Excel Skills | Personal Finance Template

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Excel Skills | Personal Finance TemplateAbout this templateThis unique personal finance template enables users to record personal income & expenses from an unlimited number of transaction sources and to automatically generate a monthly personal finance report for any user defined 12 month period. Transactions can be entered or copied from bank account or credit card account statements before allocating the income & expense transactions to the appropriate accounts. The template includes 65 default accounts and you can add an unlimited number of additional accounts. Reporting periods are determined based on a user defined starting date and the report can be rolled forward for the next 12 month period by simply changing this date. This template is the ideal solution for recording personal or household income & expenses.About our unique templatesOur unique, practical templates produce results that are more comparable to software solutions than regular Excel templates. Most Excel templates only contain limited functionality but our templates produce complex automated reports based on limited user input. You also don't need advanced Excel skills in order to use our templates - all our templates only require basic user input and include comprehensive step by step instructions.About this sample fileThis Excel document is only a sample of the personal finance template. Weve created this sample to enable customers to view the layout and features of this template. You will therefore not be able to use this version of the template - the full version of the template can only be downloaded after buying the template or a full membership of the Excel Skills website.Our full membership includes: Access to all 40+ of our unique Excel templates 365 days access to our 300+ Excel video tutorialsBuy this templateclick hereRegister for a full membershipclick here

InstructionsExcel Skills | Personal Finance TemplateInstructionswww.excel-skills.comThis template enables users to record their personal income & expenses and to generate a comprehensive personal finance report for any user defined 12 month period. Transactions can be recorded from an unlimited number of transaction sources like bank accounts and credit cards and the functionality that has been included in the template enables users to easily reconcile the reports to bank account or credit card statements. This template is the ideal solution for measuring household income and expenditure.The template consists of the following sheets:Sources - create a unique source code for each transaction source that you want to include in the template. This sheet also includes transaction totals that can be calculated by simply entering the appropriate Start Date and End Date. The reporting periods that are included in the 12 month personal finance report is also defined on this sheet by simply entering the appropriate Start Date in cell C2.Accounts - this sheet includes the default accounts list and can be used to edit account descriptions and to add additional accounts to the default accounts list.Transactions - all personal income and expense transactions should be recorded on this sheet and allocated to the appropriate account by selecting an account code from the list box in column G. Transactions can be recorded by entering the data or copying the data from a bank or credit card statement before pasting the data into the appropriate columns. Income should be recorded as positive values and expenses as negative values.Report - this sheet includes a 12 month personal income & expenses report. All the calculations on this sheet are automated and the only user input that is required is to ensure that all the accounts that are added to the Accounts sheet are included on the report. Reporting periods can be amended by simply changing the Start Date in cell C2 on the Sources sheet.Transaction SourcesAs we mentioned before, an unlimited number of bank accounts and credit cards can be included in the template by simply creating a unique transaction source code for each account. The source codes that are created on this sheet are then selected when recording transactions on the Transactions sheet.We recommend using an alphanumeric code when creating the required source codes and to use descriptive codes that make it easy to distinguish between different transaction sources. The template includes four default source codes, but additional source codes can be created by simply inserting a new row above the "ZZZZZZ" line item - if a source codes is inserted below this line, the source code will not be included in the list box in column B on the Transactions sheet.A new transaction source can be created by inserting a new row, entering the appropriate source code, entering a description for the source code and copying the formulas in column C to H (the columns with a light blue column heading) from one of the default source code rows. The formulas in these columns calculate the opening balance, total income & receipts, total expenses & payments, total contra transactions and the closing balance for each transaction source based on the date range that is defined by entering the appropriate Start Date and End Date.The opening balance for each transaction source is calculated based on the transactions that are recorded on the Transactions sheet. When you start using the template, you therefore also have to record the initial opening balance for each transaction source on the Transactions sheet by entering the balances at the end of the day prior to the initial template Start Date (specified in cell C2 on the Sources sheet). All transactions after this date should then be recorded on the Transactions sheet.We've mentioned that the Start Date that is specified on the Sources sheet is used to define the 12 month reporting period that is included on the Report sheet - after specifying the initial Start Date and recording the appropriate opening balances, the Start Date can be amended to include a new 12 month period and the calculation in column C will update the opening balance calculation based on the transactions that have been recorded on the Transactions sheet. Refer to the Opening Balances section under the Recording Transactions heading of the Instructions for more guidance on recording opening balances.The income & receipts total is calculated as the sum of all the positive values that have been entered on the Transactions sheet for the particular source code (excluding Contra transactions). The expenses & payments total is calculated as the sum of all the negative values that have been entered on the Transactions sheet for the particular source code (also excluding Contra transactions). Both of these totals (as well as the Contra Transactions total) are calculated based on the date range that is defined by entering a Start and an End date in the appropriate cells at the top of the Sources sheet (note that the End Date is optional).Contra Transactions include all transfers between transaction sources that are included in the template and should be allocated to account 999 when transactions are recorded on the Transactions sheet. The total of the values in this column should therefore always be nil - if this is not the case, the column heading will automatically be highlighted in orange in order to indicate that an imbalance exists. Refer to the Contra Account section under the Recording Transactions heading for more guidance on Contra Transactions.All the calculations in the calculated columns are based on the date range between the Start Date (cell C2) and the End Date (cell H2). As we've mentioned, the Start Date is also used to define the reporting periods on the Reports sheet and this cell should therefore always contain a date - you'll notice that an error message is displayed if the cell does not contain a valid date.The End Date can however be left blank - the calculations in the calculated columns will then include all the transactions after the Start Date that have been entered on the Transactions sheet. When you enter a date in the End Date cell, only transactions with a Payment Date between the specified Start Date and End Date will be included in the calculations in the calculated columns. This functionality therefore enables users to easily calculate the transaction source balances based on any user defined date range.Account ReconciliationsWe recommend that you reconcile the closing balances of each transaction source code to the appropriate account statement. This will ensure that all transactions have been recorded accurately on the Transactions sheet.When you leave the End Date cell blank, all transactions that have been entered on the Transactions sheet are included in the closing balance that is calculated in column H. If you want to reconcile the closing balance of one of the transaction sources to a previous statement, this can be accomplished by simply entering the appropriate statement date in the End Date cell in order to display the calculated closing balance as at the specified statement date.Note: All the calculations on the Sources sheet are based on the dates that are entered in the Payment Date column on the Transactions sheet, while the calculations on the Report sheet are based on the dates that are entered in the Document Date column. The net account movement on the Sources sheet may therefore differ from the transaction totals on the Report sheet if the document dates and payment dates of transactions are different. We'll discuss the difference between these two transaction date columns in more detail later on in these Instructions.AccountsThe reporting line items on the monthly personal finance report are based on a three digit account number. The default accounts list is included on the Accounts sheet and consists of 65 accounts that are grouped into nine reporting categories. The reporting categories are listed in column D to F at the top of the Accounts sheet.The template can be customized to your specific requirements by editing the account descriptions of the default account numbers and you can also add additional accounts to the list by inserting a new row, entering the appropriate account number and entering a description for the new account. Note that all additional account rows have to be inserted above the "ZZZ" line item, otherwise the account number will not be included in the list box in column G on the Transactions sheet.After inserting an additional row and adding an account to the list, you also have to insert a new row on the Report sheet in order to include the new account in the report. If this step is omitted, the account number will be highlighted in orange on the Accounts sheet. Note that if transactions are allocated to an account that is not included on the Report sheet, the report will not be accurate.Also note that the Contra Account (account 999) is required for the allocation of inter-account transfers and should therefore not be deleted.When you create a new account, the account number should be determined based on the reporting category that you want the account to be included in. For example, if a new Remuneration type account is created, a three digit account number that starts with a "1" should be used because all the accounts from account number 101 to account number 199 fall into the Remuneration account group.Recording TransactionsAll income and expense transactions should be recorded on the Transactions sheet. You can enter the transaction details or copy the data from the account statements and then simply enter the information that is not included on the statements. The following information needs to be recorded for each transaction:Document DateAs we've mentioned before, the calculations on the Sources sheet are based on the Payment Date column (the transaction date on the account statement should be recorded in this column).The monthly personal finance report on the Report sheet is however based on the document date column. The account statement date can also be recorded in this column, but in some cases this date may not be appropriate for reporting purposes. For example, you may be paying the rent that is due for a particular month on the last day of the previous month - if you use the account statement date when recording the transaction, the expense will be included in the incorrect monthly period. In order to display the transaction in the correct monthly period, you can simply enter a different date in the Document Date column and still be able to keep track of when the payment was made by referring to the data in the Payment Date column.SourceThe Source column includes a list box that contains all the transaction sources that have been created on the Sources sheet. You can therefore simply select the appropriate transaction source from the list or copy the source code from one of the previous transactions.Note that you have to create a source code on the Sources sheet before you will be able to allocate transactions to the particular transaction source.Customer / SupplierThe name of the entity to which the transaction relates should be entered in this column. If the Auto Complete feature is active, Excel should suggest a customer or supplier name after only entering a few characters. Users need to make sure that the same customer / supplier name is used for all similar transactions because this would enable users to filter transactions by this column in order to compile an income or expense report by customer or supplier (use the Auto