optimum afrika corporate profile
TRANSCRIPT
COMPANY PROFILE
Distinctive Knowledge, Served With Passion
Optimum Afrika, is a strategic partner of the Optimum Financial Services Group, which
affords us access to a combination of superior knowledge and experience to exceed our
clients’ highest expectations. Consider Optimum Afrika as an advanced industry player with
significant value add for its clients both in South Africa and on the African continent
respectively. Being underwritten and invested by the Optimum Financial Services Group, an
authorized financial services provider that specializes in providing professional advice on
every aspect of comprehensive financial planning, we provide transparent guidance in estate
planning, risk analysis, invest management, retirement provision and employee benefit
schemes. We further offer professional services in short term insurance, medical aids and legal
services.
With the combination of superior knowledge and expertise of our professional consultants
and advisors we offer our clients a tailor-made package that will best suit them. Equipped
with a skilled team of administrative personnel who are committed to client service and by
using high-tech systems, the Optimum Afrika sets the standard of distinctive and efficient
service.
Optimum Afrika, a specialized unit of the Optimum Financial Services Group is an
independent establishment and because there is no shareholding relationship with any life
insurance company, bank or other financial service provider, there is no conflict of interest
when servicing and advising clients.
AN INTRODUCTION
1. WHO ARE WE?
2. VISION & MISSION
3. ADMINISTRATIVE SYSTEM
4. LIFE • HEALTH
5. INVEST
6. INSURE
7. LEGAL
8. OUR CLIENTS
AGENDA
WHO ARE WE?
Optimum Afrika is an independent financial services provider.
We constantly strive to provide our clients with the most suitable financial
advice and solutions tailored for their individual needs in every aspect of
comprehensive financial planning.
Our focus is to develop and protect your wealth by offering superior advice
and transparent guidance for the purpose of estate planning, risk cover,
investment planning, retirement provision and tax benefits.
WHO IS OPTIMUM AFRIKA
Optimum Afrika was conceptualised by its founders in order to address the lack of
transformation and transferral of skills in the Financial Services industry more
specifically the specialised services and skills required and involved in the Risk
Transfer and Risk Management segment. The field was ready for an effective
boutique service provider and key personnel were approached to share our vision
and drive the initiative forward.
OUR VISION & MISSION
VISION & MISSION
Our vision is to become a leading Financial Services Provider in
South Africa, and globally respectively.
We provide the best possible financial advice and products
With your best interest at heart we will combine superior knowledge
and the expertise of our group of professional consultants and advisors
to give you the tailor-made product that will best suit you
We believe that our clients are the most important component of our
business
To serve them with honesty and integrity is our practice
We harness the professional skills of well-trained motivated
consultants and portfolio managers, with the proficient effect to deliver
beyond our promises.
VISION & MISSION
We believe that our personnel are our most valuable asset and
we equip them to exceed our clients’ highest expectations.
We are committed to serving you in a professional manner by
finding out exactly what your needs are and adapting our
products and services to best suit you
We will continue to develop our personnel and services which we
believe are our sustainable competitive advantage
LEVEL 2 – Value Added Supplier
BEE Rating
ADMINISTRATIVE SYSTEM
We obtain all information on the individual’s behalf after signing an
authorisation letter.
This information is used to facilitate the complete financial planning
process.
A proposal is then compiled and presented to the client which
emphasizes the clients needs, short fall and recommendations.
Restructuring of the portfolio is then done after agreement and
proposal to the client.
All and all a seamless process with as little as possible inconvenience
to our clients.
ADMINISTRATIVE SYSTEM
All Client Service related queries on Life Insurance, Medical Aid,
Investments.
Short Term Insurance etc. are dealt with by our office on behalf of
our clients.
Our Service Level Agreement states that we have a 24 hour
turnaround time.
With regards to feedback to our clients.
We believe in embracing technology:
To protect the interests of our clients all our calls are recorded.
We make use of state of the art document scanning to ensure we have back up
copies of al correspondence and speed up the process of accessing clients’ files.
Together with e-mail, fax and sms systems we ensure that we keep in constant
communication with our clients.
