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www.oiada.com - 1-800-447-0302 March 2011 Oregon Dealer News Oregon Independent Automobile Dealers Association www.oiada.com 800-447-0302 November 2012 Representing all Auto, Truck, Trailer, RV, and Power Sport Dealers of Oregon Shifting Gears with the President [p3] BHPH Legislation [p7] An Event to Remember! [p10-11] Shifting Gears with the President [p3] BHPH Legislation [p7] An Event to Remember! [p10-11]

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Page 1: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

www.oiada.com - 1-800-447-0302

March 2011

Oregon Dealer News Oregon Independent Automobile Dealers Association

www.oiada.com 800-447-0302

November 2012

Representing all Auto, Truck, Trailer, RV, and Power Sport Dealers of Oregon

Shifting Gears with the President [p3]BHPH Legislation [p7] An Event to Remember! [p10-11]

Shifting Gears with the President [p3]BHPH Legislation [p7] An Event to Remember! [p10-11]

Page 2: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

SIDET H I S I S S U E

Political Action Committee 1

Shifting Gears with the President 3

Knowing your Permits 5

Governor signs 2 or 3 BHPH Bills 7

An Event to Remember! 10 -11

NIADA Legislative Update 13

Oregon Dealer News Corner 17

Associate Member List 19

Read & Respond… 20

OIADA must be a constant presence in monitoring current legislation within our state. We need to interpret legislative activity that may impact our industry. It is the association’s responsibility to maintain an ongoing relationship with governmental officials and regulatory agencies. Your voluntary PAC contribution helps our legislative representatives work for you, the independent auto dealer. OIADA has worked on many issues affecting dealers such as stopping the 3 day right of rescission, getting temporary motorcycle permits that actually fit on the rear plate area, extension of DEQ slips from 90 days to 180 days, all new broker disclosure forms, new silver dealer plate that makes us really look like a dealer, opposing no sales on Sunday, saying no to a big increase in DMV fees, as well as ongoing dealings with regulatory agencies, just to mention a few. An added benefit to making a political contribution is the Oregon Tax Credit. You can take this directly off your state tax liability. The credit is $50 for an individual and $100 on a joint return.

We thank you for understanding the importance of a strong presence within our Legislature. Please remember the next time you renew your membership to consider your PAC contribution. Po

liti

Ca

l aCtion Committee

1 9 7 11 7 7 t h Av e S o u t h K e n t , WA 9 8 0 3 22 5 3 . 8 7 2 . 6 8 0 0

3 0 0 0 N H a y d e n I s l a n d D rP o r t l a n d , O R 9 7 2 1 7 | 5 0 3 . 2 8 6 . 3 0 0 0

Manheim Portland

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Each purchase will qualify YOU for the Northwest Connection Club!Club details can be picked up in the Dealer lounges from either sale.

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Page 3: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

2 | OIADA November 2012 OIADA November 2012 | 3

oiaDa Staff

Oregon Dealer News is a publication of the Oregon Independent Auto Dealers Association, 1475 Capitol St. NE, Salem, OR 97301 and is published every month. The association was established in 1948, chartered as a non-profit organization in Oregon and is affiliated with the National Independent Auto Dealers

Association. Advertising rates may be furnished upon request.

~

The statements and opinions expressed herein are those of the authors and do not necessarily represent the views of the Oregon Independent Auto Dealers Association. Likewise, the appearance of advertisements or the identification as members of OIADA does not constitute endorsement of the products or

services featured.*For advertising information please contact OIADA at

800.447.0302

Wendy Riggi, office [email protected]

Valerie DominiciDealer [email protected]

Committee ChairsLegislative: Lisa LarkinEducation: Vince PowellImage: Tom CollierMembership: Brian HardyPast Presidents: Glen Rardin

Gary Sargent,President

Sargent’s motorsports10207 Se Foster Road

Portland, oR 97266503-775-9445 Fax 503-777-9886

Cell [email protected]

Dan nicholson (CMD), executive Vice President

Central oregon motors1123 n 6th Street

Redmond, oR 97756541-923-3961

Fax [email protected]

Bryan Steward, 1st Vice President

aaa oregon autoSource6 SW Centerpointe Dr. #100

lake oswego, oR 97035503-973-6570 Cell 503-709-3835

[email protected]

2012 oiaDa executive Committee

Doug Blizzard2nd Vice President

Blizzard motors, inc.1604 e. Burnside

Portland, oR 97214503-238-5510

Fax [email protected]

tommy WilsonSecretary

tommy Wilson motor Company, llC/9215 SW Canyon Rd.

Portland, oR 97225503-629-6000

[email protected]

“Shifting GEARS” With the President

Gary Sargent Sargent’s Motorsports 503-969-5228

We Want Quality DealersWow, the time has flown by! It seems like yesterday

I was being sworn in as the OIADA President. As my Presidency term comes to an end I want to thank all my fellow Dealers, Associate Members and Staff for the trust and support they have provided me over the last two years during my Presidency.

“My car door will remain open.”