Filter feature for this purpose).Transaction ReferenceEnter an appropriate transaction reference in this column - this reference should enable you to trace a transaction to its supporting documentation.DescriptionEnter a description of the transaction in this column - this description should enable you to determine the nature of the income or expense transaction.AmountEnter the transaction amount - income should be recorded as positive values and expenses should be recorded as negative values. The amount should be exactly the same as the amount that is displayed on the account statement - if this is not the case, the template balances will not reconcile back to the account statements.Note that a total has been included above the column heading. This total is calculated based on all the transactions that are displayed on the Transactions sheet. If you therefore use the AutoFilter feature to filter the data on this sheet, only the filtered data will be included in this total.AccountThis column includes a list box that contains all the account numbers that have been created on the Accounts sheet. It also contains the account description of each account. You therefore have to create the appropriate account before you will be able to allocate transactions to the account.Excel actually does not allow multiple columns to be included in a list box but we have implemented a workaround in order to provide the account descriptions together with the account numbers, thereby making it easier to allocate transactions to the correct account. In order to accomplish this, we have had to sacrifice some flexibility when entering transactions - you will not be able to enter the account number into column G because an error will be encountered - you therefore have to select the appropriate account number from the list or copy the appropriate account number from one of the previous transactions.If you find this limitation to be an inconvenience, you can change the Named Range that has been defined as the source of the list box in this column so that only the account number column is included in the list box. The account descriptions will then not be included in the list box and you'll be able to enter the account numbers when recording transactions. The named range cell references can be changed as follows: Select the main Insert menu, select Name, select Define, select the "Accounts" named range, edit the cell references by changing the second column reference from "B" to "A" and then click the OK button to exit the Define Name dialog box.If you select the account description instead of the account number from the list box, you'll notice that the cell is highlighted in orange. This is because the account description is not recognized as a valid account number and will result in the personal finance report being inaccurate. The cell will also be highlighted if an invalid account number is copied into the Account column. If an account number is highlighted, simply select the correct account number from the list box in order to remove the highlighting.Payment DateThe transaction date on the account statement should be entered or copied into the Payment Date column. As we mentioned before, the calculations on the Sources sheet are based on the dates that are entered in this column. By including the statement date in this column, you will be able to easily determine when income was received or when a payment was made.Account DescriptionThis column contains a formula that is used to look up the account description on the Accounts sheet based on the account number that has been entered in column G. The formula should be copied to all new rows of data that are entered on the Transactions sheet and the aim with adding this column to the sheet is to make it easy to determine to which account a transaction has been allocated.Opening BalancesThe initial opening balances of each transaction source also need to be recorded on the Transactions sheet. As we've explained before, the initial Start Date needs to be recorded on the Sources sheet and this date determines the reporting periods that are included on the Report sheet.The account statement balance at the end of the day before the Start Date that is specified should be used as the opening balance and the opening balance transaction should be dated on the day before the Start Date (in both the Document Date and Payment Date columns).The appropriate source code that is created on the Sources sheet should be entered in the Source column, you can leave the Supplier / Customer column blank, enter a reference like "Statement" in the Reference column and enter a text string that refers to the opening balances in the Description column. The Account that the opening balance is allocated to is not used for reporting purposes because the transaction is dated before the report Start Date but we recommend that you use the Contra account when recording the initial opening balances.After entering the opening balance transactions, the balances in column C on the Sources sheet should agree to the appropriate statement balances. All transactions on or after the Start Date that is specified should then be recorded on the Transactions sheet and the closing balances on the Sources sheet should reconcile to the account statement at all times. Note that the closing balances are calculated based on the End Date that is specified and will include all transactions if the End Date cell is left blank.Also note that the Start Date can be amended and the opening balances that are subsequently calculated on the Sources sheet will automatically include all transactions that are dated before the amended Start Date. When you amend the Start Date, the monthly reporting periods are also automatically adjusted in order to include a twelve month period that commences on the Start Date.Example: If we specify a Start Date of "2010/03/01" on the Sources sheet, the opening balances that we need to record in the Document Date and Payment Date columns on the Transactions sheet should be based on the closing statement balance on the 28th of February 2010. All transactions from the 1st of March 2010 should then be recorded on the Transactions sheet.Contra AccountAll inter-account transfers between transaction sources that are included in the template should be allocated to the Contra Account (account number 999). The net effect of payments from one account and the matching receipts in the other account should therefore be nil. This means that the Contra account balance should always be nil and if this is not the case, the heading on the Sources sheet (cell F5) and the account number and description on the Reports sheet will be highlighted in orange.Example: A bank account and a credit card account are both included in the template. When we make a payment from the bank account to the credit card account, the payment transaction is recorded on the Transactions sheet, the bank account source code is selected in the Source column, the amount is entered as a negative value and the transaction is allocated to the Contra account (account 999).The receipt transaction is also recorded on the Transactions sheet (from the information on the credit card statement). The credit card account source code is selected in the Source column, the amount is entered as a positive value and the transaction is also allocated to the Contra account (account 999). Both the payment and receipt transactions should be dated on the same date in both the Document Date and Payment Date columns.The net effect of the credit card payment is therefore nil and these types of transactions therefore have no influence on the amounts that are included in the personal finance report. Instead, the transactions that were incurred with the credit card are recorded as expenses on the Transactions sheet and included in the personal finance report.Example 2: If a bank account is included in the template but the credit card account is not included in the template (not recommended), the credit card payments cannot be allocated to the Contra account because there will be no receipt transactions that can offset the payment transactions.Under these circumstances, you would have to allocate the credit card payments to the appropriate account under the Financing Cost account group.Personal Finance ReportThe personal finance report is included on the Report sheet. All amounts are automatically calculated and the only user input that is required is to specify the reporting periods and to add additional accounts to the report after the accounts have been created on the Accounts sheet.As we've explained, the Start Date that is specified on the Sources sheet determines the periods that are included in the report. The first month on the report will always be the same as the month that the Start Date falls into but please note that all transactions during this particular month will be included in the report even if the Start Date is not the first day of the particular month.If you therefore specify a Start Date of 2010/03/15, the first monthly period on the report will be March 2010 and the report will include all transactions from the 1st to the 31st of March.After a new account has been created on the Accounts sheet, you have to include the account on the report by inserting a new row in the appropriate section of the report, copying the formulas in all the columns with a light blue column heading from one of the existing rows and entering the new account number in column A. All the transactions that are allocated to the new account will then be included in the report.As we've mentioned before, all accounts that have been created but are not included in the personal finance report will be highlighted in orange on the Accounts sheet - this makes it easy to identify accounts that have been omitted from the personal finance report.Report FilteringWe've also added some innovative filtering functionality to the personal finance reports. The source code selection cell (cell C2) can be used to select one of the transaction sources that have been created on the Sources sheet. When a transaction source is selected in this cell, only the transactions for the particular transaction source will be included in the report. When the cell is blank, all transactions from all transaction sources are included in the report.You can therefore revert back to displaying all transactions by simply positioning the cursor in cell C2 and pressing the delete key to remove the transaction source code that was previously selected.Report TotalsThe personal finance report includes totals for each line item in column P on the Reports sheet. By default, these totals are calculated for the entire 12 month period that is included in the report but you can elect to only display transaction totals for a user defined date range.This can be accomplished by simply entering the appropriate "From" and "To" dates in cells P1 and P2 respectively. The total calculations will then be based on the specified date range. Note that you dont have to enter both dates - if you want to include all transactions after a specified date, enter only a "From" date. Similarly, if you want to include all transactions before a specified date, simply enter only a "To" date.Roll ForwardRolling the template forward after the initial twelve month period could not be easier - simply enter a new Start Date on the Sources sheet and all the template calculations will automatically be updated.Template SettingsThis template has been set up to include the first 1,000 rows of data on the Transactions sheet. If you require more than 1,000 rows of data to be included in the template calculations, complete the following steps: Select the main Insert menu, select Name, select Define, select the "Records" named range, enter the appropriate number of rows that you want to include in the template calculations and click the OK button.The list boxes on the Transactions sheet have been added to the appropriate columns by using the Data Validation feature. We've only added this feature to the first 5,000 rows on the Transactions sheet - if you need to use more rows, simply copy one of the cells that contain a list box to the appropriate cell range in order to extend the list boxes to the required number of additional rows.Help & CustomizationIf you experience any difficulty while using this template and you are not able to find the appropriate guidance in these instructions, please e-mail us at support@excel-skills.com for assistance. This template has been designed with flexibility in mind to ensure that it can be used in most business environments. If however you need an Excel based template that is customized specifically for your business requirements, please e-mail our Support function and provide a brief explanation of your requirements. CopyrightThis template remains the intellectual property of www.excel-skills.com and is protected by international copyright laws. Any publication or distribution of this template outside the scope of the permitted use of the template is expressly prohibited. In terms of the permitted use of this template, only the distribution of the template to persons within the same organisation as the registered user or persons outside the organisation who can reasonably be expected to require access to the template as a direct result of the use of the template by the registered user is allowed. Subsequent distribution of the template by parties outside of the organisation is however expressly prohibited and represents an infringement of international copyright laws.

