nric / passport no. boc credit card / moneyplus...

4
BOC CREDIT CARD / MONEYPLUS APPLICATION FORM Bank of China Singapore Branch Card Centre 24-Hour Customer Service Hotline: 1800 338 5335 Fax No.: 6532 6318 Website: www.bankofchina.com/sg Your choice of Cards: Documents Required: A copy of NRIC (Front & Back) with the following (please tick accordingly): Salaried Employee - Latest computerised payslip OR CPF Statement for the last 6 months OR latest Income Tax Assessment (with latest computerised payslip or CPF Statement for the last 6 months) Self-Employed, Commissioned or Variable Income Earners - Income Tax Notice of Assessment* for the last 2 year OR CPF Statement for the last 12 months Foreigners: A copy of your valid Employment Pass (valid for at least 9 months) and Passport with the above documents. *You can now print Notice of Assessment at myTax Portal with your SingPass or IRAS PIN. The service is free. Log on to https://mytax.iras.gov.sg. NOTE: The bank reserves the right to request additional information and supporting documents (e.g. ultility bill) from time to time as may be required. Incomplete or unclear application will delay processing. Annual fee: S$150 NAME TO APPEAR ON CREDIT CARD (PLEASE INCLUDE SURNAME) Max. 19 characters CREDIT LIMIT AMOUNT Credit Cards I would like the following option for my credit limit amount. (Please tick accordingly). I agree to any credit limit amount for my Credit Cards and/or MoneyPlus as determined by BOC’s sole discretion MY BANKING RELATIONSHIP Existing Bank of China credit cardholder Existing Bank of China customer No existing relationship Do you wish to receive marketing and promotional information about our products and services? Y N Please note that by indicating Y in this form, we will communicate to you on such marketing and promotional information via phone/voice call, SMS/MMS, email and/or direct email. My preferred credit limit: S$ ________________ (min. S$2,000) MoneyPlus My preferred credit limit: S$ ________________ (min. S$2,000) MY PERSONAL DETAILS Name as in NRIC / Passport(underline surname): Mr Ms Mdm Dr Mrs NRIC / Passport No. Date of Birth (DDMMYYYY): Nationality: Female Male Gender: Marital Status: Single 1 Married 2 Divorced 3 Widowed 4 No. of Dependents: Home Address: Block Street: (Please do not give P.O Box or Foreign Address) Billing Address: Home Office Others Residential Status: Rented 1 Employers’ 3 Others 5 Parents’ 2 Mortgaged 4 Owned 6 Residential Type: HDB-3Rm/4Rm 1 Private Apt / Condo 4 Bungalow 7 HDB-5Rm/Executive Apt 2 Terrace 5 Semi-detached 6 Executive Condo / HUDC 3 Home Telephone No.: Email: Unit # Postal Code Length of Stay at Address Years Months 6 *Mobile Phone No.: Office Telephone No.: 6 * ADDITIONAL DETAILS Mother’s Maiden Name (for security verification): BOC CREDIT CARD / MONEYPLUS FUND TRANSFER Yes! I wish to make the following Fund Transfer and enjoy greater savings. BOC Credit Card(s) account BOC MoneyPlus account Amount Requested (min S$1,000) _________________________________________________________ Account Holder’s Name ___________________________________________________________________ Name of Bank ___________________________________________________________________________ To Credit Card / Credit Line / Bank Account No. _____________________________________________ Card Expiry Date (MM/YY) __________ / __________ (if applicable) MONEYPLUS TERM LOAN APPLICATION For immediate drawdown, please fill in the following: Amount Requested (min. S$1,000) ___________________________________________ Account Name ____________________________________________________________ (as shown in your bank account) Name of Bank ____________________________________________________________ Account Type (savings / current) ______________________________________________ Account No.: ____________________________________________________________ Upon approval, if your requested loan amount exceeds the approved loan amount, the amount disbursed will be the approved loan amount. Yes! I want to apply for MoneyPlus Term Loan to enjoy lower interest rate. (Please select one of the tenures) 6.38% p.a. for 12 months 8.68% p.a. for 36 months 7.38% p.a. for 24 months FOR BOC CARD CENTRE USE Bank of China Limited (Incorporated in China) Mar 2017 Co. Reg S36FC0753G Card Acct No. Acct Status Code Remarks AP CL BT Approved by Principal Card Applicant’s Signature Date I/We have read and understood the declaration and authorisation section set out in this form. I/We affirm the said declaration and agree to abide and be bound by the matters stated therein. DECLARATION (IMPORTANT: PLEASE READ BEFORE SIGNING) 18000013 Education Level: Primary 1 Pre University 3 Degree 5 Others 7 2 Secondary Diploma 4 Postgraduate 6 Overseas Permanent Address (For non-Singaporeans): MY EMPLOYMENT DETAILS Name of Company: Address: Postal Code Checked if self-employed Length of Employment: Years Months Annual Income: S$ Are you On Contract (Expiry M Y ) Permanently Employed *mandatory field DE LI Please complete the entire form in ENGLISH. All principal applicants must be at least 21 years old and earn a minimum income of S$30,000 p.a. for BOC Credit Cards or a minimum income of S$20,000 p.a. for BOC MoneyPlus. For foreigners, a minimum income of S$60,000 p.a. is required. If you do not meet the minimum requirement, a minimum Fixed Deposit of S$10,000 is required or such other amount as the Bank deems fit. For BOC Dual Currency Diamond Card, a minimum income of S$50,000 is required. A BOC Travel Card will be issued if you do not meet the minimum requirement. Effective interest rate for MoneyPlus account is at 19.80% p.a. or 28.55% p.a. BOC FAMILY CARD First year annual fee WAIVED BOC DUAL CURRENCY DIAMOND CARD First 2 years annual fee WAIVED BOC MONEYPLUS Annual Fee: S$80 First year annual fee WAIVED *Note: The Credit Limit will apply to all your existing BOC Card(s). Yes PR No Expiry Date of Employment Pass D D M M Y Y 0% interest rate for 12 months with 3% processing fee (EIR = 3.42% p.a.) 3% processing fee promotion is valid for new to bank customers only. Normal processing fee of 5% (EIR=5.60% p.a.) applies otherwise. 0% interest rate for 6 months with 1.5% processing fee (EIR = 3.21% p.a.) 1.5% processing fee promotion is valid for new to bank customers only. Normal processing fee of 3% (EIR=6.38% p.a.) applies otherwise. BOC GREAT WALL MASTERCARD First 2 years annual fee WAIVED Home Country ID No. Language Preferred English Chinese Industry/Business: Please indicate or tick one box only: __________________________________________________________________ Banking & Finance IT/Communications Government Retail Manufacturing + Hotel / Tourism Arts/Creative Designs Accounting Entertainment F&B Legal Shipping Wholesale / Trading + + Please indicate company products/services: ___________________________ Current Position: Please indicate or tick one box only: __________________________________________________________________ GMs/MDs/CEOs G Professional P Administrative A Commission Earners D Executive E Sales S V Civil Servants M Managerial R Retired

