october 2, 2018 october 3–5, 2018 the future!files.acams.org/pdfs/2018/2018_vegas_brochure.pdf ·...

VIVA

THE FUTURE!

ACING

THE NEW

AML

PRE-CONFERENCE

TRAINING:

OCTOBER 2, 2018

MAIN CONFERENCE:

OCTOBER 3–5, 2018

ARIA RESORT & CASINO

LAS VEGAS

ACAMSCONFERENCES.ORG/VEGAS

D I A M O N D S P O N S O R S

P L A T I N U M S P O N S O R S

AML & FINANCIAL CRIMECONFERENCEOCTOBER 3-5 , 2018 | LAS VEGAS , NEVADA

17TH ANNUAL

REGISTER BY SEPTEMBER 3

AND SAVE US$100 OFF

YOUR STANDARD

REGISTRATION

https://www.acamsconferences.org/VEGAS

VIVA THEFUTURE!ACING THENEW AML

AML is an ever-changing profession with

rapidly evolving regulations, technology and

financial crime methods such as cyberattacks.

Nobody can say for certain what will happen

in the years to come, but as AML professionals,

it is important to stay abreast of new

developments in financial crime, payment

methods and money laundering schemes.

This fall, join over 2,000 influential

anti-financial crime professionals,

regulators, law enforcement investigators

and government officials for expert

analysis of the changing compliance

landscape—and practical strategies

for mastering the complexities of this

demanding new era.

Will you ace the new AML?

CONFERENCE HIGHLIGHTS

2 acamsconferences.org/vegas [email protected] +1 786.871.3019

SEE WHAT’S NEWNEW – DIGITAL DEVELOPMENTS: This track

contains tech-related sessions that update

attendees on current digital trends, such as

AI, cryptocurrencies, Blockchain and Fintech,

that are transforming compliance

and strengthening AML.

NEW – AML OPERATIONS: A multi-faceted

track offering fact-loaded panels and sessions

packed with guidance on varied topics, such

as recruiting and retaining top talent,

strengthening internal audits and creating

operational efficiencies by reducing false

positives.

NEW – CASE STUDIES: Case study sessions

dedicated to current headlines, such as the

Elemetal money laundering scandal, the

Supreme Court ruling on sports betting, the

#MeToo movement, the synthetic identity

fraud issue and the alarming Fentanyl

epidemic.

NEW – CONNECTION CORNER: Six brand new

Connection Corner networking topics to

connect attendees from across the highly

diverse AML universe and to encourage

multisectoral collaboration.

NEW – MARIJUANA BANKING: A fast-paced

and in-depth workshop that navigates one

of the most vexing and rapidly evolving

compliance issues facing AML professionals

today.

https://www.acamsconferences.org/vegas/

WHO ATTENDSProfessionals responsible for:

• Reporting and SAR/STR filing

• AML risk management

• Customer due diligence

• Transaction monitoring and system tuning

• AML audits

• AML training

• Sanctions management

• New product compliance

• Managing third-party payment processors

• Law enforcement

• Regulatory oversight

News, Views andEmerging Issues:A Regulatory Roundtableon the Latest AML Trends

Artificial Intelligence:A Real Option to ImproveAML?

A Bright and Shining SAR:Practical Tips to PolishSAR Narratives

Crafting ComplianceModels to MitigateUnique CryptocurrencyAML Risks

TOP SESSIONS

From these sectors:

• Accounting firms

• Banks

• Casinos

• Consulting firms

• Credit unions

• Financial services providers

• Insurance companies

• Law enforcement agencies

• Law firms

• Money services businesses

• Regulatory agencies

• Securities/investment firms

• Software/technology providers

• Universities

CONNECTING AML

PROFESSIONALS

FROM AROUND

THE WORLD

*Based on our 2017 Vegas Conference attendees


[email protected] @ACAMS_AML ACAMS ACAMS

https://www.facebook.com/ACAMS.AML/

https://twitter.com/acams_aml

https://www.linkedin.com/company/acams

https://www.youtube.com/channel/UC-X1fTvNO6caUfxEbDby0TA

VIRTUAL BROADCASTCan’t travel to the conference?

This convenient online training option allows

you to watch a live video of keynote addresses,

the compliance summit track and general

conference sessions.

Benefits of going virtual:

• Access a library of video and downloadable

audio session recordings

• Submit questions to presenters and chat with

online participants

• Receive a certificate of participation

and earn CAMS credits

Kieran Beer, CAMSDirector of Editorial ContentACAMS moneylaundering.com

Nicole Kitowski PMP, CAMSChief Risk Officer, Executive Vice PresidentAssociated Bank

William Badinelli, CAMSManaging Director, Internal AuditJP Morgan Chase

John J. Byrne, Esq., CAMSVice Chairman AML RightSource

Roy D’sa, CAMSExecutive Vice President, Chief BSA OfficerThe Huntington

Benjamin J. Floyd, CAMSSenior Vice President, Corporate AML OfficerCaesars Entertainment

David Griesbach, CAMSAML Experimental Operations ManagerGoogle

Megan Hodge Davis, CAMSExecutive Compliance Director, BSA/AML OfficerAlly Bank

Peggy M. Jacobs Vice President, ComplianceMGM Resorts International

Catherine LaFalceGlobal AML Compliance Risk Management (ACRM) Head,Markets and Banking Citigroup

TASK FORCE MEMBERS

Clyde LangleyVice President, Corporate InvestigationsFinancial Crimes InvestigationsCharles Schwab

Mitchell Lincoln, CAMS-AuditBSA/AML Compliance DirectorUSAA

Erin O’LoughlinSenior Manager, FIU—Cyber Intelligence UnitWestern Union

Nicholas SchumannU.S. Head of External Engagement, FCTMHSBC

Rick A. Small, CAMSExecutive Vice President, DirectorFinancial Crimes ProgramBB&T

David Szuchman, CAMSVice President, Head of Global Financial CrimesCompliancePayPal

Chuck Taylor, CAMSSenior Vice President and BSA OfficerCity National Bank

William J. Voorhees, CAMSSenior Vice President, BSA/AML FIU ManagerBB&T

acamsconferences.org/vegas/virtual-broadcast



https://www.acamsconferences.org/vegas/virtual-broadcast/


WORKSHOP A: SAR TREK—MASTERING THE NEXT GENERATION OF SUSPICIOUS ACTIVITY

REPORTS | October 2, 2018 | 8:30 AM–12:00 PM

Key Areas Covered

► Formalizing alert response protocols

and utilizing investigative tools including

data analytics to assemble documentation

relevant to the suspicious activity

► Identifying Who, What, When, Where, Why

and How: Driving consistency through

a balanced approach to regulatory

compliance and utility for law enforcement

► Humanizing data analytics approaches to

produce forms and narratives that are clear,

concise, chronological and comprehensive

and serve interests of regulatory and law

enforcement agencies

Suspicious activity reports are at the heart

of effective AML, but producing them can be

an intimidating process for even experienced

financial crime professionals. SAR writing

is growing increasingly complex in today’s

world of cybercrime, cryptocurrencies and

growing risks like synthetic identities.

This interactive workshop is designed to give

attendees a comprehensive grounding in

investigating, documenting and—most

importantly—writing a SAR that

strengthens internal oversight and meets

the expectations of regulators and law

enforcement. Join our experts as they share

cutting-edge, yet practical insights, of value

to those who are new to the SAR-writing

game as well as compliance veterans looking

to update their skills.

CAMS EXAMINATION PREPARATION SEMINAR

October 2, 2018 | 9:00 AM–4:30 PM

Attend for Free | See back page for details

Led by CAMS-certified instructors, the CAMS Examination Preparation

Seminar reviews critical information and study tips in an easy-to-follow

format that prepares you to sit for the exam. Benefit from this intensive

study session as AML experts walk you through core content areas

and sample exam questions.

Separate registration is required.

PRE-CONFERENCE TRAINING


Instructor

Kevin Sullivan MS, MMBA, CAMS

President

The AML Training Academy





Key Areas Covered

► Clarifying the practical implications of—and

responses to—Attorney General Sessions’

rescission of the Cole Memo and FinCEN’s

guidance on due diligence for MRB accounts

► Developing risk-based rules on MRB

accounts, allocating adequate resources to

monitor for conformance to institutional

standards, and investigating red flags

indicating potential non-adherence

► Examining FinCEN’s three-tier SAR system

regarding marijuana businesses, understanding

the marijuana supply chain—seed to stem—to

establish best practices and an enhanced

understanding of the different touchpoints

across different business lines to ensure

compliance with regulatory requirements

► AML program enhancements to consider,

including policies, procedures, risk assessment,

suspicious activity monitoring programs,

CDD/EDD and high-risk customer program

updates to effectively manage the risks of the

marijuana industry

WORKSHOP B: GONE TO POT—PRODUCING A COHERENT RISK-BASED APPROACH TO BANKING

MARIJUANA-RELATED BUSINESSES | October 2, 2018 | 1:00 PM–4:30 PM

Federal, state and local laws seem to change

daily regarding the legality of marijuana-

related businesses—creating seeming

intractable compliance conflicts for financial

institutions both large and small. Even

institutions that formally eschew connection

to MRBs must determine whether their

onboarding, KYC and auditing systems can

effectively manage risks for perfectly legal

business activities such as developing apps,

providing security or banking capital gains

on cannabis-connected securities. That’s not

to mention complexities such as agricultural

operations that derive some, but not all,

of their revenues from growing cannabis.