Page &P of &NOn this sheet:This sheet includes detailed instructions on setting up and using this template.This is the only protected sheet in the full version of the template!www.excel-skills.com

SourcesTransaction SourcesStart DateEnd DateBank and Credit Card Accounts3/1/15 www.excel-skills.com3,771.60490,315.00(472,385.07)0.017,929.9321,701.53Source CodeDescriptionOpening BalanceIncome & ReceiptsExpenses & PaymentsContra TransactionsNet Account MovementClosing BalanceCACC1FNB Current Account9,120.50490,315.00(326,119.45)(161,200.00)2,995.5512,116.05CACC2ABSA Cheque Account3,897.250.0(14,500.00)13,000.00(1,500.00)2,397.25AMXCC1American Express Credit Card(523.00)0.0(111,602.58)122,400.0010,797.4210,274.42MASCC2MasterCard Credit Card(8,723.15)0.0(20,163.04)25,800.005,636.96(3,086.19)ZZZZZZEnd of list

Page &P of &NOn this sheet:Create a transaction source for each bank account or credit card account that you want to include in the template. The start date that is specified in cell C2 is used in defining the reporting periods that are included in the personal finance report on the Reports sheet. The columns with a light blue column heading contain formulas that can simply be copied for all the new transaction sources that are created. The calculations in these columns are based on the Start Date and End Date that are defined in cells C2 and H2. This functionality enables users to view account movements for any user defined date range and to reconcile the transactions that have been recorded in the template to bank account or credit card account statement balances on any user defined date.

AccountsAccounts Set-up www.excel-skills.comAccount NumberAccount Description101Gross RemunerationAccount Groups105Commission Received100Remuneration110Total Allowances200Deductions115Subsidies Received300Other Income & Receipts190Other Remuneration400Expenses201Income Tax500Financing Costs & Bank Charges205Pension Fund600Investments & Assets210Medical Aid700Entertainment & Leisure Costs215Unemployment Insurance999Contra Account220Retirement Annuities290Other Deductions301Dividend Income305Interest Received310Income from Pension315Income from Annuities350Loans Received390Other Income401Rent Paid404Water, Electricity & Services407Property Rates & Taxes410Repairs & Maintenance413Property Levies416Telephone419Cell Phone422Internet Access425Insurance - Short Term428Insurance - Life431Medical Costs434Donations437Education Cost440Fuel & Vehicle Maintenance443Television Subscription446Memberships449Subscriptions452Domestic Wages455Gardening458Groceries461Clothing464Maintenance Payments467Security Costs490Other Expenses501Home Loan Repayments - Primary Residence505Personal Loan Instalments510Financing - Motor Vehicles515Financing - Computers520Financing - Furniture525Credit Card Repayments530Bank Charges535Interest Paid540Cash Withdrawal Fees590Other Financing Costs601Property Rental Income605Home Loan Repayments - Buy to Let610Investment - Retirement Annuities615Investment - Shares620Investment - Money Market625Furniture & Equipment690Other Assets695Other Investments701Entertainment - Restaurants705Entertainment - Bars710Entertainment - Other715Travel & Accommodation790Other Expenses999Contra AccountZZZEnd of List

Page &P of &NOn this sheet:The template includes 65 default accounts that are grouped in 8 account groups. You can edit the default accounts by amending the account descriptions and you can add an unlimited number of additional accounts by simply inserting a new row and entering an account number and description.

TransactionsTransactions www.excel-skills.com21,701.53Document DateSourceCustomer / SupplierReferenceDescriptionAmountAccountPayment DateAccount Description2/28/15CACC1Opening BalanceBank StatementOpening Balance9,120.509992/28/15Contra Account2/28/15CACC2Opening BalanceBank StatementOpening Balance3,897.259992/28/15Contra Account2/28/15AMXCC1Opening BalanceC/C StatementOpening Balance(523.00)9992/28/15Contra Account2/28/15MASCC2Opening BalanceC/C StatementOpening Balance(8,723.15)9992/28/15Contra Account3/1/15CACC1Landlord XYDebit OrderRent - March(6,100.00)4013/1/15Rent Paid3/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)4253/1/15Insurance - Short Term3/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4283/1/15Insurance - Life3/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4433/1/15Television Subscription3/1/15MASCC2ABSAC/C StatementInterest(92.56)5353/1/15Interest Paid3/2/15AMXCC1SPARStatementSPAR(832.00)4583/2/15Groceries3/8/15MASCC2EngenStatementFuel(432.00)4403/8/15Fuel & Vehicle Maintenance3/9/15AMXCC1La SallaStatementLa Salla(332.00)7013/9/15Entertainment - Restaurants3/12/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5403/12/15Cash Withdrawal Fees3/17/15AMXCC1PicknPayStatementPicknPay(810.00)4583/17/15Groceries3/19/15MASCC2SasolStatementFuel(410.00)4403/19/15Fuel & Vehicle Maintenance3/22/15AMXCC1Pigato'sStatementPigato's(310.00)7013/22/15Entertainment - Restaurants3/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)9993/23/15Contra Account3/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.009993/23/15Contra Account3/25/15CACC1Employer NamePayslipGross Salary - March36,500.001013/25/15Gross Remuneration3/25/15CACC1Employer NamePayslipIncome Tax - March(9,178.67)2013/25/15Income Tax3/25/15CACC1Employer NamePayslipPension Fund - March(2,737.50)2053/25/15Pension Fund3/25/15CACC1Employer NamePayslipMedical Aid - March(877.00)2103/25/15Medical Aid3/25/15CACC1Employer NamePayslipUnemployment Fund - March(182.50)2153/25/15Unemployment Insurance3/25/15CACC1FNBBank StatementMonthly Service Fees(162.00)5303/25/15Bank Charges3/26/15AMXCC1FNBC/C StatementInterest(178.29)5353/26/15Interest Paid3/28/15CACC1City of Cape TownDebit OrderWater & Electricity(450.00)4043/28/15Water, Electricity & Services3/28/15CACC1TelkomDebit OrderADSL Rental(289.00)4163/28/15Telephone3/28/15CACC1VodacomDebit OrderCell Phone Charges(523.60)4193/28/15Cell Phone3/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)4223/29/15Internet Access3/29/15CACC1ADTDebit OrderSecurity Cost(287.00)4673/29/15Security Costs3/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5103/29/15Financing - Motor Vehicles3/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)9993/29/15Contra Account3/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.009993/29/15Contra Account3/30/15MASCC2TotalStatementFuel(467.00)4403/30/15Fuel & Vehicle Maintenance3/30/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5403/30/15Cash Withdrawal Fees3/31/15CACC1D DomesticCashCleaning(620.00)4523/31/15Domestic Wages4/1/15CACC1Landlord XYDebit OrderRent - April(6,100.00)4014/1/15Rent Paid4/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)4254/1/15Insurance - Short Term4/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4284/1/15Insurance - Life4/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4434/1/15Television Subscription4/1/15AMXCC1ShopriteStatementShoprite(867.00)4584/1/15Groceries4/1/15MASCC2ABSAC/C StatementInterest(91.48)5354/1/15Interest Paid4/4/15AMXCC1WimpyStatementWimpy(367.00)7014/4/15Entertainment - Restaurants4/10/15MASCC2BPStatementFuel(472.00)4404/10/15Fuel & Vehicle Maintenance4/16/15AMXCC1WoolworthsStatementWoolworths(872.00)4584/16/15Groceries4/17/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5404/17/15Cash Withdrawal Fees4/17/15AMXCC1AngelosStatementAngelos(372.00)7014/17/15Entertainment - Restaurants4/21/15MASCC2CaltexStatementFuel(489.50)4404/21/15Fuel & Vehicle Maintenance4/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)9994/23/15Contra Account4/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.009994/23/15Contra Account4/25/15CACC1Employer NamePayslipGross Salary - April36,500.001014/25/15Gross Remuneration4/25/15CACC1Employer NamePayslipIncome Tax - April(9,178.67)2014/25/15Income Tax4/25/15CACC1Employer NamePayslipPension Fund - April(2,737.50)2054/25/15Pension Fund4/25/15CACC1Employer NamePayslipMedical Aid - April(877.00)2104/25/15Medical Aid4/25/15CACC1Employer NamePayslipUnemployment Fund - April(182.50)2154/25/15Unemployment Insurance4/25/15CACC1FNBBank StatementMonthly Service Fees(168.00)5304/25/15Bank Charges4/26/15AMXCC1FNBC/C StatementInterest(190.38)5354/26/15Interest Paid4/27/15CACC1City of Cape TownDebit OrderWater & Electricity(348.00)4044/27/15Water, Electricity & Services4/27/15CACC1TelkomDebit OrderADSL Rental(289.00)4164/27/15Telephone4/27/15CACC1VodacomDebit OrderCell Phone Charges(523.60)4194/27/15Cell Phone4/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)4224/29/15Internet Access4/29/15CACC1ADTDebit OrderSecurity Cost(287.00)4674/29/15Security Costs4/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5104/29/15Financing - Motor Vehicles4/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)9994/29/15Contra Account4/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.009994/29/15Contra Account4/30/15CACC1D DomesticCashCleaning(620.00)4524/30/15Domestic Wages4/30/15AMXCC1Grill & ButcherStatementGrill & Butcher(339.50)7014/30/15Entertainment - Restaurants5/1/15CACC1Landlord XYDebit OrderRent - May(6,100.00)4015/1/15Rent Paid5/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)4255/1/15Insurance - Short Term5/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4285/1/15Insurance - Life5/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4435/1/15Television Subscription5/1/15AMXCC1SPARStatementSPAR(889.50)4585/1/15Groceries5/1/15MASCC2ABSAC/C StatementInterest(90.40)5355/1/15Interest Paid5/2/15MASCC2EngenStatementFuel(407.20)4405/2/15Fuel & Vehicle Maintenance5/3/15CACC1BOE Stock BrokersBank StatementDividend - ABC Trading Limited12,865.003015/3/15Dividend Income5/5/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5405/5/15Cash Withdrawal Fees5/12/15CACC1Animal ShelterDebit OrderCharity(907.00)4345/12/15Donations5/13/15MASCC2SasolStatementFuel(524.90)4405/13/15Fuel & Vehicle Maintenance5/13/15AMXCC1Quay7StatementQuay7(307.20)7015/13/15Entertainment - Restaurants5/16/15AMXCC1PicknPayStatementPicknPay(807.20)4585/16/15Groceries5/23/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5405/23/15Cash Withdrawal Fees5/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)9995/23/15Contra Account5/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.009995/23/15Contra Account5/24/15MASCC2TotalStatementFuel(542.60)4405/24/15Fuel & Vehicle Maintenance5/25/15CACC1Employer NamePayslipGross Salary - May36,500.001015/25/15Gross Remuneration5/25/15CACC1Employer NamePayslipIncome Tax - May(9,178.67)2015/25/15Income Tax5/25/15CACC1Employer NamePayslipPension Fund - May(2,737.50)2055/25/15Pension Fund5/25/15CACC1Employer NamePayslipMedical Aid - May(877.00)2105/25/15Medical Aid5/25/15CACC1Employer NamePayslipUnemployment Fund - May(182.50)2155/25/15Unemployment Insurance5/25/15CACC1FNBBank StatementMonthly Service Fees(161.00)5305/25/15Bank Charges5/26/15AMXCC1FNBC/C StatementInterest(182.42)5355/26/15Interest Paid5/26/15AMXCC1BethasStatementBethas(624.90)7015/26/15Entertainment - Restaurants5/28/15CACC1City of Cape TownDebit OrderWater & Electricity(432.00)4045/28/15Water, Electricity & Services5/28/15CACC1TelkomDebit OrderADSL Rental(289.00)4165/28/15Telephone5/28/15CACC1VodacomDebit OrderCell Phone Charges(523.60)4195/28/15Cell Phone5/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)4225/29/15Internet Access5/29/15CACC1ADTDebit OrderSecurity Cost(287.00)4675/29/15Security Costs5/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5105/29/15Financing - Motor Vehicles5/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)9995/29/15Contra Account5/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.009995/29/15Contra Account5/31/15CACC1D DomesticCashCleaning(620.00)4525/31/15Domestic Wages5/31/15AMXCC1ShopriteStatementShoprite(724.90)4585/31/15Groceries6/1/15CACC1Landlord XYDebit OrderRent - June(6,100.00)4016/1/15Rent Paid6/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)4256/1/15Insurance - Short Term6/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4286/1/15Insurance - Life6/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4436/1/15Television Subscription6/1/15MASCC2ABSAC/C StatementInterest(89.32)5356/1/15Interest Paid6/2/15CACC1FNBBank StatementTransfer to Current Account 1(13,000.00)9996/2/15Contra Account6/2/15CACC2ABSABank StatementTransfer from Current Account 213,000.009996/2/15Contra Account6/4/15MASCC2BPStatementFuel(560.30)4406/4/15Fuel & Vehicle Maintenance6/8/15AMXCC1La SallaStatementLa Salla(642.60)7016/8/15Entertainment - Restaurants6/10/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5406/10/15Cash Withdrawal Fees6/13/15CACC2BOE Stock BrokersStatementShares - AGT Company(14,500.00)6156/13/15Investment - Shares6/15/15CACC1Drain SurgeonInvoicePlumbing(1,297.21)4106/15/15Repairs & Maintenance6/15/15MASCC2CaltexStatementFuel(578.00)4406/15/15Fuel & Vehicle Maintenance6/15/15AMXCC1WoolworthsStatementWoolworths(742.60)4586/15/15Groceries6/21/15AMXCC1Pigato'sStatementPigato's(660.30)7016/21/15Entertainment - Restaurants6/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)9996/23/15Contra Account6/23/15AMXCC1ABSAC/C StatementC/C Repayment10,200.009996/23/15Contra Account6/25/15CACC1Employer NamePayslipGross Salary - June36,500.001016/25/15Gross Remuneration6/25/15CACC1Employer NamePayslipIncome Tax - June(9,178.67)2016/25/15Income Tax6/25/15CACC1Employer NamePayslipPension Fund - June(2,737.50)2056/25/15Pension Fund6/25/15CACC1Employer NamePayslipMedical Aid - June(877.00)2106/25/15Medical Aid6/25/15CACC1Employer NamePayslipUnemployment Fund - June(182.50)2156/25/15Unemployment Insurance6/25/15CACC1FNBBank StatementMonthly Service Fees(169.00)5306/25/15Bank Charges6/26/15MASCC2CaltexStatementFuel(595.70)4406/26/15Fuel & Vehicle Maintenance6/26/15AMXCC1FNBC/C StatementInterest(177.29)5356/26/15Interest Paid6/28/15CACC1City of Cape TownDebit OrderWater & Electricity(542.00)4046/28/15Water, Electricity & Services6/28/15CACC1TelkomDebit OrderADSL Rental(289.00)4166/28/15Telephone6/28/15CACC1VodacomDebit OrderCell Phone Charges(523.60)4196/28/15Cell Phone6/28/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5406/28/15Cash Withdrawal Fees6/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)4226/29/15Internet Access6/29/15CACC1ADTDebit OrderSecurity