7/23/2019 ObamaCare Silver Deductibles Rise

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Weighted Average Individual Deductible Weighted Average Family Deductible

State 2015 2016 Change (%)  Absolute

Change2015 2016 Change (%)

  AbsoluteChange

US Overall $3,584 $4,219 17.7% $636 $7,186 $8,003 11.4% $816

AK $2,291 $2,333 1.9% $42 $4,582 $4,667 1.9% $85

AL $3,394 $3,510 3.4% $116 $6,788 $7,020 3.4% $231

AR $2,833 $3,244 14.5% $411 $5,667 $6,488 14.5% $822

AZ $2,837 $3,677 29.6% $840 $5,588 $6,768 21.1% $1,180

CA $1,948 $2,245 15.3% $297 $3,891 $4,421 13.6% $530

CO $2,634 $2,688 2.1% $54 $5,172 $5,376 4.0% $205

CT $2,343 $2,494 6.5% $151 $4,686 $5,100 8.8% $414

DC $2,172 $1,886 -13.2% -$287 $4,344 $3,700 -14.8% -$644

DE $3,286 $3,325 1.2% $39 $6,286 $6,400 1.8% $114

FL $4,565 $5,649 23.7% $1,084 $9,125 $10,002 9.6% $877

GA $3,257 $3,378 3.7% $121 $6,468 $6,704 3.7% $236

HI $1,957 $2,000 2.2% $43 $3,914 $4,000 2.2% $86

IA $3,242 $3,206 -1.1% -$36 $6,164 $6,298 2.2% $134

ID $2,316 $2,678 15.6% $362 $4,652 $5,356 15.1% $704

IL $4,203 $3,668 -12.7% -$535 $8,919 $7,978 -10.6% -$941

IN $3,364 $3,609 7.3% $245 $6,667 $7,039 5.6% $373

KS $3,012 $3,455 14.7% $442 $5,910 $6,480 9.7% $570

KY $2,989 $3,254 8.9% $265 $6,499 $6,508 0.1% $9

LA $2,721 $3,397 24.8% $676 $6,381 $8,239 29.1% $1,858

MA $1,976 $1,968 -0.4% -$8 $3,952 $3,937 -0.4% -$16

MD $2,723 $2,681 -1.5% -$42 $4,379 $4,222 -3.6% -$157

ME $2,356 $2,460 4.4% $104 $4,713 $4,921 4.4% $208

MI $1,719 $2,176 26.5% $456 $3,432 $4,321 25.9% $889

MN $2,321 $2,334 0.6% $13 $5,546 $5,857 5.6% $311

MO $3,160 $3,458 9.4% $298 $6,137 $6,410 4.4% $273

MS $3,522 $4,995 41.8% $1,473 $7,044 $9,990 41.8% $2,945

MT $3,333 $3,006 -9.8% -$328 $6,667 $6,012 -9.8% -$655

NC $3,005 $3,584 19.3% $579 $5,896 $6,863 16.4% $967

ND $2,400 $2,633 9.7% $233 $5,247 $6,208 18.3% $961

NE $2,875 $3,217 11.9% $342 $5,474 $6,407 17.0% $932

NH $2,504 $2,871 14.7% $367 $5,007 $5,741 14.7% $734

NJ $1,771 $1,978 11.7% $207 $3,542 $3,956 11.7% $413

NM $3,322 $2,796 -15.8% -$526 $7,509 $5,592 -25.5% -$1,917

NV $2,647 $2,883 8.9% $236 $5,793 $6,122 5.7% $329

NY $2,181 $2,386 9.4% $205 $4,361 $4,772 9.4% $411

OH $2,992 $3,374 12.8% $382 $5,862 $6,455 10.1% $592

OK $4,326 $3,411 -21.2% -$915 $9,783 $7,590 -22.4% -$2,192

OR $2,584 $2,362 -8.6% -$222 $5,156 $4,724 -8.4% -$432

PA $2,506 $2,632 5.0% $126 $4,987 $5,187 $4.0% $200

RI $2,771 $3,339 20.5% $567 $5,543 $6,678 20.5% $1,135

Table 5. Silver Deductibles

SC $2,716 $3,537 30.2% $821 $5,146 $7,067 37.3% $1,921

SD $2,771 $2,894 4.4% $123 $5.542 $5,788 4.4% $246

TN $2,660 $2,824 6.2% $164 $5,320 $5,648 6.2% $327

TX $4,131 $3,421 -17.2% -$710 $9,253 $8,306 -10.2% -$947

UT $2,387 $2,340 -1.9% -$46 $4,802 $4,681 -2.5% -$121

VA $2,740 $2,926 6.8% $186 $5,463 $5,744 5.1% $281VT $1,783 $1,829 2.6% $46 $3,567 $3,658 2.6% $92

WA $2,300 $3,391 47.4% $1,090 $4,600 $8,097 76.0% $3,497

WI $2,871 $3,381 17.8% $511 $5,840 $6,852 17.3% $1,011

WV $3,200 $3,015 -5.8% -$185 $6,400 $6,030 -5.8% -$370

WY $2,688 $2,792 3.9% $104 $5,375 $5,583 3.9% $208

Note: Average deductibles are weighted by the number of Marketplace plans in each rating area and by rating areas within a state; Deductibles represent either Integrated Total Deductibles when present or a

sum of the separate Medical and Drug deductibles.

Source: Tablulation by Manatt Health Solutions using the 2015 and 2016 HIX Compare datasets.