2

04/12/2021APPROVAL

01/18/2021PROPOsAL

ENVFINANCE TEAMPRePARed by:

WHITePAPeR

ENVELOPE info@env.finance

globe-americas env.finance

telegram-plane t.me/env_finance

Revison 02.0 - 2021GET REWARDED FOR CONTRIBUTING TO SUSTAINABLE PROJECTS

ENVFINANCE GREEN SUSTAINABLE CRYPTO ECONOMY

GITHUB-ALT github.com/ENVFinance

FACEBOOK facebook.com/ENVFinance

TWITTER twitter.com/env_finance

The Environment and Finance are two topics that are apparently poles apart. So, it would seem impossible to merge their objectives into one. Conservation aimed to protect our planet is a difficult and usually expensive task and, more often than not, the outcome is insignificant, and generally with a negative balance. While Financial activities are not always sustainable, and typically related to assets that have a huge carbon footprint, like oil extraction and refining, raw mineral extraction, bitcoin farming, and so on.

Basically, ENV Finance aims to bring the Environment and Finance together, by rewarding people for contributing to sustainable projects all around the world.

ENV Finance will verify and propose suitable initiatives with increasing environmental impact, and the Binance Smart Chain technology will track and publish, in real time, all the contributions and financial reports of the initiatives. Contributors will be rewarded with ENV tokens, from the moment it has been financed, in full, and then again when it will be completed. In order to offer several ways to contribute, ENV Finance has studied and elaborated an ambitious roadmap:

• project suggestion form, to give people the possibility to propose specific initiatives

• deploy a voting system to ENV token owners• release new exchangeable tokens linked to the world’s

carbon footprint and the planting of trees• become the reference point for environmentally

sustainable community contributions

AbsTRACT

ENVFINANCE TEAM

ABOUT US

ENVFINANCE PROJECT

3Green Sustainable Crypto Economy

17INFO & CONTACT

16ENV TEAM

15ROADMAP

12THE REQUIREMENTS OF A PROJECT

10ENV PROJECTS

8THE REWARD MECHANISM

6ENV TOKEN PRESENTATION

5OUR GOAL

CONTENT

PROJECT PROPOSAL

CHANGeLOG:

rev1.1 - 04/05/2021Added social pages to the team.

rev1.2 - 04/07/2021 Added new page 9 about presales & listings

rev2.0 - 04/12/2021Edit presale information.

19NOTES BY ENV TEAM

4 www.env.finance

CURRENT SITUATION

INTROdUCTION

This document does not intend to be an environmental report, but we think it is important to remind ourselves of our current situation, extracted from the Global Environment Outlook 6 (www.unep.org):• Between today and 2050, the global urban population will continue to increase. Around

90 per cent of the growth of cities will take place in low-income countries, mainly in Asia and Africa, which are the world’s most rapidly urbanizing regions.

• Economic development in the past has been a driver of increased resource use and environmental damage . The production of internationally traded goods accounts for about 30 percent of all CO2 emissions. The household consumption, meanwhile, of goods and services over their life cycle, accounts for about 60 per cent of the total environmental impact from consumption (UNEP 2010).

• Climate change has become an independent driver of environmental change and poses a serious challenge to future economic development

• Climate change poses risks to human societies through impacts on food, and water security

We strongly believe that this current distressing trend cannot be stopped by one single entity, because it’s a global challenge only preventable over many years if governments and states start working in the same direction. ENV Finance wants to contribute to this goal by collecting funds from the crypto community and increasing the general sensitivity about our worrying environmental situation.

Dice-d20Balance-Scale

DONATE DICE-D60

5Green Sustainable Crypto Economy

OUR GOAL1

BENEFITS OF OUR APPROACH

TRANSPARENCY & TRACEABILITY

ANONYMITY

INCENTIVE SIMPLICITY

All the transactions are registered in the Binance Smart Chain in realtime and are public to anyone. Every transaction, and every token transfer, can be tracked from its beginning, because all transactions and relative wallets are linked in the BInance Smart Chain.

The donations are not linked to any individual or organization, they do occur between anonymous wallet addresses

Contributors are incentivized to donate tokens, so they can get a reward; it’s of common interest that funded environmental activities are actually completed

For blockchain users it is very easy to use the ENV Finance fundraising system, it’s just a transaction from their wallet to the wallet of the project they want to fund.

