oscar review q3

magazine3rd QUArTEr jUly, AUgUsT, sEpTEmbEr 2013

Osceola ReView

2013 Awards& InstallationluncheonHighlights

real estate - benefits - foreclosure - banks - florida realtors - public policy

Irs HAs ONly 10 yEArs TOCOllECT dEbT pAgE12

brITIsH bUyErs ANd THE Us TAX sysTEm pAgE12

gETTINg THE mOsT OUT OF lINKEdIN pAgE25

& pAgE27

EDGERANK: yOUr KEy TOFACEBOOKsUCCEss

&

WELCOME/ CONTENTS jUl, AUg, sEp 2013

news5 Third Quarter AE message

6 Osceola Women’s Council of rEAlTOrs® receives gold

level of Excellence

7 OsCAr members serve Community and government

8 strategic Alliance With Experience Kissimmee brings New leads

to Osceola rEAlTOrs®

12 british buyers and the Us Tax system

12 Irs Has Only 10 years to Collect debt

24 Florida Honors society recognizes OsCAr members

technology25 getting the most out of linkedIn

27 Edgerank: your Key to Facebook success

events10 july, August, september 2013 Calendar

15 scenes From our leadership Academy Training

16 Highlights From the rpAC major Investor Award & Casino Night

19 rEAlTOrs® shine at NAHrEp

20 photos from great American rEAlTOr® days

local

trends 28 market dynamics

14 New members and Other Events at OsCAr

002WElCOmECONTENTs

advocates teamAssociAtioN ExEcutivE/EDitoR: Carol platt, Crb, e-prot 4078460117 E [email protected]

WEB MAstER: Chris Florence, CCIm, [email protected]: Nannette [email protected]

MEMBERship sERvicEs cooRDiNAtoR: Eli perez, [email protected]

AE AssistANt - pRofEssioNAl DEvElopMENt: Kim Wagar, e-pro, [email protected] AssistANt - EvENts: christina Barnhardt, e-pro [email protected]

MEMBERship sERvicEs: Ally Vallecillo, e-pro [email protected]

sociAl MEDiA & MEMBERship sERvicEs: shane maloy, [email protected]

contributing writersinterested in contributing to our quarterly publication?! We would love to hear from you. We require that all works be original, meaning written by you, and do not allow promotion of your business.

advertisingDigital or printed media packs available on request. hEAD of sAlEs: Chris Florence, CCIm, [email protected]

AccouNts: bob st. gordon, [email protected]

distributionthe Review is printed quarterly. to subscribe contact our subscriptions team below.

suBscRiptioNs MANAGER: Nannette Cherry, [email protected]

www.osceolarealtors.org

magazine contactpublished by osceola county Association of REAltoRs®, 1105 shady lane, Kissimmee, fl 34744

2013 OSCAR President, Susie Graves

FrOm sTArT TO sUCCEss - yes, get ready, Keep looking, It’s Coming........

Your board members, fellow brokers, and our fabulous REAltoR® advocates have been working hard to make sure that you have the best education, information, and networking opportunities available in central florida. We realize that “if it’s important to you, our members, it’s important to us.”

We will be rolling out our “start to success” program very soon.this comprehensive program is for all our members - new and long term. Whether you’re just getting started or already successful, we will be there for you.

our education component will cover the basics, the specialized markets (think property management or international), and the credentials we need to stay relevant and current. Educated REAltoRs® are the key to successful closings and happy sellers, buyers, and fellow REAltoRs®.

We are taking new approaches to make sure you have the information you need to be competitive in today’s market. We are working hard on political advocacy and involvement to protect your profitability and advance the market. We have the ear of the community and its leaders to support our industry.

lastly, we are working hard connecting with people who are the best at what they do so that we can build a meaningful network and all learn from the best practices.

i would encourage all our members to take advantage of the education, information, and networking opportunities we provide. i look forward to seeing you around the Association and in the community. Remember: it’s all for you - our members - because from start to success, if it’s important to You, it’s important to us.

003rEVIEWOsCAr

local REAltoR® Jerry Kelley has recently been appointed to the osceola county school Board Audit committee. Jerry Kelley has previously served as the treasurer for the osceola county Association of REAltoRs® during the years of 2009 and 2010, and is now continuing his leadership endeavors with the school Board.

the osceola county school Board Audit committee assists the school Board in the selection of an auditor to conduct the annual financial audit and provides advice and recommendations to correct deficiencies after the audit’s review. in addition they also give counsel on initiatives to improve operational efficiencies in order to incorporate business experience and best practices in action plans.

Jerry was appointed to this position by another oscAR leader, tim Weisheyer. tim states, “i am grateful for Mr. Kelley’s willingness to serve on this important committee and know his expertise will be of great value to the school Board, our school district, and the tax payers of osceola county.”

of his appointment Jerry says, “i am glad to lend assistance to the school Board Audit Advisory committee and hopefully i can provide input that will help our schools.”

My florida Regional Multiple listing service (MfRMls) recently installed new leadership to its posts. florida REAltoRs® president, Dean Asher personally installed the current MfRMls president, steve Amburgey and former oscAR Director and past-president tim Weisheyer for the 2013-2014 leadership term.

MfRMls offers an expansive suite of productivity and marketing tools to real estate professionals and leads the state of florida in multiple listing services with over 33,000 subscribers. With over 16 shareholder REAltoR® Boards and Associations claiming ownership, it covers the area of central and southwest florida.

osceola county Association of REAltoRs® Association Executive, carol platt stated, “it brings a great deal of pride to see one of our own head such an illustrious board. tim has proven himself to be a strong and capable leader over the years with oscAR through his various posts. MfRMls will be well served under his watch.”

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jErry KEllEy AppOINTEdTO OSCEOLA SCHOOL BOARD AUDIT COMMITTEE

mFrmls iNstAlls

NEW LEADERSHIP

thank you for your donation of $50.00 received in 2013. Your donation honors the memory of our founder and internationally recognized safety expert Andrew Wooten. With your support we can carry out our mission: to save lives by providing safety training and education to hospice, home healthcare, and school system employees and students. Generous gifts from donors like you help us save more lives every day.

With Kind Regards,

Robin churchExecutive Assistantthe community safety foundation

Dear friends,

thank you so much for the flowers you sent for Mother. they were beautiful sitting under Mother’s picture on the easel at the visitation and service.”

love,

carolyn Barnhardt

Tim Weisheyer

Jerry Kelley

“Both your 2013 president susie Graves and your 2013 president-Elect Daisy lopez-cid were engaged in networking and communicating on your behalf and i am always proud of our leadership.

Association Executive, Carol Platt

OSCAR

mEdIA CONTACT: Carol platt pHONE: 407-846-0117 EmAIl: [email protected]

F a s t F o r w a r d i n g o u r r E A lT O r ® F u t u r e !

having just returned from the 2013 Midyear Meetings, i am once again honored to serve you as your Association Executive. Both your 2013 president susie Graves and your 2013 president Elect Daisy lopez-cid were engaged in networking and communicating on your behalf, and i am always proud of our leadership. i was also proud to work with our past president cheryl Grieb in her new role as a federal political coordinator and observe the activities of oscAR members in the osceola Women’s council of REAltoRs®, 2013 president Wanda linscott, 2013 president-Elect sue vasquez and 2013 District vice president cindy Decoster. the National Association of REAltoRs® Board of Directors enacted changes that will directly affect you, our valued member, and the operations of

associations and multiple listing services across the nation. the highlights are:

1. the continuance of the consumer Advertising campaign to 2014-2016 to promote homeownership, real estate investment, and professional REAltoR® advancement.

