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September 2015 614.340.1523 1.866.628.6446 ext. 442 [email protected] Now Is The Best Time Purchase A New Home or Refinance Your Current Mortgage! 20-Year Fixed Rate Loan at 3.75% (3.855 APR* 1 ) $750 Closing Cost Credit! Limited Time Only - Contact Our Mortgage Specialist Sarah, to apply or for more information! *1 APR=Annual Percentage Rate. $750 closing cost credit based on a 20-year 1 st position mortgage refinance with an 80% or less loan to value, owner occupied, 1-4 family primary residence with approved credit/collateral and a minimum loan amount of $40,000. Other restrictions may apply. Prepaids and title insurance are not included. With an interest rate of 3.75% the APR on a $120,000 loan is 3.855%. Closing costs vary with other loan programs and typically range from $2,300-$2,500 plus prepaids and title insurance. Rates, terms, and conditions are subject to change without advance notice. *2 APR=Annual Percentage Rate. No Closing Cost based on 1st position mortgage with a 65% or less loan to value, owner occupied 1-4 family primary residence with ap- proved collateral with a credit score of 740 or higher. Other rates apply for lower credit score or higher loan to value. Actual closing cost reimbursed to Education First Credit Union if loan is paid off within 3 years of loan origination. Rates, terms, and conditions are subject to change without advance notice. 10-Year Fixed Rate Loan at 3.25% (3.25APR* 2 ) No Closing Costs! OR Member Appreciation Day— You’re The Guest of Honor! German Village Office Friday, September 25, 2015 Meet The Staff Take advantage of loan & savings specials Enjoy Refreshments See You There! To apply, visit our CU Student Choice website at: www.educu.studentchoice.org or call 1-866-465-2171. Private Student Loans Are Available! The Credit Union Student Choice Loan Program can help fill the funding gap that federal aid may leave behind.

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Page 1: Now Is The Best Time Purchase A New Home or Refinance Your ... · Now Is The Best Time Purchase A New Home or Refinance Your Current Mortgage! 20-Year Fixed Rate Loan at 3.75% (3.855

September 2015

614.340.1523

1.866.628.6446 ext. 442

[email protected]

Now Is The Best Time Purchase A New Home or

Refinance Your Current Mortgage!

20-Year

Fixed Rate Loan at

3.75%

(3.855 APR*1)

$750

Closing Cost

Credit!

Limited Time Only -

Contact Our Mortgage

Specialist Sarah, to apply or

for more information!

*1 APR=Annual Percentage Rate. $750 closing cost credit based on a 20-year 1st position mortgage refinance with an 80% or less loan to value, owner occupied, 1-4 family

primary residence with approved credit/collateral and a minimum loan amount of $40,000. Other restrictions may apply. Prepaid s and title insurance are not included. With an

interest rate of 3.75% the APR on a $120,000 loan is 3.855%. Closing costs vary with other loan programs and typically range from $2,300-$2,500 plus prepaids and title

insurance. Rates, terms, and conditions are subject to change without advance notice.

*2 APR=Annual Percentage Rate. No Closing Cost based on 1st position mortgage with a 65% or less loan to value, owner occupied 1 -4 family primary residence with ap-

proved collateral with a credit score of 740 or higher. Other rates apply for lower credit score or higher loan to value. Actual closing cost reimbursed to Education First Credit

Union if loan is paid off within 3 years of loan origination. Rates, terms, and conditions are subject to change without advance notice.

10-Year

Fixed Rate Loan at

3.25%

(3.25APR*2)

No

Closing

Costs!

OR

Member Appreciation Day—

You’re The Guest of Honor!

German Village Office

Friday, September 25, 2015

Meet The Staff

Take advantage of loan

& savings specials

Enjoy Refreshments

See You There!

To apply, visit our CU Student Choice website at:

www.educu.studentchoice.org

or call 1-866-465-2171.

Private Student Loans

Are Available!

The Credit Union Student

Choice Loan Program can help

fill the funding gap that federal

aid may leave behind.

Page 2: Now Is The Best Time Purchase A New Home or Refinance Your ... · Now Is The Best Time Purchase A New Home or Refinance Your Current Mortgage! 20-Year Fixed Rate Loan at 3.75% (3.855

Start saving today at

LoveMyCreditUnion.org.

We’re Here For You!

Go Online: Call Us: www.educu.org 614-221-9376 / 1-866-628-6446

Visit A Branch:

501 W. Schrock Rd. Suite 100, Westerville, Ohio 43081

399 E. Livingston Ave., Columbus, Ohio 43215

380 Granville St., Gahanna, Ohio 43230

Board of Directors:

Robert Secrest—Chairperson

Barbara Overholser—Vice Chairperson

Geno Moro—Treasurer

Ezetta Murray—Secretary

Henry Bland—Director

Lou Ann Carman—Director

Julie Didlick—Director

Irma Turner—Director

Education First CU is excited to offer you, our member, exclusive

discounts and benefits on products and services you use every day.

Our Rates Are Better Visa Platinum Credit Card

Rates As Low As 8.99% APR*

A Visa Platinum Credit Card

From Education First CU

comes with many money-

savings benefits:

Low Minimum Payments

Fast, Easy & Free Application

Mobile Banking

Online Statement Viewing

Online Payment Options

No Balance Transfer Fee—

limited time only!

No Annual Fee

Contact Us Today—applying is

easy: call, click or visit!

*APR=Annual Percentage Rate. The rate is calculated by add-

ing 5.74% APR to the Prime Rate. As of August 1, 2015 the

Prime Rate was 3.25%. Rate and term are subject to change at

any time and without advance notice. See Visa Platinum bene-

fits for terms, conditions and exclusions. Offer is subject to credit approval. Some restrictions may apply.