OUR GOAL

Classic crowdfunding does not work anymore, or better still, it’s working as usual but the concrete results are limited. It goes without saying that fundraising is a difficult task for every organization, because they ask people to trust them completely. Frequently contributors don’t even have the possibility to know how their money is actually spent and cannot follow the evolution of the projects they have funded.

ENV Finance’s main goal is to give contributors transparency of the money flow, from the initial donation to the final project reports; in addition ENV Finance wishes to attract contributors by rewarding them for their donations, through a simple reward allocation program based on ENV token, the new token introduced to Binance Smart Chain.

6 www.env.finance

eNV TOKeN WE PRESENT YOU

2

ENV TOKEN

bINANCe sMART CHAINEthereum DeFi projects have been growing constantly until February 2021, and are now consolidating their positions globally, but Binance Smart Chain has also shown its potential and it’s still growing strongly. Also BSC has much more economic fee compared to Ethereum network, and may attract many investors.

ENV Token will be the fuel propelling the entire initial mechanism. It will be used for voting the proposed initiatives, it will be donated to initiatives wallets and will go back in contributors wallets when projects are financed or realized. The supply of the token will be limited to 123,000,000 with the following distribution:

TeAM 10% 12,300,000

AdVIsORs & eARLy PARTNeRs 20% 24,600,000

INITIAL LIQUIdITy 10% 12,300,000

TOKeN sALe 20% 24,600,000

eCOsysTeM (ReWARds ANd bONUses) 40% 49,200,000

bONUs ReWARd TOKeNs ARe Used TO iNCeNTiVize CONTRibUTORs, AdVisORs TOKeNs fOR MARKeTiNG ANd eARLy PARTNeRs TOKeNs ARe dONATed TO NGOs THAT sUPPORT THe eNV fiNANCe PROGRAM.

eCOsysTeM

TOKeN sALe

INITIAL LIQUIdITy

AdVIsORs & eARLy PARTNeRs

TeAM

sOfTCAPHARdCAPMIN bUyMAX bUyTOKeN PRICeTOKeN LIsTING PCsNUMbeR Of TOKeNs

bONUs*LIQUIdITy %LIQUIdITy LOCK

*bONUs TOKeNs WILL be dIsTRIbUTed AfTeR 15TH Of MAy

300 bNb sOLd OUT IN 5 dAys

30 bNb300 bNb0.2 bNb

10 bNb0.001 bNb

0.002 bNb300,000

20 %60 %

2021/05/31

PResALe sMART CONTRACT AddRess0X3e07bC7576CC1eACeedCf5dA0e79A273f0d1ee65

PResALe ON dXsALe1sT Of APRIL - 8TH Of APRIL

fROM 11TH Of APRIL TO 18TH Of APRIL

NOW IN PROGRess

sOfTCAPHARdCAPMIN bUyMAX bUyTOKeN PRICeTOKeN LIsTING PCsNUMbeR Of TOKeNs

bONUs*LIQUIdITy %LIQUIdITy LOCK

*bONUs TOKeNs WILL be dIsTRIbUTed AfTeR 18TH Of APRIL

200 bNb1000 bNb

0.2 bNb15 bNb

0.001 bNb0.0016 bNb1,000,000

0 %60 %

2023/06/30

*MORe INfO ON PAGe 19 NOTes

PResALe ON dXsALe11TH Of APRIL - 18TH Of APRIL

PANCAKesWAP LIsTINGRIGHT AfTeR dXsALe IdO eNds dXsALe fINALIzATION ANd THeN PCs LIsTING

PURCHAsed TOKeNs WILL be dIsTRIbUTed AfTeR dXsALe sALe eNd, 18TH Of APRIL TOP

INITIAL MARKeT sUPPLy1,000,000 TOKeNs fROM sALe+ 10,000 TOKeNs fROM GIVeAWAys+ X00 TOKeNs fROM CONTesTs*

* WILL be UNdeR 2,000 TOKeNs

INITIAL LIQUIdITy

1,000 bNb

*If HARdCAP Is ReACHed

Ban

CANCeLed INVesTOR WITHdRAW

THeIR fUNds.

