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Ansvar Insurance is a business division of Ecclesiastical Insurance Office plc. Registered Office: Beaufort House, Brunswick Road, Gloucester, GL1 1JZ. Registered number: 24869 EnglandMember of the Association of British Insurers (ABI) and the Financial Ombudsman Service (FOS). Authorised and Regulated by the Financial Services Authority (FSA).

PREMIUM NOTIFICATION

Date of Issue 3/05/13

Agent

Giles Insurance Brokers Ltd Temple Point 7th Floor, 1 Temple Row Birmingham B2 5YB

3857

Policyholder

Training 4 Transition Limited 33 High Road London E18 2QW

ReasonCCP 2150266Policy Number

Policy Type

Telephone: 0121 200 4920

281362

Ansvar InsuranceAnsvar HouseSt Leonards RoadEastbourne, East SussexBN21 3UR

Tel:Fax:www.ansvar.co.uk

Renewal.

Charity & Community Connect

Premium £617.26 by Instalments

Insurance Premium Tax (IPT) £37.04

Total Premium £654.30

Number of claims in previous insurance year: 0

Your Long Term Undertaking expires at Renewal 2018

Your attention is drawn to the new policy wording FA58 that applies fromthe renewal date. A policy booklet is enclosed.

Period of Insurance from 0:01 Hrsto Midnight 15/05/14

16/05/13

0845 60 20 999 or 01323 73754101323 644082

Archive Information


PREMIUM NOTIFICATION

Date of Issue 3/05/13



Demands and NeedsPlease review the current sums insured, limits of indemnity and the level of cover under your policy to ensure it remains sufficient for your needs and contactyour insurance advisor or us to discuss any amendments that may be required to your policy.

Notes applying to renewal of your policy1.

2.

3.

4.

5.

6.

Please note that you must take the necessary action to renew your policy before the renewal date to ensure that you remain covered. Please refer to yourinsurance advisor or us if you have any questions about the renewal of your policy.a)

b)

Any material changes or alterations to the risk since inception of the policy or from the last renewal date, if not already advised to us, must now beprovided. If you are in any doubt whether certain facts are material, these facts should be disclosed. You should keep a record (including copies of letters)of any information you give to your insurance advisor or us when renewing the policy.If an incident resulting in a claim occurs between the preparation of this document and the renewal date we retain the option to alter or withdraw theterms of the renewal offer.a)

b)

You may have difficulty obtaining the cover you currently have should you decide to cancel or not renew your policy, for example if you live in an areaprone to flooding or subsidence.

Annual payment must be made to your insurance advisor or us before the renewal date. No obligation rests on us to accept the premium if paid afterthe renewal date.Premiums paid by instalments to us - no action is needed if you intend to renew the policy. If you decide not to renew your policy, please cancel thedirect debit mandate and return any Employers Liability Certificate.

Your last declared income and wage roll figures are shown in the schedule. If these figures have changed by more than 10%, please inform yourinsurance advisor or us as it may be necessary to reassess your renewal terms.We may require you to complete a declaration form in advance of your renewal date and this must be returned to your insurance advisor or us by thestated date, otherwise a premium increase may be incurred.

0845 60 20 999 or 01323 73754101323 644082

DEFINITIONS

buildings

charity

charitable body

defamation

employee

heave, landslip, settlement and subsidence

mobility equipment

professional indemnitywrongful act

trustee or director

your activities

IMPORTANT NOTICE TO POLICYHOLDERS

Please read carefully as it may affect your policy cover.

social enterprises added

A different definition applies to the Trustees & Directors Indemnity section which now provides automatic cover for anysubsidiary companies, either wholly or majority owned

added

now includes labour only sub-contractors and self-employed persons under the Employers Liability and Public andProducts Liability sections

each of these is now defined to make it clearer what is covered or excluded

added

'provision of professional service' now applies to all parts of the definition

definition redrafted for clarity and to include specific activities covered under the 'Activities' endorsement which will beincluded automatically in the policy schedule - see attached brochure for details

Following a review of our Charity Connect policy please note that we have decided to introduce a number of changes and the current policy documentfor Charity Connect (FA53) is accordingly being replaced by our new Charity and Community Connect Policy (FA58) as from the renewal date stated inthe attached renewal documents.

