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PORTSMOUTH DAILY TIMESFriday, November 12, 2010

INSIDE:• 24th Annual Dickens of a Christmas Calendar - page 2

• Green Gift Guide: 8 ideas for great Green Gifts - page 4

• Avoid Hidden Fees on Holiday Gift Cards - page 5

• Practice ATM Safety This Season - page 6

• Familiar Friend an Option for Cash-Strapped Shoppers - page 7

ADVERTISER INDEX:B & B Loan .............................. page 7Designer Inspired Handbags .... page 3Fleming Barns ........................... page 3Genesis Oxygen/Home Med .... page 5Heart’s Desire ............................ page 2Here’s Your Sign ........................ page 4John Deere/Gampps .................. page 8Little Mozart .............................. page 2Lute Supply ................................ page 6Luv Nails ................................... page 3Morgan Brothers ....................... page 7Prussia Valley ............................ page 5Rich TV ..................................... page 4Tri State Rehab ......................... page 5Wallpaper and More ................ page 2Wurster Drugs ............................. page 6

• Friday, November 12, 2010 Portsmouth Daily Times

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24th Annual Dickens of a Christmas Calendar releasedFor more on the Dickensof a Christmas Calendar,see the Arts & Fun coverof the Sunday, November14 Daily Times.

The Portsmouth Area Arts Councilwith funding from Southern OhioMedical Center, presents the 24th AnnualDickens of a Christmas Calendar. Thearea’s cultural organizations, musicgroups and creative individuals who pro-vide Portsmouth with a vibrant culturallife throughout the year are the very heartand soul of “A Dickens of a ChristmasFestival” happening throughout thePortsmouth Area, throughout theChristmas season.

For additional information on festivalevents, refer to the calendar for contactnumbers or call the Portsmouth Area ArtsCouncil at 740-351-3642.

Nov. 10 - Jan. 8Shawnee Lodge Holiday Display

Shawnee Lodge is transformed into awinter wonderland by over 80 membersof our local garden clubs. See over 35beautifully decorated trees with over35,000 lights. The dining room is open

for breakfast, lunch and dinner daily.

Saturday, Nov. 13Holiday Downtown Open House

Participating downtown and HistoricBoneyfiddle area businesses will be

dressed in their holiday finery and offer-ing shoppers a hearty hometown wel-come to come in for specials and refresh-ments. Contact: Krista Clark, 464-0203,[email protected]

Thursday, Nov. 18, 6 p.m., 72nd Jaycees Christmas Parade

A Christmas tradition in downtownPortsmouth for over 70 years, the AnnualJaycees Christmas Parade is the officialkick-off to the Christmas season. Paradeline-up will begin on the Portsmouth HighSchool parking lot at 5:00 with the paradestarting at 6:00. The parade will go weston Gallia Street to 5th Street ending at theValley Foods parking lot. Santa will stopto visit children on Market Street in frontof Market St. Hardware. Contact: LeroyHackworth, [email protected]. LisaCarver, 353-7647.

Tuesday, Nov. 23, 11:30 a.m., Winter Wonderland Tea, FriendsCommunity Center, Tickets: $15

Well-loved by our community, theWinter Wonderland Tea will feature adelicious lunch, entertainment and manyvaluable door prizes. Contact: FriendsCommunity Center, 356-5000.

Saturday, Nov. 27, 10 a.m., 6 p.m.,Sunday, Nov. 28, Noon-4 p.m.

Train and Merchant Expo, FriendsCommunity Center

The community is invited to enjoy themany train displays, accessories and localcraft and vendor booths.

Continued on page 3

Wayne Allen/The Daily TimesAbby Donahoe, Laiken Gambill, Levi Munn and Taylor Huff honor students atMinford High School were among the many honor students who helped to deco-rated Shawnee Lodge on Monday, November 8 for the upcoming holiday season.

Dickenscontinued from page 2

Monday, Nov. 30, 6-9 p.m.,Polar Express Pajama Party,Friends Community CenterKids of all ages are encour-

aged to jump into their comfiestpajamas and cuddle up withtheir loved ones for an eveningof food, games, hot chocolate,and the holiday classic film, ThePolar Express. Santa will also beon hand to jot down yourChristmas wishes and pose for apicture or two.