*MORe INfO ON PAGe 19 NOTes

7www.env.finance

8Green Sustainable Crypto Economy

ENV Finance through the distributed governance and the ENV community, intends to increase the distribution of the ENV tokens over time, if needed to feed mechanisms of staking and bonuses, used to encourage the adoption of ENV tokens and funded environmental projects

On the other hand, the ENV community and ENV token holders, could also propose a decrease in supply, to encourage price gains. In this case ENV Finance would burn a specific amount of ENV token from its storage

eNV fiNANCe AiMs TO CONTRibUTe TO As MANy eNViRONMeNTAL PROjeCTsAs POssibLe

ENV Tokens are stored in wallets connected to the Binance Smart Chain accessible through web browsers and mobile devices, such as MetaMask or Binance Chain Wallet. They can be sent or received without intermediation, and all the transactions are entirely public and transparent.

HOW CAN I GeT eNV TOKeN ?After the initial presale scheduled the first week of April 2021, and the IDO sale scheduled the 14th April 2021, where part of the max supply will be distributed to the first adopters, there are two ways to obtain ENV Tokens:

• buying ENV Tokens through distributed exchange like PancakeSwap

• getting ENV Tokens as rewards by contributing to environmental projects

Right after the sale phase is concluded, ENV Finance will inject liquidity into PancakeSwap and the token becomes immediately tradable. The initial pair will be BNB – ENV. In the initial phases of the projects the ENV Finance Hunting Team will find specific environmental

activities to publish on the website and start fundraising. These projects can be funded by sending a certain amount of ENV tokens to a specific wallet of the project. When the fundraising reaches the proposed threshold, all contributors that have sent ENV tokens to the project wallet will be rewarded.

Then, in an advanced stage of the program, ENV Finance intends to create a network of certified vendors, related to green and sustainable markets (meet free, solar panel, waste recycling…), that become Partners of ENV Finance. The purchase of any products and services from these partners, will allow their customers to earn ENV tokens, proportionally to the product or service acquired.

Around 90 per cent of the growth of cities will take place in low-income countries (United Nations Human Settlements Programme [UN-Habitat] 2014). Africa is the world’s most rapidly urbanizing region,

Two and a half centuries after the advent of the Industrial Revolution, about 783 million people (10.7 per cent of the global population), still live on less than US$1.90 per day, and 48.7 per cent of the population lives on less than US$5.50 per day (World Bank Group 2013).

Electronic waste (e-waste) – which can be defined as “items of electrical and electronic equipment and their parts that have been discarded by the owner as waste without the intention of re-use” – represents one of the fastest-growing waste streams in the world (Solving the E-waste Problem (StEP) Initiative 2014). Fuelled by rapid global sales of computers and electronics, combined with shortening product life cycles, 44.7 million metric tons – the equivalent of 6.1 kg per inhabitant of e-waste were generated in 2016, while the overall e-waste stream is expected to increase to 52.2 million metric tons or 6.8 kg per inhabitant by 2021 (Baldé et al. 2017).

Oceans play an important role in climate regulation, having stored 93 per cent of the additional heat absorbed by the earth system since 1955. During that period, land has taken up 3 per cent of the heat absorbed, ice another 3 per cent, and the atmosphere only 1 per cent (IPCC 2013; Levitus et al. 2012).

Illegal trade in wildlife, fisheries and forest products is extensive, with estimates of their combined value between US$90- 270 billion per year, and links to transnational organized crime (UNEP 2014; Stimson Center 2016; Stoett 2018; see also ‘Project Predator’ case study in Section 13.3.2).

GLOBAL ENVIRONMENT OUTLOOK 6 WWW.UNEP.ORG

90%

US1,90per day

9

Under middle projections for fertility, there will be on the Earth 8.55 billion people by 2030, and almost 10 billion by 2050 (9.77 billion).