Despite the challenges, FinCEN reports that

hundreds of institutions are banking MRBs—

up from zero in 2014. Join this fast-paced

and deep-dive workshop for practical

guidance on navigating one of the most

vexing and rapidly evolving compliance

issues facing AML professionals today.

CONTINUING EDUCATION CREDITS

ACAMS members can receive up to 22 CAMS

(CPE) credits for attending this event; 16

credits for the main conference, 3 credits per

pre-conference workshop, and 6 CAMS credits

for the examination preparation seminar.

*ACAMS is seeking accreditation for CLE

credits through the Nevada State Board.

Attorneys will need to self-report credits.*

Main Conference

16 CAMS and CPE credits

CAMS Seminar


Workshop A


Workshop B


PRE-CONFERENCE TRAINING



PRE-CONFERENCE TRAINING | TUESDAY, OCTOBER 2, 2018

8:00 AM – 9:00 AM

9:00 AM – 4:30 PM

8:30 AM – 12:00 PM

12:00 PM – 1:00 PM

1:00 PM – 4:30 PM

1:30 PM – 6:30 PM

5:00 PM – 5:30 PM

CAMS Examination Preparation Seminar and Workshop A Check-in(Separate registration required.)

CAMS Examination Preparation Seminar

WORKSHOP A: SAR Trek—Mastering the Next Generation of SuspiciousActivity Reports

Workshop B Check-in (Separate registration required.)

WORKSHOP B: Gone to Pot - Producing a Coherent Risk-Based Approachto Banking Marijuana-Related Businesses

Main Conference Registration Desk Open

ACAMS First-Time Attendee Orientation

MAIN CONFERENCE DAY ONE | WEDNESDAY, OCTOBER 3, 2018

7:50 AM – 5:40 PM

7:50 AM – 6:40 PM

7:50 AM – 8:50 AM

8:50 AM – 9:15 AM

9:15 AM – 9:45 AM

9:45 AM – 11:00 AM

11:00 AM – 11:30 AM

11:30 AM – 12:45 PM

Registration Desk Open

Exhibit Hall Open

Networking Breakfast in Exhibit Hall Sponsored by RDC

Welcome Remarks

Keynote Address

PANEL DISCUSSION | News, Views and Emerging Issues: A RegulatoryRoundtable on the Latest AML Trends

Networking and Refreshment Break in Exhibit Hall Sponsored by Opus

CONCURRENT SESSIONS

Compliance SummitHot Topics in FinancialCrime, Compliance andAML

AML OperationsHow to Win the TalentCompetition: Hiring andRetaining TopProfessionals

AML KnowledgeAre We There Yet?Developing a Roadmapto Transform AMLCompliance Presentedby Protiviti

Digital DevelopmentsArtificial Intelligence:A Real Option toImprove AML?

Regulatory UpdateAchieving RobustManagement of EvolvingSanctions RequirementsIncluding SectoralSanctions

AML KnowledgeTBA Presented byVerafin

Financial Crime TrendsSynthetic Identity andGenuine Fraud:A Growing FinancialCrime Risk

Multi-Industry TrainingDeveloping a BetterCasino Culture ofCompliance

AGENDA-AT-A-GLANCE






Compliance SummitElder Financial Abuse:Building EffectiveDetection andProtection Programs

AML OperationsInternal Affairs:Strengthening AMLAudits and Reviews

AML KnowledgeTBA Presented byFiserv

2:00 PM – 2:30 PM

2:45 PM – 3:15 PM

3:15 PM – 3:45 PM

3:45 PM – 5:00 PM

Conference Interactions | Connection Corner | Networking for Community Banks

Conference Interactions | Connection Corner | Networking for MSBs andPayment Processors

Networking Break in Exhibit Hall Sponsored by Engima

CONCURRENT SESSIONS

Digital DevelopmentsNegative News, PositiveResults: OptimizingAdverse Media Searches

Regulatory UpdateSanctions Update:Keeping in Step withthe Latest SanctionsChanges

AML KnowledgeTBA Presented byBAE Systems

Financial Crime TrendsGold Diggers: Behindthe Elemetal MoneyLaundering Case

Multi-Industry TrainingSecurities Spotlight:Regulatory TrendsIncluding FINRAEnforcement Actions,FINRA360 and SECNational Exam ProgramPriorities

Conference Interactions | Connection Corner | Networking for Law Enforcementand Regulators

Conference Interactions | Connection Corner | Networking for Fintech

Networking Luncheon

AML Knowledge Luncheon Presented by Promontory Risk Review, an IBMCompany

CONCURRENT SESSIONS

11:30 AM – 12:00 PM

12:15 PM – 12:45 PM

12:45 PM – 2:00 PM

12:45 PM – 2:00 PM

2:00 PM – 3:15 PM

Compliance SummitThe CDD Final Rule:What We’ve LearnedSo Far

AML OperationsMitigating TBML Riskswith StrengthenedOversight Systems

AML KnowledgeTBA Presented by PwC

Digital DevelopmentsCrafting ComplianceModels to MitigateUnique CryptocurrencyAML Risks

Regulatory UpdateCorrespondent Banking:Potential Risks, PotentialRewards

AML KnowledgeTBA Presented bySWIFT

Financial Crime TrendsSovereignCryptocurrencies:Assessing Trendsand AML Implications

Multi-Industry TrainingSafe Bets: How theSupreme Court’s SportsGambling DecisionAffects AML Nationwide

Conference Interactions | Connection Corner | Networking for Sanctions RiskManagers and ABC Professionals

Conference Interactions | Connection Corner | Networking for Casinos Networking Reception in Exhibit Hall

3:45 PM – 4:15 PM

4:30 PM – 5:00 PM

5:00 PM – 6:00 PM

AGENDA-AT-A-GLANCE



Financial Crime TrendsCrafting Detection andInvestigation Systems toFight Human Trafficking

Multi-Industry TrainingMSB AML Best Practices:From Fintech Startupsto MultinationalOrganizations

MAIN CONFERENCE DAY TWO | THURSDAY, OCTOBER 4, 2018

8:00 AM – 5:00 PM

8:00 AM – 6:00 PM

8:00 AM – 9:00 AM

9:00 AM – 9:15 AM

9:15 AM – 9:40 AM

9:40 AM – 10:50 AM

10:50 AM – 11:15 AM

11:15 AM – 11:45 AM

11:45 AM – 1:00 PM


Exhibit Hall Open

Networking Breakfast in Exhibit Hall

ACAMS Enterprise Breakfast (by invitation only)

AML Knowledge Breakfast (by invitation only) Presented by Safe BankingSystems

PLENARY SESSIONS | Opening Remarks and ACAMS AwardsCeremony

PLENARY SESSIONS | Special Presentation and Q&A | Don Fort, Chief, CriminalInvestigation Division, Internal Revenue Service, U.S. Department of the Treasuryand Kieran Beer, CAMS, Director of Editorial Content, ACAMSmoneylaundering.com

PLENARY SESSIONS | Panel Discussion | Recent Enforcement Actions: LessonsLearned on Culture of Compliance and Governance

PLENARY SESSIONS | Special Presentation and Q&A Networking and Refreshment Break in Exhibit Hall

CONCURRENT SESSIONS

Conference Interactions | AML Innovations


Networking Luncheon

AML Knowledge Luncheon

11:45 AM – 12:15 PM

12:30 PM – 1:00 PM

1:00 PM – 2:10 PM

Compliance SummitOutlining Historic andEvolving Methods ofTerrorist Financing toStrengthen CTFOversight

AML OperationsPositive Actions: How toReduce False Positivesand Enhance AMLEfficiency

AML KnowledgeTBA Presented byLexisNexis

Digital DevelopmentsFintech Safety Check:Effective AML for theNew Era of FinancialServices

AML OperationsAudit-Proof YourAML/FCC Training Programs

AML KnowledgeTBA

AGENDA-AT-A-GLANCE






2:10 PM – 2:40 PM

2:55 PM – 3:25 PM

3:25 PM – 3:55 PM

3:55 PM – 5:10 PM



Networking and Refreshment Break in Exhibit Hall

CONCURRENT SESSIONS

3:55 PM – 4:25 PM

4:40 PM – 5:10 PM

5:10 PM – 6:10 PM



Networking Reception in Exhibit Hall

Compliance SummitMonitoring YourProgress: Living Withand Learning From aMonitor

AML OperationsManaging TransactionLaundering andThird-Party PaymentProcessor Risks