Friday & Saturday, Dec. 3 & 4, 7:30 p.m.,

Sunday, Dec. 5, 2 p.m., Itʼs aWonderful Life,

Tickets: www.pltlive.com, Portsmouth Little Theatre,

1117 Lawson St.PLT brings this classic

Christmas story to life set in thegolden age of radio dramas.Experience the touching story ofGeorge Bailey and his search fora wonderful life, as you’ve neverseen it before. This innovativeproduction will be the highlightof your Christmas season.

Saturday, Dec. 11, 7:30 p.m.,Portsmouth SymphonyOrchestra Holiday Pops

Concert, Tickets: $6, $10, $12& $16, Vern Riffe Center for

the Arts, 940 2nd St.The Portsmouth Symphony

Orchestra under the direction ofMaestro Carl Daehler presentsits annual Holiday Pops Concertfeaturing the PSO Choral underthe direction of Justin Wiget.The concert features many clas-sical, pops and traditional holi-day music including the audi-ence sing-a-long and HallelujahChorus. Special guests includeSteve Free singing, “Just a BabyBoy.” Contact: The McKinleyBox Office, 351-3600.

Sunday, Dec. 12, ShawneeLodge Free Holiday

Open HouseShawnee Lodge is trans-

formed into a winter wonderland

by over 80 members of our localgarden clubs. Come and strollthrough the lodge and view over35 beautifully decorated treeswith over 35,000 lights. Areachoirs will perform throughoutthe afternoon. Light refresh-ments will be served. SantaClaus will make appearancesthroughout the day. A buffetlunch will be available. Contact:Jodi Lawson, 858-6621, [email protected]

Thursday, Dec. 16, 7:30 p.m.,Oak Ridge Boys Annual

Holiday Tour Concert, Tickets:$20, $26, $33, $36

The Oaks return for their sev-enth holiday concert in the VernRiffe Center for the Arts. Ticketson sale at the McKinley BoxOffice (351-3600) or at ticket-master.com. The Oaks concerthas become a Portsmouth holi-day tradition for the entire fami-ly. The Oaks always considerPortsmouth to be a special stopon their annual holiday tourschedule.

Sunday, Dec. 19, 6 p.m.,Christmas Musical

Celebration, CornerstoneUnited Methodist Church,

Free AdmissionAn evening of Christmas

music presented by the ChancelChoir, Praise Team and Band,KYDS Choir, BRB (YouthPraise Band), Adult Handbells,and soloists.

Monday, Dec. 20, 7:30 p.m.,Festival of Nine Lessons and

Carols, 2nd PresbyterianChurch, 801 Waller St., No

Admission Charge– Free WillOfferings Accepted

The Second PresbyterianChurch Chancel Choir will pre-sent the traditional English ser-vice, “A Festival of NineLessons and Carols” accompa-nied by a full orchestra under thedirection of Dr. StanleyWorkman, Jr., Director ofMusic. Join us in the beautifully

decorated sanctuary for this fes-tive service of scripture lessons,carols, and anthems of the glori-ous [email protected]

Saturday, Dec. 11, HolidayDowntown Open House

Participating downtown andHistoric Boneyfiddle area busi-nesses will be dressed in theirholiday finery and offering shop-pers a hearty hometown wel-come to come in for specials andrefreshments. Contact: KristaClark, 464-0203,[email protected]

Saturday & Sunday, Dec. 11 &12, 2-4 p.m., Scioto CountyHistorical Society Holiday

Open House, 1926 Waller St.To celebrate its 200th

Christmas, the “House of 1810” will be welcoming visitors to a free open house featuring tours of the periodgrounds and rooms and a fireside chat with “Mr.Dickens.” Contact: LeahCampbell, 776-3420,[email protected]

Saturday, Dec. 11, 1-2:30 p.m.,Decorating with Candy,Tickets: $20, B Sweete

Chocolaterie, 511 2nd St.Make candy gumdrop gar-

lands (ages 4-6) gumdrop topi-aries (ages 7-10). All supplieswill be provided for children totake home their candy creations.

• Friday, November 12, 2010Portsmouth Daily Times

High Barns Quaker Style Chalets Cottage Style Garages

Built by Fleming BarnsContact Us 606-849-3650 (Office) • 606-209-1305 (Cell)View us at www.flemingbarns.com or Southern Ohio Craft Mall Ohio River Rd.

