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www.fire-cu.org
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We’ve got
the perfect
one in
mind!
Shopping for a
loan?
• Loan amounts up to $10,000
• Rates as low as 12.00% APR*
• Terms up to 84 months - closed end loans only
• Money can be used for: vacation, home repairs, auto repairs,
consolidation loan, pay off higher interest rate loans.
317-636-5581
*APR= Annual Percentage Rate. Rates and terms vary on credit score. Credit approval required. Rates, terms, and conditions subject to change at any time without notice. Finance charge begins from date of closing and is repaid over the term of the loan. Payment sample: $10,000.00 loan request at 12.00% APR with a 72 month repayment term is estimated at $195.55. This offer cannot be used on current credit union loans.
EQUAL HOUSING
LENDER
EQUAL HOUSINGOPPORTUNITY
October 2015
in this
ISSUE
FIREFIGHTERS CREDIT UNION • 501 N. NEW JERSEY ST. • INDIANAPOLIS, IN 46204 • 317-636-5581 • www.fire-cu.org
The main office will beclosed in observance of
the following days:
COLUMBUS DAYOctober 12, 2015
VETERAN’S DAYNovember 11, 2015
THANKSGIVING DAYNovember 26, 2015
Credit Union ClosedNovember 27, 2015
CHRISTMAS EVEDecember 24, 2015
Credit Union Closes at Noon
CHRISTMAS DAYDecember 25, 2015
NEW YEAR’S EVEDecember 31, 2015
Credit Union Closes at Noon
NEW YEAR’S DAYJanuary 1, 2016
Loan Promotion
Mobile Banking
Christmas ClubDisbursements
Increased ATM &Debit Cards
Congratulations2015-2016 Scholarship
Recipients
Security Alert!The Grandparent Scam
Skip-A-PaymentProgram
holiday
CLOSINGS
Christmas ClubDisbursements
If you have a Christmas ClubAccount, your funds will beavailable in your savings accountNovember 1st, just in time to startyour holiday shopping. If youhaven’t started a Christmas ClubAccount yet, contact a MemberService Representative today.With pay roll deductions, we makeit easy for you to save a little eachpayday.
SECURITY ALERT!The Grandparent Scam
The grandparent scam is so simple and so devious becauseit uses one of older adults’ most reliable assets, their hearts.Scammers will place a call to an older person and whenthe mark picks up, they will say something along the linesof: “Hi Grandma, do you know who this is?” When theunsuspecting grandparent guesses the name of thegrandchild the scammer most sounds like, the scammerhas established a fake identity without having done a lickof background research. Once “in,” the fake grandchildwill usually ask for money to solve some unexpectedfinancial problem (overdue rent, payment for car repairs,etc.), to be paid via Western Union or MoneyGram, whichdon’t always require identification to collect. At the sametime, the scam artist will beg the grandparent “please don’ttell my parents, they would kill me.”While the sums fromsuch a scam are likely to be in the hundreds, the very factthat no research is needed makes this a scam that can beperpetrated over and over at very little cost to the scammer.
If you suspect you’ve been the victim of a scam…Don’t be afraid or embarrassed to talk about it withsomeone you trust. You are not alone, and there are peoplewho can help. Doing nothing could only make it worse.Keep handy the phone numbers and resources you can turnto, including the local police, your bank and AdultProtective Services.
INCREASED ATM& DEBIT CARDS
EFFECTIVE IMMEDIATELY, THE DAILY LIMITS FOR ATM
WITHDRAWALS AND DEBIT CARDTRANSACTIONS HAVE BEEN
INCREASED FOR YOURCONVENIENCE.
THE NEW DAILY LIMIT FOR ATMWITHDRAWALS IS $510.00 AND THE
NEW DAILY LIMIT FOR DEBITCARD PURCHASES IS $2,000.00.
Congratulations 2015-2016
Scholarship Recipients
The Jerry Whitaker $500.00 Scholarship:Jacob Boggess
Caitlin Bingham Kayla Hughes
Adam Boggess Nathan Jones
Armando Caceres Michael Spaulding
Jaclyn Cook Elisabeth Stahl
Morgan Cook Brock Turner
Conner Finnigan Ravon Udan
Kenneth Hamilton Michelle Watson
Brendon Helm Ashley Whitaker
Thank you, golfers and sponsors. Without yourhelp this event would not happen. We lookforward to seeing you next year.
You can now elect when you want to skip a payment. Only 1 month at a time and no more than two per loanin a 12 month period.
Take a break from one month worth of loan payments. Pay the small $25.00 fee per loan and forget about thepayments for a month.
You get to choose which month you want to skip. All loans including Visa must be current and in good standingfor this offer to be valid.
A payment deferral may not be requested for 1st loan payment using the Skip-A-Payment program. For completedisclosure information and more details, contact a Loan Officer today at 317-636-5581.
Don’t want to make your loan payment?
FORGET ABOUT IT!With Firefighters Credit Union’s
SKIP-A-PAYMENTPROGRAM
Don’t want to make your loan payment?