october 2011 - gepar magazine

1 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011 OCTOBER 2011 | El Paso Realtor Magazine elpasorealtor.com • 1

2 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011 1 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011

2 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011 1 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011 OCTOBER 2011 | El Paso Realtor Magazine elpasorealtor.com • 1

Our Association’s REALTOR® Convention was held on October 7th at the Civic Center and it was a spectacular

success. Not only was every single exhibitor’s booth (64) sold out, but so were all the tickets (over 525) to our members and affiliates. Throughout the day, many members approached me and told me it was one of the best events they had attended but also emphasized how much fun it was.

Kay Kerr was our featured speaker at 9:00 and when Dr. Jim Gaines, from Texas A & M’s Real Estate Center spoke at 10:30, the room was packed. Surf ’s Up was the theme of the conven-tion and the Main Hall with the exhibitor’s booths was abuzz the entire day. At lunch, every table was filled and reports were given by Kenny Gross who delivered GEPAR’s financial report and Rick Snow who delivered the MLS Update report. I announced our Board of Directors for 2012 - 2013 Caroline Camfield and Susan Craig (re-elected) and new members Angel Ochoa, Rick Snow and Steve Carvalho. New Directors of the MLS Committee for 2012 are Jesus Barraza (re-elected) and Barry Karch. Socorro Cochran, chairman of TREPAC, informed our membership that not only did our Association meet its TREPAC quota, but its goal as well. Socorro and her committee have done such a fabulous job and are to be commended. Rick Snow presented to the audience the first graduating class of the Texas REALTOR® Leadership Program. On Behalf of the Education Committee, Alma Miller gave a stirring presentation to the audience about GEPAR’s military hero, Pvt. Angel Romero. This humble man valiantly served in World War II as a paratrooper both at D-Day and the Battle of the Bulge. Mr. Romero expressed his heartfelt appreciation for the award and deservedly, was given a standing ovation by all in attendance. After lunch, members again filled the exhibitor’s hall and then convened to be entertained by Joey Medina, na-tionally renowned comedian from the Latin Kings of Comedy tour.

The event was capped off by musician Billy Townes during Happy Hour and finished with an impressive array of prizes awarded to our members and affiliates by our vendors.

Our grand prize drawing, a $500.00 gift card donated by How-ard Wells of La Mesa Homes, was won by REALTOR® Frances Rangel. I cannot emphasize enough the outstanding job the Education Committee accomplished at this year’s REALTOR® Convention and the excitement and enthusiasm shown by all of our members who attended. Many thanks to the Education Committee and my thanks, as well, to our membership for making it unforgettable.

- Linda Bastraw

A message from the President

+ PRESIDENTS REMARKS L I N D A B A S T R A W

G R E AT E R E L PA S O

A S S O C I AT I O N O F R E A LT O R S

P R E S I D E N T


ASSOCIATION OFFICERS- Linda Bastraw [ President ]- Jennifer Stroh [ President- Elect]- Kenny Gross [Secretary/ Treasurer ]- Doug Hamilton [ Immediate Past President ]- Sharron K. Ramirez [ Chief Executive Officer] ASSOCIATION DIRECTORS- Caroline Camfield - Susan Craig - Mackie Sue Gilchrist - Andrew Haggerty - Douglas Van Nortwick

ASSOCIATION DIRECTORS 2011-2012- Timothy Cantrell- Socorro Cochran- Jim Howard- Mickey Molina- Patti Olivas

MLS BOARD OF DIRECTORS- Rick Snow [ President ]- Angel Ochoa [ Vice President ]- Jesus Barraza [ Secretary/ Treasurer ]- David Curiel - Art Moreno- Jim Howard- Robert Lozano- Frances Moran- William R. Stanton

TAR Nominating Committee - Sonja Van Nortwick

NAR DIRECTOR- Michael Bray

TAR DIRECTORS- Linda Bastraw- Doug Hamilton

TAR REGIONAL VICE PRESIDENT- R. Scott Kesner

TAR TREPAC TRUSTEE- Elizabeth Leal

POLITICAL INVOLVEMENT COMMITTEE- Al Jurado

COMMITTEE CHAIRMAN- Kenny Gross [ Budget & Finance ]- Steve Carvalho [ Education ]- Alma Miller [ Fair Housing/ Equal Opportunity ]- Al Jurado [ Governmental Affairs ]- Socorro Cochran [ TREPAC ]- Angela Ochoa [ REALTOR / Builder ]

