THE BEST PLACE TO FIND A NEW PLACE IN JERSEY

Jersey’s only specialist property magazine & portal | #144 | April 15th 2016

View properties from all quality agents 24/7 at

www.places.je

Jersey’s most comprehensive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online

VIEW ALL PROPERTIES ONLINE 24/7Don’t forget that you can visit www.places.je anytime and almost anywhere

to browse the latest properties from all quality agents

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FEATURED LISTINGSFeatured Sales ...........................................4Featured Rentals ....................................22

AGENT LISTINGSDandara ........................................................6 Moore Properties ......................................8Maillards Estates ..................................... 10Wilsons .......................................................... 11

FEATURES Ogier ..............................................................12Property Profi le ........................................14TMS: Market Update ..............................18Finishing Touches .................................. 20JECC Update ........................................... 20Viberts ..........................................................21Directory .....................................................24JEAA Comment ..................................... 26

WELCOME TO PLACES, THE HOME OF QUALITY PROPERTY IN JERSEY

INVOLVED IN PROPERTY?PLACES IS THE

PLACE FOR YOU

Places is Jersey’s only publication dedicated to multi-agent, high quality property related listings

and features locally.

Places is produced with high quality print and a

quick turnaround, o� ering ultra competitive rates

for high impact premium property goods and services marketing. If

you’re a developer, agent or even a writer interested in home and interiors with some ideas, be sure to get

in touch.

AGENTS / DEVELOPERSGET INCLUDED IN

THE NEXT EDITION

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THE BEST PLACE TO FIND A NEW PLACE IN JERSEY

Jersey’s only specialist property magazine & portal | #144 | April 15th 2016

View properties from all quality agents 24/7 at

www.places.je

Jersey’s most comprehensive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online

VIEW ALL PROPERTIES ONLINE 24/7Don’t forget that you can visit www.places.je anytime and almost anywhere

to browse the latest properties from all quality agents

£515,000 St OuenReady For YouThis 3 bedroom detached home has been well maintained and improved over the past four years by the current owner and has tasteful decor, a purchaser could move straight in with very little to

do. The property has a good sized fully fitted kitchen/diner and a sitting room with double doors leading into the bright open space of the recently installed conservatory. Outside there is an enclosed private garden with borders and lawned area.SAVILLS 722227

£2,550,000 St OuenSunsets GaloreWith panoramic views this stunning newly constructed family residence is located within the coastal national park and just meters from the beach at St Ouen`s Bay. Contemporary high quality energy efficient eco-friendly construction. Four double bedrooms, all with en-suites, very large living room with direct access to a private garden. On the first floor it has a bespoke McCarron family kitchen and access to a decked terrace, splendid dining/living room which has access to a large decked terraces. WILSONS 877977

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£1,150,000 St Lawrence Wonderful Spacious Family HomeOn the market for the first time for many years, this substantial family home offers excellent accommodation in a popular residential area. Situated in a private cul de sac, the house is well away from the main road and is perfect for a growing family, with a safe enclosed garden and with Millbrook park literally 200 metres walk. The property boasts an indoor swimming pool for “year round” use, plus a superb studio apartment.SAVILLS 722227

£1,150,000 St Lawrence Country Life This 1980`s deceptively spacious family home has a Scandinavian feel. The property has been subject to a recent renovation, finished to a high standard and is in an immaculate walk in condition. Located within a short countryside stroll from Waterworks Valley this property boasts a great rural feel.WILSONS 877977

“Located within a short countryside stroll from

Waterworks Valley this property boasts a great rural feel.”