A new policy wording is enclosed together with a copy of the brochure which summarises the key features of the policy. If required, these are alsoavailable from our website www.ansvar.co.uk

Our main aim has been to improve the cover available and bring the policy wording up to date. There are also amendments to help make the policyclearer and ensure that we continue to comply with regulatory changes.

A list of the significant changes from the old policy wording is detailed below. Please ensure that you read the policy wording in conjunction with theschedule as this tells you which parts of the policy wording are operative for you.

Should you wish to make any changes to the renewal cover then please refer the matter to your insurance advisor or us.

1.

2.

solar panels and wind turbines fixed to buildings addedartificial playing surfaces - addedmonuments, nameplates and signs addedland jetties, piers and bridges excluded

was just 'trustee' although directors were covered as well. New definition makes this clearerall bullets are qualified with '… of the charitable body'

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SIGNIFICANT CHANGES TO THE POLICY

Whilst the aim has been to improve the cover overall there are also some restrictions. Significant additional exclusions are included in thechanges listed.These changes relate to the policy wording in full, they do not necessarily reflect the cover you have selected for your own policy. Please refer tothe policy schedule to see which sections of cover apply to you.

Ansvar Insurance, Ansvar House,

St Leonards Road, Eastbourne, East Sussex BN21 3UR

Tel: 0845 60 20 999 or 01323 737541

Email: [email protected]

Business Division of Ecclesiastical Insurance Office plc. Registered Office: Beaufort House, Brunswick Road, Gloucester GL1 1JZ.

Reg. No: 24869 England. Member of: Association of British Insurers (ABI) | Financial Ombudsman Service (FOS)

Authorised and Regulated by the Financial Services Authority (FSA)

| Fax: 01323 744284

| Web: www.ansvar.co.uk

BUILDINGS

CONTENTS

MONEY

PUBLIC AND PRODUCTS

LIABILITY

PERSONAL ACCIDENT

COMPUTER BREAKDOWN

GOODS IN TRANSIT

TRUSTEES AND DIRECTORS

INDEMNITY

FIDELITY GUARANTEE

LOSS OF REPUTATION

MOTOR POLICY COMPENSATION

LEGAL EXPENSES

GENERAL EXCLUSIONS

Medical Expenses Cover (including dental) added and the limit is increased from £500 to £2,500

Special requirements: - -

Malicious access to computer system cover - added - £2,000 in any period of insurance

Higher benefits are now available

Northern Ireland - Property Damage/Business Interruption - deleted

Event 1 (Fire etc) - exclusion added for explosion of steam pressure vessels Event 5 (Impact) - now includes articles falling from road vehicles or trainsEvent 12 (Falling trees etc) - includes pylons and wind turbinesEvent 13 (Accidental Damage) - wind turbines are excludedAdditional Fees and Costs Extension - EU & Public Authorities includes costs to undamaged parts of the buildingsTrace and Access Extension - now includes escape of fuel oil or gasTenant's Subrogation Waiver Extension - added

Event 1 (Fire etc) - exclusion added for explosion of steam pressure vessels Event 4 (Theft) - working hours limit increased from £2,500 to £5,000 Event 5 (Impact) - now includes articles falling from road vehicles or trainsEvent 12 (Falling trees etc) - includes pylons and wind turbinesGlass and Sanitary Fittings Extension - limits increased from £2,500 to £5,000Theft of Keys Extension - cover includes cost of access to the buildings following the theft of keysProperty of Employees, Members and Visitors Extension - now includes personal money for £100 within overalllimitHired-in Property Extension - limit increased from £5,000 to £10,000 for any claimProperty In the Open Extension - notice boards, templates and signs included if buildings section inoperativeTrace and Access Extension - fuel oil and gas addedDischarge of Oil and Loss of Gas Extension - loss of gas added

Credit and Debit Cards Extension - added with a limit of £1,000 per card account in any period of insuranceMoney at private dwelling houses - limit increased from £1,000 to £2,500 for any claimMoney in collecting tins or buckets - £250 for any claim and £500 in any period of insurance

Manual work exclusion added except for collection and delivery work within the territorial limitsFirework/bonfire events organised by professional contractors exclusion addedTerrorism is no longer excluded except for specific high risk situationsAdditional special requirements for: -

Overseas Personal Liability Exclusion - excludes terrorismLibel & Slander Extension - added with a limit £100,000 in any period of insuranceLimit for any claim involving terrorism - £5,000,000 or the indemnity limit, whichever is lessLimit for any claim involving firework and/or bonfire events - £5,000,000 or the indemnity limit, whichever is less

