use of a Public Commissioned office in the attempted theft of real property from a citizen of the State of California.

I am requesting that you look Into this matter regarding the possible fraudulent use of a Public office in an obvious scheme to defraud me out of my real property. [am requesting that YOll please keep me inforrned as \0 the progress of the investigation as per the California Victims Rights Bill.

111t;!iS~~a~J:so~1i~~~~~;~ that since BOMie J. Dawson was able to sign over 100 documents in 1 day, that Bonnie J. C is commonly referred to as a: "Robo·signer"

an~~Q1Ue!I~On$, please feel free to contact me.

p.2

Jun 23 2011 9:15PM 19093935995

April 7,2011

To: Bonnie J. Dawson

From:!::::;;.. Re: Inquiry into Notarization Act on "Substitution of Trustee" dated: January 12,2009.

Good Morning Ms. Dawson,

Attached you will find a "Substitution of Trustee" that you Notarized on January 12,2009 for Mary Jane Same, as a Vice President, for Mortgage Electronic Registration System, as Nominee for First Magnus Financial Corporation, an Arizona Corporation.

According to the California Governrnent Code Section 8206, you are required to maintain a Journal of all Notary acts perfonned. I am allowed to inquire into a specific public act, and request a copy of a Notary Journal line item according to California Government Code 8206(a)(2)(G)(c). At this time I am requesting a copy of the !jne item for the document in question, which is enclosed.

Please provide any and all documentation requested, along with an explanation of any other documentation that you may provide.

Could you please expedite this information, in that it is needed before April 29, 2011.

In the event you have any qu~tions, please feel free to contact me at the above address, or you can call me at: Office: 909-. , Cell: 909· •••

locl10::oJ:l>'llllJt.d to receiving you information.

Enclosures: Substitution of Trustee Self Addressed Return Envelope Money Order for $ 1.00

p.3

Jun 23 2011 9:15PM 19093935995

Recorded In omolat R,e:ord., t 01 Snn 'emltrdlnD ~_/

LARRY WALKER AudllarlControlier - flecorder

Recording requ •• te<I by: 691 First American

p.4

211812009 8:00 AM

BN

II'1IIiIi'lr l1II!:OI:>JtiDio RlI!Q'I1IIi:s1n in' When r.C1)r~ TI'rILII: II'ISl!iIR.+.M:JE OOWMiff PaDes: 3

Quality Loan Service Corp, 2141 5th Avenue San Diego, CA 921 01 619·645-7711

PAID

19,., a,ee e,ea

Space above this. line fot recorders use

TS # CA-OI9-'9 • __ CL Order # .... t::>e-- Loan # 00 __ _

Substitution of Trustee

WHEREAS, , A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY was the original Trustor, COMMERCE TITLE waS the original Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC,. (nMERS"), AS NOMINEE FOR FIRST MAGNUS FINANCIAL CORPORATfON, AN ARIZONA CORPORATION was the original Beneficiary under that certain Deed of Trust dated 614/2007 and recorded on 6/1412007 as Instrument No, 2007· in book xxx, page xxx of Offl<:ial Records of SAN BERNARDINO County, CA; and

WHEREAS, the undersigned is the present Beneficiary under said Deed of Trust, and

WHEREAS, the undersigned desires to substitute a new Trustee under said Deed of Trust In place and stead of said original Trustee, or Successor Trustee. thereunder, in the manner provided for in said Deed of Trust,

NOW, THEREFORE, the undersigned hereby substitutes QUALITY LOAN SERVICE CORPORATION ,as Trustee under said Deed of Trust

Whenever the context hereof so requires, the masculine gender includes the feminine and/or neuter, and the singular number includes the plural.

Page 1

Jun 23 2011 9:15PM

Substitution of Tl1Jslee • CA TS # CA·09 ·CL Page 2

Dated: 1/5/2009

Siale of California ) ) SS.

County of San Diego )

19093935995

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC

By: Mary Jane Sarne. Vice Preslderd

onl~I'"2. ~before me, Bonnie J, Dawson a notary public, pen;onally appearad Mary Jane Same, whg proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the with in instrument and acknowledged to me that heiShelthey executed the same In hislher/their authorized capacity(ies), and that by his/herltheir signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the Instrument.

I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph Is true and correct.

(Seal)

p.5

Jun 23 2011 9:15PM

substitution of Trustee .. CA TS # CA·09-230186-CL Page 2

Dated: 1/512009

State 01 California ) ) so.

County of .§.!m..P.lIl.9!:> }

By:

19093935995

CO~d.i. ,

./,{ . "

Blllllie Daw~on N tal'Y Publk

E closures

anI. .. \"2 ~before me, Bonnie J. Oil_on II tary whb proved to me on the basis of satisfaotory livid oe .Ie - I . • • Prinei .1 subsorlbed to the within instrument and aCknowledg d to - !'Inlli!. '"'\. D P his/her/their authorized capacity(ies), and that by his erl'" SURETY BcM'l5ING COMPANY OF AMERICA

p.G

penson(s), or the entity upon behalf of which the pe n(i By ~ ~ £4.. I certify under PENALTY OF PERJURY under the la Mary l' abet r I!I Attorney-in.Facl paragraph is true and oorrect. S Orn"n:m,,~_, --". . - -- - -. . .. ----.-.------.-

Bonnie J. D

D ~ +l.t~ 1 s;: 'Sf/.c;.(./UtlH

o II "'I"'h- t- I ~ <j h T L. (j /L

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C. hc.-ll /lfLfJit.- I' ~ve t'j I, & 19 (I Cl.. IV,tl.e ~ /) d(.,ul'h.e n r

·thtully perform all offielaf dutl d on him/her as such off!

(Sa,maln In full Porce and elle " urt of mpetent Jurlsdlctl 11'1 the

2009

B I

M~RCHANTS BONDING C c, ~: ~. By _, __ " , Theresa. 1<11 I .~.II~I{*t;,; ; ... ' '. AHorney-ln-Faci -UTi:ilf'l), purpuse ql evasion: aM thai J WIIJ We'll UfH4lHur-

'0 ewer. i i

'.sion No. 1628086 for term o"ramcnclng 0110712006 and

Jun 23 2011 9:16PM

PAY~A!>,!:I;\, ~.F.nOlILARANDNIl CEl'ITS pAY to.~1! ,.:,. . .. •. .. .

19093935995

14-29555;6733 $ 1.00

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p.7

Jun 23 2011 9:16PM 19093935995

Re:

2141 Fifth Avenue San Diego, CA 92101

Telephone 1619) 645·7711 Facsimile (619) 568-3518 www.QualltyLoan.com

QM~biJJX.·

==-.-CL Borrower::~::::====::::::::====::::~"~"11 Property: ~

April 12, 2011

J am enclosing a copy of the documents you requested in the above referenced action. What follows is inclusive of Bonnie Dawson's involvement as the notary of record.

1) He work rod fJanuary 12, 2009, which documents the notarization of the Substitution of Trustee for the above referenced file. You will find the itemized entry highlighted for ease of review on line 67, page 2.

A copy of Ms. Dawson's Notary Log book which documents the physical notarization of Mary Jane Sa n ignatory of record on the subject Substitution of Trustee. Please note that the Nota Book 's two pages wide across, thus copied on two separate sheets.

onsequently you will need to follow line 7 across both pages for the full entry.

Please feel free to contact me if I may be of further assistance.

S.incerely,

f'v\~ Marlene Holt Paralegal

Q\U'.b.LU':. Quality Loan Service Corp. 21415th Avenue, San Diego, CA 92101 Phone: (619) 645·7711 Ext. 1852 Fax: (619) 568·3518

p.8

Jun 23 2011 9:16PM

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19093935995 p.9

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Jun 23 2011 9:18PM 19093935995 p. 12

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Jun 23 2011 9:24PM 19093935995 p. 14

DEBRA BOWENlsECRETARY OF STATE I STATE~ CALIFORNIA BUSINESS PROGRA;MS 1 NOTARY PUBLIC J.500 lith Street, 2nd floor I Sacramento, CA 95S14lp.O. Bole 9428771 Sac:ramento, CA 94277-00011 (916) 653'"35951 www.sos.ca.gov

May 5,2011

Reference 2011001236

This office received your compl~int against Bonnie JeanDaw~~~ on April 26, 201 I.

The Secretary of State's office, Notary Public Section, investigates violations of law surrounding the duties of a Notary Public and, if warranted, seeks appropriate disciplinary action. This office cannot represent you in either a civil or a criminal matter. Additionally, the administrative law proceedings initiated by this office will have no direct effect upon your rights under civil or criminal law.

If you wish to obtain information regarding filing a claim with the courts against a notary public surety bond, please contact the County Clerk's office identified in the notary seal to obtain the name of the bonding company.

If you believe that fraud or other criminal acts have been committed, such matters should be referred to the local authorities or the District Attorney's office in the county where the fraudulent acts allegedly occurred.

You will receive further correspondence pending review of your complaint or if we need further information.

_ _- .. ___ ._No.taty..Bl:lb[lc8ectton Investigative Services

Jun 23 2011 9:24PM 19093935995

"i ... cell Ph: 90)~~==~ 11 I Fax:: 909;1

Date: May 25, 2011

To: Secretary of State Notary Public Section/Investigations Division 1500 I I III Street, 2nd Floor Sacramento, CA 95814

Re: Notary Public Bonnie 1. Dawson

Reference #: ~ .....

near Investigative Services;

Thank you for your recent letter dated MayS, 2011, in which you state that you are looking into the complaint that has been filed against California Notary Bonnie 1. Dawson.

Upon further investigation, there is more evidence of possible infractions by Bonnie J. Dawson. Enclosed you will find the "Substitution nfTrustee" that Bonnie 1. Dawson notarized on January 12,2009. You will note that her "signature" on this document is nothing more than a series of circles.

You will also find enclosed a letter that was sent to Mr. on February 3, 2011, along with Bonnie J. Dawson's Bond from: Merchants Bonding Company that was obtained through the Counl)l of San Diego Clerks office, San Marcos Branch. On both the Letter to Mr. and the Bonding Company Document, Bonnie J, Dawson's signature is clearly legible, although, on the Substitution of Tro,tee, the signature is far from legible.

This would lead me to believe that it was "not" Bonnie J. Dawson that signed the Substitution of Trustee on January 12.2009.

This would also lead me to believe that someone "other" than Bonnie J. Dawson had used her Notary Stamp.

This would constitute a violation ofCaJifomia Notary Public Law 8207, "The seal shall be kept in a locked and secured area, under the direct and exclusive control of the notary. Failure to secure the seal shal! b. causefor the Secretary olStafe fo fake administrative acf/on against rhe commission held by Ihe notary public pursuant to Section 8214.1."

Upon further review, I would also like to include these possible violations of California Notary Law-

8214.1 -(k) Failure to administer the oalh or affirmation as reql<ired by paragraph (3) afsubdivision (a) of Section 8205 (0) Failure to secure the sequential journal of official acts, pursuant to Secllon 8206, 0,. th" offldal seal, pursuant to Section 8207.

8214.2 -··A notary public who knOWingly and willfully with inle,,1 to defraud performs any notarial OCf In relation to a

deed offrust on real property con$isling of a single-family residence containing not more than four dwelling unifs, with knowledge thai the deed of trust contains any false statements or islorged in whole Or in parI, is guilty 01 a lelollY. '_' ..--....."

respect to this Complaint

p. 15

Jun 23 2011 9:24PM 19093935995

Enclosures: " .•.. ' Substitution of Trustee - Dated January 12,2009 -3 pages

.~~,.-,,!