NUMBERS

9 www.env.finance

sOMe PROjeCTs dO NOT GiVe ReWARds, bUT THe COMMUNiTy CAN CHOOseONe PROjeCT, ANd AfTeR A GiVeN dATe, THe ONe WiTH MORe VOTes WiLL be fULLy fUNded by eNV fiNANCe.

eNV TOKeN HOLdeRs CAN VOTe ON THe eNViRONMeNTAL PROjeCTs seLeCTed by eNV fiNANCe. dePeNdiNG ON THe AMOUNT Of TOKeNs THey ACTUALLy HAVe iN THeiR WALLeT, eNV fiNANCe WiLL dePOsiT A PeRCeNTAGe Of eNV TOKeNs TO fUNd THe CHOseN PROjeCT. THe PeRCeNTAGe Of THe CONTRibUTiON is iNdiCATed by eNV fiNANCe ANd is ReLATed diReCTLy TO THe PROjeCT iTseLf.

PROjeCT VOTING

HOW dOes THe ReWARd MeCHANIsM WORK

3

PROJECT VOTING

Green Sustainable Crypto Economy

HOW THe PROjeCT WORKfLOW WORKseNV fINANCe WORKING dIAGRAM

LIGHTBULB money-bill-alt users

PROMOTeRs PROjeCT fUNded CONTRIbUTORs

eNV fINANCe

ARROW-ALT-CIRCLE-LEFT

ARROW-ALT-CIRCLE-LEFT

ARROW-ALT-CIRCLE-LEFT

ARROW-ALT-CIRCLE-LEFT

ARROW-ALT-CIRCLE-LEFT

CONTRIBUTORSAnyone who donates funds to an activity or a project. Only ENV token contributors receive a reward.

usersWHeN A PROjeCT fUNdRAisiNG HiTs A GiVeN THResHOLd, CONTRibUTORs eARN AN AMOUNT Of eNV TOKeNs bAsed ON THe TOKeN THey dONATed. ALsO, THey ReCeiVe TOKeN WHeN A PROjeCT is ACTUALLy COMPLeTed.

Anyone who proposes an environmental activity or project. It could be a an individual or an organizartion.

PROMOTERS

LIGHTBULB

10

Other projects, selected by ENV Finance or proposed by an NGO or a Promoter, give rewards to contributors, proportionally to the donated amount of ENV tokens. Each project is linked to a specific smart contract, and when the donations hit the hardcap decided by the Promoter, the project is fully financed. After then, the contributors get the rewards based on the donated amount. Also, when the project is completed the contributors will receive an extra reward.

COGS11 www.env.finance

The environmental issues a project intends to support can vary: from desertification, plastic and waste recovery, research, pollution, transportation, and so on. In the

initial stage, ENV Finance gives priority to limited, fundable, and achievable projects, leaving extensive and worldwide projects to the next stages of the program.

PROJECT TOPICS

Q3 2021

eNV PROjeCTs4

WHAT RECOMMEND US

In the early phase of the ENV Finance program, the company builds a network of institutions and organizations to ask for their particular needs and receive any suggestions about running the activities that need assistance to get done. The projects considered valid will be then published on the website and the fundraising process will begin, creating a dedicated wallet just for that initiative. All the information, references and details of the projects will be found directly on the website.

In the second phase, scheduled for Q3 2021, ENV Finance will give the possibility to anyone to propose an environmental project, through a submission form on the official website.

The Promoter and the Project need to have the proper requirements to be considered valid and to pass ENV Finance Verification Process. All the requirements will be verified by the ENV Finance Team with the support of local Partners and international entities.

DEFENSE OF OCEANS AND COASTS

SLOW DOWN OF DESERTIFICATION

PRESERVATION OF FIELDS AND FORESTS

globe-americas globe-asia GLOBE-AFRICA

Between 2015 and 2020, the rate of deforestation was estimated at 10 million hectares per year,

Green Sustainable Crypto Economy

sTARTiNG fROM LiTTLe ONessOMe eXAMPLes

10 MILLION hECTARES

PER YEAR

sOMe NUMbeRs

DEFORESTATION

12 million hectares of land are lost every year to desertification and drought alone.

DESERTIFICATION

There are 5.25 trillion pieces of plastic waste estimated to be in our oceans.

OCEAN POLLUTION

12 MILLION hECTARES

PER YEAR

5 TRiLLiON PiECES OF

PLASTiC wASTE

eXAMPLes Of PROjeCT sOLUTIONs

12

13 www.env.finance

eVeRy PROPOsAL HAs TO COMPLy TO sPeCIfIC ReQUIReMeNTs, ANd ANsWeR THe fOLLOWING QUesTIONs.