Upload: donhu

Post on 21-Apr-2018

214 views

Category:

Documents


2 download

TRANSCRIPT

Page 1: NRIC / Passport No. BOC CREDIT CARD / MONEYPLUS ...pic.bankofchina.com/bocappd/singapore/201705/P...the last 2 year OR CPF Statement for the last 12 months Foreigners: A copy of your

BOC CREDIT CARD / MONEYPLUS APPLICATION FORMBank of China Singapore Branch Card Centre24-Hour Customer Service Hotline: 1800 338 5335Fax No.: 6532 6318 Website: www.bankofchina.com/sg

Your choice of Cards:

Documents Required:A copy of NRIC (Front & Back) with the following (please tick accordingly): Salaried Employee - Latest computerised payslip OR CPF Statement for the last 6 months OR latest Income Tax Assessment (with latest computerised payslip or CPF Statement for the last 6 months) Self-Employed, Commissioned or Variable Income Earners - Income Tax Notice of Assessment* for the last 2 year OR CPF Statement for the last 12 months

Foreigners: A copy of your valid Employment Pass (valid for at least 9 months) and Passport with the above documents.

*You can now print Notice of Assessment at myTax Portal with your SingPass or IRAS PIN. The service is free. Log on to https://mytax.iras.gov.sg.

NOTE: The bank reserves the right to request additional information and supporting documents (e.g. ultility bill) from time to time as may be required. Incomplete or unclear application will delay processing.

Annual fee: S$150

NAME TO APPEAR ON CREDIT CARD (PLEASE INCLUDE SURNAME)

Max. 19 characters

CREDIT LIMIT AMOUNT

Credit Cards

I would like the following option for my credit limit amount. (Please tick accordingly).

I agree to any credit limit amount for my Credit Cards and/or MoneyPlus as determined by BOC’s sole discretion

MY BANKING RELATIONSHIP

Existing Bank of China credit cardholder

Existing Bank of China customer

No existing relationship

Do you wish to receive marketing and promotional information about our products and services?

Y N

Please note that by indicating Y in this form, we will communicate to you on such marketing and promotional information via phone/voice call, SMS/MMS, email and/or direct email.

My preferred credit limit: S$ ________________ (min. S$2,000)

MoneyPlusMy preferred credit limit: S$ ________________ (min. S$2,000)

MY PERSONAL DETAILSName as in NRIC / Passport(underline surname): Mr Ms Mdm DrMrs

NRIC / Passport No. Date of Birth (DDMMYYYY): Nationality:

Female Male Gender:

Marital Status: Single1 Married2 Divorced3 Widowed4

No. of Dependents:

Home Address: Block

Street:

(Please do not give P.O Box or Foreign Address)

Billing Address: Home Office Others

Residential Status: Rented1 Employers’3 Others 5

Parents’2 Mortgaged4 Owned6

Residential Type: HDB-3Rm/4Rm1 Private Apt / Condo4 Bungalow7

HDB-5Rm/Executive Apt2 Terrace5 Semi-detached6

Executive Condo / HUDC3

Home Telephone No.:

Email:

Unit #

Postal Code

Length of Stay at Address Years Months

6*Mobile Phone No.: Office Telephone No.:

6

*

ADDITIONAL DETAILSMother’s Maiden Name (for security verification):

BOC CREDIT CARD / MONEYPLUS FUND TRANSFERYes! I wish to make the following Fund Transfer and enjoy greater savings.

