of the bank commissioner - new hampshire2011 letter to the governor 1 e his excellency, governor...

167th EditionYear Ending 2011

The

Annual Reportof the

Bank CommissionER

12011 LETTER TO THE GOVERNOR

NEW L

ETTER T

O COME His Excellency, Governor John H. Lynch

and the Honorable CouncilState HouseConcord, New Hampshire 03301

Dear Governor Lynch and Council:

Consistent with the requirement of RSA 383:15, I am pleased to submit the 167th Annual Report of the Bank Commissioner for the calendar year 2011.

Despite challenging national trends, New Hampshire’s financial institutions remain stable and supportive of our State’s economy. State chartered Banks and Credit Unions represent 81.3% of the state’s depository institutions’ assets. During 2011, our Bank and Credit Union assets grew 4.7% and 6%, respectively…loan balances grew 4% and 5.8%, respectively. Overall, capital positions remain well within regulatory parameters.

With respect to the number of state chartered institutions, there has been relatively little consolidation, with state chartered banks remaining at 18 through 2011, and state chartered credit unions decreasing from 16 to 13.

Nondepository Trust Companies continue to show signs of growth, ending the year with one additional chartered entity, for a total of 24 active companies.

2011 brought an increase in the overall number of Consumer Credit licensees, with decreases only in the debt adjuster and mortgage broker sectors, most likely reflecting new regulatory and market pressures.

In addition to the Department’s many supervisory responsibilities, it serves New Hampshire consumers who are experiencing mortgage foreclosure problems, both through its “hotline” and in coordination with the Attorney General’s Office. It is noteworthy that the two offices were signatories to the National Mortgage Servicing Settlement. In addition to providing direct financial relief to homeowners, the Settlement brought targeted financial resources into the state to support a variety of homeowner assistance programs, and reformed consumer service practices of five of the largest mortgage servicers.

While financial and economic pressures remain for our consumers and institutions, New Hampshire has been fortunate to avoid the depth of problems experienced elsewhere in the country. I believe our state’s financial industry is well positioned to support the state’s continued growth.

Sincerely,

Ronald A. WilburBank Commissioner

2 2011

STATE OF NEW HAMPSHIRE

GOVERNORJohn H. Lynch

EXECUTIVE COUNCILRaymond S. Burton

Daniel St. HilaireChristopher T. SununuRaymond J. Wieczorek

David K. Wheeler

u u u

BANK COMMISSIONERRonald A. Wilbur

DEPUTY BANK COMMISSIONERRobert A. Fleury

CHIEF BANK EXAMINER GENERAL COUNSEL DIRECTOR, CONSUMER CREDIT Todd A. Wells Glenn A. Perlow Mary L. Jurta

u u u

BANK COMMISSIONER’S OFFICE53 Regional Drive, Suite 200

Concord, New Hampshire 03301

Telephone (603) 271-3561Fax (603) 271-0750 or (603) 271-1090

Web Site Address: www.nh.gov/bankingEmail Address: [email protected]

32011 ORGANIZATIONAL CHART

NEW

HA

MPS

HIR

E B

AN

KIN

G D

EPA

RTM

ENT

Org

aniz

atio

nal C

hart

Ban

k C

omm

issi

oner

Dep

uty

Ban

k C

omm

issi

oner

Pro

gram

Spe

cial

ist I

I In

form

atio

nal R

epre

sent

ativ

e

Atto

rney

IV

(Gen

eral

Cou

nsel

) A

dmin

istra

tor I

(D

irect

or o

f Ope

ratio

ns)

Chi

ef B

ank

Exa

min

er

Adm

inis

trato

r IV

(D

irect

or, C

onsu

mer

Cre

dit)

Hea

rings

Exa

min

er

Bank

ing

Hea

rings

Exa

min

ers

Con

sum

er C

redi

t

Par

aleg

al II

s P

aral

egal

II

Secr

etar

y Ty

pist

B

usin

ess

Adm

inis

trato

r I

Sr.

Acc

ount

ing

Tech

nici

an

Exec

utiv

e Se

cret

ary

Secr

etar

y I

Pro

gram

S

peci

alis

t I

Ban

k E

xam

iner

IVs

Ban

k E

xam

iner

IIIs

Ban

k E

xam

iner

IIs,

Is,

Trai

nees

Adm

inis

trato

r II

Ban

k E

xam

iner

IVs

Ban

k E

xam

iner

IIIs

Ban

k E

xam

iner

IIs,

Is,

Trai

nees

Pro

gram

Spe

cial

ist I

II

Pro

gram

Spe

cial

ist I

s

4 2011

52011

TABLE OF CONTENTSForeword .................................................................................................................................................... 6Mission Statement ..................................................................................................................................... 6Functions of the Banking Department ...................................................................................................... 6Number of State Chartered Institutions and Branches in New Hampshire ................................................ 6Consumer Credit Division - Number of Licenses Issued ........................................................................... 6New Nondepository Trust Companies ....................................................................................................... 7Mergers...................................................................................................................................................... 7Voluntary Dissolutions ............................................................................................................................... 7Branch Office Activity .............................................................................................................................. 7-8Trust Activities............................................................................................................................................ 8Loan Production Offices Established ......................................................................................................... 8Purchase and Lease of Real Estate .......................................................................................................... 8Amendments to Organizational Instruments .............................................................................................. 8Amendments to Bylaws ............................................................................................................................. 8Amendment to Business Plan ................................................................................................................... 8Change in Control ...................................................................................................................................... 9Change in Membership.............................................................................................................................. 9Non-member Business Loan Participation................................................................................................. 9Intent to Exercise Powers Granted to Federal Credit Unions .................................................................... 9ATM’s – Cash Dispensing Machines & Remote Service Units .................................................................. 9Bank Holding Companies .......................................................................................................................... 9Nondepository Bank Holding Companies ................................................................................................ 10Legislation .............................................................................................................................................. 10Declaratory Rulings of the Bank Commissioner ...................................................................................... 10State Chartered Banks – General Information .................................................................................. 11-19State Chartered Credit Unions – General Information ...................................................................... 20-22State Chartered Institutions in New Hampshire by Municipality ......................................................... 23-25Financial Information on Non-Depository Trust Companies and Trust Departments .............................. 26Financial Information on State Chartered Banks ..................................................................................... 27Financial Information on State Chartered Credit Unions ......................................................................... 28Graphic Trends on Assets, Loans, and Deposits .............................................................................. 29-30Graphic Trends on Consumer Credit Division Licenses .......................................................................... 31Debt Adjuster Licensees .......................................................................................................................... 32Money Transmitter Licensees .................................................................................................................. 32Mortgage Banker Licensees .............................................................................................................. 32-35Mortgage Broker Licensees ................................................................................................................ 35-36Mortgage Servicer Registrations ........................................................................................................ 36-37Retail Seller Licensees ...................................................................................................................... 37-41Sales Finance Company Licensees ................................................................................................... 41-42Small Loan Lender Licensees ................................................................................................................ 42Legal Holidays ........................................................................................................................................ 43

6 2011

ForewordThe one hundred sixty-seventh annual report of the Bank Commissioner contains management, financial informa-tion and locations of banks, credit unions, and other financial institutions operating under state charters. This report also contains information concerning debt adjusters, money transmitters, mortgage bankers and brokers, mortgage servicer registrations, retail sellers, sales finance companies, and small loan lenders licensed in 2011.

Mission StatementThe New Hampshire Banking Department is committed to protecting the public’s interest through the professional supervision of the financial services it regulates.

Functions of the Banking DepartmentThe Bank Commissioner is responsible for the general supervision of all New Hampshire state chartered financial institutions. These institutions include commercial banks, fiduciary trust companies, mutual savings banks, guaranty savings banks, co-operative banks, merchant banks, and credit unions. The Commissioner is also charged with the licensing and supervision of non-bank mortgage lenders and brokers, money transmitters, mortgage loan servicers, retail sellers, sales finance companies, small loan, title loan, payday lenders, and debt adjusters.

State laws mandate that the Department conduct examinations of each financial institution and licensed lender and broker to ensure sound financial management and compliance with state and federal laws and regulations.

The Department is responsible for the investigation of branch applications, new bank applications and conversions, merger and consolidation applications of state chartered institutions.

Number of State Chartered Institutions and Branches in New HampshireType of Institution Charters BranchesCommercial Banks 7 35Co-operative Banks 1 0Credit Unions 13 57Fiduciary Trust Companies 23 5Guaranty Savings Banks 4 35Merchant Banks 1 0Mutual Savings Banks 6 28

Totals 55 160

Consumer Credit Division - Number of Licenses IssuedType of License Licenses IssuedDebt Adjuster 42Money Transmitters 2,735Mortgage Banker 607Mortgage Broker 113Mortgage Servicer Registration 95Retail Seller 437Sales Finance Company 90Small Loan Lender 36

Totals 4,155

72011

New Nondepository Trust CompaniesCambridge Associates Fiduciary Trust, LLC 100 Summer Street, Boston, MA

Manulife Asset Management Trust Company LLC 101 Huntington Avenue, Boston, MA

Retirement Services Trust Company 2 Capital Plaza, Concord, NH

MergersSugar River Bank, a Mutual Savings Bank with and into Sugar River Bank, a Guaranty Savings Bank 10 North Main Street, Newport, NH

Upper Valley Community Credit Union with Woodlands Credit Union 199 Heater Road, Lebanon, NH

Seacoast Credit Union with Service Credit Union 887 Lafayette Road, Hampton, NH

Voluntary Dissolution of Nondepository Trust CompaniesIndependence Trust Company 387 Central Street, Franklin, NH

North American Management Trust, LLC 10 Post Office Square, Suite 1200, Boston, MA

Laconia Savings Bank 705 Hooksett Road, Manchester, NH

Laconia Savings Bank 301 North Main Street, Rochester, NH

Optima Bank & Trust Company Stratham Crossing, Route 108, Stratham, NH

Voluntary Dissolution of a Credit Union WRG Credit Union 71 Main Street, Danville, NH

New Branch OfficesArlington Trust Company, Inc. 7 Hills Avenue, Suite 2, Concord, NH

Cambridge Trust Company of New Hampshire, Inc. 1 Harbor Place, Suite 215, Portsmouth, NH

Laconia Savings Bank 435 Union Avenue, Laconia, NH

Branch Office RelocationConcord Trust Company, LLC From: 7 Hills Avenue, Concord, NH To: 89 North State Street, Concord, NH

Exeter Trust Company From: 6767 Forest Hill Ave., Suite 305, Richmond, VA To: 3900 Westerre Parkway, Suite 300, Richmond, VA

Branch Office ClosingArlington Trust Company, Inc. 126 Daniel Street, Suite 210, Portsmouth, NH

Bellwether Community Credit Union 490 Valley Street, Manchester, NH

Cambridge Trust Company of New Hampshire, Inc. 237 Water Street, Exeter, NH

Charter Trust Company 46 Bay Street, Manchester, NH

Centrix Bank & Trust 17 Armory Road, Milford, NH

New Interstate Branch OfficesConcord Trust Company, LLC 7 Hills Avenue, Concord, NH

Enterprise Bank and Trust Company 139 Bridge Street, State Route 38, Pelham, NH

The Lowell Five Cent Savings Bank 125 East Dunstable Road, Nashua, NH

New Family Trust Company Interstate BranchBeacon PT Company, address on file with NHBD

8 2011

Interstate Branch MergerNorthern Lights Federal Credit Union into Northern Lights Credit Union, 240 Dells Road, Littleton, NH

Interstate Branch Office ClosingExeter Trust Company 115 Vickery Street, Suite 105, Roswell, GA

Branch Purchases and AssumptionsUnion Bank Branch Purchase and Assumption of Northway Bank 3 State Street, Groveton, NH

Union Bank Branch Purchase and Assumption of Northway Bank 76 Main Street, Littleton, NH

Union Bank Branch Purchase and Assumption of Northway Bank 155 Main Street, North Woodstock, NH

Trust Activities Office EstablishedCambridge Trust Company 3 Harbor Place, Suite 215, Portsmouth, NH

Trust Activities Office ClosingCambridge Trust Company 237 Water Street, Exeter, NH

Loan Production Offices EstablishedNorthway Bank 10 Commerce Park North, Suite 13B, Bedford, NH

The Provident Bank 3 Executive Park Drive, Suite 263, Bedford, NH

Purchase and Lease of Real EstateBellwether Community Credit Union Hillside Shops, Routes 101 & 114, Bedford, NH

Bellwether Community Credit Union 11 Continental Boulevard, Merrimack, NH

Service Credit Union Wal-Mart, Concord, NH

Service Credit Union 205 Worcester Court, Unit 4-A, Falmouth, MA

St. Mary’s Bank 200 McGregor Street, Manchester, NH

Amendments to Organizational InstrumentsCentrix Bank & Trust 1 Atwood Lane, Bedford, NH

Nashua Bank (The) 188 Main Street, Nashua, NH

PENSCO Trust Company (The) 30 Penhallow Street, Suite 200 E, Portsmouth, NH

Pyramis Global Advisors Trust Company 1 Spartan Way, Merrimack, NH

Retirement Services Trust Company 2 Capital Plaza, Concord, NH

VantageTrust Company 2 Capital Plaza, Suite 301, Concord, NH

Amendments to BylawsNew Hampshire Postal Credit Union 955 Goffs Falls Road, Portsmouth, NH

Service Credit Union 2010 Lafayette Road, Portsmouth, NH

Woodlands Credit Union 370 Main Street, Berlin, NH

Amendment to Business PlanMercer Trust Company 1 Investor Way, Norwood, MA

92011

Change in Control of Nondepository Financial InstitutionExeter Trust Company 155 Fleet Street, Portsmouth, NH

Change in MembershipWoodlands Credit Union 730 Main Street, Berlin, NH

Non-member Business Loan ParticipationSt. Mary’s Bank 200 McGregor Street, Manchester, NH

Intent to Exercise Powers Granted to Federal Credit Unions – Exemption from State TaxBellwether Community Credit Union 425 Hooksett Road, Manchester, NH

Granite State Credit Union 1415 Elm Street, Manchester, NH

Guardian Angel Credit Union 200 Coos Street, Berlin, NH

Holy Rosary Regional Credit Union 133 Brock Street, Rochester, NH

Members First Credit Union of N.H. 44 Bridge Street, Manchester, NH

New Hampshire Postal Credit Union 955 Goffs Fall Road, Manchester, NH

Northeast Credit Union 100 Borthwick Avenue, Portsmouth, NH

Seacoast Credit Union 887 Lafayette Road, Hampton, NH

Service Credit Union 2010 Lafayette Road, Portsmouth, NH

St. Joseph Hospital Employees’ Credit Union 172 Kinsley Street, Nashua, NH

St. Mary’s Bank 200 McGregor Street, Manchester, NH

Triangle Credit Union 33 Franklin Street, Nashua, NH

Upper Valley Community Credit Union 199 Heater Road, Lebanon, NH

Woodlands Credit Union 730 Main Street, Berlin, NH

Intent to Exercise Powers Granted to Federal Credit Unions – Purchase of Life Insurance Service Credit Union 2010 Lafayette Road, Portsmouth, NH

ATM’s - Cash Dispensing Machines & Remote Service UnitsLaconia Savings Bank Beanstalk Country Store, 577 North Route 106, Loudon, NH

Laconia Savings Bank Shaw’s Supermarket Parking Lot, 75 Laconia Road, Tilton, NH

Passumpsic Savings Bank 202 Main Street, Lancaster, NH

Bank Holding CompaniesCommunity Guaranty Corporation Community Guaranty Savings Bank

First Colebrook Bancorp, Inc. First Colebrook Bank, The

Guaranty Bancorp, Inc. Woodsville Guaranty Savings Bank

LSB Financial Laconia Savings Bank

Meridan Financial Services, Inc Hampshire First Bank

Merrimack Bancorp, MHC Merrimack County Savings Bank

North American Management Corporation North American Management Trust, LLC

Northway Financial, Inc. Northway Bank

10 2011

Nondepository Bank Holding Companies1911 Holding Company, LLC, The 1911 Trust Company, LLC, The

AllianceBernstein L.P. AllianceBernstein Trust Company, LLC

Cambridge Trust Company Cambridge Trust Company of New Hampshire, Inc.

Charter Holding Corporation Charter Trust Company

Deutsche Investment Management Americas, Inc. DWS Trust Company

Family Capital Holdings, Inc. Family Capital Trust Company

ICMA Retirement Corporation VantageTrust Company

Loomis, Sayles & Company L.P. Loomis Sayles Trust Company, LLC

Manning & Napier Capital, LLC Exeter Trust Company

Massachusetts Financial Services Company MFS Heritage Trust Company, The

Mercer, Inc. Mercer Trust Company

PENSCO, LLC PENSCO Trust Company LLC

Perspecta Holdings LLC Perspecta Trust Company

Putnam Investments, LLC Putnam Fiduciary Trust Company

Pyramis Global Advisors Holding Corp Pyramis Global Advisors Trust Company

Robeco Investment Management, Inc. Robeco Trust Company

State Street Corporation State Street Bank and Trust Company of

New Hampshire

Pension Specialists, Inc. Verisight Trust Company

Waddell & Reed, Inc. Fiduciary Trust Company of New Hampshire

Legislation Enacted by the 2011 Session of the LegislatureCHAPTER RSA INFORMATIONLicensing of Nondepository First Mortgage Bankers and Brokers240 397-A:1, XVII(a) Deleted “who assists a consumer in obtaining or applying to obtain a mortgage loan

by, among other things, advising on loan terms (including rates, fees, and other costs), preparing loan packages, or collecting information on behalf of the consumer with re-gard to a mortgage loan or” following “loan or” in the first sentence of the introductory paragraph; deleted “and” following “originator;” in subpar. (2); substituted “; and” for a period in subpar. (3); and added subpar. (4).

212 397-A:4, VI Added.

2011 Declaratory Rulings of the Bank Commissioner

DECLARATORY RULING – RSA 397-A. Definitions and Exemptions under RSA 397-A.Granting of a residential mortgage loan on real property located in New Hampshire by an irrevocable trust to a beneficiary, who is the son of the grantor, falls within the “family member” exemption to licensure pursuant to RSA 397-A:4, III. (Eff 1-6-11).

