oak medical ltd

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Oak Medical Limited is a fully registered health insurance company which facilitates the provision of healthcare in the most modern innovative and cost effective way. The products of the company have been designed to meet the needs and convenience of corporate Ghana and individuals. Thus, Oak Medicals has a system that controls the financing and delivery of health service to its members. We also work with a network of reputable hospitals, diagnostic centres and pharmacies acting as service providers. It is our pleasure therefore, to introduce our premium rates: Executive HealthMaster GH ¢ 400.00 per person per annum Esprit HealthMaster GH ¢ 350.00 per person per annum Classic HealthMaster GH ¢ 300.00 per person per annum Oak Medicals Ltd deals with the administration, management and financing of the healthcare requirements of organizations and individuals. Our healthcare plans for corporate groups are customized to meet the terms of the company’s conditions of service and their healthc are budget. The current functions of Oak Medicals Ltd include: The administration of mutual health insurance scheme (HealthMaster ).  Advisory service on health promotion. Emergency and ambulance Service. Occupational health advisory service. PARTICIPATING HEALTH FACILITIES 3.1 Affiliate d Clinics/Hospital s Healthcare facilities eligible to provide medical services under this Agreement are listed below. In dire emergencies however, cost incurred as a result of accessing healthcare from other registered but non-affiliated health facilities will be covered by this Agreement. 3.2 Government Hospitals Oak Medicals or any of its affiliated hospitals and clinics may refer serious cases to tertiary public hospitals for specialist care or diagnostic tests. The costs incurred by staff for services obtained from the public institutions following referrals or in dire emergencies will be covered by the scheme.  

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3.3 Pharmaceutical Services

Most of the participating hospitals have fully –fledged pharmacies to dispense

medications to clients. In an event where a particular drug required is not available at

any of the hospital pharmacies, the drug may be procured from a recommended

pharmacy. The cost of these purchases will be covered by the scheme.

3.4 Medical Laboratory Services

The affiliated hospitals have medical laboratories which perform most diagnostic tests in

haematology, biochemistry and microbiology. When necessary, clients may be referred

to outside medical laboratories for special tests. The costs of these tests will be covered

by the scheme.

PROPOSED BENEFITS

Executive HealthMaster

In-Patient Benefits

GH ¢6,000 per beneficiary per annum

Expenses incurred when in hospitalincluding doctors, specialists, operations,

anaesthesia, radiology, pathology, drugs,

external medical appliances and ambulance

Ward Covered Private / Side ward

Ambulance Service

Out-Patient Benefits

GH ¢2,000 per beneficiary per annum

Out-patients consultations

(Including Physiotherapy, Pathology,

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Radiology)

Drugs

Dentistry GH¢200 Limit per annum.

Optical GH¢200 Limit every 2 years.

Special BenefitsAll benefits in this category require registration of the patient on the applicable

programme 

GH ¢800 per beneficiary per annum

HIV Wellness Programme

Chronic Medication Programme

Maternity Programme

Esprit HealthMaster 

In-Patient Benefits

GH ¢4,000 per beneficiary per annum

Expenses incurred when in hospital

including doctors, specialists, operations,

anaesthesia, radiology, pathology, drugs,

external medical appliances and ambulance

Ward Covered Shared / General Ward

Ambulance Service

Out-Patient Benefits

GH ¢1,000 per beneficiary per annum

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Out-patients consultations

(Including Physiotherapy, Pathology,

Radiology)

Drugs

Dentistry GH¢120 Limit per annum.

Optical GH¢150 Limit every 2 years.

Special BenefitsAll benefits in this category require registration of the patient on the applicable

programme 

GH ¢500 per beneficiary per annum

HIV Wellness Programme

Chronic Medication Programme

Maternity Programme

Classic HealthMaster 

In-Patient Benefits

GH ¢2,500 per beneficiary per annum 

Expenses incurred when in hospital

including doctors, specialists, operations,

anaesthesia, radiology, pathology, drugs,

external medical appliances and ambulance

Ward Covered General

Ambulance Service

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Out-Patient Benefits

GH ¢800 per beneficiary per annum

Out-patients consultations

(Including Physiotherapy, Pathology,

Radiology)

Drugs

Dentistry GH¢80 Limit per annum.

Optical GH¢100 Limit every 2 years.