Letter to Mr. Deon Lamar Thomas - Dated - February 3, 2011 - 1 page Merchants Bonding Company Notary Bond - Dated - January 7, 20 I 0 - 2 pages

p. 16

19093935995 Jun 23 2011 9:24PM

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February 3, 2011

SENT VIA US MAIL

Mr.

Re: 8(1I.r0Wel"!!~:~~iii~:::::::::: •• T.S. No.; CA.OS. 'RM Bank LOlln No.: 00 Property: .

Dear Mr. JlJI._ , i

I am writing in response to YOU!' lettel'~atedJll,~u1lr:yUl~O)1 req4Ie$!ing the li1ieiitem entry in rny Notary Publlc 100.'rnal .evi,deneingtlte !ltgJla~ of $""aAlv<!I'cZ. ~More specifically the one pertaining to the Trustee's Deed U'PnnSalefot~tleilb'<lvl;l r\lCf¢renGe~ file. Saiddbcument was recorded as #2008· em D.ecember 10, 2008, . W r6 .... ~ D t:/7l:

Please .find enclosed.a copy dieectly outofn'1yN\l~yJovmal.datedril 3rd 2008/ where Line 4 evidences Ms. Eva Alvarez's name, signature andtbU/llppl'int. As \l WI tot e. book is quite wide I had to copy one page' on lop;pftheotbet.,TltetefQnethllleft hand side of the book is cop.ied ttl the top of the page while the l'igllt hi\.ildilwei!!oopied to to." H<lttom; please trace linc 4 from top to bottom. . .

§.y,t..~ 1 WI)/' "-!o(lo,]L -

B nnie Dawson N tary Public

E closures

p. 17

Jun 23 2011 9:25PM 19093935995 p _ 18

... DOC~/ 2009-0718137

11111111111111111111111111111111111111111111111111111111111/1//1111111 ~ (\ ~. , l?-' ( RECORDING REQUESTED BY

t:\ COUNTY CLERK WHEN ~\ RECORDED MAIL TO:

DEC 29, 2009 12:29 PM

OFFICIAL RECORDS SAN DIEGO COUNTY RECORDER'S OFFICE 11250

DAVID L, BUTLER. COUNTY RECORDER

~~r\\~~ FEES: 12,00

PAGES: 2 9yS 8;tfoS> 5tree t-dkto

6"1 Cfp'11 C!.A cru;z.D 111111101110111111111.10111111011 om 011 om 0111 0111 0111 011 DI

MERCHAN~ BONDING COMPANY 2100 FLEUR DRive - DES MOINES, IOWA 50321-1158 (515) 243-8171 • (515) 243-3854 FAX

NOTARY PUBLIC BOND

KNOW ALL PERSONS BY THESE PRESENTS: Bond No. _---,C",A"-'.;73::.::9-'.77::3......;_ Premium __ ...::::$5:.;:0::::,0",0 __ _

Thill we Bonni.lean Dawson ,as Prfnclpal, and MERCHANTS BONDING COMPANY (MUTUAL). a corporation duly licensed to do blJslnes$ In the State of California, as Surety. are held and firmly boond unlo the State of California, In the sum of Fifteen Thousand ($16,000) Dollars, lawful money of the United States of America. \0 be paid to the said State of Callfomla. or Its aSSigns, for which payment, well and truly to be made. we bind OUl'$elveS and our legal representatives, joindy and severally, firmly by these presents.

THE CONDITION OF THE ABOVE OBI.IGATION IS SUCH, That whereas, the Principal was on the -2!!!...... day of JanuorY • 20_1_0 _, duly appointed a Notary Public in the State of California fDr the term of fou r

years from the date afhlslher commission,

NOW THEREFORE, If the Principal shall well, truly and faithfully perform all Official dutl and all such additional duties as may hereafter be imposed on him/her as such offie: Califomla. then Ihe above obligation 10 be void, oth .. rwla8 to remain in full force and effe

Any prooeedlng under \hls bond may be Inalltuted In any court of m~etent JU rledlct!

Signed and dated this 14th day Of ___ .....:::D::;cC,..:;;;m"'b.:!.r __ -M~"""2rOO:!:9:.",.. ...... " .' \\0 CA' •

(EXecuted under penalty of pe~ury as provided in C.C.P. 995-630b) STATE OF California County of San Diego

• * ~tJ\ .. · •. . ¥+AI. ",Of! •. ~"PO<9.i"~'. '''l~ ~'.;"'. :;:- ~o.. 0: ~ .. \ 1933 i': .~... ",;::t. . ~. .,~,,~.

" :'>;':"""'"\"i " .... '¢r \. ' ...... -

CERTIFICATE OF ACKNOWLEDGMENT

Attorney-ln-Fael

On IVI4I2009 before me, Adam Krisl , Nowry Public personally appeared TIl ..... Mich,lI. Krisl • whO proved to me on the basis of 3atisfactory evidence to be the person whose name Is subsctlbed to the within inSlf\Jmenl and acknowledged to me that be/shit e~eeuted the same In .IIiWler aulhorized capacity, and Ihat by ~er signature on the instrument the p .... son, or tne enlily upon beha~ o'whlch the person aeted, executed the Instrument I certify under PENAL TV OF PERJURY under the laws of the Sta~ of CaUfornla that the foregoing paragraph is true and correct. WITNESS my hand and official seal.

NEO 0601 CA (10109) Adom Krist Notary Public

00 nol 5tamp 'oal below Ihi' lil1e,

Jun 23 2011 9:26PM 19093935995 p. 19

' .. MERCHANTS *' BONQJNG COMPANY

POWER OF ATTORNEY Bond #: CA 739773

~now AI Person' B~ The •• Pre .. nlt, thai the MERCHANTS BONDING COMPANY (MUTUAL), • corporaVon dUly orga.I~$d undor !he 1_ .,tho Slat. of lowe, and h""lng Ita p~ncip.il offlce In the City ., o.s MoI""s, County .f POlk. Stat. 01 Iowa, halh modo. 11251 canslltuted and appOinted, and does bV these presentll make, constitute and appoint

Theresa MI.htlle Krist

01 San Diogo' and Sta ... 01 Ci\. Ito lrue end lawfUl Anomey.fn.F ar:t, wHh lJIl power and authority tJereby conferred In Its name, plawa!1d I3tead. to .'9n, e.xecute. aClnawledge and deliver In Us behalf 88 lurety any and all bonda, unclenakJngs, reoogflilances or other written cbllOdtlona In the nature l"er~o1, .ubJect to the IImnetion thaI 8n~ such Instrument al'1811 not e:.t~d the amount 01:

ONE HUNDRED THOUSAND (S)OO,OOO.OO) DOLLARS and to bind tn. MERCHANTS BONDING COMPANY IMUTUAL) thereby as fully and to the •• me extent 8.llouoh bond or undel1aklng wa. algned by the duly authorized om"" .. 0 tho MERCHANTS BONDING COMPANY (MUTUAL), "nd oil tho ad, of said Anomey-ln.f'act. pu,"ua"t to the authonty h .... ln givan, .... h .... by r.tUled end con~nned.

This Pow.r.ol·Attomey I. made and •• ecuIed pursuanl to .nd by autl10Mty or the fottowlng Amendad Substituted and R •• tated Sy· Low. adoptOd by th. S ... rd of Otre"""" of the MeRCHANTS BONOING COMPANY (MUTUAL) on No .... mbSr t6. 2002,

ARTiCLI! II, SeCTION 8· The cn.llman .r the BoanS or Pr •• ldent or any Vice P .... ldant or S'_.'Y shall h.va power .nd a.lllority to appalnt Attomey;,.ln.Far:t. and to auth .... them to ••• o.de on _" oltno Company, and onoeh the Seal of !he Compan'l thereto. bonds Ind undertaking •• recognllance.! eontrad.J cf Inderrrllty and tJther writings Oblig.tOry In the nature ttlereof. ARTICLE II, SECTION 9· Tna IIgn.lUte 01 any authori ... d olllotr'nd 11\0 Sell of the Company may be am.elf by facslmtle 10 any Powor of Attomey <It Cer1lftcoUon thereof autllorlZlnm the .xecuNon and delivery of any bond, undertal<lng, tecoonlzanc:e, or other IUf8tyshlp obllgallona of the COMpany. and such signature ar'lcJ seal when $0 I,Jsed sh,U havQ the seme force and effect as though manualty tI~,

In Wltnoo .. Wh."of, MeRCHANTS BONDING COMPANY (MUTUAL) he ....... d , ...... p"'8enll to be signed by lis Pr •• klenlond lis corporet .... 1 to belrereto affixed. 'hie 1st dey of April 200~ •

ST~Te OF IOWA COUNTY OF POLK •••

MtRCHANTS BONDING COMPAN't' IMUTUAL)

On "'10 I $I day of April ,2009, berona rna appeared larry Tavlor. to me person.~ MOWII, Who batng by me dUl~ lwom did aay thai he I, Pte$ldonl altho MERCHANTS BONDING COMPAtlV (MVTVAL). 111. corporaOon d .... b.d In theloregolng IMSlnlme"" and tllaltho Seat affixed to tho said In01t\Jment i$ the Corporote S •• lal 11\. said Corporation and that the .ald 1nl11\lmenl WI. tioned and seared In bahalf of uk! Corpr>r.tIon by lIuthority of Ua 80ard cr DlrectOtS,

In Testimony lM'Iaraof. J have hereunto set my hand and aftl:<ed my Offld$1 Seat at the City of Oel Motl'les, 1()W'8, th'" day and year first I Dove written.

STATE OF IOWA COUNTY OF POLK IS.

I "'II ..... ""'",et. Jr" s.on:ta'Y of"'. MERCHANTS BONOtNG COMPANY (MlITIJAL). d. h"",b1 cerllf)' that the abo ...... Iof'O\1olng i~ .tru. and correct ~ of the POWf!R<OP·ATTORNEY e"'I':'Utod by NI<! MERCI1ANT5 BONDING COMPANY (MUTUAl), II/I'dCII r. IIID In lua foret ana affee1and hal .01 been IMOlIded Otrevckad,

tn _.ss 1'.11.""".1 hoY< .ei\llJnt. sOl my hond .nd .m ... the ... 1 of 111, CIlf11'llAY on thIs 14th da~o' December 2009 , .... ~~~. C·" ••

•• ~+,?". pii'~'!'''''' ''''';.'c;)'' ",..,'.~" :co/(,j :..A'~;.t.: .,...~ -0... ~._t .. : : ... ~iC.". 1.33 If:l::: .~"'. ..~ . • "'o:'I~'. ,'_L'~ • .. " ... " ..... , .. \ .... ' ..

"...... <U ." ......... ' POA Clooe (1/09)

~'4;;."''":'' tJ!f:t--..fi. _It)'

Jun 23 2011 9:26PM

Date: June 6, 20 II

To: Secretary of State

Home Ph: 909· Office Ph: 909

Notary Public Section/Investigations Division 1500 11 ~ Street, 2nd Floor Sacramento, CA 95814

Re: Notary Public Bonnie J. Dawson

Reference #: •••••

Dear Investigative Services;

19093935995

Cell Ph: 9099--!=:~ Fax: 909-d L

Upon further investigation, there has been more evidence of possible infractions by Bonnie 1. Dawson. Enclosed you will find the "Substitution of Trustee" that Bonnie J. Dawson notarized on January 12,2009. You will note that her "signature" on this document is nothing more than a series of circles.

You will also find enclosed Bonnie J. Dawson's Bond from: Surety Bonding Company of America that was obtained tram Mr. You will note that on both the I "page of the California Notary Public Bond, and tlte Notary Public Oath and Certificate of Filing (page 2), Bonnie J. Dawson's signature is clearly legible, although, on the Substitution of Trus!ee, the signature is far from legible.