Additional Expenses cover added for repair following damage to computer equipment by virus etc attack, - limits of£500 for any claim and £1,000 in any period of insuranceSpecial requirement for Anti-Virus Maintenance - added

Transits in Republic of Ireland - includedDriver's personal effects and clothing for up to £500 per person - addedDebris removal costs - added, subject to overall limits

Documents cover added - limit £50,000 subject to it being within the overall section limitCover now applies within the EUSpecial Requirement for back-up of electronically held documents - addedAdded extensions for: - -

References - 'verbal' references no longer acceptableAccounts auditing - six months time restriction deleted

Changes to some definitions due to revised basis of cover for Employment Practices LiabilityEmployment Disputes replaced by Employment Practices Legal Protection wordingCompensation Awards and Legal Defence - revised wordingReasonable prospects clause does not apply to Employment Practices Legal Protection, Compensation Awards andLegal Defence coversDebt Recovery cover extension - added

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Land based inflatables, Insurance checks for Professional Suppliers providing activities, Firework and/or BonfireEvents, Fixed Outdoor Adventure and Playground Equipment, Loaned or Hired Out Mobility Equipment, Libel &Slander

Extended Reporting PeriodEmergency Costs and Expenses

0845 60 20 999 or 01323 73754101323 644082


THE SCHEDULE: Attaching to and forming part of the policy bearing the number below and written upon policy form FA58.

Training 4 Transition Limited 33 High Road London E18 2QW

Policyholder

Agent

Giles Insurance Brokers Ltd Temple Point 7th Floor, 1 Temple Row Birmingham B2 5YB

3857

CCP 2150266

Premium £617.26Period of Insurance from 0:01 Hrs

Telephone: 0121 200 4920

281362

Date of Issue Page 001 3/05/13

Subject to the terms and conditions of the policy the insurance is for the period shown.

Renewal.Re-Issued Renewal

to Midnight 15/05/14

16/05/13

Charity & Community Connect

by Instalments

Insurance Premium Tax (IPT) £37.04

Total Premium £654.30



ReasonPolicy Number

Policy Type

Your Long Term Undertaking expires at Renewal 2018

AIMS OF THE INSURED:To create employment, training & work experience opportunitiesfor people with learning disabilities through gardening &environmental projects.Excluding any recycling work/projects.-CHARITABLE ACTIVITIES OF THE INSURED:Gardening projects - helping disabled/older people & training.Plant sales.-PROFESSIONAL SERVICES:(only applicable if Section 9 'Professional Indemnity'is operative.)

0845 60 20 999 or 01323 73754101323 644082


Date of Issue Page 002

Policy No CCP 2150266

3/05/13

SCHEDULE

1 2 3 4 5 6 7 8 9

10

11

NOT OPERATIVE£0£0

NOT OPERATIVE£0£0£0

OPERATIVE£6,870

OPERATIVE£2,500£2,500

£10,000£100

NOT OPERATIVE£0£0£0£0

NOT OPERATIVE£0

OPERATIVE£10,000,000

£15,950

OPERATIVE£2,000,000

£100,000£39,629

NOT OPERATIVE£0

NOT OPERATIVE£0

NOT OPERATIVE£0

BUILDINGS Sum Insured Tenants improvements

CONTENTS Contents Electronic and computer equipment Stock

ALL RISKS Sum Insured (as per enclosed specification)

MONEY See Policy Wording Limit in Safe Personal Accident (Assault) Capital Benefits Weekly Benefits

BUSINESS INTERRUPTION A - Loss of Income (max. indemnity period 00 months) B - Extra Expenses (max. indemnity period 00 months) C - Gross Profit (max. indemnity period 00 months) D - Rental Income (max. indemnity period 00 months)

BOOK DEBTS Sum Insured

EMPLOYERS LIABILITY Indemnity Limit Total wages

PUBLIC & PRODUCTS LIABILITY Indemnity Limit including Libel and Slander Declared income

PROFESSIONAL INDEMNITY Indemnity Limit Retroactive date -

PROPERTY OWNERS LIABILITY Indemnity Limit

LOSS OF LICENCE Sum Insured

£250

£75

£250

SECTION COVEREXCESS(Unless another amount is stated byendorsement or in the policy wording)

Location: Seven Kings Park, Aldborough Road South, Ilford, Essex, IG3 8QPYour No Claims Discount is 7 year(s)



