october 10 - 12, 2017 harrah’s resort & convention …...mortgage brokers and professionals...

Tacking Toward Compliance and

Profitability

Northeast Conference of Mortgage Brokersand Professionals

9th Annual Northeast Conference of Mortgage Brokers and ProfessionalsOctober 10 - 12, 2017Harrah’s Resort & Convention CenterAtlantic City, NJ

Program Book Sponsor

201810th Annual

NYC REAL ESTATE EXPO

nycrealestateexpo.com

Save the Date06.19 & 20.18

A 2 DAY EVENT

1

Table of Contents

Chairman’s Message ...................................2

MBA-NJ Platinum Sponsors ..........................3/4

MBA-NJ Staff .................................................5

Thank You Sponsors......................................6

Conference Registration/Information Desk Hours

& Conference Rules .....................................8

Badge Colors ................................................10

Conference Program ..................................11

Exhibit Hall Floor Plan ...................................22

Exhibitor List ...................................................23

2

Chairman’s MessageWelcome to the 9th Annual Northeast Confer-ence of Mortgage Brokers and Professionals. Please review the panel descriptions in this program book as they will be helpful in guiding you to the programing that is most meaningful for you. As you will see, we have tried to provide you with information that will enhance your pro-duction and profitability in 2017 and 2018. .

We believe that despite the benefits provided by access to the internet and social media, there is no substitute for the face to face meetings that take place at our conferences where you get to know people you can do profitable business with and those who may lead you to business opportunities you wouldn’t otherwise have had available.

We hope that you will experience what others have in the past and find that your company’s growth and profitability is enhanced as a result of your attendance at this Conference.

If you have any questions or need assistance, we are here to serve you so reach out for me or a member of our staff (listed at page 5).

Enjoy your stay with us!

E. Robert Levy, Esq.Conference Chairman; Executive Director & Counsel, MBA-NJ, NJAMB and PAMB; Legislative/Regulatory Counsel, MBA-PA; Principal Attorney, Offit Kurman, P.A.

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Thank You MBA-NJ Platinum Sponsors

www.ahmcloans.com

www.appraisallinks-amc.com

www.cenlar.com

www.freedommortgage.com

www.homebridgewholesale.com

4

Thank You MBA-NJ Platinum Sponsors - Cont’d

www.mlbmortgage.com/

www.webmaxco.com

5

MBA-NJ Staff

Conference ChairmanE. Robert Levy, Esq.Executive Director & CounselT: 732-596-1619M: [email protected]

Conference Registration(Booth Personnel & Attendee Registration)Denise PassarettiExecutive Assistant & Seminar CoordinatorT: [email protected]

Advertising & PromotionsRosa A. FernándezCommunications CoordinatorT: [email protected]

Request a ReceiptMelinda GravellFinancial CoordinatorT: [email protected]

Booth & Sponsorship Info.Dana MakiEvent/Education Coordinator M: [email protected]

6

Thank You Sponsors

Wednesday Night Cocktail Reception

• Absolute Home

Mortgage Corporation

Aisle Signs

• Absolute Home

Mortgage Corporation

• Appraisal Links

• Cenlar

• Freedom Mortgage

• HomeBridge Financial Services/

REMN Wholesale

• MLB Residential Lending LLC

• WebMax

Program Book

• Equity Prime Mortgage

Silver

• Smarsh

Media Sponsors

• MortgageOrb

• NYC Real Estate Expo

• National Mortgage Professional

• Scotsman Guide

8

Conference Registration and Information Desk Hours

The Conference Registration/Information Desk is located at the Wildwood Registration Desk. The Registration/Information Desk will be open during the following hours.

Tuesday, October 10, 20177:30 a.m. - 9:00 p.m.

Wednesday, October 11, 2017 7:30 a.m. - 9:00 p.m.

Thursday, October 12, 20178:30 a.m. - 12:30 p.m.

Conference Rules

• Registrants are required to wear their Conference name badge in order to gain access to Conference activities.

• You may pay with a company check, personal check, cash, American Express, Mastercard or Visa.

• Badge swapping is prohibited.

• There is a $45 charge for a replacement of a lost badge.

• On-site substitutions/replacements will be given with written request on company letterhead ONLY.

• On-site registration fees are indicated on the registration form.

9

Music | Appetizers

Wed, Oct 11th @ 7 pm - 9 pm

The Pool After Dark

10

Badge Colors

Residential Program - Blue

Admission to functions beginning Tuesday, October 10 to Thursday, October 12, 2017. Including Continental Breakfasts, Lunches, General Session, Breakout Sessions, Exhibit Hall, Networking Cocktail Reception (Tuesday), and the Networking Cocktail Reception (Wednesday).

