www.cardconnect.com

Payment Processor & GatewayFocused on

Secure and Efficient Payment Acceptance

www.cardconnect.com

CardConnect is an innovative and rapidly growing U.S.- based

payment processing company that takes great pride in its

consistently high level of customer satisfaction. Founded in 2005,

we help businesses accept any form of payment for goods and

services.

Our mission is to make accepting payments as simple and easy as

possible for our customers. We do that by marrying personalized

service with the most flexible technology ecosystem available

today.

The result is a base of 50,000 (and growing) merchants who can

concentrate on growing their businesses while we manage their

payment processing platform.

Who We Are

www.cardconnect.com

• Brian Shanahan – Chairman of the

Board

• Jeffrey Shanahan – CEO and

President

• Kevin M. Gainer – Chief Sales Officer

• Charles Bernicker – Chief Financial

Officer

• Robert Nathan – Chief Technology

Officer

• Patrick Shanahan – Chief Operating

Officer

• Rush Taggart – Chief Security Officer

Management

www.cardconnect.com

CardConnect Quick Facts

• 175+ Million transactions annually and growing

• $12+ Billion in processing

• 50,000+ merchants

• FTV Capital, a private equity firm with expertise in payment processing and a long

involvement in the industry, is a key stakeholder in CardConnect

• Client Segments include: Financial Institutions, Retail, MOTO, B2B, B2C, B2G, e-commerce,

Utility, etc.

www.cardconnect.com

Our Customized Approach

Our payment processing platform is customized to each of our customer’s

specific needs.

Our solutions are built around:

Security

CardConnect’s patented security solution, CardSecure, utilizes P2PE and

tokenization ensuring our customers are protected and PCI Compliant.

Reporting

Our reporting center, among the most sophisticated in the country, puts all of our

customers’ payment data at their fingertips.

Interchange Management

CardConnect aggressively manages interchange rates for our customers, we’re

focused on minimizing fees and costs and securing the lowest pricing possible.

Transparency

We make sure that our customers understand every step of their payment

processing program – all the while working aggressively to keep pricing as low as

possible.

www.cardconnect.com

CardConnect Solution Overview

www.cardconnect.com

Payment Processing

Accept All Payment Types

Accept a variety of payment methods: Visa, MasterCard, Discover, American Express, ACH,

eChecks and more.

Get Paid Faster

Funds are automatically deposited into your bank account so you no longer have to wait for

checks to clear.

Monitor Transaction History

CardConnect’s powerful online reporting center allows you to research everything

related to payment processing activity.

Impenetrable Security

CardSecure moves all of your patients’ payment data to our secure vault

where it is encrypted and tokenized.

Seamlessly accept a wide variety of payment methods and take your business

to a new level.

www.cardconnect.com

CardConnect Gateway API

Direct Integration

We know how to build out-of-box integrations to custom ERP systems, we’re confident our Gateway will integrate

with any existing billing system. We also offer Oracle-validated and SAP-certified payment solutions.

API Library

Our easy-to-use APIs for SOAP and REST accommodate PHP, JSON/JavaScript and Java.

Account Updater

CardConnect automatically notifies patients when their saved payment method is close to expiring.

Level II/Level III Data

The CardConnect Gateway is designed for interchange optimization by passing Level II and Level III data,

meaning you get the lowest rate possible for each transaction.

www.cardconnect.com

Online Billing

Give your patients the ability to receive, review, and pay their bills online.

Paperless Invoicing

Send a custom invoice online to streamline your billing process.

Patient Payment Information

Once a patient enters payment information, it remains securely stored in SmartPay

for any future payments.

Recurring Payments

Set up a patient’s recurring payment schedule in SmartPay and they’ll receive

invoices and notifications automatically.

www.cardconnect.com

CardConnect Healthcare

CardConnect can integrate with your existing backend billing system for

easy self-pay acceptance and reconciliation (i.e. Epic Systems)

•100% HIPAA Compliance

•Create and manage personalized payment plans based on each patient’s ability to pay

•Segment, implement and individually manage probate, litigation, bankruptcy and no fault auto self-pay

accounts

•Payment Method Flexibility

• iFrame web integration

• Online bill presentment

• IVR service: custom development

• CoPay, admissions, self-registration and check-in

www.cardconnect.com

CardSecure - Overview

www.cardconnect.com

CardSecure – Encryption/Tokenization

Protect your patients and your hospital from a data breach with patented tokenization

technology

Intelligent Tokens

Our tokens are “intelligent”, meaning they will comply with data integrity checks like the Luhn test and those

performed by various ERP systems.

Point-to-Point Encryption (P2PE)

Upon swipe or card data input, the sensitive data is instantly encrypted. This means that the original card number

will never be stored in your system and your patients’ data remains safe.

CardConnect Vault

All encrypted card numbers will be stored in our 100% PCI compliant environment, protecting your patients from

identity theft and removing your system from PCI scope entirely.

www.cardconnect.com

CardSecure - PCI Compliance

PCI DSS 3.0

This year marks the deadline for compliance with PCI DSS 3.0. Instead of spending more time and resources on

compliance, CardConnect removes your business from the scope of PCI.

No More PCI Audit

Encryption and storage of sensitive data takes place outside of your system, eliminating the need for a PCI Audit.

“Centric Group is an organization that has always made data security and

PCI compliance a high priority. With its CardSecure desktop tokenizer, CardConnect

was the perfect fit for enhancing the security of our payment processing.”

CIO, Centric Group

www.cardconnect.com

A History of Protecting Payments

• 1997: CardConnect builds first payment gateway integrated to SAP for Fortune 500 corporations.

• 2004: CardConnect builds CardSecure™, a payment card encryption solution for SAP

• 2006: CardConnect's payment gateway validated as PABP Compliant under Visa‘s Payment Application

Best Practices program.

• 2009: CardConnect's payment gateway validated as PA-DSS Compliant and listed on the PCI Security

Standards Council website.

• 2010: CardConnect's payment gateway validated as PCI-DSS Compliant and listed on Visa Service

Provider Registry.

• 2012: CardConnect's PANPAD, a terminal that encrypts card data at the point of entry, named winner of

Security Products Guide's Global Excellent Award.

• 2012: CardConnect's payment gateway with CardSecure becomes the first Oracle Validated Integration

for payment acceptance and security.

• 2013: CardConnect develops proprietary P2PE solution in response to security risks for point-of-sale

transactions.

• 2013: CardConnect receives United States patent for token-based payment processing

CardConnect has a proven track record developing security technology for the payments

industry.

www.cardconnect.com

CardConnect Security Experts

www.cardconnect.com

We’ve worked with an extensive list of Fortune 500 clients and healthcare organizations – all

with the common desire to secure flexible card processing solutions in a 100% PCI and HIPAA

compliant manner.

Our Clients

50,000+ merchants processing annually with a total volume over 15 billion USD.