number of branches of the bank commercial …slbcsikkim.co.in/allfiles/agenda/24/agenda paper for...

1

NETWORK OF BANK BRANCHESAs on 30.06.2013

COMMERCIAL & COOPERATIVEBANKS OPERATING IN SIKKIM

NUMBER OF BRANCHES OF THE BANK

TOTAL RURAL SEMIURBAN

1 STATE BANK OF INDIA 32 28 42 CENTRAL BANK OF INDIA 16 15 13 UNITED COMMERCIAL BANK (UCO) 4 3 14 CANARA BANK 4 2 25 VIJAYA BANK 1 - 16 BANK OF BARODA 1 - 17 BANK OF INDIA 1 - 18 UNION BANK OF INDIA 8 7 19 PUNJAB NATIONAL BANK 1 - 1

10 ORIENTAL BANK OF COMMERCE 2 1 111 AXIS BANK LTD 4 3 112 UNITED BANK OF INDIA (UBI) 3 1 213 HDFC BANK 4 2 214 IDBI BANK 3 2 115 CORPORATION BANK 1 - 116 ALLAHABAD BANK 2 1 117 INDUSIND BANK 2 2 -18 INDIAN OVERSEAS BANK 2 1 119 SYNDICATE BANK 1 - 120 ANDHRA BANK 1 - 121 ICICI BANK 2 1 122 INDIAN BANK 1 - 123 DENA BANK 2 1 124 BANK OF MAHARASHTRA 1 - 125 YES BANK 1 - 126 PUNJAB & SIND BANK 1 - 127 SIKKIM STATE COOP. BANK LTD. 14 13 1

TOTAL 115 83 32

Type of Banks No. of Banks No. of Branches

Public Sector Banks 21 88

Private Sector Banks 5 13

Co-operative Banks 1 14

2

DISTRICT-WISE BANK BRANCH

BANKS IN SIKKIMNo. OF BRANCHES DISTRICT-WISE

NORTH EAST SOUTH WEST TOTAL

1 STATE BANK OF INDIA 5 16 9 2 32

2 CENTRAL BANK OF INDIA 1 8 1 6 16

3 UCO BANK 0 4 0 0 4

4 UNION BANK OF INDIA 1 4 2 1 8

5 CANARA BANK 0 4 0 0 4

6 VIJAYA BANK 0 1 0 0 1

7 BANK OF BARODA 0 1 0 0 1

8 BANK OF INDIA 0 1 0 0 1

9 PUNJAB NATIONAL BANK 0 1 0 0 1

10 ORIENTAL BANK OF COMM 0 2 0 0 2

11 UNITED BANK OF INDIA 0 2 1 0 3

12 CORPORATION BANK 0 1 0 0 1

13 IDBI BANK 0 2 1 0 3

14 ALLAHABAD BANK 0 2 0 0 2

15 INDIAN OVERSEAS BANK 0 2 0 0 2

16 SYNDICATE BANK 0 1 0 0 1

17 ANDHRA BANK 0 1 0 0 1

18 INDIAN BANK 0 1 0 0 1

19 DENA BANK 0 1 1 0 2

20 BANK OF MAHARASHTRA 0 1 0 0 1

21 AXIS BANK LTD 0 3 1 0 4

22 HDFC BANK LTD 0 3 1 0 4

23 ICICI BANK LTD 0 2 0 0 2

24 INDUSIND BANK 0 1 1 0 2

25 YES BANK 0 1 0 0 1

26 PUNJAB & SIND BANK 0 1 0 0 1

27 SISCO BANK 1 5 4 4 14

TOTAL 8 72 22 13 115

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CURRENCY CHEST BRANCHES :

District Bank Branches

1 East DistrictSBI GangtokSBI, SingtamCBI, Gangtok

2. South Distict CBI Namchi, SBI Jorethang

3. North District SBI Mangan (Under process)

CLEARING HOUSE :

District Bank Branches

1 East DistrictSBI GangtokSBI, RangpoSBI, Singtam

2. North District SBI Mangan

3. South District SBI, Jorethang

4 West District NIL

4

Number of ATMs in the State of Sikkim(As on 30.06.2013)

Banks EastDistt.

NorthDistt

SouthDistt.

WestDistrict Total ATMs

1 State Bank of India 25 3 4 4 362 Union Bank of India 4 1 2 1 83 UCO Bank 4 0 0 0 44 United Bank 1 0 1 0 25 P N B 1 0 0 0 16 O B C 2 0 0 0 27 AXIS Bank 20 0 5 1 268 IDBI Bank 4 0 1 0 59 HDFC Bank 5 0 2 0 7

10 Corporation Bank 1 0 0 0 111 Central Bank of India 8 1 1 6 1612 IndusInd Bank 1 0 1 0 213 ICICI Bank Ltd. 4 0 0 0 414 Syndicate Bank 1 0 0 0 115 Bank of Baroda 1 0 0 0 116 YES BANK 1 0 0 0 117 Indian Bank 1 0 0 0 118 Allahabad Bank 1 0 0 0 119 IOB 1 0 0 0 120 Dena Bank 1 0 1 0 221 Vijaya Bank 1 0 0 0 122 Bank of India 1 0 0 0 123 Punjab & Sind Bank 1 0 0 0 124 Canara Bank 1 0 0 0 1

TOTAL 91 5 18 12 126

5

List of SLBC members:

Controllers of the following Banks Departments

STATE BANK OF INDIA CHIEF SECRETARY, GOVT. OF SIKKIM

CENTRAL BANK OF INDIA SECRETARY, RM&DD, GOVT.OF SIKKI

UCO BANK SECRETARY, TOURISM DEPTT. GoS

UNION BANK OF INDIA SECRETARY, WELFARE DEPTT. GoS

CANARA BANK SECRETARY, UD&HD, GoS

VIJAYA BANK SECRETARY, IND. DEPTT. GoS

BANK OF BARODA SECRETARY, AGRICULTURE DEPTT

BANK OF INDIA SECRETARY, HORTICULTURE DEPTT.

PUNJAB NATIONAL BANK SECRETARY, AH&VS DEPTT.

CORPORATION BANK SECRETARY, CO-OPERATION DEPTT.

UNITED BANK OF INDIA MD, SIDICO

ORIENTAL BANK OF COMMERCE SECRETARY, FINANCE DEPTT. GoS

ALLAHABAD BANK DIRECTOR, KVIC, GoI

INDIAN OVERSEAS BANK DY.DIR, SPICES BOARD, GoI

SYNDICATE BANK DIR. MSMED, GoI

ANDHRA BANK CEO, SKVIB, GoS

INDIAN BANK PO, RGVN

DENA BANK MGR. SICON

AXIS BANK MGR./OC, SIDBI

HDFC BANK MD, SABCCO

IDBI BANK AGM, NATIONAL HOUSING BANK

INDUSIND BANK AD, NATIONAL HORT. BOARD

ICICI BANK GM, DISTT. IND. CENTRE, GoS

BANK OF MAHARASHTRA PD, SRDA, GoS

YES BANK RM. AGRI INSURANCE CO. OF INDIA

SISCO BANK PD, SOCIAL WELFARE DEPTT.

NABARD DIR. (FIC),MIN. OF FINANCE, DFS, GoI

RESERVE BANK OF INDIAAD, (HANDICRAFTS), MIN. OF TxtGoI, GANGTOK

PUNJAB & SIND BANK BM, NEDFI

DIR. OF HANDICRAFTS & HANDLOOMS,GOVT. OF SIKKIM

6

AGENDA NO.11. Confirmation of the proceedings of the 37th State Level Banker’s Committee (SLBC)

Meeting held at Gangtok (Sikkim) on 20th June 2013 at Mayfair Resort, Gangtok

The Minutes of the 37th State Level Banker’s Committee (SLBC) Meeting for Sikkim heldon 20th June 2013 at Mayfair Resort, Gangtok were duly circulated under cover of letterno. LB 29/151(M) dated 06.09.2013. Subject to modifications as may be proposed anddiscussed; the proceedings may be considered as read and confirmed.