BOC Credit Card(s) account BOC MoneyPlus account

Amount Requested (min S$1,000) _________________________________________________________

Account Holder’s Name ___________________________________________________________________

Name of Bank ___________________________________________________________________________

To Credit Card / Credit Line / Bank Account No. _____________________________________________

Card Expiry Date (MM/YY) __________ / __________ (if applicable)

MONEYPLUS TERM LOAN APPLICATION

For immediate drawdown, please fill in the following:

Amount Requested (min. S$1,000) ___________________________________________

Account Name ____________________________________________________________(as shown in your bank account)

Name of Bank ____________________________________________________________

Account Type (savings / current) ______________________________________________

Account No.: ____________________________________________________________

Upon approval, if your requested loan amount exceeds the approved loan amount, the amount disbursed will be the approved loan amount.

Yes! I want to apply for MoneyPlus Term Loan to enjoy lower interest rate. (Please select one of the tenures)

6.38% p.a. for 12 months 8.68% p.a. for 36 months7.38% p.a. for 24 months

FOR BOC CARD CENTRE USE

Bank of China Limited (Incorporated in China) Mar 2017Co. Reg S36FC0753G

Card Acct No. Acct Status Code

Remarks AP CL BT

Approved by

Principal Card Applicant’s Signature Date

I/We have read and understood the declaration and authorisation section set out in this form. I/We affirm the said declaration and agree to abide and be bound by the matters stated therein.

DECLARATION (IMPORTANT: PLEASE READ BEFORE SIGNING)

18000013

Education Level:

Primary1 Pre University3 Degree5 Others72 Secondary Diploma4 Postgraduate6

Overseas Permanent Address (For non-Singaporeans):

MY EMPLOYMENT DETAILSName of Company:

Address:Postal Code

Checked if self-employed

Length of Employment: Years Months

Annual Income: S$ Are you On Contract (Expiry M Y )Permanently Employed

*mandatory field

DE LI

Please complete the entire form in ENGLISH. All principal applicants must be at least 21 years old and earn a minimum income of S$30,000 p.a. for BOC Credit Cards or a minimum income of S$20,000 p.a. for BOC MoneyPlus. For foreigners, a minimum income of S$60,000 p.a. is required. If you do not meet the minimum requirement, a minimum Fixed Deposit of S$10,000 is required or such other amount as the Bank deems fit.

For BOC Dual Currency Diamond Card, a minimum income of S$50,000 is required. A BOC Travel Card will be issued if you do not meet the minimum requirement.

Effective interest rate for MoneyPlus account is at 19.80% p.a. or 28.55% p.a.

BOC FAMILY CARDFirst year annual fee WAIVED

BOC DUAL CURRENCY DIAMOND CARDFirst 2 years annual fee WAIVED

BOC MONEYPLUSAnnual Fee: S$80First year annual fee WAIVED

*Note: The Credit Limit will apply to all your existing BOC Card(s).

YesPR No

Expiry Date of Employment Pass D D M M Y Y

0% interest rate for 12 months with 3% processing fee (EIR = 3.42% p.a.)3% processing fee promotion is valid for new to bank customers only. Normal processing fee of 5% (EIR=5.60% p.a.) applies otherwise.

0% interest rate for 6 months with 1.5% processing fee(EIR = 3.21% p.a.)1.5% processing fee promotion is valid for new to bank customers only. Normal processing fee of 3% (EIR=6.38% p.a.) applies otherwise.

BOC GREAT WALL MASTERCARDFirst 2 years annual fee WAIVED

Home Country ID No.

Language Preferred

English Chinese

Industry/Business:Please indicate or tick one box only: __________________________________________________________________

Banking & Finance IT/Communications

Government Retail

Manufacturing+ Hotel / Tourism

Arts/Creative Designs AccountingEntertainment F&B Legal ShippingWholesale / Trading+ +Please indicate company products/services: ___________________________

Current Position:Please indicate or tick one box only: __________________________________________________________________

GMs/MDs/CEOsGProfessionalP

AdministrativeACommission EarnersD

ExecutiveE SalesSV Civil Servants

M Managerial R Retired

Page 2: NRIC / Passport No. BOC CREDIT CARD / MONEYPLUS ...pic.bankofchina.com/bocappd/singapore/201705/P...the last 2 year OR CPF Statement for the last 12 months Foreigners: A copy of your

SUPPLEMENTARY CARD APPLICATION FORM

Name as in NRIC / Passport(underline surname):

NRIC / Passport No.

PRINCIPAL CARDHOLDER’S DETAILS

Your choice of Supplementary Cards:

Female Male Gender:

SUPPLEMENTARY CARD APPLICANT’S DETAILS

Name as in NRIC / Passport(underline surname): Mr Ms Mdm DrMrs

NRIC / Passport No. Date of Birth (DDMMYYYY): Nationality:

Permanent Residents: Yes No

Home Address: Block

Street:

(Please do not give P.O Box or Foreign Address)

Unit #

Postal Code

Relationship with Principal Cardholder

All applications are subject to approval. Supplementary Card applicant must be at least 18 years and above. Please attach a copy of NRIC (front & back). If applicant’s age is below 18 years, a letter of acceptance from the overseas institution is required. Please also note that the credit limit for the supplementary credit card will be the same as the principal credit card.