Exhibit Hall Only - White

Provides admission to the Exhibit Hall ONLY from 12:30 p.m. - 5:30 p.m. on Wednesday, October 11, 2017 Afternoon in the Exhibit Hall ONLY and the 7:00 p.m. - 9:00 p.m. Networking Cocktail Reception.

11

Conference Program Tuesday, October 10, 2017

Conference Registration/Information Desk Open7:30 a.m. - 9:00 p.m.Wildwood Registration Desk

Opening ReceptionNetworking Cocktail Reception in the Exhibit Hall7:00 p.m. - 9:00 p.m.Wildwood 5

12

Conference ProgramWednesday, October 11, 2017 Conference Registration/Information Desk Open7:30 a.m. - 9:00 p.m.Wildwood Registration Desk

Continental Breakfast7:00 a.m. - 8:15 a.m.Wildwood 11

Morning Session8:15 a.m. Welcome and Comments • E. Robert Levy, Esq.

Conference Chairman; Executive Director & Counsel, MBA-NJ, NJAMB and PAMB; Legislative/Regulatory Counsel, MBA-PA; Principal Attorney, Offit Kurman, P.A.

8:30 a.m. - 9:30 a.m.Back by Popular Demand - A Look Ahead at 2018 Outlook for 2018 regarding real estate, interest rates, and overall economy.

• Peter Boockvar Managing Director, Chief Market Analyst, The Lindsey Group LLC

• Barry Habib CEO, MBS Highway

13

Conference ProgramWednesday, October 11, 2017

9:30 a.m. - 10:45 a.m.How to increase you productivity and profitability utilizing the current laws and regulations to your advantage and a preview of what the new regulatory landscape may look likeWildwood 11

Moderator:• E. Robert Levy, Esq.


Panelists:• Ken Markison, Esq.

Vice President & Regulatory Counsel, MBA

• Richard Horn, Esq. Principal, Richard Horn Legal PLLC

• Loretta Salzano, Esq. Founder, Franzen and Salzano, P.C.; Founder, ComplyShare

• Jack V. Konyk Executive Director, Government Affairs, Weiner Brodsky Kider PC

14


FRAUD: The nemesis of the Mortgage Industry10:45 a.m. - 11:45 a.m.Wildwood 11

Grace Currid, Jennifer Horne and Thomas Longo will address new fraud schemes that threaten companies’ viability unless recognized and checked before the damage is done. This session will evaluate current fraud trends, dissect the elements of deceptive and misleading practices and provide invaluable guidance to all mortgage originators on how to identify fraud, prevent it and protect yourselves from becoming a victim.

Moderator:• Roberta Janel, CMB

Vice President of Compliance, Nationwide Mortgage Bankers, Inc.

Speakers:• Grace Currid

Senior Vice President and Chief Credit Officer, HomeBridge Financial Services, Inc.

• Jennifer B. Horne VP, Anti-Fraud and AML, Fannie Mae

• Thomas Longo Management Analyst, US Dept. of Housing and Urban Development

15


How to Survive and Prosper in the Purchase Money Market: An Interview with Stanley C. Middleman, President and CEO of Freedom Mortgage by Regina Lowrie, CMB, President of RML Advisors11:45 a.m. - 12:30 p.m.Wildwood 11 Regina M. Lowrie, CMB, President & CEO of RML Advisors and the first female President of the MBA in Washington, DC will interview Stanley C. Middleman, President and CEO of Freedom Mortgage The focus of the interview will be how mortgage brokers and mortgage bankers can prosper in the current purchase money market while complying with applicable regulations. Q&A to follow. • Regina M. Lowrie, CMB

President & CEO, RML Advisors • Stanley C. Middleman

President and Chief Executive Officer, Freedom Mortgage Corporation

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Lunch in Exhibit Hall12:30 p.m. - 2:00 p.m.Wildwood 5

Exhibit Hall Open12:30 p.m. - 5:30 p.m.Wildwood 5

17


Capturing the First Time Homebuyer Market2:00 p.m. - 3:15 p.m.Wildwood 11

Capturing the first time homebuyer market: It’s about product, marketing and, often times, grant assistance. Deborah Robertson, Plaza Home Mortgage, and Arthur Saitta, Ridgewood Savings Bank, team up to present first time homebuyer product choices and concrete and tested marketing solutions to capture the borrower and close more loans! The panelists will delve into marketing strategies and new product opportunities for the first time homebuyer borrower as well as discussing new and changing loan programs and innovative grant opportunities to meet the financing needs of all borrowers

Moderator:• Bonnie S. Nachamie, Esq.

Principal, Bonnie S. Nachamie, P.C.