My involvement in OIADA and NIADA will continue as I serve as OIADA Chairman of the Board and NIADA Vice President of Region IV.

Congratulations to the dealers nominated for the OIADA 2013 Quality Dealer Award. Win or lose I want you to know that just being nominated by your fellow dealers is in its self an honor. Good luck to all the nominees!

NOW FOR A GO DUCKS & GO BEAVERS CONGRATULATION TO NORTHWEST AUTO AUCTION OF EUGENE.

Those dealers that have ever attended Northwest Auto Auction know that General Manager Lisa Larkin and her staff of professionals have a zestful ongoing internal rivalry when it comes to the Oregon Ducks and Oregon State Beavers.

It is just a fact; in order to work at NWAA you either have to be an Oregon Duck or an Oregon State Beaver fan.

Well, in true team spirit the Northwest Auto Auction team set aside that rivalry this year when it came to promoting dear to their heart charity events resulting in raising thousands of dollars for local charities.

It’s that team spirit that made them a stand out in the competition and winning the very prestigious award of “NIADA AUTO AUCTION OF THE YEAR.”

My Car Door Is Always Open

Regards,

Gary W. Sargent, President OIADA, Vice President NIADA REGION IV

“My car door will remain

open.”

Page 4: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

OIADA November 2012 | 5

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Issuing a Light Vehicle Trip Permit, Form 735-306 & 306A

Oregon dealers acting as agents of DMV may choose to issue light vehicle trip permits. These permits may only be issued for passenger vehicles with a registration weight of 10,000 pounds or less, light trailers weighing 8,000 pounds or less, motorcycles, mopeds, low-speed vehicles and medium-speed electric vehicles.

There are now two options for ordering Light Vehicle Trip Permits:

Form 735-306: Book of 25 permits - $750.00 ($30.00 for each permit) Form 735-306A: Book of 5 permits - $150.00 ($30.00 for each permit) Forms 735-306 and 306A are identical except for the form number, and in the top right corner Form 735-306 has a “D” while Form 735-306A has a “DS.” (See the example end of this section.) When ordering these permits you

may either complete a Trip Permit Order Request, Form 735-6937, and mail it with the fees to Business License Unit, DMV, 1905 Lana Avenue NE, Salem OR 97314, or come to the office at 1965 Lana Ave NE, Salem OR 97314. Dealers may only issue the light vehicle trip permits (non-commercial) for the following reasons:

When a new owner of a vehicle is not subject to Oregon registration requirements, but needs to operate the vehicle over highways to leave the state;

To allow a customer to drive an unregistered vehicle to a DEQ inspection station to get a certificate of compliance prior to

applying for registration; To allow a customer to drive an unregistered vehicle to DMV or to a law enforcement agency for a VIN inspection; and To allow a customer to drive an unregistered vehicle to a DMV office to apply for registration if the dealer will not be submitting the application for title and registration on behalf of the new owner. No more than one (21-day) trip permit may be issued under the conditions specified in items numbered 1, 3, or 4, above. Up to two (21-day) trip permits may be issued -under the conditions specified in item number 2 above - within any 12-month period, until there has been a complete change in ownership. Dealers may issue this type of permit for a 21-day period per permit only, including the date of issue. Dealers may not charge more than what they pay for trip permits. Complete the permit as follows:

FRONT (Press firmly so the information transfers through to all copies)

• Complete the name and address of the customer.

• Write the effective date and expiration date.

• Write the vehicle description, making sure the VIN is correct and legible.

• Write the customer’s driver license, permit or I.D. number and the state of issue.

• Write the customer number for a business.

• Sign the permit and fill in your dealer number in the space provided.

• Have the customer: Write in their insurance

company name (not the agent’s name) and policy number on the permit (for motor vehicles only); and Sign and date the permit form indicating they have not been issued more than two (21-day) trip permits for this vehicle in a 12-month period.

DO NOT ISSUE A PERMIT if the customer does not have insurance and cannot provide their insurance company name and policy number or the vehicle has had two (21-day) light vehicle trip permits issued within the last 12 months.

The items listed above are required to make the permit valid. The operator of the vehicle could be at risk with law enforcement if the permit was not completed properly.

BACK

Complete the back of the “Window Copy” with the effective date, dealer number and the expiration date Keep the blue copy; this becomes part of your records which are inspected by DMV investigative staff. The effective date must match the date on the front of the permit. Write the expiration date, including the actual day, using a wide black felt marking pen so that the date is easily read. These permits are only issued for 21 days. Attach this copy to the vehicle. Instructions for placement are on the permit.

A light vehicle trip permit may not be issued to the following types of vehicles:

camper travel trailer motor home fixed load snowmobile tow/recovery

What You Should Know About Permits

continued on p. 14

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OIADA November 2012 | 76 | OIADA November 2012

Independent Auto Dealers Associations: Always looking out for the best interests of our dealer members!

Governor Signs 2 of 3 California BHPH Bills

By SubPrime Auto Finance News Editor Nick Zulovich

California buy-here, pay-here dealers will have more compliance procedures to maintain when Jan. 1 arrives, since two of the three bills aimed at changing how the industry operates were signed by Gov. Jerry Brown.