DECLARATORY RULING – RSA 397-A. Exemption and Jurisdiction under RSA 397-A. The exemption provided in RSA 397-A:4, IV for seller financing of the seller’s residence (Tract I) is available to a seller offering seller financing for a seasonal home used as a residence for a portion of the year as described in the Petitioner’s request for a declaratory ruling. Also, no license is required to provide seller financing for a second parcel (Tract II) which does not meet the definition of real property or residential real estate in RSA 397-A:1 and is outside the jurisdiction of RSA 397-A. (Eff 4-14-11).

STATE CHARTERED BANKS 112011

STATE CHARTERED BANKS1911 Trust Company, LLC, The

(Fiduciary Trust Company)Year of Incorporation - 2009

1 New Hampshire Avenue, Suite 125Portsmouth, NH 03801

Telephone: 603-766-4957 Fax: 603-766-1901

Web Address - 1911trust.com

OfficersDavid Ayer, Chairman of the Board

Kevin Kavanaugh, PresidentJames G. Angelakis, CFO

Branch400 Essex Street, Beverly Farms, MA

AllianceBernstein Trust Company, LLC(Fiduciary Trust Company)

Year of Incorporation - 2007

1345 Avenue of the AmericasNew York, NY 10105

Telephone: 212-969-1000 Fax: 212-969-1334

Web Address - www.alliancebernstein.com

OfficersSeth J. Masters, Chairman of the Board, President, CIO

Mona Bhalla, Senior Vice PresidentPeter G. Callahan, Senior Vice President

Laurence E. Cranch, Senior Vice PresidentEdward J. Farrell, Senior Vice PresidentJames M. Liptrot, Senior Vice PresidentLouis T. Mangan, Senior Vice PresidentMark R. Manley, Senior Vice PresidentDaniel A. Notto, Senior Vice PresidentPatrick E. Ryan, Senior Vice President

Bank of New England(Commercial Bank)


31 Pelham RoadSalem, NH 03079

Telephone: 894-5700 Fax: 894-5757

Web Address - www.bankofnewengland.com

Bank of New England (Continued)Officers

William P. DeLuca, Jr., Chairman of the BoardWilliam E. Stone, President

Paul E. Finn, CEOPaul F. Surprenant, Senior Vice President, CFO

Keith P. Landry, Senior Vice President

Branches12 Haverhill Street, Andover, MA37 Emerson Street, Haverhill, MA

3 Cross Street, Methuen, MA177 South River Road, Bedford, NH

1-A Action Boulevard, Londonderry, NH1589 Elm Street, Manchester, NH

295 Main Street, Nashua, NH58 Range Road, Windham, NH

Cambridge Associates Fiduciary Trust, LLC(Fiduciary Trust Company)


100 Summer StreetBoston, MA 02110

Telephone: 617-457-7500 Fax: 617-457-7501

Web Address - www.cambridgeassociates.com

OfficersScott Berney, Chairman of the Board

Jill N. Bicks, PresidentFrancis J. Phillips, Treasurer, CFO

Cambridge Trust Company of New Hampshire, Inc.(Fiduciary Trust Company)


116 North Main StreetConcord, NH 03301

Telephone: 603-226-1212 Fax: None

Web Address - www.cambridgetrust.com

OfficersSusan Martore-Baker, PresidentAlbert R. Rietheimer, Treasurer

12 STATE CHARTERED BANKS 2011

Centrix Bank & Trust(Commercial Bank)


1 Atwood Lane, PO Box 10600Bedford, NH 03110-0600

Telephone: 647-4446 Fax: 622-7426

Web Address - www.centrixbank.com

OfficersPaul D. Spiess, Chairman of the Board

Joseph B. Reilly, President, CEOLucy T. Gobin, Senior Executive Vice President,

CFO, COODavid H. Cassidy, Jr., Executive Vice President

Joyce P. Baldassare, Senior Vice PresidentDeborah T. Blondin, Senior Vice President

Anthony J. Chismark, Senior Vice PresidentLinda Falco, Senior Vice President

Maurice L. Fortier, Senior Vice PresidentDebra R. Hallett, Senior Vice PresidentBrian A. Lavoie, Senior Vice President

Albert N. Romero, Senior Vice PresidentDarlene E. Schmidt-Brandt, Senior Vice President

Stephen H. Witt, Jr., Senior Vice President

Branches11 South Main Street, Concord, NH

538 Central Avenue, Dover, NH41 Hooksett Road, Manchester, NH

17 Armory Road, Milford, NH163 Deer Street, Portsmouth, NH

Charter Trust Company(Fiduciary Trust Company)



Telephone: 224-1350 Fax: None

Web Address - www.chartertrust.com

OfficersStephen Ensign, Chairman of the Board

Steven Albrecht, President, CEOChristine Donovan, COO

Cynthia A. Wentworth, Chief Financial OfficerDouglas Tengdin, CIO

Branches254 Main Street, Biddeford, ME

17 1/2 Lebanon Street, 3rd Floor, Hanover, NH10 NH Route 25, Meredith, NH

331 Main Street, New London, NH2-4 Main Street, Peterborough, NH34 Wakefield Street, Rochester, NH1033 Broad Street, Lyndonville, VT

Claremont Savings Bank(Savings Bank)


145 Broad Street, PO Box 1600Claremont, NH 03743

Telephone: 542-7711 Fax: 542-5432

Web Address - www.claremontsavings.com

OfficersJoseph J. Gorman, Jr., Chairman of the Board

Sherwood C. Moody, President, CEOTimothy D. Bates, Senior Vice PresidentBrenda M. Reed, Senior Vice PresidentJolene D. Tenney, Senior Vice President

Carol L. Vivian, Senior Vice President

Branches135 Main Street, Charlestown, NH158 Maple Avenue, Claremont, NH

356 Washington Street, Claremont, NH12 School Street, Cornish, NH

Community Guaranty Savings Bank(Savings Bank)


28 South Main Street, PO Box 996Plymouth, NH 03264

Telephone: 536-0001 Fax: 536-2222

Web Address - www.cgsb.com

OfficersRonald I. Sibley, Chairman of the Board

Michael J. Long, PresidentKeith L. Philbrick, Senior Vice President, CFO, Treasurer

Richard N. Burgess, Senior Vice PresidentBrenda L. McKenzie, Senior Vice President

Branch21 Tower Road, PO Box 690, Campton, NH

DWS Trust Company(Fiduciary Trust Company)


11 Northeastern BoulevardSalem, NH 03079

Telephone: 617-295-3605 Fax: 617-830-6320

Web Address - None


DWS Trust Company (Continued)

OfficersFrancis G. Murphy, Jr., Chairman of the Board

Roger Gray, PresidentNancy Tanzil, Chief Financial Officer, Treasurer

W. Douglas Beck, Senior Vice PresidentPaul Schubert, Senior Vice President

Michael J. Woods, Senior Vice President

Exeter Trust Company(Fiduciary Trust Company)


155 Fleet StreetPortsmouth, NH 03801

Telephone: 778-0020 Fax: 778-0040

Web Address - www.manning-napier.com

OfficersB. Reuben Auspitz, Chairman of the Board

Paul E. Peltier, PresidentR. Steven Bonnett, Executive Vice President

Megan Henry, Executive Vice PresidentBeth H. Galusha, Treasurer

Branches290 Woodcliff Drive, Fairport, NY

655 Metro Place South, Suite 800, Dublin, OH

Family Capital Trust Company(Fiduciary Trust Company)


3 Centennial Drive, #200Peabody, MA 01960

Telephone: 978-278-9300 Fax: 978-278-9330

Web Address - www.famcapllc.com

OfficersRobert H. Frey, Chairman of the Board, President, CEO

Letitia H. Beauregard, Treasurer

Fiduciary Trust Company of New Hampshire(Fiduciary Trust Company)


6300 Lamar AvenueOverland Park, KS 66202

Telephone: 913-236-1950 Fax: 913-236-1989

Web Address - None

Fiduciary Trust Company of New Hampshire(Continued)

OfficersMichael D. Strohm, Chairman of the Board,

President, CEOBrent K. Bloss, Treasurer

First Colebrook Bank, The(Commercial Bank)


132 Main StreetColebrook, NH 03576

Telephone: 237-5551 Fax: 237-5736

Web Address - www.firstcolebrookbank.com

OfficersJudith E. Dalton, Chairman of the Board

Loyd W. Dollins, President, CEOPeter Winship, Chief Financial OfficerAvis Brosseau, Senior Vice PresidentJames DuBois, Senior Vice President

John Pratt, Senior Vice PresidentSusan Robidas, Senior Vice President

Branches69 Route 101A, Amherst, NH

100 Loudon Road, Concord, NH2400 Lafayette Road, Portsmouth, NH

Franklin Savings Bank(Savings Bank)


387 Central StreetFranklin, NH 03235

Telephone: 934-4445 Fax: 934-1420

Web Address - www.fsbnh.com

OfficersRichard W. DuBois, Chairman of the Board

Jeffery B. Savage, President, CEORonald L. Magoon, Executive Vice President,

COO, CFO, TreasurerCheri M. Caruso, Senior Vice President

Michael J. Seymour, Senior Vice PresidentMichael J. Toomey, Senior Vice President


Franklin Savings Bank (Continued)Branches

139 King Street, Boscawen, NH350 Lake Street, Bristol, NH

933 Central Street, Franklin, NH11 Saw Mill Road, Gilford, NH

11 Veterans Square, Laconia, NHExit 23 Plaza, Route 104, New Hampton, NH

61 Laconia Road, Suite 300, Tilton, NH

Hampshire First Bank(Commercial Bank)


80 Canal StreetManchester, NH 03101

Telephone: 623-2007 Fax: 218-6564

Web Address - www.hampshirefirst.com

OfficersRichard J. Gavegnano, Chairman of the Board

James M. Dunphy, President, CEOThomas B. Wiggins, Treasurer, CFO

Branches391 West Street, Keene, NH

68 Nashua Road, Londonderry, NH221 Main Street, Nashua, NH

77 Hanover Street, Portsmouth, NH

Hemenway Trust Company LLC(Fiduciary Trust Company)


1 Stiles Rd, Suite 204Salem, NH 03079

Telephone: 913-8022 Fax: 870-9475

Web Address - www.hemtrust.com

OfficersStephen W. Kidder, Chairman of the Board, President

Kurt F. Somerville, COOMichael J. Puzo, Treasurer

Laconia Savings Bank(Savings Bank)


62 Pleasant StreetLaconia, NH 03246

Telephone: 524-1212 Fax: 524-8634

Web Address - www.laconiasavings.com

Laconia Savings Bank (Continued)

OfficersBruce D. Clow, Chairman of the Board

K. Mark Primeau, President, CEORobert E. Curtis, Executive Vice PresidentRobert B. Esau, Executive Vice President

Thomas E. Garfield, Executive Vice PresidentLouis H. Guevin, Jr., Executive Vice PresidentMichael G. Muzzey, Executive Vice President

Leland J. Beachy, Senior Vice PresidentDebra L. Davis, Senior Vice President

Jean M. Dobbins, Senior Vice PresidentThomas A. Drouin, Senior Vice PresidentValerie J. Drouin, Senior Vice PresidentColleen M. Elliott, Senior Vice President

David S. Hart, Senior Vice PresidentDean R. Ingram, Senior Vice President

Barry S. Leonard, Jr., Senior Vice PresidentW. Stephen Loughlin, Senior Vice President

Paul C. Nee, Senior Vice PresidentAnn E. Nichols, Senior Vice President

Carolyn B. Peverly, Senior Vice PresidentGayle E. Price, Senior Vice President

Marc L. Rayburn, Senior Vice PresidentMary Jane Ricker, Senior Vice President

Shaun M. Sanborn, Senior Vice PresidentBrian B. Tufts, Senior Vice President

Branches77 Main Street, Antrim, NH

256 Wallace Road, Bedford, NHIndian Mound Shopping Center, 300 Route 16B,

Center Ossipee, NH14 Sullivan Street, Claremont, NH

167 North Main Street, Concord, NH11 Triangle Park Drive, Concord, NH

23 Main Street, Conway, NH845 Central Avenue, Dover, NH

1 Country Club Road, Gilford, NH1441 Lakeshore Road, Route 11, Gilford, NH

583 Main Street, Gorham, NH325 West Main Street, Hillsborough, NH

Taylor Community Center, 435 Union Avenue, Laconia, NH

76 Main St, Route 112, Lincoln, NH125 Main Street, Littleton, NH

705 Hooksett Road, Manchester, NH960 Whittier Highway, Route 25,

Moultonborough, NHHatch Plaza, 389 Tenney Mountain Highway,

Plymouth, NH301 North Main Street, Rochester, NH

22 Kings Square, Whitefield, NH55 Central Street, Woodsville, NH


Loomis Sayles Trust Company, LLC(Fiduciary Trust Company)


1 Financial CenterBoston, MA 02111

Telephone: 800-343-2029 Fax: 617-482-0653

Web Address - None

OfficersKevin P. Charleston, Chairman of the Board, President

Loring, Wolcott & Coolidge Trust, LLC(Fiduciary Trust Company)


230 Congress StreetBoston, MA 02110

Telephone: 617-523-6531 Fax: 617-523-6535

Web Address - www.lwcotrust.com

OfficersWilliam B. Perkins, Secretary

C-F David Boit, PresidentThomas R. Appleton, Treasurer

Manulife Asset Management Trust Company LLC(Fiduciary Trust Company)


101 Huntington AvenueBoston, MA 02199

Telephone: 617-375-1500 Fax: 617-375-1666

Web Address - None

OfficersBarry Evans, Chairman of the Board, President

Mercer Trust Company(Fiduciary Trust Company)


1 Investors WayNorwood, MA 02062


Web Address - None

OfficersJeffrey Miller, Chairman of the Board, President

Linda Coles, Treasurer

MerchantBanc, LLC(Merchant Bank)


66 Hanover Street, Suite 303Manchester, NH 03101

Telephone: 623-5500 Fax: 623-3972

Web Address - www.merchantbanc.com

OfficersEdward C. Dupont, Jr., Chairman of the Board

Jeffrey M. Pollock, President

Meredith Village Savings Bank(Savings Bank)


24 State Route 25, PO Box 177Meredith, NH 03253

Telephone: 279-7986 Fax: 279-8911

Web Address - www.mvsb.com

OfficersJames Dirubbo, Chairman of the BoardSamuel L. Laverack, President, CEO

Richard E. Wyman, Jr., Executive Vice President, CFOCarol Bickford, Senior Vice PresidentDavid Cronin, Senior Vice President

Christine Harris, Senior Vice PresidentJoanne Pearce, Senior Vice President

Robert Sargeant, Senior Vice PresidentSteven Tucker, Senior Vice President

Branches82 Wolfeboro Highway, Alton, NH

5 Riverside Drive, PO Box 552, Ashland, NH28 State Route 25, PO Box 929, Center Harbor, NH

1383 Lakeshore Road, Gilford, NH379 South Main Street, Laconia, NH

71 State Route 104, PO Box 177, Meredith, NH991 State Route 25, PO Box 810, Moultonborough, NH

131 Main Street, Plymouth, NHHatch Plaza, 389 Tenney Mountain Highway,

Plymouth, NH66 North Main Street, PO Box 2059, Wolfeboro, NH

Merrimack County Savings Bank(Savings Bank)



Telephone: 225-2793 Fax: 226-2533

Web Address - www.mcsbnh.com


Merrimack County Savings Bank (Continued)

OfficersWilliam H. Dunlap, Chairman of the Board

Paul C. Rizzi, Jr., President, CEOPhilip B. Emma, Executive Vice President,

Treasurer, CFODonald M. Bennert, Senior Vice PresidentDonna L. Benson, Senior Vice PresidentEdward F. Caron, Senior Vice PresidentTerry L. Clarkson, Senior Vice PresidentLinda J. Lorden, Senior Vice President

Lori M. Piper, Senior Vice PresidentPaul M. Provost, Senior Vice President

Branches503 South Street, Bow, NH

1 Integra Drive, Concord, NH167 North State Street, Concord, NH190 North Main Street, Concord, NH

35 Kearsarge Avenue, Contoocook, NH101 Broad Street, Nashua, NH

MFS Heritage Trust Company(Fiduciary Trust Company)


500 Boylston Street, 20th FloorBoston, MA 02116

Telephone: 617-954-5000 Fax: 617-954-7180

Web Address - www.mfs.com

OfficersCarol W. Geremia, PresidentElizabeth Petipas, Treasurer

Nashua Bank, The(Commercial Bank)


188 Main StreetNashua, NH 03060

Telephone: 882-2700 Fax: 882-2240

Web Address - www.thenashuabank.com

OfficersStephen J. Frasca, Chairman of the Board

G. Frank Teas, President, CEOJohn T. Knierim, Chief Financial Officer, Treasurer

John E. Flanders, Senior Vice President

New Hampshire Trust Company, The(Fiduciary Trust Company)


255 West StreetKeene, NH 03431

Telephone: 352-0862 Fax: 352-1880

Web Address - www.nhtrustco.com

OfficersGary W. Gray, Chairman of the BoardGregory M. McConahey, Co-President

Michael J. Rafferty, Co-President

Northway Bank(Commercial Bank)


9 Main StreetBerlin, NH 03570

Telephone: 752-1171 Fax: 752-7331

Web Address - www.northwaybank.com

OfficersWilliam J. Woodward, Chairman of the Board,

President, CEORichard P. Orsillo, Senior Vice President, CFO

Thomas Carusso, Senior Vice PresidentJo-Ann Church, Senior Vice PresidentDonna Ehrler, Senior Vice PresidentJohn A. Gobel, Senior Vice President

Jonathan Gould, Senior Vice PresidentVictor Levesque, Senior Vice PresidentRichard Olson, Senior Vice President

Jeffrey D. Smith, Senior Vice PresidentJohn H. Stratton, Jr., Senior Vice President

