ppt on micro finance
TRANSCRIPT
![Page 1: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/1.jpg)
Presentation on genesis of Micro finance
Submitted to: Ms. Sandeep Kaur(deptt. Of Commerce)
Submitted by: Monica Bagga M.com 3rd sem 3101
![Page 2: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/2.jpg)
![Page 3: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/3.jpg)
![Page 4: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/4.jpg)
![Page 5: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/5.jpg)
![Page 6: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/6.jpg)
Micro Finance
Micro Credit Micro Savings
![Page 7: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/7.jpg)
Micro credit-is a provision of credit and other financial services and products of very small amount to the poor in rural, semi urban & areas for enabling them to raise their income levels and improving standards
Micro savings- savings made by low income or poor people made their savings in particular institutions.
![Page 8: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/8.jpg)
Grameen creditPromotes credit as
human beingTo help poor peopleGenerate self
employmentBuilding social capitalLoans are repaid in small
installmentsChallenge of traditional
banks
![Page 9: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/9.jpg)
Types of micro savings products
• Involuntary deposits• Voluntary deposits• Contractual savings• Time deposits
Types of Micro Credit products
1) Income generation loan (IGL)2) Mid Term loan (MTL)3) Emergency loan4) Individual loan
![Page 10: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/10.jpg)
Low rate of interest on loan
Not a charitySize of loan and
savings
![Page 11: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/11.jpg)
![Page 12: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/12.jpg)
![Page 13: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/13.jpg)
![Page 14: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/14.jpg)
![Page 15: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/15.jpg)
![Page 16: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/16.jpg)
![Page 17: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/17.jpg)
![Page 18: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/18.jpg)
![Page 19: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/19.jpg)
![Page 20: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/20.jpg)
![Page 21: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/21.jpg)
![Page 22: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/22.jpg)
![Page 23: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/23.jpg)
![Page 24: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/24.jpg)
![Page 25: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/25.jpg)
SHORTCOMINGS OF MICROSAVINGSNot available the micro
services at vast levelUnawareness among
peopleInfrastructural facilitiesDoubts in mind of people
![Page 26: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/26.jpg)
Solutions to overcoming problems
Improving proximityLess costly services to poor
peopleImproving the securityOrganizational staff’s
attitude ,culture is user friendly
![Page 27: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/27.jpg)
![Page 28: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/28.jpg)
![Page 29: Ppt on micro finance](https://reader035.vdocument.in/reader035/viewer/2022062306/58d19f241a28ab6f6b8b5411/html5/thumbnails/29.jpg)