AML KnowledgeTBA Presented by NICEActimize

Digital DevelopmentsNew Kids on theBlockchain:Opportunities and Issuesof Distributed Ledgers

AML OperationsStrengthening theSecond Line of AMLDefense with aContinuous AssuranceApproach

AML KnowledgeUnknown SanctionsExposure: OFAC’s 50%Rule—The Achilles' Heelof Sanctions ProgramsPresented by Bureauvan Dijk

Community BankSpotlightFinding the Right Pathon Vendor Selection andOutsourcing

Financial Crime TrendsTypologies of Death:How AML Can Help Fightthe Fentanyl Epidemic

Compliance SummitA Bright and ShiningSAR: Practical Tips toPolish SAR Narratives

Work-Life BalanceToward Equilibrium:The Work/Life BalancingAct vs. Busy AMLCareers

AML KnowledgeTBA Presented byThomson Reuters

Digital DevelopmentsAnalyzing Regtech’sRisks and Rewards

AML OperationsFine-Tuning RiskManagement Protocolsfor Non-ProfitOrganizations

AML KnowledgeTBA Presented byKPMG

Community BankSpotlightSmall Miracles:Optimizing AMLResources at CommunityInstitutions

AML OperationsIs KYD the New KYC?Practical Strategies toKnow and Manage YourData

2:10 PM – 3:25 PM CONCURRENT SESSIONS

AGENDA-AT-A-GLANCE



MAIN CONFERENCE DAY THREE | FRIDAY, OCTOBER 5, 2018

8:00 AM – 12:35 PM

8:00 AM – 11:15 AM

8:00 AM – 8:45 AM

8:45 AM – 9:00 AM

9:00 AM – 9:40 AM

9:40 AM – 10:50 AM

10:50 AM – 11:20 AM

11:20 AM – 12:30 PM

12:30 PM – 12:35 PM


Exhibit Hall Open

Networking Breakfast in Exhibit Hall

PLENARY SESSIONS | Opening Remarks and ACAMS and Thomson ReutersJoint Survey

PLENARY SESSIONS | Special Presentation and Q&A | Southwest Border AMLAlliance

PLENARY SESSIONS | Panel Discussion | Good Intel on Fighting Fraud:Applying US Intelligence Community Methodologies to Strengthen FRAML

Networking and Refreshment Break in Exhibit Hall

Panel Discussion | Ace that Exam: Best Practices to Prepare fora Regulatory Exam

Closing Remarks

AGENDA-AT-A-GLANCE






AML KNOWLEDGE

In a world where the complexities and responsibilities AML professionals face grows daily, the

services and expertise of vendors has never more important. This track consists of sessions led by

solution providers, who share trend-tracking information on topics like artificial intelligence

advances, machine learning and utilizing data analytics to strengthen risk management. At a time

when no AML officer can do it all, these sessions offer insights on potentially productive

partnerships you may be overlooking. Session descriptions to be announced.

AML OPERATIONS

In an era of lightning-quick change, compliance managers have to run fast just to stay in place.

These fact-packed panels give that effort a welcome boost, with sessions brimming with guidance

on varied topics such as recruiting and retaining top talent, strengthening internal audits and

creating operational efficiencies with actions like reducing false positives. It’s a multi-faceted

track with a common theme of information to make you a more knowledgeable and effective AML

manager.

How to Win the Talent Competition: Hiring

and Retaining Top Compliance Professionals

► Analyzing current compliance infrastructure

to identify personnel needs in subject-matter

expertise such as sanctions and demand for

new skill sets such as data analytics

► Creating preferred candidate profiles to

develop a blend of tangible incentives

including salary and intangible perks such as

corporate culture and advancement

opportunities

► Utilizing personal development initiatives

such as team leadership and continuing

education opportunities to boost employee

retention and mitigate “brain drain” risks

Mitigating TBML Risks with Strengthened

Oversight Systems

► Creating institutional and client risk

assessments based on factors such as

geographic locations, beneficial ownership,

nature of business and transaction patterns

► Training staff on typologies such as invoice

manipulation, buyer/seller collusion and

document fraud to enhance transaction

screening and flag potential TBML activities

► Utilizing tools such as text and web analytics

to attain operational efficiencies, standardize

TBML oversight across enterprise and mitigate

manual review error risks

Internal Affairs: Strengthening AML Audits

and Reviews

► Defining goal of audit outcomes based on

inputs such as institutional profile, current

regulatory requirements and risk management

in areas such as CIP/KYC/CDD

► Profiling discrete units based on factors such

as geographic exposure and product line risks

to gain management buy-in and properly test

for unit-specific risks

► Analyzing audit results to identify and

resolve issues with AML oversight in areas such

as transaction monitoring, alert responses and

management of high-risk entities

Positive Actions: How to Reduce False

Positives and Enhance AML Efficiency

► Reviewing current false positives to identify

systemic causes such as reliance on legacy

systems, static risk assessment models and

regulatory expectation concerns

► Supplementing staff expertise with advanced

analytics and predictive models to hone risk

detection and foster robust alert signaling

processes

► Working with oversight bodies to ensure

revamped systems meet regulatory

requirements and mitigate potential risks such

as false negatives

Audit-Proof Your AML/FCC Training Programs

► Collaborating with lines of business to

analyze individualized job duties and functions

and craft risk-based employee training policies

and procedures accordingly

► Crafting targeted training materials and

delivery systems to produce demonstrable

subject-matter competence that strengthens

compliance oversight

► Obtaining management buy-in on training’s

value in achieving risk management goals and

establish timely completion of required

instruction as an institutional priority

Is KYD the New KYC? Practical Strategies to

Know and Manage Your Data

► Surveying information needs and risk

management issues of lines of business to

ensure quality data are being captured and

applied to relevant monitoring and oversight

systems

► Integrating data systems of operational silos

and centralizing storage to reduce data

duplication, standardize access and oversight

protocols and foster AML collaboration across

enterprise

► Formalizing data governance systems to

spot and resolve systemic deficiencies, monitor

data quality and assure data systems

incorporate changes in business models or

regulations

Fine-Tuning Risk Management Protocols for

Non-Profit Organizations

► Identifying financial access issues for NPOs

such as delayed transfers and high fees to

develop risk management models for

commonly affected products and services

► Building NPO risk profile based on

geography, AML proficiency and other factors

and exchanging information to attain

transparency and just oversight policies as

merited

► Conducting ongoing dialogue with relevant

stakeholders including examiners, peer groups

and NPO networks to develop insights on

managing risks, practicing inclusion and

meeting regulatory expectations

Managing Transaction Laundering and

Third-Party Payment Processor Risks

► Reviewing typologies such as pass-through

sites and online front companies to gain

insights into main forms of transaction

laundering

► Examining FinCEN and OCC enforcement

actions and guidance to determine regulatory

expectations for due diligence on third-party

payment processors

► Working collaboratively with Independent

Sales Organizations (ISOs) to strengthen

merchant monitoring initiatives to flag and

resolve suspected fraud cases

Strengthening the Second Line of AML

Defense with a Continuous Assurance

Approach

► Defining continuous assurance to identify

unique roles in identifying control deficiencies

and bridging gaps between operations and

compliance

► Building an efficient continuous assurance

program by creating methodologies for both

monthly and deep dive reviews and acquiring

require subject-matter expertise talent

► Utilizing continuous assurance results to

optimize benefits including ensuring controls

meet regulatory standards and expectations of

internal audit and/or examiners

of defense strength and self-disclosing

identified gaps and resolution plans

► Substantiating activities of internal audit to

confirm empowered third line of defense and

demonstrate enterprise-wide culture of

compliance


News, Views and Emerging Issues: A

Regulatory Roundtable on the Latest AML

Trends

► Assessing recent regulatory actions and

guidance to establish best practices for

meeting evolving regulatory expectations

► Detailing new and upcoming regulatory

changes to adjust oversight systems as

warranted

► Analyzing current examination trends to

identify potential conflicts and apply systemic

fixes as needed

Recent Enforcement Actions: Lessons Learned

on Culture of Compliance and Governance

► Analyzing Federal Reserve and OCC actions

to detail new paradigms for management

governance, board independence and

managing risks of sales performance pressures

► Reviewing FinCEN penalties to identify

regulatory risks of weak AML funding, lax

oversight of high-risk clients and compromising

oversight actions such as “alert capping”

► Scrutinizing cases including liquidation of

ABLV Bank of Latvia for lessons learned on

impeding examinations, obstructing regulators

and the need for rigorous oversight of

correspondent banking and geopolitical risks

Good Intel on Fighting Fraud: Applying US

Intelligence Community Methodologies to

Strengthen FRAML

► Detailing USIC intelligence-gathering

methods to enhance fraud investigation

expertise

► Utilizing USIC analysis techniques to

optimize intelligence value of existing FRAML

data

► Developing an intelligence program that

integrates USIC processes to reduce false

positive and strengthen SAR quality

Ace that Exam: Best Practices to Prepare for a

Regulatory Exam

This fast-paced and informative session is for

anyone who has ever experienced anxiety or

lost sleep over an upcoming BSA/AML

examination. The expert panelists will provide

specific details on topics such as conducting a

pre-exam risk assessment, presenting formal

remediation plans to examiners, or updating

your BSA program policy to ensure it

incorporates the latest standards. It’s a vitally

important and can’t-miss session, brimming

with practical advice from AML veterans who,

when it comes to exams, have been there, done

that—and will show you how to do it better.