John Tyson, Senior Vice PresidentJohn Udaloy, Senior Vice President

BranchesNorth Main Street, Ashland, NH

Belknap Mall, 9 Old State Road, Belmont, NHRoute 49, Campton, NH

34 West Main Street, Conway, NH354 Central Street, Franklin, NH260 Main Street, Gorham, NH

400 South Main Street, Laconia, NH1500 White Mountain Highway, North Conway, NH

Route 16, 3278 White Mountain Highway, North Conway, NH

55 Main Street, Pittsfield, NH1-3 Highland Street, Plymouth, NH287 Highland Street, Plymouth, NH

11 Sherwood Drive, Tilton, NH2385 White Mountain Highway, West Ossipee, NH


Optima Bank & Trust Company(Commercial Bank)


Two Harbour PlacePortsmouth, NH 03801

Telephone: 433-9600 Fax: 433-9699

Web Address - www.optimabank.com

OfficersDaniel R. Morrison, Chairman of the Board,

President, CEOEdwin L. Garside, Senior Vice President, CFO,

TreasurerPamela A. Morrison, Senior Vice President

William D. Young, Senior Vice President

Branches26 Lafayette Road, North Hampton, NH17 Portsmouth Avenue, Stratham, NH

PENSCO Trust Company LLC(Fiduciary Trust Company)


30 Penhallow Street, Suite 200EPortsmouth, NH 03801

Telephone: 433-2626 Fax: 433-2662

Web Address - www.pensco.com

OfficersThomas C. Roberts, Chairman of the Board

Kelly A. Rodriques, President, CEOThomas H. Steinberger, Senior Vice President

Cynthia D. Weaver, Senior Vice President

Perspecta Trust LLC(Fiduciary Trust Company)


1 Liberty Lane East, Suite 100Hampton, NH 03842

Telephone: 929-2300 Fax: 929-2248

Web Address - www.perspectatrust.com

OfficersScott Baker, Principal

Paul M. Montrone, Chairman of the Board, President, CEO

Anthony J. Annino, Treasurer

Piscataqua Savings Bank(Savings Bank)


15 Pleasant StreetPortsmouth, NH 03801

Telephone: 436-5250 Fax: 436-5540

Web Address - www.piscataqua.com

OfficersKenneth R. Clark, Chairman of the Board

Jay S. Gibson, President, CEORichard M. Wallis, Executive Vice President

Joan W. Gile, Senior Vice President

Putnam Fiduciary Trust Company(Fiduciary Trust Company)


1 Post Office SquareBoston, MA 02109


Web Address - None

OfficersSteven D. Krichmar, Chairman of the Board, President

Robert R. Leveille, Chief Compliance OfficerClare Richer, Chief Financial OfficerJames Clark, Senior Vice President

Kevin G. Feeley, Senior Vice PresidentJames A. Fetch, Senior Vice President

Pam Gao, Senior Vice PresidentLisa M. Horkan, Senior Vice President

Steven A. Horner, Senior Vice PresidentWilliam J. Jacobs, Senior Vice PresidentJohn T. Mattucci, Senior Vice President

Christopher McLeod, Senior Vice PresidentAnne M. Schmitt, Senior Vice President

Judd Symon, Senior Vice PresidentStephen J. Tate, Senior Vice President

Jason Vaillancourt, Senior Vice PresidentSteven R. Zechello, Senior Vice President

Joseph P. Petitti, Treasurer

Pyramis Global Advisors Trust Company(Fiduciary Trust Company)


1 Spartan WayMerrimack, NH 03054

Telephone: 617-563-7000 Fax: 401-292-8256

Web Address - www.pyramis.com


Pyramis Global Advisors Trust Company (Continued)

OfficersKevin Uebelein, Chairman of the Board, President,

CEODouglas Moore, Chief Financial Officer

Clay Luby, Treasurer

Branch900 Salem Street, OS1S, Smithfield, RI

Robeco Trust Company(Fiduciary Trust Company)


1 Beacon Street, 30th FloorBoston, MA 02108

Telephone: 212-908-9573 Fax: 212-812-6757

Web Address - www.robecoinvest.com

OfficersJoseph Feeney, President & Co-CEO

Mark Donovan, Co-CEOWilliam Butterly, Chief Operations Officer

Matthew Davis, Chief Financial Officer, TreasurerJames G Noone, Senior Compliance Officer

BranchCoolsingel 120, NL 3011 AG, Rotterdam,

The Netherlands

Salem Co-operative Bank(Co-Operative Bank)


3 South Broadway, PO Box 67Salem, NH 03079

Telephone: 898-2153 Fax: 898-1760

Web Address - www.salemcoop.com

OfficersDavid A. Beshara, Chairman of the Board

Ann R. Lally, PresidentNadema A. Gemmell, Executive Vice President

Branch284 Merrimack Street, Methuen, MA

Savings Bank of Walpole(Savings Bank)


68 Ames Plaza Lane, PO Box 517Walpole, NH 03608

Telephone: 756-4771 Fax: 355-1600

Web Address - www.walpolebank.com

OfficersDonald J. Tisdale, Chairman of the Board

Gregg R. Tewksbury, President, CEORichard A. Wilson, Senior Vice President, CFO

Branches84 Marlboro Street, Keene, NH

400 West Street, Keene, NH11 Westminster Street, Walpole, NH

State Street Bank and Trust Company of New Hampshire

(Fiduciary Trust Company)Year of Incorporation - 2004

20 Trafalgar Square, Suite 449Nashua, NH 03063

Telephone: 589-4097 Fax: 589-4003

Web Address - None

OfficersNicholas Bonn, Co-Chairman

Steven Nazzaro, Co-ChairmanDaniel Bouchard, PresidentRosemary Kusy, Treasurer

Sugar River Bank(Savings Bank)


10 North Main Street, PO Box 569Newport, NH 03773

Telephone: 863-3000 Fax: 843-6206

Web Address - www.sugarriverbank.com

OfficersVernon Violette, Chairman of the Board

Mark A. Pitkin, President, CEOSteven A. Thibodeau, Senior Vice President, CFO, COO

Cynthia Baron, Senior Vice PresidentNancy Dickerman, Senior Vice President


Sugar River Bank (Continued)

BranchesSawyer Brook Plaza, Route 10, Grantham, NH

196 Newport Road, New London, NH541 Route 11, Sunapee, NH

2 West Main Street, Warner, NH

VantageTrust Company, LLC(Fiduciary Trust Company)


c/o Davidson & Stone, PLLC, 2 Capital Plaza, Suite 301Concord, NH 03301

Telephone: 202-962-4600 Fax: 202-962-4601

Web Address - None

OfficersTerri Velasquez, Chairman of the Board

Joan McCallen, PresidentElizabeth Glista, Treasurer

Verisight Trust Company(Fiduciary Trust Company)


Two Capital PlazaConcord, NH 03301

Telephone: 866-499-7782 Fax: 916-605-4024

Web Address - www.verisightgroup.com

OfficersGeorge Karfunkel, Chairman of the Board

Gregory W. Tschider, PresidentMichael R. Walker, Executive Vice President

Woodsville Guaranty Savings Bank(Savings Bank)


63 Central StreetWoodsville, NH 03785

Telephone: 747-2735 Fax: 747-3267

Web Address - www.theguarantybank.com

OfficersWalter O. Young, Chairman of the Board

James E. Graham, PresidentAnthony J. Pucci, Executive Vice President

Branches278 Main Street, Franconia, NH199 Main Street, Lancaster, NH

28 South Main Street, Lisbon, NH189 Cottage Street, Littleton, NH685 Meadow Street, Littleton, NH

37 Route 25, Piermont, NH7 Town West Road, Plymouth, NH

4901 Dartmouth College Highway, Woodsville, NH

20 STATE CHARTERED CREDIT UNIONS 2011

STATE CHARTERED CREDIT UNIONSBellwether Community Credit Union


425 Hooksett RoadManchester, NH 03104

Telephone: 645-8181 Fax: 645-8195

Web Address - www.bccu.org

OfficersLisa M. Thorne, Chairman of the Board

Michael A. L’Ecuyer, President, CEOClaire J. Castanino, Executive Vice President, COO

Paul D. Roy, Senior Vice President, CFO

Branches7 Leavy Drive, Bedford, NH

409 Amherst Street, Nashua, NH

Freudenberg-NOK Employees Credit UnionYear of Incorporation - 1956

450 Pleasant Street, Route 104Bristol, NH 03222

Telephone: 744-1617 Fax: 744-1676

Web Address - None

OfficersRene J. Lefebvre, PresidentJane M. Sharp, Treasurer

Granite State Credit UnionYear of Incorporation - 1945

1415 Elm Street, PO Box 6420Manchester, NH 03101

Telephone: 668-2221 Fax: 626-8029

Web Address - www.gscu.org

OfficersAllen F. Pattee, Chairman of the BoardDenise L. Caristi, President, Treasurer

Gary G. Boisvert, Executive Vice President, CFO


145 Raymond Road, Candia, NH311 Sheep Davis Road, Concord, NH

200 Derry Road, Hudson, NH31 Harrison Street, Manchester, NH

10 Chuck Druding Drive, Nashua, NH19 Elm Street, Nashua, NH

68 Lafayette Road, Seabrook, NH

Guardian Angel Credit UnionYear of Incorporation - 1929

200 Coos Street, PO Box 522Berlin, NH 03570

Telephone: 752-2750 Fax: 752-2795

Web Address - www.gacreditunion.com

OfficersDaniel Blais, Chairman of the BoardGerald L. Dumoulin, President, CEO

Branch148 Main Street, Lancaster, NH

Holy Rosary Regional Credit UnionYear of Incorporation - 1962

133 Brock Street, PO Box 2078Rochester, NH 03867

Telephone: 332-6840 Fax: 335-2730

Web Address - www.hrcu.org

OfficersDana R. Flanders, Chairman of the Board

Brian F. Hughes, President, CEOBrian J. Therrien, Chief Financial Officer

Branches490 Central Avenue, Dover, NH

341 NH Route 11, Farmington, NHSpaulding High School, 140 Wakefield Street,

Rochester, NH

Members First Credit Union of N.H.Year of Incorporation - 1949

44 Bridge Street, PO Box 896Manchester, NH 03101

Telephone: 622-8781 Fax: 622-0391

Web Address - www.membersfirstnh.org

OfficersDavid Wihby, Chairman of the BoardBernard McLaughlin, President, CEO

Branches886 Central Street, Franklin, NH

200 Union Street, Manchester, NH

STATE CHARTERED CREDIT UNIONS 212011

New Hampshire Postal Credit UnionYear of Incorporation - 1940

955 Goffs Falls RoadManchester, NH 03103

Telephone: 625-9032 Fax: 622-7890

Web Address - www.nhpcu.com

OfficersSally A. Sutton, Chairman of the Board

William S. Milner, President, CEO

Branch18 Loudon Road, Concord, NH

Northeast Credit UnionYear of Incorporation - 1936

100 Borthwick AvenuePortsmouth, NH 03801

Telephone: 436-1847 Fax: 422-9849

Web Address - www.necu.org

OfficersPhilip W. Sullivan, Chairman of the Board

Peter Kavalauskas, President, CFOMike Chisholm, Chief Operating Officer

BranchesFederal Building, 55 Pleasant Street, Concord, NH

9 Members Way, Dover, NH82 Portsmouth Avenue, Exeter, NH

145 Calef Highway, Route 125, Lee, NH340 Wilson Street, Manchester, NH

144 First NH Highway, Northwood, NHPortsmouth Naval Shipyard, Building 14,

Portsmouth, NH200 Charles Street, Rochester, NH

Service Credit UnionYear of Incorporation - 1957

2010 Lafayette RoadPortsmouth, NH 03801

Telephone: 800-936-7730 Fax: 422-8390

Web Address - www.servicecu.org

OfficersDavid Hanchett, Chairman of the BoardGordon A. Simmons, President, CEO

Scott F. Wensley, Chief Financial OfficerWilliam L. Newman, Executive Vice President

Service Credit Union (Continued)

BranchesUnit 28614, APO AE 09177, Ansbach, GermanyUnit 27537, APO AE 09139, Bamberg, Germany

Unit 23817, APO AE 09034, Baumholder, GermanyCMR 409, Unit 24527, APO AE 09053,

Garmisch, GermanyUnit 28130, APO AE 09114-8130,

Grafenwoehr, GermanyCMR 419 Box 1912, APO AE 09102,

Heidelberg, GermanyUnit 28216, APO AE 09173, Hohenfels, Germany

Unit 23152, APO, AE 09227-3251, Kleber, GermanyCMR 437 GD, APO AE 09267, Mannheim, Germany

Unit 3450, APO AE 09094, Ramstein, GermanyUnit 3450, KMCC Bldg 3336, Suite M20, APO, AE

09094-3450, Ramstein, GermanyUnit 3770, APO AE 09126, Spangdahlem, GermanyPanzer Branch Office, Unit 30401, APO, AE 09107,

Stuttgart, GermanyUnit 30401, APO AE 09107, Stuttgart, GermanyUnit 28038, APO AE 09112, Vilseck, Germany205 Worcester Court, Unit 4-A, Falmouth, MA

14 Colby Court, Bedford, NH344 Loudon Road, Concord, NH

35 Fresh River Road, Epping, NH109 Epping Road, Exeter, NH

887 Lafayette Road, Hampton, NH254 Lowell Road, Hudson, NH

403 Winchester Street, PO Box 1230, Keene, NH225 Mechanic Street, Lebanon, NH

1 Medical Center Drive, Lebanon, NH300 Keller Street, Manchester, NH

2200 Woodbury Avenue, Newington, NH2032 Lafayette Road, Portsmouth, NH2460 Lafayette Road, Portsmouth, NH

14 Manchester Square, Suite 190, Portsmouth, NH116 Farmington Road, Rochester, NH90 South Main Street, Rochester, NH

158 North Broadway, PO Box 71, Salem, NH326 North Broadway, Salem, NH

15 Penny Lane, Somersworth, NH

St. Joseph Hospital Employees’ Credit UnionYear of Incorporation - 1969

172 Kinsley StreetNashua, NH 03060

Telephone: 594-2520 Fax: 594-2521

Web Address - www.sjhecu-nh.com

OfficersLawrence Bradley, PresidentKaren McLavey, Treasurer

22 STATE CHARTERED CREDIT UNIONS 2011

St. Mary’s BankYear of Incorporation - 1909

200 McGregor Street, PO Box 990Manchester, NH 03102

Telephone: 669-4600 Fax: 629-1557

Web Address - www.stmarysbank.com

OfficersJoseph G. Fremeau, Chairman of the Board

Ronald H. Covey, Jr., President, CEODonald St. Germain, Executive Vice President

Donald G. Stevens, Executive Vice President, CAOCarole Landry, Senior Vice President

Steven J. Macek, Senior Vice PresidentLeo D. Simard, Jr., Senior Vice President

Branches3 Winnhaven Drive, Hudson, NH

50 Nashua Road, Londonderry, NH207 Daniel Webster Highway, Manchester, NH

234 Elm Street, Manchester, NH839 Hanover Street, Manchester, NH

603 Nashua Street, Route 101A, Milford, NH14 Spruce Street, Nashua, NH

Triangle Credit UnionYear of Incorporation - 1939

33 Franklin StreetNashua, NH 03064

Telephone: 889-2470 Fax: 883-7120

Web Address - www.trianglecu.org

OfficersGeorge P. Adamaitis, Chairman of the Board

Maurice D. Simard Jr., President, CEOMark L. Warner, Executive Vice President


1030 Candia Road, Manchester, NHElliot Hospital, 1 Elliot Way, Manchester, NH

257 Elm Street, Manchester, NH110 Main Street, Suite 1, Nashua, NH

8 Sexton Avenue, BJs Wholesale Club, Nashua, NH

Woodlands Credit UnionYear of Incorporation - 1956

730 Main StreetBerlin, NH 03570

Telephone: 752-5650 Fax: 752-7671

Web Address - www.woodlandscu.com

OfficersLucie J. Ramsey, Chief Operating Officer

Terry Block, Chairman of the BoardTimothy J. Collia, CEO

Branches199 White Mountain Highway, PO Box 387,

Conway, NH355 Main Street, Gorham, NH

199 Heater Road, PO Box 514, Lebanon, NH341 Highland Street, PO Box 146, Plymouth, NH

FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 232011

STATE CHARTERED FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY

Alton Meredith Village Savings Bank - Savings Bank

Amherst First Colebrook Bank, The - Commercial Bank Granite State Credit Union - Credit Union Triangle Credit Union - Credit Union

Antrim Laconia Savings Bank - Savings Bank

Ashland Meredith Village Savings Bank - Savings Bank Northway Bank - Commercial Bank

Bedford Bank of New England - Commercial Bank Bellwether Community Credit Union - Credit Union Centrix Bank & Trust - Commercial Bank Laconia Savings Bank - Savings Bank Service Credit Union - Credit Union

Belmont Northway Bank - Commercial Bank

Berlin Guardian Angel Credit Union - Credit Union Northway Bank - Commercial Bank Woodlands Credit Union - Credit Union

Boscawen Franklin Savings Bank - Savings Bank

Bow Merrimack County Savings Bank - Savings Bank

Bristol Franklin Savings Bank - Savings Bank Freudenberg-NOK Employees Credit Union -

Credit Union

Campton Community Guaranty Savings Bank - Savings Bank Northway Bank - Commercial Bank

Candia Granite State Credit Union - Credit Union

Center Harbor Meredith Village Savings Bank - Savings Bank

Center Ossipee Laconia Savings Bank - Savings Bank

Charlestown Claremont Savings Bank - Savings Bank

Claremont Claremont Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank

Colebrook First Colebrook Bank, The - Commercial Bank

Concord Cambridge Trust Company of New Hampshire, Inc. -

Fiduciary Trust Company Centrix Bank & Trust - Commercial Bank Charter Trust Company - Fiduciary Trust Company First Colebrook Bank, The - Commercial Bank Granite State Credit Union - Credit Union Laconia Savings Bank - Savings Bank Merrimack County Savings Bank - Savings Bank New Hampshire Postal Credit Union - Credit Union Northeast Credit Union - Credit Union Service Credit Union - Credit Union VantageTrust Company, LLC - Fiduciary Trust Company Verisight Trust Company - Fiduciary Trust Company