Speakers:• Deborah Robertson

Sales Manager, Plaza Home Mortgage, Inc.

• Arthur P. Saitta Residential Business Development Officer – Secondary Marketing/Product Development, Ridgewood Savings Bank

18

Conference Program Wednesday, October 11, 2017

How to Deal with your Federal or State Regulator: The Do’s and Don’ts with Examples of Both4:30 p.m. - 5:30 p.m.Wildwood 11

Our speakers deal with regulators in both the various states and on the federal level on a regular basis and will provide examples of why certain approaches work and others do not when dealing with regulators. State regulators are going to be more active in the coming years and how you relate to them and your federal regulators is the subject of this important panel.

Speakers:• Jack V. Konyk

Executive Director, Government Affairs, Weiner Brodsky Kider PC; Chairman, Industry Advisory Council of the American Association of Residential Mortgage Regulators (AARMR)

• E. Robert Levy, Esq. Conference Chairman; Executive Director & Counsel, MBA-NJ, NJAMB and PAMB; Legislative/Regulatory Counsel, MBA-PA; Principal Attorney, Offit Kurman, P.A.; Past Chairman of AARMR’s Industry Advisory Council

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Networking Cocktail Reception7:00 p.m. - 9:00 p.m.Harrah’s Pool

Sponsored by:

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Conference ProgramThursday, October 12, 2017

Conference Registration/Information Desk Open8:30 a.m. - 12:30 p.m.Wildwood Registration Desk

Continental Breakfast8:00 a.m. - 9:00 a.m.Wildwood 11

Regulatory Town Meeting and Roundtable Discussions9:00 a.m. - 12:30 p.m.Wildwood 11

No prepare speeches, an exchange of thoughts and new ideas for increasing your competitive potential when our experts sit together with you to address the challenges of having a competitive, profitable and productive business in the current market place. Here are some of the topics to be discussed:• Realtor Based Referrals• Marketing to Borrowers (Millennials, Gen X, Middle

Age and Beyond)• Controlling Originators Activities without Thwarting

their Productivity• Meeting Loan Officer Compensation needs given LO

Comp Rules• Dealing with CFPB Complaints• What Role will State Regulatory Play if CFPB’s role is

diminished (and is this likely to happen)?

Moderator:• E. Robert Levy, Esq.


Speakers:• Peter Boockvar

Managing Director, Chief Market Analyst, The Lindsey Group LLC

• Barry Habib CEO, MBS Highway

21

Conference Program• Richard Horn, Esq.

Principal, Richard Horn Legal PLLC

• Jennifer B. Horne VP, Anti-Fraud and AML, Fannie Mae

• Roberta Janel, CMB Vice President of Compliance, Nationwide Mortgage Bankers, Inc.

• Jack V. Konyk Executive Director, Government Affairs, Weiner Brodsky Kider PC

• Thomas Longo Management Analyst, US Dept. of Housing and Urban Development

• Regina M. Lowrie, CMB President & CEO, RML Advisors

• Ken Markison, Esq. Vice President & Regulatory Counsel, MBA

• Bonnie S. Nachamie, Esq. Principal, Bonnie S. Nachamie, P.C.

• Arthur P. Saitta Residential Business Development Officer - Secondary Marketing/Product Development, Ridgewood Savings Bank

Conference Ends

22

NOTES :

3089 ENGLISH CREEK AVENUEEGG HARBOR TWP, NJ 08234

PHONE : (609) 272-1600FAX : (609) 272-1680

MORTGAGE BROKERS CONFERENCEHARRAH'S RESORT ATLANTIC CITY

OCTOBER 10-12, 2017WILDWOOD BALLROOM

REGISTRATION ENTRANCE TOCONFERENCECENTER

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Exhibit Hall Floor Plan

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Absolute Home Mortgage Corp.Huntingdon Valley, Pennsylvaniawww.ahmcloans.comBooth #113 & 115Absolute headquartered in Woodland Park, New Jersey provides quality mortgage banking & retail branching services. We’re committed to introducing a new age of lending through compliance, technology, integrity and providing exceptional lending services to both employees and customers at every stage of the loan process. As experienced mortgage bankers, we believe in matching mortgage professionals with the best system that meets his or her unique needs, even under challenging conditions.

Acquavella, Chiarelli, Shuster, LLPIselin, New Jerseywww.acsaccounting.comBooth #521ACS & Co leads the industry in understanding the complex tax, audit and compliance issues unique to mortgage bankers. Our mission is to stay on the cutting edge of the planning and compliance issues that directly affect the mortgage banking community. Our professionals receive specialized training and deliver specialized services to your company. Please contact Santo Chiarelli, CPA at [email protected].

