presentation on digital journey

Click here to load reader

Post on 03-Jan-2017

215 views

Category:

Documents

0 download

Embed Size (px)

TRANSCRIPT

  • Digital Journey: Industry trends and our achievements in recent times

    February 2016

    Reliance Capital

  • Confidential Slide 2

    This presentation does not constitute a prospectus, an offering circular, an advertisement, a private placement offer letter or offer document or an offer, or

    a solicitation of any offer, to purchase or sell any securities under the Companies Act, 2013 and the rules made thereunder, the Securities and Exchange

    Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2009, as amended, or any other applicable law. This presentation should not

    be considered as a recommendation that any investor should subscribe for, or purchase, any securities of Reliance Capital Limited or its subsidiaries or

    its associates (together, the Company) and should not be used as a basis for any investment decision.

    The information contained in this presentation is only current as of its date and has not been independently verified. No representation, warranty,

    guarantee or undertaking, express or implied, is or will be made as to, and no reliance should be placed on, the accuracy, completeness or fairness of the

    information, estimates, projections and opinions contained in this presentation. The Company may alter, modify or otherwise change in any manner the

    contents of this presentation, without obligation to notify any person of such revision or changes.

    This presentation contains statements that constitute forward-looking statements. These statements include descriptions regarding the intent, belief or

    current expectations of the Company or its directors and officers with respect to the results of operations and financial condition of the Company. These

    statements can be recognized by the use of words such as expects, plans, will, estimates, projects, or other words of similar meaning. Such

    forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those in such

    forward-looking statements as a result of various factors and assumptions which the Company believes to be reasonable in light of its operating

    experience in recent years. The risks and uncertainties relating to these statements include, but not limited to, risks and uncertainties, regarding

    fluctuations in earnings, our ability to manage growth, competition, our ability to manage our operations, government policies, regulations etc. The

    Company does not undertake to revise any forward-looking statement that may be made from time to time by or on behalf of the Company. Given these

    risks, uncertainties and other factors, viewers of this presentation are cautioned not to place undue reliance on these forward looking statements.

    None of the Company or any of its affiliates, advisers or representatives accepts any liability whatsoever for any loss howsoever arising from any

    information presented or contained in this presentation. Please note that the past performance of the Company is not, and should not be considered as,

    indicative of future results. Furthermore, no person is authorized to give any information or make any representation which is not contained in, or is

    inconsistent with, this presentation. Any such extraneous or inconsistent information or representation, if given or made, should not be relied upon as

    having been authorized by or on behalf of the Company.

    This presentation and its contents are confidential and should not be distributed, published or reproduced, in whole or part, or disclosed by recipients

    directly or indirectly to any other person. The distribution of this presentation in certain jurisdictions may be restricted by law. Accordingly, any persons in

    possession of this presentation should inform themselves about and observe any such restrictions.

    The information contained herein does not constitute an offer of securities for sale in the United States or in any other jurisdiction. Securities may not be

    offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended.

    Disclaimer

  • Confidential Slide

    Information Technology

    Co

    nte

    nts

    Way Forward 3

    Predictions & Trends - 2016 and beyond 1

    Strategic Predictions for 2016 and Beyond

    Internet, Channels, Social, IOT, Virtual Assistants, Big Data

    Projects undertaken against the emerging trends - Website modernizations,

    Mobile Apps, Private Cloud, Advanced Analytics

    Current Trends & Our Journey 2

    Social, Mobile, Analytics, Cloud, User Experience, Security, Strong Core

    Prescriptive Analytics, Hybrid Cloud, Security, Strong Core, User Experience

    More Mobile Apps

    3

  • Confidential Slide

    Co

    nte

    nts

    Way Forward 3

    Predictions & Trends - 2016 and beyond 1

    Strategic Predictions for 2016 and Beyond

    Internet, Channels, Social, IOT, Virtual Assistants, Big Data

    Projects undertaken against the emerging trends - Website modernizations,

    Mobile Apps, Private Cloud, Advanced Analytics

    Current Trends & Our Journey 2

    Social, Mobile, Analytics, Cloud, User Experience, Security, Strong Core

    Information Technology

    Prescriptive Analytics, Hybrid Cloud, Security, Strong Core, User Experience

    More Mobile Apps

    4

  • Confidential Slide

    0

    200

    400

    600

    (in million)