Contoocook Merrimack County Savings Bank - Savings Bank

Conway Laconia Savings Bank - Savings Bank Northway Bank - Commercial Bank Woodlands Credit Union - Credit Union

Cornish Claremont Savings Bank - Savings Bank

Dover Centrix Bank & Trust - Commercial Bank Holy Rosary Regional Credit Union - Credit Union Laconia Savings Bank - Savings Bank Northeast Credit Union - Credit Union

Epping Service Credit Union - Credit Union

Exeter Northeast Credit Union - Credit Union Service Credit Union - Credit Union

Farmington Holy Rosary Regional Credit Union - Credit Union

Franconia Woodsville Guaranty Savings Bank - Savings Bank

Franklin Franklin Savings Bank - Savings Bank Members First Credit Union of N.H. - Credit Union Northway Bank - Commercial Bank

24 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2011

Gilford Franklin Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank

Gorham Laconia Savings Bank - Savings Bank Northway Bank - Commercial Bank Woodlands Credit Union - Credit Union

Grantham Sugar River Bank - Savings Bank

Hampton Perspecta Trust LLC - Fiduciary Trust Company Service Credit Union - Credit Union

Hanover Charter Trust Company - Fiduciary Trust Company

Hillsborough Laconia Savings Bank - Savings Bank

Hudson Granite State Credit Union - Credit Union Service Credit Union - Credit Union St. Mary’s Bank - Credit Union

Keene Hampshire First Bank - Commercial Bank New Hampshire Trust Company, The - Fiduciary

Trust Company Savings Bank of Walpole - Savings Bank Service Credit Union - Credit Union

Laconia Franklin Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank Northway Bank - Commercial Bank

Lancaster Guardian Angel Credit Union - Credit Union Woodsville Guaranty Savings Bank - Savings Bank

Lebanon Service Credit Union - Credit Union Woodlands Credit Union - Credit Union

Lee Northeast Credit Union - Credit Union

Lincoln Laconia Savings Bank - Savings Bank

Lisbon Woodsville Guaranty Savings Bank - Savings Bank

Littleton Laconia Savings Bank - Savings Bank Woodsville Guaranty Savings Bank - Savings Bank

Londonderry Bank of New England - Commercial Bank Hampshire First Bank - Commercial Bank St. Mary’s Bank - Credit Union

Manchester Bank of New England - Commercial Bank Bellwether Community Credit Union - Credit Union Centrix Bank & Trust - Commercial Bank Granite State Credit Union - Credit Union Hampshire First Bank - Commercial Bank Laconia Savings Bank - Savings Bank Members First Credit Union of N.H. - Credit Union MerchantBanc, LLC - Merchant Bank New Hampshire Postal Credit Union - Credit Union Northeast Credit Union - Credit Union Service Credit Union - Credit Union St. Mary’s Bank - Credit Union Triangle Credit Union - Credit Union

Meredith Charter Trust Company - Fiduciary Trust Company Meredith Village Savings Bank - Savings Bank

Merrimack Pyramis Global Advisors Trust Company - Fiduciary

Trust Company

Milford Centrix Bank & Trust - Commercial Bank St. Mary’s Bank - Credit Union

Moultonborough Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank

Nashua Bank of New England - Commercial Bank Bellwether Community Credit Union - Credit Union Granite State Credit Union - Credit Union Hampshire First Bank - Commercial Bank Merrimack County Savings Bank - Savings Bank Nashua Bank, The - Commercial Bank St. Joseph Hospital Employees’ Credit Union -

Credit Union St. Mary’s Bank - Credit Union State Street Bank and Trust Company of

New Hampshire - Fiduciary Trust Triangle Credit Union - Credit Union

New Hampton Franklin Savings Bank - Savings Bank

New London Charter Trust Company - Fiduciary Trust Company Sugar River Bank - Savings Bank

Newington Service Credit Union - Credit Union

Newport Sugar River Bank - Savings Bank

FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 252011

North Conway Northway Bank - Commercial Bank

North Hampton Optima Bank & Trust Company - Commercial Bank

Northwood Northeast Credit Union - Credit Union

Peterborough Charter Trust Company - Fiduciary Trust Company

Piermont Woodsville Guaranty Savings Bank - Savings Bank

Pittsfield Northway Bank - Commercial Bank

Plymouth Community Guaranty Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank Northway Bank - Commercial Bank Woodlands Credit Union - Credit Union Woodsville Guaranty Savings Bank - Savings Bank

Portsmouth 1911 Trust Company LLC, The - Fiduciary Trust

Company Centrix Bank & Trust - Commercial Bank Exeter Trust Company - Fiduciary Trust Company First Colebrook Bank, The - Commercial Bank Hampshire First Bank - Commercial Bank Northeast Credit Union - Credit Union Optima Bank & Trust Company - Commercial Bank PENSCO Trust Company LLC - Fiduciary Trust

Company Piscataqua Savings Bank - Savings Bank Service Credit Union - Credit Union

Rochester Charter Trust Company - Fiduciary Trust Company Holy Rosary Regional Credit Union - Credit Union Laconia Savings Bank - Savings Bank Northeast Credit Union - Credit Union Service Credit Union - Credit Union

Salem Bank of New England - Commercial Bank DWS Trust Company - Fiduciary Trust Company Hemenway Trust Company LLC - Fiduciary

Trust Company Salem Co-operative Bank - Co-operative Bank Service Credit Union - Credit Union

Seabrook Granite State Credit Union - Credit Union

Somersworth Service Credit Union - Credit Union

Stratham Optima Bank & Trust Company - Commercial Bank

Sunapee Sugar River Bank - Savings Bank

Tilton Franklin Savings Bank - Savings Bank Northway Bank - Commercial Bank

Walpole Savings Bank of Walpole - Savings Bank

Warner Sugar River Bank - Savings Bank

West Ossipee Northway Bank - Commercial Bank

Whitefield Laconia Savings Bank - Savings Bank

Windham Bank of New England - Commercial Bank

Wolfeboro Meredith Village Savings Bank - Savings Bank

Woodsville Laconia Savings Bank - Savings Bank Woodsville Guaranty Savings Bank - Savings Bank

26 2011FINANCIAL INFORMATION ON NONDEPOSITORY TRUST COMPANIES AND TRUST DEPARTMENTS

In T

hous

ands

(000

)In

com

e S

tate

men

tIn

form

atio

n

Nam

e of

Inst

itutio

nTo

tal

Ass

ets

Equi

tyC

apita

lN

etIn

com

eA

sset

sN

umbe

r of

Acc

ount

sA

sset

s

Num

ber

ofA

ccou

nts

Ass

ets

Num

ber o

fA

ccou

nts

TRU

ST C

OM

PAN

IES

1911

Tru

st C

ompa

ny L

LC, T

he3,

241

2,74

3 1,

222

838,

281

424

0 0

0 0

Alli

ance

Ber

nste

in T

rust

Com

pany

, LLC

2,63

2 2,

228

206

8,93

9,65

8 43

8 0

0 0

0 C

ambr

idge

Ass

ocia

tes

Fidu

ciar

y Tr

ust,

LLC

1,10

2 1,

072

(178

)0

0 0

0 0

0 C

ambr

idge

Tru

st C

ompa

ny o

f New

Ham

pshi

re, I

nc.

1,00

8 1,

005

5 0

0 7,

659

16

0 0

Cha

rter T

rust

Com

pany

5,86

1 4,

805

983

1,44

0,26

9 1,

957

7,85

8 16

50

,786

57

D

WS

Tru

st C

ompa

ny40

1,89

8 39

3,57

6 12

,509

28

5,03

6 5

7,98

6,48

8 17

6,10

8 6,

064,

083

592,

479

Exe

ter T

rust

Com

pany

5,84

2 2,

575

410

99,9

08

50

3,59

3,37

5 66

0 5,

476,

993

5,81

6 Fa

mily

Cap

ital T

rust

Com

pany

5,31

9 5,

052

134

229,

453

137

0 0

1,49

4 3

Fidu

ciar

y Tr

ust C

ompa

ny o

f New

Ham

pshi

re2,

027

1,98

7 47

10

3,41

0 1

0 0

19,0

84,7

46

900,

012

Hem

enw

ay T

rust

Com

pany

LLC

1,47

9 1,

394

209

587,

517

38

0 0

0 0

Loom

is S

ayle

s Tr

ust C

ompa

ny, L

LC20

,631

3,

670

6,50

7 6,

875,

147

296

0 0

0 0

Lorin

g, W

olco

tt &

Coo

lidge

Tru

st, L

LC3,

576

2,33

4 31

1 0

0 0

0 3,

865,

959

2,29

9 M

anul

ife A

sset

Man

agem

ent T

rust

Com

pany

LLC

2,37

6 1,

940

(60)

97,7

18

1 97

2,54

3 1

0 0

Mer

cer T

rust

Com

pany

16,6

20

14,2

30

749

11,2

60,1

26

73

63,5

58,0

75

508

8,07

7,65

9 3,

843

MFS

Her

itage

Tru

st C

ompa

ny14

,182

13

,017

4,

682

1,53

7,16

0 41

7,

419,

112

239,

022

0 0

New

Ham

pshi

re T

rust

Com

pany

, The

1,13

0 1,

063

136

140,

584

212

0 0

0 0

PE

NS

CO

Tru

st C

ompa

ny L

LC3,

686

681

710

0 0

0 0

4,36

3,92

9 18

,588

P

ersp

ecta

Tru

st L

LC5,

628

4,79

0 24

0 1,

497,

088

22

0 0

9,00

0 3

Put

nam

Fid

ucia

ry T

rust

Com

pany

10,3

65

7,07

9 8,

753

9,46

1,39

7 1,

277

13,3

87,5

24

729,

472

233,

860

1 P

yram

is G

loba

l Adv

isor

s Tr

ust C

ompa

ny80

,817

51

,546

71

1 85

,210

,723

99

8 0

0 0

0 R

obec

o Tr

ust C

ompa

ny5,

180

2,37

0 (3

3)25

5,68

7 12

0

0 0

0 S

tate

Stre

et B

ank

and

Trus

t Com

pany

of N

ew H

amps

hire

23,6

28

23,3

27

994

5,62

8,61

2 6

6,25

9,01

8 35

0

0 V

anta

geTr

ust C

ompa

ny, L

LC1,

475

1,47

5 (3

)0

0 24

,927

,293

7,

053

0 0

Ver

isig

ht T

rust

Com

pany

1,84

2 1,

481

480

0 0

3,28

8,80

9 56

3 0

0

Tota

ls fo

r 24

Stat

e C

hart

ered

Non

depo

sito

ry T

rust

Com

pani

es62

1,54

5 54

5,44

0 39

,724

13

4,48

7,77

4 5,

988

131,

407,

754

1,15

3,45

4 47

,228

,509

1,

523,

101

BA

NK

S W

ITH

TR

UST

DEP

AR

TMEN

TSLa

coni

a S

avin

gs B

ank

- Tru

st D

epar

tmen

t15

3,35

7 32

9 64

,479

23

10

9,03

9 90

M

errim

ack

Cou

nty

Sav

ings

Ban

k - T

rust

Dep

artm

ent

93,4

37

292

712

13

11,2

19

6 P

isca

taqu

a S

avin

gs B

ank

- Tru

st D

epar

tmen

t16

6,63

1 34

3 0

0 22

,037

20

Tota

ls fo

r 3 T

rust

Dep

artm

ents

413,

425

964

65,1

91

36

142,

295

116

134,

901,

199

6,95

2 13

1,47

2,94

5 1,

153,

490

47,3

70,8

04

1,52

3,21

7 G

rand

Tot

al fo

r all

Non

depo

sito

ry T

rust

Com

pani

es a

nd T

rust

Dep

artm

ents

Ref

er to

Ban

k Se

ctio

n fo

r inf

orm

atio

n

New

Ham

pshi

re C

hart

ered

Non

depo

sito

ry T

rust

Com

pani

es a

nd T

rust

Dep

artm

ents

Bal

ance

She

etIn

form

atio

nM

anag

ed A

sset

sN

on-M

anag

ed A

sset

sC

usto

dial

272011 FINANCIAL INFORMATION ON STATE CHARTERED BANKS

In T

hous

ands

(000

)In

com

e S

tate

men

tIn

form

atio

n

Nam

e of

Inst

itutio

nC

ertif

icat

eN

umbe

rTo

tal

Ass

ets

Tota

lLo

ans

Tota

lD

epos

its

Tota

lEq

uity

Cap

ital

Tota

l Ris

kB

ased

Cap

ital

Rat

ioN

etIn

com

eB

ank

of N

ew E

ngla

nd24

540

470,

739

408,

631

405,

395

62,7

3015

.60%

5,28

7 C

entri

x B

ank

& T

rust

3503

575

7,55

652

6,13

060

6,80

473

,777

14.2

4%6,

114

Cla

rem

ont S

avin

gs B

ank

1803

832

0,46

826

0,46

325

9,62

145

,125

20.8

6%38

9 C

omm

unity

Gua

rant

y S

avin

gs B

ank

2725

210

6,65

767

,144

91,4

769,

284

11.8

1%45

5 Fi

rst C

oleb

rook

Ban

k, T

he06

212

238,

740

178,

988

207,

695

22,3

9212

.74%

1,10

3 Fr

ankl

in S

avin

gs B

ank

1795

135

6,81

823

7,66

926

8,61

638

,956

17.8

7%1,

502

Ham

pshi

re F

irst B

ank

5839

427

3,62

722

7,51

422

5,60

829

,185

13.9

8%1,

576

Laco

nia

Sav

ings

Ban

k18

012

1,10

7,32

771

3,60

287

6,09

711

8,96

414

.47%

6,66

0 M

ered

ith V

illag

e S

avin

gs B

ank

1718

066

9,16

050

7,64

951

3,59

873

,888

16.0

7%4,

175

Mer

rimac

k C

ount

y S

avin

gs B

ank

1796

065

1,46

041

7,67

346

9,49

466

,401

14.5

5%4,

050

Nas

hua

Ban

k, T

he58

627

115,

524

79,9

3597

,094

16,1

7722

.72%

241

Nor

thw

ay B

ank

1424

081

4,23

650

0,07

861

8,95

483

,795

16.8

3%5,

807

Opt

ima

Ban

k &

Tru

st C

ompa

ny58

699

193,

525

143,

061

171,

708

16,2

5416

.01%

1,00

2 P

isca

taqu

a S

avin

gs B

ank

1744

322

8,52

715

3,29

319

0,33

837

,287

31.3

7%1,

275

Sal

em C

o-op

erat

ive

Ban

k27

824

397,

755

244,

416

274,

015

56,4

0928

.86%

776

Sav

ings

Ban

k of

Wal

pole

1803

031

0,89

418

4,41

928

3,40

425

,754

17.8

3%88

8 S

ugar

Riv

er B

ank

1802

826

5,26

713

7,37

318

6,21

934

,278

19.7

3%1,

160

Woo

dsvi

lle G

uara

nty

Sav

ings

Ban

k18

031

393,

016

304,

401

296,

279

33,9

8513

.60%

1,40

3

Tota

ls fo

r all

18 S

tate

Cha

rter

ed B

anks

7,67

1,29

65,

292,

439

6,04

2,41

584

4,64

143

,863

For a

dditi

onal

fina

ncia

l inf

orm

atio

n, p

leas

e vi

sit t

he F

FIE

C's

web

site

at w

ww

.ffie

c.go

v

Oth

er N

onde

posi

tory

Inst

itutio

nM

erch

antB

anc

LLC

1,48

70

059

20

(170

)

Bal

ance

She

et In

form

atio

n

New

Ham

pshi

re S

tate

Cha

rter

ed B

anks

28 2011FINANCIAL INFORMATION ON STATE CHARTERED CREDIT UNIONS

In T

hous

ands

(000

)In

com

e S

tate

men

tIn

form

atio

n

Nam

e of

Inst

itutio

nC

ertif

icat

e N

umbe

rTo

tal

Ass

ets

Tota

lLo

ans

Tota

lD

epos

its

Tota

lE

quity

Cap

ital

Net

Wor

thR

atio

Net

Inco

me

Num

ber

of M

embe

rsB

ellw

ethe

r Com

mun

ity C

redi

t Uni

on60

747

352,

999

215,

964

261,

101

42,6

9912

.09%

557

28,1

65Fr

eude

nber

g-N

OK

Em

ploy

ees

Cre

dit U

nion

6630

52,

016

1,09

91,

346

655

32.5

0%5

1,22

9G

rani

te S

tate

Cre

dit U

nion

6327

228

9,94

821

0,53

626

1,16

522

,467

7.74

%76

7 27

,240

Gua

rdia

n A

ngel

Cre

dit U

nion

6078

639

,767

14,7

2931

,599

8,11

820

.41%

(150

)4,

594

Hol

y R

osar

y R

egio

nal C

redi

t Uni

on65

088

173,

063

114,

716

157,

480

14,4

418.

34%

1,25

0 17

,179

Mem

bers

Firs

t Cre

dit U

nion

of N

.H.

6549

113

0,95

796

,114

117,

399

12,5

879.

61%

881

13,0

96N

ew H

amps

hire

Pos

tal C

redi

t Uni

on66

207

36,3

9414

,045

28,3

707,

955

21.8

5%17

5 4,

509

Nor

thea

st C

redi

t Uni

on68

219

695,

833

581,

191

599,

475

62,5

558.

98%

7,16

6 72

,437

Ser

vice

Cre

dit U

nion

6837

51,

979,

084

1,31

6,74

11,

529,

624

249,

017

12.5

8%31

,973

16

1,05

5S

t. Jo

seph

Hos

pita

l Em

ploy

ees'

Cre

dit U

nion

6628

95,

963

2,24

15,

292

666

11.1

7%(1

0)1,

116

St.

Mar

y's

Ban

k63

829

717,

695

515,

582

600,

877

61,0

998.