But the measure Brown vetoed — a policy that would have created a hard interest-rate cap — is leaving the head of the Independent Automobile Dealers Association of California breathing a little easier. Brown did not sign Senate Bill 956, a measure that would have put a ceiling on today’s interest rates at 17.25 percent.

“It’s more than a small victory; it’s huge,” IADAC executive director Larry Laskowski told sister publication SubPrime Auto Finance News just a couple of hours after Brown made his decisions on Saturday.

“That was absolutely the worst one by far,” Laskowski emphasized. “That would have absolutely put a lot of dealers out of business. We’re pleased we’ve been able to help preserve some of the jobs and businesses in California, along with what it would have done to the industry.”

To recap, SB 956 written by Sen. Ted Lieu had three main goals:

— Impose first-ever regulations on dealers

offering buy-here, pay-here installment loans by requiring them to obtain a California Finance Lender’s license, which lawmakers

believed would have provided consumers with

an array of protections.— Limit used-vehicle installment

loans to no more than 17-percent interest, plus the variable Federal funds interest rate, which today is 0.25 percent. That level would have given California the strongest cap in the nation.

— Change the way BHPH dealers are able to repossess vehicles to include grace periods and make it easier for buyers to reinstate a repossessed unit.

In vetoing the bill, Brown said, “This bill requires, among other things, that buy-here, pay-here dealers be regulated by the Department of Corporations under the California Finance Lender’s Law.

“I am not yet convinced the evidence merits the regulatory oversight of this bill,” Brown continued. “I signed two buy-here, pay-here consumer protection bills this session. If consumers need added protection once those bills are implemented, my administration

will work with the legislature to find appropriate, measured solutions.”

As the governor pointed out in his veto letter of SB 956, he did put his signature on two bills that originated from the Assembly.

The main points of AB 1447 written by Assemblyman Mike Feuer include:

— Require BHPH dealers to provide a written warranty that covers most major components and lasts for at least 30 days or 1,000 miles, whichever happens first.

— Prohibits BHPH dealers from requiring a buyer to make regular payments in person.

— Requires BHPH dealers to receive written consent from the buyer prior to selling a vehicle equipped with electronic tracking technology.

— Requires BHPH dealers to provide notice to the buyer of the presence of “starter interrupt” technology in the vehicle, ensuring that advance warnings are provided to the driver — prior to the vehicle being disabled — in order to help avoid stranding a driver in dangerous circumstances.

Meanwhile, AB 1534 written by Assemblyman Bob Wieckowski requires a BHPH dealer to display a label on any used vehicle offered for retail sale that states the “reasonable

continued on p. 9

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OIADA November 2012 | 98 | OIADA November 2012

market value” of the unit from outlets such as Kelley Blue Book or NADA Used Car Guide. The bill would require the label to contain specified information used to determine the vehicle’s reasonable market value and the date the value was determined.

Moreover, AB 1534 would require a BHPH dealer to provide to a prospective buyer of the used vehicle a copy of any information obtained from a nationally recognized pricing guide the dealer utilized to determine the reasonable market value of the vehicle.

“Quite frankly, the bill by Wieckowski is relatively harmless in comparison to the other bills,” Laskowski surmised. “That one I don’t think is going to upset the industry’s apple cart too much.

Laskowski continued by stating, “1447 still has a ways to go in order, at least from my perspective, to figure out how a dealer complies with it without breaking any existing laws. We did mention that to the governor’s office when we spoke last week.”

FinCo Management, a provider of financing solutions for buy-here, pay-here dealers, reviewed each element of AB 1447 again this past weekend. In a message to SubPrime Auto Finance News, FinCo president Toby Reiley shared what part of the new law might be most difficult for BHPH to navigate.

In regard to the warranty, Reiley stressed that many states already have this provision.

“And some are much more restrictive than these two regulations as approved, but I don’t know of any that go into such an exhaustive list of covered components,” he continued. “The law expressly states that the burden of proof for compliance is on the dealer.

“While it will curtail bad practices by the bottom 25 percent of the dealers (as measure by selling a quality vehicle) it will cost all dealers something out of their pockets as they will have to fix cars or add warranties. But people whose cars don’t run, don’t pay,” Reiley went on to say.

“We know that long term warranties are good for the dealer bottom line. The unscrupulous will be prevented from preying on the customer with a down payment but no means to fix a car in the first month. So I think this is for the good of the dealer as well as the consumer,” he added.

The bill’s provision about payments is what caught Reiley’s attention.

“The law is vague about how these ‘in-advance’ or ‘not-in-person’ payments are made,” Reiley contends. “This may be the biggest challenge of all. It is a huge operation to collect and store the information and authorizations required to process electronic payments such as credit cards, debit cards, direct deposit and ACH transactions. Many of these people don’t have checking accounts, and the cost of money orders is high.”

Laskowski emphasized that IADAC’s staff will continue to be working with regulators in Sacramento so instructions are clear about how dealers can be compliant with these new laws that go into effect when 2013 begins.