Advisors Mortgage GroupOcean, New Jerseywww.advisorsmortgage.comBooth #221 & 223Advisors Mortgage Group is a local NJ based company that is licensed in 25 states and focuses on branching out in the states that we’re licensed in. Currently we have 30 branch locations and 3 corporate locations, but we’re always looking for quality branches and loan officers to join our team. We pride ourselves on being a true family oriented company that cares about the service we provide to all of our branches/originators.

American Ag FinanceParkville, Missouriamericanagfinance.comBooth #620Commercial Farm and Ranch Loans, Executive Estate Loans, Bare Land loans.

Exhibitors

24

Angel Oak Mortgage SolutionsAtlanta, Georgiawww.angeloakms.comBooth #215Angel Oak Mortgage Solutions is part of a well-established group of companies with a proven track record in the mortgage lending industry.Specializing in non-QM loans for owner-occupied single family residences, second homes and investment properties, Angel Oak works with buyers who don¬ít fall under general Agency standards.

APEX Mortgage CorporationHorsham, Pennsylvaniawww.apexmtg.comBooth #118APEX Mortgage is a fully owned subsidiary of Firstrust Bank. We specialize in non-conforming small balance commercial loans for borrowers who do not qualify for traditional bank financing. Our loan sizes range from $25,000 to $1 million and we lend in 42 states nationwide.

Appraisal LinksHazlet, New Jerseywww.appraisallinks-amc.comBooth #212

Appraisal NationCary, North Carolinawww.appraisal-nation.comBooth #525Appraisal Nation is a mortgage service provider specializing in national Appraisal , Title and BPO with many other products to help close a loan.

Asset Based LendingHoboken, New Jerseywww.abl1.netBooth #206Established in 2010, Asset Based Lending is one of the leading Hard Money Lenders providing fast bridge financing to real estate investors for the purchase, renovation, or new construction of single family, multi-family and mixed use properties.

Exhibitors

25

Better QualifiedEatontown, New Jerseywww.betterqualified.com/Booth #220Better Qualified, LLC, specializes in business and consumer credit services. The company offers businesses and consumers solutions that include, but are not limited to, establishing lines of credit (personal/non-personal guarantees), analysis and consulting on business and consumer credit reports, establishing business credit scores, credit card approval processes, and identity theft protection.

Carrington Mortgage ServicesAnaheim, Californiawww.Carringtonwholesale.comBooth #216Bring Your Loans Home to Carrington Mortgage Services. We provide a Full Range of Loan Solutions for all types of Borrowers. We offer a complete suite of mortgage loan products including Conventional and Government loans. We offer superior broker benefits including online access to Pipeline Manager, fast turn times, great service and nationwide operations support. One lender. One Call. Visit us at www.CarringtonWholesale.com to learn more.

Cherrywood CommercialDiamond Bar, Californiawww.cherrywood.comBooth #308Cherrywood Commercial is a non-bank direct lender offering commercial real estate financing from $200,000 to $5,000,000 nationwide. At Cherrywood Commercial we see value in every property, every business, and every borrower, and we offer more flexibility than traditional lending sources without charging the high rates a hard money lender would charge.

Citadel Servicing Corp.Irvine, Californiawww.citadelservicing.comBooth #408Citadel Servicing Corp (CSC) is the nation’s premier Non-Prime/Non-QM Wholesale and Correspondent Lender. Established in 2003 CSC has been rebuilding this sector of non-agency Owner and Non-Owner occupied lending to borrowers with impaired credit, recent life events and allowing for alternative income documentation including Bank Statements.

Exhibitors

26

CoesterVMSRockville, Marylandwww.coestervms.comBooth #225Appraisal management company, we will showcase our technology, services and website.

CoreVestIrvine, Californiawww.corevestfinance.comBooth #617

Donegan & Associates Agency LLCMarlton, New Jerseywww.doneganagency.comBooth #402Full service insurance agency specializing in coverage for the mortgage industry. Coverage includes but is not limited to Professional Liability, Fidelity, Mortgage E&O and surety bonds.

Eastern Savings BankHunt Valley, Marylandwww.esbportfolioloans.comBooth #305Eastern Savings Bank is a true portfolio lender offering a custom product line designed to help those who fall outside of the standard conforming box! As a direct, private lender, we think outside the box to meet the needs of consumers, investors, brokers, self-employed borrowers, and contractors with a unique qualification system. We think outside the box!!

Emigrant Mortgage CompanyElmsford, New Yorkwww.emigrantmortgage.comBooth #306Emigrant Mortgage Company offers Residential & Commercial financing solutions for loan amounts up to $10 million, serving traditional borrowers as well as non-US citizens/foreign nationals and borrowers with insufficient credit. Emigrant has a Program for business purpose Investment (Non-Owner Occupied) Properties which utilizes Rental Income in the qualification analysis of the mortgage.