51%

2,54

6 80

,854

Tria

ngle

Cre

dit U

nion

6821

048

6,31

633

8,63

740

3,27

135

,366

7.27

%1,

915

39,8

44W

oodl

ands

Cre

dit U

nion

6030

610

6,80

363

,255

83,6

7622

,727

21.2

7%(3

98)

16,3

43

5,01

6,83

83,

484,

850

4,08

0,67

554

0,35

246

,677

46

7,66

1

Bal

ance

She

et In

form

atio

n

New

Ham

pshi

re S

tate

Cha

rter

ed C

redi

t Uni

ons

For a

dditi

onal

info

rmat

ion,

ple

ase

visi

t the

NC

UA

's w

eb s

ite a

t ww

w.n

cua.

gov

Tota

ls fo

r all

13 S

tate

Cha

rter

ed C

redi

t Uni

ons

292011 GRAPHIC TRENDS ON ASSETS, LOANS, AND DEPOSITS

NH's Asset Distribution by Institution Type for 2011($ thousands)

State Commercial Banks2,863,947

18%

State Savings Banks4,409,594

28%

State Nondepository Institutions

621,5454%

State Credit Unions5,016,838

32%Federal Credit Unions

285,2932%

Federal/National Banks2,547,847

16%

NH Asset Distribution - Five Year Trend($ thousands)

0

2,000,000

4,000,000

6,000,000

8,000,000

10,000,000

12,000,000

14,000,000

State Commercial Banks 3,798,371 2,103,508 2,460,327 2,708,623 2,863,947

State Savings Banks 3,614,699 3,909,471 4,122,453 4,242,440 4,409,594

State Nondepository Institutions 571,975 673,124 619,042 592,933 621,545

State Credit Unions 3,588,629 3,954,038 4,385,388 4,733,636 5,016,838

Federal Credit Unions 196,887 273,992 294,015 294,110 285,293

Federal/National Banks 2,188,128 2,195,003 2,379,505 2,510,986 2,547,847

2007 2008 2009 2010 2011

30 2011GRAPHIC TRENDS ON ASSETS, LOANS, AND DEPOSITS

NH Loan Trend - Five Year($ thousands)

0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000






2007 2008 2009 2010 2011

NH Deposit Trend - Five Year($ thousands)

0

1,000,000

2,000,000

3,000,000

4,000,000

5,000,000

6,000,000

7,000,000

8,000,000

9,000,000






2007 2008 2009 2010 2011

312011 GRAPHIC TRENDS ON CONSUMER CREDIT DIVISION LICENSES

Consumer Credit Division Licenses

0

200

400

600

800

1000

1200

1400

1600

1800

2000

License Type

Num

ber o

f Lic

ense

s

2007 30 1863 573 516 44 422 161 111

2008 34 1917 416 384 52 469 107 73

2009 32 1754 540 229 49 420 113 27

2010 51 1860 525 148 64 383 84 25

2011 42 2735 607 113 95 437 90 36

Debt Adjuster Money Transmitter Mortgage Banker Mortgage Broker Mortgage Servicer Registration Retail Seller Sales Finance Small Loan Lender

32 2011DEBT ADJUSTERS – MONEY TRANSMITTERS – MORTGAGE BANKERS

DEBT ADJUSTERSConsumer Credit Counseling Service of New Hampshire and Vermont

Concord, NH (603) 224-6593

Consumer Credit Counseling Service of the Midwest, Inc.

Columbus, OH (800) 355-2227

Consumer Education Services, Inc.Raleigh, NC (919) 785-0725

Consumers Alliance Processing Corporation

Carlsbad, CA (888) 533-3016Creditguard of America, Inc.

Boca Raton, FL (561) 948-7961Family Financial Education Foundation

Evanston, WY (307) 789-2010Garden State Consumer Credit Counseling, Inc.

Freehold, NJ (732) 409-6281Greenpath, Inc.

Farmington Hills, MI (248) 553-5400

MONEY TRANSMITTERSGirosol Corp.

North Miami Beach, FL (305) 944-1424Global Cash Access, Inc.

Las Vegas, NV (702) 855-3000Google Payment Corp.

Mountain View, CA (650) 253-4801Green Dot Corporation

Monrovia, CA (626) 775-3400Integrated Payment Systems Inc.

Greenwood Village, CO (303) 967-5194InteliSpend Prepaid Solutions, LLC

Fenton, MO (636) 226-2239ITC Financial Licenses, Inc.

Columbus, GA (678) 367-6448Moneybookers USA, Inc.

New York, NY (212) 968-7250MoneyGram Payment Systems, Inc.

Minneapolis, MN (952) 591-3000Nationwide Biweekly Administration, Inc.

Xenia, OH (937) 376-5801NetSpend Corporation

Austin, TX (512) 531-8693nFinanse Payments Inc.

Tampa, FL (813) 367-4400

NoteWorld LLCTacoma, WA (253) 620-7115

Obopay, Inc.Redwood City, CA (650) 264-2000

PayPal, Inc.San Jose, CA (408) 967-7500

PreCash, Inc.Houston, TX (713) 600-2200

Real Transfer, Inc.Pompano Beach, FL (954) 821-5152

Sigue CorporationSylmar, CA (818) 493-5101

Softgate Systems, Inc.Fairfield, NJ (973) 830-1575

Tempus Consulting, Inc.Washington, DC (800) 834-2497

Travelex Currency Services Inc.New York, NY (212) 701-0463

Travelex Global Business Payments, Inc.Washington, DC (202) 408-1200

Western Union Financial Services, Inc.Englewood, CO (720) 332-4636

Xoom CorporationSan Francisco, CA (415) 777-4800

American Consumer Credit Counseling Inc.Auburndale, MA (617) 559-5700

American Credit Counselors Inc.Boca Raton, FL (561) 886-1150

Cambridge Credit Counseling Corp.Agawam, MA (413) 821-6919

CareOne Services, Inc.Columbia, MD (410) 910-2774

Century Negotiations, Inc.North Huntington, PA (724) 978-7085

ClearPoint Financial Solutions, Inc.Richmond, VA (804) 222-4660

Consolidated Credit Counseling Services, Inc.Fort Lauderdale, FL (954) 484-3328

Consumer Credit Counseling Service of Greater Atlanta, Inc.

Atlanta, GA (800) 251-2227Consumer Credit Counseling Service of Maryland and Delaware, Inc.

Baltimore, MD (410) 747-2050

Incharge Debt SolutionsOrlando, FL (407) 532-5571

iPayDebt Financial Services, Inc.Austin, TX (512) 263-0532

JHass Group LLCScottsdale, AZ (897) 565-1260

Money Management International, Inc.Sugar Land, TX (888) 845-5669

National Foundation For Debt Management, Inc.

Clearwater, FL (800) 344-5153Prodovis Mortgage, LLC

Englewood, CO (303) 784-6410Springboard NonProfit Consumer Credit Management, Inc.

Riverside, CA (951) 781-0114Superior Debt Services

Fort Collins, CO (970) 530-5090Take Charge America, Inc.

Phoenix, AZ (623) 266-6100

ADP Payroll Services, Inc.Roseland, NJ (973) 974-5867

Alpha Money Transfer, Inc.Nashua, NH (603) 886-6161

Amazon Payments, Inc.Seattle, WA (866) 723-3202

American Express Prepaid Card Management Corp.

Phoenix, AZ (801) 945-5644American Express Travel Related Services Company, Inc.

New York, NY (212) 640-5100BB Money Transfers, Inc.

White Plains, NY (914) 367-1077Blackhawk Network California, Inc.

Pleasanton, CA (925) 226-9990Braz Transfers, Inc.

Saugus, MA (781) 231-4344Cambridge Mercantile Corp. (U.S.A.)

Princeton, NJ (609) 452-5000CheckFreePay Corporation

Wallingford, CT (203) 679-4400Continental Exchange Solutions, Inc.

Buena Park, CA (562) 345-1834Custom House (USA) Ltd.

Victoria BC, Canada (250) 220-1022

MORTGAGE BANKERS

1-800-East-West Mortgage CompanyMarlborough, MA (508) 573-8000

1st Alliance Lending LLCEast Hartford, CT (860) 289-0332

1st New England Mortgage Corp.Nashua, NH (603) 598-6000

21st Mortgage CorporationKnoxville, TN (865) 523-2120

Absolute Mortgage Company, Inc.West Chester, PA (610) 436-0500

Academy Mortgage CorporationSandy, UT (801) 233-3700

Advisors Mortgage Group, LLCWall, NJ (732) 292-3133

Aires Mortgage Solutions, LLCPittsburgh, PA (866) 658-4996

Allied Home Mortgage Capital CorporationHouston, TX (713) 353-0400

Allied Home Mortgage CorporationHouston, TX (713) 688-5866

Allied Mortgage Group Inc.Bala Cynwyd, PA (610) 668-2745

Alpine Mortgage, LLCBedford, NH (603) 502-3119

332011 MORTGAGE BANKERS

American Equity Mortgage, Inc.Saint Louis, MO (314) 878-9999

American Financial Resources, Inc.Parsippany, NJ (973) 983-5626

American Home Mortgage Lending Solutions, Inc.

Irving, TX (949) 790-8607American Internet Mortgage Inc.

San Diego, CA (888) 411-4246American Neighborhood Mortgage Acceptance Company LLC

Mount Laurel, NJ (973) 452-5167Amerisave Mortgage Corporation

Atlanta, GA (404) 260-7500Amtec Funding Group, LLC

Costa Mesa, CA (877) 717-9980Ark-La-Tex Financial Services, LLC

Plano, TX (972) 398-7676Atlantic Home Lending, Inc.

Canton, MA (781) 821-4111Avelo Mortgage, LLC

Irving, TX (972) 653-7056Bayview Loan Servicing LLC

Coral Gables, FL (305) 646-3903Beneficial Financial 1 Inc.

Mettawa, IL (877) 563-8637Beneficial New Hampshire Inc.

Mettawa, IL (224) 544-2111Blue Water Mortgage Corporation

Hampton, NH (603) 926-9695Caliber Funding LLC

Irving, TX (214) 626-5605Cambridge Mortgage Group, LLC

Hingham, MA (781) 740-4551Capital Financial Services Inc.

Elmhurst, IL (630) 521-7122CashCall, Inc.

Anaheim, CA (949) 752-4600Chicago Bancorp, Inc.

Chicago, IL (312) 738-6000Citifinancial Inc.

Baltimore, MD (410) 332-2900Clearpoint Funding, Inc.

Westborough, MA (508) 368-7900Coastal Finance, LLC

Quincy, MA (617) 237-3008Colonial Capital Incorporated

Standish, ME (207) 642-2118Commonwealth Mortgage, LLC

Woburn, MA (781) 935-7313Continental Home Loans Inc.

Melville, NY (631) 549-8188CoreLogic Services, LLC

Westlake, TX (817) 699-3293Cornerstone Mortgage Company

Houston, TX (713) 621-4663Correspondent One Investor, LLC

Atlanta, GA (770) 612-7366Cousins Home Lending, Inc.

Portsmouth, NH (603) 433-2223Covenant Mortgage, LLC

Westford, MA (978) 589-8000

Crescent Mortgage CompanyAtlanta, GA (678) 736-2145

CrossCountry Mortgage, Inc.Brecksville, OH (440) 845-3700

Crossline Capital, Inc.Lake Forest, CA (949) 241-8920

CUC Mortgage CorporationAlbany, NY (800) 342-4998

Cuso Mortgage CorporationHampden, ME (207) 862-2876

DB Private Wealth Mortgage Ltd.New York, NY (800) 669-3757

Diamond Funding CorporationMilford, MA (508) 381-6400

Direct Mortgage Loans, LLCCockeysville, MD (410) 878-9732

DLJ Mortgage Capital, Inc.New York, NY (801) 594-6287

Drew Mortgage Associates Inc.Shrewsbury, MA (508) 753-1656

Dyck-O’Neal, Inc.Arlington, TX (817) 588-6450

E Mortgage Management, LLCHaddon Township, NJ (856) 833-1400

East Coast Capital Corp.Syosset, NY (516) 753-6090

Edward Jones Mortgage LLCSaint Louis Park, MN (888) 304-9242

Embrace Home Loans, Inc.Newport, RI (401) 846-3100

EMC Mortgage CorporationLewisville, TX (214) 626-2800

Emigrant Mortgage Company Inc.Elmsford, NY (212) 850-4425

Envoy Mortgage, Ltd.Houston, TX (713) 993-2254

Equity Loans LLCAtlanta, GA (678) 205-4050

Euro International Mortgage, Inc.Boca Raton, FL (561) 395-7778

Fairway Independent Mortgage CorporationSun Prairie, WI (608) 237-7580

First American Mortgage TrustBrookline, MA (617) 232-1255

First Home Mortgage CorporationBaltimore, MD (410) 933-3100

First Option Mortgage, LLCAtlanta, GA (770) 423-8200

First Residential Mortgage Network Inc.Louisville, KY (502) 315-1824

Franklin American Mortgage CompanyFranklin, TN (615) 778-1001

Franklin First Financial, Ltd.Melville, NY (516) 479-5777

Freedom Mortgage CorporationMount Laurel, NJ (856) 231-9800

Gateway Funding Diversified Mortgage Services L.P.

Horsham, PA (215) 591-0222Generation Mortgage Company

Atlanta, GA (404) 995-5520Genworth Financial Home Equity Access, Inc.

Rancho Cordova, CA (916) 384-1840

GMAC Mortgage, LLCFort Washington, PA (215) 682-1000

GMH Mortgage Services LLCNewton Square, PA (610) 355-8224

Granite State Mortgage Corp.Salem, NH (603) 890-8900

Great East Mortgage LLCKeene, NH (603) 757-0066

Green Tree Servicing LLCSaint Paul, MN (651) 293-4800

Greenlight Financial Services, Inc.Irvine, CA (949) 798-2400

Greenpark Mortgage CorporationNeedham, MA (781) 726-6095

GSF Mortgage CorporationBrookfield, WI (262) 373-0790

Guaranteed Home Mortgage Company Inc.White Plains, NY (914) 696-3400

Guaranteed Rate, Inc.Chicago, IL (773) 435-0915

Guaranty Trust CompanyMurfreesboro, TN (615) 907-2606

Guardhill Financial Corp.New York, NY (212) 688-9500

Highlands Residential Mortgage, Ltd.Rockwall, TX (469) 402-1200

Home Finance of America Inc.Plymouth Meeting, PA (800) 358-5626

Home Loan Center Inc.Irvine, CA (949) 885-3100

Homeowners Mortgage of America, Inc.Atlanta, GA (904) 861-3180

Homestead Funding Corp.Albany, NY (518) 464-1100

Household Finance Corporation IIMettawa, IL (847) 564-6509

HSBC Mortgage Services Inc.Brandon, FL (813) 571-8970

iFreedom Direct CorporationSalt Lake City, UT (801) 493-2735

Intercontinental Capital Group, Inc.New York, NY (212) 485-9605

Iserve Servicing, Inc.Irving, TX (214) 496-9500

James B. Nutter & CompanyKansas City, MO (816) 531-2345

Kittredge Mortgage CorporationManchester, VT (802) 362-4874

Kondaur Capital CorporationOrange, CA (714) 352-2052

Land/Home Financial ServicesConcord, CA (925) 603-0411

LCS Servicing, LLCCentennial, CO (720) 212-0375

Leader Mortgage Company Inc.Arlington, MA (781) 648-7900

LenderLive Network Inc.Glendale, CO (303) 226-8000

Lendmark Mortgage CorporationFramingham, MA (508) 370-7760

Lenox Financial Mortgage CorporationSanta Ana, CA (949) 428-5100

34 2011MORTGAGE BANKERS

Live Well Financial, Inc.Richmond, VA (804) 201-4419

loanDepot.com, LLCFoothill Ranch, CA (888) 337-6888

Luxury Mortgage Corp.Stamford, CT (203) 569-4238

Maverick Funding Corp.Parsippany, NJ (973) 585-6100

Megastar Financial Corp.Denver, CO (303) 321-8800

Member Advantage Mortgage, LLCAda, MI (608) 209-2378

Members Mortgage Company Inc.Woburn, MA (781) 376-9020

Merrimack Mortgage Company, Inc.Manchester, NH (603) 625-1498

Michigan Mutual, Inc.Port Huron, MI (810) 982-9948

Mid-Island Mortgage Corp.Westbury, NY (516) 832-8135

Midcontinent Financial Center, Inc.Columbia, MO (573) 443-6002

Midwest Loan Services Inc.Houghton, MI (906) 487-5870

Military Family Home Loans, LLCDes Moines, IA (877) 518-8808

MLD Mortgage Inc.Florham Park, NJ (973) 805-2000

Monument Mortgage Company Inc.Lexington, MA (781) 861-7767

MorEquity, Inc.Evansville, IN (800) 345-0187

Mortgage Access Corp.Morris Plains, NJ (973) 605-1515

Mortgage Assistance Company, LLCPlainville, CT (860) 675-0513

Mortgage Capital Associates, Inc.Los Angeles, CA (310) 477-6877

Mortgage Equity Partners LLCLynnfield, MA (781) 309-1800

Mortgage Financial, Inc.Tewksbury, MA (978) 863-9555

Mortgage Master Inc.Walpole, MA (508) 850-4100

Mortgage Network, Inc.Danvers, MA (978) 777-7500

Mortgage Research Center LLCColumbia, MO (573) 876-2600

MSA Mortgage LLCWinthrop, MA (781) 245-7700

Nations Lending CorporationIndependence, OH (440) 816-1220

Nationstar Mortgage LLCLewisville, TX (469) 549-2332

Nationwide Advantage Mortgage CompanyDes Moines, IA (800) 356-3442

Nationwide Mortgage Concepts, LLCRancho Mirage, CA (760) 836-0028

NE Moves Mortgage LLCWaltham, MA (781) 684-5724

Network Capital Funding CorporationIrvine, CA (949) 428-7220

New Day Financial LLCFulton, MD (301) 483-4240

New England Regional Mortgage Corporation

Salem, NH (603) 894-1230New Fed Mortgage Corp.

Danvers, MA (781) 241-1229New Penn Financial, LLC

Plymouth Meeting, PA (484) 594-1030NFM, Inc.

Linthicum, MD (888) 233-0092North Atlantic Mortgage Corporation

Wakefield, MA (781) 246-8440Northeast Home Loan LLC

West Chesterfield, NH (877) 757-7815Northpoint Mortgage, Inc.