Special BenefitsAll benefits in this category require registration of the patient on the applicable

programme 

GH ¢400 per beneficiary per annum

HIV Wellness Programme

Chronic Medication Programme

Maternity Programme

SERVICE PROVIDERS

MEDICAL FACILITY LOCATION

GREATER ACCRA REGION

CHRISTIAN MEDICAL CENTRE Nunga

LIGHTHOUSE MISSION HOSPITAL North-Kaneshie

COCOA CLINIC Kaneshie

FAMILY HEALTH Teshie

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NORTH LEGON HOSPITAL Haatso

NYAHO MEDICAL CENTER Airport

TWUMASIWAA CLINIC East-Legon

THE TRUST HOSPITAL Osu

AIRPORT CLINIC Airport

BAETA CLINIC Abelenkpe

EGON GERMAN HOSPITAL Abelenkpe

RABITO CLINIC Osu

MANNA MISSION HOSPITAL Teshie

ODORNA CLINIC Adabraka

ST. LUKE’S CLINIC  Airport

ADENTA CLINIC Adenta

PENTECOST HOSPITAL Madina

LAPAZ COMMUNITY HOSPITAL Lapaz

ESIDEM HOSPITAL Madina

SAKUMONO COMMUNITY HOSPITAL Sakumono

NARH-BITA HOSPITAL Tema

CAIQUO HOSPITAL Tema

RAPHAEL HOSPITAL Tema

SINEL SPECIALIST HOSPITAL Tema

PORT MEDICAL CENTRE Tema

BENGALI HOSPITAL Tema

SOLACE HOSPITAL Tema

DENTAL SERVICE

SMILE DENTAL CLINIC Tema

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CHARISMA DENTAL CLINIC Osu

PHARMACIES

PREMIER POINT PHARMACY Labone

DANPONG PHARMACY Spintex

JINLET PHARMACY OSU

JINLET PHARMACY Tesano

LEXLEY PHARMACY Tema

LABORATORIES

MedLab Roman -Ridge

OPTICAL SERVICES

DASHEN OPTICIAN North -Ridge

VAN-J OPTICALS Dzorwulu

ROBERT &SONS Adabraka

ROBERT &SONS Tema

AMASHA OPTICALS Spintex

WESTERN REGION

GPHA CLINIC Takoradi

TWIN CITY CLINIC Takoradi

EFIANKWANTA HOSPITAL Takoradi

RABBONI CHRISTAIN HOSPTAL Tarkwa

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PHARMACIES

ATLANTIC CHEMIST LTD Takoradi

OPTICAL SERVICES

MEGASIGHT OPTICALS Takoradi

SOLAR OPTICAL SERVICES Takoradi

LABORATORIES

LAREEB LABS Takoradi

ASHANTI REGION

DIVINE MERCY HOSPITAL Esreso

AMANSAN CLINIC Obuasi

WEST END HOSPITAL Kumasi-Patasi

ROPHI CHRISTAIN HOSPITAL Asewase

KNUST HOSPITAL Kumasi

KAMA CLINIC Kumasi

COCOA CLINIC Kumasi

ST MICHAEL'S CATHOLIC HOSPITAL Jachie-Pramso

KUFFOUR CLINIC Adum-Kumasi

PHARMACIES

KAMA PHARMACY Kumasi

KATAKYIE PHARMACY Atonsu-kumasi

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LABORATORIES

HISTOLABS Kumasi

BRONG - AHAFO REGION

OWUSU MEMORIAL CLINIC Sunyani

PHARMACIES

GREEN LIGHT PHARMACY Sunyani

CENTRAL REGION

ST JOSEPH CLINIC Agona-Swedru

CAPE COAST REGIONAL HOSPITAL Cape-Coast

CAPE COAST UNIVERSITY HOSPITAL Cape-Coast

BAIDEN-GHARTEY MEM. HOSP. Cape-Coast

EASTERN REGION

OMAN MEDICAL CENTRE Koforidua

AGYARKWA HOSPITAL Nkawkaw

HOLY FAMILY HOSPITAL Nkawkaw

UPPER WEST REGION

SENA CLINIC Wa

NORTHERN REGION

KAPSAD SCIENTIFIC HOSPITAL Tamale

PHARMACIES

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SUPERLITE PHARMACY Tamale

VOLTA REGION

MIRACLE LIFE CLINIC Ho