6400 GATEWAY EAST BLVDEL PASO, TX, 79905

(915) 779-3521

GEPAR QUARTERLY BILLING SCHEDULE

4TH QUARTER BILLING

8/15/2011 •Invoicesposted–emailtoagentsinvoicesreadyto view & pay online8/31/2011 •4thquarterpaymentsdue

10/03/2011 - Suspension and $50.00 reconnect fee11/01/2011 - Suspension of office if members are pastdue w/active license.12/01/2011 - Termination of office if members are pastdue w/active license.

The Greater El Paso Association of REALTORS® 2012 Dues Statement will be e-mailed to all members the first week of November and is payable on or before December 30th 2011. PAPER MEMBERSHIP DUES STATEMENTS WILL NOT BE MAILED. Total NAR, TAR and GEPAR Membership Dues for 2012 are $381.00. Please log on to elpasorealtor.com for additionalinformation.

IMPORTANT REMINDERS

E L PA S O R E A LT O R . C O M

Vote for proposition 2 to makesure texas has enough affordable,

clean water for our future.

LEARN MORE AT TEXASREALESTATE.COM.

DON’T LET TEXAS RUN OUT OF WATER.

VOTE FOR PROPOSITION 2 ON NOVEMBER 8.


> EXPERT ADVISORS

Ethics Article...S

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I am sure the following scenario has happened to a lot of us at one time or another in our real estate career.

After showing a listing which interests our client, we call and inform the agent that we will be writing an offer on their listing. Once in awhile, we will hear the following response: “Just so you know, we have another offer com-ing in as well.” Article 1 of NAR’s Code of Ethics states “REALTORS® pledge to protect and promote the interests of their client. This obligation to the client is primary, but it does not relieve REALTORS® of their obligation to treat all parties honestly.” Standard of Practice 1-15 states “REALTORS®, in response to inquiries from buyers or co-operating brokers shall, with the sellers’ approval, disclose the existence of offers on the property.” It further states, “REALTORS® shall also disclose, if asked, whether offers were obtained by the listing licensee, another licensee in the listing firm, or by a cooperating broker.”

These points on Article 1 are highlighted to illustrate what was brought to my attention last week. I was talking with an agent who advised me she was writing an offer on a property and the listing agent told her “there is another offer coming in on the property so you need to make yours a full price offer.” Then I discovered the listing agent was the same agent who had told another agent, on a differ-ent listing they had, that another offer was coming in as well. When I was discussing this with yet a third agent, I was told that when they wrote an offer on this same agent’s listing a couple of years ago, they too were told the same thing. There is no denying that at the height of the Seller’s Market in 2006 this was a more than ordinary occurrence but in today’s market it might seem suspect. While we always hold out hope that the agent we are dealing with on a cooperative sale would treat us in a fair, ethical man-ner, sometimes it is not always the case. I would certainly advise asking if the offer coming in is a cooperative sale, one from the listing agent’s same firm, or if it is the listing agent’s offer. So if an agent is simply saying this because they think they are properly representing their seller client,

they are wrong. By lying, they are not treating all parties honestly as Article 1 dictates.

Paragraph11: Special Provisions or the Paragraph for the unauthorized practice of Law? In parenthesis next to the words SPECIAL PROVISIONS is the following language (Insert only fac-tual statements and business details applicable to the sale. TREC rules prohibit licensees from adding factual state-ments or business details for which a contract addendum, lease or other form has been promulgated by TREC for mandatory use.) I recently saw a contract where in Special Provisions the listing agent had written in handwriting, ‘Buyer to purchase property “AS IS”’. Paragraph 7 D1 was already checked, ‘Buyer accepts the Property in its present condition’ but likewise the option paragraph was utilized as well. While TREC would consider the listing agent guilty of the unauthorized practice of law, the option period gives the purchaser the right to terminate the contract for any reason and it still does not preclude the buyer, after having their inspection completed, from asking the seller to address any issues of the buyer’s choosing. In another instance, I saw the often misused, misapplied statement, “Home must appraise for the sales price.” Once again, this is clearly addressed in paragraph 4,

FINANCINGA.1PropertyApproval: If the property does not satisfy the lenders’ underwriting requirements for the loan, including but not limited to appraisal, Buyer may terminate this contract by giving notice to Seller prior to closing and the earnest money will be refunded to Buyer. As agents, we must know the language and intent of our contracts and must refrain from inserting unnecessary language where it does not belong. I welcome your comments and questions to [email protected].