St Mary

£815,000 QUALIFIED

Detached PropertyVillage LocationSpacious Lounge

Enclosed GardenGarage & ParkingNo Onward Chain

4 3

St Helier

£525,000 QUALIFIED

Immaculate Town HouseGarage

2 Reception RoomsSunny Aspect PatioSet Over Three Floors

4 3

St Clement

£569,000 QUALIFIED

Semi-Detached HouseGarage & ParkingEnclosed Garden

Close To The BeachNo Onward Chain

3 2

St Lawrence

£605,000 QUALIFIED

Contemporary Townhouse3 Parking Spaces

Patio & Sun-DeckSuperb Location

3 3St Ouen

£1,300,000 QUALIFIED

Rural Green Lane LocationStables and Land

Outdoor Pool & GardenGated DrivewayTwo Generation Potential

5 3

St Brelade

£489,000 QUALIFIED

Detached BungalowGarage & ParkingEnclosed Garden

Immaculate ConditionNo Onward Chain

1st Floor Apartment2 x Undercover Parking

Large Private TerraceNo Onward Chain

2 1

St Helier

£575,000 QUALIFIED

Mid-Terrace Town HouseGarden & Parking

2 Reception RoomsRefurbishment NeededNo Onward Chain

5 3 St Ouen

£535,000 QUALIFIED

Detached PropertyGarage & ParkingPlayroom & Office

ConservatoryEnclosed Garden

3 2

Millbrook

£350,000 QUALIFIED

2 2

UNDER OFFER

• 19th Century Granite Farm House• Sheltered valley setting• Driveway Approach• Traditional range of outbuildings• 17 vergees agricultural land & 6 of wood/meadowland• Potential to create a unique country residence

5 2 6

St Lawrence

£1.795m£1.9m

• New Build Detached House• Contemporary Style Incorporating 2 Granite Barns• Wonderful Spacious Living• Large Lawned Garden• Middle of Rural St. Martin• Freehold

4 4 8

St Martin

£1.5m

• Residential Investment - Almost 5% Yield• Semi Detached 3 Bedroom House, recently refurbished• 2 Bathrooms (one en suite)• Parking on site plus generous roadside• Popular location near schools• Freehold

3 2 1+

St Saviour

£405,000

• Duplex Apartment• 3 bedrooms (2 x en-suite)• Large South Facing Balcony• Close to Town and Beach• Share Transfer• Share of Freehold

3 3 X

St Saviour

£365,000

• Extensive Sea Views of St. Aubin’s Bay• Antler Built Penthouse Apartment• Updated to a High Standard• 2 Bedrooms 2 Bathrooms• 2 Secure Parking Spaces• Share of Freehold

2 2 2

St Helier

£595,000

• Substantial Period Home• Generous reception rooms• Integral one bedroom unit• Large garden with pool• Ample parking facilities• Freehold

6 4 10+

St Saviour

£1.75m

• Rural Location• Close to St Johns Village• Conservatory• Large Garden• Garage & Parking for 2• Freehold

3 3 3

St John

• Jersey Georgian House set in one acre of garden and orchard• Derelict Coach House for Second Generation• 4 Bedroom Suites• Large Loft Play Room• 4 Generous Reception Rooms

4 4 10+

Grouville

• 4 Double Bedrooms, 2 Bathrooms• Enchanting Courtyard Garden• 5 minutes walk to the Royal Square• Generous Double Garage• Joint Sole Agents• Freehold

4 2 2

St Helier

£695,000 £795,000

Gorey from£365,000

2 2 0

St Helier £229,000

1 1 1

St Saviour £1,400,000

3 2 2

Grouville £610,000

3 2 3

St John £965,000

4 3 4

St Saviour £895,000

4 2 5

St Mary £1,995,000

5 5 15

St Helier £255,000

1 1 1

St Helier £595,000

2 2 2

St Martin £1,195,000

3 2 4

NEW

NEW

St John £549,950

4 2 2

LAST REMAINING

St Lawrence £1,350,000

4 3 3

NEW PRICE!

CommunicationHome movers identifi ed communication as a key attribute of a highly rated legal adviser.

8 out of 10 home movers are looking for their adviser to be a good communicator. It is important that home movers are able build a rapport with their adviser who can provide them with the advice and information they need to navigate their way through the process of buying and selling property.

It is perhaps not surprising that nowadays the majority of home movers like to be updated by e-mail. That said, 4/10 respondents said that they still preferred telephone conversations as e-mails can lack a personal touch. Whichever the case, the survey revealed that a highly rated adviser will establish their client’s preferred methods of communication at the beginning of the transaction.

Proactive vs ReactiveProactivity is another vital skill with 67% of respondents wanting their adviser to carry out tasks without having to be chased and also to positively deal with their requirements and potential di� culties before they arise.

UpdatesEveryone is di� erent and so it is by building a good rapport with your legal adviser that he or she will be able to identify your individual needs such as how often you wish to be kept updated.

The results of the survey show that 70% of home movers wanted to be kept updated at least once a week even if there is nothing to report. In contrast to this, just over

21% of respondents only wanted to be updated with information or developments that they need to know. Again, it was the advisers who established their client’s need at the beginning of the transaction which rated highly.