Sturbridge, MA (888) 574-0340Norwich Commercial Group, Inc.

Avon, CT (860) 676-8003NuCompass Mortgage Services, LLC

Saint Louis Park, MN (877) 218-4800NYCB Mortgage Company, LLC

Cleveland, OH (216) 588-4660Ocwen Financial Solutions Private Limited

Bangalore, India 91-80-56671234Ocwen Loan Servicing LLC

West Palm Beach, FL (561) 682-8000One Reverse Mortgage, LLC

San Diego, CA (858) 455-9120OneMain Financial, Inc.

Baltimore, MD (410) 332-3417Pennymac Loan Services, LLC

Moorpark, CA (818) 224-7442PHH Home Loans, LLC

Mount Laurel, NJ (800) 583-9361PHH Mortgage Corporation

Mount Laurel, NJ (856) 917-0913Pinnacle Mortgage Group Inc.

Lakewood, CO (303) 716-9000Pioneer Mortgage Corp.

Lynnfield, MA (781) 245-4924Platinum Home Mortgage Corporation

Rolling Meadows, IL (847) 797-9500Plaza Home Mortgage, Inc.

San Diego, CA (858) 346-1208Poli Mortgage Group Inc.

Norwood, MA (781) 801-1400Premia Mortgage, LLC

Troy, MI (248) 641-1540Primary Residential Mortgage Inc.

Salt Lake City, UT (800) 255-2792PrimeLending Ventures, LLC

Dallas, TX (972) 448-0367PrimeLending, A PlainsCapital Company

Dallas, TX (972) 713-3204Priority Funding LLC

Northboro, MA (508) 393-5511Prodovis Mortgage, LLC

Englewood, CO (817) 635-8301Proficio Mortgage Ventures, LLC

Orlando, FL (407) 615-8400Prospect Mortgage, LLC

Sherman Oaks, CA (800) 464-2484

Provident Funding Group, Inc.Burlingame, CA (650) 652-1300

Quicken Loans Inc.Detroit, MI (734) 805-8201

Radiant Mortgage, Inc.Manchester, NH (603) 668-4900

Radius Financial Group Inc.Norwell, MA (781) 742-6500

Rate One, Inc. The Mortgage PeopleMemphis, TN (901) 259-2484

Real Estate Mortgage Network, Inc.River Edge, NJ (732) 738-7100

Regency Mortgage Corp.Manchester, NH (603) 669-5626

Reliance First Capital, LLCMelville, NY (516) 422-8800

Reliance First Capital, LLCMelville, NY (516) 422-8800

Reliant Mortgage Company LLCBeverly, MA (866) 603-5626

Residential Credit Solutions, Inc.Fort Worth, TX (866) 254-0023

Residential Funding Company, LLCBloomington, MN (952) 857-7000

Residential Home Funding Corp.White Plains, NY (914) 923-4300

Residential Mortgage Services Inc.South Portland, ME (207) 775-6105

Resmac, Inc.Boca Raton, FL (877) 855-7493

Roosevelt Mortgage Acquisition CompanyNew York, NY (212) 938-4848

Ross Mortgage Company Inc.Westborough, MA (508) 986-6100

RoundPoint Mortgage CompanyCharlotte, NC (704) 426-8820

RoundPoint Mortgage Servicing CorporationCharlotte, NC (407) 461-8369

Royal United Mortgage LLCIndianapolis, IN (888) 769-2565

Salem Five Mortgage Company LLCSalem, MA (800) 322-2265

Saxon Mortgage Inc.Fort Worth, TX (804) 967-7086

Schaefer Mortgage CorporationLondonderry, NH (603) 434-4747

SecurityNational Mortgage CompanySalt Lake City, UT (800) 574-7117

Select Financial Mortgage CorporationWarren, RI (401) 247-7400

Seterus, Inc.Research Triangle Park, NC (888) 576-5277

Shamrock Financial CorporationEast Providence, RI (401) 431-1333

Shelter Mortgage Company, LLCBrown Deer, WI (414) 362-4000

Shore Financial Services, Inc.Birmingham, MI (248) 433-3300

Sidus Financial, LLCGreenville, NC (252) 317-3710

Sierra Pacific Mortgage Company, Inc.Folsom, CA (916) 932-1700

352011 MORTGAGE BANKERS – MORTGAGE BROKERS

Sirva Mortgage Inc.Independence, OH (800) 531-3837

SLM Financial CorporationNewark, DE (302) 283-8306

SN Servicing CorporationEureka, CA (800) 603-0836

Stearns Lending, Inc.Santa Ana, CA (714) 513-7777

Stepstone Mortgage Company Inc.Marblehead, MA (781) 639-0047

Sun West Mortgage Company, Inc.Cerritos, CA (562) 924-7884

SunTrust Mortgage Inc.Richmond, VA (804) 291-0928

Superior Mortgage Corp.Hammonton, NJ (609) 294-0006

Sutherland Mortgage Services, Inc.Houston, TX (713) 579-7200

The Money Source Inc.Melville, NY (631) 454-0100

The Mortgage Specialists, Inc.Plaistow, NH (603) 382-3785

Title Mortgage Solution, LLCHanover, NH (603) 643-1400

TNI Finances Inc.Uniondale, NY (516) 824-3208

Top Flite Financial, Inc.Williamston, MI (517) 655-2140

Total Mortgage Services LLCMilford, CT (203) 876-2200

Union Trust Mortgage CorporationPeabody, MA (978) 532-6600

United Mortgage Corp.Melville, NY (631) 724-7070

Urban Financial Group, Inc.Tulsa, OK (918) 488-1080

Value Mortgage CorporationChelmsford, MA (978) 256-1533

Vanderbilt Mortgage and Finance, Inc.Maryville, TN (865) 380-3000

Vantium Capital, Inc.Irving, TX (972) 644-3314

Vericrest Financial, Inc.Oklahoma City, OK (800) 401-6587

Village Capital & Investment LLCMount Laurel, NJ (856) 252-1500

Wachusett Mortgage CorporationWest Boylston, MA (508) 835-8803

Walker Jackson Mortgage CorporationChantilly, VA (703) 653-8182

Watermark Capital, Inc.Irvine, CA (800) 896-9365

WCS Lending, LLCBoca Raton, FL (561) 241-1601

WEI Mortgage CorporationRockville, MD (240) 243-9000

Wells Fargo Financial Massachusetts, Inc.Des Moines, IA (515) 557-7502

Wells Fargo Financial New Hampshire 1 Inc.Des Moines, IA (515) 557-7502

Weststar Mortgage Inc.Woodbridge, VA (703) 643-1002

Whistling Pines Inc.Derry, NH (603) 432-9681

William Raveis Mortgage, LLCShelton, CT (203) 929-2199

Wipro Gallagher Solutions, Inc.Franklin, TN (615) 221-7398

Wyndham Capital Mortgage, Inc.Charlotte, NC (704) 525-9911

MORTGAGE BROKERS1st New England Mortgage Corporation

Newton, MA (617) 244-3114A-Plus Mortgage, LLC

Warwick, RI (401) 734-4450Accutrust Mortgage, Inc.

Fall River, MA (508) 837-6816Acquire Mortgage & Finance LLC

Pembroke, NH (603) 485-7727Adchemy, Inc.

Foster City, CA (650) 581-4621Allanach/Mortgage Group Corporation

Nashua, NH (603) 883-3600Allegro Funding Corp.

Saint Augustine, FL (949) 330-7010Alpha Mortgage & Financial Services Inc.

Nashua, NH (603) 595-7699American Home Loan Mortgage Corporation

Burlington, MA (781) 272-6700American Nationwide Mortgage Company, Inc.

Tampa, FL (813) 964-1268American Trust Mortgage Inc.

Swampscott, MA (866) 477-0110Anchor Financial Mortgage Inc.

Pawtucket, RI (401) 722-9032Andover Mortgage Corporation

North Andover, MA (978) 974-0000Apple Mortgage, LLC

Laconia, NH (603) 527-1188Approved Home Mortgage Inc.

Falmouth, ME (207) 781-4959ARBC Financial Mortgage Corp.

Woburn, MA (781) 938-1698Atlas Mortgage Funding LLC

Jupiter, FL (888) 602-8527BayBurg Financial, Inc.

Fort Lauderdale, FL (954) 764-7064

Berkley Capital Corp.Boca Raton, FL (561) 807-9402

Boston Mortgage Solutions, LLCNeedham, MA (781) 202-9240

Bridgeview Mortgage Co Inc.Tyngsboro, MA (978) 649-1919

Burnett, Karrie ARye, NH (603) 964-1944

Capex Mortgage & Equity Solutions, LLCBrookline, NH (603) 434-1676

Capital Access Residential Inc.Newton, MA (617) 527-1300

Capital Quest Financial Services, Inc.Laconia, NH (603) 528-3796

Capstone Mortgage Company Inc.Lexington, MA (781) 860-7888

Coast to Coast Mortgage Inc.Woburn, MA (781) 938-9577

Commonwealth Mortgage Lending, LLCWestborough, MA (508) 366-1776

Community Mortgage Professionals, Inc.Nashua, NH (603) 345-1709

Consumer Home Mortgage Corporation of America Inc.

Quincy, MA (617) 773-2100Continental Funding Corp.

Stoughton, MA (781) 344-4846Diamond Mortgage Services Incorporated

Taunton, MA (508) 822-6678Direct Finance Corp.

Norwell, MA (781) 878-5626EOS Financial Group LLC

Woburn, MA (888) 629-4951Equinox Mortgage Services, Inc.

Durham, NH (603) 659-4774Equity America Mortgage Services Inc.

Manchester, NH (603) 625-2820

Family Financial Group Inc.Cranston, RI (401) 223-2300

First Homeland Mortgage LLCBrattleboro, VT (802) 257-7118

First Integrity Mortgage LLCLawrence, MA (978) 771-2906

First Portland Mortgage CorporationPortland, ME (207) 878-7770

Flagship Financial Group, LLCLehi, UT (801) 373-1328

Genpact Mortgage Services, Inc.Irvine, CA (949) 417-5131

Giannelli Finance and Real Estate Services Corp.

Malden, MA (781) 324-3342Goldcoast Mortgage Service Inc.

Beverly, MA (978) 922-4446Guardian Mortgage Corporation

Manchester, NH (603) 644-7979HeritagePlus Mortgage LLC

Hooksett, NH (603) 623-3333Home Advantage Mortgage Corp.

Littleton, MA (978) 486-9113Homequest Mortgage Inc.

North Grafton, MA (508) 839-1117Homestate Mortgage Inc.

Weare, NH (603) 529-5555Homestead Mortgage LLC

North Reading, MA (978) 664-1614Homestead Mortgage Loans, Inc.

Windham, ME (207) 893-2900Horizon Home Mortgage, LLC

Windsor, CT (860) 285-0633HRB of Berlin LLC

Berlin, NH (603) 752-2372Independence Mortgage Group, LLC

Waltham, MA (781) 419-9923

36 2011MORTGAGE BROKERS – MORTGAGE SERVICER REGISTRATIONS

Investors’ Mortgage Group, Inc.Winchester, MA (781) 721-5100

ISGN Solutions, Inc.Bensalem, PA (267) 525-9400

Key Home Mortgage CorporationWestborough, MA (508) 366-0636

Key Mortgage Corp.Exeter, NH (603) 778-1500

Kroll Factual Data, Inc.Loveland, CO (800) 929-3400

LendingTree, LLCCharlotte, NC (704) 541-5351

Lights On Mortgage LLCNashua, NH (603) 891-3500

LMB Mortgage Services, Inc.Los Angeles, CA (310) 998-6450

LoanApp Inc.El Segundo, CA (310) 280-4520

Martin Family Enterprises Inc.Exeter, NH (603) 778-0822

MBA Mortgage CorporationBoston, MA (617) 574-0777

Melody Mortgage, LLCHudson, NH (603) 883-8840

Merrimack Valley Mortgage Corp.Chelmsford, MA (978) 256-7237

MGIC Mortgage Services, LLCMilwaukee, WI (414) 347-2770

Milestone Finance LLCBarrington, NH (603) 664-7888

Miller Mortgage, LLCPeabody, MA (978) 535-1822

Money Tree Mortgage Corp.Derry, NH (603) 434-4224

Morgan Capital Company LLCPortsmouth, NH (603) 614-4723

Morgan Stanley Smith Barney LLCPurchase, NY (914) 225-5510

Mortgage Workouts Inc.Methuen, MA (978) 682-0500

Mortgages Inc.Burlington, MA (781) 273-3912

Multi-State Mortgage Inc.Groveland, MA (978) 374-6600

Neighborhood Assistance Corporation of America

Jamaica Plain, MA (617) 250-6222New England Best Rate Mortgage & Equity Group, LLC

Milford, NH (603) 930-5706Northeast Funding Services, Inc.

Latham, NY (518) 782-1855Olde Towne Mortgage Company Inc.

North Andover, MA (978) 689-3456Ossipee Lake Mortgage Solutions, Inc.

East Waterboro, ME (207) 247-2200Palladian Mortgage Corporation

North Andover, MA (978) 681-7711Patriot Mortgage Company Inc.

North Reading, MA (978) 276-3322Phoenix Mortgage Corporation

Chelmsford, MA (978) 250-8200Premiere Mortgage Services Inc.

Sterling, MA (800) 480-0545Presidential Mortgage of N.E., Inc.

Greenland, NH (603) 436-0037Prestige Home Mortgage LLC

Westborough, MA (508) 205-6245Primerica Financial Services Home Mortgages Inc.

Duluth, GA (770) 381-1000Province Mortgage Associates, Inc.

Providence, RI (401) 490-4400Quinstreet Media, Inc.

Foster City, CA (650) 578-6815

Right Trac Financial Group Inc.Manchester, CT (860) 647-7701

Sara Mortgage & Financial LLCNashua, NH (603) 465-3090

SBBNet, Inc.Evergreen, CO (303) 679-0552

Seacoast Family Mortgage LLCYork, ME (207) 251-0633

Senior Equity Financial, Inc.Holbrook, MA (800) 261-8507

Stone Coast Mortgage Corp.Westbrook, ME (207) 854-0740

Stonegate Mortgage Associates, Inc.South Dartmouth, MA (508) 586-7700

Superior Funding CorporationWaltham, MA (617) 938-3900

The GFL Capital Group, Inc.Sacramento, CA (888) 557-8836

The Hills Mortgage and Finance Company, LLC

Warren, NJ (732) 537-9220The Omni Mortgage Co., Inc.

Salem, NH (603) 893-6616TL Holden, Inc.

Westbrook, ME (207) 854-2007Towne & Country Mortgage Services Inc.

Plainville, MA (800) 750-4419Traditional Mortgage Inc.

Pelham, NH (603) 508-6637Vision Mortgage LLC

Stoneham, MA (781) 279-1820Voyage Financial Group, Inc.

Sacramento, CA (866) 749-9755Wells Fargo Advisors, LLC

Saint Louis, MO (804) 398-5586Zenta Mortgage Services, LLC

Charlotte, NC (704) 632-1040

MORTGAGE SERVICER REGISTRATIONSAmerican Home Mortgage Servicing Inc.

Coppell, TX (877) 304-3100American Servicing and Recovery Group, LLC

Dallas, TX (214) 647-2182Amherst Funding Group, L.P.

Austin, TX (512) 795-9325AMS Servicing LLC

Depew, NY (716) 204-3881Bayview Opportunity Master Fund IIb, L.P.

Coral Gables, FL (800) 870-7084BMMZ Holdings LLC

Fort Washington, PA (215) 734-6471BofA Merrill Lynch Asset Holdings, Inc.

New York, NY (646) 855-1249Carrington Mortgage Services, LLC

Santa Ana, CA (949) 517-7115CFC Transactions, LLC

Chicago, IL (312) 602-6115CGB AGRI Financial Services Inc.

Louisville, KY (502) 721-9776Chimera Investment Corporation

New York, NY (212) 696-0100

Citimortgage, Inc.O’Fallon, MO (800) 283-7918

Coastal States Mortgage CorporationFort Lauderdale, FL (954) 964-3200

Compu-Link CorporationLansing, MI (517) 323-4134

Dovenmuehle Mortgage, Inc.Lake Zurich, IL (847) 550-7300

Excel Mortgage Servicing, Inc.Irvine, CA (949) 475-3600

Fay Servicing LLCChicago, IL (312) 780-0444

FCI Lender Services, Inc.Anaheim Hills, CA (800) 931-2424

FNF Servicing, Inc.Virginia Beach, VA (757) 893-1300

Franklin Credit Management CorporationJersey City, NJ (201) 604-1800

Goldman Sachs Mortgage CompanyNew York, NY (212) 902-1000

Graystone Solutions, IncorporatedWayland, MA (800) 992-9913

Green Planet Servicing, LLCWallingford, CT (203) 265-5090

Greenpoint Mortgage Funding Inc.McLean, VA (972) 295-1010

Guild Mortgage Company, Inc.San Diego, CA (858) 560-6330

HLSS Holdings, LLCAtlanta, GA (770) 989-7121

Home Retention Services, Inc.Houston, TX (713) 892-3931

Home Servicing, LLCBaton Rouge, LA (225) 935-2191

iGate Global Solutions LimitedFremont, CA (510) 896-3022

Jefferies Mortgage Finance, Inc.Stamford, CT (212) 707-6410

JJJG Capital CorporationOrange, CA (714) 937-1303

John C. Greenan, Jr.Bristol, NH (603) 744-0000

Lakeview Loan Servicing, LLCCoral Gables, FL (877) 772-5391

372011 MORTGAGE SERVICER REGISTRATIONS – RETAIL SELLERS

Litton Loan Servicing Limited PartnershipHouston, TX (713) 966-8802

Marix Servicing LLCPhoenix, AZ (623) 243-9464

MGC Mortgage, Inc.Plano, TX (469) 229-8752

Mortgage Traders Commercial Servicing LLCNashua, NH (603) 577-4500

MTGLQ Investors, L.P.New York, NY (212) 902-8680

PennyMac Corp.Moorpark, CA (818) 224-7442

PennyMac Mortgage Investment Trust Holdings I, LLC

Moorpark, CA (504) 596-2821PNMAC Mortgage Co., LLC

Moorpark, CA (504) 596-2821PNMAC Mortgage Opportunity Fund Investors, LLC

Moorpark, CA (818) 224-7050

Quantum Servicing CorporationTampa, FL (203) 926-5600

Real Time Resolutions, Inc.Dallas, TX (214) 599-6363

Redwood Residential Acquisition Corp.Mill Valley, CA (415) 389-7373

Resurgent Capital Services L.P.Greenville, SC (864) 248-5300

Rushmore Loan Management Services LLCIrvine, CA (949) 341-0777

Saxon Mortgage Services, Inc.Fort Worth, TX (817) 665-7200

Select Portfolio Servicing Inc.Salt Lake City, UT (801) 293-1883

Selene Finance L.P.Houston, TX (713) 625-2022

Service Finance Company, LLCBoca Raton, FL (866) 254-0497

Servis One, Inc.Irving, TX (972) 746-2037

Shannon Funding LLCBellevue, WA (425) 691-2020

Specialized Loan Servicing LLCHighlands Ranch, CO (800) 315-4757

Springleaf Financial Services of Indiana, Inc.Evansville, IN (812) 461-2590

Statebridge Company, LLCDenver, CO (303) 962-6753

Tammac Holdings CorporationWilkes Barre, PA (888) 226-8929

United Guaranty Services, Inc.Greensboro, NC (800) 334-8966

Wendover Financial Services CorporationWayne, PA (610) 232-5000

West Coast Servicing, Inc.Huntington Beach, CA (714) 596-6333

Wingspan Portfolio Advisors, LLCCarrollton, TX (214) 254-2140

RETAIL SELLERS1400 Motors of Nashua Inc.