This would lead me to believe that it was "not" Bonnie J. Dawson thai signed the Substitution of Trustee on .January 12,2009.

This would also lead me to believe that someone "other" than Bonnie J. Dawson had used her Notary Stamp.

This would constitute a violation of California Notary Public Law - 8207, "The seal shall be kept in a locked and secured area, under the dlrecl and exclusive control afthe notary. Failure /0 secure the seal shall be cause for the Secretary of Stare to take administrative action against the commission held by the notary public pursuant to Section 82 J 4. J. "

Again, upon further review, [ would like to review the other possible violations of California Notary Law - (this is by no means the complete list of possible violations.)

82[4.1 -(k) Failure to adminisler the oath or affirmation as required by paragraph (3) of subdivision (a) of Section 8205 (0) Failure to secure the sequemial Journal Cif official acts, pursuant 10 Seclion 8206, or the official seal, pursuant 10 Section 8207.

8214.2 -"A notary public who knowingly and willfully with Inlent to defraud performs allY /lotarial acl in ,elalion 10 a

deed qftrusl on real property consisting of a slngle-[amlly residence containing not more than/our dwelling units. willi knowledge that the deed of trust contains any false slalements or is/orged l/l whole or in part. is gUilty .

Ene losures: Substitution of Trustee Dated - January 12,2009 -3pages Surety Bonding Company of America - Dated - December 13, 2005 I page Notary Public Oath and Certifioate of Filing - Dated - December 13,2005 - 1 page

p.20

Jun 23 2011 9:26PM 19093935995 p.21

. DOC # 2006-1103615

: I [lIUlII ~lllllrJl/IIH!lI'lnlll"l !!fll flM 1IIIIIijil nfllllllill DEC 27. 2005 10:00 AM

OFFICIAL RECORDS SMI PIE 130 COUNTY RECORDER'S OFFICE GR'GOAY J. SMITH, COUNTY RECORDER FEES; 7,00

~AGES: 1

IIRtJlj'YIUnlllnmnmamllllDlllllrUWUllllmtllllftlllHI SPACE ABO,VE TH IS LINE FOR COUNTY CU!1RK'S STMI? 5IDI \.~---., 2~(l5,,-1J036:t5._ ------'

SURETY BON£»NG COM~ANY OF AMERICA C¥-JFORNIA NOTARY PUBI.JC BOND

. ...... - .. KNOW ALL MEN BY 'l'I:tESE PRI!:S.ENTS;

.. ~ ,

BONO No. 2 J125!Q62N Premium, ... $"'3"'e"'."'0"'0 ______ _

That ..... e. Bmmit J .D;waon • ne Principal, and SURElTY BONDING COMPANY OF AMERICA, a corpontion duly llc" .. ...,d to do aurety busin ••• in the State of California, as Surety, are beld and firmly bOllad lInto. the State of CaUrornia, ;n the sum of Fifteen Thousand ($15,000.00) DDIlIU'S, lawful money oi tbe Uni~ed States of America, to be paid to the Stat. of California, or ita usigns. for which payn.~nt, ..... en and truly to be made, we bind ourselves. and our legal representatives, jointly and aevefaUy, firmly by th ••• presenta.

Signed and dated this Utb da;y of !I",,,,r • 20OS, " THE CONDITION OF THE ABOVE OaLIGATION IS SUCH, Thilt wh~te .... , ~he above bciu~den Principal

ivason the'" 7th day of JanWl;(l' ,2Q06 ,duly appointed. Notary Public in tb. State of California for the'term a!,four )'ears. from tlm date of hi. commission:

NOW THEREFORE, if the said Prl;'cipal shell well, trll'lyand r8ithflllly perform all officiBl dutiea required of him by law. and all BUch additional dutlea as ·may hereafter be impo$ed on him ah affi"r by any law of the Stat~\~\j;llllil.ornia, then the above obll41ation to be void. otherwi, to romai!, in ' I force and virtue.

",.\. OINa"" i''''O~''''''''''''<~ I 1~~~~~Oq~~\~\ -,+,~~~~~~~~~~~~~

, B~i,(J fl>J (fJ;x:IIIQutodundarp.at'(~'~urPilrjury \~\ .s E "'Vl~! '*providodIn ec.p.PIU30)

'~ij\ "'" .. ,1",.'1/-'; ~ .... O","·".'''''.".'I.v"", ~It~~i",""

STATE OF ¢1\r..lFORNIA

County of Los M<;!el,a

... • O'l

On 12/13(2005 before.me, r..eo y. 11&" .. 4& _. Notary Public, personally appeared M""y l!llinbe!i;h Il:rba per8on~lIy known to me (Qll ,.a.ot1 to fIJi' eli bhe-basls ofsatlsfmitotJl hidcu ... ) to be the parson whose nama is BlJbacribed to tho within illotl'Urnent and acknowledged to m" th"t lwo'otw .I<ecutad the, ... rne in l!ii.l.her authori.ed oapll'lity. anil that by'lMl!/har signature on the instrument the person, or the entity upon bohalf of which the pereon aoted, execilted Ihe instrt1ment.

WITNESS my hand and official: SliP:!,

Signature ~,,~~ LeQ V. va ..

Jun 23 2011 9:27PM 19093935995

NOTARY PIJ8LIC OATH ANO Clltt1FICATE OF FlUNG MUST BE FILeD IN THE COUNTY CLERK'. OFFice BY 02..08.2006

I herelJy emify tl/(1I the Officiall1ontl tU1Ii oath of Dflice e!t/repersoll wlrose nallle is sllowniJelolV, was filed en tile dzlte ifldicared aM Ilu)! tire following is a copy oj said. oatil.

Slate of Calif"mla COODlyof $,AN /;)11(50

~ S@$cribed rw:I sworn /0 bela", me. and n flied In rI'f>' Office.

OR

p.22

o fried (1/ In)' Office, Ihis [PLACE OFFICIAL SEAL HeRe]

T. _ B<nnl.J.Ilo..,on . • do solemnly swear and (or affirm) fhllt ! will S/Ipport and. difend lile COlwi.tutiOrl oj tire Un/led Stales CHJ(j rhe CCJ1l$tllutioll Of rhe. Stall! oj Calijorn ia against all e!!t~mles, foreign alld domestic; thar I wllllJear true fafth flJId allegiance to Ille CorlS/lrlll/on of the United Slates and tile O:m.stlrUJion of the Slcue oj California: IMI I take this obllgation/reely, wllhoUi (In)' menta'l reservation or pllrpose oj evasion: and that I will well an4falthjUUy discharge IIIe all/les upon Ivhidll am ahoul to ellter. .----,

Self

aounit J. Da~ ____ _

3,07 Hilltop D~ No 1 Lamorl Grc,TJe 91945

PU]'3IW1U to Government Cork .~r;(IQ" 82/).', any c/!allge of {If1lI~.ss mllst /Ie 'Mt to Ihe Secrelory cr.f Slate by (enified mail. ChMIiJ" ,0 the addres. on this form wll/ NOT updote your "lfdress ,,;th the SeCfBtl/ry 0/ $J'rle.

C~mmi$slon No. 1628086 For ttnn conunenclng 01/07/2006 and e09iog 01/0612010 ill lh~ Ct.'UQCY (jf SAN DIEGO.

Sta~. of C~llfornla Cou~~ of

fOR PERSONS mlNG BY MAIL

Su/JSrrlbed lU1d SlI'I>I?t [0 (or tl/firmed) before me on 11,1.. _ day of ,20 _, by _______ _

p'''J(mr'lN'r I.::tloh'n 10 me or proyed 10 me ,11, 'hi: bnlu (Ysarf.ifaclDy)· f1ftdlru." (0 ~ Ih. personW who dPpenred belcre "' •.

(SiglWl<rl at NOIQl)' Pubiic Otl",illl.rt~rilig oaJh 0/0.61.'.) [PLACe NOTARY SElI.l. HERE}

NOn:: F()R i1'IFOIlM~TJQN ON "1'fP'£ .AMOUNT OF mE FEES FOR FlUNG AND RF...cORDlNG T'!Iii: OFJo'fClAL BONI> ANI> OAn!. CONfACTYOt!l! COli'NTI' CLEIU<.lRECORDER.

o Cb""k her. If cOUllty !rM.Sttr. l..gt>/{® trtl/lifyr can WIly b. m!rlflf!er th, 1pU/gl o(JJh !pItf 'mId 4ql:!f bee" Nfl!

SoctSl.t. rIP 16 IRe •. 1105) SUr< ~ t5D n ""0 I r.y CAl or -A M.Q If Q.;L..- PI: m629

48

APPENDIX 2

EXAMPLE OF TRUSTEE’s DEED UPON SALE (Note Signature of Notary) 1. By looking at the “face” of the document, you will note, that there are no “obvious” issues that this document has. Although, when the Notary signature is looked at closely, compared to other examples of Bonnie J. Dawson’s signature, there are some discrepancies that become obvious. The signature on this Trustee’s Deed Upon Sale, is not as crisp as the other signatures on other documents. Remember, always challenge the documents. 2. Just because the document looks fine “on its face,” does not mean that it is. Look at the signature that Bonnie Dawson sent back with the letter she returned to this person. The “letter” signature, is a lot crisper and cleaner. The signature on the Trustee’s Deed is very “round,” they do not look the same. The Notary’s signatures are supposed to be the same on every document. 3. Once you have figured out that there is an issue with the signatures, you can move onto the “Excel Workbook” that was sent, “instead” of the Notary Journal entry for this document. The very first thing you notice is, this does “not” conform to California Notary Laws, as to what a Notary Journal is supposed to contain with respect to signers identification, a place for signers thumb print and a place for the signer to “sign” the Notary Journal. 4. Look at the actual pages of the Notary Journal that was sent. This actually qualifies as a Notary Journal. By Comparing the “Excel Workbook” with the “Notary Journal,” you can figure out what the differences are. Now, you just need to find the corresponding Notary Law for the Notary’s state, that lets you report the differences as: Notary Code Violations.

Jun 25 2011 12:27AM

February 3, 2011

SENT VIA VS MAIL

·:'ts,··, ..

2141 Fifth Av&nue $an Di~go. CA92101

Telll~hone (~19)$~,7111 Fa(lsimi~(~1t).56$·3618 www:Qualityloan.com

19093935995

Borrowen~:~lj~l~ii!iiii:::::::::::::::::::~ ... T.S. No.: CA-08 ,-RJVf :::~e!;~'i~~;;#8 Is'r p [ t .1 1 "nr~F .... . .1 .!

Re:

Dear Mr. Thomas: I ' , ,

!I

I am writing in response to your lett<lr dated Janual'y 13, 201 Iteque$ting the line item entry in my Notary Public Journal evidenc.ing the signature of Eva Alv\U"ez. tMore specifically the one pertaining to the 'trustee's Deed Upon Sale for the above refe*nr;e~ file. Said document was recorded as #2008 m on Dccettlber 16, 2008. vJ r l) It '. D ff rt: Please find enclosed a copy directly out of in~ Not Journal, ted A~ri1 ~rd 2008 where Line 4 evidences Ms. Eva Alvarez's name, signature and thumbprint. ',As t ~ width of the book is quite wide J had to copy one page on top of the other. Therefore ,he left hand side of the book is copied to the top ofthe page while the right hand side is copied to the ~ottom; please trace line 4 from lop to bottom. bot 1 hOT . .., A/', F;.. A Ii c;... H 0 7";4 (IJ 11l ()" 1\ (1./

Also enclosed js~""'.Io""'7~';:':"~~or.::~~~~.