While Laskowski might have preferred that all three bills would have been vetoed, he applauded the work completed by IADAC, as well as other organizations such as the National Alliance of Buy-Here Pay-Here Dealers and the National Independent Automobile Dealers Association, which also vehemently opposed the measures.

“It was clearly a team effort to try to educate everybody involved as to what the industry is really all about and how far over the top these bills really take it,” Laskowski said. “I think the fact that we were able to get a veto on SB 956 was a huge victory. We’re just pleased the governor saw that way also.

“The one thing that’s become very clear out of all of this is there really isn’t a landscape within the industry that allows you to just go day-to-day and not pay attention to what’s going on,” Laskowski went on to say. “I think the lesson out of all of this is if you’re a business person in California, you really need to be aware of what’s going on and have someone with you to help voice your opposition to harmful legislation such as this.”

Nick Zulovich is Editor of SubPrime Auto Finance News, which keeps readers informed and educated on industry practices, trends and changes in the subprime finance industry. Reaching more than 30,000 print-edition readers,

six times a year, and more than 16,000 email subscribers three times per week, SubPrime Auto Finance News’ readership includes dealers, subprime lenders, banks and remarketing & repossession industry executives.

Governor Signs 2 of 3 California BHPH Bills continued

“We know that long term warranties are good for the dealer

bottom line ”

Page 7: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

An Event to Remember56th Annual Oregon Quality Dealer of the Year Banquet

Banquet RegistrationThe Benson Hotel309 SW BroadwayPortland, OR 97205

Saturday, November 3, 2012, 3:00 p.m. - 9:00 p.m. ______________________________________________________________________First Name Last Name

______________________________________________________________________Business Name Phone

______________________________________________________________________Address State/Zip Code

Event tickets are $25.00 per person and include: Hors D’oeuvres, Wine Tasting, Plated Dinner [Salad, Dessert, and 2 Free Bar Drinks)

Spouse/Guest Names:

______________________________________________________________________

______________________________________________________________________

______________________________________________________________________

Please list any dietary restrictions (for caterers) with names (for wait staff):

______________________________________________________________________

______________________________________________________________________

Number of Attendees __________ Total Cost __________________

Form of Payment:Visa___ M/C ___ Discover___ Amex___ Check#______________

#___________________________________________ Exp.____/____ CVC_______

An Event to RememberOIADA’s 56th Annual Banquet

Location: The Benson Hotel/Mayfair Room/309 SW Broadway, Portland, OR 97205/(503) 228-2000

Room The Benson Room Reservations Reservation: (503) 295-4120/ [email protected]

Request Oregon Independent Auto Dealers Association by Thursday, October 4th

Tickets: $25 per person and include Hor’s Doeuvres, Wine Tasting, Plated Dinner/Dessert and 2 Complimentary Bar Drinks

Event RSVP: OIADA/(503)362-6839/[email protected]

Time: Saturday, November 3rd, 2012 3pm-9pm

Events: Vendor Tradeshow and Silent Auction, 2013 Quality Dealer of the Year Announcement, OIADA Scholarship Awarded, Past Presidents Live Auction

Page 8: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

OIADA November 2012 | 13

NIADA Legislative TeamUpdate By Shaun Petersen, NIADA Legislative Counsel & Sante Esposito, Federal Advocates President

Rental CarsA month after Rep. Lois Capps

(D-Calif.) introduced H.R. 6094, which prohibits the rental of motor vehicles under a safety recall until the defect or noncompliance is remedied, Sen. Barbara Boxer (D-Calif.) introduced S. 3502, the Raechel and Jacqueline Houck Safe Rental Car Act of 2012, with Sen. Feinstein (D-Calif.) as cosponsor.

The bill, a modification of a similar bill introduced by Sen. Boxer 2011, requires notification by car rental companies to renters about any defect or noncompliance regarding the rented vehicle at issue, as well as imposing limitations on sales, leases or rentals by rental companies, holding rental companies to the same standard of responsibility as dealers with respect to various vehicle inspection, investigation and records requirements, and authorizing the Department of Transportation to study “the effectiveness o the amendments made by [the bill] and other related activities of rental companies.”

Consumer Financial Protection Bureau

The CFPB says it can assert jurisdiction over any financial entity that otherwise is not covered under the definition of a “larger market participant” if the CFPB has reasonable cause to believe such an entity is posing a risk to the market.

That proposed procedural rule has the potential to impact our members that are not otherwise defined as larger market participants.

The procedural rules outline the process under which the CFPB would find an entity to be a risk and the process by which that entity is entitled to challenge the proposed determination before being subject to the CFPB’s supervision. If the CFPB staff has “reasonable cause” to believe the entity is a risk, the deputy

direction will send a written notice to the entity explaining why the bureau believes that risk exists.

It will then provide an opportunity for the entity to respond in writing and to pa4rticipate in an informal telephone hearing between CFPB staff and the assistant director. The response from the entity would include any written information the CFPB could and should consider.