AGENDA NO.2Follow-up of the Action Points that emerged from the 37th SLBC Meeting held on 20th

June 2013 at Gangtok

Action Point Action Centre Action Taken

1. Circulation of the minutesand Agenda papers of theSLBC at least 15 daysbefore the scheduledmeeting date

Lead Bank Since done

2. Target to cover villagesbelow 2000 populationwithin March 2014

All Banks To apprise the House

3. Upgrading of SLBCwebsite upto 31st July2013 to be confirmedbefore 02.08.2013


4. Submission ofdisaggregated FIP reportby all banks to RBI

All Banks Banks to apprise

5. Data Cleanup andsegregation to be donein all effective manner


7

AGENDA NO: 3Credit : Deposit Ratio / Credit + Investment : Deposit Ratio as on 30.06.2013

(Amount in Rs.’000)

Banks

As on 30.06.2013

Deposit CreditC:D Ratio

Cr.fromoutsideSikkim

TotalCredit

C:D Ratioincludingoutsidecredit

Deposit Credit+Inv. C+I:D

Ratio

Invest-ment

(I)D C D C+IS B I 15214995 6326926 41.6% 3950000 10276926 67.5% 15214995 13129426 86.3% 2852500C B I 7155745 1011222 14.1% 1501800 2513022 35.1% 7155745 2513022 35.1% 0UCO Bank 1112951 181243 16.3% 0 181243 16.3% 1112951 181243 16.3% 0Canara Bank 25642 13391 52.2% 0 13391 52.2% 25642 13391 52.2% 0Vijaya Bank 921363 116659 12.7% 0 116659 12.7% 921363 116659 12.7% 0Bankof Baroda 1527537 1011474 66.2% 0 1011474 66.2% 1527537 1011474 66.2% 0Bank of India 879700 51742 5.9% 175500 227242 25.8% 879700 227242 25.8% 0Union Bank 1122640 485142 43.2% 0 485142 43.2% 1122640 485142 43.2% 0P N B 538600 376600 69.9% 0 376600 69.9% 538600 376600 69.9% 0O B C 806899 331922 41.1% 0 331922 41.1% 806899 331922 41.1% 0AXIS Bank 248631 52100 21.0% 0 52100 21.0% 248631 52100 21.0% 0Corp. Bank 396508 324883 81.9% 0 324883 81.9% 396508 324883 81.9% 0HDFC Bank 2066606 737419 35.7% 0 737419 35.7% 2066606 737419 35.7% 0IDBI Bank 4114804 203941 5.0% 3250000 3453941 83.9% 4114804 3453941 83.9% 0Allahabad 593545 67209 11.3% 222254 289463 48.8% 593545 289463 48.8% 0United Bank 228311 477102 209.0% 0 477102 209.0% 228311 477102 209.0% 0IndusInd 206007 579785 281.4% 0 579785 281.4% 206007 579785 281.4% 0I O B 184961 103840 56.1% 0 103840 56.1% 184961 103840 56.1% 0Syndicate 130169 51878 39.9% 0 51878 39.9% 130169 51878 39.9% 0Andhra Bank 181748 24271 13.4% 0 24271 13.4% 181748 24271 13.4% 0Indian Bank 198943 33187 16.7% 0 33187 16.7% 198943 33187 16.7% 0ICICI Bank 414000 4437700 1071.9% 0 4437700 1071.9% 414000 4437700 1071.9% 0Dena Bank 198300 84692 42.7% 1246746 1331438 671.4% 198300 1331438 671.4% 0B o M 135788 21825 16.1% 0 21825 16.1% 135788 21825 16.1% 0Yes Bank 0 0 0.0% 0 0.0% 0 0 0.0% 0P & S Bank 0 0 0.0% 0 0.0% 0 0 0.0% 0Total for C B 38604393 17106153 44.3% 10346300 27452453 71.1% 38604393 30304953 78.5% 2852500

SISCO Bank 2454769 1021086 41.6% 0 1021086 41.6% 2454769 1021086 41.6% 0TOTAL 41059162 18127239 44.1% 10346300 28473539 69.3% 41059162 31326039 76.3% 2852500

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DETAILS OF CREDIT FROM OUTSIDE SIKKIM

Name of the Bank Project Credit (Rs.’000)CAG New Delhi Power Grid 1270000

SBI CAG Mumbai Hindustan Construction 200000

SBI CAG Hyderabad NCC Ltd 130000

SBI CAG Hyderabad NEC Ltd. 90000

SBI CAG Hyderabad SEW Infratructure 1950000

SBI CAG Hyderabad Gati Infrastructure 310000

SBI TOTAL 3950000Bank of India Esveegee Breweries 175500

Dena Bank Teesta Urja Ltd 1246746

Central Bank of India Lanco Energy 1501800

Allahabad Bank Bhubaneshwar main br Mayfair Hotels & Resorts 222254

IDBI Bank

Sneha Kinetic 1500000

Punj Llyod 750000

Madhya Bharat Power Corp 1000000

Total 6396300G/Total 10346300

INVESTMENT IN SIKKIM

Name of the Bank Investment amount(in Rs.000’) Details

SBI 2852500 Investment in Govt. Bonds

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Other Pub.SectorBanks32.39%

Pvt. Sector Banks7.15%

MARKETSHARE OF DEPOSITS AS ON 30.06.2013


Pvt. Sector Banks20.39%

MARKETSHARE OF ADVANCES AS ON 30.06.2013

9

State Bank of India37.05%

Central Bank ofIndia

17.43%

SISCO Bank Ltd.5.98%

MARKETSHARE OF DEPOSITS AS ON 30.06.2013


Central Bank ofIndia8.83%


SISCO Bank3.59%

MARKETSHARE OF ADVANCES AS ON 30.06.2013

9


Central Bank ofIndia

17.43%


Central Bank ofIndia8.83%

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AGENDA NO.4Recovery of Banks’ dues

The bank-wise, sector-wise recovery position as on 30th June 2013 is furnished hereunder.(Amount in Rs’000)

BANKAGRICULTURE INDUSTRY TERTIARY TOT. FOR ALL SECTORS

Demand Recov. % Recov. Demand Recov. % Recov. Demand Recov. % Recov. Demand Recov. %Recov.

S.B.I. 58457 13133 22.5% 24846 4978 20.0% 659984 413743 62.7% 743287 431854 58.1%C.B.I. 41161 7143 17.4% 4968 1705 34.3% 61199 9721 15.9% 107328 18569 17.3%UCO Bank 1901 1014 53.3% 187 115 61.5% 20793 13030 62.7% 22881 14159 61.9%Canara NSVijaya 99 3 3.0% 669 0 0.0% 14792 6343 42.9% 15560 6346 40.8%B.O.B. 87 8 9.2% 1374 1205 87.7% 18417 17542 95.2% 19878 18755 94.4%B.O.I. 561 504 89.8% 102 84 82.4% 527 480 91.1% 1190 1068 89.7%Union Bank 49 7 14.3% 246 71 28.9% 1523 1490 97.8% 1818 1568 86.2%P.N.B. 2573 1971 76.6% 150 117 78.0% 6233 5436 87.2% 8956 7524 84.0%AXIS Bank NSO.B.C. 40 40 100.0% 62506 15085 24.1% 124036 86099 69.4% 186582 101224 54.3%Corp. Bank 0 0 0.0% 45664 36620 80.2% 135849 126516 93.1% 181513 163136 89.9%HDFC Bank 2091 2091 100.0% 0 0 0.0% 2074 1972 95.1% 4165 4063 97.6%IDBI Bank 2733 2733 100.0% 413 413 100.0% 9638 9638 100.0% 12784 12784 100.0%Allahabad 187 26 13.9% 1684 0 0.0% 4423 4217 95.3% 6294 4243 67.4%U.B.I. 20 20 100.0% 0 0 0.0% 632 632 100.0% 652 652 100.0%IndusIndBank

16806 16513 98.3% 67862 65632 96.7% 0 0 0.0% 84668 82145 97.0%I.O.B. 1097 480 43.8% 1576 674 42.8% 167 147 88.0% 2840 1301 45.8%Syndicate Bank 3 0 0.0% 42 26 61.9% 2141 1390 64.9% 2186 1416 64.8%Andhra Bank NSICICI Bank NSIndian Bank 0 0 0.0% 0 0 0.0% 241 88 36.5% 241 88 36.5%Dena Bank 24 19 79.2% 54 46 85.2% 1662 1580 95.1% 1740 1645 94.5%BoM 0 0 0.0% 0 0 0.0% 203 203 100.0% 203 203 100.0%Total for CBs 127889 45705 35.7% 212343 126771 59.7% 1064534 700267 65.8% 1404766 872743 62.1%SISCO Bank 24038 2525 10.5% 4 4 100.0% 8861 4396 49.6% 32903 6925 21.0%TOTAL 151927 48230 31.7% 212347 126775 59.7% 1073395 704663 65.6% 1437669 879668 61.2%

NS = Not Submitted

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Recovery position in Govt. Sponsored Schemes as on 30th June 2013 (Amount in Rs.’000)

BANKSGSY PMEGP OTHER GOVT. PROGS. TOT. FOR ALL SCHEMES

Demand Recov. % Recov. Demand Recov. % Recov. Demand Recov. % Recov. Demand Recov. %Recov.

S.B.I. 6096 1479 24.3% 7883 4413 56.0% 9043 2500 27.6% 23022 8392 36.5%C.B.I. 1172 166 14.2% 9142 4446 48.6% 0 0 #DIV/0! 10314 4612 44.7%UCO Bank 1310 327 25.0% 137 0 0.0% 772 127 16.5% 2219 454 20.5%Canara Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%Vijaya Bank 0 0 0.0% 78 0 0.0% 0 0 0.0% 78 0 0.0%B.O.B. 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%B.O.I. 0 0 0.0% 85 66 77.6% 0 0 0.0% 85 66 77.6%Union Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%P.N.B. 46 15 32.6% 176 84 47.7% 0 0 0.0% 222 99 44.6%AXIS Bank Ltd. 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%O.B.C. 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%Corpn. Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%HDFC Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%IDBI Bank 0 0 0.0% 950 950 100.0% 0 0 0.0% 950 950 100.0%Allahabad Bank 148 0 0.0% 62 0 0.0% 52 0 0.0% 262 0 0.0%U.B.I. 0 0 0.0% 63 63 100.0% 0 0 0.0% 63 63 100.0%IndusInd Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%I.O.B. 0 0 0.0% 176 167 94.9% 0 0 0.0% 176 167 94.9%Syndicate Bank 0 0 0.0% 13 7 53.8% 0 0 0.0% 13 7 53.8%Andhra Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%ICICI Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%Indian Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%Dena Bank 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%BoM 0 0 0.0% 0 0 0.0% 0 0 0.0% 0 0 0.0%Total for C.Bs 8772 1987 22.7% 18765 10196 54.3% 9867 2627 26.6% 37404 14810 39.6%SISCO Bank 18 3 16.7% 0 0 0.0% 0 0 0.0% 18 3 16.7%

TOTAL 8790 1990 22.6% 18765 10196 54.3% 9867 2627 26.6% 37422 14813 39.6%

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AGENDA NO. 5Review of Performance under Annual Credit Plan 2013-14 including NPSfor the quarter ended 30th June 2013Overall achievement by banks (both priority sector and non-priority sector advances) stood at27.8%. However, few individual banks has to improve their performance.