Cost(287.00)4676/29/15Security Costs6/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5106/29/15Financing - Motor Vehicles6/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)9996/29/15Contra Account6/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.009996/29/15Contra Account6/30/15CACC1D DomesticCashCleaning(620.00)4526/30/15Domestic Wages6/30/15AMXCC1SPARStatementSPAR(760.30)4586/30/15Groceries7/1/15CACC1Landlord XYDebit OrderRent - July(6,100.00)4017/1/15Rent Paid7/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)4257/1/15Insurance - Short Term7/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4287/1/15Insurance - Life7/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4437/1/15Television Subscription7/1/15MASCC2ABSAC/C StatementInterest(88.24)5357/1/15Interest Paid7/4/15AMXCC1WimpyStatementWimpy(668.00)7017/4/15Entertainment - Restaurants7/7/15MASCC2EngenStatementFuel(513.40)4407/7/15Fuel & Vehicle Maintenance7/15/15AMXCC1PicknPayStatementPicknPay(778.00)4587/15/15Groceries7/16/15CACC1FNBBank StatementCash Withdrawal Fee(15.70)5407/16/15Cash Withdrawal Fees7/17/15AMXCC1AngelosStatementAngelos(696.60)7017/17/15Entertainment - Restaurants7/18/15MASCC2SasolStatementFuel(531.10)4407/18/15Fuel & Vehicle Maintenance7/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)9997/23/15Contra Account7/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.009997/23/15Contra Account7/25/15CACC1Employer NamePayslipGross Salary - July36,500.001017/25/15Gross Remuneration7/25/15CACC1Employer NamePayslipIncome Tax - July(9,178.67)2017/25/15Income Tax7/25/15CACC1Employer NamePayslipPension Fund - July(2,737.50)2057/25/15Pension Fund7/25/15CACC1Employer NamePayslipMedical Aid - July(877.00)2107/25/15Medical Aid7/25/15CACC1Employer NamePayslipUnemployment Fund - July(182.50)2157/25/15Unemployment Insurance7/25/15CACC1FNBBank StatementMonthly Service Fees(156.00)5307/25/15Bank Charges7/26/15AMXCC1FNBC/C StatementInterest(189.38)5357/26/15Interest Paid7/28/15CACC1City of Cape TownDebit OrderWater & Electricity(532.00)4047/28/15Water, Electricity & Services7/28/15CACC1TelkomDebit OrderADSL Rental(289.00)4167/28/15Telephone7/28/15CACC1VodacomDebit OrderCell Phone Charges(523.60)4197/28/15Cell Phone7/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)4227/29/15Internet Access7/29/15MASCC2TotalStatementFuel(548.80)4407/29/15Fuel & Vehicle Maintenance7/29/15CACC1ADTDebit OrderSecurity Cost(287.00)4677/29/15Security Costs7/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5107/29/15Financing - Motor Vehicles7/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)9997/29/15Contra Account7/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.009997/29/15Contra Account7/30/15AMXCC1ShopriteStatementShoprite(797.70)4587/30/15Groceries7/30/15AMXCC1Grill & ButcherStatementGrill & Butcher(613.40)7017/30/15Entertainment - Restaurants7/31/15CACC1D DomesticCashCleaning(620.00)4527/31/15Domestic Wages8/1/15CACC1Landlord XYDebit OrderRent - August(6,100.00)4018/1/15Rent Paid8/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)4258/1/15Insurance - Short Term8/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4288/1/15Insurance - Life8/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4438/1/15Television Subscription8/1/15MASCC2ABSAC/C StatementInterest(87.16)5358/1/15Interest Paid8/3/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5408/3/15Cash Withdrawal Fees8/9/15MASCC2BPStatementFuel(566.50)4408/9/15Fuel & Vehicle Maintenance8/12/15AMXCC1Quay8StatementQuay8(631.10)7018/12/15Entertainment - Restaurants8/14/15AMXCC1WoolworthsStatementWoolworths(713.40)4588/14/15Groceries8/17/15AMXCC1KululaStatementAirline Tickets(53,432.00)7158/17/15Travel & Accommodation8/20/15MASCC2CaltexStatementFuel(584.20)4408/20/15Fuel & Vehicle Maintenance8/21/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5408/21/15Cash Withdrawal Fees8/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)9998/23/15Contra Account8/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.009998/23/15Contra Account8/25/15CACC1Employer NamePayslipGross Salary - August36,500.001018/25/15Gross Remuneration8/25/15CACC1Employer NamePayslipIncome Tax - August(9,178.67)2018/25/15Income Tax8/25/15CACC1Employer NamePayslipPension Fund - August(2,737.50)2058/25/15Pension Fund8/25/15CACC1Employer NamePayslipMedical Aid - August(877.00)2108/25/15Medical Aid8/25/15CACC1Employer NamePayslipUnemployment Fund - August(182.50)2158/25/15Unemployment Insurance8/25/15CACC1FNBBank StatementMonthly Service Fees(159.00)5308/25/15Bank Charges8/25/15AMXCC1BethasStatementBethas(648.80)7018/25/15Entertainment - Restaurants8/26/15AMXCC1FNBC/C StatementInterest(181.42)5358/26/15Interest Paid8/28/15CACC1City of Cape TownDebit OrderWater & Electricity(572.00)4048/28/15Water, Electricity & Services8/28/15CACC1TelkomDebit OrderADSL Rental(289.00)4168/28/15Telephone8/28/15CACC1VodacomDebit OrderCell Phone Charges(523.60)4198/28/15Cell Phone8/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)4228/29/15Internet Access8/29/15AMXCC1SPARStatementSPAR(731.10)4588/29/15Groceries8/29/15CACC1ADTDebit OrderSecurity Cost(287.00)4678/29/15Security Costs8/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5108/29/15Financing - Motor Vehicles8/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)9998/29/15Contra Account8/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.009998/29/15Contra Account8/31/15MASCC2CaltexStatementFuel(501.90)4408/31/15Fuel & Vehicle Maintenance8/31/15CACC1D DomesticCashCleaning(620.00)4528/31/15Domestic Wages9/1/15CACC1Landlord XYDebit OrderRent - September(6,100.00)4019/1/15Rent Paid9/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)4259/1/15Insurance - Short Term9/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4289/1/15Insurance - Life9/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4439/1/15Television Subscription9/1/15MASCC2ABSAC/C StatementInterest(86.08)5359/1/15Interest Paid9/7/15AMXCC1La SallaStatementLa Salla(666.60)7019/7/15Entertainment - Restaurants9/8/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5409/8/15Cash Withdrawal Fees9/11/15MASCC2EngenStatementFuel(519.60)4409/11/15Fuel & Vehicle Maintenance9/12/15AMXCC1GameStatementFlat Screen Television(22,389.32)6259/12/15Furniture & Equipment9/13/15AMXCC1PicknPayStatementPicknPay(748.80)4589/13/15Groceries9/20/15AMXCC1Pigato'sStatementPigato's(684.20)7019/20/15Entertainment - Restaurants9/22/15MASCC2SasolStatementFuel(637.30)4409/22/15Fuel & Vehicle Maintenance9/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)9999/23/15Contra Account9/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.009999/23/15Contra Account9/25/15CACC1Employer NamePayslipGross Salary - September39,200.001019/25/15Gross Remuneration9/25/15CACC1Employer NamePayslipIncome Tax - September(10,204.67)2019/25/15Income Tax9/25/15CACC1Employer NamePayslipPension Fund - September(2,940.00)2059/25/15Pension Fund9/25/15CACC1Employer NamePayslipMedical Aid - September(877.00)2109/25/15Medical Aid9/25/15CACC1Employer NamePayslipUnemployment Fund - September(196.00)2159/25/15Unemployment Insurance9/25/15CACC1FNBBank StatementMonthly