RecommendationsIt may not be possible for home movers to tell in the fi rst instance whether or not a legal adviser has the key attributes they are looking for. Home movers, therefore, tend to use recommendations as a means to locate and choose their advisers.

The survey revealed that 51% of respondents chose the legal adviser recommended by their estate agent. It is often the case that an estate agent is one of the fi rst points of contact established during the process of buying and selling property. An experienced agent will have established connections with a range of legal advisers and have worked with them on previous transactions. As such your agent should be well placed to recommend a legal adviser and perhaps even arrange an introduction.

It is also the case that 6 out of 10 respondents chose their legal adviser based on a third party recommendation. The results show that home movers who have built up a good relationship with their adviser and received a highly rated service previously will recommend that adviser to others, such as friends and family.

The Price FactorFor the past few years the results of the surveys have showed that home movers seldom choose the cheapest. In 2015 just 1 in

10 respondents chose the adviser who quoted the cheapest fee with 77% saying that price is ‘not very’ or ‘not really’ important.

It is clear from this and the results mentioned above that home movers want to see more from their adviser than just low prices. The survey indicates that advisers who cut their prices have to increase the volume of their workload which in turn produces lower rating in respect of the key attributes.

ConclusionThe survey reveals that home movers are looking for a legal adviser who is approachable, professional, contactable and proactive and that they are likely to locate such an adviser through recommendations from their agent and/or friends and family.

At Ogier we handle a wide range of local residential transactions ranging from the purchase and sale of fl ats and starter homes to the most valuable and prestigious properties in Jersey.

Our residential property team is highly recommended by local agents, banks and the people we have helped to buy, sell and fi nance their property.

Whether you’re buying, selling or investing in property in Jersey, you can rest assured that our experienced property team will ensure you avoid any pitfalls.

We provide a personal and unique service to all of our clients ranging from fi rst time buyers to people wanting to upsize or downsize or to high net worth individuals relocating to Jersey.

The Property Academy, in association with tmgroup, has published its annual survey of home moving trends. Mark Carboulec, Senior Conveyancer at Ogier, comments on the fi ndings of the survey to assist home movers locate and choose their legal advisers in Jersey.

Home Moving Trends

For property law advice call the Ogier property team on 01534 514111 or email info@ogierproperty.com.

Alternatively, visit us online at www.ogierproperty.com

The information and expressions of opinion contained in this guide are not intended to be a comprehensive study or to provide legal advice and should not be treated as a substitute for specifi c advice concerning individual situations.

WORDS Mark Carboulec, Senior Conveyancer at Ogier

14

WORDS Sara Felton

PROPERTY PROFILE

Just a short distance from both the airport and the town centre you couldn’t get a better spot for a growing family, or perhaps those new to the island wanting to set up their first home here.  You are also, of course, within walking distance of St Aubins Bay and Millbrook park is just 200 metres from your door, as is the small communal garden, complete with willow trees and a duck pond, whilst you can access this space it attracts no costs to the property.  Of

course there are also plenty of shops only a few minutes away and you will be on the islands best bus route too.

Originally built as a house specifically for the 1:1K market Wonersh House has been occupied by the current owners for over 20 years, and now offers vacant possession, making it perfect for those looking to move on to the property ladder quickly as there is no onward chain.  At just

Wonersh House, named after the small English village the owner of the property is from, is one of the tranquil properties which forms part of Magnolia Gardens, just off the St Aubins inner road in the

parish of St Lawrence.  Built in the grounds of a former manor house, this substantial four bedroom house offers the new owners

a bright and spacious family home in a fantastic location.  

PERFECTLYPEACEFUL

15

PROPERTY PROFILE

short of 4,000 sq ft you’ll have plenty of space to accommodate a growing family and any number of guests coming to visit, even if it’s just from the other side of the island.

As you first enter in to Wonersh House you are greeted by beautiful original Parquet flooring and a very spacious hallway, which leads you to all of the rooms on the first floor. To your left you have a large study, which has custom built storage, in fact this is a feature that can be seen throughout the property, thanks to the current owners thoughtful and clever use of space storage is something you won’t be short of.  The large lounge has a working gas feature fireplace and doors through to the indoor heated swimming pool. As it’s heated it means you can take advantage of this incredible luxury all year round, and it’s long enough to make good use of too, perfect for those wanting to do some laps before heading out for the day.  The pool is well maintained and comes fully equipped with a dehumidifier and a large changing area, complete with shower and bathroom means there’s no need for wet feet traipsing through the house. Sliding doors lead you straight into the secure south facing lawned garden. What you can’t see on first glance is the ‘secret’ garden which lies beyond the mature trees, here you’ll find a vegetable garden and plenty of fruit trees.  The garden also has a built in BBQ and lovely patio area, perfect for entertaining those visitors.  