Nashua, NH (603) 888-020053 Main Street Auto Mart, Inc.

Derry, NH (603) 425-1855Absolute PowerSports VT, Inc.

Gorham, NH (603) 466-5454Ackerman Auto Trading LLC

Portsmouth, NH (603) 436-6811Advanced Eurosport LLC

Hooksett, NH (603) 350-0773AJA Auto Repair, LLC

Kingston, NH (603) 642-4560Alco Motors Inc.

Concord, NH (603) 689-1821Aleksa Auto Inc.

Salem, NH (603) 893-6060All Japanese Imported Auto Service

Sandown, NH (603) 887-8772Allen Mello Dodge Inc.

Nashua, NH (603) 888-7550Alpine Motor Company LLC

Rindge, NH (603) 532-6337American Trikes and Motor Sports, LLC

Keene, NH (603) 354-7740AMK Auto Wholesale/Brokers Inc.

Windham, NH (603) 235-3290AMR Auto Holdings-ACII, LLC

North Hampton, NH (603) 964-9787Andrew Motors Inc.

Nashua, NH (603) 891-1400Anthony, Stanley E

Conway, NH (603) 447-5457APS Motorcycles, LLC

East Swanzey, NH (603) 472-8357Autex Incorporated

Keene, NH (603) 352-4400Auto Authority of NH Inc.

Derry, NH (603) 437-2800Auto Barn, Inc.

Hinsdale, NH (603) 336-5900

Auto City Sales Inc.Manchester, NH (603) 668-4088

Auto Stop Inc.Pelham, NH (603) 635-3789

Auto Town Inc.Brentwood, NH (603) 382-1700

Auto Village of Wolfeboro Inc.Wolfeboro, NH (603) 569-1068

Autofair 1477 L.P.Manchester, NH (603) 634-1000

AutoFair Ford, L.P.Manchester, NH (603) 634-1001

Automania, Inc.Hooksett, NH (603) 621-4800

AutoNorth Pre-Owned Superstore, Inc.Gorham, NH (603) 466-1500

Autoshop Services And Second Car Inc.Derry, NH (603) 432-4200

B-J Motors Inc.Manchester, NH (603) 624-8500

Banks Chevrolet-Cadillac Inc.Concord, NH (603) 224-4055

Barton’s Motorsports, LLCTamworth, NH (603) 323-8054

Belknap Hyundai, LLCBelmont, NH (603) 581-7133

Belknap Subaru Inc.Tilton, NH (603) 729-1300

Benson Auto Co Inc.Franklin, NH (603) 934-4351

Beranger Volkswagen Inc.Rochester, NH (603) 332-6242

Berkowitz Motor Corp.Manchester, NH (603) 668-2411

Berlin City Ford Inc.Gorham, NH (603) 752-6644

Berlin City’s Chevrolet Buick Inc.Gorham, NH (603) 752-3700

Best Cycle Center Inc.Nashua, NH (603) 889-0161

Best Ford Inc.Nashua, NH (603) 889-0161

Betley Chevrolet, Inc.Derry, NH (603) 434-1546

Bill Dube Inc.Dover, NH (603) 749-5500

BJT Holding LLCNashua, NH (603) 891-3511

Bladecki Auto LLCBelmont, NH (603) 524-1147

Blossom Rental and Leasing, Inc.Plaistow, NH (603) 382-2180

Bob Mariano Chrysler-Jeep-Dodge, Inc.Concord, NH (603) 228-1345

Bob Matte’s Raceway Motors Inc.Hinsdale, NH (603) 256-8270

Bonneville & Son Inc.Manchester, NH (603) 624-9280

Bournival Inc.Portsmouth, NH (603) 431-8900

Bradley Motors Inc.Hudson, NH (603) 883-6829

Brooks Sales & Service Inc.Center Ossipee, NH (603) 539-6020

Brown, David & RachelGlen, NH (603) 383-8992

Bruce H. RichardsonWindham, NH (603) 893-8667

C H Dana R V Inc.Monroe, NH (603) 638-2200

C J’s Auto Village Inc.Hampton Falls, NH (603) 926-9697

Callahan Motor Cars LLCNorth Hampton, NH (603) 964-1400

Campers Inn Inc.Merrimack, NH (603) 883-1082

Campers-Inn of Kingston Inc.Kingston, NH (603) 642-5555

Candia Trailers and Snow Equipment, Inc.Candia, NH (603) 483-2541

38 2011RETAIL SELLERS

Cantin Chevrolet Inc.Laconia, NH (603) 524-0770

Carlson’s Motor Sales Inc.Concord, NH (603) 224-2304

Carroll St. Auto LLCManchester, NH (603) 627-5595

Cars R Us of Kingston, Inc.Kingston, NH (603) 642-7741

Certified Motorcars LLCFranklin, NH (603) 671-4100

Chandler’s Service Inc.Salem, NH (603) 893-2253

Cheshire Foreign Auto Service Incorporated

Marlborough, NH (603) 876-4613Chris Nacos Autosales, LLC

Derry, NH (603) 537-1222Chuck Smiths Auto, LLC

Derry, NH (603) 432-5070City Motor Sales Inc.

Newport, NH (603) 543-3579CKI III, LLC

Belmont, NH (603) 581-7133Claremont Ford Lincoln, Inc.

Claremont, NH (603) 543-1221Coast Buick GMC Cadillac Inc.

Portsmouth, NH (603) 436-1700Cochino Ventures LLC

Manchester, NH (603) 622-2461Cochino Ventures Two LLC

Merrimack, NH (603) 578-9400Cold Springs RV Corporation

Weare, NH (603) 529-2222Colebrook Automotive LLC

Colebrook, NH (603) 237-5533Colonial Imports Corp.

Nashua, NH (603) 888-3555Come Charles Edward Jr

Newport, NH (603) 542-2221Complete RV Parts and Service Inc.

Kingston, NH (603) 642-3800Concord Auto Village LLC

Concord, NH (603) 227-0550Concord Cycle Center Corporation

Concord, NH (603) 225-2779Concord Lincoln-Mercury Inc.

Concord, NH (603) 224-4100Concord Nissan, Inc.

Concord, NH (603) 224-1300Contemporary Automotive, Inc.

Milford, NH (603) 673-5511Crazy Ed’s Powersports LLC

Newport, NH (603) 863-8770Crest Chevrolet Inc.

Center Conway, NH (603) 356-5401Cupples Corporation

Belmont, NH (603) 524-7240Daher Motors of Kingston, Inc.

Kingston, NH (603) 642-5777Daine, Scott William

Littleton, NH (603) 444-2882Dana L Knowles

Seabrook, NH (603) 474-9629

Danvers-SB, Inc.Stratham, NH (603) 772-0000

Dartmouth Motor Sales Inc.Newport, NH (603) 863-2800

daSilva Motorsports, LLCMoultonboro, NH (603) 253-6688

daSilva-Gelormini Motor Sports, LLCHampstead, NH (603) 329-7810

David H FortinHampton, NH (603) 926-0556

David J. AlbertConcord, NH (603) 223-6616

Dean Hill RV Center LLCCharlestown, NH (603) 542-6767

Derry Cycle LLCDerry, NH (603) 425-6222

Deschenes Auto & RV Center Inc.Jaffrey, NH (603) 532-4451

Desert Star Inc.Tilton, NH (603) 837-0910

DiPrizio GMC Trucks Inc.Middleton, NH (603) 473-2372

DJ Gaudet, LLCBelmont, NH (603) 524-0552

DJQ Enterprises, Inc.Manchester, NH (781) 356-7575

Downtown Auto Sales LLCManchester, NH (603) 668-6597

Dreher-Holloway Inc.Greenland, NH (603) 431-8585

Earl D SweetDanville, NH (603) 382-6777

Early and Sons Inc.Kingston, NH (603) 642-7997

ECA Auto LLCMilford, NH (603) 732-4081

Ed Reilly Subaru Inc.Concord, NH (603) 225-0200

Edward J MitchellPlainfield, NH (603) 675-5774

Ella’s Auto, LLCPortsmouth, NH (603) 433-8844

Empire Automotive Group Inc.Manchester, NH (603) 641-8800

Enterprise Rent-A-Car Company of Boston, LLC

Billerica, MA (781) 937-5033Eugene Livingston

Hillsboro, NH (603) 464-5000Fab Four Inc.

Pittsfield, NH (603) 435-8629Fairfield’s Cadillac, Buick, GMC, Inc.

Keene, NH (603) 352-7700Fairway Auto Sales LLC

Rochester, NH (603) 332-1711Five M’s Autogroup, Inc.

Londonderry, NH (603) 434-4141Flanders & Patch Motor Sales Inc.

Lebanon, NH (603) 448-3363Foss Motors Inc.

Exeter, NH (603) 772-3702Fred’s Auto Trends LLC

Bristol, NH (603) 744-9200

Fred’s Best Auto of Somersworth, LLCSomersworth, NH (603) 742-3210

Freightliner of New Hampshire Inc.Londonderry, NH (603) 421-9000

Front Line Ready, Inc.Tilton, NH (603) 524-7171

G & S Management CorporationTilton, NH (603) 286-3141

G&S Motorsports, LLCMilford, NH (603) 673-6007

Gary W Blake Inc.Exeter, NH (603) 778-0563

Gary’s RV Centers LLCChichester, NH (603) 798-4030

GDB Enterprises, LLCAmherst, NH (603) 673-3250

General Auto Sales Inc.Claremont, NH (603) 542-7724

Gerbra Corp.Portsmouth, NH (603) 436-1243

Gerrish CorporationLebanon, NH (603) 448-6969

Gil’s Stratham Auto Center, Inc.Stratham, NH (603) 772-9378

GK Automobile Export Specialists, LLCHudson, NH (603) 809-4195

Gladstone Auto Sales LLCDerry, NH (603) 434-4141

Glen E HutchinsFremont, NH (603) 895-6000

Goen Auto Inc.Milford, NH (603) 249-9992

GPI NH-T, Inc.Manchester, NH (603) 624-1800

Grafton Motor Sales Inc.Woodsville, NH (603) 747-3323

Granite Ford LLCRochester, NH (603) 332-2585

GRAPP Inc.Bow, NH (603) 224-0747

Grappone Hyundai Inc.Bow, NH (603) 228-3255

Grappone Imports Inc.Bow, NH (603) 225-3371

Grappone TS, Inc.Bow, NH (603) 224-9912

Great Bay Motorcycles Inc.North Hampton, NH (603) 964-4450

Gregory TaylorSurry, NH (603) 357-5744

Grey Goose Truck and Auto, LLCDerry, NH (603) 425-6200

Grimard’s Auto Sales & Service Inc.Hooksett, NH (603) 622-5961

Hampton Ford Inc.North Hampton, NH (603) 964-8771

Heritage Harley-Davidson Inc.Concord, NH (603) 224-3268

Heritage Truck & Automotive Inc.Londonderry, NH (603) 432-2900

High Line Auto Sales of Salem LLCSalem, NH (603) 952-4790

392011 RETAIL SELLERS

Highland Motors Corp.Plaistow, NH (603) 612-1000

Hill’s Realty Inc.Center Conway, NH (603) 447-5101

Hillsboro Ford Inc.Hillsboro, NH (603) 464-4000

Hobbs Automotive Sales, Inc.Auburn, NH (603) 483-5803

Holloway Motor Cars of Manchester LLCManchester, NH (603) 669-6788

Hooksett Kawasaki Inc.Hooksett, NH (603) 668-4343

Horgos Enterprises, LLCHooksett, NH (603) 296-1010

Howe Motors Inc.Claremont, NH (603) 542-5181

Hudson Cycle Center Inc.Hudson, NH (603) 882-1573

Husson Motors Inc.Salem, NH (603) 898-2886

Independence Motors, Inc.Hampstead, NH (603) 329-5155

International Cars Ltd Inc.Stratham, NH (603) 742-1676

Interstate Used Cars II Inc.Plaistow, NH (603) 378-9300

J Scott Desroches and Gerald DesrochesHudson, NH (603) 880-6412

James R KauffmanHudson, NH (603) 882-8252

James StockRochester, NH (603) 335-4719

Jay’s Auto & Truck Sales LLCLoudon, NH (603) 856-7917

Jeffrey P ChristensenLee, NH (603) 868-8900

JJS Tactical Automotive Repair, Inc.Conway, NH (603) 447-3873

John A LeavittHooksett, NH (603) 622-6298

John Grappone Inc.Bow, NH (603) 224-2501

JOK’s Auto Sales & Service Inc.Hudson, NH (603) 598-6430

Jon’s Rte 114 Auto Sales Inc.New Boston, NH (603) 497-5645

JTS Auto & Truck, LLCPlaistow, NH (603) 382-1400

KDF, IncorporatedKeene, NH (603) 355-5000

Keene Auto Body Inc.Keene, NH (603) 352-3103

Keene Chrysler Inc.Keene, NH (603) 357-0808

Keller Street Motors L.P.Manchester, NH (603) 634-1000

Ken’s Auto Sales Inc.Pelham, NH (603) 635-3286

Kendall Leasing Co Inc.Brentwood, NH (603) 679-1933

King Motor Sales LLCExeter, NH (603) 772-1100

Kingsway Motor Mart, Ltd.Atkinson, NH (603) 770-3838

Kip & Joe’s Inc.Gilford, NH (603) 528-0283

KRG Enterprises LLCGoffstown, NH (603) 497-8228

Laconia American Road LLCMeredith, NH (407) 447-2657

Lambert Auto Sales Inc.Claremont, NH (603) 543-0188

Lancaster Auto Sales LLCLancaster, NH (603) 788-2886

Land Rover - Bedford LLCBedford, NH (603) 623-8500

Lannan Motors LTDPortsmouth, NH (603) 430-9700

LDJ Mt. Pleasant Corp.Lancaster, NH (603) 788-4991

Leighton’s Kawasaki Inc.Lee, NH (603) 868-7550

Leon Watkins’ Auto Center Inc.Keene, NH (603) 357-7004

LePage, Mark DanielKingston, NH (603) 642-9711

Liberty International Trucks of New Hampshire LLC

Manchester, NH (603) 623-8873Littleton Automart Inc.

Littleton, NH (603) 444-7771Littleton Chevrolet Buick Inc.

Littleton, NH (603) 444-5678Littleton Imports LLC

Littleton, NH (603) 444-2139LMS Acquisition Corp.

Littleton, NH (603) 444-5003Lovering Imports LLC

Concord, NH (603) 224-6681LVR Inc.

Nashua, NH (603) 689-1821LW Cars, LLC

Exeter, NH (603) 778-0000M & D Cycles Inc.

Rye, NH (603) 964-7474M & M Ford Inc.

Epsom, NH (603) 736-9323Macdonald Motors Inc.

Center Conway, NH (603) 356-9341MacMulkin Chevrolet Inc.

Nashua, NH (603) 888-1121MacMulkin Leasing and Rental Inc.

Windham, NH (603) 437-7250Maine Auto Inc.

Hillsboro, NH (603) 464-4441MCC Project 5 LLC

Lebanon, NH (603) 448-4664McDevitt Trucks Inc.

Manchester, NH (603) 668-1700McFarland Ford Sales Inc.

Exeter, NH (603) 772-5953McGreevy Automotive Inc.

Belmont, NH (603) 524-0552Medlyn Motor Inc.