Home Address (if different from Principal Cardholder):

NAME TO APPEAR ON CREDIT CARD (PLEASE INCLUDE SURNAME)

Max. 19 characters

DECLARATION AND AGREEMENTImportant: Please read before signing BOC Credit Card: By signing below, I/we request that a Card Account be opened for me/us and for the Card(s) to be issued, renewed and replaced until the Card Account is terminated. I/We acknowledge and agree that my/our use of the Cards shall be subject to the terms and conditions of the BOC Cardmember Agreement (as may be amended, supplemented and replaced from time to time), including the provisions relating to BOC’s collection, use, disclosure and/or processing of my/our personal data and any amendment and addition made thereto from time to time, and further agree to be bound by the terms and conditions stated therein. I/We understand that a copy of BOC Cardmember Agreement will be sent to me/us by mail with the Card(s) at my/our own risk.

MoneyPlus (applicable only if you apply for MoneyPlus): I, as principal applicant, understand that, subject to the discretion of BOC, a MoneyPlus Account may be opened for me upon my successful application of the Card. Where a MoneyPlus Account is made available to me, l agree to be bound by the BOC MoneyPlus Terms and Conditions, (a copy will be made available to me upon the MoneyPlus Account being made available to me), including the provisions relating to BOC’s collection, use, disclosure and/or processing of my personal data, and any amendment and addition made thereto from time to time.

Fund Transfer (applicable only if you apply for Fund Transfer): I/We understand that, subject to the discretion of BOC, a Fund Transfer may be made available to me/us upon my /our successful application of the Card. I/We acknowledge that I/we may use the Fund Transfer services upon BOC’s approval and the said services is subject to the Fund Transfer Terms and Conditions.

NETS FlashPay (applicable only if you apply for Card(s) with NETS FlashPay facility: I/We understand that, (i) my/our use of the Card(s) as a NETS FlashPay facility, and (ii) my/our use of the ATU Facility (if any), shall be governed by NETS’ Terms and Conditions Governing the Use of NETS FlashPay and NETS’ Terms and Conditions Governing the Use of the NETS ATU – by GIRO Facility (collectively, the “NETS’ Terms”) (a copy of such NETS’ Terms may be found on NETS’ website).

I/We, jointly and severally,(i) represent and warrant that all information given in this application and all documents submitted to Bank of China

Limited, Singapore Branch (“BOC”) are complete, true and accurate and belong to BOC absolutely. If any of the given information changes or becomes inaccurate in any way, I/we shall promptly notify BOC in writing of any such change or inaccuracy.

(ii) agree that the Principal Card applicant is responsible for all liabilities (including but not limited to annual fees and other charges) which may be incurred in respect of his/her Cards(s) and all Supplementary Card(s) issued at his/her request; each Supplementary Card applicant is responsible only for all liabilities which may be incurred in respect of his/her Supplementary Card(s).

(iii) agree that the Card/ATM Card in relation to MoneyPlus Account and personal identification number may be collected by me/us personally at my/our option or be sent to me/us by ordinary mail at my/our sole risk to my/our billing address.

(iv) agree and authorise BOC to make payment to any credit card/credit line/bank account(s) held with any banks or financial institutions in Singapore as stated under Fund Transfer application form herein.

(v) confirm that as at the time of this application, I/we am/are not an undischarged bankrupt(s) and there has been no statutory demand served on me/us nor legal proceedings commenced against me/us.

(vi) understand that BOC reserves the right to decline this application at its sole discretion without giving any reason and without entering into any correspondence; and to retain all supporting documents submitted for the processing.

(vii) authorise BOC to accept and act upon all communications or instructions from me/us via electronic mail or SMS using the email address or Singapore telephone number that I/we may provide now or in the future, with regard to my/our Card/MoneyPlus Account(s) and BOC shall not be liable if it acts upon such communications in good faith.

(viii) consent to BOC collecting, using and/or disclosing my/our personal data for one or more of the following purposes:a) considering and/or processing the Cardmember’s application/transaction with the Bank;b) facilitating, processing, dealing with, administering, managing and/or maintaining the Cardmember’s

relationship with the Bank, including but not limited to handling feedback or complaint;c) providing Cardmember with the Bank’s services and products, as well as services and products provided

by other external providers provided through the Bank;d) carrying out the Cardmember’s instructions or responding to any enquiry given by (or purported to be

given by) the Cardmember or on his/her behalf;e) contacting the Cardmember or communicating with the Cardmember via phone/voice call, text message

and/or fax message, email and/or postal mail for the purposes of administering and/or managing the Cardmember’s relationship with the Bank such as but not limited to communicating information to the Cardmember related to the Card Account or Card Transaction. The Cardmember acknowledge and agree that such communication by the Bank could be by way of the mailing of correspondence, documents or notices to the Cardmember, which could involve disclosure of certain personal data about the Cardmember to bring about delivery of the same as well as on the external cover of envelopes/mail packages;

f) dealing in any matters relating to the services and/or products which the Cardmember are entitled to under any contract with the Bank including performing the contract;