Be nnie Dawson N tary Public

E closures

L J1J.,'> ~ t 5 (l.tA.71JI'L ;.) fib:r

. \... C: I 0.[ Q -rib -::/h.e S)5 '-'''''i1/f t. (J .....

-Jh..e. '"'(r- iJ S -(.e. l j.s t> e E' d

p. 1

19093935995 p.2

Jun 25 2011 12:27AM

~oc # 2008-· Trustee's Deed Up,," Sale Page 2

16/2008 08:00A F .. :15.011l P"~. I of 3

!Ro,.o.d.d in Off !c1.al Reoords CDvnty Q' Rjversj~

Larry U. Uard Re(:or<llng requested by:

WhenG,!:5rt1elj mail '0:

~"eS&., CI.~k I. R.oord ••

I~:!III~ 111111 EMC Mortgage.CQrporation 2180 lakeVista Olive Lewisville, TX 75067

Forward tax statements to the adaressglven above

..

,I~

s R -4-\ I,

M II ~

. SPa!» .l)oVlHhi

PAG~

~ ! 465j

:

S.!.?E 01'1 Mise LONG RFO copy

426 peOR NCOR SMf NCHQ' . l!'lViid

I~: cry UNI (/L'1 I ne for !Je<:<lf'(l ... use

',\

TS # CA.()a.· •• -AM I

Order #. dh !, Loan#oo~ Trustee's Deed Upon S~fe ,

Trans/", lax: $O.~ I) I i

The undel'!!isned grantor deClares: I. •

The grantee herein IS the fotetliOsing beneft\lia!y. The amount of th' unpaid debt to~ther with <;o&ts was: $12I1'DlI'.~ The:amountpsic:l by the grantee at the trustlll'\! $ale wali: $2:34,523, The documentary !ren$fer tal( Is: ~ Said pnC>])erty 1$ In IIle City of: MORENO VALLEY. County of RIVERSIDE I

,

I ;

QUALITY LOAN SERVICECORPORAtIOr"t. as Trul$lse. fV\illllrBas sO$sign~led in the Deed of Trust hereunder more partlcularlydescribed'or IIsdu,y appoil'lt,d'Tr\,istilej doe~herel:>Y GRANT and CONVEY to ., i

LASALLE BANK N"TIOIIAL.ASS. OCIATlO.·.N' A.S l:RUSTEEI'OR C.ERTIFICAtEHOLI:l .•.. ERS OF BEAR STEARNS A$SET BACKED SECURITIES I LLC, ASSEN,ACKED CI!RTII'ICATIS, SERlCs 2OP1-HE2

(herein called Gral'llte) but without covenant or warranty. expressed or i~Plled,iall right title and interest conveyed 10 and now held by It as TrustileUnder the O~ ,\)fTrust in an(j to the propertY Situated In the counjy of Rlve~SIOE. Stale of Califomia, dtsCl'lbedliS fOllows;' i LOT. OF TRACT NO, Q",iN THe err; OF MeItENCl VAl-LEY, COt).NTY ell" RIVERSIDE. STATE OF CALIFORNIA, AS S.HOWN S. APON FILE 'NBO()K_PA(iUi!_H~OI;lGH.OF III1APS. RECORDS OF RIVERSIPEcOUNTY, CALIFORNIA.' . 'r

, .

T."h •. IS,,· CQ_I1'JI!IY'I1'!!!.~ ... '''~' :.'e •. ml·'Iij~!J~e.'lln.·!!OII' milP~I~id~l)ce ..... w~.lt~I:1~J.~II· •. t(j.rm •. s.a.nld.Plro'Vlis.io.n8 .. o, •. till~e •.. ~ .• eed •.• 9.' f.T.NIB.I.executed by" :.' . . WITH RIGHT OF iii RVlVORSHIP, as tn:i~'or, dated1~2'11200$,;al'ldrel!OrdedOl'l . , 1I1QI200711$ Instrument number 200r 2 .' :11 inBo.QXltlllt, Pag& XXlCQf tfi<:ial[Records In the DtflC~ or the Recorder C)f RIVERSIDe. California, underlhe 8~thorlly an" powers vested in lh Truslee designated In the Deed of Trust or a$ the duly appointed tru$lee, default having O<lCurred under the Deed of Tr\i$\ pursuant to the Notice of Breach and Elec:tion 10 Sell under the Peed ofTrust 'ecorded nn 6f4/20~8. instni,ment~o U . • BOQk • Page. of Official r\\Wrde. rru$tee havij19 complied with all appH~ble$t!!Mory requnm~nts Iff the State of California and performed all dLltI~ l'Il<!ulred bY jh<l Deed ot Trtj$t illclvdlng sElOding'a Not.I!:e.of Oefa~1I and Electlo/l to S~I Within

, 1

Jun 25 2011 12:27AM

TI'U$I!t~,'tI O&ed UPl111 Sale PSge2 len d8yll1li\er lIs recordillgillnd a Notice oN!llIle arJ~ast lWeI1'\\' r.fIlYS D'~.jt'lO rne pre-paid10 eaCh person entitled klnctlcs in 1lOmJ!jllllnde With Ganl\!milt'C/I()1 '

19093935995

Oate by certified mail, poslage

Qefaultoccurre<l Il~ $&tlfQrth In ~Notice ClfB(eachan(lI;lEICttpn lo:l,~JI!wI1IJllhIWllI$, recorded in the,offioe of til" Rillecrderof.~II$C.oUnty_ '

AlireqIJlramei'lts oHaw reQlI~ifl91h& malUrneofOlill?le.,of rrt!t!~IIQr 1111 J)utilittaticm of aeopy of the"Notlce of e~aoh and""'ctJont()~IlIlGt> the~~lIt{j.li~~'!l!fl~¢I.lllY', BreaCh'and Election to Sell and fh&PQStlngsnd pubtitll:lllonorCOI:lIIISQftl1&N\\I'tlIi!ll'Gf,$ale ' with_

Said property wall sold by lIlIId, Tr4stlleat pu~tlc,a!;letlOn on ',' ' place named In,tMN()tlee 01 sale, Irl\hll Cq~ntyor,~I\1E"tlII)S!CalifOmla:.illwtIlCih me, Grantee. being tI1e higlTe$tbidderat such ,sale. pe¢a/nlltl1e-purchaser to saidtflJstee the amou!"ttllel/'ig $:lrlS4,I$~;:l..sQ in IIiIWfuI~y 01 the. .. pro t!lnto, of the obllgationsthElIl $ecurlldby said Oeed oj Trull!' .

Date: 12111/2008

State ofCalifQrnla ) County of SBni)i~!l)

By.

.Of'FIOe IS ATTeMPTING TOG. ~~. I;)!i'!STANO ANY IN FClRII.1ATlfON OBTAINED WILL. aE . THAY1'!URIi'OSEi.

p.3

Jun 25 2011 12:27AM

Trilslee'sDeed UponSaole Pagel !en days after its ~n:jing and a Notice of Salil pre./>alcllo each person entitled to notice in 00111

19093935995

L'Ol'di •

N tar¥ Publlc I

i

E lc1o~ures

---+1-"'"

p.4

y ana u:u~u., u",)' Vt::ll ~v, In "It ultlCIDJ aUtaea requtt'ed

Oefault occurred as set forth in 9,Nolice of B~ en andlileiar be IM~&ed on him uell oIDeer by MY low or tile, ~ilcorijer of $a,ld COli/nly, ,the.wI to .... mal!' In, I rorce and vlrl"o,

All reqWemel1ts of law r.gardingthe maiUns of ~ of Breach and Election to, Sell or thepers()nel~EW Sell and the postirtgand publication df,coplelioftlf

Said property ~s sold by said Trustee at public " , Mer of Sale., In tl'ie C9unty of.RIVER$lp,E .. ,Californla,m highest bidder at such sale, became the,purcttl!set amou~ being U3<4,5Z:i.iG In lawful M\lflay of tire obligaijons then secured by said O(leclof Trust,

Date: 1211112008

S tate of Catifam la } County of San Diejl!')

By:

'. o.Wtl\:!h ' ry evltfel1 geato m

~'.I"'slherltl'ielr ad, ex~ute

OIarY ",WI , be tlte,p that hEil$1 nature{ll the lnstrul

, •• 10"' No. 1628086

'I (

o-CfOt:1t:Ee. ~. A DEST AND ANYfN~ORMAtdON OBTAINED WILL BE FOR THAT pu~pose,: 1

1) tl {}In ~ of Tho. ~ 1'cjf\c<-~t~J '0 A J111! (; 3 h r /"cH;,/<. i.1l f "1h .e. Q n Q. e> 11 ~ Q. l" It ~, ~. . If t h iA.- ~ J t 1\ S 1. & '>I Q I' Y D DC, (;I h Rf11 .....

.]

19093935995 p.5 Jun 25 2011 12:28AM

.')--';'.'

CA.{l8-146287-NF fR CA-08-186135-EO ER CA-08-1825S9-W ER CA-OS-17567!HD £R

CA-08-1763.49-Bl ER

CA-0ll-132177-NF ER

CA-OlH84641 cEO £R

CA_08-1.5!l666-J8 TC

'(_1·'[ _.':~;' WA-08~172719-CM MS

ID-08-221796-TO TO CA-07-103234-CH CM

Al-08-189941-CH CM

WA.{l8c209~8-SH HG

WA-08c~488-SH HG AZ-08-1&I>OO3-JB Bl CA-08-112909-ED ER

WA-07-1l81j39-CM so Al-0S-l90991-JB Bl NV-08-138L4}-Dl TC

AZ..Q8c204286cTC JM

AZ-08-2HSl8-Bl JM

AZ-08-1ti4527-SH _.lM l\Z-07-119116-SH JM

CA.(l8-1-71-54i!-RM- .. .8M--

CA-08-173739-RM BM

CA-08-186815-RM BM

CA-08-186820-RM BM

CA·08-190341-RM BM

CA-08-161524-SH MS

AZ-08-194B9-TC fA AZ-08-187759-'CH EA

NV-08-180211-TD EA

CA-oS-164935-SH Cl

TDUS

mus TDUS TDUS TDUS

TDUS

APPOINTMENT Of SUCCESSOR TR Notice of reciSStOfl. of trustee sale

TDUS NOTJCf OF TRUSTEE SALE

NOTJCf Of TRUSTEE SALE

Notice of recissionoftrustt:e sale rous Jl)US

TOU5

TOllS can.eel/at:ion of trustee sate Cancellation. of trustee sale

. CanC€llation.of.truSt~ Cancellation of trustee sale

fDUS '. --- ~.-

TaUS rous TOUS TOUS ASSIGNMENT Of DEED OF TRUST

TDUS TDUS

TOUS rous

12/11/2008 Bonnie 1. Dawson

12/11/200S Bonnie J. Dawson

12/11/200S Bonnie J. Dawson


12/11/2008 Bonnie J. Dawson

12/11/200S BonnieJ. Dawson


lZ/ll/Z001S Bonnie J. Dawson

12/11/2008 Bonnie J. Dawson

CA

CA

CA CA CA CA

CA

12/11/2008 Ro.nnie J. Dawson cA 12/11/2008 Bonnie J. Dawson CA

12/11/:0008 BonnieJ, DawSon CA

12/11/2008 llOnnie 1. Dawson CA

12/11/2008 BonnieJ_ Dawson CA

12/11/2008 Bonnie-J. Dawson CA

12/11/2008 BonnieJ. DawsOn cA 12/11/io08 Bonnie"':. DawsonCA

12/11/2008 Banrtiel.Dawson eA 11/11/200& BonnieJ. Dawson CA

12/11/2008 BonFlie J. Dawson CA.