“Wonersh House is a substantial family home offering excellent accommodation in a popular residential area. The private cul de sac means the house is well away from the main road, making it a peaceful property in a fantastic location.”

16

Wonersh HouseMagnolia Gardens

La Route De St. Aubin, St Lawrence

£1,150,000 Guide price

Savills JerseySandra Pires +44 (0) 1534 722 227 • Detached• 4 Bedroom• 4 Bathroom house• Attached studio apartment• Indoor heated pool• Safe enclosed garden• Wonderful, private convenient location• Ample parking• Qualified• 3753 Sq.Feet (348.66 Sq.Metres)

The kitchen is well thought out and makes the very best use of its space, complete with two ovens, fridge freezer, dishwasher and all the modcons any discerning home cook would want.  Whilst it isn’t an eat in kitchen you have direct access into the huge conservatory, which in turn leads on to the garden and the BBQ area, so you can easily close the doors on your washing up whilst you enjoy the fruits of your labour, in any of the potential dining areas.  There is also a more formal dining room, but this space could easily be utilised as a playroom, or perhaps a cinema.  There is also a very useful downstairs bathroom.

The current owners have cleverly converted what was originally the garage into a one bedroom studio, complete with fitted kitchen and a full sized bathroom. This is the ideal accommodation solution for any two generation family, or perhaps a live in nanny, or another option for guests. They have also used this space to house a laundry room, a wine rack that would be the envy of many vineyards and also more custom built storage. Whilst the garage may have gone there is enough parking outside for ten cars on the paved and landscaped outside area to

the front of the property, so it’s likely you’ll not even notice it’s gone.

Upstairs the house is generously proportioned, feeling very light and airy. Each of the four bedrooms are good sized doubles, two of which fight for the title of master, as they are equally as large and both have en suite bathrooms, perhaps the winner would be the one with a jacuzzi bath, which means it has the larger of the two en suites.  The upstairs accommodation also benefits from a wide south facing balcony, which runs the full length of the back of the house and can be accessed by sliding doors from all of the bedrooms.  There is also a large family bathroom.  The loft can be accessed from two points upstairs and two thirds of it has been floored, making it the perfect place to store all of your suitcases and Christmas decorations.

Wonersh House is a substantial family home offering excellent accommodation in a popular residential area. The private cul de sac means the house is well away from the main road, making it a peaceful property in a fantastic location.

IS PROPERTY YOUR BUSINESS?IT’S OURS TOO.

BOOK NOW

Get involved: for bookings, 2016 rates and enquiries contact Ceri Baker by emailing ceri@places.je or calling 07797 744 345

Tel: 789830www.henleyfi nancial.je

WANT TO BE KEPT UP TO DATE WITH WHAT’S GOING ON?Then please send a request to be added to our monthly Mortgage Shop Bulletin emailing list to: kerrie@mortgageshop.je

Many people keep meaning to get around to sorting out some life cover, whether putting it in place for the fi rst time, or topping up cover they may have arranged years ago that is no longer adequate.

Some people can be put o� by the forms required and time it can take - but you need not be. With online technology available at Henley Financial, it can now take a matter of minutes to apply, get accepted and start your cover. You can even arrange to answer your health and lifestyle questions over the phone, if necessary.

However, don’t be tempted to try to arrange the cover yourself online. You might fi nd that in the event of a claim the plan was not set up appropriately for a Jersey resident, or that the cover is unsuitable.

To fi nd out more please speak with Hayley Carstairs at Henley Financial.

BASE RATE COUNTDOWNEconomists continue to o� er predictions as to when Bank of England base rate will rise, although it really does not look as though anything is going to happen this year, possibly next year although maybe sometime into 2018.

Existing borrowers should continue to grab the opportunity of overpaying as much as they can (subject to mortgage conditions) on their monthly mortgage so as to pay o� their mortgage as quickly as possible and achieve signifi cant savings in the process.