Achievement under Priority and Non-Priority Sector as on 30.06.2013

Name of BankAnnual Target Achievement % Achievement

No. Amt. No. Amt. No. Amt.State Bank of India 10130 1654700 1145 928666 11.3% 56.1%Central Bank of India 5427 533400 239 61751 4.4% 11.6%UCO Bank 894 115500 20 7636 2.2% 6.6%Canara Bank 592 98500 34 2979 5.7% 3.0%Vijaya Bank 440 73500 13 4830 3.0% 6.6%Bank of Baroda 590 155500 56 34104 9.5% 21.9%Bank of India 420 68500 2 320 0.5% 0.5%Union Bank of India 2971 348500 48 13941 1.6% 4.0%Punjab National Bank 825 88000 32 10763 3.9% 12.2%Oriental Bank of Com. 723 156000 19 7437 2.6% 4.8%AXIS Bank Ltd. 919 133700 0 0 0.0% 0.0%Corporation Bank 450 72800 20 7157 4.4% 9.8%HDFC Bank 2790 250700 268 94034 9.6% 37.5%IDBI Bank 837 112600 45 21421 5.4% 19.0%Allahabad Bank 330 51000 17 22454 5.2% 44.0%United Bank of India 1783 222600 157 27555 8.8% 12.4%IndusInd Bank 647 72700 0 0 0.0% 0.0%Indian Overseas Bank 362 54000 5 2548 1.4% 4.7%Syndicate Bank 308 41000 14 2330 4.5% 5.7%Andhra Bank 297 32700 5 5225 1.7% 16.0%ICICI Bank 646 163100 0 0 0.0% 0.0%Indian Bank 293 31500 4 1161 1.4% 3.7%Dena Bank 592 58200 5 31224 0.8% 53.6%Bank of Maharashtra 295 37500 0 0 0.0% 0.0%Yes Bank 250 19550 0 0 0.0% 0.0%Punjab & Sind Bank 0 0 0 0 0.0% 0.0%

Total for Com. Banks 33811 4645750 2148 1287536 6.4% 27.7%SISCO Bank Ltd. 2597 300550 182 89010 7.0% 29.6%

TOTAL 36408 4946300 2330 1376546 6.4% 27.8%

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Review of Performance under Annual Credit Plan 2013-14for the quarter ended 30th June 2013 For Priority Sector AdvancesAll banks together disbursed Rs. 68.15 crores during the 1st quarter under priority sector

advances @ 18.7%.

Name of BankAnnual Target Achievement % Achievement

No. Amt. No. Amt. No. Amt.

State Bank of India 8187 1289700 749 463481 9.1% 35.9%Central Bank of India 4869 426900 88 17329 1.8% 4.1%UCO Bank 744 85500 15 6456 2.0% 7.6%Canara Bank 482 76500 23 628 4.8% 0.8%Vijaya Bank 315 48500 7 818 2.2% 1.7%Bank of Baroda 390 115500 25 25224 6.4% 21.8%Bank of India 320 48500 0 0 0.0% 0.0%Union Bank of India 2666 289500 35 10711 1.3% 3.7%Punjab National Bank 725 68000 13 7163 1.8% 10.5%Oriental Bank of Comm. 393 90000 16 6630 4.1% 7.4%AXIS Bank Ltd. 609 72700 0 0 0.0% 0.0%Corporation Bank 300 42800 8 2600 2.7% 6.1%HDFC Bank 2445 177700 68 23249 2.8% 13.1%IDBI Bank 577 60600 18 6139 3.1% 10.1%Allahabad Bank 270 39000 14 7064 5.2% 18.1%United Bank of India 1643 195600 131 25105 8.0% 12.8%IndusInd Bank 542 52700 0 0 0.0% 0.0%Indian Overseas Bank 287 39000 5 2548 1.7% 6.5%Syndicate Bank 258 31000 6 830 2.3% 2.7%Andhra Bank 247 22700 0 0 0.0% 0.0%ICICI Bank 346 28100 0 0 0.0% 0.0%Indian Bank 243 21500 0 0 0.0% 0.0%Dena Bank 542 48200 1 745 0.2% 1.5%Bank of Maharashtra 255 28500 0 0 0.0% 0.0%Yes Bank 240 17550 0 0 0.0% 0.0%Punjab & Sind Bank 0 0 0 0 0.0% 0.0%

Tot. for Comm.Banks 27895 3416250 1222 606720 4.4% 17.8%SISCO Bank Ltd. 2182 220050 127 74731 5.8% 34.0%

TOTAL 30077 3636300 1349 681451 4.5% 18.7%

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Agriculture and Allied ActivitiesThe overall achievement under this sector during the year is as below :

(As on 30.06.2013) (Amount in Rs’000)

Name of Bank Annual Target Achievement % AchievementNo. Amt. No. Amt. No. Amt.

State Bank of India 6330 361000 249 13563 3.9% 3.8%Central Bank of India 4390 260000 49 2856 1.1% 1.1%UCO Bank 610 36000 3 240 0.5% 0.7%Canara Bank 365 21500 0 0 0.0% 0.0%Vijaya Bank 245 14500 0 0 0.0% 0.0%Bank of Baroda 240 14000 0 0 0.0% 0.0%Bank of India 250 15000 0 0 0.0% 0.0%Union Bank of India 2320 138000 16 865 0.7% 0.6%Punjab National Bank 660 36000 6 363 0.9% 1.0%Oriental Bank of Com. 250 15000 7 630 2.8% 4.2%AXIS Bank Ltd. 515 31500 0 0 0.0% 0.0%Corporation Bank 240 14000 0 0 0.0% 0.0%HDFC Bank 2315 121500 59 8622 2.5% 7.1%IDBI Bank 490 29000 2 1823 0.4% 6.3%Allahabad Bank 220 12000 2 330 0.9% 2.8%United Bank of India 1420 82000 51 8399 3.6% 10.2%IndusInd Bank 490 29000 0 0 0.0% 0.0%Indian Overseas Bank 240 14000 0 0 0.0% 0.0%Syndicate Bank 220 12000 0 0 0.0% 0.0%Andhra Bank 220 12000 0 0 0.0% 0.0%ICICI Bank 320 17000 0 0 0.0% 0.0%Indian Bank 220 12000 0 0 0.0% 0.0%Dena Bank 490 29000 0 0 0.0% 0.0%Bank of Maharashtra 220 12000 0 0 0.0% 0.0%Yes Bank 220 12000 0 0 0.0% 0.0%Punjab & Sind Bank 0 0 0 0 0.0% 0.0%

Total for Com. Banks 23500 1350000 444 37691 1.9% 2.8%SISCO Bank Ltd. 1900 120000 52 48691 2.7% 40.6%

TOTAL 25400 1470000 496 86382 2.0% 5.9%

15

B. Industry SectorThough the overall achievement under this sector is good, performance of most of theindividual banks are very poor.

