preparing for and picking a college micaela desmond university of central missouri
TRANSCRIPT
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Preparing for and picking a College
Micaela DesmondUniversity of Central Missouri
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What do colleges expect?
• College Prep Certificate–Many colleges require additional courses
• Stay involved–Well rounded student– Athletics and organizations
• Take your ACT!!– Scholarship and admittance
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What about college athletes?
• Junior year performance• Offers senior year• Complete inquiries• Send information• NCAA.org• Pick a division
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How do I pick a school?
• What do you want?• What is important to you?• What major do you want?
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Endless Options
• Location• Size• Programs• Public and Private• Financial Aid
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Location
• In state or out of state– Tuition agreement
• Close to home or far away• Commute or live on campus• Small Town or Big City
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Campus Living
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Size
Small• Small classes• Personalized attention• Individualized
programs• Fewer programs• Fewer activities and
sports
Large• Many programs• Strong sports• More facilities• Large classes• Less personalized
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What is there to do?
• Student Activities• Athletics– Collegiate– Intermural
• Organizations– Academic and Personal Interest
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Programs
• What do I want to major in?• Do they have my major?• Do they have other majors I am
interested in?• Do they have an undecided
option?• Are they accredited?• What is their learning style?
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Public vs. Private
• Cost• Regulations• Religion • Scholarships
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Average Costs
• $3,000 - $4,000
Community Colleges
• $13,500 - $16,000
Public Colleges and Universities
• $15,205University of
Central Missouri
• $25,000 - $60,000
Private Colleges and Universities
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Financial Aid
Gift= Grants and Scholarships
Work Study= Earned
Loans= Must Repay
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What is Need Based?
• – Federal and state grants (free money)
• – Work-Study (earned aid)• – Subsidized student loans (repay)
• Need-based aid:
• –College and state-funded scholarships
• – Unsubsidized student loans• – Parent loans (repay)
• Non-need-based aid:
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Time for some True/False
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True or False
The costs of a collegeeducation just aren’t worth it.
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False
• Fact: A 4-year college graduate earns almost $1 million more than a high school graduate.
• Other benefits include:– More job opportunities– Greater knowledge– Broadened perspectives
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True or False
I need to pay a service to find scholarships for college.
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False
• Fact: Most are free.
• Fact: Nobody can guarantee a scholarship.
• If it sounds too good to be true, it might be a scam! Fafsa.com
• Free searches: – www.fastweb.com
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What are Scholarships?
• Scholarships do not have to be paid back.
• Demonstrate achievement in:
- Keep track of your accomplishments. START NOW!
• Scholarships are awarded by the college or other organizations (churches, corporations, etc.)
Academics Athletics The Arts Communi
ty service
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True or False
Student loans are for school if I graduate I wont have to pay
them back.
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False
• Fact: Student loans are debt but you are increasing your earnings potential.
• Fact: Student loan repayments are manageable.
• Fact: There are loan forgiveness programs.
• Fact: Defaulting on a student loan (or any loan) is bad. They can garnish your wages!
They must be repaid.
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Most Important
• Visit visit visit• See the campus• Meet the departments• Safety• Campus atmosphere• Would you buy a car without driving
it?
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Recap
• Stay on track• Stay involved• Take your ACT• Start researching schools• Look at scholarships and costs• Start visiting