Exhibitors

27

Equity Prime Mortgage LLCAtlanta, Georgiawww.equityprime.comBooth #314Founded in 2008, Equity Prime Mortgage has grown to become a leading mortgage lender in the U.S., operating 17 office locations. Equity Prime Mortgage is a trusted Fannie Mae, Freddie Mac & Ginnie Mae Seller/Servicer and provides lending resources such as Conventional, FHA, VA, 203K, Reverse and USDA loans.

Factual DataLoveland, Coloradowww.factualdata.comBooth #320Factual Data is a trusted provider of credit, risk mitigation, flood and verification services to the mortgage lending industry. Leveraging innovative technology and deep industry experience, Factual Data simplifies the mortgage lending process for its customers and their borrowers. For information, please visit www.factualdata.com or call 800-275-3389.

First Guaranty Mortgage CorporationTysons Corner, Virginiawww.fgmcwholesale.comBooth #117FGMC offers Wholesale, Correspondent and Retail origination channels. Licensed in 47 states and D.C., FGMC is a national approved Single Family Issuer for Ginnie Mae; approved Fannie Mae MBS Issuer; approved Freddie Mac Single - Family Seller/Servicer; approved by HUD; an FHA approved lending institution; and approved VA/USDA.www.fgmcwholesale.com www.fgmccorrespondent.com

First Rehab LendersMelville, New Yorkwww.frlinvestors.comBooth #405First Rehab Lending is a nationwide, direct private lender based in Melville, NY. We provide short-term commercial loans to experienced speculators, investors and home builders for the acquisition and rehabilitation of 1-4 unit properties. Our interest rates start at 8.99% and we can close our loans in as little as one week. Call us today at 888-276-6565 for more information.

Exhibitors

28

Flagstar BankTroy, Michiganwholesale.flagstar.comBooth #121Flagstar Bank FSB, the nation’s fourth largest Wholesale Lender, has serviced Mortgage Brokers for the past 30 years. Offering competitive pricing, great service, and comprehensive program offerings, from Affordable Housing to Construction to Jumbo’s, Flagstar wants to be your investor of choice. Contact your Flagstar AE for more information.

Flipping NJMorristown, New Jerseyhttp://flippingnj.com/about-us/Booth #524Centrally headquartered in Somerset, New Jersey, and serving the local and surrounding areas since 2001, Flipping NJ was founded under the principle of offering our clients real-world solutions to all of their wholesale real estate purchasing needs. We are not a real estate agency, nor are we the guys with the yellow coats. Instead, we are a wholesale firm offering support and consultation when needed to help you build the successful real estate portfolio of your dreams while encouraging sustainability through our dedicated sales leads.

Franklin American Mortgage CompanyMiddleton, Massachusettswww.franklinamerican.comBooth #302Franklin American Mortgage Company (FAMC) is one of the nation’s top 15 largest mortgage bankers and offers a full line of Conventional, FHA, VA, and USDA loan options. FAMC is a FHA Direct Endorsed, VA Automatic Authority, LAPP Authority, and a Fannie Mae, Freddie Mac, and Ginnie Mae Seller/Servicer.

Exhibitors

29

Franklin First FinancialMelville, New Yorkwww.franklinfirstfinancial.comBooth #407Franklin First Financial is a nationwide, residential mortgage banker dedicated to providing quality mortgage solutions with excellent customer service. We offer loan products to fit most borrowers, including those with difficult credit or employment histories. With 25 years in business, we understand what’s important. We take the pain out of mortgages so our borrowers can focus on building their dreams.

Freedom Mortgage Wholesale DivisionMt. Laurel, New Jerseywww.freedomwholesale.comBooth #213 & 312Freedom Mortgage is a national, full-service mortgage banker that provides originations and servicing through retail, wholesale, correspondent and commercial divisions. One of the nation’s largest mortgage lenders, Freedom Mortgage is renowned for providing world-class service to its clients, borrowers and partners. Founded in 1990, the company is headquartered in NJ. NMLS #2767 www.FreedomMortgage.com.

Greenbox Loans, Inc.Los Angeles, Californiawww.greenboxloans.comBooth #616Greenbox Loans, Inc. is a proven leader in the Non-QM & Non-Prime lending environment offering bank statement programs, foreign national lending solutions, along with programs allowing for recent short sale, foreclosure, bankruptcy for borrowers as low as 500 FICO score. Greenbox Loans, Inc. is a national lender offering its programs through a multiple of channels including Retail, Wholesale, and Investor Specialty Division.