0845 60 20 999 or 01323 73754101323 644082




3/05/13

SCHEDULE

12

13

14

15

16

17

18

19

20

NOT OPERATIVE

NOT OPERATIVE£0£0

NOT OPERATIVE£0£0

NOT OPERATIVE£0£0£0

OPERATIVE£250,000

NOT OPERATIVE£0

NOT OPERATIVE£0

NOT OPERATIVE£0

OPERATIVE£100,000

PERSONAL ACCIDENT COMPUTER BREAKDOWN Computer equipment Data REFRIGERATED CONTENTS Limit any one Unit Total Sum Insured GOODS IN TRANSIT Own Vehicle Limit Limit any one package Limit any one consignment TRUSTEES & DIRECTORS INDEMNITY Indemnity Limit Retroactive date - FIDELITY GUARANTEE Indemnity Limit Retroactive date - LOSS OF REPUTATION Sum Insured MOTOR POLICY COMPENSATION Limit any one driver/person LEGAL EXPENSES Indemnity Limit

£250

SECTION EXCESS(Unless another amount is stated byendorsement or in the policy wording)

COVER



0845 60 20 999 or 01323 73754101323 644082




3/05/13

SCHEDULE

008 - Manual Work Away Extension (Public Liability) 098 - Miscellaneous Endorsement 884 - Long Term Undertaking (5 Years)

062 - Declarations 215 - Activities

Endorsements



0845 60 20 999 or 01323 73754101323 644082

Policy No CCP 2150266 ALL RISKS SPECIFICATION

ItemNo

DescriptionGeographical

LimitsSum

Insured

1 2 3

Digital camera Unspecified office equipment with a single item limit of £500. Items over £500 are not insured unless separately specified. Unspecified gardening equipment with a single item limit of £500. Items over £500 are not insured unless separately specified.

£ 230

£ 4,706

£ 1,934

Location: Seven Kings Park, Aldborough Road South, Ilford, Essex, IG3 8QP

Total: £ 6,870

A - Premises B - British Isles C - Worldwide D - As Policy Wording E - Bank Premises

B B B

3/05/13Date of Issue Page 005 Ansvar Insurance is a business division of Ecclesiastical Insurance Office plc. Registered Office: Beaufort House, Brunswick Road, Gloucester, GL1 1JZ. Registered number: 24869 England

Member of the Association of British Insurers (ABI) and the Financial Ombudsman Service (FOS). Authorised and Regulated by the Financial Services Authority (FSA).



0845 60 20 999 or 01323 73754101323 644082



3/05/13

ENDORSEMENTS

98 MISCELLANEOUS ENDORSEMENT PUBLIC AND PRODUCTS LIABILITY EXCLUSION - RECYCLING WORKUnder section 8 (Public and Products Liability) we do not cover any liability arising directly or indirectly out of any:

related to recycling.

work or collection or delivery, or other activities

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0845 60 20 999 or 01323 73754101323 644082



(Final Page of Schedule) 3/05/13

ENDORSEMENTS

215 ACTIVITIES

1. YOUR ACTIVITIESSubject to the terms, exceptions and conditions of the policy, the definition of your activities is deemed to include:

2. EXCLUDED ACTIVITIES (PUBLIC AND PRODUCTS LIABILITY)The following exclusions are added to WHAT IS NOT COVERED under section 8: a)

b)

c)

d)

3. PROFESSIONAL SUPPLIERS CONTINGENCY EXTENSION (PUBLIC AND PRODUCTS LIABILITY)Section 8, subject to its terms, exceptions and conditions, extends to cover the following specified activities whilst under the overall control of anyprofessional supplier subject to the special requirement for Insurance Checks for Professional Suppliers of Activities:

attendance at trade shows, exhibitions, conferences, meetings and seminarsclean-ups and litter picksclerical and non-manual workcollection and delivery workdomestic work, including domestic gardeningfirework and/or bonfire events (not organised or run by a professional supplier), not exceeding an attendance of 100 persons at any one timefundraising events, other than your firework and/or bonfire events, not exceeding an attendance of 1,000 persons at any one timerecreational activities not otherwise excluded in ‘2. EXCLUDED ACTIVITIES (PUBLIC AND PRODUCTS LIABILITY)’ below.

Liability arising from any of the following activities: i.

ii.

iii.