2. to fund two legal cases and one amicus curiae brief case to protect Mls copyrights and defend against antitrust allegations, to defend against unwarranted local disclosure laws that require Realtors to disclose zoning and occupancy municipal actions to buyers and tenants in columbia, Mo, and to file an amicus curiae brief in the ohio supreme court that argues that a broker is not liable for an agent’s fraud in connection with a real estate transaction solely because the broker received a commission in the transaction.

3. to allow local determination of the services, information and products provided to subscribers as core or ancillary to their Mls packaged services, to not require an Mls to mandate the optional services of lockbox equipment and advertising and to disallow optional services as basic Mls packaged services unless an Mls does not receive an economic benefit from the arrangement as either a shareholder of the information, service or product company or profit by receiving more than the operational

costs of providing the information, service or product. All Mls subscribers will be able to decline optional services, without charge and must be notified of their right to decline.

4. to allow any person, both members and non-members to file an ethics complaint in their own name under existing procedures.

5. to ensure that complaints cannot be amended to add or substitute other individuals as complainants except as otherwise provided for in these proceedings or mutually agreed to by the parties to clarify that ethics complainants

3RD QUARTER ASSOCIATION

ExECUTIVE MESSAGE2013

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CONTINUEd ON pAgE 6

the osceola Women’s council of REAltoRs®, inc. is being awarded with the Gold level of Excellence by the National Women’s council of REAltoRs®. 2013 president Wanda linscott, who has also served on the Board of the osceola county Association of REAltoRs® , was presented with this award during the National Association of REAltoRs® (NAR) Mid-Year Meetings in Washington Dc.

founded in 1938, the Women’s council of REAltoRs® (WcR) was organized to empower women to exercise their potential as entrepreneurs and industry leaders. it now boasts a community of 12,000 female real estate professionals and is backed by a network of more than 300 local and state chapters.

the vision statement of the osceola Women’s council of REAltoRs® states, “through influence as successful business professionals, women will effect positive change in the profession and in the broader community.” As evidenced in this notable recognition, the council is achieving that vision.

this vision bears similarity to the oscAR mission, which is to provide a dedicated success to its membership consisting of

real estate professionals and affiliates, while adding value to the community. oscAR members like Wanda linscott and the others who are part of the osceola Women’s council of REAltoRs® take great initiative to lead by positive example, bolstering their professions and their community with their commitment and diligence.

oscAR Association Executive, carol platt has said, “i applaud the efforts of Wanda linscott and the others being recognized. Women are an integral part of the real estate industry, and strong female leadership is imperative to demonstrating the power of women in their professional roles and in their communities. these women serve as exceptional role models to others who are just entering the industry.”

OsCEOlA WOmEN’s COUNCIl OF rEAlTOrs®

AWARDED GolD lEvEl of ExcEllENcE

006rEVIEWOsCAr

must be individuals and that complaints cannot be brought in the name (s) of third parties.

6. to amend that any evidence and documentation before a Grievance committee will be considered only to the extent necessary to determine whether a complaint will be referred for hearing and that a Grievance committee may, if necessary, gather additional information on the matters complained of if additional information is necessary to determine whether a complaint will be referred for hearing.

7. to stipulate that additional information required by the Grievance committee when forwarded for hearing may include additional information other than the written complaint itself only if necessary to determine whether a complaint will be referred for hearing.

8. to stipulate that if a hearing panel considers prior violations and sanctions in making its recommendation of discipline, the rationale for the current disciplinary recommendation can be provided to the parties and the Directors as part of the decision.

9. to codify that Associations may, but are not required to, provide mediation services for disputes in the case of tortious interference with business relationships, tortious interference with contractual relationships, economic duress, intentional inflict of emotional distress, other tort claims such as libel/slander, employment claims other than commission disputes, fraud and misrepresentation claims and real and personal property claims.

10. to increase the maximum permissible fine that may be imposed for violations of the code of Ethics and other membership duties from $5000 to $15,000.

11. to amend the standard of practice 3-2, to require that in any change in commission offered for cooperative services, the listing broker may not attempt to unilaterally modify the offered compensation with respect to that cooperative transaction after a REAltoR® has submitted an offer to purchase or lease property.

12. to provide issues mobilization funding to support Nevada against the use of eminent domain by local governments to seize performing “underwater” mortgages.

13. to state that “the National Association of REAltoRs® opposes the application of state or local taxes to rent and real estate services and other professional services including real estate broker commissions, title searches, appraisals, home inspections, property management services, and any other services related to the real estate transaction. NAR finds that the impact of such taxation places and undue burden on homeowners and other consumers of real estate services, falls disproportionately on the real estate sector, and is ultimately detrimental to state and local economies.”

14. to reduce the GRi designation minimum hours of instruction from 90 hours to 60 hours instructing the committee to detail a program that focuses on relevance and needed skills to enhance REAltoR® professionalism in the spirit of quality targeted instruction. REAltoRs® are on the move toward improving service, accountability and professionalism and oscAR is there to help lead that effort!

mEdIA CONTACT: Nannette Cherry pHONE: 407-846-0117 EmAIl: [email protected]

CONTINUEd FrOm pAgE 5

Wanda Linscott


007rEVIEWOsCAr

here at the osceola county Association of REAltoRs® we have made it our mission to be dedicated to the success of our members, while adding value to the community. in fact, it’s our mission statement. through our many distinguished leaders who serve and have served on our Board of Directors, we are working towards that very goal. Many of our Board leaders also serve on multiple committees as well as function as public servants in our local government. former 2001 oscAR president, cheryl Grieb, for instance, currently serves as vice Mayor of Kissimmee.

other oscAR leaders who serve include: Jose Alvarez who is the Kissimmee commissioner, tim Weisheyer, who is a school Board Member, Micki hopper, who serves as st. cloud city councilwoman, and linda Goodwin, who formerly served as Mayor of Kissimmee.

REAltoRs® take pride in their communities and want to do their part to better them. this is not specific to osceola county. Just look to our politicians at the national level, and you’ll find many of them have connections to the real estate industry. those who are not directly in real estate are often tied to family members who are. florida’s own Jeff Miller in the house of Representatives is a former Real Estate Broker. Mark Begich of Arkansas, serving on the senate, is an active commercial REAltoR®. Gary Miller, a house Representative from california is a home Builder, and house Majority leader, John Boehner of ohio is hus-band to Debbie who works for sibcy cline. these are just a small sampling of congressmen who are tied to the real estate industry. As you can see, real estate is heavily ingrained in politics.

oscAR would like to take this opportunity to thank our leaders for their continued service to this community, and would also like to encourage other members to consider volunteering for committees within the association. through the dedication of each of us, we

can all add value to the community. if you are interested in volunteering for any committees, please contact Association Executive, carol platt at [email protected] or call 407-846-0117.

sErVE COmmUNITIEs

& GovERNMENt

oscAR MEMBERs

Volunteersare always needed.if you would liketo devote yourtime to a committee,Call Carol platt407-846-0117.