Exhibitors

30

Heritage Valuation ServicesMilwaukee, Wisconsinheritagevs.comBooth #202Heritage Valuation Services, a real estate valuation company, provides wide range of valuation products and review services in PA, NJ, NY, CT, FL, MI and WI. Heritage offers start to finish “back office” appraisal desk services as well as support during busy times to help manage your overflow without hiring.

Home Point FinancialAnn Arbor, Michiganhttps://www.homepointfinancial.com/Booth #307Home Point Financial is a national, multi-channel mortgage originator and servicer. Our lending focuses on speed and consistency for our customers and partners, combined with superior customer service. Our growth is directly attributed to strong leadership, talented employees and our culture. Our vision is to become a top 10, industry-leading mortgage lender with a commitment to our customers, our industry, our communities, each other and results.

Impac Mortgage Corp.Irvine, Californiawww.impaccompanies.comBooth #125Conv, Government and Non QM Loan Programs

Jet Direct Mortgage CompanyBayshore, New Yorkwholesale.jetdirectmortgage.comBooth #217Jet Direct Funding is a Mortgage Banker licensed in NY, NJ, CT, CO, FL, OH, PA, MN, MD, MI, and ME. Our mission is to set a high standard in the mortgage industry. We are committed to highest quality customer service - putting our partners we serve first. Our goal is to provide a courteous and transparent experience from submission to funding. At JET Direct Funding, we strive for speed, service and competitive product offerings.

KEB Hana Bank USANew York, New Yorkwww.kebhanabank.usBooth #303

Exhibitors

31

Keystone B2B, LLC formerly Archwell Solutions LLCWest Palm Beach, Floridahttp://keystoneb2b.us/Booth #316KeyStoneB2B is an advanced fintech solution with lending process automation that elevates the competitive advantage for financial services leaders. The robust order management platform simplifies and speeds the mortgage lending process from months to days. KeyStoneB2B optimizes mortgage servicing, real estate financing and processes for title, appraisal, credit, verification, flood determination, automated valuation models, real estate owned products and more. The technology can be white-labeled offering lenders white-glove service for greater productivity and cost management.

Lakeview WholesaleCharlotte, North Carolinawww.lakeviewwholesale.comBooth #614Lakeview Wholesale is a trusted source of residential mortgage credit in the U.S. market, committed to providing quality products and services that encourage responsible lending practices and homeownership. With over 20 years of experience in the mortgage industry, we are an industry-wide trusted advisor and counterparty.

MB Financial Bank, N.A.Ann Arbor, Michiganwww.accessmbmortgage.comBooth #515MB Financial Bank, N.A., has approximately $19 billion in assets and a 100 year history of building deep and lasting relationships. We offer a wide range of financial solutions to our mortgage bankers and brokers, all focused on our clients’ success. MB Financial Bank is proud to be named by Scotsman Guide as one of the nation’s top mortgage lenders in 2016 for the third consecutive year, ranking 6th in the nation in Wholesale Lending Volume.

Exhibitors

32

MBS HighwayHolmdel, New Jerseywww.mbshighway.comBooth #103MBS Highway is a leading provider of mortgage market and real estate content, that helps mortgage professionals close more opportunities, quantify the opportunity in home ownership, and protect and grow their referral relationships.

Michigan Mutual, Inc.Pot Huron, Michiganhttp://mimutual.comBooth #207Michigan Mutual, Inc. has been in business since December 30, 1992 and enjoys an outstanding reputation of integrity, management acumen and providing the best customer experience. Michigan Mutual has a diverse origination platform with wholesale and retail originations. The company is currently licensed in over 30 states and is headquartered in Michigan.

MLB Residential Lending, LLCSpringfield, New Jerseywww.mlbmortgage.comBooth #425 & 524MLB Residential Lending, LLC. is a community-focused mortgage banker, founded under the belief that home ownership is the most viable means to secure a family’s financial future. Affordable mortgage financing creates a structure to obtain and retain a HOME, which is a foundation to nurture family values.

Money360, Inc.Ladera Ranch, Californiawww.money360.comBooth #123Money360 is a nationwide, direct lender offering borrowers speed, convenience and competitive terms on commercial real estate loans of $1 million to $20 million and loan terms of one to ten years. Money360 offers both bridge and permanent loans, lending on most property types on a nationwide basis.

Exhibitors

33

Mortgage News NetworkWantagh, New Yorkwww.mortgagenewsnetwork.comBooth #122 & 124Mortgage News Network (MNN) produces industry-focused video programming with industry experts sharing insights that impact your business today and in the future. MNN is also the publisher of National Mortgage Professional Magazine, a monthly publication providing the most up-to-date news, insight and advice for today’s mortgage professional.