THE PROJECT REQUIREMENT

THe ReQUIReMeNTs Of A PROjeCT

5

THE PROJECT

14Green Sustainable Crypto Economy

WHOthe promoter gives references of him/herself and other members of the

team, with a bio of all the components, and resumé of any ongoing or already completed projects

WHATthe promoter has to describe very clearly the environmental

activities of the project

WHythe purpose of the

project and the benefits/advantages

the project will generate

WHeRethe location of the project. It could be in any location, but

is preferred to focus on a specific area in

order to facilitate the verification process

WHeNa project has to have an ETC, or

Estimation Time of Completion. It could be a specific date or the amount of days/weeks needed for its

completion

PROjeCT COsT

CHECK-SQUARE CHECK-SQUARE CHECK-SQUARE

CHECK-SQUARE CHECK-SQUARE CHECK-SQUARE

THe sIX QUesTIONsPROjeCT ReQUIReMeNTs

COINS

AwardDONATE

Balance-Scale

15 www.env.finance

THE PROCESS

PROjeCT WORKfLOW fOCUsCOMMUNITy & GOVeRNANCe, NeW TOKeNs

PROjeCT fINANCed

PROjeCTACCOMPLIsHed

All projects are directly linked to a specific smart contract on the Binance Smart Chain, and the balance of the wallet is published in real-time in the BSC, so anyone at any moment can check the current balance of the project wallet.. The balance will always be expressed in USD on the website. With all the ups and downs of the cryptocurrency market, the balance of the wallet will change with the price of ENV token. For this reason, the balance of the project wallet will be updated with the latest average price of ENV tokens, to help users follow the trends of the ongoing fundraising. When the project wallet balance hits the threshold proposed by the Promoter, the project is fully financeable and the funds are then transferred directly to the Promoter’s organization.

A project is considered accomplished when all the planned activities are completed. The organization carrying out the project has to refer periodically to the ENV Finance Verification Team, and give regular feedback about the status of completion. On the other hand, ENV Finance, with the support of certified inspectors, has to follow the development of the project and inform contributors with updates on the website. In the specific webpage of the project, the percentage of completion will be represented with a 0-100% bar chart, to help users understand the evolution of the project.

eNV COMMUNITy ANd GOVeRNANCe

The current environmental challenges cannot be handled by one single institution however they can be solved by a community of motivated individuals that work in the same direction. ENV Finance wants to build a community of people who really care about the environment, and act to help our planet to recover and thrive. Anyone within this program can give his/her contribution, namely: promoters, inspectors, organizations, contributors and token holders, that together make up little pieces of a big picture. ENV Finance ensures a democratic and shared system, to give a voice to anyone who wants to actively participate. The governance will be publicly distributed so, from the approval of the projects to the release of new functions, the community will actively decide the road to be taken.

sPeCIfIC TOKeNs

ENV Finance does not want to limit the possibility of helping the environment to only the ENV token, and over time will introduce new tokens related to specific needs and demands. In the Q3 2022 the distribution of COX token is scheduled, which is related to carbon dioxide footprint. The Q1 2023 ENV Finance wants to help decrease the deforestation with the release of TREE tokens, related to the number of trees to be planted.Over time, with the help of the ENV community, ENV Finance, will publish further details about the new tokens and their economics, according to the community decisions.

COGS

02. eNV TOKeN CReATION

Scheduled the ENV token pre-sale on

April 2021.

flag-checkered01. sTART UP

Official Website pubblication and social accounts

creation.

hands-helping

03. PARTNeR WITH NGOs

Builds a network of environmental

international organizations.

COINS

05. eNV TOKeN POOL

Pancakeswap pool request.

drafting-compass

04. fIRsT PROjeCTsENV Finance publishes first projects to start foundraising through

crypto donations.

MONEY-CHECK-ALT

06. PROPOsAL fORM

Allow promoters to submit their environmental

projects.

users

08. COMMUNITy & GOVeRNANCe

Implementation of governance on project approval.

DONATE07. ReWARd sysTeM

Contributors can start fund projects

and earn ENV token.