(As on 30.06.2013) (Amount in Rs’000)


State Bank of India 145 24200 5 15944 3.4% 65.9%Central Bank of India 79 11400 27 1000 34.2% 8.8%UCO Bank 36 4500 0 0 0.0% 0.0%Canara Bank 18 9000 0 0 0.0% 0.0%Vijaya Bank 15 4000 0 0 0.0% 0.0%Bank of Baroda 5 1500 0 0 0.0% 0.0%Bank of India 15 3500 0 0 0.0% 0.0%Union Bank of India 70 12500 0 0 0.0% 0.0%Punjab National Bank 14 2000 0 0 0.0% 0.0%Oriental Bank of Com. 27 5000 0 0 0.0% 0.0%AXIS Bank Ltd. 12 3200 0 0 0.0% 0.0%Corporation Bank 10 3800 0 0 0.0% 0.0%HDFC Bank 21 12200 0 0 0.0% 0.0%IDBI Bank 8 1600 12 1363 150.0% 85.2%Allahabad Bank 4 2000 0 0 0.0% 0.0%United Bank of India 13 8600 21 3475 161.5% 40.4%IndusInd Bank 5 1700 0 0 0.0% 0.0%Indian Overseas Bank 4 1000 0 0 0.0% 0.0%Syndicate Bank 4 2000 0 0 0.0% 0.0%Andhra Bank 8 2700 0 0 0.0% 0.0%ICICI Bank 2 1100 0 0 0.0% 0.0%Indian Bank 7 1500 0 0 0.0% 0.0%Dena Bank 5 1200 0 0 0.0% 0.0%Bank of Maharashtra 1 500 0 0 0.0% 0.0%Yes Bank 1 550 0 0 0.0% 0.0%Punjab & Sind Bank 0 0 0 0 0.0% 0.0%Total for Com.Banks 529 121250 65 21782 12.3% 18.0%

SISCO Bank Ltd. 64 5050 2 15 3.1% 0.3%TOTAL 593 126300 67 21797 11.3% 17.3%

16

C. Tertiary SectorThe overall achievement under this sector recorded at 28.1% during the year.

(As on 30.06.2013) (Amount in Rs.’000)


State Bank of India 1712 904500 495 433974 28.9% 48.0%Central Bank of India 400 155500 12 13473 3.0% 8.7%UCO Bank 98 45000 12 6216 12.2% 13.8%Canara Bank 99 46000 23 628 23.2% 1.4%Vijaya Bank 55 30000 7 818 12.7% 2.7%Bank of Baroda 145 100000 25 25224 17.2% 25.2%Bank of India 55 30000 0 0 0.0% 0.0%Union Bank of India 276 139000 19 9846 6.9% 7.1%Punjab National Bank 51 30000 7 6800 13.7% 22.7%Oriental Bank of Com. 116 70000 9 6000 7.8% 8.6%AXIS Bank Ltd. 82 38000 0 0 0.0% 0.0%Corporation Bank 50 25000 8 2600 16.0% 10.4%HDFC Bank 109 44000 9 14627 8.3% 33.2%IDBI Bank 79 30000 4 2953 5.1% 9.8%Allahabad Bank 46 25000 12 6734 26.1% 26.9%United Bank of India 210 105000 59 13231 28.1% 12.6%IndusInd Bank 47 22000 0 0 0.0% 0.0%Indian Overseas Bank 43 24000 5 2548 11.6% 10.6%Syndicate Bank 34 17000 6 830 17.6% 4.9%Andhra Bank 19 8000 0 0 0.0% 0.0%ICICI Bank 24 10000 0 0 0.0% 0.0%Indian Bank 16 8000 0 0 0.0% 0.0%Dena Bank 47 18000 1 745 2.1% 4.1%Bank of Maharashtra 34 16000 0 0 0.0% 0.0%Yes Bank 19 5000 0 0 0.0% 0.0%Punjab & Sind Bank 0 0 0 0 0.0% 0.0%

Total for Comm.Banks 3866 1945000 713 547247 18.4% 28.1%SISCO Bank Ltd. 218 95000 73 26025 33.5% 27.4%

TOTAL 4084 2040000 786 573272 19.2% 28.1%

17

D. Non-Priority Sector : Bank wise performance is as under

(As on 30.06.2013) (Amount in Rs.’000)

Name of BankAnnual Target Achievement % AchievementNo. Amt. No. Amt. No. Amt.

State Bank of India 1943 365000 396 465185 20.4% 127.4%Central Bank of India 558 106500 151 44422 27.1% 41.7%UCO Bank 150 30000 5 1180 3.3% 3.9%Canara Bank 110 22000 11 2351 10.0% 10.7%Vijaya Bank 125 25000 6 4012 4.8% 16.0%Bank of Baroda 200 40000 31 8880 15.5% 22.2%Bank of India 100 20000 2 320 2.0% 1.6%Union Bank of India 305 59000 13 3230 4.3% 5.5%Punjab National Bank 100 20000 19 3600 19.0% 18.0%Oriental Bank of Comm. 330 66000 3 807 0.9% 1.2%AXIS Bank Ltd. 310 61000 0 0 0.0% 0.0%Corporation Bank 150 30000 12 4557 8.0% 15.2%HDFC Bank 345 73000 200 70785 58.0% 97.0%IDBI Bank 260 52000 27 15282 10.4% 29.4%Allahabad Bank 60 12000 3 15390 5.0% 128.3%United Bank of India 140 27000 26 2450 18.6% 9.1%IndusInd Bank 105 20000 0 0 0.0% 0.0%Indian Overseas Bank 75 15000 0 0 0.0% 0.0%Syndicate Bank 50 10000 8 1500 16.0% 15.0%Andhra Bank 50 10000 5 5225 10.0% 52.3%ICICI Bank 300 135000 0 0 0.0% 0.0%Indian Bank 50 10000 4 1161 8.0% 11.6%Dena Bank 50 10000 4 30479 8.0% 304.8%Bank of Maharashtra 40 9000 0 0 0.0% 0.0%Yes Bank 10 2000 0 0 0.0% 0.0%Punjab & Sind Bank 0 0 0 0 0.0% 0.0%Total for Comm.Banks 5916 1229500 926 680816 15.7% 55.4%SISCO Bank Ltd. 415 80500 55 14279 13.3% 17.7%

TOTAL 6331 1310000 981 695095 15.5% 53.1%

18

AGENDA NO. 6Review of other Priority Sector Advances and other Special Programmes as on 30TH June 2013Swarnjayanti Gram Swarozgar Yojana (SGSY)The Department did not sponsored any proposals during the June quarter as the nomenclature of the scheme is being changedto NRLM. ( Amount in Rs.’000)

Name ofBank /Branch

Annual Target(beneficiary)

SPONS. SANCTIONED DISBURSED REJECTD PENDGroups Indiv. Group Individual Group Individual Gr. Ind. Gr. Ind.

No. Amt. No. No. No. Amt. No Amt. No. Amt. No. Amt. No. No. No. No.S.B.I. 2117 30809 0 0 0 0 0 0 0 0 0 0 0 0 0 0C.B.I. 1504 20978 0 0 0 0 0 0 0 0 0 0 0 0 0 0UCO Bank 102 1604 0 0 0 0 0 0 0 0 0 0 0 0 0 0Canara Bank 12 187 0 0 0 0 0 0 0 0 0 0 0 0 0 0Vijaya Bank 14 156 0 0 0 0 0 0 0 0 0 0 0 0 0 0BankofBaroda 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0Bank of India 30 300 0 0 0 0 0 0 0 0 0 0 0 0 0 0Union Bank 237 3839 0 0 0 0 0 0 0 0 0 0 0 0 0 0P.N.B. 10 158 0 0 0 0 0 0 0 0 0 0 0 0 0 0AXIS Bank 85 1185 0 0 0 0 0 0 0 0 0 0 0 0 0 0O.B.C. 33 497 0 0 0 0 0 0 0 0 0 0 0 0 0 0Corpn. Bank 10 140 0 0 0 0 0 0 0 0 0 0 0 0 0 0HDFC Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0IDBI Bank 21 328 0 0 0 0 0 0 0 0 0 0 0 0 0 0A’habadBank 10 140 0 0 0 0 0 0 0 0 0 0 0 0 0 0U.B.I. 82 983 0 0 0 0 0 0 0 0 0 0 0 0 0 0I.O.B. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0Syndicate 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0ICICI Bank 33 462 0 0 0 0 0 0 0 0 0 0 0 0 0 0Indian Bank 23 190 0 0 0 0 0 0 0 0 0 0 0 0 0 0Dena Bank 20 312 0 0 0 0 0 0 0 0 0 0 0 0 0 0Total for CBs 4343 62268 0 0 0 0 0 0 0 0 0 0 0 0 0 0SISCO Bank 485 6923 0 0 0 0 0 0 0 0 0 0 0 0 0 0

TOTAL 4828 69191 0 0 0 0 0 0 0 0 0 0 0 0 0 0

19

B. Prime Minister’s Employment Generation ProgrammeThe scheme is being implemented (sponsored) by 3 Government agencies and theirstatus are as below but during the June quarter there was no sponsorships by theconcerned departments:

i) Sponsored by DIC

P M E G P sponsored by DIC(As on 30.06.2013) (Amt. in Rs’000)

Name of BankAnnual Target Spon Sanctioned Disbursed Reject Pend.

No. Sub.Amt. No. No. Amt. No. Amt. No. No.

S.B.I. 40 9074 0 0 0 0 0 0 0C.B.I. 20 4600 0 0 0 0 0 0 0UCO Bank 5 1150 0 0 0 0 0 0 0Canara Bank 5 1150 0 0 0 0 0 0 0Vijaya Bank 1 230 0 0 0 0 0 0 0B.O.B. 1 230 0 0 0 0 0 0 0Bank of India 1 230 0 0 0 0 0 0 0Union Bank 10 2300 0 0 0 0 0 0 0P.N.B. 2 460 0 0 0 0 0 0 0O.B.C. 2 460 0 0 0 0 0 0 0AXIS Bank 0 0 0 0 0 0 0 0 0Corpn.Bank 1 230 0 0 0 0 0 0 0HDFC Bank 0 0 0 0 0 0 0 0 0IDBI Bank 2 460 0 0 0 0 0 0 0Allahbad Bank 2 460 0 0 0 0 0 0 0U.B.I. 4 920 0 0 0 0 0 0 0IndusInd Bank 0 0 0 0 0 0 0 0 0I.O.B. 2 460 0 0 0 0 0 0 0SyndicateBank 2 460 0 0 0 0 0 0 0Andhra Bank 1 230 0 0 0 0 0 0 0ICICI Bank 0 0 0 0 0 0 0 0 0Indian Bank 1 230 0 0 0 0 0 0 0Dena Bank 2 460 0 0 0 0 0 0 0BoM 1 230 0 0 0 0 0 0 0Yes Bank Ltd. 0 0 0 0 0 0 0 0 0

Pun & Sind Bank 0 0 0 0 0 0 0 0 0SISCO Bank 0 0 0 0 0 0 0 0 0TOTAL 105 24024 0 0 0 0 0 0 0

20

P M E G PSponsored by KVIC

P M E G P sponsored by KVIC(As on 30.06.2013) (Amt. in Rs’000)

Name of BankAnnual Target Spon Sanctioned Disbursed Reject Pend.