g) carrying out credit checks, due diligence or other screening activities (including background checks) in accordance with legal or regulatory obligations or the Bank’s risk management procedures that may be required by law or that may have been put in place by the Bank;

h) to prevent or investigate any fraud, unlawful activity or omission or misconduct, whether relating to the Cardmember’s relationship with the Bank or any other matter arising from the Cardmember’s relationship with the Bank, and whether or not there is any suspicion of the aforementioned;

i) complying with or as required by any applicable law, governmental or regulatory requirements of any relevant jurisdiction, including meeting the requirements to make disclosure under the requirements of any law binding on the Bank and/or for the purposes of any guidelines issued by regulatory or other authorities, whether in Singapore or elsewhere, with which the Bank is expected to comply;

j) complying with or as required by any request or direction of any governmental authority; or responding to requests for information from public agencies, ministries, statutory boards or other similar authorities (including but not limited to the Monetary Authority of Singapore, Inland Revenue Authority of Singapore, Insolvency & Public Trustee’s Office, Commercial Affairs Department and courts). For the avoidance of doubt, this means that the Bank may/will disclose your personal data to the aforementioned parties upon their request or direction;

k) conducting research, analysis and development activities (including but not limited to data analytics, surveys and/or profiling) to improve the Bank’s services and facilities in order to enhance the Cardmember’s relationship with the Bank or for the Cardmember’s benefit, or to improve any of the Bank products or services for the Cardmember’s benefit;

l) storing, hosting, backing up (whether for disaster recovery or otherwise) of the Cardmember’s personal data, whether within or outside Singapore;

m) financial reporting, regulatory reporting, management reporting, risk management (including monitoring risk exposure) audit, record keeping purposes and

n) purposes which are reasonably related to the aforesaid.

MY EMPLOYMENT DETAILS

Name of Company:

Checked if self-employed

Annual fee: S$75

Mr Ms Mdm DrMrs

BOC FAMILY CARDFirst year annual fee WAIVED

BOC DUAL CURRENCY DIAMOND CARDFirst 2 years annual fee WAIVED

BOC GREAT WALL MASTERCARDFirst 2 years annual fee WAIVED

Address:

Annual Income: S$

Mobile Phone No.:Home Telephone No.: Office Telephone No.:

Email:

6 6

DECLARATION (IMPORTANT: PLEASE READ BEFORE SIGNING)

Supplementary Card Applicant’s Signature Date

FOR BOC CARD CENTRE USECard Acct No. Acct Status Code

Remarks AP DE CL LI BT

Approved By:

I/We have read and understood the declaration and authorisation section set out in this form. I/We affirm the said declaration and agree to abide and be bound by the matters stated therein.

By signing below, I/we request that the above-mentioned Supplementary Credit Card to be issued, renewed and replaced until any of us or BOC terminates the Card.

Principal Card Applicant’s Signature Date

18000013

Bank of China Limited (Incorporated in China) Mar 2017Co. Reg S36FC0753G

Page 3: NRIC / Passport No. BOC CREDIT CARD / MONEYPLUS ...pic.bankofchina.com/bocappd/singapore/201705/P...the last 2 year OR CPF Statement for the last 12 months Foreigners: A copy of your

DECLARATION AND AGREEMENT (APPLICABLE ONLY IF YOU CHOOSE TO APPLY FOR SUPPLEMENTARY CARD)

BOC CREDIT CARD / MONEYPLUS FUND TRANSFER TERMS AND CONDITIONS

1. This Bank of China Limited, Singapore Branch (“BOC”) Credit Card/MoneyPlus fund transfer facility (“Fund Transfer”) is available to BOC Credit Card/MoneyPlus account(s) holder only. The applicant shall submit this application form with the relevant promotional code.

2. The Fund Transfer is available to BOC Credit Card/MoneyPlus account(s) holder with an annual income of at least S$30,000 at the time of the Fund Transfer application.

3. The minimum transfer sum under the Fund Transfer is S$1,000 or such other amounts as determined by BOC at its discretion. No cancellation or change of the transfer amount will be allowed after submission of the Fund Transfer application.

MONEYPLUS TERM LOAN TERMS AND CONDITIONS1. Upon completion of your MoneyPlus Term Loan tenure, the MoneyPlus Account prevailing

Interest rate will apply. Usage of your MoneyPlus Account available credit limit will be charged at the MoneyPlus Account prevailing interest rate.

2. MoneyPlus Term Loan interest rate is applicable to the approved MoneyPlus Term Loan amount only.

3. Disbursed MoneyPlus Term Loan amount will be rounded down to the nearest hundred. The total MoneyPlus Term Loan amount shall not exceed 90% of the available credit limit on the MoneyPlus Account at the time of application.

4. Interest is calculated on a front end add-on method. MoneyPlus Term Loan interest rates are at 6.38% p.a. for 12-month loan, 7.38% p.a. for 24-month loan or 8.68% p.a. for 36-month loan. Effective interest rates for customers with annual income of S$30,000 and above are at 14.58% p.a. for 12-month loan, 15.40% p.a. for 24-month loan or 17.07% p.a. for 36-month loan while effective interest rates for customers with annual income of S$20,000 to S$29,999 are at 19.46% p.a. for 12-month loan, 17.89% p.a. for 24-month loan or 18.77% p.a. for 36-month loan.