G E PA R N E W M E M B E R

E T H I C S I N S T R U C T O R

4• elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011 5 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011

A COMPLIANCE GUIDE ON HOW TO PROPERLY SEND BULK & COMMERCIAL E-MAILS.

THIS IS THE LAW.

Fernando QuintanaRetired MilitaryTX Real Estate Broker/REALTOR®GRI, TAHS, SFR, CNEMediator & Arbitrator

Many times we have received commercial and bulk e-mails from fellow REALTORS® inviting us to open houses, announcing new listing, or just providing us information. Also, we have received those e-mails from companies promoting their services or prod-ucts. If we are going to send commercial or bulk e-mails to a group of people (such as prospects, clients, fellow REALTORS®, etc), you must do so following the guidances provided by the Can-Spam Act, a federal law; otherwise you might be facing penalties. The CAN-SPAM Act sets the rules for commercial email, establishes requirements for com-mercial messages, gives recipients the right to have you stop emailing them, and spells out tough penalties for violations.

Despite its name, the CAN-SPAM Act doesn’t apply just to bulk email. It covers all com-mercial messages, which the law defines as “any electronic mail message the primary purpose of which is the commercial advertisement or promotion of a commercial product or service,” including email that promotes content on commercial websites. The law makes no excep-tionforbusiness-to-businessemail.Thatmeansallemail–forexample,amessagetoformercustomers/clientsannouncinganewproductlineorservice–mustcomplywiththelaw.

Each separate e-mail in violation of the CAN-SPAM Act is subject to penalties of up to $16,000, so non-compliance can be costly. But following the law isn’t complicated. Here is a rundown of CAN-SPAM’s main requirements:

1. Don’t use false or misleading header information. Your “From,” “To,” “Reply-To,” and routinginformation–includingtheoriginatingdomainnameandemailaddress–mustbeaccurate and identify the person or business who initiated the message.

2. Don’t use deceptive subject lines. The subject line must accurately reflect the content of the message.

3. Identify the message as an ad. The law gives you a lot of leeway in how to do this, but you must disclose clearly and conspicuously that your message is an advertisement.

4. Tell recipients where you are located. Your message must include your valid physical postal address. This can be your current street address, a post office box you have registered with the U.S. Postal Service, or a private mailbox you have registered with a commercial mail receiving agency established under Postal Service regulations.

Disclaimer: The legal information provided on this article was gathered from the FTC website. None of the legal information on this article is associated with or the product of Fernando Quintana, his brokeragefirm, or any REALTORS® sponsored by him or his firm. Always consult with an attorney for clarification about the law.

4• elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011 5 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011 OCTOBER 2011 | El Paso Realtor Magazine elpasorealtor.com • 5

5. Tell recipients how to opt out of receiving future email from you. Your message must include a clear and conspicuous ex-planation of how the recipient can opt out of getting email from you in the future. Craft the notice in a way that is easy for an ordinary person to recognize, read, and understand. Creative use of type size, color, and location can improve clarity. Give a return email address or another easy Internet-based way to allow people to communicate their choice to you. You may create a menu to allow a recipient to opt out of certain types of messages, but you must include the option to stop all commercial mes-sages from you. Make sure your spam filter doesn’t block these opt-out requests.

6. Honor opt-out requests promptly. Any opt-out mechanism you offer must be able to process opt-out requests for at least 30 days after you send your message. You must honor a recipient’s opt-out request within 10 business days. You can’t charge a fee, require the recipient to give you any personally identifying information beyond an email address, or make the recipient take any step other than sending a reply email or visiting a single page on an Internet website as a condition for honoring an opt-out request. Once people have told you they don’t want to receive more messages from you, you can’t sell or transfer their email addresses, even in the form of a mailing list. The only exception is that you may transfer the addresses to a company you’ve hired to help you comply with the CAN-SPAM Act.

7. Monitor what others are doing on your behalf. The law makes clear that even if you hire another company to handle your email marketing, you can’t contract away your legal responsibility to comply with the law. Both the company whose product is promoted in the message and the company that actually sends the message may be held legally responsible.

