A SALES PERSPECTIVEA SALES PERSPECTIVEITZ CashITZ Cash

Pre-paid payment instruments are paymentPre-paid payment instruments are paymentinstruments that facilitate purchase of goods and servicesinstruments that facilitate purchase of goods and services against the value stored on such instruments. The value against the value stored on such instruments. The value

stored on such instruments represents the value paid stored on such instruments represents the value paid for by the holder, by cash, by debit to a bank account, for by the holder, by cash, by debit to a bank account,

or by credit card.or by credit card.

Closed PPI :Closed PPI : Used by the Co, issued by the company for buying their goods and services. Encashment is not allowed.

Semi closed PPI : Semi closed PPI : Used for the purchased of goods and services at specifically designated/contracted Establishments.

Semi open PPI : Semi open PPI : Used at those outlets which have POS terminals at constructed by the issuing co.

Open PPI: Open PPI: Used for online/offline and ATM encashment.

PPI TYPE C.PPI SC PPI SOP PPI OP PPI

PREPAID PREPAID PREPAID PREPAID PREPAID

USAGE SINGLE MERCHANT USAGE MULTIPLE USAGE MULTIPLE USAGE MULTIPLE USAGE

USED FOR OWNER PURPOSE

HOW TO USE ONLINE ONLINE ONLINE ONLINE

OFFLINE OFFLINE OFFLINE OFFLINE

SMS SMS SMS SMS

POS TERMINAL POS TERMINAL

ATM

ENCASHMENT NO.ENCASHMENT NO.ENCASHMENT NO.ENCASHMENT ENCASHMENT

OWNERSHIP WITH ISSUING WITH ISSUING WITH ISSUING WITH BANK

COMPANY(MERCHANT) COMPANY COMPANY

HOLDER CARD USER OR HOLDERCARD USER OR HOLDER

CARD USER OR HOLDER

CARD USER OR HOLDER

To educate the Distys & ICWs on this & To educate the Distys & ICWs on this & its conditions before selling the same. To its conditions before selling the same. To ensure that multiple PPIs of this are not ensure that multiple PPIs of this are not sold to the same person. To advise the sold to the same person. To advise the Distys & Franchisees to collect identity Distys & Franchisees to collect identity docs as advised by L & S docs as advised by L & S

To instruct all the Distys & ICWs to To instruct all the Distys & ICWs to obtain full KYC docs & enter it in the obtain full KYC docs & enter it in the System from their PC before selling these System from their PC before selling these PPIs. To send all KYC docs toPPIs. To send all KYC docs to

L & S deptL & S dept

To educate the Distys & ICWs on this & To educate the Distys & ICWs on this & its conditions before selling the same. its conditions before selling the same.

KYC : KNOW YOUR CUSTOMER.KYC : KNOW YOUR CUSTOMER.AML : ANTI MONEY LAUNDERING.AML : ANTI MONEY LAUNDERING.CFT : COMBATING FUNDS FOR TERRORISMCFT : COMBATING FUNDS FOR TERRORISMSTR : SUSPICIOUS TRANSACTION REPORTSTR : SUSPICIOUS TRANSACTION REPORT

To educate Distributors/ICWs about KYC To educate Distributors/ICWs about KYC requirementrequirement

& &

to make arrangement for compliance to make arrangement for compliance

To ensure that PPIs issued by the Co are To ensure that PPIs issued by the Co are not sold outside Indian territories.not sold outside Indian territories.

To educate all the Distys & ICWs to To educate all the Distys & ICWs to obtain full KYC docs & enter it in the obtain full KYC docs & enter it in the System from their PC before selling these System from their PC before selling these PPIs. To send all KYC docs to L & S dept PPIs. To send all KYC docs to L & S dept

To have in depth knowledge about customer due diligence(Carefulness) & follow the requirement checklist & to educate Distributors & ICWs about the same.

To educate the new team of managers To educate the new team of managers who will sell these as these are B2B PPI. who will sell these as these are B2B PPI. To keep upper limit of Rs. 5000 in mind To keep upper limit of Rs. 5000 in mind