our story · 8 june 2018 centenary issue sanlam personal finance our story vuyani aaron. portia...

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8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton Abdol. Rashid Abdol. Dean Abdol. Nafisah Abdulla. Faranaaz Abdulla. Safia Abdullah. Reyana Abdullah. Riefqah Abdurahman. Rygana Abdurahman. Natasha Abels. Aicha Abouri. Nceba Abraham. Sandile Abraham. Cheryl Abrahams. Allie Abrahams. Ricardo Abrahams. Cindy Abrahams. Siehaam Abrahams. Melony Abrahams. Regina Abrahams. Danielle Abrahams. Mogamat Abrahams. Lynn Abrahams. Shafiek Abrahams. Tamaryn Abrahams. Zunaid Abrahams. Heather Abrahams. Ebrahim Abrahams. Clyde Abrahams. Waleed Abrahams. Nazier Abrahams. Kamielah Abrahams. Aneesa Abrahams. Rozana Abrahams. Natasha Abrahams. Nabeelah Abrahams. Jade Abrahams. Zubeida Abrahams. Lee Abrahams. Anthea Abrahams. Suhail Abrahams. Meagan Abrahams. Leon Abrahams. Jeff Abrahams. Raafiq Abrahams. Alistair Abrahams. Lewann Abrahams. Renee Abrahams. Thabo Abrams. Faizal Achmat. Manie Ackerman. Decker Ackermann. Marie-Louise Ackermann. Edna Ackermann. Sadia Adam. Zahirra Adam. Sulaiman Adam. Winston Adams. Christo Adams. Naziema Adams. Shantell Adams. Xandra Adams. Pam Adams. Liezel Adams. Kurt Adams. Yazeed Adams. Lereese Adams. Sadiqah Adams. Abigail Adams. Lynne Adams. Blanche Adams. Derryn Adams. Bronwyn Adams. Darren Adams. Sharanaaz Adams. Yazeed Adams. Byron Adams. Giran Adams. Leshay Adams. Brian Adams. Ismael Adams. Mark Adams. Jonathan Adams. James Adams. Taghmeedah Adams. Bernice Adams. Tasneem Adams. Fauqiyah Adams-Williams. Nural-Huda Adhikari. Raziah Adjiet. Dawie Adlem. Emilita Adonis. Ashraf Adonis. Bradley Adonis. Joy Adonis. Blanche Adonis. Lineal Adonis. Marsha Adonis. Elvin Adonis. Reyana Adonis. Zodwa Adonis. Mark Adonis. Hayley Adriaans. Doms Adriaans. Yumna Adriaanse. Edwin Afitile. Natasha Africa. Patrick Africa. Chantal Africa. Elroy Afrika. Megan Afrika. Christo Afrika. Lynn Afrika. Marinell Agenbach. Johan Agenbag. Careen Aggenbacht. Marina Aggenbacht. Naadir Agherdien. Luqmaan Agherdien. Riaz Ahmed. Nusrat Ahmed. Chris Ahrens. Rashiedah Ajam. Umwaaz Akherwaray. Robert Akiemdien. Sonette Akpan. Barbara Alberts. Nooradien Alexander. Leroy Alexander. Camilla Alexander. Relebogile Alexander. Gassie Alkaster. Zaakirah Alladin. Daphney Allah. Sibusiso Allam. Laurika Allee. Gary Allen. Hajierah Alli. Mariam Allie. Rie-Daw Allie. Khalid Allie. Tarique Allie. Yaseen Allie. Mardeeyah Allie. Naeem Ally. Imthiaz Ally. Naser Ally. Reyad Ally. Lashaniya Alwar. Bennet Ameyah. Naseema Amien. Nazir Amod. Leone Amon. Gary Amos. Rasheel Amritlal. Mpho Amsterdam. Lisa Amsterdam. Ester Anderson. Carmen Anderson. Bessie Andrag. Beauty Andrease. Benita Andrews. Danielle Andrews. Samantha-Lee Andrews. Eleanor Andrews. Tania Andrews. Blanche Andrews. Bradley Andrews. Elize Andrianatos. Lucia Andries. Jacques Angelo. Thando Angome. Karen Ankiah. June Anthony. El-Schreiner Anthony. Estelle Antoine. Sive Antonie. Ntombozuko Antonie. Ghulam Antulay. Elaine Antullay. Solomon Aphane. Zelda Apollis. Leigh-Roy Apollis. Crescenta Apollis. Farrana Appama. Mano Appasamy. Sherees Appel. Tsholofelo Appie. Nadia Appleby. Yetska Appolis. Porché Appolis. Charles April. Thabisa April. Chevonne April. Werner April. Edmund April. Nandisa April. Zimkhitha April. Sithembele April. Gerda Arangie. Marié Archer. Colin Archibald. Shamila Arend. Shaun Arends. Simon Arends. Gamdi Arendse. Claude Arendse. Natalie Arendse. Tanya Arendse. Felicia Arendse. Lauren Arendse. Nicole Arendse. Lincoln Arendse. Willy Arendse. Sheena Arendse. Tanitha Arendse. Angus Arendsen. Noer Ariefdien. Prashay Arjoon. Soemayah Armien. Yunus Arnold. Shahnaaz Arnold. Marie Arnoldi. Sivuyile Aron. Wandile Aron. Nomatshaka Aron. Bongi Arosi. Maxwell Arosi. Annanda Arp. Yvonne Arries. Stella Arthur. Vasaigee Arumugam. Trevor Ashley-Cooper. Meagan Assam. Irene Assegaai. Fundiswa Assegai. Angelo Assur. Lauren Atherton. Kedidimetse Atisang. Leon Atterbury. Michael Atti. Deon Aucamp. Herbie Aucamp. Tarryn August. Mphathi August. Emerick Ayford. Rezaaq Ayob. Zakirah Aziz. Leonie Baadjies. Chantelle Baardman. Sammy Baartman. Jeanie Baartman. Garth Baatjes. Phebe Baatjes. Taren Baatjes. Nontlahla Baba. Asive Baba. Mfusi Babu. Khanyisa Baca. Haroon Badat. Manie Badenhorst. Estelle Badenhorst. Lizette Badenhorst. Santa Badenhorst. Bennie Badenhorst. Jacky Badenhorst. Wouter Badenhorst. Monica Badenhorst. Gwendoline Badenhorst. Mninawe Badli. Anthony Bafatakis. Elsie Bagoe. Ashfakh Baig. Ulishia Baijnath. Vedanth Baiju. Shafiq Bailey. Stacey-Lee Bailey. Annette Bain. Desiree Baitsewe. Luthando Bakada. Corlia Baker. Craig Baker. Sophie Baker. Brigitte Baker. Guy Baker. Ina Baker. Ndoile Bakgosi. Mapaseka Baki. Thando Bala. Nontobeko Balani. Kehilwe Balatseng. Olebogeng Balebi. Nomabhulu Baleni. Nolicebo Baleni. Nolonwabo Balfour. Amelia Bali. Winnie Balindlela. Luxolo Balintulo. Monica Baliso. Rashid Ballim. Wandile Baloi. Lungi Baloni. Ofentse Baloyi. Boitumelo Baloyi. Matimba Baloyi. Victor Baloyi. Fikile Baloyi. Wisani Baloyi. Thomas Baloyi. Edwin Baloyi. Takalani Baloyi. Tshikani Baloyi. Keshia Baloyi. Cecilia Baloyi. Lindile Baloyi. Hlulani Baloyi. Lesley Bam. Siyabulela Bam. Patience Bam. Sphokazi Bambiso. Kenalemang Bamphitile. Babalwa Banangile. Amanda Banangile. Lwando Banca. Sharon Banda. Magnus Banda. Alfred Banda. Ahmed Banderker. Hassan Banderker. Nombini Bandezi. Gcobisa Baneti. Sibuyiselwe Banga. Nikelwa Bangani. Nosicelo Bangani. Ntombezitha Bangani. Charles Bangaza. Nomthandazo Bangiso. Mandlakazi Bango. Nosisa Bango. Masixole Bango. Senzo Banjwa. Cristal Banks. Lichen Bannau. Odwa Banns. Farzanah Banoo. Esmond Bantam. Demuhorne Bantom. Refiloe Bapela. Kasief Baradien. Matlhogonolo Baraki. Brandon Barends. Lavona Barends. Margaret Barker. Lynn Barker. Alicia Barlow. Nomasonto Barlow. Ndileka Barman. Werner Barnard. Barries Barnard. Charles Barnard. Jakkie Barnard. Carla Barnard. Johan Barnard. Philip Barnard. Ben Barnard. Morne Barnard. Willem Barnard. Sonja Barnardo. Liezel Barnardt. Lindly Barnes. Tony Barnes. Vuyo Barnes. Desiree Baron. Lee-Ann Barron. Zonika Barron. Beraldine Barry. Ezra Bartman. Lynn Basardien. Sandile Basi. Goodwin Basiwe. Henrico Bass. Alta Basson. Elise Basson. Johan Basson. Michael Basson. Riette Basson. Estee Basson. Monrico Basson. Carmen Basson. Cornel Basson. Fayrouz Basson. Leon Basson. Karin Bastiaanse. Sthabile Bata. Mzamo Batisi. Jolian Bavuma. Zoliswa Bavuma. Shiraaj Bawa. Dudu Bayana. Fatima Bayat. Anitha Bechoo. Alta Beck. Jolandu Beeslaar. Vanessa Beetge. Charlotte Beetha. Ronel Beets. Mujahid Behardien. Sayuri Behari. Grant Beharrie. Robyn Behrends. Saziso Beja. Nomaweza Beja. Nolufefe Beja. Ongama Beje. Mildred Bekka-Mashwabani. Karin Bekker. Dries Bekker. Tiaan Bekker. Zamile Bekunyawo. Gelvasia Bekwa. Elma Belcher. Helena Belling. Ernst Bellingan. Gerhard Benade. Thandazile Bendane. Lunga Benge. Anathi Benge. Yumna Benito. Faranaaz Benjamin. Elshiref Benjamin. Renaldo Benjamin. Denise Benjamin. Andrea Benjamin. Simonn Benjamin. Monique Benjamin. Balise Ben-Mazwi. Dean Benn. Natasha Benn. Cheslynne Bennett. Travis Bennett. Stephnie Bent. Elowene Bent. Bjorn Benting. Carmen Benting. Andisa Benzi. Desire Bergman. Portia Bergoer. Lé-Nic Bergsteedt. Lizbe Bernhardt. Michael Berry. Kabelo Besent. Werner Bessinger. Pieter Bester. Herman Bester. Tilana Bester. Madelein Bester. Christo Bester. Andrie Bester. Evelyn Bester. Simone Bester. Meche Bester. Michiel Bester. Johan Bester. Christa Bester. Tiaan Bester. Wilfred Bester. Anda Sweetness Betela. Sbongile Betya. Mthobeli Betya. Gawie Beukes. Amanda Beukes. Ronston Beukes. Karin Beukes. Gynor Beukes. Johaan Beukman. Anthony Beuzana. Nosindiso Bewu. Ronnie Beyl. Sicelo Bezana. Carel Bezuidenhoud. Yolande Bezuidenhoudt. Hennie Bezuidenhout. Stephanie Bezuidenhout. Michelle Bezuidenhout. Kim Bezuidenhout. Ronalda Bezuidenhout. Sanet Bezuidenhout. Lusinda Bezuidenhout. Gert Bezuidenhout. Johan Bezuidenhout. Gina Bezuidenhout. Charles Bezuidenhout. Johan Bezuidenhout. Kay-Lynne Bezuidenhout. Michael Bezuidenhout. Sakhile Bhengu. Ronald Bhengu. Glorious Bhengu. Danisile Bhengu. Farah Bhikoo. Reza Bhikoo. Adeesh Bhogal. Reena Bhugwandeen. Shalina Bhugwandeen. Ricki Bielderman. Hanlie Biermann. Wilhelm Biermann. Juanita Biggs. Shaun Biggs. Samkelo Bikitsha. Damian Bilham. Xolela Bill. Clement Billings. Edwin Billings. Ntombizobom Binase. Siphamandla Bingwa. Chris Binneman. Bulelwa Binza. Keegan Bipraj Naipal. Mandy Birkenfield. Sizeka Bitterbos. Happines Bitterbos. Mnqweno Biyana. Mpumelelo Biyase. Precious Biyela. Thulani Biyela. Goodhope Biyela. Zandile Biyela. Mpilo Biyela. Mbhekiseni Biyela. Nomasonto Biyla. Nwabisa Blaauw. Grant Blaaw. Jacqui Black. Tamsyn Blankenaar. Vernon Blankenberg. Nomalungisa Blayi. Grant Blaylock. Walter Bless. André Blignaut. Nicola Blignaut. Craig Blignaut. Barbara Blocks. Linda Blom. Ina Blomerus. Pamela Blou. Nomakhosazana Blouw. Christel Bobie. Uwe Bobs. Gaynor Bock. Eldrin Bocks. Madilapiso Bodibe. Janice Bodigelo. Elrinda Boer. Jonita Boersma. Lynton Boesak. Enid Boezak. Lehlohonolo Bogale. Donald Bogatsu. Tshenolo Bogatsu. Thapelo Boikanyo. Xolelwa Bojana. Bontle Bokaba. Onkarabile Bokhutlheleng. Sonwabile Bokuva. Kemoneilwe Bokwane. Kholeka Bokwe. Mosetsanagape Bolele. Sechaba Bolofo. Nathan Boltman. Noxolo Bomali. Unathi Bomela. Nokonwaba Bonde. Xolela Bongco. Karen Bongers. Mlondolozi Bongoza. Lydia Bonkolo. Deon Bontiya. Bomkazi Bonxa. Thobeka Booi. Sino Booi. Tandile Booi. Monwabisi Booi. Tozama Booi. Andiswa Booi. Asemahle Booi. Phelelani Booi. Pamella Booi Mose. José Boois. Jocelyn Boois. Caushief Booley. Bernice Boom. Louie-Cecile Boonzaaier. Eslé Boonzaier. Francois Boonzaier. Alene Boonzaier. Marius Boonzaier. Bradford Boonzaier. Marlene Booyens. Andre Booyens. Elizma Booyens. Cornelis Booyens. Sheren Booysen. Ronelle Booysen. Lucille Booysen. Lee Booysen. Shannon Booysen. Magdalene Booysen. Salome Booysen. Joshua Booysen. Abitha Bopape. Ntombovuyo Boqwana. Helet Borchardt. Leon Borchjes. Maria Bornman. Ntike Boroko. Samantha Bosaletse. Hester Bosch. Henriette Bosch. Debbie Bosch. Enrico Bosch. Bianca Bosch. Berushka Bosch. JJ Boshoff. Lizle Boshoff. Marize Boshoff. Nadine Boshoff. Morné Boshoff. Louis Boshoff. Christa Boshoff. Theresa Boshoff. Noluthando Bosiki. Marius Bosman. Tlaleng Bosman. Siphosihle Boso-Molaolwe. Elga Botes. Elma Botes. Amanda Botes. Gert Botes. Hanlie Botes. Ina Botes. Chantelle Botes. Gert Botha. Lorraine Botha. Neeltjie Botha. Anlie Botha. Rene Botha. Lynette Botha. Marietjie Botha. Anita Botha. Esther Botha. Yolanda Botha. Ryna Botha. Francois Botha. Juan Botha. Rinda Botha. Linda Botha. Annelieze Botha. Madelaine Botha. Yolandi Botha. Andisiwe Botha. Michael Botha. Anelma Botha. Liezl Botha. Farzana Botha. Esmari Botha. Bienke Botha. Michael Botha. Tarryn Botha. Quinton Botha. Dave Botha. Natie Botha. Suzanne Botha. Dawie Botha. Braam Botha. Amanda Botha. Mariska Botha. Jacques Botha. Danilla Botha. Eben Botha. Pieter Botha. Willie Botha. Simphiwe Botha. Thembile Botha. Karin Botha. Alinette Botha. Yolandi Botha. Frederick Botha. Roberta Botha. Jaco Bothma. Heinrich Bothma. Joy Bothma. Johan Bothma. Mamaishe Botholo. Luyanda Boti. Joseph Botlhoko. Mpho Botlholo. Lerato Botsi. Dolly Boucher. Susan Bouwer. Michelle Bouwer. Stefaan Bouwer. Carel Bouwer. Ansonette Bouwer. Cobus Bowley. Peter Boya. Nocwaka Boya. Bekeka Boya. Busisiwe Boyana. Nombuyiselo Boyana. Inathi Boyana. Geraldine Boyd. Natasha Braaf. Deronique Braaf. Eudeen Braaf. Stephanie Braam. Thomas Bradfield. Faith Brainers. Jenny Brand. Coenie Brand. Chantel Brand. Martin Brand. Jacolene Brand. Jaco Brand. Naserah Brandt. Anthea Bredenkamp. Tessa Brennan. Malikah Brennen. Milda Breydenbach. Rene Breytenbach. Zastra Brickles. Elmien Briel. Rozanne Briers. Johan Brink. Gustav Brink. Nerina Brink. Steve Brink. Ronel Brink. Darren Brink. Sheridan Brisset. Johan Brits. Andre Brits. Matthew Brittan. Keaton Britten. Marthie Britz. Herman Britz. Marita Britz. Jimmy Britz. Marius Broeksma. Talita Broeksma. Elanie Bronkhurst. Elsjemar Bronn. Andrew Brotchie. Candice Brown. Grassious Brown. Shane Brown. Lehana Browne. Timothy Brownley. Rose-Ann Bruce. Melisha Bruinders. Chris Bruiniers. Andre Brunette. James Brusatori. Sharon Brushett. Wiehann Bruwer. Kitta Bruyns. Khanyisa Bubu. Fabian Buchanan. Charles Buchner. Nwabisa Budaza. Tembi Budaza. Nomawonga Budaza. Meshal Budhram. Samkelisiwe Budleni. Ellen Buhlungu. Chris Buitendag. Mukhove Bulala. Mandisa Bulana. Zulfah Bull-Sayed. Nikho Bulube. Nontle Bungane. Keith Bunting. Athenkosi Bunyula. Lubabalo Bunyula. Andriet Burger. Doreen Burger. Rohlene Burger. Lozaan Burger. Andries Burger. Maritha Burger. Liza Burger. Marietha Burger. Wouter Burger. Josie Burgers. Schanees Burgess. Faizel Burghers. Gloria Burke. Craig Burke. Desiree Burke. Soekie Burns. Janine Burns. Darren Burns. Salome Burrows. Edwina Burt. Nomfundo Busakwe. Mzukisi Busakwe. Mxolisi Busakwe. Nontembeko Busakwe. Junia Busang. Carmen Bush. Thandokazi Buso. Londiwe Buthelezi. Reinelwe Buthelezi. George Buthelezi. Vusi Buthelezi. Phumzile Buthelezi. Musa Buthelezi. Buyi Buthelezi. Mazwi Buthelezi. Sibongile Buthelezi. Nokuphiwa Buthelezi. Rose Buthelezi. Sbongiseni Buthelezi. Mkhonzeni Buthelezi. Gugulethu Buthelezi. Zanele Buthelezi. Thembekile Buthelezi. Silondiwe Buthelezi. Ntombifuthi Buthelezi. Hlengiwe Buthelezi. Nompumelelo Buthelezi. Ntombifuthi Buthelezi. Nomfundo Buthelezi. Nomusa Buthelezi. Lungelo Buthelezi. Sanelisiwe Buthelezi. Bongiwe Buti. Esme Butler. Pamela Buwa. Nkosazana Buwa. Manina Buys. Debbie Buys. Gereome Buys. Hanlie Buys. Puilladelphia Buys. Garry Bvuma. Elizna Byleveld. Nick Byrne. Jason Byrne. Wayne Cable. Henrietta Cader. Hester Cahill. Clarence Cairncross. Beaumore Cairncross. Jaco Calitz. Melissa Calverley. Zukili Camagu. Stephen Campbell. Joleen Canovi. Dorelda Capes. Reginald Carelse. Shane Carelse. Adele Carelse. Sadiqah Carelse. Shican Carelse. Afroz Cariem. Azhar Cariem. Urlicia Carls. Charl Carlse. Anell Carlsson. Madeleine Carlsson. Jill Carolissen. Natalie Carolissen. Abigail Carollissen. Marwaan Carolus. Martin Carolus. William Carolus. Rocco Carr. Sam Carr. Nigel Carr. Linda Carstens. Marais Carstens. Vinette Carstens. Erik Carstens. Martin Carstens. Dorothy Carstens. Colleen Carstens. Lesley Carstens. Madi Carstens. Obe Casius. Harry Casper. Jonathan Cassells. Rafeeq Cassim. Ziyaad Cassim. Christina Castelyn. Peter Castleden. Palesa Catterall. Misiwe Cawe. Thembelihle Cebisa. Karen Cedras. Buyiswa Cekiso. Masande Cekiso. Nomveliso Cekiso. Ntombentsha Cekiswayo. Zandile Cele. Anele Cele. Nomsa Cele. Londy Cele. Masixole Cele. Nonhle Cele. Siya Cele. Tholakele Cele. Mlungisi Cele. Jabulani Cele. Bhekizitha Cele. Busisiwe Cele. Fikile Cele. Thandekile Cele. Nomusa Cele. Phumelele Cele. Thandeka Cele. Ntokozo Cele. Andile Cele. Vuyisile Cele. Nokuphiwa Cele. Penny Cellere. Marius Celliers. Yolanda Cenenda. Nozibele Cenga. Bulelwa Cengani. Ernest Ceres. Noeroe Cerfonteyn. Desiree Cerfontyne. Llewellyn Cesroe. Nwabisa Cetu. Nandi Cetu. Lisbeth Cetywayo. Goodness Chaba. Mimie Chabalala. Masingit Chabalala. Matimba Chabalala. Masetunkana Chabane. Jean Chadwick. Lusanda Chagi. Mohau Chaka. Gladys Chakane. Siziwe Chakatha. Silondiwe Chala. Neo Chale. Lungile Chamane. Mariana Champion. Akeel Chanderbahan. Asheena Chandrikpersad. Robyn Charles. Chadwin Charles. Christine Charles-Masinga. Emily Chauke. Thabiso Chauke. Boitumelo Chauke. Claudia Chauke. Teddy Chauke. Eric Chauke. Muiteri Chauke. Nicolene Cheethai. Linda Chemaly. Julien Chepape. Bambalele Cherity Nokulunga. Dineo Chetsane. Deena Chetty. Nathalie Chetty. Kashiefah Chetty. Esavani Chetty. Angie Chetty. Dev Chetty. Kershnee Chetty. Jason Chetty. Prehen Chetty. Grace Chibasse. Raveena Chibba. Tapfuma Chigwada. Tinashe Chikandiwa. Hajira Chikte. Damian Chili. Naledi Chiloane. SP Chiloane. Matthews Chiloane. Gaebolae Chiri. Sherifa Chirwa. Olgar Chirwa. Gladys Chisambi. Noloyiso Chiya. Phindile Chiya. Segwagwa Choche. Pule Chochoe. Qadir Chogle. Tshepho Chokoe. Ntebaleng Choma. Thatayaone Chomela. Cebolenkosi Chonco. Sabelo Chonco. Farhaad Choonara. Mpho Chopo. Andrew Chou. Nontsokolo Chovu. Keanan Christian. Melicia Christians. Labeekah Christians. Gershwin Christians. Stacey Christians. Shoreva Christians. Charles Christiansen. Vuyokazi Chula. Siyabonga Chule. Taurai Chuma. Gadifele Chwene. Andries Cilliers. Andre Cilliers. Marche Cilliers. Eugene Cilliers. Rosa Cilliers. Ansie Cilliers. Manie Cilliers. Ntombifikile Cimele. Londiwe Cindzi. Agnecia Cingo. Xolisa Citha. Belinda Claasen. Riette Claasen. Katlego Claasen. Annetjie Claassen. Marietha Claassen. Ilasha Claassen. Veronica Claassens. Samukelo Clark. Ansie Clausen. Merissa Clementson. Tony Cleophas. Sheryl Cleophas. Jamey-Lee Cleophas. Cindy Cloete. Estelle Cloete. Ansie Cloete. Leilani Cloete. Andi Cloete. Robyn Cloete. Theo Cloete. Wayne Cloete. Tamsyn Cloete. Bonita Cloete. Matthew Cloete. Angelique Cloete. Louis Cloete. Tania Cloete. Johan Cloete. Heinrich Cloete. Gloria Coangae. Mxolisi Cobo. Nokwanda Cobotwana. Eddie Cochrane. Yolande Coert. Muriel Coertze. Albert Coetsee. Grada Coetzee. Kritz Coetzee. Theunis Coetzee. Elisma Coetzee. Jaco Coetzee. Melani Coetzee. Ermari Coetzee. Louisa Coetzee. Etienne Coetzee. Rudie Coetzee. Bennie Coetzee. Braam Coetzee. Hugo Coetzee. Mandy Coetzee. Dirk Coetzee. Johan Coetzee. Tommy Coetzee. Robbie Coetzee. Willem Coetzee. Theresa Coetzer. Elna Coetzer. Christa Coetzer. Chantal Coetzer. Jacques Coetzer. Maggie Coetzer. Hein Coetzer. Monti Coetzer. Bianca Coetzer. Luisa Coker. Neziswa Cokotho. Pumeza Cola. Marc Colananni. Peter Coleman. Eleanor Collins. Trevor Collins. Wayne Collins. Agatha Collins. Samantha Collins. Malcolm Collins. Chad Collins. Carmelita Collins. Chantal Colyn. Ronette Comalie. Carlyn Combrinck. Albe Conradie. Anell Conradie. Lynette Conradie. Jaco Conradie. Renette Conradie. Liezl Conradie. Kobus Conradie. Lood Conradie. Jandre Conradie. Kevin Conradie. Carlo Cook. Grant Cook. Jazzmen Cooper. Charnell Corbellari. Hannes Corbett. Vanessa Cordonnier. Randall Cornelius. Freddie Cornelius. Marika Cornelius. Thando Cosa. Michael Coulentianos. Annelize Coulson. Brendan Coulson. Adrian Cousins. Jessica Cowles. Lance Cox. Charmaine Cox. Jacqueline Cozens. Carla Craak. Surita Crafford. Mariska Crafford. Marianne Crause. Derek Craven. Jetaime Crimley. Peter Criticos. Robyn-Lee Crocker. Petro Croeser. Karin Cronje. Johan Cronje. Jacques Cronje. Schalk Cronje. Pieter Cronje. Abraham Cronje. John Cronje. Kobus Cronje. Nelene Cronje. Kathryn Crookes. Nico Cross. Natalia Croucamp. Soné Crouch. Marion Crous. Jacobus Crous. Elmarie Crous. Sanet Crouse. Nikki Crowther. George Cruickshank. Yolandi Cruywagen. Gamalihleli Cuba. Siphomandla Cukwana. Valencia Cummings. Naomi Cumpsty. Bongiwe Cuntu. Gaiil Cupido. Andrew Cupido. Lavona Cupido. Shernayé Cupido. Monique Cupido. Candice Cupido. Mandy Cupido. Stephney Curtin. Felicia Cuttings. Onalenna Cwinyane. Siana-Lee Cyster. Danzel da Gama. Saul da Silva. Kenalemang Dabula. Mzwamandla Dadasi. Ralph Dadford. Hein Daffue. Nozipho Daka. Mandilakhe Daki. Zolani Daki. Sipiwe Dakuse. Vuyani Dalasile. Noluthando Dalasile. Conroy Dalwai. Cashandra Daly. Werner Dalziel. Xolisa Damane. Jolize Damant. Francois Damas. Magdel Damas. Sakhumzi Dambuza. Katleho Damon. Anita Damonze. Lamla Dana. Nolufefe Danca. Bathandwa Dandala. Lynette Daniels. Wayne Daniels. Craig Daniels. Glynis Daniels. Julianna Daniels. Elton Daniels. Gerrit Daniels. Severian Daniels. Tracey Daniels. Lauren Daniels. Melikhaya Daniels. Zanele Daniels. Zukile Danile. Ncebakazi Daniso. Luncedo Daniso.

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Page 1: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

8 June 2018Centenary Issue

Sanlam Personal Finance

Our story

Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton Abdol. Rashid Abdol. Dean Abdol. Nafisah Abdulla. Faranaaz Abdulla. Safia Abdullah. Reyana Abdullah. Riefqah Abdurahman. Rygana Abdurahman. Natasha Abels. Aicha Abouri. Nceba Abraham. Sandile Abraham. Cheryl Abrahams. Allie Abrahams. Ricardo Abrahams. Cindy Abrahams. Siehaam Abrahams. Melony Abrahams. Regina Abrahams. Danielle Abrahams. Mogamat Abrahams. Lynn Abrahams. Shafiek Abrahams. Tamaryn Abrahams. Zunaid Abrahams. Heather Abrahams. Ebrahim Abrahams. Clyde Abrahams. Waleed Abrahams. Nazier Abrahams. Kamielah Abrahams. Aneesa Abrahams. Rozana Abrahams. Natasha Abrahams. Nabeelah Abrahams. Jade Abrahams. Zubeida Abrahams. Lee Abrahams. Anthea Abrahams. Suhail Abrahams. Meagan Abrahams. Leon Abrahams. Jeff Abrahams. Raafiq Abrahams. Alistair Abrahams. Lewann Abrahams. Renee Abrahams. Thabo Abrams. Faizal Achmat. Manie Ackerman. Decker Ackermann. Marie-Louise Ackermann. Edna Ackermann. Sadia Adam. Zahirra Adam. Sulaiman Adam. Winston Adams. Christo Adams. Naziema Adams. Shantell Adams. Xandra Adams. Pam Adams. Liezel Adams. Kurt Adams. Yazeed Adams. Lereese Adams. Sadiqah Adams. Abigail Adams. Lynne Adams. Blanche Adams. Derryn Adams. Bronwyn Adams. Darren Adams. Sharanaaz Adams. Yazeed Adams. Byron Adams. Giran Adams. Leshay Adams. Brian Adams. Ismael Adams. Mark Adams. Jonathan Adams. James Adams. Taghmeedah Adams. Bernice Adams. Tasneem Adams. Fauqiyah Adams-Williams. Nural-Huda Adhikari. Raziah Adjiet. Dawie Adlem. Emilita Adonis. Ashraf Adonis. Bradley Adonis. Joy Adonis. Blanche Adonis. Lineal Adonis. Marsha Adonis. Elvin Adonis. Reyana Adonis. Zodwa Adonis. Mark Adonis. Hayley Adriaans. Doms Adriaans. Yumna Adriaanse. Edwin Afitile. Natasha Africa. Patrick Africa. Chantal Africa. Elroy Afrika. Megan Afrika. Christo Afrika. Lynn Afrika. Marinell Agenbach. Johan Agenbag. Careen Aggenbacht. Marina Aggenbacht. Naadir Agherdien. Luqmaan Agherdien. 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Robyn Cloete. Theo Cloete. Wayne Cloete. Tamsyn Cloete. Bonita Cloete. Matthew Cloete. Angelique Cloete. Louis Cloete. Tania Cloete. Johan Cloete. Heinrich Cloete. Gloria Coangae. Mxolisi Cobo. Nokwanda Cobotwana. Eddie Cochrane. Yolande Coert. Muriel Coertze. Albert Coetsee. Grada Coetzee. Kritz Coetzee. Theunis Coetzee. Elisma Coetzee. Jaco Coetzee. Melani Coetzee. Ermari Coetzee. Louisa Coetzee. Etienne Coetzee. Rudie Coetzee. Bennie Coetzee. Braam Coetzee. Hugo Coetzee. Mandy Coetzee. Dirk Coetzee. Johan Coetzee. Tommy Coetzee. Robbie Coetzee. Willem Coetzee. Theresa Coetzer. Elna Coetzer. Christa Coetzer. Chantal Coetzer. Jacques Coetzer. Maggie Coetzer. Hein Coetzer. Monti Coetzer. Bianca Coetzer. Luisa Coker. Neziswa Cokotho. Pumeza Cola. Marc Colananni. Peter Coleman. Eleanor Collins. Trevor Collins. Wayne Collins. Agatha Collins. Samantha Collins. Malcolm Collins. Chad Collins. Carmelita Collins. Chantal Colyn. Ronette Comalie. Carlyn Combrinck. Albe Conradie. Anell Conradie. Lynette Conradie. Jaco Conradie. Renette Conradie. Liezl Conradie. Kobus Conradie. Lood Conradie. Jandre Conradie. Kevin Conradie. Carlo Cook. Grant Cook. Jazzmen Cooper. Charnell Corbellari. Hannes Corbett. Vanessa Cordonnier. Randall Cornelius. Freddie Cornelius. Marika Cornelius. Thando Cosa. Michael Coulentianos. Annelize Coulson. Brendan Coulson. Adrian Cousins. Jessica Cowles. Lance Cox. Charmaine Cox. Jacqueline Cozens. Carla Craak. Surita Crafford. Mariska Crafford. Marianne Crause. Derek Craven. Jetaime Crimley. Peter Criticos. Robyn-Lee Crocker. Petro Croeser. Karin Cronje. Johan Cronje. Jacques Cronje. Schalk Cronje. Pieter Cronje. Abraham Cronje. John Cronje. Kobus Cronje. Nelene Cronje. Kathryn Crookes. Nico Cross. Natalia Croucamp. Soné Crouch. Marion Crous. Jacobus Crous. Elmarie Crous. Sanet Crouse. Nikki Crowther. George Cruickshank. Yolandi Cruywagen. Gamalihleli Cuba. Siphomandla Cukwana. Valencia Cummings. Naomi Cumpsty. Bongiwe Cuntu. Gaiil Cupido. Andrew Cupido. Lavona Cupido. Shernayé Cupido. Monique Cupido. Candice Cupido. Mandy Cupido. Stephney Curtin. Felicia Cuttings. Onalenna Cwinyane. Siana-Lee Cyster. Danzel da Gama. Saul da Silva. Kenalemang Dabula. Mzwamandla Dadasi. Ralph Dadford. Hein Daffue. Nozipho Daka. Mandilakhe Daki. Zolani Daki. Sipiwe Dakuse. Vuyani Dalasile. Noluthando Dalasile. Conroy Dalwai. Cashandra Daly. Werner Dalziel. Xolisa Damane. Jolize Damant. Francois Damas. Magdel Damas. Sakhumzi Dambuza. Katleho Damon. Anita Damonze. Lamla Dana. Nolufefe Danca. Bathandwa Dandala. Lynette Daniels. Wayne Daniels. Craig Daniels. Glynis Daniels. Julianna Daniels. Elton Daniels. Gerrit Daniels. Severian Daniels. Tracey Daniels. Lauren Daniels. Melikhaya Daniels. Zanele Daniels. Zukile Danile. Ncebakazi Daniso. Luncedo Daniso.