1499 SR 522 Wheelersburg, OH 45694

At Fleming Barns, quality comes first. Built with top brand names and quality materials.

• Your Choice of colors• 30 Year Dimensional Shingles or 40 Year 29 Guage Metal• 2x4 studs and joists, Treated 4x4’s • 7/16 OSB • 5/8 TG plywood flooring

We strive to build what the customer wantswith quality that will last.

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• Friday, November 12, 2010

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Green Gift Guide: 8 ideasfor great eco-friendly presents

It is the season of giving. Sowhy not give back to the plan-et in the process?

During the holidays, peoplecan make an effort to selectenvironmentally responsiblegifts as well as celebrate ingreen ways.

The green movement haschanged the way individualsshop for everything, fromclothes to cars. It makes sensethat these green sensibilitiesmay carry over into the waypeople shop for holiday gifts.For those thinking of goinggreen for the holidays, consid-er these gift ideas.

* Water saving showerhead:Put together a gift basket ofspa items for the bathroom,including organic body oils,sea salt scrubs, authentic loofasponge, and a new showerheadthat conserves water usageduring every shower.

* Rechargeable batteries:Chances are the youngsterswill still be requesting elec-tronics this year, includingportable handheld videogames. Ensure game play isgreen with rechargeable bat-teries instead of disposableones.

* Bamboo cutting board:Treat the consummate host orhostess to a bamboo cutting

board that can easily double asa cheese and crackers platterfor entertaining.

* Reusable travel mug:Probably someone on the giftlist is a coffee fanatic andmust get his or her daily fill ofjava each day. Disposablefoam cups are dangerous tothe environment, so a person-alized or engraved insulatedtravel mug can keep coffeewarm on the way to work.

* Push mower: Give thathandyman or lawn guru a pushreel mower that doesn't spewnoxious emissions or make alot of noise. Mowing the lawnwith a manual mower is also agreat form of exercise.

* Reusable shopping bagset: Some people are born toshop. They can do it in agreen way with a collection ofstylish reusable tote bags tocarry groceries or the latestfashions.

* Solar powered devicecharger: Charge phones andother devices with the powerof the sun instead of usingexpensive electricity.

* Gifts that grow: A giftcomprised of plant seeds,flower pots, a potted fruit treeor any collection of live plantswill be the gift that growsgreen. -Metro

• Friday, November 12, 2010Portsmouth Daily Times

PRUSSIA VALLEY DULCIMERSMUSIC SHOP

Acoustic Guitars • Electric Guitars & Amps • Banjos • Mandolins • Fiddles

• Mountain Dulcimers • Hammered Dulcimers • Autoharps • Harmonicas • Penny Whistles

• Irish Drums

Plus: Strings, Straps, Picks, Tuners and MoreVisa, Mastercard and Discover Welcomed

122 N. Market St., Waverly, Ohio 45690740-941-1271

Look for the next Holiday Gift Guide to appearin the Thanksgiving edition of the Daily Times.

Avoid Hidden Fees onHoliday Gift Cards

New laws regarding giftcards are eliminating some ofthe hidden pitfalls that haveplagued gift-givers and recip-ients for years.

Roughly $88 million in giftcards are purchased eachyear. But of those purchased,about $5 million worth gounused. In the past, manycards featured expirationdates or fees were accrued ifthe cards weren't used in atimely manner, a loopholemany customers wereunaware of.

Gift cards are a populargift, enabling shoppers togive recipients the choice oftheir own gifts. However, the"use or lose" mentality of thegift cards has long been amajor downfall of gift cards.But rules aimed at helpingconsumers can make giftcards even more popular inthe future.

The rules are a result of theCredit CARD Act (CreditCard AccountabilityResponsibility andDisclosure Act of 2009).New regulations state thatfull disclosure of fees andexpiration dates must beavailable on the cards.

As of August 2010, gift

cards purchased on August22 or after must hold theirvalue for five years. Eachtime the value on the card isreloaded, the five-year timespan starts anew on theamount added. While theactual cards can have expira-tion dates, the values of thecards are still valid. Thatmeans if a card expires withmoney still remaining, a per-son can call the issuing cardcompany and have the valuetransferred to a new card forfree or return the remainingbalance to the consumer.