. --~2/11i2w8 BOnnieTDawsOn CA

12/11/2008 Bonnie 1. Dawson CA ····,,···_·tl!rt,nooIt"Bl1lrilileJ:-oaWSljfl- -U!; ..•.• -~ .• _--_._- .

12/11/2008 BonnieJ. Dawson CA

12/11/2008 Bonnie J. Dawson CA



12/11/2008 Bonnie J. Dawson CA 12/11/2008 Bonnie J. Dawson CA 12/11/2008 Bonnie 1. Dawson CA 12/11/2008 Bonnie 1. Dawson CA 12/11/2008 Bonnie J. Dawson CA

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en

55

APPENDIX 3

WHEN THE NOTARY DOES NOT ANSWER YOUR “PUBLIC INFORMATION REQUEST”

1. What you will find in this section are letters that were sent to the Notary, and the Notary chose not to answer the Public Information Request. In the event you are unable to find just how much time you are supposed to give the Notary to answer your request, you can give them 30 calendar days from the date of receipt of your certified letter. 2. Once you have sent off your Notary Complaint to the Notary’s Secretary of State, or Governing body, be sure to follow up and verify that they received the Complaint. Once the Secretary of State receives the Complaint, they are going to try to get in touch with the Notary.. 2 or 3 times. Do not get impatient at this time. Fax the Notary Complaint over to the Servicer/Bank/Trustee to notify them that there may be some irregularities with respect to the Notarized documents that were used in the foreclosure of your home. 3. Now, this option is not the most ideal way to get the Notary’s commission revoked. The reason being that, it will not be the “document” that you are needing questioned that will probably be revoked. The Secretary of State, or Governing body may just revoke the Notary’s commission, from that day forward. This only has the effect that the Notary is not supposed to Notarize anything from that day forward. 4. The objective was to get the Notary’s commission revoked, now that this has happened, you should find a competent Attorney that may be able to get the Judge to buy into the fact that the reason the Notary would not answer either you or the Secretary of State, is that they knew there was an issue with this document. Use what you get back, with all the ability you can find.

Jun 23 2011 1:43AM

Submit this form No fee

STATE OF OREGON Corporation Division - Notary

255 Capitol Street NE, Suite 151 Salem, OR 97310-1327

503-986-2593 FAX 503-986-2300

19093935995 p. 1

F ilin InOregon. comlnota~. ~_....L ___ ~Th~i."..SlSlila'."c!!.. r:FO!!,:,....,O!!!ffi!!!;lcc!,e,O!U!!se!,!O",n:>!]1 L __

NOTARY PUBLIC COMPLAINT PLEASE TYPE OR PRINT LEGIBLY IN BLACK INK. READ INSTRUCTIONS BEFORE FILLING OUT FORM.

All complaints filed in the office of the Secretary of State relating to notaries public are public record. This office may provide copies of your complaint and any other documentation provided us to the person against whom the complaint has been made or to any other person requesting copies. If you have any questions or concerns about this process, please contact our office.

Address: PO Box or Street Addre ••

CIIy, State, Zip

Phone: Business Number & ExtensIon (Include area code) HOI'rle Number (include area Code)

2. Complaint against: Chad Traver - Commission #: 407238

Addre •• and/or loc.tlon.t Which notarization took ",ace, Be as specific a. possible: I.e .. Bank, North Central, Brano~, 1212 Bank PI., Portland, Oregon,

---------------------.. --.. -,---~----

3 Document(s) notarized: Docunnent(s) upon which complaint Is based must be attached. Original i~ preferable,

,~Clrporate,b.~signm~llt of MortgagelDeed Qf Trust .. ~ ___ _

4. Name, address & telephone number of witness(es) present:

5. Note: Complaints of alleged forgery should always be directed to local law enforcement agencies first.

o I have 0 I have not filed this complaint w~h a law enforcement or consumer protection agency.

Name and address of agency

Agency Name

-----------------------_ .... _--_._---PO 80)( or Street Address

City, Slate, Zip

5071R.v 10102) Notal}' Public Complainl. page I

Jun 23 2011 1:43AM 19093935995

6. This Complaint 0 does IZJ does not involve a civil action (lawsuit) filed or pending in any court.

Name and address of court in which filed:

Name

PO Box or Str •• t Address, City, State, Zip

Type of action: Case No.:

7. Briefiy state facts involved:

p.2

In Feb. 2009, Chad Traver Notarized an Assignment ofMortgagelDeed of Trust for Melissa Tomlin who

supposedly worked for Mortgage Electronic Registration System at the time. In February of 2011, I sent a letter

to.Chad Traver asking for~nformation regarding this transaction, The letter was returned, with no forwarding

address. In contacting the Secretary of State for Oregon, I was given the phone number: 503-686-7738, as a

contact number, When I called, Chad Traver picked up the phone. I identified myself, and b..egan to ask about the

Assignment he had signed back in 2009. He ~ecame n,:rvous, and evasive about answering. my simple questions.

He then placed me on hold, upon returning he said that his boss was trying to get a hold of the "Consumer Affairs

D-:pt:". He then told me that the_S,,(jusumer Affairs Dept. would b~. contacting me about this matter. [had called

Chad to reqnest the page from his Notary Journal that I am allowed to view based on ORS 192,420, since he is

required to maintain a Notary Journal, according to ORS 194.152, Chad told me that the address was correct,

although, he would not tell me what C?.".1pany or Department he worked at or ill, so that the letter could be

directed to him. Since my home is in forecIos':lr.~, this document is one ofthe t?undations to the foreclosure.

Could you please compel Oregon Notary Chad Traver to comply with the laws of the State of Oregon.

Please find a more detailed letter attached

8. I certify under penalty of perjury that the foregoing Is true and correct. Signed this ___ -:::;2:;.5th;.;:-___ day of

March _ =:::.:..._ ' in the city of _____ ....:cR:;::i:::al:.:::to=-____ _ State of __ ..:C;::a:;l;;it:;om:;;::.ia=-__ (City)

<'9 i't,hov C •• h.. 06~ will rd~","rtt Mall to: Corporation Divis;on, Notary PubliC Section, Public Service Building, 255 Capitol SI. NE, Suite 151. Salem, OR 97310·1327

507 (Rev. 10/02) Notary public Complaint, page 2

Jun 23 2011 1:43AM

Oregon Notary Public Compl.

g

Oregon Secretary Of State Kate Brown Notary Division Notary Public Complaint Specialist 255 Capital SI. NE Suite 151 Salem, OR 97310-1327

RE: Notary Public Complaint

Dear Notary Specialist,

19093935995

Certified Mail 7009 3410 0002 435. ]4 '-./'

March 25, 20 II

Oregon A ttorney General John Kroger Oregon Department of Justice Criminal Investigation Division 1162 Court Street NE Salem, OR 97301-4096

p.3

Pursuant to Oregon Notary Law ORS 192.420 and others, I am formally requesting the Secretary of State of the State of Oregon and the Attorney General of the State of Oregon investigate the possible notary violations and possible criminal actions of Oregon Notary Public Chad D. Traver, Commission No. 407238.

I believe that the attached documents are false andlor forged and have been unlawfully filed into a public office in the State of California in violation ofCaJifornia Penal Code 115 & 115.5, CA Civil Code 3294, CA B lIsi ness &. Professions Code I 7200 and others.

I also believe Oregon Notary Public Chad D. Traver is in fact a "robo-signer" assistinS banks in committing felonious acts of filing false andlor forged documents i.nlo a public office in California in violation of California Penal Code 115 & 115.5, California Civil Code 3294, California Business & Professions Code 17200, and others.

I also believe Oregon Notary Public Chad D. Traver has committed Notary Fraud and othel' feloniolls act.1 against myself: the State of California, The Calmly or San Bernardino and possibly others; and is attempting to conceal nis criminal acts by withholding his record book, which would prove conclusively that Oregoll Notary Public Chad D. Traver has violated his oath of office, and is assisting the banks as a "robo-signer."

1 therefore request YOLir office to investigate the actions of Oregon Notary Public Chad D. Traver and determine a finding of fact and conclusion of law concerning the aforementioned facts. Accordingly, if your office agrees that Oregon Notary Public Chad D. Traver has violated any of the Notary laws of Oregon, Or others, I request the appropriate actions be taken against Oregon Notary Public Chad D. Traver and that I be informed of all actions pursuant to California Constitution Article I. Section 28 b_ (CA Victims Bill of Rights)

I am formally notifYing your office of Oregon Notary Public Chad D. Traver possible felonious acts in accordance with Title 18 USC § 4 Misprision of Felony.

Please order Oregon Notary Public Chad D. Traver respond to this request pursuant to ORS 192.420 and others.

Please order Oregon Notary Public Chad D. Traver produce a copy of his journal, that he must maintain according to ORS 194.152.

In clOSing, I would like this office to consider the fact that Oregon Notary Public Chad D. Traver possible criminal acts are being committed using a government issued authority; and under color of state law to deprive me of my constitutionally protected civil rights: and are the sale cause and relevant factors that have allowed a bank to commence an unlawful foreclosure on my real property.

Sincerely,

Res:erv,ed, CA Com. Code 1308

Jun 23 2011 1:43AM 19093935995 p.4

-- _. ~w.w L.ua"n H~ LH~~RJET FAX p .. ge I

'. R ... ,ded I. 01110111 R •• ord •• co •• tv .,11 ......... , .. LARRY WALKER Alldll4lrfControRer - Rnord .. INS11lUMIiNT PREPARED BY AND

WHEN RECORDED MAIL. TO: Wilghire Ctodil Corporation P.O. BOK 8S 17

8&2 Cal HIIII Misc. (Rvrtlde)

Portllllld. OR 97'207 • Tftl .. : 1

L08ll:-.. Min iI: 'Y~iiiil ••• APN I TII/x 10:

\I F' ••• TII._ Ott .. r Mfa

orate Assl ment 01 Mort a elDeed of Trust CElveo. tho w>dcni81lod b_by granll,ISSi.81l1 and transfers to

V.S. Bank NatIonal ASloclJltlon, 8' TI'II,tee for III. Speclqlty Underwrltlne and R",ldential Flnnee Tru.t MDrtpp LOin Alltl·Backed Ce,lIftcatet Serf" Mil-AD:!:

with,_n addte!ll of60 U"llia_t,m Ave.lle, Corponte T, ... ,. SI. hal, MN !S10'

All bon,nQi~linlcros! under Ihlt certaIn MortgagoiDIIOCI of Trus! d.Uld03/Z4Il006 ano eltoClilcd by~ •• "" I 1to.londe, boina WlLMlINOTON PINANCE,INC., in the original aml>unt ofS323,OOO.OO and the Trustee beinll

R.c"rde~ on 03l3Oll001S In book J(. at pale -L Q,lnsbumOllt No. 2000 IE a 2 ofOfHcial R.ecord. in tho County Iteeorcler's ottlcc ofSAN"'iJiRNARDINO, Stal~ of Clllirornl ••

Properl)' MdreJl: •••••••• l1li •••• l1li--Thgelher with the note Dr not •• therein dlJscribDd I'Ir roforrld tn, the rnoo.~ due and to bccomcdrac tt\el'Co!>n with inltrell,lnd all rl,hlliccruod or to IICCnlC uncler!hlt M4Inll8"'Oeed .rT",~

~tIt ddt: t{~(~

... e: Mellua Tomlin TltIe: A"';IIIII>I Soc:ll>IIIry

211812009 ':00 AM fV

Pa.o., 18.0'" 0,0e III.!!!