If we do not follow the law, we are taking the chance of anyone forward-ing to the Federal Trade Commission the improper bulk e-mail we sent and the tough fines my come our way. If anyone has a question about this law or would like to read the most com-mon asked questions related to this law, please visit the website of the Federal Trade Commission, Bureau of Consumer Protection – Business Center, which was the source for the above article. You can also go to the following link: http://business.ftc.gov/documents/bus61-can-spam-act-compliance-guide-business


FIELD REP REPORT

It may not be a general election this year, but Texas REALTORS® still need to head to the polls on November 8. Texans will be asked to

weigh in on 10 constitutional amendments, three of which are formally supported by the Texas As-sociation of REALTORS®. Unfortunately, the ballot language, as usual, is less than clear. Hopefully this will help clear up some of the confusion.

WehavenothingwithoutwaterProposition 2 would give communities across the state a lower-cost financing option to provide water and wastewater infrastructure to their citizens.

The way the proposition is worded is unclear and perhaps misleading, and that’s unfortunate—it may be the most important item on the ballot and sim-ply put, it must pass.

It boils down to this: These water- and wastewater-infrastructure projects are critical and must happen. The tremendous growth of the state and aging water systems in older communities have created a dire need for repair and expansion - without it, there will not be enough water to supply the needs of the people in Texas. Did you know that in some parts of the state, it is estimated that up to 45% of the

water in the local water system is lost through leak-ing pipes?

The proposition saves taxpayers money because it expands the state’s ability to provide lower cost fi-nancing to local communities by utilizing the state’s better bond rating. In other words, it saves taxpayer dollars because they will spend less money financing these much-needed water projects.

The fact that much of the state remains in an ex-ceptional drought illustrates that water- and waste-water-infrastructure improvements are critical for existing communities and future housing starts.

RecognizingwaterasaresourceProposition 8 serves as an incentive to protect the fresh water in our state by extending a tax incentive to Texans who manage their land to conserve water and protect water quality.

This is similar to the exemption enjoyed by those who use their land to ranch, farm, or protect wild-life. It allows landowners who have what’s common-ly referred to as the “ag exemption” to shift their focus from ag operations to water stewardship in an effort to conserve our state’s water resources. 90% of

Important propositions on the ballot this November


the state’s water runs underneath privately-owners land in Texas and this is one way to help protect this vital resource.

Bottom line: incentivizing water conservation and quality is good for Texas.

It’stherightthingtodoProposition 1 would allow the surviving spouse of a 100% or totally disabled veteran to retain the disabled veteran’s property tax exemption after the veteran is deceased.

The exemption would remain as long as the surviv-ing spouse has not remarried, the property was the residence homestead of the surviving spouse when the qualifying veteran died, and the property remains the residence homestead of the surviving spouse.

Here’s the bottom line: By easing the financial burden of remaining in the home, Proposition 1 not only hon-ors the memory of the veteran, but the spouse, who also sacrificed for our great country.

Helpspreadtheword…anddon’tforgettovote!Given the current political climate, the wording of these propositions could present a challenge—so if you hear some inaccuracies, don’t be afraid to clarify them.

You must be registered to vote by October 11 to be eligible to vote in the election. Register to vote at the Secretary of State’s website. Early voting runs from October 24 through November 4, and Election Day is November 8. Represent the REALTOR® Party this fall!

KelliStumboistheWestTexasFieldRepresentativefortheTexasAssociationofREALTORS®.

[email protected].

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> ASSOCIATION EVENTS & UPDATES

TREPAC TALENT SHOWOur last TREPAC event of the year was the Talent Show on August 23rd at the Comic Strip Comedy Club, it was a very successful event. Our First Place winner was Frank Whoo for his wonderful talent with a yoyo. Second Place winner was Caroline Camfield with Golden Real Estate, for her performance of the song “Hold us Together” and Third Place winner was Marisa Ornelas with Rocky Mountain Mortgage, for her performance of the song “Casanova Cowboy”. We thank all our participants for showing us their wonderful talents, all of our attendees who joined us that night, and of course, our generous sponsors for their continue support.