1.39%1.49%1.99%1.69%1.99%1.67%2.74%2.79%2.97%5.24%

60% Tracker60% 2 year fi xed60% 5 year fi xed70% Tracker85% Tracker85% 2 year fi xed85% 5 year fi xed90% Tracker90% 5 year fi xed100% 3 year fi xed

WE REALLY

LIKE THESE

MORTGAGE

INTEREST

RATES!

Tel: 789830www.mortgageshop.je

Jersey Lending Market Interest rates have bottomed out for the time being with over 180 di� erent mortgage options available to Jersey borrowers.

There are a number of special o� ers currently available, with reductions in product fees and valuation costs as well as cash backs on legal fees, all of which can make a noticeable di� erence.

Discount, tracker and fi xed rates continue to be available, at rates that start as low as 1.39%, if you have a 40% deposit and 2.79% if you have a 10% deposit to put down.

JERSEY PROPERTY MARKETThe heat has gone out of the market in the period leading up to and leading on from Easter, although the activity generated since the beginning of the year has kept everybody busy with estate agents, lawyers, lenders and valuers all struggling to meet tight deadlines so do allow as much time as possible when negotiating the purchase of your property – it is essential not to commit yourself before you have consulted the professional team responsible for your purchase.

House prices appear to remain stable, with no signs of them going up yet, although fi rst time buyers tell us that there is a distinct lack of stock in the market to satisfy their specifi c requirements.

HOW MUCH CAN YOU BORROW?Before you start talking to estate agents, make sure you pop into The Mortgage Shop for a fi ve minute review to fi nd out how much you can borrow, the monthly cost of the mortgage and an estimate of the fees etc.

Your home may be repossessed if you do not keep up repayments on your mortgage. Henley Financial is regulated in the conduct of investment business by The Jersey Financial Services Commission.

THINK YOU DON’T HAVE TIME TO SORT OUT YOUR LIFE COVER?

THINK AGAIN.

20

FINISHINGTOUCHES

Gourmet Gadgetry Chocolate Fountain

Romerils£34.99

Sausage Dog TeapotCath Kidston

£28

Multi Egg HolderLe Lievres

£9.99

Elevate Steel CarouselVoisins£49.50

Kitchen Aid MixerDe Gruchy

£367.83

SELECTED BY Rachel Egerton

Is there life on Mars? There will be if Space entrepreneur Elon Musk has anything to say about it. The SpaceX founder has the ambitious plan to establish a human colony on Mars in the next 20 years. One of the big ideas to support human life in this hostile environment is to grow food in purpose built ‘biodomes’ on the surface.

Matt Damon in ‘The Martian’ is testament to this, growing rows of new potatoes with his own brand of improvised fertiliser (!).

Closer to home, we can borrow some of the tools and technology that make life in space possible. It’s just one small step to self su� ciency with a ‘biodome’ in your backyard. The biodome is essentially a space-age greenhouse built in a geodesic shape to make it super strong and energy e� cient. With solar mass, decent insulation and a small heater you can truly create your own microclimate.

They are perfect for growing your own organic veggies with excellent light penetration from the dome-like design and enough open space to have stacks of planters. It’s a great shout for the environment too, as your food only has to travel from garden to fork. All of the cancer-busting greens won’t protect you from radiation in space, but they’re certain to remind you of home!

The geodesic structure is designed to survive the harshest of environments, from gale force winds to small earthquakes, to meteor showers and marauding aliens (OK so we made up the last two, but it is robust!). And you don’t have to have NASA’s budget, you can build your biodome on a budget with creativity and some basic materials.  

Your fi rst step should be to consult an architect to help develop a 3D model of your dome using design software. This will help you scope out the size, specifi cations and the amount of raw materials required for the build. You can even stress test the struts at di� erent pressures. To create your struts you can order in scrap boards at pulp prices, you’ll need to ask a carpenter to help build your wooden frame. Cover with PVC plastic to create your canopy.

Your sci-fi hothouse will be sure to raise some eyebrows, but you’ll have the last laugh as neighbours queue up for fresh organic produce grown from your biodome.  

And, if not a giant leap for mankind, it’s certainly a big step for your garden.

21

WORDS Marie-Anne WauchopeLegal assistant & leading lease lady

www.viberts.comproperty@viberts.com

T: 632277

The law relating to residential tenancies has changed. Tenants are now more protected than they were previously. Landlords on the other hand have new obligations that they need to comply with, but may still not be aware of. Unwitting landlords beware; you could face penalties! The two major changes are the new tenant deposit scheme and the requirement for landlords to prepare condition reports.