Dear carol & oscAR team,

thank you so much for thinking of me during the recent loss of my father.the beautiful plant garden and your good wishes are so much appreciated. My mom will enjoy the plant as much as i will when remembering your kindness.

thank You,

Mary Jo coen

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the National Association of REAltoRs® has recently given recognition to the efforts of the Global Alliance committee of the osceola county Association of REAltoRs®, and Maria Grulich, international Development Director of Experience Kissimmee (the osceola county Department of tourism and Development). their combined efforts have brought about an exciting new opportunity for REAltoRs® and international investors who are looking to develop commercially in the county.

in the NAR Global Weekly, the National Association of REAltoRs® writes, “the osceola county Association of REAltoRs® (oscAR) has signed an historic agreement with Experience Kissimmee.… this first-of-its kind agreement provides a fantastic model for global business councils looking to leverage their relationships with local and state economic development offices. “

spearheaded by members of the Global Alliance committee, imran Mohamed and shelley freeman, this effort has been two years in the making. this strategic partnership brings together foreign investors represented by the osceola Department of tourism and Development and oscAR REAltoRs® who can assist them in finding appropriate properties for their clients. the result is a win-win situation for all parties involved, with the added benefit of growing the local community by bringing in new businesses and creating jobs. oscAR Association Executive, carol platt describes this as, “a mutual international economic development effort for the county.”

the success of this venture has led to its inclusion in the National Association of REAltoRs® best practices for Global councils.

STRATEGIC ALLIANCE WITH ExPERIENCE KISSIMMEE BRINGS NEWlEAds TO OsCEOlA rEAlTOrs®


Maria Grulich Carol Platt Imran Mohamed Shelly Freeman

During a recent Mls learn and Earn meeting, REAltoR® member Martha Elena parra brought her clients to express their thanks to affiliate sara Near of trustco Bank who helped them into a home. their story demonstrates the value of membership at oscAR by bringing together experienced REAltoRs® and affiliates who work together to help would-be homeowners into the homes they desire. sara and Martha both understand that homeownership matters, and through their combined efforts, they helped make this couple’s dream of homeownership come true. the client’s testimonial is given here:

“My name is Jose f. Willmore and my wife’s name is luz figueroa, the purpose of our visit to a recent Mls learn & Earn at oscAR was to express our most sincere gratitude to trustco Bank and trustco Bank Manager sara

Near, for the excellent job and dedication in regards to our particular case. With the competition it took over 5 months of lies and false promises, and at the end we weren’t able to close the case, while sara Near was able to close our case within 21 days. Also i want to thank our REAltoR® who supported us along our path of buying our house. thank you!”

OsCAr bENEFITs MEMBERs AND AFFILIATES

sara Near, Martha Elena parra, luz figueroa,and Jose Wilmore

oscAR is pleased to announce the re-appointment of member Kelly Yerkes to the city of Kissimmee Affordable housing committee. Kelly previously served in 2009 and was reappointed on April 2nd of this year.

the function of the city of Kissimmee Affordable housing committee is to review and approve housing incentive strategies for affordable housing for the state housing initiatives partnership (ship) program - a program which provides funding to local municipalities to incentivize the creation of partnerships that produce and preserve affordable homeownership and multifamily housing.carol platt, Association

Executive at oscAR said, “Kelly Yerkes brings a tremendous degree of experience and professionalism to the post. her prior service was commendable and the committee will be well served under her guidance again this year. We couldn’t be more proud to see one of our members take such leadership initiative towards the betterment of our community.”

009rEVIEWOsCAr

My florida Regional Mls (MfRMls) has filled a number of 2013-2014 committee posts in recent days, many of which are filled by oscAR leadership. these installments are met with a great deal of pride on behalf of the association and underscore the commitment to community and leadership that each new appointee carries.

New committee Appointees are as follows: tim Weisheyer now sits as chair of the technology committee and is joined by Jeff perry. tim also sits on the investment committee. Jerry Kelley is a member of the finance committee, Wanda linscott holds a position on the Marketing committee, laRue Allen is on the hearing panel, oscAR president Elect Daisy cid is now on the policy committee, and lastly, Kim Goodwin now sits on the fAct committee. congratulations to these oscAR leaders for their well-deserved appointments. their hard work and devotion make them perfectly suited for these leadership positions and they will no doubt prove an asset to their respective committees.

My florida Regional Mls is one of the largest Mls listing agents with over 30,000 subscribers, reaching 18 counties in florida. With over 16 shareholder REAltoR® Boards and Associations claiming ownership, it covers the area of central and southwest florida.

KElly yErKEs REAPPOINTED TO CITy OF KISSIMMEE AFFOrdAblE HOUsINg COmmITTEEE

NEW APPOINTMENTS TO mFrmls COmmITTEEs

Kelly yerkes

Tim Weisheyer - Chair

Jeff Perry

Jerry Kelley

Tim Weisheyer

Wanda Linscott

LaRue Allen

Daisy Cid

Kim Goodwin

Technology

Technology

Finance

Investment

Marketing

Hearing Panel

Policy

FACT

Member Committee

Newly installed OSCAR members serving on committees

vvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvv

jUly 1sT

ToastmastersTImE: 5:30pm - 6:30pm

jUly 2Nd

mls learn & EarnTImE: 9:00Am - 10:00Am

jUly 8TH


jUly 15TH


jUly 19tTH

roadmap to asuccessfulClosing (iCE) 4CE’s

TImE: 9:00Am - 1:00pm

INsTrUCTOr: denis milonas

jUly 22Nd

New member Welcome TImE: 9:00Am - 12:30pm

New member Ethics & Quadrennial Code of Ethics VideoNo CE’sTImE: 1:00pm - 4:00pm

jUly 22Nd


jUly 24TH

short sales & Foreclosures Course: What real Estate professionals Need to Know 8CE’s

TImE: 8:30Am - 5:00pm

registration begins at 8:00am

INsTrUCTOr: ric giumenta

COsT: $99

jUly 29th

mls basicTImE: 9:00Am - 12:00pm

INsTrUCTOr: Ivette jiminez

mls Compliance 101TImE: 1:00pm - 2:30pm


mls Adding & modifying listingsTImE: 3:00pm - 4:30pmINsTrUCTOr: Ivette jiminez


jUly 31sT

mls imappTImE: 9:00Am - 12:00pm


mls listing ToolsTImE: 1:00pm - 2:30pm


mls Agent marketing ToolsTImE: 3:00pm - 4:30pmINsTrUCTOr: Ivette jiminez

AUgUsT 1sT

FHA/VA Financing, markets & the Economy (iCE) 4CE’s

TImE: 1:00pm - 5:00pm

INsTrUCTOr: paul marek

AUgUsT 5TH


AUgUsT 6TH


AUgUsT 7TH

The Americas & International real Estate (CIps) 7CE’s

TImE: 8:30Am - 5:00pm

INsTrUCTOr: david Wyant

COsT: $99

AUgUsT 10TH

rpAC AuctionTImE: 6:00pm - 10:00pm

COsT: $30

lOCATION: Osceola Council on Aging - 700 generation point, Kissimmee, Fl 34744

EVENTS THISjUl/AUg/sEp

s E m I N A rrEgIsTrATION

CONTACTKim Wagar

EmAIlaeassistant@

osceola-realtors.com

CAll407.846.0117

Unless otherwise noted

Classes are free to members unless otherwise noted.