    2015 2008 2006 2012 2010 2004 2002 2000 1998 1996 1994 1992 2018

    5

    Exponential internet explosion

    India racing ahead: 550 MN+ internet users by 2018

    Over 550 million internet users by 2018

    60% will only access the internet through their mobile

    Source: Boston Consulting, Accenture

    Internet 1

    Predictions - 2016 and Beyond 1

    20 years for first 100 million users; 2-3 years for second 100 million;

    1 - 1.5 years for next three 100 million each

  • Confidential Slide

    40

    20

    0

    100

    80

    60 7.1%

    2.9% 7.2%

    22.4%

    0.1%

    3.5% 0.3% 2.4%

    42.0%

    2010 2003

    3.3%

    94.3%

    5%

    49.0%

    15.8%

    44.6%

    % share of transactions from banking channels

    2020 (Base)

    Branch

    ATM cards

    POS (Card)

    Call centre

    Online

    Mobile

    Direct

    channels

    Survey across 14K customers, 50K

    bank employees (2011)

    In Banking

    ~0% 3.9% 33% % share of direct

    channels

    By 2020, Share of transactions on direct channels

    to increase from 4% to 33% (Banking)

    Source: Boston Consulting,

    Channels 2

    Predictions - 2016 and Beyond 1

    6

  • Confidential Slide

    Social Media Users to Grow by 15% by 2016-17 in India

    240 million Internet users in India

    106 million active social media users

    Today social media banking users are

    not even 5% of Active Internet banking

    or social network users

    By 2016-17, it will grow to 13-15%, so

    an exponential growth is expected

    Source: Gartner, Boston Consulting

    Social 3

    Predictions - 2016 and Beyond 1

    7

  • Confidential Slide

    One million New IOT devices will be purchased

    every hour of every day in 2021

    By 2020, 50% and more domestic smart objects

    will be able to communicate (directly or

    indirectly) with smartphones

    By 2018, 6 billion connected things

    will be requesting support

    By 2018, 2 million employees will be required to wear health and fitness tracking devices

    as a condition of employment

    Worries about system data will be dwarfed by concerns over personal, behavioral and

    health data Source: Boston Consulting, Accenture

    Internet of Things (IOT) 4

    Predictions - 2016 and Beyond 1

    8

  • Confidential Slide

    By 2020, smart agents will facilitate 40% of mobile interactions, and the

    post-app era will begin to dominate

    Virtual personal

    assistants (VPAs) for

    workforce productivity

    would be on the rise

    Cloud services with

    open VPA APIs would

    grow

    The post-mobile / post-app era is coming Virtual Assistants 5

    Predictions - 2016 and Beyond 1

    9

    Source: Gartner

  • Confidential Slide

    Through 2020, Smarter and Faster Business Decisions Will Be a Key Driving Force of IT Innovation.

    Big Data Analytics will be embedded

    everywhere

    IDC predicts that by 2020, 50% of all

    business analytics software will include

    prescriptive analytics

    By 2020, IDC predicts, data monetization

    efforts will result in enterprises increasing the

    marketplaces consumption of their own data

    by 100-fold or more

    Also, by 2020, the amount of data that is

    worth analyzing will double

    Source: IDC, Gartner

    Big Data 6

    Predictions - 2016 and Beyond 1

    10

  • Confidential Slide

    Information Technology

    Co

    nte

    nts

    Way Forward

    Predictions & Trends - 2016 and beyond

    Strategic Predictions for 2016 and Beyond

    Internet, Channels, Social , IOT, Virtual Assistants, Big Data

    Social, Mobile, Analytics, Cloud, User Experience, Security, Strong Core

    Projects undertaken against the emerging trends - Website modernizations, Mobile

    Apps, Private Cloud, Advanced Ana