Service Fees(167.00)5309/25/15Bank Charges9/26/15CACC1City of Cape TownDebit OrderWater & Electricity(478.00)4049/26/15Water, Electricity & Services9/26/15CACC1TelkomDebit OrderADSL Rental(289.00)4169/26/15Telephone9/26/15CACC1VodacomDebit OrderCell Phone Charges(523.60)4199/26/15Cell Phone9/26/15AMXCC1FNBC/C StatementInterest(176.29)5359/26/15Interest Paid9/26/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)5409/26/15Cash Withdrawal Fees9/28/15AMXCC1ShopriteStatementShoprite(766.70)4589/28/15Groceries9/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)4229/29/15Internet Access9/29/15CACC1ADTDebit OrderSecurity Cost(287.00)4679/29/15Security Costs9/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5109/29/15Financing - Motor Vehicles9/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)9999/29/15Contra Account9/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.009999/29/15Contra Account9/30/15CACC1D DomesticCashCleaning(620.00)4529/30/15Domestic Wages10/1/15CACC1Landlord XYDebit OrderRent - October(6,450.00)40110/1/15Rent Paid10/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)42510/1/15Insurance - Short Term10/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)42810/1/15Insurance - Life10/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)44310/1/15Television Subscription10/1/15MASCC2ABSAC/C StatementInterest(89.06)53510/1/15Interest Paid10/3/15MASCC2TotalStatementFuel(655.00)44010/3/15Fuel & Vehicle Maintenance10/3/15AMXCC1WimpyStatementWimpy(601.90)70110/3/15Entertainment - Restaurants10/13/15AMXCC1WoolworthsStatementWoolworths(784.20)45810/13/15Groceries10/14/15MASCC2BPStatementFuel(672.70)44010/14/15Fuel & Vehicle Maintenance10/14/15CACC1FNBBank StatementCash Withdrawal Fee(15.70)54010/14/15Cash Withdrawal Fees10/16/15AMXCC1AngelosStatementAngelos(619.60)70110/16/15Entertainment - Restaurants10/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)99910/23/15Contra Account10/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.0099910/23/15Contra Account10/25/15CACC1Employer NamePayslipGross Salary - October39,200.0010110/25/15Gross Remuneration10/25/15CACC1Employer NamePayslipIncome Tax - October(10,204.67)20110/25/15Income Tax10/25/15CACC1Employer NamePayslipPension Fund - October(2,940.00)20510/25/15Pension Fund10/25/15CACC1Employer NamePayslipMedical Aid - October(877.00)21010/25/15Medical Aid10/25/15CACC1Employer NamePayslipUnemployment Fund - October(196.00)21510/25/15Unemployment Insurance10/25/15MASCC2CaltexStatementFuel(690.40)44010/25/15Fuel & Vehicle Maintenance10/25/15CACC1FNBBank StatementMonthly Service Fees(172.00)53010/25/15Bank Charges10/26/15AMXCC1FNBC/C StatementInterest(188.38)53510/26/15Interest Paid10/28/15CACC1City of Cape TownDebit OrderWater & Electricity(321.00)40410/28/15Water, Electricity & Services10/28/15CACC1TelkomDebit OrderADSL Rental(289.00)41610/28/15Telephone10/28/15CACC1VodacomDebit OrderCell Phone Charges(523.60)41910/28/15Cell Phone10/28/15AMXCC1SPARStatementSPAR(701.90)45810/28/15Groceries10/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)42210/29/15Internet Access10/29/15CACC1ADTDebit OrderSecurity Cost(287.00)46710/29/15Security Costs10/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)51010/29/15Financing - Motor Vehicles10/29/15AMXCC1Grill & ButcherStatementGrill & Butcher(537.30)70110/29/15Entertainment - Restaurants10/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)99910/29/15Contra Account10/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.0099910/29/15Contra Account10/31/15CACC1D DomesticCashCleaning(620.00)45210/31/15Domestic Wages11/1/15CACC1Landlord XYDebit OrderRent - November(6,450.00)40111/1/15Rent Paid11/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)42511/1/15Insurance - Short Term11/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)42811/1/15Insurance - Life11/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)44311/1/15Television Subscription11/1/15MASCC2ABSAC/C StatementInterest(92.04)53511/1/15Interest Paid11/1/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)54011/1/15Cash Withdrawal Fees11/5/15MASCC2CaltexStatementFuel(608.10)44011/5/15Fuel & Vehicle Maintenance11/11/15AMXCC1Quay9StatementQuay9(555.00)70111/11/15Entertainment - Restaurants11/12/15AMXCC1PicknPayStatementPicknPay(719.60)45811/12/15Groceries11/16/15MASCC2EngenStatementFuel(625.80)44011/16/15Fuel & Vehicle Maintenance11/19/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)54011/19/15Cash Withdrawal Fees11/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)99911/23/15Contra Account11/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.0099911/23/15Contra Account11/24/15AMXCC1BethasStatementBethas(572.70)70111/24/15Entertainment - Restaurants11/25/15CACC1Employer NamePayslipGross Salary - November39,200.0010111/25/15Gross Remuneration11/25/15CACC1Employer NamePayslipIncome Tax - November(10,204.67)20111/25/15Income Tax11/25/15CACC1Employer NamePayslipPension Fund - November(2,940.00)20511/25/15Pension Fund11/25/15CACC1Employer NamePayslipMedical Aid - November(877.00)21011/25/15Medical Aid11/25/15CACC1Employer NamePayslipUnemployment Fund - November(196.00)21511/25/15Unemployment Insurance11/25/15CACC1FNBBank StatementMonthly Service Fees(191.00)53011/25/15Bank Charges11/26/15AMXCC1FNBC/C StatementInterest(180.42)53511/26/15Interest Paid11/27/15MASCC2SasolStatementFuel(643.50)44011/27/15Fuel & Vehicle Maintenance11/27/15AMXCC1ShopriteStatementShoprite(837.30)45811/27/15Groceries11/28/15CACC1City of Cape TownDebit OrderWater & Electricity(463.00)40411/28/15Water, Electricity & Services11/28/15CACC1TelkomDebit OrderADSL Rental(289.00)41611/28/15Telephone11/28/15CACC1VodacomDebit OrderCell Phone Charges(523.60)41911/28/15Cell Phone11/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)42211/29/15Internet Access11/29/15CACC1ADTDebit OrderSecurity Cost(287.00)46711/29/15Security Costs11/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)51011/29/15Financing - Motor Vehicles11/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)99911/29/15Contra Account11/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.0099911/29/15Contra Account11/30/15CACC1D DomesticCashCleaning(620.00)45211/30/15Domestic Wages12/1/15CACC1Landlord XYDebit OrderRent - December(6,450.00)40112/1/15Rent Paid12/1/15CACC1Mutual & FederalDebit OrderInsurance(152.00)42512/1/15Insurance - Short Term12/1/15CACC1Liberty InternationalDebit OrderLife Insurance(561.00)42812/1/15Insurance - Life12/1/15CACC1MultichoiceDebit OrderDSTV Subscription(573.00)44312/1/15Television Subscription12/1/15MASCC2ABSAC/C StatementInterest(95.02)53512/1/15Interest Paid12/7/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)54012/7/15Cash Withdrawal Fees12/7/15AMXCC1La SallaStatementLa Salla(590.40)70112/7/15Entertainment - Restaurants12/8/15MASCC2TotalStatementFuel(661.20)44012/8/15Fuel & Vehicle Maintenance12/12/15AMXCC1WoolworthsStatementWoolworths(855.00)45812/12/15Groceries12/19/15MASCC2BPStatementFuel(678.90)44012/19/15Fuel & Vehicle Maintenance12/20/15AMXCC1Pigato'sStatementPigato's(505.10)70112/20/15Entertainment - Restaurants12/23/15CACC1FNBBank StatementC/C