ADVERTISERSFOODSPONSORS TROPHYSPONSOR

Old Republic Home Protection Jennifer Stroh

ACTSPONSORSAccelerated Professional Education Golden Real EstateCastle & Cooke Mortgage Company Rio Bravo TitleCentury 21 The Edge Rio Bravo TitleGECU Rocky Mountain MortgageWCR

GOVERNMENTAL AFFAIRS UPDATE On September 22, 2011 members of the Greater El Paso Association of REALTORS® Leadership Team, Governmental Affairs Committee, and Staff met with City Council Representatives and the Mayor of El Paso John Cook. The goal of these meetings was to build a consistent relationship with our local city government. We gave them a brief introduction of what our association represents and our goals to our community. We asked them several questions that may arise through-out the year that might have an effect on REALTOR® issues. And closed by letting them know the available resources we have available to them and offering an open door when issues arise that affect our business.

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> ASSOCIATION EVENTS


+ BY THE NUMBERS O V E R V I E W R E P O R T

Detached Homes Market Overview Key market metrics for the current month and year-to-date figures for Detached Homes Only.

Key Metrics Historical Sparklines 8-2010 8-2011 + / – YTD 2010 YTD 2011 + / –

Data current as of September 15, 2011. All data from the Greater El Paso Association of REALTORS®. Powered by 10K Research and Marketing. | 2

8.0

124 + 1.9%

- 15.9%

- 9.6%

3,259

7.2

126

--

-- --

--

--Months Supplyof Homes for Sale

Inventory of Homes for Sale

+ 0.5% $132,265 $132,225

- 0.6%

- 5.6% 130 132 + 1.3%

- 0.0%

+ 0.8% 95.8% 95.2%

- 10.6%

439 566 + 28.9% 4,069 3,928 - 3.5%

6,735855 814 - 4.8% 7,530

454 547 + 20.5% 3,888

New Listings

Pending Sales

Closed Sales

95.4% 96.1%

Housing Affordability Index

Days on Market Until Sale

Median Sales Price

Average Sales Price

Percent of OriginalList Price Received

$159,955

3,370 - 13.3%

122

3,876

134 126

129 + 2.3%

--

$152,623 $153,119 + 0.3%

$139,250 $140,000

$158,927 - 0.6%

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

10 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011


+ BY THE NUMBERS O V E R V I E W R E P O R T

All Properties Market Overview Key market metrics for the current month and year-to-date figures for Detached and Attached Homes combined.

Key Metrics Historical Sparklines 8-2010 8-2011 + / – YTD 2010 YTD 2011 + / –

Data current as of September 15, 2011. All data from the Greater El Paso Association of REALTORS®. Powered by 10K Research and Marketing. | 21

--

Months Supplyof Homes for Sale

8.7 7.6 - 13.0% -- -- --

Inventory of Homes for Sale 4,070 3,405 - 16.3% -- --

- 0.4%

Housing Affordability Index 122 124 + 1.9% 126 129 + 2.3%

Percent of OriginalList Price Received

95.1% 96.0% + 0.9% 95.5% 95.1%

+ 0.7%

Average Sales Price $156,653 $156,724 + 0.0% $149,419 $150,882 + 1.0%

Median Sales Price $137,000 $138,000 + 0.7% $130,000 $130,950

- 13.0%

Days on Market Until Sale 133 127 - 4.8% 132 135 + 1.9%

Closed Sales 467 572 + 22.5% 3,989 3,471

- 10.2%

Pending Sales 453 592 + 30.7% 4,190 4,049 - 3.4%

New Listings 880 845 - 4.0% 7,815 7,020

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

8-2008 8-2009 8-2010 8-2011

10 • elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011


The population of Texas is projected to double over the coming decades, yet our water systems are deteriorating and can’t keep up. If we don’t do anything, experts agree we won’t have enough water to meet our needs.

Proposition 2 will save taxpayer dollars on water projects in the Fort Worth area and allow our water supply to keep pace with demand.

Learn more at TexasRealEstate.com.

Hey … do youlike water?

Vote FOR Proposition 2 to make sure Texas has enough affordable, clean water for our future.

Don’t let Texas run out of water.Vote FOR Proposition 2 on November 8.