After the informational hearing, the assistant director would submit a written proposed order to the director of the CFPB to bring the entity under the supervisory oversight of the CFPB. If the determination is made to supervise the entity, the CFPB will do so for a minimum of two years and can make a petition to be relieved of that obligation after that time, but only once annually.

We reviewed these proposed rules and found several concerns we asked the CFPB to consider through comments submitted to it. Our first significant concern was the lack of clarity from the bureau as to the type of conduct the bureau believes is “reasonable cause” to find an entity to be a risk. The proposed rule does not define “reasonable cause” or provide any framework of conduct the bureau believes would create the risk.

We asked the CFPB to revise the rule to provide this definition. We also asked the CFPB to limit the risk to inappropriate or undisclosed financial risk to the consumer so the scope of misconduct the bureau would attempt to regulate is not overly broad.

Second, we raised concerns about the information used to make that determination. Presumably, much of the information will be made on consumer complaints, but the rules do not specify the information bureau will use in making its risk determination. We asked the bureau to address that.

We also pointed out what we considered an unfair process, notwithstanding the CFPB’s attempt to keep it informal. The procedures proposed in the draft rule would not allow the entity potentially subject to the conduct to exercise discovery and examine the same material the CFPB reviewed in making its determination. The rule would not allow an entity to depose witnesses, review documents, ask interrogatories of either consumer complains for CFPB staff as to what forms the basis of the “reasonable cause.”

We believe it is patently unfair to be placed at such a disadvantage when compared to the CFPB staff, which has access to consumers or other information in making its determination. An entity should be provided the same level of access in order to properly defend itself.

We also asked the CFPB to consider allowing an entity the opportunity to rebut the assistant director’s recommendation to the director before the director makes his final recommendation.

Regulation Z: The CFPB has proposed a number of changes to Reg Z in the mortgage arena. While it does not directly affect the automotive industry, it could be an indicator for proposed regulations in the near future.

The proposed mortgage regulation would require prompt crediting of payments on mortgage loans and prompt response time for payoff amount inquiry.

The CFPB is proposing changes to the definition of the “finance charge” in a mortgage transaction by eliminating certain exclusions that were not otherwise considered when calculating an APR. The SFPB has invited comments on the proposed changes to be submitted by Nov. 6. We will analyze the proposed change for any potential impact if something similar was adopted in the auto finance sector.

hecht_autoins_ad_final_out.indd 1 2/3/11 10:23:10 AM

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OIADA November 2012 | 1514 | OIADA November 2012

Send the DMV copy (white) within seven days of the issue date to DMV, Attn.: Record Services, 1905 Lana Avenue NE, Salem OR 97314. Retain the blue copy for your records. If a permit is voided, return the “DMV” and “Window” copies to DMV with an explanation of why the permit was voided. A refund will be made if the explanation is acceptable. Example of LIGHT VEHICLE TRIP PERMIT, FORM 735-306 below.

Issuing a Dealer/Tower Trip Permit, Form 735-307

A Dealer/Tower Trip Permit, Form 735-307, may only be issued when a dealer or tower is required to remove the registration year stickers from both Oregon registration plates that are on passenger vehicles they sell (see section in this chapter entitled “When an Oregon Dealer Sells a Vehicle” for more information).

There are now two options for ordering Dealer Trip Permit books:

Form 735-307: Book of 25 permits - $375.00 ($15.00 for each permit) Form 735-307A: Book of 5 permits - $75.00 ($15.00 for each permit)

Forms 735-307 and 307A are identical except for the form number, and in the top right corner Form 735-307 has an “NS” while Form 735-307A has an “SN.” (See the example end of this section.) Dealers and towers may issue

up to two 10-day trip permits per vehicles for $15 each if the registration stickers have been removed.

Complete the permit as follows:

FRONT (Press firmly so the information transfers through to all copies)

• The name and address of the customer. • The effective date and expiration

date. Dealers or towers may only issue Dealer/Tower Trip Permits for 10 days from the issue date.

• Vehicle description. Be sure the VIN is correct and legible.

• Customer’s driver license number and the state of issue. (Leave this blank if the customer has no license or is a business.)

• Signature of dealer or tower employee and dealer or tower number.

• Have the customer: Write in their insurance company name (not the agent’s name) and policy number on the permit; and Sign and date the permit form. DO NOT ISSUE A PERMIT if

the customer does not have insurance and cannot provide their insurance company name and policy number

BACK

Complete the “Window” copy (back) by writing in the effective date, dealer number and the expiration date. Write the expiration date using a wide black felt marking pen. The effective and expiration

dates, including the day of expiration, must match those on the front of the permit. Place this copy in the vehicle.

Send the white DMV copy to DMV Records Services, 1905 Lana Ave NE, Salem, OR 97314, within seven days of the date the permit was issued. Retain the blue copy for your records. Example of DEALER/TOWER TRIP PERMIT, FORM 735-307 above.