Page 2: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

... is about people ... about YOU

Martha Danster. Sinethemba Danti. Siyanezwa Danti. Liane Daries. Andrew Daries. Nanda Das. Sindiswa Dasoyi. Shikhar Dass. Nompumelelo Dastile. Thandokazi Dastile. Maijabeen Datay. Mpho Dau. Jannie Davel. André Davel Sr. Tammy David. Sharon Davids. Ellen Davids. Halley Davids. Bilqis Davids. Janine Davids. Roshny Davids. Conan Davids. Cheryl Davids. Nazli Davids. Tania Davids. Ivanna Davids. Chantel Davids. Mariska Davids. Martine Davids. Libby Davids. Stourmi Davids. Mark Davids. Angie Davids. Randall Davids. Phumezile Davids. Dorothy Davies. Rosemary Davis. Wilmay Davis. Melinda Davisworth. Amanda Davy. Firoza Dawood. Abduraouf Dawood. Baadiah Dawood. Waleed Dawood. Muneeb Dawood. Junaid Dawood. Lionel Dawson. Anthony Dawson. Auden Dawson. Vandena Daya. Thamsanqa Dayel. Nadine de Beer. Tyron de Beer. Dawie de Beer. Antionette de Beer. Danie de Beer. Corne de Blanche. Vian de Blanche. Pierre de Bruin. Jeremy de Bruin. Annelie de Bruyn. Francois de Bruyn. Amelia de Bruyn. Aletha de Clercq. Dirk de Clerk. Tercha de Clerk. Eunice de Goede. Zito de Gois. Charlene de Gooijer. Anuschka de Gouveia. Rynette de Jager. Magda de Jager. Riaan de Jager. Rojeanne de Jager. Liesl-Mari de Jager. Ronel de Jager. Chantell de Jongh. Armand de Jongh. Estelle de Klerk. Wimpie de Klerk. Sheila de Klerk. Fabian de Klerk. Rynaard de Klerk. Anneke de Klerk. Marissa de Klerk. Fanie de Kock. Karin de Kock. Mariena de Kock. Bennie de Kock. Liesl de Kock. Colin de Kock. Esann de Kock. Servaas de Kock. Sanet de Kock. Melanie de Kock. Pierre de Kock. Paul de Kock. Darion de Kock. Michiel de Koker. Daryll de Koker. Chrizelda de Koker. Lize de la Harpe. JP de Lange. Nazley de Lange. Magdalena de Lange. Gerrie de Lange. Thys de Lange. Willie de Lange. Vanessa de Lilly. Annalise de Meillon-Muller. Johan de Necker. Teresa de Quintal. Cathy de Reuck. Pierre de Ridder. Carin de Robillard. Eldere de Roock. Bill de Scally. Elsabe de Swardt. Andre de Swardt. Rikus de Swardt. Rinus de Villiers. Hennie de Villiers. Teresa de Villiers. Stephan de Villiers. Anda de Villiers. Willem de Villiers. Almarie de Villiers. Linda de Villiers. Kamillah de Villiers. Riaan de Villiers. Deborah de Villiers. Leo de Villiers. Mark de Villiers. Samantha de Villiers. Charmaine de Vos. Hein de Vos. Cheryl de Waal. Roberta de Wee. Keenan de Wee. Heinrich de Wet. Bea de Wet. Johann de Wet. Warren de Wet. Jacqueline de Wet. Hannes de Wet. Gideon de Wet. Brenda de Witt. Lindy de Witt. Jeff Deacon. Wayne Deane. Audrey Debeila. Jeremy Deeble-Rogers. Peggy Deembule. Maria Deembule. Jackie Deist. Sonja Dekker. Deolinda Delcarme. Wandisile Delityala. Lundi Delityala. Marilize Delport. Robin Delport. Kelly Delport. Cindy Delport. Fanie Delport. Elmarie Delport. Melanie Demas. Heidi Dempers. Liezel Dennis. Freda Denton. Marc Denton. Lynette Deonarain. Zubeida Desai. Greschley Desai. Bharat Desai. NJ Devenish. Stephan Devine. Merissa Devnanen. Amanda Devnarain. Senasha Devnarain. Lucky Deyi. Attie Deyzel. Ritha Dhayalal. Nomthandazo Dhladhla. Patricia Dhlamini. Pinky Dhlamini. Lifa Dhlamini. Lucky Dhlamini. Christopher Dhlamini. Mohopheki Dhlamini. Lindeni Dhlamini. Johannes Dhludhlu. Sekei Diale. Kenneth Diamond. Rubin Diamond. Fabian Diamond. Martha Dibakwane. Makwena Dibete. Thato Dichabe. Antoinette Dick. Karen Dick. Charles Dick. Molusi Dick. Eddie Dicker. Paul Diedericks. Dee Diedericks. Jeanne Diener. Boitumelo Digasu. Boitumelo Digwamaje. Motshidisi Dihemo. Amanda Dikana. Mpho Dikgale. Tokologo Dikgale. Frans Dikgale. Zwelly Diko. Tandokazi Diko. Mbasa Diko. Kagiso Dikobe. Ellen Dikola. Lesego Dikwidi. Keletso Dikwidi. Jolandy Dimond. Johannes Dimpane. Le-Anne Dimphana. Sinazo Dingani. Lonwabo Dingeni. Simnikiwe Dingiso. Ponatshego Dioka. Ronald Dippenaar. Carien Dippenaar. Motshidisi Diraditsile. Tshegofats Direko. Neil Dirks. Iwan Dirksen. Kenanao Disebo. Kamogelo Disegoane. Kaelo Disetlhe. Lesego Disipi. Mokopu Ditaole. Mantshonyane Ditau. Itumeleng Ditefo. Ditiragalo Dithakgwe. Mojalefa Dithebe. Keleohile Dithejane. Nkagisang Dithupe. Salome Ditlhake. OJ Ditlhareng. Boipelo Ditlhobolo. Bonang Ditsebe. Pule Ditshego. Carina Dixon. Phindile Diya. Nondumiso Dladla. Thembisile Dladla. Sakhile Dladla. Telias Dladla. Sifiso Dladla. Nkosinathi Dladla. Sbusiso Dladla. Zenzamuhle Dladla. Noluthando Dladla. Muntukathenjwa Dladla. Cheryl Dladla. Lungelo Dladla. Lizwelethu Dlalaza. Nolitha Dlamba. Thabisa Dlambulo. Sindisiwe Dlame. Yandisa Dlamini. Zinhle Dlamini. Thabisile Dlamini. Nkululeko Dlamini. Fortunate Dlamini. Philemon Dlamini. Palesa Dlamini. Lindiwe Dlamini. Martin Dlamini. Sandile Dlamini. Simo Dlamini. Mondli Dlamini. Keith Dlamini. Nomzana Dlamini. Thembinkosi Dlamini. Mpilonhle Dlamini. Cynthia Dlamini. Bajabulisile Dlamini. Nomathemba Dlamini. Zandisiwe Dlamini. Clifford Dlamini. Siyabonga Dlamini. Nontobeko Dlamini. Zandile Dlamini. Goodwill Dlamini. Silindile Dlamini. Halalisani Dlamini. Hlobsile Dlamini. Nelisiwe Dlamini. Cindy Dlamini. Nondumiso Dlamini. Agnes Dlamini. Nonkululeko Dlamini. Celimpilo Dlamini. Ayanda Dlamini. Londeka Dlamini. Jabulani Dlamini. Nqobile Dlamini. Siphelele Dlamini. Thembokuhle Dlamini. Rejoyce Dlamini. Sonto Dlamini. Siphiwe Dlamini. Lethiwe Dlamini. Mbali Dlamini. Sandile Dlamini. Phelelani Dlamini. Seneliso Dlamini. Sinenhlanhla Dlamini. Londiwe Dlamini. Siphokazi Dlamini. Phumzile Dlamini. Bongi Dlamini. Vuyiswa Dlangalala. Vuyiseka Dlangamandla. Akhona Dlelana. Abongile Dlepu. Olwethu Dlezi. Nondumiso Dlikilili. Thembakazi Dlikilili. Melusi Dlodlo. Sihle Dlokolo. Wandile Dlokova. Mbuyiseni Dlongolo. Celiwe Dlova. Sifiso Dludla. Phumlile Dludla. Thembelihle Dludla. Snenhlanhla Dludla. Nhlakanipho Dludla. Sibusiso Dludla. Thulani Dludla. Silindile Dludla. Sonto Dludla. Prudence Dlungwana. Emmanuel Dlungwane. Maureen Dlutu. Qiyaam Docrat. Siphokazi Dodo. Thabo Dodo. Amogelang Dodovu. James Dolamo. Kim D’Oliveira. Melissa Dollie. Samantha Domeyer. Shakirah Domingo. Glen Domingo. Jean Dommisse. Siphosethu Dondi. Thembakazi Dongo. Austin Doorasamy. Dolf Dorksen. Ivone dos Santos. Susan Doubell. Siyanda Douglas. Gloria Douw. Fhumulani Dowelani. Gavin Downard. Joy Doyisa. Ncumisa Draai. Colin Dreyer. Thea Dreyer. Ansa Dreyer. Abrie Dreyer. Alicia Dreyer. Jolene Dryden. Jaco du Plessis. Lynette du Plessis. Juliana du Plessis. Yolanda du Plessis. Petro du Plessis. Carol du Plessis. Dereck du Plessis. Janise du Plessis. Monica du Plessis. Amanda du Plessis. Yolanda du Plessis. Duppie du Plessis. Piet du Plessis. Daan du Plessis. Renée du Plessis. Corlene du Plessis. Audrey du Plessis. Carla du Plessis. Jacolene du Plessis. Anni du Plessis. Philip du Plessis. Charl du Plessis. Sandra du Plessis. Andre du Plessis. Kiewiet du Plessis. Fred du Plessis. Corne du Plessis. Laro du Plessis. Dorothy du Plessis. Boela du Plessis. Chris du Plessis. Melanie du Plessis. Koos du Plessis. Erika du Plooy. Armand du Plooy. Kobus du Plooy. Paul du Plooy. Hanlie du Preez. Veronica du Preez. Stefan du Preez. Suzelle du Preez. Albertus du Preez. Andre du Preez. Dawie du Preez. Cedric du Preez. Chris du Randt. Marissa du Toit. Coretha du Toit. Eduard du Toit. Chrisna du Toit. Elsabe du Toit. Chantal du Toit. Natasha du Toit. Petro du Toit. Michele du Toit. Jenca du Toit. Franciska du Toit. Alex du Toit. Sonja du Toit. Rico du Toit. Sybil du Toit. JP du Toit. Hannetjie du Toit. Zandile Dubase. Sibusiso Dubasi. Nokubonga Dubazane. Phomolo Dube. Ayanda Dube. Sibu Dube. Thobeka Dube. Lucky Dube. Faith Dube. Nokuthula Dube. Hlengiwe Dube. Ben Dube. Lungile Dube. Sisanda Dube. Thandeka Dube. Rose Dube. Maxwell Dube. Sizwe Dube. Wongiwe Dube. Nomvelo Dubula. Nomakhosi Dubule. Ayanda Duda. Kate Dudley. Thamie Dudu. Mkhuseli Dudumashe. Malibongwe Dudumayo. Brenda Duiker. Shannan Duiker. Teboho Duiker. Lerato Duiker. Fawzia Duimpies. Lizeka Dulaze. Thandeka Duma. Nkosingiphile Duma. Nhlanhla Duma. Xolani Duma. Themba Duma. Gladys Duma-Kona. Fortunate Dumakude. Hlengiwe Dumakude. Ntombiyenkosi Dumakude. Nozuko Dumani. Gcinile Dumisa. Lisa-Marie Dunbar-Ajam. Elna Duncan. Natasha Duncan. Sindisa Dunga. Prashika Dusrath. Avishkar Duttoo. Kwanda Dutywa. Johanna Duvenage. Jaco Duvenage. Basie Duvenhage. Bertha Duvenhage. Bhekuzulu Duze. Nalini Dwarikaparsad. Ashil Dwarkapersad. Luleka Dwayi. Thuliswa Dweba. Mandlakazi Dyabheni. Zoleka Dyalvane. Vusi Dyantyi. Unathi Dyantyi. Ziyanda Dyantyi. Ono Dyantyi. Mzukisi Dyantyi. Sandisiwe Dyantyi. Amanda Dyasi. Noluvuyo Dyibishe. Yolanda Dyonase. Thembelani Dyosiba. Faizal Dyson. Ayanda Dyubeni. Beauty Dywili. Noluthando Dzana. Asiphe Dzanibe. Romeo Dzedzemane. Nomawethu Dzena. Andisa Dzina. Tshenolo Eastern. Gary Ebbelaar. Kim Ebden. Jonathan Ebersey. Michelle Ebersohn. Ghaliel Ebrahim. Faried Ebrahim. Laurian Ebrahim. Nazeerah Ebrahim. Jacky Edeling. Chantal Eden. Mogammad Ederies. Nuraan Ederies. Thobile Edom. Nasrat Edoo Sirkissoon. Sala Edwards. Hoosain Effendi. Janine Efstratiou. Natalie Ehlers. Tania Ehrenreich. Natasha Eiman. Salomie Eksteen. Dennis Elkington. Rene Elliott. Marelize Ellis. Lizal Ellis. Margaret Els. Bev Els. Clinton Els. Gilbert Els. Annatjie Els. Suzette Elsbury. Jacinta Emmanuel. Sarita Engelbrecht. Hannetjie Engelbrecht. Marna Engelbrecht. Kobus Engelbrecht. Angie Engelbrecht. Daleen Engelbrecht. Jacob Engelbrecht. Anthea Engelbrecht. Eheila Engelbrecht. Gert Engelbrecht. Lezel Engelbrecht. Jurie Engelbrecht. Abegaile Engelbrecht. Karen Engelbrecht. Charmaine Engelbrecht. Coen Engelbrecht. Jurie Engelbrecht. Francois Engelbrecht. Johann Engelbrecht. Elmarie Engelsman. Carmelita English. Linda Engz. Lushan Enoch. Cecelia Enstrom. Sharmila Enus. Tersia Erasmus. Anna-Marie Erasmus. Stephenie Erasmus. Gillian Erasmus. Ghalid Erasmus. Tonie Erasmus. Lynette Erasmus. Hendrika Erasmus. Janelle Erasmus. Mariska Erasmus. Ian Erasmus. Jacques Erasmus. Koos Erasmus. Nandi Erasmus. Karla Erasmus. Andre Erasmus. Hugo Erasmus. Jesmond Erens. Thato Erenst. Belinda Ericksen. Ian Erlank. Andre Erlank. Cindy-Lee Ernstzen. Leon Ernstzen. Ronel Erwee. Peter Erwee. Ragmat Esack-Ajouhaar. Mari-Lee Esau. Francois Esau. Nicola Esau. Nazreen Espin. Zamir Essay. Abdul-Rashid Essop. Yazeed Essop. Zaida Essop. Berina Esterhuizen. Claudine Esterhuizen. Danelle Esterhuizen. Marinda Esterhuizen. Antheny Esterhuizen. Christo Esterhuizen. Adriaan Esterhuizen. Josias Esterhuizen. Bushy Esterhuizen. Wilko Esterhuizen. Johan Esterhuizen. DC Esterhuyse. Amanda Etsebeth. Madri Etzebeth. Tania Etzebeth. Chriszel Etzebeth. Heather Evans. Ayesha Evans. Stuart Everard. Ottolien Evert. Julian Ewert. Setshego Ezeliora. Howard Ezra. Annalize Faber. Hennie Faber. Nicky Fagan. Hannelie Fagan. Peter Fairbanks. Riedwaan Fakier. Asa Faku. Zikhona Faku. Mogorosi Faku. Thembakazi Faku. Sibahle Faku. Nolusizo Faku. Sizwe Fakude. Tsakani Fakude. Yoliswa Faleni. Sihle Faleni. Alicia Fali. Nic Fallon. Nyameko Fana. Aretha Farao. Reginald Farao. Omar Farat. Debora Faria. Cheryl Farmer. Michelle Farmer. Colby Faro. Flip Faroe. Arno Farrell. Kalay Faruk. Zaitoon Fataar. Camagu Fatyela. Yandeka Fatyela. Mariska Faul. Marelize Faul. Pieter Faure. Charlene February. Shireen February. Alicia February. Darren February. Faheem February. Nomakula Fekade. Lungiswa Fekemiso. Nosipho Femele. Nolonwabo Fengu. Anathi Feni. Vuyani Feni. Chezlin Ferguson. Sharon Ferreira. Elsabe Ferreira. Lucia Ferreira. Helena Ferreira. Samantha Ferreira. Martin Ferreira. Marchant Ferries-Scott. Phumeza Festile. Nokwayiyo Fetumane. Annemarie Fick. Glenn Fick. Ernest Ficks. Namhla Fihla. Knoledge Fihlani. Thandeka Fikamva. Yolanda Fikeni. Zameka Fikiso. Bukeka Fikizolo. Sade Filander. Shoan Filander. Noxolo Filifani. Noxolo Filip. Renate Filipe. Nyameka Filita. Brendan Fillies. Azola Filtane. Ryno Filton. Ernest Finch. Harry Fincham. Nompendulo Fini. Tandeka Fipaza. Zee Fiphaza. Naseera Firfirey. Joyce Fish. Jacquin Fisher. Colleen Fisher. Naydene Fisher. Leonette Fisher. Marchelle Fitchet. Mariana Fivaz. Sandra Fivaz. Suzanne Fleischer. Rorence Flekisi. Meagan Flowers. Keith Floyd. Janine Flynn. Nodumo Fodo. Wesley Foentjies. Aviwe Foji. Aviwe Fokazi. Sindile Fonyelwa. John Foonk. Kelvin Forbay. Aurelia Forbes. Judy Fortein. Lesley Fortuin. Roxanne Fortuin. Jalynn Fortuin. Dellarees Fortuin. Lauren Fortuin. Lizette Fortuin. Mario Fortuin. Rochelle Fortuin-Smith. Alfreda Fortune. Carmelita Fortune. Shamiel Fortune. Busi Fortune. Clarissa Fortune. Nadene Fortune. Retseh Foster. Ditaba Fothane. Lutho Fotoy. Karen Fouché. Louis Fouché. Frik Fouché. Frans Fouché. Deon Fouché. Marion Fouché. Graeme Foulds. Wilna Fourie. Margery Fourie. Jo Fourie. Lizel Fourie. Martie Fourie. Marna Fourie. Helena Fourie. Andries Fourie. Karen Fourie. Tiaan Fourie. Arloma Fourie. Héndri Fourie. Marlene Fourie. Nicoline Fourie. Ria Fourie. Marisa Fourie. Susan Fourie. Alta Fourie. Bertha Fourie. Paul Fourie. Willie Fourie. Adriana Fourie. Armand Fourie. Brand Fourie. John Fowler. Carmen Francis. Evelyn Francis. Dharen Francis. Bronwyn Francis. Mitch Francis. Soobramone Francis. Carmel Francis. Prudence Franklin. Shirlyn Frans. Ashley Frantz. Virgil Frantz. Angelo Frantz. Valentina Frantz. Wally Fraser. Mthandazo Frazenberg. Melanie Fredericks. Leon Fredericks. Claudia Fredericks. Andre Fredericks. Jacques Fredericks. Zaahirah Frieslaar. Rudi Fritz. Johann Froehlich. Zalia Fry. Thamsanqa Fudumele. Buntu Fukuzela. Linda Fulani. Nombulelo Fulumeni. Siyabonga Fuma. Mkhonzeni Fumba. Nonzukiso Funani. Mimi Fupara. Nkululeko Futha. Aneziwe Futshane. Mmapaseka Gaanakgomo. Lebogang Gaanakgomo. Oarabile Gabaneelwe. Matshidiso Gabanewe. Andrew Gabuza. Langa Gabuza. Nokubonga Gaca. Busiswa Gada. Bulelwa Gadlela. Mathilda Gadu. Mziwoxolo Gadudu. Rochelle Gaffoor. Lutfiya Gaidien. Tatum Gain. Randall Gain. Sibusiso Gajana. Andiswa Galada. Waghaga Galant. Soudah Galant. Kashiefa Galant. Nompumelelo Galela. Sammy Gallant. Rolanda Gallas. Malebogo Galobewe. Pumza Galoshe. Zandi Gama. Mbalenhle Gama. Thomas Gama. Nomthandazo Gama. Sicelo Gama. Antonio Gambino. Xolani Gambushe. Lwazi Gambushe. Siyabonga Gamede. Taahier Gamiet. Zuko Gana. Thulani Ganca. Asiphe Ganca. Tasneem Gangat. Sinazo Gangatele. Reyana Ganie. Fiona Ganie. Siphokazi Ganyaza. Thato Gaoagwe. Margret Gaoshubele. Paul Gasa. Victoria Gasa. Shihaam Gasnodien. Tracey-Lee Gates. Vuyiswa Gatyeni. Shonisani Gavhi. Noluthando Gavini. Yandiswa Gawu. Ernest Gawulana. Unathi Gazi. Avumile Gazo. Nonhlahla Gazu. Xolani Gcaba. Phindile Gcaba. Khumbuzile Gcaba. Thandiwe Gcabashe. Busisiwe Gcabashe. Nkanyiso Gcabashe. Zama Gcabashe. Sinesipho Gcaza. Afika Gcelu. Sam Gcwensa. Sifiso Gcwensa. Welcome Gcwensa. Lindi Gebashe. Mbali Gebashe. Anastasia Geen. Unathi Gege. Susan Geldenhuys. Karin Geldenhuys. Elaine Geldenhuys. Elmarie Geldenhuys. Fransie Geldenhuys. Olga Geldenhuys. Martha Geldenhuys. Gerda Geldenhuys. Hening Geldenhuys. Jaco Geldenhuys. Dannelynne Gelderbloem. Emile Gelderbloem. Eugenio Gelderbloem. Olga Gelderman. Dean Genade. Nomvulelo Genge. Gaynor Gentles. Chanel George. Linda George. Keitihetse George. Nosiphiwo George. Leon Gerber. Barbara Gerber. Thea Gerber. Paul Gerber. Elsje Gerber. Natalie Gerber. Janneke Gerber. Cecile Gericke. Wilanie Germishuizen. Anna-Marie Germishuys. Melanie Gertse. Melissa Gertse. Mario Gertse. Gareth Gertze. Zann Gerwel. Tertia Geyer. Lucas Geyer. Ntombi Gezana. Abdurahman Ghulzaar. Philippe Ghyoot. Angeline Gibbs. Sonto Gidigidi. Renee Gietzmann. Constance Gigaba. Arlton Gilbert. Kusasalethu Gili. Desire Giliomee. Joshua Gilliland. Bonginkosi Gina. Thandazile Gina. Khethukuthula Gina. Jabu Gina. Themba Gininda. Thando Gininda. Lifa Ginise. Memory Giwu-Sihlobo. Lonwabo Giyama. Mziwonke Giyose. Tantaswa Giyose. John Gloor. Aldo Goagoseb. Bolekwa Goba. Tozama Gobeni. Sakhumzi Gobisicithi. Dumisani Gobo. Barry Goddard. Zoxolo Godongwana-Nodada. Alian Goedeman. Zander Goedhals. Robert Goff. Robyn Goff. Sandile Goge. Phezile Gogo. Realeboga Goilwang. Tlotlo Goitsilwe. Arhana Gokul. Craig Goldman. Adelaide Goldman. Joy Goldstone. Genevieve Goldstone. Mongezi Goli. Celeste Goliath. Pio Goliath. Lizanda Goliath. Sean Goliath. Vathiswa Goliath. Thabo Gololo. Yandiswa Gomomo. Ayazola Goniwe. Thembakazi Goniwe. Nolitha Goniwe. Odwa Gono. Odwa Gonya. Jolene Goodman. Trisha Goolab. Atish Goolab. Lorraine Goosen. Sanusha Gopaul. Praveen Gopee. Nicky Gordon. Marlon Gordon. Deidre Gordon. Leonard Gordon. Andre Gordon. Anathi Gosangaye. Rozel Goslett. Marlin Goss. Clinton Gouda. Mellisa Gounden. Jeanette Gouwe. Maggie Gouws. Henriétte Gouws. Jurie Gouws. Loraine Gouws. Tiaan Gouws. Gysbert Gouws. Lerato Gouws. Indira Govender. Rumba Govender. Jill Govender. Annette Govender. Rosanne Govender. Sherwin Govender. Jensen Govender. Ravin Govender. Preanca Govender. Omashnee Govender. Saién Govender. Estelle Govender. Megan Govender. Ronnie Govender. Mahasen Govender. Sundras Govender. Kanthiruby Govender. Rene Govender. Joshua Govender. Dillen Govender. Veo’Shan Govender. Vanessa Govender. Kirshlin Govender. David Govender. Chantel Govender. Tony Govender. Manisha Govind. Siva Govinda. Ray Govindasamy. Wayne Mogashen Govinden. Lincoln Govindsamy. Thandeka Gowa. Mkhonto Gozongo. Inga Gozongo. Earlyrose Gqabantshi. Abel Gqada. Luyanda Gqala. Lubabalo Gqaza. Lungile Gqeqe. Ntombizanele Gqiba. Aphelele Gqiba. Nomampondomise Gqibani. Phumi Gqibintaba. Feziwe Gqobo. Nosicelo Gqokoda. Lelethu Gqokoma. Nomakhaya Gqola. Siyabonga Gqoli. Liyabona Gqoli. Sivuyile Gqontshi. Asanda Gqontshi. Uzubenathi Gqwabe. Pumeza Gqweta. Aloysius Graham. Gunther Grainger. Heraldine Grainger. Bradley Grant. Muavereen Gray. Linda Greeff. Willem Greeff. Eldeen Green. Hannelie Green. Mercia Green. Cheslinn Green. Thomas Grewar. Amanda Greyling. Christa Greyling. Alicia Greyling. Andre Greyling. Jaco Griessel. Uriel Griessel. Chris Grimbeek. Vanessa Grindlay-Whieldon. Marelize Grobbelaar. Elize Grobbelaar. Johann Grobler. Michelle Grobler. Jaap Grobler. Eugene Grobler. Marelize Groenewald. Monique Groenewald. Jacques Groenewald. Chris Groenewald. Greg Groenmeyer. Tamaryn Groepe. Malcolm Groepies. Natalie Grootboom. Fuzile Grootboom. Leslie Grove. Danie Gryffenberg. Monwabisi Gubesa. Mandisa Gubevu. Nondyebo Gubevu. Zintle Gubuza. Ntandazo Guduza. Coceka Gule. Ntombizandile Gulwa. Ludalo Gum. Portia Guma. Mbuzeni Gumbi. Sfiso Gumbi. Japhet Gumbo. Thuthuka Gumede. Nosipho Gumede. Ziphilile Gumede. Justice Gumede. Nokubonga Gumede. Ayanda Gumede. Thulani Gumede. Fufu Gumede. Tsheliwe Gumede. Sipho Gumede. Ntombifuthi Gumede. Nonhlanhla Gumede. Princess Gumede. Thobisile Gumede. Nomusa Gumede. Nonhlanhla Gumede. Thempeli Gumede. Mfundo Gumede. Zakhele Gumede. Thuleleni Gumede. Kholiwe Gumede. Fungile Gumede. Nozipho Gumede. Christopher Gumede. Nokulunga Gumede. Nkosinathi Gumede. Wendile Gumede. Nonjabulo Gumede. Robert Gumede. Philani Gumede. Mbalenhle Gumede. Happiness Gumede. Londiwe Gumede. Balla Gunguluzi. Mthethiswa Gungxwana. Lydia Guzana. Simbuyiselwe Gwabeni. Mfanelo Gwadiso. Sifiso Gwala. Prudence Gwala. Lindokuhle Gwala. Khayakazi Gwala. Aphiwe Gwama. Nyameka Gwangqa. Bongekile Gwanisheni. Wanda Gwanya. Mpho Gwayishe. Luvuyo Gwe. Loyiso Gwebani. Lwazi Gwebani. Lulama Gxabhu. Tandiswa Gxala. Nolutando Gxalatana. Sicelo Gxamesi. Refilwe Gxashe. Thuli Gxasheka. Nombikazi Gxobole. Zoleka Gxonono. Ishmael Gxumisa. Wilson Haai. Sonja Haarhoff. Myna Haarhoff. Tamlyn Haarhoff. Mkhuseli Habe. Hillary Hack. Nozipho Hadebe. Nondumiso Hadebe. Khululiwe Hadebe. Sibongile Hadebe. Nontethelelo Hadebe. Nondumiso Hadebe. Gift Hadebe. Gugu Hadebe. Taseen Haet. Erika Hagan. Ignatius Hagglund. Lesley Hagglund. Onkarabetse Halter. Kaylin Halters. Ziphozihle Hamana. Gcobisa Hambaze. Rene Hamman. Kallie Hammond. Lache Hammond. Olwethu Hams. Andisiwe Hanabe. Lee Hancox. Anda Handi. Waldo Hanekam. Rache Hanekom. Angela Hanekom. Alwyn Hanekom. Leticia Hanekom. Phillipene Hanmer. Raoul Hanmer. Claire Hannath. Freddy Hänni. Portia Hans. Relebohile Hans. Bermien Hansen. Juandrey Hansen. Thembakazi Hansi-Arendse. Vinesh Hansjee. Mating Hanyane. Masibulele Hanyuza. Rene Harding. Lesley Harding. Vinodh Harilal. Rinesh Harinarain. Samantha Haripal. Lizzie Harker. Wayne Harker. Kevin Harms. Francois Harmse. Ezelle Harmse. Linda Harris. Caldean Harris. Galen Harris. Nadine Harry. Amanda Hart. Raisa Hartley. Rene Hartman. Gerhard Hartman. Crystal Hartogh. Chantal Hartzenberg. Lyle Hartzenberg. Elma Hartzer. Janine Harvey. Phallang Hashatsi. Sibongile Hashe. Nomvuyiseko Hashe. Zehaad Hassan. Claudia Hassiem. Lizel Hatherell. Zieyaad Hattas. Annette Hattingh. Santjie Hattingh. Tessa Hattingh. Debbie Hauptfleisch. Wanda Hautmann. Laetitia Havenga. Louis Havenga. Bennie Havenga. Tondani Havhi. Isabella Haw. Leonora Hay. Zintle Haya. Wayne Haylett. Claudine Haywood. Presley Haywood. Liyanda Headbush. Venita Hearne. Craig Hector. Joe Hein. Pearl Heisi. Sinesipho Hela. Maria Hemmero. Gercian Hemmero. Khuzeka Hempe. Desmarie Hendricks. Samir Hendricks. Marlene Hendricks. Dean Craig Hendricks. Nicole Hendricks. Jarneck Hendricks. Zeenat Hendricks. Abduraghman Hendricks. Faheem Hendricks. Brian Hendricks. Warren Hendricks. Michael Hendriks. Azola Hendriks. Jonica Hendriks. Malaine Hendrikse. Sarel Hendrikz. Sanet Henegan. Donovan Henn. Erich Henning. Stef Henning. Danie Henwood. Daveline Herandien. Martin Herbst. Karen Herbst. Johan Herbst. Charmaine Hercules. Ian Hercules. Sylnor Hermanus. Charlene Herselman. Pieter Herselman. Antoinette Herselman. Trevor Herselman. Rene Herwells. Xoliswa Hesewu. Rene Hesqua. Zerina Hess. Eugene Hess. Mariaan Hesse. Carl Hesse. Bertram Heugh. Windie Heunis. Eric Heunis. Wilna Heunis. Sharlene Heunis. Lucinda Heuvel. Shireen Hewiit. Gareth Hewitt. Donna Hewitt-Coleman. Bernice Heydenrych. Sue Heyneke. Charlene Heynes. Gary Heynes. Jessica Heyns. Nosiphiwo Hilani. Matthew Hill. Vincent Hill. Rochelle Hillman. Manonyana Hine. Janine Hinrichsen. Urvashi Hira. Ryan Hitchcock. Tlago Hlabangane. Lindo Hlabisa. Necessary Hlahatsi. Patricia Hlakoane. Maselaledi Hlalele. Teboho Hlalele. Thandeka Hlatshwayo. Mogomotsi Hlatshwayo. Msizi Hlatshwayo. Sipho Hlatshwayo. Thembelihle Hlatshwayo. Lydia Hlatshwayo. Slindokuhle Hlatshwayo. Ntombenhle Hlatshwayo. Badanisile Hlatshwayo. Sizakhele Hlatswayo. Nadia Hlazo. Buyisiwe Hlekiso. Philasande Hlela. Nhlakaniph Hlengwa. Luvo Hlezupondo. Khanyisa Hloba. Andile Hlobo. Wesley Hlongoana. Nontokozo Hlongwa. Mkhanyisi Hlongwa. Tholakele Hlongwa. Vivian Hlongwana. Nomfundo Hlongwane. Mpho Hlongwane. Philisiwe Hlongwane. Ziyanda Hlongwane. Smanga Hlophe. Sibusiso Hlophe. Sanelisiwe Hlophe. Bongani Hlophe. Pretty Hlophe. Captain Hlophe. Sibusiso Hlophe. Thando Hlubi. Oliver Hlubi. Sebenzile Hlubi. Mighty Hlungwane. William Hlungwane. Nyeleti Hlungwani. Agnes Hlungwani. Gcinikhaya Hlutywa. Unathi Hlwatika. Malikhanye Hlwempu. Noncedo Hobho. Cesare Hockey. Aviwe Hodi. Annalize Hodson. Ralf Hoeflich. Marinell Hoepfner. Riette Hoffman. Andre Hoffman. Colleen Hoffman. Collin Hoffman. Harry Hogg. Rohin Holland. Alain Holmes. Ilse Holtzhauzen. Faith Homani. Fundiswa Homani. Michael Hon. Rico Honeycomb. Sanet Honiball. Aqeedah Hoosain. Shihaam Hoosain. Nydia Hopley. Ilse Hopley. Anneline Horn. Julanda Horn. Yolanda Horne. Charles Horner. Jo-Ann Horsban. Yasin Hossenbocus. Victor Hougaard. Lucian Howard. Raymond Hubner. Michelle Hufkie. Lesley Hughes. Andre Hugo. Marchelle Hugo. Emmerentia Hugo. Kitty Huisamen. Wilna Huisamen. Anna-Louise Hull. Amelia Human. Christelle Human. Carmen Human. Dries Human. Marcelle Human. Sharizait Human. Nico Human. Coenie Human. Onkgomoditse Hume. Raymond Hunt. Dineo Hunt. Gwyneth Hunter. Lynette Husselmann. Wayne Hutchinson. Jurgens Huysamen. Johan Huysamen. Magda Huysamer. Judith Huyser. Christine Hyman. Lorraine Hyman. Rohan Hyman. Makie Ilunga Kongolo. Annemarie Immelman. Yolande Impey. Tiny Inderjeet. Dave Inderlall. Krishka Inderpal. Irma Ingram. Michele Inman-Bamber. Kevin Innes. Dheshnee Irusan. Sandy Isaacs. Carmen Isaacs. Sunette Isaacs. Bahejah Isaacs. Seraaj Isaacs. Faizel Isaacs. Christin Isaacs. Tanja Isaacs. Cashia Isaacs. Fatima Ismail. Abduraghmaan Ismail. Sahil Ismail. Waheeda Ismail. Sonitha Ismail. Yusrah Ismail. Oleseng Itholeng. Seledile Itumeleng. Ragini Iyer. Aisha Jabaar. Dumisani Jack. Sinesipho Jack. Phindiswa Jack. Andiswa Jack. Athlie Jacks. Michael Jackson. Juliana Jackson. Zukeka Jacob. Siyabonga Jacob. Wayne Jacobs. Gracia Jacobs. Claudine Jacobs. Robyn Jacobs. Elette Jacobs. Zuki Jacobs. Edwin Jacobs. Radjaa Jacobs. Lana Jacobs. Aminah Jacobs. Stan Jacobs. Elmarie Jacobs. Bronwin Jacobs. Wendall Jacobs. Abigail Jacobs. Cindy Jacobs. Noor Jacobs. Janine Jacobs. Lizelle Jacobs. Anisa Jacobs. Anoeska Jacobs. Nash Jacobs. Daphne Jacobs. Renier Jacobs. Delmondo Jacobs. Janelle Jacobs. Irene Jacobs. Yongama Jacobs. Gert Jacobs. Gawie Jacobs. Madri Jacobs. Marisa Jacobs. Brett Jacobs. Bradley Jacobs. Doneshia Jacobs. Vuyokazi Jacobs. Maggie Jacobs. Kgalalelo Jacobs. Carin Jacobsohn. Trevor Jacobus. Llewellyn Jacquire. Mukhtar Jaffer. Nothende Jafta. Andiswa Jafta. Claire Jaftha. Melissa Jaftha. Beauton Jaftha. Sundika Jagessar. Gaby Jagga. Mvano Jakalase. Ansaawf Jakoet. Rameez Jakoet. Naledi Jali. Adrinah Jali. Nkgothatseng Jali. Thembelihle Jali. Amanda Jam Jam. Sihle Jama. Loyiso Jamani. Des James. Elton James. Rhoda James. Mark James. Nokhanyo James. Saadiqah Jamie. Beleza Jamjam. Zilindile Janda. Pumza Janda. Danielle Janse van Rensburg. Clifton Janse van Rensburg. Drienie Janse van Rensburg. Rian Janse van Rensburg. Andries Janse van Rensburg. Shawn Jansen. Linda Jansen. Griselda Jansen. Lorraine Jansen. Pikkie Jansen. Marvin Jansen. Eugene Jansen. Nombulelo Jansen. Andre Jansen van Rensburg. James Jansen van Rensburg. Hugo Jansen van Rensburg. Gerhard Jansen van Rensburg. Santie Jansen van Vuren. Henriette Jansen van Vuuren. Kallie Jansen van Vuuren. Vuyisile Jantjie. Dumisani Jantjies. Michaela Jantjies. Shane Jantjies. Duncan Jantjies. Keseamogetse Jantjies. Ipeleng Jantjies. Wayne Jantjies. Lucinda Januarie. Esau Januarie. Babalo January. Gerald January. Dawid January. Althea Japhta. Justin Japies. Fagmieda Jappie. Majdie Jappie. Rezaah Jappie. Zuzakhe Jara. Faieka Javed Aslam. Phendulwa Jaxa. Thabisa Jayiya. Bashil Jeaven. Ziyanda Jebe. Sean Jefferies. Mark Jeffery. Gillian Jeffries. Kimberleigh Jegels. Johannes Jejane. Siboniso Jele. Precious Jele. Thembelihle Jele. Asanda Jelman. Yandisa Jeremiah. Amanda Jewell. Bonga Jeza. Unathi Jezile. Itumeleng Jibana. Thabiso Jika. Nokusasa Jikeka. Siziwe Jikela. Mzuxolile Jikizwa. Nocwaka Jikwana. Charmelia Jina. Lwando Jingxi. Edson Jiri. Malixole Jita. Manesh Jivan. Eunice Jiyane. Shaun Jiyane. Rushannah Job. Brilliant Jobe. Nolwazi Jodo. Nandipha Jodwana. Dineo Joel. Ahmed Jogee. Raghmah Johaar. Luqmaan Johaar. Bonyolora Johanna Buyiswa. Nicole Johannes. Letitia Johannes. Carmen Johannes. Juanita Johannes. Chrysanne John. Kogie John. Annaliza Johnny. Liezel Johns. Francois Johnson. Felicity Johnson. Adelah Johnson. Elaine Johnson. Judy Johnson. Anzebe Johnson. Leeche Johnson. Venessa