5. A non-refundable processing fee of 2% (if your annual income is S$30,000 and above) or 5% (if your annual income is from S$20,000 to S$29,999) of loan amount or S$75 applies, whichever is higher.

6. An early repayment fee of 1% on the outstanding MoneyPlus Term Loan amount or S$100, whichever is higher, is applicable if the MoneyPlus Term Loan is terminated or if the Customer makes early repayment of the MoneyPlus Term Loan before expiry of the MoneyPlus Term Loan Tenure.

7. To initiate early repayment before expiry of the MoneyPlus Term Loan tenure, the Customer shall inform BOC of such repayment in writing. Otherwise, monthly instalments will continue to be effected.

8. BOC may vary the interest chargeable, the basis of calculation of interest rates, fees, charges or vary the terms and conditions at BOC’s sole discretion and without giving any reason therefore.

4. BOC shall, on its approval of each Fund Transfer application, charge a non-refundable processing fee on the transfer amount to the eligible applicant’s BOC Credit Card and/or MoneyPlus account(s).

5. The Fund Transfer is applicable to (i) any current/saving account(s) held with BOC, and/or (ii) any credit card/credit line/bank account(s) held with any other bank or financial institution in Singapore, (the “Receiving Account(s)”). The Receiving Account(s) to be credited must be in the name of the applicant. BOC will not accept any Fund Transfer application in a foreign currency.

6. Each Fund Transfer application is subject to the applicant’s BOC Credit Card/MoneyPlus account(s) being in good standing, as determined by BOC at its sole discretion. If BOC determines at any time that the applicant’s BOC Credit Card/MoneyPlus account(s) is not in good standing, BOC reserves the right to adjust the processing fee and/or interest rate (where applicable) to be applied to the Fund Transfer. Should the transfer amount requested exceed the applicant’s approved credit limit on the applicant’s BOC Credit Card/MoneyPlus account(s) at the time of the application, BOC will determine at its sole discretion the final approved amount to be transferred and BOC’s decision shall be final and binding on the applicant.

7. The applicant shall continue to make payment to the Receiving Account(s) which the Fund Transfer relates, until such Receiving Account(s) have been credited with funds by BOC. BOC bears no responsibility for any overdue payment or interest incurred arising from any delay in the said Fund Transfer. In addition, any charges, fees, interest or losses incurred by BOC in connection with the applicant’s Fund Transfer, including without limitation, any fees and charges whatsoever and howsoever imposed by the bank or financial institution of the Receiving Account(s), shall be borne solely by the applicant.

8. 0% interest rate is applicable only to the amount approved and transferred and not to existing outstanding balances or amount(s) subsequently incurred on the applicant’s BOC Credit Card/MoneyPlus account(s). 0% interest rate will expire on the last day of the promotional fund transfer tenure or when the approval amount is fully paid, whichever is earlier. Thereafter, BOC Credit Card/MoneyPlus prevailing interest rate or such other rates as BOC may stipulate from time to time, shall apply on all outstanding amounts. BOC reserves the right to vary the interest rate chargeable and the basis of interest calculation at any time.

9. By making this Fund Transfer application, the applicant agrees to be liable for the total transfer amount and processing fee.

10. BOC reserves the right to reject any Fund Transfer application and/or approve only part of the transfer amount requested without assigning any reason or whatsoever.

11. The terms and conditions contained herein are in addition to the terms and conditions in the BOC Cardmember Agreement (“BOC Cardmember Agreement”) and the BOC MoneyPlus Terms and Conditions (“BOC MoneyPlus Terms and Conditions”), which shall continue to apply in full force and effect. In the event of any inconsistency between these terms and conditions and BOC Cardmember Agreement and/or BOC MoneyPlus Terms and Conditions, these terms and conditions shall prevail.

12. If there are any discrepancies or inconsistencies between the English version and the Chinese translation, the English version shall prevail.

13. BOC’s decision on all matters relating to this Fund Transfer shall be at its absolute discretion and shall be final and binding on the applicant.

14. BOC is entitled to end this Fund Transfer and add or vary any terms and conditions at any time and at its absolute discretion without the giving of notice.

All information is correct at the point of print.

TERMS AND CONDITIONS FOR NETS FLASHPAY(a) I/We am/are aware that the Card comes with the NETS FlashPay stored value facility held

and operated by Network for Electronic Transfers (Singapore) Pte Ltd (“NETS”) and I/we jointly and severally agree to give the Bank my/our permission to share information about my/our Card Account as the Bank considers appropriate to NETS, Visa, MasterCard or any other persons as may be necessary for the usage of the NETS FlashPay stored value facility.

(b) By using the Card’s NETS FlashPay stored value facility and/or the NETS FlashPay ATU facility, I/we jointly and severally agree to, and will use the Card according to, the terms of “NETS Terms and Conditions Governing the Use of NETS FlashPay” and “NETS’ Terms and Conditions Governing the Use of the NETS FlashPay ATU Facility for the Bank Scheme Card” (available at www.nets.com.sg) respectively.