► Documenting updated training tailored for

specific lines of business, and preparing LOB

leaders to discuss management commitment to

first line of defense

► Validating internal controls for issues such as

high-risk client monitoring to affirm second line

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CONNECTION CORNER

Want to expand your professional network? Join like-minded colleagues at this networking

session. Connection Corner brings together members of specific niches from across the highly

diverse AML universe for contact creation, casual conversation and informal exchanging of ideas

and interests. There’s no agenda, and the sole learning goal is the names of new friends. Meet

them at the Connection Corner.

COMPLIANCE SUMMIT

This track comprises exciting explorations of some of the most important issues facing financial

crime professionals today. From deep dives into the evolving methods of terrorist funding to

eminently useful sessions on how to write a better SAR, these sessions are where compliance

veterans and new ideas come together, producing a hybrid learning experience of practical and

immediate benefits to attendees.

Hot Topics in Financial Crime, Compliance and

AML

Something on your mind? Then this session’s

for you. Consistently among the most popular

panels, Hot Topics convenes experts from

across the AML universe—responding to

questions submitted by attendees themselves.

To emphasize immediacy, submissions must be

made within two weeks of the conference,

ensuring the topics are fresh and the

discussion lively. Please join your fellow

professionals at the Hot Topics panel—a great

way to have your say.

The CDD Final Rule: What We’ve Learned So

Far

► Identifying common templates for

establishing and verifying beneficial ownership

to ensure implementation design mitigates

non-compliance risks

► Outlining practical methods to address

unique Final Rule challenges such as

specialized staff training and managing

triggering events

► Analyzing best practices for documenting

CDD Final Rule compliance in preparation for

examination-related issues

Elder Financial Abuse: Building Effective

Detection and Protection Programs

► Training front-line staff on red flags for elder

abuse such as anomalous spending patterns

and building awareness of need to contact BSA

officers of suspicious activities

► Creating protocols for responding to

account changes of elderly clients such as the

addition of authorized signers or co-owners,

unexplained asset transfers or cash-out

mortgage activity

► Assembling evidence of elder exploitation,

filing SARs as merited and maintaining ongoing

communication with law enforcement to detect

and apprehend perpetrators

Outlining Historic and Evolving Methods of

Terrorist Financing to Strengthen CTF

Oversight

► Differentiating sources of terrorist funding

such as transnational criminal networks,

sympathizer contributions and fake charities to

ensure comprehensive CTF oversight

► Identifying historic and evolving methods of

terrorist financing including hawala and

cryptocurrencies to promote awareness of new

and growing risks

► Reviewing best practices for disrupting

terrorist financing systems such as creating

CTF-centric risk assessments and formalizing

systems for filing SARS and collaborating with

law enforcement

A Bright and Shining SAR: Practical Tips to

Polish SAR Narratives

► Reviewing assembled evidence to determine

themes to be explored and documented in SAR

narratives

► Creating a narrative outline to guide a linear

chronicling of suspicious activities being

reported

► Editing narrative to ensure information is

complete and accurate, eliminate unnecessary

or redundant details, and determine filing

conforms to FinCEN guidance and expectations

Monitoring Your Progress: Living with and

Learning from a Monitor

► Outlining methods of independent monitor

such as document reviews, site visits and

management interviews to attain clear

understanding of processes, roles and goals

► Creating communication protocols among

institution, monitor, regulator and/or

prosecutor to plan corrective actions, assess

progress and keep monitorship on schedule

► Reviewing monitor recommendations to

jointly develop an implementation plan that

satisfies original settlement agreement and

bolsters compliance systems going forward














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Hot Topics in Financial Crime, Compliance and

AML

Something on your mind? Then this session’s

for you. Consistently among the most popular

panels, Hot Topics convenes experts from

across the AML universe—responding to

questions submitted by attendees themselves.

To emphasize immediacy, submissions must be

made within two weeks of the conference,

ensuring the topics are fresh and the

discussion lively. Please join your fellow

professionals at the Hot Topics panel—a great

way to have your say.

The CDD Final Rule: What We’ve Learned So

Far

► Identifying common templates for

establishing and verifying beneficial ownership

to ensure implementation design mitigates

non-compliance risks

► Outlining practical methods to address

unique Final Rule challenges such as

specialized staff training and managing

triggering events

► Analyzing best practices for documenting

CDD Final Rule compliance in preparation for

examination-related issues

Elder Financial Abuse: Building Effective

Detection and Protection Programs

► Training front-line staff on red flags for elder

abuse such as anomalous spending patterns

and building awareness of need to contact BSA

officers of suspicious activities

► Creating protocols for responding to

account changes of elderly clients such as the

addition of authorized signers or co-owners,

unexplained asset transfers or cash-out

mortgage activity

► Assembling evidence of elder exploitation,

filing SARs as merited and maintaining ongoing

communication with law enforcement to detect

and apprehend perpetrators

Outlining Historic and Evolving Methods of

Terrorist Financing to Strengthen CTF

Oversight

► Differentiating sources of terrorist funding

such as transnational criminal networks,

sympathizer contributions and fake charities to

ensure comprehensive CTF oversight

► Identifying historic and evolving methods of

terrorist financing including hawala and

cryptocurrencies to promote awareness of new

and growing risks

► Reviewing best practices for disrupting

terrorist financing systems such as creating

CTF-centric risk assessments and formalizing

systems for filing SARS and collaborating with

law enforcement

A Bright and Shining SAR: Practical Tips to

Polish SAR Narratives

► Reviewing assembled evidence to determine

themes to be explored and documented in SAR

narratives

► Creating a narrative outline to guide a linear

chronicling of suspicious activities being

reported

► Editing narrative to ensure information is

complete and accurate, eliminate unnecessary

or redundant details, and determine filing

conforms to FinCEN guidance and expectations

Monitoring Your Progress: Living with and

Learning from a Monitor

► Outlining methods of independent monitor

such as document reviews, site visits and

management interviews to attain clear

understanding of processes, roles and goals

► Creating communication protocols among

institution, monitor, regulator and/or

prosecutor to plan corrective actions, assess

progress and keep monitorship on schedule

► Reviewing monitor recommendations to

jointly develop an implementation plan that

satisfies original settlement agreement and

bolsters compliance systems going forward

COMMUNITY BANK SPOTLIGHT

Small institutions face all the regulatory requirements of their bigger brethren, but frequently

must meet those obligations with considerably fewer resources than their bigger banking

brethren. Whether it’s how to find the right vendor or the not-so-simple task of stretching a

shoestring budget, these panels are packed with practical tips for AML departments that are

routinely required to punch above their weight.






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Finding the Right Path on Vendor Selection

and Outsourcing

► Conducting a risk-based assessment on

vendors including documentation of AML

proficiency, cybersecurity and data

management policies and potentially

compromising third-party relationships

► Integrating vendor’s product and delivery

channels with bank’s internal controls to

achieve consistency in regards to internal

controls, corporate governance and

institutional risk appetite

► Creating performance metrics to attain

robust, comprehensive and properly

documented vendor oversight and adjust

systems or relationships as warranted to

systemic needs of AML programs

DIGITAL DEVELOPMENTS

Maybe you’re old enough to remember your first calculator, or perhaps you came of age when

writing code was a graduation requirement. No matter the stage of your career, it’s clear that

technology is rapidly reinventing the world of AML, and that trend is gaining momentum in a

landscape of algorithms, data analytics and innovations like blockchain. These sessions will get

you up-to-date on the digital developments that are transforming compliance, providing practical

knowledge that can both strengthen your AML and support your continuing professional

development.

Artificial Intelligence: A Real Option to

Improve AML?

