opportunity day - stock exchange of thailand · 6/6/2019 · 7 fashion, 11.59% household and...
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Opportunity Day
AF Corporate Presentation
The 1st Quarter 2019 Operating Performance
6 June 2019
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FINANCIAL PERFORMANCE
BUSINESS OUTLOOK
OVERVIEW
2
Content
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Vision & Mission
Having goal to apply digital technology, integration of business expertise,
development of financial product and service to clients, efficiency of
business operation, sustainable business growth, accomplishment return
to entire stakeholders and awareness the significance of social
responsibility and environment
Vision
Mission
Being business alliance with entrepreneurs, focusing to be leadership on
non-bank financing institution and sustainable.
3
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Milestones
6 January 1997
Founding of
Dhanamitr Factoring
Co., Ltd.
with 20 MB Capital
Jul 2001
Increased Capital to
40 MB
Sep 2003
Increased Capital to
80 MB
Mar 2004
Listed in mai under
Dhanamitr Factoring Plc.
with 100 MB Capital
Mar 2011
AIRA Capital Plc. acquired
Dhanamitr Factoring PLC.
Sep 2011
Dhanamitr Factoring Plc.
renamed to AIRA
Factoring Plc. With
200 MB Capital
Aug 2015
Split PAR value from
Baht 5.00 to Baht 0.25
Increased Registered
Capital from 200 MB
to 400 MB
AIRA Capital Plc.
holds 71%
4
2016Awarded Total
Innovation
Management Award
2016 organized by the
SET and NIA
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Business Nature
5Diagram showing the procedure of the Company’s service
Client Customer
7. Payment
5. Provide cash advance
3. Discount of invoice
4. Collect payment on due date
6. Make payment
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Business Nature
Our Advantages: FAST APPROVAL
HIGH RATE BUYING
LOW INTEREST RATES
NO COLLATERAL REQUIRED
FINANCIAL ADVISORY
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Fashion, 11.59%
Household and office
equipments, 9.91%
Industrial materials and
machinery, 8.04%
Construction services, 7.85%
Recruitment, 7.10%
Automotive,7.10%
Food and drinks, 6.17%
Information and communication
technology, 5.61%
Special Services, 5.23%
Media and publications, 4.11%
Others, 27.29%
Amount
Automotive, 7,787.03,
16.01%
Recruitment, 6,621.21,
13.61%
Food and drinks,
6,090.55, 12.52%
Fashion, 4,899.20,
10.07%
Household and office
equipments, 3,538.32, 7.27%
Industrial materials and
machinery, 2,457.23, 5.05%
Construction services,
2,437.25, 5.01%
Information and
communication technology, 2,225.67,
4.58%
Steels, 1,994.58, 4.10%
Media and publications,
1,483.79, 3.05%
Others, 9,108.83, 18.73%
Volume (MB)
Amount & Volume of Clients
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Amount & Volume of Debtors
Automotive, 14.52%
Commercial, 12.02%
Food and drinks, 6.73%
Personal and medical
Equiments, 6.15%
Household and office equipments,
5.19%
Special services, 4.71%
Information and communication
technology, 4.52%Construction
services, 4.33%
Petrochemicals and Chemicals,
3.85%
Medicals, 3.37%
Others, 34.62%
Amount
Commercial, 13,797.81, 28.37%
Automotive, 9,558.85, 19.65%
Food and drinks, 3,609.79, 7.42%
Household and office
equipments, 2,980.99, 6.13%
Steels , 2,374.99, 4.88%
Bank, 2,042.01, 4.20%
Information and communication technology,
1,901.12, 3.91%
Personal and medical Equiments, 1,867.63,
3.84%
Construction services, 1,765.91, 3.63%
Petrochemicals and Chemicals, 1,255.75,
2.58%
Others, 7,488.82, 15.40%
Volume (MB)
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Bank Support
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FINANCIAL PERFORMANCE
BUSINESS OUTLOOK
10
OVERVIEW
Content
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Business Outlook
Factoring loans
Corporate loans
Credit for purchasing medical equipment
Other Product Programs
Supply Chain
• More Credit Products
• More Business Area & Industries
• New Opportunity from Digital Enterprises
Building Up Business Sustainable Growth
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Empower
Employee
Empower
CustomerOptimize
Operations
Transform
Products
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AF Digital Transformation
➢ Process Improvement => Shorten Workflow, Higher Efficiency
➢ Digital Marketing => Google search, SEO
➢ CRM & Data Analytics => E-trader, Ecommerce
➢ Operational Digitization => E-document, AI in Disbursement
➢ Digital Lending => Digitize Approval Process
➢ Enterprise Risk Management
➢ etc.