(c) By using the Card’s NETS FlashPay ATU facility, I/we jointly and severally agree to pay fees and/or charges inclusive of GST of such amount as the Bank and/or NETS may determine from time to time, as the amount to be charged to the my/our Card Account and debited for each ATU transaction (“ATU Fee”).

(d) I/We am aware that a total ATU Fee of S$0.50 (the Bank’s ATU fee: S$0.25 and NETS’ ATU fee: S$0.25) is applicable for each ATU transaction. Please refer to www.nets.com.sg for any changes to NETS ATU Fee.

1. I/We warrant that all information given in this application and all documents submitted to Bank of China Limited, Singapore Branch (hereinafter referred to as “BOC” and which term shall include its successors and assigns) are complete, true and accurate and belong to BOC absolutely. If any of the given information changes or becomes inaccurate in any way, I/we shall promptly notify BOC in writing of any such change or inaccuracy.

2. I/We agree that the Principal Cardholder is responsible for all liabilities (including but not limited to annual fees and other charges) which may be incurred in respect of his/her Card(s) and all Supplementary Card(s) issued at his/her request; each Supplementary Cardholder is responsible only for all liabilities which may be incurred in respect of his/her Supplementary Card(s).

3. I/We understand that the terms and conditions of the BOC Cardmember Agreement will be sent with the Card(s) if this application is approved. I/We agree to be bound by such terms and conditions, including the provisions relating to BOC’s collection, use, disclosure and/or processing of my/our personal data and any amendment and addition made thereto from time to time, and further agree to be bound by the terms and conditions stated therein.

4. I/We agree that the Card(s) and personal identification number may be collected by me/us personally at my/our option or be sent to me/us by ordinary mail at my/our sole risk to my/our billing address.

5. I/We confirm that at the time of this application I am/we are not undischarged bankrupt(s) and there has been no statutory demand served on me/us nor legal proceedings commenced against me/us.

6. I/We understand that BOC reserves the right to decline this application at its sole discretion without giving any reason and without entering into any correspondence; and to retain all supporting documents submitted for the processing.

7. I/We authorise BOC to accept and act upon all communications or instructions from me/us via electronic mail or SMS using the email address or Singapore telephone number that I/we may provide now or in the future, with regard to our Card(s) and BOC shall not be liable if it acts upon such communications in good faith.

8. I/We consent to BOC collecting, using and/or disclosing my/our personal data for one or more of the following purposes:a. considering and/or processing my/our application/transaction with BOC;b. facilitating, processing, dealing with, administering, managing and/or maintaining my/

our relationship with BOC, including but not limited to handling feedback or complaint; c. providing me/us with BOC’s services and products, as well as services and products

provided by other external providers provided through BOC;d. carrying out my/our instructions or responding to any enquiry given by (or purported to

be given by) me/us or on either of our behalf;e. contacting me/us or communicating with me/us via phone/voice call, text message

and/or fax message, email and/or postal mail for the purposes of administering and/or managing my/our relationship with BOC such as but not limited to communicating information to me/us related to the Card Account or Card Transaction. I/We acknowledge and agree that such communication by BOC could be by way of the mailing of correspondence, documents or notices to me/us, which could involve disclosure of certain personal data about me/us to bring about delivery of the same as well as on the external cover of envelopes/mail packages;

f. dealing in any matters relating to the services and/or products which I/we am/are entitled to under any contract with BOC including performing the contract;

g. carrying out credit checks, due diligence or other screening activities (including background checks) in accordance with legal or regulatory obligations or BOC’s risk management procedures that may be required by law or that may have been put in place by BOC;

h. to prevent or investigate any fraud, unlawful activity or omission or misconduct, whether relating to my/our relationship with BOC or any other matter arising from my/our relationship with BOC, and whether or not there is any suspicion of the aforementioned;

i. complying with or as required by any applicable law, governmental or regulatory requirements of any relevant jurisdiction, including meeting the requirements to make disclosure under the requirements of any law binding on BOC and/or for the purposes of any guidelines issued by regulatory or other authorities, whether in Singapore or elsewhere, with which BOC is expected to comply;

j. complying with or as required by any request or direction of any governmental authority; or responding to requests for information from public agencies, ministries, statutory boards or other similar authorities (including but not limited to the Monetary Authority of Singapore, Insolvency & Public Trustee’s Office, Commercial Affairs Department and courts). For the avoidance of doubt, this means that BOC may/will disclose my/our personal data to the aforementioned parties upon their request or direction;

k. conducting research, analysis and development activities (including but not limited to data analytics, surveys and/or profiling) to improve BOC’s services and facilities in

order to enhance my/our relationship with BOC or for my/our benefit, or to improve any of BOC’s products or services for my/our benefit;

l. storing, hosting, backing up (whether for disaster recovery or otherwise) of my/our personal data, whether within or outside Singapore;

m. financial reporting, regulatory reporting, management reporting, risk management (including monitoring risk exposure) audit, record keeping purposes and

n. purposes which are reasonably related to the aforesaid.9. By signing this form, I/we request that the above-mentioned Supplementary Credit Card to

be issued, renewed and replaced until any of us or BOC terminates the Card.