Johnson. Bjorn Johnson. Philip Johnston. Bomikazi Joja. Zephenia Jojo. Samkelo Jojo. Zimkhitha Jojozi. Sandisile Joka. Ncediswa Joko. Siyanda Jola. Eddie Jonas. Nico Jonas. Mzwabantu Jonas. Matshidiso Jonas. Siziwe Jonas. Ntombizodwa Jonas. Matsie Jonas. Anna-Marie Jonck. Wilhelm Jonck. Carin Jones. Jeanine Jones. Cynthia Jones. Kim Jones. Chanelle Jones. Vhiyke Jones. Ralton Jongbloed. Lungiswa Jongihlathi. Nonceba Jongizulu. Sibabalwe Jongolo. Bukiwe Jongwana. Rita Jonker. Andre Jonker. PG Jonker. Wimpie Jonker. Hennie Jonker. Jasmine Jonkers. Sylvia Jonkers. Crystal Jonkers. Mariana Joon. Gita Jooste. Avril Jooste. Feroza Joosub. Pierre Jordaan. Oranna Jordaan. Celeste Jordaan. Shehnaaz Jordan. Carmen Joseph. Roy Joseph. Andre Joseph. Lizelle Joseph. Andrea Joseph. Neil Joseph. Phakamisa Joseph. Clinton Josephs. Grantham Josephs. Nadine Josephs. Valdene Joshua. Nancy Joubert. Abrie Joubert. Erika Joubert. Netta Joubert. Dawie Joubert. Marius Joubert. Gottfried Joubert. Tinkie Joubert. Deon Joubert. Hennie Joubert. Ruan Joubert. Gcotyelwa Joyi. Luvuyo Jozana. Mithesh Jugmohan. Rosina Jula. Chantal Julies. Lucille Julies. Mary Julies. Marion Julies. Karin Julius. Milly Julius. Llewellen Julius. Mark Julius. Gary Julius. Abigail Julius. Nicole Julius. Thandile July. Vincent July. Rene Jumat. Novellan Juries. Songezo Jwacu. Phumzile Jwara. Madoda Jwara. Benjamin Kaas. Tlou Kabe. Bulelwa Kabeni. Christinah Kabinde. Amina Kader. Nandipha Kahla. Phunyezwa Kainja. Naasief Kajee. Avuyile Kakaza. Luvo Kakaza. Sweetness Kakele. Lou-Anne Kakora. Marcia Kalake. Tshegofatso Kale. Asheel Kalichuran. Mongameli Kaliko. Jabu Kalipa. Bongiwe Kalipa. Jacques Kallis. Zikhona Kalpens. Sigqibo Kama. Sadicka Kamalie. Niezaar Kamalie. Warieth Kamalie. Thandile Kamana. Nolukhanyo Kambi. Mannie Kambourakis. Letlhomile Kambula. Nazley Kamfer. Michelle Kamiah. Luazanne Kamoo. Bandlakazi Kana. Ayanda Kanase. Pertunia Kani. Amber Kanka. Jacques Kannemeyer. Dorette Kannemeyer. Loshnie Kanniepen. Danny Kanniepen. Brenda Kanniepen. Lebogang Kaotsane. Shainaaz Kariem. Magda Karreman. Kegomoditswe Kaselela. Neha Kashyap. Jayesh Kassen. Nolubabalo Kato. Koketso Kau. Renee Kaufman. Darren Kay. Zindi Kazakov. William Kearns. Sheila Kearns. Ilana Kearns. Tshidisehang Kebe. Dineo Keebine. Selokela Keetse. Kebonang Kehologile. Nobuzwe Keikabile. Mirriam Keka. Sophy Kekana. Thabo Kekana. Lethabo Kekana. Meshack Kekana. Elizabeth Kekana. Patricia Kekana. Raesibe Kekana. Mahlako Kekana. Andisiwe Kekezwa. Marili Keller. Nestus Keller. Elisna Kellerman. Tania Kellerman. Emmerentia Kellermann. Claudia Kelly. Garren Kelly. Yvonne Kelmovitz. Elmi Kemp. Gerhardus Kemp. Mzolisi Kene. Theresa Kenneth-Watts. Nametsegang Kenosi. Carmen Kensley. Patricia Kenya. Waldene Kerby. Elaine Kerchhoff. Friedel Kerchhoff. Elzabe Kers. Lizelle Kessell. Semukelisiwe Keswa. Zandile Keswa. Clifford Ketsekile. Sibulele Ketsiwe. Corlene Keuler. Babalwa Kewana. Thabisa Kewuti. Refiloe Key. Robert Keynel. Tobias Keyser. Anne-Marie Keyser. Kgaugelo Kgabale. Matlhogonolo Kgabale. Nthabiseng Kgabane. Malebo Kgabo. Alfred Kgabo. Segomotso Kgaladi. Janet Kgame. Queen Kganyago. Evans Kgaphola. Boitumelo Kgapola. Palesa Kgarimetsa. Kholofelo Kgathi. Khomotso Kgatla. Matthew Kgatle. Keneiloe Kgatle. Engel Kgatlhane. Dineo Kgoare. Elizabeth Kgoathise. Mathapelo Kgoele. Brenda Kgomo. Ketshepaone Kgomonyane. Mamaremela Kgonyane. Kokotletso Kgopodithate. Matlhokwane Kgori. Matshidiso Kgoro. Morewane Kgoroba. Boitumelo Kgosi. Mpho Kgosiejang. Bertha Kgosiemang. Sanyenaeng Kgosieng. Itumeleng Kgosikoma. Pabalelo Kgositoi. Lawrence Kgotleng. Nontombi Kgotleng. Joe Kgotleng. Makgotso Kgotleng. Dineo Khabeng. Janet Khader. Paseka Khahleli. Nthabi Khaile. Talita Khalane. Lungisani Khali. Puseletso Khalimane. Motlalepule Khalo. Mukona Khalushi. Thandiwe Khambi. Nokwazi Khambule. Nomsa Khambule. California Khambule. Liesel Khan. Kevin Khan. Shamilla Khan. Ally Khan. Faikah Khan. Zeenath Khan. Shamim Khan. Ebrahim Khan. Saf Khan. Mehanaaz Khan. Raeesa Khan. Imraan Khan. Hasina Khan. Akiefah Khan. Zakhia Khan. Zubeida Khan. Imtiyaaz Khan. Mudassar Khan. Zaid Khan. Tasmira Khan. Razak Khan. Zeenat Khan. Rehan Khan. Sarfaraaz Khan. Debbie Khan. Monica Khandlela. Nkitimeng Khanye. S’Nethemba Khanye. Nhlanhla Khanyi. Rachel Khanyi. Khanyi Khanyile. Nompumelelo Khanyile. Nonkululeko Khanyile. Ncamisile Khanyile. Nokukhanya Khanyile. Nomfanelo Khanyile. S’Bahle Khanyile. Phiwe Khanyile. Zanele Khanyile. Khulekani Khanyile. Nontuthuko Khanyile. Gadinthone Khathibe. Shirazudien Khatib. Andrew Khatlane. Thobile Khawula. Siphesihle Khawula. Nokhanya Khawula. Luthando Khawulela. Vuyiseka Khenkebe. Zikhona Khephelele. Vumani Kheswa. Lerato Khiba. Vuyiswa Khilimba. Emely Khitsane. Vuyelwa Khiva. Malehlohonolo Khoali. Josephina Khoase. Sebolelo Khoathane. Malechesa Khobai. Emily Khola. Palesa Kholoane. Lisa Kholwa. Dineo Khomatsana. Nombuso Khomo. Avhasei Khomunala. Zukiso Khondlo. Philani Khonjelwayo. Kate Khooe. Teddy Khosa. Keamogetswe Khosa. Thato Khosa. Shanty Khosa. Mpolokeng Khotseng. Sandile Khowane. Xoliswa Khoza. Nobizo Khoza. Philile Khoza. William Khoza. Bongekile Khoza. Bhekamazulu Khoza. Sfungo Khoza. Nothando Khoza. Phamela Khula. Gugulethu Khulu. Denzil Khulu. Thobani Khuluse. Israel Khumalo. Delisiwe Khumalo. Rivers Khumalo. Themba Khumalo. Portia Khumalo. Sibongile Khumalo. Mbali Khumalo. Thembi Khumalo. Zandile Khumalo. Ntokozo Khumalo. Gugu Khumalo. Msizi Khumalo. Senzo Khumalo. Mthokozisi Khumalo. Duduzile Khumalo. Patience Khumalo. Sindiswa Khumalo. Ntombifuthi Khumalo. Lindani Khumalo. Thobile Khumalo. Zibuyisile Khumalo. Nonhlanhla Khumalo. Xolani Khumalo. Mhlengi Khumalo. Thabiso Khumalo. Nonhlanhla Khumalo. Dumisani Khumbane. Tshepo Khunou. Paul Khunou. Tsholofelo Khunou. Mable Khupari. Nokuthula Khusi. George Khutswane. Xolani Khuzwayo. Sihle Khuzwayo. Sindisiwe Khuzwayo. Nandipha Khuzwayo. Nkosinathi Khuzwayo. Nompumelelo Khuzwayo. Mcebisi Khuzwayo. Mosa Khuzwayo. Maita Khwerana. Irene Kiarie. Peter Kibaara. Reinhard Kiebler. Elroy Kies. Raymonde Kiewit. Landile Kila. Sandiswa Kilani. Zimasa Kili. Nosiphiwo Kili. Adri Kilian. Poelie Kilian. Monde Kinana. Maria Kinase. Zarita King. Gerty King. Liezel King. Lincoln King. Mark Kingma. Wafiq Kippie. Natasha Kirby. Manuel Kirkwood-Petersen. Heila Kirstein. Tanya Kirstein. Elvera Kistan. Vasie Kisten. Selvie Sarah Kisten. Ethina Kisten. Sue Kistnasamy. Mynhardt Kitshoff. Abby Kitshoff. Dolly Kitshoff. Romano Kivedo. Luyanda Klaas. Alex Klaas. Nonkanyiso Klaas. Yandiswa Klaas. Funeka Klaas. Mvuyiseko Klaas. David Klaasen. Kerryn Klaasen. Jedaine Klaasen. Nobuzwe Klaasen. Candice Klein. Nadia Klein. Shirley Klein. Tiaan Kleinhans. Marcell Kleinsmith. Gafsa Kleinsmith. Karin Kleyn. Rene Kleyn. Adri Klindt. Yvette Klopper. Kyle Klopper. Carolien Kloppers. Lise Knight. Vanessa Knobel. Zelda Knoetze. Michelle Knoetzen. Mike Knoll. Linda Knott-Craig. Makhokolotso Koaho. Refiloe Koalibane. Florine Kobo. Lumka Kobo. Ronny Koboyankwe. Tebatso Kobue. Amanda Koch. David Kock. Alpha Kock. Kenneth Kodisang. Augustina Kodisang. Tania Koegelenberg. Tersia Koekemoer. Abie Koekemoer. Johan Koekemoer. Joyce Koele. Leonette Koen. Sulene Koen. Michelle Koen. Jenny Koen. Willie Koen. Lindi Koen. Herman Koen. Motlatsi Koenane. Marian Koert. Cherri Koffman. Leigh Kohler. Elsa Kohn. Othusitse Koi. Kodisang Kojane. Fatima Kojang. Nthabeleng Kok. Lerato Koka. Maroping Koko. Smangele Koko. Thato Kokome. Phumla Kokwana. Mario Kolbe. Sibongile Kolisang. Danny Kolobe. Mittah Kolobe. Tobeka Kolwane. Lindiwe Kolweni. Porcia Komane. Maduvha Komane. Nosisi Komani. Lucky Komani. Thato Komape. Nomawonga Kombela. Arthur Komendera. Nosisa Komeni. Samuel Kommando. Chandre Komoetie. Puleng Kona. Zodwa Konco. Sanele Kondile. Pamella Kondile. Mandlenkosi Kondile. Mzikazi Kondleka. Ernest Kondowe. Tinyiko Thato Kondowe. Nonkoliso Kongisa. Maggie Konile. Xolani Konza. Heinrich Koopman. Glynnis Koopman. Ettienne Koopman. Bryan Koopman. Estelle Koortzen. Nafisa Kootbodien. Tobeka Kopile. Aubrey Kopman. Bongiwe Kopolo. Nomaxabiso Kopsani-Klaas. Rethabile Koqo. Joseph Korner. Yolanda Kota. Daniel Kotoane. Lerato Kotola. Ayanda Kotta. Sonja Kotze. Chrizelda Kotze. Trisa Kotze. Sanet Kotze. Martin Kotze. Belinda Kotze. James Kotze. Dirk Kotze. Giel Kotze. Jaco Kotze. Yolande Kotze. Jan Kotze. Nico Kotze. Lourens Kotze. Hanlu Kotze. Johan Kotze. Ofentse Kowane. Pompom Koyana. Ntombifuthi Kraai. Andre Krause. Wynand Krause. Johan Krause. Herman Krause. Marzanne Kriek. Leon Kriek. Gussie Kriel. Christina Kriel. Adriaan Kriel. Nicole Krieling. Nombulelo Kritshi Macanda. Leslie Kritzinger. Christo Kritzinger. Christelle Krohn. Marc Krom. Elna Kruger. Settie Kruger. Armand Kruger. Pietro Kruger. Marius Kruger. Wandrag Kruger. Jack Kruger. Rowena Kruger. Helga Kruger. Megan Kruger. Anshe Kruger. Lea-Ann Kruger. Herman Kruger. Marina Kruger. Michelle Kruger. Leon Kruger. Diana Krynauw. Smaragda Krynauw. Lindelwa Kubashe. George Kubayi. Fumi Kubayi. Hazel Kubayi. Otukile Kube. Bafana Kubeka. Fisani Kubeka. Linda Kubheka. Georgina Kubheka. Ntokozo Kubheka. Sinenhlanhla Kubheka. Predatia Kubheka. Nokulunga Kubheka. Hayley Kuhn. Eric Kuhn. Tasha Kuiler. Eugene Kuiler. Vinoliah Kulemfuka. Odwa Kulu. Rebecca Kumalo. Petunia Kumalo. Aziwe Kumalo. Nomlindelo Kumalo. Margaret Kumire. Precious Kunene. Sipho Kunene. Sipho Kunene. Lunga Kunene. Sinethemba Kunene. Thandeka Kunene. Phumzile Kunene. Andile Kunene. Lindokuhle Kunju. Nandipha Kunkula. Kabelo Kunutu. David Kusel. Mdumiseni Kushman. Bulelwa Kuta. Mduduzi Kutoane. Ondela Kuzane. Derrick Kuzwayo. Zodidi Kwali. Asanda Kwana. Dapheny Kwatana. Vuyo Kwayiyo. Alicia Kwaza. Leah Kwele. Ntombizikhona Kweta. Praxedis Kweyama. Notemba Kwezi. Yonela Kwinana. Ndileka Kwinana. Zoleka Kwinana. Livhuwani Kwinda. Livhuwani Kwinda. Marie Kyriazis. David Laas. Morne Labuschagne. Corne Labuschagne. Tertius Labuschagne. Lappies Labuschagne. Jean-Ru Labuschagne. Kevin Lachanna. Michelle Lagan. Philip Lainis. Sarah Lakay. Jessica Lakay. Faseega Lakay. Anusha Lakhna. Sybil Lakhoo. Deepam Lalloo. Bongiwe Lamani. Katy Lambert. Kirsten Lambert. Petro Lambrechts. Sakkie Lambrechts. Hugo Lambrechts. Robyn Lamm. Cathy Lammas. Mmathabo Lamola. Mapitsi Lamola. Maphuti Lamola. Keith L’Amour. Adolf Lamprecht. Margie Lamprecht. Leon-Ben Lamprecht. Romano Lamprecht. Sakhile Lamula. Lindiwe Lande. Rosanna Landers. Gerhardt Landers. Zintle Landingwe. Busisiwe Landingwe-Mutua. Zukiswa Landzela. Nombuso Langa. Zinhle Langa. Anda Langa. Zanele Langa. Mbali Langa. Simon Langa. Nompumelelo Langa. Ncebakazi Langa. Lungile Langa. Vimbi Langalakhe Casswell. Hennie Lange. Marthie Langenhoven. Erin Langenhoven. Lungiswa Langeni. Liezel Langeveld. Randall Langeveld. Maresa Langeveldt. Charmaine Langeveldt. Shane Langeveldt. Des Langley. Yolokazi Langvoet. Taryn Large. André Larisma. Valenice Larkham. Sakkie Larney. Renaud Lategan. Theunis Lategan. Stefan Lategan. Luluto Lateta. Malan Laubscher. Van Niekerk Laubscher. Ilse Laubscher. Gielie Laubscher. Trudie Laubscher. Riaan Laubscher. Sindi Lavisa. Lydia Lawrence. Melu Lawrence. Lynn Lawrence. Nicky Lawrence. Rashieda Lawrence. Nnyana Lawrence. Candice Lazarus. Charlene le Fleur. Johannes le Grange. Louis le Grange. Ettienne le Roux. Martie le Roux. Mornay le Roux. Elna le Roux. Hanle le Roux. Irene le Roux. Johan le Roux. Elma le Roux. Pieter le Roux. Reinet le Roux. Emezia le Roux. Garth le Roux. Trevor le Roux. Chadrene le Roux. Hendrik le Roux. Tommie le Roux. Jeán le Roux. Kevin le Roux. Natalie Lea. Boitshwarelo Leacwe. Lerize Leander. Kgethang Leanya. Patti Leask. Samuel Lebajoa. Thebogo Lebelo. Amohelo Lebenya. Modiehi Lebenya. Motlalepula Lebitsa. Maletsatsi Lebogang. Boitumelo Lebotsa. Clement Leburu. Maria Leburu. Jeffrey Lechwenyo. Neo Lecwidi. Grace Lediga. Hector Ledwaba. Tshepho Ledwaba. Johannes Ledwaba. Tlou Ledwaba. Kegomoditswe Leeme. Mante Leeto. Lerato Leeto. Ashleigh Leeuw. Boitumelo Leeuw. Noluthando Leeuw. Seonyatseng Lefifi. Ntoko Lefifi. Dennis Clement Legalamitlwa. Prudence Legodi. Epotseng Legotsa. Selekane Lehabe. Elliot Lehata. Lesego Lehihi. Relebohile Lehlehla. Maserole Lehora. Deon Leibbrandt. Teresa Leibbrandt. Andre Leibbrandt. Liezel Leibold. Mark Leijdekkers. Sorrel Leite. Lorato Lejoana. Katlego Lekalakala. Kelebogile Lekaowa. Lehlohonolo Lekeno. Maidi Lekganyane. Khomotjo Lekgothoane. Motshwariemang Lekhula. Boipelo Lekoma. Emelda Lekopanye. Tebogo Lekwene. Ramokone Lelaka. Alpheus Lelaka. Moses Lemao. Asanda Lembese. Nteboneng Lempe. Lynn Lendor. Zoleka Lengau. Sylvia Lenkoadi. Mokhojoane Lenkoe. Shadrack Lenong. Monique Lensing. Meogo Lentsa. Nokuthula Lentsoane. Thalitha Lentswi. Lindiwe Lenyane. Maria Lenyane. Immaculate Lenyane. Nosipho Lenyehelo. Barry Leo. Moranye Leokaoke. Jan Leonard. Boitumelo Lephatswane. Dikeledi Lepota. Kevin Leppan. Tselane Leqheku. Marlene Lerm. Mantsane Lesedi. Mapoo Leseke. Portia Lesele. Kagiso Lesemela. Keikantsemang Leserwane. Plantina Leseyane. Syble Leshabane. Gaonyadiwe Leshi. Karabo Shaun Leshika. Hilda Leshilo. Refilwe Leshotho. Haretsebe Lesia. Malebo Lesiba. Tankiso Lesikare. Mpolokeng Lesole. Martin Lessing. Raisibe Lesufi. Refilwe Letebele. Eniah Lethae. Lebohang Lethoko. Tembile Letile. Junior Letimela. Ketsile Letimela. Joyce Letjeloane. Silon Letlabola. Lesego Letlojane. Patrick Letsabo. Kagiso Letsapa. Stokie Letsapa. Petrus Letsapa. Modiehi Letseka. Dineo Letseka. Makhotso Letsekha. Kagiso Letsholo. Pholose Letsholo. Boitshwarelo Letshuti. Palesa Letsie. Khotso Letsoaka. Ngoako Letsoalo. Oniccah Letsoalo. Julia Letswalo. Theresa Leukes. Nyakallo Leuta. Monica Levey. Robyn Levitt. Lina Lewane. Aneke Lewis. Leland Lewis. Shane Lewis. Willmine Lewis. Burton Lewis. Tarryn Lewis. Noxolo Lewu. Angelique Leyds. Zandile Libala. Lindeka Libala. Paulitta Liberty. Jan Liebenberg. Rene Liebenberg. Ronel Liebenberg. Lize Liebenberg. Tia Liebenberg. Ivonia Liebenberg. Waldo Liebenberg. Sonja Liebenberg. Chane Liebenberg. Vanessa Lightfoot. Gomotso Lijana. Yaseen Limbada. Tommy Lincks. Janine Linde. Connie Lindeque. Patricia Lindoor. Cheryl Lindsey. Kaithlin Linganiso. Karen Links. Alicia Links. Loretta Links. Agnes Liphoto. Zukiswa Lisana. Aluwani Lishivha. Sampie Liversage. Sibusiso Lizwe. Maseboka Loape. Thembela Lobi. May-Mare Lochner. Liona Lochner. Annaretha Lockwood. Shane Loeks. Jaret Loggenberg. Amalia Loio. Theresa Lombard. Petro Lombard. Jean Lombard. Clarette Lombard. Xolani Lomi. Nkuthalo Lomntu. Irmari Long. Zolisani Longo. Hanneke Loots. Pieter Loots. Odwa Lose. Wilmot Losper. Werner Lotriet. Anneke Lotter. Tosca Lotter. Gerda Lotter. Matthys Lotter. Karen Lötter. Elmien Lottering. Nico Lotz. Elphia Lotze. David Loubser. Portia Louis. Kevin Louis. Danie Lourens. Peter Lourens. Wikus Lourens. Juan Lourens. Hannes Lourens. Christelle Lourens. Johnnie Louw. Daleen Louw. Jaco Louw. Estelle Louw. Ilza Louw. Hendrika Louw. Rentia Louw. Hettie Louw. Annemie Louw. Ana Louw. Simon Louw. Randall Louw. Kenneth Louw. Elton Louw. Melowdy Louw. Melanie Louw. Marieta Louw. Paul Louw. Hercules Louw. Johan Louw. Gladys Louw. Naledi Louw. Tebogo Louw. Yo-Ann Louw-Harmse. Robin Lovett. Nonkululeko Lubanyana. Philippa Lubbe. Lynn Lubbe. Elida Lubbe. Retha Lubbe. Andre Lubbe. Werner Lubbe. Yolanda Lubisi. Abel Lubisi. Sibusiso Lubisi. Thokozile Lubuzo. Zoleka Lubuzo. Peter Lucas. Natasha Lucas. Servaas Luckhoff. Cindy Ludick. Mzimasi Ludziya. Malwande Ludziya. Xolile Lufele. Nelisa Lufundo. Bukelwa Lufutha. Pascal Lugisani. Linda Lugojolo. Tholeka Lugomo. Ntombizodwa Luhabe. Ntombizovuyo Luhoho. Lulu Lukhele. Pinky Lukhele. Suzan Lukhele. Sibonakaliso Lukhele. Yvonne Lukoto. Nekedzo Lukoto. Jimmy Lule. Lomelelo Lumko. Mandisa Lumkwana. Mpho Lumkwane. Thandazwa Lunda. Refilwe Lungile. Sifundo Lunguza. Nomsa Lunguza. Dwight Luntz. Nandi Luphalule. Mlindi Lupondo. Nomvuyo Lupuwana. Pfano Luruli. Theeveshan Lutchman. Kholeka Luthango. Ncamisile Luthuli. Thobani Luthuli. Nonhlanhla Luthuli. Ntombovuyo Luthuli. Beatrice Luthuli. Purity Luthuli. S’Thembile Luthuli. Zanele Luthuli. Ayanda Lutya. Sindiswa Luwaca. Sinazo Luwaca. Annemarie Luyt. Pelonomi Maamogwa. Yvonne Maart. Juan Maart. Althea Maas. Lee-Ann Maasdorp. Tshegofatso Mabale. Prudence Mabaleka. Ntsikelelo Mabandla. Seluleko Mabanga. Makhanani Mabasa. Ephraim Mabasa. Lindeliwe Mabasa. Nonhlanhla Mabaso. Tshepo Mabaso. Makhosi Mabaso. Bayanda Mabaso. Busi Mabaso. Dorcas Mabaso. Philile Mabaso. Thembeka Mabaso. Nozipho Mabaso. Nontobeko Mabaso. Nonhlanhla Mabaso. Sandile Mabaso. Siyanda Mabaso. Nokwazi Mabaso. Sinikiwe Mabaso. Sphelele Mabaso. Andile Mabaso. Masana Mabaso. Xolani Mabe. Tlou Mabe. Seapolelo Mabe. Olever Mabela. Priscilla Mabele. Lerato Mabena. Mpho Mabena. Julia Mabena. Zandile Mabena. Ntuthuko Mabena. Mathilda Mabena. Busisiwe Mabena. Popi Mabena. Ayanda Mabhabha. Asanda Mabhengwane. Sakhiwo Mabhola. Mzikayise Mabhola. Anele Mabhola. Siphokazi Mabhunguza. Mpho Mabihi. Sinazo Mabija. Mirriam Mabika. Zakhele Mabika. Sibonelo Mabika. Phindile Mabika. Xolile Mabika. Sifiso Mabitsela. Connie Mabitsela. Nompumelelo Mabizela. Olga Maboee. Thandiswa Mabokela. Mixo Maboko. Yoliswa Mabongo. Olwethu Mabongo. Songezile Mabongo. Mamoneidi Mabote. Florah Mabote. Mpho Mabotja. Phuti Mabotja. Vuyelwa Mabovula. Tiisetso Maboya. Peter Maboyane. Sydwell Maboyanga. Mthembeni Maboza. Nozuko Maboza. Khuliso Mabuda. Nontembiso Mabuda. Tshifhiwa Mabukile. Moremadi Mabule. Lilian Mabunda. Mammone Mabunda. Maria Mabunda. Tshidi Mabusela. Oratile Mabusela. Ayanda Mabusela. Amanda Mabusela. Dorah Mabusela. Hamphry Mabusela. Nkhumeleni Mabusela. Noluthando Mabuya. Bongani Mabuya. Rebecca Mabuyakhulu. Menzi Mabuza. Patrick Mabuza. Refilwe Mabuza. Sydney Mabuza. Matie Mac Arthur. Elizabeth Maccario. Monique Macdonald. Nomthandazo Macele. Tselane Macheka. Emile Machelm. Owen Machikiche. Bakang Machogo. Keaoleboga Machuaneng. Nicholas Mack. Petula Mackriel. Benita Maclean. Edward Macminn. Nomxolisi Macokocoko-Tandabantu. Rachel Macu. Zethu Macwele. Masala Madadzhe. Thendo Madala. Aviwe Madaza. Celeste Maddocks. Lulama Made. Ntombi Made. Ayanda Madela. Tholakele Madela. Linda Madi. Tholakele Madi. Kate Madiba. Xolani Madida. Phelisa Madikane. Lulama Madikane. Siziwe Madikane. Andiswa Madikizela. Khaya Madiliza. Nokhaya Madiliza. Mayibongwe Madiloyi. Nhlonipho Madinane. Katlego Madiseng. Kgotlelelo Madiseng. Bulelani Madiya. Thulisile Madiya. Nyameka Madlakamela. Vuyokazi Madlakuvana. Thulani Madlala. Salvatoris Madlala. Tozama Madlanga. Siseko Madlebe. Thembisa Madlingozi. Nomalungisa Madoli. Isabell Madolo. Lulu Madolo. Alex Madolo. Coceka Madolo. Nandipha Madolo. Zinhle Madonda. Sibongile Madonda. Thamsanqa Madondo. Lindi Madondo. Mzwandile Madondo. Mashudu Madongo. Pelisa Madotyeni. Oko Madubela. Akhona Maduku. Puleng Maduna. Memory Maduna. Tshepiso Maduna. Zandile Madzidzela. Cordelia Madzikane. Mofenyi Maebela. Fezeka Maema. Thabang Mafa. Precious Mafabeni. Kabelo Mafagana. Nontlalo Mafanya. Nontlantla Mafatle. Siya Mafereka. Thandeka Maffa. Nomboniso Mafika. Samkelwa Mafilika. Dolly Mafisa-Sebego. Kgalesi Mafokwane. Noxolo Mafongosana. Luyanda Mafu. Malekgotla Mafukata. Ndifelani Mafunisa. Sibongile Mafuya. Eatta Magadla. Zoliswa Magadla. Thulisa Magadlela. Tshegofatso Magagane. Yolanda Magagula. Thobani Magagula. Thulisile Magagula. Lungile Magagula. Mathume Magakwe. Irene Magakwe. Itumeleng Magale. Sello Magane. Grace Magano. Gareth Magano. Kgomotso Magano. Mankgogosane Magapa. Karabo Magaro. Nathi Magcaba. Ngcebo Mageba. Eunice Magobiyane. Ncumisa Magobongo. Themba Magocoba. Fezeka Magocoba. Nokuzola Magodo. Divhambele Magogodela. Stephina Magolego. Andries Magongo. Lufuno Magoro. Kebaabetswe Magosha. Khayelihle Magqadaza. Nokubonga Magqaza. Nokhanyiso Magqirha. Thulani Magubane. Nozipho Magubane. Thenjiwe Magubane. Mbali Magubane. Vuyokazi Magubeni. Weziwe Maguda. Samukelisiwe Magudulela. Sphiwe Magudulela. Nokwazi Magudulela. Noluthando Magudumana. Nkhensani Maguga. Mmiselo Magugu. Sisa Magula. Mandisa Magwaxaza. Mkhethi Magwaza. Sivu Magwentshu. Vuyani Magwetyana. Noluvo Magwevana. Masia Mahafha. Ursula Mahana. Justice Mahandana. Sheron Mahandana. Luke Mahangu. Anthea Maharaj. Ashika Maharaj. Sunila Maharaj. Roshan Maharaj. Letisha Maharaj. Tashmika Maharaj. Nivash Maharaj. Kamil Maharajh. Edward Mahasela. Maneo Mahautse. Nonjongo Mahauza. Magezi Mahesu. Tshepiso Mahlaba. Ayanda Mahlaba. Sandile Mahlafuna. Thabo Mahlakwane. Nonhlanhla Mahlami. Zodwa Mahlangu. Bongani Mahlangu. Zandile Mahlangu. Sylvester Mahlangu. Muzi Mahlangu. Johanna Mahlangu. Phendu Mahlangu. Lindiwe Mahlangu. Samuel Mahlangu. Simangele Mahlangu. Sibongile Mahlangu. Nompumelelo Mahlangu. Gugulethu Mahlangu. Nompie Mahlangu. Boitumelo Mahlanyane. Modikwe Mahlare. Lebo Mahlase. Adam Mahlase. Alton Mahlathi. Veliswa Mahlathini. Renai Mahlatji. Emelie Mahlatsane. Tshepiso Mahlatse. Katleho Mahlatsi. Ntombifikile Mahlekelele. Malerato Mahlohla. Francinah Mahloko. Oneziwe Mahlombe. Mpho Mahlong. Jecicca Mahlukwana. Ongenziwe Mahlumba. Simphiwe Maholwana. Bongiwe Maholwana. Tasneem Mahomed. Surya Mahomed. Taher Mahomed. Cathy Mahoney. Candice Mahuza. Matome Maila. Desma Maile. Lorraine Maile. Moerane Maimane. Lucia Maine. Karuna Maisuria. Rose Maja. Angela Maja. Sekgololo Maja. Kagisho Majaja. Andiswa Majali. Noxolo Majalumani. Beryldine Majavu. Nomakhwezi Majeke. Nufty Majiyezi. Siseko Majiza. Nwabisa Majodina. Sheilla Majodina. Lindiwe Majola. Fransisca Majola. Siphamandla Majola. Cebisile Majola. Sbusiso Majola. Bongani Majola. Khankanywa Majola. Nomgcobo Majola. Emmanuel Majola. Londiwe Majola. Simangele Majola. Terence Major. Mthokozisi Majozi. Velaphi Majozi. Mduduzi Majozi. Lonwabo Maka. Mziwanele Makabane. Nkosinphele Makahle. Siphokazi Makalima. Valithuba Makaluza. Kingley Makama. Philile Makamo. Thulani Makanya. Nelson Makapane. Sejabulile Makasane. Lucy Makasi. Zandisile Makasi. Fumane Makateng. Disemelo Makateng. Kelebogile Makatong. Tlhaloganyo Makau. Siphokazi Makaula. Mbali Makaula. Faniswa Makaula. Mpho Makeea. Odwa Makeleni. Neo Makelo. Blandina Makena. Mmatlou Makgae. Nthabiseng Makgale. Clement Makgati. Amanda Makgato. Precious Makgato. Kedihentse Makgetla. Kenneth Makgonda. Sylvia Makgopa. Tsholofelo Makgotlwe. Pontsho Makgwane. Pinky Makhado. Khanyisa Makhafu. Mantwa Makhakhe. Hlengiwe Makhanya. Gugu Makhanya. Khanyisani Makhanya. Zinhle Makhanya. Themba Makhanya. Nomthandazo Makhanya. Trecia Makhanya. Nqobile Makhanya. Busisiwe Makhanya. Bongani Makhanya. Maud Makhapela. Tselane Makhasane. Martha Makhate. Lungelo Makhathini. Cynthia Makhathini. Thabisile Makhathini. Makhosazana Makhathini. Ntombikhona Makhathini. Motebang Makhele. Kekeletso Makhele. Emmanuel Makhele. Bulelani Makhetha. Dorothy Makhoathi. Victor Makhoba. Zama Makhoba. Thulisile Makhoba. Ntombikayise Makhohlisa. Tshepiso Makhongoana. Sethu Makhubalo. Noluhle Makhubalo. Kgotlelelo Makhubedu. Stanley Makhubela. Lenkwe Makhubela. Rirhandzu Makhubela. Zanele Makhubo. Papi Makhubo. Khabonina Makhubo. Sipho Makhubu. Siyabonga Makhubu. Nyiko Makhuvele. Glen Makhuvele. Makgala Makhwane. Nthabiseng Makhwate. Unathi Makhwezi. Siyamthanda Maki. Dimakatso Maki. Mongikazi Makinana. Namhla Makinza. Anele Makisi. Kinny Makoela. Tshegofatso Makofane. Puseletso Makofane. Mmakgomo Makola. Tswaledi Makola. Veronica Makola. Public Makondo. Alithemba Makongwana. Nwabisa Makongwana. Tsholofelo Makope. Lydia Makoro. Never Makosa. Zandile Makosana. Kennedy Makotshi. Pakama Maku. Thakane Makunyane. Namhla Makupula. Siyanda Makupula. Victor Makuwa. Phuthi Makuwa. Thabo Makuwa. Lucky Makuwe. Livhuwani Makuya. Malebo Makwe. Tebogo Makwe. Kebadihang Makwedini. Dalikhaya Malahle. Munyadziwa Malaka. Mbali Malale. Nhlakanipho Malambola. Jacques Malan. Hannelie Malan. Sulene Malan. Koos Malan. Frikkie Malan. Jola Malanga. Eric Malange. Zuko Malanti. Siphora Malapane. Phillie Malapane. Napogadi Malapane. Tshepho Malapane. Lerato Malatji. Mapule Malatji. Tshepiso Malatji. Ntsipulane Malatji. Tonny Malatshi. Yvonne Malatsi. Victor Malatsi. Neo Malatsi. Ronel Malaza. Sam Malebye. Lenah Malebye. Lebohang Malefane. Morongwa Maleka. Malifu Maleka. Charles Maleka. Tlhoriso Maleka. Sharon Malekana. Princess Malekane. Theresa Maleke. Joshua Malele. Jane Malelu. Lucia Malema. Mandla Malemela. Moswetsi Maleshane. Masethe Malete. Ramatswi Malete. Lerato Maletswa. Kabelo Maletswa. Admund Malgas. Asandiswa Malgas. Nicolaas Malgas. Phila Mali. Nombulelo Mali. Tiego Malibe. Linda Malifete. Mavhungu Maligavhada. Mohammad Malik. Lunga Malimba. Priscilla Malinga. Nhlanhla Malinga. Joseph Malinga. Mthobisi Malinga. Sebenzile Malinga. Siphelele Malinga. Nokwanda Maliti. Ziyanda Maliwa. Mcewan Malo. Evelyn Maloi. Samuel Maloi. Surprise Maloka. Nthati Maloke. Mosa Malomane. Tshepo Malope. Xolani Malope. Degracia Maluleka. Thabang Maluleke. Given Maluleke. Cedrick Maluleke. Tinyiko Maluleke. Basane Maluleke. Tiyani Maluleke. Benjamin Maluleke. Tsakane Maluleke. Refilwe Malwetse. Moses Mamabolo. Norah Mamabolo. Mbutana Mamaile. Lizo Mamatu. Portia Mamba. Gabriel Mamba. Sabelo Mamba. Phillis Mambane. Sifiso Mamfengu. Nocawe Mamkeli. Millicent Mampa. Phillistus Mampana. Vivienne Mampies. Mangatane Mampuru. Takalani Managa. Kwena Manaka. Paula Manamela. Sylvia Manamela. Nondumiso Manana. Mandisa Mancapa. Thumeka Manciya. Ntsika Mancoba. Letshego Mancoe. Sethu Mancotywa. Anele Mandela. Gilmore Mandingwa. Thabile Mandla. Mlungisi Mandla. Lusindiso Mandla. Nokothula Mandongana. Kumaran Mandrie. Babalwa Mandzingi. Belinda Maneli. Phumla Maneli. Thobela Maneli. Rampotseng Manenye. Bianca Maneveld. Tshivhakoni Mangaladze. Phathiswa Mangali. Thumeka Mangaliso. Zola Mangani. Tintswalo Manganyi. Wandile Manganyi. Luyanda Mangcangaza. Lusanda Mangena. Phelisa Mangunjana. Fezeka Mangwana-Ngomani. Nhlayisi Mangwani. John Mangwegape. Fundiswa Mangxa. Gaylnor Manho. Andiswa Mani. Viverge Manickum. Mziwabantu Maninjwa. Khulisiwe Manjanja. Laurence Manjeya. Zanele Manjiya. Esona Manka. Tandokazi Mankayi. Nondumiso Mankayi. Hombakazi Mankayi. Thobeka Mankenkeza. Ongeziwe Mankinyana. Nkosincedile Mankqoyi. Fezile Mankungwini. Lukanyiso Mankungwini. Warren Manley. Hlengiwe Manqele. Millicent Manquma. Pieter Mans. Lindsey Mansfield. Arleen Mansingh. Fezeka Mantangantanga. Nozithembiso Mantashi. Nolufefe Mantlana. Katlego Mantsengwane. Mpho Mantshidi. Kolosa Mantshongane. Siyamcela Mantshula. Portia Mantso. Sidney Mantu. Nomfuneko Mantulu. Khuthala Mantyi. Vuyokazi Mantyi. Andisiwe

Page 3: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

Sanlam 1918–2018

A tribute to our people‘We have the brand, the capital and the positioning, but without the people, it’s nothing. This is a people’s business.’ IAN KIRK, GROUP CEO

3Centenary Issue

CONTENTS

FOR SANLAM PERSONAL FINANCESenior Manager: SPF Communication Esann de KockSanlam Head Office, 2 Strand Road, Bellville, South Africa

FOR NEW MEDIA PUBLISHINGEditor-in-Chief Trudie Myburgh Content Producer Karin Burger Editorial Pieter Vermaak, Aviva Singer, Linda Uys, Loraine WestDesign Christopher Evans, Nita Nagar Group Account Director Tinnette Fourie Head: Internal Communications Brendan CooperDirector: Content Strategy Andrew Nunneley Printer: Shumani Mills Communications Published for Sanlam by New Media Publishing, 19 Bree Street, Cape Town Telephone: 021 417 1111

SOURCESSanlam Archives; Uit die volk gebore – Sanlam se eerste vyftig jaar by JP Scannell; Sanlam in Transformation; and research by Wynand Beukes and Abie du Plessis for the Sanlam 100 Project

IMAGES Jéan du Plessis, Shavan Rahim, JJJ Harmse (ChilliDesign), Jan Ras, Sihle Maku, Sally Chance, Getty Images

ILLUSTRATIONSFrans Groenewald, Piet Grobler

CREATED FOR PEOPLEBorn to serve 8A powerful reminder that it’s all about people

Empowering people 12Leading the way in community upliftment

Caring about our clients 14They’re at the heart of what we do

BUILDING OUR COMPANYA story of growth 18Growing our business, premium income and staff numbers

The great trek to Bellville 22A mighty team effort that helped build camaraderie

Travails of first branches 26Groundbreaking work in difficult conditions

Early years were challenging for travelling agents 28Unreliable cars and roads often called for a little ingenuity

Milestones in our 100-year journey 30From modest life insurance company to leading pan-African financial services group

OUR PEOPLE, OUR STRENGTHLeaders with vision 36Sanlam has been blessed with outstanding leaders and staff

Recruiting quality from the start 40Success thanks to our people – the company’s greatest asset

Our vision and values over the years 41How we’ve stood the test of time

HONOURING OUR PEOPLEAnd the award goes to … 44Prestigious honours for exceptional staff

High flyers 46Adelaar – the highest form of recognition for top advisers and managers

Staying on top of their game 49Champion advisers continue to lead the pack

Fifty years’ service 49Advisers and staff members with half a century of service

ONLY AT SANLAMLegends make their mark 52Unforgettable characters and their exploits

Facts and funnies 56Company stories, anecdotes and tall tales worth retelling

GOOD TIMESSanlammers have been snapped enjoying many special occasions and milestones over the years 66

WHY SANLAM IS SPECIALStaff members, intermediaries and clients share why they value Sanlam 76

GOING FORWARDEnsuring a sustainable business 84On track for the next 100 years

Page 4: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

impact 1004

Our CEO says …S

anlam is about people, so it’s fitting that as we celebrate our 100-year anniversary, this special issue of impact is

a celebration of the people who have built and will continue to build one of the great companies in South Africa – and that includes you!

People are the bedrock of Sanlam’s success. We’ve always been a company that cares about and is committed to our employees, intermediaries and stakeholders.

Most importantly, our clients take centre stage in everything we do. And it’s ultimately with our clients in mind that SPF’s business strategy is geared to support our future growth – through our focus on product leadership, client experience and operational excellence.

This strategy comes to life through our focus on talent and transformation. It’s only through our highly competent and

committed people, executing our strategy with energy and passion, that we can achieve excellence across our business and ensure an optimal client experience.

Sanlam’s story is ultimately one of empowering ordinary people, of resilience and of adapting to what changing times and our clients ask of us. We’ll continue to go from strength to strength, knowing that our positive impact on the people and societies we serve will be our future legacy – as it has been for 100 years.

So this is as much the story of the visionary people who’ve built this company as it is your story – the people who continue the work that started in a small room in the Royal Hotel in Cape Town 100 years ago.

Thank you for your passion and commitment to Sanlam as a company and to SPF in particular.

Happy reading!Jurie Strydom

5Centenary Issue

Our Exco say …

Hennie de VilliersDEPUTY CEO: SPF (29 YEARS WITH SANLAM)

Very few companies survive as long as Sanlam has. For example, only 12% of the companies on the Fortune 500 list in 1955 still appeared on the 2016 list. The other 88% have either gone bankrupt, merged with or were acquired by another firm – or, if they still exist, they’re no longer among the top companies.

It’s especially important for a life insurance company, whose business is by definition long term, to have longevity. This is part of what we promise our clients – that we’ll still be around when their claims have to be paid.

Our value system and the way we do business make Sanlam unique. We really care about doing our best for our clients and we care about each other.

Our Wealthsmith™ positioning describes this perfectly: ‘We turn our clients’ money into meaning. If there’s work to be done it’s worth doing very well. We work hard and we never give up. We’re solid and sensible. We want to do good … ’

However, it’s also about constantly changing to ensure we continue growing and meeting our clients’ needs. We don’t assume that what worked in the past will work in the future. We constantly explore new frontiers and ways of doing things. That said, we always take considered action and avoid rushing in.

Robert GoffCHIEF EXECUTIVE: SPF HUMAN RESOURCES (14 YEARS WITH SANLAM)

The centenary milestone is special for me as I’ll be retiring this year and am blessed to be part of it. I’ve been fortunate to witness Sanlam transform over the years to become a highly successful company and a beacon of hope in financial services, despite all the various challenges in the macro environment. I’m extremely proud that I’ve been part of that journey.

Sanlam truly cares about its clients and staff by putting them first. It’s remained true to its values over the 100 years and I’m grateful I can end my corporate career with a company like Sanlam. I will always be a Wealthsmith™.

Jaco CoetzeeCHIEF EXECUTIVE: SPF DISTRIBUTION (30 YEARS WITH SANLAM)

I’ve been with Sanlam for 30% of the 100-year journey and Sanlam is part of my DNA. I’m extremely proud of:• The positive difference Sanlam has

made and continues to make in people’s lives

• Our significant impact on South Africa’s economy and on empowerment

• Our people – ultimately Sanlam isn’t the grey building in Bellville, but each and every intermediary and staff member who represents us

• Our people, our purpose as reflected in the Wealthsmiths™ ethos and in our culture. These are the things that make Sanlam unique.

Page 5: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

impact 1006 7

OUR EXCO SAY

Centenary Issue

Ahmed BanderkerCHIEF EXECUTIVE: STRATEGIC BUSINESS DEVELOPMENT AT SPF(11 YEARS WITH SANLAM)

The centenary milestone is a big achievement in much the same way as it’s an achievement for any human being to live to 100.

Not many organisations have achieved this in South Africa, where we’ve had to adapt to continuous economic, political and technological changes. Sanlam has withstood all of this and has now become a dominant force on the African continent.

Karl SocikwaCHIEF EXECUTIVE: SANLAM SKY SOLUTIONS (1 YEAR WITH SANLAM)

The centenary is truly a special milestone for Sanlam. In the past 100 years the country in general and the insurance industry in particular have gone through tremendous changes and been confronted by numerous and varied challenges. Yet Sanlam has remained steadfast as a truly home-bred South African company that remains relevant and cares about its clients and all South Africans.

Sanlam is unique in that its market presence is driven by its purpose of building value for its stakeholders through matching their unique sets of aspirations with informed insights on the meaning of value both now and in future. For me, this is the essence of what we are as Wealthsmiths™.

Khanyi NzukumaCHIEF EXECUTIVE: GLACIER BY SANLAM (REJOINED SANLAM IN JANUARY 2018,HAVING EARLIER BEEN WITH THE COMPANY FOR 11 YEARS)

Sanlam has been an integral part of South Africa’s history and contributed immensely to the country’s development since inception. It’s an enormous achievement for a company to have survived for 100 years while remaining in the top three insurance companies for most of that period.

The organisation has built a phenomenally stable legacy and the unique ability to innovate and adapt its business model to survive another 200 years without compromising its heritage.

Sanlam has been able to adapt to the different phases of South Africa’s political journey while contributing to the development of individuals and corporates in South Africa. It has solidly anchored itself as an Africa-focused company based in South Africa, which is a huge affirmation for the continent’s future.

Bernard ManyatsheCHIEF EXECUTIVE: SHARED SERVICES (11 YEARS WITH SANLAM)

The centenary milestone is a big achievement as it shows Sanlam has been able to withstand the many challenges over the years and emerge much stronger as a top financial services company.

In addition to its resilience and tenacity, Sanlam has great values and I believe these have played a major role in sustaining the company for 100 years.

Kirshan ReddyCHIEF EXECUTIVE: SPF ACTUARIAL (14 YEARS WITH SANLAM)

Sanlam has remained true to its culture and kept its promises over 100 years, which is quite rare and something to be proud of.

Its people are what make it unique. Being a Wealthsmith™ and living the values of the company each day creates a business that is truly client-centric and driven by its purpose of creating sustainable value for our shareholders.

Ian VisagieCHIEF EXECUTIVE: SPF FINANCE (18 YEARS WITH SANLAM)

Not many businesses reach 100 years, and even fewer reach this milestone without having been taken over during that period, or had a name change.

Over the past 100 years Sanlam has played a positive role in the development and transformation of South Africa. It’s become an international business while still keeping its local roots. It’s a business to be reckoned with because of the quality of its staff, business practices and contribution to society.

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Sanlam is, and always has been, all about people. One of our first mottos, ‘Born of the people to serve the people’, is a powerful reminder.

Born to serve

1 Servaas Daniel de Wet, a clerk at De Burger, became Sanlam’s first ever policyholder at age 29 in June 1918. He’s pictured as a young man (far left) and in later life. 2 The company’s first policy document.2

CREATED FOR PEOPLE

People were the reason why Sanlam was established 100 years ago and are still the reason it exists today. Here’s how the

Sanlam story began …On 5 December 1917 six Afrikaners and

a Scotsman met at the Royal Hotel in Cape Town with a shared dream – to establish an insurance company that would give the Afrikaner access to the economy.

At the time, Afrikaners were desperately in need in the wake of the Anglo-Boer War, droughts, crop failures and the Rebellion of 1914, the effects of which had resulted in unemployment and poverty. In an effort to relieve the distress, the group of concerned businessmen decided to empower their countrymen through creating jobs and building capital by means of an insurance and trust organisation.

The group comprised Charlie G Fichardt, Bloemfontein businessman and MP for Ladybrand; Willie A Hofmeyr, attorney; Fred H Dormehl, former insurance man; Pieter A Malan, attorney; Charlie R Louw, attorney; Antoon F Benning, businessman and master builder; and Alfred MacDowall, a Scottish banker and insurance accountant.

The meeting at the Royal Hotel followed months-long deliberations to start an Afrikaans company that could handle all forms of trust work and insurance. The idea was to raise capital by collecting premiums.

The founders approached the establishment of the company with great circumspection, as it was new territory for most of them. They therefore decided to delay registration of the company until at least two thirds of the £300 000 (then about R600 000) required capital had been raised.

However, an interim board was elected under the chairmanship of Charlie Fichardt and the first officials appointed. Application forms, policy forms and other documents were prepared so there would be no hitches when the company was registered.

On 21 January 1918 the interim board accepted the name Suid-Afrikaanse

Born to serve

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5 The Royal Hotel in Cape Town where Sanlam’s founder members convened. 6 Sarah Eva Goldblatt was the first woman appointed in the Life Insurance Division before the establishment of Sanlam. She was one of four employees transferred from Santam to Sanlam, making her Sanlam’s first bona fide female official.

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1 Charlie Fichardt, Chairman of the interim board. 2 Willie Hofmeyr, Chairman of Sanlam’s first board. 3 Fred Dormehl, Sanlam’s first Managing Director. 4 Scottish banker Alfred MacDowall was appointed as General Manager and Secretary.

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Nasionale Trust- en Assuransiemaatskappij (South African National Trust and Assurance Company – S.A.N.T.A.M.).

A week later a prospectus was published offering 200 000 shares at £1 (R2) each. Canvassers were employed widely to sell shares, with 52 000 sold up to April 1918.

Months of groundwork was rewarded when the Suid-Afrikaanse Nasionale Trust- en Assuransiemaatskappij Beperk (S.A.N.T.A.M.) was registered on 28 March 1918 – becoming, as far as is known, the first company to be registered in Afrikaans.

Following the withdrawal of Charlie Fichardt, Willie Hofmeyr was elected as the first Chairman of the board, with Fred Dormehl as Managing Director.

On 1 May 1918 Santam opened its doors for the first time at 10 Burg Street, Cape Town.

On 3 May 1918 the board decided to establish a separate company that would focus exclusively on life and industrial insurance. The Suid-Afrikaanse Nasionale Lewens Assuransie Maatskappij (South African National Life Assurance Company, or S.A.N.L.A.M.) was registered on 8 June 1918 with capital of £25 000 (R50 000). Santam remained the controlling shareholder.

The Great Flu Epidemic presented a major setback, but Sanlam nevertheless ended its first year of operation with a bonus and policies issued to the value of R2 279 000. After deductions, R9 255 profit remained, which was transferred to the reserve fund. Thereafter growth continued at an almost consistently phenomenal rate.

Although Sanlam’s founders probably had no inkling of the far-reaching effect this company would ultimately have on

South Africa’s economic development and history, Chairman Willie Hofmeyr made this prescient statement by the end of 1919:

‘Our first annual report is satisfying in many respects. It proves that, after a successful period of consolidation, we have built our foundation on firm ground and healthy principles so that there is every reason to look forward to a time when the newest South African organisation will be the strongest and most exemplary of its kind in South Africa, not merely keeping pace with the development and progress of our fatherland, but contributing to it significantly.’

5 December 1917

Initial founders’ meeting at the Royal Hotel, Cape Town

21 January 1918

The interim board accepts the name Suid-Afrikaanse Nasionale Trust- en Assuransie-maatskappij (South African National Trust and Assurance Company – S.A.N.T.A.M.)

28 March 1918

Suid-Afrikaanse Nasionale Trust- en Assuransie-maatskappij Beperk (S.A.N.T.A.M.) is registered

1 May 1918

Santam opens its doors for the first time at rented premises at 10 Burg Street, Cape Town

3 May 1918

The board decides to establish a separate company focused exclusively on life and industrial insurance

8 June 1918

The Suid-Afrikaanse Nasionale Lewens Assuransie Maatskappij (South African National Life Assurance Company, or S.A.N.L.A.M.) is registered

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Community upliftment has been an outstanding characteristic of Sanlam over the past 10 decades – first through its empowerment of Afrikaners and later its groundbreaking black economic empowerment (BEE) transactions.

Sanlam was founded mainly to assist in empowering impoverished and economically marginalised Afrikaners.

However, the organisation has since led corporate South Africa in ground breaking empowerment transactions – this time to benefit previously disadvantaged black South Africans.

In 1993 Sanlam pioneered structured BEE in South Africa when it sold its controlling stake in Metropolitan Life to a black-controlled company, Methold, to shift some of the country’s wealth to its black population.

This transaction led to the establishment of New Africa Investments (NAIL), the first major black-controlled company to list on the JSE.

In 2004 Sanlam made history again when it became the first major financial services company in South Africa to conclude its own ownership empowerment transaction – one of the country’s most successful broad-based black economic empowerment (B-BBEE) deals to date.

Ubuntu-Botho heralds new eraThe sale of 8% of its shares to Ubuntu-Botho ushered in a new era of business and socio-economic growth, enhancing Sanlam’s proud history of being a leader in empowerment and transformation.

For Sanlam, the transaction with Ubuntu-Botho, a B-BBEE consortium led by businessman Patrice Motsepe, confirmed its commitment

Empowering people1 On 18 July 2008, Nelson Mandela’s 90th birthday, Johan van Zyl (left) and Patrice Motsepe handed Madiba a R3 million donation for the Nelson Mandela Fund on behalf of the Ubuntu-Botho Community Development Trust – established to empower the poorest South Africans through a structured rural development programme.2 Patrice and Johan announce the Ubuntu-Botho BEE transaction in December 2003.

What key role players said about Ubuntu-BothoTemba Mvusi, Chief Executive: Group Market Development and Acting CEO: Sanlam Corporate

BEE presents significant business opportunities in growing markets. The challenges of poverty Afrikaners faced after the Anglo-Boer War are the same challenges black people experience today as a result of past exclusions. It makes sense to use the same blueprint now that was used then to foster B-BBEE. We have to keep on telling both empowerment stories, because they’re key to our success.

Patrice Motsepe, Chairman of Ubuntu-Botho Investments and the Sanlam Ubuntu-Botho Community Development Trust, and Deputy Chairman of Sanlam

Sanlam was a clear partner. After a lot of discussions it became clear to me that it was the company I wanted to partner with, for two reasons: First of all, we bought it at market price. Second, Sanlam had a history of Afrikaner growth and upliftment, and that is key. I wanted to learn and partner with Sanlam so we could take that experience and help our people. The future of South Africa remains in creating as many opportunities for our people as possible.

Johan van Zyl, Chairman of Sanlam and former Group CEO Sanlam’s success from 2004 to 2014 is directly linked to the success of this deal. It’s allowed Sanlam to remain competitive and retain a leadership position by attracting and retaining employees of the highest calibre as well as forming value-enhancing alliances with established entrepreneurs and the broad community, based on sound business principles.

Sanlam has been able to fulfil its objectives of accelerating transformation and attracting and retaining key black senior staff.

What distinguishes the Ubuntu-Botho deal from other deals is that it’s a business transaction with business principles. It’s a partnership whereby the Ubuntu-Botho shareholders benefit increasingly as they help Sanlam grow.

to transformation. It was about transforming the business – but also about serving a diverse society with new and growing markets, while developing and retaining the best talent in the industry.

The deal was structured in such a way that it extended Sanlam’s shareholding to grass-roots level. Thousands of beneficiaries, many of whom were among the poorest of the poor in South Africa, would benefit from this deal.

The partnership brought together various stakeholders that empower small businesses at even the most rural level through access to capital and business expertise, and by helping them grow via a network of cross-selling opportunities.

The Ubuntu-Botho empowerment transaction has been one of the key contributors to Sanlam’s ability to adapt in a transforming business and socio-economic landscape.

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Caring about our clientsConcern for people still lies at the heart of Sanlam – clients are the linchpin of our company and the reason for its existence.

Clients have always been Sanlam’s most important stakeholders. Throughout our history, their interests

have come first.At the annual general meeting in 1926,

the Chairman, Willie Hofmeyr, stated that Sanlam did not regard itself as a company whose main aim was to become rich, but as an institution that had a responsibility to serve the nation:

‘We fully subscribe to the view that the interests of policyholders should be the first consideration in a business of this nature. That is why we always try to be fair rather than technical towards policyholders.’

Historically, this approach resulted in a large number of death and disability claims being approved simply because the board’s decision was based on empathy and humaneness rather than on technical correctness or the letter of the law.

Client-centricity as a key strategyAs a natural extension of the way we see our clients, Sanlam developed client-centricity as a key strategy. In 2002 Sanlam Life adopted Client Relationship Management as its core business philosophy.

According to a report in the February 2002 issue of the staff publication, ‘This means our clients must be our top priority, because without them we won’t have any business. The aim is to ensure every client receives the very best treatment and that in our business we build long-term relationships with our clients and partners.’

Over the years, Sanlam advertising has focused on client well‑being, including a 1972 advert featuring golfer Gary Player and his family (far left). The Sanlam man in the ad is Hermie Laubscher, Assistant General Manager: Broker Services and Advertising.

‘In being client-centric we have to be proactive, innovative, dynamic, reliable and smarter in everything we do,’ said Deon Lessing, then Executive Director: Marketing. This approach led Sanlam to purposefully shift its focus from product orientation to client-centricity in September 2002.

‘Sound client relations are the most important vehicle in achieving Sanlam’s vision of becoming the leader in wealth creation,’ Charl le Roux, Chief Executive of Sanlam Wealth Management, said at the time.

‘Being client-centric means your clients and their needs should be uppermost in your mind and you want to make clients happy by providing for their needs effectively. A focus on products, on the other hand, means products are conceived, developed and marketed and you’re satisfied if you sell a lot of them.’

In June 2003, Group CEO Johan van Zyl went further and reiterated the approach that putting clients first in everything we do

is an important objective. ‘Client focus is the core of our existence, because if we don’t have clients we don’t have a business. It’s as simple as that. We must make a difference in their lives. This means our products must be competitive and meet clients’ needs, our investment performance must be so good that they want to do business with us, and we must maintain outstanding service levels. The way in which we approach clients must set us apart from others.’

Omni-channel approachThe client-centricity strategy at Sanlam Personal Finance has been entrenched by introduction of the omni-channel strategy in July 2016.

Omni means the client is at the centre and is serviced by various vehicles (channels) that collaborate effectively and are familiar with each other.Interaction with the client is managed in a coordinated way to provide a better and more comprehensive service according to the client’s needs.

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We’re dedicated to our trade, which is to turn money into meaningBenjamin Kaas and Ntswaki Sedie are Sales Support Assistants at Distribution in the Roodepoort office. They make it easy to do business with Sanlam by going the extra mile in giving excellent service to intermediaries.

We are Wealthsmiths™

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BUILDING OUR COMPANY

Sanlam and Santam started doing business from rented premises on the corner of Burg and Castle Street in Cape Town.

But the two companies grew from the outset and in 1919, via their first subsidiary, African Homes Trust, they acquired the Heyns Matthews Building on the corner of Adderley and Longmarket Street, renaming it the Trust Building.

Business was conducted from here until 1932 when Sanlam moved to its own office building on the premises of the Ons Land Printers in Wale Street, one of the landmarks of the city centre at the time.

Sanlammers proudly occupied their first company-owned Head Office, Waalburg, with its series of panels depicting the work and life of the nation. The building would twice be expanded on the Wale Street side – in 1935 and 1941. In September 1933 Sanlam bought its first building in Johannesburg.

In 1949, uncertainties in the wake of the Second World War and increasing space problems in Cape Town precipitated the big move to Bellville. A new Head Office was built in Strand Road and occupied on 16 October 1953. The new Head Office was known as Sanlamhof, a combination

From the very beginning, Sanlam grew – in terms of business, premium income and staff numbers. Our Head Office moved to larger premises three times in the company’s history: in 1919, 1932 and 1953.

A story ofgrowth

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1 10 Burg Street, Cape Town – Sanlam’s first home.2 In 1919, Sanlam’s Head Office moved to Adderley Street as its first premises had become too small.3 In 1932 Sanlam first occupied its own Head Office building on the corner of Adderley and Wale Street – considered one of the Cape Town city centre’s architectural jewels. 3

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1 In 1953 Sanlam’s Head Office moved to Bellville where a veritable Sanlam town developed, with staff accommodation, sports grounds, a cafeteria and a nearby shopping centre.2 Sanlamhof in 1983.3 The impressive atrium at Head Office.

of the names Sanlam and Hofmeyr – for WA Hofmeyr, founder member and Chairman of Sanlam. Company Secretary Nico Bonthuys received the prize of £5.5.0 for this winning suggestion in a staff competition to name the new building.

This building was subsequently enlarged and expanded seven times, until in 1988 Sanlam decided to rebuild it completely as a new, modern structure.

The work was finished in 1993 and inaugurated by State President FW de Klerk on 8 June – Sanlam’s 75th birthday.

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4 Sanlam’s Head Office in 2012.5 The Windhoek office building.6 Construction of the Salisbury office.7 The Sanlam office in East London, 1968.8 The Pretoria office in 1941. 9 The Johannesburg office in 1933.

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‘A Sanlam village in a model environment with Head Office at its core’ – this is how the new Sanlam Head Office complex, inaugurated 65 years ago in October 1953, was described at the time. Former Sanlammers reminisced about the ‘great trek’ to Bellville in 2004.

The great trek to Bellville

Why Bellville?So why choose Bellville? The most important motivation was the availability and affordability of land.

The farm The Vines and 69 properties from 40 different owners in the Jacobsdal and Brakpan suburbs were purchased and consolidated to become Sanlamhof.

On the staff side there was no real resistance to the move. Many of them already lived or boarded in the northern suburbs, and the move would put an end to having to get up early and commute.

The Fred Dormehl and Charl Wilcocks flats diagonally behind the Head Office building, one for married couples and the other for single people, made it easy for others to move.

Employees recruited from schools in the rural areas during the preceding year or two had also received an advance recommendation to find lodgings in Bellville.

What the staff would miss in the Bellville of that time were the Cape Town city centre shopping facilities, the quick visits to the John Marcus sale, the Company’s Garden, which were popular during lunchtime, the Southeaster that blew your hat down the street and back again, as well as the lovely singing that

The Sanlam board’s decision to move Head Office to a site in the little dorpie of Bellville took prominent people by surprise.

‘Sanlam should have its head examined,’ they said.

However, for the staff a whole new world opened, as the new set-up and facilities that were added later boosted the company’s popularity as an employer significantly.

This move to Bellville was apparently the first corporate move of its kind in South Africa. Shortly afterwards, Old Mutual and Southern Life followed suit when they moved to Pinelands and Newlands respectively.

Many former Sanlammers still recall the ‘great trek’ from the Cape Town city centre to the outskirts of Bellville, which was only a small town at that time. They praise the meticulous planning that preceded the move, the staff’s positive attitude and the spirit of adventure that permeated the whole exercise.

When moving plans were announced, prominent people allegedly reckoned the rocky shrubland from which Sanlamhof would grow was unworthy of their proud company.

could be heard when the choir practised in the church on Greenmarket Square.

After lengthy preparations, construction started in 1951. Buses to the building site were sometimes laid on for staff who wanted to see how things were progressing.

The fact that everybody was positive and motivated made things much easier. The lack of space in Cape Town had become a tremendous problem. The company had clearly outgrown Waalburg (its first self-owned head office occupied in 1932), even though the building had been enlarged twice. To make provision for the growing staff complement, Sanlam had to move. The alternative, to demolish and rebuild, was never an option.

The move beginsThe legendary ‘Baas’ Jack van Wyk, later Senior General Manager, described management’s chief representative, Johan de Wit, as a good general. ‘Sometimes he was a little too enthusiastic,’ he added, ‘but he commanded respect.’

The move could only start on the Friday afternoon, 23 October, at 15:00 and had to be completed by opening time on Monday morning so as not to disrupt the service to policyholders – and that was not negotiable.

About 400 workstations had to be moved. The layout of the various divisions and workstations was planned in detail in advance, using a colour-coded and numerical marking system.

Pickfords and Stuttafords were contracted to handle the move. However, the staff, divided into day and night shifts, had to do all the packing, carrying and arranging themselves.