Liability arising from any activity that involves the use of

Liability arising from any activity that involves the ownership, possession or use by you or on your behalf, or by any person entitled to cover under thissection, of any:

for which compulsory motor insurance or security is not required.

Liability, other than liability relating to products, for any mobility equipment hired or loaned out by you.

abseilingaerial runwaysair rifle shootingarcheryassault coursesBMX ridingclay pigeon shootingclimbing wallclimbing with ropes

football where: - your football team(s) is (are) participating in a league system (including official training and practice sessions) - you manage, control or organise a football league system.

water activities (other than swimming, snorkelling, surfing, windsurfing or the use of non-mechanically propelled watercraft not exceeding ninemetres in length whilst operated on inland waterways only or within three miles of the coast provided they are not used in any white water activity).

motor car, van, lorry, motor unit of an articulated lorry, coach, bus, mini-bus, quad bike, go-kart, motorcycle, motor tricycle, motor scooter or mopedtrailer used for carrying people (whether fare paying or not)

airborne lanternsbicycles other than for normal road usecables or wireselastic ropesfireworks or explosive items (other than as specifically coveredunder your activities)land, kite or fly boards of any kind land, sand or ice yachts of any kind motorised fairground ridesroller blades

gymnasticshorse, pony or donkey riding of any kindmartial arts or fighting sports of any kindparkour or freerunningprofessional sport of any kindracing or time trials (other than on foot)rugbyunderground activities of any kind including but not limited tocaving and potholingweightlifting.

sandboards skatesskateboardsskissledssnowboardssnow tubes of any kindtobogganswater based play inflatablesweaponry.

dry slope skiing or boardinggo-kartinggymnasticshorse, pony or donkey ridingice skatinginflatable play equipmentjavelin throwingland, kite or fly surfing or boardingland, sand or ice yachting

motorised fairground ridespaint-ballingroller bladingroller skatingrope coursesskateboardingweightliftingzip wireszorbing.

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abseilingaerial activities of any kindAmerican football or Australian rules footballclimbing requiring the use of hands as well as feet (other thanchildren’s playground equipment)fire walkingfirework and/or bonfire events organised or run by anyprofessional supplierglacier walking or trekkingGaelic footballgorge walking and the like

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CERTIFICATE OFEMPLOYERS' LIABILITY INSURANCE (a)

(Where required by regulation 5 of the Employers' Liability (Compulsory Insurance) Regulations 1998 (theRegulations), one or more copies of this certificate must be displayed at each place of business at which thepolicyholder employs persons covered by the policy).

IMPORTANT NOTICE TO POLICYHOLDERS

Under the terms of the Employers' Liability (Compulsory Insurance) (Amendment) Regulations 2008 the requirement todisplay a certificate will be satisfied if it is made available in electronic form and each relevant employee to whom itrelates has reasonable access to it in that form.

Certificates of Insurance must clearly state the name of the policyholder and, where applicable, make reference to insuredsubsidiary companies.

As required by your policy terms, any change to the name of the policyholder or the formation, acquisition or divestmentof subsidiary companies must be notified to Ansvar.

If you have any associated companies you will need to have separate cover.

Notes:(a)

(b) (c)

Where the employer is a company to which regulation 3(2) of the Regulations applies, the certificate shallstate in a prominent place, either that the policy covers the holding company and all its subsidiaries, or thatthe policy covers the holding company and all its subsidiaries except any specifically excluded by name, orthat the policy covers the holding company and only the named subsidiaries.Specify applicable law as provided for in regulation 4(6) of the Regulations.See regulation 3(1) of the Regulations and delete whichever of paragraphs 2(a) or 2(b) does not apply.Where 2(b) is applicable, specify the amount of cover provided by the relevant policy.

Richard LaneManaging Director

For and on behalf of ANSVAR INSURANCEA business division of Ecclesiastical Insurance Office plc

the policy to which this certificate relates satisfies the requirements of the relevant law applicable inGreat Britain, Northern Ireland, the Isle of Man, the Island of Jersey, the Island of Guernsey and theIsland of Alderney (b)

(a) the minimum amount of cover provided by this policy is no less than £5 million (c)

We hereby certify that subject to paragraph 2:-

1.

2.

3. Date of expiry of insurance:

2. Date of commencement of insurance:

1. Name of policyholder:

Policy Number: CCP 2150266

16th May 2013

15th May 2014

W/EN/ 3857

Training 4 Transition Limited

0845 60 20 999 or 01323 73754101323 644082