► Reviewing AI’s practical applications to

improve risk management through intelligent

segmentation of client data and subsequent

integration into transaction monitoring systems

► Utilizing expertise of subject-matter experts

to optimize predictive capacity of “supervised

learning” to detect and investigate potential

AML risks

► Keeping AI systems robust with refresh data

to avoid errors tied to obsolete information,

changes in financial crime typologies or

algorithmic bias

Crafting Compliance Models to Mitigate

Unique Cryptocurrency AML Risks

► Detailing unique AML challenges such as

CIP/KYC of crypto ecosystem including bitcoin

miners and other actors to create effective risk

management and audit policies

► Reviewing cryptocurrencies’ role in

ransomware, terrorist financing and other

criminal cases to identify common red flags

indicating potential illicit activities

► Training staff to achieve expertise in

cryptocurrency and conducting ongoing

instruction to maintain robust oversight as

digital markets regulatory landscapes evolve

Negative News, Positive Results: Optimizing

Adverse Media Searches

► Vetting potential providers of negative news

services to create comprehensive searches

tailored to meet unique institutional needs

► Analyzing negative news search results to

assess veracity, quantify potential risks and

support decisions regarding onboarding,

monitoring and account exiting

► Auditing search protocols and results to

verify methodologies are properly serving AML

needs and adjust search parameters as

institutional needs, data sources and vendor

capabilities evolve

Fintech Safety Check: Effective AML for the

New Era of Financial Services

► Defining institutional risk appetite and

tolerance and to build awareness by front-line

staff and potential Fintech customers of bank

standards and allocate oversight resources as

needed

► Conducting risk-based assessment of

discrete Fintech products including those

developed internally to ensure proper AML

rigor in areas such as CIP, KYC/CDD and

product lines

► Auditing Fintech clients to determine

adequacy of AML controls, document metrics

such as SAR filing trends and sufficiency of

organization’s culture of compliance

Analyzing Regtech’s Risks and Rewards

► Contrasting supervised learning and

rules-based monitoring to optimize Regtech’s

potential to mitigate regulatory risks in areas

such as sanctions and KYC

► Detailing best practices for risk-based

systemic inputs to Regtech systems to achieve

optimal accuracy and functionality of data

outcomes

► Resolving challenges to Regtech

implementation including costs, recruitment of

talent and lack of data harmonization across

business lines

New Kids on the Blockchain: Opportunities

and Issues of Distributed Ledgers

► Outlining blockchains’ shared ledger

structure to identify opportunities for

efficiencies in KYC, due diligence and other

AML functions

► Assessing blockchain capacity for assisting

robust compliance functions such as tracking

beneficial ownership changes

► Analyzing the Ethereum virtual currency

hack and Bitfinex breach to highlight

blockchain financial crime vulnerabilities such

as flawed code, anonymous actors and

cryptographic key security.

Small Miracles: Optimizing AML Resources at

Community Institutions

► Rating institutional risks quantitatively to

attain optimal allocation of internal AML

resources based on need

► Utilizing resources including peer group

networks and law enforcement to continuously

update knowledge in areas such as crime

trends and tech innovations

► Scrutinizing targeted compliance functions

for possible outsourcing to quantify potential

cost efficiencies and properly assess risks of

third-party partnering






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Artificial Intelligence: A Real Option to

Improve AML?

► Reviewing AI’s practical applications to

improve risk management through intelligent

segmentation of client data and subsequent

integration into transaction monitoring systems

► Utilizing expertise of subject-matter experts

to optimize predictive capacity of “supervised

learning” to detect and investigate potential

AML risks

► Keeping AI systems robust with refresh data

to avoid errors tied to obsolete information,

changes in financial crime typologies or

algorithmic bias

Crafting Compliance Models to Mitigate

Unique Cryptocurrency AML Risks

► Detailing unique AML challenges such as

CIP/KYC of crypto ecosystem including bitcoin

miners and other actors to create effective risk

management and audit policies

► Reviewing cryptocurrencies’ role in

ransomware, terrorist financing and other

criminal cases to identify common red flags

indicating potential illicit activities

► Training staff to achieve expertise in

cryptocurrency and conducting ongoing

instruction to maintain robust oversight as

digital markets regulatory landscapes evolve

Negative News, Positive Results: Optimizing

Adverse Media Searches

► Vetting potential providers of negative news

services to create comprehensive searches

tailored to meet unique institutional needs

► Analyzing negative news search results to

assess veracity, quantify potential risks and

support decisions regarding onboarding,

monitoring and account exiting

► Auditing search protocols and results to

verify methodologies are properly serving AML

needs and adjust search parameters as

institutional needs, data sources and vendor

capabilities evolve

Fintech Safety Check: Effective AML for the

New Era of Financial Services

► Defining institutional risk appetite and

tolerance and to build awareness by front-line

staff and potential Fintech customers of bank

standards and allocate oversight resources as

needed

► Conducting risk-based assessment of

discrete Fintech products including those

developed internally to ensure proper AML

rigor in areas such as CIP, KYC/CDD and

product lines

► Auditing Fintech clients to determine

adequacy of AML controls, document metrics

such as SAR filing trends and sufficiency of

organization’s culture of compliance

Analyzing Regtech’s Risks and Rewards

► Contrasting supervised learning and

rules-based monitoring to optimize Regtech’s

potential to mitigate regulatory risks in areas

such as sanctions and KYC

► Detailing best practices for risk-based

systemic inputs to Regtech systems to achieve

optimal accuracy and functionality of data

outcomes

► Resolving challenges to Regtech

implementation including costs, recruitment of

talent and lack of data harmonization across

business lines

New Kids on the Blockchain: Opportunities

and Issues of Distributed Ledgers

► Outlining blockchains’ shared ledger

structure to identify opportunities for

efficiencies in KYC, due diligence and other

AML functions

► Assessing blockchain capacity for assisting

robust compliance functions such as tracking

beneficial ownership changes

► Analyzing the Ethereum virtual currency

hack and Bitfinex breach to highlight

blockchain financial crime vulnerabilities such

as flawed code, anonymous actors and

cryptographic key security.

FINANCIAL CRIME TRENDS

At its heart, AML is simply about fighting financial crime. And in recent years new forms of

financial crime have been enabled with everything from illicit uses of cryptocurrencies to

powerful new ways to commit identity theft. ACAMS assembles leading law enforcement

professionals in this powerful and moving track of sessions, covering tragic issues such as elder

abuse and human trafficking, or analyzing case studies of narco-backed schemes to launder

proceeds of plundered gold, this track offers practical advice for fighting financial crime with

rigorous AML oversight.






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Synthetic Identity and Genuine Fraud: A

Growing Financial Crime Risk

► Analyzing how synthetic identities are

created and used to create credit files that

facilitate fraud

► Reviewing case studies to provide practical

guidance on how organized synthetic identity

rings target financial institutions

► Detailing best practices for flagging,

investigating and resolving potential synthetic

identity schemes

Sovereign Cryptocurrencies: Assessing Trends

and AML Implications

► Reviewing developments in sovereign

cryptocurrencies such as the Marshall Islands’

SOV to chart trends in growing convergence of

digital and fiat currencies

► Assessing risks such as potential sanctions

violations, enabling of corruption and tax

evasion posed by sovereign cryptocurrencies

such as Venezuela’s petro

► Charting emerging trends in sovereign

cryptocurrency issues such as Russia’s

cryptoRuble and Estonia’s estcoin to anticipate

potential challenges for AML oversight

Gold Diggers: Behind the Elemetal Money

Laundering Case

► Reviewing plea deals of former employees of

Elemetal subsidiary to track how conspiracy to

purchase illegally mined and smuggled gold

aided narco traffickers

► Analyzing how Elemetal’s trading of gold

facilitated laundering billions of dollars in

criminal proceeds

► Examining Elemetal’s legal settlement to

identify the role of lax senior management,

willful blindness to gold origins and corporate

failure to maintain required AML programs

Crafting Detection and Investigation Systems

to Fight Human Trafficking

► Detailing forms of human trafficking such as

migrant smuggling, forced labor and sex

slavery to build oversight models based on

discrete typologies and institutional risks

► Training staff on red flags such as frequent

wire transfers below required reporting

thresholds and deposits/withdrawals indicating

funnel account activity

► Filing SARs as warranted, facilitating

information sharing under 314(b) and

collaborating with law enforcement and NGOs

to investigate and resolve alerts

Typologies of Death: How AML Can Help Fight

the Fentanyl Epidemic

► Tracing transaction patterns indicating

potential fentanyl smuggling such as structured

deposits via global payment processors or

cryptocurrency exchanges

► Monitoring clients for red flags of fentanyl

proceeds laundering such as unusually large

payroll deposits and high volume among

personal accounts at multiple institutions

► Reviewing cases such as HSI’s Operation

Denial to detail AML practices to aid detection

and reporting of darknet market and illicit

peer-to-peer exchanger transactions




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MULTI-INDUSTRY TRAINING (CASINOS, SECURITIES, MSBS)

To paraphrase the long-ago advertising slogan on orange juice: AML—it isn’t just for banking

anymore. In the decades since the Bank Secrecy Act ushered in the modern era of AML,

compliance has become the responsibility of industries such as casinos, securities and MSBs, with

each facing unique issues in meeting regulatory expectations. These sessions draw upon industry

experts from non-banking institutions, to share suggestions and solutions for meeting the

distinctive compliance challenges they increasingly face.