A light vehicle trip permit may not be issued to the following types of vehicles:

camper travel trailer motor home fixed load snowmobile tow/recovery

Issuing a Temporary Registration Permit, Form 735-315

A Temporary Registration Permit, Form 735-315, may be issued to a vehicle purchaser by an Oregon dealer if the dealer collects title, and registration or plate transfer fees, and if the dealer submits the combined title and registration application to DMV on the purchaser’s behalf. The Form 735-315 is for all vehicles other than motorcycles or mopeds. For motorcycle/moped temporary registration permits, see section

continued on p. 16

What Your Should Know About Permits...continued from p. 5

Example of TEMPORARY REGISTRATION PERMIT FORM 735-315, actual size 5½” x 8½”

Example of LIGHT VEHICLE TRIP PERMIT FORM 735-306, actual size 5½” x 8½”

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Page 10: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

16 | OIADA November 2012 OIADA November 2012 | 17

below titled “Issuing a Temporary Motorcycle Permit, Form 735-309.”

Form 735-315 allows the use of the vehicle while the customer is waiting for plates and stickers. Temporary registration permits are valid for 90 calendar days. When a temporary registration permit has been issued, DMV’s copy of the permit and all title and registration documents and fees must be taken or mailed to DMV within 30 days from the date the dealer sells the vehicle. Dealers cannot extend the temporary registration permit beyond 90 days, nor can they issue a second permit. If a customer needs another permit, they must go to a DMV office.

The Form 735-315 is proof of temporary registration until a transaction is processed at DMV headquarters. The effective date of the registration is the date the temporary registration permit is issued.

A Form 735-315 cannot be issued if the vehicle has not met DEQ requirements where applicable. If DEQ is required for a vehicle, a Trip Permit, Form 735-306, may be issued to allow the vehicle to be taken to a DEQ inspection station.

Complete the permit as follows:

FRONT (Press firmly so the information transfers through to all copies)

• The name and address of the customer. (This does not copy through to the window copy.)

• The effective date and expiration date. Dealers may only issue temporary registration permits for 90 days from the issue date.

• Vehicle description. Be sure the VIN is correct and legible. The Weight/Length box must be completed, if the

vehicle’s registration is calculated by weight or length.

• Customer’s driver license number and the state of issue. Leave this blank if the customer has no license or is a business. (The driver license field does not copy through to the window copy.)

• Title and registration fees. If a plate transfer is occurring, write $6 plate transfer fee in the registration fee box.

• Signature of dealer employee and dealer number (not the signature of the customer).

BACK

Complete the “Window” copy (back) by writing in the effective date, dealer number and the expiration date. Write the expiration date using a wide black felt marking pen. The effective and expiration dates, including the day of expiration, must match those on the front of the permit. Place this copy in the vehicle.

Attach the “DMV” copy (white copy) to the title documents to be sent to DMV. Leave the yellow copy in the book.

If a permit is voided, leave all three copies of the voided permits in the book. A signed explanation as to why the permit is voided must accompany each voided permit.

When all permits have been issued, return the book and yellow copies to:

DMV, Business License Unit 1905 Lana Ave. NE Salem, OR 97314

The permit books will be audited and a replacement book will be sent to you. If the yellow copies were removed for any reason, they must be put back into the book in number order for auditing. Yellow copies not

in order will cause a delay in replacing temporary registration permit books. DO NOT submit an empty book to a DMV local office. Mail to DMV, Business License Unit, at the address above, or return the book in person to 1965 Lana Ave NE, Salem OR 97314. Example of TEMPORARY REGISTRATION PERMIT, FORM 735-315 above.

Oregon Dealers News Cornercontinued from p. 5

November 20129 – Brasher’s Northwest Auto Auction - Eugene –

Pre-licensing 16 – Manheim Portland Auto Auction – Pre-licensing30 – Brasher’s Portland Auto Auction – Title &

Registration/Compliance Class

December 20127 – OIADA Salem Office – Pre-licensing21 – OIADA Salem Office – Title & Registration/

Compliance Class

Brasher’s NW Auto Auction: 90485 Auction Way, Eugene, OR 97402

Manheim Portland Auto Auction: 3000 N Hayden Island Drive, Portland, OR 97218

Brasher’s Portland Auto Auction: 23585 NE Sandy Blvd, Portland, OR 97238

OIADA: 1475 Capitol St NE, Salem, OR 97301

PRE-LICENSING IS AVAILABLE IN A “LIVE CLASSROOM FORMAT” OR “HOME STUDY” COURSE

• Pre-licensing classes begin at 8:30 a.m. unless otherwise noted

• Title & Registration classes begin at 9:00 a.m. unless otherwise noted

• All dealers must complete 5-hours of Continuing Education per year

• All persons who desire to be licensed as a motor vehicle dealer must complete an

• 8-hour pre-licensing seminar before DMV will issue a dealer’s license.