Team effortThe loyalty, enthusiasm, team spirit and solidarity made it an incredible experience. This ‘mighty team effort’ contributed significantly to the camaraderie that characterised the Sanlam community of that era, and made all the blisters and bruised shins worthwhile.

Things went so well that Johan de Wit phoned General Manager Andreas Wassenaar at the crack of dawn on the Saturday morning with the news that the physical move had been completed.

Johan had calculated how many loads would be necessary, estimating that they’d finish around five o’clock on the Sunday afternoon. Wassenaar had warned that he didn’t want any trucks on the road on

1 Artist’s impression in 1950 of what the new office could look like. 2 Sanlamhof in 1955.

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3 Hostel residents in the Piet Grobler sitting room.4 Lunchtime in the spacious cafeteria.5 The front entrance to Sanlamhof as it appeared in the 1960s.

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Staff members worked, lived and relaxed in the Head Office complex. Today, it occupies the same space,

but the building and its environment have changed almost unrecognisably.

One section of the land on which the complex was raised was a farm, The Vines, whose homestead (number 1 in the picture above) currently houses a nursery school. Sanlam bought this pig, chicken and vine-growing farm in 1949.

The rest of the land comprised the town areas Jacobsdal and Brakpan, which the company consolidated with the farm by buying the 69 properties from 40 different owners.

Mr and Mrs C de W Viviers, the first ‘house parents’, at a ‘Vrugtefees’ in 1969 at which staff were served an array of fruit.

The cafeteria payment queue system in 1966 – a novelty on South African shores brought from America.

Sunday around church time – ‘We don’t want the people of Bellville against us!’

But competition sprung up between the removal vans, with the result that the last load was dropped off in the early hours of the Saturday morning. No Sanlam removal vans were on the road that Sunday! After the final box of files had been loaded, the last person squeezed into the roof space on top of the files.

However, confusion reigned in the strongroom. This took on crisis proportions when it was discovered that the order of the 1 500 boxes of policy files had been mixed up. On Sunday morning it became evident that it wouldn’t be possible to sort the boxes into numerical order by opening time on Monday, so the troops – in their pyjamas or Sunday best – were mustered to save the day.

Fly swatters at the ready!Life in the new offices wasn’t always a bed of roses. The area around the Sanlam building was pretty much a wilderness. Where the Civic Centre is today was a pound for stray animals, with livestock auctions also held there.

At night animals were driven along the road to the Maitland abattoir. Across the road were a fish-paste factory, a poultry farm in Iona Street, and Pocock’s dairy towards Stikland way.

Eight out of 10 clerks were said to carry fly swatters in an attempt to keep the flies under control!

But gradually the environment was tamed. Sanlamhof developed by leaps and bounds, and the Port Jacksons made way for gardens and sports fields.

Apart from various additions to the office block, extensive facilities were also provided for virtually every popular indoor and outdoor sport.

The Charl Malan building housed the Sanlamhof post office, a hair salon, trading store and the original Belgravia Chemist. The Piet Grobler hostel was available for school leavers who’d joined Sanlam from the rural areas, and the Antoon Benning flats provided for those who had ‘outgrown’ the hostel.

According to the old guard, the sweeping changes at Sanlamhof that followed later could be attributed to the advent of computerisation, affordable cars and television. The hostel became redundant and the sports fields and swimming pool disappeared beneath the tarmac of parking areas built to meet the needs of the new generation.

Sanlamhof benefitsA couple of the benefits of working in the new Sanlam building deemed worthy of praise in newspaper articles of 1953:• Sanlammers there work only five days

a week• During lunchtime, they can enjoy music

played over the many loudspeakers.

New local landmarksSanlam’s move to Bellville in 1953 preceded the development of many local landmarks. Just a year later the Bellville Airport (now Cape Town International Airport) became operational. Karl Bremer Hospital opened in 1956 and the Bellville Civic Centre in 1957.

Construction started in 1951 but was hampered by the fact that the land was largely an unspoilt vlei area with deep underlying clay banks. Water continuously flowed back into the excavated land.

The front part of the Head Office building (2) was officially inaugurated on 16 October 1953. In the early days, the landscape was a wilderness to city-dwelling Sanlammers, with sand and bushes surrounding the Head Office. Houses in the area still had outside toilets.

The Head Office building featured the word ‘Sanlam’ spelt out in 10m-long letters adorned with flowering plants (3).

The building would later be expanded several times (4). Sanlam also provided

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recreational facilities for staff, including sports grounds (5), tennis courts (6) and a swimming pool (7), which have since been replaced by parking areas.

Additionally, a ‘very modern cafeteria in the latest American style’ was built (8).

Married and single Sanlammers could move into two apartment blocks that were completed in 1953 and still exist today, the Carl Wilcocks (9) and the Fred Dormehl (10). Two features of these blocks, according to Die Burger of 21 October 1953, were:• ‘A small opening, just big enough for

a milk bottle, is set in the kitchens’ – for early-morning milk deliveries.

• ‘Inside the apartments, a little nook has also been fashioned for the telephone to nestle in a corner of the wall.’

Sanlammers could do their shopping at the Charl Malan Business Centre (A11), which on completion in 1954 housed a post office, hair salon, trading house and pharmacy. The current post office replaced the centre in 1994.

Piet Grobler House (12), a hostel for school leavers from the platteland, opened in January 1960. This hostel no longer exists. Another apartment block still standing today, the Antoon Benning (13), was completed in 1962 to house those who had ‘outgrown’ the hostel.

The AD Wassenaar Sports Centre building, opened in March 1986, currently houses the fitness centre. The PA Malan Apartments were inaugurated in 1991 on the site of today’s Absa and McDonald’s, and, along with the tennis clubhouse and courts, demolished in late 2000. The new Head Office in its current form opened its doors in 1993.

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Travails of first branches

1 The Bloemfontein branch staff in 1934. In front (from left) are R Lubbe and J Boshoff. Sitting in the middle are W Kallmann; GG Cillie, Manager; MS Louw, Manager and Actuary at Sanlam; N Bonthuys, former Manager; and J van Wyk. At the back are J Olesen, E Cronje and C Klopper.2 The Durban branch’s office outing 1965 – complete with pet dog, tie and hot pants.3 Dawid Coetzee (South West Africa) writing policies alongside his truck. 4 Also in South West Africa, Hannes Huisamen fills out applications for fishermen aboard their vessel.5 The Johannesburg Branch Manager, N Bonthuys, in his office in 1935, with two telephones at his disposal.6 Clerks working in the Johannesburg branch office in 1935.

In the first quarter-century of Sanlam’s existence, branch offices played a crucial role in launching the company’s services and products in Southern Africa.Factors such as the Spanish Flu

epidemic of 1918, inadequate offices and natural disasters meant staff often worked in extremely trying conditions in those early years. They did, however, build a solid network of branch offices.

Unencouraging startResearch from 1946 described the company’s first branch office, which opened its doors in Johannesburg on 1 September 1918, as ‘not really encouraging as such’. The building was ‘no model of attractiveness; and to cap it all, the Sanlam office was hidden inside a kind of yard’.

Meanwhile the Free State branch office, which opened at the same time in Bloemfontein, was brought to a near standstill by the devastating Spanish Flu. The drought and economic depression of the early 1920s further hindered activity.

For a long time the Natal branch, which opened on 1 January 1926 in Durban, was

reference to a branch appointment, was named Manager of the Transvaal in Johannesburg. Van Dam became the first Editor of staff publication Die Sanlam-Fakkel at the end of 1932.

Another example is WJ (Bill) Bezuidenhout, first staff member at the Bloemfontein branch. Bezuidenhout later gained prominence as a researcher of Sanlam’s history, as well as Mayor of Bellville.

On 13 September 1918, the Johannesburg branch made another breakthrough with the company’s first recorded appointment of a staff member, ‘Mr Dreyer’, with the title ‘clerk’.

Die Sanlam-Fakkel on 1 June 1933 described the new branch office opened two months earlier on Church Square, Pretoria. The office consisted of ‘one large chamber divided into three rooms by glass partitions’. These included the agents’ room, general office and ‘strongroom’, which apparently would become ‘useful’ in due course.

Office staff at the branches were well aware of the trials and tribulations of the agents – the advisers of those

Staff at Sanlam’s early branch offices often did groundbreaking work, despite difficult conditions.

hampered by a lack of office space. After the Cape Province was divided in two in the 1930s, the Eastern Cape Province branch operated from the ‘miserable little office in the Permanent Building’ in Port Elizabeth, while the Western Cape Province branch was based in ‘the beautiful new Head Office building in Cape Town’.

Southern AfricaSanlam subsequently established branches in Southern Rhodesia (now Zimbabwe) in 1938 and South West Africa (Namibia) in 1943.

By the 1950s, Sanlam had offices far and wide across Southern Africa. Its most northerly office was in the Sanlam Building in Kitwe in what was then Northern Rhodesia (Zambia).

Southern Rhodesia had an office in nearly every large town. The company opened its regional head offices in the early 1990s.

Several branch office staff members did groundbreaking work at Sanlam. Among them was Dutch-born Harry van Dam, who on 29 July 1918, in the first recorded

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days – as they were the ones who determined the branches’ success. In 1965, for example, Bloemfontein branch members recalled how PA Erasmus used to market policies in the Hoopstad area from a horse-drawn carriage.

No petrol stationsErasmus complained bitterly about high production costs – the drought had caused the price of oats to skyrocket. As petrol stations weren’t available to agents working by car, they had to haul around their own fuel supply in 20-litre cans.

Sanlammer Jack Tredoux recounted his journey from the Eastern Cape for a holiday in Cape Town in late 1931, when all the bridges in the Southern Cape had been washed away by the great rains of the time. Tredoux was stranded in George for 10 days before he could return to Port Elizabeth.

However, branch office staff also had some time to relax. The Sanlammers of the Durban branch, for example, went on an annual outing to the Karridene beach resort on the south coast of Natal.

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impact 10028 29Centenary Issue

BUILDING OUR COMPANYBUILDING OUR COMPANY

1 The Ford Model T – a popular choice for agents in the early 1920s.2 Agents were sometimes faced with unwelcoming signs such as this one. 3 A horse and buggy on Bain’s Kloof, Western Cape.4 Johannesburg Railway Station, 1910s.5 A Briscoe similar to Pretoria agent Andy Struthers’ first Sanlam car.6 A Regal similar to AR Smit’s car.7 Roads were rough and plans had to be made for puncture repairs and refuelling.

Early years challenging for travelling agentsNowadays advisers arrive for client appointments in the comfort of a modern vehicle – but for the Sanlam pioneers it wasn’t easy. After the First World War cars were still unreliable and advisers often had to improvise.

T he predecessors of today’s financial advisers overcame major obstacles to do their work. To visit clients, these travelling agents had

to either walk or harness a horse to a buggy.Communication was the biggest

problem because only businesses and professionals in cities and larger towns had telephones. Clients in rural areas could only be reached by letter and farmers usually only collected their mail when they went to town once a month.

The agents relied mainly on cold canvassing, in other words, arriving at the doorstep of potential clients without an appointment. This technique wasn’t very successful. They risked being chased off farms as trespassers and in towns might be halted by a notice reading ‘NO AGENTS’.

Transport problemsTransport was another problem. Cars were still unreliable and just after the First World

War the roads were still designed for use by ox wagons and horse-drawn carts.

Sanlam pioneers such as agents PH Rademeyer and LFI Bezuidenhout of De Aar tried to solve the problem by means of seasonal train tickets they received from Head Office. They then travelled from station to station, visiting clients on foot or by getting lifts.

Others conducted business by using a horse-drawn cart. In the case of adviser JC Coetzee, Sanlam’s management committee decided to buy his horse and

cart in 1920. He then received a car on hire-purchase. In 1919 agent EE Keyzer of Potchefstroom applied to purchase a buggy and two horses.

Some of the city dwellers, like the Pretoria agents, had to walk to see clients. Andy Struthers, appointed in 1918, shared his memories of those early days in Die Sanlam-Fakkel of September 1948:

‘Our mode of travel (I speak of the few Transvaal agents) was either by bicycle or by two good, sound legs (Dapper en Stapper); or, if you had to get to some other dorp, by train – second class, because there was no third class!’

He was fortunate, however, as in September 1918 the management committee decided to buy him a Briscoe car, about which he said: ‘Starting out on a trip I would fill up with petrol, put another 4-gallon tin in the car, a tin of water, a piece of thick string and a piece of wire for possible repairs on the road.

‘But in the country you missed the beautiful scenery, as, usually being in a hurry to get to a prospect, you hit up the terrific speed of 25 miles per hour, which meant keeping your eyes on the so-called road, with a firm grip on the steering wheel.’

Early in 1919 Sanlam supplied a Regal car to agent AR Smit of Potchefstroom at a purchase price of £110. Other cars used by agents were the Métallurgique, Hupmobile and Ford Model T.

In the 1920s provision of motor transport took up much of the management committee’s time, also requiring decisions about management of the agents’ car debt. A report from 31 March 1927 noted 36 active hire-purchase agreements for agents’ cars. A few months later it was reported that the outstanding amounts on seven contracts had to be written off as bad debt.

So today’s advisers, travelling on the freeway in an air-conditioned car to visit a client, might spare a thought for the Sanlam pioneers who got by at a third of the speed on double-track roads. Cars weren’t water- or dustproof and three or four flat tyres per trip were the norm – although, of course, they didn’t have to face rush-hour traffic!

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BUILDING OUR COMPANY

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Half-century1968: Sanlam turns 50.

Premium income rises1970: Premium income tops R100 million for the first time.

Sanlam and Santam1970: Sanlam and Santam agree to work together more closely.

Largest insurer1974: Premium income of R173,3 million makes Sanlam the country’s biggest insurer. In 1976 the company’s assets exceed R1 billion.

Sanlam controls Santam1978: Sanlam acquires effective control of Santam.

Word processors replace typewriters1981: Word processors and video screens replace electric typewriters. Two years later computer terminals from across the country are connected to Head Office, enabling instantaneous updating of information.

In a century, Sanlam has grown from modest life insurance company to leading pan-African financial services group. The Group has retained its solid home base in South Africa while expanding its business interests to the rest of Africa, Europe, India and Malaysia. Here are some of our major milestones.

Milestones in our 100-year journey

African Homes Trust1918: Santam buys African Homes Trust for £150 000. In 1935 Sanlam takes it over, making it the company’s first wholly- owned subsidiary. It would later become Metropolitan Life.

Disability benefits1922: Sanlam shows the way in the industry by linking disability benefits to all its policies, with the first disability claim paid in 1924.

Group life insurance1927: Sanlam’s Pension Fund for Office Staff is approved. In 1929 Sanlam’s insurance pension scheme for municipalities and divisional councils is introduced countrywide.

Loans for operations1929: The concept of medical funds is born as policyholders receive interest-free loans for operations.

Premium income1936: Premium income exceeds R1 million for the first time.

21 years old1939: The company comes of age.

Federale Volksbeleggings1939: Sanlam donates £75 to the Ekonomiese Volkskongres, leading to the establishment of Federale Volksbeleggings.

Afrikaanse Handelsinstituut1942: Sanlam plays a key role in establishing the Afrikaanse Handelsinstituut.

Financial strength1945: Sanlam is in a strong financial position with premium income nearing the R4 million mark.

Bonuskor1946: Sanlam registers Bonuskor, aimed at reinvesting policy bonuses. This would help the company generate capital for the development of Afrikaner businesses. In 1953 Sanlam acquires a stake in the mining industry as Bonuskor and Federale Volksbeleggings establish Federale Mynbou.

Sanlam becomes independentThe Governor General signs the Sanlam Act into law. Sanlam becomes an independent, mutual life insurer and the largest single shareholder in Santam, the parent company.

Datatron computer1958: Sanlam installs the Datatron computer from Burroughs in the US.

Record growth1962: Sanlam achieves net growth of R2 447 000 for the year – a record in SA’s insurance industry. The ’60s ushered in huge growth, when it became a conglomerate with interests in financing, mining, real estate and other sectors.

Income tops R1 billion1982: Sanlam’s income exceeds the R1 billion mark for the first time.

Sankorp established1985: Sankorp is formed to undertake major development projects.

Income exceeds R10 billion1990: Premium income passes the  R10 billion mark for the first time.

75 years 1993: Sanlam turns 75.

First BEE deal1993: Sanlam completes SA’s first black economic empowerment transaction with the sale of its controlling stake in Metropolitan Life to black shareholders.

Offshore investments1995: Sanlam becomes the first financial institution to enter into an asset swap agreement approved by the Reserve Bank, enabling clients to invest offshore.

Sanlam transformsFollowing SA’s transition to a black majority government, Sanlam restructures and transforms into a multicultural diversified financial services company.

Demutualisation1998: Sanlam demutualises on 30 November and lists on the Johannesburg Stock Exchange (JSE) and Namibian Stock Exchange. Sanlam Limited is established as parent company of the Sanlam Group. The share offer raises R4 billion, a record amount for a single capital flotation on the JSE to date. More than

1 Sanlam celebrates its 50th anniversary in 1968. This pair worked well together in the three-legged race and were still in the lead as the picture was taken. 2 AD Wassenaar shows his skill in a go-kart during the festivities. 3 President FW de Klerk (right) unveils a plaque at the inauguration of Sanlam’s new Head Office building and celebration of the company’s 75th birthday in 1993. With him is Sanlam Chairman Pierre Steyn.

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BUILDING OUR COMPANY

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Sanlam and SAHAM Finances presence

SAHAM Finances presence

SEM – indirect presence

SEM – direct presence

2 million Sanlam policyholders are turned into Sanlam shareholders, with the majority becoming shareholders for the first time.

Restructuring1998: Sanlam announces large- scale restructuring aimed at boosting profits. In the new structure, Sanlam will operate as a holding company with four autonomous businesses.

Innofin established2000: Innofin (now Glacier) is founded as a joint venture between Sanlam and Macquarie Bank of Australia.

Ubuntu-Botho2004: Sanlam becomes the first major financial services company in South Africa to conclude its own ownership empowerment transaction – one of the country’s most successful broad-based economic empowerment deals. The sale of 8% of its shares to Ubuntu- Botho ushers in a new era of business and socio- economic growth.

Gensec becomes SCM2004: Gensec Bank returns its banking licence and restructures into Sanlam Capital Markets.

Safrican2004: Sanlam Life acquires 55% of Safrican.

Absa shares2005: Sanlam sells its shares in Absa to Barclays PLC.

African Life deal2005: Sanlam acquires African Life (now Sanlam Sky Solutions) and a controlling stake in Channel Life, paving the way for growth in the entry-level market.

Shriram Group2005: Sanlam enters the Indian market through a joint venture with the Shriram Group.

Inflows pass R100 billion2007: Business inflows exceed R100 billion for the first time.

BlueStar business concept2007: Sanlam launches the Blue Train project, equipping advisers to turn their practices into businesses. This leads to establishment of the BlueStar business concept. This benefits advisers, who now become business owners, clients, who have access to specialist advice and are assured of continuity should their

At the signing of the first BlueStar business contract in 2009 are (in front, from left) Gert Roux, BlueStar Marketing Manager at Global BlueStar; Jaco Coetzee, General Manager: Sanlam Financial Advisers; Johann Steyn, Principal of Rainmaker BlueStar; and Danie Wiese, Consultant: BlueStar Businesses. At the back are Jurg Steyn, Associate: Rainmaker BlueStar; and Kobus Swart, Regional General Manager: SFA Western Cape.

Marinus Daling (left) and George Rudman, who led the demutualisation team, in front of a stack of voting papers received from policyholders before Sanlam’s demutualisation took place.

1 Dawn Mokhobo becomes the first black female member of Sanlam’s board in 1997.2 John Moalusi becomes the first black member of Sanlam’s Exco in 1999.3 Patrice Motsepe becomes Sanlam’s deputy chairman in 2004.4 Raisibe Morathi is appointed as Sanlam’s first black executive director in 2008.

adviser retire or die, and Sanlam, which retains business and clients.

Staff profile2008: Exactly 90 years after Sanlam’s founding, black staff members are in the majority for the first time. More than 50% of staff members are black and 56% are female.

SPF redesigned2016: Sanlam Personal Finance is redesigned to comprise smaller businesses that are focused, entrepreneurial and agile. The new businesses are structured around specific client needs – a step that best positions SPF for future growth. The redesign follows the launch of Re-Imagine, a strategic project to investigate the internal organisation of SPF to best meet client needs while complying with legislative requirements.

BrightRock acquisition2017: Sanlam acquires a 53% majority stake in BrightRock, in line with its strategy to seek profitable and sustainable growth opportunities.

100 years8 June 2018: Sanlam celebrates its centenary.

SAHAM transaction2016: Sanlam, along with Santam, acquires a 30% stake in Morocco-based SAHAM Finances, which operates in 26 countries, predominantly across Africa and with a presence in the Middle East. The transaction, valued at about R5,3 billion, is one of the Group’s biggest to date and is set to expand Sanlam’s footprint across the African continent with entry into attractive new markets. The shareholding is increased by a further 16,6% in May 2017. In March 2018 Sanlam announces the purchase of the remaining 53,37% shareholding it doesn’t already own, increasing its stake in SAHAM Finances to 100%.

Sanlam UK2008: Sanlam UK Ltd is established.

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We look after our clients’ moneyJaret Loggenberg (photo left) and Stacey-Lee Ann Bailey educate people about their finances, seeing an average of five to eight clients weekly. As Personal Financial Planners at Sanlam Key Solutions in Bellville, they focus on key accounts such as municipalities, hospitals and the South African Police Service (SAPS). With Stacey-Lee Ann is Warrant Officer Andy Hall of the SAPS.

Our brand promise …

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OUR PEOPLE, OUR STRENGTH

Leaders with visionOver the years, Sanlam has been blessed with leaders and employees of outstanding calibre.

Sanlam’s leaders have always understood how to utilise the company’s resources to maximum effect in terms

of money and opportunities – but also in relation to its most valuable asset – its people. This has been true from Sanlam’s inception, as borne out by Chairman WA ‘Willie’ Hofmeyr’s statement at the company’s first annual general meeting on 23 December 1919:

‘I have pleasure in testifying to the able manner in which the General Manager and staff have, for the past year, carried out the work of the company under very trying circumstances. On behalf of the directors I wish to congratulate the management on the successful conduct of the affairs of the company. The directors recognise that the hearty cooperation and solid support of a loyal staff greatly contributed to our success.’

Tinie Louw (1935–49)The brilliant Tinie Louw was not only the first Afrikaans-speaking actuary, but also instrumental in canvassing a large volume of business for Sanlam in 1922 with the revolutionary Ideal Policy, which added the first disability benefits for policyholders that year as well as pension and group schemes for municipalities.

Thanks largely to his efforts, Federale Volksbeleggings came into being in 1940, and Bonuskor in 1946. These companies gave the Afrikaner a foothold in manufacturing and mining.

Pepler Scholtz (1969–78)Under Pepler Scholtz’s leadership, Sanlam started investing in shares to realise greater value for policyholders over the long term.

Policy proceeds were linked to value investments – initially through units in Sanlamtrust and later through internal portfolios. The first of these was the 100 Plus portfolio, which led to the 100 Plus policy series.

Investments in large building complexes also started during his term.

Fred du Plessis (1978–85)Fred du Plessis, who became Chairman in 1982, accelerated Sanlam’s growth and expanded its investment horizons with the establishment of the Sankorp group in 1985. During the period from 1982 to 1988, income increased fivefold and premium income sixfold.

Willie Hofmeyr (1918–53)It was the esteem in which Willie Hofmeyr, Chairman from 1918 to 1953, was held that helped Sanlam obtain a loan of R100 000 from Standard Bank to survive the severe setback and impending bankruptcy caused by the collapse of the Eastern Free State’s Board of Executors in 1923.

Andreas Wassenaar (1948–70)Continuing his predecessor’s approach of greater involvement in the industry, AD Wassenaar overhauled Sanlam’s investment policy and drastically increased its shareholding in other companies.

In 1950, less than 2% of Sanlam’s money was invested in shares. In 1965 this had increased 13-fold, to R64,4 million. As a result of his input, the property portfolio grew to such an extent that in 1989 it became an independent subsidiary. In 1998, with a total asset value of R184 billion, it was incorporated into Gensec. Investments in unit trusts also date back to his time (1967).

1918 1932 1935 1940

The Sanlam logo from 1918 to 2018.

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OUR PEOPLE, OUR STRENGTH

Centenary Issue

Ian Kirk (2015– )When Ian Kirk took over the reins in July 2015, he brought the necessary stability to execute the long-term strategic path on which Sanlam had embarked.

Under his leadership the transaction with the Morocco-based SAHAM Finances was sealed, which increased the size of Sanlam’s footprint in Africa substantially.

The deal, one of the largest in Sanlam’s history, was structured in three phases so as to ensure everything went smoothly.

The plan was to first secure 30% of SAHAM, then a further 16,6%, and finally the rest. This last phase of the transaction took place in March 2018, when the company increased its stake in SAHAM to 100%.

Desmond Smith (1993–97)Desmond Smith was the first Managing Director to formulate the vision of transforming Sanlam into ‘a world-class financial institution’. He later became Chairman of Sanlam and, as the member of the board with the longest service in the company, epitomised Sanlam’s capacity to adapt by aligning operations with the needs of its changing client base.

Marinus Daling (1997–2001)With Marinus Daling’s arrival, a new vision began to take shape that involved moving away from the traditional business in the direction of a financial company – and ultimately a listed company with profit and service as its goals. Since 1918, Sanlam has always existed to empower people, and from 1993, the focus shifted to the empowerment of formerly disadvantaged communities.

The first step in this direction was the transfer of Sanlam’s share in Metropolitan Life to Methold in 1993. In 1996 Sanlam and Real Africa collaborated to establish Real Africa Asset Management (RAAM) and the Development Fund was formed later that year. These developments were part of a move to scale down and unbundle Sanlam’s outside interests.

In 1993, Sankorp and General Mining Corporation (Gencor) – Sankorp’s mining arm – both began unbundling, a process that was completed within the next year or so. The restructuring of Sanlam itself followed the same pattern, with various businesses being created in a decentralised model.

Leon Vermaak (2001–02)On 1 May 2001 Leon Vermaak was appointed as CEO of Sanlam Limited, while Marinus Daling continued in his role as Chairman of the board. However, Marinus was soon to step down due to ill health.

On 12 September 2001, Leon announced a new vision for Sanlam – to be the leader in wealth creation. The ‘Live the Brand’ campaign was launched, together with a new positioning line, ‘Thinking Ahead’, which replaced ‘Your Future in Good Hands’.

Johan van Zyl (2003–15)On 31 March 2003 Johan van Zyl was appointed as CEO. He set Sanlam on a new trajectory by implementing a strategy that would ensure the company’s long-term growth.

He succeeded in creating immediate value for Sanlam. In the 13 years that he led the company, Sanlam’s market value rose R10 billion per annum – from R14 billion in 2004 to R170 billion in 2015.

The Ubuntu-Botho black economic empowerment transaction concluded under his auspices made Sanlam into a competitive and transformed company in a changing South Africa. He also secured the African Life transaction, the first step in Sanlam’s expansion to emerging markets outside South Africa and Africa in particular.

The new strategic direction he put in place was a necessary step for Sanlam to survive and grow.

Pierre Steyn (1985–93)The untimely death of Fred du Plessis in a car accident in 1989 hit Sanlam hard, and while Pierre Steyn was working to help the company rebound from this blow, he too passed away suddenly in 1993.

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OUR PEOPLE, OUR STRENGTH

From the outset, the right people have been crucial to Sanlam’s success. Two founder members, Fred Dormehl, the first Managing

Director, and Alfred MacDowell, were eminently qualified to establish an insurance company.

With the help of these two founder members, the services of a core group of experienced, competent staff members were acquired to start the new Afrikaans insurance company.

MacDowall sang the praises of his staff. On 4 October 1918 he said, ‘I am a firm believer in good salaries to good men and in your present staff you have the best material.’

However, appointments at Head Office weren’t enough. Sanlam’s growth depended largely on how soon able representatives, who were willing to work for such a young company, could be found – especially experienced people who would be productive immediately.

The trio of Jan Feenstra, Nico Bonthuys and Augie Ehmke, among the few Afrikaans speakers with assurance

Sanlam’s success over the years is thanks to its people – the company’s greatest asset. The right people with the right skills and expertise, but also those with integrity who live and uphold the company’s values.

The Sanlam brand has stood the test of time, being deeply rooted in our heritage, traditional values and a unique Sanlam culture that’s developed over time.

Recruiting quality from the start Our vision

and values over the years

1 Staff member induction in 1966.2 Sanlam’s knowledgeable team of underwriters and medical doctors have been highly regarded in the industry over the years. Jaco Louw, Chief Underwriter: Client Services South, and Adri Kuyler, Senior Underwriter, discuss a case in March 2000.3 Samantha Knoetze of Policy Claims in 2000.4 Paul Shabangu was named best Client Contact Centre agent in a national competition in 2005. 5 SPF’s medical advisers in 2001. From left are Drs Pieter Coetzer, Jack van Zyl, Eric Starke and Elmien Mouton (front).

‘We are optimistic about the future. How could we be otherwise when we know the Company has got to where it is today because the volk has faith in it and we can rely on the loyal support of our field staff.’

Willie Hofmeyr, Chairman, said of Sanlam’s staff in 1953, ‘When I visit other places and come into contact with our staff, I’m surprised by how inspired they are, and by their great love for Sanlam; they live only for Sanlam.’

Company backboneIn April 2003, Johan van Zyl, newly appointed Group Chief Executive, said, ‘Sanlam has excellent people. What excites me most is our people and the potential we have here. We must realise that potential, because the expertise is in the company.’

In April 2011, Desmond Smith, Chairman, said Sanlam’s people are the backbone of the company. ‘The Group pays great attention to attracting, developing and retaining the kind of people necessary to ensure we remain a leading financial services organisation.

‘Sanlam puts great emphasis on the quality of its people, not only with regard to their expertise, but also their values, ethics and attitude. The company promotes a performance-driven environment with a strong focus on getting things done. That’s why people are given the responsibility that’s underpinned by a clear ethical framework and strong support structures.’

In May 2015, newly appointed Group CEO Ian Kirk said, ‘The quality of the organisation depends fundamentally on the quality of our people. Yes, we have the brand, the capital and the positioning, but without the people, it’s nothing. This is a people’s business.’

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experience, and Tinie Louw, the first South African-born actuary, took this problematic bull by the horns and laid the foundation on which the company’s office systems and processes were built.

Careful screening and trainingEarly on, Sanlam also made sure to appoint and develop representatives able to confidently approach important businessmen and officials to talk business. Agents were therefore carefully screened and trained so they could be received and respected in the highest circles. This was no easy policy, but it was successful, then and in the future.

In January 1941 Die Sanlam-Fakkel reported: ‘Sanlam has been stabilised and is now stronger than ever before. The life assurance representative is providing one of the best services possible to the volk. Millions of pounds have been paid out to the public as a result of the agent’s work. Sanlam is also already playing an important role in this regard, and its agents will continue to provide these good services to the volk.

The Sanlam culture has always been rooted in sincerity, respect and caring while putting clients first and

creating value for our stakeholders, as reflected in the way our mission statement has evolved in the more recent years of our history.1987 – Sanlam expresses its mission as follows: ‘We strive, with a dedicated staff, to assure our policyholders and clients of: • the best value for their money

Our valuesWe …• lead with courage• serve with pride• care because we

respect others• act with integrity and

accountability.

• total security and• excellent service • so as to achieve sound and vigorous

growth.’1996 – the company adopts a Code of Ethics and Conduct to which Sanlam and its employees subscribe. This serves to reinforce the principles that have played a major role in the achievement of its many successes.

‘We subscribe to the principles as reflected in our core values of:• growing shareholder value through

innovation and superior performance• leading with courage• caring because there is respect for

one another• acting with integrity.

These values underpin every aspect of our business dealings.’1999 – Sanlam launches a vision to replace its old business philosophy: to be the benchmark of excellence for financial services wherever we operate.2001 – a new vision is introduced: to be the leader in wealth creation and protection in South Africa. 2014 – the vision evolves yet again: to be the leader in wealth creation and protection. 2018 – the Group’s current vision is to:• lead in client-centric wealth creation,

management and protection in South Africa

• be a leading pan-African financial services group with a meaningful presence in India and Malaysia

• play a niche role in wealth and investment management in specific developed markets.

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We’re determined and resoluteSibabalwe Jongolo travels about 2 000km per month to reach around 300 intermediaries. As Business Development Manager at Glacier in Cape Town, her job is to provide broker consultants and intermediaries with information about Glacier’s wide range of products so they can offer clients the best investment solutions.

The Sanlam Way …

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impact 10044 45Centenary Issue

Our people’s commitment has never gone unnoticed. Here are some of the most important awards over the years, some of which are still presented today to reward excellence and achievement.

And the award goes to …

The meaning of ‘vervaltrek’ The term ‘vervaltrek’ originated in the days before computers when everything was handwritten on paper. In order to keep track of the premium payments on policies, every policy had a card on which payments were recorded.

If a payment wasn’t received, the card would be drawn (‘getrek’), the policyholder contacted and if there was no response, the policy would lapse (‘verval’).

The Board ShieldThis shield, awarded in 1929 for the best production by Sanlam’s provinces, started as the ‘interprovincial competition shield’, but soon became known as the Silver Shield (1929–47), then the Feenstra Shield (1947–68) and eventually the Board Shield (until 1973).

Between 1931 and 1935 replicas of the shield were presented to the marketing managers (then inspectors) who’d contributed most to the winning production.

Trophies for regionsIn the past, trophies were at stake in the competition for office staff in regions and regional head offices.

In 1986 the regions started competing for the title of Region of the Year, with regional head offices following in 1992. By the time the competition came to an end owing to decentralisation and changing norms, 94 offices countrywide were taking part.

Amawina rewards and recognition programmeIntroduced in 2010, this programme gives Sanlam Sky Solutions staff members the opportunity to pay tribute to their colleagues for doing an exceptional job in each quarter of the year.

Amawina was known as the Values4U programme prior to African Life being integrated into Sanlam.

Komkamps

NationalKomkamp – the competition for champions – started in 1975.

Advisers and managers qualify by means of various marketing competitions throughout the year.

InternationalAttending an international Komkamp is the pinnacle of marketing performance.

The name was later changed to the SFA Convention for top advisers and SBD Convention for top broker consultants.

About 15 top-ranked advisers are invited to the Elite Convention.

Eagle AwardsSanlam Financial Advisers recognises its top advisers and managers by means of the prestigious Eagle Awards.

In 1962, Sanlam founded the Eagle Club to recognise advisers who produced consistently good results over a period of time. In 1970, the Order of the Sanlam Eagle was established, with Iron, Bronze, Silver and Gold classes.

A higher honour – the Adelaar Award – followed later, with the first Adelaar qualifying in December 1978.

In 2000 a grading system of one, two, three, four and five stars was added to the Adelaar class to recognise extraordinary achievement.

Altitude AwardsSanlam Broker Distribution’s elite recognition programme for broker consultants based on good performance, experience, qualifications and the number of supporting brokers they have.

Activator AwardsActivator winners who display the Sanlam values of integrity, respect and honesty are named quarterly and then considered for the annual Activator Awards, launched in 2007.• Activator CEO Award – the most

prestigious accolade and highest form of recognition in SPF

• Energizer Award – pays tribute to those leaders who show competence in leading with courage

• Nurturer Award – developed around two of Sanlam’s core values – ‘Care because we respect’ and ‘Serve with pride’

• Innovator Award – designed around the core value ‘Grow shareholder value through innovation’

• Inspirer Award – shows appreciation to someone for something they’ve done – a spontaneous gesture of sincere thanks.

Club IzikhuluClub Izikhulu (meaning ‘very important people’) honours Sanlam Sky Solutions Agency Distribution’s top advisers, sales and branch managers, and support staff.

Chief Executive ChallengeThe national award winners at Agency Distribution who qualify for the Chief Executive Challenge are treated to their own getaway.

IQAThe International Quality Award (IQA) from the Life Insurance Agency Management Association (LIAMA) in the US was first granted to 68 Sanlam agents in 1960, recognising outstanding life insurance services as reflected in the maintenance of an excellent persistency rate.

HONOURING OUR PEOPLE

Group CEO AwardThe annual Group CEO Award (originally called the Chairman’s Award) is one of the most prestigious opportunities for reward and recognition within Sanlam.

The award is presented to individuals or teams who make outstanding contributions to improving core business processes, creating innovative solutions to complex problems and promoting the Group’s vision, values and strategy.

In 2017 the Group CEO Award was opened to teams for the first time.

In celebration of Sanlam’s centenary in 2018, and to honour significant contributions towards making a difference today and for generations to come, two of the awards recognise a Lifetime Achiever and a Young Achiever, aged 30 or below.

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HONOURING OUR PEOPLE

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André Blignaut

Jannie Davel

2-starLouis Fouché ADELAAR (2001), 1-STAR (2006), 2-STAR (2013)

‘I attribute my achievements with Sanlam to commitment and grace from above. I’m very dedicated and maintain strict discipline.’

Piet van Rooyen ADELAAR (2002), 1-STAR (2008), 2-STAR (2014)

‘I chose to work in the financial services sector because I wanted to be in a position where I could succeed independently and be my own boss. If I had to choose again, I’d make the same choice.’

3-starAndré Blignaut ADELAAR (2006), 1-STAR (2008), 2-STAR (2011), 3-STAR (2013)

‘I don’t intend to retire voluntarily. As long as

there are areas where I can add value, I’ll keep

on working. I’d love to see our successful team

grow even further and reach greater heights.’

Jannie Davel ADELAAR (2000), 1-STAR (2006), 2-STAR (2010), 3-STAR (2014)

‘I like to sell concepts to people, to urge them

to have balance in life, and to tell them that

exercise gets rid of work stress. If you’re

enthusiastic, other people get enthusiastic too.’

The Adelaar awards are the most prestigious form of recognition for top advisers and managers. Here’s what our top achievers say.

High flyers

Hannes Scheepers ADELAAR (1993), 1-STAR (2007), 2-STAR (2016)

‘Don’t hold back just because a client is doing business with competitors. I believe we’ll get a large investment from the same client again.’

Gys Rossouw ADELAAR (2004), 1-STAR (2011), 2-STAR (2016)

‘I kept doing what I do best, which is to stay connected with my clients. My motto is as straightforward as my work ethic: be yourself, act your age and stay humble.’

Martin Herbst ADELAAR (2012), 1-STAR (2014), 2-STAR (2017)

‘I do everything quickly. I walk fast, talk fast and think fast. And when the going gets tough, I work smarter. I’m crazy about people and am involved in my clients’ lives and goals.’

Gerhard Nel ADELAAR (2005), 1-STAR (2009), 2-STAR (2014)

‘The honour should go to my Heavenly Father. I’m actually embarrassed by all the blessings. Sanlam gave me a “degree” I couldn’t obtain anywhere else. I also learnt to focus on all aspects of life – the circle of life.’

Philippe Ghyoot ADELAAR (1999), 1-STAR (2007), 2-STAR (2015)

‘Knowing my clients trust me and rely on my expertise makes me happy. It’s extremely satisfying to see their businesses, investments and personal finances grow and to know I play an instrumental role in their financial success.’

PhilippeGhyoot

Louis Fouché

Piet van Rooyen

Gerhard Nel

Martin Herbst

The 3-star Adelaar Award.

Hannes Scheepers

GysRossouw with his 2-star Adelaar Award.

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HONOURING OUR PEOPLE

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1-starGerrie du Plessis ADELAAR (1994), 1-STAR (2006)

‘I enjoy my work. I like people and enjoy offering them a solution. If you provide ethical solutions, any related business is fundamentally healthy.’

Johan Rademeyer ADELAAR (1982), 1-STAR (2007)

‘It’s easy to earn lots of money in this industry, but you must do it every month. And to do so you must take one bite each day. Discipline and honesty are everything in this line of work.’

Pierre KoekemoerADELAAR (1988), 1-STAR (2007)

‘It’s always been important for me to be available to my clients at all times and to build a relationship with them for life.’

Johan Vogel ADELAAR (1999), 1-STAR (2008)

‘Discipline is essential if you want to achieve your goal. I’ve been conditioned to work in a disciplined manner to such an extent that it’s become a way of life.’

Frikkie WolfaardtADELAAR (1995), 1-STAR (2011)

‘I’m proud to be associated with Sanlam. Sanlam stands out as a household name and as a company that looks towards the future.’

Helgard Truter SrADELAAR (1988), 1-STAR (2011)

‘I’ll keep working while my health is still good. It’s like being a doctor who can’t make his practice smaller, because which patients is he going to see, and which not?’

Martin Steyn ADELAAR (2006), 1-STAR (2012)

‘My work is my pleasure – I’m passionate about this industry. I believe in the product we offer and the service we deliver. And I believe in the company.’

Harrie Tigelaar ADELAAR (2002), 1-STAR (2013)

‘Some clients invested in a R6 policy with me 35 years ago, and today I can assist them in structuring an investment package for their retirement. Very few careers allow you to be this close to your clients and to experience and enjoy every phase of their lives.’

50 years’ service

Monti CoetzerADELAAR (2011), 1-STAR (2013)

‘The Lord gave each of us a talent and my biggest advantage is that I’ve been given the talent to market. You must always radiate a positive attitude, especially when dealing with clients.’

Werner BessingerADELAAR (2010), 1-STAR (2013)

‘My blood is blue. Sanlam is the only company I want to be associated with. I trust the products and Sanlam goes the extra mile for its employees.’

with intent. Then add appropriate value in such a manner that the client always has a value-added experience.’

Piet FairbanksADELAAR (2002), 1-STAR (2015)

‘Consistency, honesty and respect are my core working principles, and they ensure the best service. But never give negativity a foothold, because it robs you of time and money and undermines great service.’

Praveen GopeeADELAAR (2010), 1-STAR (2015)

‘To witness my clients flourish – both in business and in their private lives – gives me job satisfaction. This bears testament to the true value of my financial planning advice.’

Chris Groenewald ADELAAR (2013), 1-STAR (2015)

‘People look up to you more than you know. You can make incredibly positive differences in other people’s lives, so you should always be an example to others.’

Leon BlaauwADELAAR (2011), 1-STAR (2016)

‘My career has been an incredible journey that’s presented me with several demanding challenges but also given me many good memories. The key is perseverance. You have to hang in there and make it unforgettable.’

Pieter VermeulenADELAAR (2008), 1-STAR (2016)

‘There are many rewards in my line of work, like growing your asset, providing a value-added service and doing things in your client’s best interest – which also sometimes means denying a request.’

Fred du Plessis ADELAAR (2012), 1-STAR (2016)

‘I believe if you love what you do, you never have to work a day in your life. There will always be hurdles and challenges but where two doors close, five new ones often open.’

Johan Smith ADELAAR (2012), 1-STAR (2016)

‘Experience has taught me that hard work and dedication do pay off and that your dreams will come true if you surround yourself with the right people.’

The 1-star Adelaar Award.

Staying on top of their gameAndré Blignaut and Fanie du Preez both maintained their status as Sanlam’s top adviser for several years – an incredible feat.

André Blignaut rewrote the record books by becoming Sanlam’s top adviser for the 13th year running in 2017!

Adding value to his clients’ lives is André’s main driving force. ‘I aim to make a difference and help people to be financially independent,’ he says.

‘If something happens to one of our clients, they phone me first. I’m grateful for the assurance that if a death or disability claim is submitted, it’ll be paid out.’

Helgard Truter Sr, Senior Financial Planner at Sleewijk BlueStar, began working at Sanlam as a clerk on 14 February 1961 – the day when South Africa changed from pounds, shillings and pennies to rands and cents.

After 57 years of service, Helgard isn’t considering retirement yet. ‘With grace from above I’ll carry on as long as my health holds. My clients and I need each other.’

In 2013 Willem de Wet had been working at Sanlam for 50 years and said he’d do it again any time.

His first day at Sanlam was in January 1963 when he was 17. As he recalled in 2013: ‘The people were really scared of PG Olivier, then the Sanlam Secretary. That day, he looked at me and asked what I was doing there. “I want your job,” I replied. He answered: “Not likely.”’

Anna Basson of Sanlam Employee Benefits and André Coetzee of Group Communication began at Sanlam on the same day – 3 January 1961. In 2011 they celebrated a 50-year association with the blue of Sanlam.

Looking back on her Sanlam career, Anna said she felt thankful. ‘If I had the choice again to work at a company for my whole life, it would still be Sanlam. It was good, I wouldn’t want it any other way.’

In 2011 André was still working in virtually the same place in the Head Office building where he’d begun 50 years before in the Personnel division.

As media liaison he remembered his greatest crisis – the flood of media enquiries following the death of Dr Fred du Plessis the evening before Sanlam’s annual general meeting on 15 March 1989.

‘The Sanlam of that time was a wonderful place. We were one big family. Sanlam was a fantastic place to work – for a young person it was first prize!

‘Sanlam was good to me – whatever I have is thanks to Sanlam.’

These advisers and staff members achieved a singular milestone by reaching half a century of service.

Stef HenningADELAAR (2011), 1-STAR (2014)

‘I love to create work opportunities and want to empower people socio-economically, financially, physically and spiritually. I want to make a difference.’

Bharat DesaiADELAAR (2010), 1-STAR (2014)

‘I believe I’m “green” and wish to remain like that. They say when you’re green you grow; when you’re ripe you rot.’

Stephen MaritzADELAAR (2008), 1-STAR (2014)

‘The first step towards succeeding is to place yourself in the client’s shoes. Listen

The previous record holder was Fanie du Preez, an 11-time winner.

Speaking in 2003, after being crowned for the 11th time – in his 34th year at Sanlam – he said the company had given him self-confidence. ‘I had to communicate with people, really communicate. You can overcome anything in life with positive thinking – no goal is unattainable.’

The industry has changed a lot, Fanie

said at the time. ‘But people’s needs haven’t changed. Computers have replaced tariff books, but clients still have to sign. The difference is that some advisers have a greater gift for getting clients to sign than others.’

Top achievers André Blignaut (left) and Fanie du Preez.

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We’re solid and sensibleNasrat Edoo Sirkissoon (left) is a Senior Manager at Enterprise Development in Durban. She plays a vital role in managing the consultants who service the traditional BlueStar businesses. With her are Joy Bothma, BlueStar Support Assistant, and Mannie Kambourakis, Business Development Manager: SFA East Coast.

The Sanlam Way …

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impact 10052 53Centenary Issue

Legends make their mark Over the years, some unforgettable characters have graced Sanlam’s offices. Many of their exploits are still talked about today.