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Financial Products
AFP Project
PAYABLE
Contact to Supplier
Supplier DeliverPay to Supplier
Direct payment
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FINANCIAL PERFORMANCE
BUSINESS OUTLOOK
OVERVIEW
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Content
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Financial Positions
2,002.30 1,978.90
2,246.612,457.22
2,184.15
1,653.67
1,394.42
1,699.781,887.11
1,657.51
348.63
584.48
546.83570.11
526.63
0.00
100.00
200.00
300.00
400.00
500.00
600.00
700.00
0.00
500.00
1,000.00
1,500.00
2,000.00
2,500.00
3,000.00
Q1/2015 Q1/2016 Q1/2017 Q1/2018 Q1/2019
Total Assets Total Liabilities Shareholders' Equity
(Unit: MB) (Unit: MB)
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3M / 2018 3M / 2019 2014 2015 2016 2017 2018
ROE 12.66 4.47 7.06 0.03 9.14 9.82 9.13
ROA 2.91 1.40 1.38 0.52 2.78 2.20 1.96
Net Profit Margin 42.48 0.77 13.40 0.08 26.78 24.11 21.19
D/E Ratio 3.31 3.15 6.43 3.18 3.16 4.10 3.76
Fixed Asset Turnover 26.52 37.98 14.09 17.47 18.25 22.69 33.87
Total Asset Turnover 0.10 0.10 0.07 0.08 0.08 0.09 0.09
Financial Ratio
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Revenue & Net Profit
185.89191.19 189.59
220.93230.83
58.41 53.89
23.18
0.14
50.76 53.27 48.92
24.81
0.410.00
50.00
100.00
150.00
200.00
250.00
2014 2015 2016 2017 2018 Q1/2018 Q1/2019
Revenue Net Profit
(Unit: MB)
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Gross Profit & Net Profit
135.90
148.90
168.00 172.99
43.43 39.08
0.14
50.76 53.27 50.76
24.81
0.41 0.08
26.79 24.11
21.19
42.48
0.77
72.70
79.31 76.68 76.20 75.77 74.51
-
10.00
20.00
30.00
40.00
50.00
60.00
70.00
80.00
90.00
-
20.00
40.00
60.00
80.00
100.00
120.00
140.00
160.00
180.00
200.00
2015 2016 2017 2018 Q1/2018 Q1/2019
Gross Profit Net Profit Net Profit Margin Gross Profit Margin
(Unit: MB) (Unit: %)
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Volume
19,406 19,356
23,400 23,200
5,9225,227
-
5,000
10,000
15,000
20,000
25,000
2015 2016 2017 2018 Q1/2018 Q1/2019
(Unit: MB)
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Q & A
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Thank You
Disclaimer:The information contained herein is intended to represent the Company’s operating and financial position at a given point in time and may also contain forward looking information which only reflects expectations based on the prevailing geo-political, economic and non controllable factors. Such information has been obtained from sources believed to be most reliable and the means in analyzing and preparation of such information for disclosure are based on approve practices and principles in the investment industry. The views are based on assumption subject to various risks and uncertainties and no assurance is made as to whether such future events will occur. No assurance is made as to the accuracy or completeness of information presented in this document.
Contact:
Address: 319 Chamchuri Square Building, 20th floor, Phayathai Road, Pathumwan,
Bangkok 10330, Thailand
Tel: (66) 2 657 6222
Fax: (66) 2 657 6244-5
Website : www.airafactoring.co.th
E-mail : [email protected]
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