010EVENTsCAlENdAr

AUgUsT 12TH


AUgUsT 19TH


AUgUsT 23rd

OsCAr Technology lab dayTImE: 8:00Am - 4:00pm

AUgUsT 26TH


sEpTEmbEr 2Nd


sEpTEmbEr 4TH

Core law3CEs

TImE: 9:00Am - 12:00pm

INsTrUCTOr: richard FryerlOCATION: Osceola Heritage park Exhibition building

Code of Ethics3CEs

TImE: 1:00pm - 4:00pm

INsTrUCTOr: richard FryerlOCATION: Osceola Heritage park Exhibition building

sEpTEmbEr 5TH

The rEAlTOrs® Essential Technology Toolbox 4CE’s

TImE: 9:00Am - 1:00pm

INsTrUCTOr: Craig grant

sEpTEmbEr 6TH

risk management (iCE) 3CE’s

TImE: 9:00Am - 12:00pm

INsTrUCTOr: ric giumenta

sEpTEmbEr 9TH

New member Welcome

TImE: 9:00Am - 12:30pm

New member Ethics & Quadrennial Code of Ethics VideoNo CE’sTImE: 1:00pm - 4:00pm


sEpTEmbEr 10TH


sEpTEmbEr 12TH

Financial Analysis Tools for Commerical real Estate (CCIm) 7CE’s

TImE: 8:30Am - 5:00pm

INsTrUCTOr: Cynthia shelton

COsT: $195

sEpTEmbEr 13TH

Europe & International real Estate(CIps) 7CE’s

TImE: 8:30Am - 5:00pm

INsTrUCTOr: david Wyant

COsT: $99

sEpTEmbEr 16TH


sEpTEmbEr 23rd


sEpTEmbEr 30TH


C A N ’ T F I N d A N E V E N T y O U W I s H T O AT T E N d ?

your rEAlTOr® Advocates work hard at providing you with the most up to date info going on here at the

association. We are still human and may miss something so, if you can’t find information that you need, let us know. We welcome your encouraging input.

Email: Communications@osceolarealtors.com

011EVENTsCAlENdAr

The OsCAr office will be closed on july 4th and september 2nd

011

brITIsH bUyErs & THE US TAx SySTEM

rEpOrTEr: shelley Freeman EmAIl: [email protected]

British buyers need to understand the us taxation system. the us taxation system is a complex one and completely different than that in the uK. the us taxation system involves payments to at least four different levels of government: local, regional, state and federal. florida is one of only 7 states that does not levy personal income tax.

one benefit for Brits looking to buy in the usA, is the Double taxation treaty between the us and the uK, which prevents double payment of taxes. it is important that you talk to a tax specialist, to understand the tax implication for your own specific situation.

this state ranks lower than many other us states in terms of the tax burden it imposes. More than half of its non-federal revenue is collected at the local level, the majority being through property taxes approximates to about 1.5 per cent of a property’s value per annum.

for those looking to buy for an income property, it is important to know that in florida, all rental income is subject to tax and is charged on a sliding scale, currently 15 to 34 percent, depending on the amount of income from renting. intangible personal property, such as stocks, bonds, mutual funds, etc. is also taxable. florida currently does not have an intangible tax.

if you are not planning to rent out your home, you will not be required to complete a us tax return each year. unless they have other types of us income such as interest, dividends, or are claiming a refund for tax withheld at source.

sales and use taxes provide over half of florida revenue. sales tax is applied to most retail items, except groceries, medications, car rentals, theatre tickets and most service. the florida current sales tax rate is currently 6%.

012rEVIEWOsCAr

the iRs has ten (10) years from the date of a tax assessment to collect a debt from the taxpayer. the date the collection statute expires is called the collection statute Expiration Date or csED. When this date passes, the iRs is barred from attempting to collect your tax debt unless you waive the enforcement of the statute.

When does the Collection statute start to run?

the statute starts on the day an iRs assessment is made. Generally, the dates of assessment are as follows:• Filedtaxreturns-Thedateyoumailedthe tax return plus six weeks.• AuditAdjustments(agreed)-Thedateyousignedthe auditor’s report plus three weeks.• AuditAdjustments(unagreed)-Thedatetheappeals process and the tax court process (if any) is completed and the tax court judge has issued his or her ruling.

What Will Cause the Collection statute to be Extended?

the collection statute can be extended (tolled) by one or more of the following acts or situations:• Thefilingofabankruptcypetition-Thestatuteis extended for the duration of the bankruptcy proceedings.• ThefilingofanOfferinCompromise-Thestatuteis extended for the duration of the offer or one year, whichever is greater.• Thefilingofrequestsforrelief-Thestatuteis

extended when a taxpayer files for a collection Due process hearing, innocent spouse Relief and any other form of relief that requires the iRs to suspend collection enforcement while it reviews the validity of the underlying assessment.• Thesigningofawaiverextendingthestatute-The statute is extended to date indicated in signed waiver. Never sign a statute extension without first consulting your tax advisor.• ThetaxpayerisoutofIRSjurisdiction–Thestatuteis extended for the duration taxpayer was out of the iRs jurisdiction.

Our Advice to Taxpayers

in formulating a strategy for dealing with the iRs and in evaluating your options, it is critical that we accurately determine the date the collection statute expires. the iRs has incorrectly calculated the csED on many prior occasions. consequently, you should never rely solely on an iRs agent’s statement of the csED. if you owe back taxes for several years, consult with an experienced tax professional before providing any financial information to the iRs collection office. As you might expect, the iRs doesn’t like it when the collection statute expires because that means it won’t get paid. this is why the iRs intensifies enforced collection actions as the csED approaches. And some iRs agents will even try to trick the taxpayer into signing a statute of limitations waiver. this is why we strongly recommend that taxpayers do not represent themselves before the iRs collection division.

Irs HAs ONly 10 yEArs TO COllECT TAX dEbT

rEpOrTEr: peter pappas EmAIl: [email protected]

rEVIEWOsCAr

013

Call to register!407-846-0117


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New member Orientation for April

New member Orientation for june

OsCArHAppENINgs

maria grulich of Experience Kissimmee, Arlene Conow, and susie graves pose for

a photo after the mls learn and Earn.

susie Graves presents Angel ortiz of team oscAR with the Gold level Award for his team’s

outstanding fundraising efforts in the Relay for life Event. team oscAR raised over $5,000 this

year, easily beating their goals!

Carol platt accepts the certificate of appreciation from OsCAr Toastmasters on behalf of the association.

015rEVIEWOsCAr

lEAdErsHIp ACAdEmy

Facilitator melynne sight poses with Tim Weisheyer

The attendees of the leadership200 and 300

courses pose for a picture with their newly acquired certificates.

Even your member advocatestook part in the leadership Training. Eli perez is shown

here discussing course content with another attendee.