No. Sub.Amt. No. No. Amt. No. Amt. No. No.

S.B.I. 28 6500 0 0 0 0 0 0 0C.B.I. 14 3239 0 0 0 0 0 0 0UCO Bank 4 920 0 0 0 0 0 0 0Canara Bank 3 690 0 0 0 0 0 0 0Vijaya Bank 1 230 0 0 0 0 0 0 0B.O.B. 1 230 0 0 0 0 0 0 0Bank of India 1 230 0 0 0 0 0 0 0Union Bank 7 1610 0 0 0 0 0 0 0P.N.B. 1 230 0 0 0 0 0 0 0O.B.C. 2 460 0 0 0 0 0 0 0AXIS Bank 0 0 0 0 0 0 0 0 0Corpn.Bank 1 230 0 0 0 0 0 0 0HDFC Bank 0 0 0 0 0 0 0 0 0IDBI Bank 2 460 0 0 0 0 0 0 0Allahbad Bank 2 460 0 0 0 0 0 0 0U.B.I. 3 690 0 0 0 0 0 0 0IndusInd Bank 0 0 0 0 0 0 0 0 0I.O.B. 2 460 0 0 0 0 0 0 0SyndicateBank 1 230 0 0 0 0 0 0 0Andhra Bank 1 230 0 0 0 0 0 0 0ICICI Bank 0 0 0 0 0 0 0 0 0Indian Bank 1 230 0 0 0 0 0 0 0Dena Bank 2 460 0 0 0 0 0 0 0BoM 1 230 0 0 0 0 0 0 0Yes Bank Ltd. 0 0 0 0 0 0 0 0 0Punjab & Sind

Bank 0 0 0 0 0 0 0 0 0

SISCO Bank 0 0 0 0 0 0 0 0 0TOTAL 78 18019 0 0 0 0 0 0 0

21

P M E G PSponsored by SKVIB

P M E G P (Sponsored by SKVIB)(As on 30.06.2013) (Amt. in Rs'000)

Name of BankAnnual Target Spons. Sanctioned Disbursed Reject. Pend.

No.Sub.Amt. No. No. Amt. No. Amt. No. No.

S.B.I. 28 6440 0 0 0 0 0 0 0C.B.I. 15 3299 0 0 0 0 0 0 0UCO Bank 4 920 0 0 0 0 0 0 0Canara Bank 4 920 0 0 0 0 0 0 0Vijaya Bank 1 230 0 0 0 0 0 0 0B.O.B. 1 230 0 0 0 0 0 0 0Bank of India 1 230 0 0 0 0 0 0 0Union Bank 7 1610 0 0 0 0 0 0 0P.N.B. 1 230 0 0 0 0 0 0 0O.B.C. 2 460 0 0 0 0 0 0 0AXIS Bank 0 0 0 0 0 0 0 0 0Corpn.Bank 1 230 0 0 0 0 0 0 0HDFC Bank 0 0 0 0 0 0 0 0 0IDBI Bank 2 460 0 0 0 0 0 0 0Allahabad Bank 2 460 0 0 0 0 0 0 0U.B.I. 2 460 0 0 0 0 0 0 0IndusInd Bank 0 0 0 0 0 0 0 0 0I.O.B. 2 460 0 0 0 0 0 0 0Syndicate Bank 1 230 0 0 0 0 0 0 0Andhra Bank 1 230 0 0 0 0 0 0 0ICICI Bank 0 0 0 0 0 0 0 0 0Indian Bank 1 230 0 0 0 0 0 0 0Dena Bank 2 460 0 0 0 0 0 0 0BoM 1 230 0 0 0 0 0 0 0Yes Bank Ltd. 0 0 0 0 0 0 0 0 0Pun. & Sind Bank 0 0 0 0 0 0 0 0 0SISCO Bank 0 0 0 0 0 0 0 0 0TOTAL 79 18019 0 0 0 0 0 0 0

22

C. Swarnajayanti Sahari Rozgar Yojana (SJSRY)The Bank wise target and sponsoring of cases under the scheme is furnished below:

(As on 30.06.2013) (Amount in Rs.’000)

Name of BankAnnualTarget Spons Sanctioned Disbursed Reject Pend.

No. Amt. No. No. Amt. No. Amt. No. No.S.B.I. 97 14550 9 1 200 1 200 2 6*C.B.I. 58 8700 1 0 0 0 0 0 1

UCO Bank 16 2400 1 0 0 0 0 1 0

Canara Bank 5 750 0 0 0 0 0 0 0

Vijaya Bank 2 300 0 0 0 0 0 0 0

B.O.B. 2 300 0 0 0 0 0 0 0

Bank of India 5 750 0 0 0 0 0 0 0

Union Bank 11 1650 0 0 0 0 0 0 0

P.N.B. 0 0 0 0 0 0 0 0 0

O.B.C. 0 0 0 0 0 0 0 0 0

AXIS Bank 0 0 0 0 0 0 0 0 0

Corpn.Bank 0 0 0 0 0 0 0 0 0

HDFC Bank 0 0 0 0 0 0 0 0 0

IDBI Bank 2 300 0 0 0 0 0 0 0

Allahabad Bank 0 0 0 0 0 0 0 0 0

U.B.I. 0 0 0 0 0 0 0 0 0

IndusInd Bank 0 0 0 0 0 0 0 0 0

I.O.B. 0 0 0 0 0 0 0 0 0

Syndicate Bank 0 0 0 0 0 0 0 0 0

Andhra Bank 2 300 1 0 0 0 0 1 0

ICICI Bank 0 0 0 0 0 0 0 0 0

Indian Bank 0 0 0 0 0 0 0 0 0Dena Bank 0 0 0 0 0 0 0 0 0

BoM 0 0 0 0 0 0 0 0 0

Yes Bank Ltd. 0 0 0 0 0 0 0 0 0

SISCO Bank 0 0 0 0 0 0 0 0 0

TOTAL 200 30000 12 1 200 1 200 4 7 *

*Most of the beneficiaries have not visited the branch despite being called for.

23

AGENDA NO. 7Promotion of Self Help Groups (SHGs)Saving linked as well as credit linked of SHGs in the state are as follows :


Name ofBank /District

SHGs under SGSY Non-SGSY SHGsSav. linked

duringCredit linked

duringR.F.relsd.

duringSav. Linked

duringCredit linked

during01.04.13-30.06.13

01.04.13-30.06.13

01.04.13-30.06.13

01.04.13-30.06.13

01.04.13-30.06.13

Savings A/c Savings A/cNo. Amt. No. Amt. No. Amt. No. Amt. No. Amt.

S.B.I. 0 0 0 0 0 0 179* 0 0 0C.B.I. 0 0 0 0 0 0 0 0 0 0UCO Bank 0 0 0 0 0 0 0 0 0 0Canara Bank 0 0 0 0 0 0 0 0 0 0Vijaya Bank 0 0 0 0 0 0 0 0 0 0B.O.B. 0 0 0 0 0 0 0 0 0 0B.O.I. 0 0 0 0 0 0 0 0 0 0Union Bank 0 0 0 0 0 0 0 0 0 0P.N.B. 0 0 0 0 0 0 0 0 0 0O.B.C. 0 0 0 0 0 0 0 0 0 0AXIS Bank 0 0 0 0 0 0 0 0 0 0Corpn. Bank 0 0 0 0 0 0 0 0 0 0HDFC Bank 0 0 0 0 0 0 0 0 0 0IDBI Bank 0 0 0 0 0 0 0 0 0 0AllahabadBnk

0 0 0 0 0 0 0 0 0 0U.B.I. 0 0 0 0 0 0 0 0 0 0IndusIndBank

0 0 0 0 0 0 0 0 0 0I.O.B. 0 0 0 0 0 0 0 0 0 0SyndicateBnk

0 0 0 0 0 0 0 0 0 0Andhra Bank 0 0 0 0 0 0 0 0 0 0ICICI Bank 0 0 0 0 0 0 0 0 0 0Indian Bank 0 0 0 0 0 0 0 0 0 0Dena Bank 0 0 0 0 0 0 0 0 0 0BoM 0 0 0 0 0 0 0 0 0 0Yes BankLtd.