Developing a Better Casino Culture of

Compliance

► Assessing the current culture of compliance

on factors that directly relate to products and

services offered at your casino, and ensuring

that your written risk assessment includes

casino offerings, financial transactions and

customers

► Fortifying culture of compliance by

formalizing BSA/AML policies, conducting

ongoing employee training and creating

incentives such as incorporating compliance

activities into performance reviews

► Creating confidentiality controls, protocols

for alert escalation and SAR filing to ensure

corporate culture supports pro-active

BSA/AML oversight and thorough investigation

and resolution of red flags

Safe Bets: How the Supreme Court’s Sports

Gambling Decision Affects AML Nationwide

► Understanding sports gambling products

and business models to gain insights into

unique compliance issues such as CDD, KYC

and onboarding

► Reviewing the legal Las Vegas sports betting

industry to gain insights into role of state

regulations and effective institutional policies

on oversight of sports books

► Analyzing recent post-PASPA developments

to assess trends such as regulatory differences

among states and growth in online betting and

in-game wagering

Securities Spotlight: Regulatory Trends

Including FINRA Enforcement Actions,

FINRA360 and SEC National Exam Program

Priorities

► Analyzing FINRA fines related to deficient

AML programs to identify potential risks linked

to lax oversight of red flags and suspicious

activities

► Reviewing the FINRA360 AML Exam

Findings section of the report to discern trends

in areas such as risk-based approaches to

exam’ expectations regarding adequate

resourcing and testing of AML programs

► Learning about the SEC’s Office of

Compliance Inspections and Examinations CDD

Final Rule expectations on issues such as

understanding the nature and purpose of

accounts

MSB AML Best Practices: From Fintech

Startups to Multinational Organizations

► Identifying unique MSB and Fintech

challenges with AML issues such as KYC/CDD

to develop effective oversight responses

including enhanced monitoring models and risk

management protocols

► Utilizing technology and training to meet

regulatory expectations regarding agent

oversight and strengthen risk management in

areas such as onboarding and alert resolution

► Documenting ongoing AML/BSA compliance

policies and best practices to foster and maintain

productive relationships with banking partners






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PANEL DISCUSSIONS

Merriam-Webster says the definition of plenary is “complete in every respect.” And that is

certainly the case with these panel discussions, which are designed to appeal to—well, everybody

in attendance. Whether the discussion is a roundtable on recent regulatory shifts, an examination

of recent enforcement actions, a deep dive on fighting fraud or a primer on preparing for a

regulatory exam, these expert-led panels offer insights of value to all attendees.



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REGULATORY UPDATES

In an age of information overload and global AML obligations, keeping up with regulatory

updates is a daunting—but required—challenge for AML professionals. This track highlights

breaking developments, detailing what has changed, why it matters—and how compliance

managers need to respond.






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Achieving Robust Management of Evolving

Sanctions Requirements Including Sectoral

Sanctions

► Recruiting and providing ongoing training

for requisite human resources to attain internal

expertise in areas such as alert triage and

jurisdictional sanctions differences

► Integrating machine learning technologies

and screening systems to promptly incorporate

sanctions changes and modifications to OFAC’s

SDN and Sectoral Sanctions Identifications lists

► Facilitating cross-silo alert resolution

systems to foster internal collaboration and

secure rigorous reviews of potential risks

involving both traditional and sectoral

sanctions

Correspondent Banking: Potential Risks,

Potential Rewards

► Conducting a risk assessment to identify and

analyze correspondent banking risks such as

nested accounts to determine compatibility

with institutional risk appetite, tolerances and

existing AML infrastructure

► Formalizing business plans and policies for

issues including high-risk entity and suspicious

activity monitoring to mitigate risks linked to

cross-border transactions, KYCC, PEP exposure

and beneficial ownership

► Conducting due diligence on respondent

banks to properly rate risks related to subjects

such as business profile, AML proficiency,

leading product lines and transparency and

understand the nature and purpose of the

transactions

Sanctions Update: Keeping in Step with the

Latest Sanctions Changes

► Reviewing latest sanctions changes involving

North Korea, Cuba, Venezuela and Russia to

update watch lists and communicate new

regulatory requirements to front line

► Screening for trade-related sanctions risks

including dual-use goods and sectoral

sanctions to ensure compliance with regulatory

expectations

► Differentiating US and non-US sanctions

regimes to identify divergences and reconcile

cross-jurisdictional conflicts



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WORK-LIFE BALANCE

Ever felt overwhelmed by the never-ending demands of a compliance career? This session’s for

you. Join seasoned professionals who share their insights for keeping AML careers on track,

resolving demanding work schedules, managing and mentoring staff—while carving out time for

downtime with family and friends.

Toward Equilibrium: The Work/Life Balancing

Act vs. Busy AML Careers

► Reviewing professional and personal

responsibilities to prioritize commitments,

enhance time management and focus energies

on valued, required and attainable goals

► Communicating clearly with employer and

family to clarify expectations of each, set

boundaries regarding added duties and jointly

resolve conflicts such as scheduling

► Optimizing value of personal time by

pursuing private interests, maintaining

non-work friendships, taking earned PTO and

declining nonessential obligations






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Achieving Robust Management of Evolving

Sanctions Requirements Including Sectoral

Sanctions

► Recruiting and providing ongoing training

for requisite human resources to attain internal

expertise in areas such as alert triage and

jurisdictional sanctions differences

► Integrating machine learning technologies

and screening systems to promptly incorporate

sanctions changes and modifications to OFAC’s

SDN and Sectoral Sanctions Identifications lists

► Facilitating cross-silo alert resolution

systems to foster internal collaboration and

secure rigorous reviews of potential risks

involving both traditional and sectoral

sanctions

Correspondent Banking: Potential Risks,

Potential Rewards

► Conducting a risk assessment to identify and

analyze correspondent banking risks such as

nested accounts to determine compatibility

with institutional risk appetite, tolerances and

existing AML infrastructure

► Formalizing business plans and policies for

issues including high-risk entity and suspicious

activity monitoring to mitigate risks linked to

cross-border transactions, KYCC, PEP exposure

and beneficial ownership

► Conducting due diligence on respondent

banks to properly rate risks related to subjects

such as business profile, AML proficiency,

leading product lines and transparency and

understand the nature and purpose of the

transactions

Sanctions Update: Keeping in Step with the

Latest Sanctions Changes

► Reviewing latest sanctions changes involving

North Korea, Cuba, Venezuela and Russia to

update watch lists and communicate new

regulatory requirements to front line

► Screening for trade-related sanctions risks

including dual-use goods and sectoral

sanctions to ensure compliance with regulatory

expectations

► Differentiating US and non-US sanctions

regimes to identify divergences and reconcile

cross-jurisdictional conflicts



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ConferenceSpeaker

Task ForceMember

Special Presentation

Anthony DaSilva

Assistant Attorney General

California Department of Justice


Don Fort

Chief, IRS Criminal Investigation

US Department of the Treasury


Rich Lebel

Director, Transaction Record

Analysis Center

Task Force Co-Chair

Kieran Beer, CAMS

Director of Editorial Content

ACAMS moneylaundering.com

Task Force Co-Chair

Nicole Kitowski PMP, CAMS, EVP

Chief Risk Officer, Executive Vice

President

Associated Bank

Colby Adams

Managing Editor

ACAMS moneylaundering.com

Michael Aguilling

Chief Technology Officer

RDC

Scott Apodaca, CAMS

Director, FIU

Western Union

William Badinelli, CAMS

Managing Director, Internal Audit

JPMorgan Chase

Derek N. Benner

Deputy Executive Associate

Director (EAD) and Senior

Official Performing the Duties

of the EAD

Homeland Security

Investigations

Joel Borsh

Vice President of North America

FinScan

Brendan Brothers

Anti-Financial Crimes Specialist,

Co-Founder

Verafin

John J. Byrne, Esq., CAMS

Vice Chairman

AML RightSource






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Aaron Blankenstein

BSA Officer

WebBank

André Burrell, CAMS

Director of Industry Solutions,

Cloud, Banking and Capital

Markets

Microsoft





Paul Camacho, CAMS

Vice President of AML

Compliance

Stations Casinos

Victor R. Cardona, CAMS

Senior Vice President, BSA

Officer, FIU

Mechanics Bank

Jason Chorlins, CPA, CFE, CAMS

Principal, Risk Advisory Services

Kaufman Rossin

Tim Cullen, CAMS

Chief Anti-Money Laundering

Compliance Officer

INTL FCStone

Martin Cunningham

Global Head, Correspondent

Banking Due Diligence

Deutsche Bank

Robert L. Curry, CAMS

Executive Vice President, Chief

Compliance Officer

KeyBank

Hue Dang, CAMS-Audit

Head of Asia

ACAMS

John Davidson

Senior Vice President, Global

Head of AML

E*TRADE Financial

Andrew Davies

Vice President, Global Market

Strategy, Financial Crimes Risk

Management

Fiserv

Bill Dayhoff, CAMS

Vice President, AML and Risk

Intelligence

Ameris Bank

Gene DiMira, CAMS

Director Compliance, Global

Compliance Office

Manulife

Jim Dinkins

Senior Vice President, Director

of AML Operations, Enterprise

Financial Crimes Compliance

US Bank

ConferenceSpeaker

Task ForceMemberof defense strength and self-disclosing





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Alex Christian

Global Head of AML Program

Management

eBay

Lindsay Dastrup, CAMS-Audit,

CAMS-FCI

Vice President, Audit Leader

American Express

Beth Davy

Partner

Sullivan & Cromwell LLP

David DeLeon, CAMS

Senior Manager, Finance &

Risk Practice

Accenture


Spencer W. Doak

Director for BSA / AML Policy

Office of the Comptroller of the

Currency (OCC)