A sample of one of the leadership training exercises

members discuss how to proceed with leadership training excercises.

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rpAC mAjOr INVEsTOr AWArd & CAsINO NIgHT

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Crystal r

Jose Alvarez

gold sustaining

Richard Knapp Marilyn phelps

golden r

hope Andrews

sterling r

Mickey hopper Donald shearer linda Goodwin-Nichols cheryl Grieb tim Weisheyer

Crystal r

Donnie Martinez

gold sustaining

Richard Knapp Marilyn phelps

sterling r

Daisy cidWanda linscott veronica Maloloslinda Goodwin-Nichols cheryl Grieb tim Weisheyer

2011

2012

rpAC mAjOr dONOrAWARD REcipiENts

6pm - 10pmThe Osceola Council on Aging

700Generation PointKissimmee, FL 34744

August 10. 2013RPAC Auction

1105 Shady Lane, Kissimmee, FL 34744 407-846-0117 www.osceolarealtors.org

$30 per ticket (register online)

$300 per table of 8 (call to register)

Beverage Sponsor:Goodwin Realty

Food Sponsor:Stewart Approved Title

Contributions are not deductible for income tax purposes. Contributions to RPAC are voluntary and are used for political purposes. You may refuse to contribute without reprisal and the National Association of REALTORS® or any of its state associations or local boards will not favor or disfavor any member because of the amount contributed. 70% of each contribution is used by your state PAC to support state and local political candidates. Until your state reaches its RPAC goal, 30% is sent to National RPAC to support federal candidates and is charged against your limits under 2 U.S. C. 411a; after the state PAC reaches its RPAC goal it may elect to retain your entire contribution for use in supporting state and local candidates.

221

Hall of Fame:

hope Andrews

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019REALTORS® SHINE ATNAHrEp

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OsCAr president Elect daisy Cid

Veronica malolos

Affiliate leslie Zimmerly speaks

2013-2015 NAHrEp president, daniel Hernandez

ben robles is swon in as a board member

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SCENES FROMGREAT AMERICAN rEAlTOr dAys

oscAR president susie Graves

2013 florida REAltoRs president Dean Asher

clara Quiroga

commissioner of Agriculture and consumer services, Adam putnam

Becky chirillo and Daisy cid on the street at GARD

AE carol platt poses with cindy

castillo and clara Quiroga

AE carol platt, senator Denise Grimsley, and fREc commissioner

chip Boring

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Short Sales and Foreclosures - The New “Traditional” Transaction

July 24th8:30am - 5:00pmregistration begins at 8:00am

lunch will be provided$99

8 C

Es

Instructor: Ric Giumenta

1105 Shady Ln. Kissimmee, FL 34744407.846.0117 www.osceolarealtors.org

Direct distressed sellers to �nance, tax, and legal professionalsQualify sellers for short salesDevelop a short-sale packageNegotiate with lendersTap into buyer demandSafeguard your commissionLimit riskProtect buyers

SFR gives you a framework for understanding how to:

For many real estate professionals, short sales and foreclosures are the new “traditional”real estate trasaction. Knowing how to help sellers maneuver the complexities of shortsales as well as help buyers pursue short sale and forecolsure opportunites are not merely good skills to have in today’s market - they are ciritical. And while short sales andforeclosures are not for the faint of heart, agents with the proper tools and training canuse these specialty areas to build their business for the long term.

This one-day course is a qualifying core course for the Short Sales and Foreclosure Resource (SFR) certi�cation

as well as an approved elective for the Accredited Buyer’s Representative (ABR) designation.

Short Sales & Foreclosure:What Real Estate Professionals Need to Know

1105 Shady Lane, Kissimmee, FL 34744

R

ASS

OCI

ATIO

N O

F RE

ALT

ORS

, IN

C.

OSC

EO

LA C

OU

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Time

Where

Instructor

$99 for members and non-members, $50 re-auditContinental breakfast and lunch provided

Cost

David has represented multiple international corporations on every continent. He has lived, bought, sold property and operated his owncompany internationally. He is able to communicate his experiences effectively and welcomes the opportunity to share his knowledge with other professionals.

Each class will be scheduled from 8:30am-5:00pm and will earn 7CEs

CIPS, TRC, ABR, GRI, AHWD, e-Pro, SFR,CDEI™ Arello Certified Distance Education Courses

About CIPS

International real estate opportunities are everywhere. New people move to the U.S. from other countries every day and foreign-born individuals residing in the U.S. move to new markets. Americans in your current market invest in property overseas. No matter which international audience you cater to, the Certified International Property Specialist (CIPS) Designation will provide you with the knowledge, research, network and tools to globalize your business.

September 13, 2013 Europe and International Real EstateThis course will discuss the social, economic, political, and geographical characteristics of major European countries. Attendees will be able to identify important characteristics of certain European real estate markets, assess opportunities, identify ways to develop a business network with European clients or properties, and identify ways to promote properties, markets,and professional services

October 31, 2013 The Business of US Real EstateThe Business of U.S. Real Estate course outlines how real estate business in conducted within the United States. Learn about opportunities for referrals to help build your global real estate business.

August 7, 2013 The Americas and International Real EstateThis course is designed to introduce real estate professionals to the basic skills and knowledge necessary to facilitate international real estate transactions. You must complete 3 of 5 elective courses required to earn the Certified International Property Specialist (CIPS) designation. This course is one of five elective courses.

7ceCIPS Certi�cation Courses

David E. Wyant Across Borders School of Real Estate

Ab

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IPS


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FlOrIdA rEAlTOrs® hoNoR sociEtY RECOGNIzES OSCAR MEMBERS

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We are deeply grateful for the kindness and compassion you extended to our family during this difficult time. Whether you kept us in your thoughts, sent some lovely flowers, gave a memorial, or performed other acts of kindness, you have touched our hearts.

thank You,

Audrey Wooten

the florida REAltoRs® honor society recently recognized a number of oscAR current and former Directors for their longstanding membership in the society. Each designee was noted for their years of good standing and was awarded with a pin.

Daisy cid and John Goldsborough have each served their first year with the honor society. Wanda linscott and oscAR president susan Graves are on their 2nd year. third year recipients include tim Weisheyer and veronica Malolos. Renee clark has served her 4th year, cheryl Grieb has served 12 years, and Marilyn phelps has put in an impressive 20 years.

the florida REAltoRs® honor society recognizes members of local boards and associations who are active in the state association, and also lauds members for activity in the National Association of REAltoRs® (NAR) institutes. Additionally, it offers recognition for participation in societies and councils, for earned designations, for participating in educational activities, and for political involvement.

Association Executive carol platt says, “these 2012 honor society members have demonstrated a high degree of leadership to our local and state associations. their dedication to REAltoR® issues is meritable. time and time again, they consistently make themselves available to better the industry and their community, and we are thankful for their service.”

she goes on to say, “through their actions these oscAR leaders exemplify our mission statement: Real estate professionals dedicated to the success of our members, while adding value to the community.”