ONLY AT SANLAM

A bark worse than his bite

Jack van Wyk was first ‘Minister of Finance’ (Chief Actuary) and later Marketing Head and Senior General Manager. He ruled Marketing with an iron fist but behind his back it was said his bark was worse than his bite.

Under his leadership Sanlam outperformed the older, stronger SA Mutual in premium income growth and market share for the first time.

After his retirement, he spoke about the awards introduced in his time, and that he realised they’d have to expand the Eagle. They came up with the idea of three Eagles in different metals. But one day a big policy writer in Johannesburg asked, ‘Baas Jack, now that I have a Gold Eagle, what’s there for me to aim for?’

Prominent naturalist Dr Douglas Hey was then asked what was higher than an eagle in the animal kingdom. There was nothing higher, he said – even a lion or elephant was subordinate to the eagle.

‘So we called the next award an Adelaar, which is really just another name for the same thing, but sounds impressive,’ Baas Jack said. ‘When we had to decide what form it should take, I suggested we make an image of the recipient as the crown of creation in order to boost the ego.’

The day Oom Dan said ‘no’ to Dr FredThirty-five years of service and never absent for a single day. This was the unique record of Oom Dan de Villiers on 1 June 1973.

Oom Dan intimated at the time that he could attribute his illness-free term of service mostly to the grace of God. But he always did lead a moderate life.

His association with Sanlam started at the then Head Office in Wale Street, Cape Town, when he was appointed lift operator. Oom Dan later became caretaker and after the move to Bellville 20 years later was one of two caretakers.

He took the security aspect of his job very seriously.

So much so that he once wouldn’t allow former company Chairman Dr Fred du Plessis entry to the building because he didn’t have his access card.

Dr Fred said to him, ‘Surely you know who I am?’

To which Oom Dan replied, ‘Yes, I do, but what if this is a test?’

He finally retired after 50 years and seven months with the company.

Kid tames the Wild West

After 15 years of fighting for justice in a lawless, untamed land, Kid Colt packed away his six-shooters and put his

trusty horse out to pasture. Then he strode off into the sunset and

success with Sanlam.FA Durban marketer Etienne van der

Westhuizen (left and above) worked full time in the role of Kid Colt, hero of a well-known photo comic, from 1969 to 1984. Such was the popularity of these ‘picture books’ that they were even published overseas, with Etienne once gracing the cover of an Italian magazine.

Speaking to Madiba Johannes Adonis sat behind the wheel

of many a senior official’s car. In 2000 he boasted 32 years’ service

at Sanlam. He was first appointed as

driver for MD Pepler Scholtz, occupying the role for 10 years.

He was Dr Fred du Plessis’s driver for four years until the latter’s death, and then became part of the general travel service before becoming full-time driver to Marinus Daling in 1993.

Johannes answered Marinus’ cellphone on occasion, once even speaking to former President

Nelson Mandela!

Beyond a diamond jubileeIn 1998, aged 84, Jannie Boshoff had been associated with Sanlam for 62 years. He joined on 10 October 1932 and only retired officially at the age of 78.

Golden oldieIn 1967, at age 75, F Schickerling of Durban was the oldest active insurance representative – not only in Sanlam’s employ, but in that of any SA company.

Synonymous with SAF

Willie Koen and the Sanlam Advisers Forum (SAF) have become synonymous over the years. He was National Chairman of SAF for 14 years and earned a doctorate with a thesis about Sanlam.

Thanks to the ingenuity of Jack van Wyk (above), the original Adelaar awards bore an image of the recipient, like these presented to Philippe Ghyoot and Nicol Hanekom. They were eventually replaced by the Adelaar trophy.

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ONLY AT SANLAM

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Food, philosophy and crocodile hunting‘Karretjies’ Viljoen, a gourmet in the late ’80s, and jovial host of the Head Office cafeteria and restaurant, was also a worldly man. Not only could he quote the Greek philosopher Plato, but he’d also studied reincarnation, and in his youth hunted crocodiles and rhino in what was then Rhodesia.

Sanlammers remember …Stephanus (Fanie) Ross – retired in 1995 after 40 years’ service. He started as a cleaner and ended at security. His code name was ‘Zero Kilo’.

Helen Cupido – appointed in 1974 and retired when Fedics opened its doors in 1997. She served the head officials and organised functions at Groot Paardevlei in Somerset West, the MD’s home at the time.

Julie Jordaan – joined the company in 1959, retiring in 1999. She recalls that you had to wear your jacket when you went from one office to another, and couldn’t miss work when your child was ill.

Springboks and other stars among us The company has produced a number of achievers who’ve excelled at sport and in the cultural domain.

ArcheryRiaan Crowther, Senior Independent Financial Planner in Bloemfontein – Protea colours in archery 2009.

AthleticsAlwyn Prinsloo, marketer and later Branch Manager of Eldoraigne, Pretoria – unbeaten in the late ’70s over 800m.

Elmarie Gerryts, Assistant at Sanlam Unit Trusts – set a new African pole-vaulting record in 2000.

Biathlon, triathlon and swimming Hannele Steyn and Harwies de Villiers – awarded Springbok colours in biathlon in 1989.

Marianne Kriel – Springbok swimmer and biathlete.

Rassie Smit, marketer from the Tygerberg region – Springbok triathlete.

BodybuildingEvan Petersen, Underwriter at Group Risk – went from ‘Mr Skinny’ to the 2009 heavyweight title at the SA Natural Body Building Association Championships.

Cricket‘Vinnige Fanie’ de Villiers – the Springbok fast bowler was a representative at the Kiepersol branch, Alkantrant, in Northern Transvaal before leaving to play in the UK.

Kayaking and surf skiOscar Chalupsky, marketer at the Berea branch in Durban – the marathon kayaker was named one of the greatest sportsmen of the 1980s. Also a seven-time world surf ski champion.

Kickboxing, grappling and jiu-jitsuJason Pietersen, SPF Actuarial – Protea colours for kickboxing and grappling in 2009.

Financial Adviser Jurie Schoeman – jiu-jitsu world champion in his weight division in 2013.

Korfball (ringball)Julie-Ann van Niekerk, Microcomputer Consultant – Springbok korfball player (now known as ringball).

PoolGert Hibbert, Senior Sanlam Adviser of St Helena Bay – SA pool champion 2007 and Springbok captain.

PowerliftingAlan Ferguson, Marketing Manager of the Johannesburg region – won a gold medal at the Masters 100kg division at the World Powerlifting Championships in 1992.

Roller hockeyMarietjie Dunn, secretary at the Paarl branch – selected for the Springbok roller hockey team.

Rugby George van Reenen – selected for the Springbok rugby team in 1937.

Fonnie du Toit of Sanlam in Pretoria – member of the Springbok rugby team in 1951.

Faffa Knoetze, joined Sanlam 1987 – donned the Springbok jersey in a test match for the first time in October 1989.

Other ex-Boks include Johan Schoeman, Wynand Mans, Gert Kotzé, Piet Veldsman, Kobus Burger, Basie Viviers, Floors Venter, Manie Geere, Franz van der Ryst, Bubbles Koch, Pat Montini, Fanie Kuhn, Thys Lourens, Gerald Bosch, Ewoud Malan, Garth Wright, Toks van der Linde, André Vos and Flip van der Merwe.

Literature Deon Meyer is one of the best-known authors from the Sanlam stable.

Others are Pieter Pieterse, Rudie van Rensburg, Francois Bloemhof and Zirk van den Berg.

ArtArt was both Piet Grobler’s job and his hobby when he worked as Graphics Editor at Advertising and Publications in the 1990s. His sketches featured in staff publications as well as magazines and children’s books.

The ingenuity of the men in the field – then known as assurance agents – should never be forgotten.

One of the most ingenious was NJ Basson (‘Klaas Majakkie’) of Moorreesburg. He’s said to have one day visited a farmer whose wife happened to be obese. When Klaas told them of the ‘national assurance company’ that had been established, the farmer said, ‘But we are National [Party]. I think you should give me a policy like that.’

The eldest son decided to take out insurance too, and two applications were completed. But then the mom chimed in, ‘What about me? I’m also National!’

However, she was far too large to be insurable, so Klaas thought quickly and said, ‘I’m sorry, Tante, but women don’t have the right to vote.’ The tante was satisfied with that.

Another Klaas Majakkie story is about his visit to a very rich Mr X, who was insured with a rival company and who, it was rumoured, wanted to insure his life for a further R40 000. Initially Mr X didn’t want to know about Sanlam, but Klaas championed his policy so convincingly that Mr X decided to take out a policy of R20 000 with Sanlam and another for the same amount with his old company.

‘Well, that’s okay,’ Klaas said, ‘because we would’ve reinsured half of the policy with that company in any case if you took it all with us.’

‘What do you mean?’ Mr X asked. Klaas then explained that it was customary to reinsure a portion of a big policy to

reduce the risk.‘Oh well,’ Mr X said, ‘why should I go to all that trouble if you’re going to give them half

anyway? I might as well take the whole policy with you.’‘Oom Klaas’ certainly left his mark on the Western Cape region, as one of the biggest

policy writers and a dyed-in-the-wool Sanlammer for 35 years. He reached the apex of his career at age 72 in 1952 before passing away the following year.

‘Ons moet saamstaan en saambars, anders sal ons éérs bars!’ (‘We must stick together and struggle together, otherwise we’ll struggle all the more’) was one of his best-known sayings.

The inimitable Oom Klaas

These shoes were made for walkingDr Fred du Plessis was literally and figuratively a big man, as direct as he was down to earth.

He never had time for frippery and affectation. He did his own grocery shopping and his modest, simple lifestyle – much like the comfy Grasshoppers he wore on his feet – would have done justice to Cape governor Ryk Tulbagh’s 18th-century laws banning ostentatious dress among colonial officials.

A journalist who was at the dinner when Dr du Plessis took over from Dr Jan S Marais as head of Trust Bank, recalled how, on glancing under the table, he couldn’t help but notice Dr Fred’s sober boeretrappers alongside Dr Jan’s elegant pair of Gucci shoes …

Shoes belonging to Dr Fred du Plessis are kept in the Sanlam Archives as a reminder of his no-nonsense, salt-of-the-earth nature.

Never-say-die attitude

You’re only as old as you feel, goes the saying. In 2005, Charles van der Watt, then Sanlam’s oldest full-time adviser, said that meant he was

still a spring chicken – with an extra spring in his step!

He’d just turned 80 and after 27 years at Sanlam still had some of his first clients.

In 2012, aged 86, he passed the preparatory online test for the tough RE exam despite having officially been a pensioner for 21 years.

Heart pioneer rewardedIn 2001, Professor Christiaan Barnard (above centre) received a painting from Sanlam’s art collection for his 50-year-old policy anniversary, as well as two other artworks in recognition of his pioneering medical work in performing the world’s first successful heart transplant. Marinus Daling, Executive Chairman (left), and Hendrik Bester, Chief Executive of SPF, presented the paintings.

Under control of Oom Vossie

In 1954, the elegant Sanlam building in Pretoria was safe in the hands of caretaker LF Vorster. Staff, once they’d been true Sanlammers for long

enough, had the privilege of calling him by the more familiar Oom Vossie.

He’d fought on the side of the Boers in the Anglo-Boer War, before becoming a farmer and then joining the police service.

In 1941 he became the first caretaker of the recently completed building.

The grey men’s shoes popular in the ’80s were a fashion item that needed to be ‘buried’, as illustrated by Piet Grobler.

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ONLY AT SANLAM

Sparks fly over smoking in the officeThe ubiquitous dirty office ashtrays prompted Sanlammers in 1992 to ask: What would happen if Sanlamhof were to become a smoke-free building?

Responses included:• ‘I’d take exception to that. And

moreover, I’d lose half my office staff.’

• ‘I’d never smoke around a client, unless of course he smokes himself.’

The rule in the handbook for new employees was that staff were allowed to smoke in the office during work hours, but should also consider their colleagues.

Sanlamhof as a film studio At one time Sanlamhof served as a film studio for two weeks.

A unit from Jamie Uys Film Productions filmed scenes for the Sanlam-sponsored Loopbane In Lewensversekering in March 1963. Sanlam staff were used in the various roles.

In keeping its doors open for 100 years, Sanlam has accumulated its fair share of company stories, anecdotes and tall tales.

Facts and funnies Cut priceIn 1984 it was the ‘in thing’ for men to get their haircut at a women’s salon. Marius Strydom, Regional Manager at Stellenbosch, decided to test this new trend.

At the salon he was shown to a seat and the cut began.

When it came time to pay, the hairdresser said that since he had very little hair, he only had to pay half price.

Tom Thumb and his chum JJ ‘Tiny’ van Heerden (left) and Chris ‘Mighty Mouse’ Saayman were, respectively, Pretoria’s champion inspector and champion agent in 1953. But lest anyone get the idea that Chris was a dwarf, it’s just his mate who made him look like that – JJ was only 2m tall.

Looking for braai wood at ReceptionLadies who know and understand – that’s how Sanlam’s receptionists have been seen over the years. That’s why the public considered Sanlamhof the perfect place to go and enquire where you could buy braai wood. In 1975 even accidents and children’s births were reported there.

More than once members of the public tried to pay water and electricity bills at Reception. Someone even enquired about where he could be adopted!

Ours can be a bloody businessHennie Barnard, retired financial planner of Tygerberg, wrote in 2009:A few years ago I received a referral from a client. Someone he knew well was going into partnership with his brother-in-law and the partnership agreement stipulated they would take out policies on each other’s lives for a specific amount. So I duly wrote the two policies.

The brother-in-law then went for all the required medical tests and the policy was issued, but the partner to whom I’d originally

been referred didn’t want to have blood drawn for an HIV test as he was afraid of needles. He underwent all the other medical examinations, but I just couldn’t get him to the pathologist.

Cut-off week came and my month wasn’t looking too good. My only solution was to get our friend to have a blood

test done. After much begging and explaining, he finally agreed.

When we got to the pathologist, he was ready to turn on his

heel, but I pushed him through the door – well, commission of R9 000 was at stake! I then asked the nurse to use the smallest needle available.

But each time she approached with the needle, he shrank back and became hysterical. Unable to contain myself, I jumped on the bed, straddled the client and held him in a death grip.

‘If you don’t lie still now, I’m going to bl#&@m you!’ I warned. At first he blubbered, ‘Hennie, I’m scared’, followed by ‘Oom Hennie, don’t hurt me.’ At that point, the nurse signalled that I should let go.

He then asked if she’d inserted the needle yet. On being shown the

vial of blood, he promply fainted.Four months later the

partnership was dissolved and both policies lapsed.

Eksteen de Waal, Independent Senior Financial Planner: Northern Cape (Keimoes), shared this anecdote:One evening I was visiting a farmer and his wife, with the man dominating all conversation. I wanted to get the couple’s honest, unbiased input on what should happen at the death of the first deceased.

I started with the husband, saying, ‘Sir, your wife died a few days ago and was buried this morning. Now I want to know what you want to do about your schoolgoing children, your mother-in-law who’s living with you, and so forth.’

The man then bared his soul and I made notes of all his wishes, while his wife remained silent. Then, when it was her turn, I also put to her the hypothetical

situation of her husband already being dead and buried.

However, the wife had barely started speaking when her husband interrupted her, presumably because she’d said something with which he disagreed.

But no sooner had he begun, than I silenced him: ‘Keep quiet, you’re dead, you can’t join the conversation.’

He did keep quiet for a while, but kept edging forward on his seat. At the stage when his wife had nearly finished, he said very cautiously and softly, ‘Please, I know I’m dead, but may I say something?’

No one laughed at his plea to be allowed to speak, but as I drove off, I couldn’t help letting rip with a roar of laughter!

A voice from the dead

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Shade for R1Motorcyclists at Sanlam back in 1977 were very upset that their bikes were being exposed to the elements.

Two covered shelters were built specially for motorbikes, with the shade costing R1 per month per bike.

Wear it with prideAs staff members working in and outside of the office, the Sanlammers of 1936 had the privilege of wearing a blazer that was exclusive to Sanlam.

Clerks with more than five years’ service, agents who had written more than £100 000 in completed and approved new business, as well as heads of departments and inspectors, were eligible.

The complete blazer cost £4, or £1 per yard for the

material and 17/6 for the badge.

In the service of South AfricaOn a Wednesday night in 1953, AD Wassenaar met Anton Rupert, MD of the Rembrandt Tobacco Corporation, in the old Carlton Hotel in Johannesburg.

It was there that Rupert enquired if Sanlam could perhaps help him with a loan as he was in urgent need of a large sum.

The need for this considerable loan arose as follows: The English cigarette manufacturer Rothmans had begun to struggle post World War II once free competition with larger companies was introduced when the remaining quotas for tobacco imports were abolished. This prompted Rothmans to enter into negotiations with other cigarette manufacturers.

When Rupert heard of this, he got the idea to take over Rothmans himself. He sent Dirk Hertzog to London to do closer research and to try and secure a R1,5 million option while he searched for the money in the interim.

Hertzog’s negotiations were successful, but Monday 23 November was the day they would have to pay up. By the time Rupert spoke to Wassenaar, he only had four days to find the money.

Wassenaar didn’t let the grass grow under his feet. The following day he arrived back in Cape Town, where he immediately called an extraordinary meeting of the management committee on the Friday.

The outcome of the negotiations was that Sanlam, its affiliate African Homes Trust and FVB and Bonuskor decided to advance R1 million to Rembrandt through debentures – Sanlam itself took care of half of this.

That’s how Sanlam helped a South African company take its first steps to becoming a global enterprise.

Feeling flushMike Myburgh was never a guy who said no to any new business back in the mid-’60s. So when he picked up a list of eight names in the men’s bathroom of a government office, he duly rang each person, getting business from six of them.

White lie about red book pays offOne day around 75 years ago, F Schickerling, a Durban insurance representative, came across an SA railways cleaner in Dalton, Natal.

‘Do you have life assurance?’ he asked the young man.

‘What’s that?’ the man asked.He explained, but the young man still

didn’t want a policy.At that point Schickerling decided the

young man didn’t know what was good for him. He led him to a bench and took out an application form.

‘What’s your name?’The young man told him.‘Your date of birth?’Again he answered.‘Where were you born?’But that the man didn’t want to

disclose unto death. ‘Now wait, then I’ll quickly get my little

red book out of the car,’ Schickerling said. ‘It says where everyone is born.’

‘Oh no sir,’ the young man interjected, ‘that’s not necessary. I was born in Clocolan.’ And right there he bought a policy for R600 and signed the application form and debit order.

Buckle upTo ensure the safety of staff, all Sanlam vehicles were equipped with seat belts in 1963.

Dr AD Wassenaar, General Manager and Director of Sanlam, encouraged all company representatives to equip their own vehicles with seat belts in the interests of personal safety.

Drop and give me 10 for Die FakkelWhen a Sanlammer sent his friend doing his military service a few issues of Die Fakkel in 1979, he received this note in return:

‘Thanks for the reading material, it’s very welcome. I had to do 10 push-ups as punishment because the envelope was so big, but it’s worth sweating for a good read.’

High excitementTelevision viewers were on the edge of their seats in February 1997 when the new Sanlam commercial aired – replete with suspense, danger and excitement.

The theme of the ad was that trust and hands are never more important than during a trapeze performance.

The trapeze act took place between two buildings at around the 14th floor. The filming was so anxiety-provoking that even a seasoned production manager fainted while watching the performance from a roof.

Fail-proof businessAs early as 1947, a good recipe for writing profitable business was being recommended to agents:1. Canvass thoroughly and convince your

prospect absolutely about the meaning and advantages of the policy: that’s common sense.

2. Explain exactly what the policy covers. A Sanlam policy doesn’t need any embellishments to recommend it: that’s honesty.

3. Complete each detail of each application immediately and comprehensively and ensure the medical examination takes place: that’s punctiliousness.

4. Don’t run down your competitors. Instead, sell your policies on their own merits: that’s diplomacy.

5. Fill in the premium as soon as the application form is complete: that’s business.

6. Pique the prospect’s interest in both you and your company. To do this, be sure to reciprocate by taking an interest in the prospect: that’s tact.

Famous foursome on our booksIn our history, pride of place goes to the first quadruplets to appear on our books as Sanlam policyholders.

Besides being uncommon, the birth of a blessed foursome wasn’t just a family affair – it was as if South Africans countrywide regarded them as their own.

So it was a privilege to count the Lombard quads – Klaas, De Waal, De Villiers and Jan – born in Calvinia in 1951 – among our policyholders.

Above right: An earlier version

of the staff publication,

known at the time as

Die Sanlam-Fakkel.

Pampers for lift discomfortLoraine West, former Chief Language Adviser of Sanlam, writes:When I was still working at Language Services, I arrived at Head Office one morning to find that the lift to our floor wasn’t operating.

A notice taped to the door read: ‘Lift undergoing maintenance. We apologise for the incontinence.’

When I passed the lift again later, I noticed someone had added a pithy comment to the notice: ‘Try Pampers!’

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What becomes a lady most?Officewear was always a talking point. In November 1960 women were advised: ‘A dress must always be close-fitting enough that the wearer looks like a woman, but loose enough that she looks like a lady.’

Sitting on a diamond mine In Kimberley, one of the places where Sanlam bought property at the end of the 1940s, the old corrugated iron building on the premises was pulled down to make place for the Sanlam building.

Ton van Tonder, who was then District Inspector, was asked by a licensed excavator, one CE Miller, if, before the building began he could wash the ground – originally from Kimberley’s Big Hole – for diamonds.

At the request of Van Tonder, Sanlam gave permission on condition that any profit be divided equally between the company and the excavator after the state had taken its 10%.

Every afternoon from 16:00 diamonds were duly washed in a corner of the premises – after the excavator had confirmed that the bulk of the ground was already cleaned – in the presence of Van Tonder and a detective, as well as a crowd of spectators outside.

In the evening, the day’s finds had to be weighed in the detective’s presence and then locked in Van Tonder’s safe. In the morning the weighing was repeated to ensure all the diamonds were still there.

The outcome of the exercise? A bounty of four diamonds of three quarter carats each and a bunch of smaller ones, collectively totalling 46,5 carats and valued at R240, but sold at a higher price so that Sanlam, after tax and the cost of the valuation and contract with Miller was deducted, could – publicity aside – show a profit of R137,80.

Fishy businessFour waterlogged garden benches that landed up in the fish pond in front of the Head Office in 1978 were removed from the water after a five-minute rescue mission the following Monday morning. Facilities confirmed that although the garden benches were wet, there wasn’t too much visible damage. The water lilies also came off lightly and as far as they could confirm, no fish died.

How the benches landed in the fish pond was never disclosed, although festive cheer wasn’t completely ruled out.

Holding Sanlam’s name high … on an ostrichOver the years, Sanlammers have held the company’s name high in various ways.

The Sanlam office in Oudtshoorn took the biscuit by holding ostrich races in January 1963. The only two women to enter were from Sanlam. Mounting was difficult, and the men ate dirt several times before they were properly aboard the ostriches’ backs.

However, Anita van der Westhuizen’s ostrich was first to break the tape in a time of 34,6 seconds over 150 paces. She looked so dignified in the saddle – and so dainty – that the newspapers gave her age as 15.

Talk before you walkAdvisers regularly received advice on how to canvass clients. In 1932, the following tips were shared:• Canvass with your head, not only with your feet or your

motorcar • The time you use to drive or walk is not directly productive. You

are in effect giving away money instead of bringing it in• That distant little place you have in mind will not deliver results

as good as the area in which you already work • Your income depends on your reputation and not on the

distance you walk or drive • Save your feet and your motorcar, and use your tongue.

Take that comb out of your sock!Although Sanlam didn’t prescribe any particular dress, the company felt obliged to speak out in 1971 when it was felt that the wearing of men’s safari suits had got out of hand.

As Personnel Manager Matie Swart explained in a notice to staff:

‘We don’t expect our staff to develop new ways of dressing. But for menswear we can give clear guidelines: A particular type of suit, along with particular socks and shoes, only for a particular time of year. Wear it if you find it warm and comfortable, and if it’s generally accepted as current officewear – as long as it’s not casualwear.’

Call centres haveheard it allOver the years Sanlam’s call centres have dealt with all manner of strange and interesting requests. Here are a few (believe it or not) stories of client calls …

Toilet humourOne client call went like this: ‘I’m so embarrassed. I have a terrible problem and I need your help. It’s my toilet, you see. It doesn’t want to flush right and it floods when I pull the chain. I don’t know what to do. I was hoping Sanlam would pay for the repairs. My policy does cover this kind of thing, doesn’t it?’

Home truthAnother client called to say the house she was living in had been sold and now she had to find alternative accommodation. She wanted to know if Sanlam would be able to buy her another house.

Sanlam safariYet another caller wanted to know if she could make a booking for a weekend away for her and her family. The client service representative then explained that she was speaking to the call centre, but the caller continued to insist that Sanlam has a nature reserve and that she wanted to make a booking for her family to spend a weekend there.

Free to shareThen there was the client who wanted to exchange his free shares for a free T-shirt or a free watch, and another who asked where Sanlam’s loading zone is, because he had 300 free shares he needed to come and claim.

At dead man’s doorAn agent visited a home in 1937 with the aim of selling a policy. The husband was out and the wife knew nothing about insurance. According to her, a fortune teller had told her that her husband would have a long life.

Vasbyt!In 1935 the company issued a policy subject to an endorsement that the policyholder get a dental check-up within a prescribed time frame. This particular policyholder, however, wasn’t happy about the provision, returning the policy with the following letter:

‘I, herein, send you back [policy number inserted]. I cannot comply with your special provision. I do not wish to depart with my teeth.’

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Kissing not a worldly matterThe Bloemfontein office was abuzz when female staffers said no to being greeted with a kiss. The women felt they wanted to get across their own viewpoint.

According to the reporter who went to do an on-site investigation in 1979, there were six women who didn’t mind if they were kissed or not, four said it depends who it is, three said it’s just a greeting, one cared, two enjoyed it, and one was too busy to take part in the survey ‘because the world is resting on my shoulders’.

Investing in the movies When Jamie Uys Film Productions approached Sanlam in 1961 with a request to invest in the company, there was uncertainty about investing in an unknown area.

However, a comprehensive report on the company put before the Exco was encouraging, indicating that it was an accepted fact that ‘a need exists to build up a South African film industry’. The money invested was therefore partially considered as a contribution to national culture.

In 1966, after Mr Uys withdrew from the business, the name of the company was changed to Kavalier Films Beperk.

Write me a letterThe Editor of Die Fakkel regularly encouraged Sanlammers to write in. In 1972 came this appeal:

‘It’s one of the best things in the world to get mail. Just a little note to say how it’s going. But alas, we barely get any post here at Head Office. Those guys out in the field can write business – but not letters.

‘If people would only write: “Dear Sir, I think you’re wasting your time with the calendars and I don’t like Die Fakkel because it’s printed on white paper and I’m actually a guy who likes pink paper … ” Letters like that. For your own good.’

Take a walk through the offices of yore …Sanlammers’ working conditions and office environment have changed dramatically over the past 100 years.

As recently as 1996 staff could smoke to their hearts’ content in their offices or even during meetings.

Until 1953 staff also had to work on Saturdays. After five years’ service you could get one Saturday a month off.

Head Office isn’t remotely the same as in 1953 – the year in which some 800 staff members stepped onto the pedestrian bridge over the goldfish pond.

Tea time at 10:00 and 15:00 was strictly observed and from the early 1980s, employees stirred their tea with little wooden sticks and drank from disposable white polystyrene cups.

Mealtimes were, and naturally still are, popular with staff. In the old days some played table tennis or snooker, while others visited the full-sized public provincial library next to the old CR Louw Auditorium.

Many preferred to enjoy a bit of sun outside, sit and knit at their desks, play cards or dominoes, or attend church prayer groups.

Security access was only introduced at the end of the 1970s with an electronic card system similar to today’s.

The power and the gloryA story is told of a desperate representative, back in 1977, who, forced to park on a yellow line, left the following note under his windscreen wiper: ‘I have an urgent appointment. I have to honour it or lose my job. Forgive us our trespasses.’

When he returned he found another note that read: ‘I’ve been riding around the block for 20 years. If I don’t give you a ticket, I lose my job. Lead us not into temptation.’

Get your policy before it’s goneA very crafty plan – even if it wouldn’t do nowadays – was concocted by representative Petrus Giliomee, who decided one evening he’d convince a school teacher to take out a policy.

The lady showed no interest until he told her it didn’t really matter to him either, because in any case he only had two of the policies for teachers left – one £300 policy and one £1 000 policy. The teacher then said okay, if he had only two left, she may as well take the £300 policy.

Hit the road Jack!Coen Basson from Oudtshoorn writes:One hears of the legendary Oom Gertjie Stone and ‘Baas’ Jack van Wyk. Oom Gertjie, regional and provincial winner, and who knows what else. Baas Jack, GM, firebrand – a fearsome embodiment of the grim ’70s hierarchy that held sway at Sanlam, which at the time was 50 years old.

Oom Gertjie, Sanlam man from Springbok. We’re talking the Kalahari – dull, wide, untouched, maybe the odd soul or two here and there. Three hundred miles to a client and perhaps drive back two or three times for the signature. Terrible roads, three spare tyres, two four-gallon cans of petrol. Pray before and after the ride. Only German cars can last out there.

This anecdote is told about him:Jack van Wyk annually held a conference at Head Office. All hell broke

loose if you weren’t there. You were summarily dismissed. You didn’t ask anything, he spoke, you listened. And then acted. But Oom Gertjie was also a man with a mind of his own.

‘Sir.’‘Now what, Gertjie? We don’t have time.’‘Sir, it’s unfair. We who work in the bundu are bankrupting ourselves

driving thousands of miles, messing up our cars on the bad roads, all for the odd policy. Here in Bellville an agent walks from street corner to street corner, writes five policies in one morning. Doesn’t even start his car.’

‘So, Gertjie?’‘Sir, for the sake of fairness, grant us under those terrible conditions

a travel and car allowance.’‘Fine, Gertjie. I’ll make immediate arrangements for the Springbok agents

to be transferred to Bellville with free furniture removal. Will that be OK?’‘No. Rather leave it, Sir.’‘Conference adjourned.’

Anything but statuesqueAndré Coetzee from Bellville writes:I received a letter of appointment in mid-1959 already, following one of Callie Allen’s recruitment drives at Hopefield High School.

On 2 January 1961 I overnighted at the home of Oom Gerrit Bothma in Chrismar Street, a stone’s throw from Head Office.

I arrived unannounced in the Sanlam foyer as one of around 180 newbies appointed in the new year. I hadn’t been ‘placed’ in advance, so I was just put next to Personnel for induction under the wing of Lilly du Toit (now Cloete).

But it was there in the foyer where my first memory would play out – quite dramatically. At the spot where we used to report for work in those days, they later placed a sculpture depicting a family group. It was the work of a well-known sculptor, but his name escapes me.

The MD at the time, Dr AD Wassenaar, came down the steps a bit too quickly, stumbled, and collided with the sculpture, scattering pieces over the granite or marble tiles.

I suspect Dr Wassenaar had to get immediate attention from the first-aiders. He recovered, but the sculpture couldn’t be saved!

Sanlam belles Sanlam held annual staff outings and 20 February 1959 was no exception, complete with the selection of Miss Sanlam. The guys on the sidelines couldn’t take their eyes off the contestants – ‘because no man could ignore such talent’. Miss D Steyn from New Business wore the crown that year.

What’s in a name?In October 1960 three Sanlammers at Head Office went clothes shopping at a well-known tailor in Bellville. The owner then had to write down their names for the accounts.

The first one answered ‘Leeuw’. Mr Owner looked up quizzically, and wrote it down. The second one was Mr Behr. ‘Look here, I’m not such an idiot that you can make fun of me, okay!’ exclaimed Mr Owner.

Assured that this was no April fool’s joke, with a sigh he applied himself to the third name. ‘Kriek’ was the answer.

At that point it became a lot more difficult to convince him of the authenticity of these Sanlammers’ names.

Page 34: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

We do things very wellAfter-sales service to clients and intermediaries is what Nozipho Nkonki, First Line Manager, and her team in the SPF Client Care Centre at Head Office do best. They pride themselves on ensuring a positive service experience with every call. In front are Nozipho and Ivannah Davids. At the back (from left) are Lebo Tamose, Renier Jacobs, Tandokazi Mkaleni and Nyameko Fana.

The Sanlam Way …

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GOOD TIMES

Sanlammers have been snapped enjoying many special occasions and milestones over the years. Here are some of them.

Happy snaps

4 Rhodesian Sanlammers at Cape Town airport in 1955 after disembarking from the first direct Salisbury to Cape Town flight. They’d come to watch rugby. 5 Sanlam’s Get Fit team in October 1937. 6 Drive they must … 1930.7 The South African First Aid League, well represented by Sanlam, lent a hand with smallpox vaccinations. The three women in front are D Swart, M Burger and AG van Dyk.

Staff outings1 One of the first staff days out in 1924.2–3 Berg River excursion in 1936.

2 3

1

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1 A ‘Santlam’ (Santam and Sanlam) picnic at Hout Bay in 1938. 2 An outing to Simondium in 1927. From left are Isabel van Heerden, GFS de Villiers, Slippie Muller, Fairy Botha and Babes Malherbe.

9

8

7 Soccer fever ran high at Sanlam in the run-up to the 2010 FIFA World Cup in South Africa. Peter Logan (left) and Ian Erlank, both from Corporate Facilities, attended the Play Soccer for Wellbeing tournament held by SPF.8 Bernard Manyatshe shows he’s ready for the tournament.9 The Sanlam ‘gees’ made for a festive atmosphere.

Sanlam celebrates 2010 FIFA World Cup …

Looking back on Sanlam’s 50th3 Horse-drawn carriage rides were on offer at the golden anniversary carnival. 4 Gerrie Smit (far right, with the accordion) and his band lent an atmosphere of merriment to the beer garden. 5 Hostel kitchen cooks Clara Kiewiets and Dinah Strauss were responsible for food preparation at the celebrations. 6 Enjoying themselves at a dance in 1968 are (from left) Pine Pienaar, Alta du Toit, Ben Lochner, Kenny and Stoffel Lombaard, and Adrie Keyser.

2

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Centenary Issue

3 Team spirit second to none prevailed at the 2011 SPF indoor netball and soccer matches. Samoa (Sanlam Business Development), the 2011 netball champions, celebrate their victory. In the centre (front) is Ronel Kriek, Player of the Match.4 Sanlammers in Durban supported a Sanlam National Start Something Day campaign in 2012. From left are Xolani Ngcobo, Bronwen Abrahams, prizewinner Goodman Dlamini and Susan Pillay.5 Working on insurance schedules in the ’80s are (in front, from left) John Petersen, Russel Martyns and Oscar Pietersen.

… and so much more

1 The Gauteng North teams.2 The Limpopo teams.2

3 5

4

1

8 Top Cape brokers enjoy a laugh as Otto Jaekel, PM: BS Western Cape, gets a lift from colleagues at an SQA broker recognition event in 2002. From left are Kobus Swart, top broker of BS Helderberg and BS Western Cape; Peter-Johan Smitsdorff, top broker of BS Cape Town; Sammy Downing, top broker of BS Boland; and Jurie Strydom, Head: Broker Services.

6 Top performers of Agency Distribution and Broker Division at Sanlam Sky Solutions went on a luxury cruise to Portuguese Island, along the Mozambique coast, in 2012.7 Centre teams set up house. The Client Contact Centre started a Build the Culture House project in April 2004 to promote a high-performance culture. Teams were each given a plot in a model town and had to comply with certain ‘building regulations’ to obtain building material for constructing a house. In front are Andries Fourie, Operations Manager: Walk-in Offices and Client Help Offices, and Hanneke Loots, Training Manager.

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GOOD TIMESGOOD TIMES

Centenary Issue

1 Sanlam Sky Solutions Head Office staff held a reggae-themed year-end party in 2009. Feeling the beat are Nthati Maqache, Isaac Chimba, Robyn Levitt and Cherilyn Lang (in front).2 Sanlam to the rescue. In 2001, Sanlam presented R100 000 to the National Sea Rescue Institute (NSRI), the final amount needed for its lifeboat, the Sanlam Rescuer, anchored in Gordon’s Bay. Ian Wienburg (left), Chief Executive of the NRSI, receives the donation from Willie van der Walt, Head: Regional Marketing at Sanlam.

3 More than 2 500 people attended an SABC Education Careers Fair in King William’s Town in 2009. From left are Patrick Mayase, Branch Manager: King William’s Town; Tembisa Velapi; Nosiphiwo Koni; Prakash Ravjee, Regional Manager: Brokers Eastern Cape; Pumza Mbilase; Thembazi Mbilasi; Nokuthula Phetshetwa and JR Mnyanda. Thembela Mbabela is kneeling in front.4 Estelle and Monti Coetzer were among the Komkamp travellers to Dubai in 2009.5 The Channel4Life team during the production of a corporate video in Rosebank in 2009. In front (from left) are Lourika Smith, Head: Channel4Life; Phumlani Langa, Head: National Sales; and Alisha Ramar, Head: Operations. In the second row are Mthokozisi Ntshingila, Busi Masango, Kgothatso Modise, Zandile Mboniswa, Mpho Ntabanyane, Abner Molepo and Xoliswa Qumana. In the third row are Palesa Tshabalala, Asham Singh, Gillian Jeffries, Godfrey Kobe, Mzwandile Khumalo, Tebogo Mataboge, Zandile Shenxane, Eric Kola and Khalo Matlala. At the back are Nonyane Mokhele, Tshepo Marong, Lorraine Rankoko, Gerald Mphuti, Musa Sikhakhane, Neo Sehlapelo, Innocent Hys, Ronald Gasa and Moja Legoi.

2

5

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1

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10 Welma September and her husband Philip, a foreman at Agricultural Services, enjoying a function in 1993.11 SFA staff strengthened mutual understanding and respect for each other at diversity days in 2009. At North Central in Bethlehem are (from left) Thapelo Ntombela, Franci Marais, Annelize Roodt, Lizzie Johnstone and Malani Nair. In front is Suzette Ferreira.

6 Roshan Maharaj and Bharat Desai at the Komkamp in Bali in 2001.7 Komkampers on a ferry headed to the Greek island of Santorini in 2000.8 Singing Sanlammers, among them Maresa May (left) and Shamilla Khan, had the opportunity to audition to perform at the Senior Management Conference in 2010.9 Sanlam presented a media day at Kyalami in Midrand in 2001. Sharing a need for speed were Hugo Redelinghuys of SPF Marketing (second from right), Willie Buys, Dirk Uys and Hennie du Preez of Mooivaal Media in Vanderbijlpark.

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Page 39: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

We do it for goodEdwin Morkel and Milly Julius ensure Sanlam clients’ wills are safely stored. As Wills Processors at the Sanlam Trust Wills Vault at Head Office, they’re able to find any will within 60 seconds among the approximately 32 100 currently vaulted. About 417 000 clients have wills with Sanlam Trust.

The Sanlam Way …

Page 40: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

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WHY SANLAM IS SPECIAL

Staff members share why Sanlam is their employer of choice, intermediaries why they recommend Sanlam products, and clients why they choose Sanlam.

What people say

Debbie BuysCLIENT CARE CENTRE AGENT: SANLAM BUSINESS MARKET, HEAD OFFICE, BELLVILLE – 10 YEARS’ SERVICE

I still experience how the company is willing to create opportunities for self-growth, and support its employees to achieve their goals. It does a lot to empower them intellectually and emotionally.

Sanlam invests in its employees, which in turn creates loyalty to the company and love for the work we do.

Wealthsmiths™

Julia PelaMANAGER: CLIENT CARE AT SANLAM SKY SOLUTIONS CLIENT CARE CENTRE, JOHANNESBURG – 17 YEARS’ SERVICE

Sanlam has given me opportunities – even in trying times – to prove my abilities. I found and still find myself fulfilling my passion and career as a manager and leader who likes working with people from all walks of life with different needs – especially the difficult ones!

David ThomsonSENIOR LEGAL ADVISER: SPF FIDUCIARY SERVICES, HEAD OFFICE, BELLVILLE – 22 YEARS’ SERVICE

Sanlam is a successful and ethical company with a diverse workforce, offering opportunities for people of any race, creed or background to build a career. It’s a place for people with a variety of talents, who can earn promotion to the most senior of roles, if they aspire to this.

Despite the rocky state of the current SA economy and political stage, the company achieves success and growth. There are also opportunities for staff in other African countries and overseas.

Marchelle FitchetREGIONAL SECRETARY: COASTAL REGION, SANLAM SKY SOLUTIONS, EAST LONDON – 13 YEARS’ SERVICE

I’d recommend Sanlam as an employer of choice, as it’s a company that invests in its employees – not only financially, but also in their growth and development. Sanlam recognises and rewards employees’ contribution to its overall success.

Charmaine MurdochPERSONAL ASSISTANT: AGENCY DISTRIBUTION, JOHANNESBURG – 17 YEARS’ SERVICE

Looking back on my years at Sanlam, it’s been a wonderful, exciting and at times challenging learning experience.

At Sanlam Sky we’re given plenty of opportunities for self-development, whether it be attending training, conferences or the various leadership programmes that are available.

Rita DhayalalREGIONAL ADMIN HEAD: BROKER DIVISION AT SANLAM SKY DISTRIBUTION, DURBAN – 36 YEARS’ SERVICE

After all these years, Sanlam’s culture still makes me feel valued and respected as a human being. The company is passionate about improving people’s performance, rewarding them for their efforts and achieving great results for their clients.

Tshepo MabasoMANAGER: DISTRIBUTION OPERATIONS RISK AT DISTRIBUTION OPERATIONS, JOHANNESBURG – 2 YEARS’ SERVICE

Sanlam is definitely an employer of choice. It carries a strong brand that’s known locally and internationally. This creates peace of mind regarding the company’s sustainability and continuous existence, which often translates to job stability.

I find Sanlam offers a mature, performance-driven working environment. It provides a great platform for its employees to learn and grow.

Leon NaidooHEAD OF OPERATIONS: SANLAM SAVINGS AT SPF, HEAD OFFICE, BELLVILLE – 12 YEARS’ SERVICE

The respect for the individual and the focus on personal development is ingrained in Sanlam’s DNA. There are many opportunities for personal growth within the Sanlam Group and it’s just as much up to each individual as it is to the organisation to ensure career advancement and personal achievement.

We’re leaders in many areas of financial services in South Africa, but we’re also prudent and pragmatic in our approach.

Phuti MolabaBUSINESS ANALYST: SANLAM INDIVIDUAL LIFE, HEAD OFFICE, BELLVILLE – 11 YEARS’ SERVICE

I’ve always been impressed by the good work culture at Sanlam. My team feels like a family, as we celebrate each other’s special personal moments, such as birthdays.

We have a convenient range of stores on our premises so you don’t have to leave work in order to attend to life’s needs. I hope Sanlam continues to invest in our communities, especially in education.

Page 41: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

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Centenary Issue

Amo MatjilaINVESTMENT ADMINISTRATION CONSULTANT: GLACIER BY SANLAM, TYGER VALLEY – 2 YEARS’ SERVICE

Sanlam is the company I walked into straight after graduating from university. Since then, I’ve learnt the importance of teamwork, pride and integrity. Sanlam knows how to take great care of its employees – something that’s definitely a trait of being 100 years old.

Sanlam has been successful as a leader in the industry, but I believe it’s the culture of the company that’s brought it to where it is now.

Babalo MashiyaIT ARCHITECT: GLACIER BY SANLAM, TYGER VALLEY – 10 YEARS’ SERVICE

In my time with Sanlam, I’ve spent two years at Head Office and eight years at Glacier.

Sanlam offers a pleasant work environment. There are ongoing initiatives and activities that promote good health and financial well-being for employees. The company also invests millions of rand in staff training and development, and one of Sanlam’s biggest strengths is its people and their can-do attitude.

Kritz CoetzeeBUSINESS DEVELOPMENT MANAGER: TEAM SOUTH (COASTAL), SALES & DISTRIBUTION AT GLACIER BY SANLAM, TYGER VALLEY – 28 YEARS’ SERVICE

I joined Sanlam in 1989 and can say that this company isn’t just an employer – it’s a family, a way of life. My wife Ursula joined in 1986 and has built a wonderful career. I can truly say Sanlam has been good to us as a family. We’re extremely proud to represent the company wherever we go.

You can only give more than 100% effort if you believe in the company and what it stands for. I spend so much time living the Sanlam culture. My love for my clients, intermediaries and all at Glacier means I have my dream job!

Client-centricity is in our DNA – it’s who we are. It would’ve been impossible to reach the 100-year mark as a company without caring for our clients and our people.

Duncan VergotineLEARNING & DEVELOPMENT SPECIALIST: GLACIER BY SANLAM, TYGER VALLEY – 10 YEARS’ SERVICE

Sanlam’s values, and more particularly, those of Glacier, stand out for me. The culture of the business is the reason why I’d recommend Sanlam. Client-centricity is one of our strengths and we continue to provide a high level of service to our clients.

Lally NaidooOPERATIONS MANAGER: BUSINESS DEVELOPMENT, TEAM NORTH (JOHANNESBURG), SALES & DISTRIBUTION AT GLACIER BY SANLAM – 30 YEARS’ SERVICE

Sanlam has a long heritage with strong values and a culture that we all hold dear and live by daily.

The company cares about and nurtures its employees’ personal, professional and social well-being.

The Sanlam culture motivates employees to have a sense of purpose and fulfilment in our jobs. It’s an honour and privilege to be part of this incredible organisation.

Leigh KöhlerHEAD OF RESEARCH AT GLACIER BY SANLAM, TYGER VALLEY – 15 YEARS’ SERVICE

When I joined Sanlam I was an administrative assistant, fresh out of university.

Sanlam has strong values across the Group. These are tangible no matter where you’re located in the company. The culture of client-centricity, high performance and people development resonates everywhere. There’s also consistency between how the company treats its employees and how it treats its clients and business partners.

The company constantly creates and supports opportunities for professional and personal growth. It’s up to individuals to seize those opportunities to develop.

Lionel OwiesCLIENT SERVICE CONSULTANT: GLACIER BY SANLAM, TYGER VALLEY, 14 YEARS’ SERVICE

Sanlam really cares for its employees and creates an environment in which one can grow and learn. It’s constantly investing in its people through various employee programmes and is a wonderful company with a long history. Its sound financial results every year create a sense of security.

Zareena NackerdienGROUP ACCOUNTANT: GLACIER BY SANLAM, TYGER VALLEY – 3 YEARS’ SERVICE

I started out at Sanlam Group Reporting and moved to Glacier two and a half years later.

What I’ve found is that there are so many people representing different cultures. Diversity certainly is one of Sanlam’s greatest assets, and it’s a great company to work for.