Munson’s ChocolatesBolton, Connecticutwww.munsonschocolates.comBooth #224Munson’s Chocolates - Connecticut’s premier chocolate manufacturer since 1946. Offering quality confections for Closing, Thank You and Holiday Gifts - custom chocolate packages with your logo (No Minimums). Edible images, 4 color graphics with your logo, photo or custom message printed directly on our quality chocolates & personalized chocolate bars, Boxed chocolates, Gift Baskets and much more! Quantity Discounts, Free Gift-wrapping and shipping available directly to you or your clients!

Nationwide Property & Appraisal ServicesGibbsboro, New Jerseywww.onestopappraisals.comBooth #409Nationwide has been a respected leader in the appraisal industry for years, we are proud to say we were the 1st AMC to be licensed! Our team has a combined 50 years of experience and provides first in class appraisal management! We invite you to try our services and see why thousands of clients choose Nationwide!

Exhibitors

34

NJ Lenders Corp.Little Falls, New Jerseyhttps://www.njlenders.com/Booth #325 & 424NJ Lenders Corp. is one of NJ’s largest private mortgage banking firms. Founded in 1991, NJ Lenders Corp. has helped over 50,0000 homeowners. The company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, they know how to get the job done. Many of NJ Lenders NY Mortgage and NJ Mortgage Loan Originators are recognized nationally as the best in their field.

Norcom Mortgage & InsuranceAvon, Connecticutwww.norcom-usa.comBooth #517

NYC Network Group Inc.Avoca, Michiganwww.nycnetworkgroup.comBooth #324NYC Network Group specializes in providing valuable business connections for real estate and tech industry professionals in the most exciting venue available...New York City! Anthony Kazazis, Director, NYC Network Group Inc NYC Network Group Inc is an organization that offers 3 Events within a year period - Economist Panel / Cocktail Event (11/13/2017) Market Outlook on the Bouroughs / Breakfast Forum (3/21/2018) & the NYC Real Estate Expo which will be held at the Fordham University Real Estate Institue @ Lincoln Center for 2 Days (06/19&20th/2018)

Orion LendingOrange, Californiawww.orionlending.comBooth #404Orion Lending is a nationwide wholesale mortgage banker.

Exhibitors

35

Pacific Union FinancialIrving, Texaswww.pacificunionfinancial.comBooth #208With more than 1600 broker partnerships nationwide, Pacific Union Financial is a leader in the wholesale leading industry. We’re committed to supporting our broker partners and offer flexible mortgage products with minimal overlays in both Wholesale Sales and Wholesale Operations.

Parkside LendingSan Francisco, Californiahttps://www.parksidelending.com/Booth #205Parkside Lending is a wholesale and correspondent lender that has been serving the mortgage needs of professionals since 2004. We bring respect, integrity, and sensible underwriting to every transaction. Our loan process is smooth and simple. We offer an innovative suite of mortgage products and proprietary technology that will help you get loans closed and get your customers into the homes they want.

Priority Search Services, LLCTinton Falls, New Jerseywww.prioritysearchservices.comBooth #304Priority Search Services, LLC provides loan tracking services and municipal tax, utility, assessment and flood searches. Through our PriorityTrac service, you can protect your loan portfolio by identifying delinquent municipal charges prior to a lien sale. For your convenience, these reports are available in a fully customizable spreadsheet format. Our dedicated staff takes pride in providing timely, accurate reports. For personal service give us a call @ 732-741-5080.

Quicken Loans Mortgage ServicesCharlotte, North Carolinaqlmortgageservices.comBooth #406Quicken Loans Mortgage Services partners with local brokers, community banks & credit unions offering competitive, personal mortgage solutions. NMLS #3030

Exhibitors

36

RBACMercerville, New Jerseywww.rbacloan.comBooth #222RBAC provides long term, fixed rate financing (up to 90%) to businesses in NJ (and now parts of PA and NY) for acquisition of fixed assets (land, buildings, equipment and machinery, etc.) via the SBA 504 loan program. Additional programs are available for start-ups or to grow an existing small business.

Rehab Financial GroupRosemont, Pennsylvaniawww.rehabfinancial.comBooth #309Rehab Financial Group provides rehab loans for qualified real estate investors requiring capital to purchase and rehab investment properties.A leading rehab lender, Rehab Financial Group is run by knowledgeable and experienced lenders who are eager to help real estate investors succeed on their next rehab project. We offer competitive rates, interest only payments, no prepayment penalties or fees, and 100% of purchase and rehab. Take the time to find out why successful real estate investors and house flippers choose Rehab Financial as their only source for rehab loans. At Rehab Financial Group, rehab lending is our only business.