President Susie Graves enthusiastically receives her pin for service in the Honor

Society

“use linkedin to grow your professional network and demonstrate your expertise in your career. share blog postings and useful articles, participate in group discussions on pertinent topics, and show yourself to be a source of authority in your field of work. “

lINKEdIN

025TECHNOlOgyOsCAr

linkedin is leading the way for professional social networking, standing out from other popular sites like facebook and twitter as a place to grow your business profile and have serious interactions with like-minded people in your profession. While the other sites are proliferated with posts about the banal and sometimes the inappropriate, linkedin is distinguished from them by conversations of a professional

matter making it a far more sophisticated site than the others.

use linkedin to grow your professional network and demonstrate your expertise in your career. share blog postings and useful articles, participate in group discussions on pertinent topics, and show yourself to be a source of authority in your field of work. By doing this, you will strengthen your presence on this very important network, and perhaps even expand your connections to gain some new leads.

so how does one go about making the most of their linkedin presence? first, fill out your profile in its entirety. think of your profile as your online business card. start with your photo, making sure you use a photo of yourself, and one that looks professional in nature. photos of you downing drinks with friends are not appropriate on this platform. You’ll want to follow that up with a headline that says a little about you. consider something like, “Experienced osceola REAltoR® bringing expertise to the central florida real estate market.” Your website should be included in your profile for potential clients to click through to. Also, take advantage of the customizable public uRl to improve search engine optimization. Your linkedin profile will come with its own uRl naming convention, but you are allowed to make it a little more specific to you. for instance, a profile uRl might come

with the default address of “http://www.linkedin.com/profile/view?id=85199640&trk=hb_tab_pro_top.” You should edit your profile so that your linkedin profile uRl looks like “http://www.linkedin.com/in/yourname”, or contains your agency name, or ‘realtor’. to do this, click the ‘edit profile’ button near your photo and pull down to the ‘manage public profile settings’ option. from there, you will see your public profile view. on the right hand column, there will be a link that says ‘customize your public profile url’, which will enable you to make that change.

continue to flesh out your profile by filling out all segments you are able to. if you have certifications or designations, there is a place for that. You can fill out your education history and degrees attained in the education section. Do you do volunteer work or serve on a committee? there is a place for that as well. And don’t forget to fill out the ‘interests’ section. here is a chance to break out of that strictly business persona and make yourself relatable to your connections. Do you like

rEpOrTEr: Nannette Cherry EmAIl: [email protected] blOg: www.osceolarealtors.org

GETTING THE MOST OUT OF

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026

the former Director and past-president of osceola county Association of REAltoRs® (oscAR) , tim Weisheyer has taken up the post of chairman of the MfRMls (My florida Regional Multiple listing service ) technology, products, and services committee. As of April 22nd, tim took his lead over the committee, which states its purpose as “Reviewing existing and emerging technology that may benefit our members/subscribers.”

“technology continues to change the way we all conduct business and live our lives in the 21st century. As such, it is imperative we remain at the forefront of this evolution and use sound decision-making when considering which products and services are relevant to our members and customers. i look forward to seeking solutions that will increase productivity and profitability for all our stakeholders,” stated tim on the appointment.

oscAR Association Executive, carol platt echoed that sentiment, saying, “technology is rapidly changing in real estate professional services. We are proud to have an oscAR leader front and center at My florida Regional Multiple listing service toward greater member input and consumer service.”

cooking? playing piano? or are you an ardent sports fan? this is where you would talk about that. With the profile completed and out of the way, the next step is to start making connections. You should seek out co-workers, former co-workers, alumni, friends and clients. for a quick and easy way to find people you used to work with or go to school with, just hover your mouse over the link on your profile that tells where you worked or went to school, and linkedin will offer to find people you may know from these areas. having a large network is a good thing, but don’t get in the business of adding people you don’t know. that’s a good way to open yourself up to spam. And don’t shy away from inviting friends who aren’t already on the network. having a multitude of connections demonstrates your ability to reach out to people and make positive relationships something potential clients or employers will value.

As you build your network of past associates and classmates, start asking for recommendations and endorsements. these are key to bolstering your linkedin profile. showing a large number of recommendations from people you have worked with tells others that many people have confidence in your work.

Another important feature of linkedin is Groups. it is a good idea to seek out groups relevant to your profession and interests, and join them. frequent participation in group discussion displays your level of expertise on the subject and could make you sought after for business purposes by people you encounter in these groups. And be sure to connect with frequent engagers. When someone outside of linkedin searches your name, these group discussions will show in their Google searches, making it evident to people outside your network that you are a realtor who knows his or her stuff. You may even want to start your own group and lead the majority of discussions. it’s a great way to make connections, garner leads, and promote yourself.

if you are a broker or running your own real estate business, consider building a company page in addition to the group page and profile page. A company page will give readers a quick synopsis of your business. here they can view who works at the company, where the company is located, and so forth, all while raising brand awareness. With a company page, other linkedin members can follow your company to get updates and alerts, and even search for jobs if you pay the premium cost which allows you to add a jobs tab.

there are numerous add-on applications that can enhance your profile and overall linkedin experience. A popular one is the Reading list by Amazon. this allows you to list books you have recently read and give your own review. it’s a great way to generate conversation and perhaps even business. slideshare is another popular add-on that could be very useful. this is basically a slideshow presentation with added animation and interactivity, which could be used to showcase houses you are looking to sell. the cardMunch application is a handy tool that allows you to scan business cards with your phone and automatically takes you to the individual’s linkedin profile where you can promptly add them to your network. Events is an application that could be useful to REAltoRs®. this app recommends events in your industry that could help you become a better professional. use this app to sign up for new events, browse the roster of other attendees, and make

new connections. lastly, Wordpress is an ideal platform for you to communicate your blog posts to your network. Each time you publish a blog to your profile, it will automatically be visible to all of your connections.

lastly, experiment with linkedin Ads. this is a paid advertising service for you to promote your business. linkedin Ads works like Google AdWords or targeted ads on facebook, allowing you to target ads by job title and function, industry and company size, seniority and age, and linkedin Groups. You can purchase text, picture, or even video ad space. the pricing plan is very flexible, allowing you to pay by clicks or impressions and without long-term contracts or commitments.

i’d also like to add that linkedin offers their own handy mobile app so you can keep up to date with your network while you are on the go. this app provides pretty much all the main functionality the website offers. You can see updates from your connections, add new people to your network, send emails, make posts, join groups, and so forth.

so, as you can see, linkedin is a dynamic tool to grow your presence and raise your profile in your industry. By following these recommendations, you will be on your way to generating more leads and making valuable connections.

Follow OsCAr on linkedIn:http://www.linkedin.com/

groups?gid=2658078&trk=hb_side_g

“having a largenetwork is a good thing, but don’t get in the habit of adding people you don’tknow.”

OsCAr lEAdEr hEADs MfRMls post

TECHNOlOgyOsCAr

We all like posting on facebook. We want people to see what we post, especially if using a page to promote a business or brand. facebook is constantly changing how it ranks and sorts posts. in a recent update to the facebook ranking system called “Edgerank”,

the way posts appear on an individual’s news feed changed once again. in short, Edgerank is simply an algorithm that uses these three different variables: affinity, weight and time decay. let’s run over each of these very quickly to help you understand.

1. Affinity

in short, this is your interaction with your friends. facebook calculates which friends you spend the most time engaging with (by liking photos, posts or being tagged in those activities) and they come up with the calculation for your personal affinity.