Page 4: NRIC / Passport No. BOC CREDIT CARD / MONEYPLUS ...pic.bankofchina.com/bocappd/singapore/201705/P...the last 2 year OR CPF Statement for the last 12 months Foreigners: A copy of your

Credit Card Useful Information 信用卡注意事项

Interest free period 23 days from statement date if bills are paid in full

Interest on purchases(where applicable)

2.16% per month (EIR: 25.88% p.a.); min. ¥/S$3.00, if payment is not made in full by due date

Interest on cash advances

2.34% per month (EIR: 28% p.a.); min. ¥/S$3.00, compounded daily and levied on the amount withdrawn from the withdrawal date until receipt of full paymentFor full payment of cash advance, please call 24hr customer hotline at 1800 338 5335

Minimum monthly payment

3% of the monthly balance outstanding, plus any outstanding Minimum Payment Sum, plus the amount in excess of the Credit Limit, or ¥/S$50, whichever is greater

Late payment charges  5% of the Minimum Payment Sum or ¥/S$100 per month,whichever is higher; if min. monthly payment is not made by due date.

Annual membership fee  S$150 (principal card), S$75 (supplementary card)

Cash advance fee ¥/S$20 or 6% of amount withdrawn, whichever is greater.

Fees for foreign currency transactions

Our administrative fee: up to 1.5% of transaction amount Visa/ MasterCard/ UnionPay Cross-border fee: Additional 1%/ 1%/ 0.6% of transaction amount

Dynamic currency conversion fee

All Visa or MasterCard transactions effected in Singapore dollars and processed overseas are levied a fee of 1% by Visa or by MasterCard International.

Payment hierarchy

Payment made to the credit cardmember’s account will be settled in the following order, with 1 being the highest priority for settlement: 1. Cash Advance 2. Retail Transaction 3. Flexi-Balance/ Instalment Payment Plan (IPP) 4. Fund Transfer

Lost/stolen card liabilityMax. S$100 liability if Cardmember has not acted fraudulently / grossly negligent / failed to inform Bank promptly. For details, please visit www.bankofchina.com/sg

There may be circumstances in which you have to pay other fees. See the full list of terms and conditions (Cardmember Agreement): http://www.bankofchina.com/sg

MoneyPlus Useful Information 易达钱注意事项

Nationality Singaporean OR Permanent Resident Foreigner

Annual income S$20,000 - S$29,999 S$30,000 and above

S$60,000 and above

Interest charges MoneyPlus Line of Credit

2.38% per month (EIR: 28.55% p.a.); min. S$10

1.65% per month (EIR: 19.80% p.a.); min. S$10

Interest shall be charged on a daily basis from the date of transaction, subject to a minimum of S$10 per month on the whole balance, including any subsequent debit entries, until payment is credited, and on the reduced balance thereafter until full settlement of the whole balance outstanding

MoneyPlus Term Loan

12 months tenure - 6.38% p.a. (EIR: 19.46% p.a.) OR

24 months tenure - 7.38% p.a. (EIR: 17.89% p.a.) OR

36 months tenure - 8.68% p.a. (EIR: 18.77% p.a.)

AND processing fee at 5% of loan amount or S$75 applies, whichever is greater

12 months tenure - 6.38% p.a. (EIR: 14.58% p.a.) OR

24 months tenure - 7.38% p.a. (EIR: 15.40% p.a.) OR

36 months tenure - 8.68% p.a. (EIR: 17.07% p.a.)

AND processing fee at 2% of loan amount or S$75 applies, whichever is greater

Minimum monthly payment

3% of the monthly balance outstanding, plus any outstanding Minimum Payment Sum or S$50, whichever is greater

Late payment charges  2% of the Minimum Payment Sum or S$100 per month, whichever is higher; if min. monthly payment is not made by due date

Annual membership fee S$80 (Prevailing GST is applicable)

Cash advance fee S$20 or 6% of amount withdrawn, whichever is greater

Payment hierarchy

Payment made to the MoneyPlus cardmember’s account will besettled in the following order, with 1 being the highest priority forsettlement: 1. MoneyPlus Term Loan 2. MoneyPlus Line of Credit3. MoneyPlus Fund Transfer

Lost/stolen card liabilityThe Cardmember shall not be liable for any transactions carried out after the Bank has been notified of the loss / theft / unauthorised use of the card. For details, please visit www.bankofchina.com/sg

Note: Fees in ¥ are only applicable to BOC Dual Currency Diamond Card RMB account. Payment to BOC Dual Currency Diamond Card RMB account using SGD will be subject to prevailing exchange rates upon receipt of payment. Please contact our customer service representatives at 1800 338 5335 for enquiries on the latest exchange rates.

If you wish to have a free credit report, you may obtain it within 30 calendar days from the date of approval or rejection of this application via Credit Bureau (Singapore) website www.creditbureau.com.sg. Alternatively, you may bring the approval or rejection letter and your NRIC to the mentioned credit bureau’s registered office to obtain a free credit report.

Website: www.bankofchina.com/sg I 24hr Customer service hotline: 1800 338 5335

Scan to follow us on WeChat for more promotions!

BOC Credit Cards / 中银信用卡

Bank of China Credit Cards for your every need. 中银信用卡,满足您的生活所需。