ADMINISTRATIVE SYSTEM
LIFE • HEALTH
Life Assurance (Both Individual and Business Insurance)
Estate Planning through specialist advisors
Investments done according to client needs and risk profile.
Tax Planning for individual, companies, trusts and closed
corporations
Pension Funds for small to medium businesses
Group Schemes
Medical Aids for individuals and groups
Tailor-made Solutions for Post-Retirement building blocks and
Income Planning
LIFE •HEALTH
INVEST
• We have been through many bull- and bear-markets and have learned one undisputable
fact – No one can predict markets. History has shown that today’s Top Performers are
tomorrow’s worst performers. We have taken an informed decision not to promise Top
Performers to our clients, but rather long term consistent and superior risk adjusted
returns.
• Optimum Afrika firmly believes in the Multi-Management approach to investments. We
believe this approach to add real long term value to a portfolio with the lowest risk levels.
• Our team is dedicated to an active investment and risk management process within the
various layers of Multi Managing. We aim to deliver consistency and superiority in long
term risk adjusted performance to our clients. Our house view is that a precise
understanding of what each manager contributes to the overall portfolio, as well as
detailed understanding of risk and how to mitigate it through diversification to be the basis
of Multi Managing. This house view is implemented through in-depth manager research,
analysis and constant monitoring.
OPTIMUM INVESTMENT PHILOSOPHY
OPTIMUM INVESTMENT MANAGEMENT PROCESS
1. Set Investment
Objectives
2. Strategic Asset
Allocation
3. Manager
Selection
4. Portfolio Construction
& Tactical Asset
Allocation
5. Portfolio
Monitoring
“In-depth risk management
and monitoring is
embedded in every stage of
the investment process”
Research: Our team follows a disciplined, robust and repeatable process throughout portfolio construction.
INSURE
Personal Lines
Commercial Insurance
Marine Insurance
Aviation Insurance
Personal Liability
Construction and Contractors Liability
Add On Services for example extended warranties etc.
Tailor-made products to make our clients self-insured
Excellent service and rates to preferred clients
INSURE – Short Term Insurance
LEGAL
Wills
Estate Finalisation
Administration and Setting up of Trusts
Company Empowerment
LEGAL – Specialised Services
PAYROLL ADMINISTRATION
The demand for payroll outsourcing services are increasing by the
day, especially for small to medium companies, because companies
are realising that their most valuable asset is TIME.
Time equals cost savings, skills development, focusing on core
aspects of the company, development and growth opportunities and
ultimately making profits and a success.
Payroll outsourcing services are therefore just another product that
Cedar can provide to our clients, to give us that edge in the financial
services sector and bringing us a step closer to accomplishing our
vision
PAYROLL ADMINISTRATION
ASSET FINANCE
We specialise in providing asset-based finance solutions to suppliers and
customers of:
Motor Vehicles
Commercial vehicles
Medical Equipment
Earth moving equipment
Industrial/ Manufacturing equipment
Offering Sale Agreements and Rental facilities to clients through our vast
client and dealer network.
Any Property needs, both residential and commercial
Cost effective flexible solutions – designed to meet your requirements
Asset Finance Facilities are available in the following industries:
ASSET FINANCE
Transport
Aviation
Agricultural
Industrial
Construction
Engineering
Medical
Manufacturing
Passenger Vehicles
LABOUR RELATIONS
LABOUR RELATIONS
Representation of clients at CCMA and
various bargaining councils through
FEOSA (Employers Organisation of
South Africa)
Assistance & guidance on retrenchment
process
Worker strike procedure management
Formulation and implementation of
house rules, codes of conduct and
related procedure documents, including
contracts of employment
Facilitation and chairing of disciplinary
hearings
Provision of training and workshops on
labour relations issues
All other related issues regarding labour
relations
Assistance with employee and union
relations
Telephone consultation
We provide professional labour related services to clients in a wide
range of sectors.
With 15 years of focussed experience in labour relations and related
disciplines, together with extensive partnerships with other
organisations in the field, our Labour Relation Services is ideally
positioned to support businesses with the sometimes intricate
processes of labour relations and legislation