Repayment(10,200.00)99912/23/15Contra Account12/23/15AMXCC1FNBC/C StatementC/C Repayment10,200.0099912/23/15Contra Account12/25/15CACC1Employer NamePayslipGross Salary - December39,200.0010112/25/15Gross Remuneration12/25/15CACC1Employer NamePayslipHousing Subsidy15,000.0011512/25/15Subsidies Received12/25/15CACC1Employer NamePayslipIncome Tax - December(10,204.67)20112/25/15Income Tax12/25/15CACC1Employer NamePayslipPension Fund - December(2,940.00)20512/25/15Pension Fund12/25/15CACC1Employer NamePayslipMedical Aid - December(877.00)21012/25/15Medical Aid12/25/15CACC1Employer NamePayslipUnemployment Fund - December(196.00)21512/25/15Unemployment Insurance12/25/15CACC1FNBBank StatementMonthly Service Fees(151.00)53012/25/15Bank Charges12/25/15CACC1FNBBank StatementCash Withdrawal Fee(10.70)54012/25/15Cash Withdrawal Fees12/26/15AMXCC1FNBC/C StatementInterest(175.29)53512/26/15Interest Paid12/27/15AMXCC1SPARStatementSPAR(872.70)45812/27/15Groceries12/29/15CACC1City of Cape TownDebit OrderWater & Electricity(479.00)40412/29/15Water, Electricity & Services12/29/15CACC1TelkomDebit OrderADSL Rental(289.00)41612/29/15Telephone12/29/15CACC1VodacomDebit OrderCell Phone Charges(523.60)41912/29/15Cell Phone12/29/15CACC1MwebDebit OrderInternet Service Provider(152.00)42212/29/15Internet Access12/29/15CACC1ADTDebit OrderSecurity Cost(287.00)46712/29/15Security Costs12/29/15CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)51012/29/15Financing - Motor Vehicles12/29/15CACC1FNBBank StatementC/C Repayment(2,150.00)99912/29/15Contra Account12/29/15MASCC2ABSAC/C StatementC/C Repayment2,150.0099912/29/15Contra Account12/30/15MASCC2CaltexStatementFuel(696.60)44012/30/15Fuel & Vehicle Maintenance12/31/15CACC1D DomesticCashCleaning(620.00)45212/31/15Domestic Wages1/1/16CACC1Landlord XYDebit OrderRent - January(6,450.00)4011/1/16Rent Paid1/1/16CACC1Mutual & FederalDebit OrderInsurance(152.00)4251/1/16Insurance - Short Term1/1/16CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4281/1/16Insurance - Life1/1/16CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4431/1/16Television Subscription1/1/16MASCC2ABSAC/C StatementInterest(98.00)5351/1/16Interest Paid1/2/16AMXCC1WimpyStatementWimpy(525.50)7011/2/16Entertainment - Restaurants1/10/16MASCC2EngenStatementFuel(614.30)4401/10/16Fuel & Vehicle Maintenance1/11/16AMXCC1PicknPayStatementPicknPay(890.40)4581/11/16Groceries1/12/16CACC1FNBBank StatementCash Withdrawal Fee(15.70)5401/12/16Cash Withdrawal Fees1/15/16AMXCC1AngelosStatementAngelos(543.50)7011/15/16Entertainment - Restaurants1/18/16CACC1FNBBank StatementPersonal Loan8,250.003501/18/16Loans Received1/21/16MASCC2SasolStatementFuel(632.00)4401/21/16Fuel & Vehicle Maintenance1/23/16CACC1FNBBank StatementC/C Repayment(10,200.00)9991/23/16Contra Account1/23/16AMXCC1FNBC/C StatementC/C Repayment10,200.009991/23/16Contra Account1/25/16CACC1Employer NamePayslipGross Salary - January39,200.001011/25/16Gross Remuneration1/25/16CACC1Employer NamePayslipIncome Tax - January(10,204.67)2011/25/16Income Tax1/25/16CACC1Employer NamePayslipPension Fund - January(2,940.00)2051/25/16Pension Fund1/25/16CACC1Employer NamePayslipMedical Aid - January(906.00)2101/25/16Medical Aid1/25/16CACC1Employer NamePayslipUnemployment Fund - January(196.00)2151/25/16Unemployment Insurance1/25/16CACC1FNBBank StatementMonthly Service Fees(187.00)5301/25/16Bank Charges1/26/16AMXCC1ShopriteStatementShoprite(808.10)4581/26/16Groceries1/26/16AMXCC1FNBC/C StatementInterest(187.38)5351/26/16Interest Paid1/28/16CACC1City of Cape TownDebit OrderWater & Electricity(521.00)4041/28/16Water, Electricity & Services1/28/16CACC1TelkomDebit OrderADSL Rental(289.00)4161/28/16Telephone1/28/16CACC1VodacomDebit OrderCell Phone Charges(523.60)4191/28/16Cell Phone1/29/16CACC1MwebDebit OrderInternet Service Provider(152.00)4221/29/16Internet Access1/29/16CACC1ADTDebit OrderSecurity Cost(287.00)4671/29/16Security Costs1/29/16CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5101/29/16Financing - Motor Vehicles1/29/16CACC1FNBBank StatementC/C Repayment(2,150.00)9991/29/16Contra Account1/29/16MASCC2ABSAC/C StatementC/C Repayment2,150.009991/29/16Contra Account1/30/16CACC1FNBBank StatementCash Withdrawal Fee(10.70)5401/30/16Cash Withdrawal Fees1/31/16CACC1D DomesticCashCleaning(620.00)4521/31/16Domestic Wages2/1/16CACC1Landlord XYDebit OrderRent - February(6,450.00)4012/1/16Rent Paid2/1/16CACC1Mutual & FederalDebit OrderInsurance(152.00)4252/1/16Insurance - Short Term2/1/16CACC1Liberty InternationalDebit OrderLife Insurance(561.00)4282/1/16Insurance - Life2/1/16MASCC2TotalStatementFuel(649.70)4402/1/16Fuel & Vehicle Maintenance2/1/16CACC1MultichoiceDebit OrderDSTV Subscription(573.00)4432/1/16Television Subscription2/1/16MASCC2ABSAC/C StatementInterest(100.98)5352/1/16Interest Paid2/10/16AMXCC1WoolworthsStatementWoolworths(825.80)4582/10/16Groceries2/12/16MASCC2BPStatementFuel(667.40)4402/12/16Fuel & Vehicle Maintenance2/17/16CACC1FNBBank StatementCash Withdrawal Fee(10.70)5402/17/16Cash Withdrawal Fees2/23/16MASCC2CaltexStatementFuel(685.10)4402/23/16Fuel & Vehicle Maintenance2/23/16CACC1FNBBank StatementC/C Repayment(10,200.00)9992/23/16Contra Account2/23/16AMXCC1FNBC/C StatementC/C Repayment10,200.009992/23/16Contra Account2/25/16CACC1Employer NamePayslipGross Salary - February39,200.001012/25/16Gross Remuneration2/25/16CACC1Employer NamePayslipIncome Tax - February(10,204.67)2012/25/16Income Tax2/25/16CACC1Employer NamePayslipPension Fund - February(2,940.00)2052/25/16Pension Fund2/25/16CACC1Employer NamePayslipMedical Aid - February(906.00)2102/25/16Medical Aid2/25/16CACC1Employer NamePayslipUnemployment Fund - February(196.00)2152/25/16Unemployment Insurance2/25/16AMXCC1SPARStatementSPAR(843.50)4582/25/16Groceries2/25/16CACC1FNBBank StatementMonthly Service Fees(172.00)5302/25/16Bank Charges2/26/16AMXCC1FNBC/C StatementInterest(179.42)5352/26/16Interest Paid2/28/16CACC1City of Cape TownDebit OrderWater & Electricity(502.00)4042/28/16Water, Electricity & Services2/28/16CACC1TelkomDebit OrderADSL Rental(289.00)4162/28/16Telephone2/28/16CACC1VodacomDebit OrderCell Phone Charges(523.60)4192/28/16Cell Phone2/28/16CACC1MwebDebit OrderInternet Service Provider(152.00)4222/28/16Internet Access2/28/16CACC1D DomesticCashCleaning(620.00)4522/28/16Domestic Wages2/28/16CACC1ADTDebit OrderSecurity Cost(287.00)4672/28/16Security Costs2/28/16CACC1WesbankDebit OrderMotor Vehicle Instalment(3,331.00)5102/28/16Financing - Motor Vehicles2/28/16CACC1FNBBank StatementC/C Repayment(2,150.00)9992/28/16Contra Account2/28/16MASCC2ABSAC/C StatementC/C Repayment2,150.009992/28/16Contra Account

Page &P of &NOn this sheet:All personal income & expenses should be recorded on this sheet. Transactions can be copied from bank or credit card statements or simply entered. All the columns with a yellow column heading require user input and the Account Description column contains a formula that should be copied for all new transactions that are entered. The initial opening statement balances should also be recorded on this sheet and all transfers between transaction sources should be allocated to the Contra Account (account number 999).