• i'.le

3

p.5 Jun 23 2011 1:44AM

19093935995

t· , '"

page 2

STATEOF OR COUNTY OF W •• bldlton

On V91%009 before me. Chad D T\"aver, NOII'Y Public, Pol'$()nlll), appeoonod MoU ... Tomlin, who I. the ""lIt.1lI Secretary of "MIERS" II MQrtealt Electronic Rqlstration Syltem., I ... , .. I Nomllee for WJLMIINGTON FINANCE, INC, .. Penonally mawr. to me or provad to me 011 tho bads of slti.t'aCloryevidence to be the PCl'$on(s} wh_lUIIlle{s) islant $ubaoribed l1Ii the within inslrull1ent QIId ukno-wl,dged 10 m& that ho/aIWlhll)l e~e~uled the ume in hlslher!their .uthori ....... "",,1011)1(1.,), l1li4 that by h islher/their sls"aIllR(B) on the "utrum .. n! the pmon(I), or the ,nthy upon behalf of'llbleh ilia persan(s) ae1eci, executed tho Insttument. WITNESS my hand and official soal.

I certUY under PENALTY 011' Pl!:BJl1RY .n"or lJoe I' ... o'tho Slate or Cauto, .. '. Ib.t the '''reaolhS p .... ' ... ph I, true •• d correct.

W1TN13SS my hand and official soal,

a7?~---Chad 0 Traver, N<ltary Public

Jun 23 2011 1:44AM

Submit this form No faa

STATE OF OREGON Corporation Division - Notary

255 Capitol Street NE, SUite 151 Salem, OR 97310·1327

503·986-2593 FAX 503·986-2300

FlllnglnOre on. com/nota

19093935995

This ace For Office Use Only

NOTARY PUBLIC COMPLAINT PLEASE TYPE OR PRINT LEGIBLY IN BLACK INK. READ INSTRUCTIONS BEFORE FILLING OUT FORM.

p.6

All complaints filed In the office of the Secretary of State relating to notaries public are publ ie record. This office may provide copies of your complaint and any other documentation provided us to the person against whom the complaint has been made orto any othar person requesting copies. If you have any questions or concems about this process, please contact our office.

1 . Complainant:

Address: PO 80x or Street Ad~re.s

CII)', State, Zip

Phone: Business Number & Extension (Include area code) Home Number (InOlude .rea code)

2. Complainl against Lynn Noranne Evans· Commission #: A413434

Add,ess andlor location at which nota,lzatlon too< place. Be as specific.a pOSSible: I.e., Bank, North Central. Branch, 1212 Bank PI., Po~land. Oregon.

Unknown

3. Document(s) notarized: Document(s) upon which complaint Is based must be attached. Original Is preferable.


4. Name, address & telephone number of witness(es) present:

None Known

5. Nole: Complaints of alleged forgery should always be directed to local law enforcement agencies first. o I have 0 I have not filed this complaint with II law enforcement or consumer protection agency.

Name and address of agency

Ageocy Name

PO 80)( or Street Address

City. Stale. Zip

507 (Rev. 10102) Notary Public Complalnl, page I

Jun 23 2011 1:44AM 19093935995

6. This Complaint 0 does (l] does not involve a civil action (lawsuit) filed or pending in any court.

Name and address of court In which filed:

Name

PO Bo. or Str •• t Addres •• City, State, Zip

Type of ectlon:

7. Briefly state facts involved:

Case No.:

p.?

In attempting to conta~t Lynn Noranne Evans through USPS Mail at the address listed with the Oregon Notary

Department, Lynn Noranne Evans did not answer the enclosed letter regarding the public request for information

with respect to this document. With the exposure of "Robo-signers" within the Real Estate industry these days, it

has come to my attention that Lynn Noranne Evans may be a "Robo-signer" that is working in the real estate

industry. Wit~ the inability to read Adam Cook's signature, it leaves room for doubt that this document was

actually sign~d by the party claiming to be the "Assistant Vice-President" of US Bank National Association for

Specialty Undelv/riting & Residential Finance Trust Mortgage Loan Asset-Backed Certificates Series 2006-AB2.

There is also "No Power of Attorney" attached as Adam States he}s an "Attorney [nFact." There is also a

discrepancy as to when this document was actually signed. Adam Cook attest~ to signing this document on May

1,2009,(51112009) although Lynn Noranne Evarts attests to signing this document on May 11,2009, a full 10

days "After" Adam signed it. A~<:()rding to Oregon Notary Law~, .. the sign"r must be in front of the Notary to

verify who the signer is. "Before" Notarizing the document. The evidence clearly shows that Adam Co()k was not

in front of Lynn Norann" Evans when this d?curnent was signed. I am requesting that t~e State of Oregon look

into Notary actions as per ORS 192.440. I believe that Lynn Noranne Evans may be using her Public Notary

Commission to assist in the theft of my home through the filing offalse andlor forged documents into the San

Bernardino County Recorders office in direct violation of California Penal Code 115 & 115.5.

Lynn Noranne Evans is required to maintain a Notary Journal according to ORS 194.152, and I requesting a copy

of this documented transaction which will be in the Notary Journal with respect to this document, along with any

other information regarding this document that she may provide.

8. I certify under penalty of perjury that the foregoing Is true and correct. Signed this ___ ..:;2;..;7..:;th;::...... ___ day of

State of __ ..:C:,:a""li""fo.:,.m.;.=ia:.:..-_ (State)

__ ~=~:::;::=-': __ 7,20;.1;,-1 ,in the city of ____ -!R.:::i:.::al~to:...... ___ _ (City)

Mall to! Corporation Division, Notary Public Section, Public Service Building, 255 Capitol SI. NE, Suite 151, Salem, OR 97310-1327

507 (Rev. 10102) Notal)' Public Complaint, page 2

19093935995 Jun 23 2011 1:44AM

February II, 20 II

To: Lynn Noranne Evans

Notary Commission # A413434

From:~==::::::::~~ ..

Re'. Inquiry into Notarization Act on "Substitution of Trustee", dated: May 11, 2009

Good Morning Lynn,

Attached you will find a "Substitution of Trustee" that you Notarized on May 11,2009 for Adam Cook,(it appears to be), as the Attorney in Fact, for Wish ire Credit Corporation,

According to the Oregon Revised Statutes. ORS 192.440(2), I am allowed to inquire into this public act, and request a copy of the Notary Journal page you are required to maintain under Oregon Revised Statute 194.152, along with any other related information you may possess.

Please provide any and all documentation requested. along with an explanation of any other documentation that you may provide.

Could you please expedite this information, in that it is need by February 28. 20 II.

In the event you have any questions, please feel free to contact me at the above address, or you can call me at: Office: 909- 3 I '7 Cell: 909-__ _

I look forward to receiving you information.

Enclosures: Substitution of Trustee Self Address Return Envelope

p.8

Jun 23 2011 1:45AM 19093935995

u.u e. ~u.u '~:~~HM HP LASERJET FA~

• . 1!III:tr000lCiny ~1Id I. OIIIelol RI"";;;':~~.Unl)l.' Son .... """' •

LARRY WALKER Audllllr/ConlrDller. Recorder

pacr;" 1

1II111lCIIII 01:44AM

AC

R.cordlM\l ""1u .. 10<1 by: 88.3 LPS Defaull Tltl. & Closing

L5\ Wh~n rlltorded 1\1.1/ to:

Doc t: 2009-D2 Tiles: 1

1111 ~II 1111111111 - Pages: 3 18,00

Quallt)l'Loan service Corp. 2141 5tI\ " ... nulil SElIn O"egD, CA 92101 619-646-7711

fS # C"..Q1~9,,_eD

PI'JD

Order f# O~.CA·GTI Loan,; __


WHEREAS, , AN UNMARRIED MAN was the original Trustor, UNITED TITLE COMPANY was the original Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC •• AS NOMINEE FOR WILMINGTON FINANCe, INC., A CORPORATION was !!wI original eeneflalary under !hal certain 0.00 of Trust dated 3/24/2006 and fecordlld On 313012006 as InliltNlT1enl No. 2006.0 In book xxx, PElQe xxx of Official Records of SAN BERNARDINO County, CA; and

WHEREAS, Ihe undersigned I. the prelllnt BenefiCiary under !laid Deed of Trusl, and

WHEREAS, the undersigned desires to sl.lbs!ltute a new Trustee under said Oeed of Trust in plac:e IiInd stead of said original Trustee, or SUe<:ellSOr Tn.tliltee, thereunder, In the manner provided ror In said Deed of Trust,

NOW, THEREFORE, liwIl.lnclerslgned hereby substitutes QUALITY LOAN SERVICE CORPORATION ,as Trustee under said Ceed of Trust.

Whenllv&r the conte)(.\: hereof $0 requires, the masculine gender includes the feminine andlor neuter, and the mngular number Includet!l the plural.

Page 1

.0 •

. 00

p.9

Jun 23 2011 1:45AM 19093935995

u.~ C~ CUIU Ic:~~HM HP LASERJET FA~ pac::e 2

~ I . '.

Sublllitulloll 01 Trustee - CA TS 1/ CA·09 ED Page 2

Dated: 5/1121)09

Stata of o~egDn

U.S. Bank National ASSOCiation. as Trustee for Iha Specialty Underwtiting and Residential Finance Trust Mortgage Loan Asset-Backed ClrtiflclteI1.Sarlell.2006-AB2Wr1lfl'. 'Cr4tdrt (;;orpoiOfloil,

afltIm." In lad.

By; ---!~=-r.-l...."1I'.rJ...."""'===:"-"---

jw..,,,t-J.. 'v/-<A. f"d.tu.J-

County of Wa;n,ngton

~ h. L L't 1'\1'\ ~vt>J(I"<. E..~S On S"t?<tD , Petti before me, ~ ~:: TNSF''''''' a notary public, personally appaarall . ~ emt.., M u__ who prove<l to me on the baslsl)f 6atlsfaetol')' evidence to be the person(s) whcme nama(lI) i1ilflilre lubsorlbed to the within instrument and aoknowladge(l to me that hel'he/they .)(~uted the 8.me In hiS/herlthelr authotized OiIJ)acJl:I(les). Bnd thai by hllll1ttrlthelr slgnature(l) on the Instrument the person(s), or tl'll!! entity upon behalf of whleh the. PM'80h(S} aOled, ellf;louted the Ine\rlJment.

I cerllfy under PENAL TV OF PERJURY under the haws of the Stale of Orwff ,) that the foregoing paragraptl Is tru. and oorrem.

WITNESS my hand and official saal.

Slgna,~4.~

p. 10

Jun 23 2011 1:45AM 19093935995

• •

... '- ..... ,.11". nr- L..Nbt:.t<..JI:.T FR)( pa;" 3

Affidavit of Mailing for Substitution of Trustee By Code

TS No.: CCA~-o:&-~7 I' =I~~E.:D~IB Truetor:_ ,AN UNMARRIED MAN

I, Cynthia Tran, declare: That , am an employee of QUlllty Loan Service Corp., an agent lor beneficiary, who.e buslne .. addre •• 18.;

2141 5th Avenue Sen Diego, CA 92101

lam over the age of eighteen yeara and In accordance with California Civil Code Section 2934, I causaa II ooPY of the attached Substitution of TrUltee to be mailed. in the manner provided In Section 2924(b) of the CMI Code of the State of California, to the trUlotee of record under Ihe Deed of Truat described In seld Sublltlt1Jtlon and to all paraons to whom a copy 01 the Notice 01 DetauM would be required to be maUed by the provlslonlll of saki section.