0 0 0 0 0 0 0 0 0 0Total PSBs 0 0 0 0 0 0 179 0 0 0SISCO Bank 0 0 0 0 0 0 0 0 0 0

TOTAL 0 0 0 0 0 0 179 0 0 0

179* Women SHGCUMULATIVE POSITION OF SHGs UPTO 31.06.2013

(Amount in Rs.'000)

BANK

SHGs under SGSY Non-SGSY SHGsSavingsLinked

Credit LinkedSavings Linked Credit Linked

R.F. linked 2nd Grad. LoanNo. No. No. No. No.

TOTAL 2614 1966 1063 445 142

24

AGENDA NO. 8Kisan Credit Card (KCC)The position concerning issuance of Kisan Credit Cards (KCC) in the State as on 30.06.2013 isfurnished below. The importance of coverage of all eligible farmers under KCC cannot be overemphasized. The branch level functionaries need to take greater interest so that the number ofKCCs issued shows a marked improvement in future and also to cover all eligible farmers byKCC as per direction of GOI.

KISAN CREDIT CARD(As on 30.06.2013) (Amount in Rs.'000)

Name of Bank AnnualTarget

KCC issued duringyear Total KCC outstanding

No. Amount No. AmountState Bank of India 5440 128 4964 2321 98745Central Bank of India 3580 44 1586 772 43380UCO Bank 500 0 0 17 1095Canara Bank 300 0 0 6 300Vijaya Bank 200 0 0 0 0Bank of Baroda 200 0 0 9 195Bank of India 200 0 0 138 1164Union Bank of India 1880 1 50 183 10650Punjab National Bank 600 0 0 50 11775Oriental Bank of Com 200 7 580 10 820AXIS Bank Ltd. 400 0 0 1 500Corporation Bank 200 0 0 0 0HDFC Bank 2200 11 1888 691 80884IDBI Bank 400 5 816 5 820Allahabad Bank 200 0 0 24 253United Bank of India 1200 0 0 74 1260IndusInd Bank 400 0 0 0 0Indian Overseas Bank 200 1 85 8 228Syndicate Bank 200 0 0 2 101Andhra Bank 200 0 0 0 0ICICI Bank 300 0 0 0 0Indian Bank 200 0 0 1 50Dena Bank 400 4 139 10 411Bank of Maharashtra 200 0 0 0 0Yes Bank Ltd. 200 0 0 0 0Punjab & Sind Bank 0 0 0 0 0

Total for Comm Banks 20000 201 10108 4322 252631SISCO Bank 1400 105 67361 2444 70985

GRAND TOTAL 21400 306 77469 6766 323616

25

AGENDA NO. 9Housing Finance Scheme

The position of Housing Loan is as below: (As on 30.06.2013)



State Bank of India 836 612681 313 115890 37.4% 18.9%Central Bank of India 138 89974 6 4554 4.3% 5.1%UCO Bank 36 26461 2 2550 5.6% 9.6%Canara Bank 37 27730 0 0 0.0% 0.0%Vijaya Bank 18 15000 0 0 0.0% 0.0%Bank of Baroda 100 80000 25 25224 25.0% 31.5%Bank of India 25 20000 0 0 0.0% 0.0%Union Bank of India 102 77781 11 6717 10.8% 8.6%Punjab National Bank 25 20000 6 5100 24.0% 25.5%Oriental Bank of Comm. 47 38500 4 3800 8.5% 9.9%AXIS Bank Ltd. 23 17646 0 0 0.0% 0.0%Corporation Bank 22 14000 8 2600 36.4% 18.6%HDFC Bank 0 0 0 0 0.0% 0.0%IDBI Bank 16 10400 0 0 0.0% 0.0%Allahabad Bank 20 15500 0 0 0.0% 0.0%United Bank of India 128 80960 0 0 0.0% 0.0%IndusInd Bank 11 8000 0 0 0.0% 0.0%Indian Overseas Bank 13 12000 0 0 0.0% 0.0%Syndicate Bank 11 9000 0 0 0.0% 0.0%Andhra Bank 6 4000 0 0 0.0% 0.0%ICICI Bank 2 2000 0 0 0.0% 0.0%Indian Bank 6 4730 0 0 0.0% 0.0%Dena Bank 11 8000 1 745 9.1% 9.3%Bank of Maharashtra 14 9000 0 0 0.0% 0.0%Yes Bank Ltd. 0 0 0 0 0.0% 0.0%Punjab & Sind Bank 0 0 0 0 0.0% 0.0%

Total for Comm.Banks 1647 1203363 376 167180 22.8% 13.9%SISCO Bank Ltd. 89 59100 51 21800 57.3% 36.9%

TOTAL 1736 1262463 427 188980 24.6% 15.0%

26

AGENDA NO. 10Achievements under Education Loan 2013-14As on 30.06.2013

(Amt. in Rs'000)


State Bank Of India 82 26935 15 1715 18.3% 6.4%

Central Bank Of India 56 18485 1 119 1.8% 0.6%

UCO Bank 22 7270 0 0 0.0% 0.0%

Canara Bank 25 8190 0 0 0.0% 0.0%

Vijaya Bank 10 3270 0 0 0.0% 0.0%

Bank Of Baroda 10 3270 0 0 0.0% 0.0%

Bank of India 10 3270 0 0 0.0% 0.0%

Union Bank of India 47 15315 0 0 0.0% 0.0%

Punjab National Bank 10 3270 0 0 0.0% 0.0%

Oriental Bank of Comm. 15 4920 0 0 0.0% 0.0%

Axis Bank Ltd. 26 8520 0 0 0.0% 0.0%

Corporation Bank 10 3270 0 0 0.0% 0.0%

HDFC Bank 36 11790 0 0 0.0% 0.0%

IDBI Bank 26 8520 0 0 0.0% 0.0%

Allahabad Bank 10 3270 1 750 10.0% 22.9%

United Bank of India 25 8140 2 700 8.0% 8.6%

IndusInd Bank 16 5250 0 0 0.0% 0.0%

Indian Overseas bank 10 3270 0 0 0.0% 0.0%

Syndicate Bank 10 3270 0 0 0.0% 0.0%

ICICI Bank 10 3270 0 0 0.0% 0.0%

Andhra Bank 20 6540 0 0 0.0% 0.0%

Indian Bank 10 3270 0 0 0.0% 0.0%

Dena Bank 16 5250 0 0 0.0% 0.0%

Bank of Maharashtra 10 3270 0 0 0.0% 0.0%

Yes Bank Ltd. 10 3270 0 0 0.0% 0.0%Punjab & Sind Bank 0 0 0 0 0.0% 0.0%

Total for CBs 532 174365 19 3284 3.6% 1.9%SISCO Bank 33 10835 1 250 3.0% 2.3%

TOTAL 565 185200 20 3534 3.5% 1.9%

27

Agenda No. 11Performances under MSE 2013-14As on 30.06.2013

Name ofBank

Annual Target Achievement

SSI TO SBF Total SSI TO SBF/SE Total % of

Ach

S B I 24200 61236 87563 172999 15944 5887 240048 261879 151.4%

C B I 11400 500 31163 43063 1000 0 6600 7600 17.6%UCO Bank 4500 3000 5900 13400 0 0 3666 3666 27.4%Canara 9000 3000 5310 17310 0 0 0 0 0.0%Vijaya 4000 1000 5000 10000 0 450 368 818 8.2%B o B 1500 1000 4300 6800 0 0 0 0 0.0%B o I 3500 2000 1750 7250 0 0 0 0 0.0%Union Bank 12500 6500 23708 42708 0 289 2290 2579 6.0%P N B 2000 2000 3000 7000 0 0 1700 1700 24.3%O B C 5000 3000 9000 17000 0 0 2000 2000 11.8%AXIS Bank 3200 1000 5374 9574 0 0 0 0 0.0%Corporation 3800 1000 2000 6800 0 0 0 0 0.0%HDFC 12200 2000 19674 33874 0 0 14560 14560 43.0%IDBI Bank 1600 2000 3600 7200 1363 0 2953 4316 59.9%Allahabad 2000 1200 3461 6661 0 0 4144 4144 62.2%United Bank 8600 6000 6772 21372 3475 1500 6055 11030 51.6%IndusInd 1700 2000 3149 6849 0 0 0 0 0.0%I O B 1000 2500 2000 5500 0 348 2200 2548 46.3%Syndicate 2000 1000 2000 5000 0 0 830 830 16.6%Andhra Bnk 2700 0 300 3000 0 0 0 0 0.0%ICICI Bank 1100 0 0 1100 0 0 0 0 0.0%Indian Bank 1500 0 0 1500 0 0 0 0 0.0%Dena Bank 1200 1000 2458 4658 0 0 0 0 0.0%B O M 500 1000 2461 3961 0 0 0 0 0.0%Yes Bank 550 0 0 550 0 0 0 0 0.0%P & S Bank 0 0 0 0 0 0 0 0 0.0%

Total Com. 121250 103936 229943 455129 21782 8474 287414 317670 69.8%SISCO 5050 3000 12320 20370 15 0 625 640 3.1%GRANDTOTAL 126300 106936 242263 475499 21797 8474 288039 318310 66.9%

28

Agenda No.12National Horticulture Board SchemeThe concerned Department NHB did not issued LOI during the quarter under report.