Brief backgroundThe Residential Tenancy Law (Jersey) 2011 has been in force since 1st May 2013. It contains protections for the tenant but is also helpful to the landlord, in that it provides guidance on what should be in the lease, which will hopefully reduce disputes further down the line.

The law applies to all agreements for exclusive occupancy (i.e. not shared with landlord), for a value (i.e. rent), which are less than 9 years in length, or; ongoing for an indeterminate period, for a property which is deemed to be residential. For a property to be deemed residential by law, it must contain the following amenities as a bare minimum:

1. A shower or bath or other similar facility which is as (if not more) convenient, e.g. a wet room;2. A washbasin;3. A kitchen;4. A sleeping space; and5. A lavatory.

The law does not apply to licensees, boarders and lodgers, or to holiday lets of less than 3 months. If you are not sure if it applies to your agreement, take advice!

New obligations for landlordsCondition report – compulsory for every new tenancy agreement as of 31st October 2015. The penalty for not completing one is a fi ne of up to £2000. This must:

1. List all the fi xed parts of a property and its condition.2. List the condition of walls, ceilings and fl oors in each room.3. List the condition of items which are in the inventory of contents belonging to the landlord.4. Must be completed within 7 days of the tenancy agreement.

Further details and a draft condition report can be found on the States’ website.

Deposit scheme – compulsory for all new residential tenancies from 2nd November 2015. Failure to comply can result in a fi ne of up to £2000.

The Residential Tenancy Law states that tenants’ deposits must be held by a scheme approved for that specifi c purpose. Landlords must now put deposits into a scheme within 30 working days of taking it from the tenant.The states approved scheme for holding deposits is mydeposits Jersey. They charge a fee which is currently £20 (+£1 GST). This is paid out of the tenant’s deposit. Further details of the scheme can be found at: www.mydepositsjersey.je

When the tenant moves out, so long as there are no disputes, the landlord can authorise mydeposits Jersey to release the amount (minus the fee) back to the departing tenant.

If there is a dispute with regards to deductions from the deposit which cannot be agreed between the tenant and landlord, the scheme provides an Alternative Dispute Resolution Service (ADR) to help come to an agreement or compromise.

If you are a landlord and need specifi c advice on how these changes a� ect you or want help with a lease or a schedule of commission, Viberts can help. If you are a tenant, make sure that you have the greater protection you’re entitled to under this new law.

Landlords take note!

“The Residential Tenancy Law states that tenants’ deposits must be held by a scheme approved for that specifi c purpose.”

FEATURED RENTALS

Castle Quay £2,500pcm

2 2 Q

01534 710710

Superb sea facing aptStunning open plan living areaLarge wrap around balconyAmazing marina aspect2 underground parking spaces

St Helier £1,330pcm

3 1 Q

01534 880544

Duplex ApartmentCentral town locationSpacious kitchen / dinerAppliances includedFlexible accommodation

St Clement £3,000pcm

3 3 Q

01534 880544

PenthouseFantastic locationBalconyOn the BeachNew furnishings throughout

St Martin £4,000pcm

5 3 Q

01534 670334

Pure Luxury Bespoke kitchenApprox 2,800 sq ftLarge garden & orchardGarage & ample parking

St Ouen £4,500pcm

6 4 Q

01534 670334

Beautiful Granite ResidenceOver 5,500 sq ftOutdoor swimming poolStabling & paddockDouble garage & ample parking

St Helier £2,650pcm

3 3 Q

01534 880544

Barn conversionQuality fi nishWalk to townSouth facing gardenOpen plan living

Grouville £2,750pcm

2 2 R

01534 860650

Stunning luxury apartmentFabulous views across golf course and seaQuality en suite bathroomsTwo balconiesSecure undercover parking

St John £5,000pcm

4 2 R

01534 860650

Traditional granite residenceBeautiful landscaped groundsStunning pool house with kitchen & real fi reSwimming pool with safety coverDouble garage and ample parking

St Peter £2,500pcm

3 2 R

01534 860650

Country locationReal fi reEnclosed patio and gardenEasy access to villageAvailable mid-April

Savills Jersey19 Halkett PlaceSt HelierJersey JE2 4WG+44 (0) 1534 722 227jersey@savills.comsavills.je