I certify (or deelare) under penalty of perjury under the laWl of the State of California that the foregoing is tr~ and COl'T'8ct. Executed at Sen DIego, CA on 511312009.

p. 11

67

APPENDIX 4

Judicial & Non-Judicial States and Journal Requi

State

rements

Judicial Non-Judicial

Journal Required State Judicial

Non-Judicial

Journal Required

Alabama x x x Montana x x Alaska x x Nebraska x Arizona x x x Nevada x x x

Arkansas x x New Hampshire x

California x x x New Jersey x Colorado x x x New Mexico x Connecticut x New York x Delaware x North Carolina x x District of Columbia x x North Dakota x Florida x Ohio x x Georgia x x Oklahoma x x Hawaii x x x Oregon x x x Idaho x x Pennsylvania x x Illinois x Rhode Island x x Indiana x South Carolina x Iowa x x South Dakota x x Kansas x Tennessee x x Kentucky x Texas x x x

Louisiana x Utah Court Decides

Maine x Vermont x Maryland x x Virginia x x Mass x x Washington x x Michigan x West Virginia x Minnesota x x Wisconsin x x Mississippi x x x Wyoming x x Missouri x x x

68

APPENDIX 5

Notary Laws for Each State Copy and Paste the web links

Alabama http://www.nationalnotary.org/userimages/alabama.pdf Alaska http://www.nationalnotary.org/userimages/alaska.pdf Arizona http://www.nationalnotary.org/userimages/arizona.pdf Arkansas http://www.nationalnotary.org/userimages/arkansas.pdf California http://www.nationalnotary.org/userimages/california.pdf Colorado http://www.nationalnotary.org/userimages/colorado.pdf Connecticut http://www.nationalnotary.org/userimages/connecticut.pdf Delaware http://www.nationalnotary.org/userimages/delaware.pdf Florida http://www.nationalnotary.org/userimages/florida.pdf Georgia http://www.nationalnotary.org/userimages/georgia.pdf Hawaii http://www.nationalnotary.org/userimages/hawaii.pdf Idaho http://www.nationalnotary.org/userimages/idaho.pdf Illinois http://www.nationalnotary.org/userimages/illinois.pdf Indiana http://www.nationalnotary.org/userimages/indiana.pdf Iowa http://www.nationalnotary.org/userimages/iowa.pdf

http://www.nationalnotary.org/userimages/alabama.pdf�

http://www.nationalnotary.org/userimages/alaska.pdf�

http://www.nationalnotary.org/userimages/arizona.pdf�

http://www.nationalnotary.org/userimages/arkansas.pdf�

http://www.nationalnotary.org/userimages/california.pdf�

http://www.nationalnotary.org/userimages/colorado.pdf�

http://www.nationalnotary.org/userimages/connecticut.pdf�

http://www.nationalnotary.org/userimages/delaware.pdf�

http://www.nationalnotary.org/userimages/florida.pdf�

http://www.nationalnotary.org/userimages/georgia.pdf�

http://www.nationalnotary.org/userimages/hawaii.pdf�

http://www.nationalnotary.org/userimages/idaho.pdf�

http://www.nationalnotary.org/userimages/illinois.pdf�

http://www.nationalnotary.org/userimages/indiana.pdf�

http://www.nationalnotary.org/userimages/iowa.pdf�

69

Kansas http://www.nationalnotary.org/userimages/kansas.pdf Kentucky http://www.nationalnotary.org/userimages/kentucky.pdf Louisiana http://www.nationalnotary.org/userimages/louisiana.pdf Maine http://www.nationalnotary.org/userimages/maine.pdf Maryland http://www.nationalnotary.org/userimages/maryland.pdf Massachusetts http://www.nationalnotary.org/userimages/massachusetts.pdf Michigan http://www.nationalnotary.org/userimages/michigan.pdf Minnesota http://www.nationalnotary.org/userimages/minnesota.pdf Mississippi http://www.nationalnotary.org/userimages/mississippi.pdf Missouri http://www.nationalnotary.org/userimages/missouri.pdf Montana http://www.nationalnotary.org/userimages/montana.pdf Nebraska http://www.nationalnotary.org/userimages/nebraska.pdf Nevada http://www.nationalnotary.org/userimages/nevada.pdf New Hampshire http://www.nationalnotary.org/userimages/newhampshire.pdf New Jersey http://www.nationalnotary.org/userimages/newjersey.pdf New Mexico http://www.nationalnotary.org/userimages/newmexico.pdf New York http://www.nationalnotary.org/userimages/newyork.pdf

http://www.nationalnotary.org/userimages/kansas.pdf�

http://www.nationalnotary.org/userimages/kentucky.pdf�

http://www.nationalnotary.org/userimages/louisiana.pdf�

http://www.nationalnotary.org/userimages/maine.pdf�

http://www.nationalnotary.org/userimages/maryland.pdf�

http://www.nationalnotary.org/userimages/massachusetts.pdf�

http://www.nationalnotary.org/userimages/michigan.pdf�

http://www.nationalnotary.org/userimages/minnesota.pdf�

http://www.nationalnotary.org/userimages/mississippi.pdf�

http://www.nationalnotary.org/userimages/missouri.pdf�

http://www.nationalnotary.org/userimages/montana.pdf�

http://www.nationalnotary.org/userimages/nebraska.pdf�

http://www.nationalnotary.org/userimages/nevada.pdf�

http://www.nationalnotary.org/userimages/newhampshire.pdf�

http://www.nationalnotary.org/userimages/newjersey.pdf�

http://www.nationalnotary.org/userimages/newmexico.pdf�

http://www.nationalnotary.org/userimages/newyork.pdf�

70

North Carolina http://www.nationalnotary.org/userimages/northcarolina.pdf North Dakota http://www.nationalnotary.org/userimages/northdakota.pdf Ohio http://www.nationalnotary.org/userimages/ohio.pdf Oklahoma http://www.nationalnotary.org/userimages/oklahoma.pdf Oregon http://www.nationalnotary.org/userimages/oregon.pdf Pennsylvania http://www.nationalnotary.org/userimages/pennsylvania.pdf Rhode Island http://www.nationalnotary.org/userimages/rhodeisland.pdf South Carolina http://www.nationalnotary.org/userimages/southcarolina.pdf South Dakota http://www.nationalnotary.org/userimages/southdakota.pdf Tennessee http://www.nationalnotary.org/userimages/tennessee.pdf Texas http://www.nationalnotary.org/userimages/texas.pdf Utah http://www.nationalnotary.org/userimages/utah.pdf Vermont http://www.nationalnotary.org/userimages/vermont.pdf Virginia http://www.nationalnotary.org/userimages/virginia.pdf Washington http://www.nationalnotary.org/userimages/washington.pdf West Virginia http://www.nationalnotary.org/userimages/westvirginia.pdf Wisconsin http://www.nationalnotary.org/userimages/wisconsin.pdf Wyoming http://www.nationalnotary.org/userimages/wyoming.pdf

http://www.nationalnotary.org/userimages/northcarolina.pdf�

http://www.nationalnotary.org/userimages/northdakota.pdf�

http://www.nationalnotary.org/userimages/ohio.pdf�

http://www.nationalnotary.org/userimages/oklahoma.pdf�

http://www.nationalnotary.org/userimages/oregon.pdf�

http://www.nationalnotary.org/userimages/pennsylvania.pdf�

http://www.nationalnotary.org/userimages/rhodeisland.pdf�

http://www.nationalnotary.org/userimages/southcarolina.pdf�

http://www.nationalnotary.org/userimages/southdakota.pdf�

http://www.nationalnotary.org/userimages/tennessee.pdf�

http://www.nationalnotary.org/userimages/texas.pdf�

http://www.nationalnotary.org/userimages/utah.pdf�

http://www.nationalnotary.org/userimages/vermont.pdf�

http://www.nationalnotary.org/userimages/virginia.pdf�

http://www.nationalnotary.org/userimages/washington.pdf�

http://www.nationalnotary.org/userimages/westvirginia.pdf�

http://www.nationalnotary.org/userimages/wisconsin.pdf�

http://www.nationalnotary.org/userimages/wyoming.pdf�

71

APPENDIX 6

Secretary of State Information Alabama DOCUMENTS MUST BE COUNTY AUTHENTICATED BEFORE GOING TO THE SECRETARY OF STATE Here is the contact info for the County Clerks in Alabama (look under Probate office). Secretary of State, State Capitol 600 Dexter Ave., Rm. S 105 Montgomery, AL 36104. Mail to :P.O. Box 5616 Montgomery, Alabama 36103-5616. Telephone:334-242-7200 OR 334-242 7200 Fax: 334-242-4993 Alabama Secretary of State - http://www.sos.state.al.us Alaska Secretary of State 550 W 7th Ave , Suite 1700 Anchorage , AK 99501 Telephone: (907)269-7460 OR (907) 269-7460 State of Alaska Lieutenant Governor: http://ltgov.state.ak.us/ Arizona Arizona Secretary of State, Attn: Notary Department 1700 W. Washington, 7th Floor Phoenix, AZ 85007-2888. Telephone: 602-542-4285 OR 602-542-4285 Arizona Secretary of State - http://www.azsos.gov/ Arkansas Secretary of State RM 256 State Capitol Building Little Rock, AR 72201 Telephone: 501-682-1010 OR 501-682-1010 Arkansas Secretary of State - http://www.sosweb.state.ar.us/ California Office of the Secretary of State, Notary Public Division Office Address: 1500 11th St., Second Floor; Sacramento, CA 95814 Mailing address PO Box 942877; Sacramento, CA 94277-0001 Telephone: 916-653-6814 California Secretary of State - http://www.ss.ca.gov/business/notary/notary_authentication.htm Colorado Secretary of State:1700 Broadway, Denver, CO 80290 Attn: Elections Division Telephone: 303-894-2200 OR 303-894-2200 Colorado Secretary of State - http://www.sos.state.co.us/ Connecticut Secretary of the State Attn: Authentications 30 Trinity Street Hartford, CT 06106 Mail to: PO Box 150470, Hartford, CT 06115-0470

http://www.sos.state.al.us/�

http://www.sos.state.al.us/�

http://ltgov.state.ak.us/�

http://www.azsos.gov/�

http://www.sosweb.state.ar.us/�

http://www.ss.ca.gov/business/notary/notary_authentication.htm�

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72

Telephone: 860-509-6002 OR 860-509-6002 Secretary of the State web site: http://www.ct.gov Delaware Secretary of State, Division of Corporations 401 Federal Street Suite 4 Dover, DE 19901 Attn: David Krauss 302-739-6479 Telephone: 302-739-6479 Delaware Secretary of State web site: http://corp.delaware.gov/corpsosbio.shtml District of Columbia Secretary of State 1350 Pennsylvania Avenue, NW, Room 419 Washington, DC 20004 Telephone: (202) 727-6306 OR (202) 727-6306 Secretary of State for District of Columbia web site: http://os.dc.gov/os/site/default.asp Florida Department of State: 2661 Executive Center Circle Tallahassee, FL 32301 Mail to: P.O. Box 6800, Tallahassee, FL 32314-6800 Telephone: 850-245-6945 OR 850-245-6945 http://notaries.dos.state.fl.us/notproc7.html Georgia Secretary of State Elections Division 2 Martin Luther King Jr. Drive SE Suite 1104, West Tower Atlanta, GA 30334-1530, Moreland (404) 656-2852 OR (404) 656-2852 Georgia Secretary of State web site: http://www.sos.state.ga.us/elections/commissions/default.html Hawaii Circuit Court of the First Circuit, Legal Documents Section, Attn: Elsie 777 Punchbowl Street Honolulu, HI 96813 Telephone: (808) 539-4301 OR (808) 539-4301 Office Address: State Capitol, Room 415 Honolulu, Hawaii 96813 Phone: (808) 586-0221 OR (808) 586-0221 OR (808) 586-0222 Fax: (808) 586-0019 Notary Public web site for Hawaii: http://hawaii.gov/ag/notary/ Idaho Secretary of State, Office Address: 304 North 8th Street ,Room 149 Mailing address: PO Box 83720; Boise ID 83720-0080 Telephone: (208) 334-2300 Fax: 208-334-2282 Idaho Secretary of State web site: http://www.idsos.state.id.us/ Illinois Secretary of State :Jesse White 213 State Capitol Springfield, IL 62756 . Call toll-free within Illinois: 1-800 252-8980 OR 1-800 252-8980 Telephone : (312)-793-2556 OR (312)-793-2556 (main office) 312-814-2067 OR 312-814-2067

