Personal Finance

Room 223

Miss Ebner

Welcome to a class that you will actually use the rest of your

life!!

(…unless you are independently wealthy & never

have to work a day in your life!)

1. Get out a piece of notebook paper & at the top of the page write “Question of the Day” & your name.

2. Write the day of the week & date (Wednesday, August 19th) 

3. Copy the following question onto your paper (under the date). ONLY THE QUESTION!

Which of the following statements about our interactions with money is NOT considered to be true?

A. You are responsible for your present self and your future self.

B. Your present self impacts your future self.

C. You are better off in a community than by yourself.

D. Investment increases risk and reduces your ability to cope with risk and uncertainty.

4. Under the question write down the LETTER of which answer you think is the BEST.

5. As a class, we will discuss the correct answer.

6. Then write out the ENTIRE correct answer on your paper.

7. Your paper should look like this: (next slide)

Question of the Day

Wednesday, August 19th

Which of the following statements about our interactions with money is NOT considered to be true?

(your guess) Investment increases risk and reduces your ability to cope with risk and uncertainty.

Thursday, August 20th

Name:______________

NAME GAME

•What is the value of knowing someone’s name?

•How do you feel when someone does not remember your name?

• What about when someone does??

* Is one of the most powerful tools you can ever use!!

* This tells people that they are important enough for you to remember!!

Knowing Someone’s Name

With OVER 1,400 students,

High school can be way too unfriendly…

When you see each other in the hall,

SAY:“HI (insert name)!!!”

NAME GAME TEST

ON FRIDAY,

August 28th

(write this in your agenda book!)

Take notes if you need to,

but need to learn faces by

Friday, Aug. 28th for the test!

While I’m mentioning a TEST

• TAKE NOTES! (“orientation review worksheet”

NEXT, consider becoming a member of DECA!

This is the club for students who one day want to be in business,

marketing, management, or own their own business.

We have some great DECA activities planned!

ULTIMATE DECA POWER TRIPAustin, TX Nov. 2013

State CompetitionGreensboro, NC

International DECA Conference in

Nashville, TN April/May 2015

DECA Does… Fundraisers to help you earn your way to

leadership training conferences & competition

• Community Service projects

• Social activities

• Public relations & promotions

• Contests & competitions

• Lots of FUN & CREATIVE activities!!

http://www.deca.org/

• Go to the DECA website & check it out!

You are DECA!

• We need students with creativity, leadership skills, people skills, who like to be involved & have fun!

• We need students to head up projects & committee members who make things happen!

• Become an active, involved member of DECA! You do have something to contribute!

• Don’t miss out on the fun! Join DECA!

DECA Needs YOU!!• Community Service Project

• Social Activities

• Competition Committee – Snacks & StudyEvery Thursday after school – my room

• TRAVEL!!

• And lots more!!

We would loveto have you join ACRHS DECA

this year!

ATTENDANCE COUNTS!!

You will have the opportunity to earn BONUS POINTS by having good attendance!

PERFECT ATTENDANCE (ZERO tardies, ZERO absences – excused or unexcused) will earn DOUBLE the BONUS POINTS!!

Exactly how to earn these BONUS POINTS will be explained later when we go over the Course Handbook.)

CLASSROOM SUPPLIES

1. 3” 3-ring binder

** Any color

** Binder MUST have clear windows (for inserts) on the

front, back & spine

2. 5 section index tabs/dividers

3. 3-hole lined notebook paper

4. Pencil Pouch – **DO NOT ASK FOR HILITERS/PENS/PENCILS!*

5. 2 Black or blue ink pens

6. 2 Pencils or mechanical pencils – both with erasers

7. 2 highlighters (not magic markers) of different colors – you may select any colors

NOTEBOOKS/SUPPLIESMUST have ALL of these

in class EVERY DAY!

#1 – Agenda Book or Calendar

#2 – HOMEWORK FOLDER - Due Monday, 8/24

#3 – COMPLETED NOTEBOOK - Due Monday, 8/24

#4 – Index Cards (250) – will be kept in the classroom for vocabulary assignments. Due Monday, 8/24

#5 – Semester Reading Book (details explained later) Due Monday, 8/31

ORGANIZATION for SUCCESS

•Everyone get out your Agenda Book or Calendar

•Let’s ALL write down these assn’s on the days they are due – HILITE!!!

•Use Calendar!!! Stay Organized!

CLASSROOM RULES#1. POSITIVE ATMOSPHERE

o        Too much negative stuff outside the classroom door

o        This is a safe place

o        We will grow very close

o        Accept people for who they are – it takes all kinds to make the world go round

o        Try new things – not a threat, but FUN!

o        Expand our horizons, stretch your comfort zone – GROW!!

o        Mutual Respect for all

Classroom Rules (cont.)

#2. NO FOOD

#3. WATER ONLY (nothing sticky – messy spills!)

#4. NO ELECTRONICS (It’s worth BP’s!)

**Without my permission (educational purposes)

#5. CLEAN UP AFTER YOURSELF (neither your mother nor your personal maid works here!)

Classroom Rules (cont.)

#6. THIS IS MY (Miss Ebner’s) WORK SPACE.

Respect it as my space, just like you want your family to respect your room at home. Don’t go digging through things you have no business looking at or helping yourself to.

#7. BRING YOUR NOTEBOOK & SUPPLIES TO CLASS EVERY SINGLE DAY!! This will also include your semester reading book (more on this later….).

And,

Just in case you were wondering….

YES!!

YOU WILL HAVE

HOMEWORK!

What does it take to succeed in this course?

•Do all assignments

•TURN in assignments

•Put forth your best effort

•Get along with & support fellow students

•Be a positive influence in this class

•Have fun

•Follow the rules

So….is this class hard?

That depends………

Are you willing to do the work?

Are you willing to try your best?

If YES!

Then you will be fine!

So, get ready……

The journey is about to begin!

Personal Finance is all about learning to manage your money so you can live the life you dream of!