2. Weight

this is a new feature. facebook now weights your posts by determining what is in the post. photos and videos (not Youtube however, since that is considered a link) are weighted the heaviest, followed by links, and then the good old text-only updates. the reason facebook has changed this is because they want an ability to quietly encourage the use of newer features. using this weight system, if a new feature were rolled out, they could weight it heavier so everyone sees more of it and hopefully decides to use it.

3. Time decay

this should be pretty self-explanatory. Your post gets less important as time passes. there is one small exception however: if your post (regardless of age) is still being actively commented or liked by friends, your old post will still show up via the affinity method.

so now that you know how it works, how can you make it work for you? here are a few tips:

* use pictures or videos - people like seeing things and it’s proven. photos get close to 120% more engagement which can really pay off for your company online.

* Keep it short and conversational - facebook users like reading short posts in nugget sizes that makes it feel like the content is personalized to them. they want to have conversations with brands or individuals, not be advertised to.

* Be consistent - 96% of your fans aren’t ever coming back to your page on their own, they will rely on seeing your content in their stream. so keep those posts coming. Generally speaking, i try to keep the posts to around 4-5 a day. it’s all up to trial and error with your particular field or market.

With this knowledge and these tips, you should be ready to make the most of your posts.

YouR KEY to

FACEBOOK SUCCESS

EdgErANK:

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rEpOrTEr: shane maloy EmAIl: [email protected] blOg: www.osceolarealtors.org

MARKETdyNAmICs

OsCEOlACOUNTy

2 years (monthly) - 5.1.11 to 5.31.13

OsCEOlAsFHdIsTrEssEd Vs. TOTAl sAlEs - UNITs sOld

KEy INFOrmATION

CONsTrUCTION TypE All bEdrOOms All bATHrOOms All lOT sIZE All

prOpErTy TypEs residential (single Family Home) sQ FT All

THIs dATA Is dEpENdENT UpON TImElINEss OF sAlEs ANd TOTAlITy OF INFOrmATION rEpOrTEd by pArTICIpANTs.

THE dATA rEFlECTs ONly THE sAlEs pUblIsHEd THrOUgH THE mId-FlOrIdA rEgIONAl mUlTIplE lIsTINg sErVICE (mFrmls) ANd dOEs NOT INClUdE All sAlEs IN rEpOrTEd ArEAs.

NEITHEr THE AssOCIATION NOr THE mFrmls Is IN ANy WAy rEspONsIblE FOr ITs ACCUrACy.

dATA: TOTAl sAlEs = All mFrmls OsCEOlA sINglE FAmIly HOUsINg (sFH) & plANNEd UNIT dEVElOpmENT (pUd).

(sFH), (pUd)-rEO/bANK OWNEd/sHOrT sAlE FrOm spECIAl sAlE prOVIsION.

AVErAgE dAys ON mArKET Is: dAys TO ClOsEd

sUpply & dEmANdNUmbEr OF UNITs (Fs) monthly Change

-30.42

monthly %

-1.14

Total Change

-730.09

Total % Change

-27.44

FOrsAlE

-27.4%

028rEVIEWTrENds

mEdIAN prICE (sOld)lOW, HIgH, AVErAgE, mEdIAN monthly Change

1,408.25

monthly %

1.39

Total Change

33,798.02

Total % Change

33.40

FOrsAlE33.4%

mONTH’s sUpply OFINVENTOry(sOld CAlCUlATION) monthly Change

-0.11

monthly %

-1.68

Total Change

-2.59

Total % Change

-40.23

msIsAlE

-40.2%

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PROFESSIONALAFFIlIATEsAdVErTIsINg/pUblICATIONs guide To Homes, Inc. rhonda rogers8297 Champions gate blvd # 381 Champions gate, Fl 33896T 813-928-1885 [email protected]

Osceola Woman NewspaperKena blainp.O. box 701509st. Cloud, Fl 34770T 407-891-9771F [email protected]

The real Estate bookTammy birchler2305 Newpoint parkwaylaurenceville, gA 30043T 407-581-1490 F [email protected]

AgENT mArKETINg sErVICEs brandAidChris Florence7354 bent grass driveWinter Haven, Fl 33884T [email protected]

ATTOrNEys

Charles p. Castellon, pA law FirmCharles Castellon14129 Town loop blvd, suite 200Orlando, Fl 32837T 407-851-0201F [email protected]

jose g. Oliveira, p.A.law Officejose g. Oliveira121 s. Orange Ave sTE 1130Orlando, Fl 32801T: 321-445-9458F:[email protected]

law Office of daniel Villazon, p.A.1420 Celebration blvd.Celebration, Fl 34747T [email protected]

The pappas grouppeter pappas4798 New broad streetsuite #210Orlando, Fl 32814T 407-648-2555F 407-264-6580 [email protected]

The pappas groupjulie pappas4798 New broad streetsuite #210Orlando, Fl 32814T 407-648-2555F 407-264-6580 [email protected]

patricia l. daugherty,Attorney at lawpatricia l. daugherty11 North Vernon AvenueKissimmee, Fl 34741T 407-518-7674 F [email protected] H. Acosta & Associatesroland H. Acosta399 Carolina Avenue, suite 210Winter park,, Fl 32789T 407-644-2531F [email protected]

CONsTrUCTION/rEpAIr/ rENOVATIONs metro Home builders Association Osceola Chapterdavid Couch544 may Avemaitland Fl 32751T 407-629-9242F 407-629-6460

NFFs general Contractorsjerry macnamara9210 Cypress green dr.jacksonville, Fl 32256T 904-683-8054 ext.30F [email protected]

servpro of Osceola County dan Hougaard 1710 Kelley AvenueKissimmee, Fl 34744 T 407-933-0707 [email protected]

FINANCIAl sErVICEs/INsTITUTIONs bb&T Wealthlief johnson200 broadway st.Kissimmee, Fl 34741T 407-933-3325F [email protected]

butler mortgage Harry Urban 1012 W. Emmett street, suite bKissimmee, Fl 34741 T 407-931-3800 F [email protected]

Center state bankscott johnson 920 North john young parkway Kissimmee, Fl 34746T 407-847-3800 F [email protected]

Farm Credit of Central Floridajohan damp.O. box 8009lakeland, Fl, 33802T 863-682-7196F [email protected]

Qubty Financial group david Qubty 7680 Universal blvd., suite 405Orlando, Fl 32819-8998 T 407-370-3030 F 407-370-2040 [email protected]

Qubty Financial group sami d. Qubty 7680 Universal blvd., suite 405Orlando, Fl 32819-8998 T 407-370-3030 F 407-370-2040 [email protected]

Trustco banksarah Near1525 East Osceola pkwyKissimmee, Fl 34746T 407-932-0398 F [email protected]

Wells Fargo Home mortgageCliff FrohnOne Home Campusdes moines, IO, 50328T 515-213-6500F 515-213-6102 wellsfargo.com

HOmE WArrANTy 2-10 Home buyers WarrantyCameron Foster1900 jake street, suite 109Orlando, Fl 32814T 407-473-1972 [email protected]