The people are the company and they make this huge organisation feel not quite as huge! With its 100-year legacy, there’s so much knowledge that the larger Group can tap into.

Sanlam also has great initiatives in terms of employee development, which shows the company values its people and their career growth.

Yolanda du PlessisMANAGER: NEW BUSINESS AT GLACIER INTERNATIONAL, TYGER VALLEY – 17 YEARS’ SERVICE

When I started at Sanlam in 1999, the company was undergoing demutualisation and being listed on the JSE. I’ve worked in many areas and teams, but the longest was in Sanlam Collective Investments from 2002 to 2012 – the place where I grew the most, personally and professionally. I left Sanlam in 2012, but returned in 2014 as a Claims Support Manager at Glacier, before moving to Glacier International in 2015.

Sanlam has a diverse culture and allows employees to grow within their role as well as to expand their horizons through internal and external education and training. I admire Sanlam’s ‘people culture’.

Sibabalwe JongoloBUSINESS DEVELOPMENT MANAGER: TEAM SOUTH, SALES & DISTRIBUTION AT GLACIER BY SANLAM, TYGER VALLEY – 6 YEARS’ SERVICE

In the time I’ve been at Sanlam, the company has really helped me to find myself in the corporate world. It’s also opened up opportunities I never even imagined when I started here.

Sanlam has a culture of nurturing its employees and allowing them to grow, as well as looking after their clients and always having their best interests at heart.

Page 42: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

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WHY SANLAM IS SPECIAL

Centenary Issue

Dorothy DaviesFINANCIAL PLANNER: SANLAM LEPHALALE, LIMPOPO – 36 YEARS’ SERVICE

I find it very reassuring to work in a company as transparent and true to its word as Sanlam.

It’s a company with entrepreneurial spirit that also reflects sound ethical values.

Advisers

Bharat DesaiSENIOR FINANCIAL PLANNER: BSD BLUESTAR FINANCIAL ADVISORY SERVICES, DURBAN – 30 YEARS’ SERVICE

In the event of death or a dread disease case, Sanlam has always paid my clients timeously without much difficulty, mostly within a month.

My clients have always been very impressed at the manner in which Sanlam has handled their claims. This helps to build a lasting relationship with clients based on sincerity and integrity.

My overall experience with Sanlam has been magnificent, with assistance and support second to none.

I would join Sanlam all over again without hesitation. However, my only regret is that I should have done it 10 years earlier!

Amos MchunuFINANCIAL ADVISER, EMPANGENI – 22 YEARS’ SERVICE

I’ve qualified for many national and regional Komkamps over the years and have met wonderful people both at Sanlam and among the clients I’ve written business to. I’ve built lasting relationships and it’s wonderful to know that I make a difference in people’s lives financially.

Sanlam offers products that are suitable for all types of clients and the company cares for both its employees and clients. Sanlam is well known and that makes it easy doing business in the field.

Praveen GopeeSENIOR FINANCIAL PLANNER AT PINNACLE BLUESTAR, DURBAN NORTH – 29 YEARS’ SERVICE

My experience with Sanlam has been a rewarding one, which has motivated me to continue as an ambassador for the brand. Sanlam is always abreast of market and legislative changes, and the company’s transparency makes it easier to do business with Sanlam.

I have peace of mind in providing Sanlam solutions to my clients as Sanlam has a solid track record for payment of claims. It also offers a wide range of products that are suited to the market and vary to suit the client’s lifestyle.

Judy van FredenFINANCIAL ADVISER AT FUTURE PLANNING BLUESTAR, E² SOLUTIONS, GAUTENG – 20 YEARS’ SERVICE

The company really takes care of its clients and walks that extra mile to make them happy.

Sanlam has the best name in the industry and is a fair company to do business with.

BrokersDavid MureriMANAGING DIRECTOR: RERIS INSURANCE BROKERS, POLOKWANE – 21-YEAR ASSOCIATION

In my years as a broker I’ve found it’s easy to do business with Sanlam because of its good products.

I’d recommend Sanlam to any of my clients because its products are tailor-made for people’s needs.

Professor Dilip GarachCEO: GARFIN PRIVATE WEALTH, EAST COAST REGION, DURBAN – 30-YEAR ASSOCIATION

Sanlam is a top insurance and investment company. It prides itself on developing innovative products and services and is considered a market leader in the financial services sector.

My practice has been doing business with Sanlam for nearly 30 years. It’s a progressive company with highly competent staff. The managers, technical and administrative staff are very pleasant and businesslike in attending to our client matters.

Arthur BerelowitzBROKER PRINCIPAL: THE ADVICE NETWORK INDEPENDENT, SUNNINGHILL, SANDTON – 7-YEAR ASSOCIATION

I find Sanlam to be an extremely professional outfit.

The staff are most approachable and they’re always there to listen. Service levels for them are of utmost importance and they certainly go the extra mile to deliver.

I continue to believe Sanlam is there to look after the client and to give them the best value offering, whether it be a service, return on investment, or risk cover. Sanlam is also extremely innovative and constantly bringing new products into the market.

Christien RallBROKER: WEALTH ASSOCIATES FINANCIAL ADVISORS, BLOEMFONTEIN – 23-YEAR ASSOCIATION

Sanlam takes the lead with technology and the company has easy systems to do business on. The service we get from the Sanlam Broker Distribution office in Bloemfontein is very good. We’re handled as individuals, and not just a number.

Sanlam is a solid company with a good reputation, great support and a very good claims experience. In my years with Sanlam I’ve never known a claim to be rejected.

Page 43: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

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WHY SANLAM IS SPECIAL

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Clients

Dr Jose Fernandez ArenasMEDICAL DOCTOR AT NORWEGIAN CRUISE LINE – SANLAM CLIENT FOR 2 YEARS

I’m from Colombia but my wife Nicole and I live in Cape Town. I do work overseas, and for the past two years Sanlam has allowed me to make sure my wife is taken care of in the event of something happening to me. It gives me peace of mind while I’m working far away from home.

I see many uninsured patients every day who take great financial risks when they seek medical attention. Thanks to Sanlam I feel I have a real backup when a difficult situation arises.

I also have an investment with Glacier, giving me access to various unit trusts. Investing is an easy process, being as busy as I am, since I know Madri Jacobs of Brilliance BlueStar in Bellville, my personal financial planner, is taking care of every aspect and making the most of every cent I decide to save.

Johan du PreezMATIMBA PHARMACY, ONVERWACHT, LEPHALALE, LIMPOPO (CLIENT OF DOROTHY DAVIES) – SANLAM CLIENT FOR 9 YEARS

Dorothy, my Sanlam adviser, has made amendments to my insurance portfolio over the years, which have led to great value for me as a client.

In August 2017 I was diagnosed with a dread disease. A claim was submitted and within a few weeks, the dread disease cover paid out 100%.

The quality of the Sanlam brand is excellent and the service I’ve always received means a lot to me.

I’ll always be grateful that my adviser made all the amendments that she did. This is proof that she manages my wealth and well-being in an excellent manner.

Sanlam makes good on its personal promises.

Arona RossouwPRINCIPAL: SOLD PROPERTIES, LIMPOPO – SANLAM CLIENT FOR 8 YEARS

My experience is that Sanlam’s aim is to assist its clients to make informed decisions, be it personal or business related. Being in a business where you need to market your product yourself, it’s easy to recommend Sanlam to everyone.

JF MaphisaPENSIONER, ESIKHAWINI, KZN (CLIENT OF AMOS MCHUNU) – SANLAM CLIENT FOR 22 YEARS

I’ve been doing business with Sanlam since 1996 and am very happy with the service. It’s easy to do business with the company, especially if you have an adviser like Amos. He’s always available to sort out problems and advise me on my financial affairs. I’m a pensioner now and I know I’m well taken care of financially because my adviser keeps me informed.

Brokers

Jan HagenFINANCIAL PLANNER: MR JH HAGEN BELEGGINGS BK, DURBANVILLE, CAPE TOWN – 30-YEAR ASSOCIATION

In all my years of dealing with Sanlam, I’ve recommended Sanlam to all my clients because of the good service.

Avin SinghBROKER: COLBYCO INVESTMENT, UMHLANGA ROCKS, KWAZULU-NATAL – 38-YEAR ASSOCIATION

While I’ve been doing business with Sanlam for 38 years, the company I work for has dealt with Sanlam for 50 years.

The service is great and Sanlam has been consistently reliable.

André LindeEXECUTIVE CORPORATE FINANCIAL PLANNER: SUCCESSION FINANCIAL PLANNING, BOKSBURG – 38-YEAR ASSOCIATION

After all these years, the service is still excellent. I admire the good core values and knowledgeable staff all round. There’s also good back-office support and the staff live the company values.

D’shorne HumanMSc, CA(SA), GAUTENG – SANLAM CLIENT FOR 10 YEARS

I haven’t traditionally been the greatest fan of the retirement funding industry due to its original lack of transparency to clients, overstatement of product benefits and expectation of returns, and cost and penalty structures that deter the transfer of products, for example, retirement annuities, to more competitive players.

But in recent months I’ve become more comfortable with the flexibility Sanlam’s newer-generation products offer. In the time I’ve been with Sanlam, luckily I haven’t had to claim anything on a Sanlam product.

I had the pleasant opportunity of liaising with a Sanlam product specialist recently though, and her knowledge of the details and understanding of my query was truly impressive. When dealing with Sanlam, it feels like I’m working with ‘my kind of people’.

Hennie CoertzenUTISEC PTY LTD, PRETORIA – SANLAM CLIENT FOR 27 YEARS

Sanlam’s client service is excellent and the website is user-friendly, making it easy to do business with the company.

What I like most about Sanlam is its wide product range and ease of doing business.

Kavindran NaidooMANAGING DIRECTOR: PROTEA TRUCK AND BUS, CLAIRWOOD, KZN (CLIENT OF PRAVEEN GOPEE) – SANLAM CLIENT FOR 25 YEARS

It’s a pleasure doing business with Sanlam and it continues to provide excellent service. My Sanlam financial planner and his practice are professional at all times and go beyond the call of duty to assist. Praveen, Jyoti Gopee-Mothie and Kirti Gopee have a wealth of knowledge, which has helped my personal and business portfolio grow consistently while accumulating wealth.

Zleila DubaseDIRECTOR: AFROTEQ, CAPE TOWN – SANLAM CLIENT FOR 26 YEARS

My relationship with Sanlam has been a strong one over the years, during which I’ve progressed from a single to four or five products with the company. It’s a professional relationship that addresses my personal needs.

I’d recommend Sanlam and my financial adviser, Anne-Marie Vorster, because they have high standards. Sanlam is also sensitive to its clients’ interests.

Page 44: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

impact 10084 85Centenary Issue

GOING FORWARD

TRANSFO

RM

ATI

ON

TRANSFORMATION

TRA

NSF

OR

MA

TIO

N

1Culture of

client-centricity

2Diversification

4Responsible

capital allocation/

management

3Innovation

and improved efficiencies

Sanlam’s centenary is a once-in-a-lifetime milestone and a point at which we should celebrate our numerous past achievements.

‘However, we need to focus on what we can do to ensure we endure and thrive for the next 100 years,’ says Group CEO Ian Kirk.

The bar has been set high and it will continue to be raised, he says. ‘That’s the reality for Sanlam as it is for every successful company. It doesn’t stop, nor should it.

‘We have the ball in our hands – now we have to run with it and each of us has to make this business fundamentally better than the one we’ve inherited.

‘We need to keep doing what we do well and take the company further. Yesterday’s game is over. We’re now playing in tomorrow’s game. It’s a team game – and a challenging one. Many others are trying to emulate Sanlam’s success, so we need to be on top of our game.’

‘We take our role and contribution to a stable financial system seriously and are committed to supporting financial resilience, well-being, prosperity and inclusion,’ Ian says. ‘We achieve this in a sustainable manner by creating shared value for our stakeholders.’

The profile, impact and influence of our different stakeholder groups has transformed over the 10 decades in line with the changing world. These changes in turn require new responses to changing economic, social and political environments. Over time, stakeholders’ needs and value perceptions have also changed, with Sanlam often in a position where our strategic decisions have to balance the interests of diverse stakeholder groups.

‘However, we remain true to our purpose of contributing to financial resilience and prosperity in all the markets where we’re present. We create financial prosperity through enhancing people’s ability to maintain financial independence beyond their income-generating capability.’

Strategic intentSanlam’s strategy has remained largely unchanged since 2003, with some refinements applied during the board’s review process this year. Our strategic intent of creating sustainable value for all key stakeholders remains firmly in place, underpinned by Sanlam’s vision to: • Lead in client-centric wealth creation,

management and protection in South Africa

• Be a leading pan-African financial services group with a meaningful presence in India and Malaysia

• Play a niche role in wealth and investment management in specific developed markets.

The world has changed beyond recognition over the past century. The pace of development is increasing exponentially, creating opportunities, presenting challenges and opening up ways to improve future prospects for all.

At Sanlam, the essence of our purpose hasn’t changed: to build a world of Wealthsmiths™ that supports people in living their best possible lives through financial resilience and prosperity at the individual, organisational and societal levels.

Sanlam is now one of the emerging markets’ largest internationally active insurance groups and a very important financial institution in South Africa. As one of the largest financial services groups in Africa, we’re a key pillar of the continent’s infrastructure – and our performance has a significant impact on the economies in which we operate.

• Transforming our employees to reflect the demographic profile of our client base and societies in which we operate

• Transforming our distribution channels and operations in line with technological and regulatory developments

• Most importantly, we need to transform everything we do in line with the changing needs and preferences of our clients.’

Sanlam’s strategy isn’t unique – however, it’s our ability to consistently execute on this strategy in a sustainable manner that has proven to be a key differentiator. It’s been a driver of success in the past and forms the foundation for Sanlam’s sustainable performance over the long term. This is a testament to the quality of our people and our staff’s alignment with the Group’s purpose.

‘We know what we need to do in the company and how to do it – and we have the people to do it. If we retain our focus and continue to adapt to the changing market conditions across all our operations, we’ll remain successful,’ Ian says.

Sanlam can look back proudly on a century of achievements. The challenge now is to plan and execute in a way that’ll safeguard our continued success for the next 100 years.

Ensuring a sustainable business

Four strategic pillars

‘Whereas our strategy was previously focused on five pillars, we’ve changed the emphasis so we now have four separate pillars, with transformation as a theme across all of them. We also make more explicit reference to client-centricity, resilience and innovation,’ Ian says.

These amendments don’t imply new focus areas, but embed current practice and sustainability more firmly in the strategy statement:• Create profitable top-line growth

through a culture of client-centricity • Enhance resilience and earnings growth

through diversification, including geographical presence, products, market segments and distribution platforms

• Extract value through innovation and improved operating and cost efficiencies

• Manage and allocate capital responsibly.‘The ability to continuously transform

so we remain relevant in a changing world is a key enabler that underpins all aspects of our strategy,’ Ian says. ‘We define transformation broadly to include: • Economic transformation to reduce

wealth inequality

‘Yesterday’s game is over. We’re now playing in tomorrow’s game. It’s a team game – and a challenging one. Many others are trying to emulate Sanlam’s success, so we need to be on top of our game.’

IAN KIRK

Page 45: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

Thank you

Mantyi. Ntombizandile Mantyoyi. David Manuel. Jocelyn Manuel. Candice Manuel. Rushnee Manuel. Ricardo Manuel. Thurston Manuel. Lucien Manuel. Sarita Manuel. Rushanah Manuel. Lerenzo Manuel. Garreth Manuel-Bougaardt. Siyakholwa Manyakavu. Portia Manyakoana. Sbusisiwe Manyathi. Bernard Manyatshe. Matlhatse Manyelo. Mokgaetji Manyelo. Zanele Manyoni. Noluphiwo Manyonta. Asanda Manzana. Muneiwa Manzere. Bogadi Manzini. Vusumuzi Manzini. Nompumelelo Manzini. Reggie Manzini. Nonhlanhla Manzini. Mpenduleni Manzolwandle. Lucia Maoko. Innocent Mapanzule. Nomathemba Mapapu. Zoleka Mapela. Lorain Mapena. Ntebang Maphage. Mongie Maphalala. Tiyani Maphali. James Maphanga. Elidon Maphanga. Boysana Maphanga. Mpuwe Maphanga. Tshavhuyo Maphangula. Andiswa Maphekula. Masa Maphelela. Mpumezo Maphepha. Carol Maphike. Keamogetswe Maphologela. Mteyo Maphophe. Sophie Maphosa. Mike Maphosa. Nonkululeko Maphumulo. Thabile Maphumulo. Sihle Maphumulo. Nkanyiso Maphumulo. Msizi Maphumulo. Lindani Maphumulo. Nosisa Maphungu. Oniccah Maphutha. Merriam Maphutuma. Yonela Mapipa. Siphindile Mapitsi. Fundi Mapoma. Nomatshaka Mapoma. Tsholofelo Maponyane. Nkanyiso Mapumulo. Virginia Maputsoe. Athi Maqambayi. Lulama Maqanda. Nomvuzo Maqanda. Poloko Maqelepo. Sechaba Maqelepo. Samuel Maqhubu. Nolita Maqina. Xolisani Maqonga. Nandipha Maqubela. Angus Maquire. Andrea Maquire-Pamplin. Ikwanathi Maqungo. Themba Maqungo. Ilse Marais. Susan Marais. Salome Marais. Patricia Marais. Lorraine Marais. Teresa Marais. Leslie Marais. Steve Marais. Hennie Marais. Francis Marais. Tezwill Marais. Ursula Marais. Etienne Marais. Lebo Marametsi. Belinda Marawu. Deon Mare. Tumelo Maredi. Jos Maree. Johan Maree. Andries Maree. Eunice Maree. Michelle Maregele. Oageng Maretela. Nnana Maretlwa. Summaya Marie. Nico Marie. Walter Maringa. John Marinus. Zanelle Marinus. Kwetepe Maripane. Jeanette Mariri. Zelda Maritz. Dylan Mark. Monica Markeni. Alison Marks. Benjamin Marlow. Johann Marnewick. Manoko Marokana. Terance Maroloma. Iris Maroro. Alison Marrow. Moiselle Mars. Philna Marsh. Melodie Marshall. Darryn Marshall. Madelein Martin. Natasha Martin. Joe Martin. Des Martin. Angie Martin. Angelique Martin. Natalie Martin. Masud Martin. Sameul Martin. Farren Martin. Anziske Levine Martin. St Timmi Martin. Madaleen Martin. Tshepiso Martin. Chantal Martin. Danzel Martin. Theresa Martins. Andile Martins. Mosetsana Martins. Shireen Martyns. Tlotlisang Maruatle. Thembinkosi Maruluba. Nthe Marumo. Tumelo Marumo. Patrick Marutha. Maxine Marvis. Nomawabo Marwanqa. Leonard Marwood. Lerina Marx. Petrie Marx. Louis Marx. Marietta Marx. Edith Marx. Vusi Masanabo. Judy Masango. Sweetness Masango. Andile Masango. Nomvula Masango. Bathabile Masango. Patrick Masangwana. Khayakazi Masayimani. Maphala Masehela. Thoko Maseko. Happy Maseko. Mabongi Maseko. Lungile Maseko. Mbali Maseko. Welcome Masekoameng. Nelson Masekwameng. Mzuxolile Masela. Francis Maselwa. Mpho Masemola. Verena Masencamp. Moeletsi Maseola. 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Ndzalama Masindi. Pat Masinga. Brenda Masinga. Nelisiwe Masinga. Lesley Masipa. Nobomi Masiso. Bonolo Masita. Refilwe Masiteng. Ndileka Masiteng. Phindile Masitsa. Tebogo Masiyakoane. Kefilwe Masiza. Andrea Maskell. Thato Moses Masoga. McMillan Masoka. Boy Masoko. Furthi Masombuka. Beatrice Masondo. Sozabile Masondo. Sindisiwe Masondo. Nontokozo Masondo. Tshepo Masubelele. Thobile Masuku. Dinah Masuku. Sindisiwe Masuku. Sibusiso Masuku. Thembeka Masuku. Lindiswa Masuku. Pheliso Masupha. Ntsako Maswanganye. Busisiwe Maswanganyi. Siziwe Maswazi. Basil Matabane. Lydia Matabane. Genevieve Matabata. Mlungisi Matandela. Malibongwe Matanzima. Nozuko Matata. Mlindeki Mate. Thandiwe Mate. Kegomoditswe Matebele. Koos Matebele. Renny Matentshe. Selina Mateta Manqamane. Thembeka Mateyisi. Nomthandazo Mateyisi. Jeff Mathaba. Phila Mathaba. Audney Mathabathe. Celumusa Mathabela. Morwesi Mathabela. Patrick Mathabeni. Thembisile Mathe. Andile Mathe. Modise Mathe. Senzo Mathe. Smangele Mathe. Londiwe Mathe. Mpho Mathe. Zanele Mathebula. Puseletso Mathebula. Rirhandu Mathebula. Takalani Mathebula. Portia Mathekga. Mahlodi Mathekga. Lena Mathenjwa. Lindeni Mathenjwa. Daluxolo Mathenjwa. Simangaliso Mathenjwa. Gcina Mathenjwa. Vusie Mathenjwa. Phumula Mathenjwa. Nonsikelelo Mathenjwa. Khanyisa Mathevula. Mogamat Mathews. Cindy Mathews-De Vries. Thembi Mathibela. Ntebu Mathibeli. Nelly Mathloko. Busi Mathobela. Witness Mathoho. Lesedi Mathole. Luyanda Mathole. Chrestinah Mathoma. Doreen Mathonsi. Ntsako Mathonsi. Xoliswa Mathula. Shameek Mathura. Khauki Mathye. Gezani Mathye. Calvin Mathye. Mpho Matibako. Deliwe Matika. Virginia Matiki. Peter Matime. Selaelo Matimolane. Soso Matiwane. Asanda Matiwane. Siphamandla Matiwane. Nomana Matiwane. Sinethemba Matizerd. Amogelang Matjila. Mmasekgabo Matjila. Calvin Matjiu. Thotoane Matlabe. Busisiwe Matlabe. Bophelo Matlaila. Lesley Matlakgomo. Mmarie Matlala. Mmauwane Matlala. Thabiso Matlhare. Palesa Matlhare. Morwa Matlhare. Pogisego Matlhoafela. Portia Matlhoko. Letlogonolo Matlhola. Charlotte Matloa. Boikanyo Matloha. Irene Matlola. Vongani Matlou. Joan Matlou. Mmatlala Matlou. Valile Matodlana. Onke Matokazi. Pumza Matolengwe. Vuyo Matolengwe. Vuyo Matomane. Vuyisa Matomela. Matau Matoshela. Arizona Matoto. Neliswa Matros. Ismail Matrose. Luvo Matrose. Motlalepula Matross. Thabiso Matsana. Tebogo Matsane. Shingi Matsanura. Francis Matsapola. Katlego Matseke. Emily Matsemela. Maphuti Matsetela. Johannes Matshaleni. Lerato Matshego. Cathrine Matshidiso. Nomthandazo Matshidiso. Itumeleng Matshidiso. Yonela Matshingana. Tendani Matshisevhe. Matamela Matshisevhe. Shalom Matshoga. Oscar Matshomane. Zelda Matshusa. Pebetsi Matsie. Joe Matsimbi. Tshabane Matsimbi. Bongiwe Matsinya. Maureen Matsitse. Lourence Matthee. Lameez Matthews. Cynthia Matthews. Ronalda Matthys. Leonie Matthysen. Scotty Matthysen. Yvonne Matubatuba. Philisa Matutsu. Cordelia Matutu. Siviwe Matwasa. Thandeka Matyeka. Zizi Matyeni. Vuyiswa Matyila. Sabelo Matyobeni. Vuyiseka Matyolo. Tshepang Maubane. Matodzi Mauda. Cosima Maurer. Nkosinathi Mavana. Ndiphiwe Mavana. Vuyokazi Mavatha. Nkhensani Mavhodze. Winnie Mavhunda. Daniel Mavhungu. Patrick Mavhusha. Nolizwi Mavika. Gugu Mavimbela. Sibusiso Mavimbela. Asanda Mavuma. Lizo Mavume. Chumie Mavundla. Octavia Mavundla. Gracious Mavundla. Victor Mavuso. Veli Mavuso. Oscar Mavuso. Sizeka Mavuso. Thabo Mavuso. Somila Mavuso. Alfred Mavuso. Makhosonke Mavuso. Nompilo Mavuso. Zandile Mawayi. Aluwani Mawelewele. Nomfanelo Maweni. Ntombizandile Mawuzi. Patience Maxase. Akhona Maxatase. Solomzi Maxebengula. Mandy Maxela. Yolanda Maxela. Thulani Maxesha. Lindiwe Maxhayi. Chantal May. Tanya May. Zanele May. Patrick Mayase. Nezisa Mayase. Gloria Maye. Songezo Mayekiso. Bulelwa Mayekiso. Nomthandazo Mayekiso. Zukiswa Mayekiso-Mvula. Abel Mayeza. Azile Mayeza. Amanda Maynier. Thobile Mazaka. Sivuyile Mazaleni. Tandiswa Mazamiso. Onica Mazana. Mpumelelo Mazantsana. Soyisiso Mazeka. Zweli Mazendala. Elizabeth Mazibuko. Siyabonga Mazibuko. Nandi Mazibuko. Ntokozo Mazibuko. Thando Mazibuko. Pretty Mazibuko. Mzweleni Mazibuko. Khosi Mazibuko. Mduduzi Mazibuko. Nonhlanhla Mazibuko. Nomvula Mazibuko. Bareng Mazibuko. Nelisiwe Mazibuko. Petros Mazibuko. Charles Maziko. Mark Mazinyo. Mzuyanda Mazitshana. Nontsikelelo Mazoka. Nontandazo Mazolwana. Nonkululeko Mazubane. Nokonwaba Mazula. Geqe Mazwana. Letlhogonolo Mazwe. Siphosethu Mba. Gcobani Mba. Pumza Mbala. Sibonelo Mbalane. Ongeziwe Mbalekwa. Mbali Mbali. Thumeka Mbam. Yonela Mbambalala. Fundisa Mbambaza. Siphokazi Mbambe. Vuyo Mbambisa. Philani Mbambo. Sihlesakhe Mbambo. S’Lindile Mbambo. Mandisi Mbana. Sinothando Mbana. Nomzamo Mbane Jayiya. Zimasa Mbanga. Lunga Mbanga. Lindiwe Mbanga. Sizeka Mbanga. Khaya Mbangata. Nomfuneko Mbangata. Siyambonga Mbangatha. Tembela Mbangatha. Welekazi Mbangeleli. Khanyisile Mbangwa. Zuko Mbangxa. Protas Mbanjwa. Rejoice Mbasa. Rutendo Mbasera. Sindiswa Mbata. Hamilton Mbatha. Emily Mbatha. Phumlani Mbatha. Mgcini Mbatha. Zandile Mbatha. Siphiwe Mbatha. Nonkululeko Mbatha. Lancelot Mbatha. Angel Mbatha. Nompilo Mbatha. Bongani Mbatha. Mas’Phila Mbatha. Simphiwe Mbatha. Nompumelelo Mbatha. Thokomele Mbatha. Sibonelo Mbathane. Alungile Mbathu. Florence Mbatsana. Nolubabalo Mbayi. Ayanda Mbeje. Msizi Mbeje. Nelisiwe Mbeje. Nosiseko Mbeki. Smith Mbele. Disebo Mbele. Nompilo Mbele. Thembile Mbele. Celiwe Mbele. Lungi Mbele. Thando Mbele. Tekane Mbele. Vusumzi Mbele. Londiwe Mbele. Thabo Mbele. Masibulele Mbengashe. Yonela Mbengo. Ntsika Mbetane. Lebo Mbethe. Nobuhle Mbewana. Thandi Mbewana. Sibongiseni Mbewu. Sindiswa Mbewu. Thulani Mbhele. Lawrence Mbhele. Qedi Mbhele. Blessing Mbhele. Nokunene Mbhele. Sbulelo Mbhele. Nonkululeko Mbhense. Thandiswa Mbhenyana. Nopasika Mbhongwana. Sinalo Mbi. Muhle Mbili. Advice Mbili. Phendulwa Mbiza. Nwabisa Mbizelwa. Nelisa Mbizo. Nandipha Mbobo. Mapasela Mbobo. Moeketsi Mbobo. Asiphe Mbobo. Nkhetheni Mbodi. Thembakazi Mbodla. Nomakwezi Mbokazi. Tasha Mbokazi. Bongani Mbokodo. Masomelele Mbokoma. Winny Mbombi. Azola Mbomvana. Madelaine Mbonambi. Lethiwe Mbonambi. Siyabonga Mbonambi. G Mbongwa. Daphney Mbongwa. Abonga Mbongwana. Lux Mboniswa. Sekelwa Mbonyana. Anelisiwe Mbotho. Pearl Mbovane. Richard Mboxo. Zintle Mboza. Tanganedzani Mbubana. Thobeka Mbulawa. Thapelo Mbulawa. Lufuno Mbulungeni. Belter Mbunwe. Vuyeka Mbunye. Nompumelelo Mbuqe. Siphamandla Mbutho. Zanele Mbuto. Balungile Mbutuma. Vuyokazi Mbuwako. Xolani Mbuweni. Snegugu Mbuyazi. Promise Mbuyazi. Namisile Mbuyazi. Banele Mbuyisa. Evelyn Mbuzo. Mandilakhe Mbuzwa. Cherri Mc Helm. Vathiswa Mcata. Kobus McCabe. Hewan McCann. Pierre McDonald. Edward McDonald. Christo McDonald. Derrick McDonald. Vusumzi Mcelu. Sisipho Mcetywa. Carol McGillan. Massie Mcgregor. Mark McGregor. Amos Mchunu. Bongani Mchunu. Patricia Mchunu. Petric Mchunu. Ncamisile Mchunu. Celimpilo Mchunu. Simphiwe Mchunu. Ayanda Mchunu. Thembeni Mchunu. Nondumiso Mchunu. Siyabonga Mchunu. Ntombifikile Mchunu. Thembelihle Mchunu. Zethu Mchunu. Promise Mchunu. Cynthia Mchunu. Mhlengi Mchunu. Bonginkosi Mcimeli. Goitsimang Mcira. Okuhle Mcithwa. Nicole Mckenzie. John-Paul McMahon. Gerard Mcmahon. Luke Mcmahon. Ian McMaster. JD Mcnally. Bukiwe Mcoki. Funeka Mcoseli. Lutando Mda. Nonzukiso Mdabuka. Swazi Mdadane. Pretty Mdaka. Buhle Mdaka. Sindiswa Mdakane. Nompilo Mdakane. Queen Mdakane. Nonkululeko Mdakane. Mantwa Mdalane. Siphelele Mdani. Titus Mdawe. Innocent Mdaweni. Gift Mde. Lelethu Mde. Lelethu Mdekazi. Tiselani Mdhluli. Vincent Mdidi. Nonceba Mdingane. Lungelwa Mdingazwe. Clayton Mdingi. Nicholas Mdingi. Phumla Mdladlamba. Bongeka Mdladlamba. Siyabonga Mdlalana. Avuyile Mdlalo. Vathiswa Mdlalo. Mumsie Mdlalose. Nonhlanhla Mdlalose. Vusi Mdlalose. Ntuthuko Mdlalose. Cynthia Mdlalose. Senamile Mdlalose. Nkululeko Mdlalose. Dumisani Mdlalose. Noxolo Mdlalose. Sindisiwe Mdlalose. Libby Mdledle. Unathi Mdleleni. Sindi Mdletshe. Sanele Mdletshe. Angeline Mdletshe. Nkosinathi Mdlolo. Thozamile Mdlozini. Livingstone Mdlozini. Mary-Angel Mdlozini. Siphe Mdluli. Simphiwe Mdluli. Duduzile Mdluli. Nontobeko Mdluli. Sanga Mdoda. Zameka Mdoko. Yonela Mdolomba. Nomzamo Mdonga. Pumla Mdontswa. Zoleka Mdubeki. Zoliswa Mdubeni. Lungiswa Mdudi. Lungelo Mdunge. Sylvia M’Dunwazi. Andile Mdyokolo. Samantha Meade. Nthabiseng Medupe. Nthabiseng Medupe. Thembisile Mehlomakulu. Nigel Meier. Johan Meintjies. Thomas Meisinger. Siyabonga Mekgwe. Kego Meko. Ncumisa Mekuto. Lazola Mekuto. Charlie Mekwe. Koleka Melaeli. Zilungile Melane. Sivuyile Melane. Ezile Melane. Namhla Melapi. Euginia Melato. Sunette Melcher. Anna Meli. Nicole Melkboom. Ramatsobane Mello. Rosswell Melow. Yunus Melrose. Lemuel Melvill. Nomawethu Memani. Siyabulela Memani. Nokuthula Memani. Thobile Memela. Lindo Memela. Phelokazi Memela. Yandisa Memela. Caiphus Memela. Mandisa Memela. Mafukuzela Memela. Andile Memela. Masixole Memeza. Noluyolo Memke. Lindeka Mendela. Pheliswa Mendes. Nolubabalo Mendu. Ronel Menezes. Rieduwaan Meniers. Evans Menong. Nosiphiwo Mensah. Manfred Mentoor. Marco Mentor. Alphy Menu. Fortune Menu. Keabetswe Menyatswe. Thandazile Menyuka. Dineho Mere. Mapaseka Mere. Tlamelo Mereetsile. Cebokazi Merile. Richard Mertsch. Annette Mertsch. Thabisa Meselane. Joseph Mesias. Phuti Meso. Chanel Meth. Koketso Metsileng. Gladys Metsing. Edwin Metswamere. Brendan Mettler. Anastasia Mettler. Lawrence Metula. Godfrey Metusi. Suzette Meyer. Annemarie Meyer. Adel Meyer. Helena Meyer. Geraldene Meyer. Cecilia Meyer. Lawrina Meyer. Grant Meyer. Estie Meyer. Marcel Meyer. Lynn Meyer. Helga Meyer. Stash Meyer. Deon Meyer. Daniel Meyer. Willie Meyer. Roger Meyer. Chantal Meyer. Elsa Meyering. Marianne Meyering. Merissa Meyers. Lindelwe Mfaba. Luyanda Mfaca. Asanda Mfamana. Azola Mfazo. Akhona Mfebe. Musa Mfeka. Zanele Mfeka. Thobile Mfeka. Siyanda Mfeka. Luyanda Mfeketo. Nkosinathi Mfene. Nomthandazo Mfene. Naomi Mfengwana. Zolile Mfengwana. Babalwa Mfeni. Xoliswa Mfeya. Nonceba Mfihlo. Nandipha Mfincane. Sithembele Mfobela. Hazel Mfobo. Simbongile Mfokazi. Nomfundo Mfundisi. Zimkita Mfundisi. Slindelo Mfusi. Ziyanda Mfutwana. Nonkosi Mgaba. Oscarina Mgagaga. Zintle Mgandela. Lindiwe Mgangxela. Bongile Mgca. Bulelani Mgcotyelwa. Asanda Mgede. Ntombizikhona Mgedezi. Fezeka Mgele. Baxolise Mgele. Zolani Mgele. Wandisa Mgele. Nomfundo Mgenge. Vuyokazi Mgibe. Xolile Mgidi. Alice Mgidi. Nomhle Mgidlana. Vuyokazi Mgijima. Nkosazana Mgijima. Ovayo Mgijima. Lungile Mgilane. Athi Mgobo. Ntombizandile Mgoboza. Siya Mgobozi. Wiseman Mgobozi. Sibusiso Mgobozi. Pozisa Mgojo. Chwayita Mgole. Lucky Mgole. Thembisa Mgole. Luhle Mgolombane. Nokubonga Mgosela. Bongeka Mgqalelo. Mandisa Mgqibane. Sikho Mgudlwa. Thami Mgudlwa. Sibusiso Mgudu. Dunyiswa Mgujulwa. Unathi Mgunculu. Luntu Mgushelo. Zimasa Mgutyana. Zikhona Mguye. Khunjulwa Mgwalume. Nomfusi Mgwayi. Luyanda Mgxekwa. Zintle Mhaleni. Vulani Mhinga. Nosiviwe Mhlaba. Thokozani Mhlaba. Phathiwe Mhlabane. Mninawa Mhlabo. Mzikazi Mhlahlo. Siphumle Mhlahlo. Sisanda Mhlahlo. Kamohelo Mhlambi. Nelisiwe Mhlamvu. Ndumiso Mhlamvu. Nomthandazo Mhlana. Khanyile Mhlana. Ayandisa Mhlana. Fikile Mhlanga. Sibusiso Mhlanga. Thandokazi Mhlanganiso. Mthobisi Mhlathi. Pamela Mhlatuzana. Noxolo Mhlauli. Ndileka Mhlauli. Sikho Mhlekwa. Pathiswa Mhletywa. Pumla Mhlobo. Shoun Mhlobongo. Princes Mhloli. Zintle Mhlomi. Cynthia Mhlongo. Vukani Mhlongo. Ntuthuko Mhlongo. Norma Mhlongo. Cindy Mhlongo. Bonakele Mhlongo. Bongekile Mhlongo. Faith Mhlongo. Sipho Mhlongo. Swelihle Mhlongo. Nonjabulo Mhlongo. Sifiso Mhlongo. Abegail Mhlongo. Thar Mhlongo. Simphiwe Mhlongo. Hlengiwe Mhlongo. Londiwe Mhlongo. Peter Mhlongo. Zanele Mhlongo. Zinhle Mhlongo. Thandi Mhlongo. Thulani Mhlongo. Khulu Mhlongo. Sarah Mhlongo. Thobani Mhlongo. Akwande Mhlongo. Mathews Mhlongo. Sinenhlanhla Mhlongo. Simangele Mhlongo. Nomfundo Mhlonyane. Pumla Mhlwane. Mzwabantu Mhobo. Ayesha Mia. Azhar Mia. Norman Michaels. Beverly Michau. Elmaree Michau. Janine Michel. John Michel. Louzanne Michels. Ellen Middleton. Shandre Miggels. Claudia Mikkelsen. Nyalleng Mile. Anneline Miles. Corbett Miles. Nathan Miles. Charlene Milford. Sima Mili. Warren Miller. Daniel Miller. Denver Millward. Rene Millward. Thembisile Mina. Maritsa Minnie. Miles Mitchell. Johan Mitchell. Makresemese Miya. Sinenhlanhla Miya. Koena Miyen. Luxolo Mjadu. Bulelwa Mjali. Phindiswa Mjayezi. Lungile Mjikeliso. Yolokazi Mjila. Mhlasavuya Mjindi. Zandile Mjoli. Nomalizo Mjoli. Nandipha Mjuza. Nathi Mjwara. Nonhlanhla Mjwara. Zamokwakhe Mjwara. Zukelwa Mkabile. Aphiwe Mkabile. Tandokazi Mkaleni. Nombuyiselo Mkalipi. Mandisa Mkanya. Lonsdale Mkatshwa. Ncebakazi Mketo. Simnikiwe Mketshane. Welcome Mketsi. Kgomotso Mkhabela. Anelisa Mkhala. Nkosana Mkhaliphi. Julius Mkhalipi. Jabu Mkhatshwa. Nompumelelo Mkhatshwa. Noxolo Mkhetshane. Thobile Mkhize. Simphiwe Mkhize. Dora Mkhize. Swelly Mkhize. Nokuthula Mkhize. Busisiwe Mkhize. Lalelani Mkhize. Carol Mkhize. Zibuyile Mkhize. Annastacia Mkhize. Makhosazane Mkhize. Mavis Mkhize. Eugene Mkhize. Grace Mkhize. Cosmos Mkhize. Gugu Mkhize. Zinhle Mkhize. Thabiso Mkhize. Zamandulo Mkhize. Londiwe Mkhize. Fundiswa Mkhize. Sanelisiwe Mkhize. Patrick Mkhize. Patricia Mkhize. Paulina Mkhombo. Nomsa Mkhondo. Thandi Mkhonto. Xolisile Mkhulwana. Ziyana Mkhulwane. Simangele Mkhungo. Sduduzo Mkhwanazi. Sizwe Mkhwanazi. Lindiwe Mkhwanazi. Thandeka Mkhwanazi. Andile Mkhwanazi. Mosa Mkhwanazi. Sicelo Mkhwanazi. Tsietso Mkhwanazi. Lungile Mkhwanazi. Zanele Mkhwanazi. Confidence Mkhwanazi. Nokwethaba Mkhwanazi. Price Mkhwanazi. Lahliwe Mkhwanazi. Siboniso Mkhwanazi. Goodenough Mkhwanazi. Nobuhle Mkhwanazi. Mntukazi Mkiva. Goodness Mkize. Thembelihle Mkize. Xolelwa Mkona. Makgao Mkonto. Nomveliso Mkosana. Mbuyiselo Mkosi. Ndileka Mkoto. Aphiwe Mkume. Zandile Mkwambi. Anna Mkwanazi. Joy Mkwanazi. Philisile Mkwanazi. Hlengiwe Mkwanazi. Humphrey Mkwebu. Lucky Mlaba. Nkosinathi Mlaba. Nelisiwe Mlaba. Angeline Mlambo. Thobeka Mlambo. Sbu Mlambo. Bonginkosi Mlambo. Hillary Mlambo. Winile Mlambo. Nqobizizwe Mlambo. Simbonile Mlambo. Thabisile Mlambo. Nompiliso Mlamla. Vuyani Mlandu. Zandile Mlandu. Wandile Mlandwana. Nomthandazo Mlangeni. Eva Mlangeni. Thembi Mlangeni. Proffesor Mlangeni. Jessie Mlata. Fezile Mlenga. Kulukazi Mlenga. Fundiswa Mlenzana. Sivatho Mlenze. Sinenhlanhla Mlipha. Zimasa Mlizwa. Jamie Mlobothi. Ntuthu Mlombile. Nozuko Mlomo. Nelly Mlotshwa. Zanele Mlotshwa. Thulie Mlumbi. Vuyelwa Mlunguza. Malibongwe Mlungwana. Zukisani Mlungwana. Bhekuyise Mlungwana. Sipho Mmako. Nthabiseng Mmatli. Sinatra Mmokwa. Magomarele Mmolawa. Omphile Mmulutsi. Bakang Mmusi. Sifiso Mnase. Loyiso Mncameleni. Bongekile Mncibi. Sibonisile Mncube. Angeline Mncube. Ndumiso Mncube. Andile Mncube. Fortunate Mncube. Sakhile Mncube. Sithabiso Mncube. Hlengiwe Mncube. Sphumelele Mnculwane. Ngibongeleni Mnculwane. Bhoyi Mnculwane. Jeffrey Mnculwane. Sipho Mncwabe. Mduduzi Mncwabe. Thandeka Mncwabe. Siphamandla Mncwango. Abigal Mncwango. Sithembiso Mncwango. Sphamandla Mncwango. Dumsile Mncwango. Lindani Mndaba. Kemiso Mndaweni. Nonhlanhla Mndebele. Bongani Mndebele. Lwando Mndela. Bhekinkosi Mngadi. Thobani Mngadi. Vukile Mngadi. Peggy Mngcongo. Nolihle Mngeni. Iviwe Mngini. Thabisile Mngomezulu. Thuli Mngomezulu. Mpilonhle Mngomezulu. Pamela Mngomezulu. Nokulunga Mngomezulu. Nomthandazo Mngomezulu. Duduzile Mngomezulu. Sanele Mngomezulu. Thandokuhle Mngomezulu. Khanyisile Mngomezulu. Zandile Mngomezulu. Sinenhlanhla Mngomezulu. Tshepo Mngqinya. Ntomboxolo Mngqithi. Alex Mnguni. Nonkululeko Mnguni. Melusi Mnguni. Senzekile Mnguni. Dintletse Mnguni. Sindisiwe Mnguni. Thamsanqa Mngwandi. Pheza Mngweba. Phumla Mnisi. Mfana Mnisi. Julie-Ann Mnisi. Lawrence Mnisi. Luzile Mnisi. Witness Mnisi. Qolile Mnisi. Thobile Mnisi. Siyanda Mnqandi. Siphokazi Mnqanqeni. Mduduzo Mnqayi. Lucky Mnqeta. Monica Mnqwane. Thembekile Mnqwane. Khanyisile Mntambo. Thandeka Mntambo. Zwakalile Mntambo. Bongiwe Mntambo. Siyanda Mntonga. Phelele Mntonga. Ntombekhaya Mntonga. Nomabelu Mntonintshi. Mziwakhiwe Mntshali. Nomfundo Mntungwa. Nomfuzo Mnuna. Amanda Mnwabe. Unathi Mnyaka. Sivuyile Mnyakwe. Sibongiseni Mnyanda. Thabane Mnyandu. Nkosinathi Mnyandu. Noluthando Mnyanzeli. Jason Moabelo. Tshepo Moahlodi. Patricia Moahlodi. Dennis Moahlodi. Jental Moale. Tsholofelo Moalosi. Basetsana Moate. Baleka Mobo. Kedibone Mochadibane. Mpho Mochai. Seipati Mochaki. Molebogeng Mochalibane. Motebang Mochoa. Belinda Mocke. Ernst Mocke. Bonolo Mocumi. Tebello Modiko. Nkosana Modimo. Godfrey Modingoana. Betty Modipa. Rachel Modiroa. Ntuthuko Modisane. Michael Modisane. Samuel Modisane. Tebogo Modise. Sthembiso Modise. Johanna Modise. Christopher Modise. Tilly Modiselle. Famiiy Modisha. Motswako Modjadji. Goitsemodimo Modukanele. Edward Modukanene. Cornelia Modukwane. Grace Moeeng. Clifford Moeketsane. Alice Moeketsane. Thabiso Moeketsi. Ben Moeketsi. Mosieleng Moeketsi McDonald. Lenny Moekoa. Metlholo Moeletsi. Tlaleng Moeletsi. Juan Moelich. Moarabi Moeng. Mpho Moeng. Tshireletso Moeng. Jacob Moepi. Vusi Moerane. Motsepoa Moeti. Emmanuel Moeti. Stephina Moetsi. Nthabiseng Mofokeng. Relebohile Mofokeng. Seun Mofokeng. Mamosebetsi Mofokeng. Thabo Mofokeng. Busi Mofokeng. Gugu Mofokeng. Porsia Mofokeng. Kanya Mofokeng. Olga Mofokeng. Theodora Mofokeng. Mangaka Mofokeng. Mamathetsuwa Mofokeng. Mmaphoka Mofokeng. Puleng Mofokeng. Mahase Mofokeng. Tankiso Mofokeng. Godfrey Mofokeng. Itumeleng Mofokeng. Francinah Mofokeng. Nocawe Mofokeng. Fikile Mofokeng. Agrineth Mofokeng. Khwezi Mofu. Lebo Mogadime. Hope Mogakane. Lerato Mogale. Tshepiso Mogale. Thabang Mogale. Mpakeleng Mogale. Tlhalefang Mogale. Sewela Mogale. Sibongile Mogale. Ikaneng Mogale. Tshiamo Mogamisi. Mogale Moganedi. Modiegi Mogapi. Dimakatso Mogashane. Esther Mogashane. Moloti Mogashoa. Yolandie Moggee. Palesa Mogoai. Gayle Mogoai. Dorcas Mogoera. Naletsana Mogofe. Moffat Mogogana. Tebogo Mogohlwane. Prudence Mogola. Thobe-Ntjane Mogola. Lesego Mogomotsi. Inno Mogopodi. Beauty Mogorosi. Katlego Mogorosi. Lebo Mogotsi. Kagiso Mogotsi. Thapelo Mogotsi. Tiny Mogwera. Gloria Mogwera. Seipati Mogwera. Senate Mohale. Karabo Mohale. Lethena Mohale. Jonathan Mohale. Thato Mohale. Setjaba Mohale. Veronica Mohale. Dibuseng Mohale Maja. Niejmah Mohamed. Brent Mohamed. Roxanne Mohamed Ali. Morakane Mohami. Shameema Mohammed. Muneera Mohammed. Premlall Mohanlall. Teboho Mohapi. Dibuseng Mohapi. Mokgalong Mohapi. Thapelo Mohitlhi. Karabo Mohlahludi. Marasi Mohlakoana. Palesa Mohlala. Cynthia Mohlala. Neo Mohlala. Lorraine Mohlaping. Makhotso Mohlobatsie. Davidson Mohlosana. Mofina Moholeng. Lesego Moholo. Bothata Mohomane. Pebetse Mohuba. Lineo Mohutsioa. Kgosiemang Moiloa. Tsholanang Moilwa. Ramonewa Moilwa. Disayapele Moipolai. Keitumetse Moitsi. Tshepo Mojaki. Emily Mojapelo. Modiane Mojapelo. Segopotje Mojela. Lulama Moji. Ntebogeng Mojolwane. Keamogetse Mokabeng. Thelma Mokalake. Katlego Mokaleng. Ntswaki Mokanyane. Sina Mokatse. Lizzy Mokatse. Madillo Mokebe. John Mokgadi. Zanele Mokgalaka. Kopano Mokganyetse. Keorapetse Mokgaotsi. Patricia Mokgathi. David Mokgatla. Tshepo Mokgatlhe. Lesego Mokgaudi. Onalenna Mokgawane. Maureen Mokgele. Tshidi Mokgethi. Lungelo Mokgethi. Fridah Mokgethi. Nthipitlane Mokgohloa. Phillip Mokgolobotho. Mahlatse Mokgonami. Keikantsemang Mokgoro. Ompelege Mokgothu. Gomolemo Mokgothu. Katleho Mokgothu. Mamotali Mokhali. Tsolo Mokhantso. Ann Mokhethi. Mogalatladi Mokhooa. Sello Mokhothu. Seipati Mokhuoa. Selloane Mokhuoa. Bongile Moko. Jaconitha Mokobane. Jennifer Mokobi. Johannes Mokoena. Nthabiseng Mokoena. Daphne Mokoena. Kenki Mokoena. Mafusi Mokoena. Maphefo Mokoena. Jerry Mokoena. Kali Mokoena. Neo Mokoena. Salaminah Mokoena. Masekoata Mokoena. Nthabiseng Mokoena. Malingaka Mokoena. Lydia Mokoena. Nthabiseng Mokoena. Malefetsane Mokoena. Teboho Mokoena. Nthabiseng Mokoena. Patricia Mokoena. Ntikoane Mokoena. Thabiso Mokoena. Nompumelelo Mokoena. Kenewang Mokoena. Ephraim Mokomela. Thapelo Mokone. Malesela Mokonyane. Masopha Mokotedi. Tshepo Mokoto. Segomotso Mokoto. Tebogo Mokowe. Liketso Mokubung. Kedi Mokwabona. Juliah Mokwana. Tumelo Mokwana. Thato Mokwele. Winnifred Mokwena. Kagiso Mokwena. Mahlako Mokwena. Mandla Mokwena. Thandiwe Mokwena. Johannes Mokwena. Gaobakwe Mokwena. Kegopotswe Mokwena. Charlotte Mokwene. Jake Mokwene. Phuti Molaba. Kelebogile Molahloe. Funiwe Molahloe. Mosele Molahloe. Nthabiseng Molakeco. Nthabisen Molala. Sharon Molalasi. Dimakatso Molao. Martha Molaodi. Phekgudi Molapo. Lintle Molata. Dipuo Molatlhegi. Rebecca Molatlhegi. Kealeboga Molatole. Doreen Molatoli. Manoshe Molatudi. Jackie Molatudi. Jan Moledi. Masabata Molefe. Mohau Molefe. Gabriel Molefe. Nocawe Molefe. Lerato Molefe. Tshepang Molefe. Dieketseng Molefe. Zukiswa Molefe. Princess Molefe. Tshepo Molefe. Oupa Molefe. Elizabeth Molefe. Gothata Molefi. Mmamoeti Molefi. Ishmael Molefi. Portia Molehe. Mapula Molele. Mary Molele. Ratanang Molema. Dikeledi Moleofi. Kgomotlokwa Molepo. Mahlodi Molepo. Maboko Molese. Rapula Molete. Matshidiso Molete. Thabang Molibeli. Elizabeth Molife. Nokulunga Molifi. Palesa Molise. Bee Mollagee. Christa Moller. Linda Moller. Janette Moller. Johann Moller. Michelle Möller. Lucky Moloanyana. Thabo Moloi. Ndumiso Moloi. Patrick Moloi. Khoase Moloi. Sawane Moloi. Busisiwe Moloi. Mosa Moloi. Pretty Moloi. Modisaotsile Moloi. Elsie Moloisane. Desia Moloisane. Comfort Moloko. Beverley Molokwane. Raisibe Molomo. Keneilwe Molopyane. Palesa Molorane. Ramsy Molose. Nkululeko Molosi. Serame Molosioa. Evonia Moloto. Thato Moloto. Mathoanapo Moloto. Lehlohonolo Molotsi. Tefo Molotsi. Thabo Moluka. Rapelang Molwantwa. Kgatishi Molwantwa. Patricia Momoti. Siphokazi Momoti. Tessa Momphi. Thamie Monaheng. Nteboheleng Monaheng. Dianah Monaisa. Thandokazi Monakali. Keagile Monama. Mahlodi Monama. Bontle Monama. Emit Monametsi. Keaotshepa Monametsi. Manford Monareng. Dipuo Monareng. Dzulani Mondeni. Anastacia Mondweni. Anita Moneron. Koketso Mongale. Nosibulelo Mongameli. Xolelwa Mongo. Pinda Mongoato. Malefane Mongole. Jackson Mongwe. Nomvulazana Moni. Linda Monki-Yako. Trevor Monkwe. Kedibone Monnye. Cornelia Monongoaha. Nkahloleng Monota.