Name ofBank

LoIpending

as on30.06.13

LOIsissuedduringcurrent

FY

LOIsreceivedby Banks

LOIsSanctionedby Banks

LOIsDisbursedby Banks

LOIsRejectedby Bank

LOIsPendingat Bank

No. No. No. No. Amt. No. Amt. No. No.S.B.I. 0 0 0 0 0 0 0 0 0C.B.I. 0 0 0 0 0 0 0 0 0UCO Bank 0 0 0 0 0 0 0 0 0Canara Bank 0 0 0 0 0 0 0 0 0Vijaya Bank 0 0 0 0 0 0 0 0 0B.O.B. 0 0 0 0 0 0 0 0 0Bank of India 0 0 0 0 0 0 0 0 0Union Bank 0 0 0 0 0 0 0 0 0P.N.B. 0 0 0 0 0 0 0 0 0O.B.C. 0 0 0 0 0 0 0 0 0Axis Bank 0 0 0 0 0 0 0 0 0Corpn.Bank 0 0 0 0 0 0 0 0 0HDFC Bank 0 0 0 0 0 0 0 0 0IDBI Bank 0 0 0 0 0 0 0 0 0Allahabad Bank 0 0 0 0 0 0 0 0 0United Bank 0 0 0 0 0 0 0 0 0IndusInd Bank 0 0 0 0 0 0 0 0 0I.O.B. 0 0 0 0 0 0 0 0 0Syndicate Bank 0 0 0 0 0 0 0 0 0Andhra Bank 0 0 0 0 0 0 0 0 0ICICI Bank 0 0 0 0 0 0 0 0 0Indian Bank 0 0 0 0 0 0 0 0 0Tot. for CBs 0 0 0 0 0 0 0 0 0SISCO Bank 0 0 0 0 0 0 0 0 0

TOTAL 0 0 0 0 0 0 0 0 0

AGENDA NO.13Artisan Credit CardThe department of Handicraft & Handlooms, Govt.of India has not furnish information in respectof sponsoring of cases under the scheme or sanction of loan by any Bank . However, Bankbranch should ensure that no cases sponsored to them in the past by the department shouldremain pending with them.

29

AGENDA NO.14Financial Inclusion by Extension of Banking Services with opening of“Basic Savings Bank” account

Name of Bank/BranchDuring the current year Till date

(cumulative)

No. Amt. No.

State Bank of India 9874 170 40391Central Bank of India 2090 2563 36603UCO Bank 136 78 1038Union Bank of India 0 0 1219Oriental Bank of Com. 0 0 0Axis Bank 51 8 642Canara Bank 6 5 140Vijaya Bank 1148 535 2604Bank of Baroda 18 0 615Bank of India 220 13 891Punjab National Bank 13 0 779Corporation Bank 0 0 145HDFC Bank 0 0 308IDBI Bank 0 0 158Allahabad Bank 30 1 887United Bank of India 8 0 959IndusInd Bank 0 0 104Indian Overseas Bank 46 73 666Syndicate Bank 16 5 845Andhra Bank 3 1 482ICICI Bank 0 0 64Indian Bank 33 20 108Dena Bank 36 12 478Bank of Maharashtra 0 0 300Yes Bank Ltd. 0 0 0Punjab & Sind Bank 0 0 0

SISCO Total 673 1347 18240TOTAL 14401 4831 108666

30

Agenda No.15Weavers Credit Card Scheme

WEAVERS CREDIT CARD SCHEME(As on 30.06.2013) (Amt. in Rs'000)

Name of Bank Spons. Sanctioned Disbursed Reject. Pend.No. No. Amt. No. Amt. No. No.

State Bank of India 0 0 0 0 0 0 0Central Bank of India 0 0 0 0 0 0 0UCO Bank 0 0 0 0 0 0 0Canara Bank 0 0 0 0 0 0 0Vijaya Bank 0 0 0 0 0 0 0Bank of Baroda 0 0 0 0 0 0 0Bank of India 0 0 0 0 0 0 0Union Bank of India 0 0 0 0 0 0 0Punjab National Bank 0 0 0 0 0 0 0Oriental Bank of Comm. 0 0 0 0 0 0 0AXIS Bank Ltd. 0 0 0 0 0 0 0Corporation Bank 0 0 0 0 0 0 0HDFC Bank 0 0 0 0 0 0 0IDBI Bank 0 0 0 0 0 0 0Allahabad Bank 0 0 0 0 0 0 0United Bank of India 0 0 0 0 0 0 0IndusInd Bank 0 0 0 0 0 0 0Indian Overseas Bank 0 0 0 0 0 0 0Syndicate Bank 0 0 0 0 0 0 0Andhra Bank 0 0 0 0 0 0 0ICICI Bank 0 0 0 0 0 0 0Indian Bank 0 0 0 0 0 0 0Dena Bank 0 0 0 0 0 0 0Bank of Maharashtra 0 0 0 0 0 0 0Yes Bank 0 0 0 0 0 0 0Tot. for Comm.Banks 0 0 0 0 0 0 0SISCO Bank Ltd. 0 0 0 0 0 0 0

TOTAL 0 0 0 0 0 0 0

31

AGENDA NO.16Miscellaneous1. Evolving Action Plan for Remaining Un-banked villages :As per instruction of IBA the SLBC has proposed district wise/bank wise allocation of villageswith population below 2000 as per service area of the banks. The allocation is as under:

DISTRICT WISE, BANK WISE ALLOCATION OF VILLAGESWITH POPULATION BELOW 2000(2001 CENSUS) IN THE STATE OF SIKKIM

DISTRICT BANK NO. OF VILLAGES

NORTH DISTRICTSBI 91CBI 15UNION BANK 5TOTAL 111

SOUTH DISTRICT

SBI 206CBI 17HDFC BANK 13AXIS BANK 6UNION BANK 16UNITED BANK 13

TOTAL 271

EAST

SBI 113CBI 105PNB 10SYNDICATE BANK 4UCO BANK 6UNION BANK 8DENA BANK 5ANDHRA BANK 2AXIS BANK 14ICICI 4BANK OF BARODA 2CANARA BANK 3INDIAN BANK 4IOB 5OBC 5

TOTAL 290

WESTSBI 68CBI 231UNION BANK 18

TOTAL 317

G/TOTAL 989*

*Number of villages allocated to Banks may change after re-allocation of existingvillages to the recently opened bank branches after conducting Service Area Re-allocation Committee meeting shortly.

32

2. Direct Cash Transfer

Under the captioned scheme, East and West districts of Sikkim has been identified by the Govt.of India and its implementation is going on with full swing. At present only 10 schemes underthree departments viz. Social Welfare, Health and HRD department are being implemented in thestate. Now under 2nd phase, North and South districts were identified for the same.

3. Constitution of Committee to Formulate a special Financial Inclusion Plan to deepenthe Financial Services in North East Region

As per the recommendations of National Advisory Council on the Development of the North EastRegion, it was decided to constitute a Committee to formulate a Special Financial Inclusion Planto deepen the Financial Services in the North East Region under the Chairmanship of ChiefGeneral Manager, State Bank of India, (NER), with representatives from major banks functioningin the NER. The Committee may, while finalizing the plan also ascertain the views of MoRD, Min.of Communication & Information Technology, State Governments of NE states, RBI, Nabard andNAC. Representatives from any other organization may also be co-opted in the committee for thepurpose of achieving the objectives.

4. Allocation of GCC target

GCC target for East district was allotted in the DCC meeting of East district to all branchesexcept SISCO bank @ of 2 Nos. for each bank branch. Targets for remaining three districts maybe allotted.

5. Constitution of a District-Level Advisory Committee under the Chairmanship of aMember of Parliament, Loksbha (LS) to monitor PMEGP

Ministry of MSME, Govt. of India has issued directions vide letter No.PMEGP/Cor/1/2013-13dated 30.08.2013 has directed to constitute a District level Advisory Committee under theChairmanship of a Member of Parliament, Loksabha to monitor the progress of PMEGP.Representative from KVIC may please apprise the House on the guidelines of LAC.

6. Sharing of Advertisement Cost among banks for DCT/DBT Advertisement

As decided in the SLBC meeting, advertisement was given in local daily newspapers both inEnglish and Nepali language on information on DCT/DBT and also for One-Family-One-Account.The cost for advertisement is to be shared among banks.

7. Approval of the House for inclusion of DONER as SLBC Sikkim member

Members are invited to raise any other matter not already covered in the agenda items fordiscussion, with the permission of the Chair.

33

BANK-WISE / SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLAN 2013-14 (PRIORITY SECTORS) : SIKKIM STATEAs on 30.06.2013 (Amt. inRs'000)

BANK

CROP LOANS AGRICULTURE & ALLIED ACTIVITIES TOTAL FOR AGRICULTURE

Target Achievement % Achievement Target Achievement %Achievement Target Achievement %

AchievementNo. Amt. No. Amt. No. Amt. No. Amt. No. Amt. No. Amt. No. Amt. No. Amt. No. Amt.