OsCArAFFIlIATEs

030

First American Home Warranty Corp bobby jo justice3281 settlers Trailst Cloud, Fl 34772 T [email protected]

Home Warranty of AmericaTammy birchlerpO box 850 lincolnshire, Il, 60069T 888-492-7357 ext. [email protected]

INspECTION sErVICEs budget services, Inc. Ed Hogan 3617 Crosley Avenuest Cloud, Fl 34772 T 407-892-8811 F 407-892-8516 [email protected] budgetservicesfl.com

Firm Foundations Home Inspections, Inc.Aubrey Kahn2200 sylvan CourtKissimmee, Fl 34746T [email protected]

genx property services, llC.Nestor ramos2701 Oak Hammock preserve blvd.Kissimmee, Fl 34746T 407-234-1327nramos@genxpropertyservices.comwww.genxpropertyservices..com

Housemaster Home Inspections527 brack streetKissimmee, Fl 34744T 407-343-4677 F [email protected]

reliabel EbIsteve rohalpO box 450206Kissimmee, Fl 34745T [email protected]

TEsK Field servicegary stewart8845 lake marion Creek rd.Haines City, Fl 33844 T [email protected]

Wayne Home InspectionsWayne C. glover1533 Trumbull streetKissimmee, Fl 34744T 407-935-1127 F [email protected]

rEAl EsTATE sCHOOls/EdUCATIONIFrEC real Estate schools richard Fryer 5029 Edgewater driveOrlando, Fl 32810 T 407-644-7277 F 407-647-5227 [email protected]

rEAlTOr® sErVICEsCreating Wealth UsA, llCAugust byllotp.O. box 470654Celebration, Fl 34747T [email protected]

propert resource specialistsrebecca soto1627 Vine st. #130Kissimmee, Fl 34744T 321-800-5772F [email protected]

TITlE/EsCrOW/INsUrANCEsErVICEs

A-Z Team Title, llC bernard s. Edwards 102 park place blvd.Kissimmee, Fl 34743 T 407-932-0529 F 407-932-1587 [email protected]

First American Title deborah dudley1101 miranda lane, suite 101Kissimmee, Fl 34741 T 877-833-1731 F 866-722-5957 [email protected]

First American Title leslie Zimmerly1101 miranda lane, suite 101Kissimmee, Fl 34741 T 877-833-1731 F 866-722-5957 [email protected]

Final Negotiations, llC.rhonda Owen1201 Emmet streetKissimmee, Fl 34741T [email protected]

HIg Insurance groupshawn goepfert890 E. state road 434longwood, Fl 32750T 368-843-4663F [email protected]

Integrity First Titlebetty m. dobbie908 mabbette streetKissimmee, Fl 34741T 407-846-4500F [email protected]

First International Titleshelly dukes1101 miranda lane, suite 105Kissimmee, Fl 34741T 321-443-6901 F [email protected]

Quality Title & Escrow llClisa bennett1801 lee road, suite 205Winter park, Fl 32789T 321-304-3906 F [email protected]

smart International TitleEva gordon13538 Village park drivesuite 170T: 407-854-2115F [email protected]

stewart Approved Title, Inc. becky sheive 1201 Emmett streetKissimmee, Fl 34741 T 407-846-7477 /F 407-846-6573 [email protected]

OTHEr sErVICEsdj dynomiteEdward martinez501 pinnacle Cove blvd.Orlando, Fl 32824T [email protected]

Healthy Nutrition Center Olga Castano1425 N. john young parkwayKissimmee, Fl 34741 T [email protected]

Heritage park Innmary rivera2050 E. Irlo bronson memorial HighwayKissimmee, Fl 34741 T 407-846-4545F 407-923-2268 [email protected]

ramon gonzalez blinds specialistramon gonzalez1918 binnacle st. Kissimmee, Fl T [email protected]

Unidos supermarketjose Toribio1200 simspon rdKissimmee, Fl 347414T 407-962-0028F 407-962-0020

Wild palms productionsVictor salgado2420 Cypress Trace CircleOrlando, Fl 328254T [email protected]

OsCArAFFIlIATEs

031

PRSRTU S POSTAGE

PAIDMID-FL FL

PERMIT NO. 581

STDosceola county Association of REAltoRs® 1105ShadyLane•Kissimmee,FL34744

betsy barrantes - Exit Realty centralEugene bellew - Bellew Real EstateEmma bencz - live oak Realty, incdeborah bendall - frontGate RealtyAlecia beyer - fWl Enterprises, llcVanessa burgos - la Rosa Realty, llcpatricia Cheeks - Express one Real Estatemayerlin Cortes - coldwell Banker Ackley Realtypamela Cross - century 21 team feltrimmaribell Cruz - Exit Realty Access, llclautaro Cubas - victoria Realtypratik daiya - Jose orlando RodriguezCh ristopher davies - Davies Realty, llcEl Habib El moubarik - varonia Real Estatemark Erme - fWl Enterprises, llcKimberly Falkowski - Keller Williams at the lakesjoseph Federico - southern Dunes Realtydario gamboa - florida Realty team of centralsteven gillispie - Keller Williams at the lakesletwiens gonzalez - invest Realty Group, llcCarole greenwald - DeNike Realty and property Management, llcraphael guanill - Wf Realty corp.Kerry Hendrick - florida horizons Real Estate, llcTeia Hooper - la Rosa Realty, llcdonna jarvis - Exit Realty Access, llcmaryann jones - home Bankers Realty, llcmichaela Krause - century 21 Metro lifestylesOrlando lajas - Resource one RealtyElamie lanzone - celebration Rental GroupFernando leano - florida Realty team of centralmicheal leatherman - Watson Realty corpAnaluz lopez de Troitino - luxury Realty, inc.gil medina - Watson Realty corp.loreen morris - Keller Williams Advantage iiibarbara O’Hara - Dream Builders Realtymaria mercedes pabon - Easy home Realty, inc.Vivian pena - florida Realty team of centralrene perez - Exit Realty Access, inc.rodrigo pinto de Arruda - victoria Realtyjuarez polidoro - century 21 team feltrim michael richardson - coldwell Banker Ackley Realtymaritza rivero - luxury Realty, inc.beda rojas - Keller Williams at the lakesTania romen - REMAx premier propertiesHector rosario - homestead Realty, inc.rosely ruiz - luxury team of florida Real Estatemichael salazar - homestead Realty, inc.Eyra santiago - harmoney Real Estate co, llcsatish sharma -iRis international

jed suhl - Davis Real Estate Groupjohn Van der reyden - Watson Realty corp.michelle Vega - G World propertiessimoara Velazquez - Rainbow homes Real EstateFlavio Vieira de melo - luxury Realty, inc.Helen Weaver - Watson Realty corp.john Weaver - cornerstone Building Analsysis, incChristopher Woeste - Davis Real Estate Group

2-10 Home buyer’s Warrantybb&T WealthCenterstate bank of Florida N.A.dj dynomiteHealthy Nutrition CenterHeritage parkk InnHIg Insurance groupHome builders Association Osceola ChapterHome Warranty of AmericaNFFs general ContractorsOsceola Woman Newspaperproperty resource specialistsramon gonzalez blinds specialistreliable EbIsmart International TitleTEsK Field serviceUnidos supermarket

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