TO REGISTER FOR A CLASSCall 503-362-6839 or 1-800-447-0302 (All times, dates, locations subject to change)

Driver’s license or other positive ID required BEFORE class begins

WWW.OIADA.COM

Educational Instructor Bobbi Cockeram Born and raised in Eastern Oregon in the little town of Vale,

Bobbi worked for the local GMC dealership in Ontario, Oregon at the age of 18 selling to the local “Good ol’ boys” farmers and ranchers. This is where her love for the Auto Industry started. She relocated to the Portland area in 1996 where she entered her career as a “Title and Registration Specialist.” It was a very challenging time back then as there were no classes or training of any sort, so after years of hard work, dedication, and making it her business to become as knowledgeable as she could from whatever resources she could find, she successfully graduated from the school of “Hard Knocks,” and took off in the world as an independent Auto Dealer Consultant/Title and Registration Specialist for Oregon auto dealers. Bobbi has not only had the opportunity to work with Oregon auto dealers, but with Dealer Auctions, and several other states dealers as well. Additionally, she is well versed in other state laws and DMV statues. Bobbi started instructing Title and Registration classes as well as Pre-licensing Courses and other forms of Continuing Education for us at the OIADA 3 years ago and the classes just keeping better and bigger. She brings to us a great deal of knowledge and experience to our members and staff. We are very excited about partnering with Bobbi. Her addition to the team has taken our educational and consulting programs for our members to the next level.

Services Provided by Bobbi:Dealer-to-Dealer and Dealer-to-

Consumer Mediation

Title Training

CarFax and Auto Check Cleaning

Lost Duplicate Titles (in all states)

Title clerk fill-in

Dealer Setups

Title Preparation/Processing

Notary Services

Book Keeping Services

Title Corrections/Problem Titles

V-3 Training/ Setup

Deal Jacket Compliance Audits

Bobbi L CockeramPo Box 727 Gladstone, Or [email protected]

OIADA EDUCATION CLASS SCHEDULE Pre-License - Continuing Education – Title & Registration

What Your Should Know About Permits ...continued from p. 14

Example of DEALER/TOWER TRIP PERMIT FORM 735-307, actual size 5½” x 8 ½”

Get the Most out of Your OIADA Membership

Visit www.oiada.com to

connect with other members,

get news updates and more!

Page 11: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

OIADA November 2012 | 19

ADVERTISINGAffiliated Media LLC Ronald Massey, 503-705-9497

AutoTrader.com Ed Merrick, 503-747-9162 [email protected]

Carsforsale.com Aaron Oestretch, 605-306-3302

Cars.com 312-601-6134

The Oregonian Rich Fryback, 503-221-8486

UCMLink www.ucmlink.com Allison Pittman, 601-812-5876

UsedCars.com by Dealix Tamara Garris, 704-243-6652

AUTO ACCESSORIES Northwest Auto Accessories Craig Lessard, 503-288-5700

Auto Marketing Associates Northwest Gary Palaniuk, 503-519-7725

PRIVATE AUCTIONSBrasher’s Portland Auto Auction Jerry Hinton, 800-300-3200

Brasher’s Northwest Auto Auction Lisa Larkin, 800-905-3901

CrosspointNW Dealer Auction Brian Hardy, 503-457-4000

Manheim Portland Auto Auction 503-286-3000

OUT-OF-STATE AUCTIONSAdesa Seattle Auto Auction Jason Arcaro, 253-735-1600 x 213

Dealer’s Auto Auction Northwest Steve Doyle, 509-244-4500

Manheim Seattle Auto AuctionJulie Picard, 206-762-1600

PUBLIC AUCTIONS Insurance Auto Auctions, Inc. Ryan Hall, 503-253-1500

Petersen Auction Group of Oregon Curt & Susan Davis, 541-689-6824

Woodburn Auction Steve Morin, 503-981-8185

DEALER SOFTWARESkywerks Martyn Olliver, 425-738-0234

Frazer Computing Michael Frazer, 888-963-5369

FEE-BASED INCOME PRODUCTSMile High Consulting Inc. Mike Cintron 720-838-7400 Cell

FINANCINGCredit Acceptance John Bragg, 253-279-3230

Credit Concepts Jason Moon, 541-342-8545

JP Morgan–Chase Auto Finance Jeff DeGarmo, 503-201-4370

Nationwide Northwest, LLC Mark Tischer, 503-339-4165

Reliable Credit Association David Marx, 503-462-3022

Gold Acceptance/ Oregon Auto Finance 1700 Valley River Dr. #300 Eugene, OR 97401 Gary Veum, 541-868-0472

United Finance: Burnside, 503-232-5153 Eugene, 503-342-7671 Salem, 503-585-6411 Medford, 541-779-7391

SmartwayAdvisors Sheldon Harris, 503-795-7700

FLOORPLAN FINANCINGFloorplan Xpress Sean Fodrea, 503-621-9260 [email protected]

Dealer Services Corporation Garrett Jorewicz, 866-230-0820

HEALTH CARE & BENEFITSThe Summit Group of Oregon, LLC John Petrie, 503-581-2825

INSURANCE & BONDINGConsumer Insurance USA Robert Wells, 877-431-0970

Hecht & Hecht Insurance Evelyn Hecht, [email protected]

Kelly Martin Insurance Agency, Inc. Kelly Martin, 503-625-2615

LEASINGOregon Roads, Inc. New & Used Vehicle & Commercial Leasing Joseph McKinney, 541-683-2277