REMN WholesaleIselin, New Jerseywww.remnwholesale.comBooth #107 & 109A commitment to excellence and superior experience for mortgage brokers and bankers are the pillars REMN Wholesale was built upon. Its industry leading, same-day turn times on new files, and bicoastal management teams have helped REMN to become one of the most trusted wholesale lenders in the country. Through its unmatched customer service and one of the most diverse ranges of mortgage products available, REMN Wholesale has proven itself to be one of the few wholesale lenders mortgage brokers and bankers can truly depend on.REMN offers a full range of government and conventional loans, as well as renovation products, supported by regular training opportunities, an award winning closing department and a dedicated internal helpdesk.

Exhibitors

37

Residential Home FundingParsippany, New Jerseywww.rhfbranch.comBooth #322Residential Home Funding Corp. is a leading, full-service, east-coast based lender offering incredible opportunities to those ready to take the next step. Are you ready to manage a branch office of your own? Are you a broker that would like the benefits of being a banker? We are Branching Experts!

SharestatesGreat Neck, New Yorkwww.sharestates.comBooth #209Online Real Estate Marketplace

Signature Information SolutionsTrenton, New Jerseywww.signatureinfo.comBooth #621Signature Information Solutions LLC, home of Charles Jones and Data Trace NJ/PA products and services. Providing Corporate and UCC filings and retrievals nationwide, court records services, Registered Agent Services, Flood Searches, NJ Judgment Searches, NJ and PA Municipal Tax Searches and County Search Services. Visit us at www.signatureinfo.com or call 800-792-8888

Silver Hill Funding, LLCCoral Gables, Floridahttp://silverhillfunding.comBooth #214Silver Hill Funding, LLC is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed use, office, retail, light industrial, self-storage, automotive, mobile home park, daycare centers, and warehouse property types.

Exhibitors

38

Stearns Lending, LLCLewisville, Texaswww.stearnswholesale.comBooth #120Headquartered in Santa Ana, California with company NMLS # 1854, Stearns Lending, LLC has provided over 27 years of exceptional mortgage lending services. Stearns has been ranked as a top Wholesale Lender by volume for over 4 years by Inside Mortgage Finance and is currently the #3 Wholesale lender by volume in the United States. At Stearns, our mission statement is simple: “We Can Help You!®”

Temple View CapitalBethesda, Marylandwww.templeviewcap.comBooth #523Temple View Capital is an asset based lender specializing in fix and flip loans, bridge loans, and cash out refinances on 1-4 unit investment properties. Real estate agents and mortgage brokers can receive uncapped commissions with TVC through our referral and broker programs.

The 504 CompanyFort Lee, New Jerseywww.the504company.comBooth #403The 504 Company is a not-for-profit corporation established in 1981. As a national leader authorized by the U.S. Small Business Administration to provide the SBA 504 and Community Advantage loans throughout New York, Pennsylvania and New Jersey The 504 Company works to provide businesses access to capital.

Universal Credit ServicesBroomall, Pennsylvaniawww.universalcredit.comBooth #116Universal Credit Services, a top national CRA providing merged credit reports, Verification of Employment Reports, VOD’s, 4506T’s, Marketing, Flood, Fraud, Title, Appraisal Management Services (AMC) and portfolio monitoring solutions. UCS provides premier customer service and products to meet the entire loan life cycle. Customer service the way it should be!

Exhibitors

39

USDA Rural DevelopmentMt. Laurel, New Jerseywww.rd.usda.gov/njBooth #204USDA Rural Development is a Federal Agency. We have affordable housing programs within our agency.

Velocity Mortgage CapitalWestlake Village, Californiawww.generatevelocity.comBooth #105Established in 2004, Velocity Mortgage Capital is a portfolio lender providing streamlined financial services for brokers working with investors and small business owners nationwide. We offer financing on properties such as Investor 1-4s, Multifamily, Mixed Use, Retail, Office, Warehouse, Self-storage, and more. All of our mortgage products are fully amortized over 30 years with no balloon, creating a long-term financing solution for our broker’s (partner’s) clients.

WebMax LLCTurnersville, New Jerseywww.webmaxco.comBooth #203WebMax, LLC (www.webmaxco.com) provides an innovative digital solution designed to make Mortgage and Real Estate easy by enhancing the lending experience. The company’s compliant, enterprise-level solutions incorporate website design, custom development and third-party system integration: maximizing lead generation and conversion, expediting the loan origination process and enhancing referral partner relationships.

Exhibitors

Watch for information soon to be released concerning our Regional Conference.

Visit our website www.mbanj.com

Call us at: 732-596-1619 for more information on upcoming events and conferences.

october 10 - 12, 2017 harrah’s resort & convention …...mortgage brokers and professionals...

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