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73

Illinois Notary web site: http://www.cyberdriveillinois.com/departments/index/notary/home.html Indiana Secretary of State, Room 201 Statehouse 200 West Washington Street Indianapolis, IN 46204 Telephone (317)-232-6531 OR (317) 232-6531 Fax:317.233.3283 Indiana Notary web site: http://www.in.gov/sos/ (check your notary) Iowa Secretary of State, Corporate Division Lucas Building, 1st Floor 321 E 12th Street Des Moines, IA 50319 Telephone: (515)-281-8849 OR (515) 281-8849 Fax :515-281-7142 Email :[email protected] Iowa Secretary of State web site: http://www.sos.state.ia.us/ Kansas Secretary of State, 1st Floor Memorial Hall Attn: Georgia Lott 120 SW 10th Avenue Topeka, KS 66612-1594 Telephone: (785) 296-4564 OR 785-296-4564 Fax: 785-291-3051 Web site: http://www.kssos.org/ Kentucky Secretary of State Corporate Records, Room 156 700 Capitol Avenue Frankfort, KY 40601 Phone: (502) 564-3490 OR (502) 564-3490 Fax: (502) 564-5687 Kentucky Secretary of State web site: http://sos.ky.gov/ Louisiana LA Secretary of State Twelve United Plaza 8585 Archives Avenue Baton Rouge, LA 70809 P.O. Box 94125 Baton Rouge, LA 70804-9125 Web site http://www.sec.state.la.gov Search Notary Commissions: http://www400.sos.louisiana.gov/notary-pub/ntrinq.ht Maine Department of Secretary of State 148 State House Station Augusta, Maine 04333-0148 Tel: (207)-626-8400 OR (207)-626-8400 Fax: 207-287-8598 Maine Web site: http://www.state.me.us/sos/sos.htm

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74

Maryland DOCUMENTS MUST BE COUNTY AUTHENTICATED BEFORE GOING TO THE SECRETARY OF STATE Here's the Link to all the Circuit Courts in MD. Secretary of State Office 16 Francis Street Jeffrey Building, 1st Floor Annapolis, MD 21401 Mailing address Certification Desk State House; Annapolis, MD 21401 Telephone: (410) 974-5521 OR (410)-974-5521 Maryland Secretary of State Web site: http://www.sos.state.md.us Massachusetts Secretary of the Commonwealth Public Records Division McCormack Building, Room 1719 One Ashburton Place Boston, MA 02108 Telephone: (617) 727-2832 OR (617) 727-2832 Fax: (617) 727-5914 Massachusetts Secretary of State web site: http://www.sec.state.ma.us/pre/precom/comidx.htm Michigan Michigan Department of State, Office of the Great Seal 7064 Crowner Blvd. Lansing, MI 48918 Telephone: (517) 373-2531 Toll-free number: (888) SOS-MICH Michigan Secretary of State web site: http://www.michigan.gov/sos Minnesota Secretary of State 180 State Office Building 100 Rev. Dr. Martin Luther King Jr. Blvd. Saint Paul, MN 55155 Telephone: (651) 215-1440 OR (651) 215-1440 Fax: 651-296-9073 Minnesota Secretary of State web site: http://www.sos.state.mn.us/

Mississippi Secretary of State 401 Mississippi Street Jackson, MS 39201-1004 Mail to: P.O. Box 136 Jackson, MS 39205-0136 Telephone: (601) 359-1350 OR (601) 359-1350 Fax: 601-359-1499 Mississippi Secretary of State web site: http://www.sos.state.ms.us/ Missouri Secretary of State's office Commission Division, Room 322 600 West Main Jefferson City, MO 65101 Missouri Secretary of State: http://www.sos.mo.gov/business/commissions/certify.asp

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75

Montana Montana Secretary of State P.O. Box 202801 , Helena, MT 59620-2801 Telephone: (406) 444-2034 OR (406) 444-2034 Fax (406) 444-3976 EMail:[email protected] Montana Secretary of State web site: http://sos.mt.gov/ Nebraska NE Secretary of State State Capitol, Suite 2300 Lincoln, NE 68509 Mail to: P.O. Box 94608 Lincoln, NE 68509-4608 Telephone: (402) 471-2554 OR (402) 471-2554 Fax: (402) 471-3237 Nebraska Secretary of State web site: http://www.sos.ne.gov/dyindex.html Nevada Secretary of State Nevada State Capitol Building 101 North Carson Street, Suite 3 Carson City, NV 89701 Telephone: (775) 684-5708 OR (775) 684-5708 FAX: (775) 684-5725 Email: [email protected] Nevada Secretary of State web site: http://www.sos.state.nv.us/ New Hampshire New Hampshire Dept. of State State House, Room 204 Concord, N.H. 03301 Telephone: (603) 271-3242 OR (603) 271-3242 Fax: 603-271-6316 New Hampshire Secretary of State (Notary) web site: http://www.sos.nh.gov/notary.html New Jersey Secretary of State of New Jersey, Dept of Treasury Division of Revenue Office Address Attn: Notary Section 33 West State Street 5th Floor, Trenton, NJ 08608-1214 Attention - Notary Unit Mailing PO Box 452; Trenton, NJ 08646 New Jersey Secretary of State web site: http://www.state.nj.us/treasury/revenue/dcr/programs/notary.html New Mexico Secretary of State New Mexico State Capitol 325 Don Gaspar, Suite 300 Santa Fe, NM 87503 Telephone: (505) 827-3600 Toll Free: (800) 477-3632 Fax :505.827.8081 New Mexico Secretary of State web site: http://www.sos.state.nm.us/


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76

New York The address for NY City County authentications: New York County Clerk/Notary Section 60 Centre Street, Room 141B New York, NY 10007 Telephone: (212) 374-8359 OR (212) 374-8589 Secretary of State Department of State 123 William Street New York, NY 10038-3804 Telephone: (212) 417-5800 OR (212) 417-5800 Fax: (212) 417-2383 New York Department of State web site: http://www.dos.state.ny.us/ North Carolina Note: Notarized Documents must have County and State seal embossed with seal on NC Secretary of State Authentication Division Office 2 S. Salisbury Street; Raleigh, NC 27601-2903 Mailing Address PO Box 29622 Raleigh, NC 27626-0622 Telephone: (919) 807-2140 OR (919) 807-2140 North Carolina Secretary of State web site: http://www.secretary.state.nc.us/authen/ North Dakota Secretary of State 600 E. Blvd Ave, Dept 108 Bismarck, ND 58505-0500 Telephone: (701) 328-2900 OR (701) 328-2900 Fax: 701-328-1690 North Dakota Secretary of State web site: http://www.nd.gov/sos/ Ohio Secretary of State Elections Division Borden Building 180 East Broad Street 15th Floor Columbus, OH 43215 Telephone: (614) 466-2655 Toll free: 877-767-345 Fax: 614-544-0649 Ohio Secretary of State web site: http://www.sos.state.oh.us/sos/ Oklahoma Oklahoma Secretary of State Certifications Office 2300 N. Lincoln Blvd., Ste 101 Oklahoma City, OK 73105-4897 Telephone: (405) 521-3911 Oklahoma Secretary of State web site: http://www.sos.state.ok.us Oregon Secretary of State Corporation Division / Notary Public Section 255 Capitol St. NE Suite 151

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77

Salem, OR 97310 Telephone: (503) 986-2593 Oregon Secretary of State web site: http://www.filinginoregon.com/notary/howtoauth.htm Pennsylvania Department of State 210 North Office Bldg. Harrisburg, PA 17120 Telephone: (717) 787-5280 Pennsylvania Department of State web site: http://www.dos.state.pa.us/dos/site/default.asp Rhode Island Secretary of State 82 Smith Street State House Room 217 Providence, RI 02903 Telephone: (401) 222-2357 Fax: 401-222-1356 Rhode Island Secretary of State web site: http://www.state.ri.us/ South Carolina Secretary of State :Edgar Brown Building 1205 Pendleton Street Suite 525 Columbia, SC 29201 Mail to :P.O. Box 11350 Columbia, SC 29211 South Carolina Secretary of State web site: http://www.scsos.com/ South Dakota Secretary of State 500 East Capitol Avenue, Suite 204 Pierre SD 57501-5070 Telephone: (605)773-3537 Fax: (605) 773-6580 South Dakota Secretary of State web site: http://www.sdsos.gov/ Tennessee Secretary of State 312 Rosa L. Parks Avenue 6th Floor Snodgrass Tower Nashville, TN 37243-1102 . Telephone: (615) 741-2286 Fax: (615) 741-5962 Tennessee Secretary of State web site: http://www.state.tn.us/sos/ Texas Texas Secretary of State P.O. Box 12887 Austin, Texas 78711-2887 Phone: (512) 463-5650 Toll free: 800-252-8683 Fax: 512-475-2761 Texas Secretary of State web site: http://www.sos.state.tx.us

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78

Utah Utah Lieutenant Governor's Office Utah State Capitol Complex P.O. Box 142325 Salt Lake City, Utah 84114-2325 Telephone: (800) 705-2464 Fax 801-538-1133 Utah Secretary of State web site: http://www.utah.gov/ltgovernor/ Vermont Office of the Secretary of State 26 Terrace Street Montpelier, Vermont 05609 Telephone: (802)828-2363 800-439-8683 FAX: (802) 828-2496 Vermont Secretary of State web site: http://www.sec.state.vt.us/ Virginia Secretary of the Commonwealth P.O. Box 2454 Richmond, VA 23218 Telephone: (804) 786-2441 Virginia Secretary of the Commonwealth web site: http://www.commonwealth.virginia.gov/ Washington Office of the Secretary of State 801 Capitol Way S Olympia, WA 98504-0228 Mail to: PO BOX 40228 OLYMPIA WA 98504-0228 Telephone: (360) 725-0344 OR (360) 725-0345 Washington Secretary of State web site: http://www.secstate.wa.gov/ West Virginia West Virginia Secretary Of State Attn: Missy Phelan Building 1, Suite 157K 1900 Kanawha Blvd. Charleston, WV 25305 Telephone: (304) 558-6000 West Virginia Secretary of State web site: http://www.wvsos.com/execrecords/other/authentication.htm Wisconsin Secretary of State P.O. Box 7848 Madison, WI 53707-7848 Telephone: (608)-266-8888

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79

Wisconsin Secretary of State web site: http://www.sos.state.wi.us/ Wyoming Secretary of State State Capitol Building 200 West 24th Street Cheyenne, WY 82002-0020 Telephone: (307) 777-7378 Fax :307.777.6217 Wyoming Secretary of State web site: http://soswy.state.wy.us/default.aspx

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