ReportPersonal Finance ReportSourceFromMonthly Income & ExpensesAll TransactionsTo www.excel-skills.comAccount NumberDescriptionMar-2015Apr-2015May-2015Jun-2015Jul-2015Aug-2015Sep-2015Oct-2015Nov-2015Dec-2015Jan-2016Feb-2016Total101Gross Remuneration36,50036,50036,50036,50036,50036,50039,20039,20039,20039,20039,20039,200454,200105Commission Received0.00.00.00.00.00.00.00.00.00.00.00.00.0110Total Allowances0.00.00.00.00.00.00.00.00.00.00.00.00.0115Subsidies Received0.00.00.00.00.00.00.00.00.015,0000.00.015,000190Other Remuneration0.00.00.00.00.00.00.00.00.00.00.00.00.0Total Remuneration36,50036,50036,50036,50036,50036,50039,20039,20039,20054,20039,20039,200469,200201Income Tax(9,179)(9,179)(9,179)(9,179)(9,179)(9,179)(10,205)(10,205)(10,205)(10,205)(10,205)(10,205)(116,300)205Pension Fund(2,738)(2,738)(2,738)(2,738)(2,738)(2,738)(2,940)(2,940)(2,940)(2,940)(2,940)(2,940)(34,065)210Medical Aid(877)(877)(877)(877)(877)(877)(877)(877)(877)(877)(906)(906)(10,582)215Unemployment Insurance(183)(183)(183)(183)(183)(183)(196)(196)(196)(196)(196)(196)(2,271)220Retirement Annuities0.00.00.00.00.00.00.00.00.00.00.00.00.0290Other Deductions0.00.00.00.00.00.00.00.00.00.00.00.00.0Total Deductions(12,976)(12,976)(12,976)(12,976)(12,976)(12,976)(14,218)(14,218)(14,218)(14,218)(14,247)(14,247)(163,218)Net Remuneration23,52423,52423,52423,52423,52423,52424,98224,98224,98239,98224,95324,953305,982301Dividend Income0.00.012,8650.00.00.00.00.00.00.00.00.012,865305Interest Received0.00.00.00.00.00.00.00.00.00.00.00.00.0310Income from Pension0.00.00.00.00.00.00.00.00.00.00.00.00.0315Income from Annuities0.00.00.00.00.00.00.00.00.00.00.00.00.0350Loans Received0.00.00.00.00.00.00.00.00.00.08,2500.08,250390Other Income0.00.00.00.00.00.00.00.00.00.00.00.00.0Total Other Income & Receipts0.00.012,8650.00.00.00.00.00.00.08,2500.021,115401Rent Paid(6,100)(6,100)(6,100)(6,100)(6,100)(6,100)(6,100)(6,450)(6,450)(6,450)(6,450)(6,450)(74,950)404Water, Electricity & Services(450)(348)(432)(542)(532)(572)(478)(321)(463)(479)(521)(502)(5,640)407Property Rates & Taxes0.00.00.00.00.00.00.00.00.00.00.00.00.0410Repairs & Maintenance0.00.00.0(1,297)0.00.00.00.00.00.00.00.0(1,297)413Property Levies0.00.00.00.00.00.00.00.00.00.00.00.00.0416Telephone(289)(289)(289)(289)(289)(289)(289)(289)(289)(289)(289)(289)(3,468)419Cell Phone(524)(524)(524)(524)(524)(524)(524)(524)(524)(524)(524)(524)(6,283)422Internet Access(152)(152)(152)(152)(152)(152)(152)(152)(152)(152)(152)(152)(1,824)425Insurance - Short Term(152)(152)(152)(152)(152)(152)(152)(152)(152)(152)(152)(152)(1,824)428Insurance - Life(561)(561)(561)(561)(561)(561)(561)(561)(561)(561)(561)(561)(6,732)431Medical Costs0.00.00.00.00.00.00.00.00.00.00.00.00.0434Donations0.00.0(907)0.00.00.00.00.00.00.00.00.0(907)437Education Cost0.00.00.00.00.00.00.00.00.00.00.00.00.0440Fuel & Vehicle Maintenance(1,309)(962)(1,475)(1,734)(1,593)(1,653)(1,157)(2,018)(1,877)(2,037)(1,246)(2,002)(19,063)443Television Subscription(573)(573)(573)(573)(573)(573)(573)(573)(573)(573)(573)(573)(6,876)446Memberships0.00.00.00.00.00.00.00.00.00.00.00.00.0449Subscriptions0.00.00.00.00.00.00.00.00.00.00.00.00.0452Domestic Wages(620)(620)(620)(620)(620)(620)(620)(620)(620)(620)(620)(620)(7,440)455Gardening0.00.00.00.00.00.00.00.00.00.00.00.00.0458Groceries(1,642)(1,739)(2,422)(1,503)(1,576)(1,445)(1,516)(1,486)(1,557)(1,728)(1,699)(1,669)(19,980)461Clothing0.00.00.00.00.00.00.00.00.00.00.00.00.0464Maintenance Payments0.00.00.00.00.00.00.00.00.00.00.00.00.0467Security Costs(287)(287)(287)(287)(287)(287)(287)(287)(287)(287)(287)(287)(3,444)490Other Expenses0.00.00.00.00.00.00.00.00.00.00.00.00.0Total Expenses(12,659)(12,306)(14,493)(14,334)(12,959)(12,927)(12,408)(13,433)(13,505)(13,851)(13,073)(13,781)(159,728)501Home Loan Repayments - Primary Residence0.00.00.00.00.00.00.00.00.00.00.00.00.0505Personal Loan Instalments0.00.00.00.00.00.00.00.00.00.00.00.00.0510Financing - Motor Vehicles(3,331)(3,331)(3,331)(3,331)(3,331)(3,331)(3,331)(3,331)(3,331)(3,331)(3,331)(3,331)(39,972)515Financing - Computers0.00.00.00.00.00.00.00.00.00.00.00.00.0520Financing - Furniture0.00.00.00.00.00.00.00.00.00.00.00.00.0525Credit Card Repayments0.00.00.00.00.00.00.00.00.00.00.00.00.0530Bank Charges(162)(168)(161)(169)(156)(159)(167)(172)(191)(151)(187)(172)(2,015)535Interest Paid(271)(282)(273)(267)(278)(269)(262)(277)(272)(270)(285)(280)(3,287)540Cash Withdrawal Fees(21)(11)(21)(21)(16)(21)(21)(16)(21)(21)(26)(11)(229)590Other Financing Costs0.00.00.00.00.00.00.00.00.00.00.00.00.0Total Financing Cost & Bank Charges(3,785)(3,792)(3,786)(3,788)(3,780)(3,780)(3,782)(3,796)(3,816)(3,774)(3,830)(3,794)(45,503)601Property Rental Income0.00.00.00.00.00.00.00.00.00.00.00.00.0605Home Loan Repayments - Buy to Let0.00.00.00.00.00.00.00.00.00.00.00.00.0610Investment - Retirement Annuities0.00.00.00.00.00.00.00.00.00.00.00.00.0615Investment - Shares0.00.00.0(14,500)0.00.00.00.00.00.00.00.0(14,500)620Investment - Money Market0.00.00.00.00.00.00.00.00.00.00.00.00.0625Furniture & Equipment0.00.00.00.00.00.0(22,389)0.00.00.00.00.0(22,389)690Other Assets0.00.00.00.00.00.00.00.00.00.00.00.00.0695Other Investments0.00.00.00.00.00.00.00.00.00.00.00.00.0Total Investments & Assets0.00.00.0(14,500)0.00.0(22,389)0.00.00.00.00.0(36,889)701Entertainment - Restaurants(642)(1,079)(932)(1,303)(1,978)(1,280)(1,351)(1,759)(1,128)(1,096)(1,069)0.0(13,615)705Entertainment - Bars0.00.00.00.00.00.00.00.00.00.00.00.00.0710Entertainment - Other0.00.00.00.00.00.00.00.00.00.00.00.00.0715Travel & Accommodation0.00.00.00.00.0(53,432)0.00.00.00.00.00.0(53,432)790Other Expenses0.00.00.00.00.00.00.00.00.00.00.00.00.0Total Entertainment & Leisure Costs(642)(1,079)(932)(1,303)(1,978)(54,712)(1,351)(1,759)(1,128)(1,096)(1,069)0.0(67,047)999Contra Account0.00.00.00.00.00.00.00.00.00.00.00.00.0Surplus / (Shortfall) for the month6,4386,34817,178(10,400)4,807(47,894)(14,948)5,9956,53421,26215,2317,37817,930

Page &P of &NOn this sheet:The 12 month personal finance report on this sheet is automatically calculated from the transactions that are recorded on the Transactions sheet. The reporting periods are defined by entering a Start Date on the Sources sheet and you can add additional accounts to the report after creating the accounts on the Accounts sheet. The report can be filtered to display transactions from all transaction sources or transactions from only one transaction source. The report totals in column P can be calculated for any user defined date.