2424

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Interiors / FurnitureDavid Hick Interiors 865965Bauformat 869111Beaumont Home Centre 822822Bijou Aux Eclat 852212

Channel Blinds 484141Channel Shutter & Door Co. Ltd 285916Coastline 744233Colins and Hayes 01424 720027CP Sunblinds & Curtains 768141Creative Window 744942David Hick 721162deGruchy Furniture Department 818731Emess Lighting 872772Glow Furniture 639777Homemaker Furniture Department 879822Jersey Electricity 505587Jersey Oak 07797 888782Laid Flooring 866536Morton & Morton 726222Mypad.je 633084

ArchitectsAmarchitects Ltd 736728Andrew Harvey Architects 869291Arkitecture Ltd 852306Axis Mason Limited 870137Barnes & Collie Ltd 733100BDK Architects 768740Derek Mason Architects Ltd 880488Design Plus 639773Dyson & Buesnel Architects 880861Elliott Design Partnership 630868Gallaher Architects 724394Godel Architects 486050Jane Faulkner Architects RIBA 498176Julie Temple RIBA 498176Michael Bravery 631312

Nigel Biggar & Partners 731391PAGE Architects Ltd 869054Peter Winn Associates Ltd 874603Richard Le Sueur Architects Ltd 626876TSAssociates 481743Waddington Architects 766788 Wildbore Hands Ltd 605087

CleanersClean Life 499506JCF Cleaners Company Ltd 877694JCOC 725211Ace Cleaning Ltd 888596

House ClearanceMorley’s Clearances 529955

26

THE ASSOCIATIONNews from the Jersey Estate Agents’ Association

WORDS John QuemardPresident, Jersey Estate Agents’ Association

ARE YOU REALLY A CASH BUYER?

To learn more about the JEAA or for further information on becoming a member, please contact John Quemard on 879879 or email john@quemard.je

The Jersey Estate Agents’ Association is committed to raising the standards in estate agency in Jersey. For reliable information please see our list of members on this page or visit our website at www.jeaa.co.uk

Bridle Estates766999www.bridle.je

Choice Properties620620www.choicejersey.com

Columbia Estates734200www.columbiaestates.je

Crespel Properties625569www.crespel.co.uk

Hunt Estates 860650www.huntestates.co

Indigo Estates639955www.indigo.je

Keys Properties Ltd736090www.keys.je

Maillard’s Estates737293www.maillards.je

Moore Properties880544www.mooreproperties.co.uk

ND Estates629009www.ndestates.com

Nuvo Estates 07797 888880www.nuvo.je

Quemard Properties879879www.quemard.je

Red Properties710710www.redproperties.je

Savills722227www.savills.je

Uniquely Estates529000www.uniquelyestates.com

Wilsons877977www.wilsons.je

JEAA Members

One of the most important factors to consider when selling a property is whether or not the purchaser is a cash buyer. If this issue is not clearly identifi ed at the outset, a sale can take longer than expected or may even be lost!This is generally due to miscommunication or a misunderstanding and can be easily resolved by gaining the correct information from the start.

To clarify, a buyer is only a cash buyer in the true sense if he / she has real cash assets (funds) available at the time of completion. This would include a buyer who has secured an “in principal” notifi cation from a mortgage lender that funds will be made available.

A buyer re-mortgaging a property to purchase another property - would only become a cash buyer once the transaction had been completed and equity released;

A buyer awaiting a divorce settlement - would only become a cash buyer once the divorce had been completed and funds released;

A buyer with a property to sell and a potential purchaser in place – would only

become a cash buyer once the property had been sold and funds released.

Sadly it can be the case that a purchaser pulls out at the last minute (as we experience from time to time) due to these discrepancies.

It is therefore vital that all parties concerned are fully aware of all the facts from the outset, such as what the fi nancial position of the potential purchaser is and the subsequent timescale for achieving cash buyer status.

Armed with all this information the property transaction can proceed through the necessary channels and result in success for all concerned.

The JEAA continues to provide valuable services to property buyers and sellers, landlords and tenants, and our member fi rms are there to assist you through the process from start to fi nish with our professional approach and our adherence to our Code of Practice.

To clarify, a buyer is only a cash buyer in the true sense if he / she has real cash assets (funds) available at the time of completion. This would include a buyer who has secured an “in principal” notifi cation from a mortgage lender that funds will be made available.