S.B.I 5440 272000 233 11444 4.3% 4.2% 890 89000 16 2119 1.8% 2.4% 6330 361000 249 13563 3.9% 3.8%C.B.I 3580 179000 31 1846 0.9% 1.0% 810 81000 18 1010 2.2% 1.2% 4390 260000 49 2856 1.1% 1.1%UCO Bank 500 25000 0 0 0.0% 0.0% 110 11000 3 240 2.7% 2.2% 610 36000 3 240 0.5% 0.7%Canara Bank 300 15000 0 0 0.0% 0.0% 65 6500 0 0 0.0% 0.0% 365 21500 0 0 0.0% 0.0%Vijaya Bank 200 10000 0 0 0.0% 0.0% 45 4500 0 0 0.0% 0.0% 245 14500 0 0 0.0% 0.0%B.O.B 200 10000 0 0 0.0% 0.0% 40 4000 0 0 0.0% 0.0% 240 14000 0 0 0.0% 0.0%B.O.I 200 10000 0 0 0.0% 0.0% 50 5000 0 0 0.0% 0.0% 250 15000 0 0 0.0% 0.0%Union Bank 1880 94000 14 755 0.7% 0.8% 440 44000 2 110 0.5% 0.3% 2320 138000 16 865 0.7% 0.6%P.N.B 600 30000 0 0 0.0% 0.0% 60 6000 6 363 10.0% 6.1% 660 36000 6 363 0.9% 1.0%O.B.C. 200 10000 7 630 3.5% 6.3% 50 5000 0 0 0.0% 0.0% 250 15000 7 630 2.8% 4.2%AXIS Bank 400 20000 0 0 0.0% 0.0% 115 11500 0 0 0.0% 0.0% 515 31500 0 0 0.0% 0.0%U.B.I. 1200 60000 9 2195 0.8% 3.7% 220 22000 42 6204 19.1% 28.2% 1420 82000 51 8399 3.6% 10.2%Corp.Bank 200 10000 0 0 0.0% 0.0% 40 4000 0 0 0.0% 0.0% 240 14000 0 0 0.0% 0.0%HDFC 2200 110000 0 0 0.0% 0.0% 115 11500 59 8622 51.3% 75.0% 2315 121500 59 8622 2.5% 7.1%IDBI 400 20000 2 1823 0.5% 9.1% 90 9000 0 0 0.0% 0.0% 490 29000 2 1823 0.4% 6.3%All'bd Bank 200 10000 0 0 0.0% 0.0% 20 2000 2 330 10.0% 16.5% 220 12000 2 330 0.9% 2.8%IndusInd 400 20000 0 0 0.0% 0.0% 90 9000 0 0 0.0% 0.0% 490 29000 0 0 0.0% 0.0%I.O.B. 200 10000 0 0 0.0% 0.0% 40 4000 0 0 0.0% 0.0% 240 14000 0 0 0.0% 0.0%Syndicate 200 10000 0 0 0.0% 0.0% 20 2000 0 0 0.0% 0.0% 220 12000 0 0 0.0% 0.0%Andhra Bank 200 10000 0 0 0.0% 0.0% 20 2000 0 0 0.0% 0.0% 220 12000 0 0 0.0% 0.0%ICICI Bank 300 15000 0 0 0.0% 0.0% 20 2000 0 0 0.0% 0.0% 320 17000 0 0 0.0% 0.0%Indian Bank 200 10000 0 0 0.0% 0.0% 20 2000 0 0 0.0% 0.0% 220 12000 0 0 0.0% 0.0%Dena Bank 400 20000 0 0 0.0% 0.0% 90 9000 0 0 0.0% 0.0% 490 29000 0 0 0.0% 0.0%BoM 200 10000 0 0 0.0% 0.0% 20 2000 0 0 0.0% 0.0% 220 12000 0 0 0.0% 0.0%Yes bank 200 10000 0 0 0.0% 0.0% 20 2000 0 0 0.0% 0.0% 220 12000 0 0 0.0% 0.0%Tot. for CBs 20000 1000000 296 18693 1.5% 1.9% 3500 350000 148 18998 4.2% 5.4% 23500 1350000 444 37691 1.9% 2.8%SISCO Bank 1400 70000 46 47341 3.3% 67.6% 500 50000 6 1350 1.2% 2.7% 1900 120000 52 48691 2.7% 40.6%TOTAL 21400 1070000 342 66034 1.6% 6.2% 4000 400000 154 20348 3.9% 5.1% 25400 1470000 496 86382 2.0% 5.9%

34

BANK-WISE & SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLAN 2013-14 : SIKKIM STATEAs on 30.06.2013

BANK

INDUSTRY SECTOR TERTIARY SECTOR TOTAL FOR ALL PRIORITY SECTORS

Target Achievement % Achievement Target Achievement %Achievement Target Achievement % Achievement

No. Amt. No. Amt. No. Amt. No. Amt. No. Amt. No. Amt. No. Amt. No. Amt. No. Amt.S.B.I 145 24200 5 15944 3.4% 65.9% 1712 904500 495 433974 28.9% 48.0% 8187 1289700 749 463481 9.1% 35.9%C.B.I 79 11400 27 1000 34.2% 8.8% 400 155500 12 13473 3.0% 8.7% 4869 426900 88 17329 1.8% 4.1%UCO Bank 36 4500 0 0 0.0% 0.0% 98 45000 12 6216 12.2% 13.8% 744 85500 15 6456 2.0% 7.6%Canara 18 9000 0 0 0.0% 0.0% 99 46000 23 628 23.2% 1.4% 482 76500 23 628 4.8% 0.8%Vijaya Bank 15 4000 0 0 0.0% 0.0% 55 30000 7 818 12.7% 2.7% 315 48500 7 818 2.2% 1.7%B.O.B 5 1500 0 0 0.0% 0.0% 145 100000 25 25224 17.2% 25.2% 390 115500 25 25224 6.4% 21.8%B.O.I 15 3500 0 0 0.0% 0.0% 55 30000 0 0 0.0% 0.0% 320 48500 0 0 0.0% 0.0%Union 70 12500 0 0 0.0% 0.0% 276 139000 19 9846 6.9% 7.1% 2666 289500 35 10711 1.3% 3.7%P.N.B 14 2000 0 0 0.0% 0.0% 51 30000 7 6800 13.7% 22.7% 725 68000 13 7163 1.8% 10.5%O.B.C. 27 5000 0 0 0.0% 0.0% 116 70000 9 6000 7.8% 8.6% 393 90000 16 6630 4.1% 7.4%AXIS Bank 12 3200 0 0 0.0% 0.0% 82 38000 0 0 0.0% 0.0% 609 72700 0 0 0.0% 0.0%U.B.I. 13 8600 21 3475 161.5% 40.4% 210 105000 59 13231 28.1% 12.6% 1643 195600 131 25105 8.0% 12.8%Corp.Bank 10 3800 0 0 0.0% 0.0% 50 25000 8 2600 16.0% 10.4% 300 42800 8 2600 2.7% 6.1%HDFC 21 12200 0 0 0.0% 0.0% 109 44000 9 14627 8.3% 33.2% 2445 177700 68 23249 2.8% 13.1%IDBIl 8 1600 12 1363 150.0% 85.2% 79 30000 4 2953 5.1% 9.8% 577 60600 18 6139 3.1% 10.1%All'bd Bank 4 2000 0 0 0.0% 0.0% 46 25000 12 6734 26.1% 26.9% 270 39000 14 7064 5.2% 18.1%IndusInd 5 1700 0 0 0.0% 0.0% 47 22000 0 0 0.0% 0.0% 542 52700 0 0 0.0% 0.0%I.O.B. 4 1000 0 0 0.0% 0.0% 43 24000 5 2548 11.6% 10.6% 287 39000 5 2548 1.7% 6.5%Syndicate 4 2000 0 0 0.0% 0.0% 34 17000 6 830 17.6% 4.9% 258 31000 6 830 2.3% 2.7%Andhrabank 8 2700 0 0 0.0% 0.0% 19 8000 0 0 0.0% 0.0% 247 22700 0 0 0.0% 0.0%ICICI Bank 2 1100 0 0 0.0% 0.0% 24 10000 0 0 0.0% 0.0% 346 28100 0 0 0.0% 0.0%Indian Bank 7 1500 0 0 0.0% 0.0% 16 8000 0 0 0.0% 0.0% 243 21500 0 0 0.0% 0.0%Dena total 5 1200 0 0 0.0% 0.0% 47 18000 1 745 2.1% 4.1% 542 48200 1 745 0.2% 1.5%BoM 1 500 0 0 0.0% 0.0% 34 16000 0 0 0.0% 0.0% 255 28500 0 0 0.0% 0.0%Yes bank 1 550 0 0 0.0% 0.0% 19 5000 0 0 0.0% 0.0% 240 17550 0 0 0.0% 0.0%Total CBs 529 121250 65 21782 12.3% 18.0% 3866 1945000 713 547247 18.4% 28.1% 27895 3416250 1222 606720 4.4% 17.8%SISCO 64 5050 2 15 3.1% 0.3% 218 95000 73 26025 33.5% 27.4% 2182 220050 127 74731 5.8% 34.0%TOTAL 593 126300 67 21797 11.3% 17.3% 4084 2040000 786 573272 19.2% 28.1% 30077 3636300 1349 681451 4.5% 18.7%

number of branches of the bank commercial …slbcsikkim.co.in/allfiles/agenda/24/agenda paper for...

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