Some cards still aren't cov-ered under the new law.These include rebate and loy-alty cards as well as prepaiddebit cards. What's more,some one-time transactionfees, such as those issued bythe bigger name credit cardcompany gift cards, may stillbe legal.

Individuals who use giftcards in a timely mannercould see little difference inthe advantages provided bythe new card rules. Still,many consumers have peaceof mind this holiday seasonif they choose to purchasegift cards for friends andfamily. -Metro


WURSTERPHARMACY & GIFTS

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Practice ATM Safety This SeasonThose who use ATMs should

understand that practicing safetywhen around the machine is essen-tial any time of the year. However,it becomes even more importantwhen the holiday season arrives.

While it's difficult to determinejust how many ATM thefts occureach year, news reports indicatethat thievery is growing -- even ofthe machines themselves.Enterprising individuals hook updevices to the machines to stealPIN codes and other pertinentinformation or simply wrap a chainaround the ATM machine at conve-nience stores and make off in apick-up truck with machine in tow.

Traditional methods of robbingindividuals at ATM machines arealso commonplace. With largefunds withdrawn around the holi-days, thieves know ATM machinesare prime targets for easy money.

During the holiday seasonthieves may be more brash in their

robbery attempts. Therefore, it isn'tunlikely to think a robbery couldtake place in the daytime hours orin crowded malls.

For the millions of shoppers whowill be using ATMs this holidayseason and throughout the newyear, consider these safety tips.

* Always be aware of surround-ings when using an ATM. If any-one is standing too close or lookssuspicious, cancel the transactionand find another machine.

* Choose ATMs that are in awell-lit, public area, free of obstruc-tions that can impair visibility, suchas trees, shrubbery or the corners ofbuildings.

* Many times a bank ATM is thesafest option, provided that there isa card-activated lock on the door.

* Cancel the transaction if theATM doesn't look "normal" or asksquestions that are atypical fromother ATM machines. It could be adummy machine.

* Never write your PIN on theback of the ATM card.Memorize it.

* Minimize time spent at themachine, which means preparingdeposit slips or other transac-tions in advance.

* If the machine "eats" yourcard, do not re-enter your PIN.Contact the bank or establish-ment where the ATM is located.

* Closely monitor bank state-ments and report any anomalies.

* Promptly pocket withdrawnmoney; do not count it or flashthe money in the vicinity of theATM machine.

* If someone does approachyou with a weapon and demandsmoney, comply and alert thepolice. Safety is more importantthan money.

* Be wary of anyone attempt-ing to "help" you with the ATMtransaction. -Metro

Metro PhotoWith large funds withdrawn around the holidays, thieves knowATM machines are prime targets for easy money.

Layaway, a shopping toolpopularized in years past, isnow available again throughmany retailers. Shoppers whoare making every cent count areturning to the pay-over-timemethod of purchase to avoidmounting debt after the holi-days.

With layaway, shoppers canpay over time, interest-free andpick up their merchandise whenit is paid off. For people lookingto avoid a whopping credit cardbill or those who simply do nothave the cash up-front for holi-day purchases, layaway can bethe ideal holiday shoppingmethod.

Although layaway is notavailable in every store, manybig-name retailers do offer lay-away in some locations.

Layaway is a concept firststarted during the GreatDepression. Thanks to the reces-

sion and high unemploymentrates of recent years, manystores have reinstituted layawaybased on customer request.

For those unfamiliar with lay-away, here's how it works.

- A shopper picks out mer-chandise from store shelves (oronline).

- The layaway departmentadds up the total purchase andasks for a deposit on the mer-chandise and usually a nominaltransaction fee.

- The store holds the mer-chandise in a special layawayarea, marked with the purchas-er's information.

- The customer can return onhis or her timetable to makepayments toward the purchasetotal. Some stores may set adeadline for which the balancemust be paid, such as December23 for Christmas purchases.

- Once the merchandise is

paid in full, the shopper is ableto take it home.

- If the layaway order is can-celled or cannot be paid, thestore may refund what hasalready been paid, charging a

cancellation fee to restock theitems.

Because there are no bills topay after the holidays, layawayenables customers to enjoyChristmas without the stress of

looming payments. Also, failureto pay the layaway purchasedoes not result in damage toone's personal credit rating,another boon in an era of stricterbanking regulations. -Metro

Page7• Friday, November 12, 2010Portsmouth Daily Times

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