RECONDITIONINGE & N, Inc. Marco Segura, 503-850-4730

SERVICE CONTRACTSA.U.L. Corporation Gina Eagerton, 800-826-3207

Automotive Business Developers Shannon Meany, 541-944-9186

Auto Marketing Associates Northwest Gary Palaniuk, 503-519-7725

Auto Services Company Dick Proudfoot, 503-705-7597

A.U.L. Corp/ D.P.C. Inc. Jim Bangert, 360-834-3333

Protective - Asset Protection Division Dylan Doran, 818-836-1455

GWC Warranty 800-482-7357 ext. 767

TRAININGOIADA: Continuing Education, Title & Registration, & Pre-licensing Wendy Riggi, 800-447-0302

Automotive Business Developers Shannon Meany, 541-944-9186

ASSOCIATE MEMBER LIST: Your Dealer Products and Service

Auction Every Wedensday @ 9:30am+Free Breakfast Bu�et starts @ 9:00

November Auction Dates: 7th, 14th, 21st, 28th

Join us Nov. 21st for ourspecial Thanksgivingauction. We will be takingfood donations for thelocal food bank. Pleasebring canned foods forfamilies in need. For every item donated, wewill be giving out a ra�eticket for our giveawayfollowing the auction.

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The Thanksgiving tradition continues this year here at Crosspoint NW! Eachcar sold comes with a free Pumpkin Pie!

Page 12: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

20 | OIADA November 2012

NORTHWESTAUTO AUCTION

Think Eugene, Think Brasher’s Northwest

� Eugene is the home of the University of Oregon...Go Ducks! � Eugene is the birthplace of Nike. � Eugene is home to the Oldest Saturday Market in the USA.

� World class fisheries including the Willamette River and McKenzie River run through Eugene.

� Eugene is located in the Southern Willamette Valley, also known as the “Grass Seed Capital of the World”.

� Eugene is TRACKTOWN USA, home of the USA Olympic Track and Field Trials 2012.

Eugene

www.brashersnw.com • 800.905.3901

Brasher’sNorthwest

� Location: Brasher’s Northwest is centrally located in the middle of Oregon just off Interstate 5. Our dealer base is large and diverse.

� Inventory: Brasher’s Northwest is a founding member of AuctionPipeline. Source vehicles 24/7/365 online. View photos of every unit and CR’s on every Fleet/Lease/Bank unit. Purchase and Make Offers online anytime! Live Auctions Every Wednesday!

� Excellence: Brasher’s Northwest consistently records top sales percentages and retention in the Northwest.

� Experience: Our Management Team has over 160 years combined experience at Brasher’s.

Brasher’s Northwest

I certify to OIADA that I have personally read these articles in The Oregon Dealer News Magazine for #11-2012

My Name __________________________________________________________________________(printed)

Dealership Name ___________________________________________________________________________

Dealer License Expiration Date:_______________________________ Dealership #_____________________

Signed: __________________________________________________________Date _____________________

FAX TO: 503-364-7331 or mail to OIADA, 1475 Capitol St. NE, Salem, Oregon 97301

Read & Respond and Certify BelowOIADA CONTINUING EDUCATION PROGRAM

Complete this test and Certify below that you have read the articles for November 2012

Trip Permits

Trip Permits

Trip Permits

Trip Permits

Trip Permits

Choose the false statement below:Dealers may only issue the light vehicle trip permits (non-commercial) for the following reasons:a) When a new owner of a vehicle is not subject to Oregon registration requirements, but needs to operate the vehicle over highways to leave the state; b) To allow a customer to drive an unregistered vehicle to a DEQ inspection station to get a certificate of compliance prior to applying for registration; c) To allow a customer to drive a registered vehicle to DMV or to a law enforcement agency for a VIN inspection; d) To allow a customer to drive an unregistered vehicle to a DMV office to apply for registration if the dealer will not be submitting the application for title and registration on behalf of the new owner

A Dealer/Tower Trip Permit may only be issued when a dealer or tower is required to remove the registration year stickers from both Washington registration plates that are on passenger vehicles they sell. T_____ F_____

When a temporary registration permit has been issued, DMV’s copy of the permit and all title and registration documents and fees must be taken or mailed to DMV within 20 days from the date the dealer sells the vehicle. T_____ F_____

Light Vehicle Trip permits may only be issued for passenger vehicles with a registration weight of 10,000 pounds or less. T_____ F_____

Fill in the BlankA Dealer can issue up to:_____ Dealer/Tower Trip Permits per vehicle_____ Temporary Registration Permits per vehicle

Page 13: Oregon Dealer News March 2011€¦ · Governor signs 2 or 3 BHPH Bills 7 An Event to Remember! Dealers! 10 -11 NIADA Legislative Update 13 ... look like a dealer, opposing no sales

1475 Capitol St. neSalem, oR 97301503.362.6839 ●800.447.0302Fax: 503.364.7331

PRSRT STDU.S. POSTAGE

PAIDAlbany, OR

PERMIT NO. 188