Roy D’sa, CAMS

Executive Vice President, Chief

BSA Officer

The Huntington

Christine Duhaime, CAMS

Attorney

Duhaime Law

Sue Eckert

Adjunct Senior Fellow

Center for a New American

Security

Daniel Eckhart, CAMS

Attorney at Law

Dan Eckhart Law

Sarah Beth Felix (Whetzel),

CAMS, M.F.S.

President

Palmera Banking Solutions

Brian Ferro, CAMS

Global Product Manager for

AML/BSA Compliance

BAE Systems Applied

Intelligence

Gregg Fields, CAMS

Senior Copywriter

ACAMS

Benjamin J. Floyd, CAMS

Senior Vice President,

Corporate AML Officer

Caesars Entertainment

Marcy Forman, CAMS

Managing Director, Global

Investigations Unit, AML

Compliance

Citi

Susan Galli, CAMS

President

Galli AML Advisory

David Griesbach, CAMS

AML Experimental Operations

Manager

Google

Lisa Grigg, CAMS

Chief Enterprise Financial

Crimes Compliance Executive

US Bank

ConferenceSpeaker






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Jason Frantz, CAMS

Director, FIU

Discover

Kurt E. Gredzinski

Counter Threat Finance, Policy,

Training, and Outreach Team

Chief

HQ SOCOM

Kay Guinane

Director

Charity & Security Network





Nicolas Khouri, CAMS

Senior Compliance Director,

Enterprise AML Investigations

Ally Bank

Lauren Kohr, CAMS-FCI, CFIRS

Senior Vice President, Risk

Officer

Old Dominion National Bank

Kim Lacey

Chief AML Officer

KeyBank

Catherine LaFalce

Global AML Compliance Risk

Management (ACRM) Head,

Markets and Banking

Citigroup

Steve Gurdak, CAMS

Group Supervisor, Northern

Virginia Financial Initiative

Washington/Baltimore HIDTA

Megan Hodge Davis, CAMS

Executive Compliance Director,

BSA/AML Officer

Ally Bank

Elena Hughes, CAMS

Executive Director, Deputy

Head of AML for the Institutional

Securities Group

Morgan Stanley

Bob Hurst

Global Head of Sanctions

PayPal

Paulina Islas

Compliance Officer

Bitso

Peggy M. Jacobs

Vice President, Compliance

MGM Resorts International

Marilú Jiménez, Esq., CAMS

Senior Vice President & Division

Manager

Popular Inc.

Crystal Joyce, CAMS

Director, FCC Assurance

Americas

Standard Chartered Bank

Rochelle Keyhan

Strategic Initiative Director,

Illicit Massage Businesses

Polaris

ConferenceSpeaker

Task ForceMember

Stuart Hoegner

General Counsel

Bitfinex






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Jason C. Honeycutt, CAMS-Audit

Chief Compliance Officer, Vice

President

Netspend

Justin Hardin, CAMS

AML and Compliance Manager

Pala Casino Spa Resort


Clyde Langley

Vice President, Corporate

Investigations

Financial Crimes Investigations

Charles Schwab

Lorraine B. Lawlor, CAMS

Senior Vice President, Global

Sanctions Governance Director

Wells Fargo Bank

Frank Lawrence, CAMS

Global Head of Payments

Compliance, Chief Compliance

Officer

Facebook

Dennis M. Lormel, CAMS

President and Chief Executive

Officer

DML Associates

Meryl Lutsky

Former Chief, Crime Proceeds

Strike Force

Criminal Enforcement and

Financial Crimes Bureau

New York State Attorney

General’s Office

Tim Lutz

Director

Financial Intelligence Unit

US Bank

Tim McNeil, CAMS

Head of Financial Crime

Investigations

Deutsche Bank

Rick McDonell

Executive Director

ACAMS

Philip DS Martin

Data Intelligence Manager,

Marijuana Enforcement Division

Colorado Department of

Revenue

Joseph Mari, CAMS

Senior Manager, Major

Investigations - AML FIU

BMO Financial Group

Zachary Miller, CAMS-FCI

Vice President, BSA Officer

Mid Penn Bank

Bob Molloy, CAMS

Chief BSA/ AML Officer

Raymond James Financial, Inc.

Hon. Sharif F. Nesheiwat

Deputy Ethics and Compliance

Officer

Gartner

ConferenceSpeaker

Task ForceMember

Mitchell Lincoln, CAMS-Audit

BSA/AML Compliance Director

USAA






compliance

CONFERENCE SPEAKERS




Trends






warranted



fixes as needed


















Strengthen FRAML



expertise



data





Regulatory Exam




















Daniel W. Levy

Principal

McKool Smith

Rich Lebel

Director

Transaction Record Analysis

Center





Michelle Neufeld

Executive Vice President, Head

of Compliance and Operational

Risk FIG

Wells Fargo

Erin O’Loughlin

Senior Manager, FIU – Cyber

Intelligence Unit

Western Union

Diego Rosero, CAMS

Director, AML Regulatory

Reporting and Strategic Policy

Western Union

Karim Rajwani, CAMS

Global AML Advisor

Quantexa

Jack Oskvarek, CAMS


Executive Director

Wintrust Financial Corporation

Anthony Rodriguez, CPA, CAMS

Chief Risk Officer

AFEX

Jeffrey Pedecine, CAMS-FCI

BSA & OFAC Officer, MLRO

Americas

Australia and New Zealand

Banking Group Ltd

Tim O’Neal Lorah, Esq.

Managing Director

Navigant

Frederick Reynolds

Managing Director, Global Head

of Financial Crime Legal

Barclays Bank

Constandino Papagiannis, CAMS

Principal

Treliant

Michelle Rector, CAMS

AML and Financial Crimes

Investigations Manager, FIU

Raymond James

Brian O’Toole

Senior Vice President

AML Executive for Sanctions

BB&T Bank

John Roth

Chief Compliance and Ethics

Officer

Bittrex

Sarah Runge

Director, Office of Strategic

Policy Terrorist Financing

and Financial Crimes

US Department of the Treasury

ConferenceSpeaker






compliance

CONFERENCE SPEAKERS




Trends






warranted



fixes as needed


















Strengthen FRAML



expertise



data





Regulatory Exam




















Alexandra Rosi

Manager, Financial Crimes

Compliance Audit

Capital One

Krystal Saab, Esq.