Early voting: October 24 - November 4

Pol. Adv. paid for by the Texas Association of REALTORS® Issues Mobilization Political Action Committee


The National Association of REALTORS® Board of Directors passed an initiative in May this year to boost the advocacy power of REALTORS® on the national, state and local level. The REALTOR® party initiative emerged in response to the monumental challenges that face the real estate industry in Congress, in the regulatory agencies in Washington that govern mortgage financing, in the statehouse that’s faced with critical budget crises and declining property tax revenues, and in our cities and counties. All of these issues could be detrimental to your business and the way you serve your clients. The partner-ship between NAR, TAR and the Greater El Paso Association of REALTORS® will equip REALTORS® to effectively share their expertise about the industry and advocate for the rights of the nation’s homeowners. A collective approach will aid our industry in produc-ing and maintaining a successful business environment. The new initiative will be finan-cially supported by a $40 NAR dues increase to $155 per year, includingassessments.

On Jan. 21, 2010 the U.S. Supreme Court decided a case that shifted the political landscape. The REALTOR® response to Citizens United v. Federal Election Commission is the political survival initiative, but it is really just about REALTOR® survival.

REALTOR® PARTY INITIATIVE

Will be Supported by NAR Membership Dues Increase

To get more information about this new initiative go to realtor.org and read the REALTOR® Party

Initiative FAQ or visit the REALTOR® Action Center.

14• elpasorealtor.com El Paso Realtor Magazine | OCTOBER 2011

3 12:30 pm - Toastmasters

4 12:00 pm- CIBA Luncheon 1:30 pm- Education Cmtee. Mtg.

5 8:00 am - Orientation 1:00 am - YPN Meeting

6 8:30 am- RCA Weekly Meeting 1:30 pm - Gov. Affairs Cmtee. Mtg. 2:30 pm - TREPAC Cmtee. Mtg.

7 REALTOR® Convention, Convention Center Office Closed

10 12:30 pm- Toastmasters

11 8:00 am- MCE

12 8:00 am- MCE 9:00 am- Success Realty Meeting

13 8:30 am- RCA Weekly Meeting 12:30 pm- B of A Class

14 11:30 am- Builder University – Desert View

15 WCR Bras for the Cause 17 8:30 am- GRI 3 12:30 pm- Toastmasters

18 8:30 am- GRI 3 19 1:30 pm- Budget & Finance Meeting 2:00 pm- Executive Committee Meeting

20 8:30 am- RCA Weekly Meeting

21 11:30 am- “Stories Of Success” (Tentative)

24 8:30 am- GRI 3 12:30 pm- Toastmasters

25 8:30 am- GRI 3 1:00 pm- CIBA Board of Directors

26 8:30 pm- MLS Board of Directors

27 8:30 am- RCA Weekly Meeting 28 8:30 pm- Board of Directors 11:30 am - “Stories of Success” (Tentative) 29 9:00 am- WCR Board Meeting 12:30 pm- Toastmasters

1 12:00 pm- CIBA Luncheon 1:30 pm- Education Committee Meeting

2 8:00 am – Orientation 1:00 pm- YPN Meeting

3 8:30 am- RCA Weekly Meeting 1:30 pm- Gov. Affairs Committee Mtg. 2:30 pm- TREPAC Committee Meeting

4 11:00 am- WCR Luncheon

7 12:30 pm- Toastmasters 2:00 pm- Fair Housing Seminar

8 8:00 am- MCE

9 NAR Convention 8:00 am- MCE 9:00 am- Success Realty Meeting 1:30 pm- Budget & Finance Meeting 2:00 pm- Executive Committee Meeting

10 NAR Convention 8:30 am- RCA Weekly Meeting 12:00 pm- Builder University

11 NAR Convention

14 NAR Convention 12:30 pm- Toastmasters

16 8:30 am- MLS Board of Directors 1:00 pm- REALTOR Builder Meeting

17 8:30 am- RCA Weekly Meeting

18 8:30 am- Board of Directors 6:00 pm- Installation Banquet El Paso Club

21 12:30 pm- Toastmaster

24 Office Closed

25 Office Closed

28 12:30 pm- Toastmasters

29 1:00 pm- CIBA Board of Directors

OCTOBER

NOVEMBER

> MARK YOUR CALENDARG

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october 2011 - gepar magazine

Documents

paso realtor magazine

years realtor convention

realtor frances rangel

wg r e

i o n o f r e

lt o r sp r e s i d

education committee

pa s oa s s o c i