Raymond Mziba, Executive Consultant for Mthatha, is one of Sanlam Sky Solutions’ top advisers. He has around 700 clients and tries to meet with at least 20 of them weekly.

I am a Wealthsmith™

Page 46: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

for building our legacy

Xoliswa Ntshangase. Ntombifuthi Ntshangase. Thokozile Ntshangase. Khethiwe Ntshangase. Gcinile Ntshangase. Nonkululeko Ntshangase. Thobeka Ntshangase. Jabulile Ntshangase. Snothando Ntshangase. Gosekang Ntshe. Khululwa Ntshebe. Nobuntu Ntshentshe. Mavis Ntshiba. Thulani Ntshingila. Mitolli Ntshinka. Buyisile Ntshizane. Lucky Ntshoko. Linda Ntshoko. Sisa Ntshokotsha. Motlalepule Ntshole. Nontlantla Ntshongo. Nonopha Ntshontsho. Monnaotsile Ntsie. Nombulelo Ntsiko. Felicia Ntsimane. Bonani Ntsinde. Thabisa Ntsokotha. Noluvuyo Ntsondwa. Fresh Ntsonga. Lusanda Ntsume Ludidi. Zalisile Ntsuntswana. Nomazizi Ntswayimbana. Princess Ntswe. Mbali Ntuli. Nomfundo Ntuli. Nomusa Ntuli. Lwazi Ntuli. Buyiselani Ntuli. Bhekuyise Ntuli. Siboniso Ntuli. Vusumuzi Ntuli. Siboniso Ntuli. Ntombikayise Ntuli. Sinegugu Ntuli. Fanelesbonge Ntuli. Theodorah Ntuli. Zinothele Ntuli. Xolisile Ntuli. Nqobile Ntuli. Princess Ntuli. Thabani Ntuli. Anele Ntuli. Zimkhitha Ntuli. Queen Ntuli. Mbalenhle Ntumba. Nathi Ntumbu. Yolanda Ntungele. Ncikazi Ntungonde. Indiphile Ntuntuza. Simbongile Ntunze. Keneilwe Ntwaagae. Kgalalelo Ntwaagae. Phina Nukeri. Ntsikelelo Nundze. Xiluva Nwamba. Thobela Nxawe. Zandile Nxazonke. Siqomu Nxele. Buhle Nxele. Mmama Nxongo. Fortunate Nxumalo. Dolly Nxumalo. Nonkululeko Nxumalo. Ntsako Nxumalo. Sam Nxumalo. Angel Nxumalo. Mncedisi Nxumalo. Sizolwami Nxumalo. Lwazi Nxumalo. Sibusiso Nxumalo. Mxolisi Nxumalo. Mandla Nxumalo. Sandile Nxumalo. Zinhle Nxumalo. Nhlakanipho Nxumalo. Vukani Nxumalo. Ndileka Nyaba. Noluthando Nyakambi. Thini Nyakeni. Gcobisa Nyalungu. Nandipha Nyama. Andiswa Nyamankulu. Siphokazi Nyamazana. Nompumelelo Nyamazana. Livhuwani Nyambeni. Mziyanda Nyamezele. Vuyelwa Nyamezele. Fortunate Nyamupangedengu. Noxolo Nyangiwe. Nozipho Nyankula. Stella Nyaose. Boniswa Nyate. Linda Nyatela. Bonginkosi Nyathi. Zandile Nyathi. Luyanda Nyathi. Sandile Nyathi. Andisiwe Nyati. Phethile Nyawo. Nakeni Nyawo. Thulani Nyawo. Qhamkile Nyawo. Gugulethu Nyawo. Phindile Nyawo. Sipho Nyawo. Jeniffer Nyawose. Xolelwa Nyawozakhe. Thembile Nyele. Nolubabalo Nyeleka. Phumzile Nyembe. Simphiwe Nyembe. Nhlanhla Nyembe. Londiwe Nyembe. Zamile Nyenyeku. Standiwe Nyobole. Sinazo Nyosana. Nosicelo Nyosana. Nomandla Nyosi. Boniwe Nyuluwe. Simphiwe Nyundu. Nombuso Nzama. Nomah Nzama. Zamanzama Nzama. Bernard Nzilane. Phindile Nzima. Mvuzo Nzimeni. Khanyi Nzukuma. Thembeka Nzuza. Amanda Nzuza. Nokukhanya Nzuza. Sihlobile Nzuza. Thembeka Nzuza. Vukile Nzuza. Siphokazi Nzuzo. Bontle Oageng. Pierre Obbes. Karin O’Brien. Schultz O’Callaghan. Linda October. Priscilla October. Shireen October. Athion October. Maresha October. Constance October. Anya October. Lingchen October. Lycan October. Karen Odendaal. Morne Odendaal. Dirco Odendaal. Thembisa Odendaal. Viona Oelf. Juliana Oelofse. Elze Oelofse. Godiraone Oepeng. Elwin Oggen. Melanie Ohlson. Carla Ohlson. Danielle O’Kennedy. Stephanie O’Kennedy-Allen. Mehupu Okoro. Yolanda Olayi. Linda Olckers. Tshenyegel Olifant. Deon Olifant. Morne Oliphant. Mpumelelo Oliphant. Suzaan Oliver. Shannon Oliver. Bradley Oliver. Wayne Oliver. Jody Oliver. Karen Olivier. Rashida Olivier. Nicole Olivier. Sanette Olivier. Mario Olivier. Karenza Olivier. Elana Olivier. Soul Olivier. Andre Olivier. Brenda Olivier. Johan Olivier. Leonie Olivier. Christiaan Olivier. Shannon Olkers. Colette Olsen. Bonolo Olyn. Geoffrey Omambia. Shabbeer Omar. Lameze Omardien. Dustin Onkruid. David Onkundi. Bernadette Ontong. Ketshepileone Oor. Tanya Oostendorp. Gerhard Oosthuizen. Rynhardt Oosthuizen. Elma Oosthuizen. Ryno Oosthuizen. Jaco Oosthuizen. Almero Oosthuizen. Andre Oosthuizen. Theo Oosthuizen. Pieter Oosthuizen. Wessel Oosthuizen. Annette Oosthuizen. Shamielah Oppelt. Heinrich Oppelt. Michelle Opperman. Ben Opperman. Ingrid Orban. Johan Orffer. Beverley Oria. Elsabe Ortell. Martmarie Osborne. Shafaah Osborne. Rooksana Osman. Mayimunah Osman. Soraya Osman. Charleen Owen. Michelle Owen. Charles Owen. Greg Owen. Lionel Owies. Francois Ozrovech. Karen Packery. Sandy Padayachee. Kiru Padayachee. Leigh-Ann Padayachee. Prelene Padayachee. Lebo Padi. Paul Padi. Reitumetsi Padi. Calvin Page. Naomi Pagel. Anthony Paitaki. Siyabulela Palele. Nomakaya Pali. Yvette Palm. Wongeka Pamla. Vuyiswa Pamla. Divyog Panchoo. Shu-Aib Pandey. Riyaaz Pandit. Naeema Pangarker. Akhona Pangumso. Lindelwa Pangwa. Lindani Pani. Masixole Pani. Nicole Pannewitz. Xolelwa Papa. Boemo Papane. Michele Papenfus. Nicolaas Papier. Jezreel Parenzee. Janicke Parenzee. Nousheena Parker. Althea Parker. Nadia Parker. Ashraf Parker. Gwyneth Parker. Abdul Parker. Noor Parker. Naaznien Parker. Mubeen Parker. Amina Parker. Dineo Parkies. Muneeba Parks. Karl Parks. Bernie Parring. Freddie Parson. Anthony Parsons. Homairah Paruk. Innocentia Passe. Nonkosi Patekile. Pravisha Patel. Bhavin Patel. Aaron Pather. Thinesh Pather. Stanley Patience. Wendy Patience. Marcus Patrick. Peter Paul. Elria Paulse. Donovan Paulse. Thelma Paulse. Shakeel Paulse. Kevin Paulse. Leighton Paulse. Kelly Paulse-Meyer. Chanelle Paulsen. Antoinette Paulson. Belinda Paxton. Keshnee Payani. Keanan Payne. Susan Peach. Lionel Peacock. Lynette Peacock. Sebastian Pedi. Carmen Pedro. Gwen Pedro. Dawie Peens. David Pekeur. Julia Pela. Palesa Pela. Teko Pelele. Naledi Pelele. Simthembile Pelem. Sisanda Pelesa. Thandiswa Peli. Lerato Pelo. Anita Pelzer. Cita Penn. Karla Pentz. John Perry. Jade Perumal. Johannes Peta. Kevin Pete. Thozama Petela. Bukelwa Peter. Miliswa Peter. Esethu Peter. Angelo Peters. Monique Peters. Tanuja Peters. Jesse Peters. Justin Petersen. Kevin Petersen. Richarlene Petersen. Justine Petersen. Natasha Petersen. Lizanne Petersen. Qasemah Petersen. Ryan Petersen. Jacky Petersen. Hilton Petersen. Farahnaaz Petersen. Melissa Petersen. Sherezaan Petersen. Chantal Petersen. Thato Petersen. Malikah Petersen. Anthony Petersen. Godfrey Peterson. Pheladi Petje. Bareesha Petrus. Nontuthuzelo Petse. Anam Pezisa. Khuzeni Phahle. Patience Phakula. Maakgalake Phala. Thapelo Phala. Motlalepula Phaladi. Ndivhuwo Phalane. Ophelia Phalane. Denise Phalatse. Ntshale Phalatse. Mfundisi Phasha. Natasha Phasumane. Macebo Phathela. Clemencia Phehlukwayo. Bonisile Phehlukwayo. Tebogo Pheho. Maria Pheko. Thapelo Phelanyane. Robin Phelps. Siyabulela Phendu. Joy Phetla. Boikhutso Pheto. Prudence Phewa. Abongile Phike. Zikhona Phikelela. Liana Philander. Anthea Philander. Thabisa Philani. Monelisi Phillip. Shawn Phillips. Zodwa Phillips. Ntombizikhona Phinda. Sarah Phinithi. Jolly Phiri. Charity Phiri. Kagiso Phiri. Khanyisile Phiri. Zanele Phiri. Refilwe Phirichwane. Zacharia Phohlele. Gladys Phokoje. Dalindyebo Phokwana. Veronica Pholo. Motlalepule Phomo. Ngojane Phooko. Mbangiseni Phophi. Tshifhiwa Phophi. Elizabeth Phosa. Elizabeth Phuduhudu. Rifiloe Phukane. Eugenia Phuncu. Eunice Phungula. Nomali Phungula. Trevor Phungula. Solly Phuriwa. Bev Pick. Moholweeng Pico. Nthabiseng Pie. Cecile Pienaar. Riaan Pienaar. Magdel Pienaar. Pauline Pienaar. Karin Pienaar. Karen Pienaar. Nandipha Pienaar. Jan Pienaar. Wynand Pienaar. Corrie Pienaar. Rhonwyn Piers. Celeste Pieters. Bennie Pieters. Elna Pieterse. Lisl Pieterse. Stephanie Pieterse. Mitzi Pieterse. Ida Pieterse. Corrie Pieterse. Martin Pieterse. Hein Pieterse. Chris Pieterse. Gillian Pieterse. Francois Pieterse. Jolene Pietersen. Jessie Pietersen. Jason Pietersen. Michelle Pietersen. Danielle Pietersen. Leigh Pietersen. Margaret Pietersen. Lee-Anne Pieterson. Leonard Pijoos. Nomacwera Pikani. Stacey Pikker. Vandhana Pillay. Cindy Pillay. Nathan Pillay. Roderick Pillay. Seshen Pillay. Reeva Pillay. Deanndra Pillay. Myren Pillay. Abdul-Azeez Pillay. Marlene Melody Pillay. Krish Pillay. Paragesh Pillay. Geeva Pillay. Nerish Pillay. Kristina Pillay. Sagren Pillay. Kreesan Pillay. Liz Pillay. Maruping Pilusa. Nontembeko Pindani. Enny Pinyana. Marlene Pio. Jean Pio. Evelyn Pistorius. Vuyisile Pita. Samantha Pitout. Palesa Pitse. Disemelo Pitso. Lerato Pitso. Mmathapelo Pitso. Reuben Pitso. Brett Plaatjes. Fungile Plaatjie. Sandiswa Plaatjie. Sekaweng Plaatjie. Adele Plaatjies. Analise Plaatjies. Zukiswa Planga. Linelle Plekker. Gretchen Pletschke. Bertha Podile. Faith Podile. Stephen Pointer. Charmaine Poley. Charlotte Pollard. Batshegi Poo. Porscia Poole. Hilda Poolman. Sasha Poonan. Robyn Poonsamy. Suzanne Pope. Adrian Poponi. Drinie Posthuma. Lance Posthumus. Thanduxolo Poswa. Benathi Poswayo. Robert Pote. Pulane Potele. Zizo Potelwa. Anneline Potgieter. Johan Potgieter. Alta Potgieter. John Potgieter. Pieter Potgieter. Heinrich Potgieter. Andre Potgieter. Aaakiefah Potgieter. Nthabiseng Potsane. Ditabe Potse. Tim Potter. Tersia Poultney. Adri Powell. Thula Poyiya. Hashika Premji. Presley Present. Clive Preston. Melinda Pretorius. Rassie Pretorius. Lize Pretorius. Delina Pretorius. Ina Pretorius. Caroline Pretorius. Jaco Pretorius. Colette Pretorius. Isabel Pretorius. Lesinda Pretorius. Elsie Pretorius. Shane-Dean Pretorius. Sampie Pretorius. Sarel Pretorius. Attie Pretorius. Hennie Pretorius. Andries Pretorius. Cassie Pretorius. Axzandrie Pretorius. Joanelle Pretorius. Zelna Pretorius. Augusta Pretorius. Jacques Pretorius. Kim Preyser. Allan Prince. Anthea Prins. Andrew Prins. Edna Prinsloo. Annalize Prinsloo. Sherwin Prinsloo. Awie Prinsloo. Simon Prinsloo. Linda Prinsloo. Antonie Prinsloo. Carin Prinsloo. Michelle Prinsloo. Sechaba Pule. Buti Pule. Makgotso Pule. Heinrich Punt. Shabana Punwasee. Tandile Pupuma. Jason Purcell. Dominique Purchase. Chenay Purday. Khayakazi Puti. Zamuxolo Putuzo. Patrick Puza. Kamini Pydigadu. Siviwe Qagana. Nolundi Qaji. Makhwenkwe Qamata. Fezile Qambela. Ntuthuzelo Qamngana. Vusumzi Qamza. Jeanette Qasah. Bongelwa Qayinge. Siyanda Qengwa. Zikhona Qhetswana. Themba Qhuntu. Babalwa Qikwa. Nomvuyo Qina. Diseso Qinisa. Rachel Qoboza. Zimasa Qoko. Akhona Qolomashe. Lungiswa Qoto. Thando Qotoyi. Ncumisa Qotoyi. Sive Qotyiwe. Musa Qubeka. Temba Qukula. Mzuvukile Qumba. Sandisiwe Quwe. Gugu Qwabe. Nokwethemba Qwabe. Zandile Qwabe. Ncamsile Qwabe. Bongiwe Qwabe. Siphesihle Qwabe. Sizwe Qwabe. Sabeliwe Qwabe. Zanele Qwabe. Lindokuhle Qwabe. Anelisa Qwala. Nokuthula Qwatekana. Zisanda Qwesha. Sorina Raaths. Evidence Rababalela. Peter Rabekane. Alfred Rabie. Rudie Rabie. Hombakazi Rabiya. Shiela Rabyang. Mashudu Radali. Thato Radebe. Mpho Radebe. Mbulelo Radebe. Njabulo Radebe. Mxolisi Radebe. Jabulile Radebe. Nokuphila Radebe. Malesikilo Radebe. Mpumelelo Radebe. Thando Radebe. Sandra Radebe. Nomvula Radebe. Mamodiehi Radebe. Lawrence Radebe. Silindile Radebe. Wiehann Rademan. Johan Rademan. Johan Rademan. Rochelle Rademeyer. Tumelo Radibeela. Tumelo Radinne. Itani Radzilani. Thalukanyo Radzuma. Nompumelelo Rafana. Shane Raffels. Andrew Rafferty. Thuthula Rafu. Razak Rahman. Kerissa Raidoo. Desiree Raidoo. Mario Rainho. Yashiv Rajaram. Vimlesh Rajbansi. Nishola Rajcomar. Nirvana Rajpat. Sekamotho Rakaki. Even Rakate. Rejoice Rakate. 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Bridgette Moshoette. Mabel Mosia. Malebo Mosiapoa. Onka Mosielele. Grace Mosima. Letia Mosinki. Mosekiemang Mosinki. Refilwe Mosinkiemang. Gugulethu Mosoahle. Bunki Mosomane. Hilda Mostert. Terence Mostert. Sandra Mostert. Charlene Mostert. Theuns Mostert. Madelein Mostert. Niyaaz Mostert. JC Mostert. Dirk Mostert. Edman Mosuoe. Diopelo Mosupa. Matieho Moswane. Somila Mosweni. Fumane Mosweunyane. Lekana Mota. Marumo Motala. Kgomotso Motase. Gabie Motau. Thapelo Motaung. Teboho Motaung. Mtsekiseng Motaung. Pulane Motaung. Precious Motaung. Mangaka Motaung. Teboho Motaung. Mmatli Motaung. Lucky Motaung. Paseka Motaung. Dintle Moteane. Lettie Motedi. Sebabatso Motete. Lieketseng Mothabeng. Frank Mothiba. Refilwe Mothibi. Elgar Mothibi. Selinah Mothise. Noxolo Mothoa. Neo Mothoa. Seemole Mothoa. Johanna Mothokho. Sisiwana Mothopeng. Mmakgomo Mothudi. Lebogang Mothulwe. Sello Mothupi. Lawrence Moti. Bridgett Moticoe. Tebi Motingoe. Ramoipone Motlaadiile. Ntheetsang Motlhabane. Mothusi Motlhabane. Tshidiso Motlhale. Lebohang Motlhaodi. Tshipinkwe Motlhatlhedi. Nthabiseng Motloung. Zukiswa Moto. Godfrey Motoboli. Bontleng Motsage. Tshegofatso Motsamai. Maria Motsamai. Kenyaditswe Motsanana. Ntebatse Motsei. Isaac Motseki. Padi Motseki. Boitumelo Motseokae. Patricia Motseonageng. Virginia Motsepe. Lerato Motsepo. Sarah Motshele. Sibongile Motshoene. Tshegofatso Motshudi. Hosea Motshwaedi. Vivian Motshwane. Ipotseng Motshwane. Mmatshiba Motsieloa. Perpetua Motsielwa. Ma-Sello Motsikoe. Kearabetswe Motsiri. Mamakgowa Motsitsi. Mapule Motsoeneng. Mpoya Motsoeneng. Mojabatho Motsoetsoe. Ellias Motsosi. Masamuel Motsumi. Keakantse Motswabangwe. Gobonamang Motswalakgoro. Kelebogile Motswana. Ernest Motswiri. Tebogo Motupa. Lynn Moultrie. Charity Moumakwe. Soné Mouton. Kobus Mouton. Sweetness Moyana. Zakier Moydien. Michael Moyeni. Nontlantla Moyikwa. Siziwe Moyikwa. Sean Moynihan. Mluleki Moyo. Happiness Moyo. Emmanuel Moyo. Boikie Moyo. Michael Moyo. Boldwin Moyo. Dan Moys. Nomfusi Mpaise. Liso Mpaka. Songezo Mpakama. Mandisa Mpande. Norman Mpangane. Nompumelelo Mpanza. Siphindile Mpanza. Nkosingiphile Mpanza. Siyabonga Mpanza. Sbahle Mpanza. Nontsikelelo Mpanza. Nomshado Mpanza. Dudu Mpanza. Luleka Mpathi. Palesa Mpeke. Nolukholo Mpeku. Mantwa Mpembe. Anna Mpenga. Nokukhanya Mpengesi. Aphiwe Mpengesi. Zoliswa Mpetshe. Sindiswa Mpetsheni. Sabelo Mpetsheni. Nosipho Mphaceka. Trevor Mphahlele. Ramatsimele Mphahlele. Makgoshi Mphahlele. Rose Mphahlele. Kelebogile Mphaki. Mziwakhe Mphalala. Seipati Mphanya. Rendy Mphaphuli. Rudzani Mphaphuli. Sebata Mphatseng. Busang Mphatwe. Thobile Mphego. Ntombovuyo Mphehlule. Bravo Mphelane. Livhuwani Mphephu. Siyavuya Mphethuka. Mpotse Mphuthi. Pamela Mphuti. Jonnathan Mpiko. Kenneth Mpila. Funeka Mpisane. Nombuyiselo Mpisane. Sibusiso Mpofana. Dineo Mpoko. Nola Mpondo. Nombuyiselo Mpongo. Selaelo Mponoana. Vuyo Mpopo. Thuso Mpopo. Zimasile Mpopoma. Keobiditse Mpotsang. Aphiwe Mpukula. Zinhle Mpungose. Nonsikelelo Mpungose. Nontobeko Mpungose. Philani Mpungose. Nikho Mputa. Nomfundo Mqadi. Dudu Mqadi. Yoliswa Mqakelana. Germina Mqamba. Sindiswa Mqandu. Zimbini Mqayi. Noxolo Mqeke. Litha Mqingwana. Siyabulela Mqolo. Pamela Mquqo. Ester Mqweba. Noluvo Mqwebedu. Lulama Mrara. Nangomoso Mrubata. Amanda Mrubata. Nomkhitha Mrwabane. Nontembeko Mrwata. Sivuyile Mrwebi. Sipho Msane. Thulani Msane. Phindile Msane. Zacheus Msani. Nonzukiso Msaseni. Lubabalo Msayi. Nomzamo Msebeni. Zilondele Mseleku. Bandile Msengana. Bongani Msesiwa. Sethabile Msezane. Sindisiwe Mshengu. Phakamile Mshibe. Londiwe Mshibe. Innocent Mshibe. Nomvula Msi. Sifiso Msibi. Thulani Msibi. Leticia Msibi. Herget Msibi. Edwardson Msibi. Velemseni Msimaka. Kwanele Msimang. Inock Msimanga. Jabulile Msimanga. Mmapule Msimango. Thato Msimango. Nokubonga Msimango. Ndumiso Msimango. Mduduzi Msimango. Arnold Msindwana. Esihle Msindwana. Maxwell Msitshana. Mandla Msiza. Samuel Msiza. Martha Msiza. Gciniwe Msizi. Yonela Msolongile. Lorraine Msomi. Gugu Msomi. Lindo Msomi. Celiwe Msomi. Bongimpela Msomi. Precious Msomi. Siphindile Msomi. Thamsanqa Msomi. Sphiwe Msomi. Nokuphiwa Msomi. Sithembile Msomi. Sandile Msomi. Bonginkosi Msomi. Nomonde Msongelwa. Sivuyile Msutu. Bongi Msweli. Zamanxele Msweli. Saziso Msweli. Samukelisiwe Msweli. Xolani Msweli. Thembisa Msweswe. Dumisani Mtaba. Ncedisa Mtaba. Portia Mtakati. Dalasile Mtanjiswa. Yandisa Mtati. Mampho Mtati. Makhosazana Mtembu. Mandisa Mtendeni. Sihle Mtengwane. Simamkele Mtengwane. Bongekile Mteshane. Kagiso Mtetwa. Anathi Mteyise. Bavuyise Mtezankuni. Zamokuhle Mthabela. Johannes Mthalane. Samukelisiwe Mthalane. Andile Mthana. Portia Mthana. Ntombi Mthayise. Sihle Mthembo. Phyllis Mthembu. Zodwa Mthembu. Nombuso Mthembu. Jabulile Mthembu. Hlengiwe Mthembu. Vukile Mthembu. Musawenkosi Mthembu. Mluleki Mthembu. Nobuhle Mthembu. Kwazikwenkosi Mthembu. Precious Mthembu. Hlengiwe Mthembu. Nkululeko Mthembu. Vivian Mthembu. Sinothando Mthembu. Nkosinathi Mthembu. Khululekile Mthembu. Zanele Mthembu. Joshua Mthembu. Godfrey Mthethwa. Ndumi Mthethwa. Siboniso Mthethwa. MK Mthethwa. Tshililo Mthethwa. Lungile Mthethwa. Gugulethu Mthethwa. Phindile Mthethwa. Velemseni Mthethwa. Nkosinathi Mthethwa. Sinothi Mthethwa. Philile Mthethwa. Makhosazane Mthethwa. Xolani Mthethwa. Nokuthula Mthethwa. Siphiwe Mthethwa. Innocent Mthethwa. Namsile Mthethwa. Nokwazi Mthethwa. Pinky Mthethwa. Xolani Mthethwa. Nondumiso Mthethwa. Thembisile Mthimkhulu. Thembelihle Mthimkhulu. Bongiwe Mthimkhulu. Mlungisi Mthimkhulu. Siphelele Mthimkhulu. Sibongile Mthimunye. Solomon Mthimunye. Portia Mthimunye. Siphamandla Mthiyane. Buhlebemvelo Mthiyane. Thobekile Mthiyane. Bhekamandla Mthiyane. Precious Mthiyane. Nkosani Mthombeni. Amos Mthombeni. Senzo Mthombeni. Thembeni Mthombo. Dudu Mthombothi. Mbuyiselo Mthonjana. Nompumelelo Mthuli. Thabo Mthunzi. Phumeza Mthwazi. Noluvuyo Mthwesi. Lorato Mtimkulu. Sisanda Mtiti. Ema Mtiya. Christophe Mtoba. Portia Mtokwana. Nontutuko Mtolo. Nondzondelelo Mtotoyi. Sharon Mtotywa. Zukiswa Mtshaba. Afika Mtshabe. Fakazile Mtshali. Hlengiwe Mtshali. Siphamandla Mtshali. Sizwe Mtshali. Minenhle Mtshali. Silindelo Mtshali. Khanyisile Mtshali. Sizwe Mtshali. Mziwakhe Mtshali. Nontsikelelo Mtshali. Sandile Mtshali. Emmanuel Mtshali. Maria Mtshamba. Nombuyiselo Mtshayeni. Nolwazi Mtshekexe. Bongani Mtshengu. Nomabhelu Mtshini. Thobela Mtshizana. Nomboniso Mtshofeni. Zoni Mtshweni. Masibulele Mtshwera. Lulama Mtshwera. Esona Mtsora. Castro Mtsutsa. Asive Mtswaru. Bernard Mtsweni. Mavis Mtubane. Sindiswa Mtumezi. Nhlonipho Mtungwa. Siyabonga Mtungwa. Fuzile Mtwesi. Nomthandazo Mtwesi. Ntombi Mtyali. Xoliswa Mtyelwa. Shakespear Mtyu. Kitso Muchayi. Anusha Mudaliar. Samantha Mudaly. Leroy Mudau. Dakalo Mudau. Lufuno Mudau. Maanda Mudau. Phindulo Mudeli. Matodzi Mudzunga. Phathutshe Mudzwari. Fhatani Mufamadi. Khathutshelo Mugeri. Muladelo Mugodo. Fidel Mugunzva. Carol Mugwena. Hlamalani Mukansi. Meisie Mukanze. Enos Mukhathedzwa. Takalani Mukwevho. Mokgadi Mulamavu. Petunia Mulaudzi. Khuthadzo Mulaudzi. Balanganani Mulaudzi. Khuliso Mulaudzi. Phophi Mulaudzi. Arnold Mulder. Deon Mulder. Salume Muleya. Zwanga Muligidi. Rosalind Mulla. Rita Muller. Debbie Muller. Hein Muller. Monica Muller. Esme Muller. Karin Muller. Gadija Muller. Simone Muller. Jan Muller. Candice Mullins. Mashudu Muloiwa. Saul Muluvhu. Raleboga Mumakwe. Sharon Munnik. Trish Munsami. Peter Munthree. Mulalo Munyai. Ndivhudza Munyai. Vhutshilo Munyai. Shandukani Munyai. Ndifelani Munyai. Thilivhali Munyai. Fulufhelo Munyai. Charmaine Murdoch. Ruth Murei. Legobole Muroa. Jaenette Murphy. Wayne Murray. Mark Murray. Annelize Murray. Sebastian Murray. Jaide Murray. Preyen Murugan. Mary-Lynn Muruges. Zwiitwaho Musandiwa. Grace Musanhi. Joyce Musekwa. Funanani Mushaphi. Basani Mushwana. Emmanuel Mutavhatsindi. Rinae Muthabi. Unarine Muthambi. Lorraine Muthelo. John Muthomi. Nompilo Muthwa. Jeffrey Mutonho. Busisiwe Mutsha. Mashudu Mutsharini. Phinny Muvhali. Tshilidzi Muvhango. Khathutshelo Muzhambi. Andries Mvala. Thandiwe Mvala. Neliswa Mvalwana. Siphumeze Mvange. Lebohang Mvelase. Mbuyiselo Mvelase. Andile Mvelase. Dumisile Mvelase. Nobuhle Mvelase. George Mvelase. Andiswa Mvenya. Chwayita Mvimbi. Sithandiwe Mvubu. Khulekani Mvubu. Duduzile Mvula. Koketso Mvulani. Qala Mvumbi. Zwelakhe Mvundla. Chris Mwalo. Mduduzi Mweli. Xolane Mweli. Nontando Mwezeni. Ziyanda Mxhiki. Philiswa Mxuma. Buziwe Mxunyelwa. Salatiso Mxutu. Ntombifuthi Mxutu. Zanele Myaka. Mphakamiseni Myaka. Melvyn Myaka. Zameka Myali. Nozibele Myalwana. Bukelwa Myandlu. Sinazo Myataza. Phila Myathaza. Adrian Myburgh. Desre Myburgh. Anton Myburgh. Hester Myburgh. Lucy Myburgh. Jeanine Myburgh. Bronwynn Myburgh. Nicolaas Myburgh. Neels Myburgh. Kevin Myburgh. Sonwabo Myeha. Lusizo Myeki. Ayanda Myeki. Nomonde Myeko. Mpilonhle Myeni. Lungile Myeni. Bongekile Myeni. Qiniso Myeni. Sibonelo Myeni. Zintle Myokwana. Thembeka Myoli. Sivuyile Myolwa. Nokuthembela Myosana. Zandile Mzamo. Nandipha Mzamo. Thayanda Mzamo. Ntsiki Mzandolo. Sisanda Mzanywa. Pelisa Mzayiya. Siphokazi Mzaza. Raymond Mziba. Mildred Mziba. Chwayita Mzilikazi. Ntombizodwa Mzilikazi. Thandisa Mzimane. Thokozile Mzimela. Siyabuswa Mzimela. Ncebazakhe Mzimkulu. Sylvia Mzinani. Sibongile Mzindle. Akhona Mzini. Sindiswa Mzinyana. Lerato Mzizana. Litha Mzizana. Mcebisi Mzizi. Bekabantu Mzizi. Cynthia Mzobe. Phumlani Mzobe. Mhlathi Mzobe. Mduduzi Mzobe. Hlengiwe Mzobe. Sindiswa Mzobe. Zodwa Mzobe. Nduduzo Mzolo. Sunnyboy Mzondo. Praxedis Mzotho. Benson Mzotsho. Nkululeko Mzozwana. Happy Mzulwini. Nthabiseng Naanyane. Zareena Nackerdien. Sagie Nadasen. Annie Nadesan. Mayeshree Nagan. Raus Nagan. Madeleine Nagel. Ronelle Nagel. Ann Nagel. Devan Naicker. Sarasvathy Naicker. Pria Naicker. Ronelle Naicker. Logie Naidoo. Prevashanee Naidoo. Tammy Naidoo. Linda Naidoo. Lally Naidoo. Charmaine Naidoo. Kamlasan Naidoo. Linda Naidoo. Leon Naidoo. Sharon Naidoo. Charmaine Naidoo. Angus Naidoo. Thiraksha Naidoo. Jeanne Naidoo. Sagarie Naidoo. Daya Naidoo. Jayven Naidoo. Kerina Naidoo. Camille Naidoo. Rajeshrie Naidoo. Ugan Naidoo. Nathan Naidoo. Sue Naidoo. Basil Naidoo. Mirashnee Naidoo. Alicia Naidoo. Nicole Naidoo. Tashlin Naidoo. Kathy Naidoo. Evan Naidoo. Reishina Naidoo. Nira Naidu. Ravi Naidu. Milcah Naidu. Tameshnie Naidu. Pooshpa Naiker. Neel-Kamal Naipal. Johannes Najoe. Dieketseng Nakedi. Khuselwa Nakile. TK Nala. Poppy Nala. Nobuhle Nala. Laurelle Naldrett. Zukiswa Nama. Melvin Namadzunda. Dudu Nango. Simphiwe Nanto. Tebogo Napo. Poomoney Narainsamy. Neelan Narasimulu. Moireen Narismulu. Nesh Narotam. Sarish Narrandes. Imtiyaaz Nassadien. Anthea Natus. Charne Naude. Shanel Nayager. Nolitha Nayager. Matsie Ncala. Zophila Ncanana. Thembekile Ncane. Alson Ncane. Winnifred Ncane. Thokozani Ncane. Mlamli Ncanywa. Johanna Ncanywa. Mpumelelo Ncapai. Eric Ncapai. Thozama Ncapayi. Simon Ncedani. Nomatamsanqa Ncekana. Phatiswa Nciza. Zintie Ncokazi. Wanda Ncoko. Ozias Ncube. Daisy Ncube. Lindokuhle Ncube. Simangele Ncube. Sibonisiwe Ncube. Sithembile Ncungana. Masixole Ncusane. Moratoe Ncwadi. Prudence Ncwana. Thulisile Ncwane. Msizi Ncwane. Princess Ncwane. Cebisa Ncwasu. Phindile Ndaba. Esther Ndaba. Nomsa Sandra Ndaba. Lungelo Ndaba. Phila Ndaba. Nomthandazo Ndaba. Mbali Ndaba. Sisekelo Ndaba. Khulekani Ndaba. Skhona Ndabambi. Siphuxolo Ndabayithethwa. Alice Ndabeni. Uyanda Ndabeni. Avela Ndabeni. Calvin Ndadza. Humbulani Ndadza. Luthando Ndakisa. Mpume Ndala. Lucas Ndala. Menzi Ndaleni. Xoliswa Ndamane. Nomxolisi Ndamane. Funeka Ndamase. Khangelani Ndamase. Linda Ndamase. Hombakazi Ndamase. Thembisa Ndamase. Ntombesine Ndamase Mpukane. Lusanda Ndara. Bigboy Ndawonde. Patrick Ndebele. Ntuthuko Ndebele. Sibonelo Ndebele. Thembeka Ndelu. Tabisa Ndevu. Athabongile Ndevu. Nomvuyo Ndevu. Mandlakayise Ndhlazi. Xolile Ndhlovu. Lehlohonolo Ndhlovu. Ricardo Ndhlovu. Dumisani Ndhlovu. Seaphe Ndhlovu. Themba Ndhlozi. Vuyokazi Ndiki. Zingisa Ndiki. Thomas Ndimande. Ayanda Ndimande. Innocentia Ndimande. Asanda Ndimithi. Lufefe Ndinga-Ndinga. Nomachule Ndinisa. Nonkanyiso Ndiweni. Irene Ndiweni. Busiswa Ndlala. Busiswa Ndlamla. Sinecebo Ndlangisa. Vuiswa Ndlebe. Nosiseko Ndlebe. Nohle Ndlela. S’Fiso Ndlela. Ayanda Ndlela. Pamela Ndlovu. Neli Ndlovu. Nqobile Ndlovu. Absalom Ndlovu. Malusi Ndlovu. Zama Ndlovu. Vince Ndlovu. Vusumuzi Ndlovu. Phumelele Ndlovu. Princess Ndlovu. Sibonelo Ndlovu. Sibusiso Ndlovu. Zonke Ndlovu. Mbalenhle Ndlovu. Nkosikhona Ndlovu. Thembeka Ndlovu. Cebile Ndlovu. Cisho Ndlovu. Sinokubekezela Ndlovu. Melusi Ndlovu. Thulani Ndlovu. Phelelani Ndlovu. Cynthia Ndlovu. Nonkululeko Ndlovu. Ayanda Ndlovu. Nkululeko Ndlovu. Babhekile Ndlovu. Giyani Ndlovu. Fortunate Ndlovu. Mluleki Ndlovu. Thokozani Ndlovu. Primrose Ndlovu. Thandeka Ndlovu. Tusumthandazo Ndlovu. Nhlamulo Ndlovu. Nozipho Ndlovu. Thembi Ndlozi. Patricia Ndobela. Nosiphiwo Ndoko. Buyiswa Ndoko. Tony Ndongeni. Cecilia Ndongeni. Thamathama Ndonyane. Phumelele Ndou. Ciciyela Ndude. Thobeka Nduku. Asanda Nduku. Anelisa Nduku. Harry Ndukwane. Senzi Nduli. Lazola Ndum Ndum. Branwyne Ndum-Ndum. Bongiwe Ndumo. Zoliswa Ndumo. Zenande Nduna. Khanyisile Ndungane. Mashudu Ndwambi. Siyabonga Ndwandwa. Nomonde Ndwandwa. Zinhle Ndwandwe. Ntuthuko Ndwandwe. Khayelihle Ndwandwe. Samkelisiwe Ndwandwe. Kusaselihle Ndwandwe. Fikile Ndwandwe. Mncedisi Ndwandwe. Sthembiso Ndwandwe. Akhona Ndwebi. Anelisa Ndyamara. Tandeka Ndyawe. Bongiswa Ndzamela. Anda Ndzandza. Siyakholwa Ndzeke. Bonisile Ndzinge. Simnikiwe Ndzotyana. Kutala Ndzube. Simbongile Ndzwaiba. Siyasanga Ndzwaiba. Rendani Nedohe. Lufuluvhi Nedzamba. Elrike Neels. Ishmael Neels. Arthie Neerasingh. Junita Neethling. Kobus Neethling. Johan Neethling. Linda Neethling. Piet Neethling. Ludolph Neethling. Carol Neethling. Alma Nefdt. Awelani Nekhofhe. Thabile Nekile. Hester Nel. Emma Nel. Wilna Nel. Barbara Nel. Minette Nel. Caroline Nel. Lizelle Nel. Petronella Nel. Linda Nel. Cindy Nel. Justus Nel. Robbie Nel. Buks Nel. Marius Nel. Jaco Nel. Pieter Nel. Petro Nel. Alewyn Nel. Siyabulela Nelani. Sylvia Nelani. Thembisa Nelani. Louise Nell. Marlize Nell. Eugene Nelson. Mashudu Neluheni. Rofhiwa Nelukalo. Mpho Nelwamondo. Koketso Nemagouhane. Lufuno Nemakonde. Dakalo Nemakonde. Rabelani Nemangwingwingwi. Mbulaheni Nemapakoni. Tshilidzi Nematandani. Khodani Nematoka. Ndivhuho Nematswerani. Humbulani Nembambula. Mafumise Nemudzivhadi. Rolivhuwa Nemurura. Pretty Nene. Lindiwe Nene. Siphiwe Nene. Millicent Nene. Sibonelo Nene. Simphiwe Nene. Thobile Nene. Sphiwe Nene. Tshinakaho Nengovhela. Tshifhiwa Nenguda. Edzisani Nengudza. Nditsheni Nengwani. Mbulaheni Nenzhelele. Tshilidzi Nephawe. Thingahangwi Nethavhani. Ondwela Nethengwe. Rendani Netshiendeulu. Khakhu Netshifhefhe. Azwitamisis Netshifhefhe. Zwivhuya Netshisaulu. Zwiakonda Netshisaulu. Justin Neves. Wayne Newby. Ryan Newman. Jordyn Newman. Dumisani Ngaba. Unathi Ngabase. Busisiwe Ngada. Phindile Ngalo. Azola Ngalo. Wiseman Ngalonkulu. Songezo Ngam. Faatimah Ngamlana. Zandile Ngamlana. Maboetie Ngangani. Linamandla Ngantweni. Vuyokazi Ngaphi. Nomxolisi Ngayo. Gugu Ngcamu. Sethabile Ngcamu. Ntethelelo Ngcamu. Bonginkosi Ngcamu. Sibongakonke Ngcamu. Phumelele Ngcana. Luthando Ngcangca. Zivumile Ngceba. Sanda Ngcebetsha. Sihlumile Ngcetane. Monica Ngcime. Nokwandisa Ngcingane. Cebisile Ngcobo. Stanley Ngcobo. Phumza Ngcobo. Lethu Ngcobo. Themba Ngcobo. Derrick Ngcobo. Delisile Ngcobo. Msizi Ngcobo. Londiwe Ngcobo. Khumbulani Ngcobo. Mduduzi Ngcobo. Phiwayinkosi Ngcobo. Ntombifuthi Ngcobo. Nonkululeko Ngcobo. Sphelele Ngcobo. Sanelisiwe Ngcobo. Zukiswa Ngcobo. Zama Ngcobo. Zanele Ngcobo. Nosipho Ngcobo. Xolisile Ngcobo. Thandeka Ngcobo. Nomthandazo Ngcobo. Lindani Ngcobo. Patrick Ngcobo. Nomvuyo Ngcobondwana. Sandile Ngcongcobela. Nomakhosi Ngcwazitshe. Cetyiswa Ngejane. Sandiso Ngele. Nomusa Ngema. Fikile Ngema. Phumelele Ngema. Themba Ngema. Nkululeko Ngema. Mthunzi Ngema. Ayanda Ngema. Wanda Ngema. Siyabonga Ngema. Sthembile Ngema. Londiwe Ngema. Niclus Ngema. Tylden Ngesimane. Lwandile Ngesimane. Bandile Ngewana. Nkuthalo Ngewu. Nosipho Ngezana. Paris Nghunyulu. Vongani Nghwenyama. Ntombifuthi Ngiba. Phumi Ngidi. Nontobeko Ngidi. Bongani Ngidi. Wellington Ngidi. Joseph Ngige. Aphiwe Ngila. Moratiwa Ngobe. Primrose Ngobeni. Lulama Phillip Ngobeni. Jeanette Ngobeni. Deon Ngobeni. Leon Ngobeni. Reward Ngobeni. Ikie Ngobeni. Phumelele Ngobeni. Mihloti Ngobeni. Siphelele Ngobese. Cebisile Ngobese. Siyethemba Ngobese. Morris Ngobo. Nandipha Ngodeka. Malesela Ngoepe. Xolile Ngolomi. Phuthuma Ngolothi. Sandisiwe Ngoma. Mandisa Ngoma. Jeana Ngomana. Goodman Ngomani. Xolisa Ngombane. Mongezi Ngomfela. Siziwe Ngondo. Bonisile Ngondo. Nonele Ngongo. Happiness Ngongoma. Sibulele Ngoni. Ndabuko Ngoni. Nombongo Ngoni. Zikhona Ngonyama. Nhlanhla Ngonyama. Phumelele Zinhle Ngovene. Sindiswa Ngowapi. Thato Ngoyi. Bonga Ngoyi. Mandisa Ngoza. Nomzekelo Ngozi. Vulindlela Ngozi. Unathi Ngqaka. Nomzamo Ngqandela. Namhla Ngqayana. Siphe-Amandla Ngqebe. Miranda Ngqila. Dandy Ngqinambi. Nombulelo Ngqoko. Maggie Ngqondi. Sylvia Ngqongqwana. Pinky Ngqongwa. Tasha Ngqoshana. Nomzamo Ngqulana-Kasana. Khanyiswa Ngquwe. Zodwa Ngubane. Phumla Ngubane. Ntombenhle Ngubane. Nomcebo Ngubane. Phumlani Ngubane. Siphokazi Ngubane. Precious Ngubane. Fisani Ngubane. Carol Ngubane. Antoniette Ngubane. Thulisile Ngubane. Samukelisiwe Ngubane. Shirly Ngubane. Silindile Ngubane. Siyanda Ngubane. Kholwani Ngubane. Sandile Ngubane. Makhosazane Ngubane. Nduduzo Ngubane. Bryon Ngubani. Mpho Ngubeni. Zoleka Ngubo. Zintle Ngudle. Sithe Ngudle. Nonkosinam Ngulube. Gcina Ngumla. Noluboniso Ngungwini. Dumisa Ngungwini. Babalwa Ngunya. Ncediswa Nguse. Motlatsi Ngutshana. Thembakazi Ngwabana. Bomikazi Ngwabeni. Chorah Ngwako. Sam Ngwamba. Daniel Ngwana. Hendrik Ngwana. Thabisile Ngwane. Hlengiwe Ngwane. Khulani Ngwane. Sanele Ngwane. Musa Ngwane. Sabelo Ngwane. Vusumuzi Ngwane. Zenande Ngwangwa. Nosipho Ngwatyu. Audrey Ngwendze. Zanele Ngwenya. Phathisiwe Ngwenya. Nosipho Ngwenya. Valerie Ngwenya. Sello Ngwenya. Mduduzi Ngwenya. Portia Ngwenya. Machuene Ngwepe. Mavis Ngwetjana. Mvuyisi Ngxabane. Azola Ngxabane. Litha Ngxabi. Asanda Ngxakeni. Sivuyile Ngxama. Amanda Ngxashala. Siyasanga Ngxola. Cyprian Ngxongo. Zethu Ngxongxa. Babalwa Nhando. Queen Nhlapho. Sixolisiwe Nhlapho. Nomasonto Nhlapho. Luke Nhlapo. Mohau Nhlapo. Kgantshe Nhlapo. Martha Nhlapo. Miya Nhlapo. Manse Nhlapo. Itumeleng Nhlapo. Nelisa Nhlapo. Nomasonto Nhlapo. Princess Nhlebela. Khethiwe Nhlebeya. Emmanuel Nhleko. Jabulani Nhleko. Thobekile Nhlengethwa. Bhula Nhlumayo. Phumeza Nhonho. Nathan Nicholls. Alfonso Chad Nicholson. Nicole Nickola. Nathea Nicolay. Riette Niehaus. Jackie Niemand. Esthea Niemand. Peter Niemand. Elana Nienaber. Heidi Nienaber. Hanli Nieuwoudt. Neil Nieuwoudt. Rico Nigrini. Zameka Nikani. Vuyo Ningiza. Andile Ninwa. Shireen Nizam Alli. Busisiwe Njambatwa. Vapi Njamela. Abonga Njani. Mnoneleli Njanjani. Siyabonga Njapha. Ncumisa Njekelana. Luleka Njili. Kholiwe Njilo. Patrick Njimba. Ziphozethu Njoba. Sebenzile Njoko. Nozicelo Njomane. Charity Njopera. Xolisa Njozela. Nomveliso Njungwini. Vuyokazi Njwabane-Kula. Mbali Nkabinde. Olgar Nkabinde. Samukelisiwe Nkabinde. Pinky Nkabinde. Lungile Nkabinde. Sylvia Nkadimeng. Happy Nkadimeng. Mandisa Nkae-Nkae. Monyane Nkagisang. Tselane Nkaki. Velaphi Nkala. Ayandor Nkambule. Fetsi Nkambule. Jimmy Nkandimeng. Zandile Nkane. Wandipa Nkani. Tumelo Nkata. Tinyiko Nkatini. Lerato Nkatlo. Lebo Nkete. Sandile Nketyana. Cebisa Nkewana. Yolisa Nkewana. Raymond Nkhatu. Bethuel Nkhatu. Moeti Nkoala. Koleka Nkobezemfe. Busi Nkohla. Zikhona Nkohla. Eunice Nkolisa. Lithani Nkomo. Thobekile Nkomo. Mondli Nkomo. Zama Nkomo. Sinazo Nkondlo. Motlalepule Nkone. Nozipho Nkonki. Bawinile Nkontwane. Sithuthukile Nkonyane. Ntomboxolo Nkonzo. Motlatsi Nkopane. Thuli Nkosi. Dineo Nkosi. Sphiwe Nkosi. Pretty Nkosi. Msizi Nkosi. Jabulani Nkosi. Samu Nkosi. Bhambi Nkosi. Zodwa Nkosi. Nomvula Nkosi. Tebogo Nkosi. Sphiwe Nkosi. Ondiswa Nkosi. Charles Nkosi. Pamela Nkosi. Lindiwe Nkosi. Girland Nkosi. Vusi Nkosi. Mxoli Nkosi. Mbali Nkosi. Zelda Nkosi. Thabisa Nkosi. Nokusa Nkosi. Jabilisile Nkosi. Nokuthula Nkosi. Zamaswazi Nkosi. Andronicah Nkosi. Jabulani Nkosi. Zwelibanzi Nkosi. Simangele Nkosi. Nontobeko Nkosi. Nonhlanhla Nkosi. Ubonono Nkosi. Yaleka Nkosinjani. Sibu Nkothana. Kolwane Nkukwana. Bomkazi Nkukwana. Justice Nkumbi. Tinyiko Nkuna. Sthembiso Nkuna. Gugulethu Nkuna. Ganyani Nkuna. Nelisiwe Nkuna. Senanile Nkuna. Nozuko Nkunzi. Nomsa Nkuta. Andiswa Nkwali. Siviwe Nkwali. Thobela Nkwali. Kedibone Nkwana. Hlengiwe Nkwanyana. Lisanda Nkwanyana. Snenhlanhla Nkwanyana. Silindile Nkwanyana. Tinyiko Nkwashu. Connie Nkwe. Kebawetse Nkwe. Zikhona Nkweba. Lwazi Nkweba. Sisanda Nkwele. Thembisa Nkwezane. Nhlanhla Nkwinika. Vutomi Nkwinika. Goodness Nldovu. Unamaanda Nndwammbi. Vuledzani Nnyambeni. Merion Nnzwobi. Aretha Nobanda. Notozi Nobangayi. Thabang Nobangela. Tamara Nobatana. Nelly Nobatana. Felicia Nobela. Noma-Efese Nobongoza. Unathi Noconjo. Msawenkosi Nocuze. Nosiphiwo Nocwanye. Lusapho Nodada. Peacemaker Nodada. Lindelwa Nodada. Maqhubela Nodo. Dina Noel. Akhona Nofemela. Phemelo Nogaga. Sipokazi Nogemane. Yolanda Nogude. Ntombikhona Nogwanya. Xolile Nogxotha. Max Nohaya. Unathi Noholoza. Bangikhaya Nojaholo. Lutho Nojozi. Bongiwe Nokama. Zukiswa Nokhonongo. Zusipe Nokhula. Refilwe Noko. Andiswa Nokwe. Marcia Nolan. Sbulele Nolitye. Xoliswa Nolokwe. Leonie Nolte. Xolile Nomandindi. Thanduxolo Nomanzoyiya. Nontembeko Nomarwayi. Nomzamo Nomatshila. Nkosazana Nomatshila. Zovuyo Nomatu. Sinazo Nomatu. Luvuyo Nomavuka. Sonwabo Nombewu. Ntombekaya Nombola. Nomaza Nombombo. Wellington Nombona. Thando Nombona. Mzukisi Nomkusane. Happiness Nomnga. Veliswa Nomnganga. Chumiso Nomnyangwana. Sizeka Nompuku. Nontsikelelo Nompumza. Libala Nomsuka. Isaac Nong. Nyanisa Nongauza. Mkuseli Nongindzi. Thembisizwe Nonjuzana. Zimasile Nonkenge. Mxolisi Nonkeyizana. Melisizwe Nonkwelo. Vuyo Nontenja. Fikiswa Nontlanga. Mzomhle Nontlantane. Nelson Nontlevu. Mbali Nontongo. Lungisani Nontungo. Vuyani Nontwana. Sizeka Nonxuba. Bonginkosi Nonyhebele. Thandazwa Nonyongo. Nokubonga Noqhakala. Christina Noqhakala. Nomarashiya Noqoqwana. John Norman. Liszanda Norman. Bukelwa Norman. Audrey Nortje. Mareika Nortje. Nolubabalo Nosenga. Hannah Nota. Nontsebenzo Nothoko. Tembekile Notoyi. Samkelo Notununu. Onke Notununu. Lorelle November. Tamsyn November. Wilna Nowell. Alice Nqabeni. Zimase Nqabeni. Sebolai Nqai. Mercia Nqakala. Priscilla Nqeketho. Shumikazi Nqeketo. Khanyisa Nqeno. Lindelwa Nqeto. Ayaka Nqilo. Smangele Nqobolo. Velma Nqoko. Margaret Nqoko. Cynthia Nqotole. Zuko Nqwaba. Bantu Nqwaba. Zoleka Nqweniso. Sandile Nsele. Sandile Nsele. Slindile Nsibande. Simphiwe Nsibande. Sakhile Nsibande. Ernest Ntaba. Babalwa Ntaba. Xolani Ntamo. Princess Ntanga. Yoliswa Ntantane. Phumlani Ntanzi. Senzo Ntanzi. Siphokazi Ntayiya. Ntombomzi Ntayiya. Selelo Nte. Molatudi Ntema. Langa Ntembo. Sindiswa Ntengo. Sesethu Ntewukeni. Sinethemba Ntezo. Nthabiseng Nthai. Dineo Nthako. Elizabeth Ntholi. Tsietsi Ntikane. Vuyokazi Ntikinca-Mfunda. Victorious Ntimbani. Lathiswa Ntinzi. Boniswa Ntlabathi. Funeka Ntlangulela. Brian Ntlatleng. Mzimasi Ntlatywa. Kholeka Ntlebi. Kodisang Ntleru. Pinky Ntloko. Siyabulela Ntloko. Nocwaka Ntloko. Nokuphiwo Ntloko. Amanda Ntlombeni. Mphonyana Ntlororo. Thabo Ntlwana. Thabiso Ntoi. Adelaide Ntombela. Ntombi Ntombela. Reginald Ntombela. Khanyisile Ntombela. Ncamisile Ntombela. Siyabonga Ntombela. Mzobanzi Ntombela. Sipho Ntombela. Thandeka Ntombela. Sibongiseni Ntombela. Sonteya Ntombikona. Sibongile Ntonga. Pilile Ntongana. Nonzame Ntoni. Luleka Ntozakhe. Anelisa Ntozini. Vuyelwa Ntozini-Mqela. Bomikazi Ntsadu. Mpho Ntsane. Nontyatyambo Ntsangani. Fundiswa Ntsebesha. Foster Ntsele. Pretty Ntsele. Sibongile Ntsele. Odwa Ntsele. Sanelisiwe Ntsetha. Pumelela Ntsezo. Katlego Ntshabele. Mandla Ntshakala. Phindile Ntshakala. Cornelius Ntshanga. Wandile Ntshangase. Spha Ntshangase. Zodumo Ntshangase. Sphumelele Ntshangase.