Milford, NH (603) 673-1667

Meredith Motor Co Inc.Meredith, NH (603) 279-4521

Merrimack Autosport LLCMerrimack, NH (603) 429-4007

Merrimack Street Garage Inc.Manchester, NH (603) 623-8015

Metropolis Auto Sales, LLCPelham, NH (603) 635-3133

Michael A AlbertChichester, NH (603) 223-6774

Michael A GalanteBartlett, NH (603) 374-6660

Michael T and Mary R CooneyChichester, NH (603) 798-3700

Mid-Way Buick Pontiac GMC Inc.Somersworth, NH (603) 749-0010

Minato Auto LLCPortsmouth, NH (603) 431-6100

MJP Motors LLCKingston, NH (603) 642-5552

MLC Inc.Hudson, NH (603) 889-3433

Moore, Mark TSanbornton, NH (603) 524-4200

Motorcars East, Inc.Derry, NH (603) 437-2891

Motorsports 101, Inc.Epping, NH (603) 679-1750

Mountain Valley Recreational Inc.Gorham, NH (603) 466-3868

Mt. Washington Valley Kustomz, LLCCenter Conway, NH (603) 356-9500

Nault Enterprises Inc.Manchester, NH (603) 669-7220

Neat Auto Sales Inc.Manchester, NH (603) 626-4327

New England Motor Car Company Inc.Nashua, NH (603) 888-1207

New England Performance Cars LLCNashua, NH (603) 595-1700

New England Police Vehicle Leasing Corp.North Hampton, NH (603) 964-9959

New Hampton Auto LLCNew Hampton, NH (603) 744-6100

New Orchard Motor Company, LLCChichester, NH (603) 714-1313

Next-Step Motors Inc.Lebanon, NH (603) 448-7002

Nissan of Keene Inc.Swanzey, NH (603) 357-7945

North Country Motor Sales Inc.Lancaster, NH (603) 788-2377

North South Motorcar Inc.Seabrook, NH (603) 474-7070

Northeast Motors Inc.North Hampton, NH (603) 964-9464

Northwood RV Inc.Northwood, NH (603) 942-8466

Noyes Volkswagen Inc.Keene, NH (603) 357-7220

NU-2-U-Cars of WindhamWindham, NH (603) 458-2190

40 2011RETAIL SELLERS

Ocean Management Group Corp.Milton, NH (603) 652-4523

Ocean Subaru Corp.North Hampton, NH (603) 964-9303

Okie Dokie Auto Inc.Rochester, NH (603) 332-6543

Old Rock Motors Inc.Pelham, NH (603) 898-4945

Olde Bay RV Trading Post LLCRochester, NH (603) 335-9378

Orford Servicenter Inc.Orford, NH (603) 353-4555

Original GTO Connection LLCManchester, NH (603) 626-5100

Outdoor Sports Center Inc.Concord, NH (603) 228-8600

Overton, III, George ArthurMerrimack, NH (603) 930-7721

P&L InvestmentsLondonderry, NH (603) 339-7109

Pat’s Auto Sales LLCGorham, NH (603) 752-1063

Patsy’s Inc.Concord, NH (603) 226-4600

Patsy’s Leasing CorporationConcord, NH (603) 225-9710

Paul A CellaDerry, NH (603) 421-0611

Paul’s Executive Car Care Inc.Manchester, NH (603) 627-4300

Peabody Motor Sports, Inc.Bedford, NH (603) 637-2900

Performance Marketing Inc.Lebanon, NH (603) 448-3770

Pete’s Cycle Inc.Merrimack, NH (603) 598-2697

Peters Auto Sales Inc.Nashua, NH (603) 889-1166

Phillips Auto Sales Inc.Chichester, NH (603) 798-3600

PJ Tentas Companies, LLCManchester, NH (603) 858-5252

Port City Nissan Inc.Portsmouth, NH (603) 431-6500

Portsmouth Chevrolet Inc.Newington, NH (603) 436-5010

Portsmouth Ford Lincoln, Inc.Portsmouth, NH (603) 433-1221

Portsmouth Imported Motor Vehicles Corp.Portsmouth, NH (603) 433-2822

Portsmouth Used Car Superstore Inc.Portsmouth, NH (603) 436-5010

Poulin CorporationRochester, NH (603) 332-2010

Prairie Automotive, LLCClaremont, NH (603) 543-1300

Prescott Hill Auto Service Center & Sales, Inc.Belmont, NH (603) 527-8151

Profile Motors Inc.Conway, NH (603) 447-3361

Profile RV Inc.Albany, NH (603) 447-5855

Profile Subaru Inc.Conway, NH (603) 447-3845

Quick Stop Auto & Trucks, LLCPlaistow, NH (603) 378-0382

R & R Cycles Inc.Manchester, NH (603) 645-1488

Redstone Auto Sales & Service, LLCCenter Conway, NH (603) 733-5930

Renshaw Truck & Auto, Inc.New Boston, NH (603) 529-1995

Reynolds Sales Inc.Kingston, NH (603) 642-5175

Ric PerreaultRochester, NH (603) 330-0100

Richard A Crate and David J CrateEnfield, NH

Richard J DayConcord, NH (603) 225-4777

Richard S HarrisWhitefield, NH (603) 837-2767

Richard WunderlichPelham, NH (603) 635-3222

Richlind LLCMeredith, NH (603) 279-8000

Ricko Enterprises Inc.Rochester, NH (603) 332-0513

Ride-away Handicap Equipment Corp.Londonderry, NH (603) 437-4444

Riverbrook RV Center, Inc.Rumney, NH (603) 786-2501

Riverside Garage and Leasing Inc.Somersworth, NH (603) 742-9855

Rob Waters Suzuki Inc.Plaistow, NH (603) 382-5000

Robert GeoffroyKingston, NH (603) 642-5522

Robert H Irwin Motors Inc.Laconia, NH (603) 524-4922

Robert LeavittPlaistow, NH (603) 974-1369

Rochester Lincoln Mercury Inc.Rochester, NH (603) 332-5131

Rochester Motorsports Inc.Rochester, NH (603) 335-5700

Rochester Truck Inc.Rochester, NH (603) 335-2084

Rockingham Motor Group Inc.Salem, NH (603) 893-7766

Rockingham Toyota Dodge Nissan Inc.Salem, NH (603) 893-3525

Roger Anthony O’SullivanLondonderry, NH (603) 434-5005

Rojero Associates, Inc.Epping, NH

Ron Currier’s Hilltop Chevrolet Inc.Somersworth, NH (603) 692-2121

Rountree Ford Lincoln, LLCKeene, NH (603) 283-5900

Rountree Motors of New Hampshire, Inc.Keene, NH (603) 352-5900

Route 107 Auto Sales, LLCSeabrook, NH (603) 474-1070

Route 77 Motors, LLCWeare, NH (603) 529-7700

Roy’s Auto Sales & Service LLCHudson, NH (603) 880-1777

Rt 3 Auto Sales of Concord Inc.Concord, NH (603) 224-1963

Rte 125 RV & Marine Inc.Gonic, NH (603) 335-0112

S & J Motor Company Inc.Merrimack, NH (603) 882-5175

S&S Automotive, LLCHampton Falls, NH (603) 926-3039

Saab Brothers, LLCPlaistow, NH (603) 818-1833

Salem Ford LLCSalem, NH (603) 436-5010

Salem Nissan, Inc.Salem, NH (603) 894-4300

Seabrook Truck Center Inc.Seabrook, NH (603) 474-8310

Seacoast Car Club Inc.Barrington, NH (603) 692-7770

Seacoast Imported Auto Inc.Stratham, NH (603) 772-7300

Seacoast Motorcycles, Inc.North Hampton, NH (603) 964-9959

Seacoast Sport Cycle Inc.Derry, NH (603) 437-5656

Seacoast Volkswagen Inc.Greenland, NH (603) 436-6900

Searchforwheels.com Inc.North Hampton, NH (603) 964-2726

Second Chance Auto Sales, Inc.Derry, NH (603) 965-4472

Second Street Auto Sales Inc.Manchester, NH (603) 668-5292

Shaker Valley Auto And Tire Inc.Enfield, NH (603) 632-7901

Singer Subaru LLCPlaistow, NH (603) 382-7101

Somersworth Auto Center Inc.Somersworth, NH (603) 436-5010

Somersworth Nissan Hyundai, Inc.Somersworth, NH (603) 692-5200

Stanley Motor Corp.Manchester, NH (603) 668-2411

State Motors Inc.Manchester, NH (603) 623-7291

Steve King Auto, LLCNashua, NH (603) 882-4888

Steven DiantgikisSalem, NH (603) 894-6504

Stratham Subaru Inc.Stratham, NH (603) 778-0300

Strike Four LLCLebanon, NH (603) 448-3770

Subaru of Milford Inc.Milford, NH (603) 673-0510

Subaru of Nashua Inc.Hudson, NH (603) 888-9999

Sullivan County Motors Inc.Claremont, NH (603) 542-9966

412011 RETAIL SELLERS – SALES FINANCE COMPANIES

Sunnyside Motors Inc.Nashua, NH (603) 880-6550

Swanzey Truck and Auto Center LLCSwanzey, NH (603) 355-2401

Team Advantage, Inc.Concord, NH (603) 606-3541

Team Nissan Inc.Manchester, NH (603) 644-8326

The Collectable Trader, LLCPembroke, NH (603) 410-4120

Third Time Inc.Lebanon, NH (603) 448-6363

Thompson Automotive Inc.Nashua, NH (603) 888-8080

Tim’s Truck Capital & Auto Sales Inc.Epsom, NH (603) 736-8143

Townline Equipment Sales Inc.Plainfield, NH (603) 675-6347

Tri-City Dodge Inc.Somersworth, NH (603) 742-9262

Tri-City Subaru Inc.Somersworth, NH (603) 742-3647

Tri-Sun Motors Inc.Epping, NH (603) 778-8134

Triantafillos KourtisHooksett, NH (603) 624-8400

Troy Auto Parts & Service Center Inc.Troy, NH (603) 242-3397

TS & A Motors LLCSomersworth, NH (603) 742-3553

Tulley Automotive Group, Inc.Nashua, NH (603) 888-0550

Turner’s Auto Wholesale, Inc.Exeter, NH (603) 773-2277

Two Thirds Motors Inc.Keene, NH (603) 352-0555

Unique Ford, Inc.Goffstown, NH (603) 641-8400

United Construction CorporationNewport, NH (603) 863-1240

Utility Trailers of New England Inc.Seabrook, NH (603) 474-2515

Value Auto Sales of Bow, LLCBow, NH (603) 856-8820

Vera E. JohnsonClaremont, NH (603) 543-3243

Walker Motor Sales Inc.Woodsville, NH (603) 747-3389

Walker, James HenryManchester, NH (603) 836-5770

Wentworth Motor Co Inc.Exeter, NH (603) 772-5975

White Mountain Carriage Company, LLCManchester, NH (603) 625-4400

William F Fenton IncorporatedEast Swanzey, NH (603) 354-5000

William F. KalilBrentwood, NH (603) 734-5130

William TiceTamworth, NH (603) 323-8622

Williams, Sr, Richard EdwardBelmont, NH (603) 894-2275

Windham Auto Sales Inc.Derry, NH (603) 437-0426

Winnstowe, LLCManchester, NH (603) 626-6666

Wyman’s Chevrolet Co Inc.Hillsboro, NH (603) 464-5544

Yankee Trucks LLCConcord, NH (603) 226-2000

Young’s Auto Sales Inc.Laconia, NH (603) 524-3738

SALES FINANCE COMPANIESAble Auto Finance Inc.

Newington, NH (603) 436-5010ACAR Leasing Ltd.

Arlington, TX (817) 302-7123ALC Leasing Ltd.

Arlington, TX (817) 302-7344Alexium Leasing Company

Jacksonville, FL (866) 318-2737Ally Financial Inc.

Detroit, MI (313) 656-6304American Honda Finance Corporation

Torrance, CA (310) 972-2253American Suzuki Financial Services Company LLC

Jacksonville, FL (866) 318-2737AmeriCredit Consumer Loan Company, Inc.

Arlington, TX (817) 302-7344AmeriCredit Financial Services Inc.

Arlington, TX (817) 302-7344Arrowhead Motors, LLC

Claremont, NH (603) 542-4477Auto Credit of Rochester Inc.

Rochester, NH (603) 332-2010Auto Wholesalers of Hooksett Inc.

Hooksett, NH (603) 668-6333Autocash, LLC

Tucson, AZ (520) 617-4559BMW Financial Services NA LLC

Hilliard, OH (614) 789-7654Brooks Chevrolet Inc.

Colebrook, NH (603) 237-5050Chase Auto Finance Corp.

Garden City, NY (800) 227-5151Citifinancial Auto Corporation

Baltimore, MD (410) 332-3000

Citifinancial Auto Ltd.Baltimore, MD (410) 332-3000

Consumer Portfolio Services Inc.Irvine, CA (949) 753-6800

Creative Credit Solutions, LLCNashua, NH (603) 888-4910

Credit Acceptance CorporationSouthfield, MI (248) 353-2700

Daimler TrustFort Worth, TX (817) 224-5850

Don’s Auto Body, Inc.Manchester, NH (603) 623-9375

E.I.A. Equity Investment Associates Inc.Derry, NH (603) 434-2955

eCast Settlement CorporationNew York, NY (212) 272-9162

Exeter Finance Corp.Irving, TX (214) 572-8216

Family Certified Auto & Truck Sales, LLCGoffstown, NH (603) 497-3333

FC Funding LLCChadds Ford, PA (610) 717-1900

Flagship Credit Acceptance LLCChadds Ford, PA (610) 717-1900

Fleury’s Sales LLCNewport, NH (603) 863-3694

Ford Motor Credit Company LLCDearborn, MI (313) 845-8146

Frank’s Auto & Excavation Services LLCGrafton, NH (603) 523-7392

Granite State Auto Finance, Inc.Hudson, NH (603) 883-6829

Hermanson’s Auto Warehouse, LTD.Center Conway, NH (603) 356-5117

Hyundai Capital AmericaIrvine, CA (714) 965-7029

I.A.C., Inc.New Haven, CT (203) 772-0220

Inofin IncorporatedRockland, MA (781) 878-3399

J&B Auto Sales of Northwood LLCNorthwood, NH (603) 942-5501

Jack Mansur’s Auto, LLCPelham, NH (603) 635-9163

Jim Roberts’ Auto Service Inc.Lebanon, NH (603) 448-1381

John D PerryFranklin, NH (603) 934-6006

L & K Capitol Car Mart LLCEpsom, NH (603) 736-8000

Lease and Rental Management Corp.Andover, MA (978) 475-4883

Mascoma Auto, Inc.Canaan, NH (603) 632-4810

Mercedes-Benz Financial Services USA LLCFarmington Hills, MI (248) 427-6300

Merchants Automotive Group, Inc.Hooksett, NH (603) 669-4100

Merrow Wholesale Auto, Inc.Manchester, NH (603) 606-4444

Mitsubishi Motors Credit of America Inc.Cypress, CA (714) 236-1500

MMCA Lease Ltd.Cypress, CA (714) 236-1550

Motorcycles of Manchester Inc.Manchester, NH (603) 627-3957

New Hampshire Auto Lender, Inc.Canaan, NH (603) 632-4645

42 2011

Nissan Motor Acceptance CorporationFranklin, TN (214) 596-4466

Nuvell Credit Company LLCJacksonville, FL (800) 856-6190

Nuvell National Auto Finance LLCJacksonville, FL (501) 821-8110

OnPoint Financial CorporationNorwell, MA (781) 871-4220

Onyx Acceptance CorporationPlano, TX (972) 312-2003

PB’s Auto Village of Hampton Falls, Inc.Hampton Falls, NH (603) 926-9500

Pelletier, Herman V. Jr.Rochester, NH (603) 330-9899

Persian Acceptance Corp.Wakefield, MA (888) 852-2886

Peter P WojenskiCharlestown, NH (603) 826-5894

Porsche Financial Services, Inc.Lisle, IL (630) 225-3200

Porsche Leasing, Ltd.Lisle, IL (630) 225-3200

Preferred Auto Finance LLCSouth Windsor, CT (860) 610-0786

Route 4 Motors Inc.Epsom, NH (603) 736-8040

Santander Consumer USA Inc.Dallas, TX (817) 605-4981

Service Finance Company, LLCBoca Raton, FL (866) 254-0497

Subaru Acceptance CorporationCherry Hill, NJ (856) 488-8500

Subaru Auto Leasing Ltd.Cherry Hill, NJ (856) 488-8500

Subaru Leasing Corp.Cherry Hill, NJ (856) 488-8500

TD Auto Finance LLCFarmington Hills, MI (248) 427-2563

Three Amigos Auto Sales LLCBow, NH (603) 369-4761

Toyota Motor Credit CorporationTorrance, CA (310) 468-7440

Tri-State Acceptance CorporationGreenfield, MA (800) 582-4116

Twin State Auto Credit Inc.Enfield, NH (603) 632-7032

United Auto Credit CorporationIrvine, CA (949) 224-1917

United Consumer Finance Inc.Middleboro, MA (508) 923-0289

Vericrest Financial, Inc.Oklahoma City, OK (800) 401-6587

VW Credit Inc.Libertyville, IL (847) 371-4300

VW Credit Leasing Ltd.Libertyville, IL (847) 371-4300

Westlake Services, LLCLos Angeles, CA (800) 641-6700

White Mountain Auto Broker Inc.Whitefield, NH (603) 837-3000

White Mountain Auto Finance Inc.Whitefield, NH (603) 837-3000

Winner’s Circle Auto Sales, Inc.Tilton, NH (603) 286-2886

SALES FINANCE COMPANIES – SMALL LOAN LENDERS

SMALL LOAN LENDERSAdvance America, Cash Advance Centers of New Hampshire, Inc.

Spartanburg, SC (888) 314-4238Citifinancial Inc.

Baltimore, MD (410) 332-2900Kubota Credit Corporation, U.S.A.

Torrance, CA (504) 596-2821LoanMax LLC

Alpharetta, GA (678) 823-4700

New England Auto Finance, Inc.Atlanta, GA (770) 552-9840

NHCash.com LLCBedford, NH (603) 471-1873

OneMain Financial, Inc.Baltimore, MD (410) 332-3417

Manchester Neighborhood Housing ServiceManchester, NH (603) 626-4663

New Hampshire Community Loan Fund, Inc.Concord, NH (603) 224-6669

New Hampshire Housing Finance AuthorityBedford, NH (603) 472-8623

432011 LEGAL HOLIDAYS

Legal Holidays 2012 2013

New Year’s Day January 2nd January 1st

Martin Luther King, Jr./ Civil Rights Day January 16th January 21th

President’s Day February 20th February 18th

Memorial Day May 28th May 27th

Independence Day July 4th July 4th

Labor Day September 3rd September 2nd

Columbus Day October 8th October 14th

Election Day November 6th ----------------

Veterans Day November 12th November 11th

Thanksgiving Day November 22nd November 28th

Christmas Day December 25th December 25th

State of New HampshireBANKING COMMISSION

53 Regional Drive, Suite 200Concord, New Hampshire 03301

[email protected]

of the bank commissioner - new hampshire2011 letter to the governor 1 e his excellency, governor...

Documents