ROCKET09. AdVANCed

sTAGesGrowing with more

partnerships, scouting local inspectors. Launch

of COX, TREE & NFT tokens.

calendar-altQ3

2021

calendar-altQ1

2022

calendar-altQ2

2022

16Green Sustainable Crypto Economy

ROAdMAP

Caret-Right Caret-Right

Caret-Right Caret-Right

Caret-Right Caret-Right

Caret-Right

Caret-Right

6

MATTeO GIACOMeLLI

CO-fOUNdeR & CTO - TeCH

MAsTeR IN IT & TLC eNGINeeRING

FACEBOOK Linkedin

ALessANdRO PIffeR

CO-fOUNdeR & ReNeWAbLe PROjeCTs MANAGeR

MAsTeR IN MANAGeMeNT ANd bUsINess CONsULTING & sUPPLy CHAIN MANAGeMeNT

FACEBOOK Linkedin

LOReNzO CORRAdINI

CO-fOUNdeR & HeAd Of COMUNICATION

MAsTeR IN INTeRfACes ANd COMMUNICATION TeCHNOLOGIes & sOCIAL MedIA MANAGeR

FACEBOOK Linkedin

sTePHeN TOMAsI

LANGUAGe CONsULTANT/TRAINeR

fILIPPO ILIOPULOs

LeAd NAVAL ARCHITeCT ANd bUsINess deVOLOPMeNT MANAGeR

17 www.env.finance

eNV TeAMANd COLLAbORATORs

7

TOKEN OWNER0xE0f1DedDE3650E8D7a46e413228E25Ab21B789C6TOKEN ADDRESS0x4D2b1966F347E48B2d247F684d7677854083E4AB For more information please email our team at team@env.finance. To become an early partner of our program please email us at partner@env.finance

QR

18Green Sustainable Crypto Economy

fIRsT sTePsFIRST STEPS

Partners to be asked for support in the early stage

• Greenpeace. International NGO with a goal to "ensure the ability of the Earth to nurture life in all its diversity."

• Center for Environmental Research and Conservation. Sustainability think tank based at Columbia University.

• Earth Island Institute. • Earth Justice.Environmental interest organization headquartered in San

Francisco dedicated to litigating environmental issues.• Environmental Defense Fund. Works on global warming,ecosystem restoration,

oceans, and human health.h• Fauna and Flora International. Works to conserve threatened species and

ecosystems worldwide into account human needs.• Nature Friends International. Global environmental umbrella organization.• Global Footprint Network. International think tank that provides ecological

footprint accounting tools to drive policy decisions in a resource-constrained world

• Nature Conservancy. Conservation organization working to protect ecologically important lands and waters for nature and people.

• Wetlands International. Global not-for-profit organization dedicated to the conservation and restoration of wetlands.

• World Agroforestry Centre. Generates knowledge about the benefits of agroforestry to develop policy and practices for improved livelihoods and environmental benefits.

• World Wildlife Fund. International Conservation Organization - see also the International Secretariat based in Geneva.

AfTeR dXsALe IdO sALe

INfO & CONTACTsENVELOPE info@env.financeglobe-americas env.financetelegram-plane t.me/env_finance

GITHUB-ALT github.com/ENVFinanceFACEBOOK facebook.com/ENVFinanceTWITTER twitter.com/env_finance

19www.env.finance

Due to technical issues between the smart contracts of two sales, we have decided to cancel the first sale that reached the hardcap of 300 BNB in 5 days. At 15.30 UTC of 11th April the sale has already been canceled and early investor can now withdraw their funds.

We've worked with BSCstarter very hard to find a solution that could allow the finalization of both the sales, but it's not simple and it would have delayed too much the launch of ENV token.

Now we want to start from the scratch, showing to the investors that we believe in the project and we are ready to start it with the right foot. We want to make a new sale on the same platform DxSale, starting from 18.00 UTC, merging the goals of the two original sales, and keeping the same conditions. To prevent instant dump on listing we’ll change the listing price from the original 0.002 to 0.0016.

Early investors from the first canceled sale will receive the promised extra 20% in May, as announced before.

AbOUT fIRsT PResALe ON dXsALe

UPdATed 12TH APRIL 2021NOTes by eNV TeAM