General Counsel and Chief Legal

Officer

Solace Holdings


Markus Schulz

Global Head FCC Controls

Group Financial Crime

Compliance

Standard Chartered Bank

Michael S. Schidlow,

CAMS-Audit

Senior Vice President, Head

of FCC and Emerging Risk

Audit Development

HSBC

John Sabatini

Principal

PwC

Rebecca Schauer Robertson

CAMS-Audit, CFE

Executive Vice President,

Director of AML Compliance

South State Bank

Nicholas Schumann

US Head of External

Engagement, FCTM

HSBC

Elizabeth Slim, CAMS

Financial Crimes Investigator,

External Fraud Investigations

Wells Fargo

Bob Skrzypczak

Principal

KPMG

Chris Siddons, CAMS

Senior Director, Regulatory Risk

and Compliance

LexisNexis Risk Solutions

Jacqueline Shinfield

Partner

Blake, Cassels & Graydon

Rick A. Small, CAMS

Executive Vice President,

Director

Financial Crimes Program

BB&T

Joe Soniat, CAMS-FCI, CFE, BCP

Vice President – BSA/AML

Officer

Union Bank and Trust

Daniel D. Soto, CAMS

Chief Compliance Officer

Ally Bank

Trenna Sowder

Senior Vice President,

Compliance Director

KeyBank

Dan Stipano

Partner

Buckley Sander

Melissa Strait, CAMS

US Compliance Officer

Stripe

ConferenceSpeaker






compliance

CONFERENCE SPEAKERS




Trends






warranted



fixes as needed


















Strengthen FRAML



expertise



data





Regulatory Exam




















Edward Silva

Assistant Vice President and

Compliance Officer

Federal Reserve Bank of New York




http://https://www.youtube.com/channel/UC-X1fTvNO6caUfxEbDby0TA

Carl W. Suplee

Director of Product

Management, Fraud and

Security Intelligence

SAS

Patricia Sullivan

Head of FCC for Europe and

the Americas

Standard Chartered

David Szuchman, CAMS

Vice President, Head of Global

Financial Crimes Compliance

PayPal

Daniel Tannebaum

Principal, Financial Crimes Unit,

Leader of the Global Financial

Services Sanctions Practice

PwC

Chuck Taylor, CAMS

Senior Vice President and BSA

Officer

City National Bank

Anthony Tricaso, CAMS


Officer

First Foundation Bank

James Vaughn, CFE, CAMS

Supervisor, Internal Audit

MGM Resorts International

Brian W. Vitale, CAMS-Audit

Chief Risk and Compliance/BSA

Officer

Notre Dame Federal Credit

Union

Raymond Villanueva

Assistant Director,

International Operations

Homeland Security

Investigations

William J. Voorhees, CAMS

Senior Vice President

BSA/AML Financial Intelligence

Unit Manager

BB&T

Daniel Wager

Vice President, Global Financial

Crime Compliance

LexisNexis Risk Solutions

Richard Weber

Managing Director, Americas

Head of Anti-Financial Crime

Deutsche Bank

Peter Warrack, CAMS

Chief Compliance Officer

Bitfinex

ConferenceSpeaker






compliance



Trends






warranted



fixes as needed


















Strengthen FRAML



expertise



data





Regulatory Exam




















CONFERENCE SPEAKERS


John F. Tobon

Deputy Special Agent in Charge

Homeland Security Investigations

Filip Verley

Head of Identity

AirBnB

Peter Vincent

General Counsel | Assistant

Director General, International

Policy

Thomson Reuters Special

Services | BORDELPOL


Meg Zucker

Managing Director, AML Officer

RBC Capital Markets

Craig Wright

Software Engineer, Tech-Lead,

Payments Regulatory

Compliance

Google

Scott Willis

Deputy Chief BSA/AML Officer

Raymond James

Peter Wild, FCA, CAMS-Audit

Owner

Wild AML Solutions

Evan Weitz

Managing Director, Head of

Controls, Europe and Americas,

Financial Crime Compliance

Standard Chartered

Jeffrey Weiss, CAMS

Chief Anti-Money Laundering

Officer

TD Ameritrade






compliance



Trends






warranted



fixes as needed


















Strengthen FRAML



expertise



data





Regulatory Exam




















ConferenceSpeaker

Task ForceMember

Timothy White, CAMS

Business Development and

Regulatory Specialist

Banker's Toolbox

CONFERENCE SPEAKERS






DIAMOND SPONSORS

BAE Systems helps businesses around the world defend themselves against financial

and cybercrime, reduce their risk in the connected world, comply with regulation,

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Accenture is a leading global professional services company, providing a broad

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Highly regulated firms rely on Thomson Reuters to identify the hidden risk of doing

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KPMG ForensicSM is an international network of professionals committed to helping

businesses prevent, detect, and respond to serious integrity risks. Our diverse team,

recently recognized as Global and U.S. AML Firm of the Year, assists financial

institutions to develop, implement, and maintain a risk-based AML strategy in efforts

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crimes. We help develop programs to support compliance with the Bank Secrecy Act (BSA) and the USA

PATRIOT Act, as well as implement regulatory requirements aligned to the organization’s unique risk profile.

KPMG has contributed to some of the largest AML investigations and program rehabilitations in recent history.

The lessons we’ve learned coupled with our track record working at and with regulators, allow us to

understand what meets compliance standards while also making commercial sense for our clients.

Pitney Bowes is a global technology company powering billions of transactions –

physical and digital – in the borderless world of commerce. Clients around the world

rely on products, solutions and services from Pitney Bowes in the areas of customer

information management, location intelligence, customer engagement, shipping,

mailing, and global ecommerce.

Protiviti is a global consulting firm helping companies solve challenges in risk and

compliance, technology, operations, and internal audit, and has served a majority of

Fortune 100 Financial Services firms through our 70+ offices in over 20 countries.

Our dedicated AML team assists clients with AML program design and

implementation, system selection and tuning, compliance reviews and audits, and regulatory remediation.

SAS is the leader in analytics. Our fraud and financial crimes solutions are an

essential layer of regulatory compliance that helps you meet growing global

compliance demands; take a confident, risk-based approach to monitoring

transactions for illicit activity; avoid fines and penalties; and safeguard your

organization’s reputation.

Navigant Consulting, Inc. (NYSE: NCI) is a specialized, global professional services

firm that helps clients take control of their future. Navigant’s professionals apply

deep industry knowledge, substantive technical expertise, and an enterprising

approach to help clients build, manage, and/or protect their business interests. With

a focus on markets and clients facing transformational change and significant regulatory or legal pressures,

the firm primarily serves clients in the healthcare, energy, and financial services industries. Across a range of

advisory, consulting, outsourcing, and technology/analytics services, Navigant’s practitioners bring sharp

insight that pinpoints opportunities and delivers powerful results. More information about Navigant can be

found at navigant.com.

Quantiply Sensemaker software platform helps financial institutions to transition to

using AI in their current AMS processes to drastically reduce false positives in

AML/KYC. Complementing traditional rules based systems where institutions

undergo the expensive task of adjusting their rule thresholds to filter out false

positives and negatives, Quantiply Artificial intelligence learns and adapts based on individual transactions

and behaviors between specific entities and their subsequent relationships.







Verafin is a leader in cloud-based, cross-institutional Fraud Detection and

Anti-Money Laundering (FRAMLx) collaboration software with a customer base of

over 1300 financial institutions across North America. Its uses cross-institutional,

behavior-based analytics to help financial institutions stay a step ahead of fraud and

BSA, USA PATRIOT Act, and FACTA compliance landscape, while allowing them to collaborate

cross-institutionally. Verafin is the exclusive provider for the CBA, FBA, IBA, MBA, CUNA Strategic Services, a

preferred service provider of the ICBA, and has industry endorsements in 44 states across the U.S. For more

information, visit www.verafin.com/framlx, email [email protected] or call 866.781.8433.

RDC is a recognized leader in the delivery of decision-ready risk intelligence to

global financial institutions. A powerful combination of technology, open-source

data and human intervention powers RDC’s risk intelligence which is trusted by

customers as an essential element of their anti-money laundering (AML), customer

due diligence (CDD), vendor screening, anti-corruption and risk management programs.

Treliant provides financial services companies and consumer-oriented businesses

with trusted advisory services that strengthen compliance, risk management, and

business performance. As a firm of leading professionals from industry and

government, we assist our clients in navigating changing regulatory agencies and

policies while meeting strategic and operational objectives.

We focus on the industry’s most pressing concerns, including consumer compliance, global financial crimes,

mortgage operations, financial markets conduct, fair lending, litigation support, wealth management

compliance, and cybersecurity. We serve companies from Main Street to Wall Street and across the globe,

often in partnership with premier law firms. Our firm continues to grow in the service of our clients, with

headquarters in Washington, DC and offices in New York and Dallas.

SPONSORS




EXHIBITORS






17TH ANNUAL

AML & FINANCIAL

CRIME CONFERENCE

PRE-CONFERENCE TRAINING:

OCTOBER 2, 2018

MAIN CONFERENCE:

OCTOBER 3–5, 2018

ARIA RESORT & CASINO | 3730 Las Vegas

Boulevard South - Las Vegas, NV 89158

A block of rooms at the Aria has been reserved

at a specially discounted group rate for this

conference. The last day to reserve rooms at

the discounted group rate is August 24 or until

the room block is sold out. Due to the high

demand for rooms, we recommend that you

book your room reservation as early as

possible.

Group Code: ACAMSM18

ACAMSCONFERENCES.ORG/VEGAS/#VENUE

PRICING AND OFFERS

FREE CAMS SEMINAR | Attend the Conference and Become a Certified AML Specialist

Boost your professional development while at the conference and participate in the CAMS

Seminar on October 2. This seminar is free and exclusive to conference attendees who purchase

the CAMS certification package or are in the process of becoming CAMS certified.

Contact us for details.

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+ 1 Workshop

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by September 3 , 2018Standard Pr ic ing

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https://www.acamsconferences.org/VEGAS/#VENUE

october 2, 2018 october 3–5, 2018 the future!files.acams.org/pdfs/2018/2018_vegas_brochure.pdf ·...

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