Page 47: Our story · 8 June 2018 Centenary Issue Sanlam Personal Finance Our story Vuyani Aaron. Portia Aaron. Thabang Aau. Nawaal Abbas. Saffy Abbas. Adnaan Abderoof. Jonathan Abdol. Hilton

Snyders. Heinrich Snyders. Mariana Snyman. Corne Snyman. Keamogetse Snyman. Yandisa Sobantu. Patience Sobayeni. Sinovuyo Sobetshe. Ayanda Sobhuza. Ayanda Sobuwa. Samkelo Soci. Karl Socikwa. Nicky Soeker. Siseko Sofute. Bafana Soga. Phumeza Sogiba. Lumka Sogoni. Andiswa Sogwagwa. Thanduxolo Sogwazile. Masixole Sohoma. Nozimanga Sokana. Sinalo Sokanyile. Sipe Sokanyile. Thandokazi Sokatsi-Ndlovu. Sanele Sokhabase. Manini Sokhela. Nombuso Sokhela. Hlengiwe Soko. Ntomboxolo Sokuyeka. Nolu Solani. Ziyanda Solombela. Adrian Solomon. Leigh Solomon. Shahieda Solomons. Naima Solomons. Allison Solomons. Cindy Solomons. Rolene Solomons. Lizelle Solomons. Deidre Solomons. Carmen Solomons. Lee Ann Solomons. Janine Solomons. Mukhtaar Solomons. Nomthandazo Solwandle. Bulelwa Solwandle. Lizeka Solwandle. Matlatsi Solwandle. Vuyiswa Somaguda. Sikhokhele Somatika. Tobeka Somfula. Nozaziso Somphali. Bulelwa Somtaki. Babonise Somthi. Zintle Somtunzi. Mariam Sonday. Glory Sondzaba. Asanda Songca. Sihle Songca. Zamayedwa Songelwa. Zikhona Songwaxa. Romaano Soni. Roshan Soni. Brenda Sonjica. Sibongile Sono. Cecilia Sontlaba. Lethabo Soodi. Yanga Sopela. Phuthuma Sophazi. Nkosana Sopoli. Zwelisha Sosibo. Thozama Sotashe. Noloyiso Sotobe. Thapelo Sotshinga. Mandisa Sotyato. Gugu Sotyato. Evance Sout. Monwabisi Soxuza. Ntombizanele Soyeye. Thandi Soyizwaphi. Noluthando Spalla-Matanda. Gcobokazi Spambo. Naudé Spamer. Manie Spamer. WA Spangenberg. Levern Spanneberg. Nomfundo Speelman. Thembeka Speelman. Nosonto Spengane. Lorinda Spies. Carmen Sprague. Tanya Spratt. Adele Spreeth. Martin Spreeth. Naajidah Spruit. Greg Ssemwogerere. Theresa Stacey. Timothy Stamboul. Ntombikayise Stamper. Nandipa Stamper. Gerrit Stander. Marietjie Stander. Arno Stander. Christa Stander. Shirley Stander. Francis Standers. Craig Stanley. Merina Stark. Alet Steenberg. Jeanine Steenkamp. Elmien Steenkamp. Wilna Steenkamp. Neil Steenkamp. Jan Steenkamp. Yoland Steenkamp. Marita Steenkamp. Magda Steenkamp. 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Hannes Strydom. Sonja Strydom. Jurie Strydom. Johan Strydom. Johnny Strydom. Pauline Strydom. Jacques Strydom. Gert Strydom. Emmereicia Strydom. Berdeen Strydom-Van Dyk. Brandon Stuart. Elizabeth Sturgiss. Adele Sturm. Winnie Stuurman. Divinia Stuurman. Nikita Styer. Keegan Subramony. Andile Sukazi. Vijay Sukha. Tarryn Sukha. Gugu Sukude. Asadumodwa Sukulo. Danile Sukwana. Zaibaa Suliman. Kim Sullivan. Sumayah Sultan. Naz Sultan. Nombuso Sumayili. Seema Sundarjee. Valeen Sunder. Ntswaki Suping. Shireen Swain. Raphael Swain. Ettiene Swanepoel. Alta Swanepoel. Martie Swanepoel. Alta Swanepoel. Hennie Swanepoel. Sunette Swanepoel. Thomas Swanepoel. Blanche Swanepoel. Simone Swanepoel. Bertus Swanepoel. Veronica Swanepoel. Liza Swanepoel. Devan Swanepoel. Shimen Swanepoel. Lucinda Swano. Hannelie Swart. Hannalene Swart. Susan Swart. Louise Swart. Hendrien Swart. Stephanie Swart. Marissa Swart. Mariette Swart. Arina Swart. Charlene Swart. Lynette Swart. Marika Swart. Riola Swart. Michael Swart. Nadia Swart. Brenda Swart. Johandi Swart. Thys Swart. Tanya Swart. Petronella Swartbooi. Karen Swartbooi. Leon Swarts. Daniel Swarts. Blaine Swarts. Zelda Swarts. Enrico Swartz. Angelica Swartz. Janine Swartz. Anthea Swartz. Cheunei Swartz. Khanyisa Swartz. Desiree Sweatz. Monique Sweeney. Susan Swiegers. Karen Swiegers. Jan Swiegers. Lizel Sylvester. Brandon Sylvester. Nicola Symons. Colleen Syster. Jason Syster. Karabo Tabane. Boitumelo Taeng. Kefuwe Taetso. Nomdayi Tafane. Sibongiseni Tafeni. Nombulelo Tafeni. Ntomboxolo Tafu. Amanda Tait. Bavuyise Taki. Mpho Talakase. Nosipho Taliwe. Thys Taljaard. Carin Taljaard. Colleen Taljaard. John Taljaard. Sylvia Talliard. Laken Talmakkies. Gadija Tambay. Lebo Tamose. Linda Tanase. Yonela Tandzi. Sizwe Tantsi. Ntombifuthi Tantsi. Moleboheng Taole. Thulisa Tapa. Sanele Tasana. Zimbini Tase. Zukiswa Tatana. Nomfundo Tatayi. Magdeline Tau. Chris Taukobong. Aviwe Tauzen. Keamogetse Tawana. Mkhululi Tawuwa. Cikizwa Tayitayi. Estelle Taylor. Mamedi Teffo. Kgothatso Teffu. Malisiba Tefu. Lethabo Tefu. Mpotseng Telile. Keneuwe Telile. Athi Tembani. Thembinkosi Tembani. Nontle Tembani. Nokhanyo Tembani. Sibusiso Tembe. Priscilla Temeki. Kelly Temmers. Zoliswa Tengisile. Nongamsini Tengwa. Bouwe ter Borg. Liezel Terblanche. Claudine Terblanche. Arnold Terblanche. Natashja Terblanche. Mientjie Terblanche. Carla-Mart Terblanche. Jacques Terblanche. Lesley Terblanche. Clarise Terhoeven. Horace Terry. Thandi Tesfagiorgis. Lwazi Tetani. Lloyd Tete. Koli Tetyana. Thabo Thabane. Sipho Thabethe. Busisiwe Thabethe. Phumzile Thabethe. Zanele Thabethe. Mahlape Thaele. Kafua Thaele. Semakaleng Thagane. Tshilidzi Thagwana. Thabiso Thai. Maatlou Thamaga. Vhengani Thamaha. Buang Thambe. Silindile Thango. Violet Thantsi. Sindisiwe Thaphu. Rabelani Tharaga. Makhaola Thatelo. Phakama Thathani. Marilee Theart. Lerato Thebe. Tselane Thebe. Titus Thebe. Lesego Thekiso. Montsheng Thelejane. Sihle Thembeni. Nthabiseng Thene. Smangele Thenga. Nozililo Thepe. Marinda Theron. Yolandi Theron. Iaan Theron. Liezel Theron. Esta Theron. Elmarie Theron. Doret Theron. Nadine Theron. Dawid Theron. Jacques Theron. Nicolette Theron. Priscilla Theron. Edwin Theron. Jacques Theron. Monique Theron. Kenneth Thethe. Linda Thethiwe. Deon Theunis. Ann Theunissen. Veronica Theunissen. Annelien Theunissen. Amy Theunissen. Gareth Theunissen. Ronel Thiart. Tiaan Thiart. Refilwe Thiba. Elsie Thibane. Nwabisa Thibane. Marlon Thieras. Clint Thieras. Sandile Thikazi. Alarice Thikeson. Dlamini Thoahlane. Nceba Thoba. Nhlanhla Thobakgale. Teboho Thobejane. Charity Thobejane. Kgaogelo Thobejane. Sonto Thobela. Relebogile Thobye. Simangele Thokwane. Ntombosindiso Tholenduna. Genevieve Thomas. Pashil Thomas. Denise Thomas. De’Marcha Thomas. Amy Thomas. Shannon Thomas. Samuelida Thomas. Shiney Thomas. Naiema Thomas. Darryl Thomas. Carel Thomas. Jennifer Thomas. Otsogile Thomas. Ceslina Thomo. Robert Thompson. Marcello Thompson. David Thomson. Natasha Thops. Maselebalo Thoto. Rethabile Thubakhale. Koketso Thubisi. Tommy Thulare. Moalusi Thulo. Anna Thulo. Kgosietsile Thupayagale. Sharon Thurtle. Thobani Thusi. Lerato Thusi. Fundisiwe Thusi. Nonhlanhla Thusi. Promise Thusi. Sibusiso Thutshini. Wally Thwaite. Phindile Thwala. Thembisile Thwala. Nonhlanhla Thwala. Bongani Thwala. Ukuphilokusha Thwala. Petunia Thys. Janine Thyse. Ursula Thyssen. Shanay Thyssen. Heidi Tiervlei. Harrie Tigelaar. Ikitseng Tikane. Lindelwa Tikwayo. Liza Tillman. Ncedisa Time. Cherne Timmet. Willie Timotheus. Sandile Tineza. Zimkhitha Tingo. Mmalitlau Tinte. Zukiswa Tinto. Khanya Titi. Masixole Titi. Lilly Tities. Hilton Titus. Desiree Titus. Zonia Titus. Eon Titus. Lucia Tivane. Gilbert Tjia. Mamotimpane Tlaba. Kgauhelo Tladi. Evie Tladi. Frieda Tladi. Mangakane Tladi. Nthwedi Tladi. Seporo Tladi. Thabang Tladi. Ditshwanelo Tladiyatsana. Masingoaneng Tlale. Babalwa Tlali. Maseethe Tlali. Thabo Tlhabanyane. Galaletsang Tlhage. 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Valery Tshivhenga. Ntombizolile Tshobonga. Smangele Tshoeu. Thembisa Tshoko. Charmane Tsholele. Anele Tshonti. Sello Tshukudu. Mmabaki Tshukudu. Beaulah Tshuma. Hector Tshupa. Onkemetse Tshupele. Sifiso Tshutsha. Mziwenceba Tshwapa. Baitshepile Tshwenyane. Julia Tsiane. Phutse Tsimo. Patience Tsiu. Mosa Tsoaeli. Montshaneng Tsoananyana. Ntswaki Tsoeute. Thabo Tsoleli. Mpho Tsolo. Ellen Tsomele. Kekeletso Tsosane. Audrey Tsotetsi. Lebo Tsotetsi. Nthabiseng Tsotetsi. Boitumelo Tsotetsi. Ayandiswa Tsotsa. Lefa Tsunke. Xolani Tsutswana. Linda Tswaile. Millicent Tswaledi. Elise Tubb. Bongiwe Tube. Phumzile Tube. Phumeza Tube. Nontembeko Tubela. Louise Tucker. Tokozile Tukela. Thulisile Tumatshe. Nomsa Tumbe. Wendy Turner. Lesley Turner. Philda Turner. Gary Turner. Sihle Tuswa. Bongeka Tuswa. Nomntu Tuswa-Nobevu. Mawethu Tutu. Banele Tutuka. Yoliswa Tutu-Msutu. Sindi Twala. Tshepo Twala. Nhlanhla Twala. Phumla Tyabule. Sivenathi Tyakume. Vusi Tyalimpi. Luyanda Tyaliti. Refiloe Tyatyi. Isabel Tyobo. Roenica Tyson. Zandile Tyukana. Nkululeko Tywakadi. Nozanoxolo Tywalana. Lila Ukabhai. Rafiq Upadhe. Chantal Uren. Nico Uys. Kowie Uys. Ronel Uys. Giellie Uys. Francois Uys. Karen Uys. Ria Uys. Jacobus Uys. Marco Uys. Dirk Uys. Ronney Vadachalam. Akhona Vadlule. Pravesh Valab. Alice Valashiya. Venus Valela. Carla Valensky. Jason Valenti. Gwen Valentine. Ken Valentine. Shiralle Valentine. Wilna van Aarde. Louise van As. Jessica van Aswegen. Ruben van Beest van Andel. Rothea van Biljon. Carla van Blerk. Tinus van Blerk. Daniel van Breda. Stephene van Breda. Jacomi van Coller. Jade van de Rheede. Mariette van de Venter. Roy van de Vyver. Marlou van den Berg. Andre van den Berg. Bonita van den Berg. Danie van den Berg. Zennie van den Berg. Stephan van den Berg. Jaco van den Berg. Taeke van den Bosch. Liezl van den Heever. Jacques van den Heever. Abigail van der Bank. Aidan van der Berg. Karen van der Burgh. Jeanette van der Colff. Douwrene van der Linde. Nellica van der Merwe. Melanie van der Merwe. CT van der Merwe. Rieta van der Merwe. Rozaan van der Merwe. Elna van der Merwe. Tania van der Merwe. Jeanie van der Merwe. Jaco van der Merwe. Marius van der Merwe. Bennie van der Merwe. Magriet van der Merwe. Philfin van der Merwe. Dewald van der Merwe. Daniel van der Merwe. Suzy van der Merwe. Chris van der Merwe. Nicola van der Merwe. Dewald van der Merwe. Mariaan van der Mescht. Rainier van der Nest. Hayley van der Post. Deandra van der Ross. Bericca van der Ross. Marius van der Ryst. Mariena van der Sandt. Mariana van der Schyff. Adele van der Schyff. Wahieda van der Schyff. Reinhardt van der Schyff. Mariska van der Toorn. Sonja van der Vyver. Cecilia van der Vyver. Pieter van der Vyver. Andre van der Vyver. Louis van der Vyver. Maritza van der Vywer. Piet van der Walt. Werner van der Walt. Raoul van der Walt. Vicky van der Walt. Bernard van der Walt. Carika van der Walt. Tracy van der Walt. Nicky van der Wath. Alta van der Watt. Gina van der Westhuizen. Rialda van der Westhuizen. Cornel van der Westhuizen. Estelle van der Westhuizen. Anita van der Westhuizen. Christina van der Westhuizen. Charne van der Westhuizen. Lorna van der Westhuizen. Johann van der Westhuizen. Coen van der Westhuizen. Joe van der Westhuizen. Anna van der Westhuizen. Philip van der Westhuizen. Aletta van der Westhuizen. Chrisleen van der Westhuizen. Wessel van der Westhuizen. Marius van der Westhuizen. Cecilia van der Westhuizen. Marina van der Westhuyzen. Fred van der Willik. Cenetha van Deventer. Karlien van Deventer. Louis van Deventer. Piet van Deventer. Richard van Dijk. Lourenne van Dorp. Dalene van Dyk. Anne-Marie van Dyk. Regan van Dyk. Magda van Dyk. Wilma van Dyk. Mariette van Dyk. Pieter van Eck. Mikayla van Eden. Christi van Eden. Arnelle van Eyssen. Judy van Freden. Marietjie van Graan. Marieta van Greunen. Sondanel van Greunen. Terry-Ann van Gussling. Danelle van Heerde. Willie van Heerden. Divan van Heerden. Janine van Heerden. Maritz van Heerden. Johan van Heerden. Barnard van Heerden. Charl van Heerden. Barbara van Heerden. Wihan van Huyssteen. Sharlene van Jaarsveldt. Lucy van Kesteren. Maureen van Lill. Maria van Loggerenberg. Hantie van Niekerk. Christa van Niekerk. Bertus van Niekerk. Judy van Niekerk. Karen van Niekerk. Lyle van Niekerk. Marilyn van Niekerk. Christien van Niekerk. Pieter van Niekerk. Willie van Niekerk. Maryke van Niekerk. Madeleine van Niekerk. Kayleen van Noie. Arnold van Noord. Juanita van Onselen. Marius van Onselen. Tessa van Oordt-Rajoo. Karina van Reenen. Robin van Reenen. Annalize van Rensburg. Marinda van Rensburg. Ilze van Rensburg. Nadine van Rensburg. Monique van Rensburg. Neil van Rensburg. Anina van Rensburg. Lenice van Rensburg. Belinda van Rensburg. Donovan van Rooy. Lizzie van Rooyen. Sunette van Rooyen. Sanet van Rooyen. Gizelle van Rooyen. Piet van Rooyen. Mattie van Rooyen. Zoe van Rooyen. Martinus van Rooyen. Shanaaz van Rooyen. Johann van Santen. Sonja van Schaik. Madelene van Schalkwyk. Yolanda van Schalkwyk. Brenda van Schalkwyk. Jacqui van Schalkwyk. Ryan van Schalkwyk. Nicole van Schalkwyk. Dale van Schalkwyk. Wynand van Schalkwyk. Johan van Schalkwyk. Eddie van Schalkwyk. Susan van Schalkwyk. Ferdi van Schalkwyk. Jaco van Schalkwyk. David van Schoor. Michay van Schoor. Dawn van Schoor. Anthea van Sensie. Vanessa van Sittert. Anneline van Staden. Charné van Staden. Natalie van Ster. Chantel van Straten. Ida van Tonder. Colette van Tonder. Charmaine van Tonder. Leatitsia van Tonder. Ursula van Tonder. Kasheffa van Tonder. Andre van Vuuren. Mary van Wiellingh. Hennie van Wyk. Lynette van Wyk. Amelia van Wyk. Amie van Wyk. Carin van Wyk. Henrehette van Wyk. Marius van Wyk. Vivian van Wyk. Martin van Wyk. Sorita van Wyk. Juan van Wyk. Maxie van Wyk. Madeleine van Wyk. Leonore van Wyk. Chane van Wyk. Charmaine van Wyk. Curtis van Wyk. Chantell van Wyk. Merise van Wyk. Randy van Wyk. Twané van Wyk. Christine van Wyk. Theunis van Wyk. Joanita van Wyk. JD van Wyk. Martin van Wyk. Rean van Wyk. Ezette van Wyk-Marais. Philip van Wyngaardt. Natalie van Zijl. Hendrik van Zuydam. Monika van Zyl. Jannie van Zyl. Petre van Zyl. Anita van Zyl. Willem van Zyl. Sandra van Zyl. Gerrie van Zyl. Sonia van Zyl. Louise van Zyl. Jeni van Zyl. Suzette van Zyl. Carin van Zyl. Anneke van Zyl. Suzette van Zyl. Lizelle van Zyl. Angelique van Zyl. Dolla van Zyl. Telana van Zyl. Ilza van Zyl. Lezje van Zyl. Marilize van Zyl. C van Zyl. Pieter van Zyl. Piet van Zyl. Pierre van Zyl. Mandie van Zyl. Gielbre van Zyl. Martha van Zyl. Reinier van Zyl. Mas van Zyl. Danie van Zyl. Alicia van Zyl. Elzette van Zyl. Adelaide van Zyl. Lydiah van Zyl. Lilian van Zyl. Nomsa Vanqa. Phumeza Vanqa Tanana. Nondumiso Vanqa-Fuma. Karun Varughese. Pramod Vassen. Veliswa Vatsha. Jose Vattakunnel. Phelokazi Vayeke. Patricia Veerasamy. Derick Veldman. Nosiphiwo Velem. Zoleka Velemu. Zandile Vellem. Insuaf Vember. Lucy Vena. Ntombokuqala Vena. Ludi Venter. Louis Venter. Erna Venter. Elbie Venter. Marinda Venter. Veronica Venter. Lindie Venter. Hennie Venter. Jannie Venter. Markus Venter. Fanie Venter. Riekert Venter. Ewald Venter. Wynand Venter. Ezelle Venter. Roelie Verdoes. Aslin Vereen. Duncan Vergotine. Janine Vergotine. Jaco Verhoef. Christo Vermeulen. John Vermeulen. Riaan Vermeulen. Pieter Vermeulen. Cecile Verreynne. Jacolene Versfeld. Lynette Versfeld. Dewald Versfeld. Hennie Verster. Geziena Vertue. Gerard Verwey. Sharon Vester. Pinky Vetshe. Sinah Vetshe. Nonkululeko Veyi. Zakhele Vezi. Vuyiseka Vicani. Johan Victor. Natasha Viegeland. Gustave Vigoureux. Phindiswa Vika. Bonga Vika. Humphrey Vikilahle. Mpho Vilakazi. Innocent Vilakazi. Lindani Vilakazi. Khethiwe Vilakazi. Zinhle Vilakazi. Phindile Vilakazi. Tumelo Vilakazi. Robert Vilakazi. Nokuthula Vilakazi. Senamile Vilane. Vincent Vilane. Fikile Vilane. Sakhile Vilane. Simangele Vilane. Antoinette Viljoen. Charl Viljoen. Lynn Viljoen. Deidre Viljoen. Denis Viljoen. Beulah Viljoen. Theresa Viljoen. Gerrit Viljoen. Tania Viljoen. Magda Viljoen. Benita Viljoen. Annelien Viljoen. Milanie Viljoen. Izak Viljoen. Debbie Villet. Maria Vimba. Roger Vineall. Penny Viret. Jacobus Visagie. Ian Visagie. Jacqueline Visagie. Maggie Visagie. Sharlene Visagie. Juanita Visagie. Alvina Visagie. Grant Visagie. Melvina Visagie. Johan Visagie. Henk Visagie. Lizette Visagie. Bianca Visagie. Riette Visser. Adele Visser. Tracey Visser. Julian Visser. Frannie Visser. Lizbe Visser. Jenny Visser. Jolanda Visser. Rochelle Visser. Marelize Visser. Leon Visser. Adele Visser. Andrewina Visser. Kobus Visser. Ansiswa Viti. Cornelius Vivier. Anli Viviers. Adrian Viviers. Synthia Vlok. Danelle Vlok. Rian Vlok. Werner Vlok. David Vlotman. Johan Vogel. Heidi Voges. Michelle Voges. Jadeen Voigt. Sikelelwe Voko. Vukile Vokonqo. Brenda Vokwana. Cybill Vollenhoven. Heinrich Vollgraaff. Esmerelda Volmink. Stephnie Volschenk. Deon von Benecke. Frikkie von Caues. Frank von Hollstein. Franzel von Hollstein. Nicolette von Kotze. Alrika von Wielligh. Cindy von Wielligh. Sonja Vorster. Jacques Vorster. Anne-Marie Vorster. JP Vorster. Hanro Vorster. Maria Vosloo. Werner Vosloo. Burger Vosloo. Susanna Vosloo. Gert Vosser. Lubabalo Voxeka. Qolani Vukeya. Nokwanda Vukuthi. Nompumelelo Vumazonke. Simphiwe Vundisa. Vuyiswa Vundisa. Sisa Vuntu. Israel Vurden. Linda Vusani. Babalwa Vusani-Screech. Phumeza Vuthuza. Susan Wachira. Petro Wagener. Noel Wagstaff. Ignatius Wait. Adéle Wakefield. Ahmed Wakili. Clinton Wales. Lee-Roy Wales. Grant Walker. Helen Walker. Nicolene Walters. Andries Walters. Louise Walton. Mnce Wambi. Carel Wandrag. Simamkele Wapi. Sonja Ward. Odette Ward. Alvina Ward-Apolles. Romi Wareley. Russell Warne. Riaan Warner. Joelene Warren. Tarrin Warrin. Johannes Wartington. Louise Warwick. Elsabe Watt. Phindile Wayile. Estelle Webber. Henriette Weber. Helen Weber. Amelia Webster. Johanelle Wedderspoon. Faizel Weels. Tracy Welcome. Pauline Welkom. Jo-Ann Welman. Ria Welman. Vukile Welskit. Bulelwa Weni. Eunice Wentzel. Brice Wentzel. Pieter Wentzel. Adam Wentzel. André Wentzel. Monique Wentzel. Jannie Wepener. Liesl Werth. Glenda Werth. Manie Wessels. Linda Wessels. Ohna Wessels. Bennie Wessels. Ansie Wessels. Mario Wessels. Anton Wessels. Pieter Wessels. Nteboheng Wessie. Lisa Wesson. Melissa West. Adele Westlake. Cindi Westraad. Carina Westraat. Paul Wetherall. Hanlie Wethmar. Erna Wetzel. Craig Whitby. James Whitby. Tracey-Lee White. Nicky White. Leigh-Ann White. Tamaryn Whittle. Candice Whittles. Samantha Wicomb. Coenie Wiese. Dirk Wiese. Debbie Wiggins. Tania Wiggins. Julia Wiid. Johann Wiid. Sandy Wilde. Brian Wildschutt. Illse Wildskut. Johannes Wilhelm. Tanya Wilke. Gugu Willemcha. Adri Willemse. Elisma Willemse. Louis-Hardus Willemse. Alvin Willenberg. Mogamad Willenberg. Bryan Willey. Roy Williams. Xavier Williams. Rentia Williams. Rhona Williams. Illse Williams. Jenay Williams. Helen Williams. Lincoln Williams. Louis Williams. Vanessa Williams. Kariema Williams. Marchio Williams. Graham Williams. Marisha Williams. Melissa Williams. Leroy Williams. Mark Williams. Brandon Williams. Olive Williams. Colin Williams. Chrisshanda Williams. Deborah Williams. Anthea Williams. Zaydien Williams. Crowen Williams. Ilhaam Williams. Petronella Williams. Margaret Williams. Tania Williams. Cynthia Williams. Suraya Williams. Bianca Williams. Craig Williams. Andre Williams. Georgie Williams. Ciciel Williams. Jasmyn Williams. Busisiwe Willie. Zolani Willie. Lucia Willows. Mike Wilmans. Denton Wilmot. Thereza Wilson. Elizabeth Wilson. Carmen Wilson. Ronell Wilson. Riana Wilson. Wendy Wilson. Roy Wilson. Jolandi Wilson. Cameron Wilson. Freddie Wilson. Sibongile Windasi. Thulani Windvoel. Elvina Windvogel. Deidre Wingrove. Johann Winnertz. Jessica Winter. Nomvuyo Wisi. Tumelo Wisinyana. Hein Witbooi. Rowen Witbooi. Nikelwa Witbooi. Leoné Woest. Asanda Wograya. Thozama Woji. Samantha Woko. Rene Wolfaardt. Frikkie Wolfaardt Jr. Yvette Wolmarans. Jeff Wolvaardt. Colleen Wood. Angeline Wood. Beverley Woodland. Ruallen Woods. Mohamed Wookay. Jonathan Wosk. Tinky Wouterse. Lindie Wrensch. Eslyne Wright. Ayesha Wyngaard. Jesse-Lee Wyngaard. Doreen Wyngaardt. Bongumusa Xaba. Mashiane Xaba. Jabulane Xaba. Manana Xaba. Philisiwe Xaba. Mapholoana Xaba. Nombuso Xaba. Nkosinathi Xaba. Nomafuza Xabanisa. Amanda Xabendlini. Nozibele Xala. Boniswa Xaluva. Fuyizizwe Xego. Babalwa Xelelo. Siyasanga Xesi. Silvester Xhaba. Zezethu Xhego. Nomhle Xhela. Nomandla Xhelithole. Funeka Xhongo. Luleka Xhongo. Nqulelwa Xhosa. Sbonisile Ximba. Mbali Ximba. Thabo Xishibana. Sipho Xoki. Ntomboxolo Xoki. Mziyanda Xoli. Monica Xolo. Nosipho Xoseka. Fundisani Xozwa. Patrick Xuba. Nomonde Xulu. Nomfundo Xulu. Nelisiwe Xulu. Winile Xulu. Thembekile Xulu. Bheki Xulu. Samukelisiwe Xulu. Nokuphiwa Xulu. Siyabonga Xulu. Bongumusa Xulu. Vuyiswa Yako. Patience Yalezo-Magobidladla. Emily Yanta. Dalithemba Yaphi. Nomphelo Yawa. Wendy Yedwa. Sive Yelani. Nomnikelo Yenge. Lindiwe Yika. Christelle Yiu. Nompumelelo Yoli. Sispho Yolo. Nkosinathi Yolwa. Howard Yon. Lumka Yose. Jim Youla-Kouene. Paul Zaayman. Gloria Zaca. Ndikhokhele Zakade. Lindiwe Zama. Freeman Zama. Lungile Zandamela. Khaya Zani. Lusanda Zantsi. Vumani Zavala. Sikhona Zayi. Shereé Zealand. Emmerentia Zeelie. Carolina Zeelie. Karen Zeelie. Susarah Zeelie. Waseema Zeeman. Nomawethu Zeka. Nwabisa Zeka. Mzonke Zenani. Sinegugu Ziba. Aliya Zibane. Nompumelelo Zibi. Andiswa Zibi. Pheliswa Zibi. Vanessa Ziervogel. Pieter Zietsman. Hein Zietsman. Mfundisi Zikalala. Philile Zikalala. Nommiselo Zikhali. Siphakanyiswa Zikhali. Siphesihle Zikhali. Hlengiwe Zikhali. Sandile Zikhali. Zanele Zikhali. Thokozile Zilede. Khuthi Zililo. Zukiswa Zililo. Lwazi Zilwa. Jongipepa Zimela. Vangile Zimu. Gasta Zimu. Nontobeko Zimu. Lerato Zinto. Mamelwa Zinto. Nozipho Ziqubu. Puleng Zitha. Vonani Zitha. Nombuyiselo Zoko. Neliswa Zokobe. Luleka Zoleka. Tenjiwe Zondeka-Ibe. Jeroboam Zondi. Zodwa Zondi. Xolile Zondi. Nkosy Zondi. Sizakele Zondi. Thembelani Zondi. Sthembiso Zondi. Langelihle Zondi. Claudia Zondi. Sabelo Zondi. Amanda Zondi. Nomcebo Zondi. Nomfundo Zondo. Zamekile Zondo. Nicklaas Zondo. Ntombizanele Zonke. Sinethemba Zozi. Deliwe Zukani. Phumla Zukulu. Jabu Zulu. Zakhona Zulu. Nqobile Zulu. Zulu Zulu. Mandla Zulu. Zulu Zulu. Zama Zulu. Nonhlanhla Zulu. Nompumelelo Zulu. Nonzoliso Zulu. Nkosinathi Zulu. Londiwe Zulu. Mbali Zulu. Xolani Zulu. Ziningi Zulu. Zandile Zulu. Zanele Zulu. Happiness Zulu. Zinhle Zulu. Nonhle Zulu. Siphelele Zulu. Zamani Zuma. Hlanganani Zuma. Senzekile Zuma. Melusi Zuma. Nicholas Zuma. Mbali Zungu. Kathija Zungu. Nobuhle Zungu. Bongiwe Zungu. Nonkululeko Zungu. Ntombiyenkosi Zungu. Thelumusa Zungu. Sthembiso Zungu. Musawenkosi Zungu. Zanele Zungu. Bongumenzi Zungu. Zinhle Zungu. Lungile Zungu. Lindiwe Zungu. Minenhle Zungu. Zama Zungu. Nontsikelelo Zungu. Princess Zungu. Luyanda Zungu. Thokozile Zungu. Sibongiseni Zungu. Nondumiso Zungu. Lwamkelo Zungula. Noni Zwane. Nozipho Zwane. Nqobile Zwane. Sibusiso Zwane. Portia Zwane. Ntombikhona Zwane. Nomvula Zwane. Thembelihle Zwane. Sibongiseni Zwane. Anita Zwane. Nelisiwe Zwane. Sakhile Zwane. Nhlanhla Zwane. Judith Zwane. Celani Zwane. Ntombifuthi Zwane. Nokuthula Zwane. Ayanda Zwedala. Camagwini Zwedala.